Getting Started

A new report from Upwork reveals that more than one in four U.S. knowledge workers—28%—are now working independently, generating $1.5 trillion in earnings in 2024. The findings are part of the company’s inaugural Future Workforce Index, published by the Upwork Research Institute, which analyzes the evolving role of skilled freelancers in the U.S. workforce. The report highlights a growing shift toward flexible, AI-driven work models and identifies freelancers as leading the way in technology adoption, continuous learning, and future-ready skills. According to the study, freelancers are outpacing full-time employees (FTEs) in AI usage and human skills needed for working a…

A new study from Zoho Corporation reveals that US businesses are falling behind global counterparts in digital workplace transformation, with security gaps and slow adoption of digital tools hindering progress. The Trends in Digital Workplace Transformation report surveyed 4,900 employees worldwide to assess digital transformation maturity and identified critical weaknesses in security and operational efficiency. US Businesses Struggle to Keep Pace The study found that 39% of US organizations remain in the early stages of digital transformation, trailing top-performing global competitors. US businesses ranked 61% in digital transformation maturity, slightly below the 62.…

The U.S. residential construction market is expected to expand by $242.9 million between 2025 and 2029, growing at a 4.5% compound annual growth rate (CAGR), according to a new report from Technavio. Rising household formation rates and a growing emphasis on sustainable construction practices are key factors driving market growth. However, the industry continues to face challenges, particularly in the availability of skilled labor for large-scale projects. The U.S. residential construction sector is seeing increased demand for affordable housing, spurred by lower mortgage rates and federal programs aimed at expanding access to homeownership. The Federal Reserve’s interes…

The U.S. Department of Transportation (USDOT) is embarking on a transformative initiative with Salesforce that could redefine how federal agencies operate. By leveraging Salesforce’s Agentforce, USDOT aims to modernize its core functions, enhance safety, and improve efficiency across the nation’s transportation system. For small business owners, the implications of this shift could be significant, offering insights into how technology can streamline operations and improve customer experiences. At the heart of the initiative is the integration of AI and data management. USDOT is currently grappling with outdated systems and siloed data that slow down operations. These ine…

Small businesses need to look at Facebook WiFi. You’ll get more activity on your Facebook business page. It’s good for social engagement and digital marketing. All you need to get started is a router and your smartphone. What is Facebook WiFi? It transforms your business into a WiFi hotspot when you are offering free WiFi to customers. Potential customers can check-in, and businesses can share announcements and promotions. Small businesses also receive analytics regarding gender and age demographics. Additionally, it’s software that provides people with free internet access. How to Setup Facebook WiFi Setting up Facebook WiFi is easy. Following are the steps to set up t…

The U.S. Postal Service announced that it has filed notice with the Postal Regulatory Commission (PRC) of proposed mailing services price changes scheduled to take effect on July 13, 2025. The proposed changes include a 5-cent increase in the price of a First-Class Mail Forever stamp, from 73 cents to 78 cents. According to the Postal Service, the proposed adjustments were approved by its Board of Governors and would raise mailing services product prices by approximately 7.4 percent. The PRC must review and approve the proposed rates before they go into effect. Summary of Proposed Price Changes The Postal Service provided the following breakdown of key planned rate incr…

In a stark reminder that fraud will not go unpunished, Troy Campbell, a businessman from Taylorsville, Utah, was sentenced to 18 months in prison for defrauding the Paycheck Protection Program (PPP). This case, part of an ongoing crackdown on COVID-19-related fraud, underscores the importance of integrity in the small business community and the potential repercussions of deceptive practices. From July 2020 until February 2023, Campbell orchestrated a scheme that led him to fraudulently obtain $437,230 in PPP loan funds intended to support small businesses during the pandemic. According to U.S. District Court records, Campbell, the registered agent and owner of Salt IT So…

In a sobering reminder of the ongoing challenges surrounding the Paycheck Protection Program (PPP), Halee Ann Mehlbauer of Tooele, Utah, has been sentenced to 15 months in prison for defrauding the program of approximately $177,030. This case serves as a stark warning to small business owners: while government programs are designed to support businesses in need, they can also attract fraudulent activities that undermine their integrity. Mehlbauer’s fraudulent actions involved submitting multiple applications for PPP loans based on false claims and non-existent businesses. Once the funds were secured, she misappropriated them for personal expenses unrelated to any legitim…

vcita, a technology platform serving small businesses and the organizations that support them, has announced an advanced upgrade to its BizAI product, introducing agentic AI capabilities designed specifically for SMBs. The latest version of BizAI aims to blend automation with human oversight, allowing businesses to streamline essential operations while maintaining control. According to vcita, the updated BizAI can assist with key tasks such as responding to clients, booking appointments, generating estimates, and providing data-driven insights. “With this advanced upgrade of BizAI, we’re closing the gap between enterprise-grade AI and the realities of running a small bus…

In an era where consumer behavior shifts at lightning speed, Venmo is evolving from a simple peer-to-peer payment app to a comprehensive money movement platform aimed at the next generation of spenders. This transition is notably marked by the expansion of Venmo’s Stash rewards program and a new brand campaign, which could have significant implications for small businesses looking to tap into a younger clientele. At its core, Venmo is enhancing its offerings to encourage everyday spending and enhance customer loyalty. The Stash rewards program now allows users to earn cash back on purchases made with Venmo at a growing list of lifestyle brands. Small business owners migh…

Venmo is revolutionizing the way small businesses manage international payments, making cross-border transactions as simple as sending a text. With a recent announcement detailing new connectivity between Venmo and PayPal, users can now send money seamlessly to PayPal users worldwide, connecting to a massive peer-to-peer payment network. This integration is particularly favorable for small business owners who often deal with payments from clients, vendors, or customers from different countries. As Diego Scotti, General Manager of the Consumer Group at PayPal, noted, “By bringing these two ecosystems together, we’re making it seamless for Venmo and PayPal users to pay one…

Venmo, the popular payment app, has unveiled a new rewards program known as Venmo Stash, aiming to redefine how users benefit from their spending habits. This innovative initiative is particularly relevant for small business owners who are looking to tap into digital payment trends and maximize their customer relationships. Venmo Stash encourages users to engage more deeply with the platform, offering cash back rewards that grow in proportion to their spending and engagement. The program is beneficial not just for individual users, but for small businesses that incorporate Venmo into their payment systems. One of the standout features of Venmo Stash is its simplicity an…

The recent overhaul of Venmo’s app offers small business owners an opportunity to tap into a dynamic financial ecosystem. As the digital payment landscape evolves, the newly redesigned Venmo not only enhances user experience but also provides essential tools for businesses to connect with customers in a more meaningful way. In a major reconstruction since its launch, Venmo has taken direct feedback from users to tailor its offerings. Alexis Sowa, Head of Consumer Financial Services at Venmo, emphasized, “We built this for our customers, bringing the right products and features front and center in the moments that are most relevant to them.” This approach underscores the …

Verizon Business has forged a new partnership with Amazon Web Services (AWS), aimed at propelling small businesses into the future of artificial intelligence (AI) through enhanced network capabilities. This collaboration promises a significant boost in connectivity and performance, crucial for companies ready to harness the power of AI technologies. At the heart of this initiative is the implementation of high-capacity, low-latency fiber pathways intended to connect AWS data centers. By expanding its fiber network, Verizon means to deliver reliable, robust cloud services capable of supporting advanced AI applications at scale. For small business owners, this could transl…

Verizon Business has introduced Verizon Business Assistant, a generative AI-powered text messaging solution designed to help small businesses automate customer interactions. This tool provides instant responses to frequently asked questions, learns from interactions, and connects customers to live employees when needed. AI-Powered Customer Support Verizon Business Assistant enables small businesses to enhance customer engagement by automating responses via text messaging 24/7. According to Verizon Business, this tool helps businesses save time, serve more customers efficiently, and gain valuable insights into customer needs and preferences. “Small business owners are co…

Verizon’s Home Internet service is making waves in the small business community with its latest expansion, introducing a new affordable Home Internet Lite plan designed specifically for customers facing limited connectivity options. With a commitment to bringing reliable internet service to underserved areas, Verizon aims to empower small businesses with the tools they need to thrive in a digitally-driven economy. As small business owners know, a strong internet connection is essential for everyday operations, from sending emails to streaming video calls. The Home Internet Lite plan offers a practical solution for entrepreneurs and employees alike, particularly for those…

Verizon Business has introduced My Biz Plan, a new customizable wireless offering for small and midsized business (SMB) customers, now available nationwide. The new plan allows business owners to tailor wireless services based on their needs, marking a shift away from traditional carrier packages. Unlike the “good, better, best” options often offered by wireless carriers, My Biz Plan provides a single base plan with unlimited calling, data, and texting. Customers can then add business-specific features such as international connectivity and productivity tools, and make adjustments as needs change. Verizon highlights this plan as a flexible solution designed to offer more…

The telecommunications landscape is set for a significant transformation as Verizon Communications Inc. and Frontier Communications Parent, Inc. announce an acquisition that could drastically reshape the way small businesses access internet and mobile services. With regulatory approval secured, Verizon is poised to finalize the transaction on January 20, 2026, marking a strategic move to expand its fiber network to nearly 30 million homes and businesses across the U.S. Verizon CEO Dan Schulman describes this acquisition as a critical milestone in the company’s evolution, indicating that it positions Verizon to regain leadership in the telecommunications market. This inte…

Looking for amazing veterans day messages? Veterans Day is when the trees are ablaze with vibrant and glorious hues honoring Veterans who have fought for our country. It’s also an opportunity for small businesses to show their appreciation to all the Veterans by sending out a message of thanks. This article will provide Veterans Day message examples you can use for inspiration. Let’s get started! Why You Should Send a Veterans Day Message From Marines to Sailors, to Airmen, and brave soldiers, it’s important to honor all the Veterans on this important day. Here are four reasons you should send a Veterans day message to clients, co-workers, employees, and your boss: …

In an era where digital transformation shapes consumer expectations, Amazon Web Services (AWS) and Visa have made a significant leap forward. Their recent collaboration aims to establish what they call “agentic commerce,” which could redefine payment experiences and streamline workflows for small businesses across various sectors. This partnership enables small business owners to leverage the Visa Intelligent Commerce platform, now available in the AWS Marketplace. This platform is designed to simplify and enhance payment processes, offering developers and companies access to critical tools necessary for building sophisticated agentic commerce capabilities. Key features …

Small business owners have entered a new era of financial flexibility. Visa and Bridge, a stablecoin infrastructure platform owned by Stripe, have announced a significant expansion of their collaboration aimed at making stablecoin-linked payment cards available in over 100 countries. This move is expected to enhance the capabilities and operational efficiency of small business transactions on a global scale. Visa is no stranger to innovation in digital payments; their latest initiative opens a direct pathway for businesses to settle transactions using stablecoins—digital currencies designed to maintain a stable value against traditional currencies. Having already launche…

Visa and Transcard have unveiled an innovative partnership aimed at revolutionizing the freight and logistics industry through advanced embedded finance solutions. This collaboration will provide small businesses in this sector with a streamlined approach to payments and working capital management, enhancing operational agility. Visa—a global leader in digital payments—has teamed up with Transcard to create a next-generation embedded finance platform. This platform aims to empower freight forwarders and airline carriers using WebCargo by Freightos, a notable digital booking and payments system in the industry. By leveraging Visa’s vast experience in commercial solutions …

For small businesses engaged in international trade, the speed of transactions often makes the difference between smooth operations and stalled cash flow. Visa has taken a noteworthy step towards enhancing this aspect with the introduction of a new stablecoin prefunding pilot through Visa Direct. Announced at SIBOS 2025, this initiative aims to revolutionize cross-border payments, improving both efficiency and flexibility for businesses of all sizes. Chris Newkirk, President of Visa’s Commercial & Money Movement Solutions, emphasized the urgency of this upgrade. “Cross-border payments have been stuck in outdated systems for far too long,” he stated. This new pilot no…

Visa has recently announced an exciting development for the payments ecosystem: the expansion of its Agentic Ready program into Asia Pacific and Latin America. Aimed at equipping small businesses and financial institutions for the future of commerce, this initiative allows participants to explore the capabilities of AI-driven commerce. With AI agents set to take a more active role in commerce—managing tasks from searching for information to executing transactions—Visa’s Agentic Ready program is designed to help businesses prepare for this rapidly changing landscape. As Rubail Birwadker, SVP of Growth Products & Partnerships at Visa, stated, “Across markets, we’re see…

Visa is stepping up its game in the blockchain space, marking a significant milestone for small businesses interested in innovative payment solutions. The company announced an expansion of its stablecoin settlement pilot program, now incorporating five additional blockchains. This initiative allows businesses to navigate a rapidly evolving financial landscape more effectively. As stablecoins increasingly become integrated into regular transactions, small business owners might find this move particularly beneficial. In the first quarter of 2026 alone, Visa’s stablecoin settlement capabilities reached an impressive $7 billion in annualized volume, marking a 50% growth quar…