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The Federal Reserve's preferred inflation reading fell in March, but the positive reading came before new trade policies hit the economy. View the full article

We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. If your photo library lives across five devices and looks like digital chaos, Lightroom can help, and this $119.88 deal on a one-year Adobe Lightroom subscription gives you access to a full suite of tools that work just as well on a phone as on a desktop. The cloud-based platform comes with 1TB of storage, so even if you’re editing a vacation album on your tablet in transit, the edits sync seamlessly everywhere. You can start on your phone, tweak more on your laptop, and finish on your desktop—without exporting or juggling file versions. Adobe’s AI additions make Lightroom feel smarter with features like Generative Remove, which lets you clean up background distractions with a click, and Lens Blur, which adds that soft, DSLR-style bokeh effect if your phone didn’t quite nail the depth. The new Quick Actions are especially helpful if you’re not looking to deep dive into sliders—Lightroom now suggests edits automatically, tailored to each photo. That said, it’s not just for beginners. Lightroom Classic still lives on for power users who need the old-school tools like Map or Develop modules for bulk editing or geotagging. This subscription includes both the modern Lightroom and Lightroom Classic, which is a solid deal for anyone wanting flexibility. Just keep in mind the system requirements—macOS Ventura 13.1 or later, or Windows 10 and up—and it’s limited to one device at a time. Whether organizing decades’ worth of photos or just trying to make your social posts pop a little more, this bundle offers a streamlined way to edit, store, and sync everything. But this might feel like overkill if you don’t care about editing on mobile or prefer offline-only workflows. It’s built for the cloud, so you’ll want to be, too. View the full article

A $24 billion single-family provision for credit losses linked to economic uncertainty and changes in actual and forecast home prices weighed down results. View the full article

Key Takeaways Creativity Transforms Value: Trading a bobby pin for a house exemplifies how innovative thinking can turn low-value items into significant assets through strategic exchanges. Importance of Networking: Building and nurturing connections with potential traders enhances your trading opportunities, showcasing the value of collaboration and community in entrepreneurship. Valuation and Research: Conduct thorough market research to accurately assess the value of items in your trading sequence, ensuring each trade maximizes growth potential. Leveraging Digital Platforms: Utilize social media and online marketplaces to reach a broader audience, enhancing visibility and engagement throughout your trading journey. Growth Strategy Framework: Maintain a clear growth strategy by continuously assessing trade value and setting measurable goals, mirroring the successful pathways of notable traders like Demi Skipper and Kyle MacDonald. Imagine trading a simple bobby pin for a house. It sounds impossible, right? Yet, this fascinating concept has captured the imagination of many, sparking conversations about creativity, resourcefulness, and the art of negotiation. It all started with one bold individual who turned a seemingly worthless item into something of great value, challenging our perceptions of trade and worth. Overview of Trading a Bobby Pin for a House Trading a bobby pin for a house encompasses creativity, resourcefulness, and negotiation skills, illustrating that seemingly insignificant items can hold great value. This concept encourages new entrepreneurs to explore innovative business ideas that challenge traditional views on trade. The Concept Explained The idea revolves around bartering, where you exchange an object of little value, like a bobby pin, for something significantly more valuable. This trade symbolizes a larger business model where success often thrives on unique value propositions. Entrepreneurs can emulate this mindset by identifying underappreciated assets they possess, then leveraging them into larger ventures. Emphasizing creativity and negotiation, this approach reflects a growth strategy fundamental to sustainable business development. Historical Context The history of trading objects dates back centuries, marking it as a foundational element in commerce. Bartering was essential before currency emerged, showcasing the human inclination toward trade. This concept gained visibility in modern times through stories like that of Kyle MacDonald, who famously traded a red paperclip all the way up to owning a house. Such narratives inspire small business owners to imitate innovative trading strategies. By embracing the entrepreneurial spirit of resourcefulness, you can create connections with potential partners and customers, establishing a solid network for future endeavors. The Process of Trading Trading a bobby pin for a house involves a series of strategic steps that can inform potential entrepreneurs about innovative business models. This process emphasizes the importance of creativity and networking. Finding the Right Exchange Finding the right exchange requires research and insight into your target audience. You need to leverage platforms like Facebook Marketplace, Craigslist, and dedicated Facebook groups to connect with potential traders. Identify items that appeal to others while considering their market value. Look for exchanges that not only elevate the monetary value but also enhance the uniqueness of your trades. For example, starting with a bobby pin and trading up to items like margarita glasses demonstrates how each trade can attract interest and open new avenues for collaboration. Engaging in discussions with fellow entrepreneurs can provide valuable mentorship and insights into successful trading tactics. Valuation of Items Valuation of items plays a crucial role in the trading process. Each item in your trading sequence should exhibit growth in value, as seen in Demi Skipper’s journey from a bobby pin to a customized trailer worth $40,000. When evaluating items, consider factors such as market demand, utility, and emotional value. Implementing basic market research can guide you in determining the worth of items accurately. Create a simple business plan that outlines potential trades and helps monitor your progress. Staying informed about current trends can enhance your ability to make lucrative trades, ensuring consistency in your trading strategy and aligning with your overall business goals. Success Stories Many successful trading stories illustrate the power of creativity and resourcefulness. One compelling example is Demi Skipper, a 30-year-old entrepreneur who transformed a bobby pin into a house. Notable Examples Demi Skipper’s Trade Me Project: Launched in May 2020, Skipper was inspired by Kyle MacDonald, who famously traded a red paperclip for a house in 2005. Starting with a bobby pin, Skipper executed 28 trades over 20 months. Her trades included items such as earrings, margarita glasses, a vacuum, a snowboard, and an Apple TV. Ultimately, she traded a solar-powered trailer worth $40,000 for a two-bedroom, one-bath house in Clarksville, Tennessee, valued at $80,000. Kyle MacDonald: The original inspiration for Skipper’s project, MacDonald achieved his goal of trading a simple red paperclip for a house in just 14 trades. His story highlights the potential of innovative trading strategies and the importance of building a strong network through each trade. Lessons Learned Creativity Drives Value: Both Skipper and MacDonald demonstrate how thinking outside the box can result in substantial value from low-cost items. Consider exploring various items with unique appeal to your target audience when formulating your business model. Networking is Essential: Building connections plays a critical role in successful trading. Each trade requires you to engage with potential traders, highlighting the importance of networking to grow your small business. Market Research and Valuation: Conduct thorough market research to understand the perceived value of items within your trading sequence. Proper valuation ensures you select items that exhibit potential for growth. Utilizing Digital Platforms: Leverage online marketplaces, social media, and other platforms to efficiently reach your target audience. Implementing digital marketing strategies can enhance your visibility and engagement during trading. Growth Strategy: Aim for a clear growth strategy. Like Skipper and MacDonald, maintain a continuous assessment of each trade’s value and impact on your overall journey. This ensures steady progress towards your ultimate goals. Challenges and Considerations Trading a bobby pin for a house involves various challenges and considerations essential for any small business undertaking. Limitations of the Trade Limitations arise from the intrinsic value of the items involved in each trade. As you progress from a low-value item, such as a bobby pin, to higher-value assets, the potential for finding willing traders diminishes. You must conduct thorough market research to discern realistic values and determine the acceptable trade limits. Additionally, you face geographical constraints, as some trades may not be feasible if the item you’re pursuing is located far away from you. Understanding these limitations involves developing a clear business model that outlines your trading strategy while keeping customer acquisition and negotiation skills at the forefront. Emotional and Social Factors Emotional and social factors play significant roles in trading endeavors. You may experience skepticism from others as your trades escalate in value. Overcoming that skepticism requires resilience and confidence in your vision. Networking becomes vital; connecting with fellow entrepreneurs and potential traders helps build trust. Engaging in social media can amplify your outreach and showcase your trading journey, further establishing credibility. Additionally, managing emotional expectations is crucial, as the ups and downs of trading can affect your morale. Emphasizing branding and marketing strategies enables you to highlight the unique narrative of your trades, enhancing your story’s appeal to others. Navigating the challenges and considerations of trading a bobby pin for a house involves understanding both practical limits and the intricate emotional landscape of entrepreneurship. By addressing these key factors strategically, you enhance your likelihood of success in this creative venture. The Impact of Viral Trends Viral trends significantly influence the success of unique business ideas like trading a bobby pin for a house. This phenomenon not only showcases creativity and resourcefulness but also serves as a powerful example for entrepreneurs looking to establish innovative ventures. Social Media Influence Social media platforms play a vital role in amplifying trading stories like Demi Skipper’s “Trade Me Project.” Her journey was widely shared on TikTok and Instagram, highlighting the effectiveness of social media for small businesses seeking exposure. Engaging content attracts followers, expands your target audience, and fosters community engagement, essential for customer acquisition in today’s digital marketing landscape. Utilizing hashtags and trending topics can boost visibility and draw attention to your unique offerings. Cultural Significance The cultural significance of trading narratives extends beyond mere transactions. They symbolize innovation and challenge traditional views on value. Trading a seemingly worthless item for something substantial encourages entrepreneurs to think creatively about their business models. This dynamic showcases the potential for profitable ventures through bartering, even in a landscape dominated by e-commerce and conventional sales. As you refine your business plan, consider how the principles illustrated by these trading stories can inform your own strategies, emphasizing adaptability and resourcefulness. Conclusion Trading a bobby pin for a house isn’t just a whimsical idea; it’s a testament to the power of creativity and resourcefulness. By embracing the principles of bartering and innovative thinking, you can unlock new opportunities in your entrepreneurial journey. As you explore your own trading ventures, remember the importance of networking and market research. Each small item you possess could be the key to something much larger. Stay adaptable and open-minded in your approach, and you’ll find that the potential for value is often hidden in plain sight. Your journey in trading can inspire others and redefine how we perceive worth in today’s economy. Embrace the challenge and let your creativity lead the way. Frequently Asked Questions What is the main idea of trading a bobby pin for a house? The article explores how a simple item, like a bobby pin, can be traded for something much more valuable, such as a house. It emphasizes creativity, resourcefulness, and negotiation as key elements in the trade process. Who is Kyle MacDonald? Kyle MacDonald is known for his unique trading journey, where he traded a red paperclip for a house through a series of successful exchanges. His story serves as an inspiration for innovative trading strategies. What is the “Trade Me Project”? Demi Skipper’s “Trade Me Project” involved trading a bobby pin through 28 transactions over 20 months, ultimately exchanging it for a solar-powered trailer worth $40,000 and then trading that for a house. How can someone start trading effectively? To start trading, focus on creativity and conduct thorough market research to properly value your items. Utilize platforms like Facebook Marketplace and Craigslist to connect with potential traders for successful exchanges. What role does social media play in trading? Social media platforms like TikTok and Instagram amplify trading stories, helping small businesses gain exposure and build community engagement. Engaging content attracts followers and fosters customer relationships. What challenges are associated with trading? Challenges of trading include evaluating intrinsic item value and overcoming geographical limitations. Strong negotiation skills, a clear business model, and resilience are also crucial for success in this process. How can creative value drive trading success? Creativity can reveal unique trade opportunities, making seemingly worthless items valuable. Thinking outside the box enables traders to explore innovative business ideas that attract interest and foster successful exchanges. Image Via Envato This article, "Discover the Art of Trading a Bobby Pin for a House: Unlocking Value and Creativity" was first published on Small Business Trends View the full article

Key Takeaways Creativity Transforms Value: Trading a bobby pin for a house exemplifies how innovative thinking can turn low-value items into significant assets through strategic exchanges. Importance of Networking: Building and nurturing connections with potential traders enhances your trading opportunities, showcasing the value of collaboration and community in entrepreneurship. Valuation and Research: Conduct thorough market research to accurately assess the value of items in your trading sequence, ensuring each trade maximizes growth potential. Leveraging Digital Platforms: Utilize social media and online marketplaces to reach a broader audience, enhancing visibility and engagement throughout your trading journey. Growth Strategy Framework: Maintain a clear growth strategy by continuously assessing trade value and setting measurable goals, mirroring the successful pathways of notable traders like Demi Skipper and Kyle MacDonald. Imagine trading a simple bobby pin for a house. It sounds impossible, right? Yet, this fascinating concept has captured the imagination of many, sparking conversations about creativity, resourcefulness, and the art of negotiation. It all started with one bold individual who turned a seemingly worthless item into something of great value, challenging our perceptions of trade and worth. Overview of Trading a Bobby Pin for a House Trading a bobby pin for a house encompasses creativity, resourcefulness, and negotiation skills, illustrating that seemingly insignificant items can hold great value. This concept encourages new entrepreneurs to explore innovative business ideas that challenge traditional views on trade. The Concept Explained The idea revolves around bartering, where you exchange an object of little value, like a bobby pin, for something significantly more valuable. This trade symbolizes a larger business model where success often thrives on unique value propositions. Entrepreneurs can emulate this mindset by identifying underappreciated assets they possess, then leveraging them into larger ventures. Emphasizing creativity and negotiation, this approach reflects a growth strategy fundamental to sustainable business development. Historical Context The history of trading objects dates back centuries, marking it as a foundational element in commerce. Bartering was essential before currency emerged, showcasing the human inclination toward trade. This concept gained visibility in modern times through stories like that of Kyle MacDonald, who famously traded a red paperclip all the way up to owning a house. Such narratives inspire small business owners to imitate innovative trading strategies. By embracing the entrepreneurial spirit of resourcefulness, you can create connections with potential partners and customers, establishing a solid network for future endeavors. The Process of Trading Trading a bobby pin for a house involves a series of strategic steps that can inform potential entrepreneurs about innovative business models. This process emphasizes the importance of creativity and networking. Finding the Right Exchange Finding the right exchange requires research and insight into your target audience. You need to leverage platforms like Facebook Marketplace, Craigslist, and dedicated Facebook groups to connect with potential traders. Identify items that appeal to others while considering their market value. Look for exchanges that not only elevate the monetary value but also enhance the uniqueness of your trades. For example, starting with a bobby pin and trading up to items like margarita glasses demonstrates how each trade can attract interest and open new avenues for collaboration. Engaging in discussions with fellow entrepreneurs can provide valuable mentorship and insights into successful trading tactics. Valuation of Items Valuation of items plays a crucial role in the trading process. Each item in your trading sequence should exhibit growth in value, as seen in Demi Skipper’s journey from a bobby pin to a customized trailer worth $40,000. When evaluating items, consider factors such as market demand, utility, and emotional value. Implementing basic market research can guide you in determining the worth of items accurately. Create a simple business plan that outlines potential trades and helps monitor your progress. Staying informed about current trends can enhance your ability to make lucrative trades, ensuring consistency in your trading strategy and aligning with your overall business goals. Success Stories Many successful trading stories illustrate the power of creativity and resourcefulness. One compelling example is Demi Skipper, a 30-year-old entrepreneur who transformed a bobby pin into a house. Notable Examples Demi Skipper’s Trade Me Project: Launched in May 2020, Skipper was inspired by Kyle MacDonald, who famously traded a red paperclip for a house in 2005. Starting with a bobby pin, Skipper executed 28 trades over 20 months. Her trades included items such as earrings, margarita glasses, a vacuum, a snowboard, and an Apple TV. Ultimately, she traded a solar-powered trailer worth $40,000 for a two-bedroom, one-bath house in Clarksville, Tennessee, valued at $80,000. Kyle MacDonald: The original inspiration for Skipper’s project, MacDonald achieved his goal of trading a simple red paperclip for a house in just 14 trades. His story highlights the potential of innovative trading strategies and the importance of building a strong network through each trade. Lessons Learned Creativity Drives Value: Both Skipper and MacDonald demonstrate how thinking outside the box can result in substantial value from low-cost items. Consider exploring various items with unique appeal to your target audience when formulating your business model. Networking is Essential: Building connections plays a critical role in successful trading. Each trade requires you to engage with potential traders, highlighting the importance of networking to grow your small business. Market Research and Valuation: Conduct thorough market research to understand the perceived value of items within your trading sequence. Proper valuation ensures you select items that exhibit potential for growth. Utilizing Digital Platforms: Leverage online marketplaces, social media, and other platforms to efficiently reach your target audience. Implementing digital marketing strategies can enhance your visibility and engagement during trading. Growth Strategy: Aim for a clear growth strategy. Like Skipper and MacDonald, maintain a continuous assessment of each trade’s value and impact on your overall journey. This ensures steady progress towards your ultimate goals. Challenges and Considerations Trading a bobby pin for a house involves various challenges and considerations essential for any small business undertaking. Limitations of the Trade Limitations arise from the intrinsic value of the items involved in each trade. As you progress from a low-value item, such as a bobby pin, to higher-value assets, the potential for finding willing traders diminishes. You must conduct thorough market research to discern realistic values and determine the acceptable trade limits. Additionally, you face geographical constraints, as some trades may not be feasible if the item you’re pursuing is located far away from you. Understanding these limitations involves developing a clear business model that outlines your trading strategy while keeping customer acquisition and negotiation skills at the forefront. Emotional and Social Factors Emotional and social factors play significant roles in trading endeavors. You may experience skepticism from others as your trades escalate in value. Overcoming that skepticism requires resilience and confidence in your vision. Networking becomes vital; connecting with fellow entrepreneurs and potential traders helps build trust. Engaging in social media can amplify your outreach and showcase your trading journey, further establishing credibility. Additionally, managing emotional expectations is crucial, as the ups and downs of trading can affect your morale. Emphasizing branding and marketing strategies enables you to highlight the unique narrative of your trades, enhancing your story’s appeal to others. Navigating the challenges and considerations of trading a bobby pin for a house involves understanding both practical limits and the intricate emotional landscape of entrepreneurship. By addressing these key factors strategically, you enhance your likelihood of success in this creative venture. The Impact of Viral Trends Viral trends significantly influence the success of unique business ideas like trading a bobby pin for a house. This phenomenon not only showcases creativity and resourcefulness but also serves as a powerful example for entrepreneurs looking to establish innovative ventures. Social Media Influence Social media platforms play a vital role in amplifying trading stories like Demi Skipper’s “Trade Me Project.” Her journey was widely shared on TikTok and Instagram, highlighting the effectiveness of social media for small businesses seeking exposure. Engaging content attracts followers, expands your target audience, and fosters community engagement, essential for customer acquisition in today’s digital marketing landscape. Utilizing hashtags and trending topics can boost visibility and draw attention to your unique offerings. Cultural Significance The cultural significance of trading narratives extends beyond mere transactions. They symbolize innovation and challenge traditional views on value. Trading a seemingly worthless item for something substantial encourages entrepreneurs to think creatively about their business models. This dynamic showcases the potential for profitable ventures through bartering, even in a landscape dominated by e-commerce and conventional sales. As you refine your business plan, consider how the principles illustrated by these trading stories can inform your own strategies, emphasizing adaptability and resourcefulness. Conclusion Trading a bobby pin for a house isn’t just a whimsical idea; it’s a testament to the power of creativity and resourcefulness. By embracing the principles of bartering and innovative thinking, you can unlock new opportunities in your entrepreneurial journey. As you explore your own trading ventures, remember the importance of networking and market research. Each small item you possess could be the key to something much larger. Stay adaptable and open-minded in your approach, and you’ll find that the potential for value is often hidden in plain sight. Your journey in trading can inspire others and redefine how we perceive worth in today’s economy. Embrace the challenge and let your creativity lead the way. Frequently Asked Questions What is the main idea of trading a bobby pin for a house? The article explores how a simple item, like a bobby pin, can be traded for something much more valuable, such as a house. It emphasizes creativity, resourcefulness, and negotiation as key elements in the trade process. Who is Kyle MacDonald? Kyle MacDonald is known for his unique trading journey, where he traded a red paperclip for a house through a series of successful exchanges. His story serves as an inspiration for innovative trading strategies. What is the “Trade Me Project”? Demi Skipper’s “Trade Me Project” involved trading a bobby pin through 28 transactions over 20 months, ultimately exchanging it for a solar-powered trailer worth $40,000 and then trading that for a house. How can someone start trading effectively? To start trading, focus on creativity and conduct thorough market research to properly value your items. Utilize platforms like Facebook Marketplace and Craigslist to connect with potential traders for successful exchanges. What role does social media play in trading? Social media platforms like TikTok and Instagram amplify trading stories, helping small businesses gain exposure and build community engagement. Engaging content attracts followers and fosters customer relationships. What challenges are associated with trading? Challenges of trading include evaluating intrinsic item value and overcoming geographical limitations. Strong negotiation skills, a clear business model, and resilience are also crucial for success in this process. How can creative value drive trading success? Creativity can reveal unique trade opportunities, making seemingly worthless items valuable. Thinking outside the box enables traders to explore innovative business ideas that attract interest and foster successful exchanges. Image Via Envato This article, "Discover the Art of Trading a Bobby Pin for a House: Unlocking Value and Creativity" was first published on Small Business Trends View the full article

Duolingo is now phasing out contract workers as it switches to using artificial intelligence for some tasks, a move that's part of the company going "AI-first". "AI isn't just a productivity boost," said Duolingo co-founder and CEO Luis von Ahn in a press release. "It helps us get closer to our mission." From what von Ahn says, it sounds as though AI will be used to scale up content, build out the Duolingo codebase, and power features such as video calls with AI avatars. If that reliance on AI leaves you a little cold—perhaps over concerns around ethics, energy use, copyright infringement, or accuracy—then one of the alternatives worth checking out is Mango Languages. You can usually access it for free through your local public library and other institutions such as schools, but if you can't find a free option you're eligible for, it costs from $12 a month (or less, if you pay a year at a time). Getting started with Mango LanguagesEven if you can't get free access to Mango Languages through your library or another institution, you can try out a free lesson to see if it suits you, before having to pay (or even register an account). There are more than 70 languages to choose from, and your first task is to pick the one you'd like to start learning. There's a simple slide-based approach here, so you can move at your own pace and move backwards and forwards as you like. The app also tries to explain fundamentals about a language as you go, including the way that pronunciations might change as you put more words and phrases together, and the patterns of speech involved. Credit: Lifehacker You really do get to start with the basics, with straightforward lessons covering greetings and how to make yourself understood. Alongside vocabulary learning, Mango Languages also tries to get you to understand the grammar of the sentences you're saying as you progress, and the goals of each lesson are set out ahead of time. As well as being available on the web, Mango Languages also offers dedicated apps for Android and iOS, so you can learn on the go as well as when you're sitting at a desk. There are the usual configuration settings you'd expect, including timings on the slides you see and whether or not you want each slide narrated to you. Progressing with your language learningAs you move through the Mango Languages course, you can review your progress each day and go back to any previous lessons, as well as seeing what's further ahead. You get tests on your reading, writing, speaking, and pronunciation, and there's also the option to compare your speaking with that of a native speaker. Something Mango Languages does well is provide little cultural notes to explain how different terms are used—essential if you don't want to be offending any of the locals on your next vacation. The app also encourages critical thinking, and will sometimes ask you to work out how something should be said, rather than just telling you. You get cultural notes to go with your language learning. Credit: Lifehacker Further down the line, you'll come across special lessons too: For my chosen language of German, one of them is the annual booze-up that is Oktoberfest. These can help put your language learning into more context, so you're learning about a country and its customs as well as the native tongue. You get a clean interface, lots of flexibility, and an interesting mix of exercises and challenges to help you stay engaged with learning a language—which for most of us, isn't an easy ask. Both the basics of vocabulary and the more advanced ways that words are put together are well-handled, and if you're able to access it for free, so much the better. View the full article

Fraud remains a huge issue, with reports increasing 25% between 2023 and 2024, according to recently released data from the Federal Trade Commission (FTC). That amounted to consumers losing more than $12.5 billion to various frauds and scams. Those eye-popping figures are what spurred AT&T to beef up its fraud-prevention smartphone application, ActiveArmor, with a slate of new features, says Matt Bailey, AT&T’s AVP of product management and development. And interestingly enough, the app will also provide protection for your physical property—including your credit and debit cards and even your driver’s license. On Wednesday, AT&T announced the five new features being added to the app: Lost wallet recovery ID restoration A password manager A password manager web extension Social media identity protection With the lost wallet recovery feature, AT&T says it will help you replace important items such as a driver’s license or checkbook with a one-click call to its recovery specialists. The service also cancels lost credit or debit cards and “restores other sensitive financial items,” according to the company’s description. Combined, Bailey says the new features will help fewer people become victims of various scams. “The biggest impetus to our focus on security is the fact that consumers are consistently being victimized by fraudulent activity, and that it’s increasing,” he says. “That’s the key concern that our customers have been telling us about, and we’ve been focused on security relentlessly.” Robocalls and other modern-day rackets Bailey says that while the ActiveArmor app was originally launched in 2016 to root out robocalls, it’s since become what he thinks is “the most comprehensive security app out there.” And it’s also available to everyone—not just AT&T customers. AT&T customers will not be charged anything extra, but those on other networks who download and install the app will face a $3.99-per-month charge. And as for why AT&T—which is primarily a digital and wireless company—decided to add protection for physical cards, driver’s licenses, and even checkbooks? Bailey says that the company already has a dedicated team to help customers replace some of those items, so it made sense to put the physical stuff into the mix, too. “We thought it was a pretty natural tie-in to help customers remain protected,” he says. View the full article

Former Labour prime minister highlighted needed for reset of ‘irrational’ debate over climate changeView the full article

Want more housing market stories from Lance Lambert’s ResiClub in your inbox? Subscribe to the ResiClub newsletter. Speaking to investors earlier this month, D.R. Horton CEO Paul Romanowski said that the spring 2025 selling season for America’s-largest homebuilder is off to a slower-than-normal start. “This year’s spring selling season started slower than expected as potential homebuyers have been more cautious due to continued affordability constraints and declining consumer confidence,” Romanowski said on the company’s earnings call. It isn’t just D.R. Horton. “We do not see the seasonal pickup typically associated with the beginning of the spring selling season,” Lennar co-CEO Jon Jaffe told investors on March. “So we continue to lean into our machine focusing on converting leads and appointments and adjusting incentives as needed to maintain sales pace. These adjustments came in the form of mortgage rate buydowns, price reductions, and closing cost assistance.” Last quarter, Lennar spent the equivalent of 13% of home sales on buyer incentives—up from 1.5% in Q2 2022 at the height of the pandemic housing boom. A 13% incentive on a $400,000 home translates to $52,000 in incentives. This weaker housing demand environment is causing unsold inventory to tick up. Indeed, since the pandemic housing boom fizzled out, the number of unsold completed U.S. new single-family homes has been rising: March 2018: 62,000 March 2019: 77,000 March 2020: 76,000 March 2021: 34,000 March 2022: 32,000 March 2023: 70,000 March 2024: 89,000 March 2025: 119,000 The March 2025 figure (119,000 unsold completed new homes) published this month is the highest level since July 2009 (126,000). Let’s take a closer look at the data to better understand what this could mean. To put the number of unsold completed new single-family homes into historic context, we created a new index: ResiClub’s Finished Homes Supply Index. The index is one simple calculation: The number of unsold completed U.S. new single-family homes divided by the annualized rate of U.S. single-family housing starts. A higher index score indicates a softer national new construction market with greater supply slack, while a lower index score signifies a tighter new construction market with less supply slack. If you look at unsold completed single-family new builds as a share of single-family housing starts (see chart below), it still shows we’ve gained slack; however, it puts us closer to pre-pandemic 2019 levels than the Great Recession of 2007–2009. While the U.S. Census Bureau doesn’t give us a greater market-by-market breakdown on these unsold new builds, we have a good idea where they are based on total active inventory homes for sale (including existing homes) that have spiked above pre-pandemic 2019 levels. Most of those areas are in the Sun Belt around the Gulf. Builders are facing pricing pressure in some housing markets, especially in key Florida and Texas markets, where active inventory has jumped back above pre-pandemic 2019 levels. Big picture: There’s greater slack in the new construction market now than a few years ago, giving buyers some leverage in certain markets to negotiate better deals with homebuilders. View the full article

We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. When Google first dropped the Pixel Buds A-Series, they packed a lot into a pretty small price tag. Now that they’re down to $59.99 (from the original $99.99), they feel even more approachable if you’re looking for simple wireless earbuds that get the basics right at a low price point. Google Pixel Buds A-Series $59.00 at Amazon /images/amazon-prime.svg $99.00 Save $40.00 Get Deal Get Deal $59.00 at Amazon /images/amazon-prime.svg $99.00 Save $40.00 Available in sea and dark olive colorways, these buds sport a minimalist design and fit snugly, too, thanks to the built-in rubber stabilization fins. You don’t have to worry about swapping those out—they're permanently attached—but you do get three sizes of silicone tips to fine-tune the comfort. As for durability, they’re rated IPX4, which means they're sweat-resistant enough for workouts but not built for full-on water exposure. The controls on these buds are fairly basic, which can either be a plus or a dealbreaker depending on how you like your tech. You can tap to play, pause, skip tracks, and summon your voice assistant, but adjusting the volume has to happen from your phone. On the upside, the touch surfaces are easy to find without jabbing around blindly, and they’re not overly sensitive, according to this PCMag review. The compact, egg-shaped case (with a USB-C port) holds about 24 hours of battery life, while the buds themselves are estimated to give you around five hours per charge—not the longest out there, but pretty standard for this price point. Where the Pixel Buds A-Series really settle into their lane is in audio and everyday usability. Bass hits come through clean even at full blast, but if you're someone who craves heavy low-end rumble, you might find them a little tame. They’re better suited for casual pop, podcasts, or anything that doesn’t lean too bass-heavy. Pairing them with an Android phone is seamless, and once you install the Pixel Buds app, you can use hands-free Google Assistant commands like checking the weather or controlling smart home devices. iPhone users can still connect them via Bluetooth, but they’ll miss out on the Assistant features. View the full article

Google CEO Sundar Pichai is expected to take the stand on Wednesday morning at a trial in Washington where antitrust enforcers seek an order forcing the company to sell its Chrome web browser and take other measures to boost competition among online search providers. Pichai will testify in the Alphabet unit’s defense against proposals by the U.S. Department of Justice that the company has said would cause unintended harm to browser developers, smartphone makers and internet users. The outcome of the case could fundamentally reshape the internet by potentially unseating Google as the go-to portal for information online. The DOJ and a broad coalition of state attorneys general are pressing for remedies to restore competition even as search evolves to overlap with generative AI products such as ChatGPT. Prosecutors are concerned that Google’s dominance in search could extend to AI. U.S. District Judge Amit Mehta ruled last year that Google, the site and app where most U.S. internet users search for information, “has no true competitor.” Google maintained its monopoly in part by paying billions of dollars to companies including Apple, Samsung, AT&T and Verizon to be the default search engine on new mobile devices, the judge said. The DOJ wants the judge to end those payments and require Google to share search data with competitors. Google has said the proposals would give away its hard work, and jeopardize its users’ privacy and endanger smaller companies like Mozilla, the developer of the Firefox browser, that rely on Google for revenue. The company recently loosened its agreements to allow device makers and carriers to pre-install other search and AI apps, according to evidence shown at trial. Google has said it plans to appeal once the judge makes a final ruling. —Jody Godoy, Reuters View the full article

Tehran imposes death penalty on man amid fears Israel is seeking to derail nuclear talks with USView the full article

Key Takeaways Monetization Opportunities: The TikTok Creator Fund allows creators to earn money based on video performance metrics, providing an avenue for monetizing engaging content.Eligibility: To join the Creator Fund, you must be at least 18 years old, reside in a supported country, and have a minimum follower count of around 10,000.Content Quality Matters: Success in the Creator Fund hinges on producing consistent, high-quality content that resonates with your audience, rather than just pursuing viral fame.Tools for Growth: TikTok provides various resources, including analytics tools and hashtag features, to help creators boost content visibility and engagement rates.Challenges to Overcome: Competition is fierce, and creators must navigate algorithm changes and strict eligibility criteria to maintain visibility and earnings.Success Examples: Creatives like Mikayla Nogueira highlight the potential of the Creator Fund, showcasing that authentic content and strategic engagement can lead to substantial success. If you’re a content creator on TikTok, you’ve probably heard about the TikTok Creator Fund. This innovative program aims to reward creators for their engaging content and help them turn their passion into a viable income. With millions of users scrolling through videos daily, the potential to reach a vast audience is immense, but how do you actually monetize that attention? The Creator Fund offers a unique opportunity for you to earn money based on your video performance. It’s not just about going viral; it’s about creating consistent, high-quality content that resonates with your followers. Understanding how the fund works can unlock new avenues for revenue and elevate your TikTok journey. Let’s dive into the details and explore how you can make the most of this exciting initiative. Overview of TikTok Creator Fund The TikTok Creator Fund offers a way for you to monetize your engaging video content. By joining this program, you earn money based on metrics like views and engagement rates. Focus on creating high-quality content that resonates with your audience to maximize your earnings. For small businesses, leveraging the Creator Fund can enhance your social media marketing strategy. When you produce videos that showcase your products or services, you increase brand awareness and engagement. TikTok’s algorithm favors creative storytelling, making it crucial to develop captivating video content that aligns with your brand voice. Using features like hashtags and user-generated content can boost your content’s visibility. Plan your posts with a content calendar to ensure consistent uploads, which leads to organic growth. Track your performance using social media analytics to refine your approach and improve your social media ROI. Consider influencer partnerships within the Creator Fund framework. Collaborating with TikTok influencers can expand your reach and introduce your brand to new audiences. As you engage with your community, address customer feedback promptly and maintain your online presence, which fosters customer interaction and nurtures loyal followers. How the TikTok Creator Fund Works The TikTok Creator Fund rewards you for your engaging video content. Your earnings depend on specific performance metrics rather than a fixed payment structure. Eligibility Requirements To participate in the TikTok Creator Fund, you must meet certain criteria. You need to be at least 18 years old, reside in a supported country, and meet a minimum follower count, which is typically around 10,000 followers. Your account should feature authentic videos, adhere to TikTok’s Community Guidelines, and focus on original content creation to increase your chances of earning. Application Process Applying to the TikTok Creator Fund involves a straightforward process. You can access the application through the TikTok app. Navigate to your profile settings, select “Creator Fund,” and follow the prompts to submit your application. After approval, you can monitor your performance metrics and earnings directly within the app. Your participation can enhance your social media strategy, increase brand awareness, and boost engagement across the platform. Benefits of the TikTok Creator Fund The TikTok Creator Fund offers significant advantages for content creators, especially those running small businesses. By monetizing videos, you can enhance your social media strategy and improve your online presence. Financial Support for Creators The TikTok Creator Fund provides financial compensation based on the performance of your videos. You’ll earn money from views, engagement, and authenticity, eliminating the need for paid ads. Creators typically see earnings ranging from $0.03 to $0.04 per 1,000 views, with potential peaks up to $8 per 1,000 views based on engagement rates. TikTok’s commitment to invest $1 billion over three years ensures continual support for creators. This substantial financial backing allows small businesses to invest in content creation without relying solely on traditional marketing methods. Access to Resources and Tools TikTok equips creators with valuable resources and tools to enhance their content marketing efforts. You can utilize features like hashtags to boost visibility and facilitate organic growth. The platform also offers analytics tools for tracking performance metrics, allowing you to refine your social media campaigns. By analyzing social media analytics, you can identify what resonates with your audience, optimize engagement rates, and tailor your brand voice accordingly. Moreover, you can create consistent video content through effective planning with a content calendar, ensuring regular updates that foster audience interaction. Engaging storytelling will improve brand awareness and loyalty, essential elements for small business success in the crowded social media landscape. Challenges Faced by Creators Creators on TikTok encounter several challenges that can impact their success in leveraging the Creator Fund. Competition and Limitations Competition among TikTok creators is fierce. With millions of content creators on the platform, distinguishing your brand can be tough. Your engagement rate, a crucial metric, reflects how well your audience responds to your content, directly affecting your earnings. Limited visibility due to this competition complicates the growth of your social media presence. Additionally, you must navigate eligibility criteria, ensuring you meet requirements such as having a minimum of 10,000 followers and 100,000 video views in the last 30 days. Maintaining this level of performance can be overwhelming, especially for small businesses balancing various aspects of social media marketing. Algorithm Impact on Earnings The TikTok algorithm significantly influences your earnings. It’s designed to prioritize content based on various engagement metrics, including view authenticity and interaction rates. If your posts don’t resonate with your audience, it can result in lower visibility and reduced earnings. The algorithm rewards high-quality video content that encourages social media engagement, meaning you’ll need to invest in effective content creation strategies. Organic reach may vary based on factors such as timing and user preferences, complicating your social media strategy. Understanding the algorithm and adapting your content accordingly enhances your chances of success but requires continuous effort in performance monitoring and adjustment. Success Stories from the TikTok Creator Fund Mikayla Nogueira represents a compelling success story from the TikTok Creator Fund. With engaging makeup tutorials and authentic content, she turned her passion into a lucrative career. Mikayla amassed over 13 million followers, showcasing how strong content creation can elevate brand awareness and drive audience engagement. Her success emphasizes the potential of TikTok for small business social media strategies. Many creators find success by leveraging user-generated content. By encouraging customers to share their experiences, brands tap into authentic storytelling. Successful campaigns often utilize specific hashtags to enhance organic reach on the platform. TikTok offers analytics tools to monitor performance and engagement rates, ensuring creators can refine their social media strategy for maximum impact. TikTok’s investment in the Creator Fund empowers smaller businesses to thrive. Financial compensation allows you to reinvest in content creation and influencer partnerships, amplifying your brand voice. Engaging your community through direct interaction promotes brand loyalty and increases customer interaction. As you craft a content calendar, consistent posting will contribute to social media growth. For emerging businesses, TikTok offers a unique opportunity compared to traditional social media platforms like Facebook and Instagram. The focus on video content encourages dynamic storytelling, enhancing customer feedback and reviews. By embracing TikTok, your small business can stand out against competitors on various social media channels. Conclusion The TikTok Creator Fund presents an exciting opportunity for you to monetize your creativity and engage with a vast audience. By focusing on high-quality content and understanding the platform’s metrics, you can maximize your earnings and grow your brand. Whether you’re a solo creator or a small business, leveraging the tools and resources TikTok offers can enhance your visibility and foster community connections. Embrace the challenge of standing out in a competitive landscape by continuously refining your strategy and storytelling. With dedication and creativity, the Creator Fund can be a powerful ally in your journey to success on TikTok. Frequently Asked Questions What is the TikTok Creator Fund? The TikTok Creator Fund is a program that rewards content creators for their engaging videos, allowing them to monetize their passion. It compensates creators based on video performance metrics rather than a fixed salary. Who is eligible to join the Creator Fund? To be eligible for the TikTok Creator Fund, creators must be at least 18 years old, reside in a supported country, and have a minimum of 10,000 followers along with 100,000 video views in the last 30 days. How do I apply for the TikTok Creator Fund? You can apply for the TikTok Creator Fund directly through the TikTok app. The application process is straightforward and allows you to track your performance metrics and earnings once you join. How are earnings calculated in the Creator Fund? Earnings in the Creator Fund are based on video performance, typically ranging from $0.03 to $0.04 per 1,000 views. They can peak at around $8 per 1,000 views, depending on engagement rates. Can small businesses benefit from the Creator Fund? Yes! Small businesses can leverage the Creator Fund by creating engaging videos that showcase their products or services, which can enhance brand awareness and engagement on the platform. What are some effective strategies for TikTok success? To succeed on TikTok, create consistent, high-quality content, utilize effective hashtags, and engage with your audience. Planning a content calendar and tracking performance with analytics are also crucial. What challenges do creators face on TikTok? Creators often face fierce competition and must meet specific eligibility criteria, such as follower counts and view metrics, which can be daunting for small businesses. Understanding the TikTok algorithm is also vital for visibility and earnings. How does the TikTok algorithm impact earnings? The TikTok algorithm prioritizes content based on engagement metrics, impacting visibility and earnings. Posts that resonate with the audience tend to perform better, so creators must continually adapt their strategies to succeed. Are there success stories from the Creator Fund? Yes, many creators have successfully leveraged the Creator Fund, such as Mikayla Nogueira, who turned her makeup passion into a career with over 13 million followers, showcasing the potential of authentic storytelling on the platform. What unique opportunities does TikTok offer for businesses? TikTok provides unique opportunities for dynamic storytelling and customer interaction, allowing businesses to stand out through creative content and community engagement compared to traditional platforms like Facebook and Instagram. Image Via Envato This article, "Maximize Your Earnings with the TikTok Creator Fund: Tips for Success" was first published on Small Business Trends View the full article

Key Takeaways Monetization Opportunities: The TikTok Creator Fund allows creators to earn money based on video performance metrics, providing an avenue for monetizing engaging content.Eligibility: To join the Creator Fund, you must be at least 18 years old, reside in a supported country, and have a minimum follower count of around 10,000.Content Quality Matters: Success in the Creator Fund hinges on producing consistent, high-quality content that resonates with your audience, rather than just pursuing viral fame.Tools for Growth: TikTok provides various resources, including analytics tools and hashtag features, to help creators boost content visibility and engagement rates.Challenges to Overcome: Competition is fierce, and creators must navigate algorithm changes and strict eligibility criteria to maintain visibility and earnings.Success Examples: Creatives like Mikayla Nogueira highlight the potential of the Creator Fund, showcasing that authentic content and strategic engagement can lead to substantial success. If you’re a content creator on TikTok, you’ve probably heard about the TikTok Creator Fund. This innovative program aims to reward creators for their engaging content and help them turn their passion into a viable income. With millions of users scrolling through videos daily, the potential to reach a vast audience is immense, but how do you actually monetize that attention? The Creator Fund offers a unique opportunity for you to earn money based on your video performance. It’s not just about going viral; it’s about creating consistent, high-quality content that resonates with your followers. Understanding how the fund works can unlock new avenues for revenue and elevate your TikTok journey. Let’s dive into the details and explore how you can make the most of this exciting initiative. Overview of TikTok Creator Fund The TikTok Creator Fund offers a way for you to monetize your engaging video content. By joining this program, you earn money based on metrics like views and engagement rates. Focus on creating high-quality content that resonates with your audience to maximize your earnings. For small businesses, leveraging the Creator Fund can enhance your social media marketing strategy. When you produce videos that showcase your products or services, you increase brand awareness and engagement. TikTok’s algorithm favors creative storytelling, making it crucial to develop captivating video content that aligns with your brand voice. Using features like hashtags and user-generated content can boost your content’s visibility. Plan your posts with a content calendar to ensure consistent uploads, which leads to organic growth. Track your performance using social media analytics to refine your approach and improve your social media ROI. Consider influencer partnerships within the Creator Fund framework. Collaborating with TikTok influencers can expand your reach and introduce your brand to new audiences. As you engage with your community, address customer feedback promptly and maintain your online presence, which fosters customer interaction and nurtures loyal followers. How the TikTok Creator Fund Works The TikTok Creator Fund rewards you for your engaging video content. Your earnings depend on specific performance metrics rather than a fixed payment structure. Eligibility Requirements To participate in the TikTok Creator Fund, you must meet certain criteria. You need to be at least 18 years old, reside in a supported country, and meet a minimum follower count, which is typically around 10,000 followers. Your account should feature authentic videos, adhere to TikTok’s Community Guidelines, and focus on original content creation to increase your chances of earning. Application Process Applying to the TikTok Creator Fund involves a straightforward process. You can access the application through the TikTok app. Navigate to your profile settings, select “Creator Fund,” and follow the prompts to submit your application. After approval, you can monitor your performance metrics and earnings directly within the app. Your participation can enhance your social media strategy, increase brand awareness, and boost engagement across the platform. Benefits of the TikTok Creator Fund The TikTok Creator Fund offers significant advantages for content creators, especially those running small businesses. By monetizing videos, you can enhance your social media strategy and improve your online presence. Financial Support for Creators The TikTok Creator Fund provides financial compensation based on the performance of your videos. You’ll earn money from views, engagement, and authenticity, eliminating the need for paid ads. Creators typically see earnings ranging from $0.03 to $0.04 per 1,000 views, with potential peaks up to $8 per 1,000 views based on engagement rates. TikTok’s commitment to invest $1 billion over three years ensures continual support for creators. This substantial financial backing allows small businesses to invest in content creation without relying solely on traditional marketing methods. Access to Resources and Tools TikTok equips creators with valuable resources and tools to enhance their content marketing efforts. You can utilize features like hashtags to boost visibility and facilitate organic growth. The platform also offers analytics tools for tracking performance metrics, allowing you to refine your social media campaigns. By analyzing social media analytics, you can identify what resonates with your audience, optimize engagement rates, and tailor your brand voice accordingly. Moreover, you can create consistent video content through effective planning with a content calendar, ensuring regular updates that foster audience interaction. Engaging storytelling will improve brand awareness and loyalty, essential elements for small business success in the crowded social media landscape. Challenges Faced by Creators Creators on TikTok encounter several challenges that can impact their success in leveraging the Creator Fund. Competition and Limitations Competition among TikTok creators is fierce. With millions of content creators on the platform, distinguishing your brand can be tough. Your engagement rate, a crucial metric, reflects how well your audience responds to your content, directly affecting your earnings. Limited visibility due to this competition complicates the growth of your social media presence. Additionally, you must navigate eligibility criteria, ensuring you meet requirements such as having a minimum of 10,000 followers and 100,000 video views in the last 30 days. Maintaining this level of performance can be overwhelming, especially for small businesses balancing various aspects of social media marketing. Algorithm Impact on Earnings The TikTok algorithm significantly influences your earnings. It’s designed to prioritize content based on various engagement metrics, including view authenticity and interaction rates. If your posts don’t resonate with your audience, it can result in lower visibility and reduced earnings. The algorithm rewards high-quality video content that encourages social media engagement, meaning you’ll need to invest in effective content creation strategies. Organic reach may vary based on factors such as timing and user preferences, complicating your social media strategy. Understanding the algorithm and adapting your content accordingly enhances your chances of success but requires continuous effort in performance monitoring and adjustment. Success Stories from the TikTok Creator Fund Mikayla Nogueira represents a compelling success story from the TikTok Creator Fund. With engaging makeup tutorials and authentic content, she turned her passion into a lucrative career. Mikayla amassed over 13 million followers, showcasing how strong content creation can elevate brand awareness and drive audience engagement. Her success emphasizes the potential of TikTok for small business social media strategies. Many creators find success by leveraging user-generated content. By encouraging customers to share their experiences, brands tap into authentic storytelling. Successful campaigns often utilize specific hashtags to enhance organic reach on the platform. TikTok offers analytics tools to monitor performance and engagement rates, ensuring creators can refine their social media strategy for maximum impact. TikTok’s investment in the Creator Fund empowers smaller businesses to thrive. Financial compensation allows you to reinvest in content creation and influencer partnerships, amplifying your brand voice. Engaging your community through direct interaction promotes brand loyalty and increases customer interaction. As you craft a content calendar, consistent posting will contribute to social media growth. For emerging businesses, TikTok offers a unique opportunity compared to traditional social media platforms like Facebook and Instagram. The focus on video content encourages dynamic storytelling, enhancing customer feedback and reviews. By embracing TikTok, your small business can stand out against competitors on various social media channels. Conclusion The TikTok Creator Fund presents an exciting opportunity for you to monetize your creativity and engage with a vast audience. By focusing on high-quality content and understanding the platform’s metrics, you can maximize your earnings and grow your brand. Whether you’re a solo creator or a small business, leveraging the tools and resources TikTok offers can enhance your visibility and foster community connections. Embrace the challenge of standing out in a competitive landscape by continuously refining your strategy and storytelling. With dedication and creativity, the Creator Fund can be a powerful ally in your journey to success on TikTok. Frequently Asked Questions What is the TikTok Creator Fund? The TikTok Creator Fund is a program that rewards content creators for their engaging videos, allowing them to monetize their passion. It compensates creators based on video performance metrics rather than a fixed salary. Who is eligible to join the Creator Fund? To be eligible for the TikTok Creator Fund, creators must be at least 18 years old, reside in a supported country, and have a minimum of 10,000 followers along with 100,000 video views in the last 30 days. How do I apply for the TikTok Creator Fund? You can apply for the TikTok Creator Fund directly through the TikTok app. The application process is straightforward and allows you to track your performance metrics and earnings once you join. How are earnings calculated in the Creator Fund? Earnings in the Creator Fund are based on video performance, typically ranging from $0.03 to $0.04 per 1,000 views. They can peak at around $8 per 1,000 views, depending on engagement rates. Can small businesses benefit from the Creator Fund? Yes! Small businesses can leverage the Creator Fund by creating engaging videos that showcase their products or services, which can enhance brand awareness and engagement on the platform. What are some effective strategies for TikTok success? To succeed on TikTok, create consistent, high-quality content, utilize effective hashtags, and engage with your audience. Planning a content calendar and tracking performance with analytics are also crucial. What challenges do creators face on TikTok? Creators often face fierce competition and must meet specific eligibility criteria, such as follower counts and view metrics, which can be daunting for small businesses. Understanding the TikTok algorithm is also vital for visibility and earnings. How does the TikTok algorithm impact earnings? The TikTok algorithm prioritizes content based on engagement metrics, impacting visibility and earnings. Posts that resonate with the audience tend to perform better, so creators must continually adapt their strategies to succeed. Are there success stories from the Creator Fund? Yes, many creators have successfully leveraged the Creator Fund, such as Mikayla Nogueira, who turned her makeup passion into a career with over 13 million followers, showcasing the potential of authentic storytelling on the platform. What unique opportunities does TikTok offer for businesses? TikTok provides unique opportunities for dynamic storytelling and customer interaction, allowing businesses to stand out through creative content and community engagement compared to traditional platforms like Facebook and Instagram. Image Via Envato This article, "Maximize Your Earnings with the TikTok Creator Fund: Tips for Success" was first published on Small Business Trends View the full article

Annualised figure comes below expectations and contrasts with previous growthView the full article

You've probably heard you can use your phone's personal dictionary to save time typing. It's one of our favorite time-saving tricks. However, there's an even easier way on Android to save whole blocks of text, and you've been using it without realizing it: your clipboard's history. This feature may vary depending on your model of phone, so we'll focus on Google's Gboard. By default, the keyboard will keep a history of what you copy, so you can paste multiple blocks of text without bouncing back and forth between apps. You can see this history by tapping the Clipboard icon on your keyboard (in some contexts, you may have to press the four-square apps button to pull it up). The real magic, however, is pinning items you use constantly. For example, since Gmail still doesn't have email templates, you could write a form response, copy it like normal, then pin it to your clipboard's history. This will stick it to the top of your history, and won't delete it over time like the rest of your clipboard. Having a few form responses saved feels like a superpower when dealing with email. For the emails that only require a quick form response, I can hammer those out in a couple of quick taps and be done with it. Then, when I get back to my desk, the only emails left are the ones that require more thought or research. It's a powerful feature that's quietly tucked away on your phone. Just remember not to store highly sensitive information like passwords—there are better tools for that, anyway. View the full article

Shares in coffee giant Starbucks Corporation (Nasdaq: SBUX) are down significantly in premarket trading this morning after the chain announced its Q2 2025 earnings results yesterday after the bell. Those results were described as “disappointing” by Starbucks’s own CEO, Brian Niccol, and demonstrate that the company’s turnaround efforts still have a long way to go. Here’s the latest on Starbucks and what has investors nervous: Starbucks Q2 2025 results below expectations In January of this year, Starbucks announced its Q1 2025 earnings, in which it beat Wall Street expectations—a small win for the company and for Niccol, who joined as CEO from Chipotle Mexican Grill in the summer of 2024. But it’s not a win that was repeated in the company’s second quarter. Yesterday, Starbucks reported earnings for its Q2 of fiscal 2025. That quarter had 13 weeks in it and ended on March 30. Unlike the previous quarter, Starbucks did not beat Wall Street expectations. Wall Street analysts had expected revenue of $8.83 billion and an adjusted earnings per share (EPS) of 49 cents, according to Yahoo Finance. Instead, Starbucks posted the following: Revenue: $8.76 billion Adjusted EPS: 41 cents But the revenue and EPS miss isn’t what seems to be rattling investors most. That would be Starbucks’s disappointing comparable sales results. “Comparable sales” are a metric that looks at the sales of the same stores that have been open for at least a year. If comparable sales are increasing, that’s a good sign as it means the same stores are bringing in more customers, larger orders, or both. But if comparable sales are down, it suggests lower foot traffic or that customers are reducing the amount of money they spend at the store. Unfortunately for Starbucks, comparable sales in U.S. stores that have been open for at least a year fell during Q2—and it was the fifth straight quarterly fall of U.S. comparable sales. Starbucks says that U.S. comparable store sales declined 2% during the quarter, and U.S. comparable transactions were down 4%. It was a little better in China, however, which is the company’s second-largest market after the United States. In China, comparable sales were at least flat quarter-over-quarter. But you would be right to wonder if flat comparable sales in China could get worse, as consumer sentiment across the globe is increasingly becoming anti-American due to President The President’s trade wars, which are leading to economic strife with America’s largest trading partners. Niccol seemed keen to paint a rosy picture of Starbucks’s operations and future in the country. As noted by Yahoo Finance, the Starbucks CEO said on the company’s earnings call yesterday, “I want to be clear that we remain committed to China for the long term. We see great potential for our business there in the years ahead, and remain open to how we achieve that growth.” “Back to Starbucks” . . . or not Late last summer, Niccol was brought on board at Starbucks as its new CEO in order to turn the struggling chain around. As part of that turnaround, Niccol unveiled the “Back to Starbucks” plan in which he implemented a number of changes, including a simplified menu and a controversial no-loitering policy. However, Starbucks’s latest Q2 results and the company’s continued decline in comparable U.S. sales will leave many industry watchers wondering just how well that “Back to Starbucks” plan is working. Niccol himself acknowledged that Starbucks’s “Q2 results are disappointing,” but quickly noted that “behind the scenes we made a lot of progress and have real momentum with our ‘Back to Starbucks’ plan,” according to Yahoo Finance. Niccol also addressed the plan directly in the company’s official earnings release, saying, “My optimism has turned into confidence that our ‘Back to Starbucks’ plan is the right strategy to turn the business around and to unlock opportunities ahead. He added: “Improving transaction comp in a tough consumer environment at our scale is a testament to the power of our brand and partners getting ‘Back to Starbucks.’ We are on track and if anything, I see more opportunity than I imagined.” SBUX stock sinks However, while Niccol might see more opportunity, investors—for today at least—seem to have a hard time imagining the same. As of the time of this writing, Starbucks stock is now down over 8% in premarket trading to $78 per share. SBUX shares had closed yesterday up about 1.1% to $84.85 before the company announced its Q2 results. Year to date, Starbucks shares were already down over 7% as of yesterday’s close—before today’s further 8% premarket drop. As of yesterday’s close, shares were also down nearly 4% over the past 12 months. View the full article

Ukraine’s first deputy prime minister, Yulia Svyrydenko, has flown to Washington after a breakthrough in talksView the full article

Air France-KLM and Lufthansa report signs of changing demand on transatlantic routes View the full article

The 250 top mortgage originators in 2025 brought in high volumes despite less than ideal conditions. Check back in the following days for the final full list, with further cuts of the data to be published thereafter. View the full article

The NFT market crash has a long tail. In the late 2010s, crypto enthusiasts and web3 advocates celebrated the arrival of digital art. Non-Fungible Tokens, they argued, could offer the permanence and investment value of a traditional painting. Not anymore: even amid President The President’s memecoin surge, NFT valuations continue to hit new lows. The market has been in free fall for nearly two years, with no bottom in sight. While NFTs may be dead, NFT lawsuits are alive and well. Corporate suppliers are beginning to regret their blockchain experiments. The NFT lawsuit boom Most recently, buyers of Nike’s NFTs sued the retailer for $5 million. Nike had acquired the virtual sneaker shop RTFKT in 2021, generating nearly $200 million in NFT sales. But in 2024, Nike began winding the operation down. The lawsuit alleges that the shutdown destroyed demand for RTFKT’s NFTs, effectively causing “the rug to be pulled out from under” buyers, according to Reuters. Some RTFKT NFTs even briefly displayed error messages during the turmoil. The online sportsbook DraftKings also ventured into the NFT space, only to shut down its Reignmakers NFT marketplace in July 2024. Meanwhile, a 2023 lawsuit alleged that DraftKings sold NFTs as unlicensed securities, reaping “the full benefit” of initial sales and a 5% commission on secondary sales. That case has since been settled, with DraftKings agreeing to pay out $10 million in February to those who purchased NFTs between 2021 and the shutdown. NFT buyers have also gone after the celebrities who hawked their fast-declining digital assets. Shaquille O’Neal’s 2023 lawsuit recently concluded, with the former NBA player agreeing to pay out $11 million (plus $2.9 million in attorney’s fees) to buyers of his Astrals Project NFTs. Meanwhile, the MAGA-friendly Nelk Boys are still battling their own lawsuit, which claims the YouTubers promised additional perks with their NFT sales that were never fulfilled. For corporations and celebrities, NFTs were a side business. But for companies dedicated solely to producing digital assets, these lawsuits are far more threatening. Dapper Labs—which partners with companies like Disney and the NFL to build branded NFTs—recently settled for $4 million over claims that its NBA Top Shot “moments” were unregistered securities. Yuga Labs, meanwhile, has been stuck in court for years fighting copyright battles over its Bored Ape Yacht Club. Recently, it even petitioned for access to a copying artist’s crypto wallet. How NFTs became a bad corporate bet Just a few years ago, major companies from Nike to Coca-Cola were racing to launch web3 ventures. Some are still ongoing; many have flamed out. And with the barrage of lawsuits now hitting NFT suppliers, these blockchain bets are looking increasingly risky. They may also fail to deliver value. NFTs were meant to serve as brand extensions—especially for luxury companies, which sold highly expensive goods in digital form. But according to a recent study in the Journal of the Association for Consumer Research, NFT availability may actually have a negative effect on consumer sentiment. The researchers found that for goods with web3 iterations, the physical counterparts were perceived as less luxurious—and thus less worth spending on. NFTs have lost their value to major companies. They’re not effective brand extensions, they’re not sustainable investments, and they’re barely even good cash grabs anymore. All they’re left with is a mess of lawsuits. View the full article

We may earn a commission from links on this page. The 2000s, in some ways, culturally feel neither here nor there: They don’t have the neon vibe we associate with the 1980s, and lack the grunge appeal of the ‘90s. There’s plenty to appreciate, however, in movies over the decade that was bookended by blockbusters: Lord of the Rings in the early years, and Iron Man, Dark Knight, and Avatar at the end. None of those feel particularly cookie-cutter in the way that their successors would often be, and, in the middle years, there were many successful movies of the kind they don’t really make anymore: mid-budget movies with personal, rather than galactic, stakes, that still managed to do brisk business at the box office. It was a decade on the cusp of our mega-blockbuster era, and that tension between the indie-loving ‘90s and the present kept things interesting. No Country for Old Men (2007) The Coen Brothers' magnum opus won four Oscars, including one for Best Picture and for Javier Bardem's performance as merciless killer Anton Chigurh. The noir western finds Josh Brolin's Llewelyn Moss stumbling upon, and making off with, the cash left behind when a drug deal goes wrong. He's pursued by not only Chigurh, but Tommy Lee Jones' Sheriff Bell. You can stream No Country for Old Men on Peacock and MGM+ or rent it from Prime Video. No Country for Old Men (2007) at Peacock Learn More Learn More at Peacock Ghost World (2001) Enid (Thora Birch) and Rebecca (Scarlett Johansson) face high school graduation, and a crush on Steve Buscemi, in Terry Zwigoff’s indie dark comedy. You can stream Ghost World on Tubi, Kanopy, and Prime Video. Ghost World (2001) at Prime Video Learn More Learn More at Prime Video Dreamgirls (2006) The cast here is incredible: Jennifer Hudson, Jamie Foxx, and Beyoncé, just for starters. Even more incredible are the absolutely electric musical numbers, including, and especially, “And I Am Telling You I’m Not Going.” You can stream Dreamgirls on Kanopy and Peacock or rent it from Prime Video. Dreamgirls (2006) at Peacock Learn More Learn More at Peacock The Devil Wears Prada (2006) Meryl Street is one of cinema's all-time great villains as boss from hell Miranda Priestly, facing down (and tearing down) Anne Hathaway's put-upon personal assistant, Andy Sachs. You can rent The Devil Wears Prada from Prime Video. The Devil Wears Prada (2006) at Prime Video Learn More Learn More at Prime Video Almost Famous (2000) Cameron Crowe’s ‘70s-era comedy/drama about a young music journalist going on the road with a major band is a funny, touching crowd pleaser that’s not afraid to veer off in some unexpected and idiosyncratic directions. Hold me closer, tiny dancer. You can stream Almost Famous on Paramount+ or rent it from Prime Video. Almost Famous (2000) at Paramount+ Learn More Learn More at Paramount+ The Incredibles (2004) This Pixar triumph hit before the superhero movie wave really crested, and is all the better for it. If only they were all this good. You can stream The Incredibles on Disney+ or rent it from Prime Video. The Incredibles (2004) at Disney+ Learn More Learn More at Disney+ Brokeback Mountain (2005) Ang Lee’s cowboy drama has a big heart and a minimal understanding of the mechanics of gay male sex, while also deserving far better than its fate as an Oscar also-ran to the inferior Crash. You can rent Brokeback Mountain from Prime Video. Brokeback Mountain (2005) at Prime Video Learn More Learn More at Prime Video Love & Basketball (2000) Sanaa Lathan and Omar Epps play next-door neighbors who, over the course of several years, struggle with their growing attraction to each other, even while their basketball ambitions pull them apart. Off-the-charts chemistry here. You can rent Love & Basketball from Prime Video. Love & Basketball (2000) at Prime Video Learn More Learn More at Prime Video In the Mood for Love (2000) Wong Kar-wai's lush, extravagant story of sex and yearning finds Chow (Tony Leung) and Su (Maggie Cheung) developing feelings for each other after their spouses have affairs. The '60s-set movie is much more than just style, but that style is impeccable. You can stream In the Mood for Love on Max and The Criterion Channel or rent it from Prime Video. In the Mood for Love (2000) at Max Learn More Learn More at Max Jennifer’s Body (2009) Only the real ones knew what to do with Jennifer’s Body in 2009, and the film took a long time to become the cult classic it was probably always destined to be. Here, popular teenager Jennifer (Megan Fox) is turned into a succubus by abusive men, gleefully killing boys around school to the general horror of her friend, Needy (Amanda Seyfried). You can rent Jennifer's Body from Prime Video. Jennifer’s Body (2009) at Prime Video Learn More Learn More at Prime Video Mean Girls (2004) Given the movie’s impressive longevity, it’s tempting to call Mean Girls a cult classic—except that it made boatloads of money back in the day, as well. When Cady Heron (Lindsay Lohan) gets accepted into the cool clique at her public school, she quickly realizes that it’s not all it’s cracked up to be. You can stream Mean Girls on Kanopy and Paramount+ or rent it from Prime Video. Mean Girls (2004) at Prime Video Learn More Learn More at Prime Video Barbershop (2002) Everything from sex, to relationships, to O.J. and civil rights is on the agenda in this comedy/drama, and the cast of lively and entertaining characters make it a fun place to spend time. You can rent Barbershop from Prime Video. Barbershop (2002) at Prime Video Learn More Learn More at Prime Video American Splendor (2003) Starring greats Paul Giamatti and Hope Davis as underground comic creators Harvey Pekar and Joyce Brabner, Splendor is a stylish portrait of a couple of everyday people who also happen to be great American artists. You can stream American Splendor on Max or rent it from Prime Video. American Splendor (2003) at Max Learn More Learn More at Max The Departed (2006) Martin Scorsese’s remake of the 2002 Hong Kong film Infernal Affairs finds Leonardo DiCaprio going undercover in a crime organization, while Matt Damon infiltrates the police. It’s all very twisty-turny, and provides a last, great performance from Jack Nicholson (barring a surprise un-retirement). You can rent The Departed from Prime Video. The Departed (2006) at Prime Video Learn More Learn More at Prime Video Infernal Affairs (2002) Or you could watch the Hong Kong original from directors Andrew Lau and Alan Mak—a smart, emotional crime thriller in its own right. You can stream Infernal Affairs on Max and The Criterion Channel or rent it from Prime Video. Infernal Affairs (2002) at Max Learn More Learn More at Max Casino Royale (2006) Daniel Craig’s first Bond outing is one of the series’ very best, introducing a leaner, meaner 007 in the first formal adaptation of the very first Ian Fleming book. You can rent Casino Royale from Prime Video. Casino Royale (2006) at Prime Video Learn More Learn More at Prime Video Secretary (2002) There’s genuine heat here between Maggie Gyllenhaal and James Spader—but also a sense of humor that makes the passionate intensity of their relationship that much more titilating. You can rent Secretary from Prime Video. Secretary (2002) at Prime Video Learn More Learn More at Prime Video The Princess and the Frog (2009) Proving there’s still a place for traditional animation at Disney, the gorgeously animated film set in New Orleans of the 1920s introduced Tiana (Anika Noni Rose) to the pantheon of Disney princesses. You can stream The Princess and the Frog on Disney+ or rent it from Prime Video. The Princess and the Frog (2009) at Disney+ Learn More Learn More at Disney+ Y Tu Mamá También (2001) Two teenage boys set out on an impromptu road trip with the slightly older (and married) woman on whom they both have a crush. Alfonso Cuarón’s film is a sweet, funny, and sad coming-of-age movie. You can stream Y Tu Mamá También on Hulu and Netflix or rent it from Prime Video. Y Tu Mamá También (2001) at Hulu Learn More Learn More at Hulu Brown Sugar (2002) Brown Sugar finds Taye Diggs and Sanaa Lathan as friends, and sometimes rivals, in the music industry who very gradually come to recognize their mutual attraction. You can stream Brown Sugar on Hulu or rent it from Prime Video. Brown Sugar (2002) at Hulu Learn More Learn More at Hulu Crouching Tiger, Hidden Dragon (2000) There are a couple of love stories in the margins of Ang Lee's martial arts masterpiece (and international blockbuster), but the most poignant is in the central story of retiring swordsman Li Mu Bai (Chow Yun-fat) and his confidante and associate, Yu Shu Lien (Michelle Yeoh). Despite a mutual attraction, honor and loyalty keep the two apart until a lovely, tear-soaked final act. You can stream Crouching Tiger, Hidden Dragon on Max or rent it from Prime Video. Crouching Tiger, Hidden Dragon (2000) at Max Learn More Learn More at Max Rec (2007) This Spanish import is top-tier found footage, involving a group of firefighters on an emergency call who wind up trapped inside a building at the center of a creeping zombie infection. That limited, specific geography is key to the movie's brisk, efficient, and nerve-jangling effectiveness. You can stream Rec on Tubi or rent it from Prime Video. Rec (2007) at Prime Video Learn More Learn More at Prime Video Shrek (2001) The filmmakers behind Shrek turned the Disney formula on its ear by blending some slightly crass but very funny humor with a genuinely heartfelt story about self-acceptance. In the process, they won the inaugural Academy Award for Best Animated Feature, and the movie picked up an Adapted Screenplay nomination—the first ever for an animated film. Not bad for a gassy ogre. Plus: The movie opens with a montage set to Smash Mouth, and it doesn't get more 2000s than that. You can stream Shrek on Peacock or rent it from Prime Video. Shrek (2001) at Peacock Learn More Learn More at Peacock How High (2001) Pals Method Man and Redman get some help from their dead friend after smoking his ashes, acing their college entrance exams and winding up at Harvard. A goofy stoner classic. You can stream How High on Tubi and Peacock or rent it from Prime Video. How High (2001) at Peacock Learn More Learn More at Peacock Harold & Kumar Go to White Castle (2004) In plenty of other stoner-type comedies, Indian- and Korean-Americans are most likely to show up as secondary characters and broad stereotypes—here they’re in the lead. It doesn’t hurt that the movie is pretty damn funny. You can stream Harold & Kumar on Peacock or rent it from Prime Video. Harold & Kumar Go to White Castle (2004) at Peacock Learn More Learn More at Peacock Session 9 (2001) A bona fide horror cult classic, Session 9 stars David Caruso as part of an asbestos abatement crew working at abandoned mental asylum. The location is appropriately creepy, but the movie is ultimately a psychological mind-bender, with the experiences of the work crew beginning to parallel those of former patients. You can rent Session 9 from Prime Video. Session 9 (2001) at Prime Video Learn More Learn More at Prime Video Eating Out (2004) The kick-off to a series, this one’s a convoluted, Three’s Company-esque series of mix-ups involving gay guys pretending to be straight and straight guys pretending to be gay, with the right amount of dorky charm and nudity that this kind of movie needs to succeed. You can stream Eating Out on Kanopy or rent it from Prime Video. Eating Out (2004) at Prime Video Learn More Learn More at Prime Video Up (2009) Ed Asher plays cantankerous widower Carl Fredricksen, who finds an unlikely ally in a 13-year-old wilderness explorer in his plan to relocate his entire house to Paradise Falls in South America to honor his late wife. You can stream Up on Disney+ or rent it from Prime Video. Up (2009) at Disney+ Learn More Learn More at Disney+ Ocean’s Eleven (2001)Like the best heist movies, this one works at least as well when things are going wrong for our crew as when they're going right. The all-star cast adds panache. You can rent Ocean's Eleven from Prime Video. Ocean’s Eleven (2001) at Prime Video Learn More Learn More at Prime Video Oldboy (2003) Park Chan-wook's revenge classic is not for the faint of heart on any level—it's a disturbing action spectacle leading to an all-time shocker of a last-act reveal. You can stream Oldboy on Kanopy or rent it from Prime Video. Oldboy (2003) at Prime Video Learn More Learn More at Prime Video My Big Fat Greek Wedding (2002) Nia Vardalos and company kicked off an unlikely franchise with this beloved rom-com about a young Greek-American woman (Nia Vardalos) who falls in love with a non-Greek man (John Corbett). Shenanigans ensue when she struggles to get her family (including Lainie Kazan, Michael Constantine, Andrea Martin, and Joey Fatone) to accept her husband-to-be. You can stream My Big Fat Greek Wedding on Max. My Big Fat Greek Wedding (2002) at Max Learn More Learn More at Max Spy Kids (2001) A smart, family-friendly action classic in which a couple of kids learn the spy ropes when they're forced to save their parents—themselves former spies. The best of a franchise that's still going. You can stream Spy Kids on Max or rent it from Prime Video. Spy Kids (2001) at Max Learn More Learn More at Max Marie Antoinette (2006) Sofia Coppolla's candy-colored historical drama is positively loaded with willful anachronisms—all of which serve to erase the distance between us and the story of France's clever, tragic queen (Kirsten Dunst). You can stream Marie Antoinette on Pluto TV or rent it from Prime Video. Marie Antoinette (2006) at Prime Video Learn More Learn More at Prime Video Cloverfield (2008) Yeah, it's a monster movie—but in Cloverfield, we got something unique. There are plenty of low-budget, scrappy found footage-style movies; this is a big budget spectacular, and a very effective one at that. You can stream Cloverfield on Tubi and Kanopy or rent it from Prime Video. Cloverfield (2008) at Prime Video Learn More Learn More at Prime Video Unbreakable (2000) M. Night Shyamalan's take on superheroes was seen as a slightly disappointing follow-up to the director's breakthrough with The Sixth Sense. Time, though, has been kind to the distinct and deliberately paced story of a man (Bruce Willis) who discovers that he's nearly indestructible following a train crash. Samuel L. Jackson is fabulous as his extremely brittle counterpart. You can stream Unbreakable on Hulu or rent it from Prime Video. Unbreakable (2000) at Hulu Learn More Learn More at Hulu Juno (2007) Diablo Cody won an Academy Award for her screenwriting debut in this sweet, quirky story about an independent-minded teenager dealing with an unplanned pregnancy and the various ways in which it complicates her life. Elliot Page stars, with Michael Cera, Allison Janney, and J. K. Simmons are among the pretty flawless cast. You can stream Juno on Hulu or rent it from Prime Video. Juno (2007) at Hulu Learn More Learn More at Hulu The Descent (2006) Getting lost in those caves is scary enough, even before we discover that we're not alone down there. The ultimate in spelunking horror. You can stream The Descent on Tubi or Prime Video with ads. The Descent (2006) at Prime Video Learn More Learn More at Prime Video Gladiator (2000) Ridley Scott's sword-and-sandals revival didn't spark a new flourishing of the genre, but it did make a ton of money and win Best Picture at the Academy Awards. And inspire a two-decades-later sequel. You can stream Gladiator on Paramount+, MGM+, and Kanopy or rent it from Prime Video. Gladiator (2000) at Paramount+ Learn More Learn More at Paramount+ Million Dollar Baby (2004) The Clint Eastwood-directed boxing picture felt like a throwback, even in 2004, but a good old-fashioned boxing drama is always welcome, especially as they've become more rare. The movie won four Academy Awards, including for lead Hilary Swank. You can rent Million Dollar Baby from Prime Video. Million Dollar Baby (2004) at Prime Video Learn More Learn More at Prime Video Beauty Shop (2005) This Barbershop spin-off follows widowed hairstylist Gina Norris starting over in Atlanta with her daughter, and opening her own shop when a job doesn't pan out. Queen Latifah is as delightful as ever, and is joined by a great cast including Alfre Woodard, Della Reese, Alicia Silverstone, Andie MacDowell, Kevin Bacon, and Djimon Hounsou. You can stream Beauty Shop on Tubi, Pluto TV, and Prime Video with ads. Beauty Shop (2005) at Prime Video Learn More Learn More at Prime Video Ray (2004) Jamie Foxx gives a memorable performance (and won an Oscar) in this biopic covering three-or-so decades in the life of legendary musician Ray Charles. You can stream Ray on Starz or rent it from Prime Video. Ray (2004) at Prime Video Learn More Learn More at Prime Video Donnie Darko (2001) Jake Gyllenhaal stars in this memorable emo mind-bender about a troubled teenager who dodges disaster thanks to a bit of sleepwalking. An instant cult classic, it's the movie all the cool kids were talking about back in the day. You can stream Donnie Darko on Tubi, Kanopy, The Criterion Channel, Hulu, and Prime Video. Donnie Darko (2001) at Hulu Learn More Learn More at Hulu Training Day (2001) Director Antoine Fuqua and company crafted a tense, brutal crime drama that won Denzel Washington his single Best Actor Oscar. Is it his best performance? Probably not, but he's memorably over-the-top as thoroughly corrupt cop Alonzo Harris. You can rent Training Day from Prime Video. Training Day (2001) at Prime Video Learn More Learn More at Prime Video Lars and the Real Girl (2007) The sweetest, most charming movie about the romance between a man and his life-like love doll that you're likely to encounter. You can stream Lars and the Real Girl on Tubi, Kanopy, and Prime Video. Lars and the Real Girl (2007) at Prime Video Learn More Learn More at Prime Video Mulholland Drive (2001) This love/hate letter to Hollywood has come to be (justly) regarded as one of director David Lynch’s best, and most oddly crowd-pleasing, works: an L.A. noir about murder and obsession and a blue box that’s very significant of, well, something or other. You can rent Mulholland Drive from Apple TV+. Mulholland Drive (2001) at Apple TV+ Learn More Learn More at Apple TV+ Lost in Translation (2003) A declining American movie star in the midst of a midlife crisis and a young grad student facing a similarly uncertain future meet while staying at an upscale hotel in Tokyo. The movie that cemented director Sofia Coppola’s spot in the filmmaker pantheon. You can stream Lost in Translation on Prime Video. Lost in Translation (2003) at Prime Video Learn More Learn More at Prime Video Drumline (2002) A classic comedy-drama set in the high-stakes world of college marching bands, starring Nick Cannon as a guy with more talent than social skills. You can stream Drumline on Disney+ or rent it from Prime Video. Drumline (2002) at Disney+ Learn More Learn More at Disney+ Hedwig and the Angry Inch (2001) A movie musical about a gender-queer punk rocker with a title referring to the results of a botched gender affirmation procedure, the movie has a huge heart and a score that genuinely rocks. You can rent Hedwig and the Angry Inch from Prime Video. Hedwig and the Angry Inch (2001) at Prime Video Learn More Learn More at Prime Video The Great Debaters (2007) Set in 1930 and directed by, and starring, Denzel Washington, this genuinely engaging drama brings inspirational-sports-movie tropes to the more unlikely theme of college debate societies. You can stream The Great Debaters on Tubi or rent it from Prime Video. The Great Debaters (2007) at Prime Video Learn More Learn More at Prime Video A.I. Artificial Intelligence (2001) It’s not necessarily Spielberg’s best-loved film, but this sweet and poignant story of a robot boy (Haley Joel Osment) searching for a family at the end of the world is as heartbreaking as it is humane. You can stream A.I. on Paramount+ or rent it from Prime Video. A.I. Artificial Intelligence (2001) at Paramount+ Learn More Learn More at Paramount+ Whale Rider (2002) Pai is a 12-year-old Māori girl and the direct descendant of their tribe’s traditional notable ancestor, the Whale Rider—except that, traditionally, women can’t lead. Star Keisha Castle-Hughes became the youngest nominee for a Best Actress Oscar for her open, genuine performance. You can stream Whale Rider on Tubi, Kanopy, and Shout Factory TV or rent it from Prime Video. Whale Rider (2002) at Prime Video Learn More Learn More at Prime Video Josie and the Pussycats (2001) Josie gained an audience over time because of its goofy charm, but also because it came to feel increasingly more relevant in its satirizing of the crass commercialization of mass entertainment. You can rent Josie and the Pussycats from Prime Video. Josie and the Pussycats (2001) at Prime Video Learn More Learn More at Prime Video Superbad (2007) High school is awkward as hell, and Superbad is another classic of the genre: a movie about two nerds (Michael Cera and Jonah Hill), each looking to have sex before graduation, but with a surprising amount of heart. You can stream Superbad on Hulu or rent it from Prime Video. Superbad (2007) at Hulu Learn More Learn More at Hulu Star Trek (2009) J.J. Abrams’ reboot brought a blockbuster budget to Trek, giving the then-sleeping franchise the kick in the pants it needed to fly into the 21st century. You can stream Star Trek on Paramount+ or rent it from Prime Video. Star Trek (2009) at Paramount+ Learn More Learn More at Paramount+ Children of Men (2006) Alfonso Cuarón’s dystopian thriller is a truly great high-concept science fiction film, and offers up as depressingly prescient a vision of the near future as we’ve seen. Still: It’s beautiful, exciting, and often moving. You can stream Children of Men on Starz or rent it from Prime Video. Children of Men (2006) at Prime Video Learn More Learn More at Prime Video Bring It On (2000) An endlessly repeatable teen comedy, Bring It On is also a secret sports movie and a stealth musical (if you consider elaborate dance sequences set to music in the same light as characters bursting into song), two genres with comforting formulas that stand up to repeated viewings. As much fun as it is to witness the literal gymnastics on display, it's also a kick to watch young Kirsten Dunst and Gabrielle Union snipe at one another. You can rent Bring It On from Prime Video. Bring It On (2000) at Prime Video Learn More Learn More at Prime Video District 9 (2009) With parallels to South African apartheid, writer/director Neill Blomkamp crafted the kind of smart, pointed sci-fi film that studios think audiences don’t care for—except that District 9 was a blockbuster, earning many times its budget at the box office. You can rent District 9 from Prime Video. District 9 (2009) at Prime Video Learn More Learn More at Prime Video Spirited Away (2001) After her parents are turned into pigs by the witch Yubaba, 10-year-old Chihiro takes a job working in her bathhouse with the hope of finding a way to free them. This might be my favorite Hayao Miyazaki movie, but I say that a lot. You can stream Spirited Away on Max or rent it from Prime Video. Spirited Away (2001) at Max Learn More Learn More at Max Diary of a Mad Black Woman (2005) Tyler Perry (who wrote and starred in this one, but didn’t direct) introduced the street-smart Madea, brought over from his stage plays featuring the character. The box office hit kicked off a franchise that’s still going strong. You can stream Diary of a Mad Black Woman on Starz or rent it from Prime Video. Diary of a Mad Black Woman (2005) at Prime Video Learn More Learn More at Prime Video Avatar (2009) People like to neg James Cameron’s film (right before buying tickets), but he’s the only director operating at this budget point who can make exactly the movie he wants. There’s something remarkable about that, whether you love the finished product or not. You can stream Avatar on Disney+ or rent it from Prime Video. Avatar (2009) at Disney+ Learn More Learn More at Disney+ View the full article

Billionaire entrepreneur, NBA owner, and CEO of Wonder Marc Lore reveals that he plans all his meals with AI—and he loves it. It’s just one part of his vision for transforming people’s relationship to food and health. His startup, Wonder, has already acquired Blue Apron, Grubhub, and the media brand Tastemade. Lore shares how these acquisitions and embrace of personalized AI-driven dining are all laddering up to a “superapp for mealtime.” This is an abridged transcript of an interview from Rapid Response, hosted by Robert Safian, former editor-in-chief of Fast Company. From the team behind the Masters of Scale podcast, Rapid Response features candid conversations with today’s top business leaders navigating real-time challenges. Subscribe to Rapid Response wherever you get your podcasts to ensure you never miss an episode. How do you describe what Wonder is? At the core, Wonder is a vertically integrated food-delivery platform. So think Grubhub, but we actually own the restaurants. So we both do the delivery, we own the restaurants, and we cook the food. That enables us to have a superior delivery experience. So out of a single, 2,800-square-foot kitchen, we can cook 30 different restaurants across 30 different cuisines, so everything from a high-end steakhouse, Bobby Flay Steak, José Andrés, Spanish tapas, burgers, barbecue, Chinese, Mexican, Italian, Middle Eastern, Thai, 30 different cuisines with only two pieces of electric cooking equipment. It’s set up more like a micro-fulfillment center. All the food is fresh and it’s cooked to order. How does one kitchen offer hundreds of menu items and operate with as few as two staffers? You’re not reheating frozen food. So are you using different kind of equipment, different kind of processes, all of that? Yeah, it’s different equipment, different processes. The proteins are sous vide, so they’re par-cooked. They sit in a tank of hot water. Restaurants do something similar, but we do that ahead of time so we’re able to finish a steak in six minutes to perfect temp every time. We’re able to cook a pizza in 90 seconds. We can cook pasta without water. We’ve invented new ways of cooking food where we can replicate the quality, but also do it with a lot less labor. And the benefit for consumers is being able to order from multiple restaurants in a single delivery so you can order from five different restaurants and get it all delivered hot in under 30 minutes. When I asked you how you describe what Wonder is, I was curious which direction you were going to go in because your history and part of Wonder is sort of the tech side, and there’s been talk about being a “superapp,” which is kind of a buzzy term these days. So can you square those things for me? The bigger vision is a “superapp for mealtime,” meaning all the ways in which a consumer might want to consume food. It could be first-party through Wonder, it could be from your local restaurant delivered via Grubhub, it could be a meal kit from Blue Apron, it could be groceries, it could be even restaurant reservations, so all the ways in which you eat. The reason why we want to capture all those occasions is because we’re building this AI-based platform wrapper around it that’s going to, in the future, be able to autonomously feed you according to your budget and health goals. Autonomously feed you. So I’m not going to decide what it is I want to eat. The AI is going to tell me what I want to eat or what I should eat? AI will learn your food preferences better than you do yourself and that you’ll be happy to rely on AI. So personally, now about 90% of my meals are all AI derived. So AI tells me what to eat for breakfast, lunch, and dinner. That’s the oatmeal that I was explaining to you this morning. I should ask you to tell everybody what you had for breakfast this morning. You told me this story before I started recording, and I was compelled by the specificity of it. It was steel-cut oatmeal with five—not four, not six—five raw walnuts, two tablespoons of flaxseed, two tablespoons of chia seed, half a banana, and half a teaspoon of cinnamon. It’s your custom recipe. But just because that’s what you had today doesn’t mean that that’s what AI’s going to tell you to have tomorrow. No, but I rate it very highly, so AI does know I do like to eat that, so I do get that quite often. I basically get my blood work done. I have my Oura ring, my blood glucose monitoring, all the blood results, all the biomarkers, all the data gets fed to AI. I set health goals, and based on the health goals and based on the foods I love, it basically tells me, “Okay, well then eat this for breakfast, eat this for lunch, eat this for dinner.” In the future, if I go out to a restaurant for dinner, AI will be able to tell me what to order off the menu because now we have 375,000 menus via Grubhub. So that’s the future. It’s pretty technocratic though, right? A lot of people take joy in sort of choosing what to eat, or being . . . I don’t know, trying something different that maybe they didn’t know they liked. I mean, based on my own personal experience, I love it. I can’t imagine having to think about what I want to eat because it knows the ingredients you like and so it comes up with different meals that are new and you’re like, “Wow, I never even thought about eating this,” and then you wind up liking it, so the variety’s there. It remembers every great meal you’ve ever had. So if I rated something 9.5 six months ago, I forgot it two weeks later. AI doesn’t forget. And so these great dishes get rotated. If you leave it up to me, I’m thinking of the same three things, probably what I had yesterday or the day before, and maybe a couple other things. The brain, it’s not good at remembering all the great meals you’ve ever had, but AI doesn’t forget. So think about it not as a computer telling you what to do, but it’s really a better version of yourself. It’s sort of like if you could capture the best of your brain’s abilities to think about food, that’s AI. And when you talk to the celebrity chefs you deal with, José Andrés or Bobby Flay or Marcus Samuelsson, and you tell them this story, are they like, “Oh, that’s great,” or are they like, “Well, wait a minute, that’s what we bring to it?” No. I mean, it doesn’t change. Think about it. You could as an artist, as a creative, as a chef, create a bunch of dishes that you hope resonate with people, and then each individual person’s AI is going to have different preferences, and it’s going to prefer certain meals over others. So nothing changes. The creative canvas is still necessary. It’s still valuable. It doesn’t change that at all. What it does change is having to go to a restaurant and having to spend time, look at the menu, look at everything. I mean, it’s just, boom, there it is, get this. AI knows you better than your partner or better than your best friend. You might have biomarkers that have issues. I had low iodine, I had high mercury. I don’t have to think about it. AI is giving me kelp to fix my iodine. I’m not getting tuna because I have high mercury. It’s taking care of all these health issues in the background without having to think about it. So it’s like my personal food critic and my personal doctor working together to give me what’s ideal. It’s really fascinating because it’s able to fix your health issues but still get good scores. So number one, you have to love the food. Okay. Now, given the foods you love, AI, you have to now make Marc healthy. And so AI does these little things, and I see it trying things that are a little bit more healthy, and I give it a bad rating. It’s like, “Okay, he doesn’t want to. . . . That’s too healthy for him,” right? And so it’s found a really nice happy medium now where I love every meal, and I’ve never been healthier, and I’m not having to think about what I want to eat. I don’t spend any time on it. I sit down. It’s a great meal. I mean, this is the future. View the full article

As Americans are having fewer babies, the White House has been gathering ideas on what can be done to increase the birth rate. The New York Times reported that one of the ideas is a $5,000 “baby bonus” to entice women to have more babies, received after delivery. Other ideas being entertained to start a baby boom include: reserving 30% of scholarships for the Fulbright program, the prestigious, government-backed international fellowship, for applicants who are married or have children; government-funded programs that educate women on their menstrual cycles, so we understand when we ovulate and conceive; and a “National Medal of Motherhood” awarded to mothers with six or more children. While President The President and his administration “want a baby boom,” none of these ideas address the root causes of why Americans aren’t having babies and why the annual birth rate is at a record low. Mothers don’t need a medal, they need meaningful family policies. If The President truly wants a baby boom in his administration, here’s what the government can focus on delivering for all Americans: better maternal healthcare, national paid leave, affordable childcare including not ending Head Start, better public education including not closing the Department of Education, safer schools,and a better cost of living for all. And sure, the government alone can’t solve this problem. As the Edelman Trust Barometer survey reminds us that trust in government continues to decline, business continues to be “the default solution for societal issues because it is seen as outperforming government on competence.” The pressure on business leaders to step up—including from their own employees—shows no sign of disappearing, particularly when it comes to how to best support employees and their families. Private-company based solutions to public policy shortcomings will leave millions of Americans out, but it’s still in business owners’ interests to support the working parents they employ (both moms and dads). In our workplaces, here’s a reminder of what leaders can begin to do to help all parents start and expand their families: Support employees with buying their first home One factor in the decline of U.S. birth rates is lack of affordable housing. According to a Clever Real Estate study, 70% of Americans are afraid of an impending housing market crash. And 32% of Americans are afraid they won’t be able to make housing payments as a result of today’s economy. Middle-class families in half in less than half of the U.S. can afford an average priced home. And If you can’t afford a home, you may be less likely to want to start a family. Here’s where leaders can step in: Offer resources and support your employees’ ability to purchase their first home. Partner with companies like Multiply Mortgage, a Denver based-company that offers employees one-on-one sessions with mortgage advisers, employee education sessions around the home purchase and financing process, and mortgage interest rate discounts of up to .75%. The company partners with a network of 15 to 20 lenders to access discounted interest rates. “Homeownership has become increasingly out of reach for many Americans, and we don’t expect interest rates to fall to the levels we saw in 2020 ever again,” shares Michael White, cofounder and CEO of Multiply Mortgage. White says companies work with them with zero cost to the employer, other than low administrative cost to promote the benefit internally to employees. For leaders, this can be a win-win. Employees who own their home and put down roots into a community are far less likely to leave your company and relocate somewhere else. Partner with other companies to solve the childcare crisis A recent Lendingtree study showed that it costs close to $300,000 to raise a child in the U.S. today, from the time they are born until they turn 18 years old. Costs have jumped 35.7% versus when the study was conducted in 2023. One of the biggest drivers of costs continues to be childcare, which is close to $18,000 a year. In places like the District of Columbia, Massachusetts, and Hawaii, the cost is closer to $25,000 a year. A $5,000 baby bonus (which may also be taxed) would hardly make a dent in that cost. According to a recent HiBob report, only 15% of companies surveyed provide childcare-related benefits. Leaders can step into help solve another root cause then it comes to why Americans are having less babies: the childcare crisis. Employees need to be able to afford childcare, and have access to reliable, safe options so they can be fully present to contribute at work. Companies can partner with local childcare providers and negotiate a group discounted rate for their employees. They can also partner with Bright Horizons and bring a corporate day care to their location, and help fund the costs. If you can’t afford the cost on your own, and are worried about low utilization rates, find other companies to partner with you to build a daycare center in a location that all employees can access. Finally, you can provide a caregiver stipend to employees so that they can use that to pay family members or friends to help take care of their children. For leaders, this can be another win-win. Employees who can be fully present at work, and not worry about whether their children are being well taken care of, are able to make an impact. And we know there are limits to linking childcare coverage to a job. The most important thing an employer can do is to let their employees know they support their roles as parents, by offering support with childcare, and other related benefits, and most importantly, providing them flexibility to be there for their children as needed. Remember to focus on parental leave, not maternity leave The U.S. still remains one of only seven countries that doesn’t guarantee any paid family leave. If companies are busy lobbying the U.S. government about lowering tax rates, preventing regulations, drug pricing, fossil fuel incentives, data privacy, and more, they should add paid family leave to that list. Until then, the burden remains on companies to offer leave to parents and help fill this societal gap. As I discuss in my book, Reimagine Inclusion: Debunking 13 Myths to Transform Your Workplace, when we don’t offer parental leave, and focus only on maternity leave, we put the burden on mothers to constantly be the primary caregiver. I’ll never forget working for a leader who didn’t want to create a parental leave policy. His response to me was, “Why do we need to give dads time off when they have a kid? It’s the mom doing all the work, and the dad is on the golf course using this as vacation time. He needs to be back in the office.” According to research from the brand Dove Men + Care, giving fathers time to bond with their child not only helps the other parent, but also later on, can lead to better behavioral outcomes when the child is in school. Fathers who are close to their children are healthier, and have stronger and happier marriages with their partners. In Sweden, the data shows that for “each additional month of paid parental leave taken by the father increases the mother’s earnings by 6.7%.” Imagine the positive ripple effect this can have on our society. Finally, the stereotypes about fathers not helping when a child is born and playing golf, or not being lazy or useless or not good at parenting is not only damaging to fathers, but also to mothers. It’s up to all of us to shatter these stereotypes. Leaders need to support more men in taking parental leave, leaving work early to take their kid to doctor’s appointment to attend that school play, and being a public role model when it comes to all things parenting. And men who are leaders should be doing it themselves. If we want more women to become mothers, we can’t leave fathers out of the equation. If the government refuses to address the declining U.S. birth rates with solutions that address the root cause, businesses will need to step up to support parents. Creating a society where we can start and expand our families and support both children and parents is best for everyone. View the full article

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