Blog, YouTube & Content Monetization

The value of cryptocurrency XRP continues to slide, dipping as low as $1.92 as of Monday morning. XRP—the native crypto token of the XRP Ledger, created by Ripple Labs—has seen its value hover around the $2 mark for roughly a month, and has been on a downward trend since late July, when values peaked at more than $3.50. Values remained elevated through most of the summer months, catalyzed by U.S. regulators dropping legal actions against Ripple Labs, which had stretched on for several years. Additionally and subsequently, XRP ETFs have hit exchanges, theoretically broadening XRP’s appeal and reach within the crypto space. That, it seems, should have increased demand …

Below, Melissa Bernstein shares five key insights from her new book, The Heart of Entrepreneurship: Crafting Your Authentic Recipe for Success. Bernstein founded a toy company, Melissa & Doug, with her husband, in 1988. In 2021, they launched their second company, Lifelines, a wellness brand offering sensory products to manage stress and enhance well-being. She is the entrepreneur-in-residence for the Inner MBA certification program created by Sounds True, LinkedIn, and Wisdom 2.0. She is also cofounder of Duke University’s Melissa & Doug Entrepreneurs program. What’s the big idea? As we age, many of us lose touch with the childlike curiosity and wonder…

Medicare has launched a six-year pilot program that could eventually transform access to healthcare for some of the millions of people across the U.S. who rely on it for their health insurance coverage. Traditional Medicare is a government-administered insurance plan for people over 65 or with disabilities. About half of the 67 million Americans insured through Medicare have this coverage. The rest have Medicare Advantage plans administered by private companies. The pilot program, dubbed the Wasteful and Inappropriate Service Reduction Model, is an experimental program that began to affect people enrolled in traditional Medicare from six states in January 2026. …

If AI can write our emails, analyze data, and generate code, then machines outperform humans on nearly everything we currently measure: speed, productivity, and task completion. Based on these measures, humans lose. Their jobs. Their dignity. Their worth. A recent management study shows that AI can help people do 12% more work, 25% faster—but it gets the answers wrong 19% of the time. That’s a telling number. And helps us to understand what we’re all experiencing. We’re optimizing for throughput while quietly accepting a compounding error rate. If we value motion and not direction, we’re like Wile E. Coyote, sprinting forward ever faster—only to realize, a beat too …

Does the high price of gas have you considering a hybrid for your next vehicle? We don’t blame you, especially if you drive a lot. Fortunately, there are lots of hybrids to choose from, and many don’t cost much more than their non-hybrid counterparts. But to recoup the extra cost of a hybrid the quickest and start saving money, we don’t recommend purchasing just any hybrid. The car experts at Edmunds outline four tips that will give you the tools you need to find a hybrid that will maximize your savings. Aim for hybrids with the shortest payback periods New hybrids typically cost more than similar gas-only vehicles, so aim for a hybrid that doesn’t cost much more than it…

The first Big Tech layoffs of 2026 have happened. This week, Facebook owner Meta Platforms reportedly informed employees that up to 1,500 positions in its Reality Labs division would be eliminated. Here’s what you need to know about the job cuts. What’s happened? Meta this week notified employees in its Reality Labs division that up to 10% of jobs could be lost, according to a Bloomberg report. A day earlier, the New York Times reported that the layoffs were expected. Reality Labs is a division of the social media giant primarily responsible for developing the company’s augmented and virtual reality products. The division was responsible for spearheading Meta’…

The results are in. McDonald’s latest earnings report sheds light on the growing divide among U.S. consumers—as the wealthiest Americans continue to spend and eat out—while lower income families are making less trips to the Golden Arches as they battle the rising cost of living, skyrocketing food prices, grocery inflation, and stagnate wages. A look at McDonald’s third quarter earnings, released Tuesday after the closing bell, shows the fast food giant’s U.S. same-store sales increasing 2.5%, over the same period last year, (up 3.6% globally,)—but missing analyst expectations with adjusted earnings per share (EPS) coming in at $3.22, ten cents under expectations of $3…

AI isn’t a cost-cutting tool. It’s a revenue multiplier. Yet too many companies are stuck asking how AI can help them run leaner with fewer people, faster processes, lower costs. That question won’t unlock exponential growth. The better one is: How can AI help us grow faster, sell more, and drive new revenue streams? Yes, cost savings will deliver marginal gains. But accelerated and/or new revenue unlocks step-change impact. If your AI doesn’t show up in your P&L as higher conversion, more long-term value, and stronger monetization, then it’s not a strategy. It’s just automation. THE REVENUE UNLOCK IS HIDING IN PLAIN SIGHT AI’s real power lies in how it tra…

While smartwatches have spent the last decade fighting for our attention with buzzing notifications and glowing screens, a quieter revolution has been moving down to our fingers. Yes, the smart ring market has matured from a niche experimental category into a legitimate hardware battleground where the stakes involve more than just step counts. For anyone looking to track their health without (or while) strapping a small computer to their arm, the landscape is now crowded with options that balance high-end aesthetics with serious sensor arrays. Here are some to check out. Oura Ring 4 ($349 + $6/month) The Oura Ring 4 remains the undisputed heavyweight ch…

Time magazine has named the “Architects of AI” as its 2025 Person of the Year, a decision that has sparked significant backlash from gamblers who lost out on semantics. The companies behind AI tools and infrastructure aren’t “AI” in the literal sense, so prediction markets Kalshi and Polymarket ruled that anyone betting on “AI” doesn’t win. As author Parker Molloy pointed out on Bluesky, gamblers on the site are not pleased. “Someone please explain to me how this is not a trick?” one user complained after betting on billionaire Elon Musk on Kalshi. “Person of the year is a singular title…” “ThE aRcHiTeCtS oF AI,” another user wrote. “Fuck you pay me.” Oth…

A few months ago, I was scrolling through TikTok when I came across a video that stopped me in my tracks. It starred an animated frog, dressed in a wizard hat, robe, and pink nail polish, superimposed over a psychedelic background and speaking in a hypnotizing, ethereal voice. “It’s time to stop doing nothing, and start doing something,” he crooned. “I cast . . . motivation!” I’d stumbled across the Pine Wizard Frog—a recurring character on the official TikTok account of household cleaning fluid Pine-Sol. Pine-Sol’s page, with its surrealist visuals and hypnotizing songs, is an example of what I call “brain-rot-brand TikTok”: It’s a subgenre of digital marketing that rej…

Even if you barely use AI, pretty soon you’ll be paying the price for it. Due to the demands of AI data centers, memory supplies are drying up for all kinds of devices, from phones and laptops to desktop PCs and game consoles. Three companies control nearly all the world’s DRAM production—Micron Technology, Samsung Electronics, and SK Hynix—and they’ve shifted production toward the type of RAM that those data centers run on. This comes at the expense of RAM for consumer electronics, resulting in a shortage that could last into 2028. It’s early days for the fallout, but what sounded like an abstract concern in 2025 is quickly becoming real, as electronics makers ra…

Higher education is under pressure from every direction. Shifts in finance and policy, high tuition costs, and a decline in public trust have forced colleges and universities to rethink how they prepare people for work. At the same time, employers face persistent talent shortages and widening skills gaps. These challenges have created momentum for a more practical, outcome-driven model built on deeper collaboration between educators and employers. When these partnerships are designed well, they can strengthen workforce infrastructure. They can also align education with labor market needs and expand career pathways. CLOSE THE MIDDLE SKILLS GAP Strong employer-educator pa…

Back in November, Fast Company and Johns Hopkins partnered for the first-ever World Changing Ideas Summit in Washington, DC, an event that convened leaders across business and academia to engage with the ideas and innovations reshaping the future. Knowing we were heading into a new year that undoubtedly is bringing new challenges to every industry, we asked some of our speakers working in space, healthcare, AI, and the intersections therein, what would be top of mind for them in 2026: “We’re in a race against resistance.” Akhila Kosaraju, founder and CEO of Pharebio, is using predictive and generative AI to power drug discovery. The startup plans to develop 15 new anti…

Below, George Newman shares five key insights from his new book, How Great Ideas Happen: The Hidden Steps Behind Breakthrough Success. George is an associate professor at the Rotman School of Management at the University of Toronto, and he has spent his career trying to unravel the mysteries of what creativity is and where it comes from. His research has been featured in the New York Times, The Economist, BBC, Scientific American, Forbes, The Wall Street Journal, and The Washington Post. What’s the big idea? Most of us think great ideas are conjured from within—some mysterious well of genius possessed by a special few. But if you listen closely to history’s most celebra…

Batteries are powering a significant shift in how we go about our daily lives, ranging from the devices we carry to electric vehicles and energy storage systems. Batteries play a critical role across key sectors from data center infrastructure, military, and microgrid applications to consumer electronics and more. But as demand surges, so does end-of-life material that needs to be managed. Beyond serving as compact energy sources, batteries also represent a domestic source of essential critical minerals. To fully realize their value, it is crucial to close the loop at end-of-life by recovering these minerals and strengthening the supply needed to support a rapidly expand…

Pinterest, a platform Futurism described as “being strangled by AI slop,” is not having a great day. The image-based social media company yesterday released its third-quarter earnings and, despite a 17% increase in revenue year-over-year (YOY), its shares took a tremendous tumble. Pinterest stock (NYSE: PINS) dropped about 20% through after-hours trading and into premarket on Wednesday, sitting at 18.6% down at the time of publishing. We’ll get into the “AI slop” factor, but first it’s worth noting that Pinterest’s revenue might have improved YOY, but it only just met Wall Street’s expectations of $1.05 billion, according to consensus estimates cited by CNBC.…

It’s alive. The Terrarium Phone Case by U.K.-based designer Daniel Idle is a clear iPhone 16 Pro Max case with a vertical terrarium designed to show off small plants growing inside. “The idea came from noticing how personal phone cases have become,” Idle tells Fast Company. “People use them to carry objects, express themselves, and customize something they interact with all the time. That got me thinking about how much time we spend on our phones and how disconnected they make us feel from nature.” To bring nature to this most unexpected of places, Idle wanted to see if a phone case could include living elements by building an ecosystem directly into it. …

Gabriela Flax spent the first part of her career working in tech as a product manager. And while every day was different and varied, there were aspects of it that were causing her burnout. “I’ve always really enjoyed the product marketing aspect of my work,” she says. “I really like talking to end-users about ‘Hey, this is how this thing helps you’ and how to articulate that.” However, she wasn’t able to work on it as much as she would have liked. At the same time, Flax was in her 20s, living in London, and had stopped drinking alcohol. She began posting her journey in social media, talking about bars and places that were non-alcohol related. Flax recalls, …

The global energy industry is under pressure to innovate. Energy companies need vetted, field-tested technologies that improve efficiency, enhance safety, and streamline operations. On the other side of the spectrum, early-stage startups developing new technologies struggle to access customers, test environments, and capital. These parallel challenges can slow crucial energy innovation, creating a commercialization gap. One approach to addressing this challenge has emerged in Tulsa, Oklahoma, a region with deep institutional knowledge and over a century of experience in energy operations. Rose Rock Bridge, a nonprofit based in Tulsa, is a pilot deployment studio that …

Want more housing market stories from Lance Lambert’s ResiClub in your inbox? Subscribe to the ResiClub newsletter. During the Pandemic Housing Boom, from summer 2020 to spring 2022, the number of active homes for sale in most housing markets plummeted as homebuyer demand quickly absorbed almost everything that came up for sale and sellers had ultimate power. Fast-forward to the current housing market, and the places where active inventory has rebounded to 2019 levels (due to strained affordability suppressing buyer demand) are now the very places where homebuyers have gained the most power. At the end of November 2025, national active housing inventory for sa…

Around a decade ago, Chad Dale watched as some of his friends started to leave Seattle. “They wanted to stay in an urban environment, but the city was too expensive for them to have all the things that they wanted to have,” Dale says. His friends who were beginning to have kids wanted backyards and guest rooms for visiting in-laws; they looked for single-family houses in the suburbs. But Dale, a developer, wondered whether there could be a different solution. What if he and several friends joined together to build their own apartment building—and all lived in the same place? Some friends had already bought a vacation home together on nearby Whidbey Island, and they lik…