Business Ideas & Side Hustles

Small business owners are feeling the pinch, as the NFIB Small Business Optimism Index dropped 3.0 points in March to 95.8, putting it below the historical average of 98.0. This decline is significant, especially since the last time the index slipped beneath this benchmark was in April 2025. The recent data also revealed a troubling increase in uncertainty—rising 4 points to 92, well above its historical average of 68. “The 20% Small Business Deduction and other supportive small business tax provisions in the Working Families Tax Cut Act have had many positives for small business owners,” said NFIB Chief Economist Bill Dunkelberg. “However, the dramatic spike in oil pric…

Small business confidence dipped in September, signaling renewed concern among entrepreneurs over inflation, supply chains, and hiring challenges. According to the latest report from the National Federation of Independent Business (NFIB), the Small Business Optimism Index fell two points to 98.8 — the first decline in three months — though it remains above the survey’s 52-year average of 98. The report also noted that the Uncertainty Index climbed seven points to 100, the fourth-highest reading in more than five decades. “Optimism among small business owners decreased in September,” said NFIB Chief Economist Bill Dunkelberg. “While most owners evaluate their own busines…

A recent report from the National Federation of Independent Business (NFIB) underscores a pressing concern for small business owners: rising energy costs and their impact on operations. The NFIB’s newly released Small Business Energy Survey reveals that energy expenditures significantly affect nearly every aspect of running a business, from hiring practices to overall financial stability. Small businesses are particularly vulnerable to fluctuations in energy costs, with about 80% of owners reporting that these costs have a significant impact on their operations. Holly Wade, Executive Director of NFIB’s Research Center, highlighted the gravity of the situation, stating, “…

Sponsored Post If you asked a small business owner five years ago what kept them up at night, they might have said cash flow, finding staff, or maybe a competitor opening up across the street. Fast forward to 2026. While those worries haven’t vanished, a new set of invisible, digital, and economic threats have joined them. It’s not just about a customer slipping on a wet floor or a storm damaging the roof. Today, the risks are often buried in lines of code, hidden in employment contracts, or eroded silently by economic shifts. For many small business owners, the challenge isn’t just managing these risks, it’s knowing they exist in the first place. Here’s a look at the e…

The U.S. small business market maintained steady momentum in the first quarter of 2025, according to BizBuySell’s latest Insight Report, with 2,368 businesses sold and a total enterprise value exceeding $2 billion—a 9% increase over Q1 2024. Despite looming uncertainty surrounding new tariffs, deal volume grew 2% quarter-over-quarter, as buyers pursued high-performing businesses and prices climbed 4% to a median sale price of $349,000. Following a dip at the end of 2024, transactions rebounded in January, climbing 4% amid optimism over anticipated tax cuts, lower interest rates, and deregulation. However, policy uncertainty under the new administration soon tempered that…

Deal activity in the small business marketplace is heating up, even as broader economic uncertainties put pressure on margins and long-term confidence. According to new data from BizBuySell’s Q3 2025 Insight Report, the number of completed small business sales surged to 2,599 — an 8% increase from the same period last year and an 11% jump from the previous quarter. The total value of those transactions reached $2.13 billion. At first glance, this upward trend in acquisitions might suggest growing optimism. But a closer look reveals a more nuanced reality for small business owners: many are selling not out of confidence, but out of concern. Owner confidence has dropped b…

In relation to small business tax rates, comprehending the differences based on your business structure is essential. C corporations face a flat federal rate of 21%, whereas pass-through entities, like sole proprietorships and partnerships, are taxed according to individual income tax brackets that can range from 10% to 37%. State tax rates likewise differ greatly, further complicating your tax obligations. Knowing these details can help you navigate your tax responsibilities effectively. What strategies can you employ to minimize your burden? Key Takeaways C corporations face a flat federal tax rate of 21% on taxable income. Pass-through entities are taxed based on i…

The National Federation of Independent Business (NFIB) has voiced strong support for the reintroduction of the Main Street Tax Certainty Act, legislation designed to make the 20% Small Business Deduction permanent. The measure, reintroduced by Sen. Steve Daines (R-MT) and Rep. Lloyd Smucker (R-PA), aims to prevent a substantial tax increase on over 30 million small businesses scheduled to take effect at the end of this year. “If Congress fails to act, more than 30 million small businesses will face a massive tax hike at the end of this year,” said Brad Close, NFIB President. “The 20% Small Business Deduction allows nine out of 10 Main Street job creators to compete, grow…

Small businesses are taking bold steps into 2026, choosing to increase their marketing budgets even amid economic uncertainty. A recent report from Constant Contact reveals that 68% of small and mid-sized businesses (SMBs) expect to boost their marketing expenditures to combat looming inflation, highlighting a resilient mindset in a challenging economic landscape. Amidst ongoing concerns about rising costs—cited as the primary worry by 41% of small business owners—the data suggests a strategic pivot. Instead of retreating from marketing efforts, these entrepreneurs are gearing up to seize new opportunities. “Small business owners are entering 2026 with a clear directive:…

As the holiday season approaches, small business owners are gearing up for what could be a make-or-break period. According to a new report from Constant Contact, a leading provider of digital marketing tools, a staggering 60% of small to medium-sized businesses (SMBs) attribute up to half of their annual sales to the current quarter. With such a significant financial impact, adapting to both economic pressures and shifting consumer behaviors has become more crucial than ever. The report surveyed over 1,800 small business owners across the United States, the United Kingdom, Australia, and New Zealand, revealing that one in three owners feels the highest revenue pressure d…

The National Federation of Independent Business (NFIB) has filed an amicus brief urging the U.S. Court of Appeals for the Fourth Circuit to reject the Corporate Transparency Act (CTA), arguing that its reporting requirements impose unconstitutional burdens on small businesses. The brief was filed in Community Associations Institute, et al. v. U.S. Department of Treasury, a case that challenges the CTA’s beneficial ownership reporting mandates. NFIB’s brief questions whether Congress has the authority to impose the CTA’s reporting requirements under the Commerce Clause, arguing that the law regulates neither activity nor economic conduct. “The Corporate Transparency Act …

In recent years, small business owners have found themselves increasingly vulnerable to lawsuits alleging violations of the Americans with Disabilities Act (ADA). The surge in these legal actions has become a significant concern for entrepreneurs, as many report they are being targeted without clear compliance guidelines. This predicament is illustrated by the experience of Clay*, an online store owner who was blindsided by a legal notice regarding his website’s accessibility. “It made my heart sink,” he recalls, highlighting the anxiety many small business owners face as they navigate these turbulent legal waters. The ADA, established in 1990 to enhance accessibility fo…

Small business owners are feeling the strain of a competitive labor market, with the latest NFIB Jobs Report revealing a notable rise in unfilled job openings. According to the November report, 33% of small business owners reported that they had job openings they could not fill, marking an uptick from October as businesses grapple with a persistent lack of qualified applicants. This development comes at a time when many industries are experiencing steady economic growth, despite challenges such as a recent government shutdown. Bill Dunkelberg, Chief Economist at NFIB, remarks, “On Main Street, job growth continues to be constrained by a lack of qualified employees.” This…

A new report from small business lender OnDeck, in partnership with document AI platform Ocrolus, finds that while small business owners remain largely optimistic about their growth potential, economic uncertainty is prompting many to take precautionary steps. According to the Small Business Cash Flow Trend Report, released on May 20, 2025, 93% of small businesses surveyed said they anticipate either significant or moderate growth in 2025. This figure reflects only a slight dip from the 94% who shared the same outlook in the fourth quarter of 2024. However, that optimism comes with increased caution. More than half of small businesses (55%) say they’ve already taken pre…

Small businesses in the United States are navigating a complex labor market landscape, where job openings remain high but qualified applicants are increasingly hard to find. According to the latest NFIB Jobs Report for October 2025, 32% of small business owners reported having unfilled job positions, marking a stagnation that echoes labor market trends from the height of the pandemic. Economists have long warned about the challenges posed by labor shortages, and the data indicates that these issues persist, impacting small business owners significantly. Bill Dunkelberg, NFIB’s Chief Economist, states, “The post-Covid labor market appears to have mostly normalized on Main…

Small business owners across the country are facing a familiar challenge: a significant number of job openings that remain unfilled. According to the latest NFIB September Jobs Report, 32% of small business owners reported having job openings they could not fill, a statistic that has remained consistent since August. This number has not dipped below 32% since July 2020, highlighting a persistent issue in the small business sector. Amidst this backdrop, the report’s findings present both challenges and opportunities for small business owners. Bill Dunkelberg, Chief Economist at NFIB, noted, “Main Street job openings remain above their historical average, with owners repor…

Small business owners are facing a fluid employment landscape as recent data from the National Federation of Independent Business (NFIB) sheds light on current job market trends. The NFIB’s December jobs report reveals a mixture of challenges and opportunities that small business owners must navigate as they plan for growth in 2026. In December, 33% of small business owners reported unfilled job openings—a figure that remains unchanged from November and notably higher than the historical average of 24%. This statistic highlights an ongoing struggle with labor shortages, particularly for skilled positions, which saw a 2-point increase, with 28% of owners seeking skilled w…

In a recent op-ed, NFIB Principal of Federal Government Relations Tyler Dever addressed a pressing concern for small businesses: the impact of expanded unemployment insurance eligibility on employers. As lawmakers deliberate the details of the Securing Help for Involuntary Employment Loss and Displacement (SHIELD) Act, small business owners may find themselves at a crucial crossroad affecting their operations. Dever articulated a significant issue facing small business owners, stating, “Small business owners already shoulder the cost of the unemployment system through payroll taxes that fuel their state’s unemployment trust fund.” He argues that extending unemployment be…

For small businesses, spring means one thing: tax season. That means there’s no better time than the present to start getting the necessary paperwork in order. Whether you’re a one-person show or a larger corporation, there are several key dates to be aware of. Not only will you avoid a last-minute rush, you’ll also avoid possible fees or penalties and ensure your business remains in compliance. Businesses with Employees If you had employees or hired independent contractors in 2024, you are required to provide them with the appropriate federal tax forms. For employees who earned wages in 2024, W2 forms must be distributed by Jan. 31, 2025. For independent contractors w…

Key Takeaways Effective Budgeting is Essential: Establishing a budget ensures resources are allocated wisely, preventing overspending and maximizing impact for your local event. Leverage Creative Venues: Utilizing public spaces and partnering with local businesses can significantly reduce venue costs while enhancing community engagement. Explore Cost-Effective Catering: Implementing potluck-style events or collaborating with local food trucks provides budget-friendly catering options that still offer quality and variety. Engage Volunteers Strategically: Recruiting community support and utilizing skill-based volunteers can help optimize resources, reduce labor costs,…

The future of work is increasingly intertwined with the seamless flow between physical and digital operations, especially for small and medium-sized businesses (SMBs). Recent research from HP highlights a significant challenge many SMBs face: outdated systems that hinder productivity and stifle growth. According to HP’s report, The Workflow Wakeup, more than half of IT leaders in SMBs are bogged down by fixing problems rather than enhancing systems. This translates into a reluctance to innovate. For small business owners, understanding these dynamics can be the key to unlocking growth. “Inefficient workflows continue to hold organizations back, and the urgency to addres…

TechSmith Corporation has released the latest versions of Snagit and Camtasia, integrating AI and Screentelligence-powered features designed to enhance content creation workflows. The 2025 updates focus on improving efficiency for users creating training materials, documentation, and workplace communications, marking the final annual release before TechSmith transitions to a continuous delivery model through its subscription offerings. AI and Screentelligence Transform Content Creation Snagit 2025 and Camtasia 2025 leverage AI to automate and refine editing processes, reducing effort and enhancing professional polish. Snagit simplifies step-by-step guide creation and pro…

Snap Inc. announced that Snap Map, its real-time location-sharing feature within Snapchat, has reached over 400 million monthly active users. The platform enables users to connect with friends, explore local hotspots, and discover new experiences in their physical surroundings. “Snap Map is unique in that it enables Snapchatters to stay connected to their world, whether they’re using it to meet up with friends they see nearby or to discover new places and experiences around them,” the company stated. “Unlike other digital maps, our Map is about more than getting directions from Point A to Point B, it enables Snapchatters to stay connected, in real time, to their physical…

Snap has developed an advanced AI diffusion model capable of generating high-resolution images on mobile devices in seconds, marking a significant leap in mobile-first artificial intelligence. The compact and efficient model is expected to power several new Snapchat features in the coming months. Snap’s latest AI innovation is designed to run entirely on-device, eliminating the need for cloud-based processing while reducing computational costs. The company reports that the model can generate high-resolution images in approximately 1.4 seconds on an iPhone 16 Pro Max. Unlike server-reliant AI tools, Snap’s model is optimized for mobile efficiency, making AI-generated ima…

Snapchat has announced new initiatives to support its global community of over 375,000 augmented reality (AR) creators and developers. The updates include a new monetization feature called Challenge Tags, as well as educational pricing and a student discount for Spectacles, Snap’s AR-enabled smart glasses. The most significant update is the launch of Challenge Tags, a feature designed to reward AR developers for their creativity. Developers can now win cash prizes by submitting Lenses using active Challenge Tags. Entries are evaluated on originality, technical excellence, and alignment with the given theme. Snapchat has partnered with Lenslist, an AR marketing platform,…