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Palantir is caught in the middle of a brewing fight between Anthropic and the Pentagon
A dispute between AI company Anthropic and the Pentagon over how the military can use the company’s technology has now gone public. Amid tense negotiations, Anthropic has reportedly called for limits on two key applications: mass surveillance and autonomous weapons. The Defense Department, which The President renamed the Department of War last year, wants the freedom to use the technology without those restrictions. Caught in the middle is Palantir. The defense contractor provides the secure cloud infrastructure that allows the military to use Anthropic’s Claude model, but it has stayed quiet as tensions escalate. That’s even as the Pentagon, per Axios, threatens to designate Anthropic a “supply chain risk,” a move that could force Palantir to cut ties with one of its most important AI partners. The threat may be a negotiating tactic. But if carried out, it would have sweeping consequences, potentially barring not just Anthropic but its customers from government work. “That would just mean that the vast majority of companies that now use [Claude] in order to make themselves more effective would all of a sudden be ineligible for working for the government,” says Alex Bores, a former Palantir employee who is now running for Congress in New York’s 12th district. “It would be horribly hamstringing our government’s ability to get things done.” (Palantir did not respond to a request for comment.) Alex Bores Anthropic and the Pentagon’s war of words Anthropic has, until now, maintained close ties with the military. Claude was the first frontier AI model deployed on classified Pentagon networks. Last summer, the Defense Department awarded Anthropic a $200 million contract, and the company’s technology was even used in the recent U.S. operation to capture Nicolas Maduro, the Wall Street Journal reported this week. But the company’s commitment to certain AI safety principles has irked some people in President Donald The President’s orbit. (Katie Miller, Stephen Miller’s wife, has publicly accused the company of liberal bias and criticized its commitment to democratic values.) Unlike rivals xAI and OpenAI, both of which also also have Defense Department contracts, Anthropic is now locked in a fight with the Pentagon that playing out in public. “Anthropic is committed to using frontier AI in support of US national security. That’s why we were the first frontier AI company to put our models on classified networks and the first to provide customized models for national security customers,” a company spokesperson tells Fast Company. “Claude is used for a wide variety of intelligence-related use cases across the government, including the DoW, in line with our Usage Policy. We are having productive conversations, in good faith, with DoW on how to continue that work and get these complex issues right.” The Pentagon has taken a more confrontational tone. Agency officials are reviewing their relationship with Anthropic and have suggested that other contractors may also be required to stop working with the company. “The Department of War’s relationship with Anthropic is being reviewed,” Chief Pentagon spokesman Sean Parnell tells Fast Company. “Our nation requires that our partners be willing to help our warfighters win in any fight.” (Parnell did not respond to a request for clarification regarding specific concerns about autonomous weapons or surveillance.) Palantir, the middleman Palantir occupies a critical position in this ecosystem. A longtime government software provider, it has met a bevy of requirements allowing it to offer cloud services to support classified work. And, as is typical in the dizzying world of government technology contracting, Palantir also has key partnerships with Anthropic. Two years ago, the companies partnered to bring Anthropic’s technology to the government, a move that made Claude available to defense and intelligence services through Amazon Web Services. Last April, Anthropic joined Palantir’s FedStart program, which expanded the availability of its technology to government customers through Google Cloud. Government tech contracting is a wonky business, but companies that want to sell software to the government typically need to work with a certified cloud provider like Palantir, or obtain certification themselves. “If you’ve never operated in a classified environment before, you essentially need a vehicle,” explains Varoon Mathur, who worked on AI in the Biden administration. “Palantir is a defense contractor with deep operational integration. Anthropic is an AI model provider trying to access that ecosystem.” Growing tensions over how the Defense Department might use Claude also raise questions about how much visibility companies like Palantir and Anthropic have into the government’s use of their tools. “Anthropic and OpenAI offer Zero Data Retention usage, where they don’t store the asks made of their AI,” notes Steven Adler, a former OpenAI employee and AI safety expert tells Fast Company. “Naturally this makes it harder to enforce possible violations of their terms.” A person familiar with the matter said Anthropic does have insight into how its technology is used, regardless of whether it’s in a classified environment, and that the company is confident its partners and users have been deploying the tech in line with its policies. In its reporting, the Wall Street Journal cited people familiar with the matter who said an Anthropic employee did reach out to Palantir to ask about Claude’s use in the Maduro operation, though Anthropic denied to that outlet that it had spoken with Palantir beyond technical discussions. The Anthropic spokesperson tells Fast Company that the company cannot comment on its technology’s use in specific military operations, but said it “work[s] closely with our partners to ensure compliance.” More broadly, the standoff risks chilling relationships between Silicon Valley and Washington at a moment when the government is pushing to adopt AI more aggressively. “To state basically that it’s our way or the highway, and if you try to put any restrictions, we will not just not sign a contract, but go after your business, is a massive red flag for any company to even think about wanting to engage in government contracting,” says Bores. View the full article
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How the Olympic figure skating ‘Blade Angels’ could break a 20-year streak
From breathtaking jumps to mesmerizing spins, figure skating is one of the most popular sports at the Olympic Winter Games Milano Cortina 2026. In a survey, 56% of 1,000 Americans who planned on watching the winter Olympics said they would be tuning in to watch figure skating, according to market research from Reviews.com. And all eyes are on the American trio of female skaters known as the ‘Blade Angels,’ on Tuesday with the start of the women’s short program. Amber Glenn, Alysa Liu, and Isabeau Levito are hoping to take home the gold in individual women’s figure skating, something the U.S. women’s team has not done since 2006. Only the top 24 women skaters in the women’s short program will advance to the compete in the free skate final on Thursday. Here’s what to know. Who are the ‘Blade Angels’? The “Blade Angels” as they call themselves, are three U.S. women’s single figure skaters representing Team USA in this year’s winter Olympics: Amber Glenn, Alysa Liu, and Isabeau Levito. They have captivated the nation not only with their skating, but their friendship, and lively, non-conformist, authentic personalities. Glenn is the first openly LGBTQ+ woman to compete in women’s figure skating at the Winter Olympics. Their bravery and impressive skills have also garnered attention from celebrities like Madonna—who sent Glenn a video saying “Go get that gold”—and Taylor Swift, who introduced them in an Olympic video. The three have an impressive amount of wins among them: Liu is the 2025 World Figure Skating Champion, Glenn a three-time skating champion, and Levito is the 2024 world silver medalist. “I haven’t seen a U.S. women’s team this strong in 20 years,” Olympic gold medalist and commentator Tara Lipinski told NBC Olympics. What’s the history of Olympic figure skating? Figure skating was first introduced in the 1908 Summer Olympics, but didn’t become part of the winter games until 1924. From early on, it was one of the first Olympic sports with a female category, and actually the only winter Olympic sport for women until 1936. In the years since the 1950s, the U.S. women’s team has dominated the sport, taking home the gold again and again—from Tenley Albright, who was the first woman to win at the 1956 Cortina d’Ampezzo Games, to more recently, Michelle Kwan and Kristi Yamaguchi. View the full article
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When to Choose Resistance Bands vs. Dumbbells
We may earn a commission from links on this page. Resistance bands and dumbbells are both great for strength training at home, since they don’t require much storage space and tend to be a lot cheaper than a full setup with a barbell and plates. But they each have pros and cons, so let’s talk about how to choose. Resistance bands can offer more total weightIf you buy beefy enough resistance bands, they offer a lot of resistance. A pair of “strong” bands from EliteFTS will pull on a barbell with the same force as 122 to 275 pounds of weights, depending on how far you stretch them. During the time gyms were closed because of COVID, coach Greg Nuckols told us that a set of bands would be his pick for training as heavy as possible without traditional gym equipment. EliteFTS Pro resistance band pair $28.99 at Amazon Shop Now Shop Now $28.99 at Amazon Dumbbells are more versatileIf you truly love resistance bands, you can probably figure out how to do almost anything with them. But for most of us, dumbbells are a little more intuitive and it’s easier to find exercises that work appropriate muscles. If you use a resistance band, for many exercises you’ll need to find a place to anchor it. Sometimes you step on the band, so it’s pulling on your feet (not always comfortable if you work out barefoot). Other times you’ll need an appropriate anchor at floor level, or overhead, or straight in front of you. Depending on where you work out, there may not be anything strong enough to do the job with the right placement. This means it's easier to put together a routine with dumbbells: you just pick them up. Plenty of staple gym exercises use dumbbells, and you probably already know some: bicep curls, shoulder presses, bench presses, lunges, and so on. Just hold the weights and do the exercise, no planning needed. CAP Barbell 20 LB Pair Coated Hex Dumbbell Weight $46.97 at Amazon Get Deal Get Deal $46.97 at Amazon Resistance bands wear out over timeIron is forever, but rubber degrades over time. Check the manufacturer’s directions, but most will tell you to replace your bands after a year, or for thinner bands, sometimes just a few months. The way you use the bands can affect their lifespan. If the band rubs against its anchor point, for example, that can wear it out more quickly. (Follow manufacturers’ instructions for properly anchoring the band or attaching it to accessories.) When a band snaps, it may end up hitting you, which is why some trainers advise against moves like face pulls in which you’re pulling a band toward yourself. The tension on bands depends on their lengthThis, I think, is the most important difference between bands and dumbbells. When you pick up something from the floor, you have to support its entire weight as soon as it leaves the ground. But if you’re getting the resistance from a band, the resistance will feel very light when you’re closer to the floor, and get progressively harder as you stand up with it. This means you may be working harder than you want at the top of the lift, but not being challenged at all at the bottom. You can still work all your muscles if you choose and combine exercises appropriately, but you have to carefully choose exercises to make sure you're working every part of the range of movement. This factor means that bands aren’t a drop-in replacement for dumbbell or barbell work. You’ll outgrow fixed dumbbellsPeople often start with a pair of dumbbells that come stamped with a number on one end (a five-pound pair, for example), but if you actually train with dumbbells consistently, pretty soon you’ll need more. You’ll also notice that different exercises require different weights: Something that’s challenging to curl will probably still be too light to press overhead. A way around this is to buy adjustable dumbbells. You slide plates on and off, or with the fancy (expensive) brands you place them back on their rack and select the next weight. I have some picks for good adjustable dumbbells here. You can still outgrow adjustable dumbbells. The affordable ones that come in 40-pound sets might seem huge to you at first, but 20 pounds per hand is not that much if you’re strong. “I can always buy more of the little plates,” you’ll say to yourself, forgetting to check how much room the dumbbell handle has for little plates. Often, not much. The bottom line is that dumbbells and resistance bands each have their pros and cons. It’s cheaper to buy several sizes of resistance bands than to buy a full lineup of dumbbells, but the bands won’t necessarily give you the same workout. This is another case where the ideal answer is probably: Why not both? View the full article
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Fairway, NAIFA reverse mortgage training targets financial advisors
The two organizations announced the Certified Home Equity Advisor credential, which will help financial professionals integrate home equity in retirement plans. View the full article
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The ‘America’s Next Top Model’ docuseries proves anti-nostalgia is the new nostalgia
Reality Check: Inside America’s Next Top Model doesn’t begin in 2003, when America’s Next Top Model premiered and took television by storm. It doesn’t begin in the 1990s, when eventual host Tyra Banks rose to superstardom in the modeling industry. Instead, it begins in 2020, when the pandemic led a new generation to binge early-aughts reality TV, this time watching with a modern lens—and, naturally, tearing it to shreds on TikTok. From there, Netflix’s newest docuseries rewinds to tell the full story of America’s Next Top Model, from its pre-production through its 24 scandalous cycles and into its modern-day legacy, featuring interviews with contestants, producers, and judges, including Banks herself. Reality Check leans into the same trend that inspired its creation: reexamining years-old media, like a cult classic reality TV show, with a critical eye. What viewers casually did on TikTok in 2020, Reality Check does with finesse. It dissects the surface-level controversies fans already know about, from body shaming to the show’s infamous race-swapping photoshoot (and its oft-forgotten sequel four years later). Shandi Sullivan It also brings new revelations that cast the series in an even darker light, like Cycle 2 contestant Shandi Sullivan alleging that she was sexually assaulted on camera, with production doing nothing to step in or help her. Instead, the docuseries details Top Model portraying the incident as Sullivan cheating on her boyfriend, even filming her tearful call home to break the news to him. Through it all, Banks dodges accountability, even teasing that the show could come back for a 25th cycle. Reality Check is the latest entry in a trend of exposé documentaries around TV that many young adults watched in their childhoods, cashing in on nostalgia by peddling its opposite. In 2024, Quiet on Set: The Dark Side of Kids TV dove into the controversies surrounding Nickelodeon series, particularly those created under Dan Schneider’s tenure as a producer and showrunner. (That series built on the fervor generated by Jennette McCurdy’s best-selling 2022 memoir I’m Glad My Mom Died, which included stories from her time starring in iCarly and Sam & Cat.) Also in 2024, VICE released Dark Side of Reality TV, a 10-part docuseries with each episode focusing on the behind-the-scenes truth of a different reality TV show, including Toddlers & Tiaras, Hell’s Kitchen, Survivor, and—yes—America’s Next Top Model. Even as the aesthetics of 2000s pop culture are celebrated and embraced, their actual pop culture artifacts are subject to renewed criticism. Everyone loves to binge-watch. Everyone loves to hate-watch. Documentaries like Reality Check provide the perfect crossover. View the full article
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Microsoft Just Patched a Major Security Vulnerability for This Popular Windows App
AI-related changes to Notepad—yes, that Notepad—allowed attackers to execute arbitrary code on your computer. The vulnerability was related to Markdown support, which was added last year. Markdown is a simple way to add formatting, including links, to plaintext documents—and links were the source of the vulnerability. "An attacker could trick a user into clicking a malicious link inside a Markdown file opened in Notepad, causing the application to launch unverified protocols that load and execute remote files," according to the security response notice. Markdown has long been popular in certain parts of the internet—anyone who occasionally comments on Reddit or chats using Discord is likely at least a little familiar with it. But the markup language has become even more important in the age of AI—most documents are converted to plain text Markdown files to train models. Microsoft is patching more bugs than ever in Windows 11Markdown support was added around the same time Copilot was integrated into Notepad, as part of a broader push to add AI to every corner of the operating system. And there's an argument to be made that all these AI additions are adding up to new vulnerabilities. Microsoft patched 1,129 bugs in 2025 according to Krebs on Security, a prominent cybersecurity blog. That's an 11.9% increase over the previous year, which was already unusually high. Microsoft itself admits that AI agents will open up new vulnerabilities, even as the company adds them to Windows. This is all to say that installing security updates is likely more important now than ever. Sure, you could disable all AI features in Windows, but that's unlikely to protect you from all the new vulnerabilities—installing Linux might, though. How to patch this Notepad vulnerability Credit: Justin Pot Luckily for Windows users, this vulnerability was fixed in Microsoft's February 2026 security update. To find out if you've installed it, open the Settings app, head to "Windows Update," then check if an update labeled "2026-02 Security Update" is waiting to be installed. If so, click the "Restart Now" button to install the update. View the full article
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You may soon be asked to pay for Snapchat content. Here’s how it works
Snap is hoping to snap up another revenue stream in its quest to reduce its dependency on advertising. The social media company announced on Tuesday that it will begin offering subscriptions to select creators so they can earn income from their most engaged fans. In a move that supports both creators and its bottom line, Snap will begin testing “Creator Subscriptions” next week with a group of 15 Snapchat creators that includes Jeremiah Brown, Harry Jowsey, and Skai Jackson. Combined, these three creators have more than 3 million followers on Snap, and the company is betting that some portion of those followers will convert to paid subscribers to receive exclusive content, priority replies, and an ad-free experience. Creators will have the ability to set the monthly pricing for their subscriptions within Snap-recommended tiers that range from $4.99 to $19.99 per month, according to reporting by CNBC, and creators will receive approximately 60% of subscription revenue. Starting next Monday, Snapchatters will be able to subscribe to participating subscribers so long as they have Apple devices; the company hasn’t said when the feature will be available for Android users. “This launch builds on our continued investment in a creator-first monetization ecosystem–one designed to help creators strengthen relationships with their communities and build sustainable, scalable businesses on Snapchat,” the company said in a statement. MOVING BEYOND ADVERTISING By embracing the creator-to-consumer subscription model, Snapchat is hoping to build on the success of longer-running monetization offerings like the “Unified Monetization Program” and the “Snap Star Collab Studio,” both designed for creators. Snap is focused on “revenue diversification,” as CEO Evan Spiegel has repeatedly emphasized in recent quarters. That’s seen the Santa Monica, California-based company test the waters to gauge what (and how much) Snapchatters are willing to pay for social media content. The company launched Snapchat+ in 2022 for $3.99 per month, which unclocks some exclusive features, and about four months ago, it announced it would begin charging for storage plans for Memories on the platform. Both Snapchat+ and the Memories Storage Plans have proven successful, even if there’s been some grumbling among users. Thanks to those subscription offerings, and others, Snap ended 2025 with 24 million subscribers, a 71% increase from the same period in 2024, according to the company’s fourth-quarter results released earlier this month. CAN SUBSCRIPTIONS REVIVE THE STOCK? By looping in creators with the newest monetization features, Snapchat wants to give them the freedom to experiment while fostering connections on the platform. “We want the next step in our long-term creator monetization journey to be one that’s really rooted in real relationships,” Jim Shepherd, Snap’s head of content partnerships, said in an interview with CNBC. But the social media platform arrives late to what’s already become a crowded market for subscriptions—and at a time when subscription creep is becoming a more vexing issue. What’s more, a recent survey found that Gen Z, a core demographic for Snap, is feeling the subscription fatigue with respect to streaming services—a sentiment that might extend elsewhere. And investors remain skeptical about Snap’s recent efforts to diversify its revenue stream. The stock fell nearly 2% in mid-day trading on Tuesday, extending a year-to-date selloff of more than 41%. View the full article
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US charges two ex-executives at private equity-owned group with fraud
Former Mobileum employees ‘inflated’ revenues to drive up valuation before buyout, prosecutors allegeView the full article
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What Is a Background Check Before an Offer?
A background check before an offer is a vital part of the hiring process. It helps you verify a candidate’s information and assess any potential risks that could affect your organization. This step usually takes place after a conditional job offer and requires the candidate’s written consent. Comprehending what these checks can reveal and how they are conducted is important for making informed hiring decisions. So, what specific types of records do these checks typically include? Key Takeaways A background check before an offer verifies candidate information for accuracy and reliability to inform hiring decisions. It typically occurs after a conditional job offer is made and requires the candidate’s written consent. Common checks include criminal history, employment verification, education validation, and identity confirmation. Third-party providers often conduct checks to ensure legal compliance and minimize hiring risks. This process helps protect businesses from negligent hiring lawsuits and promotes a safer work environment. The Significance of Background Checks in the Hiring Process When you consider hiring a new employee, background checks are vital to the process, as they help guarantee that the information candidates provide is accurate and reliable. A background check before an offer can verify a candidate’s identity, qualifications, and credentials, ensuring that you make informed hiring decisions. This step is important in minimizing risks associated with employee theft, fraud, and workplace violence, especially in sensitive industries. Furthermore, conducting thorough checks helps protect your business from negligent hiring lawsuits by ensuring compliance with regulations like the Fair Credit Reporting Act (FCRA) and Equal Employment Opportunity Commission (EEOC) guidelines. Typically, background checks can take anywhere from two days to several weeks, depending on the depth of the screening required. Comprehending what’s a background check from an offer letter can greatly influence your hiring strategy, promoting a safer and more reliable workplace for everyone involved. Types of Background Checks Conducted Before an Offer Background checks before an offer encompass several types of evaluations that play a significant role in the hiring process. One of the primary checks involves evaluating criminal history to identify any past felonies or misdemeanors that could impact your job suitability. Employers often verify your employment history to confirm job titles, dates of employment, and eligibility for rehire, ensuring the accuracy of your claims. Education verification is also essential; it validates the degrees and institutions you’ve listed, especially for positions requiring specific qualifications. For roles with financial responsibilities, credit checks may be conducted to gauge your financial stability and potential risks. Finally, drug testing is commonly included in industries where safety and compliance are important, ensuring a drug-free workplace. Each of these checks aims to provide employers with a thorough view of your background, helping them make informed hiring decisions. The Importance of Candidate Consent Before conducting any background checks, it’s essential for you to understand that obtaining candidate consent is a legal requirement under the Fair Credit Reporting Act (FCRA). This not just protects your privacy but additionally guarantees transparency in the hiring process, as employers must inform you about the checks being performed. Without your explicit written permission, employers could face serious legal consequences, including lawsuits, highlighting the importance of consent in maintaining trust and compliance. Legal Requirements for Consent Obtaining consent from candidates for background checks isn’t just a best practice; it’s a legal requirement under the Fair Credit Reporting Act (FCRA). Employers must secure written consent before conducting most checks, ensuring the process is clear and specific about what’ll be investigated. This consent can be gathered during the job application or interview stages. Candidates likewise have the right to know the nature and scope of the background check prior to giving their consent. If an employer takes adverse action based on the background check results, they must provide the candidate with a copy of the report and a notice outlining their rights. Failing to obtain proper consent can lead to serious legal repercussions for employers. Importance of Transparency Transparency in the background check process plays a crucial role in establishing trust between employers and candidates. When you’re aware of what information will be reviewed and how it will be used, it alleviates concerns and promotes a positive experience. Employers must obtain your written consent before conducting most background checks, as required by the Fair Credit Reporting Act (FCRA). Clear communication about the types of checks being performed helps you understand your rights, including the right to dispute inaccuracies and receive copies of the reports. This transparency not only improves compliance with legal standards but also helps prevent potential discrimination claims related to background information. Overall, being open about the process is fundamental for building a respectful employer-candidate relationship. Common Records Included in Background Checks When conducting a background check, you’ll typically encounter several key records that help assess a candidate’s suitability. Identity verification methods confirm an applicant’s identity, whereas employment history verification guarantees their job claims are accurate. Furthermore, criminal record assessments provide insights into any past issues that could impact their role within your organization. Identity Verification Methods Before making a final hiring decision, employers often rely on various identity verification methods to confirm they’ve accurate information about candidates. These methods include checking government-issued identification, Social Security numbers, and even biometric data to verify a candidate’s true identity. Common records reviewed in background checks encompass identity records, which provide the foundation for validation. Furthermore, educational history checks verify degrees and certifications, often requiring direct communication with institutions to ascertain authenticity. Employers may likewise investigate digital breadcrumbs, such as online profiles and social media activities, to gain insights into a candidate’s professional image. Together, these verification methods help maintain the integrity of the hiring process and guarantee that employers make informed decisions. Employment History Verification Employers often need to verify a candidate’s employment history to guarantee the accuracy of the information provided during the hiring process. This verification typically involves confirming details like job titles, employment dates, and eligibility for rehire, often using payroll records and Social Security numbers. Employers usually contact human resources representatives from previous employers to validate the claims made by candidates. While privacy policies may prevent disclosure of specific performance details or reasons for leaving, vital insights about a candidate’s work history can still be gathered. Inconsistencies in employment history can raise red flags, potentially leading to a reconsideration of your application. As a result, accurate employment history verification is fundamental for evaluating your qualifications for the position. Criminal Record Assessment Criminal record assessments are a crucial part of background checks, as they provide insights into any previous felonies, misdemeanors, or arrest records that could affect your job suitability. These assessments typically include checks for serious criminal behavior, ensuring employers have a complete comprehension of your history. They may additionally involve searches against sex offender registries and federal crime databases, offering a thorough view of your criminal background. The Equal Employment Opportunity Commission (EEOC) provides guidelines for employers on using these records in hiring decisions to prevent discrimination. Since criminal records are usually available indefinitely, employers can access relevant historical data, particularly for positions of trust in finance, education, and healthcare, where employee behavior noticeably impacts others’ safety. Limitations of Standard Background Checks Although standard background checks are vital tools for evaluating potential employees, they’ve notable limitations that can impact the hiring process. For instance, military records typically require specific requests and are often not included in standard checks. Moreover, expunged convictions and minor infractions usually get omitted from reports, which means you might miss relevant information. In addition, sealed and juvenile records typically remain undisclosed, restricting your ability to evaluate a candidate’s full history accurately. Employers must tread carefully when considering criminal records to avoid discrimination and guarantee that any information is relevant to job suitability. Finally, the effectiveness of these checks can vary based on state-specific laws regarding disclosure and lookback periods for criminal records. This variability can lead to inconsistencies in the information available, making it important for you to understand these limitations when evaluating candidates. The Background Check Process Explained Before extending a job offer, many organizations conduct background checks to verify the information provided by candidates and assess any potential risks associated with hiring them. This process typically follows a conditional job offer and requires written consent from you, as mandated by the Fair Credit Reporting Act (FCRA). Here’s what to expect during the background check process: Employment History Verification: Employers confirm your past job titles, dates of employment, and reasons for leaving. Educational Qualifications Check: They verify your degrees, certifications, and institutions attended. Criminal Records Review: Employers assess any criminal history that may impact your suitability. Additional Checks: Some may include credit history or drug testing, depending on the role. The duration can vary considerably, from two days to several weeks, depending on the complexity of the checks. Employers must likewise comply with federal, state, and local laws throughout this process. Compliance With Legal Regulations Compliance with legal regulations is essential for employers conducting background checks, ensuring that the process is fair and transparent. Employers must adhere to the Fair Credit Reporting Act (FCRA), which requires notifying candidates and obtaining their written consent before proceeding. Furthermore, the Equal Employment Opportunity Commission (EEOC) emphasizes applying background checks consistently to prevent discrimination. Here’s a quick overview of key compliance requirements: Requirement Description FCRA Notification Inform candidates and obtain consent before checks. EEOC Guidelines Apply checks consistently to all candidates. Adverse Action Notices Provide candidates with pre-adverse action notices. State-Specific Laws Follow extra regulations based on state laws. Employers must also furnish candidates with a copy of their background check report if employment is denied based on its findings, ensuring transparency throughout the hiring process. The Role of Third-Party Background Check Providers When you consider background checks, third-party providers play an essential role in ensuring accuracy and compliance. They bring expertise in maneuvering legal requirements, which helps streamline the screening process and minimize risks. Furthermore, many of these firms offer customizable solutions designed for your industry’s unique needs, making the hiring process more efficient and effective. Expertise in Compliance Maneuvering the intricate terrain of employment regulations demands a sharp comprehension of compliance, and third-party background check providers play a crucial role in this process. They help guarantee adherence to laws like the Fair Credit Reporting Act (FCRA) and Equal Employment Opportunity Commission (EEOC) guidelines. By engaging these experts, you can benefit from: Detailed background reports, including criminal history and employment verification. Customizable screening options designed to specific industry needs. Reduced risk of employer liability through accurate reporting. Improved hiring efficiency, often completing checks within a week. Utilizing third-party services not just streamlines the process but also mitigates the challenges of legal compliance, allowing you to focus on finding the right candidate for your team. Streamlined Screening Process The screening process for potential hires can often be overwhelming, but third-party background check providers simplify this task considerably. They leverage their expertise to conduct thorough checks quickly and in compliance with legal standards like the Fair Credit Reporting Act (FCRA) and Equal Employment Opportunity Commission (EEOC) guidelines. Typically, these providers deliver background reports within a week, allowing you to make timely hiring decisions without unnecessary delays. By engaging third-party firms, you minimize the risk of legal complications, ensuring adherence to federal, state, and local regulations to protect against potential discrimination claims. Many providers additionally offer automated solutions that integrate seamlessly with your existing applicant tracking systems, enhancing workflow efficiency as you focus on your core business operations. Customized Background Checks Customized background checks are essential for guaranteeing that the hiring process aligns with the specific needs of your organization. By utilizing third-party providers, you can benefit from their expertise and streamlined processes. Here are four key advantages: Specialization: They conduct thorough checks, including identity verification, criminal history, and employment history. Speed: Most checks are completed within a week, markedly faster than in-house efforts. Legal Compliance: These providers help you navigate complex laws, reducing risks of discrimination and negligent hiring claims. Customization: Background checks can be adapted to your industry, focusing on relevant aspects like financial checks for finance roles or extensive criminal checks for positions with vulnerable populations. This approach improves your hiring efficiency and guarantees a safer workplace. How Long Does a Background Check Take? How long does a background check actually take? The duration usually ranges from 2 days to several weeks, depending on the type and depth of the check. For example, identity verification can be completed in as little as 90 seconds. Conversely, educational and employment verifications typically take only a few days. Nonetheless, criminal background checks and military inquiries are often more complex, leading to delays owing to factors like court backlogs. When third-party screening firms conduct checks, most are completed within a week, thanks to their streamlined processes. It’s essential to recognize that delays can arise from incomplete or inaccurate screening request forms submitted by employers. To avoid unnecessary waiting, verify all required information is correct and submitted without delay. By grasping these timelines, you can better manage expectations during the hiring process and prepare for potential delays. Ongoing Background Checks for Current Employees Ongoing background checks for current employees play a vital role in maintaining workplace safety and compliance with legal standards, especially as circumstances can change over time. These checks help organizations stay informed about their workforce and mitigate potential risks. Here are four key reasons why ongoing background checks are critical: Regulatory Compliance: Employers must follow the Fair Credit Reporting Act (FCRA) and obtain written permission from employees before conducting checks. Risk Identification: Regular updates can reveal any criminal activity or changes in an employee’s eligibility. Industry-Specific Necessity: Fields like healthcare and finance require ongoing checks to protect public safety and trust. Workplace Integrity: These checks guarantee employees consistently meet required qualifications and standards, nurturing a positive work environment. Protecting Your Company From Risks Associated With Negligent Hiring Employers face considerable challenges in guaranteeing they hire the right candidates, particularly in relation to avoiding the risks associated with negligent hiring. Conducting background checks before making job offers is essential to verify candidate credentials and minimize the risk of hiring unqualified individuals. Negligent hiring lawsuits can lead to severe legal and financial repercussions, especially when candidates with violent histories slip through the cracks. Research shows that organizations implementing background screening processes can meaningfully reduce employee theft, fraud, and workplace violence, particularly in sensitive sectors like finance and healthcare. To protect your company, guarantee compliance with federal guidelines such as the Fair Credit Reporting Act (FCRA) and Equal Employment Opportunity Commission (EEOC) standards during the background check process. These measures help mitigate legal risks. Background checks as well reveal discrepancies in candidates’ employment histories, allowing you to make informed hiring decisions and avoid potential liabilities linked to negligent hiring practices. Frequently Asked Questions Do Companies Run Background Checks Before They Make You Offer? Many companies don’t typically run background checks before making you an offer. Instead, they usually conduct these checks after extending a conditional offer to confirm your qualifications. Nonetheless, some industries, like finance or healthcare, might initiate preliminary checks to gauge your seriousness. Although most employers prefer to complete checks post-offer, expedited processes can occur to streamline hiring and onboarding, depending on the company’s urgency and policy. What Would Cause a Red Flag on a Background Check? Red flags on a background check can arise from several issues. Criminal convictions, especially felonies, may signal concerns about your suitability. Inconsistencies in your employment history, like mismatched job titles or unexplained gaps, can suggest dishonesty. Poor credit scores, particularly for roles with financial responsibilities, indicate potential instability. Furthermore, failed drug tests can disqualify you, raising questions about substance use. All these factors can greatly affect your chances of securing a position. What Is the Hardest Background Check to Pass? The hardest background check to pass often involves a thorough criminal history review, especially for roles requiring high trust, like finance or childcare. A significant criminal record can disqualify you. Furthermore, credit checks can be challenging; poor credit histories may hinder your chances in financially responsible positions. Failing drug tests, whether pre-employment or random, is another common barrier. Finally, discrepancies in employment history can undermine your credibility, making job offers elusive. At What Point in the Hiring Process Is a Background Check Done? A background check typically occurs after you’ve completed interviews and received a conditional job offer. This timing allows employers to verify your qualifications, work history, and any potential red flags before finalizing their decision. Some companies may conduct checks earlier in the process to speed up hiring, whereas others might allow you to start working before the check is complete, depending on their policies and the urgency of the position. Conclusion In summary, conducting a background check before extending a job offer is vital for informed hiring decisions. By verifying a candidate’s history and qualifications, you can mitigate risks and improve workplace safety. Obtaining consent from candidates is important, as is comprehending the limitations of standard checks. Utilizing third-party providers can streamline the process, ensuring thoroughness. In the end, these checks protect your company from potential legal issues and help maintain a trustworthy work environment. Image via Google Gemini This article, "What Is a Background Check Before an Offer?" was first published on Small Business Trends View the full article
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What Is a Background Check Before an Offer?
A background check before an offer is a vital part of the hiring process. It helps you verify a candidate’s information and assess any potential risks that could affect your organization. This step usually takes place after a conditional job offer and requires the candidate’s written consent. Comprehending what these checks can reveal and how they are conducted is important for making informed hiring decisions. So, what specific types of records do these checks typically include? Key Takeaways A background check before an offer verifies candidate information for accuracy and reliability to inform hiring decisions. It typically occurs after a conditional job offer is made and requires the candidate’s written consent. Common checks include criminal history, employment verification, education validation, and identity confirmation. Third-party providers often conduct checks to ensure legal compliance and minimize hiring risks. This process helps protect businesses from negligent hiring lawsuits and promotes a safer work environment. The Significance of Background Checks in the Hiring Process When you consider hiring a new employee, background checks are vital to the process, as they help guarantee that the information candidates provide is accurate and reliable. A background check before an offer can verify a candidate’s identity, qualifications, and credentials, ensuring that you make informed hiring decisions. This step is important in minimizing risks associated with employee theft, fraud, and workplace violence, especially in sensitive industries. Furthermore, conducting thorough checks helps protect your business from negligent hiring lawsuits by ensuring compliance with regulations like the Fair Credit Reporting Act (FCRA) and Equal Employment Opportunity Commission (EEOC) guidelines. Typically, background checks can take anywhere from two days to several weeks, depending on the depth of the screening required. Comprehending what’s a background check from an offer letter can greatly influence your hiring strategy, promoting a safer and more reliable workplace for everyone involved. Types of Background Checks Conducted Before an Offer Background checks before an offer encompass several types of evaluations that play a significant role in the hiring process. One of the primary checks involves evaluating criminal history to identify any past felonies or misdemeanors that could impact your job suitability. Employers often verify your employment history to confirm job titles, dates of employment, and eligibility for rehire, ensuring the accuracy of your claims. Education verification is also essential; it validates the degrees and institutions you’ve listed, especially for positions requiring specific qualifications. For roles with financial responsibilities, credit checks may be conducted to gauge your financial stability and potential risks. Finally, drug testing is commonly included in industries where safety and compliance are important, ensuring a drug-free workplace. Each of these checks aims to provide employers with a thorough view of your background, helping them make informed hiring decisions. The Importance of Candidate Consent Before conducting any background checks, it’s essential for you to understand that obtaining candidate consent is a legal requirement under the Fair Credit Reporting Act (FCRA). This not just protects your privacy but additionally guarantees transparency in the hiring process, as employers must inform you about the checks being performed. Without your explicit written permission, employers could face serious legal consequences, including lawsuits, highlighting the importance of consent in maintaining trust and compliance. Legal Requirements for Consent Obtaining consent from candidates for background checks isn’t just a best practice; it’s a legal requirement under the Fair Credit Reporting Act (FCRA). Employers must secure written consent before conducting most checks, ensuring the process is clear and specific about what’ll be investigated. This consent can be gathered during the job application or interview stages. Candidates likewise have the right to know the nature and scope of the background check prior to giving their consent. If an employer takes adverse action based on the background check results, they must provide the candidate with a copy of the report and a notice outlining their rights. Failing to obtain proper consent can lead to serious legal repercussions for employers. Importance of Transparency Transparency in the background check process plays a crucial role in establishing trust between employers and candidates. When you’re aware of what information will be reviewed and how it will be used, it alleviates concerns and promotes a positive experience. Employers must obtain your written consent before conducting most background checks, as required by the Fair Credit Reporting Act (FCRA). Clear communication about the types of checks being performed helps you understand your rights, including the right to dispute inaccuracies and receive copies of the reports. This transparency not only improves compliance with legal standards but also helps prevent potential discrimination claims related to background information. Overall, being open about the process is fundamental for building a respectful employer-candidate relationship. Common Records Included in Background Checks When conducting a background check, you’ll typically encounter several key records that help assess a candidate’s suitability. Identity verification methods confirm an applicant’s identity, whereas employment history verification guarantees their job claims are accurate. Furthermore, criminal record assessments provide insights into any past issues that could impact their role within your organization. Identity Verification Methods Before making a final hiring decision, employers often rely on various identity verification methods to confirm they’ve accurate information about candidates. These methods include checking government-issued identification, Social Security numbers, and even biometric data to verify a candidate’s true identity. Common records reviewed in background checks encompass identity records, which provide the foundation for validation. Furthermore, educational history checks verify degrees and certifications, often requiring direct communication with institutions to ascertain authenticity. Employers may likewise investigate digital breadcrumbs, such as online profiles and social media activities, to gain insights into a candidate’s professional image. Together, these verification methods help maintain the integrity of the hiring process and guarantee that employers make informed decisions. Employment History Verification Employers often need to verify a candidate’s employment history to guarantee the accuracy of the information provided during the hiring process. This verification typically involves confirming details like job titles, employment dates, and eligibility for rehire, often using payroll records and Social Security numbers. Employers usually contact human resources representatives from previous employers to validate the claims made by candidates. While privacy policies may prevent disclosure of specific performance details or reasons for leaving, vital insights about a candidate’s work history can still be gathered. Inconsistencies in employment history can raise red flags, potentially leading to a reconsideration of your application. As a result, accurate employment history verification is fundamental for evaluating your qualifications for the position. Criminal Record Assessment Criminal record assessments are a crucial part of background checks, as they provide insights into any previous felonies, misdemeanors, or arrest records that could affect your job suitability. These assessments typically include checks for serious criminal behavior, ensuring employers have a complete comprehension of your history. They may additionally involve searches against sex offender registries and federal crime databases, offering a thorough view of your criminal background. The Equal Employment Opportunity Commission (EEOC) provides guidelines for employers on using these records in hiring decisions to prevent discrimination. Since criminal records are usually available indefinitely, employers can access relevant historical data, particularly for positions of trust in finance, education, and healthcare, where employee behavior noticeably impacts others’ safety. Limitations of Standard Background Checks Although standard background checks are vital tools for evaluating potential employees, they’ve notable limitations that can impact the hiring process. For instance, military records typically require specific requests and are often not included in standard checks. Moreover, expunged convictions and minor infractions usually get omitted from reports, which means you might miss relevant information. In addition, sealed and juvenile records typically remain undisclosed, restricting your ability to evaluate a candidate’s full history accurately. Employers must tread carefully when considering criminal records to avoid discrimination and guarantee that any information is relevant to job suitability. Finally, the effectiveness of these checks can vary based on state-specific laws regarding disclosure and lookback periods for criminal records. This variability can lead to inconsistencies in the information available, making it important for you to understand these limitations when evaluating candidates. The Background Check Process Explained Before extending a job offer, many organizations conduct background checks to verify the information provided by candidates and assess any potential risks associated with hiring them. This process typically follows a conditional job offer and requires written consent from you, as mandated by the Fair Credit Reporting Act (FCRA). Here’s what to expect during the background check process: Employment History Verification: Employers confirm your past job titles, dates of employment, and reasons for leaving. Educational Qualifications Check: They verify your degrees, certifications, and institutions attended. Criminal Records Review: Employers assess any criminal history that may impact your suitability. Additional Checks: Some may include credit history or drug testing, depending on the role. The duration can vary considerably, from two days to several weeks, depending on the complexity of the checks. Employers must likewise comply with federal, state, and local laws throughout this process. Compliance With Legal Regulations Compliance with legal regulations is essential for employers conducting background checks, ensuring that the process is fair and transparent. Employers must adhere to the Fair Credit Reporting Act (FCRA), which requires notifying candidates and obtaining their written consent before proceeding. Furthermore, the Equal Employment Opportunity Commission (EEOC) emphasizes applying background checks consistently to prevent discrimination. Here’s a quick overview of key compliance requirements: Requirement Description FCRA Notification Inform candidates and obtain consent before checks. EEOC Guidelines Apply checks consistently to all candidates. Adverse Action Notices Provide candidates with pre-adverse action notices. State-Specific Laws Follow extra regulations based on state laws. Employers must also furnish candidates with a copy of their background check report if employment is denied based on its findings, ensuring transparency throughout the hiring process. The Role of Third-Party Background Check Providers When you consider background checks, third-party providers play an essential role in ensuring accuracy and compliance. They bring expertise in maneuvering legal requirements, which helps streamline the screening process and minimize risks. Furthermore, many of these firms offer customizable solutions designed for your industry’s unique needs, making the hiring process more efficient and effective. Expertise in Compliance Maneuvering the intricate terrain of employment regulations demands a sharp comprehension of compliance, and third-party background check providers play a crucial role in this process. They help guarantee adherence to laws like the Fair Credit Reporting Act (FCRA) and Equal Employment Opportunity Commission (EEOC) guidelines. By engaging these experts, you can benefit from: Detailed background reports, including criminal history and employment verification. Customizable screening options designed to specific industry needs. Reduced risk of employer liability through accurate reporting. Improved hiring efficiency, often completing checks within a week. Utilizing third-party services not just streamlines the process but also mitigates the challenges of legal compliance, allowing you to focus on finding the right candidate for your team. Streamlined Screening Process The screening process for potential hires can often be overwhelming, but third-party background check providers simplify this task considerably. They leverage their expertise to conduct thorough checks quickly and in compliance with legal standards like the Fair Credit Reporting Act (FCRA) and Equal Employment Opportunity Commission (EEOC) guidelines. Typically, these providers deliver background reports within a week, allowing you to make timely hiring decisions without unnecessary delays. By engaging third-party firms, you minimize the risk of legal complications, ensuring adherence to federal, state, and local regulations to protect against potential discrimination claims. Many providers additionally offer automated solutions that integrate seamlessly with your existing applicant tracking systems, enhancing workflow efficiency as you focus on your core business operations. Customized Background Checks Customized background checks are essential for guaranteeing that the hiring process aligns with the specific needs of your organization. By utilizing third-party providers, you can benefit from their expertise and streamlined processes. Here are four key advantages: Specialization: They conduct thorough checks, including identity verification, criminal history, and employment history. Speed: Most checks are completed within a week, markedly faster than in-house efforts. Legal Compliance: These providers help you navigate complex laws, reducing risks of discrimination and negligent hiring claims. Customization: Background checks can be adapted to your industry, focusing on relevant aspects like financial checks for finance roles or extensive criminal checks for positions with vulnerable populations. This approach improves your hiring efficiency and guarantees a safer workplace. How Long Does a Background Check Take? How long does a background check actually take? The duration usually ranges from 2 days to several weeks, depending on the type and depth of the check. For example, identity verification can be completed in as little as 90 seconds. Conversely, educational and employment verifications typically take only a few days. Nonetheless, criminal background checks and military inquiries are often more complex, leading to delays owing to factors like court backlogs. When third-party screening firms conduct checks, most are completed within a week, thanks to their streamlined processes. It’s essential to recognize that delays can arise from incomplete or inaccurate screening request forms submitted by employers. To avoid unnecessary waiting, verify all required information is correct and submitted without delay. By grasping these timelines, you can better manage expectations during the hiring process and prepare for potential delays. Ongoing Background Checks for Current Employees Ongoing background checks for current employees play a vital role in maintaining workplace safety and compliance with legal standards, especially as circumstances can change over time. These checks help organizations stay informed about their workforce and mitigate potential risks. Here are four key reasons why ongoing background checks are critical: Regulatory Compliance: Employers must follow the Fair Credit Reporting Act (FCRA) and obtain written permission from employees before conducting checks. Risk Identification: Regular updates can reveal any criminal activity or changes in an employee’s eligibility. Industry-Specific Necessity: Fields like healthcare and finance require ongoing checks to protect public safety and trust. Workplace Integrity: These checks guarantee employees consistently meet required qualifications and standards, nurturing a positive work environment. Protecting Your Company From Risks Associated With Negligent Hiring Employers face considerable challenges in guaranteeing they hire the right candidates, particularly in relation to avoiding the risks associated with negligent hiring. Conducting background checks before making job offers is essential to verify candidate credentials and minimize the risk of hiring unqualified individuals. Negligent hiring lawsuits can lead to severe legal and financial repercussions, especially when candidates with violent histories slip through the cracks. Research shows that organizations implementing background screening processes can meaningfully reduce employee theft, fraud, and workplace violence, particularly in sensitive sectors like finance and healthcare. To protect your company, guarantee compliance with federal guidelines such as the Fair Credit Reporting Act (FCRA) and Equal Employment Opportunity Commission (EEOC) standards during the background check process. These measures help mitigate legal risks. Background checks as well reveal discrepancies in candidates’ employment histories, allowing you to make informed hiring decisions and avoid potential liabilities linked to negligent hiring practices. Frequently Asked Questions Do Companies Run Background Checks Before They Make You Offer? Many companies don’t typically run background checks before making you an offer. Instead, they usually conduct these checks after extending a conditional offer to confirm your qualifications. Nonetheless, some industries, like finance or healthcare, might initiate preliminary checks to gauge your seriousness. Although most employers prefer to complete checks post-offer, expedited processes can occur to streamline hiring and onboarding, depending on the company’s urgency and policy. What Would Cause a Red Flag on a Background Check? Red flags on a background check can arise from several issues. Criminal convictions, especially felonies, may signal concerns about your suitability. Inconsistencies in your employment history, like mismatched job titles or unexplained gaps, can suggest dishonesty. Poor credit scores, particularly for roles with financial responsibilities, indicate potential instability. Furthermore, failed drug tests can disqualify you, raising questions about substance use. All these factors can greatly affect your chances of securing a position. What Is the Hardest Background Check to Pass? The hardest background check to pass often involves a thorough criminal history review, especially for roles requiring high trust, like finance or childcare. A significant criminal record can disqualify you. Furthermore, credit checks can be challenging; poor credit histories may hinder your chances in financially responsible positions. Failing drug tests, whether pre-employment or random, is another common barrier. Finally, discrepancies in employment history can undermine your credibility, making job offers elusive. At What Point in the Hiring Process Is a Background Check Done? A background check typically occurs after you’ve completed interviews and received a conditional job offer. This timing allows employers to verify your qualifications, work history, and any potential red flags before finalizing their decision. Some companies may conduct checks earlier in the process to speed up hiring, whereas others might allow you to start working before the check is complete, depending on their policies and the urgency of the position. Conclusion In summary, conducting a background check before extending a job offer is vital for informed hiring decisions. By verifying a candidate’s history and qualifications, you can mitigate risks and improve workplace safety. Obtaining consent from candidates is important, as is comprehending the limitations of standard checks. Utilizing third-party providers can streamline the process, ensuring thoroughness. In the end, these checks protect your company from potential legal issues and help maintain a trustworthy work environment. Image via Google Gemini This article, "What Is a Background Check Before an Offer?" was first published on Small Business Trends View the full article
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Different Corporation Types You Should Know
When starting a business, comprehension of the different corporation types is essential for your success. Each type—like C corporations, S corporations, and nonprofits—has unique features regarding liability, taxation, and management. For instance, C corporations face double taxation, whereas S corporations allow profits to pass directly to shareholders. Nonprofit corporations focus on social causes and can gain tax-exempt status. Knowing these distinctions helps you make informed decisions about your business structure. The implications of your choice can greatly impact your operations and goals. Key Takeaways C Corporations face double taxation but allow unlimited shareholders and can issue multiple classes of stock for complex capital structures. S Corporations avoid double taxation with profits passed to shareholders, but have a maximum limit of 100 shareholders, all of whom must be U.S. citizens. Limited Liability Companies (LLCs) offer personal liability protection and pass-through taxation, with flexible management structures appealing to many entrepreneurs. Limited Liability Partnerships (LLPs) provide liability protection for partners against each other’s misconduct while allowing pass-through taxation. Nonprofit Corporations focus on social causes, reinvesting earnings into their mission and often gaining tax-exempt status for contributions. Understanding Business Structures Grasping the various types of business structures is crucial for anyone looking to start or manage a business. You have several options, including sole proprietorships, partnerships, LLCs, S corporations, C corporations, and nonprofits. Each structure has unique characteristics that impact liability and taxation. For instance, LLCs offer limited personal liability and allow for pass-through taxation, whereas S corporations enable up to 100 shareholders to report profits on personal tax returns, thereby avoiding double taxation. When considering S corporation vs LLC taxes, keep in mind that LLCs often provide more flexibility in management and ownership. Sole Proprietorships A sole proprietorship is a straightforward business structure where you’re the owner, and the business is legally considered part of you. This means you face unlimited personal liability for any debts or obligations your business incurs, making it essential to understand the risks involved. Setting up a sole proprietorship is simple, requiring minimal paperwork, but you should consider filing for an assumed name if you want to operate under a different name. Definition and Characteristics When you think about starting a business, a sole proprietorship often comes to mind as the simplest structure available. This type of business is characterized by the following features: Single Ownership: You’re the sole owner, and the business and you’re legally the same entity. No Formal Paperwork: You don’t need extensive documents to start; just an assumed name certificate if you’re using a different name. Tax Simplicity: The IRS classifies it as a single-owner business, letting you report profits on your personal tax return. Common Use: Freelancers, independent contractors, and gig workers frequently choose this structure owing to its ease of setup and management. Liability and Risks In a sole proprietorship, personal liability is a critical concern that every owner must understand. You face unlimited personal liability, meaning your assets can be at risk for business debts and legal obligations. Since there’s no legal distinction between you and your business, you could be directly exposed to lawsuits related to your business activities. Furthermore, the absence of formal registration can make it challenging to secure business credit or loans, as lenders often see you as a higher risk. To mitigate these risks, consider obtaining personal liability insurance, which can help protect against potential lawsuits or financial losses. Nevertheless, the lack of liability protection may discourage you from taking necessary business risks that could promote growth and innovation. Establishment Process Establishing a sole proprietorship is often seen as the most straightforward way to start a business, since it requires no formal filing with the state. You and your business are legally the same entity, simplifying the process. Nevertheless, if you plan to operate under a name other than your own, you’ll need to file a “doing business as” (DBA) form. Here’s how to get started: Choose your business name and check for availability. Obtain any necessary local permits or licenses. Register your DBA if applicable. Report your business income and expenses on your personal tax return, avoiding separate filings. Just remember, you’re personally liable for all business debts, so weigh your risks carefully. General Partnerships General partnerships are a popular business structure formed by two or more individuals who decide to share both the profits and responsibilities of their venture. In this setup, all partners have unlimited personal liability, meaning your personal assets could be at risk if the business incurs debts or faces legal issues. Typically, you don’t need formal registration to create a general partnership, but an assumed name certificate may be required if you operate under a different name. Moreover, a partnership agreement can clarify rights, responsibilities, and profit-sharing; it doesn’t need to be in writing to be valid. In addition, as a pass-through entity, the partnership doesn’t pay federal income tax; instead, profits and losses are reported on each partner’s tax return. Limited Partnerships Limited partnerships are structured with at least one general partner who manages the business and assumes personal liability for its debts, whereas limited partners contribute capital and enjoy limited liability based on their investment. This arrangement allows the general partner to maintain full control over operations, but limited partners typically stay out of management decisions to protect their liability status. Comprehending the liability implications and tax considerations associated with limited partnerships is crucial for anyone looking to engage in this type of business structure. Structure of Limited Partnerships The structure of a limited partnership is designed to balance management control with financial investment. In this arrangement, you’ll find distinct roles for partners, ensuring clarity in operations and responsibilities. Here’s how it typically works: General Partner: Manages the business and assumes full personal liability for debts. Limited Partners: Contribute capital but have their liability restricted to their investment amount. Partnership Agreement: A formal document outlines roles, contributions, and profit-sharing among partners. Legal Filing: Limited partnerships must file a certificate of limited partnership with the state to establish legal status and protect limited partners’ liability. This structure is often favored in industries like real estate and venture capital, allowing investors to minimize personal risk during still reaping the benefits of profits. Liability Implications for Partners Comprehending liability implications in limited partnerships is crucial for both general and limited partners, as it directly affects their financial risk. In a limited partnership, general partners manage the business and bear full personal liability for its debts. This means their personal assets can be at risk if the partnership faces financial difficulties. Conversely, limited partners enjoy liability protection limited to their investment, but they must avoid engaging in day-to-day management to maintain this status. If they do participate, they could face personal liability similar to general partners. To protect all parties, a formal partnership agreement should clearly outline roles and responsibilities, and many jurisdictions require filing a certificate of limited partnership to establish this liability status publicly. Tax Considerations and Benefits When exploring tax implications in limited partnerships, you’ll find that they offer several advantages that can greatly benefit investors. Here are some key points to take into account: Pass-through taxation: Income is reported on partners’ personal tax returns, avoiding the double taxation found in C corporations. Limited liability: Limited partners’ liability is restricted to their investment, providing financial protection. Operational freedom: Limited partners don’t manage daily operations, allowing them to invest without additional responsibilities. Flexible profit distribution: Partners can allocate income according to their financial goals, enhancing tax planning. These factors make limited partnerships an attractive option for investors looking to minimize their tax burden and maximize their investment potential as they maintain financial security. Limited Liability Partnerships Limited Liability Partnerships (LLPs) offer a unique business structure that combines the benefits of partnership with protections against personal liability. In an LLP, you share management and profit distribution while being shielded from liability for the actions of your partners. Each partner is only responsible for their own professional misconduct, making it an attractive option for professionals like lawyers and accountants. To establish an LLP, you’ll need a formal agreement that outlines the rights and responsibilities of each partner, ensuring clarity in management. Furthermore, you must file a registration form with your state and comply with its specific regulations. LLPs typically enjoy pass-through taxation, allowing you to report profits and losses on your personal tax returns and avoid double taxation. Limited Liability Companies (LLCs) As you explore business structures, you’ll find that Limited Liability Companies (LLCs) offer a combination of flexibility and personal asset protection that appeals to many entrepreneurs. Here are some key features of LLCs: Personal Liability Protection: Your personal assets are typically shielded from business debts and legal actions. Pass-Through Taxation: Profits and losses are reported on your personal tax returns, avoiding double taxation. Unlimited Members: An LLC can have any number of members, including individuals and other entities. Flexible Management: Unlike corporations, LLCs don’t require a board of directors, allowing for a more adaptable operational structure. C Corporations C Corporations are unique in that they operate as separate legal entities, which means they face taxation on their profits at the corporate level. This can lead to double taxation when dividends are distributed to shareholders, who then pay taxes on those earnings individually. Unlike other business structures, C Corporations have no limits on the number or type of shareholders, making them a flexible choice for companies looking to grow or attract investment. Taxation Structure Overview When evaluating the taxation structure of C Corporations, it’s essential to understand that these entities are taxed as separate legal entities. This means their profits face corporate income tax rates, potentially leading to double taxation when dividends are paid to shareholders. Here are some key points to take into account: The current corporate tax rate is set at 21% under the Tax Cuts and Jobs Act. Profits retained within the corporation for reinvestment aren’t taxed at the shareholder level until distributed. C Corporations can issue multiple classes of stock and have no limit on shareholders. They must hold annual meetings and maintain a board of directors, adding operational complexity. Understanding these factors will help you navigate the financial terrain of C Corporations. Shareholder Limitations Explained Though many business structures impose limitations on shareholder numbers or types, C Corporations stand out due to their unrestricted approach. They can have an unlimited number of shareholders, which allows you to attract a diverse group of investors and raise substantial capital. This flexibility extends to the types of shareholders, as individuals, other corporations, and foreign entities can all hold shares. C Corporations are also required to have a board of directors to oversee operations, ensuring accountability. Unlike S Corporations, they face no restrictions on share distribution or shareholder types, enabling complex capital structures. This combination of unlimited shareholders and flexible ownership makes C Corporations a popular choice for larger businesses and those considering going public. S Corporations S corporations offer a unique business structure that allows profits and losses to flow directly to shareholders, thereby avoiding the double taxation typically associated with traditional corporations. Here are some key aspects to contemplate: Shareholder Limit: S corporations can have a maximum of 100 shareholders, all of whom must be U.S. citizens or resident aliens. Single Class of Stock: They must maintain only one class of stock, ensuring all shares have equal rights to distributions and liquidation. Salary and Dividends: Shareholders can receive salaries as employees, which are subject to payroll taxes, during which remaining profits can be distributed as dividends, exempt from self-employment tax. IRS Scrutiny: S corporations face strict IRS regulations to prevent tax evasion, including mandates on reasonable compensation for shareholder-employees. Nonprofit Corporations Nonprofit corporations exist primarily to serve a public or social cause rather than to generate profits for shareholders. Their earnings are reinvested to further their mission, allowing them to focus on their objectives. Under Section 501(c)(3) of the Internal Revenue Code, nonprofits are exempt from federal income tax, which helps them allocate more resources effectively. Governed by a board of directors, they make critical decisions and guarantee the organization adheres to its legal obligations. Donations to these corporations are usually tax-deductible for the donor, encouraging contributions from individuals and businesses. Nonprofits can secure funding from various sources, including grants, donations, membership fees, and government support, which enables them to sustain operations and expand their impact in the community. Benefit Corporations Benefit corporations represent a unique hybrid of for-profit and socially responsible enterprises, aiming to generate profit as well as positively impacting society and the environment. These entities stand apart from traditional corporations, as they focus on more than just profit maximization. Here are four key features of benefit corporations: They’re legally required to evaluate the impact of their decisions on stakeholders, including employees, customers, and the environment. They must meet specific social and environmental performance standards, often verified by third parties. They offer flexibility in governance structures, unlike B Corporations, which are certified by B Lab. Over 40 states in the U.S. recognize benefit corporations under state laws, promoting transparency and accountability in business practices. Close Corporations As benefit corporations focus on balancing profit with social responsibility, close corporations cater to a different business model centered around ownership and management structure. Close corporations, often called “closely held” corporations, are typically owned by a small group of shareholders, usually family or friends. This ownership structure allows for greater control and flexibility in management and operations. Since shares in close corporations are typically not publicly traded, they help maintain privacy and control over ownership and decision-making. These corporations are exempt from many formalities and regulations governing traditional corporations, making them easier to manage. Nevertheless, they must adhere to state laws that define their operation, including limits on the number of shareholders, which typically can’t exceed 35 in many jurisdictions. Cooperatives Cooperatives represent a unique business model where ownership and management are shared among members, known as user-owners. Each member has an equal say in decision-making, typically governed by an elected board of directors. Here are key features of cooperatives: Equal Participation: Every member enjoys voting rights, influencing governance and policies. Profit Distribution: Profits are shared based on usage of services, not capital contribution. Diverse Sectors: Cooperatives operate in agriculture, retail, housing, and healthcare to meet common needs. Member Benefits: They provide lower prices, improved services, and increased bargaining influence. With these aspects, cooperatives cultivate community-driven business models that prioritize the interests of their members. Frequently Asked Questions Is My LLC an S or C Corp? To determine if your LLC is classified as an S corporation or a C corporation, check whether you filed Form 2553 with the IRS. If you did and met the criteria—like having no more than 100 shareholders—you’re likely an S corporation. If you didn’t file, your LLC defaults to C corporation status, which subjects your profits to double taxation. Comprehending this classification helps you manage your tax liabilities effectively. What Are the Different Types of Corporations? There are several types of corporations you should be aware of. S corporations allow profits to pass through to shareholders, avoiding double taxation but limiting ownership. C corporations are taxed separately from their owners, potentially facing double taxation on profits. Non-profit corporations focus on charitable activities and enjoy tax-exempt status. Finally, Limited Liability Companies (LLCs) offer personal liability protection and flexible management, making them ideal for small businesses seeking protection without complex tax implications. What’s Better, LLC or C Corp? Deciding whether an LLC or a C Corp is better depends on your business goals. If you seek simplicity and lower costs, an LLC might suit you, as it offers personal asset protection and pass-through taxation. Nonetheless, if you’re planning to scale and attract investors, a C Corp may be advantageous, allowing unlimited shareholders and easier capital raising, in spite of the intricacies and double taxation. Consider your long-term objectives before making a choice. Which One Is Better, C Corp or S Corp? Choosing between a C corp and an S corp depends on your business goals. If you plan to raise significant capital or go public, a C corp might suit you better because of its flexibility in issuing multiple stock classes and having no shareholder limits. On the other hand, if you value tax efficiency and operate a small to medium-sized business, an S corp could be advantageous, allowing profits to pass through to your personal tax return without double taxation. Conclusion In conclusion, grasping the different types of corporations is essential for making informed business decisions. Each structure—be it a C corporation, S corporation, or nonprofit—offers unique advantages and disadvantages regarding liability, taxation, and management. As you consider your options, weigh these factors carefully to choose the right fit for your goals. This knowledge will help you navigate the intricacies of business ownership and align your organization with your values and objectives. Image via Google Gemini and ArtSmart This article, "Different Corporation Types You Should Know" was first published on Small Business Trends View the full article
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Different Corporation Types You Should Know
When starting a business, comprehension of the different corporation types is essential for your success. Each type—like C corporations, S corporations, and nonprofits—has unique features regarding liability, taxation, and management. For instance, C corporations face double taxation, whereas S corporations allow profits to pass directly to shareholders. Nonprofit corporations focus on social causes and can gain tax-exempt status. Knowing these distinctions helps you make informed decisions about your business structure. The implications of your choice can greatly impact your operations and goals. Key Takeaways C Corporations face double taxation but allow unlimited shareholders and can issue multiple classes of stock for complex capital structures. S Corporations avoid double taxation with profits passed to shareholders, but have a maximum limit of 100 shareholders, all of whom must be U.S. citizens. Limited Liability Companies (LLCs) offer personal liability protection and pass-through taxation, with flexible management structures appealing to many entrepreneurs. Limited Liability Partnerships (LLPs) provide liability protection for partners against each other’s misconduct while allowing pass-through taxation. Nonprofit Corporations focus on social causes, reinvesting earnings into their mission and often gaining tax-exempt status for contributions. Understanding Business Structures Grasping the various types of business structures is crucial for anyone looking to start or manage a business. You have several options, including sole proprietorships, partnerships, LLCs, S corporations, C corporations, and nonprofits. Each structure has unique characteristics that impact liability and taxation. For instance, LLCs offer limited personal liability and allow for pass-through taxation, whereas S corporations enable up to 100 shareholders to report profits on personal tax returns, thereby avoiding double taxation. When considering S corporation vs LLC taxes, keep in mind that LLCs often provide more flexibility in management and ownership. Sole Proprietorships A sole proprietorship is a straightforward business structure where you’re the owner, and the business is legally considered part of you. This means you face unlimited personal liability for any debts or obligations your business incurs, making it essential to understand the risks involved. Setting up a sole proprietorship is simple, requiring minimal paperwork, but you should consider filing for an assumed name if you want to operate under a different name. Definition and Characteristics When you think about starting a business, a sole proprietorship often comes to mind as the simplest structure available. This type of business is characterized by the following features: Single Ownership: You’re the sole owner, and the business and you’re legally the same entity. No Formal Paperwork: You don’t need extensive documents to start; just an assumed name certificate if you’re using a different name. Tax Simplicity: The IRS classifies it as a single-owner business, letting you report profits on your personal tax return. Common Use: Freelancers, independent contractors, and gig workers frequently choose this structure owing to its ease of setup and management. Liability and Risks In a sole proprietorship, personal liability is a critical concern that every owner must understand. You face unlimited personal liability, meaning your assets can be at risk for business debts and legal obligations. Since there’s no legal distinction between you and your business, you could be directly exposed to lawsuits related to your business activities. Furthermore, the absence of formal registration can make it challenging to secure business credit or loans, as lenders often see you as a higher risk. To mitigate these risks, consider obtaining personal liability insurance, which can help protect against potential lawsuits or financial losses. Nevertheless, the lack of liability protection may discourage you from taking necessary business risks that could promote growth and innovation. Establishment Process Establishing a sole proprietorship is often seen as the most straightforward way to start a business, since it requires no formal filing with the state. You and your business are legally the same entity, simplifying the process. Nevertheless, if you plan to operate under a name other than your own, you’ll need to file a “doing business as” (DBA) form. Here’s how to get started: Choose your business name and check for availability. Obtain any necessary local permits or licenses. Register your DBA if applicable. Report your business income and expenses on your personal tax return, avoiding separate filings. Just remember, you’re personally liable for all business debts, so weigh your risks carefully. General Partnerships General partnerships are a popular business structure formed by two or more individuals who decide to share both the profits and responsibilities of their venture. In this setup, all partners have unlimited personal liability, meaning your personal assets could be at risk if the business incurs debts or faces legal issues. Typically, you don’t need formal registration to create a general partnership, but an assumed name certificate may be required if you operate under a different name. Moreover, a partnership agreement can clarify rights, responsibilities, and profit-sharing; it doesn’t need to be in writing to be valid. In addition, as a pass-through entity, the partnership doesn’t pay federal income tax; instead, profits and losses are reported on each partner’s tax return. Limited Partnerships Limited partnerships are structured with at least one general partner who manages the business and assumes personal liability for its debts, whereas limited partners contribute capital and enjoy limited liability based on their investment. This arrangement allows the general partner to maintain full control over operations, but limited partners typically stay out of management decisions to protect their liability status. Comprehending the liability implications and tax considerations associated with limited partnerships is crucial for anyone looking to engage in this type of business structure. Structure of Limited Partnerships The structure of a limited partnership is designed to balance management control with financial investment. In this arrangement, you’ll find distinct roles for partners, ensuring clarity in operations and responsibilities. Here’s how it typically works: General Partner: Manages the business and assumes full personal liability for debts. Limited Partners: Contribute capital but have their liability restricted to their investment amount. Partnership Agreement: A formal document outlines roles, contributions, and profit-sharing among partners. Legal Filing: Limited partnerships must file a certificate of limited partnership with the state to establish legal status and protect limited partners’ liability. This structure is often favored in industries like real estate and venture capital, allowing investors to minimize personal risk during still reaping the benefits of profits. Liability Implications for Partners Comprehending liability implications in limited partnerships is crucial for both general and limited partners, as it directly affects their financial risk. In a limited partnership, general partners manage the business and bear full personal liability for its debts. This means their personal assets can be at risk if the partnership faces financial difficulties. Conversely, limited partners enjoy liability protection limited to their investment, but they must avoid engaging in day-to-day management to maintain this status. If they do participate, they could face personal liability similar to general partners. To protect all parties, a formal partnership agreement should clearly outline roles and responsibilities, and many jurisdictions require filing a certificate of limited partnership to establish this liability status publicly. Tax Considerations and Benefits When exploring tax implications in limited partnerships, you’ll find that they offer several advantages that can greatly benefit investors. Here are some key points to take into account: Pass-through taxation: Income is reported on partners’ personal tax returns, avoiding the double taxation found in C corporations. Limited liability: Limited partners’ liability is restricted to their investment, providing financial protection. Operational freedom: Limited partners don’t manage daily operations, allowing them to invest without additional responsibilities. Flexible profit distribution: Partners can allocate income according to their financial goals, enhancing tax planning. These factors make limited partnerships an attractive option for investors looking to minimize their tax burden and maximize their investment potential as they maintain financial security. Limited Liability Partnerships Limited Liability Partnerships (LLPs) offer a unique business structure that combines the benefits of partnership with protections against personal liability. In an LLP, you share management and profit distribution while being shielded from liability for the actions of your partners. Each partner is only responsible for their own professional misconduct, making it an attractive option for professionals like lawyers and accountants. To establish an LLP, you’ll need a formal agreement that outlines the rights and responsibilities of each partner, ensuring clarity in management. Furthermore, you must file a registration form with your state and comply with its specific regulations. LLPs typically enjoy pass-through taxation, allowing you to report profits and losses on your personal tax returns and avoid double taxation. Limited Liability Companies (LLCs) As you explore business structures, you’ll find that Limited Liability Companies (LLCs) offer a combination of flexibility and personal asset protection that appeals to many entrepreneurs. Here are some key features of LLCs: Personal Liability Protection: Your personal assets are typically shielded from business debts and legal actions. Pass-Through Taxation: Profits and losses are reported on your personal tax returns, avoiding double taxation. Unlimited Members: An LLC can have any number of members, including individuals and other entities. Flexible Management: Unlike corporations, LLCs don’t require a board of directors, allowing for a more adaptable operational structure. C Corporations C Corporations are unique in that they operate as separate legal entities, which means they face taxation on their profits at the corporate level. This can lead to double taxation when dividends are distributed to shareholders, who then pay taxes on those earnings individually. Unlike other business structures, C Corporations have no limits on the number or type of shareholders, making them a flexible choice for companies looking to grow or attract investment. Taxation Structure Overview When evaluating the taxation structure of C Corporations, it’s essential to understand that these entities are taxed as separate legal entities. This means their profits face corporate income tax rates, potentially leading to double taxation when dividends are paid to shareholders. Here are some key points to take into account: The current corporate tax rate is set at 21% under the Tax Cuts and Jobs Act. Profits retained within the corporation for reinvestment aren’t taxed at the shareholder level until distributed. C Corporations can issue multiple classes of stock and have no limit on shareholders. They must hold annual meetings and maintain a board of directors, adding operational complexity. Understanding these factors will help you navigate the financial terrain of C Corporations. Shareholder Limitations Explained Though many business structures impose limitations on shareholder numbers or types, C Corporations stand out due to their unrestricted approach. They can have an unlimited number of shareholders, which allows you to attract a diverse group of investors and raise substantial capital. This flexibility extends to the types of shareholders, as individuals, other corporations, and foreign entities can all hold shares. C Corporations are also required to have a board of directors to oversee operations, ensuring accountability. Unlike S Corporations, they face no restrictions on share distribution or shareholder types, enabling complex capital structures. This combination of unlimited shareholders and flexible ownership makes C Corporations a popular choice for larger businesses and those considering going public. S Corporations S corporations offer a unique business structure that allows profits and losses to flow directly to shareholders, thereby avoiding the double taxation typically associated with traditional corporations. Here are some key aspects to contemplate: Shareholder Limit: S corporations can have a maximum of 100 shareholders, all of whom must be U.S. citizens or resident aliens. Single Class of Stock: They must maintain only one class of stock, ensuring all shares have equal rights to distributions and liquidation. Salary and Dividends: Shareholders can receive salaries as employees, which are subject to payroll taxes, during which remaining profits can be distributed as dividends, exempt from self-employment tax. IRS Scrutiny: S corporations face strict IRS regulations to prevent tax evasion, including mandates on reasonable compensation for shareholder-employees. Nonprofit Corporations Nonprofit corporations exist primarily to serve a public or social cause rather than to generate profits for shareholders. Their earnings are reinvested to further their mission, allowing them to focus on their objectives. Under Section 501(c)(3) of the Internal Revenue Code, nonprofits are exempt from federal income tax, which helps them allocate more resources effectively. Governed by a board of directors, they make critical decisions and guarantee the organization adheres to its legal obligations. Donations to these corporations are usually tax-deductible for the donor, encouraging contributions from individuals and businesses. Nonprofits can secure funding from various sources, including grants, donations, membership fees, and government support, which enables them to sustain operations and expand their impact in the community. Benefit Corporations Benefit corporations represent a unique hybrid of for-profit and socially responsible enterprises, aiming to generate profit as well as positively impacting society and the environment. These entities stand apart from traditional corporations, as they focus on more than just profit maximization. Here are four key features of benefit corporations: They’re legally required to evaluate the impact of their decisions on stakeholders, including employees, customers, and the environment. They must meet specific social and environmental performance standards, often verified by third parties. They offer flexibility in governance structures, unlike B Corporations, which are certified by B Lab. Over 40 states in the U.S. recognize benefit corporations under state laws, promoting transparency and accountability in business practices. Close Corporations As benefit corporations focus on balancing profit with social responsibility, close corporations cater to a different business model centered around ownership and management structure. Close corporations, often called “closely held” corporations, are typically owned by a small group of shareholders, usually family or friends. This ownership structure allows for greater control and flexibility in management and operations. Since shares in close corporations are typically not publicly traded, they help maintain privacy and control over ownership and decision-making. These corporations are exempt from many formalities and regulations governing traditional corporations, making them easier to manage. Nevertheless, they must adhere to state laws that define their operation, including limits on the number of shareholders, which typically can’t exceed 35 in many jurisdictions. Cooperatives Cooperatives represent a unique business model where ownership and management are shared among members, known as user-owners. Each member has an equal say in decision-making, typically governed by an elected board of directors. Here are key features of cooperatives: Equal Participation: Every member enjoys voting rights, influencing governance and policies. Profit Distribution: Profits are shared based on usage of services, not capital contribution. Diverse Sectors: Cooperatives operate in agriculture, retail, housing, and healthcare to meet common needs. Member Benefits: They provide lower prices, improved services, and increased bargaining influence. With these aspects, cooperatives cultivate community-driven business models that prioritize the interests of their members. Frequently Asked Questions Is My LLC an S or C Corp? To determine if your LLC is classified as an S corporation or a C corporation, check whether you filed Form 2553 with the IRS. If you did and met the criteria—like having no more than 100 shareholders—you’re likely an S corporation. If you didn’t file, your LLC defaults to C corporation status, which subjects your profits to double taxation. Comprehending this classification helps you manage your tax liabilities effectively. What Are the Different Types of Corporations? There are several types of corporations you should be aware of. S corporations allow profits to pass through to shareholders, avoiding double taxation but limiting ownership. C corporations are taxed separately from their owners, potentially facing double taxation on profits. Non-profit corporations focus on charitable activities and enjoy tax-exempt status. Finally, Limited Liability Companies (LLCs) offer personal liability protection and flexible management, making them ideal for small businesses seeking protection without complex tax implications. What’s Better, LLC or C Corp? Deciding whether an LLC or a C Corp is better depends on your business goals. If you seek simplicity and lower costs, an LLC might suit you, as it offers personal asset protection and pass-through taxation. Nonetheless, if you’re planning to scale and attract investors, a C Corp may be advantageous, allowing unlimited shareholders and easier capital raising, in spite of the intricacies and double taxation. Consider your long-term objectives before making a choice. Which One Is Better, C Corp or S Corp? Choosing between a C corp and an S corp depends on your business goals. If you plan to raise significant capital or go public, a C corp might suit you better because of its flexibility in issuing multiple stock classes and having no shareholder limits. On the other hand, if you value tax efficiency and operate a small to medium-sized business, an S corp could be advantageous, allowing profits to pass through to your personal tax return without double taxation. Conclusion In conclusion, grasping the different types of corporations is essential for making informed business decisions. Each structure—be it a C corporation, S corporation, or nonprofit—offers unique advantages and disadvantages regarding liability, taxation, and management. As you consider your options, weigh these factors carefully to choose the right fit for your goals. This knowledge will help you navigate the intricacies of business ownership and align your organization with your values and objectives. Image via Google Gemini and ArtSmart This article, "Different Corporation Types You Should Know" was first published on Small Business Trends View the full article
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FedEx Report Reveals Gaps in Logistics Intelligence Amid Supply Chain Strains
In the fast-paced world of logistics, small businesses often face significant pressure to keep pace with larger competitors. FedEx recently released its inaugural Future of Logistics Intelligence Report, shedding light on the current state of supply chains and offering insights that could benefit small business owners grappling with these challenges. A key takeaway from the report is that while many organizations can monitor their shipments in real-time, very few effectively leverage that data for predictive insights. “Many organizations can see what’s happening in their supply chains, but leaders in the space can predict and act fast enough when it matters most,” stated Jason Brenner, senior vice president of digital portfolio at FedEx. This prediction capability is increasingly vital for small businesses aiming to provide an exceptional customer experience. The report highlights a stark truth: only 59% of organizations harness data proactively to prevent issues, while a significant portion still reacts to problems as they arise. This gap poses a challenge for smaller firms often relying on tighter margins and limited resources. Small business owners should consider investing in technology that empowers them to not just visualize their supply chain but also anticipate disruptions. The ability to act before issues escalate can lead to more reliable service and ultimately happier customers. Consumer expectations are another critical aspect highlighted in the report. Reliable delivery timelines and transparency are at the forefront of what customers demand, with 36% prioritizing dependable delivery windows. However, 53% of organizations report higher costs associated with service due to delays, which strain resources and diminish customer satisfaction. For smaller businesses, understanding and meeting these customer demands is essential for retention and growth. Additionally, the report indicates that only 43% of logistics leaders feel that their systems are “future-proof,” highlighting a gap in readiness for changing market conditions. This is especially pertinent for small businesses, which may lack the agile systems required to adapt quickly. “Being ready for what’s next, building long-term resiliency and competitive differentiation, requires investing in systems that go beyond meeting today’s needs,” Brenner advised. Here, small business owners might explore integrating more advanced logistics platforms that offer predictive analytics and real-time data capabilities to enhance their operations. The integration of connected data and analytics is another cornerstone of being future-ready. Investing in AI-driven insights can allow businesses to streamline operations, reduce manual tasks, and respond more effectively to challenges. While these solutions may seem daunting in terms of cost or complexity, the potential for operational efficiency and better customer satisfaction can outweigh initial investments for many small enterprises. Small businesses might also want to tackle challenges related to staff training and technology adoption. Implementing advanced logistics solutions necessitates that employees adapt to new processes and tools. Leaders should be prepared to invest time and resources into training, ensuring that their teams can fully capitalize on the new technology. The supply chain landscape is undeniably shifting, requiring a proactive stance from businesses of all sizes. Small business owners can download the full 2026 Future of Logistics Intelligence Report to gain deeper insights into these findings and explore how to enhance their logistics strategy effectively. For further exploration of FedEx’s data solutions, they can visit FedEx’s digital solutions page. In a competitive marketplace, understanding how to utilize logistics intelligence effectively can make a significant difference in a small business’s ability to thrive. With the right tools and insights, business owners can transform challenges into opportunities and enhance their customer experience. For more on the report, visit FedEx. Image via Google Gemini This article, "FedEx Report Reveals Gaps in Logistics Intelligence Amid Supply Chain Strains" was first published on Small Business Trends View the full article
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FedEx Report Reveals Gaps in Logistics Intelligence Amid Supply Chain Strains
In the fast-paced world of logistics, small businesses often face significant pressure to keep pace with larger competitors. FedEx recently released its inaugural Future of Logistics Intelligence Report, shedding light on the current state of supply chains and offering insights that could benefit small business owners grappling with these challenges. A key takeaway from the report is that while many organizations can monitor their shipments in real-time, very few effectively leverage that data for predictive insights. “Many organizations can see what’s happening in their supply chains, but leaders in the space can predict and act fast enough when it matters most,” stated Jason Brenner, senior vice president of digital portfolio at FedEx. This prediction capability is increasingly vital for small businesses aiming to provide an exceptional customer experience. The report highlights a stark truth: only 59% of organizations harness data proactively to prevent issues, while a significant portion still reacts to problems as they arise. This gap poses a challenge for smaller firms often relying on tighter margins and limited resources. Small business owners should consider investing in technology that empowers them to not just visualize their supply chain but also anticipate disruptions. The ability to act before issues escalate can lead to more reliable service and ultimately happier customers. Consumer expectations are another critical aspect highlighted in the report. Reliable delivery timelines and transparency are at the forefront of what customers demand, with 36% prioritizing dependable delivery windows. However, 53% of organizations report higher costs associated with service due to delays, which strain resources and diminish customer satisfaction. For smaller businesses, understanding and meeting these customer demands is essential for retention and growth. Additionally, the report indicates that only 43% of logistics leaders feel that their systems are “future-proof,” highlighting a gap in readiness for changing market conditions. This is especially pertinent for small businesses, which may lack the agile systems required to adapt quickly. “Being ready for what’s next, building long-term resiliency and competitive differentiation, requires investing in systems that go beyond meeting today’s needs,” Brenner advised. Here, small business owners might explore integrating more advanced logistics platforms that offer predictive analytics and real-time data capabilities to enhance their operations. The integration of connected data and analytics is another cornerstone of being future-ready. Investing in AI-driven insights can allow businesses to streamline operations, reduce manual tasks, and respond more effectively to challenges. While these solutions may seem daunting in terms of cost or complexity, the potential for operational efficiency and better customer satisfaction can outweigh initial investments for many small enterprises. Small businesses might also want to tackle challenges related to staff training and technology adoption. Implementing advanced logistics solutions necessitates that employees adapt to new processes and tools. Leaders should be prepared to invest time and resources into training, ensuring that their teams can fully capitalize on the new technology. The supply chain landscape is undeniably shifting, requiring a proactive stance from businesses of all sizes. Small business owners can download the full 2026 Future of Logistics Intelligence Report to gain deeper insights into these findings and explore how to enhance their logistics strategy effectively. For further exploration of FedEx’s data solutions, they can visit FedEx’s digital solutions page. In a competitive marketplace, understanding how to utilize logistics intelligence effectively can make a significant difference in a small business’s ability to thrive. With the right tools and insights, business owners can transform challenges into opportunities and enhance their customer experience. For more on the report, visit FedEx. Image via Google Gemini This article, "FedEx Report Reveals Gaps in Logistics Intelligence Amid Supply Chain Strains" was first published on Small Business Trends View the full article
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These Workout-Ready Beats Earbuds Are On Sale for $135 Right Now
We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. The Beats Powerbeats Pro have been on the market for years, and they remain a go-to option for people who work out and want earbuds that stay in place. At launch, they cost $249.95. Right now, they are $134.95 on Woot, and you can use code CNN2025 at checkout to take an extra $5 off. For comparison, refurbished units are selling for $149.97 on Amazon, which makes this new pair the better value. This deal runs for the next eight days or until stock runs out. Prime members get free standard shipping. Beats Powerbeats Pro $134.95 at Woot $249.95 Save $115.00 Get Deal Get Deal $134.95 at Woot $249.95 Save $115.00 What has kept the Powerbeats Pro relevant since their 2019 release is how well they handle the basics. Each earbud has an adjustable ear hook that wraps around your ear, along with four sizes of silicone tips to help you find a secure seal. During runs, strength training, or cycling sessions, that over-ear design makes a difference. They are also rated IPX4 for sweat and water resistance, so sweat-heavy workouts and light splashes shouldn’t be a problem, but they are not designed to be submerged. Using them is straightforward: Controls are physical and mirrored on both sides, which means you can adjust volume, skip tracks, or take calls from either ear without fumbling through touch gestures mid-workout. Built-in sensors automatically pause music when you remove an earbud and resume when you put it back in. As for battery life, you get up to nine hours of listening time on a single charge, with more than 24 additional hours from the charging case, notes this PCMag review. These earbuds do not offer active noise cancellation; instead, they rely on the passive noise isolation that comes from a snug in-ear seal. There’s also no customizable equalizer in the companion software. In other words, the sound profile is fixed out of the box, with the tuning leaning into the brand’s familiar presentation of strong bass and crisp highs. Our Best Editor-Vetted Tech Deals Right Now Apple AirPods 4 Active Noise Cancelling Wireless Earbuds — $139.99 (List Price $179.00) Apple iPad 11" 128GB A16 WiFi Tablet (Blue, 2025) — $329.00 (List Price $349.00) Apple Watch Series 11 (GPS, 42mm, S/M Black Sport Band) — $369.00 (List Price $399.00) Amazon Fire TV Stick 4K Plus — $29.99 (List Price $49.99) Bose QuietComfort Noise Cancelling Wireless Headphones — $229.00 (List Price $349.00) Samsung Galaxy Tab A9+ 64GB Wi-Fi 11" Tablet (Silver) — $139.99 (List Price $219.99) Deals are selected by our commerce team View the full article
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Why the EU just opened a formal probe into Shein
One of the companies best known for cranking out ultracheap goods is facing a serious investigation in Europe over concerns about illegal products and predatory business practices. The EU’s European Commission said Tuesday that it has opened “formal proceedings” against Shein under the Digital Services Act, which sets ground rules for online services that Europeans use. In the announcement, the commission says it is targeting Shein over worries that the shopping platform is addictive by design, powered by opaque algorithms, and engages in the sale of illegal goods, including weapons and child sexual abuse material in the form of “child-like sex dolls.” Late last year, French watchdog agency the Directorate General for Competition, Consumer Affairs and Fraud Control flagged the Chinese online retailer to authorities after finding “sex dolls constituting child sexual abuse material” for sale along with other “pornographic content” not restricted by an age gate. “These acts fall within the scope of serious criminal offences under French law,” the regulator wrote at the time, noting that the violations could be punishable by imprisonment and a €100,000 fine under the country’s criminal code. Based on the findings, French authorities initiated a criminal investigation into Shein over the sale and distribution of child sexual abuse material and kicked off a coordinated European investigation under the Digital Services Act. The French consumer protection agency found childlike sex dolls for sale on Chinese e-commerce site AliExpress, owned by Alibaba Group. In a parallel investigation, French customs agents inspected 200,000 Shein packages for compliance with French laws and found that eight out of ten products it examined potentially ran afoul of the law, including cosmetics containing banned ingredients and unsafe children’s toys. In response, Shein said that it would restrict the sale of sex dolls and permanently ban “all seller accounts linked to illegal or non-compliant sex-doll products” on its platform. “The fight against child exploitation is non-negotiable for Shein,” Shein Executive Chairman Donald Tang said in a statement addressing the controversy. “These were marketplace listings from third-party sellers — but I take this personally.” Regulators catch up to fast fashion Fast fashion retailers like Shein and Temu, which ship lightning fast from China and offer hundreds of thousands of designs, have exploded in recent years. Regulators are only beginning to catch up to the controversial business model, which has seen Shein sprint toward $2 billion in revenue in 2025, in spite of the company’s many headwinds. The online shopping frenzy over trendy, ultra-cheap clothes took off during the pandemic and got a massive boost from TikTok, where Gen Z influencers reveal and review their clothing shipments in haul videos. Shein and other fast fashion retailers rely on a “test and repeat” model that throws many thousands of clothing designs at the wall to see what sticks, producing small batches of 50 to 100 items. Designs that flop are swiftly retired and if a design takes off, its production scales up to meet demand. While the fast fashion trend keeps TikTok creators well-stocked with fresh content, the phenomenon’s major players have faced an array of serious concerns during their rise. The fast fashion world’s quick cycles and frequent returns create vast amounts of waste destined for the landfill, not to mention the emissions consequences of shipping so many small packages around the globe on short notice. Beyond the steep environmental price of cheap goods, investigations have found that the laborers constantly sewing new designs for Shein and its ilk often work grueling shifts in difficult conditions – and sometimes those workers aren’t even old enough to legally be there. Shein also got wrapped up in The President’s tariff wars last year, when the president ended the “de minimis” loophole that made it possible for Chinese companies to ship small, low-value packages into the U.S. without paying tariffs and extra duties. EU finance ministers followed suit late last year, announcing that Europe would begin to impose customs duties on low value packages shipped into Europe some time in 2026. View the full article
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Why should you care about quantum computing?
Right now, criminal and state-sponsored hackers are intercepting and storing encrypted data they cannot yet decode. Likely targets include everything from corporate secrets and medical records to legal agreements and military communications. Why would these actors bother to steal data they can’t read? Because they are betting on developments in quantum computing that will eventually let them crack this encrypted data wide open. This isn’t a fringe theory. The NSA (National Security Agency), NIST (National Institute of Standards and Technology), and ENISA (European Agency for Cybersecurity) are all treating this “harvest now, decrypt later” scenario as a live threat that is serious enough to demand immediate action. The NSA has mandated that all U.S. national security systems must transition to quantum-resistant cryptography by 2035—with new acquisitions required to be compliant by 2027. In Europe, ENISA issued updated guidance in April 2025 warning that the threat is “sufficient to warrant caution, and to warrant mitigating actions to be taken,” and recommending that organizations begin deploying post-quantum cryptography immediately. NIST has launched a parallel global effort to develop the new cryptographic standards on which these transitions will depend. The message from all three bodies is the same: organizations are running a grave risk if they wait until quantum computers can break current encryption standards to begin upgrading. That is the reason business leaders need to pay attention to quantum computing now—not because the technology is ready, but because the risk is grave, and the cost of preparation is trivial compared to the cost of being caught flat-footed. Quantum Computing 101 Classical computers store and process information as “bits,” where each bit is either a 0 or a 1. Quantum computers, by contrast, exploit the properties of quantum mechanics, working instead with qubits, which can exist in multiple states simultaneously. Tapping into the unusual features of quantum states in this way allows quantum computers to explore vast numbers of possibilities in parallel rather than working through them one by one. This doesn’t mean that quantum computers are generally better than, or a replacement for, classical computers. Rather, quantum computers are a specialist tool for handling a specific class of problems that involve enormous combinatorial complexity—the kind of problems where the number of possible solutions explodes so fast that even the most powerful classical supercomputers can’t meaningfully explore them. In areas like these, quantum computers have the potential to offer not just incremental improvements on classical computing, but to redefine what is computationally possible in whole fields. Logistics optimization, financial modeling, drug discovery, and cryptography are all examples of fields that involve exactly the kind of combinatorial complexity that quantum computers are built to handle. Of these, it is cryptography that demands the most immediate attention. Hype and Reality Disentangling the reality from the hype about quantum computing is genuinely difficult—and not just for casual observers. In January 2025, Nvidia CEO Jensen Huang suggested that useful quantum computers could be decades away, sending stocks in quantum-related companies into freefall. By mid-2025, he was far more bullish, describing the field as being on the cusp of an inflection point. If one of the most technically informed CEOs on the planet can shift his assessment that dramatically in six months, the rest of us should be humble about our ability to call the timing. As is often the case with new technologies, there is real momentum on both sides. On the bullish side, Google announced in late 2024 that its Willow quantum chip solved a problem in five minutes that they claimed would have taken a classical supercomputer ten septillion years. In February 2025, Microsoft unveiled its Majorana 1 chip, claiming that they had implemented a new approach to building qubits that could scale faster than competing designs. IBM continues to publish ambitious roadmaps. Credible researchers such as Nathalie de Leon, an experimental quantum physicist at Princeton, say that there has recently been a “vibe shift“ in the field—a growing sense that useful quantum machines could arrive within ten years rather than thirty. “I am much more certain that quantum computation will be realized, and that the timeline is much shorter than people thought,” Dorit Aharonov, a computer scientist at Hebrew University in Jerusalem, told Nature. Capital markets are paying attention too. But the bear case is also serious. Quantum computing stocks like Rigetti and D-Wave have traded at more than 500 times estimated sales—with almost no real-world revenue and few practical applications. The machines remain fragile, error-prone, and require operating temperatures near absolute zero. There is a persistent and uncomfortable pattern in the research: researchers working on quantum computing announce a speedup, and classical computing researchers almost immediately find ways to match it. Quantum computing could be the next big thing—or it could be the next hot air balloon. The point isn’t to resolve this debate. The point is that smart, informed people disagree sharply about when—or whether—quantum computing will deliver on its promise. And that disagreement should sound uncomfortably familiar. We’ve Been Here Before When ChatGPT launched in November 2022, it became the fastest-growing consumer application in history. Within two months, it had 100 million users. Enterprises scrambled to adapt. Boards demanded AI strategies overnight. It felt like a bolt from the blue. But it wasn’t. Machine learning as a discipline dates back to the 1950s. Neural networks were being explored seriously in the 1980s. Even looking at the more recent past, the technology had been visibly advancing for over a decade. In 2016, AlphaGo defeated world champion Lee Sedol 4–1. In 2017, transformer architecture was introduced, which became the foundation for modern large language models. This is not a story about AI. Rather, it’s a long-running, frequently recurring story about institutional blindness to technological disruption. With AI, the technology was visibly coming, and still most companies were caught without a plan, a team, or any institutional understanding of what was happening. Quantum computing is following a similar pattern: once again we see real scientific progress, genuine uncertainty about timescales, sharp disagreement among experts, and a business community that is mostly not paying attention. “Those who cannot remember the past are doomed to repeat it,” said the philosopher George Santayana. So let us remember the general state of unpreparedness around AI, and try to do better with quantum computing. What Businesses Should Do Today The whole point of learning from the AI experience is that preparation doesn’t have to be expensive—it just has to start early. 1. Develop organizational literacy. You don’t need to hire quantum physicists. You need a small number of people—in strategy, technology, and risk management—who can follow developments, read past the hype, and flag when something becomes relevant to your business. The goal is to ensure that when a headline lands about a qubit milestone or a new standard, someone in your organization can tell you whether it matters and why. 2. Identify your exposed workflows. The potential impact of quantum computing on your business extends well beyond cryptography. Which of your core operations involve the kind of complex optimization, simulation, or modeling processes that could be disrupted—or where a competitor with quantum capabilities could leapfrog you? You don’t need to solve for this today. You need to know where to look when the time comes. 3. Define your trigger conditions. What specific developments—a demonstrated commercial application in your sector, a regulatory mandate, a breakthrough in error correction—would move you from monitoring to investing? Set these thresholds now, so that when news breaks, you’re executing a plan rather than reacting to a headline. 4. Get your cryptographic house in order. This is the most concrete and most urgent action. The NSA, ENISA, and NIST are all moving toward post-quantum cryptographic standards, but those standards are still evolving. That means you need two things. First, you need an understanding of where encryption actually sits in your organization—which of your systems depend on which cryptographic standards and where does encrypted data flow to third parties whose security posture you don’t control? Second, you need architecture that lets you swap cryptographic components independently when the standards settle, without forcing a rebuild of everything around them. Engineers call this crypto-agility. Think of it as future-proofing your security not against a specific threat, but against the certainty that the regulatory and threat landscape will keep shifting. None of this is to say that quantum computing is certain to become practically relevant to your organization in the near future – or even in any future. Experts themselves disagree over this question. The point is that businesses cannot afford to wait for the experts to reach consensus. If quantum computing becomes practically useful within the next decade, the implications could be enormous. The cost of paying attention is low; the cost of being caught flat-footed could be devastating. View the full article
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7 Good Free Video Editors You Should Try Today
If you’re interested in video editing but don’t want to invest in expensive software, you’re in luck. There are several excellent free video editors available that cater to various skill levels and needs. From professional-grade tools to user-friendly interfaces, these options provide a range of features that can improve your editing experience. Each editor has its strengths, making it crucial to find the one that fits your style. Let’s explore the top choices available today. Key Takeaways DaVinci Resolve offers professional-grade editing features with advanced color grading and supports 4K exports without watermarks. Lightworks provides a free version with non-linear editing, customizable interface, and a range of audio cleanup tools for diverse skill levels. ACDSee Luxea Video Editor features an intuitive interface, guided edits, and versatile export options, making it ideal for quick video creation. iMovie is tailored for beginners, featuring advanced tools like chroma keying and video stabilization, optimized for macOS and iOS devices. CapCut includes an intuitive drag-and-drop interface, multi-layer editing, and rich visual effects, making it accessible for mobile users on iOS and Android. DaVinci Resolve: The Professional Choice for Free Editing DaVinci Resolve stands out as a premier choice for video editing, offering a suite of professional-grade features at no cost. It’s one of the best freeware applications available, providing advanced tools like HDR color grading and over 100 GPU-accelerated effects. Furthermore, you can collaborate with others seamlessly, making it a good free video editor for teams. Its Fairlight audio workspace integrates robust sound editing capabilities, allowing you to improve your video projects considerably. You can edit and export in 4K without watermarks, and it supports various formats across Windows, macOS, and Linux. Although it’s highly recommended free software, be prepared for a steeper learning curve, necessitating time to master its extensive features through tutorials. ACDSee Luxea Video Editor: User-Friendly for Serious Beginners ACDSee Luxea Video Editor stands out with its intuitive interface, making it easy for you to navigate and edit your videos without feeling overwhelmed. You can utilize keyframing features to create dynamic content, whereas its versatile export options, including 4K support, guarantee your projects look professional. This software offers crucial tools like trimming and adding effects, allowing you to produce high-quality videos efficiently, even with the free version’s watermarked outputs. Intuitive Interface Design When you’re looking for a video editor that balances strong features with ease of use, ACDSee Luxea Video Editor stands out for its intuitive interface. This software is among the best freeware available, making it ideal for serious beginners. It simplifies the editing process with guided edits and templates, allowing you to create videos quickly without feeling overwhelmed. The design is user-friendly, ensuring you can efficiently record screen and webcam footage during editing. Plus, it supports 4K video editing, providing robust capabilities alongside its accessible layout. Regular updates keep the interface modern and responsive, catering to the evolving needs of users. If you’re seeking top freeware options, ACDSee Luxea is definitely a good free program to contemplate. Keyframing Features One of the standout features of ACDSee Luxea Video Editor is its intuitive keyframing capabilities, which make it easy for users to animate video elements across the timeline. You can create dynamic shifts and effects by adjusting keyframes for properties like position, scale, and opacity. This user-friendly software supports 4K video editing, ensuring high-quality output during enhancing your visual storytelling. Here’s a quick overview of keyframing features: Feature Description Benefit Intuitive Interface Easy navigation and learning curve Quick adoption for beginners Pre-set Keyframe Animations Ready-to-use animations for efficiency Achieve professional results fast High-Quality 4K Support Edit and export in 4K Stunning visuals for your projects If you’re exploring apps like CapCut free, Luxea is a strong contender. Versatile Export Options Versatile export options are crucial in video editing software, and ACDSee Luxea Video Editor shines in this area. It supports a range of export formats, including 4K, making it ideal for both personal and professional projects. This flexibility guarantees that you can tailor your videos for various platforms, whether it’s a social media post or a high-quality presentation. The user-friendly interface simplifies the editing process, allowing serious beginners to create videos efficiently. Moreover, Luxea’s keyframing capabilities enable you to improve your projects with dynamic animations and shifts. It likewise includes features for screen and webcam recording, perfect for tutorials or presentations. Although the free version has a watermark, it still offers robust tools for developing your editing skills. Clipchamp: The Best Web-Based Video Editor Clipchamp stands out as a leading web-based video editor, especially for those who prefer a straightforward, efficient editing experience without the hassle of software installation. Compatible with Chrome and Edge browsers, it allows you to plunge right into editing from any device. Clipchamp supports multi-track editing, enabling you to layer multiple video and audio tracks for more complex projects. The platform offers a variety of free templates and assets, streamlining the editing process for users of all skill levels. Although performance depends on your internet speed and computer capabilities, the free version lets you export videos at 1080p resolution. For those needing additional stock assets and advanced editing tools, premium features are available through a subscription. Imovie: an Ideal Option for Mac Users For Mac users seeking a reliable and user-friendly video editing solution, iMovie is an ideal choice that brings strong editing tools right to your fingertips. This free software is designed exclusively for Mac, iPhone, and iPad users, making it accessible and seamless. Here are some key features that improve your editing experience: User-friendly interface simplifies the editing process for beginners. iCloud integration allows easy access to footage captured on your devices. Advanced features like chroma keying and video stabilization boost your projects. 4K video editing enables the production of high-quality content for platforms like YouTube. Optimized for Apple devices, ensuring smooth operation on macOS and iOS. With iMovie, you can create polished videos efficiently and effectively. Kdenlive: The Open-Source Gem for All Platforms If you’re looking for a robust video editing tool that’s accessible across multiple platforms, Kdenlive stands out as a remarkable option. This open-source software works on Windows, Mac, and Linux, catering to a diverse user base. With its thorough editing interface, you can seamlessly handle multi-track editing, organizing multiple video and audio tracks with ease. Kdenlive offers advanced features like keyframe animations, color correction, and various effects, making it ideal for both beginners and seasoned editors. Moreover, it supports a wide range of video formats for import and export, ensuring versatility. A strong community backs Kdenlive, providing numerous tutorials and resources to improve your editing skills. Feature Description Benefit Multi-Track Editing Supports multiple video/audio tracks Organizes complex projects Advanced Effects Includes keyframe animations, color correction Enhances video quality Cross-Platform Support Compatible with Windows, Mac, and Linux Accessible to all users CapCut: The Powerful Mobile Editing App CapCut stands out as a user-friendly mobile editing app, perfect for creating videos effortlessly. With advanced editing features like multi-layer editing and a vast library of effects and music, you can craft professional-looking content right from your phone. Its intuitive interface makes it easy to navigate, allowing you to focus on your creativity without the hassle of complicated tools. User-Friendly Interface How easy is it to navigate a video editing app that caters to both novices and experienced users? CapCut shines in providing a user-friendly interface that simplifies the editing process for everyone. You can effortlessly import and arrange video clips, music, and effects using its drag-and-drop functionality. The app’s pre-built templates, effects, and changes amplify your creativity with just a click. Plus, it supports multi-layer editing, allowing you to work with multiple video and audio tracks simultaneously. Here are some key features that contribute to its ease of use: Intuitive drag-and-drop interface Wide variety of pre-built templates One-click effects and changes Multi-layer editing capabilities Free on iOS and Android platforms Advanced Editing Features Though many video editing apps cater primarily to basic needs, CapCut stands out by offering a robust set of advanced editing features that augment its versatility. You can take advantage of multi-layer editing, allowing you to manipulate various video elements concurrently. The chroma keying feature enables you to create stunning green screen effects, whereas a rich library of visual effects and transitions improves your videos’ appeal. Furthermore, CapCut provides access to royalty-free music and sound effects, along with customizable templates to boost your creativity. With support for high-resolution exports, including 4K, your videos will maintain their quality for social media sharing. AI-powered tools for automatic scene detection and smart video editing further streamline your editing process, making it efficient and user-friendly. Lightworks: Professional-Grade Tools for Aspiring Editors Lightworks stands out as a potent option for aspiring video editors, providing professional-grade tools that cater to a range of skill levels. With its free version, you get access to non-linear editing and various video formats. Although the free version limits exports to 720p, the premium subscription reveals higher quality outputs and additional features. Here are some key features you’ll appreciate: Advanced trimming capabilities for precise edits Customizable workspace layout to suit your workflow A variety of audio cleanup tools and effects User-friendly interface for easier navigation Extensive resources, including tutorials and community support Lightworks equips you to improve your editing skills as you deliver high-quality results. Frequently Asked Questions What Is the Best Video Editor for Free? The best free video editor largely depends on your needs. DaVinci Resolve is often recommended for its professional capabilities, especially in color correction and audio editing. If you prefer a user-friendly option and are on a Mac, iMovie is excellent. For those interested in visual effects, HitFilm Express offers extensive features. On the other hand, consider OpenShot for its simplicity and flexibility. Each option has unique strengths, so evaluate them based on your specific editing requirements. What Do Youtubers Use to Edit for Free? YouTubers often turn to free video editing software for professional results without the cost. DaVinci Resolve offers advanced color correction and no watermarks, whereas HitFilm Express combines editing with visual effects, boasting over 410 effects. Lightworks provides a customizable workspace, though its free version limits exports to 720p. For Mac users, iMovie’s user-friendly interface is a top choice, and Kdenlive serves as a versatile, open-source option across multiple platforms. What Is the No. 1 Best Video Editor? The No. 1 best video editor is often considered DaVinci Resolve. It offers professional-grade features like advanced color correction, audio post-production tools, and multi-user collaboration, all without watermarks. You’ll find it compatible with Windows, macOS, and Linux, catering to both beginners and experienced editors. Key features include HDR color grading and AI-driven tools, enhancing your editing experience. Nevertheless, be aware that it requires robust hardware, which could limit accessibility for some users. Is Capcut Worth It? CapCut’s definitely worth considering if you’re looking for a versatile video editing tool. Its user-friendly interface makes it accessible for beginners, whereas advanced features like motion tracking and color grading can improve your projects. You can easily access royalty-free music and sound effects, boosting audio quality without extra costs. Plus, exporting videos in high definition, including 4K, is a notable advantage. Although some features require a premium upgrade, the free version offers substantial functionality. Conclusion To sum up, exploring free video editing software opens up a world of possibilities for creators at any skill level. DaVinci Resolve and Lightworks offer professional tools, whereas ACDSee Luxea and iMovie provide intuitive interfaces for beginners. For those who prefer web-based options, Clipchamp is an outstanding choice, and Kdenlive serves as a robust open-source alternative. Finally, CapCut stands out in mobile editing, catering to on-the-go creators. Each of these editors has unique features to suit various editing needs. Image via Google Gemini This article, "7 Good Free Video Editors You Should Try Today" was first published on Small Business Trends View the full article
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7 Good Free Video Editors You Should Try Today
If you’re interested in video editing but don’t want to invest in expensive software, you’re in luck. There are several excellent free video editors available that cater to various skill levels and needs. From professional-grade tools to user-friendly interfaces, these options provide a range of features that can improve your editing experience. Each editor has its strengths, making it crucial to find the one that fits your style. Let’s explore the top choices available today. Key Takeaways DaVinci Resolve offers professional-grade editing features with advanced color grading and supports 4K exports without watermarks. Lightworks provides a free version with non-linear editing, customizable interface, and a range of audio cleanup tools for diverse skill levels. ACDSee Luxea Video Editor features an intuitive interface, guided edits, and versatile export options, making it ideal for quick video creation. iMovie is tailored for beginners, featuring advanced tools like chroma keying and video stabilization, optimized for macOS and iOS devices. CapCut includes an intuitive drag-and-drop interface, multi-layer editing, and rich visual effects, making it accessible for mobile users on iOS and Android. DaVinci Resolve: The Professional Choice for Free Editing DaVinci Resolve stands out as a premier choice for video editing, offering a suite of professional-grade features at no cost. It’s one of the best freeware applications available, providing advanced tools like HDR color grading and over 100 GPU-accelerated effects. Furthermore, you can collaborate with others seamlessly, making it a good free video editor for teams. Its Fairlight audio workspace integrates robust sound editing capabilities, allowing you to improve your video projects considerably. You can edit and export in 4K without watermarks, and it supports various formats across Windows, macOS, and Linux. Although it’s highly recommended free software, be prepared for a steeper learning curve, necessitating time to master its extensive features through tutorials. ACDSee Luxea Video Editor: User-Friendly for Serious Beginners ACDSee Luxea Video Editor stands out with its intuitive interface, making it easy for you to navigate and edit your videos without feeling overwhelmed. You can utilize keyframing features to create dynamic content, whereas its versatile export options, including 4K support, guarantee your projects look professional. This software offers crucial tools like trimming and adding effects, allowing you to produce high-quality videos efficiently, even with the free version’s watermarked outputs. Intuitive Interface Design When you’re looking for a video editor that balances strong features with ease of use, ACDSee Luxea Video Editor stands out for its intuitive interface. This software is among the best freeware available, making it ideal for serious beginners. It simplifies the editing process with guided edits and templates, allowing you to create videos quickly without feeling overwhelmed. The design is user-friendly, ensuring you can efficiently record screen and webcam footage during editing. Plus, it supports 4K video editing, providing robust capabilities alongside its accessible layout. Regular updates keep the interface modern and responsive, catering to the evolving needs of users. If you’re seeking top freeware options, ACDSee Luxea is definitely a good free program to contemplate. Keyframing Features One of the standout features of ACDSee Luxea Video Editor is its intuitive keyframing capabilities, which make it easy for users to animate video elements across the timeline. You can create dynamic shifts and effects by adjusting keyframes for properties like position, scale, and opacity. This user-friendly software supports 4K video editing, ensuring high-quality output during enhancing your visual storytelling. Here’s a quick overview of keyframing features: Feature Description Benefit Intuitive Interface Easy navigation and learning curve Quick adoption for beginners Pre-set Keyframe Animations Ready-to-use animations for efficiency Achieve professional results fast High-Quality 4K Support Edit and export in 4K Stunning visuals for your projects If you’re exploring apps like CapCut free, Luxea is a strong contender. Versatile Export Options Versatile export options are crucial in video editing software, and ACDSee Luxea Video Editor shines in this area. It supports a range of export formats, including 4K, making it ideal for both personal and professional projects. This flexibility guarantees that you can tailor your videos for various platforms, whether it’s a social media post or a high-quality presentation. The user-friendly interface simplifies the editing process, allowing serious beginners to create videos efficiently. Moreover, Luxea’s keyframing capabilities enable you to improve your projects with dynamic animations and shifts. It likewise includes features for screen and webcam recording, perfect for tutorials or presentations. Although the free version has a watermark, it still offers robust tools for developing your editing skills. Clipchamp: The Best Web-Based Video Editor Clipchamp stands out as a leading web-based video editor, especially for those who prefer a straightforward, efficient editing experience without the hassle of software installation. Compatible with Chrome and Edge browsers, it allows you to plunge right into editing from any device. Clipchamp supports multi-track editing, enabling you to layer multiple video and audio tracks for more complex projects. The platform offers a variety of free templates and assets, streamlining the editing process for users of all skill levels. Although performance depends on your internet speed and computer capabilities, the free version lets you export videos at 1080p resolution. For those needing additional stock assets and advanced editing tools, premium features are available through a subscription. Imovie: an Ideal Option for Mac Users For Mac users seeking a reliable and user-friendly video editing solution, iMovie is an ideal choice that brings strong editing tools right to your fingertips. This free software is designed exclusively for Mac, iPhone, and iPad users, making it accessible and seamless. Here are some key features that improve your editing experience: User-friendly interface simplifies the editing process for beginners. iCloud integration allows easy access to footage captured on your devices. Advanced features like chroma keying and video stabilization boost your projects. 4K video editing enables the production of high-quality content for platforms like YouTube. Optimized for Apple devices, ensuring smooth operation on macOS and iOS. With iMovie, you can create polished videos efficiently and effectively. Kdenlive: The Open-Source Gem for All Platforms If you’re looking for a robust video editing tool that’s accessible across multiple platforms, Kdenlive stands out as a remarkable option. This open-source software works on Windows, Mac, and Linux, catering to a diverse user base. With its thorough editing interface, you can seamlessly handle multi-track editing, organizing multiple video and audio tracks with ease. Kdenlive offers advanced features like keyframe animations, color correction, and various effects, making it ideal for both beginners and seasoned editors. Moreover, it supports a wide range of video formats for import and export, ensuring versatility. A strong community backs Kdenlive, providing numerous tutorials and resources to improve your editing skills. Feature Description Benefit Multi-Track Editing Supports multiple video/audio tracks Organizes complex projects Advanced Effects Includes keyframe animations, color correction Enhances video quality Cross-Platform Support Compatible with Windows, Mac, and Linux Accessible to all users CapCut: The Powerful Mobile Editing App CapCut stands out as a user-friendly mobile editing app, perfect for creating videos effortlessly. With advanced editing features like multi-layer editing and a vast library of effects and music, you can craft professional-looking content right from your phone. Its intuitive interface makes it easy to navigate, allowing you to focus on your creativity without the hassle of complicated tools. User-Friendly Interface How easy is it to navigate a video editing app that caters to both novices and experienced users? CapCut shines in providing a user-friendly interface that simplifies the editing process for everyone. You can effortlessly import and arrange video clips, music, and effects using its drag-and-drop functionality. The app’s pre-built templates, effects, and changes amplify your creativity with just a click. Plus, it supports multi-layer editing, allowing you to work with multiple video and audio tracks simultaneously. Here are some key features that contribute to its ease of use: Intuitive drag-and-drop interface Wide variety of pre-built templates One-click effects and changes Multi-layer editing capabilities Free on iOS and Android platforms Advanced Editing Features Though many video editing apps cater primarily to basic needs, CapCut stands out by offering a robust set of advanced editing features that augment its versatility. You can take advantage of multi-layer editing, allowing you to manipulate various video elements concurrently. The chroma keying feature enables you to create stunning green screen effects, whereas a rich library of visual effects and transitions improves your videos’ appeal. Furthermore, CapCut provides access to royalty-free music and sound effects, along with customizable templates to boost your creativity. With support for high-resolution exports, including 4K, your videos will maintain their quality for social media sharing. AI-powered tools for automatic scene detection and smart video editing further streamline your editing process, making it efficient and user-friendly. Lightworks: Professional-Grade Tools for Aspiring Editors Lightworks stands out as a potent option for aspiring video editors, providing professional-grade tools that cater to a range of skill levels. With its free version, you get access to non-linear editing and various video formats. Although the free version limits exports to 720p, the premium subscription reveals higher quality outputs and additional features. Here are some key features you’ll appreciate: Advanced trimming capabilities for precise edits Customizable workspace layout to suit your workflow A variety of audio cleanup tools and effects User-friendly interface for easier navigation Extensive resources, including tutorials and community support Lightworks equips you to improve your editing skills as you deliver high-quality results. Frequently Asked Questions What Is the Best Video Editor for Free? The best free video editor largely depends on your needs. DaVinci Resolve is often recommended for its professional capabilities, especially in color correction and audio editing. If you prefer a user-friendly option and are on a Mac, iMovie is excellent. For those interested in visual effects, HitFilm Express offers extensive features. On the other hand, consider OpenShot for its simplicity and flexibility. Each option has unique strengths, so evaluate them based on your specific editing requirements. What Do Youtubers Use to Edit for Free? YouTubers often turn to free video editing software for professional results without the cost. DaVinci Resolve offers advanced color correction and no watermarks, whereas HitFilm Express combines editing with visual effects, boasting over 410 effects. Lightworks provides a customizable workspace, though its free version limits exports to 720p. For Mac users, iMovie’s user-friendly interface is a top choice, and Kdenlive serves as a versatile, open-source option across multiple platforms. What Is the No. 1 Best Video Editor? The No. 1 best video editor is often considered DaVinci Resolve. It offers professional-grade features like advanced color correction, audio post-production tools, and multi-user collaboration, all without watermarks. You’ll find it compatible with Windows, macOS, and Linux, catering to both beginners and experienced editors. Key features include HDR color grading and AI-driven tools, enhancing your editing experience. Nevertheless, be aware that it requires robust hardware, which could limit accessibility for some users. Is Capcut Worth It? CapCut’s definitely worth considering if you’re looking for a versatile video editing tool. Its user-friendly interface makes it accessible for beginners, whereas advanced features like motion tracking and color grading can improve your projects. You can easily access royalty-free music and sound effects, boosting audio quality without extra costs. Plus, exporting videos in high definition, including 4K, is a notable advantage. Although some features require a premium upgrade, the free version offers substantial functionality. Conclusion To sum up, exploring free video editing software opens up a world of possibilities for creators at any skill level. DaVinci Resolve and Lightworks offer professional tools, whereas ACDSee Luxea and iMovie provide intuitive interfaces for beginners. For those who prefer web-based options, Clipchamp is an outstanding choice, and Kdenlive serves as a robust open-source alternative. Finally, CapCut stands out in mobile editing, catering to on-the-go creators. Each of these editors has unique features to suit various editing needs. Image via Google Gemini This article, "7 Good Free Video Editors You Should Try Today" was first published on Small Business Trends View the full article
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Hyatt Executive Chairman Thomas Pritzker steps down over Epstein ties
Hotel magnate Thomas Pritzker will step down as the executive chairman of Hyatt Hotels after details of his affiliation with Jeffrey Epstein were revealed in documents related to the burgeoning investigation of ties between the notorious sex trafficker and the elite and powerful. Pritzker, in a prepared statement, said he deeply regrets his association with Jeffrey Epstein and Ghislaine Maxwell, a long time associate of Epstein who is serving a 20-year sentence for sex trafficking. “I exercised terrible judgment in maintaining contact with them, and there is no excuse for failing to distance myself sooner,” Pritzker said in a statement. “I condemn the actions and the harm caused by Epstein and Maxwell and I feel deep sorrow for the pain they inflicted on their victims.” There are numerous emails between Pritzker and Epstein included in a cache of Epstein-related documents recently released by the U.S. Department of Justice, with several detailing attempts for dinner meet ups and invitations to various functions. Interactions between the two continued even after Epstein pleaded guilty in 2008 to soliciting prostitution from an underage girl. Emails made public late last year show the crime did little to diminish the desire of that network to stay connected to the financier. Epstein died by suicide while incarcerated in 2019. Pritzker, 75, who is the cousin of Illinois Governor JB Pritzker, was the executive chairman at Hyatt for more than 20 years. His retirement is effective immediately. Hyatt CEO Mark Hoplamazian will succeed Pritzker as chairman. Hyatt has more than 1,500 hotels and all-inclusive resorts in more than 83 countries. Revelations of ties to Epstein have led to the departure or ousting of multiple high-profile individuals in recent days. Dubai announced last week that it was replacing the chairman of one of the world’s largest logistics companies, DP World, because of his ties to Epstein. Also last week, Kathy Ruemmler, the top lawyer at storied investment bank Goldman Sachs and former White House counsel to President Barack Obama, announced her resignation after emails between her and Jeffrey Epstein showed a close relationship where she described him as an “older brother” and downplayed his sex crimes. Brad Karp resigned as chairman of one of the most prestigious U.S. law firms earlier this month, saying news coverage of his exchanges with Epstein had “created a distraction.” Karp had served as chairman of Paul, Weiss, Rifkind, Wharton & Garrison since 2008. The New York firm has advanced the cause of civil rights, handled the legal affairs of corporate power brokers and grown into a multibillion-dollar global enterprise. Late last year, King Charles III striped his brother, formerly Prince Andrew, of all his titles and honors, for his relationship with Epstein. This month, King Charles said that he is ready to “support’’ UK police examining claims that his brother gave confidential information to Epstein. —Michelle Chapman, AP business writer View the full article
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Apple Music Will Soon Let You Generate Playlists With AI
Over the years, Apple Music has improved its algorithmic playlists. There's now an AI DJ, and you can use ChatGPT to generate playlists. With iOS 26.4, which is currently in beta, Apple wants you to make playlists with its own AI tech. The upcoming update includes a feature called "Playlist Playground," which lets you generate AI playlists directly in the Apple Music app—as long as you're running iOS 26.4. How to download and install iOS 26.4I do not recommend installing and running beta versions of iOS on your primary iPhone. Beta software is unfinished, which means you could run into bugs and glitches that may impact how you use your iPhone, or even result in data loss. If you're itching to try out new features, it's best to ensure that you've taken a complete backup of your iPhone first. That way, you can always revert to an older installation in case something goes wrong. Even so, it's safer to run test software on a backup iPhone as opposed to your daily driver. With that said, if you're sure you want to go ahead and install iOS 26.4 right now, you can go to Settings > General > Software Update on your iPhone. Select Beta Updates > iOS 26 Developer Beta. Now, go back to the Software Update page and wait until you see iOS 26.4 Beta 1 appear. You can now download and install the update to try this new Apple Music feature. How to create AI-generated playlists in Apple MusicOnce you're on iOS 26.4, you can open the Music app to get started with this feature. Tap the Library tab in the bottom bar, and then select the New Playlist button in the top-right corner. You should see the Playlist Playground feature here. (Note that this feature may not appear on devices that don't support Apple Intelligence, or if your Apple Account is from a region where Apple has restricted the rollout of AI features.) Once you activate the feature, you'll be able to generate playlists with AI. From here, you tell the AI what you want to listen to. You could get specific, with certain artists, songs, or genres, or ask for playlists that encompass a certain idea of mood. Apple has some pre-written prompts to get you started, such as "hip-hop party songs," but you can use your own text prompts too. AI-generated playlists have 25 songs by default, and you do have the option to customize the playlist further after it's created. You'll also be able to edit the title, cover image, and the description of AI-generated playlists. These playlists can be shared with others or displayed on your Apple Music profile, just like other playlists you create on the streaming service. It's similar in concept to other AI playlist generators on platforms like Spotify or YouTube Music. Try AI-generated playlists without installing iOS 26.4While Apple Music's Playlist Playground feature is a good start, it's not yet available to those of us who are unwilling to install developer beta versions of iOS 26. If that's you, there are other options out there for AI generated Apple Music playlists. There's the aforementioned ChatGPT integration, of course, but you could also use a third-party app, like PlaylistAI. It has many prompts for you to get started with, and can even generate playlists from music festival posters. The app does prompt you to get a subscription, but you can skip that prompt and use the free tier to generate a playlist quickly. View the full article
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Data leak at Abu Dhabi finance summit exposes politicians and business leaders
Personal documents including passports belonging to hundreds of attendees of ADFW found onlineView the full article
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This High-Capacity Anker Power Bank Gives You 200W Portable Charging for Just $80
We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. The Anker Prime 20,000mAh 200W Power Bank is built for the moments when your phone is at 3%, your laptop is at 8%, and there is no outlet in sight. Right now, it is selling for $79.99 on Woot, down from its listed $139.99. That is a $60 drop, or about 43% off. The same model is also $79.99 refurbished on Amazon, so this price puts a new unit on par with what you would normally pay for a refurb. Also, it comes with a two-year manufacturer's limited warranty. Shipping is free for Amazon Prime members, while others pay $6, and this deal runs for 11 more days or until it sells out. Anker Prime 20,000mAh 200W Power Bank $79.99 $139.99 Save $60.00 Get Deal Get Deal $79.99 $139.99 Save $60.00 This is a high-output power bank meant for more than topping off a phone. It has two USB-C ports and one USB-A port, with a combined 200W total output. Each USB-C port can deliver up to 100W on its own, which is enough to charge two devices at full speed—Anker says it can boost an iPhone 16 Pro to 30% in 15 minutes. In practice, its 20,000mAh capacity translates to roughly three to four full smartphone charges or a significant recharge for a light laptop. Its digital display shows remaining battery percentage along with real-time input and output, so you can see exactly how much power is flowing in or out. When the battery itself runs low, it supports 100W input over USB-C and can recharge in about 1 hour and 15 minutes, provided you use a compatible high-wattage charger. As for its portability, at 4.9 by 2.1 by 1.9 inches, it is compact for the power it offers, but it is still heavier than basic 10,000mAh banks. This makes more sense in a backpack than in a pocket. That said, it does not support app control, which may matter if you want deeper monitoring. For frequent travelers, remote workers, or anyone charging multiple devices at once, the performance matches the current price. For casual use, it may have more capacity and output than you actually need. Our Best Editor-Vetted Tech Deals Right Now Apple AirPods 4 Active Noise Cancelling Wireless Earbuds — $139.99 (List Price $179.00) Apple iPad 11" 128GB A16 WiFi Tablet (Blue, 2025) — $329.00 (List Price $349.00) Apple Watch Series 11 (GPS, 42mm, S/M Black Sport Band) — $369.00 (List Price $399.00) Amazon Fire TV Stick 4K Plus — $29.99 (List Price $49.99) Bose QuietComfort Noise Cancelling Wireless Headphones — $229.00 (List Price $349.00) Samsung Galaxy Tab A9+ 64GB Wi-Fi 11" Tablet (Silver) — $139.99 (List Price $219.99) Deals are selected by our commerce team View the full article
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Stop trying to replace your servers
Restaurant operators have been automating customer service processes for years. Implementing kiosks, self-checkout, and mobile ordering has helped margins and cut labor costs. But now there’s a problem. Friendliness scores dropped 12 points in just one year. Thirty-three percent of customers actively avoid restaurants that feel too automated. And AI is about to flood the market. Here’s the choice operators face: double down on customer-facing automation and watch friendliness scores keep falling or use AI differently. It’s time to stop automating what customers value and instead start automating what they don’t see. Smart operators recognize that having AI take orders is not the win. The win is using AI to orchestrate back-of-house operations. That includes tasks like: Making sure your kitchen doesn’t run out of the appetizer everyone wants on Friday night. Triggering loyalty promos when inventory starts piling up. Adjusting labor schedules in real time when online orders spike. That’s AI as a conductor, coordinating information across your tech stack so your staff can focus on what drives loyalty, making guests feel seen. THE NEXT AI REVOLUTION There IS a consumer-facing AI revolution coming. Just not the one operators expect. It’s not in the dining room. It’s on phones, in cars, and through smart speakers. Half of consumers already use AI-powered search for buying decisions. Soon they’ll place orders directly through ChatGPT or voice assistants or their car dashboard. Before long, customers will say, “Hey Siri, order our usual from [Restaurant]” while they are driving. Soon they will be able to order a pizza from the ad they see while watching a game. This isn’t science fiction. The infrastructure is already in everyone’s pockets and living rooms. So now you’ve got a new front door. Great. Except most operators can’t even walk through it. Why? Because their tech stack is a mess: POS doesn’t talk to inventory. The loyalty platform won’t integrate with voice ordering. Menu data is scattered. Operators deploying chatbots to replace hostesses? They’re building on sand. The ones investing in integrated platforms that let AI coordinate inventory, labor, loyalty, and ordering? They’re building the foundation. When voice ordering becomes default, operators can capture more market share. 3 AUTOMATION STRATEGIES Successful automation requires going back to the basics. 1. Audit your tech stack. Look for integration gaps. If your systems can’t share data, you’re not ready. 2. Stop automating guest interactions. Kill pilot programs. Instead, shift the budget to technology that supports operational intelligence, such as predictive inventory, dynamic scheduling, loyalty engines that learn. 3. Clean up your menu data. Make it structured with consistent item names, modifiers, and rules that machines can understand. Make it API-ready, so other systems can reliably query what’s available and order it correctly. When voice ordering goes mainstream in 2026, restaurants that can’t be found by AI agents will be invisible. Simple as that. Here’s what it comes down to. AI isn’t replacing your people. It’s making them better. And it’s making sure you show up when someone says “order pizza” to their car. Miss that, and you’re invisible. Savneet Singh is the president and CEO of PAR Technology Corp. View the full article
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Apple's Next macOS Update Could Extend the Lifespan of Your MacBook's Battery
With iOS 18, Apple introduced a feature that allowed you to set a charge limit on your iPhone. The goal was to extend the lifespan of the battery, by limiting how often you fully charge it up. Batteries age with each full charging cycle, so by preventing your battery from charging to 100% every time you keep it plugged in, you can slow down that aging process, which means your device will last longer in between charges. Now, that same feature is coming to your Mac. Apple is currently testing the feature as part of macOS 26.4, which means you'll soon be able to ask macOS to stop charging your laptop once the battery level hits a specific charge level. This feature is great for anyone that keeps their MacBook plugged in all the time while working: It'll allow you to ask your MacBook to stop charging when the battery is at 80%, or at any charge level up to 100%. Battery optimization is nothing new for macOS Credit: Pranay Parab To be clear, your MacBook ships with a battery optimization feature already, which is enabled by default. This feature automatically slows down your MacBook's charging speed once the charge level reaches 80%. Based on your past usage habits, macOS waits to continue charging your MacBook until it thinks you'll need to use the laptop again. So, if you plug in your MacBook at night, and you typically take it off the charger at 8 a.m., it might keep your MacBook at 80% until 7 a.m., then charge the extra 20% over the following hour. You can check if it's enabled by clicking the Apple logo in the top-left corner of your Mac's screen, and going to System Settings > Battery. Click the i button next to Battery Health and you'll see that Optimized Battery Charging is enabled. But this is all automated, based on how you use your MacBook. What makes this new charging feature different is that you set the charge limit manually. That way, if you work with your MacBook plugged in all day, it doesn't need to charge to 100% whenever it thinks it should. Instead, you can keep it at any charge limit between 80% and 100%. How to enable charge limit on your MacBookThis new feature is available with macOS 26.4, which is currently available in the Developer Beta channel for Mac updates. I strongly recommend against installing this on your primary MacBook, as issues with the beta could mean losing data or bricking your laptop. Unless Apple decides to pull the feature, it should ship to everyone with the general release of macOS 26.4. If you have a spare MacBook where you've installed macOS 26.4 beta, you can go to System Settings > Battery, where you'll see the "Charge Limit" feature listed under Battery Health. Here, you can manually limit the maximum charging level between 80% and 100%. Third-party battery management apps are betterWhile Apple's methods to reduce battery aging are good enough for most people, you can do a lot more with third-party battery management apps. Those apps will allow you to do more than just set a charge limit. For instance, you can start charging the Mac when the battery hits 50% and stop charging when it's at 80%, or stop charging if the battery is too hot. View the full article