ResidentialBusiness

Bill Pulte once again claimed he's signed over 50 directives at the housing regulator, although he's only made some of those that affect lenders public. View the full article

Policymakers warn levies could increase inflation and unemployment in threat to US central bank’s mandate View the full article

On average, Americans spend $77 each month (or $924 annually) on subscriptions, according to a recent survey. But how many of those subscriptions are really adding value to our lives, and how many are set to autopay and simply slip through the cracks every month? From streaming entertainment and fitness apps to meal delivery kits and software tools, if you’re not sure what you’re spending every month on subscriptions, it's time for a personal audit. Why you need to audit your subscriptionsWhile subscription services offer convenience, they can silently drain your bank account when left unchecked. There’s a reason why auto-renewal subscription payments are referred to as “evergreen.” At the end of either a monthly or annual subscription term, these services renew automatically unless you choose to cancel. Of course, this is why they’re so hard to track. If you stop using the service, you tend to forget the service exists and not notice the charges adding up. Plus, it's all too easy to fall victim to a free trial trap. Many services lure customers with free trials that automatically convert to paid subscriptions. Companies count on you forgetting to cancel before the trial ends, turning your momentary interest into a recurring expense. Even if you're selective on your end, subscription services frequently raise their prices after you've become dependent on them. These increases might seem small individually, but they add up across multiple services. How to conduct a subscription auditSure, you can download a dedicated subscription tracking service. These apps connect to your bank accounts and automatically identify your subscription services, which you can then track on a custom dashboard. But remember that many of these apps are tiered and additional services might charge you a monthly fee, which makes them… yet another autopay subscription service. Here's how to conduct an audit on your own, for free. Track down all your subscriptionsThe first step is to identify recurring charges on your credit card, debit card, or online banking accounts. Set aside an hour to list all of your monthly and annual subscription expenses for the past year. Don’t recognize a few of them? Or maybe there’s a service you like but rarely use? Go ahead and cancel those. Create a calendar reminder for yourself to do this every month or so if you really want to stay on top of it. Some charges might not be easy to pin down, so you need to play detective using the following steps: Review the last three months of credit card and bank statements Check your email for subscription confirmations and receipts Look through your app store subscriptions (Apple App Store, Google Play) Check payment services like PayPal, Venmo, or Cash App Review your Amazon recurring orders and subscriptions Don't forget annual subscriptions that might not appear in recent statements. Create a subscription trackerNow it's time for a spreadsheet. For each subscription, document: Service name Monthly/annual cost Billing date Last time you used the service Whether it's essential or non-essential This visual representation helps you understand your total subscription spending and identify potential cuts. Evaluate each subscription's valueAssuming you're not going full scorched-earth, you'll need to evaluate each subscription to see if it makes the cut. Ask yourself these questions for each service: When was the last time I used this? Does this subscription save me money compared to pay-per-use? Could I downgrade to a cheaper tier? Is there a free alternative that would work nearly as well? Does this subscription meaningfully improve my life? Be honest about which services truly add value, versus those you keep out of habit or inertia. Take action: Cancel, pause, or negotiateFor services you decide to keep: Mark renewal dates on your calendar Look for annual payment options that might offer discounts Contact customer service to negotiate better rates For those you don't need: Cancel immediately (don't wait until the next billing cycle) Take screenshots of cancellation confirmations Remove payment information when possible The bottom lineThink about it like this: Even cutting just $50 in monthly subscriptions saves $600 annually. I recommend implementing an ongoing system. Schedule quarterly subscription audits on your calendar, enable notifications for all subscription charges, and even consider a dedicated credit card for subscriptions to easily track spending. Take an hour this weekend to audit your subscriptions. Your future self (and bank account) will thank you. View the full article

CrowdStrike reiterated its fiscal 2026 first quarter and annual forecasts on Wednesday and announced a plan to cut about 500 roles, roughly 5% of its workforce, to streamline operations and reduce costs. The cybersecurity company will incur about $36 million to $53 million in charges related to the layoffs, of which about $7 million will be recognized in the first quarter ended April 30, it said in a regulatory filing. Austin, Texas-based CrowdStrike said the rest of the charges will be seen in the second quarter. The charges primarily consist of future cash expenditure related to severance payments, employee benefits, and related costs. The company’s shares were down nearly 4% in morning trading. CrowdStrike had 10,118 full-time employees as of January 31, according to its annual report. “While we will continue to prudently hire, primarily in customer-facing and product engineering roles, we are reducing roles in some areas of the business,” CEO George Kurtz said in a note to the company’s employees. Cybersecurity remains a priority for businesses and governments at a time when high-profile hacking incidents have hit companies such as Microsoft, UnitedHealth Group and Walt Disney. Analysts have said CrowdStrike’s prompt handling of the Windows outage last year, which disrupted internet services globally, helped the company maintain customer trust. CrowdStrike reiterated its full-year 2026 revenue forecast to be between $4.74 billion and $4.81 billion and reaffirmed its annual adjusted profit-per-share estimate of $3.33 to $3.45. The company’s forecast for first-quarter revenue was between $1.10 billion and $1.11 billion. “This will likely spark debate on if this announcement is coming from a place of weakness or strength—to which we broadly believe it is the latter,” multinational financial services company Piper Sandler said in a note. CrowdStrike will release financial results for its first quarter on June 3. —Jaspreet Singh, Reuters View the full article

Senior executive says tech group is looking at start-up options for iPhone and Safari browserView the full article

Labour seeks to show voters it is getting to grips with number of foreigners coming to work in BritainView the full article

Key Takeaways Business Cards as Brand Representatives: Business cards serve as a vital reflection of your brand, encapsulating your identity and values in a tangible form. Importance of Design and Quality: A well-designed business card made from durable materials enhances credibility, leaving a lasting impression and supporting effective networking. Key Information to Include: Essential details such as your name, title, contact information, and a clear call-to-action are crucial for maximizing communication and engagement. Cultural Sensitivity in Card Exchange: Different cultures have unique norms regarding business card presentation; understanding these customs is critical for respectful networking and business development. Comparing Digital and Physical Cards: While digital cards offer convenience and eco-friendliness, physical cards provide a personal touch that can significantly enhance networking efforts in face-to-face interactions. Cost-Effective Marketing Tool: Investing in quality business cards is a budget-friendly strategy that can yield high returns in brand recognition and customer acquisition. In today’s fast-paced business world, a simple piece of cardstock can make a powerful impression. Business cards are more than just contact information; they’re a reflection of your brand and personality. You might think you know everything about them, but there are fascinating facts that can change how you view this essential networking tool. From their historical roots to modern design trends, business cards have evolved significantly. Understanding these facts can help you create a card that stands out in a crowded marketplace. Whether you’re a seasoned entrepreneur or just starting out, knowing the ins and outs of business cards can elevate your networking game and leave a lasting impact. Overview of Business Card Facts Business cards serve as essential tools for small businesses. You use them to share contact information and create impressions. Here are some key facts about business cards that influence your networking efforts. Design Matters: The design of your business card reflects your brand’s identity. Professional designs help communicate your business values and attract attention. Durability Counts: Quality materials enhance the longevity of the card. Cards made from thicker paper or durable finishes withstand daily handling, leaving a lasting impact. Information Density: Including essential information is crucial. Ensure your card contains your name, title, company name, phone number, email, and website for effective communication. Cultural Considerations: Different cultures have unique customs regarding business cards. Understanding these practices ensures respectful networking across diverse markets. Digital Alternatives: Digital business cards are gaining popularity. These solutions offer ease of sharing through technology but may lack the personal touch of traditional cards. Networking Impact: Studies show that business cards significantly increase connection opportunities. They enhance your chances of networking effectively, improving customer acquisition. Cost-Effectiveness: Printing costs for business cards vary widely. Investing in quality cards is a budget-friendly marketing strategy that yields high returns. Call to Action: Including a clear call to action can drive engagement. Encourage recipients to visit your website or follow your business on social media. These facts highlight the role of business cards in driving small business growth. Utilize them strategically to enhance your marketing strategy and improve brand management. History of Business Cards Business cards have evolved significantly over centuries, playing a crucial role in networking and brand management for small businesses. The Evolution Over Time Business cards trace their origins to 15th-century China, where “visiting cards” served as status symbols among the elite. These cards facilitated meetings and established social connections. By the 17th century, they reached Europe, primarily among aristocrats, serving similar purposes while announcing arrivals. During this period, “trade cards” appeared to guide individuals to businesses in cities lacking address systems. These cards provided essential promotional information and maps, marking the intersection of social and business interactions. The Industrial Revolution in the 18th and 19th centuries blurred the lines between social and trade cards. As business operations expanded, cards became vital tools for small businesses, helping to communicate quality and professionalism. Modern business cards incorporate advanced designs reflecting branding strategies, playing a pivotal role in customer acquisition and retention. Cultural Variations Cultural norms influence business card usage globally. In Japan, for instance, business card etiquette stresses the importance of respect in presenting and receiving cards. You’ll notice individuals using both hands and taking time to examine the card, recognizing its value in building business relationships. In contrast, Western cultures often prioritize straightforward exchanges, focusing on the information presented. In other cultures, cards may carry various meanings and customs tied to hierarchy or social status. Understanding these nuances enhances your team’s communication skills and fosters effective collaboration. As you navigate international markets, appreciating these cultural variations in card etiquette can significantly impact business development and partnerships. Importance of Business Cards Business cards play a crucial role in today’s corporate communication landscape. They create tangible connections that digital interactions often lack, making them essential for small business success. Networking Opportunities You can leverage business cards to maximize networking opportunities. They provide an easy way to share your contact information with potential clients, partners, and collaborators. When you hand someone your card, it signifies professionalism and a commitment to meaningful connections. Studies show that 72% of people judge a business based on the quality of its business cards. Therefore, a well-crafted card enhances your credibility, potentially leading to valuable business partnerships and customer acquisition. Branding and Marketing Business cards are effective branding tools that contribute to your marketing strategy. A high-quality card reflects your brand’s identity and values, which plays a significant role in brand management. They incorporate essential elements like your logo and color scheme, enabling you to create a memorable first impression. By effectively representing your brand, business cards support business growth and enhance visibility in competitive environments. Using a distinct design can lead to improved customer retention and recognition, making your card a small yet powerful asset in your overall marketing campaign. Designing an Effective Business Card Creating an effective business card involves thoughtful design elements to convey professional identity and reinforce brand management. Below are key areas to focus on while designing your business card. Key Elements to Include Contact Information: Include your full name, job title, phone number, email address, and website. Ensure this information is accurate and up-to-date. This straightforward approach helps facilitate efficient communication and enhances customer service. Brand Consistency: Use your brand’s colors, logo, and typography to create a cohesive and memorable design. Consistency in branding supports your marketing strategy, making it easier for potential clients to recognize your business. Value Proposition: Provide a brief summary or tagline that highlights your business offerings and why clients should choose your services. A clear value proposition drives customer acquisition and reflects strategic planning. QR Code: Consider adding a QR code that allows recipients to quickly scan and access your contact information or website. This technological integration simplifies workflow and modernizes your approach to networking. Common Mistakes to Avoid Overcrowding Information: Avoid cramming too much text on your card. Prioritize essential information and maintain clarity. Overloading can hinder effective communication and create a negative first impression. Using Poor Quality Materials: Skimping on card quality impacts perceived professionalism. Choose durable materials that hold up over time. Quality contributes to enhanced customer retention and demonstrates attention to detail. Neglecting Cultural Norms: Ignoring regional business card customs can undermine networking efforts. Be aware of cultural etiquette to support business development and foster strong partnerships. Lack of Clear Call-to-Action: Failing to include a call-to-action can reduce engagement. Guide potential customers toward the next steps, enhancing your marketing campaigns and increasing the likelihood of follow-up. Through careful consideration of these elements and common pitfalls, you can design a business card that not only represents your small business effectively but also aligns with your overall business strategy and goals. Digital vs. Physical Business Cards Digital and physical business cards serve distinct purposes in the realm of business networking. Understanding their differences can enhance your networking strategy, especially for small business growth. Advantages of Digital Options Digital business cards offer significant benefits for small businesses. They allow for instant updates, so your contact information remains current without needing reprints. Their ecological sustainability appeals to environmentally conscious consumers. Digital cards facilitate easy sharing via email or social media, streamlining distribution. You can incorporate interactive features, such as links to your website or social media profiles, enhancing engagement and customer acquisition. Additionally, the global digital business card market is rapidly growing, valued at $159.4 million in 2022 and projected to reach $505.2 million by 2032. This growth underscores their increasing relevance in modern business practices. When to Use Physical Cards Physical business cards maintain a tangible presence in networking. They provide a personal touch that digital formats often lack. Use physical cards during face-to-face meetings, conferences, and networking events where immediate impressions matter. Physical cards also align with cultural norms in many regions, showcasing professionalism in business interactions. According to statistics, over 27 million business cards are printed daily, with a market expected to hit $232.3 million by 2027. Despite the high production, remember that 88% of business cards are discarded within a week, highlighting the importance of design and quality. Selecting durable materials will leave a lasting impression, reinforcing your brand management strategies and commitment to excellence. Conclusion Your business card is more than just a piece of paper; it’s a powerful tool that represents your brand and facilitates connections. By understanding its historical significance and the modern design trends, you can create a card that resonates with your audience. Investing in quality materials and thoughtful design can significantly enhance your networking efforts. Remember to consider cultural nuances and include essential information to make a lasting impression. Whether you opt for traditional or digital formats, your business card should reflect your professionalism and commitment to building meaningful relationships. Embrace the potential of this small yet impactful asset to elevate your brand and drive growth. Frequently Asked Questions What is the role of business cards in networking? Business cards serve as a tangible tool for sharing contact information and establishing connections. They reflect your brand and professionalism, making them essential for effective networking in today’s business landscape. How have business cards evolved over time? Initially, business cards originated in 15th-century China as status symbols. Over the centuries, they transformed into vital networking tools, particularly during the Industrial Revolution, and have adapted to contemporary design trends. Why is the design of a business card important? The design impacts first impressions and reflects your brand’s identity. A well-crafted business card showcases professionalism, encourages engagement, and helps create memorable connections in networking situations. What essential information should a business card include? A business card should contain your name, title, company name, phone number, email address, and website. Including a clear call-to-action can also enhance engagement and prompt recipients to reach out. How can cultural variations affect business card etiquette? Cultural norms dictate how business cards are exchanged; for instance, in Japan, they are offered with respect and both hands. Understanding these nuances is crucial for effective communication in international networking. What advantages do digital business cards offer? Digital business cards provide instant updates, easy sharing, and are eco-friendly. They appeal to modern consumers looking for convenience, making them a growing trend in networking. Why is quality important when designing business cards? Quality materials and design significantly influence how your business is perceived. Studies show that 72% of people assess a business based on card quality, making high-quality cards vital for credibility. What common mistakes should be avoided in business card design? Avoid overcrowding the card with information, using poor-quality materials, ignoring cultural norms, and failing to include a clear call-to-action. These missteps can diminish your card’s effectiveness and impact. Image Via Envato This article, "Essential Business Card Facts to Elevate Your Networking Game and Brand Identity" was first published on Small Business Trends View the full article

Key Takeaways Business Cards as Brand Representatives: Business cards serve as a vital reflection of your brand, encapsulating your identity and values in a tangible form. Importance of Design and Quality: A well-designed business card made from durable materials enhances credibility, leaving a lasting impression and supporting effective networking. Key Information to Include: Essential details such as your name, title, contact information, and a clear call-to-action are crucial for maximizing communication and engagement. Cultural Sensitivity in Card Exchange: Different cultures have unique norms regarding business card presentation; understanding these customs is critical for respectful networking and business development. Comparing Digital and Physical Cards: While digital cards offer convenience and eco-friendliness, physical cards provide a personal touch that can significantly enhance networking efforts in face-to-face interactions. Cost-Effective Marketing Tool: Investing in quality business cards is a budget-friendly strategy that can yield high returns in brand recognition and customer acquisition. In today’s fast-paced business world, a simple piece of cardstock can make a powerful impression. Business cards are more than just contact information; they’re a reflection of your brand and personality. You might think you know everything about them, but there are fascinating facts that can change how you view this essential networking tool. From their historical roots to modern design trends, business cards have evolved significantly. Understanding these facts can help you create a card that stands out in a crowded marketplace. Whether you’re a seasoned entrepreneur or just starting out, knowing the ins and outs of business cards can elevate your networking game and leave a lasting impact. Overview of Business Card Facts Business cards serve as essential tools for small businesses. You use them to share contact information and create impressions. Here are some key facts about business cards that influence your networking efforts. Design Matters: The design of your business card reflects your brand’s identity. Professional designs help communicate your business values and attract attention. Durability Counts: Quality materials enhance the longevity of the card. Cards made from thicker paper or durable finishes withstand daily handling, leaving a lasting impact. Information Density: Including essential information is crucial. Ensure your card contains your name, title, company name, phone number, email, and website for effective communication. Cultural Considerations: Different cultures have unique customs regarding business cards. Understanding these practices ensures respectful networking across diverse markets. Digital Alternatives: Digital business cards are gaining popularity. These solutions offer ease of sharing through technology but may lack the personal touch of traditional cards. Networking Impact: Studies show that business cards significantly increase connection opportunities. They enhance your chances of networking effectively, improving customer acquisition. Cost-Effectiveness: Printing costs for business cards vary widely. Investing in quality cards is a budget-friendly marketing strategy that yields high returns. Call to Action: Including a clear call to action can drive engagement. Encourage recipients to visit your website or follow your business on social media. These facts highlight the role of business cards in driving small business growth. Utilize them strategically to enhance your marketing strategy and improve brand management. History of Business Cards Business cards have evolved significantly over centuries, playing a crucial role in networking and brand management for small businesses. The Evolution Over Time Business cards trace their origins to 15th-century China, where “visiting cards” served as status symbols among the elite. These cards facilitated meetings and established social connections. By the 17th century, they reached Europe, primarily among aristocrats, serving similar purposes while announcing arrivals. During this period, “trade cards” appeared to guide individuals to businesses in cities lacking address systems. These cards provided essential promotional information and maps, marking the intersection of social and business interactions. The Industrial Revolution in the 18th and 19th centuries blurred the lines between social and trade cards. As business operations expanded, cards became vital tools for small businesses, helping to communicate quality and professionalism. Modern business cards incorporate advanced designs reflecting branding strategies, playing a pivotal role in customer acquisition and retention. Cultural Variations Cultural norms influence business card usage globally. In Japan, for instance, business card etiquette stresses the importance of respect in presenting and receiving cards. You’ll notice individuals using both hands and taking time to examine the card, recognizing its value in building business relationships. In contrast, Western cultures often prioritize straightforward exchanges, focusing on the information presented. In other cultures, cards may carry various meanings and customs tied to hierarchy or social status. Understanding these nuances enhances your team’s communication skills and fosters effective collaboration. As you navigate international markets, appreciating these cultural variations in card etiquette can significantly impact business development and partnerships. Importance of Business Cards Business cards play a crucial role in today’s corporate communication landscape. They create tangible connections that digital interactions often lack, making them essential for small business success. Networking Opportunities You can leverage business cards to maximize networking opportunities. They provide an easy way to share your contact information with potential clients, partners, and collaborators. When you hand someone your card, it signifies professionalism and a commitment to meaningful connections. Studies show that 72% of people judge a business based on the quality of its business cards. Therefore, a well-crafted card enhances your credibility, potentially leading to valuable business partnerships and customer acquisition. Branding and Marketing Business cards are effective branding tools that contribute to your marketing strategy. A high-quality card reflects your brand’s identity and values, which plays a significant role in brand management. They incorporate essential elements like your logo and color scheme, enabling you to create a memorable first impression. By effectively representing your brand, business cards support business growth and enhance visibility in competitive environments. Using a distinct design can lead to improved customer retention and recognition, making your card a small yet powerful asset in your overall marketing campaign. Designing an Effective Business Card Creating an effective business card involves thoughtful design elements to convey professional identity and reinforce brand management. Below are key areas to focus on while designing your business card. Key Elements to Include Contact Information: Include your full name, job title, phone number, email address, and website. Ensure this information is accurate and up-to-date. This straightforward approach helps facilitate efficient communication and enhances customer service. Brand Consistency: Use your brand’s colors, logo, and typography to create a cohesive and memorable design. Consistency in branding supports your marketing strategy, making it easier for potential clients to recognize your business. Value Proposition: Provide a brief summary or tagline that highlights your business offerings and why clients should choose your services. A clear value proposition drives customer acquisition and reflects strategic planning. QR Code: Consider adding a QR code that allows recipients to quickly scan and access your contact information or website. This technological integration simplifies workflow and modernizes your approach to networking. Common Mistakes to Avoid Overcrowding Information: Avoid cramming too much text on your card. Prioritize essential information and maintain clarity. Overloading can hinder effective communication and create a negative first impression. Using Poor Quality Materials: Skimping on card quality impacts perceived professionalism. Choose durable materials that hold up over time. Quality contributes to enhanced customer retention and demonstrates attention to detail. Neglecting Cultural Norms: Ignoring regional business card customs can undermine networking efforts. Be aware of cultural etiquette to support business development and foster strong partnerships. Lack of Clear Call-to-Action: Failing to include a call-to-action can reduce engagement. Guide potential customers toward the next steps, enhancing your marketing campaigns and increasing the likelihood of follow-up. Through careful consideration of these elements and common pitfalls, you can design a business card that not only represents your small business effectively but also aligns with your overall business strategy and goals. Digital vs. Physical Business Cards Digital and physical business cards serve distinct purposes in the realm of business networking. Understanding their differences can enhance your networking strategy, especially for small business growth. Advantages of Digital Options Digital business cards offer significant benefits for small businesses. They allow for instant updates, so your contact information remains current without needing reprints. Their ecological sustainability appeals to environmentally conscious consumers. Digital cards facilitate easy sharing via email or social media, streamlining distribution. You can incorporate interactive features, such as links to your website or social media profiles, enhancing engagement and customer acquisition. Additionally, the global digital business card market is rapidly growing, valued at $159.4 million in 2022 and projected to reach $505.2 million by 2032. This growth underscores their increasing relevance in modern business practices. When to Use Physical Cards Physical business cards maintain a tangible presence in networking. They provide a personal touch that digital formats often lack. Use physical cards during face-to-face meetings, conferences, and networking events where immediate impressions matter. Physical cards also align with cultural norms in many regions, showcasing professionalism in business interactions. According to statistics, over 27 million business cards are printed daily, with a market expected to hit $232.3 million by 2027. Despite the high production, remember that 88% of business cards are discarded within a week, highlighting the importance of design and quality. Selecting durable materials will leave a lasting impression, reinforcing your brand management strategies and commitment to excellence. Conclusion Your business card is more than just a piece of paper; it’s a powerful tool that represents your brand and facilitates connections. By understanding its historical significance and the modern design trends, you can create a card that resonates with your audience. Investing in quality materials and thoughtful design can significantly enhance your networking efforts. Remember to consider cultural nuances and include essential information to make a lasting impression. Whether you opt for traditional or digital formats, your business card should reflect your professionalism and commitment to building meaningful relationships. Embrace the potential of this small yet impactful asset to elevate your brand and drive growth. Frequently Asked Questions What is the role of business cards in networking? Business cards serve as a tangible tool for sharing contact information and establishing connections. They reflect your brand and professionalism, making them essential for effective networking in today’s business landscape. How have business cards evolved over time? Initially, business cards originated in 15th-century China as status symbols. Over the centuries, they transformed into vital networking tools, particularly during the Industrial Revolution, and have adapted to contemporary design trends. Why is the design of a business card important? The design impacts first impressions and reflects your brand’s identity. A well-crafted business card showcases professionalism, encourages engagement, and helps create memorable connections in networking situations. What essential information should a business card include? A business card should contain your name, title, company name, phone number, email address, and website. Including a clear call-to-action can also enhance engagement and prompt recipients to reach out. How can cultural variations affect business card etiquette? Cultural norms dictate how business cards are exchanged; for instance, in Japan, they are offered with respect and both hands. Understanding these nuances is crucial for effective communication in international networking. What advantages do digital business cards offer? Digital business cards provide instant updates, easy sharing, and are eco-friendly. They appeal to modern consumers looking for convenience, making them a growing trend in networking. Why is quality important when designing business cards? Quality materials and design significantly influence how your business is perceived. Studies show that 72% of people assess a business based on card quality, making high-quality cards vital for credibility. What common mistakes should be avoided in business card design? Avoid overcrowding the card with information, using poor-quality materials, ignoring cultural norms, and failing to include a clear call-to-action. These missteps can diminish your card’s effectiveness and impact. Image Via Envato This article, "Essential Business Card Facts to Elevate Your Networking Game and Brand Identity" was first published on Small Business Trends View the full article

Netflix is rolling out a redesign to its TV app, which subscribers will see beginning on May 19. The update is intended to make it easier to find and choose content you actually want to watch rather than endlessly scrolling through the service's library. What's new on the Netflix TV appWhen your Netflix interface updates, you'll find the navigation bar always visible at the top of the screen. There are shortcuts to Search, Shows, Movies, Games, and My Netflix, and a centralized hub for Continue Watching, My List, and Remind Me. The back button on your remote will take you directly to the navigation bar. Tiles for each piece of content will be much larger and show title details—such as whether it was recently added (or is leaving soon) or has won awards, as well as the synopsis, runtime, and key cast members—up front. The app will also provide more responsive recommendations in real time as you browse based on trailers you watch, titles you thumbs up or down, and searches. Netflix will also highlight live events at the top of the home screen. The new features are rolling out globally to most TVs and TV streaming devices over the course of a few weeks, so if you don't see it on May 19, it's likely coming soon. Netflix is also refreshing the mobile app experience, with a vertical video feed of clips and trailers. Users can tap to watch the full version of the show or movie, add it to My List, or share it. The company has been testing an OpenAI-powered feature on iOS that provides recommendations based on conversational phrases describing your mood, so you can search for content using terms other than specific titles, actors, and genres. Initially available only to select users in Australia and New Zealand, this will roll out as an opt-in beta more widely this week. View the full article

Two sides are far apart with only fortnight until post-Brexit ‘reset’ summit in London View the full article

You can’t go long these days without hearing the word “tariff,” and for most of us, just hearing it induces anxiety. Family budgets, already a challenge, are going to get a lot more difficult once the predicted price increases and shortages kick in—one study predicts that these new tariffs will cost American households an average of $3,800 this year alone. If you’re determined to avoid tariff surcharges, you’ve got your work cut out for you—especially when it comes to groceries. About 15% of our food supply is imported, but that number doesn’t necessarily account for food that is sourced domestically but uses imported ingredients. And some staples, like coffee or bananas, are almost exclusively imported. But if you’re hoping to avoid tariffs on your grocery bills, you have a few slim options to explore. AlbertsonsAmidst all the warnings of rising grocery prices, there’s been one hint of good news: Grocery giant Albertsons announced in late March that it wouldn’t tolerate automatic price increases from its suppliers due to tariffs. It’s explicitly framed as a policy designed to keep prices at their current levels. That doesn’t mean there won’t be any price increases—Albertsons clarified that it would take increases under consideration, but its suppliers would have to basically apply to raise their prices, and the company would consider whether to grant the request. But Albertsons already sources about 90% of its products domestically (though this doesn’t mean ingredients or other components that might be affected by tariffs aren’t included in those domestic products), so this policy could have some real impact on prices. The good news here is that Albertsons is huge. They operate more than 20 supermarket chains, including Safeway, Acme, Carrs, and Balducci's Food Lovers Market—a total of more than 2,200 stores across the country. You can see a full list of chains owned by Albertsons here to see if there are locations near you. Other strategiesIf you’re not close to an Albertsons store and are still determined to void tariffs as much as possible, you have few other options: Shop local. Buying as many groceries from farmer’s markets and other direct sources will avoid most tariff price increases, though farmer’s markets tend to be slightly more expensive than grocery stores in the first place, so you might not save that much money by going that route. Selective shopping. You can also continue to shop at your local supermarket but pay closer attention to the import status of the items you buy. While you probably won’t find much domestic coffee in your grocery store, there are many items that aren’t imported and thus should avoid most tariff-driven price increases. This can be laborious, and since domestically-made products can still suffer from tariffs if they include imported ingredients or packaging there’s no guarantee you’re evading higher prices by looking for a “made in the USA” designation. It’s going to be difficult to avoid tariff price increases unless you live near an Albertsons grocery store, at least for the time being. Until more grocery chains follow their lead (or Albertsons rescinds the policy under pressure from their suppliers) that’s your best bet for avoiding the tax. View the full article

The latest TikTok trend is leading to fire evacuations at schools across Connecticut. As part of the trend, students are filming themselves inserting items such as pencils, paper clips, and push pins into the charging ports of their school Chromebooks to set them on fire. Why? For a laugh and a brief break from schoolwork. One such “tutorial” gained 1.5 million views on TikTok before being removed, showing a student pushing a lead pencil into the back left corner of the port. “You might have to wiggle it a bit,” the user explained. Another student tried to film a “how-to” video last week, managing to cause a laptop fire and triggering an evacuation at Newington High School, as reported by WDBJ7. Since Monday, both Derby High School and Cromwell High School have experienced similar incidents. “On Thursday, I was alerted by both my director of security and high school principal that we had a Chromebook that was smoking,” Maureen Brummett, superintendent of Newington Public Schools, told NBC Connecticut. She further explained that after an investigation, it was clear that the damage to the laptop was “done intentionally” rather than being a result of a malfunction, and that students would be held accountable for replacing the school equipment. “Chromebooks are expensive and they’re going up in price, so when a student does intentionally destroy a Chromebook, it’s their responsibility to replace it. We have an insurance program, but it’s not covering intentional damage,” she added. DJ Zordon, a Newington fire marshal, described arriving at the scene to find a room filled with smoke. “We did see video from students… and that’s one of the biggest things. The batteries that are essentially catching on fire, once they burn, they’re producing this toxic smoke,” Zordon told NBC Connecticut. For those thinking about participating in the trend, the consequences go beyond just a damaged Chromebook. “The school has to be evacuated, firefighters respond to the firehouse and subsequently to the scene, and it takes resources away from any other emergencies that might be happening at that time,” Zordon added. While no injuries have been reported, when batteries like those in laptops catch fire, there is a risk of explosion, which could lead to burns or injury from flying shrapnel. Investigations are ongoing across the schools, and warnings have been issued to students and their families. Maybe this is one trend to skip. View the full article

Unlike Middle Eastern kingdoms, the US is a debtor nationView the full article

LinkedIn just released its 2025 Grad Guide highlighting the fastest-growing cities, industries, and job titles for new workers with and without a bachelor’s degree. A variety of industries and professions made the list. However, the new data offers a few surprises when it comes to what grads and non-grads are pursuing most often, with many non-grads heading into careers that once required college degrees—and many graduates in fields that don’t. When it comes to where young professionals are moving post-college, the Sun Belt states, including Tucson, Dallas, Tulsa, Knoxville, and Chattanooga, are turning into hot locations for new graduates to get to work. Entry-level non-grads are heading to big cities more often. San Francisco, Los Angeles, San Diego, New York, Boston, Miami, and D.C. all made the list. But so did a few smaller hubs like Detroit and Orlando. Entry-level workers without a degree joining a variety of industries, with the fastest-growing fields being customer service, education, and real estate. Notably, financial services, a field which has typically required a college degree, is also on the list, meaning young professionals are breaking into the field in other ways that don’t involve four years of formal education. Marketing seems to be hugely popular for non-grads, too. It shows up three times on the list of the fastest-growing entry-level jobs, meaning marketing skills can be learned outside of a four-year college—perhaps by tech-savvy Gen Zers leaning into skills they learned by coming of age with social media at their fingertips. Non-grads are more frequently becoming marketing specialists, social media marketing specialists, and marketing coordinators. College grads are also joining a variety of industries, including in fields that don’t traditionally require a college degree. Case in point: Number one on the list of fastest-growing fields is construction. Real estate, utilities, wholesale, and administrative services were all growing fields for college graduates, too. Perhaps least surprisingly, new grads are leaning into technology, with artificial intelligence engineers landing as the fastest-growing job on the list. View the full article

A hearing Wednesday before Nevada’s high court could provide the first public window into a secretive legal dispute over who will control Rupert Murdoch’s powerful media empire after he dies. The case has been unfolding behind closed doors in state court in Reno, with most documents under seal. But reporting by The New York Times, which said it obtained some of the documents, revealed Murdoch’s efforts to keep just one of his sons, Lachlan, in charge and ensure that Fox News maintains its conservative editorial slant. Media outlets including the Times and The Associated Press are now asking the Nevada Supreme Court to unseal the case and make future hearings public. The court is scheduled to hear arguments in the afternoon in Carson City, the capital. Murdoch’s media empire, which also includes The Wall Street Journal and New York Post, spans continents and helped to shape modern American politics. Lachlan Murdoch has been the head of Fox News and News Corp. since his father stepped down in 2023. The issue at the center of the case is Rupert Murdoch’s family trust, which after his death would divide control of the company equally among four of his children — Lachlan, Prudence, Elisabeth and James. Irrevocable trusts are typically used to limit estate taxes, among other reasons, and can’t be changed without permission from the beneficiaries or via a court order. Rupert Murdoch has attempted to alter the trust, however, and Prudence, Elisabeth and James have united to try to stop that. James and Elisabeth are both known to have less conservative political views than their father or brother, potentially complicating the media mogul’s desire to keep Fox News’s political tone. The dispute has had many twists and turns, including a probate commissioner ruling against Rupert Murdoch in December. In a 96-page opinion, the commissioner characterized the plan to change the trust as a “carefully crafted charade” to “permanently cement Lachlan Murdoch’s executive roles” inside the empire “regardless of the impacts such control would have over the companies or the beneficiaries” of the family trust, according to the Times. Adam Streisand, a lawyer for Rupert Murdoch, told the newspaper at the time that they were disappointed with the ruling and intended to appeal. Another evidentiary hearing is scheduled for this month. —Associated Press View the full article

Summer brings sunshine, vacations, outdoor concerts—and the inability to leave your house without accidentally spending 20 bucks. Your budget is never a truly fixed thing. It changes with the state of the economy (hello, tariffs), your paycheck, and even the changing of the seasons. With a bit of planning, you can enjoy all the summer season has to offer without the financial stress. Here are my hacks to create a practical summer budget that lets you make the most of these warmer months without breaking the bank. Plan around events, not calendar datesOne of the biggest summer budgeting mistakes is thinking in terms of months rather than specific activities. Instead of creating a general "July budget," break down your summer into the actual events you plan to attend: Family beach vacation Wedding weekend Local festivals Holiday celebrations Back-to-school shopping By organizing your budget around specific events, you can allocate funds more precisely and avoid the "where did my money go?" feeling at the end of the month. Set a weekly "spontaneous spend" capSummer weekends often bring impromptu invitations—a backyard BBQ where you need to bring something, a last-minute beach day, or an outdoor concert you just heard about. Rather than letting these spur-of-the-moment activities derail your budget, create a dedicated "spontaneous spend" allowance each week. Whether it's $30 or $100, having this pre-approved fun money gives you the freedom to say "yes" to unexpected opportunities without guilt, while still maintaining financial boundaries. Embrace "themed" savings accountsI've said before that dividing your money into multiple accounts helps you see all your saving goals separately, so they’ll be easier to track. Similar to cash stuffing (where you can only spend money in a certain category from its designated envelope), this approach forces you to be more intentional and disciplined about where your money is going. Create separate digital envelopes or savings accounts for your major summer expenses: summer travel, kids' camp costs, recurring happy hour appointments, and so on. Most online banks let you create multiple savings buckets at no extra cost. By keeping these funds separate from your regular checking account, you'll resist the temptation to dip into your vacation money for everyday expenses. Implement the 24-hour rule for summer purchasesWhen temperatures rise, so does impulse spending on seasonal items like new patio furniture, outdoor gear, or summer fashion. Combat this by instituting a 24-hour waiting period for any non-essential purchase over $50. Often, the cooling-off period reveals that you don't actually need that inflatable pool flamingo or designer sunglasses. For larger purchases, extend this to a 48-hour or even 72-hour rule. Create a summer-specific meal planFood costs typically increase during summer months due to social gatherings, vacation eating, and, you know, the temptation of ice-cream trucks. Some ways you can combat this: Planning picnic-friendly, portable meals that work for beach days or park outings Researching grocery stores at your vacation destination and planning a "first day" shopping trip Setting a specific "dining out" budget for vacation days Taking advantage of seasonal produce that's cheaper during summer months A summer-focused meal plan acknowledges that your eating patterns change with the season while keeping food expenses in check. Plus, it gives you an excuse to get into some new recipes! Check out my colleague Allie Reinmann's tips for making the most of summer berries, or whipping up a budget-friendly summery shrimp roll. Audit your subscription services before vacationsBefore heading out on summer trips, take inventory of your subscription services. Are you paying for streaming services you won't use while traveling? Consider pausing memberships like: Gym memberships Meal kit deliveries Beauty box subscriptions Digital subscriptions you won't have time for Many services offer pause options rather than full cancellations, making it easy to temporarily reduce monthly expenses during your heaviest travel periods. Build in budget buffer zonesEven the best budget needs flexibility, especially during summer. As you're estimating travel costs and setting spend caps, add a 15% buffer. Gas prices, summer storms, and all other kinds of unexpected costs always emerge. This buffer creates financial breathing room and prevents minor overages from snowballing into major budget problems. The bottom lineSummer should be about creating memories, not financial stress. A little preparation now means you can focus on sunshine and fun later—without the looming dread of post-summer credit card bills. Remember that the best summer budget isn't necessarily the tightest one, but rather the one that aligns with your priorities and gives you permission to enjoy what matters most to you this season. View the full article

Paris hopes Chancellor Friedrich Merz will bring new dynamism to European defence projectsView the full article

The Federal Reserve could keep its key rate unchanged for several more months as it evaluates the impact of President Donald The President’s widespread tariffs on hiring and inflation, some economists say, even as the White House pushes for a rate cut. The Fed is nearly certain to keep its rate unchanged when it concludes its latest policy meeting Wednesday. Chair Jerome Powell and other Fed officials have signaled that they want to see how the duties—including 145% on all imports from China—impact consumer prices and the economy. The central bank’s caution could lead to more conflict between the Fed and the The President administration. On Sunday, The President again urged the Fed to cut rates in a television interview and said Powell “just doesn’t like me because I think he’s a total stiff.” With inflation not far from the Fed’s 2% target for now, The President and Treasury Secretary Scott Bessent argue that the Fed could reduce its rate. The Fed pushed it higher in 2022 and 2023 to fight inflation. If the Fed were to cut, it could lower other borrowing costs, such as for mortgages, auto loans, and credit cards, though that is not guaranteed. The President also said Sunday he wouldn’t fire Powell because the chair’s term ends next May and he will be able to appoint a new chair then. Yet if the economy stumbles in the coming months, The President could renew his threats to remove Powell. A big issue facing the Fed is how tariffs will impact inflation. Nearly all economists and Fed officials expect the import taxes will lift prices, but it’s not clear by how much or for how long. Tariffs typically cause a one-time increase in prices, but not necessarily ongoing inflation. Yet if The President announces further tariffs—as he has threatened to do on pharmaceuticals, semiconductors, and copper—or if Americans worry that inflation will get worse, that could send prices higher in a more persistent way. Kathy Bostjancic, chief economist at Nationwide, said this could keep the Fed on the sidelines until September. “It’s hard for them to cut sooner because they’ve got to weigh, what’s the inflation impact?” Bostjancic said. “Is this going to be somewhat persistent and add to inflation expectations?” Economists and the Fed are closely watching inflation expectations, which are essentially a measure of how much consumers are concerned that inflation will worsen. Higher inflation expectations can be self-fulfilling, because it Americans think prices will rise, they can take steps that push up costs, such as asking for higher wages. For now, the U.S. economy is mostly in solid shape, and inflation has cooled considerably from its peak in 2022. Consumers are spending at a healthy pace, though some of that may reflect buying things like cars ahead of tariffs. Businesses are still adding workers at a steady pace, and unemployment is low. Still, there are signs inflation will worsen in the coming months. Surveys of both manufacturing and services firms show that they are seeing higher prices from their suppliers. And a survey by the Federal Reserve’s Dallas branch found that nearly 55% of manufacturing firms expect to pass on the impact of tariff increases to their customers. “The bottom line is that inflation will be rising significantly over the next six months,” Torsten Slok, chief economist at the Apollo Group, said in an email. Yet the tariffs could also weigh heavily on the economy, particularly because of the uncertainty they have created. Huge tariffs on about 60 other nations, announced April 2, were then postponed until July 9, but could be reimposed. Business surveys show that firms are postponing investment decisions until they have greater clarity. Ryan Sweet, chief U.S. economist at Oxford Economics, said the uncertainty surrounding trade policy gives him “night terrors.” “The economics of uncertainty are absolutely suffocating,” Sweet said. “Businesses that don’t know the rules of the road, their knee-jerk reaction is to sit on their hands. And that’s what they’re doing.” But if the uncertainty delays hiring, slows the economy and pushes up the unemployment rate, the Fed could quickly shift toward interest rate cuts. A sharp economic slowdown could eventually cool inflation by itself, economists say. “If you felt like the economy was really slowing down, then I think that would probably take precedence (over inflation), because usually the way the committee thinks is that will also drag inflation somewhat with it,” said Jim Bullard, former president of the Federal Reserve’s St. Louis branch, and currently dean of Purdue University’s business school. In March, the Fed signaled that it could cut rates twice this year. But since then, the The President administration imposed duties that Powell said last month were larger and broader than the Fed expected. The duties, Powell acknowledged, could both slow growth and lift prices, which puts the Fed in a tough spot. It would usually cut rates to boost growth and hiring, while it would raise them to cool spending and inflation. Powell signaled that if the two goals came into conflict, Fed officials would put more weight on inflation concerns. “Without price stability, we cannot achieve the long periods of strong labor market conditions that benefit all Americans,” Powell said. —Christopher Rugaber, AP Economics Writer View the full article

We may earn a commission from links on this page. Microsoft announced a pair of ultraportable Surface devices yesterday, both of which differ significantly from their predecessors. There's the creatively named Surface Laptop 13-inch, which is shrunken down from the previous model's 13.8-inches, as well as a new version of the Surface Pro, which is down from 13-inches to a 12-inch chassis. Like the rest of the Surface lineup, both are positioned to compete in the same space as Apple's MacBook Air, which comes in 13-inch and 15-inch varieties, and the latter could even potentially come for the iPad Pro, which hovers around a similar price point. The trick this time around? Aside from being smaller, they're also cheaper. The compromisesAlong with shrinking the sizes and prices on these new Surface devices, Microsoft has also cut down the specs a bit to match. The 13-inch laptop, available in ocean (a metallic blue), violet, or platinum finishes, slashes the resolution of the previous iteration down from 2304 x 1536 to 1920 x 1280, to accommodate the smaller display. The panel also lacks HDR, and the refresh rate has dropped from 120Hz down to 60Hz. The 12-inch Pro model also, notably, doesn't include a keyboard by default, although this isn't entirely unique for the Surface Pro. The Surface keyboard has been redesigned, too, and while it still connects magnetically, it lays flat rather than at an angle. Additionally, Microsoft has ditched the included slot for the Surface Pen, which will now attach to, and charge directly on, the back of the Surface Pro itself. Finally, the Pro's display has also dumped some refresh rate overboard, dropping to 90Hz from 120Hz, although it maintains a 2196 x 1464 resolution. Also gone from both Surface models are the handy Surface Connect ports with their magnetic attachment points, replaced with standard USB-C 3.2 ports. While this means fewer proprietary cables, it also means that there's a danger of tripping on the cord and, instead of having the cable easily disconnect, pulling your entire laptop onto the floor. Finally, for internals, both of the new Surface devices are built around the 8-Core Snapdragon X Plus chip from Qualcomm. These lose two cores off the default of prior models. Both also default to a respectable 16GB of RAM, though a fairly scant 256GB of storage, with the option to double it to 512GB (the default on prior models) if you're willing to pay for the privilege. Can these budget Surface models hold up against Apple?Generally, when it comes to raw specs, Apple's alternatives outclass these new Surface releases, with one caveat. Let's start with displays. Here, Apple has more features and supports higher resolutions. The Liquid Retina panel in the MacBook offers HDR with a resolution at 2560 x 1664, although it's also limited to a 60Hz refresh rate. Meanwhile, despite being smaller then the 12-inch Surface Pro, the iPad Pro 11-inch model sports a sharp 2420 x 1668 resolution (which can go up to 2752 x 2064 on the 13-inch version), plus it's OLED and has a variable refresh rate that tops out at 120Hz. As for performance, while the Snapdragon chip in the new Surfaces is certainly efficient, it doesn't compare favorably to Apple's M4 chip, which is at the heart of both the latest iPad Pro and MacBook Air. It falls behind in both single-core and multi-core performance, so Apple's devices have a clear advantage for those that prioritize horsepower. But one significant difference between the two Surface devices is how they're cooled, which sees at least one improvement over prior Surface iterations. Like the MacBook Air and iPad Pro, the smaller 12-inch Pro is completely fanless, and the more thermally efficient processor has also allowed Microsoft to remove the vents present in the previous version of the Pro. Sadly, the same can't be said of the 13-inch Surface Laptop, which still includes fans. Lower pricesMicrosoft's goal with these new models seems to have been to keep prices as low as possible, so these compromises do come with savings, and here is one spot where PC beats Mac. Starting prices for these models fall below $1,000 and, most importantly, below the MSRP of the MacBook Air and iPad Pro. The Surface Laptop 13-inch starts at $899 and the Surface Pro 12-inch at $799, while the base MacBook Air retails for $999 for the 13-inch model and $1,199 for the 15-inch model. The iPad Pro, meanwhile, starts at $999 for the 11-inch version and $1,299 for the 13-inch upgrade. If cost is king, the new Surface lineup may be the best fit for you, but bear in mind that there's only a $100 margin between the base price of the Surface Laptop and the MacBook Air. That said, upgrades are costly on both sides. Again, adding the keyboard to the 12-inch Pro will add another $150 to your price tag, and bumping the storage up to 512GB will inflate the price another $100, meaning you're looking at $1,049 for the full package. Similarly, the 13-inch laptop jumps another $100 if you want to increase the storage to 512GB, totaling $999. But upgrading nearly any facet of one of the Apple devices adds up quickly as well; for instance, jumping from 256GB to 512GB of storage on the Air will immediately add $200 to the price tag. So, as is common when looking at PC vs. Mac, the question ultimately comes down to price vs. performance. Surface is now more budget-friendly than ever, but there are compromises to keep in mind with those savings. Luckily, the rest of Microsoft's Surface lineup is still as available as ever, so if you pay up, you can find more performant alternatives to Apple's machines. The Surface Laptop 13-inch is available to preorder from Amazon, Microsoft, and other retailers. The Surface Pro 12-inch is also available for preorder from Best Buy, Microsoft, and Amazon, and both models will begin shipping on May 20th. View the full article

Alongside a couple of new Surface devices, Microsoft has also announced a number of notable upgrades on the way for Windows 11, covering the Start menu, Copilot AI, and core Windows utilities such as Paint and the Snipping Tool. The Start menu changes are significant, and I wrote about them last month when they were first spotted in hidden code. The menu is becoming bigger, more customizable, and more usable, with the option to see all apps immediately—and several options for how those apps are arranged on screen. If you don't want to see recommended shortcuts (to recent files, for example), these can be hidden. You can also increase the size of the pinned apps panel. Another change is the addition of a "phone companion" (essentially the Phone Link app) on the right of the Start menu. This revamp is coming to the Windows Insider channel in the next month, Microsoft says, and there are several other updates on the same timetable. One is AI actions in File Explorer, which will give you access to AI-powered features from the right-click menu: Think summarizing documents and editing images. Another feature coming soon to Windows Insider users is AI text generation and summarizing in Notepad, plus lightweight formatting options. For the first time you'll be able to make text bold and italic inside Notepad, and introduce lists and headings. There will also be support for the Markdown formatting language. Already available to Windows Insiders, and coming soon to everyone else, we have Copilot Vision. It means you can chat with the AI about whatever's on screen—whether you want shopping advice or help with image editing— and Microsoft has previously given us a good idea of how it works. Features for Copilot+ PCsSome of the newly announced features are arriving first on Copilot+ PCs (those that meet a certain performance criteria) with Snapdragon chipsets. Again, these updates are appearing in the Windows Insider channel first, before making their way to everyone else with a Copilot+ PC. Microsoft has intimated that they'll roll out eventually to PCs powered by AMD or Intel. First, Microsoft is putting an AI agent inside Settings, so you can get help finding the toggle switch you need or figuring out how to do something. One example shown in the Microsoft demo is typing "my text is too small" to find the option for font size. The AI agent can even change settings for you, if you give it permission. We're also getting more actions for the Click to Do feature (essentially an AI-powered, context-sensitive right-click menu), including options to schedule meetings in Teams or launch the Immersive Reader mode for text. Windows search is getting a boost too, with greater coverage for photos, settings, and the Microsoft Store. The Photos app built into Windows has slowly been getting better and better, and it'll soon pick up a relight feature for dynamic lighting control. You'll be able to set up to three lighting sources, and adjust the brightness and intensity, while seeing the changes on the image in real time. As for Paint, it's gaining the ability to create custom stickers from text prompts, and a new object select tool that will use AI to select objects with a single click. If you need to move or remove something in an image, this should make the process of selecting it faster and more straightforward. The Windows Snipping Tool is getting more features as well: intelligent screenshot cropping, the ability to extract text from screenshots, and a color picker. Finally, the Narrator on Copilot+ PCs is being upgraded to offer rich image descriptions, so it'll be able to describe charts, photos, and other visual elements that are on screen. View the full article

An index of applications for home purchases jumped 11.1%, the most since January, while a gauge of refinancing increased at a similar rate, according to Mortgage Bankers Association data released Wednesday. View the full article

Conservative leader talking ‘rubbish’ after denouncing national insurance carve outView the full article

We may earn a commission from links on this page. Six months ago, I reviewed the Ray-Ban Meta smart glasses. If you’ve been off-grid, these specs pack a camera, open-ear speakers, microphones, and voice-activated Meta AI inside a pair of Wayfarer-style frames, so they're basically science fiction glasses that look normal. I liked them so much, I had prescription lenses put in and made them part of my daily load out. But it's easy to love a tech product when it’s new and shiny; the real test is how the Ray-Ban Metas fair after they've gone from novelty to another damn thing I have to remember to charge. Bottom line: I still really like them after half a year of wearing them while working, sitting around, biking, running errands, and generally living my boring life. But I like them in a more nuanced way. Ray-Ban Meta smart glasses $263.00 at Best Buy Learn More Learn More $263.00 at Best Buy Not quite everyday glassesAfter the initial sugar rush wore off, I started noticing the weight of the Ray-Ban Metas. They're around 49 grams out of the box, fairly heavy for sunglasses, but prescription lenses bumped the weight up to 54 grams. My regular specs are pretty chunky and weigh 39 grams, and the difference is noticeable. They're slightly uncomfortable for extended use. I found myself wearing regular glasses when I didn’t expect to use smart features, and going back to the Ray-Bans if I wanted to take photos, record video, or go hands-free. The main downside was forgetting which pair I was wearing and saying “Hey Meta” to my dumb glasses. (But that’s a me problem.) Build quality, durability, and style: no complaintsI have to commend Ray-Ban, Meta, and whatever factory physically built these glasses, because they held up flawlessly. The tech works just as well now as it did when I got them, and the frames themselves held up, too: no warping, bent arms, or other malfunctions. (I didn't necessarily baby them or take special care of them.) They didn't go out of style in the last six months either, seeing as the Wayfarer design is timeless. If they’re good enough for James Dean, they’re good enough for me. Battery life could be betterMeta says their smart glasses have a battery life of "up to four hours," which is mildly optimistic—these things need to be charged often. The solution of having a charger built into the glasses' case is acceptable most of the time because the main function of eyeglasses (ensuring I can see things) works even when the batteries run out. But longer outings where I wanted to take lots of photos or videos were a pain. Your choices are to only have pictures of the first half of the graduation ceremony, or pack a back-up pair of glasses so you can charge on the fly. Another battery related annoyance: You can’t disable the low battery notification without disabling all notifications. While that's the case for many tech products, it would be great to have the option to disable it for these glasses. The social factor: being seen isn't always the bestWhen I first started wearing the Ray-Ban Metas daily, they pretty much flew under people's radars, but as popular awareness of the product grew, so did the people who noticed I was wearing them. More than one person asked “are you taking pictures of me?" and I didn’t love having my glasses spark conversations about surveillance or Meta’s motives, but I get why some people are wary. They blur the line between fashion and tech in a way that’s still new, and many people find them off-putting. Ray-Ban's many features, ranked and rated Credit: Robyn Johnson The Ray-Ban Meta glasses have a ton of features, and they're not equally useful, so here's a quick feature list, organized from the ones I used most to ones I used least: The camera: Ray-Ban Metas' essential feature for me is the camera. It's weird to think of a smart phone camera as being inconvenient, but reaching in your pocket, unlocking the screen, clicking an app, and putting it up to your face is a lot of steps compared to pinching the arm of your glasses. The other way to turn on the camera, saying “Hey Meta, take a picture” or “Hey Meta, take video," can be incredibly useful too, as it lets you take videos while riding a bike and listening to Hawkwind, like so: While I found the quality of the photos to be surprisingly good, these glasses are best for casual snaps. There's no viewfinder, and if you're going for super high quality, or want to shoot in low-light situations, they won't replace a "real" camera. Text and calls: Getting a text and replying by voice is great when your hands are full. Initiating or responding to texts while driving is amazing and will probably save some people's lives. Call quality is solid, and the voice recognition is excellent, even in traffic or crowds. It's easy to use too, since you can just say "Hey Meta, how do I send a text?" if you forget. Music: Halfway down the list is the perfect time to talk about the Ray-Ban Meta's music and audio. It is mid. The sound quality isn’t terrible, but it's podcast-while-cooking level. If you’re into music at all, you’ll quickly grow tired of the tinny sounds from the Ray-Ban meta glasses and throw in some ear buds. On the plus side, the ability to control Spotify, Apple Music, or Amazon Music with just your voice is great. Saying “Hey Meta, play some funk” and having The Meters start playing is cool. Meta AI: Depending on your point of view, Meta’s AI is the either the killer app or the Trojan horse of these glasses, but I almost never use it. When I first got the glasses, I was blown away by saying “Hey Meta, look” and having it describe what I was seeing accurately. But that wears off after eight minutes. Then, I started using it to clown on my friends by looking at their car or something and saying, “Hey, Meta, is this a nice car?” and relaying the answer. (Sadly, it won't roast people.) That was fun for three minutes. Then, I changed Meta's voice to Awkwafina. That was fun for 38 seconds. Then, I stopped using it altogether. Maybe your life is different, but mine is fine without an AI assistant. Translation: Meta recently rolled out the ability to translate from Spanish, French, and Italian to English, and vice-versa. This is too new to really rate, but my initial reaction to testing it out with a Spanish speaking pal was "santa mierda!" It's really good, and was able to translate spoken words at a conversational rate in real time, with a surprisingly amount of accuracy. It's like having a universal translator from Star Trek or something. What I'd like to see from Ray-Ban Meta glasses Credit: Stephen Johnson These glasses are creeping toward being a true digital assistant, but they're not there. I want to say “Hey, Meta, book me a cheap hotel in Yonkers next weekend” and have it just happen. Right now, though, the glasses are limited to controlling music, sending messages, translating language in real time, and providing basic information—which is a lot for a pair of glasses. Privacy concerns (as if privacy still exists)Meta recently sent an email to Ray-Ban Meta users that said, in part, "Meta AI with camera use is always enabled on your glasses unless you turn off ‘Hey Meta,'” and “the option to disable voice recordings storage is no longer available.” Basically, Meta is vowing to look at what I'm looking at and store whatever I say, so you could argue there are some pretty big privacy concerns. It’s not great, but honestly, I’m too boring to care. If Meta wants hours of footage of me folding laundry or playing Oblivion Remastered, that’s their problem. If you're someone that does prioritize your privacy though, these glasses are probably not the product for you. Are they worth the price?Whether something is "worth it" really depends on the customer. But $299 seems like a good deal for a camera, AI agent, Bluetooth headset, and sunglasses, and if you're going for prescription Ray-Ban Metas, it's amazing. All told, these were actually cheaper than my regular glasses, and I can't ask my regular glasses to tell me a joke. The bottom lineI’m not a Meta fanboy by any stretch, but credit where it’s due: these glasses are really good. The novelty wears off, but the usefulness doesn’t. Unlike most gadgets, they've earned their spot in my semi-daily rotation. If they could shave a little more weight off, they'd be my everyday specs. View the full article

FCA responds to prime minister’s call for watchdogs to focus on promoting economic growthView the full article

North Dakota is the 11th state in the U.S. with a measles outbreak, logging its first cases since 2011. The U.S. Centers for Disease Control and Prevention’s confirmed measles case count is 935, more than triple the amount seen in all of 2024. The three-month outbreak in Texas accounts for the vast majority of cases, with 702 confirmed as of Tuesday. The outbreak has also spread to New Mexico, Oklahoma, and Kansas. Two unvaccinated elementary school-aged children died from measles-related illnesses in the epicenter in West Texas, and an adult in New Mexico who was not vaccinated died of a measles-related illness. Other states with active outbreaks—which the CDC defines as three or more related cases—include Indiana, Michigan, Montana, Ohio, Pennsylvania, and Tennessee. North America has two other ongoing outbreaks. One in Ontario, Canada, has resulted in 1,243 cases from mid-October through April 29. And the Mexican state of Chihuahua had 922 measles cases and one death as of Tuesday, according to data from the state health ministry. Health officials in Mexico and the U.S. say all three outbreaks are of the same measles strain. Measles is caused by a highly contagious virus that’s airborne and spreads easily when an infected person breathes, sneezes or coughs. It is preventable through vaccines, and has been considered eliminated from the U.S. since 2000. As the virus takes hold in U.S. communities with low vaccination rates, health experts fear that spread could stretch on for a year. Here’s what else you need to know about measles in the U.S. How many measles cases are there in Texas and New Mexico? Texas state health officials said Tuesday there were 19 new cases of measles since Friday, bringing the total to 702 across 29 counties—most of them in West Texas. The state also added two hospitalizations to its count Friday, for a total of 91 throughout the outbreak. State health officials estimated about 1% of cases—fewer than 10—are actively infectious. Fifty-seven percent of Texas’ cases are in Gaines County, population 22,892, where the virus started spreading in a close-knit, undervaccinated Mennonite community. The county has had 403 cases since late January—just over 1.7% of the county’s residents. The April 3 death in Texas was an 8-year-old child, according to Health Secretary Robert F. Kennedy Jr. Local health officials in Texas said the child did not have underlying health conditions and died of “what the child’s doctor described as measles pulmonary failure.” A unvaccinated child with no underlying conditions died of measles in Texas in late February—Kennedy said age 6. New Mexico was steady Tuesday with 67 total cases. Seven people have been hospitalized since the outbreak started. Most of the state’s cases are in Lea County. Three are in Eddy County, two in Doña Ana County and one in Chaves County. How many cases are there in Indiana? Indiana confirmed two more cases April 21 in an outbreak that has sickened eight in Allen County in the northeast part of the state—five are unvaccinated minors and three are adults whose vaccination status is unknown. The cases have no known link to other outbreaks, the Allen County Department of Health has said. How many cases are there in Kansas? Kansas added nine cases Wednesday for a total of 46 across eight counties in the southwest part of the state. Gray County is up to 15 cases. The state also reported its first hospitalization. Kansas’ health department didn’t elaborate Wednesday about a discrepancy in the number of new cases at the state and county levels beyond noting that case counts are “fluid as the outbreak progresses.” The state’s first reported case is linked to the Texas outbreak based on genetic testing. How many cases are there in Michigan? Montcalm County, near Grand Rapids in western Michigan, has an outbreak of four cases that state health officials say is tied to the Ontario outbreak. The state had nine confirmed measles cases as of Friday, but the remaining five are not part of the Montcalm County outbreak. How many cases are there in Montana? Montana state health officials announced five cases April 17 in unvaccinated children and adults who had traveled out of state, and later confirmed it was an outbreak. All five are isolating at home in Gallatin County in the southwest part of the state. They were Montana’s first measles cases in 35 years. Health officials didn’t say whether the cases are linked to other outbreaks in North America. How many measles cases are there in North Dakota? North Dakota announced its first measles case since 2011 on Friday, and by Tuesday, there were nine cases. All are in Williams County in western North Dakota on the Montana border. The state health department said Monday that three of the confirmed cases are linked to the first case—an unvaccinated child who health officials believe got it from an out-of-state visitor. The other five cases, announced Tuesday, were people who were not vaccinated and did not have contact with the other cases, causing concern about community transmission. The state health department said four people diagnosed with measles attended classes while infectious at a Williston elementary school, middle school and high school. How many cases are there in Ohio? The state has two outbreaks. Ashtabula County near Cleveland has 16 cases. And Knox County in east-central Ohio has 20—14 among Ohio residents and the rest among visitors. The Ohio Department of Health on Thursday confirmed 33 measles cases and one hospitalization. That count includes only Ohio residents. Defiance County in the northwestern part of the state has logged its first case. Allen and Holmes counties have had one case each. How many cases are there in Oklahoma? Oklahoma added one case for a total of 14 confirmed and three probable cases as of Tuesday. The outbreak is linked to Texas and New Mexico. The state health department is not releasing which counties have cases, but Cleveland, Oklahoma and Sequoyah counties have had public exposures in the past couple of months. How many cases are there in Pennsylvania? There are eight measles cases in Erie County in far northwest Pennsylvania, officials said Friday. The county declared an outbreak in mid-April. The state has said it has 13 cases overall in 2025, including international travel-related cases in Montgomery County and one in Philadelphia. How many cases are there in Tennessee? Tennessee had six measles cases as of last week. Health department spokesman Bill Christian said all cases are the middle part of the state, and that “at least three of these cases are linked to each other” but declined to specify further. The state also did not say whether the cases were linked to other outbreaks or when Tennessee’s outbreak started. The state health department announced the first measles case March 21, three more on April 1 and the last two on April 17, but none of the news releases declared an outbreak. However, Tennessee was on a list of outbreak states in a CDC report April 17. Where else is measles showing up in the U.S.? Cases also have been reported in Alaska, Arkansas, California, Colorado, Florida, Georgia, Hawaii, Illinois, Kentucky, Louisiana, Maryland, Minnesota, Missouri, New Jersey, New York, Rhode Island, Vermont, Virginia, and Washington. Cases and outbreaks in the U.S. are frequently traced to someone who caught the disease abroad. In 2019, the U.S. saw 1,274 cases and almost lost its status of having eliminated measles. What do you need to know about the MMR vaccine? The best way to avoid measles is to get the measles, mumps and rubella vaccine. The first shot is recommended for children between 12 and 15 months old and the second between 4 and 6 years old. Getting another MMR shot is harmless if there are concerns about waning immunity, the CDC says. People who have documentation of receiving a live measles vaccine in the 1960s don’t need to be revaccinated, but people who were immunized before 1968 with an ineffective measles vaccine made from “killed” virus should be revaccinated with at least one dose, the agency said. People who have documentation that they had measles are immune and those born before 1957 generally don’t need the shots because most children back then had measles and now have “presumptive immunity.” In communities with high vaccination rates—above 95%—diseases like measles have a harder time spreading through communities. This is called “herd immunity.” But childhood vaccination rates have declined nationwide since the pandemic and more parents are claiming religious or personal conscience waivers to exempt their kids from required shots. The U.S. saw a rise in measles cases in 2024, including an outbreak in Chicago that sickened more than 60. What are the symptoms of measles? Measles first infects the respiratory tract, then spreads throughout the body, causing a high fever, runny nose, cough, red, watery eyes and a rash. The rash generally appears three to five days after the first symptoms, beginning as flat red spots on the face and then spreading downward to the neck, trunk, arms, legs and feet. When the rash appears, the fever may spike over 104 degrees Fahrenheit, according to the CDC. Most kids will recover from measles, but infection can lead to dangerous complications such as pneumonia, blindness, brain swelling and death. How can you treat measles? There’s no specific treatment for measles, so doctors generally try to alleviate symptoms, prevent complications and keep patients comfortable. AP Science Writer Laura Ungar contributed to this report. The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Science and Educational Media Group and the Robert Wood Johnson Foundation. The AP is solely responsible for all content. —Devi Shastri, AP Health Writer View the full article