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<rss version="2.0"><channel><title>Scaling from Freelancer to Business Owner Latest Topics</title><link>https://residentialbusiness.com/community/98-scaling-from-freelancer-to-business-owner/</link><description>Scaling from Freelancer to Business Owner Latest Topics</description><language>en</language><item><title> Rocket lays out its steering defense in RESPA lawsuit </title><link>https://residentialbusiness.com/community/topic/46360-rocket-lays-out-its-steering-defense-in-respa-lawsuit/</link><description><![CDATA[ The lender, in addressing claims first raised by the Consumer Financial Protection Bureau, said its activities are protected by safe harbor provisions.  <p><a href="https://www.nationalmortgagenews.com/news/rocket-lays-out-its-steering-defense-in-respa-lawsuit" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46360</guid><pubDate>Fri, 22 May 2026 10:00:00 +0000</pubDate></item><item><title> NEXA makes 'strategic investment' in Copper Ridge Ventures </title><link>https://residentialbusiness.com/community/topic/46324-nexa-makes-strategic-investment-in-copper-ridge-ventures/</link><description><![CDATA[ Copper Ridge Ventures has joint venture businesses with mortgage loan officers and real estate professionals using the same broker model as NEXA Lending.  <p><a href="https://www.nationalmortgagenews.com/news/nexa-makes-strategic-investment-in-copper-ridge-ventures" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46324</guid><pubDate>Thu, 21 May 2026 21:22:18 +0000</pubDate></item><item><title> Rocket confirms VantageScore availability for retail and TPO </title><link>https://residentialbusiness.com/community/topic/46325-rocket-confirms-vantagescore-availability-for-retail-and-tpo/</link><description><![CDATA[ VantageScore 4.0 has been incorporated into the existing processes at Rocket for both the retail and mortgage broker-facing origination businesses.  <p><a href="https://www.nationalmortgagenews.com/news/rocket-confirms-vantagescore-availability-for-retail-and-tpo" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46325</guid><pubDate>Thu, 21 May 2026 21:10:00 +0000</pubDate></item><item><title> Surprise! Contract signings, listings point to best spring in years </title><link>https://residentialbusiness.com/community/topic/46307-surprise-contract-signings-listings-point-to-best-spring-in-years/</link><description><![CDATA[ The pace of contract signings surged at its fastest in three years in a break from the more stagnant conditions of past home buying seasons, Realtor.com said.  <p><a href="https://www.nationalmortgagenews.com/news/surprise-contract-signings-listings-point-to-best-spring-in-years" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46307</guid><pubDate>Thu, 21 May 2026 18:49:38 +0000</pubDate></item><item><title> Mortgage rates surge to 9-month high amid market turmoil </title><link>https://residentialbusiness.com/community/topic/46275-mortgage-rates-surge-to-9-month-high-amid-market-turmoil/</link><description><![CDATA[ With the 10-year Treasury yield at levels not seen in 52 weeks, the 30-year fixed rate mortgage rose 15 basis points over last Thursday, Freddie Mac said.  <p><a href="https://www.nationalmortgagenews.com/news/mortgage-rates-surge-to-9-month-high-amid-market-turmoil" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46275</guid><pubDate>Thu, 21 May 2026 16:42:35 +0000</pubDate></item><item><title> Housing starts decline on drop in single-family homes </title><link>https://residentialbusiness.com/community/topic/46255-housing-starts-decline-on-drop-in-single-family-homes/</link><description><![CDATA[ Starts of single-family homes declined 9%, the most since August, according to government figures released Thursday.  <p><a href="https://www.nationalmortgagenews.com/articles/housing-starts-decline-on-drop-in-single-family-homes" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46255</guid><pubDate>Thu, 21 May 2026 15:38:14 +0000</pubDate></item><item><title> AI set to reshape secondary market pricing and trading  </title><link>https://residentialbusiness.com/community/topic/46256-ai-set-to-reshape-secondary-market-pricing-and-trading/</link><description><![CDATA[ Artificial intelligence's ability to uncover and analyze granular data across large volumes of files may result in AI agents executing trades themselves, mortgage leaders said.  <p><a href="https://www.nationalmortgagenews.com/news/ai-set-to-reshape-secondary-market-pricing-and-trading" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46256</guid><pubDate>Thu, 21 May 2026 14:53:14 +0000</pubDate></item><item><title> Basel III relief could turn mortgage bankers into bank owners </title><link>https://residentialbusiness.com/community/topic/46201-basel-iii-relief-could-turn-mortgage-bankers-into-bank-owners/</link><description><![CDATA[ A capital rule overhaul could make bank charters attractive to independent mortgage banks, reshaping who controls home lending in America.  <p><a href="https://www.nationalmortgagenews.com/news/basel-iii-relief-could-turn-mortgage-bankers-into-bank-owners" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46201</guid><pubDate>Thu, 21 May 2026 10:00:00 +0000</pubDate></item><item><title> The non-agency market is bigger than you think  </title><link>https://residentialbusiness.com/community/topic/46200-the-non-agency-market-is-bigger-than-you-think/</link><description><![CDATA[ Lenders at the MBA conference say non-agency is more than just non-QM — and those still treating it as a niche product are falling behind as it becomes a core part of the business.  <p><a href="https://www.nationalmortgagenews.com/news/the-non-agency-market-is-bigger-than-you-think" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46200</guid><pubDate>Thu, 21 May 2026 10:00:00 +0000</pubDate></item><item><title> Zombie foreclosures rise in most states, report finds </title><link>https://residentialbusiness.com/community/topic/46190-zombie-foreclosures-rise-in-most-states-report-finds/</link><description><![CDATA[ Zombie properties rose quarter over quarter in 38 states and the District of Columbia, according to Attom's latest Vacant Property and Foreclosure Report.  <p><a href="https://www.nationalmortgagenews.com/news/zombie-foreclosures-rise-in-most-states-report-finds" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46190</guid><pubDate>Thu, 21 May 2026 04:01:00 +0000</pubDate></item><item><title> House passes their version of housing legislation, 396 to 13 </title><link>https://residentialbusiness.com/community/topic/46150-house-passes-their-version-of-housing-legislation-396-to-13/</link><description><![CDATA[ The House passed housing legislation that includes a slightly pared-down institutional investor housing ban, as well as a raft of community bank measures.  <p><a href="https://www.nationalmortgagenews.com/news/house-passes-their-version-of-housing-legislation-396-13" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46150</guid><pubDate>Wed, 20 May 2026 19:25:25 +0000</pubDate></item><item><title> FHA servicers brace for slow, steady delinquency climb </title><link>https://residentialbusiness.com/community/topic/46151-fha-servicers-brace-for-slow-steady-delinquency-climb/</link><description><![CDATA[ Delinquencies among recent FHA originations are showing up alongside a notable volume of subordinate liens carried by the borrowers.  <p><a href="https://www.nationalmortgagenews.com/news/fha-servicers-brace-for-slow-steady-delinquency-climb" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46151</guid><pubDate>Wed, 20 May 2026 19:09:26 +0000</pubDate></item><item><title> Fewer sellers cutting prices as spring buyers return  </title><link>https://residentialbusiness.com/community/topic/46110-fewer-sellers-cutting-prices-as-spring-buyers-return/</link><description><![CDATA[ The share of sellers dropping their asking price fell in April as buyer demand picked up, though Sun Belt markets — especially in Texas — still saw widespread price cuts.  <p><a href="https://www.nationalmortgagenews.com/news/fewer-sellers-cutting-prices-as-spring-buyers-return" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46110</guid><pubDate>Wed, 20 May 2026 17:14:38 +0000</pubDate></item><item><title> Redwood Trust adds debt to fund growth in mortgage channels </title><link>https://residentialbusiness.com/community/topic/46111-redwood-trust-adds-debt-to-fund-growth-in-mortgage-channels/</link><description><![CDATA[ The real estate investment trust, while reporting a first quarter net loss, benefitted from growth and stable margins in its three mortgage production units.  <p><a href="https://www.nationalmortgagenews.com/news/redwood-trust-adds-debt-to-fund-growth-in-mortgage-channels" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46111</guid><pubDate>Wed, 20 May 2026 16:50:17 +0000</pubDate></item><item><title> Financial reformer and lawmaker Barney Frank dies at 86 </title><link>https://residentialbusiness.com/community/topic/46112-financial-reformer-and-lawmaker-barney-frank-dies-at-86/</link><description><![CDATA[ The co-author of the landmark Dodd-Frank Act and progressive congressional trailblazer Rep. Barney Frank, D-Mass., has died.  <p><a href="https://www.nationalmortgagenews.com/news/financial-reformer-and-lawmaker-barney-frank-dies-at-86" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46112</guid><pubDate>Wed, 20 May 2026 16:41:52 +0000</pubDate></item><item><title> Mortgage rates rose last week to an almost two-month high </title><link>https://residentialbusiness.com/community/topic/46076-mortgage-rates-rose-last-week-to-an-almost-two-month-high/</link><description><![CDATA[ An index of home-purchase applications fell 4.1%, the most since the week ended March 20.  <p><a href="https://www.nationalmortgagenews.com/articles/mortgage-rates-rose-last-week-to-an-almost-two-month-high" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46076</guid><pubDate>Wed, 20 May 2026 14:33:22 +0000</pubDate></item><item><title>  House will vote Wednesday on newest version of housing bill   </title><link>https://residentialbusiness.com/community/topic/46009-house-will-vote-wednesday-on-newest-version-of-housing-bill/</link><description><![CDATA[ The newest version of the House housing bill would make a ban on institutional investors owning some homes less harsh than the Senate version by removing a seven year mandate on selling build-to-rent homes.  <p><a href="https://www.nationalmortgagenews.com/news/house-will-vote-wednesday-on-newest-version-of-housing-bill" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">46009</guid><pubDate>Tue, 19 May 2026 21:54:09 +0000</pubDate></item><item><title> Mortgage demand for new homes dives in latest swing </title><link>https://residentialbusiness.com/community/topic/45999-mortgage-demand-for-new-homes-dives-in-latest-swing/</link><description><![CDATA[ Economic uncertainty and higher rates in April contributed to the first decline in applications for new homes on an annual basis since October.  <p><a href="https://www.nationalmortgagenews.com/news/mortgage-applications-for-new-homes-reverse-marchs-gains" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">45999</guid><pubDate>Tue, 19 May 2026 20:51:31 +0000</pubDate></item><item><title> Rocket, Redfin roll out buyers incentives and new products </title><link>https://residentialbusiness.com/community/topic/45950-rocket-redfin-roll-out-buyers-incentives-and-new-products/</link><description><![CDATA[ Eligible buyers and sellers can save up to $20,000 on their next home when they transact with a Redfin agent and finance with Rocket Mortgage.  <p><a href="https://www.nationalmortgagenews.com/news/rocket-encourages-use-of-mortgage-and-real-estate-services" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">45950</guid><pubDate>Tue, 19 May 2026 18:19:40 +0000</pubDate></item><item><title> How top mortgage execs are contending with 2026's challenges </title><link>https://residentialbusiness.com/community/topic/45951-how-top-mortgage-execs-are-contending-with-2026s-challenges/</link><description><![CDATA[ Inflation and a possible Fed move impacting rates are concerns that product innovation and housing policy can help with, leaders said at an industry meeting.  <p><a href="https://www.nationalmortgagenews.com/news/how-top-mortgage-executives-view-2026s-challenges" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">45951</guid><pubDate>Tue, 19 May 2026 17:57:25 +0000</pubDate></item><item><title> Two Harbors postpones CrossCountry acquisition vote </title><link>https://residentialbusiness.com/community/topic/45952-two-harbors-postpones-crosscountry-acquisition-vote/</link><description><![CDATA[ The delay preserves a lifeline for competing bidder United Wholesale Mortgage, which previously reached an agreement to acquire the servicer last year.  <p><a href="https://www.nationalmortgagenews.com/news/two-harbors-postpones-crosscountry-acquisition-vote" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">45952</guid><pubDate>Tue, 19 May 2026 17:45:11 +0000</pubDate></item><item><title> Lenders look at operational changes in credit score update </title><link>https://residentialbusiness.com/community/topic/45908-lenders-look-at-operational-changes-in-credit-score-update/</link><description><![CDATA[ Executives from Guild and NewRez discussed the steps they are taking as participants in the pilot phase of the roll out of VantageScore 4.0 and FICO 10T.  <p><a href="https://www.nationalmortgagenews.com/news/lenders-look-at-operational-changes-in-credit-score-update" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">45908</guid><pubDate>Tue, 19 May 2026 13:40:25 +0000</pubDate></item><item><title> Northeast, West Coast make up the hottest rental markets </title><link>https://residentialbusiness.com/community/topic/45848-northeast-west-coast-make-up-the-hottest-rental-markets/</link><description><![CDATA[ Providence, Rhode Island, headed Zillow's hottest rental markets list, beating out New York and San Francisco, the company announced Monday.  <p><a href="https://www.nationalmortgagenews.com/news/zillows-most-competitive-rental-markets-this-summer" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">45848</guid><pubDate>Mon, 18 May 2026 21:33:43 +0000</pubDate></item><item><title> Ginnie Mae foresees a day when FHA waterfall impacts end </title><link>https://residentialbusiness.com/community/topic/45841-ginnie-mae-foresees-a-day-when-fha-waterfall-impacts-end/</link><description><![CDATA[ Department of Housing and Urban Development officials indicated that there are improvements in some delinquency stages and cure rates are better than expected.  <p><a href="https://www.nationalmortgagenews.com/news/ginnie-mae-fha-see-light-at-end-of-tunnel-on-rule-impacts" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">45841</guid><pubDate>Mon, 18 May 2026 20:34:06 +0000</pubDate></item><item><title> Judge OKs Wells Fargo's $100 million mortgage borrower fund </title><link>https://residentialbusiness.com/community/topic/45842-judge-oks-wells-fargos-100-million-mortgage-borrower-fund/</link><description><![CDATA[ In a settlement agreement last year, the bank will assist low- and-moderate income borrowers residing in, or buying homes in such Census tracts.  <p><a href="https://www.nationalmortgagenews.com/news/wells-fargo-to-fund-100-million-mortgage-borrower-fund" rel="external follow">View the full article</a></p>]]></description><guid isPermaLink="false">45842</guid><pubDate>Mon, 18 May 2026 19:34:28 +0000</pubDate></item></channel></rss>
