When your business is in need of funding, less cash and a longer wait can slow down your operation significantly. To avoid this, consider other options like OnDeck Simple Business Financing. OnDeck offers loans up to $500,000 with rates as low as 9.99% Assumed Interest Rate (AIR). They also offer lines of credit up to $100,000 with rates as low as 13.99% Annual Percentage Rate (APR). OnDeck also offers a $250 gift card when you take out financing.