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More Klarna customers are having trouble repaying their “buy now, pay later” loans, the short-term lender said this week. The disclosure corresponded with reports by lending platforms Bankrate and LendingTree, which cited an increasing share of all “buy now, pay later” users saying they had fallen behind on payments. The late or missed installments are a sign of faltering financial health among a segment of the US population, some analysts say, as the nation’s total consumer debt rises to a record $18.2 trillion and the The President administration moves to collect on federal student loans. Shoppers who opt to finance purchases through BNPL services tend to be younger t…

It’s Q1 2026. Your chief financial officer is cutting innovation budgets by 20%. Your AI pilot showed 94% accuracy improvements. The LLM is yielding solid results. You’re getting defunded anyway. The reason? You solved a problem AI can solve. Your budget-holder needed you to solve theirs. Companies launch AI pilots that produce results, then stall at scale. The team’s diagnosis: “They don’t get it.” What’s really going on: These projects never earned budget-holder buy-in. Passing the budget-holder test requires three things pilot teams fall short on: analytic proof that you move their needles, execution confidence that scale is achievable, and relational t…

There are brief moments when Annisa Faquir forgets that the Little Red Hen Coffee Shop, the Altadena diner her grandmother founded a half century ago, burned down in the Eaton Fire. “You think, ‘I can go grab something—oh wait, it’s in ashes,’” said Faquir, who has worked at the shop since her mother, Barbara Shay, took over the family business seven years ago. The women want to rebuild the diner loved by neighbors for its shrimp and grits, catfish, and Shay’s secret house coffee blend. They knew they’d need help, but were surprised when Paris Hilton called to offer it to them. The Little Red Hen Coffee Shop is one of 50 women-owned businesses impacted by the …

Instacart said Monday that it will no longer allow retailers to use an AI-powered price testing program, two weeks after an extensive investigation showed wide discrepancies in the cost of groceries purchased through the platform. Effective immediately, retailers will no longer be able to use Eversight technology to run price tests on Instacart, the San Francisco-based company said in a blog post. Previously, a small number of retail partners were able to conduct testing that resulted in different prices for the same item at the same store—something that “missed the mark for some customers,” Instacart said in a blog post. “At a time when families are working excep…

AI is forcing every leader into a choice they can’t dodge: do you believe your people are fundamentally creative and motivated, or lazy and in need of control? Most leaders won’t want to answer that honestly, but their AI strategy already has. The AI mandates. AI-blamed layoffs. So-called AI-enabled “bossware.” The truth is in the tools: many leaders prefer “synthetic” employees they can control, and will treat human beings much the same way until they can be replaced. Sound hyperbolic? Just look at recent headlines. Klarna’s CEO famously bragged about AI replacing his staff after the company fired or lost 22% of its workforce a year earlier (this blew up in his f…

Eat this, not that. This one food will cure everything. That food is poison. Cut this food out. Try this diet. Don’t eat at these times. Eat this food and you’ll lose weight. With society’s obsession with food, health, and weight, statements like these are all over social media, gyms, and even healthcare offices. But do you need to follow rules like these to be healthy? Most often the answer is no, because health and nutrition is much more complex and nuanced than a simple list of what to eat and what to avoid. Despite this, rules about health and nutrition are so common because of diet culture—a morality imposed by society that sees falling outside the arbitrary idea…

Fujifilm’s newest camera model, the Instax Mini Evo Cinema, is a gadget that’s designed for the retro camera craze. The device is a vertically oriented instant camera that can take still images, videos (an Instax camera first), connect with your smartphone to turn its photos into physical prints, and capture images in a wide range of retro aesthetics. It’s debuting in North American markets in early February for $409.95. Fujifilm’s new model taps into a younger consumer base’s growing interest both in retro tech and film photography aesthetics—a trend that’s been driven, in large part, by platforms like TikTok. The Instax Mini Evo Cinema turns that niche into a cl…

Want to watch history being preserved in real-time? The Internet Archive, the digital library of Internet sites and other cultural artifacts, has started live streaming on YouTube from its scanning center in California for anyone to watch. Monday through Friday, from 10:30 a.m. ET to 6:30 p.m. ET, viewers can tune in and watch live as fragile film cards are turned into searchable public documents, soundtracked to relaxing lo-fi beats. This work is part of Democracy’s Library, a global initiative to digitize and make publicly available millions of government records. “This livestream shines a light on the unsung work of preserving the public record, and the cri…

We don’t talk enough about what doesn’t scale. Which is ironic, because we talk about scale constantly. Scale is the shorthand for success in just about every industry. If it can’t scale, is it even worth doing? That’s the kind of thinking that floods strategy decks, venture capitalist meetings, and quarterly reviews. But here’s the question I keep circling back to: Can it still matter if it doesn’t scale? Because I’ve seen real impact in spaces where scale wasn’t the point. And frankly, it wasn’t even possible. THE MYTH OF “MASS = MEANING” There’s a quiet arrogance baked into how we treat scale, as if the size of a thing is what determines its signific…

U.S. hospitals generate nearly six million tons of waste each year, and a single patient can be responsible for more than 30 pounds a day. Much of that waste comes from the operating room (OR), which accounts for up to a third of a hospital’s total output and is among the most expensive areas to manage. A large portion comes from single-use devices, packaging, and transport materials. These practices are often criticized, and not without reason. But in settings like transplantation, much of that waste is directly tied to protecting patients. I’m often asked, “Why not make devices reusable?” or “What about the environmental impact?” After years in the OR and workin…

Ikea’s new collection is all about accessibility. The furniture maker’s new Bäsingen collection, which is available this month, includes six items for the bathroom that the company designed to be easy to use for people with disabilities: a shower chair, two kids of stools with rails, a towel rail, a shower shelf, and a toilet roll holder. The products range from about $12 to about $39. The collection was designed to be sturdy and non-slippery, with tube handles on the stools and that are thick for an easy grip. The dark color for the products in the collections was also chosen so the items would be easily visible, but stylish enough so to be something you’d want t…

Now that AI can control your web browser, the next frontier might be to take over your entire computer. At least that’s what Seattle-based startup Vercept is trying to do with Vy, a currently free Windows and Mac app that can manipulate your mouse and keyboard to automate tedious or repetitive tasks. You just tell it what you’re trying to do, and then it takes control. Vy first launched as a beta for Macs in May, but has now been rebuilt and is available for Windows as well. My experiments with Vy have yielded mixed results. If you’ve ever yelled at ChatGPT for failing to follow instructions, that frustration becomes magnified when AI is piloting your entire compu…

Twice a year, New Yorkers and visitors are treated to a phenomenon known as Manhattanhenge, when the setting sun aligns with the Manhattan street grid and sinks below the horizon framed in a canyon of skyscrapers. The event is a favorite of photographers and often brings people out onto sidewalks on spring and summer evenings to watch this unique sunset. The first Manhattanhenge of the year takes place Wednesday at 8:13 p.m., with a slight variation happening again Thursday at 8:12 p.m. It will occur again on July 11 and 12. Some background on the phenomenon: Where does the name Manhattanhenge come from? Astrophysicist Neil deGrasse Tyson coined the ter…

Since the term “design thinking” took off in 2000, the once boutique industry of design became a household term. Spurred on by the stratospheric growth of Apple after the iPhone launch in 2007, businesses invested untold sums purchasing design companies and building design proficiency in-house. The cherry on top arrived when McKinsey published a report in 2018 cementing the value of design in leading businesses cross-sector. And then? For the last several years, the design industry has quietly lost some of its luster. We’ve published multiple stories examining how the world of business broke up with design, while a generation of design leadership has grappled with the…

The U.S. Justice Department is doubling down on its attempt to break up Google by asking a federal judge to force the company to part with some of the technology powering the company’s digital ad network. The proposed dismantling coincides with an ongoing federal effort to separate Google’s Chrome browser from its dominant search engine. The government’s latest proposal was filed late Monday in a Virginia federal court two-and-half weeks after a federal judge ruled that its lucrative digital ad network has been improperly abusing its market power to stifle competition to the detriment of online publishers. In a 17-page filing, Justice Department lawyers argued tha…

Pop culture subreddit r/Fauxmoi is facing accusations of defamation from YouTuber and podcaster Ethan Klein. Klein first rose to internet fame through his YouTube channel, h3h3Productions, which he co-created with his wife, Hila Klein. The channel now boasts 5.71 million subscribers. The Kleins caught the attention of r/Fauxmoi—a subreddit inspired by the popular Instagram story page Deuxmoi—after Hila shared an Instagram story claiming that a potential collaboration fell apart due to antisemitism. In response, the subreddit was flooded with posts resurfacing alleged problematic behavior and controversial language used by the Kleins on camera. Ethan fired back at …

The Mojave Micro Mill just broke ground in the Mojave Desert about 85 miles from downtown Los Angeles. It’ll be the first steel mill to open in California in more than half a century when it begins production in two years. More notable, it’ll do so using local sun and wind power, making it the first self-powered, net-zero steel mill in the country. Mojave Micro will make rebar—the thin rods of steel used to reinforce concrete walls and floors—out of recycled scrap steel using a net-zero manufacturing process. Eric Benson, CEO of Pacific Steel Group, which will operate the plant, said the company had started to strategize about a new facility a few years ago. Sinc…

British entrepreneur Emma Grede, who founded the women’s bodywear company Skims along with her husband Jens Grede and Kim Kardashian, is getting a lot of attention after dismissing work-life balance as a priority for employers. “Work-life balance is your problem, not the employer’s responsibility,” Grede said on “The Diary of a CEO” podcast on Monday, hosted by British entrepreneur Steven Bartlett, which features interviews with CEOs and other successful leaders. “Look, I have four kids and I had to figure out how I would think about my own ambition balanced with my parenting, that’s the truth,” she continued. While they say that all PR is good PR, Grede’s claim i…

This morning, OpenAI released the company’s new GPT-5.2 model. If you’re a coder or someone who follows AI benchmarks for fun (hey, I won’t judge), this model will excite you tremendously. For everyone else, prepare to be underwhelmed—or rather, prepare to wait another month or so for the real OpenAI new release to come out. Keeping up with the Joneses GPT-5.2 is fundamentally about making small tweaks and improvements to the already fairly new GPT-5.1 model. Today’s release improves OpenAI’s performance on a variety of industry benchmarks. GPT-5.2 is faster and more efficient than its predecessor, and it does a better job solving scientific and t…

Earlier this month, Apple officially announced that it would be postponing the launch of some planned Apple Intelligence features to a later, unspecified date in the future. These features mainly revolved around an AI-supercharged Siri. The news of the delay sent the tech press into a frenzy, with many writers criticizing the company for failing to deliver on its promises. Additionally, people speculated that the delay of these features could impact iPhone sales this year. While the criticism is justified, I think the prediction that the delay will impact iPhone sales places too much faith in the appeal of AI. Apple delays new Siri AI features As noted by 9to5M…

In Denmark, a grocery store chain used a black star. In Canada, it was a maple leaf. President Donald The President’s trade war inspired new country-of-origin “Made In” labels this year as shoppers outside the U.S. looked to avoid buying American-made goods and shop local instead. In the U.S., though, the “Made in USA” brand is losing its domestic appeal. Country-of-origin labeling is designed to be a stamp of authenticity and quality. Countries police their own rules to ensure products labeled “made” or “assembled” in their country really were made or assembled there and that they meet national standards. When the Copenhagen-based think tank 21st Century int…

California’s governor called upon the state’s cities and counties to ban homeless encampments this week, even providing blueprint legislation for dismantling the tents lining streets, parks and waterways throughout much of the state. Gov. Gavin Newsom, a Democrat, made homelessness a priority of his administration when he took office in 2019. It had previously been an issue primarily for mayors and other local officials, but Newsom pumped money into converting old motels into housing and launched other initiatives to tackle the issue. Still, he has repeatedly called out cities and counties to do their part, and on Monday, he unveiled draft language that can be adopte…

At Google, AI is reshaping employees’ titles and how they work. Last month, Google Cloud’s senior director and chief evangelist Richard Seroter told Fast Company that software engineers have turned into product engineers, or architects, as they move away from manual coding to directing teams of AI agents. It seems that AI also changed how Google’s CEO, Sundar Pichai, works, too. “I just think the CEO job is not that complicated,” Pichai said when asked how close AI is to replacing him as a CEO during a recent interview with The Verge. “There are aspects of it where I think [AI] is going to be very, very helpful in terms of decision-making.” The CEO added that AI …