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S&P and Moody’s award Edinburgh investment-grade status as it plans first bond issue since late 17th century View the full article

Artificial intelligence company Anthropic announced a $50 billion investment in computing infrastructure on Wednesday that will include new data centers in Texas and New York. Microsoft also on Wednesday announced a new data center under construction in Atlanta, Georgia, describing it as connected to another in Wisconsin to form a “massive supercomputer” running on hundreds of thousands of Nvidia chips to power AI technology. The latest deals show that the tech industry is moving forward on huge spending to build energy-hungry AI infrastructure, despite lingering financial concerns about a bubble, environmental considerations, and the political effects of fast-rising electricity bills in the communities where they’re constructed. Anthropic, maker of the chatbot Claude, said it is working with London-based Fluidstack to build the new computing facilities to power its AI systems. It didn’t disclose their exact locations or what source of electricity they will need. Another company, cryptocurrency mining data center developer TeraWulf, has previously revealed it was working with Fluidstack on Google-backed data center projects in Texas and New York, on the shore of Lake Ontario. TeraWulf declined comment Wednesday. A report last month from TD Cowen said that the leading cloud computing providers leased a “staggering” amount of U.S. data center capacity in the third fiscal quarter of this year, amounting to more than 7.4 gigawatts of energy, more than all of last year combined. Oracle was securing the most capacity during that time, much of it supporting AI workloads for Anthropic’s chief rival OpenAI, maker of ChatGPT. Google was second and Fluidstack came in third, ahead of Meta, Amazon, CoreWeave, and Microsoft. Anthropic said its projects will create about 800 permanent jobs and 2,400 construction jobs. It said in a statement that the “scale of this investment is necessary to meet the growing demand for Claude from hundreds of thousands of businesses while keeping our research at the frontier.” Microsoft has branded its Atlanta data center as Fairwater 2, after the original Fairwater complex being built near Milwaukee, Wisconsin. The company said it will help power its own technology, along with OpenAI’s and other AI developers. Microsoft was, until earlier this year, OpenAI’s exclusive cloud computing provider before the two companies amended their partnership. OpenAI has since announced more than $1 trillion in infrastructure obligations, much of it tied to its Stargate project with partners Oracle and SoftBank. The tech industry’s huge amount of spending on computing infrastructure for AI startups that aren’t yet profitable has fueled concerns about an AI investment bubble. Investors have closely watched a series of intertwined deals over recent months between top AI developers such as OpenAI and Anthropic and the companies building the costly computer chips and data centers needed to power their AI products. Anthropic said it will continue to “prioritize cost-effective, capital-efficient approaches” to scaling up its business. —Matt O’Brien, AP technology writer View the full article

We may earn a commission from links on this page. Peloton's app and its fitness equipment have tons of options for workouts, but they can't do everything. If you track some of your workouts with other devices, like a Garmin watch or bike computer, they wouldn't show up in your Peloton workout history—until now. A new Garmin integration is rolling out, and here's how it works. How to link your Peloton and Garmin accountsThe new integration allows Peloton to import workouts from Garmin Connect. Garmin Connect is the name of the Garmin app, so this means workouts you do on a watch (say, your Forerunner 570) sync to the Garmin Connect app, and from there to Peloton. This does not require a Garmin Connect+ paid subscription, nor a Peloton paid subscription. I have neither, and I was still able to set up this integration. Here's how you do it: In the Peloton app, go to the You icon in the bottom right. Tap the hamburger menu in the top right. Select Connected Apps & Devices. Tap the Garmin icon and follow the prompts. You can choose whether to automatically import activities (you'll probably want to say yes), and you can also select specific activity types. For example, you can tell it to import only running and cycling, or you could tell it to import everything except hiking. Peloton says that imported workouts will count toward goals and challenges, but not toward your Peloton streak. Credit: Beth Skwarecki Once you've set this up, new activities you do with Garmin will appear in your workout history. Some information comes through, but not necessarily everything. For example, I did a short Pilates workout with named exercises. The Peloton app shows me its duration, calories, and a heart rate graph including zones. But it does not include the names of the exercises, even though the Garmin app has that information. My treadmill running workout showed the above, plus graphs of pace and speed, but didn't mark laps or give any of the advanced data that Garmin collects, like running dynamics. How to sync both waysUnfortunately this new integration only goes one way. Garmin workouts show up in your Peloton app, but Peloton workouts don't sync to your Garmin history. To sync Peloton workouts to your Garmin account, one popular way is to use a third-party app called SyncMyWorkout. This service isn't affiliated with either company, but you can sync it with both your Peloton and Garmin accounts so it acts as a middleman. When you set it up, it will import your past week's workouts for free, as a demo. To continue using it, there's a subscription fee of $7 per month or $25 per year. This assumes you have an active Peloton membership but does not require a paid Garmin membership. For a more expensive but more DIY approach, there's also the DFC, a $125 box that plugs into your Peloton Bike and transmits workout data via Bluetooth directly to your Garmin device. No Peloton account is needed, and I was able to get it working perfectly with an out-of-subscription Bike. View the full article

Oscar-winning actors Michael Caine and Matthew McConaughey have made deals with voice-cloning company ElevenLabs that will allow its artificial intelligence technology to replicate their voices. Caine said in a statement that ElevenLabs is “using innovation not to replace humanity, but to celebrate it.” “It’s not about replacing voices; it’s about amplifying them, opening doors for new storytellers everywhere,” said the 92-year-old British actor in a written statement. McConaughey also said he is investing in the New York-based startup and has had a relationship with it for several years. Financial terms of the deals were not disclosed. McConaughey said the deal will enable him to voice his newsletter in Spanish. Founded in 2022 and based in New York, ElevenLabs initially developed its technology to dub audio in different languages for movies, audiobooks, and video games to preserve the speaker’s voice and emotions. But shortly after its public release, ElevenLabs said in January 2023 it was seeing “an increasing number of voice cloning misuse cases” and promised new safeguards to tamp down on abuse, including limiting features to paid users. A year later, however, a digital consultant was able to use ElevenLabs software to mimic then-President Joe Biden’s voice in a robocall message sent to thousands of New Hampshire voters. The company now says it has additional measures to block the cloning of celebrity and other high-profile voices without their consent. View the full article

The one-cent copper piece fell victim to digital payments and rising production costsView the full article

The Consumer Financial Protection Bureau, building on an executive order by President The President, wants to eliminate the legal framework of "disparate impact" from its implementation of the Equal Credit Opportunity Act. View the full article

For many Americans, 2025 has been tough economically. Tariffs have raised the price of goods from coffee to clothing, inflation is still rising, and more than 1 million jobs have been cut since January. Then came the longest government shutdown in U.S. history, which furloughed some 670,000 federal workers. Another roughly 730,000 had to keep working, just without pay, according to the Bipartisan Policy Center. And amid that came a pause in SNAP benefits, which left 42 million Americans without the food stamps that help them afford groceries. SoLo Funds, a community finance platform, has seen the impact of these events firsthand. Requests for loans on the SoLo platform relating to EBT and SNAP increased 32% since October 1, compared to the year prior. Loan requests relating to the government shutdown or furloughs—like users saying they missed their paycheck because of the shutdown or that they were waiting on furloughed pay—surged 775% as of October 1, compared to the average weekly volume of requests in the months prior. While there wasn’t a government shutdown before October, SoLo says it did see references to those terms earlier in the year, linked to delayed paychecks, budget freezes, or agency funding pauses. The 775% spike represents a increase from thousands of dollars in loan requests to hundreds of thousands of dollars, per the company. And throughout 2025, SoLo funds says its continued to see spikes in loan requests for basic necessities like groceries, rent, and utilities. How SoLo Loans work SoLo is a financial service, but it doesn’t operate like a typical bank. Members can get a checking account and a debit card, plus access to the loan marketplace. There, they can make loan requests, citing a reason that they need the money. Other members can then scroll through the marketplace of loans and choose to fund someone’s loan directly. Instead of a hefty interest rate—like those that come with Buy Now, Pay Later (BNPL) or payday loans—loans through SoLo come with a flat fee; interest doesn’t compound or accrue over time, and there’s no penalty for late payments. And yet SoLo says its repayment rate is above 94%. Borrowers can also leave a tip for lenders. Travis HolowayRodney Williams “What we have been able to quantify is that working-class Americans, the heart and soul of our country, even in times of low or inconsistent income, they tend to figure it out,” says president and cofounder Rodney Williams. “With standard loan products, you can’t get a loan if you’re figuring it out. You can’t get a loan in between jobs.” SoLo does not require proof of income for its loans, instead requiring a snapshot of cashflow; its AI underwriting process then provides a score to the user. The company first launched in 2018 and has raised $15.5 million in funding to date. That isn’t exactly significant capital compared to top fintech companies. Stripe, Chime, and SoFi, for example, have all raised billions of dollars (and the latter two are now publicly traded). But Williams says SoLo sees 20% growth every quarter. “The people have decided they need this,” Williams says. Community finance in action Overall, the top five reasons people request SoLo loans are for utilities, rent, medical bills, pet bills, and then car repair. Requests for groceries have spiked recently too. “These are measures of consumer confidence and sentiment,” Williams says. SoLo has grown to more than 2 million users who are actively on the platform “to make ends meet,” he adds. Since its launch, users have provided $700 million in loans to other individuals. The SoLo Funds loan request is around $250. Members can borrow up to $625, but first-time borrowers start at $100 and earn the ability to request higher amounts as they repay on time. That loan requests specifically for furloughed workers, the government shutdown, EBT, and SNAP have increased since October highlights both how Americans continue to face financial struggles and how community support has emerged as a stopgap. “[Those Americans] came to community finance . . . and asked for people to help. And guess what? They got funded, because people can see this person is just in between situations because of the government,” Williams says. “Like, this is a good person, I’m going to bet on that person.” Community support has surged as people have felt abandoned by their government. Across the country, individuals have shared resources for federal workers and donated food to those in need. SoLo considers itself another form of community support; its loans can be used for anything, in any situation—unlike Buy Now Pay Later, which requires the merchant to offer that option (someone likely can’t use BNPL to fix their flat tire, Williams notes) or even Earned Wage Access, which requires someone have a paycheck coming from which they can draw funds early. That option isn’t available to furloughed or laid off workers, for example. Strangers helping strangers The government shutdown is now near a possible end, but many Americans may still need financial help, especially since healthcare premiums are set to increase substantially, after the Senate failed to extend the Affordable Care Act subsidies. “Americans were struggling before the shutdown and they’re going to be struggling after,” Williams says. Though the stock market is strong, he notes, many Americans are underemployed, and fears of AI taking over jobs may keep those Americans from “being employed at the level they should be,” he adds. Plus, nearly 40% of Americans don’t own any stocks and so aren’t seeing those gains. Despite these challenges, Williams is buoyed by the empathy he sees on SoLo’s platform, of individuals connecting and helping one another in times of need. “Everyday, thousands of people lend to and borrow from a stranger,” he says. “Everday, I see little American miracles of empathy.” View the full article

Introduction of new cap comes after retailers warned some higher-rate taxpayers were exploiting the perkView the full article

America’s aviation system is straining under the weight of the longest government shutdown on record: thousands of flight cancellations, long delays at major airports, and frustrated travelers nationwide. In an unprecedented move, the Federal Aviation Administration last week ordered airlines to scale back domestic flight schedules, saying the cuts are meant to ease pressure on an overstretched system and help manage air traffic control staffing. Unpaid for more than a month, some air traffic controllers have begun calling out of work, citing stress and the need to take on second jobs—leaving more control towers and facilities short-staffed. The numbers show the shutdown’s toll on air travel: 40 Major U.S. airports where all commercial airlines have been required to cancel flights since Nov. 7 under the FAA’s orders. The list spans more than two dozen states and includes large hubs such as New York, Atlanta, Los Angeles, and Chicago. 12 Airports on the FAA’s list of 40 where the agency also expanded restrictions to limit business jets and many private flights. 4% The initial reduction in flight schedules ordered by the FAA. 10% The FAA’s ultimate flight cut target, which is expected to take effect Friday. The agency has said the restrictions will remain in place until staffing in its air traffic control facilities stabilizes and safety measurements improve, even if the shutdown ends before Friday. 1.9 million Daily passengers who use the 40 airports where flights have been reduced, according to the Bureau of Transportation Statistics. 5.2 million Passengers who have been affected by staffing-related delays or cancellations since the government shutdown began on Oct. 1, according to Airlines for America. The industry trade group represents Delta Air Lines, American Airlines, United Airlines, Southwest Airlines, Alaska Airlines and JetBlue. 9,500 Flights canceled between Nov. 7, the first day of the FAA-required cuts, and mid-day Wednesday, according to the flight tracking site FlightAware. 30 The average number of air traffic control facilities that had staffing issues during the six weekends since the shutdown began on Oct. 1. That is almost four times the number on weekends this year before the shutdown, according to an Associated Press analysis of operations plans sent through the Air Traffic Control System Command Center system. $10,000 How much President Donald The President suggested air traffic controllers should receive as a bonus if they didn’t miss any days of work during the shutdown. The President also threatened docking pay for those who haven’t stayed on the job. $285 million to $580 million The daily U.S. economic impact once the FAA’s 10% cuts take effect, according to Airlines for America, which said its estimate factors in reduced visitor spending, state and local tax revenue and spending across the broader economy. —Rio Yamat, Associated Press Associated Press journalist Christopher L. Keller contributed. View the full article

Smart glasses maker Even Realities today released its latest model, the Even G2 Display Smart Glasses. Featuring a monochrome display, stylish frames, and a unique ring controller, G2s are available now for $599. In contrast to Meta Ray-Ban Displays' "do-everything" approach, G2s are designed to do one specific thing: provide a smart display that only the wearer can see. Instead of a camera and speaker, the G2s feature a suite of basic apps, like a teleprompter and a map that you can see with a tilt of your head or a touch of your ring, packed into a pair of light, slick-looking designer frames. The idea is to create cool-looking everyday glasses that are useful instead of obtrusive. Improvements over the last generation of Even Realities smart glassesI reviewed Even Realities' G1 smart glasses (and even used them to scam a free drink) and found them impressive. Well, Even Realities says these are even better. It has improved on the micro-LED display from the last generation—which is pretty great already—to provide a bigger, sharper, and brighter display that includes two-level 3D, so certain information can appear closer to your field of view. Another new wrinkle is contextual AI: Switch it on during a conversation, and, according to the company at least, your glasses will silently display "suggestions for a more meaningful exchange" that only you will be able to see. If implemented correctly, this feature could be a useful way to augment your life—and if it can provide closed captioning for conversations, I'm fully on board. All of the above is controlled via a smart ring that lets you click, tap, and scroll. It also monitors your vital signs and health information, so you could display a live-read of your heart-rate or the number of steps you've taken that day. A new app infrastructure (and third-party support)Those are all welcome upgrades, but maybe the most interesting improvement isn't to the G2's hardware. On its website, Even Realities promises third-party app support is coming soon. G1 glasses do everything they're designed to do really well, but the actual use cases are fairly limited—a teleprompter is cool, but how often do you really give speeches? Opening the glasses up to developers who want to make something new on the Even OS could result in a must-have app, or at least improve apps the glasses already have. Even Realities nailed the basics with the G1, and these technical improvements and G2’s app support could turn a great concept into an everyday essential. That is, if everything works. Once I test 'em out, I'll let you know how they match up to what's being promised. View the full article

A penny for your thoughts? Well, maybe try a nickel. Though it will remain legal tender, the last-ever one-cent coin was printed Wednesday—and not without some drama. After being in circulation for 232 years, the U.S. Mint in Philadelphia hosted a ceremonial event during which U.S. Treasurer Brandon Beach struck the final circulating penny. There are an estimated 300 billion pennies currently in circulation, a number “far exceeding the amount needed for commerce,” the Mint said in a statement but retailers say they’ve already been dealing with coin shortages and a lot of confusion about how to price goods and services. It took about nine months for the penny’s final day to arrive. In February, President Donald The President announced that he had instructed the Mint to stop making the coin, citing the rising cost of production. Indeed, the Mint said the cost of making a penny has more-than doubled during the past decade, to 3.69 cents per penny. The coin has long been a target of lawmakers: As far back as 1989, legislation has periodically been proposed to limit or eliminate penny production. But its death knell ultimately came at the hands of Elon Musk and the Department of Government Efficiency earlier this year. THE PRO-PENNY GROUP Even though end days for the penny were announced in February, retailers and penny proponents are now grappling with what its elimination means. A perhaps-surprisingly vocal group has fought for years to keep the penny in our pockets. Americans for Common Cents is a pro-penny lobbying group that has an incentive to keep the coins in circulation as it is primarily funded by Artazn, the company that provides the blanks used to make pennies. Americans for Common Cents argued in February that the penny is not as problematic as it seems and eliminating this coin will actually increase minting costs if demand surges for nickels, which are even more expensive to mint. In response to The President’s announcement about the penny’s end days, the group advocated instead for modernizing the currency system and, instead of eliminating the penny, focusing on making coin production more efficient. Since then, phasing out the penny has been “a bit chaotic” partly because there’s “no real plan” for what retailers should do, Mark Weller, executive director of Americans for Common Cents, told CNN on Wednesday. When countries like Canada, Australia and Switzerland removed low-denomination coins from circulation there was guidance for retailers—and that’s not been the case in the U.S., he said. “By the time we reach Christmas, the problems will be more pronounced with retailers not having pennies,” Weller told CNN. PENNY PAIN FOR RETAILERS But a penny shortage has already arrived, affecting retailers like gas stations that handle a lot of these coins. And retail groups told Reuters last week that they’re frustrated by the lack of guidance they’ve received from the The President administration, which has forced them to round down transactions to avoid upsetting customers and violating laws in some states. Kwik Trip, which operates about 900 convenience stores in the midwest, announced last month that all cash purchases will be rounded down to the nearest five cents—and that the policy will remain in place until a “permanent legislative solution” is enacted. Rounding down transactions may not seem like a big deal, but it could become a significant cost for high-volume businesses where pennies are commonplace. And to counteract the coin shortage, some stores are offering incentives to customers who pay with pennies, according to Reuters reporting. “Any merchant that accepts cash is grappling with this,” Dylan Jeon, senior director of government relations with the National Retail Federation, told Reuters. A spokesperson for the Treasury Department didn’t immediately respond to a request for comment from Fast Company with any guidance for retailers. PENNY LEGACY The penny was first minted in 1792 and has seen many evolutions in materials over its lifetime, including during World War II when it was made from a zinc-coated steel due to a copper shortage in 1943. The image of President Abraham Lincoln first appeared on the penny in 1909 to commemorate the 100-year anniversary of his birth. While pennies for circulation will be discontinued, the Mint will continue to produce a limited quantity of the coin for historical and collector purposes. And it’s mostly focused on celebrating the copper-colored coin. “While general production concludes today, the penny’s legacy lives on,” Kristie McNally, acting Mint director, said in a statement. “As its usage in commerce continues to evolve, its significance in America’s story will endure.” View the full article

Six hundred employees just packed up their desks and quit their jobs at Paramount Skydance. The mass exodus happened after the company, formed by Skydance Media’s takeover of Paramount Global, told employees that they were instating a five-day back-to-office mandate, set to begin on January 5. The company, led by new CEO David Ellison, let staffers know that if they didn’t plan to come back to the office, they could take a buyout deal starting on September 15. However, the media giant likely didn’t expect to be handing out quite so many severance packages. According to company disclosures filed on Monday, around 600 employees in the Los Angeles and New York offices at the vice-president level and below took the deal, which reportedly cost Paramount Skydance $185 million in “restructuring changes.” While the company may be trimming employees, it doesn’t seem to be trimming spending. The company called for “incremental programming investments in 2026 in excess of $1.5 billion.” Paramount said it had already trimmed about 1,000 employees earlier this year and expects to cut around 1,600 more, as the company moves to divest both Televisión Federal in Argentina and Chilevision in Chile in an attempt to “ensure continued focus.” The restructuring comes after Ellison took charge of the company post-merger and pressed the importance of in-person work. “I believe that in-person collaboration is absolutely vital to building and strengthening our culture and driving the success of our business,” Ellison wrote in a September memo. “Our people are the key to winning, and being together helps us innovate, solve problems, share ideas, create, challenge one another, and build relationships that will make this company great.” Still, an $185 million price tag seems a tad excessive for more collaboration. Either way, Paramount is not the only media giant to enforce a return-to-office mandate. NBCUniversal recently announced workers would have to return to the office at least four days a week, in a similar policy beginning in January. Comcast, the parent company of NBCU, previously did the same. While employees leaving in large numbers due to such mandates seems like a major upheaval, some research says that is the point (at least in part). According to a 2024 Bamboo HR report, back-to-office mandates can help companies avoid layoffs. Per the report, nearly 2 in 5 managers, directors, and executives (37%) say their company enacted layoffs in the last year because fewer employees than they expected quit during their RTO. Likewise, 25% of VP and C-suite executives and nearly 1 in 5 HR pros (18%) say they actually hoped employees would voluntarily leave amid mandates. Either way, back-to-office mandates are fairly unpopular, so the true cost to companies remains to be seen. However, when it comes to media giants, at least, some of the cost will trickle down to the customer. Paramount Skydance is planning to raise Paramount+ subscription prices starting January 15. Both the Essential (ad-supported) plan and Premium (ad-free) plan will go up by $1, to $8.99 and $13.99 per month, respectively. “Our ongoing investments in Paramount+ are enhancing the value we deliver to consumers,” Ellison said. “To support this continued investment, we plan to implement price increases in the U.S. early in the first quarter of 2026.” View the full article

Just a week after self-described democratic socialist Zohran Mamdani made history as New York City’s first Muslim to be elected mayor, fellow Democrat Jack Schlossberg—President John F. Kennedy’s (JFK’s) grandson—announced he is also running for office in New York City, in the Empire State’s 12th Congressional district. If elected, he would represent New York in the U.S. House of Representatives. Both men are among a wave of young, progressive, charismatic candidates calling for change, amid a backlash to not only Donald The President’s second-term agenda, but also a historically unpopular Democratic Party that many feel are doing too little, too late. That list of progressives also includes Arizona representative-elect Adelita Grijalva; Robert Peters, who is running in Illinois’ 2nd district; and Graham Platner, a democrat running for senate in Maine in a bid to unseat Republican Senator Susan Collins. But there are a number of parallels between Mamdani and Schlossberg in particular. Both are in their early 30s and grew up attending high school in New York City. They also come from political-minded families with impressive mothers. Mamdani’s mom is Indian-American activist filmmaker Mira Nair, while Schlossberg’s mom, Caroline Kennedy, is a lawyer, former U.S. Ambassador to Australia and Japan, and a civic-minded head of the John F. Kennedy Library Foundation. At 34 years old, Mamdani will be New York City’s youngest mayor since 1892, while Schlossberg, 32, is running to replace retiring longtime Democrat Representative Jerry Nadler (D-N.Y.), who is 78 and has held the seat for over 30 years in the liberal district that includes the Upper West Side, Upper East Side, Midtown, and Chelsea. (That’s also where Schlossberg was born and raised, and currently lives.) Both Mamdani and Schlossberg are also wildly popular on social media, in part for their fresh-faced looks and upbeat, pragmatic-but-populist approach to making the world (or at least New York City) a better place. Old money, fresh face To that end, Schlossberg’s newly minted campaign website, which bears the URL “Jackfornewyork,” introduces the candidate as a “A New Generation for New York” and features pictures of “Jack” (JFK’s nickname, and Schlossberg’s namesake) riding his bike in Manhattan with a backpack, not unlike his famous uncle, to whom he bears an uncanny resemblance. (At 6’2 and with signature Kennedy looks, Schlossberg also has a large female following on social media.) Like Mamdani’s campaign, Schlossberg’s website emphasizes his practical-but-populist approach to leadership. “Jack wants to take his fight to Congress to make sure New Yorkers have a voice that represents their values and amplifies their fight,” it reads. “He’s focused on rooting out corruption, defending civil rights and personal freedoms, making housing affordable, protecting public health, and rebuilding trust in government.” (Sounds a lot like Mamdani, no?) Where “Jack” might get into trouble, however, is his political inexperience. While he is a Kennedy, and has been in the family business for a while—which includes various duties, including presenting the Profile in Courage Award at the JFK Library in Boston—this is his first run for office. Mamdani also was criticized for lacking experience, but he at least ran for mayor after he was first elected to the New York State Assembly. What Schlossberg does have going for him: He enters the race with the political clout of the Kennedy name and a large, established social media following across platforms, including Instagram, where he goes by “jackuno” and has 739,000 followers. Online, he is part influencer, part instigator, often challenging political opponents whether his own uncle, Health and Human Services Secretary RFK Jr.; The President; or Vice President Vance, who he has trolled incessantly, making what some have criticized as inappropriate jokes about his wife, Usha (including jokes about having a child with her). In that sense, Schlossberg’s informal approach, his tell-it-like-it-is political commentary, and his sense of humor could be what New Yorkers want in a candidate to help turn the city around—or it could be the very thing that undoes him in his race for Congress in 2026. Only time will tell. View the full article

Google is adding one of the iPhone's most controversial features to its latest Pixel phones, but it's promising to show a bit more restraint than Apple did. Yes, as part of the November 2025 Pixel feature drop, Pixel 9 and Pixel 10 phones (excluding the Pixel 9a) are getting AI notification summaries. The problem with AI notification summariesIf you're reeling back after reading that, I don't blame you. This is one of the few AI features Apple beat Google to the punch on, and when they came out during the iOS 18.3 beta, the summaries were quickly criticized for handling hard topics like breakups with a cold tone, as well as for misreporting the news. Apple quickly pulled news summaries (although they've since come back) and made it clearer when an AI was writing a notification, but it seems Google's still being a bit more cautious with its launch. How AI Notification Summaries on Pixel work Credit: Google Rather than trying to organize every notification you might get, Google's AI Summaries are just starting off with popular chat apps for now, including its own Messages app and alternatives like WhatsApp. Additionally, they'll only kick in on "longer chats," with the idea being to give you, "digestible conversation recaps." That means you're going to see far fewer AI notifications than on the iPhone, which currently uses them for news, entertainment, chats, email, and more. That's probably a safer approach for Google, but it does mean the AI summaries are meant to be used more to get you quickly back up to speed, rather than for organization (although that will change in the future). As on the iPhone, AI notification summaries on the Pixel will be indicated by a small icon with a sparkle and a few lines below it, with the summary following. They'll also be italicized for additional visual distinction. How to turn on AI Notification Summaries on PixelGoogle is also exercising caution by making its AI notification summaries entirely opt-in. That means you'll need to manually turn them on before you start seeing them, which you can do under Settings > Notifications > Notification Summaries. While on this page, you'll also be able to exclude certain apps from sending AI notification summaries, by adding them to the "Don't include these apps" list. If you're still not seeing the summaries after enabling them, ensure your Android System Intelligence is enabled under Settings > Notifications > Privacy > Notification read, reply & control. Additionally, summaries will not be generated while your phone is in battery saver mode, or while you're actively using it (per Google, for them to kick in, "the screen must be off for a moment"). When will my Pixel get AI Notification Summaries?AI Notification summaries start rolling out today, alongside the November system patch. However, they're not automatically included in the downloadable patch, so it might be a while before you see them (I don't have them yet). It's still not a bad idea to get your phone fully up-to-date in the meantime. To download the November 2025 Pixel update, either wait for a notification from Google, or head to Settings > System > Software updates to manually check if it's been rolled out to you yet. What's next for Pixel's AI Notification Summaries?While today's update is clearly just Google dipping its toes in the water, the company does have bigger plans for December, where some Pixels will also start automatically silencing "lower-priority notifications" and will start automatically sorting them into categories like "News" and "Promotions." Hopefully, Google will have learned some lessons from Apple by the time those features go live. View the full article

Plummeting polling numbers and a misguided Downing Street briefing add to febrile environment View the full article

JPMorgan, BlackRock and Goldman Sachs bosses among more than a dozen top financiers attending the eventView the full article

HR Solutions Software is a thorough suite of tools intended to improve various human resource functions, such as recruitment, onboarding, and payroll management. By centralizing employee data and automating processes, it minimizes errors and boosts efficiency. For instance, automated tracking can streamline hiring, whereas data analytics aids in informed decision-making. Comprehending its features and benefits can greatly impact your organization’s productivity and employee engagement. Let’s explore how to select the right software for your needs. Key Takeaways HR Solutions Software streamlines and automates HR functions, enhancing organizational efficiency and reducing time spent on routine tasks. It centralizes employee data management, improving accuracy and accessibility while ensuring compliance with labor laws. Key features include applicant tracking, performance management, and learning management systems, all designed to enhance recruitment and employee development. Employees benefit from self-service portals for accessing information, improving engagement, and enriching their overall work experience. Businesses gain data-driven insights through built-in analytics, enabling informed decision-making and strategic HR initiatives. What Is HR Solutions Software? HR solutions software encompasses a range of applications designed to streamline and automate key human resources functions, which can improve efficiency in your organization. These HR platforms provide tools for recruitment, onboarding, payroll, performance management, and compliance tracking. By centralizing employee data management, this software improves accessibility and accuracy while minimizing human error through automation. For instance, human resources onboarding software can simplify the new hire process, allowing new employees to complete paperwork online. Furthermore, these systems often include self-service portals and analytics tools, empowering employees and enabling data-driven decision-making. In the end, by automating routine tasks, HR solutions software frees up your HR teams to concentrate on strategic initiatives, ensuring compliance with labor laws and reducing the risk of penalties. Key Features of HR Solutions Software Organizations looking to improve their human resources capabilities will find that HR solutions software offers a variety of key features designed to streamline operations and improve overall efficiency. A central component is the Human Resource Information System (HRIS), which centralizes employee data management and payroll processing. Furthermore, ADP Applicant Tracking Systems (ATS) improve recruitment by facilitating job postings and CV screening. Performance Management Software digitizes performance reviews, incorporating tools for goal-setting and feedback to support employee development. Learning Management Systems (LMS) help track training progress and guarantee compliance with mandatory requirements. Finally, built-in analytics tools provide insights into workforce performance and recruitment metrics, enabling data-driven decision-making that ultimately increases organizational effectiveness. Benefits of HR Solutions Software for HR Departments HR solutions software offers significant advantages for HR departments by streamlining administrative processes, enhancing recruitment efficiency, and improving data management. With automated payroll and attendance tracking, you can reduce the time spent on routine tasks, allowing you to concentrate on strategic initiatives. Furthermore, features like applicant tracking systems not only speed up hiring but likewise provide valuable insights for better decision-making and workforce planning. Streamlined Administrative Processes Although administrative tasks can often consume a significant portion of an HR department’s time, implementing HR solutions software can dramatically streamline these processes. This software automates routine functions like attendance tracking and payroll processing, freeing up valuable time for your team. By centralizing employee data management, it improves accuracy and reduces human errors, ensuring compliance with labor laws. In addition, streamlined onboarding processes help new hires acclimate quickly, boosting their productivity from the start. Performance management tools within the software allow for real-time feedback and goal tracking, promoting employee engagement and accountability. Moreover, HR solutions software provides valuable analytics, enabling you to make informed, data-driven decisions that align with your organization’s goals and improve overall efficiency. Enhanced Recruitment Efficiency In regards to improving recruitment efficiency, utilizing HR solutions software can transform the hiring process considerably. By implementing these tools, you can streamline various aspects of recruitment, making it faster and more effective. Here are four key benefits: Automation: Automate job postings, resume screening, and interview scheduling, potentially reducing time-to-hire by up to 50%. Data Analytics: Utilize data to optimize job ad placements, ensuring you attract the most suitable candidates. Onboarding: Streamline onboarding by allowing new hires to complete paperwork electronically, easing administrative burdens. Communication Tools: Enhance candidate engagement through integrated communication features, improving the overall experience and increasing acceptance rates. Improved Data Management Effective recruitment is only one aspect of what HR solutions software can offer; improved data management is another significant benefit that can transform HR departments. By centralizing employee data, you can easily access, update, and maintain accurate records in one secure location, reducing discrepancies. Automated data collection minimizes manual entry errors, letting you focus on strategic initiatives rather than administrative tasks. Advanced analytics tools provide insights into workforce trends, improving decision-making. Real-time updates guarantee compliance-related documentation is current, reducing the risk of penalties. Integration with other business systems streamlines data sharing and communication, promoting collaboration. Feature Benefit Example Centralized Data Management Reduces discrepancies Single source of truth Automated Data Collection Minimizes manual errors Time-saving processes Advanced Analytics Informs strategic decisions Workforce trend analysis Real-Time Updates Guarantees compliance Current employee documentation System Integration Improves collaboration Seamless data sharing Benefits of HR Solutions Software for Employees HR solutions software offers a range of benefits that greatly improve the employee experience within an organization. With these tools, you can manage your own personal information effortlessly and enrich your daily work life. Here are some key advantages: Self-Service Portals: Access your details, request time off, and view pay stubs independently. Improved Onboarding: New hires can integrate into the company more smoothly, boosting comfort and productivity from day one. Employee Engagement Tools: Participate in surveys and recognition programs that encourage a positive workplace culture. Performance Management Features: Set personal goals, receive real-time feedback, and track your progress, aligning your contributions with the organization’s objectives. These features collectively enrich your overall work experience. Benefits of HR Solutions Software for Businesses Though many businesses face challenges in managing human resources effectively, leveraging HR solutions software can greatly streamline operations and improve productivity. By automating routine administrative tasks, you can free up your HR team to focus on strategic initiatives, improving overall efficiency. Centralizing employee data not only enhances compliance with labor laws but also reduces the risk of penalties, promoting accountability. Furthermore, the software simplifies recruitment and onboarding, allowing you to fill roles more quickly and improve the candidate experience. Employee self-service portals boost satisfaction by giving staff easy access to personal information and performance metrics. Finally, the analytics and reporting features enable data-driven decision-making, which can lead to better employee engagement and productivity. Types of HR Solutions Software When considering HR solutions software, you’ll find two main categories: core HR systems and additional HR solutions. Core HR systems, like HRIS and HRMS, focus on centralizing employee data, payroll, and performance management, whereas additional solutions, such as Applicant Tracking Systems and Learning Management Systems, address specific needs like recruitment and training. Comprehending these types can help you choose the right software to streamline your HR processes effectively. Core HR Systems Core HR systems serve as the backbone of effective human resource management, integrating various functionalities to streamline processes and improve organizational efficiency. These systems encompass crucial tools that help you manage your workforce effectively. Here are some key types of core HR systems: Human Resource Information Systems (HRIS): Centralize employee data management, payroll processing, and benefits administration. Human Resource Management Systems (HRMS): Offer extensive functionalities, including recruitment, performance evaluation, and HR analytics. Applicant Tracking Systems (ATS): Improve recruitment efficiency by streamlining job postings, interview scheduling, and CV screening. Payroll Software: Automates tracking of employee work hours and pay rates, ensuring compliance and accuracy. Additional HR Solutions In today’s dynamic workplace, several additional HR solutions software types can greatly improve your organization’s human resource management capabilities. Human Resource Information Systems (HRIS) manage employee data, whereas Applicant Tracking Systems (ATS) streamline hiring by tracking applicants. Payroll Software simplifies payroll processes, ensuring accuracy and compliance. Learning Management Systems (LMS) centralize training, augmenting employee skills and meeting compliance needs. Benefits Administration Software simplifies managing employee benefits, making enrollment and tracking easier. Employee Engagement Software promotes communication through surveys and recognition tools, encouraging a positive culture. Finally, Time and Attendance Software automates employee hours and time-off requests, reducing administrative burdens and minimizing payroll errors. How to Choose HR Solutions Software How do you determine the right HR solutions software for your organization? Start by aligning your HR vision with your overall business strategy, ensuring the software addresses your specific pain points. Gather input from key stakeholders to define necessary features and functionalities. Next, research various HR software options, focusing on features relevant to your needs, like recruitment, payroll, and performance management. Here’s a simple checklist to follow: Align HR vision with business strategy. Gather input from key stakeholders on features. Research available HR software options. Evaluate shortlisted software through demos and trials. Finally, establish key performance indicators (KPIs) to measure the software’s effectiveness post-implementation. This process will help you choose the best HR solutions for your business. Implementing HR Solutions Software in Your Business When you implement HR solutions software in your business, you can greatly streamline administrative tasks, allowing your HR team to concentrate on more strategic initiatives. Automating processes like payroll, recruitment, and onboarding boosts efficiency, freeing up time for higher-value activities. By centralizing employee data management, you improve accessibility and facilitate real-time updates, which increases collaboration across departments. Furthermore, the software helps guarantee compliance with labor laws by tracking necessary documentation and deadlines, minimizing the risk of penalties. With performance management tools, you can support goal setting and feedback, driving both productivity and engagement. Many solutions are cloud-based, offering mobility and accessibility as well as reducing the need for hardware investments, leading to significant cost savings for your business. Exploring Free Trials of HR Solutions Software Are you considering HR solutions software but unsure if it’s the right fit for your organization? Free trials are a valuable way to explore these tools without commitment. During the trial, you can: Assess the software’s functionalities, like payroll processing and onboarding. Evaluate time and cost savings by streamlining HR tasks. Test integration capabilities with your existing systems to guarantee compatibility. Gather feedback from employees on usability and effectiveness. Frequently Asked Questions What Are the Benefits of HR Software? HR software offers numerous benefits that streamline your HR processes. It automates tasks like payroll and attendance, freeing up time for strategic initiatives. With features like Applicant Tracking Systems, it improves recruitment efficiency, enhancing candidate experiences. Centralizing employee data helps guarantee compliance with labor laws and reduces manual errors. Self-service portals allow employees easy access to their information, boosting engagement. Moreover, analytics provided by HR software support data-driven decision-making, optimizing workforce management. What Are HR Solutions? HR solutions are digital tools designed to optimize human resources processes. They automate tasks like recruitment, onboarding, payroll, and performance management, making your HR operations more efficient. By centralizing employee data, these solutions improve compliance with labor laws and minimize errors. Moreover, they enable better communication across departments and provide analytics for informed decision-making. What Are the Three Main Types of HR Software Solutions? The three main types of HR software solutions are Human Resource Information Systems (HRIS), Human Resource Management Systems (HRMS), and Applicant Tracking Systems (ATS). HRIS focuses on employee data management and payroll, whereas HRMS integrates various HR functions like recruitment and performance management. ATS streamlines the hiring process by automating job postings and candidate screening. Each system serves distinct HR needs, allowing you to choose the best option based on your organization’s goals. What Is HR Software? HR software includes various applications designed to streamline human resource functions. It automates tasks like payroll processing, attendance tracking, and compliance management, allowing you to save time and reduce errors. Common types of HR software are Human Resource Information Systems (HRIS), Applicant Tracking Systems (ATS), and performance management tools. Conclusion In conclusion, HR Solutions Software is crucial for modern businesses looking to streamline their human resource processes. By improving recruitment, onboarding, and payroll management, it helps HR departments operate more efficiently during the enhancement of employee experiences. The benefits extend beyond HR teams, positively impacting overall business performance through better data management and compliance. By carefully selecting and implementing the right software, you can greatly improve productivity and focus on strategic initiatives that promote organizational growth. Image via Google Gemini This article, "What Is HR Solutions Software and How Can It Benefit Your Business?" was first published on Small Business Trends View the full article

HR Solutions Software is a thorough suite of tools intended to improve various human resource functions, such as recruitment, onboarding, and payroll management. By centralizing employee data and automating processes, it minimizes errors and boosts efficiency. For instance, automated tracking can streamline hiring, whereas data analytics aids in informed decision-making. Comprehending its features and benefits can greatly impact your organization’s productivity and employee engagement. Let’s explore how to select the right software for your needs. Key Takeaways HR Solutions Software streamlines and automates HR functions, enhancing organizational efficiency and reducing time spent on routine tasks. It centralizes employee data management, improving accuracy and accessibility while ensuring compliance with labor laws. Key features include applicant tracking, performance management, and learning management systems, all designed to enhance recruitment and employee development. Employees benefit from self-service portals for accessing information, improving engagement, and enriching their overall work experience. Businesses gain data-driven insights through built-in analytics, enabling informed decision-making and strategic HR initiatives. What Is HR Solutions Software? HR solutions software encompasses a range of applications designed to streamline and automate key human resources functions, which can improve efficiency in your organization. These HR platforms provide tools for recruitment, onboarding, payroll, performance management, and compliance tracking. By centralizing employee data management, this software improves accessibility and accuracy while minimizing human error through automation. For instance, human resources onboarding software can simplify the new hire process, allowing new employees to complete paperwork online. Furthermore, these systems often include self-service portals and analytics tools, empowering employees and enabling data-driven decision-making. In the end, by automating routine tasks, HR solutions software frees up your HR teams to concentrate on strategic initiatives, ensuring compliance with labor laws and reducing the risk of penalties. Key Features of HR Solutions Software Organizations looking to improve their human resources capabilities will find that HR solutions software offers a variety of key features designed to streamline operations and improve overall efficiency. A central component is the Human Resource Information System (HRIS), which centralizes employee data management and payroll processing. Furthermore, ADP Applicant Tracking Systems (ATS) improve recruitment by facilitating job postings and CV screening. Performance Management Software digitizes performance reviews, incorporating tools for goal-setting and feedback to support employee development. Learning Management Systems (LMS) help track training progress and guarantee compliance with mandatory requirements. Finally, built-in analytics tools provide insights into workforce performance and recruitment metrics, enabling data-driven decision-making that ultimately increases organizational effectiveness. Benefits of HR Solutions Software for HR Departments HR solutions software offers significant advantages for HR departments by streamlining administrative processes, enhancing recruitment efficiency, and improving data management. With automated payroll and attendance tracking, you can reduce the time spent on routine tasks, allowing you to concentrate on strategic initiatives. Furthermore, features like applicant tracking systems not only speed up hiring but likewise provide valuable insights for better decision-making and workforce planning. Streamlined Administrative Processes Although administrative tasks can often consume a significant portion of an HR department’s time, implementing HR solutions software can dramatically streamline these processes. This software automates routine functions like attendance tracking and payroll processing, freeing up valuable time for your team. By centralizing employee data management, it improves accuracy and reduces human errors, ensuring compliance with labor laws. In addition, streamlined onboarding processes help new hires acclimate quickly, boosting their productivity from the start. Performance management tools within the software allow for real-time feedback and goal tracking, promoting employee engagement and accountability. Moreover, HR solutions software provides valuable analytics, enabling you to make informed, data-driven decisions that align with your organization’s goals and improve overall efficiency. Enhanced Recruitment Efficiency In regards to improving recruitment efficiency, utilizing HR solutions software can transform the hiring process considerably. By implementing these tools, you can streamline various aspects of recruitment, making it faster and more effective. Here are four key benefits: Automation: Automate job postings, resume screening, and interview scheduling, potentially reducing time-to-hire by up to 50%. Data Analytics: Utilize data to optimize job ad placements, ensuring you attract the most suitable candidates. Onboarding: Streamline onboarding by allowing new hires to complete paperwork electronically, easing administrative burdens. Communication Tools: Enhance candidate engagement through integrated communication features, improving the overall experience and increasing acceptance rates. Improved Data Management Effective recruitment is only one aspect of what HR solutions software can offer; improved data management is another significant benefit that can transform HR departments. By centralizing employee data, you can easily access, update, and maintain accurate records in one secure location, reducing discrepancies. Automated data collection minimizes manual entry errors, letting you focus on strategic initiatives rather than administrative tasks. Advanced analytics tools provide insights into workforce trends, improving decision-making. Real-time updates guarantee compliance-related documentation is current, reducing the risk of penalties. Integration with other business systems streamlines data sharing and communication, promoting collaboration. Feature Benefit Example Centralized Data Management Reduces discrepancies Single source of truth Automated Data Collection Minimizes manual errors Time-saving processes Advanced Analytics Informs strategic decisions Workforce trend analysis Real-Time Updates Guarantees compliance Current employee documentation System Integration Improves collaboration Seamless data sharing Benefits of HR Solutions Software for Employees HR solutions software offers a range of benefits that greatly improve the employee experience within an organization. With these tools, you can manage your own personal information effortlessly and enrich your daily work life. Here are some key advantages: Self-Service Portals: Access your details, request time off, and view pay stubs independently. Improved Onboarding: New hires can integrate into the company more smoothly, boosting comfort and productivity from day one. Employee Engagement Tools: Participate in surveys and recognition programs that encourage a positive workplace culture. Performance Management Features: Set personal goals, receive real-time feedback, and track your progress, aligning your contributions with the organization’s objectives. These features collectively enrich your overall work experience. Benefits of HR Solutions Software for Businesses Though many businesses face challenges in managing human resources effectively, leveraging HR solutions software can greatly streamline operations and improve productivity. By automating routine administrative tasks, you can free up your HR team to focus on strategic initiatives, improving overall efficiency. Centralizing employee data not only enhances compliance with labor laws but also reduces the risk of penalties, promoting accountability. Furthermore, the software simplifies recruitment and onboarding, allowing you to fill roles more quickly and improve the candidate experience. Employee self-service portals boost satisfaction by giving staff easy access to personal information and performance metrics. Finally, the analytics and reporting features enable data-driven decision-making, which can lead to better employee engagement and productivity. Types of HR Solutions Software When considering HR solutions software, you’ll find two main categories: core HR systems and additional HR solutions. Core HR systems, like HRIS and HRMS, focus on centralizing employee data, payroll, and performance management, whereas additional solutions, such as Applicant Tracking Systems and Learning Management Systems, address specific needs like recruitment and training. Comprehending these types can help you choose the right software to streamline your HR processes effectively. Core HR Systems Core HR systems serve as the backbone of effective human resource management, integrating various functionalities to streamline processes and improve organizational efficiency. These systems encompass crucial tools that help you manage your workforce effectively. Here are some key types of core HR systems: Human Resource Information Systems (HRIS): Centralize employee data management, payroll processing, and benefits administration. Human Resource Management Systems (HRMS): Offer extensive functionalities, including recruitment, performance evaluation, and HR analytics. Applicant Tracking Systems (ATS): Improve recruitment efficiency by streamlining job postings, interview scheduling, and CV screening. Payroll Software: Automates tracking of employee work hours and pay rates, ensuring compliance and accuracy. Additional HR Solutions In today’s dynamic workplace, several additional HR solutions software types can greatly improve your organization’s human resource management capabilities. Human Resource Information Systems (HRIS) manage employee data, whereas Applicant Tracking Systems (ATS) streamline hiring by tracking applicants. Payroll Software simplifies payroll processes, ensuring accuracy and compliance. Learning Management Systems (LMS) centralize training, augmenting employee skills and meeting compliance needs. Benefits Administration Software simplifies managing employee benefits, making enrollment and tracking easier. Employee Engagement Software promotes communication through surveys and recognition tools, encouraging a positive culture. Finally, Time and Attendance Software automates employee hours and time-off requests, reducing administrative burdens and minimizing payroll errors. How to Choose HR Solutions Software How do you determine the right HR solutions software for your organization? Start by aligning your HR vision with your overall business strategy, ensuring the software addresses your specific pain points. Gather input from key stakeholders to define necessary features and functionalities. Next, research various HR software options, focusing on features relevant to your needs, like recruitment, payroll, and performance management. Here’s a simple checklist to follow: Align HR vision with business strategy. Gather input from key stakeholders on features. Research available HR software options. Evaluate shortlisted software through demos and trials. Finally, establish key performance indicators (KPIs) to measure the software’s effectiveness post-implementation. This process will help you choose the best HR solutions for your business. Implementing HR Solutions Software in Your Business When you implement HR solutions software in your business, you can greatly streamline administrative tasks, allowing your HR team to concentrate on more strategic initiatives. Automating processes like payroll, recruitment, and onboarding boosts efficiency, freeing up time for higher-value activities. By centralizing employee data management, you improve accessibility and facilitate real-time updates, which increases collaboration across departments. Furthermore, the software helps guarantee compliance with labor laws by tracking necessary documentation and deadlines, minimizing the risk of penalties. With performance management tools, you can support goal setting and feedback, driving both productivity and engagement. Many solutions are cloud-based, offering mobility and accessibility as well as reducing the need for hardware investments, leading to significant cost savings for your business. Exploring Free Trials of HR Solutions Software Are you considering HR solutions software but unsure if it’s the right fit for your organization? Free trials are a valuable way to explore these tools without commitment. During the trial, you can: Assess the software’s functionalities, like payroll processing and onboarding. Evaluate time and cost savings by streamlining HR tasks. Test integration capabilities with your existing systems to guarantee compatibility. Gather feedback from employees on usability and effectiveness. Frequently Asked Questions What Are the Benefits of HR Software? HR software offers numerous benefits that streamline your HR processes. It automates tasks like payroll and attendance, freeing up time for strategic initiatives. With features like Applicant Tracking Systems, it improves recruitment efficiency, enhancing candidate experiences. Centralizing employee data helps guarantee compliance with labor laws and reduces manual errors. Self-service portals allow employees easy access to their information, boosting engagement. Moreover, analytics provided by HR software support data-driven decision-making, optimizing workforce management. What Are HR Solutions? HR solutions are digital tools designed to optimize human resources processes. They automate tasks like recruitment, onboarding, payroll, and performance management, making your HR operations more efficient. By centralizing employee data, these solutions improve compliance with labor laws and minimize errors. Moreover, they enable better communication across departments and provide analytics for informed decision-making. What Are the Three Main Types of HR Software Solutions? The three main types of HR software solutions are Human Resource Information Systems (HRIS), Human Resource Management Systems (HRMS), and Applicant Tracking Systems (ATS). HRIS focuses on employee data management and payroll, whereas HRMS integrates various HR functions like recruitment and performance management. ATS streamlines the hiring process by automating job postings and candidate screening. Each system serves distinct HR needs, allowing you to choose the best option based on your organization’s goals. What Is HR Software? HR software includes various applications designed to streamline human resource functions. It automates tasks like payroll processing, attendance tracking, and compliance management, allowing you to save time and reduce errors. Common types of HR software are Human Resource Information Systems (HRIS), Applicant Tracking Systems (ATS), and performance management tools. Conclusion In conclusion, HR Solutions Software is crucial for modern businesses looking to streamline their human resource processes. By improving recruitment, onboarding, and payroll management, it helps HR departments operate more efficiently during the enhancement of employee experiences. The benefits extend beyond HR teams, positively impacting overall business performance through better data management and compliance. By carefully selecting and implementing the right software, you can greatly improve productivity and focus on strategic initiatives that promote organizational growth. Image via Google Gemini This article, "What Is HR Solutions Software and How Can It Benefit Your Business?" was first published on Small Business Trends View the full article

If you’ve ever been hit with a sketchy text warning you of an overdue toll road payment or mysterious U.S. Postal Service fees, you’ve likely been targeted by one of the largest cyber scams sweeping the globe. Now, Google is suing an international cybercrime group it believes is responsible for the ubiquitous text-based phishing scheme, which may have raked in as much as $1 billion over the last three years. In the lawsuit filed Wednesday, Google alleges that 25 people are part of a sprawling scam operation that is known as “Lighthouse” and was designed to swipe the logins and passwords of victims caught in its web. The Lighthouse scam hinges on tricking people with bogus texts, prompting them to click a link and share their credentials on fake websites. The sites display legitimate-looking logos of brands such as Google, Gmail, or YouTube in hopes of convincing potential victims that their fake web pages are real, hence the company’s involvement. Google says that it found 107 website templates misusing Google branding on their sign-in screens in order to fool people into thinking those sites are safe and actually connected to Google’s products. According to the lawsuit, almost 200 fake web templates connected to the Lighthouse network imitate U.S. websites like those belonging to New York City’s government and the USPS. Beyond Google’s own logos, the fake sites display official-looking logos of payment companies and social media platforms. Google and other security researchers believe that the text-phishing scam network is based in China, well beyond the reach of U.S. law enforcement. “Bad actors built ‘Lighthouse’ as a phishing-as-a-service kit to generate and deploy massive ‘smishing’ (SMS phishing) attacks,” Google general counsel Halimah DeLaine Prado wrote on the company’s blog. “These attacks exploit established brands like E-ZPass to steal people’s financial information.” Google notes that this family of cybercrime is causing “immense financial harm” around the globe, and that the company intends to disrupt the scheme’s core infrastructure with the lawsuit. In it, Google alleges that the unnamed individuals connected to the Lighthouse scam have run afoul of the Racketeer Influenced and Corrupt Organizations Act (RICO); the Lanham Act, which protects trademarks; and the Computer Fraud and Abuse Act. Because the operation is likely based in China, Google’s suit likely won’t be dragging anyone to court overnight, but the suit could still disrupt the group’s web hosting and other aspects of its infrastructure. Because Google doesn’t know the names of the 25 individuals connected to the scam, the suit includes their Telegram handles when they are known. To fight cyber scams on U.S. soil, Google also announced Wednesday that it will back a handful of bipartisan bills designed to disrupt fraud, counter scams, and block robocalls that originate overseas. “Legal action can address a single operation; robust public policy can address the broader threat of scams,” DeLaine Prado said. “We encourage Congress to enact these crucial bills and help bring a decisive end to the financial harm and damage wrought by foreign cybercriminals.” View the full article

We may earn a commission from links on this page. When I put the new Viwoods AiPaper Reader through its paces for my review, published yesterday, I made the mistake of trusting the company's own statements when I described its capabilities. According to Viwood's website, the phone-shaped device has mobile data functionality (specifically, 4G/Wi-Fi 2.4G), which I tested using a data-only SIM card. Nowhere does Viwoods advertise that its new e-reader call make and take phone calls. But it can. I'd love to say I figured this out on my own, but I actually first saw a post about it on Reddit shortly before I went to bed last night. By the time I woke up, I had an email in my inbox from a Viwoods representative asking me to amend the portion of my review where I'd noted the device can't take calls, saying that it actually can, with the proper SIM card. The rep explained that while the feature wasn't advertised, the company was treating it as a "quiet extra" customers could discover on their own. So this morning, I pulled out the prepaid T-Mobile SIM card I keep around for testing various devices, popped it into the Viwoods AiPaper Reader, and was instantly able to use it to call my wife. As far as I can tell, it worked great—I wasn't out and about, so I have no idea how reliably it holds a signal—but with one huge caveat. Viwoods AiPaper Reader $279.99 at Amazon Shop Now Shop Now $279.99 at Amazon It's still only technically a phoneCalling capability aside, I would be hesitant to call the AiPaper Reader a phone for one pretty important reason: It lacks an external speaker, which means if you want to be able to hear the person on the other end of the line, you're going to need to connect your Bluetooth headphones or earbuds (there's no headphone jack). Obviously being unable to use the device to take a call without fumbling around for your earbuds first severely limits its usefulness as a phone, to the extent that I imagine it would be difficult for anyone to justify using the Viwoods AiPaper Reader as an e-ink replacement for their Pixel or iPhone. But at the same time, it can make calls. So that's...neat? It lacks other common phone featuresAdding weight to the "it's an e-reader that incidentally happens to be able to make calls" side of the scale is the fact that the AiPaper Reader also lacks a lot of other features that are basically de rigueur for modern smartphones, including selfie and rear cameras and GPS functionality—nope, this thing won't work with Google Maps. Why isn't Viwoods advertising this feature?This is the most interesting question to me. The AiPaper Reader seems to be trying to compete directly with the new Boox Palma 2 Pro, which has the same dimensions and capabilities, including mobile data. So why not point out to potential customers that they can also use the AiPaper Reader as a phone? My guess is, the company cannot to do so legally because it is not certified as a phone by the Federal Communications Commission. But that's just supposition on my part; I've reached out to Viwoods for more information and will update this article when I hear back. View the full article

In a significant announcement for small business owners, the U.S. Small Business Administration (SBA) revealed that it delivered over $6 billion in assistance to disaster survivors during Fiscal Year 2025. This funding, aimed at homeowners, renters, and business owners impacted by disasters like hurricanes and wildfires, represents a pivotal resource for small enterprises striving to recover and rebuild in the face of adversity. U.S. SBA Administrator Kelly Loeffler made the announcement following her disaster visit to Alaska, highlighting the agency’s role as the federal government’s largest disaster lender. “The The President SBA is standing shoulder-to-shoulder with disaster survivors across America, delivering rapid and robust support to help them rebuild and thrive,” said Loeffler. The report underscores the agency’s commitment to expedited disaster relief, achieving an average loan approval time of just 17 days. This surge in funding correlates directly with major disaster events, including Hurricane Helene and the wildfires in Los Angeles. Over 51,000 disaster loans were approved, with more than $4.6 billion accessible to small business owners and communities since January 20, 2025. California has been a significant beneficiary, particularly in Los Angeles County, which accounted for a considerable share of the total loans. Small business owners particularly affected by disasters may find several key benefits in this federal assistance. Firstly, the low-interest federal disaster loans available to both individuals and businesses provide crucial capital needed for recovery efforts. After President The President’s recent disaster declaration, businesses in Alaska affected by severe storms can now access these loans, which can be essential for adaptation and continuity in operations. Key achievements from FY25 include the following: More than 18,586 loans totaling $1.77 billion approved for states like Florida, Georgia, and North Carolina following Hurricane Helene’s extensive damage. About 12,000 loans worth $3.2 billion earmarked for California residents impacted by wildfires, underscoring the agency’s commitment to community rebuilding. Loeffler also emphasized the SBA’s proactive measures to streamline the disaster recovery process by cutting red tape and implementing stronger fraud protections. This shift aims to eliminate discriminatory lending practices, notably recent advancements allowing faith-based organizations access to disaster loans, a policy change that could further support diverse business entities. However, while the SBA’s initiatives bring forth positive developments, small business owners should remain aware of some potential challenges. Various loans are designed to support businesses in specific disaster zones, and the requirement to demonstrate financial need before approval can become a barrier for some applicants. Furthermore, as was seen in California recently, delays in local and state permitting processes have caused setbacks for disaster survivors attempting to rebuild, complicating the disbursement of aid. The SBA offers several resources for access: businesses can apply for disaster relief online at sba.gov/disaster or contact the SBA’s Customer Service Center at (800) 659-2955 for further assistance. Email support is also available for questions or clarifications, making the application process accessible. As the SBA continues its efforts into FY26, small business owners should consider how these resources can be integrated into their recovery plans. Preparing to act swiftly in the aftermath of a disaster, utilizing low-interest loans, streamlining communication with local agencies, and understanding the nuances of available aid can significantly enhance a business’s resilience in challenging circumstances. For more detailed information about the assistance provided in FY25, you can read the full SBA announcement here. Taking advantage of these offerings could help many businesses navigate the tough road to recovery, ensuring they emerge stronger in the aftermath of disasters. Image via Google Gemini This article, "SBA Delivers $6 Billion in Disaster Assistance to Support Recovery Efforts" was first published on Small Business Trends View the full article

In a significant announcement for small business owners, the U.S. Small Business Administration (SBA) revealed that it delivered over $6 billion in assistance to disaster survivors during Fiscal Year 2025. This funding, aimed at homeowners, renters, and business owners impacted by disasters like hurricanes and wildfires, represents a pivotal resource for small enterprises striving to recover and rebuild in the face of adversity. U.S. SBA Administrator Kelly Loeffler made the announcement following her disaster visit to Alaska, highlighting the agency’s role as the federal government’s largest disaster lender. “The The President SBA is standing shoulder-to-shoulder with disaster survivors across America, delivering rapid and robust support to help them rebuild and thrive,” said Loeffler. The report underscores the agency’s commitment to expedited disaster relief, achieving an average loan approval time of just 17 days. This surge in funding correlates directly with major disaster events, including Hurricane Helene and the wildfires in Los Angeles. Over 51,000 disaster loans were approved, with more than $4.6 billion accessible to small business owners and communities since January 20, 2025. California has been a significant beneficiary, particularly in Los Angeles County, which accounted for a considerable share of the total loans. Small business owners particularly affected by disasters may find several key benefits in this federal assistance. Firstly, the low-interest federal disaster loans available to both individuals and businesses provide crucial capital needed for recovery efforts. After President The President’s recent disaster declaration, businesses in Alaska affected by severe storms can now access these loans, which can be essential for adaptation and continuity in operations. Key achievements from FY25 include the following: More than 18,586 loans totaling $1.77 billion approved for states like Florida, Georgia, and North Carolina following Hurricane Helene’s extensive damage. About 12,000 loans worth $3.2 billion earmarked for California residents impacted by wildfires, underscoring the agency’s commitment to community rebuilding. Loeffler also emphasized the SBA’s proactive measures to streamline the disaster recovery process by cutting red tape and implementing stronger fraud protections. This shift aims to eliminate discriminatory lending practices, notably recent advancements allowing faith-based organizations access to disaster loans, a policy change that could further support diverse business entities. However, while the SBA’s initiatives bring forth positive developments, small business owners should remain aware of some potential challenges. Various loans are designed to support businesses in specific disaster zones, and the requirement to demonstrate financial need before approval can become a barrier for some applicants. Furthermore, as was seen in California recently, delays in local and state permitting processes have caused setbacks for disaster survivors attempting to rebuild, complicating the disbursement of aid. The SBA offers several resources for access: businesses can apply for disaster relief online at sba.gov/disaster or contact the SBA’s Customer Service Center at (800) 659-2955 for further assistance. Email support is also available for questions or clarifications, making the application process accessible. As the SBA continues its efforts into FY26, small business owners should consider how these resources can be integrated into their recovery plans. Preparing to act swiftly in the aftermath of a disaster, utilizing low-interest loans, streamlining communication with local agencies, and understanding the nuances of available aid can significantly enhance a business’s resilience in challenging circumstances. For more detailed information about the assistance provided in FY25, you can read the full SBA announcement here. Taking advantage of these offerings could help many businesses navigate the tough road to recovery, ensuring they emerge stronger in the aftermath of disasters. Image via Google Gemini This article, "SBA Delivers $6 Billion in Disaster Assistance to Support Recovery Efforts" was first published on Small Business Trends View the full article

Paid surveys may seem like easy money, as you can complete them anywhere, at any time, to earn gift cards or points that can be redeemed for cash. Naturally, scammers are using this model to collect your personal data and promising huge rewards that never materialize. According to a report from Malwarebytes Labs, bad actors are luring users into taking surveys through malvertising ads claiming you've won a Walmart voucher for hundreds of dollars. All you have to do is answer a few questions—easy enough—but you're actually handing over information that can be used to target you even further. Surveys promising big rewards are a scamThese scams start with malvertising (malicious advertising) like website pop-ups and banners, spam emails, and social media ads stating that you've been selected to receive a "free" gift card worth hundreds of dollars. The fake ads use official logos from recognizable brands, which build trust, along with countdown timers, which promote urgency. You may think you've gotten lucky, and all you have to do is take a short survey to earn a big payout. When you click through, though, you're redirected to a fake rewards page, which may also look credible thanks to stolen branding. You'll be prompted to provide personal information, such as your name, phone number, email, and address, as well as indicate interest in topics like home repair and insurance. You may be redirected again based on your answers—to a spoofed home improvement site for FindMyWindowPro or Renewal By Anderson, for example—where you're prompted to provide even more data. This endless loop of surveys doesn't end with a gift card payout, and along the way, you've handed scammers a lot of information that can be sold and used to target you with much more personalized scams in the future based on interests you've handed them. Survey scams may seem like simply a waste of time rather than a real threat, since you don't lose any money right away. But you may see more spam calls and believable phishing emails as a result. Avoid fake survey scamsLike all scams, this one plays on emotion: notably, the excitement of getting lucky and winning big. You're lured in with a sense of urgency and the illusion of low effort. Scammers also use real branding to make the scheme seem more credible. As always, these elements should raise suspicion. Retailers are almost never offering promotions that are too good to be true, and you should never provide personal information in exchange for a "free" prize. If you do click through one of these ads, look carefully at the URL, which is almost certainly not the retailer's official domain. How to actually get paid for taking surveysYou can get paid to take surveys or test apps and games, though you certainly won't earn the hundreds of dollars promised in survey scams. The pay is low for the time invested (in most cases, a few dollars per hour) and some survey platforms require you to hit a minimum amount earned to request a payout. You typically have to engage consistently and across multiple platforms to make it worthwhile. NerdWallet compiled a list of popular survey-for-money apps, including Make Money, Eureka, InboxDollars Surveys, Google Opinion Rewards, and Swagbucks. Reddit users also suggest Survey Junkie and Branded Surveys. Prolific is a relatively high-paying platform, though you have to join a waitlist to gain access. Of course, you should know that even legitimate survey sites collect a lot of personal information, such as your birth date, zip code, phone number, and health history. All of this may be sold to data brokers, and there's always a risk of a data breach that could lead to identity theft. Be sure to weigh the risks and rewards of signing up for these platforms. View the full article

Royal Navy maintains permanent presence in the region supporting British Overseas TerritoriesView the full article

World Labs, the AI model developer cofounded by AI pioneer Fei-Fei Li, has released its 3D-space generating model, “Marble.” At the Marble Labs website, creators can now input text prompts, images, or videos of pieces of a real-world environment. Marble uses them to create full 3D environments, which can include interior spaces or expansive exterior ones. Marble can reconstruct, generate, and simulate 3D worlds—think of it as a type of “world model.” In an interview with Fast Company, Li describes world models as a “significant” evolution of the generative AI era. “The large world model is really a significant step towards unlocking AI’s capability,” a category she calls “spatial.” Spatial intelligence refers to a system’s ability to perceive, model, reason about, and take actions within physical or geometric space—similar to how humans or animals choose their actions based on their understanding of their surroundings. World Labs launched in September of 2024, when it began working on the Marble model. Two months ago it released a preview of the model to a group of creatives, who began buliding worlds and giving feedback. This week, Li posted a sort of manifesto on Substack arguing that spatial intelligence is the next frontier in AI. For humans, she says, spatial intelligence of the physical world around us provides the scaffolding upon which we build our cognition. “Spatial intelligence will transform how we create and interact with real and virtual worlds—revolutionizing storytelling, creativity, robotics, scientific discovery, and beyond,” she writes. World Labs believes that endowing machines (including robots) with such “spatial intelligence” could be transformative for a number of industries in the coming years. Using a web interface, users can feed Marble a scene description, images or videos, or coarse 3D layouts and the model will generate a realistic 3D environment. A user might input a set of images from the bedroom where they grew up, then upload the images to Marble, which will then intelligently sew them together to create an immersive digital 3D version of the room. The user can then use a set of tools to refine or expand their bedroom recreation, making small touchups like adding a clock. Or, they might make larger changes: adding a desk and chair or rendering the whole room with a different kind of light. More advanced users can create (or import) a rough 3D scene including the major fixtures of an environment, then use text prompts to control the overall style. The editing tools “let you iterate with the model and go back and forth and edit what the world looks like in various ways to help you [get] that vision out of your head and making that perfect world,” says World Labs cofounder Justin Johnson. World Labs is also hosting a “hub” where people can share their 3D creations. Marble can output 3D worlds so that other creators, perhaps using other tools, can build on or enhance them. It can generate worlds as Gaussian splats, meshes, or videos—formats familiar to graphics pros. “That’s really cool because it lets you take those 3D assets and then compose them with all kinds of other traditional workflows,” Johnson says. “You could take your triangle mesh and drop it into a game. You could take your gaussian splat and then use it for a VFX shot and composite and other things.” In generative AI, a Gaussian splat is the highest quality way of rendering 3D objects and spaces. The model generates millions or billions of tiny “splats”—semi-transparent particles occupying different points within a 3D space. They are small, smooth blobs whose brightness, opacity, color, or density is greatest at their center, with those values falling smoothly off in a bell-curve shape down to zero at their edges. The blobs then interconnect with their neighbors, which increases the smooth, consistent feel. When billions of these splats overlap, they can approximate the smooth surfaces, colors, and lighting of a 3D scene. While anyone can now experiment with Marble, professionals such as artists, engineers, and VFX designers might find it useful in their work. Li and her cofounders, Ben Mildenhall, Johnson, and Christoph Lassner, say that this “spatial intelligence” could transform a variety of industries, including gaming, film production, and robotics. Li, who also codirects the Stanford Institute for Human-Centered AI, was recently awarded the Queen Elizabeth Prize for Engineering at a ceremony with King Charles in London. Her cofounders have impressive bona fides, too. Lassner developed Pulsar, a sphere-based renderer that paved the way for 3D Gaussian Splatting. Johnson, who worked with Li as a graduate student at Stanford, created real-time style transfer (in which the visual style of one image is applied to another), which was deployed by Meta, Snap, and Prisma. Ben Mildenhall cocreated the neural radiance field (NeRF) method, which revolutionized 3D scene reconstruction. World Labs is offering a tiered subscription plan, starting with a free tier that includes enough credits to generate four worlds. The higher tiers add more credits and more tools, with the top plan priced at $95 per month. View the full article