What's on Your Mind?

Short staffing and the transition from paper checks to digital refunds are among the biggest challenges facing the Internal Revenue Service (IRS) this tax season. That’s according to the National Taxpayer Advocate’s expansive Annual Report to Congress, the latest version of which was recently posted online. The annual report aims to “help Congress strengthen taxpayer rights, reduce taxpayer burden, and improve IRS performance.” The Taxpayer Advocate Service, or TAS, is an independent office within the IRS that’s meant to look after the interests of taxpayers. Erin M. Collins, who submitted and signed off on the latest report, has served as the National Taxpayer A…

The 2025 tax season is in full swing, and the number one question most people have on their minds after filing their return is, “Where’s my tax refund?” Thankfully, the Internal Revenue Service (IRS) offers a quick and easy online tool to help you check the status of your tax refund. Here’s what you need to know about the tool as well as how long it may take to receive your refund. Check your tax refund status with the IRS’s ‘Where’s My Refund?’ tool If you’re anxious about where your refund is, there’s good news: you can check its status in just a few seconds using the “Where’s My Refund?” tool from the IRS. Checking your refund status is pretty easy. Here’s h…

You’re stuck in traffic again, late for work, watching brake lights stretch to the horizon. According to the most recent data in the U.S. (2024), here are some of the ways traffic jams are lowering the quality of life: Americans lost an average of an entire work week sitting in traffic. Commuter costs have surged 16% over the past five years to reach $269 billion annually. Congestion time for commuters has gone up 10% since 2019 and it’s 19% for trucks delivering all the products we buy. Stress increases of 80%, and aggressiveness increases of 52%. Long stretches in traffic lead to back pain, leg pain, and headaches. There’s no one solution to dealin…

The discount retailer that plans to take over and operate hundreds of Big Lots stores is closer to deciding which locations it will save. Some 200 Big Lots leases have been designated to be transferred to Variety Wholesalers, the North Carolina-based owner of Roses and other discount chains, new court documents show. In a bankruptcy filing dated Monday, Big Lots said it will transfer the locations as part of its agreement with Gordon Brothers, the restructuring and investment firm that took control of the embattled retailer earlier this month. The list includes Big Lots locations across at least a dozen states, mostly in the South and Midwest regions. It’s un…

The discount retailer that plans to take over and operate hundreds of Big Lots stores is closer to deciding which locations it will save. Some 200 Big Lots leases have been designated to be transferred to Variety Wholesalers, the North Carolina-based owner of Roses and other discount chains, new court documents show. In a bankruptcy filing dated Monday, Big Lots said it will transfer the locations as part of its agreement with Gordon Brothers, the restructuring and investment firm that took control of the embattled retailer earlier this year. The list includes Big Lots locations across more than a dozen states, mostly in the South and Midwest regions. It’s un…

On prediction markets, users can bet on anything and everything. But for those swinging big wins, is it just luck? Some users don’t seem to think so. In one recent event contract on Polymarket, users are wagering on the final storylines for the characters in the latest season of Euphoria, creator Sam Levinson’s HBO series about the messy lives of young people. The market, titled “Who will die in Euphoria: Season 3?,” ranks Nate Jacobs (played by Jacob Elordi) and Rue Bennett (the lead character, played by Zendaya) as the characters with the highest likelihood of dying this season, at 82% and 61%, respectively. Set to resolve by May 31, the same day as the seas…

Want more housing market stories from Lance Lambert’s ResiClub in your inbox? Subscribe to the ResiClub newsletter. Before a home falls into foreclosure, the warning signs typically appear months earlier. A borrower first misses a payment or two, landing in the 30- or 60-day delinquency bucket. If financial stress persists, they fall further behind—90 to 180 days past due—and only around then (lenders generally can’t start foreclosure until a borrower is at least 120 days delinquent) does the foreclosure process typically begin. This progression matters because the pipeline of early-stage delinquencies today tells us a great deal about where foreclosure activity i…

As a subject for delightful conversation, personal insurance ranks somewhere between polyp removal and credit default swaps. Which means most of us don’t know what we don’t know. No one likes to dwell on what might go wrong in the future—which is part of the reason why we all tend to regard insurance professionals with a healthy level of skepticism. But protecting yourself and your money from the unexpected has to be part of getting your financial house in order. Otherwise, a single bad event could erase all your hard work. To figure out what kinds of insurance you might need, start with the following basic rules of the insurance industry. Social benefit and …

Countless Rite Aid customers and employees are still waiting to learn the fate of their local pharmacies as the bankrupt drugstore chain sells off its assets and winds down operations. Now, at least three Rite Aid landlords are asking for more transparency into the process. Last week, Rite Aid announced that it has reached agreements to sell its prescription files for most of its 1,200 retail pharmacies, with successful bidders including CVS, Walgreens, and Albertsons, among others. Perhaps most notably, CVS agreed to buy prescription files for 625 of those pharmacies, even as it said it would only take over 64 physical Rite Aid locations in three states: Washington, …

We have reached the moment white collar workers have feared for months. Has AI finally come for my job? Companies like Salesforce claim they need fewer human employees to do the work AI can tackle, after laying off thousands. Klarna claims the company was able to shrink its headcount by about 40%, in part because of AI. Duolingo said last spring it will stop using contractors for work that AI can handle. Overall, companies have announced a staggering 700,000 job cuts in the first five months of 2025, an 80% jump from the previous year. The irony is almost poetic. For years, the tech industry assumed robots would come for factory workers first. Amazon’s leaked documen…

Hours before Jeff Bezos and Lauren Sánchez Bezos take their places as sponsors and honorary chairs of the Met Gala—fashion’s glittery annual fundraiser in support of the Metropolitan Museum of Art’s Costume Institute—a different kind of fashion event was unfolding across town. Ahead of the gala, hundreds of workers, organizers, and advocates gathered in the Meatpacking District in downtown New York for the Ball Without Billionaires, a worker-led fashion show designed to contrast the one at the museum. Organized by a coalition of labor groups including the Service Employees International Union (SEIU), the Strategic Organizing Center, and the Amazon Labor Union, the…

In the United States, it’s one of our annual holidays today, Presidents’ Day, which celebrates the dozens of American presidents we’ve had over the centuries. But on the other side of the world, an even larger holiday is kicking off: Chinese New Year. Here’s what you need to know about the festival and its importance to the millions of Chinese Americans in the United States. What is Chinese New Year? Chinese New Year, also known as the Lunar New Year or, in China, the Spring Festival, is an annual holiday that marks the beginning of the new lunar year. Unlike many Western holidays, the lunar new year does not have a fixed date. Instead, it typically falls on the fu…

Whiskey has always carried weight. Think crystal tumblers, low-lit bars, Don Draper pouring a glass after a big win, or Sinatra crooning with a dram in hand. These rituals and symbols have long defined the category, but in 2025 they may also have held it back. While other “dusty” drinks made surprising comebacks this summer (see Bacardi’s Breezer relaunch, Smirnoff Ice chasing Gen Z, even cask ale enjoying a 50% surge among 18–24-year-old pub-goers), whiskey didn’t seize the moment. The idea of making whiskey more appealing to younger drinkers isn’t exactly breaking news. But it matters now more than ever, thanks to a new opportunity with this demographic. According t…

In December 2025, Andrea Lucas, the chair of the U.S. Equal Employment Opportunity Commission, invited white men to file more sex- and race-based discrimination complaints against their employers. “Are you a white male who has experienced discrimination at work based on your race or sex? You may have a claim to recover money under federal civil rights laws. Contact the @USEEOC as soon as possible,” she wrote in a post on X. In February 2026, the EEOC began to investigate Nike on what the agency said was suspicion of discrimination against white workers. Both initiatives followed the EEOC’s March 2025 characterization of diversity, equity, and inclusion efforts…

Picture a data center on the edge of a desert plateau. Inside, row after row of servers glow and buzz, moving air through vast cooling towers, consuming more electricity than the surrounding towns combined. This is not science fiction. It is the reality of the vast AI compute clusters, often described as “AI supercomputers” for their sheer scale, that train today’s most advanced models. Strictly speaking, these are not supercomputers in the classical sense. Traditional supercomputers are highly specialized machines designed for scientific simulations such as climate modeling, nuclear physics, or astrophysics, tuned for parallelized code across millions of cores. What …