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X has launched its new Video Tab. It’s a feature designed to enhance video discovery and engagement for users in the U.S. The update introduces a full-screen, immersive video experience, allowing audiences to explore trending content, top creators, and live events in a centralized feed. The new Video Tab, accessible through the play button icon in the navigation bar, offers users a curated selection of recommended videos covering sports, entertainment, news, and viral trends. The feature aims to integrate seamlessly with X’s real-time content model, making video more accessible and engaging. “The Video Tab makes it easy for the best creators to tap into the hottest platform in the world,” said Linda Yaccarino, CEO of X. “X is where the cultural conversation is happening. If you’re not on X, you’re out of the loop.” According to X, video views on the platform surged by 40% in 2024, with creators increasingly leveraging video content. Gen Z engagement has also increased, with the demographic now representing 35% of X’s user base. The integration of vertical video with X’s real-time engagement model presents new opportunities for advertisers. Immersive Takeovers allow brands to secure prime ad placement in the Video Tab, maximizing reach and visibility during key moments. This article, "X Introduces Video Tab, Expanding Platform’s Video Capabilities" was first published on Small Business Trends View the full article

X has launched its new Video Tab. It’s a feature designed to enhance video discovery and engagement for users in the U.S. The update introduces a full-screen, immersive video experience, allowing audiences to explore trending content, top creators, and live events in a centralized feed. The new Video Tab, accessible through the play button icon in the navigation bar, offers users a curated selection of recommended videos covering sports, entertainment, news, and viral trends. The feature aims to integrate seamlessly with X’s real-time content model, making video more accessible and engaging. “The Video Tab makes it easy for the best creators to tap into the hottest platform in the world,” said Linda Yaccarino, CEO of X. “X is where the cultural conversation is happening. If you’re not on X, you’re out of the loop.” According to X, video views on the platform surged by 40% in 2024, with creators increasingly leveraging video content. Gen Z engagement has also increased, with the demographic now representing 35% of X’s user base. The integration of vertical video with X’s real-time engagement model presents new opportunities for advertisers. Immersive Takeovers allow brands to secure prime ad placement in the Video Tab, maximizing reach and visibility during key moments. This article, "X Introduces Video Tab, Expanding Platform’s Video Capabilities" was first published on Small Business Trends View the full article

After repeatedly blasting Janet Yellen last year over her department's strategy for issuing federal debt, it's now up to Scott Bessent to make the call on sales of Treasuries, with bond dealers conflicted over what he'll do in a pivotal release due Wednesday. View the full article

When you have a project to work on but just can't get started or make significant progress, it's easy to beat yourself up about it—which also doesn't do much to put you in a go-getter mindset. When you're feeling stuck, you can certainly choose a productivity method that might work better for you, but before you do that, it's a good idea to orient yourself by asking yourself a handful of questions about what you are hoping to accomplish. Here are five questions to ask yourself the next time you're stuck and feeling unproductive, so you can get moving again. "When was the last time I was as productive as I wanted to be?"We all go through periods where we're less or more productive, so don't feel bad if you're having an off week. Instead, try to recall the circumstances of the last time you felt really productive. Maybe it was before the holidays, when a sense of urgency propelled you to get everything done before a vacation; this aligns with the Yerkes-Dodson Law, which posits that you work better with when you're under a bit of pressure. Maybe it was when you had a clearly-defined goal in mind (I'll get to the value of that in just a moment). The more details you can piece together, the more likely you'll be able to replicate that environment and get back in action. With this in mind, it's helpful if, whenever you do feel your next burst of productivity, you jot down some notes on what worked, what didn't, and what could have gone better. That way, you can generate an "after-action review" that you'll be able to look back on when it's time to ask yourself this question again. "What is my ultimate goal?"Sometimes you get into the routine of doing something because you know it has to be done, but you don't think about the higher purpose being served. Menial tasks, like clearing your inbox or doing the dishes, often fall into this category. All in all, it's hard to find the motivation to do those boring things that take up so much time—unless you think bigger. Asking yourself about your ultimate goal can help. Take clearing out your inbox: This will make it easier to see important messages and respond in a timely manner, yes, but the ultimate goal is that responding more quickly will make you better at your job, which could lead to making more money, getting a promotion, or leaving the office earlier so you can enjoy more time with your family. Doing the dishes serves the ultimate goal of keeping the house in order, but that could lead to the bigger goal of having things tidy before your friends come over, avoiding bugs showing up in your sink, or having fresh plates on hand for when you try a new recipe tomorrow. Defining the larger goal behind what you need to do is a key part of prioritizing your tasks and getting the motivation to do them. Work backward, asking yourself what your ultimate goal is, and then come up with the tasks you need to do to reach it. It'll keep you on track and make you want to get started. (Bonus points if you lay everything out using a SMART goals formula.) "Why don't I want to get to work?"This is the question I ask myself whenever I'm feeling unproductive. Most of the time, I know my ultimate goal already, and I know when and how I work best, so when I'm putting off a task, I try to figure out why, and address the root cause. Sometimes, I'm afraid to send an email because I'm nervous about what the response will be. Other times, I don't want to work on a project because I'm just not fulfilled by it. Obviously I can't control how someone will respond to my email, but I can work to make that email as clear as possible to make sure it's communicating what it needs to, and remind myself that the response could very well be positive—and that I won't know until I send it. I also keep track of times I find I'm avoiding something because I don't feel fulfilled by or interested in it. If that happens a lot, I know it's time for an after-action review and, possibly, a complete course-correction. Figuring out why you're avoiding something is, in some ways, more important than forcing yourself to buckle down and do it. Try applying the hierarchy of needs to your current circumstances to get a better sense of what's not working, and what's holding you back. "Can I break this work down more?"Other times, the reason you're struggling to be productive is because the task in front of you is too big. Imagine you're attempting to prepare for a work conference in another city, but you keep putting it off. That could be because "prepare for the conference" encompasses too much: Scheduling your flight, booking your hotel, submitting for reimbursement from your company, figuring out your travel to the airport, packing, planning what you'll do every day of the trip, coordinating responsibilities with coworkers, and putting together your presentation—these are all related but are all pretty different activities. Breaking them down into smaller categories (handling travel, taking care of scheduling, and preparing for the conference itself) and then breaking those down into individual tasks can help you feel less overwhelmed. This is where you use a system like Kanban or the jar method, which can help you prioritize and track the work you need to do on a given day. Trying to take on a bulk project without breaking it down into manageable parts will only frustrate you. (This is why I never recommend cleaning your whole house at once; you should instead focus on cleaning one room for a short period of time.) "Is this work really necessary?"Asking yourself whether your work is really necessary might feel like a cop out, since you're almost giving yourself an excuse not to do certain things.But there are always going to be tasks that are less important or even unnecessary, and eliminating them will allow you to focus on getting started on something that really matters. First, use a prioritization technique like the Eisenhower matrix or ABCDE method to figure out which of the things you need to do are actually pressing and which ones are fluff. Once you've figured out what is and isn't immediately necessary, call on the 4D approach, which is often used for sorting through emails but can be applied to a variety of uses. The four Ds are delete, do, delegate, and defer. Delete (or forget about) anything that doesn't need to be done, delegate minor tasks to someone else (like asking your kid to clean up the living room or a coworker to take on part of a larger project), defer things that aren't important now but will be eventually, and then do the important stuff. If you don't prioritize everything you have to do, you'll end up with a list of responsibilities that is much too long, which will overwhelm you and lead you not to do anything at all. Spending a little time weeding through it to determine what is most pressing will leave you with just the necessities, and working through that list is guaranteed to feel more fulfilling. View the full article

I just learned that one of my favorite ways to pass the time in a hotel gym has been given a catchy name and a celebrity endorsement. It’s the 15-15-15 workout, and it will give you a good 45-minute cardio session even if you cannot stand doing anything for 45 minutes straight. What is the 15-15-15 workout? The 15-15-15 is a simple idea: You just do 15 minutes each on three different cardio machines. Like so: 15 minutes on a spin bike 15 minutes on the elliptical 15 minutes on a treadmill I’ve often done a version of this when I’m at one of those sad hotel gyms with few or no weights, just cardio machines. There’s usually a treadmill, an elliptical, and/or a bike, so I’ll do a few minutes on each. The 15-15-15 version will give you a 45-minute workout. Where did the 15-15-15 workout come from? As far as I can tell, its origin is in one brief quote from an interview that Jennifer Aniston gave to In Style magazine in 2021. She said that, after taking time off for an injury, “I was missing that kind of sweat when you just go for it. I‘m going back to my 15-15-15, which is a 15-minute spin, elliptical, run.” Why the 15-15-15 is perfect if cardio bores youIf you get bored on cardio machines, a 45-minute workout is a pretty big ask. But 15? You could manage 15, I’m sure. That’s just a five-minute warmup, five minutes of solid work in the middle, and then for the last five minutes you’re on the home stretch. (Mentally breaking up workouts like this helps my brain, even if I'm doing the exact thing for all 15 minutes.) Then hop off that machine, choose another, and repeat. Three of those mini workouts and you’ve done 45 minutes for the day. Feel free to adjust the timing as needed; you could do a 10-10-10 for a 30-minute workout. How hard should the 15-15-15 workout be?There’s no wrong answer to this question. The 15-15-15 would be a great way to get in a zone 2 cardio workout, going at an easy conversational pace for all three segments. Some people find zone 2 work to be easy and fun, and they’ll watch a video or chat with a friend while doing it. But some of us get bored more easily, and breaking each mini-workout into intervals can make it a lot more engaging. Try this: Warm up for three minutes at an easy pace. Go hard for one minute, then recover with very easy activity for one minute. Repeat those intervals five more times, for a total of six hard and six recovery minutes. That’s three minutes of warming up, and 12 minutes of alternating intervals, ending with an easy minute. You can do this mini routine on each machine in turn, or only on some of them—perhaps the first and the last, while challenging yourself to hold a steady state on the middle machine. Can you do the 15-15-15 on different machines, or in a different order? You sure can! There’s nothing magic about the order of bike, elliptical, run. You can move them around. You can also swap in different equipment—how about stair stepper, bike, rowing machine? Or, heck, bounce between the bike and the treadmill if you only have those two machines available. (Hello, again, to very small hotel gyms.) The 15-15-15 isn’t so much a “workout” as it is a structure that you can fill in with any workouts you desire, so feel free to get creative. View the full article

When it comes to keeping your commercial space clean, no tool is more vital than a heavy-duty vacuum cleaner. As a small business owner, freelancer, or entrepreneur, you know that a clean environment promotes productivity, creates positive first impressions, and enhances overall satisfaction among employees and customers alike. But finding a robust commercial vacuum cleaner that lives up to its promises can be more difficult than vacuuming all the pet hair off your favorite area rug! Don’t worry. We’re going to cover all the ins and outs of heavy-duty vacuum cleaners to ensure you find the best one for your commercial needs. Understanding the Importance of Heavy-Duty Vacuum Cleaners Why does your business need a heavy-duty vacuum cleaner, you may ask? Well, imagine this: it’s a busy workday, and your trusty little home vacuum is huffing and puffing, struggling to clean large spaces and handle the tough cleaning task that a bustling office or storefront brings. Clearly, you need a heavy-duty upgrade! Regular vacuum cleaners are great for domestic cleaning, but when it comes to commercial cleaning, they may require more effort. Why? Because commercial spaces deal with a heavier influx of dirt and debris. Commercial vacuum cleaners are designed to be a thorough, long-lasting solution for spaces that see a lot of action. They not only ensure deep cleaning but are also built to last, thanks to heavy-duty plastic and other robust materials. Commercial vacuums come in different shapes and sizes, from upright vacuums to canister vacuums, cordless stick vacuums, and even backpack vacuum models. Each type has its own pros and cons, so understanding your specific needs and preferences is crucial in making the right choice. Factors to Consider When Choosing a Heavy-Duty Vacuum Cleaner When selecting heavy-duty vacuum cleaners for small businesses, several key factors come into play. We used the following criteria to curate our recommended list, with each criterion rated on a scale from 1 to 5 for its importance: Suction Power (5/5): The effectiveness of a vacuum cleaner largely depends on its suction power, especially for heavy-duty tasks. Durability (5/5): A robust build is essential for withstanding regular, intensive use. Ease of Use (4/5): The vacuum should be user-friendly, with intuitive controls and ergonomic design for comfortable operation. Versatility (4/5): The ability to handle various types of surfaces and debris is crucial for diverse cleaning needs. Filtration System (4/5): An effective filtration system is essential, particularly in settings that are sensitive to dust and allergens. Capacity (3/5): A larger capacity reduces the frequency of emptying the vacuum, enhancing efficiency. Noise Level (3/5): It is preferable to have lower noise levels, especially in customer-facing areas or locations subject to noise restrictions. Portability (3/5): Features like wheels and handles improve maneuverability, which is especially important for larger spaces. Maintenance Requirements (4/5): Easy-to-maintain vacuums save time and reduce long-term costs. Cost (3/5): While budget is a consideration, it should not compromise essential features like suction power and durability. These criteria guide our selection to ensure we recommend vacuum cleaners that meet the demanding needs of small businesses. Now, let’s move to the fun part – the product recommendations! Remember, this is not a one-size-fits-all list. We’ve considered a variety of factors to bring you a selection of vacuum cleaners that offer the best in terms of performance, durability, and value. Heavy-Duty Vacuum Cleaner: Our Recommendations Sanitaire Force Upright Commercial Vacuum Cleaner The Sanitaire Force upright vacuum cleaner is a high-performing vacuum cleaner designed for comprehensive commercial cleaning. Boasting a Carpet and Rug Institute certification, this vacuum guarantees an exceptional cleaning experience. This upright vacuum features a wide 15-inch cleaning path, which increases productivity and reduces cleaning time. It is also equipped with a washable HEPA filter, providing excellent air filtration for a healthier environment. Not limited to floor cleaning, this upright vacuum cleaner is equipped with a hose, two-piece wand, crevice tool, and dusting brush, making above-floor cleaning hassle-free. It comes with a removable 3.5-quart dirt cup, bypassing the need for vacuum bags and making maintenance more straightforward. Sanitaire Force Upright Commercial Vacuum Cleaner Buy on Amazon ProTeam ProForce 1500XP Commercial Upright Vacuum Cleaner The ProTeam ProForce 1500XP vacuum cleaner is an ideal solution for the demanding requirements of busy small businesses. This corded, electric vacuum is equipped with a dual-motor system that consistently delivers powerful suction, ensuring optimal cleanliness for both carpets and hard floors. The vacuum includes 12 extra filter bags, minimizing any interruption to your cleaning schedule. With a powerful 924 W, 10 A, 120 volts motor, this appliance guarantees a high-level clean that reaches even the most challenging areas, like under the bed. Its large, rubberized wheels ensure maneuverability across varied floor surfaces. The commercial vacuum cleaner also promotes better air quality thanks to its four-level advanced filtration system with HEPA media filter. It has earned a Bronze certification from the Carpet and Rug Institute (CRI) for its exceptional performance. ProTeam ProForce 1500XP Commercial Upright Vacuum Cleaner Buy on Amazon Bissell Commercial Pro Upright Dirt Cup Vacuum The Bissell Commercial Pro Upright Vacuum delivers powerful suction, making it effective for cleaning carpets, bare floors, and upholstery. This commercial vacuum cleaner features a large capacity dirt container, minimizing the frequency of emptying. It comes with on-board tools, including a crevice tool, a combination dusting brush/upholstery tool, and an extension wand. These tools are conveniently stored at the back of the vacuum for easy access. An added advantage is the vacuum’s 30 ft. power cord, connected using a cord clamp. This design facilitates the effortless replacement of a damaged cord without needing costly repairs or rewiring. Bissell Commercial Pro Upright Dirt Cup Vacuum Buy on Amazon Hoover Commercial TaskVac Bagless Upright Vacuum Cleaner The Hoover Commercial TaskVac Bagless Upright Vacuum Cleaner is a well-thought-out tool for small business owners who want to maintain their spaces effectively. This commercial vacuum cleaner is equipped with an easy-change brush roll and belt system that requires only two levers to flip for access. At 15 pounds, the vacuum is relatively lightweight, ensuring smooth transport between rooms and up staircases. The bagless design helps lower maintenance costs by removing the necessity for regular bag replacements. The machine features a 35-foot, 3-wire high visibility cord that allows for easy movement between rooms without the hassle of constant unplugging. Accompanying the heavy-duty vacuum cleaner is an accessory pack that includes a 12-inch wand, an 11-inch long-reach crevice tool, and an upholstery/dusting brush. Hoover Commercial TaskVac Bagless Upright Vacuum Cleaner Buy on Amazon Prolux 2.0 Lightweight Commercial Bagless Backpack Vacuum Cleaner The Prolux 2.0 Bagless Backpack Vacuum Cleaner is the first commercial-grade bagless backpack vacuum ever created! It allows you to empty the dust chamber during cleaning, which decreases the weight you carry and enhances cleaning efficiency. Featuring a powerful yet lightweight design, this heavy-duty vacuum cleaner offers 40% more power while being 30% lighter than traditional models. This vacuum requires minimal maintenance, thanks to its self-cleaning HEPA filter and washable secondary HEPA filter. Its innovative design features a “vortex chamber” that propels dust away from the filter, effectively reducing clogs and prolonging filter life. Prolux 2.0 Lightweight Commercial Bagless Backpack Vacuum Cleaner Buy on Amazon Sanitaire Tradition Upright Bagged Commercial Vacuum The Sanitaire Tradition Commercial Vacuum can enhance your cleaning routine. Built to endure the demands of commercial use, this heavy-duty vacuum cleaner features a long-lasting motor that provides over 2,000 hours of powerful cleaning performance—five times longer than the lifespan of a typical household vacuum. Its structure is enhanced by a durable chrome hood, while the looped handle increases comfort during use. This upright vacuum simplifies maintenance tasks with its tool-free brush roll and belt replacement, Quick Kleen Fan Chamber, and a metal clip bag release system. Additional features include a large-capacity shake-out bag that accommodates up to 18 quarts of dirt and debris and a commercial-grade 50 ft. detachable power cord. Sanitaire Tradition Upright Bagged Commercial Vacuum Buy on Amazon ORECK XL COMMERCIAL Upright Vacuum Cleaner Experience top-notch cleaning with the Oreck XL Commercial Upright Vacuum Cleaner, a professional-grade appliance designed for diverse floor types. It can seamlessly transition from carpet to bare floors with no adjustment required due to its MicroSweep feature. It’s expertly designed for getting close to cabinets and baseboards, and it fits conveniently under most furniture, clothes racks, chairs, and desks. The vacuum cleaner delivers a deep clean courtesy of its high-speed roller brush spinning at 5,000 to 6,500 RPMs. The device has a broad 12-inch cleaning path and an ample 35-foot power cord and weighs just 9 pounds. The Oreck XL Vacuum’s thoughtful design also features the ‘Helping Hand Handle’, which eliminates hand strain, and a top-fill inner bag that retains maximum power as it fills. Clear, non-marring bumpers and side brushes further contribute to efficient cleaning and protection of furniture and walls. ORECK XL COMMERCIAL Upright Vacuum Cleaner Buy on Amazon Kenmore Intuition Bagged Upright Vacuum The Kenmore Intuition Bagged Upright Vacuum Cleaner is an efficient tool for small business owners prioritizing clean, healthy environments. This vacuum cleaner offers a ‘Lift-Up’ feature, providing handheld versatility to clean above-ground surfaces and stairs and No Touch Bag Technology, ensuring hands-free operation and a clean surrounding during bag replacement. The vacuum’s PowerFlow bag chamber maintains robust suction even as the bag fills. Despite its powerful features, this heavy-duty vacuum cleaner is lightweight at just 14 lbs and can be easily maneuvered due to its swivel steering. This user-friendly design, combined with adjustable height and LED headlights, guarantees optimal cleaning efficiency and accessibility. Kenmore Intuition Bagged Upright Vacuum Buy on Amazon Hoover PORTAPOWER Lightweight Canister Commercial Vacuum Cleaner The Hoover Commercial PORTAPOWER is a compact and lightweight canister vacuum cleaner designed for a flexible cleaning experience. Its unique features make it suitable for cleaning upholstery, carpet, and a range of hard floors, including wood, laminate, bare, and tile floors. It features a built-in blower for jobs that require forced air, making it efficient for removing dust and debris. This vacuum comes with an accessory pack which includes a shoulder strap, two chrome wands, a crevice tool, a dusting brush, a furniture nozzle, a rug/floor nozzle, a wall/floor brush, and a cord storage strap. Hoover PORTAPOWER Lightweight Canister Commercial Vacuum Cleaner Buy on Amazon Bissell BigGreen Commercial Cordless Stick Vacuum The Bissell BigGreen Commercial Stick Vacuum is a cleverly designed 2-in-1 device that acts as both a floor stick vacuum and a handheld vacuum. This versatile vacuum is ideal for cleaning a variety of surfaces, including carpets, floors, and even vehicles. Its 22.2V removable Lithium Smart battery can provide you with the freedom of cordless cleaning and an impressive runtime of 45 minutes on a full charge. The vacuum comes with a convenient wall-mounted charging station, ensuring it’s always ready to use. Bissell BigGreen Commercial Cordless Stick Vacuum Buy on Amazon Making the Most of Your Heavy-Duty Vacuum Cleaner Once you’ve secured your perfect vacuum, it’s time to get the most out of it. A well-maintained vacuum means a longer lifespan, better performance, and ultimately, more value for your money. First off, familiarize yourself with different cleaning tools and attachments like the crevice tool, dusting brush, and telescoping wand. These can help you tackle a variety of surfaces – from hardwood floors to carpets and hard floors, and even tricky corners. Next, don’t ignore maintenance. Regularly empty the dust cup change the dust bag, and clean or replace filters as recommended by the manufacturer. This not only ensures peak suction power but also prolongs your vacuum’s lifespan. Frequently Asked Questions What Makes a Vacuum Cleaner ‘Heavy-Duty’? A heavy-duty vacuum cleaner is designed to handle tougher cleaning tasks, larger areas, and more frequent use compared to regular household vacuums. They feature powerful suction, durable construction, and larger dust capacity, making them perfect for commercial environments. How Often Should I Service My Heavy-Duty Vacuum Cleaner? The frequency of servicing your vacuum cleaner depends on usage. However, it’s good practice to check and clean the dust bin or change the disposable dust bag and clean or replace the filter regularly. Always refer to the manufacturer’s instructions. Are Heavy-Duty Vacuum Cleaners Worth the Extra Cost? Absolutely! A heavy-duty commercial vacuum is a long-term investment. Given the robust construction, powerful performance, and larger cleaning capacity, they offer greater value, especially for commercial use. Can I Use a Heavy-Duty Vacuum Cleaner for Regular Cleaning? Yes, you can. In fact, a heavy-duty vacuum cleaner can do a great job of deep cleaning carpets, hard surfaces, and area rugs at home. However, they may be a bit overkill for smaller, less busy households. What is the Lifespan of a Heavy-Duty Vacuum Cleaner? The lifespan of a vacuum cleaner depends on its quality, how it’s used, and how well it’s maintained. With proper care, a good commercial vacuum cleaner should last several years. There you have it – your complete guide to buying the best heavy-duty vacuum cleaner. Remember, running a successful janitorial business or simply maintaining a clean, professional space doesn’t have to be a daunting task. The right tools, coupled with the right knowledge, can make the process super easy and even enjoyable! YOU MIGHT ALSO LIKE: Best Heavy Duty Vacuum Cleaners for Business The Best Travel Duffel Bags for Your Next Trip Best Shop Vac Options for Your Business Floor Buffer Options for Your Business Best Commercial Carpet Cleaner Machines Image: Amazon This article, "Heavy Duty Vacuum Cleaner: Best Picks for Your Business" was first published on Small Business Trends View the full article

When it comes to keeping your commercial space clean, no tool is more vital than a heavy-duty vacuum cleaner. As a small business owner, freelancer, or entrepreneur, you know that a clean environment promotes productivity, creates positive first impressions, and enhances overall satisfaction among employees and customers alike. But finding a robust commercial vacuum cleaner that lives up to its promises can be more difficult than vacuuming all the pet hair off your favorite area rug! Don’t worry. We’re going to cover all the ins and outs of heavy-duty vacuum cleaners to ensure you find the best one for your commercial needs. Understanding the Importance of Heavy-Duty Vacuum Cleaners Why does your business need a heavy-duty vacuum cleaner, you may ask? Well, imagine this: it’s a busy workday, and your trusty little home vacuum is huffing and puffing, struggling to clean large spaces and handle the tough cleaning task that a bustling office or storefront brings. Clearly, you need a heavy-duty upgrade! Regular vacuum cleaners are great for domestic cleaning, but when it comes to commercial cleaning, they may require more effort. Why? Because commercial spaces deal with a heavier influx of dirt and debris. Commercial vacuum cleaners are designed to be a thorough, long-lasting solution for spaces that see a lot of action. They not only ensure deep cleaning but are also built to last, thanks to heavy-duty plastic and other robust materials. Commercial vacuums come in different shapes and sizes, from upright vacuums to canister vacuums, cordless stick vacuums, and even backpack vacuum models. Each type has its own pros and cons, so understanding your specific needs and preferences is crucial in making the right choice. Factors to Consider When Choosing a Heavy-Duty Vacuum Cleaner When selecting heavy-duty vacuum cleaners for small businesses, several key factors come into play. We used the following criteria to curate our recommended list, with each criterion rated on a scale from 1 to 5 for its importance: Suction Power (5/5): The effectiveness of a vacuum cleaner largely depends on its suction power, especially for heavy-duty tasks. Durability (5/5): A robust build is essential for withstanding regular, intensive use. Ease of Use (4/5): The vacuum should be user-friendly, with intuitive controls and ergonomic design for comfortable operation. Versatility (4/5): The ability to handle various types of surfaces and debris is crucial for diverse cleaning needs. Filtration System (4/5): An effective filtration system is essential, particularly in settings that are sensitive to dust and allergens. Capacity (3/5): A larger capacity reduces the frequency of emptying the vacuum, enhancing efficiency. Noise Level (3/5): It is preferable to have lower noise levels, especially in customer-facing areas or locations subject to noise restrictions. Portability (3/5): Features like wheels and handles improve maneuverability, which is especially important for larger spaces. Maintenance Requirements (4/5): Easy-to-maintain vacuums save time and reduce long-term costs. Cost (3/5): While budget is a consideration, it should not compromise essential features like suction power and durability. These criteria guide our selection to ensure we recommend vacuum cleaners that meet the demanding needs of small businesses. Now, let’s move to the fun part – the product recommendations! Remember, this is not a one-size-fits-all list. We’ve considered a variety of factors to bring you a selection of vacuum cleaners that offer the best in terms of performance, durability, and value. Heavy-Duty Vacuum Cleaner: Our Recommendations Sanitaire Force Upright Commercial Vacuum Cleaner The Sanitaire Force upright vacuum cleaner is a high-performing vacuum cleaner designed for comprehensive commercial cleaning. Boasting a Carpet and Rug Institute certification, this vacuum guarantees an exceptional cleaning experience. This upright vacuum features a wide 15-inch cleaning path, which increases productivity and reduces cleaning time. It is also equipped with a washable HEPA filter, providing excellent air filtration for a healthier environment. Not limited to floor cleaning, this upright vacuum cleaner is equipped with a hose, two-piece wand, crevice tool, and dusting brush, making above-floor cleaning hassle-free. It comes with a removable 3.5-quart dirt cup, bypassing the need for vacuum bags and making maintenance more straightforward. Sanitaire Force Upright Commercial Vacuum Cleaner Buy on Amazon ProTeam ProForce 1500XP Commercial Upright Vacuum Cleaner The ProTeam ProForce 1500XP vacuum cleaner is an ideal solution for the demanding requirements of busy small businesses. This corded, electric vacuum is equipped with a dual-motor system that consistently delivers powerful suction, ensuring optimal cleanliness for both carpets and hard floors. The vacuum includes 12 extra filter bags, minimizing any interruption to your cleaning schedule. With a powerful 924 W, 10 A, 120 volts motor, this appliance guarantees a high-level clean that reaches even the most challenging areas, like under the bed. Its large, rubberized wheels ensure maneuverability across varied floor surfaces. The commercial vacuum cleaner also promotes better air quality thanks to its four-level advanced filtration system with HEPA media filter. It has earned a Bronze certification from the Carpet and Rug Institute (CRI) for its exceptional performance. ProTeam ProForce 1500XP Commercial Upright Vacuum Cleaner Buy on Amazon Bissell Commercial Pro Upright Dirt Cup Vacuum The Bissell Commercial Pro Upright Vacuum delivers powerful suction, making it effective for cleaning carpets, bare floors, and upholstery. This commercial vacuum cleaner features a large capacity dirt container, minimizing the frequency of emptying. It comes with on-board tools, including a crevice tool, a combination dusting brush/upholstery tool, and an extension wand. These tools are conveniently stored at the back of the vacuum for easy access. An added advantage is the vacuum’s 30 ft. power cord, connected using a cord clamp. This design facilitates the effortless replacement of a damaged cord without needing costly repairs or rewiring. Bissell Commercial Pro Upright Dirt Cup Vacuum Buy on Amazon Hoover Commercial TaskVac Bagless Upright Vacuum Cleaner The Hoover Commercial TaskVac Bagless Upright Vacuum Cleaner is a well-thought-out tool for small business owners who want to maintain their spaces effectively. This commercial vacuum cleaner is equipped with an easy-change brush roll and belt system that requires only two levers to flip for access. At 15 pounds, the vacuum is relatively lightweight, ensuring smooth transport between rooms and up staircases. The bagless design helps lower maintenance costs by removing the necessity for regular bag replacements. The machine features a 35-foot, 3-wire high visibility cord that allows for easy movement between rooms without the hassle of constant unplugging. Accompanying the heavy-duty vacuum cleaner is an accessory pack that includes a 12-inch wand, an 11-inch long-reach crevice tool, and an upholstery/dusting brush. Hoover Commercial TaskVac Bagless Upright Vacuum Cleaner Buy on Amazon Prolux 2.0 Lightweight Commercial Bagless Backpack Vacuum Cleaner The Prolux 2.0 Bagless Backpack Vacuum Cleaner is the first commercial-grade bagless backpack vacuum ever created! It allows you to empty the dust chamber during cleaning, which decreases the weight you carry and enhances cleaning efficiency. Featuring a powerful yet lightweight design, this heavy-duty vacuum cleaner offers 40% more power while being 30% lighter than traditional models. This vacuum requires minimal maintenance, thanks to its self-cleaning HEPA filter and washable secondary HEPA filter. Its innovative design features a “vortex chamber” that propels dust away from the filter, effectively reducing clogs and prolonging filter life. Prolux 2.0 Lightweight Commercial Bagless Backpack Vacuum Cleaner Buy on Amazon Sanitaire Tradition Upright Bagged Commercial Vacuum The Sanitaire Tradition Commercial Vacuum can enhance your cleaning routine. Built to endure the demands of commercial use, this heavy-duty vacuum cleaner features a long-lasting motor that provides over 2,000 hours of powerful cleaning performance—five times longer than the lifespan of a typical household vacuum. Its structure is enhanced by a durable chrome hood, while the looped handle increases comfort during use. This upright vacuum simplifies maintenance tasks with its tool-free brush roll and belt replacement, Quick Kleen Fan Chamber, and a metal clip bag release system. Additional features include a large-capacity shake-out bag that accommodates up to 18 quarts of dirt and debris and a commercial-grade 50 ft. detachable power cord. Sanitaire Tradition Upright Bagged Commercial Vacuum Buy on Amazon ORECK XL COMMERCIAL Upright Vacuum Cleaner Experience top-notch cleaning with the Oreck XL Commercial Upright Vacuum Cleaner, a professional-grade appliance designed for diverse floor types. It can seamlessly transition from carpet to bare floors with no adjustment required due to its MicroSweep feature. It’s expertly designed for getting close to cabinets and baseboards, and it fits conveniently under most furniture, clothes racks, chairs, and desks. The vacuum cleaner delivers a deep clean courtesy of its high-speed roller brush spinning at 5,000 to 6,500 RPMs. The device has a broad 12-inch cleaning path and an ample 35-foot power cord and weighs just 9 pounds. The Oreck XL Vacuum’s thoughtful design also features the ‘Helping Hand Handle’, which eliminates hand strain, and a top-fill inner bag that retains maximum power as it fills. Clear, non-marring bumpers and side brushes further contribute to efficient cleaning and protection of furniture and walls. ORECK XL COMMERCIAL Upright Vacuum Cleaner Buy on Amazon Kenmore Intuition Bagged Upright Vacuum The Kenmore Intuition Bagged Upright Vacuum Cleaner is an efficient tool for small business owners prioritizing clean, healthy environments. This vacuum cleaner offers a ‘Lift-Up’ feature, providing handheld versatility to clean above-ground surfaces and stairs and No Touch Bag Technology, ensuring hands-free operation and a clean surrounding during bag replacement. The vacuum’s PowerFlow bag chamber maintains robust suction even as the bag fills. Despite its powerful features, this heavy-duty vacuum cleaner is lightweight at just 14 lbs and can be easily maneuvered due to its swivel steering. This user-friendly design, combined with adjustable height and LED headlights, guarantees optimal cleaning efficiency and accessibility. Kenmore Intuition Bagged Upright Vacuum Buy on Amazon Hoover PORTAPOWER Lightweight Canister Commercial Vacuum Cleaner The Hoover Commercial PORTAPOWER is a compact and lightweight canister vacuum cleaner designed for a flexible cleaning experience. Its unique features make it suitable for cleaning upholstery, carpet, and a range of hard floors, including wood, laminate, bare, and tile floors. It features a built-in blower for jobs that require forced air, making it efficient for removing dust and debris. This vacuum comes with an accessory pack which includes a shoulder strap, two chrome wands, a crevice tool, a dusting brush, a furniture nozzle, a rug/floor nozzle, a wall/floor brush, and a cord storage strap. Hoover PORTAPOWER Lightweight Canister Commercial Vacuum Cleaner Buy on Amazon Bissell BigGreen Commercial Cordless Stick Vacuum The Bissell BigGreen Commercial Stick Vacuum is a cleverly designed 2-in-1 device that acts as both a floor stick vacuum and a handheld vacuum. This versatile vacuum is ideal for cleaning a variety of surfaces, including carpets, floors, and even vehicles. Its 22.2V removable Lithium Smart battery can provide you with the freedom of cordless cleaning and an impressive runtime of 45 minutes on a full charge. The vacuum comes with a convenient wall-mounted charging station, ensuring it’s always ready to use. Bissell BigGreen Commercial Cordless Stick Vacuum Buy on Amazon Making the Most of Your Heavy-Duty Vacuum Cleaner Once you’ve secured your perfect vacuum, it’s time to get the most out of it. A well-maintained vacuum means a longer lifespan, better performance, and ultimately, more value for your money. First off, familiarize yourself with different cleaning tools and attachments like the crevice tool, dusting brush, and telescoping wand. These can help you tackle a variety of surfaces – from hardwood floors to carpets and hard floors, and even tricky corners. Next, don’t ignore maintenance. Regularly empty the dust cup change the dust bag, and clean or replace filters as recommended by the manufacturer. This not only ensures peak suction power but also prolongs your vacuum’s lifespan. Frequently Asked Questions What Makes a Vacuum Cleaner ‘Heavy-Duty’? A heavy-duty vacuum cleaner is designed to handle tougher cleaning tasks, larger areas, and more frequent use compared to regular household vacuums. They feature powerful suction, durable construction, and larger dust capacity, making them perfect for commercial environments. How Often Should I Service My Heavy-Duty Vacuum Cleaner? The frequency of servicing your vacuum cleaner depends on usage. However, it’s good practice to check and clean the dust bin or change the disposable dust bag and clean or replace the filter regularly. Always refer to the manufacturer’s instructions. Are Heavy-Duty Vacuum Cleaners Worth the Extra Cost? Absolutely! A heavy-duty commercial vacuum is a long-term investment. Given the robust construction, powerful performance, and larger cleaning capacity, they offer greater value, especially for commercial use. Can I Use a Heavy-Duty Vacuum Cleaner for Regular Cleaning? Yes, you can. In fact, a heavy-duty vacuum cleaner can do a great job of deep cleaning carpets, hard surfaces, and area rugs at home. However, they may be a bit overkill for smaller, less busy households. What is the Lifespan of a Heavy-Duty Vacuum Cleaner? The lifespan of a vacuum cleaner depends on its quality, how it’s used, and how well it’s maintained. With proper care, a good commercial vacuum cleaner should last several years. There you have it – your complete guide to buying the best heavy-duty vacuum cleaner. Remember, running a successful janitorial business or simply maintaining a clean, professional space doesn’t have to be a daunting task. The right tools, coupled with the right knowledge, can make the process super easy and even enjoyable! YOU MIGHT ALSO LIKE: Best Heavy Duty Vacuum Cleaners for Business The Best Travel Duffel Bags for Your Next Trip Best Shop Vac Options for Your Business Floor Buffer Options for Your Business Best Commercial Carpet Cleaner Machines Image: Amazon This article, "Heavy Duty Vacuum Cleaner: Best Picks for Your Business" was first published on Small Business Trends View the full article

Gerber Products Company and the Food and Drug Administration (FDA) have issued a serious recall notice, discontinuing all batches of Gerber’s Soothe ‘n’ Chew Teething Sticks due to fears that they could present a choking hazard for babies. The baby food brand confirmed that at least one emergency room visit has been linked to the product. The recall and discontinuation notice was posted to the website of Nestlé USA, Gerber’s parent company. Here’s what you need to know: Which products were affected? The recall includes both Strawberry Apple and Banana flavors in all package sizes. Where were the products sold? The affected products were available online and sold in the following U.S. states and territories: Alabama Arkansas Arizona California Colorado Connecticut Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina Nebraska New Hampshire New Jersey Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin Puerto Rico You can find images of the products on the FDA website. What should I do if I have these teething sticks? Gerber has advised parents and caregivers to stop using the product immediately and return it to retailers for a refund. Anyone with health concerns should contact a healthcare provider. What has Gerber said about this? In a statement along with the recall notice, the brand said, “We sincerely apologize for any concern or inconvenience this action represents to parents, caregivers and retail customers.” It added that it is working with and cooperating with the FDA on the recall. View the full article

Lately, I’ve noticed my grocery money isn’t going quite so far, especially with meat. I’ve needed to change things up a bit. Specifically, the chicken that I usually toss into my salads, pasta dishes, and soups, well, I’m swapping it out for slabs of fried cheese. Is it weird? Maybe. But I love an excuse to eat cheese, and it’s really working for my wallet. Let me start by saying that my household consumes a great deal of chicken. What can I say: It’s a wonderful bird. And when you’re buying multiple pounds of it, and if it’s the bougie air-chilled chicken that I like, you can see how this quickly ends up being unaffordable. While my problem may be the price of chicken, it’s a likely story with numerous other meats as well. Steak, fish, lunch meats, you name it, the price is up. The answer to this problem is cheese. Why fried cheese worksCheese—the grillable, fry-able kind of cheese—is actually helping me stretch my budget and, remarkably, it’s been pretty effortless. I haven’t given up on chicken completely, but replacing it in a few meals per week has been a nice switch-up, and it’s truly satisfying as a main protein. It’s even less prep and effort than replacing meat with slabs of tofu. (And this is coming from a person who adores tofu.) Where texture is concerned, fried cheese is a delight. Whether it’s halloumi, queso blanco, or any assortment of frying cheese, the outside becomes crusty and browned where it contacts the pan. The inside remains soft, chewy, or squeaky, depending on the variety, and you’re rewarded with creamy, salty flavors that pair up well with nearly any dish. In regards to preparation, frying up a batch of cheese slabs is a helluva lot faster than cooking meat. It requires nothing more than a knife and a dry frying pan, and you don’t have to deal with trimming fat, gristle, or the bacterial risks of raw meat. If you’re worried about the loss of protein, don’t fret too much. A serving of this type of cheese has the equivalent amount of protein to a large egg, about 6 grams. What cheeses are best for fryingIf you haven’t done it before, frying cheese is easy. The best types of cheese for this purpose are firm or semi-firm high-protein cheeses because they don’t liquify when met with heat. You'll want halloumi, paneer, queso blanco, panela cheese, queso para freir, or kasseri cheese. Some packages will even say “grilling cheese” or “frying cheese.” When you’re in the grocery store, check the refrigerated aisle; they may be with other cheeses or potentially in a section with International cheese varieties. Depending on the cheese and your grocery store, a brick with 10 servings or more might cost $3 to $7 dollars How to fry cheeseCut the block of cheese into planks. I usually cut them about a quarter-inch thick, but you could certainly cut them to a half-inch or thicker. Add the cheese to a frying pan. Make sure there’s some space between the slices. They will expand a bit when the heat is on and you want to keep them from touching. Turn the heat up to medium-low and allow the cheese to cook for a couple minutes. Carefully lift one piece to see how it’s browning underneath. I like to fry it until it’s medium to dark brown. Flip all of the pieces to brown the other side. From here, the world is your cheese plank. Nestle these crisp, flavorful rectangles onto risotto, or serve them as the centerpiece for a green salad. Place the slabs of cheese on a pedestal of pasta with tomato sauce. Chop the planks into smaller pieces and stir them into soups or curry sauces. Or simply top a slice with a bit of jam and enjoy it as a tart and salty snack. View the full article

Conventional wisdom says to use your tax return to pay off debt or add to your savings, but psychologists say it’s also acceptable to use a tax return to invest in your own happiness. “When people get a tax return, it’s seen as a bonus and it can feel like an even bigger bonus when people decide to invest it in themselves,” says Maya Weir, clinical psychologist and founder at Thriving California, a private practice in Napa, Calif. Don’t limit your thinking about money to just saving and investing, says Annie Cole, EdD, founder and money coach at Money Essentials for Women in Vancouver, Wash. “If you’re already meeting the mark when it comes to finances, paying down debt, putting extra cash in saving and covering your expenses, then the next thing to do is explore how surplus money can impact your life,” she says. Cole recommends making a bucket list of what you would do if you had extra cash to spend. However, she warns against simply making a list of expensive items to buy. Instead, she recommends focusing on ways to spend money that will either create a long-term memory such as a trip or a special dinner or will improve your life such as joining an upscale fitness center that offers yoga and meditation if you’re into wellness. Jenny Mahlum, an integrative psychotherapist at New York Counseling in Manhattan, agrees that if you’re looking to invest in your happiness, it’s best to focus on novel experiences rather than accumulating items. “While we might momentarily get a burst of joy when wear a new sweater or drive a new car, eventually the novelty tends to wear off and you stop appreciating the experience of the item you just bought,” Mahlum says. In comparison, a novel experience can create a new memory. Here are five unique ways to use your tax refund to invest in your happiness. 1. Take a class or workshop that would give you skills to generate side income or help you get a promotion. Learning a new skill can increase your sense of accomplishment and confidence, and that could contribute to feelings of happiness, Mahlum says. She recommends framing this purchase as an investment in yourself and align it with your values and a larger sense of purpose rather than seeing it as a means to earn more money so you can buy an extra sweater or handbag. Generating more income through a side hustle or getting a raise also creates a sense of abundance, which generally makes people feel happier and more secure, Weir says. 2. Make a home upgrade that would bring you joy, such as creating a reading nook or mini-indoor garden. A home upgrade that creates a mini sanctuary has the potential to bring joy daily however, Mahlum recommends spending time reflect on it beforehand to make sure it’s really something you want to invest in. Think about why you want it and imagine yourself using it otherwise, if you build it and don’t use it, you might feel guilty, Mahlum warns. Keep in mind that a home upgrade doesn’t have to be elaborate. Cole recommends walking through your house and thinking about where you spend the most time and how you could make that area more comfortable. For instance, maybe you want to make your bedroom cozier with new pillows and hotel-quality sheets. Think in terms of little delights. “Sometimes it’s a good meal, a good chocolate, a special coffee blend or cozy pajamas,” Weir says. “Anything that makes you feel physically comfortable.” 3. Create a “try something new” fund and use the money to experience something new each month. According to research by Dr. Laurie Santos, experiences tend to make us happier than material possessions because they provide a sense of social connection and personal growth, Mahlum says. Novel experiences tend to bring people joy, Weir says. There’s something about trying something new that gives us a sense of accomplishment and provides a release of dopamine. 4. Create a “happiness fund” to pay for random acts of kindness like paying for a stranger’s groceries or supporting a local artist. People feel joy when they are being generous with others, Weir says. There is also an empathy layer, she says. When you see that someone else happy, it can make you feel happy too. People report a boost in happiness when completing good deeds for others. A study by researchers at Ohio State University found that performing acts of kindness can ease depression and anxiety. 5. Create a “micro-adventure” fund and use the money for several unique experiences throughout the year rather than waiting until you’ve saved enough for a big, three-week vacation. Curate experiences for yourself that create feelings of awe, Mahlum says. “We underestimate what feelings of awe can elicit in us in terms of a higher sense of well-being that can cascade into feelings of joy and creativity,” she says. View the full article

Have you ever worked under someone you just couldn’t wait to get away from—maybe to the point where you’d daydream about finding a new job (or hoping they’d leave instead)? That’s what we call an “Extinguisher.” These leaders sap energy from their teams and throw up roadblocks that stand in the way of success. On the flip side, “Generators” are those leaders who inspire and empower people to reach their full potential—and they’re the ones everyone wants to work for. Most of us want to steer clear of Extinguishers (and make sure we never become one ourselves). The trouble is, it’s not always obvious when you’re dealing with one—at least not until you’re already burned out. That’s why we conducted two major studies to pinpoint exactly how Extinguishers differ from Generators. Our research revealed four early warning signs that can help you spot an Extinguisher before it’s too late. Extinguishers hide their flaws and struggles Extinguishers wear a mask when they come to work – hiding their true selves. They often cover up their mistakes and flaws – to be perceived as the “perfect” leader. Unfortunately, this creates distance between them and their employees. Can you really be open about your struggles if your leader seems perfect and untouchable? It can feel too vulnerable to share imperfections with someone who is “perfect”. In this situation, it’s hard to get the support you need because you won’t feel comfortable asking for it. Even well-meaning leaders can fall into this Extinguisher trap. Leaders want to be seen as competent and deserving of their role. So, they may feel extra pressure to keep up a facade. However, employees can sense leaders’ inauthenticity, decreasing trust and healthy communication on the team. If you have never seen or heard about your leader struggling with something, if all you hear about is how “perfect” they are, or you feel like they are being fake, watch out. You may be working for an Extinguisher. Extinguishers don’t care about your personal life Adding to the distance between them and their employees, Extinguishers do not want to hear about employees’ personal lives. They don’t care about what’s going on with you outside of work and see conversations about your partner, pets, or other important aspects of your life as irrelevant. Extinguishers also fail to share anything about themselves with their employees. This is because Extinguishers believe that you shouldn’t bring your personal life to work – and view these two spheres as separate. Why is this a problem? If a leader doesn’t know you, how can they know how to support you? Extinguishers don’t understand you as a whole person. They are focusing solely on your work. But, what happens if something awful occurs in your personal life that has clear implications for your work? What if you need extra time or some flexibility to manage life stressors? Extinguishers don’t want to hear it and, thus, won’t give you the support that you need. If you feel like your leader knows nothing about who you are as a person, you are likely working for an Extinguisher. Extinguishers never disconnect from work Extinguishers never take a break. In fact, they often brag about working late at night or early in the morning. You get emails from them at all hours of the day and while they are supposedly on vacation. For example, on Sunday nights, Extinguishers might send tons of messages in preparation for the busy week they are about to create for you. This can create pressures to respond when employees are supposed to be disconnecting. But, Extinguishers do not believe in work-life balance. They prioritize work over life – and often expect you to do the same. Unfortunately, Extinguishers’ bad examples create harmful expectations. Actions are much louder than words – when leaders never disconnect, neither will their employees. Plus, employees start to believe that being always “on” is required to get to the next level. This can create unsustainable expectations about what it takes to be a leader. If you never see your leader disconnect or if you consistently get messages during “off” hours, you are probably working for an Extinguisher. Extinguishers believe there’s only one right way Finally, Extinguishers think there’s one right way to do everything – and it’s their way. How do you become a leader? By following their exact path. How do you achieve that big goal? By taking the steps they would take. Extinguishers don’t recognize that there are many ways to be successful. This is a recipe for disaster. Processes will never evolve and improve if organizations stick to the way it’s always been done. Plus, we know that career paths do not look the same for everyone. Your strengths, background, and goals are unique. Each leader makes it to the top in their own way. Extinguishers discourage uniqueness and make it harder to lead authentically. If your manager shoots down new ideas, only offers advice based on their own experiences, and micromanages you to do things exactly their way, there’s a good chance you’re dealing with an Extinguisher. If you spot these warning signs, think about ways to build a support system that can help protect you from their negative behavior. If you’re feeling courageous, you might even try sharing some feedback so they have the opportunity to grow. It’s also wise to start mapping out a plan to move on before things get worse. And when you’re interviewing for a new role, don’t forget to ask some probing questions to see if your potential new boss shows any of these red flags. It’s the best way to avoid jumping from one Extinguisher to another. 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Are you looking to start your entrepreneurial journey and need some ideas? Here are 25 cash flow business ideas you can start. These small businesses are easy to start, require little up-front investment, and generate a consistent flow of income. Let’s get started! What are the Characteristics of a Good Cash Flow Business? Having a steady cash flow business with recurring income is important for small business owners. Here are five characteristics of a good cash flow business: Low Overhead Costs A business with low overhead ensures that a significant portion of the revenue isn’t eaten up by fixed and variable costs. It’s the foundation of sustainability. Less money spent on essentials like rent, inventory, and equipment means more profit at the end of the day. Scalable A scalable business model is a gem. This means as the business grows, the increase in profits outpaces the increase in costs. It allows entrepreneurs to expand their reach, tap into new markets, or introduce new products/services without proportionally increasing their expenditure. Recurring Revenue The true advantage of recurring revenue lies in its predictability. Companies that benefit from a reliable and consistent income stream, like subscription models, can make more informed plans, reinvest with assurance, and maintain stability even during market fluctuations. High-Profit Margins Profit isn’t just about making money; it’s about keeping it. Businesses with high profit margins have the advantage of being able to reinvest in their growth, weather economic downturns, and provide returns to stakeholders while still maintaining a healthy bottom line. Simple to Operate Simplicity leads to efficiency. When a business model minimizes the need for extensive efforts in marketing, customer service, or daily operations, it allows the entrepreneur to concentrate on strategic growth. These businesses typically have streamlined processes, well-defined value propositions, and require less micromanagement. READ MORE: What is Cash Flow? Criteria for Choosing Cash Flow Business Ideas: Our Methodology To guide entrepreneurs toward business ventures with strong cash flow potential, we use a specific set of criteria. These criteria help in identifying opportunities that are likely to generate steady, positive cash flow. Each criterion is rated on a scale from 1 to 5, where 1 indicates the least importance and 5 the highest importance: Low Initial Investment and Startup Costs Importance: 5 Business ideas that require minimal initial investment and startup costs are preferred, as they reduce the financial burden and facilitate quicker cash flow positivity. High Demand and Market Viability Importance: 5 We assess the market demand for the product or service. High demand and a strong market presence indicate a quicker and more sustainable cash flow. Quick Turnaround of Inventory or Services Importance: 4 Businesses that can quickly turn over inventory or deliver services in a short time frame are ideal, as this accelerates cash flow. Recurring Revenue Model Importance: 5 Business models that facilitate recurring revenue, such as subscription services or repeat client business, provide a more predictable and stable cash flow. Low Overhead and Operational Costs Importance: 5 Maintaining low overhead and ongoing operational costs is essential for achieving positive cash flow and profitability. Scalability and Growth Potential Importance: 3 The ability to scale the business and grow the customer base without significantly increasing expenses can enhance cash flow over time. Payment Terms and Collections Efficiency Importance: 4 Efficient invoicing and collections processes, as well as favorable payment terms with suppliers, can significantly impact cash flow management. Flexibility and Adaptability to Market Changes Importance: 3 The ability to adapt to market changes and pivot operations if necessary can help sustain cash flow under varying economic conditions. By applying these criteria, our goal is to identify business ideas that not only have the potential for high revenue generation but also maintain manageable costs, leading to strong and sustainable cash flow. Amazing Business Ideas with High Cash Flow Potential If you’re looking for the best cash flow businesses, we have some amazing ideas and business models below. Many of which are businesses that make money right away. eCommerce Store Starting an eCommerce store to sell online is a great way to get started in the business world. Not only do you have low startup costs, but you can also reach a global audience with your products and enjoy simple, quick transactions. Consulting Services A consulting business is a great way to earn money while helping others. You can offer your services to businesses or individuals, and you’ll be able to set your own rates. Many consultants also work with clients on an ongoing basis, leading to predictable payments. Local Businesses Having a local business is a great way to build a steady flow of cash. You can offer services or products that people in your community need, and you’ll have a loyal customer base. READ MORE: Small Business Ideas for Beginners Affiliate Marketing Affiliate marketing is one of those businesses that make money fast, it helps you make a great passive income, doesn’t require a down payment like real estate, and requires a low initial investment. Successful affiliate marketers know to promote quality products in a popular niche like weight loss to increase the chances they make a lot of money quickly. Freelancing Writing and Editing By leveraging platforms like Upwork or Medium, you can tap into a global client base. Offering your services to businesses or individuals and setting your own rates can be empowering. Furthermore, with the rise of digital content and the need for high-quality writing across various industries, the demand for skilled writers and editors has soared. Specializing in niches like technical writing, SEO content, or grant writing can also fetch premium rates. Dropshipping With drop shipping, you sell products that are shipped directly to the customer from the supplier. It eliminates the need for inventory and reduces overhead costs. It’s a low-cost way to start a business and create a steady, positive cash flow. By focusing on niche products and targeted marketing, one can build a loyal customer base. Integrating customer reviews and offering excellent customer service can differentiate your brand in a competitive marketplace. Food Truck Business Food trucks are not only a trendy dining option but also a great way to start a business with low overhead costs. By gauging local tastes and preferences, you can offer a variety of unique and tantalizing food options to customers. The flexibility of the business model enables you to operate in different locations, serving various events or relocating to high-traffic areas during busy periods. Partnering with local businesses for special promotions or events can further enhance visibility. Niche Franchise Niche franchises can be a great way to start a business with high cash flow potential. Because these high cash-flow businesses are focused on a specific area or market, they tend to be more successful than general franchises. Dog Walking and Pet Sitting With the growing number of pet owners and their busy schedules, starting a Dog Walking and pet-sitting business can be both rewarding and profitable. Not only do you have low costs to get started, but you can also set your own rates and hours in this in-demand industry. By providing extra services like grooming, training, or pet transportation, you can expand your income streams. It’s essential to establish trust through reviews and recommendations in this industry. Graphic Design Services Graphic design is pivotal in the modern digital landscape. As a graphic designer, you can work with businesses or individuals, helping them enhance their brand identity by designing logos, business cards, websites, and more. The demand for eye-catching and functional designs is ever-increasing. By specializing in certain areas, like UX/UI design or animation, you can cater to specific high-demand segments. Building a portfolio and showcasing your work on platforms like Behance or Dribble can attract higher-paying clients. Vending Machines Starting a vending machine business can be a lucrative endeavor with healthy cash flow potential. You can easily buy a vending machine online which could pay for itself in less than a year if you place your vending machines in high foot traffic locations. Social Media Management Becoming a social media manager might be an ideal way to transform your passion for social media into a career. By handling social media marketing for various business owners across different platforms, you can establish a recurring business model that also offers opportunities for growth over time. Digital Course Creator As a digital course creator, you can create online courses and sell them on sites like Udemy or Skillshare. You can create an online course on pretty much any topic. Create a Blog Creating your own website or blog is an excellent way to generate extra cash while sharing your passion with others. You can provide content that is useful, informative, or entertaining, all while earning ad revenue. Starting an App or SaaS Product Starting an app or SaaS (software as a service) business is a great way to earn an income while creating awesome apps people can use daily in their personal or professional lives. Piggyback off another Business idea If you have a small business that’s using a successful business model and already generating a positive cash flow, then you can piggyback off of it to generate another revenue source. For example, if you have a brick-and-mortar store that sells products and an internet connection, you can begin selling those same products online. Invest in Dividend Paying Stocks When it comes to generating passive income, dividend stocks are a great option. Not only do they offer the potential for capital gains like real estate investing, but they also provide an annual cash flow. Landscaping and Lawn Business Landscaping business owners are responsible for providing all of the services their customers need, including lawn care, planting and maintenance, snow removal, and more. Enjoy simple transactions and a recurring business model by providing excellent service to clients. Photography Business If you’re an amazing photographer and know how to use photo editing software, then starting your own business in photography could be a great way to earn an income. Event Planning Planning events involves organizing and coordinating resources to ensure that an event is successful. Project management is a critical skill for event planners. Finance and Insurance Not only can finance and insurance offer the opportunity to earn significant profits, but these industries also deliver essential services to individuals and businesses. Real Estate Rental Property Owning rental properties is an amazing way to make more money and build wealth. It’s a business that can be very passive yet still provide a steady stream of income. As property values typically appreciate over time, not only do you earn from monthly rent, but you also stand to gain from the long-term appreciation of the property. Furthermore, tax benefits associated with property investments can also enhance profitability. Leveraging property management can further simplify the process, making it even more passive. And this is a recurring business model with steady payments coming in each month. Social Assistance and Health Services A business focused on social assistance and health services can be both highly profitable and fulfilling, offering a meaningful opportunity to positively impact people’s lives. Makeup Artist Being a makeup artist is a very creative and lucrative business. It’s a business that can be very portable, so you can take it with you wherever you go. With the rise of social media platforms, especially visual platforms like Instagram and YouTube, makeup artists now have more avenues to showcase their skills and gain clients. Personal branding, collaboration with influencers, and conducting workshops can further enhance one’s reach and income. Child Care Services Starting a Child Care Services business can be a very rewarding way to make a difference in the lives of children and families. It can also provide you with a consistent income stream. Given the busy lives of modern parents, reliable childcare is in high demand. By creating a safe environment, employing qualified staff, and integrating educational activities, you can differentiate yourself in the market and charge premium rates. Furthermore, expanding to after-school programs and offering additional services can also diversify revenue sources. READ MORE: 12 Ways to Increase Your Cash Flow Cash Flow Business Ideas Summary Table Business IdeaHighlights / Description eCommerce StoreLow startup costs, global audience reach. Consulting ServicesOffer services to individuals or businesses; set own rates. Local BusinessesServe local community needs with a loyal customer base. Affiliate MarketingPassive income with low investment; promote popular niche products. Freelancing Writing and EditingUse platforms like Upwork; specialize in niches for premium rates. DropshippingLow-cost business without inventory; niche products can gain loyal customers. Food Truck BusinessLow overhead costs; operate in multiple locations. Niche FranchiseFocus on a specific market; tried-and-tested blueprint. Dog Walking and Pet SittingLow startup costs; diverse services like grooming. Graphic Design ServicesCater to high-demand segments; showcase work on platforms like Behance. Vending MachinesLucrative with machines in high foot traffic locations. Social Media ManagementTurn passion for social media into a career; handle marketing for businesses. Digital Course CreatorCreate and sell online courses on platforms like Udemy. Create a BlogShare passions, offer valuable content, and earn ad revenue. Starting an App or SaaS ProductDevelop apps for daily personal or professional use. Piggyback off another Business ideaUse existing business models to generate additional revenue. Invest in Dividend Paying StocksGenerate passive income and potential for capital gains. Landscaping and Lawn BusinessOffer diverse services from lawn care to snow removal. Photography BusinessCombine photography skills with photo editing for income. Event PlanningOrganize and coordinate events with project management skills. Finance and InsuranceProvide essential services to people and businesses with high earning potential. Real Estate Rental PropertyPassive income with steady cash flow; potential property appreciation. Social Assistance and Health ServicesProfitable avenue to make a significant difference in lives. Makeup ArtistPortable business with opportunities in social media platforms. Child Care ServicesOffer services in high demand; ensure safe environment for premium rates. What is the Best Passive Income Idea? The best idea to create a passive income stream yourself really depends on your personal skill set and interests. However, some of the best ideas include being a service provider, creating digital courses, investing in stocks that pay dividends, or starting a blog. What is the Most Profitable Business on the Cash Flow List? While buying a dividend stock, dropshipping, consulting, and other businesses on the list are great ways to earn money consistently, real estate is the most profitable and best business idea. Real estate has made 90% of the world’s millionaires. So it’s a great way to generate a high income. Image: Envato Elements This article, "Cash Flow Business Ideas" was first published on Small Business Trends View the full article

Are you looking to start your entrepreneurial journey and need some ideas? Here are 25 cash flow business ideas you can start. These small businesses are easy to start, require little up-front investment, and generate a consistent flow of income. Let’s get started! What are the Characteristics of a Good Cash Flow Business? Having a steady cash flow business with recurring income is important for small business owners. Here are five characteristics of a good cash flow business: Low Overhead Costs A business with low overhead ensures that a significant portion of the revenue isn’t eaten up by fixed and variable costs. It’s the foundation of sustainability. Less money spent on essentials like rent, inventory, and equipment means more profit at the end of the day. Scalable A scalable business model is a gem. This means as the business grows, the increase in profits outpaces the increase in costs. It allows entrepreneurs to expand their reach, tap into new markets, or introduce new products/services without proportionally increasing their expenditure. Recurring Revenue The true advantage of recurring revenue lies in its predictability. Companies that benefit from a reliable and consistent income stream, like subscription models, can make more informed plans, reinvest with assurance, and maintain stability even during market fluctuations. High-Profit Margins Profit isn’t just about making money; it’s about keeping it. Businesses with high profit margins have the advantage of being able to reinvest in their growth, weather economic downturns, and provide returns to stakeholders while still maintaining a healthy bottom line. Simple to Operate Simplicity leads to efficiency. When a business model minimizes the need for extensive efforts in marketing, customer service, or daily operations, it allows the entrepreneur to concentrate on strategic growth. These businesses typically have streamlined processes, well-defined value propositions, and require less micromanagement. READ MORE: What is Cash Flow? Criteria for Choosing Cash Flow Business Ideas: Our Methodology To guide entrepreneurs toward business ventures with strong cash flow potential, we use a specific set of criteria. These criteria help in identifying opportunities that are likely to generate steady, positive cash flow. Each criterion is rated on a scale from 1 to 5, where 1 indicates the least importance and 5 the highest importance: Low Initial Investment and Startup Costs Importance: 5 Business ideas that require minimal initial investment and startup costs are preferred, as they reduce the financial burden and facilitate quicker cash flow positivity. High Demand and Market Viability Importance: 5 We assess the market demand for the product or service. High demand and a strong market presence indicate a quicker and more sustainable cash flow. Quick Turnaround of Inventory or Services Importance: 4 Businesses that can quickly turn over inventory or deliver services in a short time frame are ideal, as this accelerates cash flow. Recurring Revenue Model Importance: 5 Business models that facilitate recurring revenue, such as subscription services or repeat client business, provide a more predictable and stable cash flow. Low Overhead and Operational Costs Importance: 5 Maintaining low overhead and ongoing operational costs is essential for achieving positive cash flow and profitability. Scalability and Growth Potential Importance: 3 The ability to scale the business and grow the customer base without significantly increasing expenses can enhance cash flow over time. Payment Terms and Collections Efficiency Importance: 4 Efficient invoicing and collections processes, as well as favorable payment terms with suppliers, can significantly impact cash flow management. Flexibility and Adaptability to Market Changes Importance: 3 The ability to adapt to market changes and pivot operations if necessary can help sustain cash flow under varying economic conditions. By applying these criteria, our goal is to identify business ideas that not only have the potential for high revenue generation but also maintain manageable costs, leading to strong and sustainable cash flow. Amazing Business Ideas with High Cash Flow Potential If you’re looking for the best cash flow businesses, we have some amazing ideas and business models below. Many of which are businesses that make money right away. eCommerce Store Starting an eCommerce store to sell online is a great way to get started in the business world. Not only do you have low startup costs, but you can also reach a global audience with your products and enjoy simple, quick transactions. Consulting Services A consulting business is a great way to earn money while helping others. You can offer your services to businesses or individuals, and you’ll be able to set your own rates. Many consultants also work with clients on an ongoing basis, leading to predictable payments. Local Businesses Having a local business is a great way to build a steady flow of cash. You can offer services or products that people in your community need, and you’ll have a loyal customer base. READ MORE: Small Business Ideas for Beginners Affiliate Marketing Affiliate marketing is one of those businesses that make money fast, it helps you make a great passive income, doesn’t require a down payment like real estate, and requires a low initial investment. Successful affiliate marketers know to promote quality products in a popular niche like weight loss to increase the chances they make a lot of money quickly. Freelancing Writing and Editing By leveraging platforms like Upwork or Medium, you can tap into a global client base. Offering your services to businesses or individuals and setting your own rates can be empowering. Furthermore, with the rise of digital content and the need for high-quality writing across various industries, the demand for skilled writers and editors has soared. Specializing in niches like technical writing, SEO content, or grant writing can also fetch premium rates. Dropshipping With drop shipping, you sell products that are shipped directly to the customer from the supplier. It eliminates the need for inventory and reduces overhead costs. It’s a low-cost way to start a business and create a steady, positive cash flow. By focusing on niche products and targeted marketing, one can build a loyal customer base. Integrating customer reviews and offering excellent customer service can differentiate your brand in a competitive marketplace. Food Truck Business Food trucks are not only a trendy dining option but also a great way to start a business with low overhead costs. By gauging local tastes and preferences, you can offer a variety of unique and tantalizing food options to customers. The flexibility of the business model enables you to operate in different locations, serving various events or relocating to high-traffic areas during busy periods. Partnering with local businesses for special promotions or events can further enhance visibility. Niche Franchise Niche franchises can be a great way to start a business with high cash flow potential. Because these high cash-flow businesses are focused on a specific area or market, they tend to be more successful than general franchises. Dog Walking and Pet Sitting With the growing number of pet owners and their busy schedules, starting a Dog Walking and pet-sitting business can be both rewarding and profitable. Not only do you have low costs to get started, but you can also set your own rates and hours in this in-demand industry. By providing extra services like grooming, training, or pet transportation, you can expand your income streams. It’s essential to establish trust through reviews and recommendations in this industry. Graphic Design Services Graphic design is pivotal in the modern digital landscape. As a graphic designer, you can work with businesses or individuals, helping them enhance their brand identity by designing logos, business cards, websites, and more. The demand for eye-catching and functional designs is ever-increasing. By specializing in certain areas, like UX/UI design or animation, you can cater to specific high-demand segments. Building a portfolio and showcasing your work on platforms like Behance or Dribble can attract higher-paying clients. Vending Machines Starting a vending machine business can be a lucrative endeavor with healthy cash flow potential. You can easily buy a vending machine online which could pay for itself in less than a year if you place your vending machines in high foot traffic locations. Social Media Management Becoming a social media manager might be an ideal way to transform your passion for social media into a career. By handling social media marketing for various business owners across different platforms, you can establish a recurring business model that also offers opportunities for growth over time. Digital Course Creator As a digital course creator, you can create online courses and sell them on sites like Udemy or Skillshare. You can create an online course on pretty much any topic. Create a Blog Creating your own website or blog is an excellent way to generate extra cash while sharing your passion with others. You can provide content that is useful, informative, or entertaining, all while earning ad revenue. Starting an App or SaaS Product Starting an app or SaaS (software as a service) business is a great way to earn an income while creating awesome apps people can use daily in their personal or professional lives. Piggyback off another Business idea If you have a small business that’s using a successful business model and already generating a positive cash flow, then you can piggyback off of it to generate another revenue source. For example, if you have a brick-and-mortar store that sells products and an internet connection, you can begin selling those same products online. Invest in Dividend Paying Stocks When it comes to generating passive income, dividend stocks are a great option. Not only do they offer the potential for capital gains like real estate investing, but they also provide an annual cash flow. Landscaping and Lawn Business Landscaping business owners are responsible for providing all of the services their customers need, including lawn care, planting and maintenance, snow removal, and more. Enjoy simple transactions and a recurring business model by providing excellent service to clients. Photography Business If you’re an amazing photographer and know how to use photo editing software, then starting your own business in photography could be a great way to earn an income. Event Planning Planning events involves organizing and coordinating resources to ensure that an event is successful. Project management is a critical skill for event planners. Finance and Insurance Not only can finance and insurance offer the opportunity to earn significant profits, but these industries also deliver essential services to individuals and businesses. Real Estate Rental Property Owning rental properties is an amazing way to make more money and build wealth. It’s a business that can be very passive yet still provide a steady stream of income. As property values typically appreciate over time, not only do you earn from monthly rent, but you also stand to gain from the long-term appreciation of the property. Furthermore, tax benefits associated with property investments can also enhance profitability. Leveraging property management can further simplify the process, making it even more passive. And this is a recurring business model with steady payments coming in each month. Social Assistance and Health Services A business focused on social assistance and health services can be both highly profitable and fulfilling, offering a meaningful opportunity to positively impact people’s lives. Makeup Artist Being a makeup artist is a very creative and lucrative business. It’s a business that can be very portable, so you can take it with you wherever you go. With the rise of social media platforms, especially visual platforms like Instagram and YouTube, makeup artists now have more avenues to showcase their skills and gain clients. Personal branding, collaboration with influencers, and conducting workshops can further enhance one’s reach and income. Child Care Services Starting a Child Care Services business can be a very rewarding way to make a difference in the lives of children and families. It can also provide you with a consistent income stream. Given the busy lives of modern parents, reliable childcare is in high demand. By creating a safe environment, employing qualified staff, and integrating educational activities, you can differentiate yourself in the market and charge premium rates. Furthermore, expanding to after-school programs and offering additional services can also diversify revenue sources. READ MORE: 12 Ways to Increase Your Cash Flow Cash Flow Business Ideas Summary Table Business IdeaHighlights / Description eCommerce StoreLow startup costs, global audience reach. Consulting ServicesOffer services to individuals or businesses; set own rates. Local BusinessesServe local community needs with a loyal customer base. Affiliate MarketingPassive income with low investment; promote popular niche products. Freelancing Writing and EditingUse platforms like Upwork; specialize in niches for premium rates. DropshippingLow-cost business without inventory; niche products can gain loyal customers. Food Truck BusinessLow overhead costs; operate in multiple locations. Niche FranchiseFocus on a specific market; tried-and-tested blueprint. Dog Walking and Pet SittingLow startup costs; diverse services like grooming. Graphic Design ServicesCater to high-demand segments; showcase work on platforms like Behance. Vending MachinesLucrative with machines in high foot traffic locations. Social Media ManagementTurn passion for social media into a career; handle marketing for businesses. Digital Course CreatorCreate and sell online courses on platforms like Udemy. Create a BlogShare passions, offer valuable content, and earn ad revenue. Starting an App or SaaS ProductDevelop apps for daily personal or professional use. Piggyback off another Business ideaUse existing business models to generate additional revenue. Invest in Dividend Paying StocksGenerate passive income and potential for capital gains. Landscaping and Lawn BusinessOffer diverse services from lawn care to snow removal. Photography BusinessCombine photography skills with photo editing for income. Event PlanningOrganize and coordinate events with project management skills. Finance and InsuranceProvide essential services to people and businesses with high earning potential. Real Estate Rental PropertyPassive income with steady cash flow; potential property appreciation. Social Assistance and Health ServicesProfitable avenue to make a significant difference in lives. Makeup ArtistPortable business with opportunities in social media platforms. Child Care ServicesOffer services in high demand; ensure safe environment for premium rates. What is the Best Passive Income Idea? The best idea to create a passive income stream yourself really depends on your personal skill set and interests. However, some of the best ideas include being a service provider, creating digital courses, investing in stocks that pay dividends, or starting a blog. What is the Most Profitable Business on the Cash Flow List? While buying a dividend stock, dropshipping, consulting, and other businesses on the list are great ways to earn money consistently, real estate is the most profitable and best business idea. Real estate has made 90% of the world’s millionaires. So it’s a great way to generate a high income. Image: Envato Elements This article, "Cash Flow Business Ideas" was first published on Small Business Trends View the full article

There are certain social media rules we can all agree on: Ghosting a conversation is impolite, and replying “k” to a text is the equivalent of a backhand slap (violent, wrong, and rude). But what about the rest of the rules? When can we really remind someone of our old Venmo request? What happens when someone tries to flirt with you on LinkedIn? Fortunately, terminally online writers Delia Cai and Steffi Cao are here to answer all your digital quandaries, big or small. Welcome to Fast Company’s new advice column, Posting Playbook. This week, Steffi opines on what you should do when you don’t want to be tagged in the group photo. How should I tell my friend I look bad in the group photo and want them to untag me? So you’re looking through the group iCloud after a night out, where your Type A friend has uploaded all the photos. You swipe through and immediately cringe. Oh no! This was not the sultry, chic, carefree pictures you thought you took together. Your hair is messy, you’re not at your optimal photo-taking angle, your skin isn’t at its best, you can see your undereye circles, your cheeks are puffy from last night’s ramen, your smile looks kind of…weird. And then, Defcon 10: Someone posts that group photo on their public Instagram feed. And they’ve tagged you. Que horror! What you should do is just tell your friend you want to be untagged. Yes, I’m all for learning to be okay with the different ways your face looks, and the importance of body neutrality, but if it’s going to discomfit you to the point of distraction, just tell them. That’s your friend after all, right? In all likelihood, they’ll tell you that you’re beautiful and perfect (you are) and respect the untag. No one is responsible for your own self-perception, but we’re all going through the same mental obstacle course of being constantly exposed to technology-influenced ideals of beauty, so we can at least be polite about it. There’s been a lot of coverage about how we were never meant to see ourselves this much, and it still rings true. Social media has lured us into believing our faces are insufficient under the microscope of the infinite scroll. By the metrics of the wider celebrity and influencer landscape, everyone else seems to have glass skin, a defined jawline, a cinched waist, shoulders that could be drawn in perpendicular lines—so why don’t we? Not to mention, everyone can be made into content by any phone at any time, making us more conscious than ever of how we look from every angle. While content used to be a window into life, saved for special occasions or those with the technological access and capability, now, every moment of life is a frame for content. Meals, daily routines, nights out, routines at home. There’s an emphasis to make every aspect perfectly aspirational. We don’t have to accept it, but in the meantime, we need to find ways to manage it while understanding that it’s not the healthiest choice for our lives. Overall, my stance is that the proper etiquette is to let everyone select their favorite photos before running to post them online. Everyone’s relationship with their own bodies is so personal, the least we can do as people going through the same thing is to respect an Instagram request when it comes up. How should I introduce myself in a group chat? At this point, we have seen every kind of group chat introduction under the sun, ranging from “hiiii this is sarah so excited to be here~” to “Victoria.” It can be daunting to introduce yourself, especially in a big group, but moreover, it’s more important to start standardizing it all. My take is that we should all start introducing ourselves in group chats with a simple first name-last name text, simply for the organizational purpose of logging contacts into everyone’s phones. There are no nicknames in my phone, no emojis for loved ones. Everyone is saved by their government name. Toss a “hi!” in if you want, but I need it to be short and informative. Cut the nonsense. I don’t need to know that you are excited to be in the group chat—we all are, and I’m looking forward to hanging out with you. The information I need is an ID. Especially if you’re introducing yourself via text outside a group chat, I also encourage that you add context as to how you both know each other. Everyone is overstimulated, and it’s nice to keep that reminder in. I have 322 unread text messages from a lot of unsaved numbers because I can’t figure out who “emilyyyyy :3” is. Did I meet emilyyyyy at a work event? At a bar? Through a mutual friend’s birthday party? What’s wrong with: Hi! It’s Steffi Cao, glad I ran into you at the bookshop. Let me know when you’re free for coffee! I don’t care that it doesn’t reflect my loud and abrasive personality! I’m here to make our phone storage easier. Bring back organization! I will learn about your cute and dazzling personality IRL! View the full article

Hello and welcome to Modern CEO! I’m Stephanie Mehta, CEO and chief content officer of Mansueto Ventures. Each week this newsletter explores inclusive approaches to leadership drawn from conversations with executives and entrepreneurs, and from the pages of Inc. and Fast Company. If you received this newsletter from a friend, you can sign up to get it yourself every Monday morning. When Geoff Martha, chairman and CEO of Medtronic, took over the medical device maker’s Restorative Therapies Group in 2015, the company faced a tough decision. The group at the time was underperforming, and the leadership team had to consider how to prioritize technology investments such as neuromodulation—sending electric signals to the brain to treat disorders—that can take years to develop and bring to market or invest in other opportunities that might produce more immediate wins. Management decided to keep investing in brain therapies, and the bet appears to be paying off. Earlier this year, Medtronic received approval from European regulators for its adaptive deep brain simulation (aDBS) technology, which includes an implant that can dynamically adjust signals to help personalize therapy for people with Parkinson’s disease. “Our leadership team joined hands,” Martha recalls. “We said, ‘this is what we’re going to do, and it’s going to be a long-term play.’” Playing the long game Long-term plays are nothing new for Medtronic, which was founded as a medical device repair business in 1949 by Earl Bakken and Palmer Hermundslie. The company introduced the first battery-operated pacemaker in 1957 and the first implanted pacemaker a year later. Despite its groundbreaking innovations, the company was on the verge of bankruptcy in the 1960s. The scare prompted Bakken to write a mission statement that highlighted the company’s commitment to contributing to human welfare. At Medtronic, those contributions come to life through direct interaction with patients. Every year the company brings patients from around the world to its operational headquarters in Minnesota to hear about their lives before and after treatments and therapies with Medtronic technologies. “They thank our employees, and there’s not a dry eye in the place, including mine,” Martha says. In addition to improving the human condition, Martha says Medtronic needs to be performance driven in order to attract new talent, develop best-in-class new products, increase profits, and reward shareholders. Martha’s holistic approach to long-termism brought to mind a 2024 LinkedIn post by leadership expert and Harvard Business School executive fellow Bill George, who also served as Medtronic chair and CEO from 1989 to 2002. In a piece titled, “Choosing long-term leadership in a short-term world,” George urged executives to stay true to their companies’ missions and strengths. “Creating sustainable value must start with the alignment of all stakeholders around a shared mission and values in service to an organization’s customers, employees, shareholders, and all those who have a stake in its success,” he wrote. Marrying mission and performance I asked Martha what it was like to sit in a chair once occupied by someone who has literally written the book—make that books—on leadership, and he commended George and Omar Ishrak, his immediate predecessor, for their accessibility to Medtronic’s leadership team. “We keep in touch because they understand the mission,” he says. “But they talk about how much harder it is to be a CEO today. And so, we take the best of what they did and emphasize what we think still works, but then we’ve got to put our own imprint on that.” And one of Martha’s imprints is the marriage of mission and performance. “My job and our leadership team’s job is to keep reminding our employees that we’ve got to be an ‘and’ company: mission and performance,” he says. “We know we can do both.” How does your company combine performance and purpose? Does your company combine mission and performance—and if so, how? Does one take priority over the other? Send your comments to me at stephaniemehta@mansueto.com. I’d like to share some of your insights in a future newsletter. Read more: long-termism MassMutual’s lessons in resilience CEO lessons from a 110-year-old family business Leadership mistakes to avoid for long-term success View the full article

AI has been used in the hiring process for many years. Anyone who has ever wrangled their résumé into an Applicant Tracking System has experienced the frustration of distilling your human-ness for a keyword-focused bot. But that’s just scratching the surface. Already a quarter of employers use some form of AI in their hiring process and, according to some estimates, nearly 70% of companies will be using AI tools to hire by the end of this year. It’s no surprise that AI in hiring is attractive to employers. It can make what’s often an overwhelming and time-consuming process much more efficient. But for job seekers, this technology can make the already opaque hiring process more difficult to navigate. And now, as AI becomes more sophisticated and widespread, it won’t stop there. Even the interview, often the most human part of the hiring process, is being outsourced to bots. So, how can job seekers prepare for these changes? What should companies and hiring managers consider before implementing new tech? On the latest episode of The New Way We Work, I spoke to Dr. Kerry McInerney, an AI ethicist and researcher at the University of Cambridge. She says that from a candidate’s perspective the job search process now has “a lot of unknown unknowns.” 4 ways AI is used in hiring McInerney says there are four main areas where you’ll see AI being used in hiring, some more visible than others: 1. The dissemination of ads: Companies might use AI to decide where job ads are surfaced and deliver it to specific people who the recruiter might think would be a good fit. This application could seem innocuous, but it has the potential to encourage the same profile of candidates if the parameters are too narrow. 2. Screening candidates: Here, AI is used to go through a large volume of résumés and create a short list. This is very common and also widely critiqued. Not only do these systems make it difficult for candidates to craft a résumé that will get past these screens, but it’s also ripe for unintentional bias. McInerney referenced a 2019 case study where Amazon tested a beta version of an AI résumé screening tool that was shown to systematically discriminate against female candidates. Beyond extreme red flags like that, résumé screening tools often miss things like transferable skills or nuance like career gaps. 3. Assessment of candidates: Another way AI tools are being used in hiring is to test candidates or to distinguish candidates from one another once a company has a short list. Most of this is pretty visible to candidates: things like gamified tests and skill assessments. Another is AI video interviews. McInerney pointed out that these tools had a boom during COVID-19, but that many of the metrics they measure (including facial recognition-based tools that read a candidate’s voice and expressions and do sentiment analysis on the words that they use to get a sense of a candidate’s personality) are viewed as pseudoscience by AI ethicists. It’s also not possible to discern someone’s personality from their face. Some AI interview tools have also shown to rank candidates higher for arbitrary and irrelevant factors, like having a bookcase in the background. 4. Administrative aspects of hiring: The most innocuous way AI is being used in hiring is tools that help companies schedule interviews, or via AI chatbots on a company’s website that answer questions about a job. These types of tools run a very low risk of introducing bias into the process and fulfill the basic promise of AI: to reduce tedious and time-consuming tasks. The importance of asking questions McInerney emphasized that the AI hiring tools are made with the best intentions but that, if they aren’t created with the expertise of hiring managers, they can end up out of step. Her bottom line for employers: Don’t be sucked in by AI hype that tells you a tool can do things that actually sound really impossible. “There’s just a huge emphasis on AI literacy, which is very important,” she says. “Sometimes, the way that these tools get talked about in hyper-technical ways can make people feel like that they can’t ask those questions or they’re scared of looking silly or ignorant if they ask them.” But, she says, ”It’s really important to ask those questions, because any tool that is worth its salt should have scientific backing and should be able to show it.” In other words, the most important tool when using AI in hiring is the very human skill of critical thinking. Listen to the full episode for more on how AI is transforming hiring for both candidates and companies. View the full article

By targeting allies and neighbours with tariffs, the US is playing into the hands of ChinaView the full article

Joining the ranks of Walmart’s delivery team as either a Walmart delivery driver or a Spark driver offers an exciting opportunity to embark on a flexible and rewarding career path. This guide is your roadmap to understanding the differences between these two roles, the essentials of each job, and the step-by-step process to get you behind the wheel. Whether you’re aiming to become a Walmart delivery driver or a Spark driver, we’ll cover everything from the basic requirements to the final steps of securing your position. Walmart Delivery Driver Vs. Walmart Spark Driver Job Exploring the roles of a Walmart delivery driver and a Walmart Spark driver reveals distinct differences catering to diverse work preferences. Walmart delivery drivers are employees who handle a wide range of products, from electronics to home essentials. They benefit from fixed schedules, offering stability and predictability in their routines. On the other hand, Spark drivers operate as independent contractors, using the Spark Driver app to select delivery jobs. This role is largely focused on delivering groceries and household items, providing drivers with the flexibility to adjust their work schedules to fit their lifestyles. This flexibility is a significant draw for those who value independence and control over their work hours. While Walmart delivery drivers enjoy the security and benefits of regular employment, Spark drivers relish the autonomy to work according to their preferences. Each role addresses different needs in the job market, with Walmart delivery drivers offering a more traditional employment structure and Spark drivers catering to the gig economy model. The Walmart Delivery Driver Job and Spark Driver Job at a Glance Diving into the Walmart delivery driver role, it’s clear that this job offers the stability and benefits associated with being a Walmart employee, paired with a set work schedule. Let’s explore how this role blends the perks of a steady job with the unique demands of delivery work. Average Salary: Walmart delivery drivers typically earn approximately $20.11 per hour, with experienced drivers having the opportunity to earn as much as $110,000 per year. Required Hours: These drivers generally have predetermined work schedules, providing consistency and predictability in their work life. Benefits: As part of the Walmart team, they’re likely to receive a comprehensive benefits package. This includes healthcare, paid leave, and discounts on Walmart products, enhancing the overall job appeal. Switching gears to the Walmart Spark driver, we see a role defined by flexibility and independence, offering unique earning opportunities through self-managed schedules. Let’s delve into how this independence shapes their day-to-day activities and the impact it has on their earning potential. Average Salary: Spark drivers typically earn about $20 per hour. Their pay per order can range from $10 to $20 and is often boosted by tips and incentives. Required Hours: This role boasts flexible hours, perfect for independent contractors seeking control over their work schedule. Benefits: While traditional employee benefits are not provided, the role compensates with its flexibility and the potential for additional earnings through tips and incentives. BenefitDescriptionDetails for Walmart DriversDetails for Spark Drivers Steady EarningsReliable income from deliveries.Competitive pay with bonuses for performance.Earnings based on delivery distance and complexity. Flexible ScheduleChoose work hours.Scheduled shifts with some flexibility.Total freedom to choose when to work, ideal for gig workers. Job SecurityStable employment opportunity.Walmart offers long-term career stability.Spark offers ongoing gig opportunities in delivery services. Benefits PackageComprehensive benefits for full-time drivers.Health insurance, retirement plans, and paid leave.Varies based on contract and work hours. IndependenceAutonomy in work.Drivers manage daily delivery routes independently.Full control over which delivery gigs to accept. Growth OpportunitiesPotential for career advancement.Possibilities to move into managerial roles or specialized logistics.Flexibility to increase delivery gigs for higher earnings. Company ReputationAssociation with a well-known brand.Pride in working for a major retailer.Being part of an expanding and innovative delivery network. Training and DevelopmentProfessional training provided.Comprehensive driver training and safety programs.Access to resources for efficient delivery practices. Diverse ExperienceExposure to various locations and people.Interactions with different customers and communities.Varied delivery experiences in different areas. Community ConnectionBuilding relationships through service.Opportunity to connect with and serve local communities.Personal satisfaction from providing essential delivery services. How to Become a Delivery Driver for Walmart Ready to steer into a career with Walmart as a Delivery Driver? This guide will walk you through the process step-by-step, ensuring you’re well-prepared for this exciting opportunity in the near future. Let’s kick off your journey towards becoming a key player in Walmart’s expansive delivery network. Step 1: Meeting the Basic Requirements for Walmart Delivery Drivers Starting your career as a Walmart delivery driver begins with meeting several key requirements. Firstly, you must be of legal driving age as per your state’s laws and hold a valid driver’s license. A clean driving record is vital to ensure safety and reliability on the job. Your vehicle not only needs to be in good working condition but also must meet specific standards set by Walmart, including proper maintenance and insurance coverage. A background check is an essential part of the process, assessing your driving history and any criminal records to ensure you’re a suitable candidate for the role. While not always mandatory, having a high school diploma or an equivalent qualification can be beneficial. It’s also important that you have good navigation skills and the ability to handle delivery tasks efficiently and responsibly. This role demands a certain level of physical fitness and the ability to manage time effectively, ensuring that deliveries are completed in a timely and reliable manner. Step 2: Applying for a Walmart Delivery Driver Position To apply for a Walmart delivery driver position, start by visiting Walmart’s career website. Here, you can browse through available delivery driver positions in your region. The application process is mainly online and straightforward. It’s essential to accurately complete the application form and tailor your resume and cover letter to showcase your driving experience, customer service skills, and any relevant logistics or delivery experience. Highlighting qualities such as punctuality, reliability, and a strong work ethic can make your application more appealing. Including references who can attest to your driving proficiency and professionalism will also help your application stand out. Remember to review all your information for accuracy and completeness before submitting your application. Step 3: Successfully Completing the Walmart Delivery Driver Training After your application is accepted, you’ll enter Walmart’s well-structured delivery driver training program. This comprehensive training is tailored to equip you with all the necessary skills and knowledge essential for the job. A significant focus is on safe driving practices to ensure safety standards are consistently met, a key priority for Walmart’s fleet. The training also delves into efficient route planning. You’ll learn how to navigate various routes effectively, ensuring timely deliveries. Customer service is another crucial component of the training, where you’re taught how to interact with customers professionally and handle their packages with care. For those participating in Walmart’s Associate-to-Driver program, the training spans 12 weeks, culminating in earning a commercial driver’s license (CDL). This program is notable for its focus on safety and commitment to guiding new drivers from the beginning, emphasizing values like safety, courtesy, and pride. Active participation during the training sessions is essential. Engage in the learning process, ask questions, and show a willingness to learn and adapt. Practical assessments may be included in the training, allowing you to demonstrate your driving skills and delivery efficiency. Embrace the feedback provided during these sessions. This feedback is valuable in refining your driving, navigation, and customer service skills, setting you up for success in your new role. Walmart encourages drivers to grow their careers in their chosen paths, whether increasing annual income, transitioning into management, or other avenues. How to Become a Walmart Spark Delivery Driver Stepping into the role of a Walmart Spark Delivery Driver is an exciting venture. This comprehensive guide breaks down each step in detail, ensuring you’re fully equipped to embark on this opportunity and learn how to become a Walmart delivery driver. Let’s navigate through the essentials, from meeting the initial requirements to hitting the road as an independent delivery professional. Step 1: Check the Requirements for Walmart Spark Delivery Drivers To become a Spark driver, first, ensure you meet all eligibility requirements. Applicants must be at least 18 years old, possess a valid driver’s license, and have access to a reliable vehicle. A variety of vehicles are permitted, such as cars, SUVs, trucks, and vans. However, scooters and bicycles are not appropriate due to their limited storage capacity. Additionally, you need to supply proof of auto insurance and successfully complete a background check. One of the key Spark driver requirements is having a smartphone capable of running the Spark driver app efficiently, as this app is essential for managing your delivery jobs, including receiving and managing delivery requests and navigating delivery locations. Strong navigation skills and good time management are essential for making timely and efficient deliveries. The condition of your vehicle is vital for safely transporting goods, and larger vehicles, such as minivans, may qualify for deliveries that include bulky items. Recognizing these requirements and ensuring you comply with them is the initial step in learning how to become a Walmart delivery driver. Step 2: Download the Walmart Spark Driver App To become a Spark delivery driver, downloading the Walmart Spark app is your first practical step. Available on both the iOS and Android app stores, this app is your central tool for managing all aspects of delivery work. After installation, set up your account. This process is user-friendly and crucial for starting your Spark journey. Once your account is active, take the time to get familiar with the app’s features. These include order tracking, route planning, and earnings management. Understanding how to navigate the app effectively will streamline your delivery process, making your work more efficient. It’s important that your smartphone meets the technical requirements for the app to function smoothly. The app’s interface is designed to be intuitive, allowing you to easily accept and manage delivery requests. Learning the ins and outs of the app, such as how to optimize routes and track your earnings, will be invaluable in your daily operations as a Spark delivery driver. Remember, mastering the app is not just about handling the technical aspects; it’s about enhancing your overall efficiency and effectiveness as a delivery driver. Step 3: Complete the Application Process Completing the application process for Walmart Spark delivery drivers involves several key steps, all done through the Spark Driver app. Start by providing your personal details, driver’s license information, and proof of vehicle insurance. Accuracy in this phase is crucial. The app may ask for additional information to verify your eligibility. Having all relevant documents ready will streamline the process. Pay attention to the app’s guidelines and ensure your details are current and correct. The app checks for a mobile device with camera, flash, and GPS capabilities. You must be 18 years old or older and have appropriate auto insurance for each vehicle used. Adherence to Spark’s terms of use is also required, including policies regarding carrying firearms and bringing passengers or pets during deliveries. For more information on the application process, visit Walmart Spark Driver HelpDocs. Step 4: Pass the Spark Delivery Driver Background Check Passing a background check is a crucial step in your journey to becoming a Walmart Spark delivery driver. This comprehensive check reviews your driving history for any violations and may include a criminal background check. The process is thorough, examining various aspects of your past to ensure you meet the high standards of safety and reliability expected of Spark drivers. Honesty and transparency are important during this stage. The duration for background check results can vary, so patience is key. Be prepared for follow-up inquiries or additional document submissions if needed. This background check is vital to maintaining Walmart’s commitment to customer safety and service quality. Once you pass this step, you’re closer to joining the team of Spark drivers, each of whom plays a crucial role in delivering excellent service. Step 5: Start Accepting Delivery Jobs on the Spark Driver Platform After passing the background check and completing the preliminary steps, you’re set to start accepting delivery jobs on the Spark driver platform. The app is your gateway to available Spark driver deliveries in your area, allowing you to choose jobs that align with your schedule and location preferences. Efficiently managing your delivery schedule, tracking earnings, and staying updated are essential aspects of the app. Familiarize yourself with various order types, including curbside and express deliveries, to optimize your delivery process. Understanding the app’s functionalities is crucial for maximizing your delivery opportunities and enhancing your earning potential. This phase is where your journey as a Spark delivery driver truly begins, offering you the flexibility to work on your terms while providing satisfactory delivery services. https://youtube.com/watch?v=qoXpsqmdEps%3Fsi%3DC1S58-RD-t_A2eIs FAQs: How to Become a Walmart Delivery Driver How much can a Walmart grocery delivery driver or Spark driver earn? Walmart grocery delivery drivers typically earn around $20.11 per hour. For Spark drivers, average earnings are about $20 per hour, with individual orders potentially bringing in $10 to $20. These earnings are further enhanced by customer tips and various incentives. Factors influencing total income include geographical location, frequency of deliveries, and the complexity of the orders. Therefore, a driver’s earning potential can vary significantly depending on these variables and their personal commitment to the job. Is it possible to own a delivery route with Walmart? Individual ownership of a delivery route isn’t an option with Walmart. Walmart’s delivery drivers are assigned specific routes, and Spark drivers select their deliveries via the app, but they don’t own these routes. Walmart’s GoLocal service, a delivery-as-a-service business, partners with various businesses for delivery services. This model emphasizes efficient delivery solutions for businesses, rather than offering individual route ownership to drivers. This structure maintains flexibility and efficiency in Walmart’s delivery operations. What opportunities are there for interaction and support are there in the local Spark driver community? The local Spark driver community serves as a center for interaction and support, creating many opportunities through online forums and social media groups. In this space, drivers can share their experiences, offer tips, and give each other advice. Furthermore, certain local areas may host meetups or events that promote networking among drivers. The Spark Driver app enhances this sense of community by offering features that facilitate support and engagement, enabling drivers to connect and learn from one another’s experiences. Are there any additional requirements for Walmart Spark Delivery drivers delivering for the grocery segment? For Walmart Spark delivery drivers focusing on groceries, specialized requirements ensure both food safety and punctuality. It’s essential to have a vehicle capable of accommodating grocery orders, including maintaining proper temperatures for perishables. Drivers are expected to be highly punctual, as timely deliveries are crucial in the grocery segment. Careful handling of groceries is another key requirement, ensuring items arrive in excellent condition. This segment demands attention to detail and a commitment to preserving the quality of food from pickup to delivery, highlighting the driver’s role in ensuring customer satisfaction. How are delivery assignments and routes determined for Walmart Delivery drivers? For Walmart Delivery drivers, their assignments and routes are determined by a sophisticated logistics system. This system takes into account factors like the delivery location, the size of the package, and the most efficient route. Walmart’s goal in this planning is to ensure drivers can deliver packages in the most timely and effective manner possible. Each driver receives a schedule and routes that are optimized for both time and efficiency, facilitating smooth and streamlined delivery experiences. This careful planning helps in maintaining a high standard of service for both the drivers and the customers they serve. Image: Depositphotos This article, "How to Become a Walmart Delivery Driver or Spark Driver" was first published on Small Business Trends View the full article

Joining the ranks of Walmart’s delivery team as either a Walmart delivery driver or a Spark driver offers an exciting opportunity to embark on a flexible and rewarding career path. This guide is your roadmap to understanding the differences between these two roles, the essentials of each job, and the step-by-step process to get you behind the wheel. Whether you’re aiming to become a Walmart delivery driver or a Spark driver, we’ll cover everything from the basic requirements to the final steps of securing your position. Walmart Delivery Driver Vs. Walmart Spark Driver Job Exploring the roles of a Walmart delivery driver and a Walmart Spark driver reveals distinct differences catering to diverse work preferences. Walmart delivery drivers are employees who handle a wide range of products, from electronics to home essentials. They benefit from fixed schedules, offering stability and predictability in their routines. On the other hand, Spark drivers operate as independent contractors, using the Spark Driver app to select delivery jobs. This role is largely focused on delivering groceries and household items, providing drivers with the flexibility to adjust their work schedules to fit their lifestyles. This flexibility is a significant draw for those who value independence and control over their work hours. While Walmart delivery drivers enjoy the security and benefits of regular employment, Spark drivers relish the autonomy to work according to their preferences. Each role addresses different needs in the job market, with Walmart delivery drivers offering a more traditional employment structure and Spark drivers catering to the gig economy model. The Walmart Delivery Driver Job and Spark Driver Job at a Glance Diving into the Walmart delivery driver role, it’s clear that this job offers the stability and benefits associated with being a Walmart employee, paired with a set work schedule. Let’s explore how this role blends the perks of a steady job with the unique demands of delivery work. Average Salary: Walmart delivery drivers typically earn approximately $20.11 per hour, with experienced drivers having the opportunity to earn as much as $110,000 per year. Required Hours: These drivers generally have predetermined work schedules, providing consistency and predictability in their work life. Benefits: As part of the Walmart team, they’re likely to receive a comprehensive benefits package. This includes healthcare, paid leave, and discounts on Walmart products, enhancing the overall job appeal. Switching gears to the Walmart Spark driver, we see a role defined by flexibility and independence, offering unique earning opportunities through self-managed schedules. Let’s delve into how this independence shapes their day-to-day activities and the impact it has on their earning potential. Average Salary: Spark drivers typically earn about $20 per hour. Their pay per order can range from $10 to $20 and is often boosted by tips and incentives. Required Hours: This role boasts flexible hours, perfect for independent contractors seeking control over their work schedule. Benefits: While traditional employee benefits are not provided, the role compensates with its flexibility and the potential for additional earnings through tips and incentives. BenefitDescriptionDetails for Walmart DriversDetails for Spark Drivers Steady EarningsReliable income from deliveries.Competitive pay with bonuses for performance.Earnings based on delivery distance and complexity. Flexible ScheduleChoose work hours.Scheduled shifts with some flexibility.Total freedom to choose when to work, ideal for gig workers. Job SecurityStable employment opportunity.Walmart offers long-term career stability.Spark offers ongoing gig opportunities in delivery services. Benefits PackageComprehensive benefits for full-time drivers.Health insurance, retirement plans, and paid leave.Varies based on contract and work hours. IndependenceAutonomy in work.Drivers manage daily delivery routes independently.Full control over which delivery gigs to accept. Growth OpportunitiesPotential for career advancement.Possibilities to move into managerial roles or specialized logistics.Flexibility to increase delivery gigs for higher earnings. Company ReputationAssociation with a well-known brand.Pride in working for a major retailer.Being part of an expanding and innovative delivery network. Training and DevelopmentProfessional training provided.Comprehensive driver training and safety programs.Access to resources for efficient delivery practices. Diverse ExperienceExposure to various locations and people.Interactions with different customers and communities.Varied delivery experiences in different areas. Community ConnectionBuilding relationships through service.Opportunity to connect with and serve local communities.Personal satisfaction from providing essential delivery services. How to Become a Delivery Driver for Walmart Ready to steer into a career with Walmart as a Delivery Driver? This guide will walk you through the process step-by-step, ensuring you’re well-prepared for this exciting opportunity in the near future. Let’s kick off your journey towards becoming a key player in Walmart’s expansive delivery network. Step 1: Meeting the Basic Requirements for Walmart Delivery Drivers Starting your career as a Walmart delivery driver begins with meeting several key requirements. Firstly, you must be of legal driving age as per your state’s laws and hold a valid driver’s license. A clean driving record is vital to ensure safety and reliability on the job. Your vehicle not only needs to be in good working condition but also must meet specific standards set by Walmart, including proper maintenance and insurance coverage. A background check is an essential part of the process, assessing your driving history and any criminal records to ensure you’re a suitable candidate for the role. While not always mandatory, having a high school diploma or an equivalent qualification can be beneficial. It’s also important that you have good navigation skills and the ability to handle delivery tasks efficiently and responsibly. This role demands a certain level of physical fitness and the ability to manage time effectively, ensuring that deliveries are completed in a timely and reliable manner. Step 2: Applying for a Walmart Delivery Driver Position To apply for a Walmart delivery driver position, start by visiting Walmart’s career website. Here, you can browse through available delivery driver positions in your region. The application process is mainly online and straightforward. It’s essential to accurately complete the application form and tailor your resume and cover letter to showcase your driving experience, customer service skills, and any relevant logistics or delivery experience. Highlighting qualities such as punctuality, reliability, and a strong work ethic can make your application more appealing. Including references who can attest to your driving proficiency and professionalism will also help your application stand out. Remember to review all your information for accuracy and completeness before submitting your application. Step 3: Successfully Completing the Walmart Delivery Driver Training After your application is accepted, you’ll enter Walmart’s well-structured delivery driver training program. This comprehensive training is tailored to equip you with all the necessary skills and knowledge essential for the job. A significant focus is on safe driving practices to ensure safety standards are consistently met, a key priority for Walmart’s fleet. The training also delves into efficient route planning. You’ll learn how to navigate various routes effectively, ensuring timely deliveries. Customer service is another crucial component of the training, where you’re taught how to interact with customers professionally and handle their packages with care. For those participating in Walmart’s Associate-to-Driver program, the training spans 12 weeks, culminating in earning a commercial driver’s license (CDL). This program is notable for its focus on safety and commitment to guiding new drivers from the beginning, emphasizing values like safety, courtesy, and pride. Active participation during the training sessions is essential. Engage in the learning process, ask questions, and show a willingness to learn and adapt. Practical assessments may be included in the training, allowing you to demonstrate your driving skills and delivery efficiency. Embrace the feedback provided during these sessions. This feedback is valuable in refining your driving, navigation, and customer service skills, setting you up for success in your new role. Walmart encourages drivers to grow their careers in their chosen paths, whether increasing annual income, transitioning into management, or other avenues. How to Become a Walmart Spark Delivery Driver Stepping into the role of a Walmart Spark Delivery Driver is an exciting venture. This comprehensive guide breaks down each step in detail, ensuring you’re fully equipped to embark on this opportunity and learn how to become a Walmart delivery driver. Let’s navigate through the essentials, from meeting the initial requirements to hitting the road as an independent delivery professional. Step 1: Check the Requirements for Walmart Spark Delivery Drivers To become a Spark driver, first, ensure you meet all eligibility requirements. Applicants must be at least 18 years old, possess a valid driver’s license, and have access to a reliable vehicle. A variety of vehicles are permitted, such as cars, SUVs, trucks, and vans. However, scooters and bicycles are not appropriate due to their limited storage capacity. Additionally, you need to supply proof of auto insurance and successfully complete a background check. One of the key Spark driver requirements is having a smartphone capable of running the Spark driver app efficiently, as this app is essential for managing your delivery jobs, including receiving and managing delivery requests and navigating delivery locations. Strong navigation skills and good time management are essential for making timely and efficient deliveries. The condition of your vehicle is vital for safely transporting goods, and larger vehicles, such as minivans, may qualify for deliveries that include bulky items. Recognizing these requirements and ensuring you comply with them is the initial step in learning how to become a Walmart delivery driver. Step 2: Download the Walmart Spark Driver App To become a Spark delivery driver, downloading the Walmart Spark app is your first practical step. Available on both the iOS and Android app stores, this app is your central tool for managing all aspects of delivery work. After installation, set up your account. This process is user-friendly and crucial for starting your Spark journey. Once your account is active, take the time to get familiar with the app’s features. These include order tracking, route planning, and earnings management. Understanding how to navigate the app effectively will streamline your delivery process, making your work more efficient. It’s important that your smartphone meets the technical requirements for the app to function smoothly. The app’s interface is designed to be intuitive, allowing you to easily accept and manage delivery requests. Learning the ins and outs of the app, such as how to optimize routes and track your earnings, will be invaluable in your daily operations as a Spark delivery driver. Remember, mastering the app is not just about handling the technical aspects; it’s about enhancing your overall efficiency and effectiveness as a delivery driver. Step 3: Complete the Application Process Completing the application process for Walmart Spark delivery drivers involves several key steps, all done through the Spark Driver app. Start by providing your personal details, driver’s license information, and proof of vehicle insurance. Accuracy in this phase is crucial. The app may ask for additional information to verify your eligibility. Having all relevant documents ready will streamline the process. Pay attention to the app’s guidelines and ensure your details are current and correct. The app checks for a mobile device with camera, flash, and GPS capabilities. You must be 18 years old or older and have appropriate auto insurance for each vehicle used. Adherence to Spark’s terms of use is also required, including policies regarding carrying firearms and bringing passengers or pets during deliveries. For more information on the application process, visit Walmart Spark Driver HelpDocs. Step 4: Pass the Spark Delivery Driver Background Check Passing a background check is a crucial step in your journey to becoming a Walmart Spark delivery driver. This comprehensive check reviews your driving history for any violations and may include a criminal background check. The process is thorough, examining various aspects of your past to ensure you meet the high standards of safety and reliability expected of Spark drivers. Honesty and transparency are important during this stage. The duration for background check results can vary, so patience is key. Be prepared for follow-up inquiries or additional document submissions if needed. This background check is vital to maintaining Walmart’s commitment to customer safety and service quality. Once you pass this step, you’re closer to joining the team of Spark drivers, each of whom plays a crucial role in delivering excellent service. Step 5: Start Accepting Delivery Jobs on the Spark Driver Platform After passing the background check and completing the preliminary steps, you’re set to start accepting delivery jobs on the Spark driver platform. The app is your gateway to available Spark driver deliveries in your area, allowing you to choose jobs that align with your schedule and location preferences. Efficiently managing your delivery schedule, tracking earnings, and staying updated are essential aspects of the app. Familiarize yourself with various order types, including curbside and express deliveries, to optimize your delivery process. Understanding the app’s functionalities is crucial for maximizing your delivery opportunities and enhancing your earning potential. This phase is where your journey as a Spark delivery driver truly begins, offering you the flexibility to work on your terms while providing satisfactory delivery services. https://youtube.com/watch?v=qoXpsqmdEps%3Fsi%3DC1S58-RD-t_A2eIs FAQs: How to Become a Walmart Delivery Driver How much can a Walmart grocery delivery driver or Spark driver earn? Walmart grocery delivery drivers typically earn around $20.11 per hour. For Spark drivers, average earnings are about $20 per hour, with individual orders potentially bringing in $10 to $20. These earnings are further enhanced by customer tips and various incentives. Factors influencing total income include geographical location, frequency of deliveries, and the complexity of the orders. Therefore, a driver’s earning potential can vary significantly depending on these variables and their personal commitment to the job. Is it possible to own a delivery route with Walmart? Individual ownership of a delivery route isn’t an option with Walmart. Walmart’s delivery drivers are assigned specific routes, and Spark drivers select their deliveries via the app, but they don’t own these routes. Walmart’s GoLocal service, a delivery-as-a-service business, partners with various businesses for delivery services. This model emphasizes efficient delivery solutions for businesses, rather than offering individual route ownership to drivers. This structure maintains flexibility and efficiency in Walmart’s delivery operations. What opportunities are there for interaction and support are there in the local Spark driver community? The local Spark driver community serves as a center for interaction and support, creating many opportunities through online forums and social media groups. In this space, drivers can share their experiences, offer tips, and give each other advice. Furthermore, certain local areas may host meetups or events that promote networking among drivers. The Spark Driver app enhances this sense of community by offering features that facilitate support and engagement, enabling drivers to connect and learn from one another’s experiences. Are there any additional requirements for Walmart Spark Delivery drivers delivering for the grocery segment? For Walmart Spark delivery drivers focusing on groceries, specialized requirements ensure both food safety and punctuality. It’s essential to have a vehicle capable of accommodating grocery orders, including maintaining proper temperatures for perishables. Drivers are expected to be highly punctual, as timely deliveries are crucial in the grocery segment. Careful handling of groceries is another key requirement, ensuring items arrive in excellent condition. This segment demands attention to detail and a commitment to preserving the quality of food from pickup to delivery, highlighting the driver’s role in ensuring customer satisfaction. How are delivery assignments and routes determined for Walmart Delivery drivers? For Walmart Delivery drivers, their assignments and routes are determined by a sophisticated logistics system. This system takes into account factors like the delivery location, the size of the package, and the most efficient route. Walmart’s goal in this planning is to ensure drivers can deliver packages in the most timely and effective manner possible. Each driver receives a schedule and routes that are optimized for both time and efficiency, facilitating smooth and streamlined delivery experiences. This careful planning helps in maintaining a high standard of service for both the drivers and the customers they serve. Image: Depositphotos This article, "How to Become a Walmart Delivery Driver or Spark Driver" was first published on Small Business Trends View the full article

Before air-conditioning existed, staying cool during the summer months in the southern United States was a foreign skill for early European colonists. But enslaved Africans, hailing from similar warm climates, had developed, over centuries, architectural strategies for combating sweltering summer conditions. It was from these early enslaved builders that the most quintessential architectural feature of homes in the United States emerged: the porch. Porches, verandas, porticoes, and other types of outdoor coverings connected to a building have existed in various forms across the globe for centuries. However, what we think of as an American style of porch, first associated with homes in the southern United States, originally evolved from the dwellings of enslaved people. Anthropologist James Deetz explains that the early homes of colonists did not have porches and that the closest thing to porches were small, enclosed vestibules that were similar to mudrooms. He states, “Porches are probably of African origin. . . . We have seen that porches have been found on slave cabins excavated at Kingsmill [Plantation in Virginia], dating to the third quarter of the eighteenth century. This is the earliest evidence that we have for porches to date.” [Illustration: Johnalynn Holland/courtesy Chronicle Books] At around the same time that the porches at Kingsmill Plantation were built, shotgun homes emerged in New Orleans. A result of the major influx of Haitian free people of color who came to the United States in the early 1800s, shortly after the Haitian revolution, the shotgun home is an adaptation of West African residential architecture and almost always has a front porch. Shotgun homes are narrow houses, typically no more than twelve feet wide, in which one room leads to the next with no hallway between. Shotgun homes and their attached porches spread throughout the South from the 1860s through the 1920s. With the advent of industrialized lumber at the end of the nineteenth century, and thanks to the shotgun’s small footprint and ease of construction, this housing style became popular in poor, working-class, and middle-class communities, both Black and white. Engineering professor John H. Lienhard writes: When the cost of wood fell during the late 1800s, the shotgun house did indeed become the best way the poor could keep a roof over their heads. But, by then, shotgun houses had added a new element to the American architectural vocabulary. You see, shotgun houses gave us the southern porch. We didn’t previously have porches like that in America. Like the shotgun house itself, southern porches are now all over America. Anthropologist John Michael Vlach writes of the front porch’s hidden legacy: The impact of African architectural concepts has ironically been disguised because their influence has been so widespread; they have been invisible because they are so obvious. This unfortunate circumstance is demonstrated by the history of that common extension of the house—the front porch. [Illustration: Johnalynn Holland/courtesy Chronicle Books] Porches weren’t the only architectural innovation that enslaved people were instrumental in creating. Tabby, a unique building material used throughout the southeastern coastal region, is made from crushed oyster shells, sand, water, and ash. This cement-like substance has origins in Africa, Mesoamerica, and the Iberian coast, though historians debate where it was first used. Like most things in America, credit lies in the mixture of cultures and ideas among Indigenous, African, and European people. In many cases, innovations that are similar to each other have evolved independently all over the world, as different people have solved the same problems in similar ways. Scholars of material culture state: The oyster shells used to make the tabby were mined from shell mounds created by native peoples thousands of years before European arrival in the New World. By the early eighteenth century, tabby was used both in Spanish Florida and in West Africa. It is unclear whether tabby’s origins lie in the coastal southeast or whether the technique was brought from West Africa through the slave trade. Some of the oldest original tabby structures are found among the dwellings of enslaved people at Kingsley Plantation in Jacksonville, Florida. Those enslaved at Kingsley worked under a task system, common in Spanish Florida. While still confined to the brutal boundaries of slavery, enslaved people under this system were afforded some measure of independent time to grow their own food, hunt, fish, socialize, and pursue crafts. Twenty-five of the original thirty-two tabby cabins where the enslaved lived at Kingsley Plantation still remain. Built in the 1820s, the cabins are arranged in a semicircle, facing a shared space where their inhabitants once socialized and cultivated gardens after completing their day’s tasks. The semicircular configuration of homes surrounding a communal center is a distinctly West African architectural characteristic; it is unique to Kingsley and not seen at any other plantation in the South. The prevailing explanation for this is that Anna Kingsley, the wife of Kingsley Plantation owner Zephaniah Kingsley, was from Senegal. Anna Kingsley was born Anta Mujigeen Ndiaye in Senegal and was purchased and enslaved by Zephaniah in Cuba in 1806, when she was only thirteen years old. Five years later, he emancipated her, and they entered into a public common-law marriage. Anna ran the affairs of Kingsley Plantation as well as Zephaniah’s other estates and businesses. Anthropologist Antoinette T. Jackson writes of Anna’s remarkable and complicated life: At a young age, she learned to actualize her own power. She secured her freedom and the freedom of her children five years after her arrival in Florida when Zephaniah signed her emancipation papers in 1811, making her a legally recognized free woman of color. She went on to successfully run Zephaniah’s varied businesses, manage his households, and enjoy land ownership and wealth herself. Anna’s story sheds light on the complicated social dynamics of the time and how they varied by region across the United States. Anna Kingsley’s great-granddaughter says of her ancestor’s legacy: It is obviously a profoundly moving story. It’s also a story which, in my view, has extraordinary complexity and contradictions. My great-grandmother was not only a slave, she owned slaves . . . so to feel that my great-grandmother had acquired the kind of wealth and the kind of prestige that would allow her to own slaves, I balance that with, “She owned slaves!” On the other hand, here was a woman of just extraordinary intelligence, ability. And, while I say that, I am conscious that she was probably in no sense unique—we happen to have her story, but what we don’t have, I am convinced, are the countless stories of women of no less intelligence, no less ability, whose stuff is simply lost. Anna Kingsley’s Senegalese roots, coupled with the African architectural traditions present at the plantation, make this place a unique site of African American architectural history. The Kingsley story is also a testament to the incredible diversity of Black experiences during this period and the role that material culture can play in helping us understand how people lived and related to one another, oftentimes in more nuanced ways than we can imagine. Similarly, understanding the front porch as a distinctly Black architectural tradition challenges deep-seated assumptions about the diffusion of skill and knowledge in early America. Black people, whether enslaved or free, have long been portrayed as the recipients, not the bearers, of innovation. Nothing could be further from the truth. Excerpted from: A Short History of Black Craft in Ten Objects by Robell Awake, published by Chronicle Books 2025 [Photo: Chronicle Books] Footnotes: 1 John Michael Vlach, The Afro-American Tradition in Decorative Arts (Athens: University of Georgia Press, 1978), 136–38. 2 James Deetz, In Small Things Forgotten: An Archaeology of Early American Life (New York: Random House, 1977), 228. 3 Deetz, In Small Things Forgotten, 219–29. 4 John H. Lienhard, “Shotgun Homes and Porches,” The Engines of Our Ingenuity, episode 820, University of Houston, accessed January 15, 2024, https://engines.egr.uh.edu/episode/820. 5 Vlach, The Afro-American Tradition, 136–37. 6 Susan D. Morris, “Tabby,” New Georgia Encyclopedia, last modified September 10, 2019, https://www.georgiaencyclopedia.org/articles/history-archaeology/tabby/. 7 Pam James, Mary Mott, and Dawn Baker, “Investigating a Tabby Slave Cabin,” Project Archaeology: Investigating Shelter Series no. 12, accessed January 15, 2024, https://www.nps.gov/timu/learn/education/upload/KingsleyTeacher-Final-2.pdf. 8 Antoinette T. Jackson, “Shattering Slave Life Portrayals: Uncovering Subjugated Knowledge in U.S. Plantation Sites in South Carolina and Florida,” American Anthropologist 113, no. 3 (September 2011): 448–62, http://www.jstor.org/stable/41407471. 9 Jackson, “Shattering Slave Life Portrayals.” 10 Quoted in Jackson, “Shattering Slave Life Portrayals.” View the full article

Three decades before TikTok’s obsession with tinned fish brought us sea-cuterie boards, tinned fish cookbooks, and trendy brands like Fishwife and Scout, there was Bela Brand Seafood. This OG tinned fish purveyor hit grocery store shelves back in 1997 with aesthetic, design-centric packaging—and now, it’s refreshing its brand identity to remind modern audiences that it took a bet on tinned fish before it was cool. Bela (formerly known as Bela Brand Seafood) was founded by native New Englander Joshua Scherz and his mom, Florence. The brand has remained family-owned since its inception, quietly growing without any funding from outside investors. But during the pandemic, Scherz says, canned food of all kinds experienced a kind of “renaissance.” Tinned fish—including Bela’s inventory of sardines, mackerel, and codfish—began flying off of shelves and onto screens via a deluge of influencer reviews and recipes, earning it the official title of “hot girl food.” Joshua Scherz [Photo: Bela]But along with that consumer demand, Scherz notes, has come a wave of tinned fish products with a higher price point, designed with trendiness and exclusivity in mind. Meanwhile, the core of Bela’s business model remains centered around sustainability and accessibility (the latter is a key feature, Scherz says, for a product originally designed as a utilitarian pantry staple.) The brand’s bold new look and digital presence brings it into the 21st century while emphasizing Bela’s roots as a ‘90s brand for the everyman. [Photo: Bela]Bela makes a splashBack in the late ‘90s, Scherz says, tinned fish was a dying industry. For Scherz, though, it had always been a constant. Growing up in the Boston area in an Eastern European family, sardines were a staple for his family; and, when he served in the U.S. Air Force for four years, they became even more of a mainstay at mealtime. Once Scherz returned from his time in the military, he and Florence saw an opportunity to turn their love of sardines into a family business. But, as they began to search for a cannery partner in New England, they realized that the number of options had dwindled sharply over the years. So, they decided to partner with a cannery in the coastal town of Olhão, Portugal that aligned with their goals. “Back then, sustainability meant supporting a local economy that was disappearing,” Scherz says. “We wanted to save a lifestyle, a way of life, a business, a product that was that fast declining. The canneries in Maine had gone away; the canneries in California had gone away; there were no canneries left in the United States. When we went to Portugal, sustainability meant creating a product and keeping it going.” ScreenshotThe OG aesthetic tinned fishFrom the start, Bela set itself apart by packing its fish in extra virgin olive oil rather than hydrogenated soybean oil. And the company literally stood out on grocery store shelves for its playful, ultra-detailed packaging, featuring a lipstick-wearing fish mascot (or “spokesfish,” as Scherz nicknamed her) and a simple, sans-serif font. [Photo: Bela]“One of the things about our design back in 1997 was that we were one of the first lithograph, six-color process cans,” Scherz says. “Everything else was a wrap, or a box, or it was dirty and dingy on a shelf with a plastic wrap. We got shelf placement instantaneously 30 years ago, because we were always a very design-focused brand.” The choice to put package design front-and-center has proven to be a prescient move for Bela, as tinned fish has suddenly found itself in an unlikely spotlight. “I call us pandemic gold,” Scherz says. “Unfortunately, the pandemic was what made sardines so popular. I mean, I’ve been selling sardines for 23 years before the pandemic, and we were always in stores trying to gain trial—but the pandemic was a forced trial. People were concerned about cooking food or getting groceries and wiping them down. We forget how paranoid we were five years ago, but this product was clean, it was safe.” [Photo: Bela]According to Scherz, Bela’s growth plan of 8-10% per year has consistently doubled in the years following the pandemic. And per a report from IndustryARC, the global canned fish market is expected to reach $11.3 billion by 2027. The surge of interest in the product has caused new companies like Fishwife and Scout to emerge with their own carefully curated packaging and flavors (both companies sell their wares for around $35 per three-pack or more, depending on the variety.) Meanwhile, new high-end brands are charging as much as $75 for a three-pack of smoked eel or $26 for a single can of tuna. But Bela wants to assert that you can have your aesthetic fish and eat it, too—for prices ranging between just $5 and $7 per tin. With its new branding, Bela is emphasizing its accessibility and family-owned business model with slogans like “Fish is family” (amazing) and “Everyone’s welcome to the table.” And, the company is inviting a younger generation to enjoy its products with a modernized website that allows customers to purchase its products directly for the first time. [Photo: Bela]New design, same ’90s vibeOn shelves, Bela is sticking to its iconic ‘90s packaging—a smart choice, given the current resurgence of ‘90s-inspired CPG branding and the emphasis on visually exciting tinned fish designs (see Fishwife’s popular packaging, for example). But the brand’s digital presence is getting a major overhaul, spearheaded by the design agency Vicious Studio, with a new logo, website, and merch that even Gen Z can get behind. The Bela wordmark is now rendered in an ultra-bright-blue custom font. It’s an all-caps sans-serif, in keeping with the brand’s packaging, but now in a much bolder and bubblier form to bring the brand’s look up to 2025’s speed. [Photos: Bela]“Bela’s new look is bold, bright, and impossible to ignore—just like the New England I grew up in during the ‘90s,” says Vicious Studio designer Nicholas Jackson. “The wordmark has Fat letterforms with ink traps—a nod to old-school industry but with a fun, modern edge. It’s punchy, super legible, and stands up on a shelf like it owns the place.” The “spokesfish” mascot, Bela, has also gotten a makeover. Now, instead of being a full fish, she’s a sort of “talking head,” a more versatile design that can be oriented vertically or horizontally. Her signature eyelashes and lips remain. [Image: Bela]“The fish, still Bela at heart, got a digital-first glow-up,” says Jackson. “We tightened her up, focused on her head, eyes, and lips, and made her sharper, more scannable, and built for now. She’s no longer hand-drawn, but she’s still got that same energy, now with knocked-out outlines and a halftone texture—a little throwback to vintage print and the grittier, hard-worn aesthetic of New England docks and fish markets.” Bela is also test-driving a lifestyle move à la Sweetgreen and Erewhon with its own merch. The launch includes a trendy canvas tote bag, graphic crewnecks, and some retro-inspired banners (somehow, Bela is not the first fish-forward company to invest in trendy merch in the past several months—see Gorton’s fish stick tote bag designed for Gen Z). In the coming months, Scherz says, customers can expect an even larger branding overhaul from Bela. For now, though, he’s focused on ushering in a new era that he calls “tinned fish 3.0.” “If you look at Bela 1997 as tinned fish 1.0, then tinned fish 2.0 would be around the pandemic time, when it started to morph a little bit,” Scherz says. “Going forward, we’re going to start tinned fish 3.0—rebranding with fish-forward flavors and getting back to the utilitarian roots and authenticity of tinned fish. This 3.0 version is not going to be about glamour; it’s going to be about the fact that it’s a protein, it has omega-3, and it’s a delicious fish.” View the full article

Veteran-owned businesses significantly impact the small business landscape, playing an important role in fostering economic growth. This article will explore small business loans for veterans, highlighting how these financial resources can help veteran entrepreneurs succeed in their ventures. What is a Small Business Loan for Veterans? Small business loans for veterans are specialized financial products designed to recognize the service of military personnel by providing them with a competitive edge in entrepreneurship. Acknowledging the distinct challenges and benefits faced by veteran entrepreneurs, these loans offer essential capital, frequently under terms that are more favorable than those of traditional business loans. Here’s a detailed look: Specialized Loan Terms: Lower Interest Rates: Veterans are often rewarded with comparatively lower interest rates. This can translate to significant savings over the life of the loan. Extended Repayment Periods: Recognizing the hurdles of establishing a new business, these loans can have longer repayment timelines, easing the monthly financial burden on the borrower. Additional Support & Resources: Training & Workshops: Many institutions offering such loans also provide veterans with access to business training and workshops. These can be instrumental in helping them navigate the world of business. Mentorship Programs: Veterans can often benefit from mentorship programs, connecting them with experienced entrepreneurs who can offer guidance. Networking Opportunities: Being a part of the veteran entrepreneur community can open doors to various networking events and opportunities, helping businesses grow and thrive. Variety of Loan Options: Startup Loans: For veterans who are at the very start of their entrepreneurial journey, there are loans designed specifically to help launch their businesses. Equipment Financing: Veterans can avail loans designed specifically for purchasing equipment vital to their business operations. Working Capital Loans: These are designed to meet the daily operating expenses of a business, ensuring smooth day-to-day functioning. Eligibility & Documentation: Proof of Service: Most such loans require documentation or proof of service in the military. Business Plan: Lenders may require a detailed business plan to understand the feasibility of the business idea and its potential for success. Credit Score Check: While some programs may offer leniency, a good credit score can often facilitate better loan terms. Additional Benefits: Fee Waivers: Some lenders may waive certain fees, such as application or origination fees, for veterans. Counseling Services: Apart from business-centric resources, veterans might also have access to counseling services, aiding in personal and professional development. Notable Lending Institutions: SBA’s Office of Veterans Business Development (OVBD): They offer multiple programs, including the Veterans Advantage Loan Program. Veteran-specific Credit Unions & Banks: Some financial institutions focus exclusively on veteran and military clientele, providing tailored products and services. Small business loans for veterans are not just about financial assistance; they are a comprehensive support system designed to ensure the success of veteran entrepreneurs. By considering such a loan, veterans can leverage the benefits and resources to realize their business dreams. Types of Business Loans Available for Veterans When it comes to business loans tailored for veterans, there are various options to consider. These differ from standard small business loans in terms of eligibility requirements and terms. Here are some key types: SBA Veteran Business Loans The Small Business Administration (SBA) plays a pivotal role in helping veterans secure business financing. Here are the key aspects: SBA-Guaranteed Loans: The SBA guarantees a portion of the loan, reducing the risk for lenders and potentially allowing Veterans to access larger loan amounts or more favorable terms. SBA Veterans Advantage Program: This program offers fee waivers and discounts for Veterans on SBA loans, making them more affordable. Training Programs: Veterans can take advantage of SBA-sponsored training and counseling programs designed to improve their business management skills. Special Rates: SBA-affiliated lenders may offer veterans favorable rates. For example, the Veterans Advantage program waives fees on SBA Express Loans, easing Veterans’ financial burdens. Startup Business Loans for Veterans Startup business loans tailored for veterans are designed to assist in launching new ventures. They differ from regular small business loans in that they often consider factors like military experience and business plans without a prior financial track record. These loans provide veterans with the necessary financial foundation to kickstart their entrepreneurial journeys. Does the VA Offer Business Loans? The Veterans Administration (VA) does not directly offer VA business loans. Instead, veterans can access business financing through the Small Business Administration (SBA), which provides specialized loan programs tailored to veterans’ needs. These SBA loans typically offer more favorable terms and support for veteran-owned businesses. How Can a Veteran Qualify for a Business Loan? Securing a business loan as a veteran requires meeting specific qualifications. Let’s delve into these criteria: Importance of a Good Credit Score A solid credit score is pivotal in loan approval as it showcases your creditworthiness to lenders. Specific Credit Score Requirements for VA and VA Small Business Loans For VA and small business loans, credit score prerequisites vary. Typically, a credit score of 680 or higher is sought by traditional banks for VA business loans. Online vendors may accept scores of 600 for small business loans. Why Collateral Matters in Securing a Veteran Small Business Loan Collateral, which is an asset you pledge as security for the loan, is often required. It gives lenders reassurance in case of default. The Role of a Solid Business Plan A well-structured business plan is crucial when applying for a loan, especially for veterans in the Transition Assistance Program. It outlines your business strategy and financial projections. SBA Rates for Veterans The Small Business Administration offers various loan programs for veterans, each with distinct interest rates and terms. SBA loan rates range from 6% to 9.5%, while Military Reservist Economic Injury Disaster Loans have a fixed 4% interest rate. Private lenders, like National Funding, provide different options with rates ranging from 8% to 30%. Thorough research will help you find the best loan option for your business needs. Methodology: Business Loans for Veterans To assist veterans in finding suitable small business financing options, we use a specific set of criteria. These criteria help in identifying loan programs that are tailored to the experiences and qualifications of veterans. Each criterion is rated on a scale from 1 to 5, where 1 indicates the least importance and 5 the highest importance: Loan Terms and Conditions Importance: 5 We evaluate the terms of the loan, including interest rates, repayment periods, and any associated fees. Favorable terms are crucial for reducing financial burden. Accessibility and Qualification Requirements Importance: 5 The ease of accessing the loan and the clarity of qualification requirements are key. We prioritize loans that are specifically designed for veterans, considering factors like service history and military discharge status. Loan Amounts and Funding Flexibility Importance: 4 We assess the range of loan amounts available and the flexibility in how funds can be used. This ensures veterans can find financing that suits the scale and needs of their business. Application Process and Speed of Funding Importance: 4 The simplicity of the application process and the speed at which funds are made available are important, especially for veterans who may need quick funding to start or grow their businesses. Support Services and Resources Importance: 3 Additional support services, such as business counseling, training, or planning resources, are valuable for veteran entrepreneurs who may be new to the business world. Special Programs and Incentives for Veterans Importance: 4 We look for loans that offer special programs or incentives for veterans, such as reduced fees, lower interest rates, or loan forgiveness options. Reputation and Reliability of Lenders Importance: 4 The reputation and reliability of the lending institution are crucial. We consider lenders known for fair practices and positive customer experiences, especially with veteran clients. Community Impact and Networking Opportunities Importance: 3 Loans that provide opportunities for community engagement or networking with other veteran entrepreneurs add value beyond financial assistance. By applying these criteria, our aim is to guide veterans towards small business loans that not only provide necessary financial support but also align with their service background and business goals. Top Small Business Loans for Veterans Let’s take a look at a variety of financial resources, from SBA loans to online lenders, tailored to empower veteran entrepreneurs with funding options. SBA Loans The Small Business Administration (SBA) provides a range of loan programs specifically designed for small businesses, including those owned by veterans. These business loans for veterans typically come with attractive terms and reduced interest rates, which makes them a popular choice. Additionally, many SBA programs include incentives for veterans as well as unique programs and networking opportunities. Navy Federal Credit Union Navy Federal provides a range of financial services, including business loans. They offer business term loans, lines of credit, and SBA loans, with competitive rates and personalized support for veteran entrepreneurs. OnDeck OnDeck specializes in online lending, providing quick access to business loans and lines of credit. They offer straightforward application processes and short-term financing options suitable for veterans. Fundbox Fundbox is an online platform that offers invoice financing and lines of credit to small businesses. It provides quick and flexible financing solutions for veteran-owned companies. Bluevine BlueVine is an online lender that offers business lines of credit and invoice financing. They provide convenient access to capital, which can be valuable for veterans seeking financial support quickly. Credibly Credibly is a financial technology firm that offers working capital loans and merchant cash advances to small businesses, with a particular emphasis on those owned by veterans. They prioritize fast funding solutions. SmartBiz SmartBiz is an online marketplace that connects small business owners with banks that offer SBA loans. They streamline the SBA loan application process, making it more accessible for veterans. American Express® Business Line of Credit American Express provides business lines of credit designed to assist entrepreneurs in managing cash flow and funding different business requirements. Their financial products are especially beneficial for veteran business owners. Furthermore, American Express is well-regarded for delivering high-quality service. PNC Bank PNC Bank provides a wide range of financial services, including business loans, lines of credit, and equipment financing. They offer personalized solutions and support to veteran-owned businesses. Funding Circle Funding Circle is an online lending platform that connects small businesses with investors. They offer term loans with competitive rates, making them a potential financing option for veterans. Lender/ProgramDescriptionLoan Types OfferedSpecial Features for Veterans SBA LoansA federal agency offering loans with favorable terms tailored to small businesses, including veterans.Various small business loansLower interest rates, favorable terms Navy Federal Credit UnionA credit union providing a range of financial services with specialized support for veterans.Business term loans, lines of credit, SBA loansCompetitive rates, personalized support OnDeckOnline lender focusing on quick access to financing.Business loans, lines of creditQuick application, short-term options FundboxOnline platform offering flexible financing solutions tailored to small businesses' needs.Invoice financing, lines of creditQuick and flexible financing options BlueVineOnline lender providing convenient financing options.Business lines of credit, invoice financingConvenient access to capital CrediblyFinTech firm specializing in quick funding solutions.Working capital loans, merchant cash advancesFocus on rapid funding SmartBizOnline marketplace streamlining the SBA loan application process.SBA loansSimplified SBA application process American Express® Business Line of CreditFinancial product tailored for entrepreneurs' cash flow and financing needs.Business lines of creditCustomized financial products PNC BankBank offering a plethora of financial services with tailored solutions for businesses.Business loans, lines of credit, equipment financingPersonalized solutions and support Funding CircleOnline platform connecting businesses with investors.Term loansCompetitive interest rates Additional Considerations for Veterans Seeking Business Loans Securing a business loan as a veteran involves more than just meeting eligibility criteria. Let’s explore some vital factors: Financial Planning Before Applying for a Loan Before applying for a loan, veterans should make sure their finances are in good shape. This involves evaluating their personal credit, managing existing debts, and developing a clear financial plan for their business. Tax Benefits for Veteran-Owned Businesses Veteran-owned businesses may be eligible for tax benefits or reliefs, such as deductions or credits, which can ease the burden of loan repayment. These benefits vary by location and business structure, so consulting a tax professional is advisable. Alternatives to a Veteran Business Loan Aside from loans, veterans can explore alternative financing options such as grants, crowdfunding, or angel investors. Each has its pros and cons, so research thoroughly to find the best fit for your business. Veteran Entrepreneurship Training Programs Veterans can leverage specialized entrepreneurship training programs to enhance their business acumen. Some notable programs include Veterans Entrepreneurship Training (VET), Veterans Entrepreneurship Program (VEP), and Boots to Business, which offer valuable insights and skills for business success. Veterans Business Outreach Centers Veteran Business Outreach Centers (VBOCs) play a pivotal role in supporting veterans in securing business loans and other financial assistance. They offer training, counseling, and mentoring services nationwide, making them a valuable resource for aspiring veteran entrepreneurs. Case Studies: Success Stories of Veteran Small Business Owners Let’s explore the success stories of veteran entrepreneurs who secured loans and expanded their businesses. Jameson Paine, owner of Paine’s Patio in Massachusetts, used mentorship and an SBA loan through VETRN to open a second location, increasing revenue by 50%. David Hinson, owner of Total Package Express in Memphis, Tennessee, accessed the Veteran Loan Fund, allowing him to expand his business, raise revenue by 30%, and create job opportunities for veterans. These cases highlight the impact of tailored training, funding, and mentorship for veteran entrepreneurs. https://youtube.com/watch?v=lf2ccSECrhA%3Fsi%3DH8Ye14XTd7V2EY65 FAQs: Business Loans for Veterans How Hard Is It For Veteran Business Owners to Get a Business Loan? Securing a business loan as a veteran can be challenging due to varying eligibility criteria and credit score requirements set by lenders. It depends on individual financial circumstances. In addition to programs for veterans, some individuals may qualify for other programs, like USDA business loans, minority business loans, or small business loans for minorities. How Much Can You Get with a VA Business Loan? The loan amount you can obtain with a VA business loan varies based on factors like your creditworthiness, business plan, and the lender’s policies. These loans typically range from a few thousand dollars to several million. Are There Any Grants Available for Veteran-Owned Businesses? Yes, several small business grants for veterans are available through various agencies and organizations. Some notable options include Hivers and Strivers, Service-Disabled Veteran-Owned Small Business Program, Street Shares Foundation Veteran Small Business Award, Second Service Foundation, and Warriors Rising Small Business Grants. How to Find a Veteran-Owned Business to Buy From? To locate veteran-owned businesses to support, you can explore directories like the National Veteran-Owned Business Association (NaVOBA) or websites like BuyVeteran.com. Additionally, look for businesses displaying the “Veteran-Owned” logo or inquire directly when shopping or seeking services. There are also several franchises for veterans, for those interested in buying into a model that values military veteran skills in business. Image: Envato Elements This article, "Top Business Loans for Veterans" was first published on Small Business Trends View the full article

Veteran-owned businesses significantly impact the small business landscape, playing an important role in fostering economic growth. This article will explore small business loans for veterans, highlighting how these financial resources can help veteran entrepreneurs succeed in their ventures. What is a Small Business Loan for Veterans? Small business loans for veterans are specialized financial products designed to recognize the service of military personnel by providing them with a competitive edge in entrepreneurship. Acknowledging the distinct challenges and benefits faced by veteran entrepreneurs, these loans offer essential capital, frequently under terms that are more favorable than those of traditional business loans. Here’s a detailed look: Specialized Loan Terms: Lower Interest Rates: Veterans are often rewarded with comparatively lower interest rates. This can translate to significant savings over the life of the loan. Extended Repayment Periods: Recognizing the hurdles of establishing a new business, these loans can have longer repayment timelines, easing the monthly financial burden on the borrower. Additional Support & Resources: Training & Workshops: Many institutions offering such loans also provide veterans with access to business training and workshops. These can be instrumental in helping them navigate the world of business. Mentorship Programs: Veterans can often benefit from mentorship programs, connecting them with experienced entrepreneurs who can offer guidance. Networking Opportunities: Being a part of the veteran entrepreneur community can open doors to various networking events and opportunities, helping businesses grow and thrive. Variety of Loan Options: Startup Loans: For veterans who are at the very start of their entrepreneurial journey, there are loans designed specifically to help launch their businesses. Equipment Financing: Veterans can avail loans designed specifically for purchasing equipment vital to their business operations. Working Capital Loans: These are designed to meet the daily operating expenses of a business, ensuring smooth day-to-day functioning. Eligibility & Documentation: Proof of Service: Most such loans require documentation or proof of service in the military. Business Plan: Lenders may require a detailed business plan to understand the feasibility of the business idea and its potential for success. Credit Score Check: While some programs may offer leniency, a good credit score can often facilitate better loan terms. Additional Benefits: Fee Waivers: Some lenders may waive certain fees, such as application or origination fees, for veterans. Counseling Services: Apart from business-centric resources, veterans might also have access to counseling services, aiding in personal and professional development. Notable Lending Institutions: SBA’s Office of Veterans Business Development (OVBD): They offer multiple programs, including the Veterans Advantage Loan Program. Veteran-specific Credit Unions & Banks: Some financial institutions focus exclusively on veteran and military clientele, providing tailored products and services. Small business loans for veterans are not just about financial assistance; they are a comprehensive support system designed to ensure the success of veteran entrepreneurs. By considering such a loan, veterans can leverage the benefits and resources to realize their business dreams. Types of Business Loans Available for Veterans When it comes to business loans tailored for veterans, there are various options to consider. These differ from standard small business loans in terms of eligibility requirements and terms. Here are some key types: SBA Veteran Business Loans The Small Business Administration (SBA) plays a pivotal role in helping veterans secure business financing. Here are the key aspects: SBA-Guaranteed Loans: The SBA guarantees a portion of the loan, reducing the risk for lenders and potentially allowing Veterans to access larger loan amounts or more favorable terms. SBA Veterans Advantage Program: This program offers fee waivers and discounts for Veterans on SBA loans, making them more affordable. Training Programs: Veterans can take advantage of SBA-sponsored training and counseling programs designed to improve their business management skills. Special Rates: SBA-affiliated lenders may offer veterans favorable rates. For example, the Veterans Advantage program waives fees on SBA Express Loans, easing Veterans’ financial burdens. Startup Business Loans for Veterans Startup business loans tailored for veterans are designed to assist in launching new ventures. They differ from regular small business loans in that they often consider factors like military experience and business plans without a prior financial track record. These loans provide veterans with the necessary financial foundation to kickstart their entrepreneurial journeys. Does the VA Offer Business Loans? The Veterans Administration (VA) does not directly offer VA business loans. Instead, veterans can access business financing through the Small Business Administration (SBA), which provides specialized loan programs tailored to veterans’ needs. These SBA loans typically offer more favorable terms and support for veteran-owned businesses. How Can a Veteran Qualify for a Business Loan? Securing a business loan as a veteran requires meeting specific qualifications. Let’s delve into these criteria: Importance of a Good Credit Score A solid credit score is pivotal in loan approval as it showcases your creditworthiness to lenders. Specific Credit Score Requirements for VA and VA Small Business Loans For VA and small business loans, credit score prerequisites vary. Typically, a credit score of 680 or higher is sought by traditional banks for VA business loans. Online vendors may accept scores of 600 for small business loans. Why Collateral Matters in Securing a Veteran Small Business Loan Collateral, which is an asset you pledge as security for the loan, is often required. It gives lenders reassurance in case of default. The Role of a Solid Business Plan A well-structured business plan is crucial when applying for a loan, especially for veterans in the Transition Assistance Program. It outlines your business strategy and financial projections. SBA Rates for Veterans The Small Business Administration offers various loan programs for veterans, each with distinct interest rates and terms. SBA loan rates range from 6% to 9.5%, while Military Reservist Economic Injury Disaster Loans have a fixed 4% interest rate. Private lenders, like National Funding, provide different options with rates ranging from 8% to 30%. Thorough research will help you find the best loan option for your business needs. Methodology: Business Loans for Veterans To assist veterans in finding suitable small business financing options, we use a specific set of criteria. These criteria help in identifying loan programs that are tailored to the experiences and qualifications of veterans. Each criterion is rated on a scale from 1 to 5, where 1 indicates the least importance and 5 the highest importance: Loan Terms and Conditions Importance: 5 We evaluate the terms of the loan, including interest rates, repayment periods, and any associated fees. Favorable terms are crucial for reducing financial burden. Accessibility and Qualification Requirements Importance: 5 The ease of accessing the loan and the clarity of qualification requirements are key. We prioritize loans that are specifically designed for veterans, considering factors like service history and military discharge status. Loan Amounts and Funding Flexibility Importance: 4 We assess the range of loan amounts available and the flexibility in how funds can be used. This ensures veterans can find financing that suits the scale and needs of their business. Application Process and Speed of Funding Importance: 4 The simplicity of the application process and the speed at which funds are made available are important, especially for veterans who may need quick funding to start or grow their businesses. Support Services and Resources Importance: 3 Additional support services, such as business counseling, training, or planning resources, are valuable for veteran entrepreneurs who may be new to the business world. Special Programs and Incentives for Veterans Importance: 4 We look for loans that offer special programs or incentives for veterans, such as reduced fees, lower interest rates, or loan forgiveness options. Reputation and Reliability of Lenders Importance: 4 The reputation and reliability of the lending institution are crucial. We consider lenders known for fair practices and positive customer experiences, especially with veteran clients. Community Impact and Networking Opportunities Importance: 3 Loans that provide opportunities for community engagement or networking with other veteran entrepreneurs add value beyond financial assistance. By applying these criteria, our aim is to guide veterans towards small business loans that not only provide necessary financial support but also align with their service background and business goals. Top Small Business Loans for Veterans Let’s take a look at a variety of financial resources, from SBA loans to online lenders, tailored to empower veteran entrepreneurs with funding options. SBA Loans The Small Business Administration (SBA) provides a range of loan programs specifically designed for small businesses, including those owned by veterans. These business loans for veterans typically come with attractive terms and reduced interest rates, which makes them a popular choice. Additionally, many SBA programs include incentives for veterans as well as unique programs and networking opportunities. Navy Federal Credit Union Navy Federal provides a range of financial services, including business loans. They offer business term loans, lines of credit, and SBA loans, with competitive rates and personalized support for veteran entrepreneurs. OnDeck OnDeck specializes in online lending, providing quick access to business loans and lines of credit. They offer straightforward application processes and short-term financing options suitable for veterans. Fundbox Fundbox is an online platform that offers invoice financing and lines of credit to small businesses. It provides quick and flexible financing solutions for veteran-owned companies. Bluevine BlueVine is an online lender that offers business lines of credit and invoice financing. They provide convenient access to capital, which can be valuable for veterans seeking financial support quickly. Credibly Credibly is a financial technology firm that offers working capital loans and merchant cash advances to small businesses, with a particular emphasis on those owned by veterans. They prioritize fast funding solutions. SmartBiz SmartBiz is an online marketplace that connects small business owners with banks that offer SBA loans. They streamline the SBA loan application process, making it more accessible for veterans. American Express® Business Line of Credit American Express provides business lines of credit designed to assist entrepreneurs in managing cash flow and funding different business requirements. Their financial products are especially beneficial for veteran business owners. Furthermore, American Express is well-regarded for delivering high-quality service. PNC Bank PNC Bank provides a wide range of financial services, including business loans, lines of credit, and equipment financing. They offer personalized solutions and support to veteran-owned businesses. Funding Circle Funding Circle is an online lending platform that connects small businesses with investors. They offer term loans with competitive rates, making them a potential financing option for veterans. Lender/ProgramDescriptionLoan Types OfferedSpecial Features for Veterans SBA LoansA federal agency offering loans with favorable terms tailored to small businesses, including veterans.Various small business loansLower interest rates, favorable terms Navy Federal Credit UnionA credit union providing a range of financial services with specialized support for veterans.Business term loans, lines of credit, SBA loansCompetitive rates, personalized support OnDeckOnline lender focusing on quick access to financing.Business loans, lines of creditQuick application, short-term options FundboxOnline platform offering flexible financing solutions tailored to small businesses' needs.Invoice financing, lines of creditQuick and flexible financing options BlueVineOnline lender providing convenient financing options.Business lines of credit, invoice financingConvenient access to capital CrediblyFinTech firm specializing in quick funding solutions.Working capital loans, merchant cash advancesFocus on rapid funding SmartBizOnline marketplace streamlining the SBA loan application process.SBA loansSimplified SBA application process American Express® Business Line of CreditFinancial product tailored for entrepreneurs' cash flow and financing needs.Business lines of creditCustomized financial products PNC BankBank offering a plethora of financial services with tailored solutions for businesses.Business loans, lines of credit, equipment financingPersonalized solutions and support Funding CircleOnline platform connecting businesses with investors.Term loansCompetitive interest rates Additional Considerations for Veterans Seeking Business Loans Securing a business loan as a veteran involves more than just meeting eligibility criteria. Let’s explore some vital factors: Financial Planning Before Applying for a Loan Before applying for a loan, veterans should make sure their finances are in good shape. This involves evaluating their personal credit, managing existing debts, and developing a clear financial plan for their business. Tax Benefits for Veteran-Owned Businesses Veteran-owned businesses may be eligible for tax benefits or reliefs, such as deductions or credits, which can ease the burden of loan repayment. These benefits vary by location and business structure, so consulting a tax professional is advisable. Alternatives to a Veteran Business Loan Aside from loans, veterans can explore alternative financing options such as grants, crowdfunding, or angel investors. Each has its pros and cons, so research thoroughly to find the best fit for your business. Veteran Entrepreneurship Training Programs Veterans can leverage specialized entrepreneurship training programs to enhance their business acumen. Some notable programs include Veterans Entrepreneurship Training (VET), Veterans Entrepreneurship Program (VEP), and Boots to Business, which offer valuable insights and skills for business success. Veterans Business Outreach Centers Veteran Business Outreach Centers (VBOCs) play a pivotal role in supporting veterans in securing business loans and other financial assistance. They offer training, counseling, and mentoring services nationwide, making them a valuable resource for aspiring veteran entrepreneurs. Case Studies: Success Stories of Veteran Small Business Owners Let’s explore the success stories of veteran entrepreneurs who secured loans and expanded their businesses. Jameson Paine, owner of Paine’s Patio in Massachusetts, used mentorship and an SBA loan through VETRN to open a second location, increasing revenue by 50%. David Hinson, owner of Total Package Express in Memphis, Tennessee, accessed the Veteran Loan Fund, allowing him to expand his business, raise revenue by 30%, and create job opportunities for veterans. These cases highlight the impact of tailored training, funding, and mentorship for veteran entrepreneurs. https://youtube.com/watch?v=lf2ccSECrhA%3Fsi%3DH8Ye14XTd7V2EY65 FAQs: Business Loans for Veterans How Hard Is It For Veteran Business Owners to Get a Business Loan? Securing a business loan as a veteran can be challenging due to varying eligibility criteria and credit score requirements set by lenders. It depends on individual financial circumstances. In addition to programs for veterans, some individuals may qualify for other programs, like USDA business loans, minority business loans, or small business loans for minorities. How Much Can You Get with a VA Business Loan? The loan amount you can obtain with a VA business loan varies based on factors like your creditworthiness, business plan, and the lender’s policies. These loans typically range from a few thousand dollars to several million. Are There Any Grants Available for Veteran-Owned Businesses? Yes, several small business grants for veterans are available through various agencies and organizations. Some notable options include Hivers and Strivers, Service-Disabled Veteran-Owned Small Business Program, Street Shares Foundation Veteran Small Business Award, Second Service Foundation, and Warriors Rising Small Business Grants. How to Find a Veteran-Owned Business to Buy From? To locate veteran-owned businesses to support, you can explore directories like the National Veteran-Owned Business Association (NaVOBA) or websites like BuyVeteran.com. Additionally, look for businesses displaying the “Veteran-Owned” logo or inquire directly when shopping or seeking services. There are also several franchises for veterans, for those interested in buying into a model that values military veteran skills in business. Image: Envato Elements This article, "Top Business Loans for Veterans" was first published on Small Business Trends View the full article