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The average rate on a 30-year U.S. mortgage fell to its lowest level of 2025 this week, an encouraging sign for prospective home buyers. The average long-term mortgage rate dipped to 6.15% from 6.18% last week, mortgage buyer Freddie Mac said Wednesday. That’s the lowest average long-term rate since October 3, 2024, when it dipped to 6.12% before shooting back up. One year ago, the rate averaged 6.91%. Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, fell this week to 5.44% from 5.50% the previous week. A year ago, it averaged 6.13%, Freddie Mac said. Mortgage rates are influenced by several factors, from t…

GameStop is providing details on a new compensation package for CEO Ryan Cohen that is dependent on him meeting certain “significant” performance targets. The video game retailer said in a regulatory filing on Wednesday that Cohen would have to grow its market capitalization to $100 billion and it would need to hit $10 billion in cumulative performance EBITDA — or earnings before interest, taxes, depreciation and amortization — for his award to fully vest. GameStop said Cohen won’t receive any guaranteed pay, which it defines as no salary, no cash bonuses, and no stock that simply vests over time. “His compensation is entirely ‘at-risk,’ meaning he will only b…

Fitness brand Modern Warrior has voluntarily recalled all lots of its dietary supplement Modern Warrior Ready after testing revealed the presence of “undeclared ingredients,” one of which could be potentially life threatening. ​The product was sold over a period of three years as capsule-based dietary supplements. Consumers nationwide could buy them directly online. The voluntary recall was announced on Friday, January 9, the same day that a recall notice was published on the website of the Food and Drug Administration (FDA). Here’s what you need to know. What does the recalled product look like? The recalled dietary supplement, Modern Warrior Ready, is…

An ailing astronaut returned to Earth with three others on Thursday, ending their space station mission more than a month early in NASA’s first medical evacuation. SpaceX guided the capsule to a middle-of-the-night splashdown in the Pacific near San Diego, less than 11 hours after the astronauts exited the International Space Station. Their first stop was a hospital for an overnight stay. “Obviously, we took this action (early return) because it was a serious medical condition,” NASA’s new administrator Jared Isaacman said following splashdown. “The astronaut in question is fine right now, in good spirits and going through the proper medical checks.” It was an…

Big city or small town? Tourist trap or undiscovered sights? Following an itinerary or spontaneous exploring? Travel has become a trend as generations raised on social media catch flights, not feelings. But Gen Z and millennials may also be redefining travel—all in the search of a more authentic adventure. Hidden-gem locations and no-stress getaways are top of the list for young travelers. It’s a shift from the kinds of bucket-list destinations that have saturated Instagram and TikTok and fueled an overtourism crisis in recent years. As traveler-favorite towns are combatting high influxes of visitors, some travelers are looking to new horizons. They’re …

The blockchain is coming to Wall Street. The New York Stock Exchange (NYSE) said on Monday that it was developing a platform to trade tokenized securities, digital representations of assets like stocks and bonds. But exactly when the 233-year-old financial institution will turn it on is still up in the air. Supporters of the technology argue that the change could modernize the NYSE, giving traders some of the same advantages that are enjoyed by investors in the cryptocurrency world. But Wall Street stalwarts are wary of altering a system that has been the bedrock of securities trading for more than two centuries. Curious what the fuss is about? Here’…

Anthropic is out with a new model called Claude Opus 4.6, an upgrade to its top-of-the-line Opus 4.5 model that launched in November. The new release could add new capabilities to Anthropic’s Claude Code coding assistant, which is facing growing competitive pressure from OpenAI’s Codex. Anthropic says Opus 4.6 improves on its predecessor’s coding skills, planning, and, perhaps most importantly, its ability to reason more clearly when handling large amounts of information. When Opus 4.6 powers Claude Code, the coding agent can comprehend larger codebases and make more thoughtful decisions about how and where to add new code, the company says. More long-term memory …

I hold the key to the Ferrari in my hand. I press it, like a puzzle piece, into a notch by my right hip. Yellow fades from the key as the hue enters the shifter and the dashboard comes to life with a wave of yellow. I’m enchanted. My foot can’t wait to slam down on the pedal. The only thing I’m missing is . . . the entire rest of the car. Even for a legendary automaker launching its first EV, it was a preposterous pitch: Ferrari’s big car reveal would not show the car. And it wouldn’t show the car’s interior, either. Instead, journalists were asked to fly—some of them halfway across the world—to scope out a steering wheel, a few chunks of dashboard, a center conso…