What's on Your Mind?

The stock price of UnitedHealth Group (NYSE: UNH) is sinking yet again this morning after reports that the private healthcare company is now under criminal investigation by the Department of Justice (DOJ) over possible Medicare fraud. The company says it has not been notified by the DOJ about the alleged investigation, which was reported by the Wall Street Journal. As of the time of this writing, UNH shares are currently down over 6% to $289.20 per share in premarket trading. UNH shares have not seen that low since 2020. Before today’s premarket fall, UNH shares had already been hammered since 2025 began. The stock closed at $308 yesterday, marking a more th…

A decade ago, inventor Jeneva Bell launched a startup called Ruggable that seemed radical at the time: A rug brand with products that you could throw in your home washing machine when they got dirty. Rugs have been a household staple for thousands of years, adding warmth and color. But wool and cotton rugs are delicate and require expert cleaning—which creates challenges for people who have toddlers, or pets, or cups of coffee that occasionally spill. Bell knew there was another way, so she designed a rug with two parts—a base and a polyester top layer—that could be separated and cleaned in a home washing machine. She believed that if she created a product that lo…

On the way to work, you see a TikTok video of the president admitting to a crime. In the elevator, you hear your favorite band, but the song is completely unfamiliar. At your desk, you open an email from an executive in another department. It contains valid sales information and discusses a relevant legal issue, but the wording sounds oddly wooden. After lunch, the CEO sends all managers a link to a new app she had casually proposed just a few days earlier. Later, you interview a job candidate via Zoom, but the person looks different from his LinkedIn picture. Any or all of these things—the video, the song, the email, the CEO’s app, the candidate—could have been gener…

We’ve all heard the saying, “When you change the incentives, you change the behavior,” and most of us even believed it at some point. But with experience, you find that human behavior doesn’t fit into such neat little boxes. People act the way they do for all kinds of reasons, some of them rational, some of them not. The truth is that incentives often backfire because of something called Goodhart’s law. Once we target something to incentivize, it ceases to be a good target. A classic example occurred when the British offered bounties for dead cobras in India. Instead of hunting cobras, people started breeding them which, needless to say, didn’t solve the problem. …

Organizations look structured and logical from the outside—boxes and lines, reporting relationships, KPIs, and performance frameworks. But walk into any real meeting, and you’ll sense it: side glances, shifting energy, people going silent when one voice enters the room, unexplained resistance to change, and power dynamics no slide deck could predict. That’s not just dysfunction. That’s the system speaking, and most leaders aren’t listening. That is why we need something called systemic intelligence. Systemic intelligence is the capacity to sense and respond to the invisible forces shaping an organization’s behavior, culture, and outcomes. It’s not about…

I was interviewing for a job as a customer service agent with Anna. She had a low, pleasant voice and she’d nailed the pronunciation of my name—something few people do. I wanted to make a good impression except I had no idea what Anna was thinking because Anna couldn’t think. Anna wasn’t technically a person. She was AI. Not only is AI changing how we do our jobs, it’s also changing how we get jobs. This ranges from using AI to screen resumes, schedule interviews, even conduct them. According to a 2025 report, 20% of companies are using AI to interview candidates. Even so, nothing can replace human recruiters, the folks who’ve deployed Anna into the wild stressed …

Midway while sailing across the Pacific with just his cat named Phoenix, Oliver Widger reflected on why he thinks his many followers—more than a million on TikTok and Instagram—are drawn to his story of quitting his 9-to-5 job and embarking on a journey from Oregon to Hawaii. “The world kind of sucks and, like, I don’t think I’m alone in how I felt with my work,” Widger, 29, told The Associated Press on Wednesday via Zoom. “You can be making $150,000 a year and you still feel like you’re just making ends meet, you know what I mean? And I think people are just tired of that and working really hard for nothing and want a way out.” People are inspired by someone who found …

The Koss Porta Pro headphones are one of the most iconic and popular designs in the history of audio equipment. The headphones were first released in 1984 in response to the rise of the Sony Walkman and aimed to translate the company’s audio prowess into a portable, affordable form factor. The results were unmistakably odd. The collapsible headband, blue driver housings and striking shape meant you could spot them from a mile away. But Koss managed to deliver its trademark warm, bassy sound signature into an accessible product, and its retro-futuristic industrial design has never quite gone out of style. Wikimedia Koss, which is still a family-run business head…

The hottest parties right now are happening in the metaverse. VRChat, a video-game-like social platform hosted in virtual reality, saw more than 130,000 people in attendance on New Year’s Day 2025, according to a VR culture blog. Before 2020, VRChat had hardly seen more than 20,000 concurrent users, according to Wired. While virtual clubbing began in the early 2000s on platforms like Second Life, VRChat, and AltspaceVR, the COVID-19 lockdowns brought a new wave of virtual ravers as traditional nightclubs closed and people looked for online alternatives. Today, VR clubbers line up each week for dozens of fully immersive virtual parties hosted across the U.S., Europ…

All last week, OpenAI watchers reported seeing strange things. References to GPT-5.1 kept showing up in OpenAI’s codebase, and a “cloaked” model codenamed Polaris Alpha and widely believed to have come from OpenAI randomly appeared in OpenRouter, a platform that AI nerds use to test new systems. Today, we learned what was going on. OpenAI announced the release of its brand new 5.1 model, an updated and revamped version of the GPT-5 model the company debuted in August. As a former OpenAI Beta tester–and someone who burns through millions of GPT-5 tokens every month–here’s what you need to know about GPT-5.1. A smarter, friendlier robot In their relea…

Hello and welcome to Modern CEO! I’m Stephanie Mehta, CEO and chief content officer of Mansueto Ventures. Each week this newsletter explores inclusive approaches to leadership drawn from conversations with executives and entrepreneurs, and from the pages of Inc. and Fast Company. If you received this newsletter from a friend, you can sign up to get it yourself every Monday morning. When I was a young professional in the 1990s, I didn’t aspire to be a CEO. (I was a business journalist focused on getting more challenging editorial assignments.) And even if I had wanted to run a company, I wouldn’t have known how to cobble together the necessary experiences to qualify fo…

Construction and real estate are in a challenging moment, with prices beyond reach for many buyers and little sign of near-term relief. Still, several recent breakthroughs could bring the goal of homeownership closer for more Americans, while other innovations focus on providing shelter for those who might otherwise go without. Beewise For a buzzy way to help resurrect the bee population Honeybee colonies in the United States could decline by as much as 70% in 2025, according to researchers at Washington State University. Beewise aims to counter that trend with the BeeHome, an autonomous hive that manages routine tasks and helps commercial beekeepers reduce colony loss…