Newsletter
Want to keep up to date with all our latest news and information?
Everything posted by ResidentialBusiness
-
Meet the tween whisperers helping Gen Alpha—and their parents—through puberty
As a mother of two little girls, I expected that puberty would be a tempestuous time for our family, full of emotional roller coasters and bodily changes. I just didn’t expect it to happen so soon. When my oldest daughter turned 9, her pediatrician said she could get her period within the year. I was blindsided: When I was growing up, girls expected to get their periods around the age of 13. I rushed out to buy a pack of menstrual pads to keep in her backpack, in case she gets her first period in school, and ordered The Care and Keeping of You, the iconic puberty guide that has sold 8 million copies since it debuted in 1998. I’m far from the only flummoxed parent. Generation Alpha girls—the oldest of whom are just entering middle school—are expected to go through puberty between six months and two years earlier than their parents. But don’t panic. Help has arrived in the form of Less Awkward, a company that provides resources that allow children, parents, and schools to better navigate puberty. Less Awkward is the brainchild of a pediatrician, Cara Natterson, who has written extensively about puberty (including serving as the medical consultant on The Care and Keeping of You), and a puberty educator, Vanessa Kroll Bennett, whose career has been devoted to helping girls build self-esteem. In the past, parents could look back at their own adolescence as a guide for what might happen to their children, but today’s kids are experiencing adolescence differently than any previous generation. And while there’s an abundance of resources for early childhood, it’s far harder to find reliable information about how to navigate this brave new world of puberty. Many parents today are looking for reliable parenting information beyond books, and through other forms of media such as apps, podcasts, Instagram, and TikTok. Dr. Becky Kennedy, a guru for parents of young children, has mastered the art of speaking to Gen Z and millennial parents on social media and through her new AI-powered app that provides parents with answers tailored to their specific problems. Natterson and Bennett are following a similar playbook, picking up where Dr. Becky leaves off, and guiding families through the transitions children will face between the ages of 8 and 18. It’s an approach that seems to be resonating with parents, who are willing to pay to use these services. Natterson and Bennett started Less Awkward in 2021 as a podcast called This Is So Awkward. And as their audience has grown to more than 2.5 million listeners a month, so have their ambitions. They recently turned Less Awkward into a full-fledged resource for parents with puberty-aged children, including a $10 a month hub that gives them access to videos, workshops, and even an AI chatbot that allows parents to ask specific questions and receive answers trained on Less Awkward content. And this year, they’re expanding into schools with a curriculum meant to improve the way kids learn about puberty. Given the relative lack of resources for parents of tweens and teens, Natterson and Bennett want to provide trustworthy, evidence-based advice that is tailored to the very unique circumstances today’s kids are facing. But it turns out, this is also a recipe for a new kind of parenting business. “There is this wide open lane,” Bennett says. “We wanted to fill it quickly because we believe we can change a child’s trajectory if we can surround them with empathy and community during these years, rather than ignoring or judging them.” The Brave New World of Puberty Over the past five years, the media has been flooded with unsettling stories about how puberty is shifting earlier. In 2022, The New York Times reported that girls were developing breasts as young as 6. Last year, NPR described how more girls were getting their periods before the age of 9. Parents everywhere began to panic. Doctors have been observing this trend for several decades now. In 1997, Marcia Herman-Giddens, then a physician’s associate in the pediatric department at Duke University Medical Center, published a longitudinal study of 17,000 girls, which found that they were hitting puberty at the age of 10, a year earlier than girls in the 1960s. Many studies since have found that all over the world, puberty in girls has dropped by about three months per decade since the 1970s. We see a similar pattern, though less extreme, in boys. Researchers don’t fully understand why this is happening. But newer studies—the ones which newspapers have covered in recent years—suggest that earlier puberty may be the result of obesity, childhood stress, and the use of hormone-disrupting chemicals in our personal care products. All of this set off alarm bells. As puberty experts, Natterson and Bennett are very familiar with these studies. But as they saw the panic this news provoked among adults, they were concerned about how little attention people were paying to the kids going through this new experience of puberty. “There was so much Monday morning quarterbacking about what’s causing this earlier puberty,” Bennett says. “What we cared about was the 45 million kids going through puberty right now. They need reliable information from adults who aren’t freaking out.” When they looked around, they couldn’t find many resources for parents and kids trying to navigate these years. Natterson, who helped write the updated version of The Care and Keeping of You, arguably the most influential puberty guidebook on the market, believed that families were craving more knowledge and guidance—particularly since puberty itself is evolving. But while there is an abundance of resources about each stage of early childhood, there are relatively few resources for tweens and teens. “The parent industry drops kids like hot potatoes after kindergarten,” Natterson says. Natterson and Bennett have theories about why this is the case. For one thing, many adults today dealt with the trials of puberty on their own, without much support from their parents or communities, so they assume their job is to distance themselves from their children during these years. There are also many cultural stereotypes that teenagers are intolerable, prone to violent mood swings, and rude to adults. Even some doctors and psychologists avoid working with adolescents. “It’s an intimidating stage of life,” Bennett says. “It’s unpredictable. And people are scared of dealing with young people’s reactions.” Dr. Rebekah Fenton, who specializes in adolescent medicine (and has no connection to Less Awkward), observes that many pediatricians are not very comfortable speaking with teens, and she wishes there were more resources for them to learn how to speak with older patients. “When we’re dealing with older children who are seeing changes in their own bodies, we really should be having conversations with them directly,” she says. “But there’s a gap in our training when it comes to learning how to speak with teens.” Making It Less Awkward Less Awkward began as a pandemic project. In 2021, in the midst of the lockdown, Natterson and Bennett poured their energies into launching a podcast targeted at parents called This Is So Awkward. They began by covering the basics of puberty today, like when a girl can expect to get her period, how to talk to tweens about sex, and why kids experience emotional swings. The show quickly developed an audience, racking up hundreds of thousands of listeners, and Natterson and Bennett began to tackle more complex and nuanced questions about the sociocultural impacts of earlier puberty. For instance, even though girls’ bodies are developing faster, they are not more emotionally mature; yet other people might sexualize them because they look older than they are. “When strangers on the street are sexualizing 9-year-olds, this has an impact on their mental health and self-esteem,” Bennett says. “But we don’t need to assume that young girls are going to have these negative outcomes. There are plenty of things we can do to intervene.” Soon, Natterson and Bennett were flooded with requests to conduct workshops at schools and other organizations. It wasn’t long before they couldn’t keep up with these requests. Their solution was to write a book so they could get their ideas into the hands of more people. In 2023, they published This Is So Awkward: Modern Puberty Explained. It explains the science of puberty as well as covers their approach to parenting, which is all about staying connected to children during this period and creating spaces for conversation. Fenton believes it is critical to offer parents and kids more information about puberty and thinks it is good that Less Awkward is creating resources that are easy to digest. “The main resource families have access to these days is books, and many are very research-heavy rather than practical,” she says. “This information needs to be in a form that parents and children will be able to receive it, like social media posts, podcasts, and videos.” Now, Natterson and Bennett are thinking about how to make their content accessible across even more formats. They’ve spent the last few years building “The Hub,” a website that makes it easy for parents to access all of the Less Awkward content, organized by theme, at a price of $10 per month. If a parent is trying to help their child deal with acne or a friendship problem, they can search for the topic and find everything from short social media videos to long-form podcasts that address the issue. They’ve also built an AI tool on the site that is trained on all of Natterson and Bennett’s work, allowing parents to ask more specific questions and get Less Awkward-approved answers, tailored to their situations. This approach is similar to Dr. Becky Kennedy, who became a guru to millennials during the pandemic when she started posting short-form parenting advice videos on Instagram and TikTok. This blossomed into a book called Good Inside, and more recently evolved into an AI-powered app that answers parents’ questions on the go, using Kennedy’s methodology. Beyond the book Natterson and Bennett are now taking their content a step further and bringing it to schools. There isn’t a standardized sex education curriculum that schools across the country use today, and there is a lot of variation in terms of what content they cover. But broadly, many educators aren’t being equipped to handle the complexities of puberty in 2025—from the fact that it is happening sooner to the ways that technology is impacting childhood. They’ve launched a school-based health education course called That Health Class that provides teachers with the tools to educate kids from fourth grade to high school. They’ve tailored the content to each age, and go beyond biology to consider the sociocultural aspects of puberty. Fifth graders will learn about physical anatomy and periods, but there are also modules about body image, social media, and consent in relationships. By the time kids get to eighth grade, there is a module about sexually transmitted infections (STIs), and how to prevent them. “Sex ed is not reliable if its outdated,” Natterson says. “We’re trying to offer relatable content in whatever form a kid and their trusted adults can best receive it.” The curriculum comes with decks and videos that teachers can use in the classroom, as well as professional development content for the educators. And it also gives access to The Hub, so parents can view parallel lessons, allowing them to understand what their children are learning and engage them in conversations. “The kids need to be educated about modern puberty, but so do teachers who are teaching them,” Natterson says. While Fenton applauds Less Awkward for helping to spread knowledge about puberty and make the concept less terrifying, she hopes they—and other puberty educators—continue to make a lot of their content free. “I’m always a little worried education is available to parents who have the resources, even though every parent needs it,” she says. “We should be trying to make as much high-quality, reliable information as possible free.” If there’s one message that Bennett wants people to take away from the whole Less Awkward approach, it’s that puberty doesn’t have to be such a difficult time for children, parents, and their teachers. In her experience, it can also be a very rich time of connection between children and their parents, laying the foundation for a deeper lifelong relationship. But to get there, we need to rewrite the cultural narrative about puberty. “We all have baggage and trauma from these years,” Bennett says. “But it doesn’t have to be like this. We can rewrite the script.” View the full article
-
What Pennymac wants prioritized in GSE reform
The influential nonbank mortgage company is calling for a "do no harm" approach to housing and finds comfort in officials' stated guardrails to that end. View the full article
-
Is having too much money immoral? Research shows it depends on your values and where you live
Across cultures, people often wrestle with whether having lots of money is a blessing, a burden, or a moral problem. According to our new research, how someone views billionaires isn’t just about economics. Judgment also hinges on certain cultural and moral instincts, which help explain why opinions about wealth are so polarized. The study, which my colleague Mohammad Atari and I published in the research journal PNAS Nexus in June 2025, examined survey data from more than 4,300 people across 20 countries. We found that while most people around the world do not strongly condemn having “too much money,” there are striking cultural differences. In wealthy, more economically equal countries such as Switzerland and Belgium, people were more likely to say that having too much money is immoral. In countries that are poorer and more unequal, such as Peru or Nigeria, people tended to view wealth accumulation as more acceptable. Beyond economics, we found that judgments about excessive wealth are also shaped by deeper moral intuitions. Our study drew on moral foundations theory, which proposes that people’s sense of right and wrong is built on six core values—care, equality, proportionality, loyalty, authority, and purity. We found that people who highly value equality and purity were more likely to see excessive wealth as wrong. The equality result was expected, but the role of purity was more surprising. Purity is usually associated with ideas about cleanliness, sanctity, or avoiding contamination—so finding that it is associated with negative views about wealth gives new meaning to the phrase “filthy rich.” As a social psychologist who studies morality, culture, and technology, I’m interested in how these kinds of judgments differ across groups and societies. Social and institutional systems interact with individual moral beliefs, shaping how people view culture war issues such as wealth and inequality—and, in turn, how they engage with the policies and conflicts that emerge around them. Why it matters Billionaires wield growing influence in politics, technology, and global development. The richest 1% of people on Earth own more wealth than 95% of people combined, according to Oxfam, an organization focused on fighting poverty. Efforts to address inequality by taxing or regulating the rich may, however, rest on a mistaken assumption—that the public generally condemns extreme wealth. If most people instead view amassing wealth as morally justifiable, such reforms could face limited support. Our findings suggest that in countries where inequality is highly visible and persistent, people may adapt by morally justifying their structural economic system, arguing that it is fair and legitimate. In wealthier, more equal societies, people appear more sensitive to the potential harms of excess. While our study shows that most people around the world do not view excessive wealth as morally wrong, those in wealthier and more equal countries are far more likely to condemn it. That contrast raises a sharper question: When people in privileged societies denounce and attempt to limit billionaires, are they shining a light on global injustice—or projecting their own sense of guilt? Are they projecting a moral principle shaped by their own prosperity onto poorer countries, where wealth may represent survival, progress, or even hope? What still isn’t known One open question: How do these views change over time? Do attitudes shift when societies become wealthier or more equal? Are young people more likely than older generations to condemn billionaires? Our study offers a snapshot, but long-term research could reveal whether moral judgments track broader economic or cultural changes. Another uncertainty is the unexpected role of purity. Why would a value tied to cleanliness and sanctity shape how people judge billionaires? Our follow-up study found that purity concerns extended beyond money to other forms of “excess,” such as disapproving of having “too much” ambition, sex or fun. This suggests that people may see excess itself—not just inequality—as corrupting. What’s next We’re continuing to study how cultural values, social systems, and moral intuitions shape people’s judgments of fairness and excess—from views of wealth and ambition to knowledge and AI computing power. Understanding these gut-level, moral reactions within larger social systems matters for debates about inequality. But it can also help explain how people evaluate technologies, leaders, and institutions that accumulate disproportionate, excessive power or influence. The Research Brief is a short take on interesting academic work. Jackson Trager is a Ph.D. candidate in psychology at USC Dornsife College of Letters, Arts and Sciences. This article is republished from The Conversation under a Creative Commons license. Read the original article. View the full article
-
How to focus your attention and be free of distractions
Below, Zelana Montminy shares five key insights from her new book, Finding Focus: Own Your Attention in an Age of Distraction. Zelana is a behavioral scientist who is pioneering a transformative approach to mental health and resilience. She has built a career advising and speaking for Fortune 500 companies, global organizations, and academic institutions. Her recent clients include American Express, Coca-Cola, Estee Lauder, Bank of America, UCLA, and Big Brothers Big Sisters. She appears regularly on The Doctors, Good Morning America, The Today Show, and Access Hollywood. What’s the big idea? We live in a world that is quietly, relentlessly unraveling our attention and, with it, our capacity to think clearly, feel deeply, and live purposefully. Finding Focus is about how to come home to yourself and what matters most. Focus isn’t about what we pay attention to; it’s about how we move through the world. Listen to the audio version of this Book Bite—read by Zelana herself—below, or in the Next Big Idea App. 1. Focus is not about forcing attention. Focus is about creating the conditions for attention. We treat focus like a muscle—push harder, power through, tune out—but attention doesn’t work that way. It’s more like breath. The more we grip it, the more it slips away. Think of a snow globe. When you stop shaking it, the flakes settle. Clarity rises. Focus works in the same way. The real work of harnessing attention is not about willpower, but rather it’s about the conditions. It’s about clearing the clutter mentally, physically, and emotionally so that your attention can finally exhale. 2. We are addicted to avoiding discomfort. Let’s be honest, most of us don’t pick up our phones out of curiosity. We pick them up to escape boredom, stillness, and that quiet ache just beneath the surface. One study found that people preferred electric shocks to sitting alone with their thoughts. That’s how intolerable stillness has become. But if we want to reclaim our attention, we must reclaim our capacity to stay with the pause, the discomfort, the urge, because distraction isn’t random. It’s patterned, protective, and emotional. If we want to change it, we have to start in the discomfort. 3. Do you remember how it feels to focus? We talk about focus like it’s purely mental: a task, a strategy, a checkbox. But real focus is also a state. It’s a sensation, and when you’re in it, you feel lit up and anchored, calm but alive. The problem is that we’ve been so overstimulated, scattered, and flooded with inputs that we hardly even recognize that feeling of focus anymore. “It’s a sensation, and when you’re in it, you feel lit up and anchored, calm but alive.” That’s why I created something called The Focus Baseline. It’s a guided process to help re-attune to your own internal clarity and remember what being present feels like in your body, not just your brain. Once you feel it, you can find it again because you know what to access. That becomes your compass through the noise, chaos, and overwhelm. 4. There’s no clarity without grief. This is the quiet truth underneath so much of our distraction. When we finally slow down, put down the phone, close the tabs, and turn off the noise, the first thing that rises is not peace. It’s grief and loss. Grief over how long we’ve been on autopilot. Grief over what we’ve missed, what we’ve buried, and what we didn’t let ourselves feel. One reader wrote to me after finishing the book and said, “When I stopped distracting myself, I realized I’d been numbing the ache of being alive.” That’s it right there. Focus asks us to sit with that ache, not to fix it or outrun it. In making room for it, we give that ache less power over us, and slowly, over time, it dulls. That room and that honesty are what clear the fog. It’s what makes space for something real, and in that realness, we can reconnect with our attention and focus. 5. Hold focus and tenderness at the same time. We’ve been taught that focus means grit and control. But the most powerful, grounded people aren’t the ones who shut down their feelings to get things done. They’re the ones who know how to hold both clarity and compassion, direction and depth, presence and heart. That’s the new frontier. Not just the laser-sharp minds that are super productive, but also steady nervous systems that can handle the task switching that comes with tender focus. We don’t need more control. We need more coherence. People who can stay regulated under pressure—who can stay human under stress—are the ones who will lead us forward. “We don’t need more control. We need more coherence.” If your focus feels fractured, if your mind feels foggy, and if your days feel like a blur, know that you’re not broken, failing, or alone. It’s literally all of us, and you’re responding wisely and humanely to a world that has been at odds with our biology for far too long. But there is another way. You don’t have to outsource your attention to the loudest thing in the room. You don’t have to perform productivity while feeling completely numb. You can build a different rhythm that feels less like chasing and more like coming home. So much becomes possible when you quiet the noise inside and out and return to your life. Stay grounded, stay human, and above all, stay close to what matters. Enjoy our full library of Book Bites—read by the authors!—in the Next Big Idea App. This article originally appeared in Next Big Idea Club magazine and is reprinted with permission. View the full article
-
Want to be a better leader? Master these skills
Two decades of coaching leaders and developing myself as a leader have taught me a key lesson: Leadership isn’t a destination. Just when you think you’ve reached the top of the mountain, look up—you’ll see another peak waiting. The truth is, there’s no secret sauce for leading yourself or others. Leadership is an ever-evolving process of learning and growing. The best leaders never stop evolving. Here are four lessons every great leader eventually learns. 1. Humility is a strength Humility is often mistaken for weakness. In one survey, more than half of fifth and sixth graders described humility as “embarrassed, sad, or shy.” Adults often confuse it with humiliation. But groundbreaking research tells a different story. Bradley Owens and David Hekman found that humble leaders don’t assume success is guaranteed. They test their progress, revise plans, and seek feedback. They empower others to take initiative and celebrate team wins over personal credit. Far from soft, humility gives leaders flexibility and strength. They avoid reacting from ego or abusing power, and instead lead from integrity, self-control, and emotional intelligence. 2. Great leaders learn from others Strong leaders know they don’t know it all. They constantly seek wisdom from others and expand their perspective beyond their own experience. Remember the saying: If you’re the smartest person in the room, you’re in the wrong room. The best leaders deliberately put themselves in spaces where they can learn, grow, and connect with people further down the path. They remain lifelong students. 3. Patience gives you an edge Patience doesn’t always get attention and it won’t make any headlines, but it’s one of leadership’s most underrated strengths. (I cover patience extensively in my new book.) Research shows that patient people make more progress toward tough goals, feel more satisfied when they achieve them, and experience less stress and depression. Impatient leaders tend to jump to conclusions and act impulsively. Patient leaders, by contrast, are steady and rational. In conflict, they listen first, respond calmly, and diffuse tension. That kind of presence builds trust and resilience in teams. 4. Self-awareness is nonnegotiable In a study reported by Harvard Business Review, teams with less self-aware team members made worse decisions, coordinated poorly, and struggled with conflict compared with teams led by self-aware individuals. Self-awareness is the foundation of emotional intelligence. Leaders who cultivate it see the bigger picture, regulate emotions, and empathize with others. As emotional intelligence expert Daniel Goleman put it: If your emotional abilities aren’t in hand, if you don’t have self-awareness, if you are not able to manage your distressing emotions, if you can’t have empathy and have effective relationships, then no matter how smart you are, you are not going to get very far. In closing, remember: Leadership is about committing to the climb. And here’s the real test: You don’t prove your leadership on the easy days when everything goes smoothly. You prove it in the moments when your patience is tested, your humility is questioned, and your self-awareness is the difference between escalating a conflict or inspiring a breakthrough. Keep climbing. Keep growing. The best leaders aren’t defined by the peak they’ve reached, but by their willingness to take the next step. —Marcel Schwantes This article originally appeared on Fast Company’s sister publication, Inc. Inc. is the voice of the American entrepreneur. We inspire, inform, and document the most fascinating people in business: the risk-takers, the innovators, and the ultra-driven go-getters that represent the most dynamic force in the American economy. View the full article
-
PwC abandons headcount target as revenue growth slows
Big Four firm quietly scraps pledge to add 100,000 workers worldwide by mid-2026 amid rise of AI View the full article
-
You’ve landed an interim exec job. How to make it permanent
The announcement came suddenly on Thursday. A Fortune 500 technology client needed an interim CFO immediately. Its previous executive had departed unexpectedly, leaving a $2.3 billion merger and reorganization in limbo. By Monday, Denise, the number two finance executive, occupied the interim CFO post. She faced 10,000 skeptical employees and a board expecting miracles. Interim leadership has exploded: The number of Fortune 1000 companies that have used an interim CXO has increased 117% since 2022. Yet most leaders enter these roles unprepared for the unique demands that await. Not only do these leaders suffer, companies do as well. When leadership transitions fail, organizations face a 20% higher likelihood of losing direct reports, experience 20% lower employee engagement, and incur replacement costs up to 10 times the executive’s salary. I’ve helped several interim executives land the job: here’s what worked. In this piece, paid subscribers will learn: Five tried and true strategies interim executives can use to land the job The questions they should ask to assess their performance Common pitfalls to avoid 1. From Methodical Relationship Building to Accelerated Trust Unlike executives afforded the luxurious nine months before performance expectations kick in, interim leaders face immediate scrutiny. Organizations typically place them during crises that don’t afford more reasonable onboarding runways. If externally hired, their high fees create financial pressure for quick returns. It can take months to build relationships, and understand where the problems in an organization lie. I worked with an interim COO at a manufacturing company who cracked this code. The COO and a small team conducted 20-minute interview sessions with 70% of the 350 stakeholders over a two week period to map the real power structure of the organization. This allowed him to identify needed wins neglected by the prior COO within 18 days. The learning: don’t assume people with big titles have the deepest and most impactful influence. Here are some questions to surface needed relational information quickly and accelerate trust building: • Who are the three most influential people beyond the org chart? • What’s the one thing everyone complains about, but no one fixes? • Which relationships will make or break my first initiative? • What unspoken rules govern how decisions really get made? 2. From Holistic Solutions to Getting Traction with Visible Wins Instead of focusing on holistic solutions that include too much at once, getting traction in a few critical areas through visible and well-timed wins can take you to the finish line of landing the big role. These wins must coincide with high visibility, broadly supported parallel initiatives, and experience minimal disruption. As an example, an interim CHRO I worked with in a rapidly growing global Fortune 500 retailer was appointed to stop a talent hemorrhage in a flagship brand. The loss of recently hired talent was causing confusion, communication problems, and erroneous product assortments being sent to stores. Sales were suffering and internal teams started blaming each other for the errors. There were several areas across the company that needed to be addressed, but the CHRO honed in on what was underneath her control: onboarding new talent. The existing onboarding program for employees was expensive, lengthy, and outdated. However, a full redesign of the program would have taken eight months and rolling out the program would have taken another year. Instead, the CHRO and her new team laser focused on redesigning a module for field and merchandising employees: the employees who could make the most impact in fixing the organization’s problems. The team transformed the 21-day onboarding program, which had a 23% dropout rate, into an efficient 10-day program with an 8% drop rate. The program also trained new hires in the field more efficiently on how to communicate with product decision-makers in merchandising. The result: better product assortment and sales for the brand, more collaborative relationships across merchandising and field organizations, and an improvement of 15% retention in the onboarding program. All of this was done within the interim CHRO’s tenure, over the period of a month without disruptions, and was universally celebrated as an all around win. Well-timed wins to focus on can be easily identified with some simple questions: • What’s causing the most visible pain across departments? • Which broken process would everyone celebrate fixing? • What improvement would make my biggest skeptic an ally? • Where can I demonstrate competence without threatening existing structures? 3. From Moving Quickly to Progressive Decision-Making I often observe new leaders put immense pressure on themselves to achieve something quickly, as a means of demonstrating their worth. Many times this leads to catastrophic overaction. An interim CTO inherited a cybersecurity software product failure crisis that resulted in a public customer backlash and a steady quarterly profit loss of 45%. Instead of a five-alarm fire reaction, he chose a graduated approach. His 30-day plan included an initial round of tactical fixes, while continuing to gather intelligence and keeping open lines of communication with both customer and investment communities. By day 60, armed with data and buy-in, he unveiled a short-term strategy to fix the points of failure using customer feedback to improve security and user intuitiveness. For those existing customers that participated and were pleased with the new software’s performance, discounts and incentives were provided through a new program. Overall, the CTO mitigated an initial potential profit loss of 34% and increased sales steadily 20% per quarter thereafter. Both metrics fed into a longer-term strategy that was being developed in parallel. Hitting pause on moving hastily allows you to step back and ask what decisions can be made incrementally for progressive success? Questions that can help are: • What decisions are easily reversible if wrong? • Which stakeholders must I consult before irreversible changes are made? • How can I test hypotheses on small scales first? • What data moves me from tactical to strategic decisions? 4. From Steward to Serious Candidate Interim executives are often perceived as more stewards of the status quo, seat warmers, until the permanent executive arrives. To avoid this pitfall, I recommend taking two precautions. Buffer risk by coalition building: Denise’s tech company merger carried enormous risks stemming from clashing cultures. Rather than freezing at the face of this risk, she identified 12 “culture carriers,” advocates from both organizations, forming an integration advisory committee, who became the company’s informal culture coalition. The merger, projected for 22 months, was completed in 18 and considered widely as a success. Role clarity negotiation focusing on management success: Because interim executives are automatically given shorter-term objectives as a “test-drive” strategy before being offered the permanent spot, I advise interim leaders to ask for more. By actively working with sponsors to clarify the longer-term expectations of the job, interim leaders can make headway on demonstrating their managerial skills and ability to deliver on longer-term goals. One interim CFO I advised drafted her own “ideal CFO description” of the role and what would be required of her so she could clarify what impact she could make if she were operating as the full-time, permanent CFO. She reviewed the description with her board sponsor and documented weekly progress reports with this criteria after their meetings. This created transparency about both short- and long-term operational plans and their intended strategic outcomes. This systematic communication transformed perceptions of her as a placeholder executive to a proven C-suite ready leader within three to four months. By month six, she had landed the job. Demonstrate your abilities by asking the following: • What evidence can demonstrate my ability to perform in a longer-term capacity? • How do I maintain momentum while navigating the potential Caretaker perception? • What three initiatives warrant acceleration versus transformation? • What’s my exit strategy if the role doesn’t convert? 5. From Shifting Assumptions to Reputation Intelligence Two to three months in, stakeholder misperceptions crystallize but haven’t hardened. This critical window is the perfect opportunity for course correction—yet most operate blind to one’s internal reputation. Dr. Chen’s cautionary tale illustrates this perfectly. As acting head of medicine within a highly esteemed healthcare institute, she delivered strong financial results with her CEO’s support yet remained oblivious to her profound unpopularity amongst peers and her teams. When a permanent appointment seemed imminent, 40% of medical staff departed within six months. A 360-feedback check would have revealed trust scores 70% below average at a time when she had a chance to turn it around. Unfortunately, this feedback was obtained in exit interviews as most knew of the strong relationship between Dr. Chen and the CEO. It took several months before Dr. Chen began to intellectually process the disparity between what the exit data showed and her CEO’s exuberant support of her. Sadly, because the transition was not well supported through proper vetting and personal development, it simply became too late for the board to regain confidence in Dr. Chen as a full time candidate. Unlike external recruitment’s gradual relationship-building, interim leaders are left in limbo. They aren’t given proper evaluations but people form impressions of them anyway. Companies should treat interim appointments like external searches from day one: establish formal evaluation criteria, capture feedback systematically, and reset relationship expectations immediately. I advise leaders to get ahead of such challenges by negotiating support: 360 leadership evaluations with recommendations and follow up, 1:1 executive transition and team coaching that surfaces differing needs, values, and personalities. Get ahead of potential reputation challenges by shifting assumptions to intelligence through these questions: • How might peers perceive me differently as their leader? • What concerns are discussed privately but not raised directly? • Which actions have been misinterpreted, under which context(s) and how? • Who provides genuinely candid feedback? • When and how should I seek feedback? Interim does not always mean temporary if you possess a serious drive and desire to land the permanent role. If mastered, these five strategies can transform interim appointments into securing your role in the C-suite. And the rewards—both personal and organizational—can prove remarkable. View the full article
-
Five organizational transformation killers
On a recent flight, I watched a woman try to sneak an oversize briefcase and suitcase onto the plane. When challenged, she waved her boarding pass at the gate agent and declared, “Do you see what that says?” pointing to her top-tier status. “That means I get to do what I want.” Her sense of entitlement was staggering, but familiar. Leaders of organizational transformation, such as major digital/data analytical capability overhauls, or launching a new set off offerings across the globe, often cling to equally delusional rationalizations. And just like that traveler, their self-justifications backfire. The odds of transformation success are already dismal: 70% to 80% of efforts fail. While external forces can derail even the best-laid plans, more often it’s leaders’ self-inflicted fallacies that undo their own initiatives. I’ve identified five particularly destructive fallacies that appear again and again. Recognizing them is the first step. Choosing better responses is the only way through. 1. The Myth of the Mandate: Repeating Yesterday’s Wins Justification: “I’ve done this before, and I was hired to do it again.” Reality: Past victories offer wisdom, not formulas. Many leaders believe their résumé is a ready-made solution. They assume that because a strategy, campaign, or turnaround worked once, it should work again. A consumer-products executive I advised had saved a skincare brand with a precise campaign. When he joined a tech firm, he tried to cut-and-paste the same formula. The market, customer base, and competitors were different, and the approach failed miserably. The danger of this fallacy is that it hides behind genuine strength. Leaders should use their experience, but if they impose it as a mandate, they miss the nuances of the new context. Teams sense the mismatch, and enthusiasm drains as people see yesterday’s playbook failing on today’s field. The antidote: Treat mandates as invitations, not marching orders. Start by studying your new environment as if you were an anthropologist: walk the halls, ask questions, listen deeply. Instead of asking “What worked last time?” ask “What does this context demand?” Extract principles—such as how you built trust or navigated resistance—from your past, but resist the temptation to replicate recipes. That’s how you turn past wisdom into present credibility. 2. Excessive Tolerance: Making Change Optional Justification: “I’m sure they’ll get on board eventually, we just need to give them time.” Reality: Some people have no intention of getting on board. When leaders become exhausted, confrontation often feels harder than compromise. Deadlines slip, underperformers are excused, and resistance festers. Employees learn quickly that change is “recommended” but not required. The costs are steep. Accountability erodes, peers resent double standards, and even those committed to change begin asking, “Why should I bother if others aren’t held to it?” The antidote: Sharpen accountability and send clear, early signals. Use symbols—sometimes tough ones—to show that the “urgency of now” is real. Dashboards of metrics tracking progress and regressions are common. Sometimes removing long-tenured leaders whose behavior contradicts the change is necessary. When actions don’t match commitments, call it out. Consequences matter. Research on loss aversion shows that people fight harder to avoid losses than to gain bonuses. That means accountability must accompany rewards. Yes, it will feel lonely. Yes, you may lose popularity. But credibility depends on consistency. Tolerance masquerades as empathy, but it undermines urgency. Leaders who name and enforce consequences create trust, because people know the rules apply to everyone. 3. Settling For Dysfunction: Accepting the Wrong Norms Justification: “It is what it is. With time, people will come around.” Reality: Without sustained pressure, dysfunction becomes the new normal. One COO I worked with entered his role determined to challenge entrenched practices. But when resistance persisted, his frustration grew. Eventually he lost his composure in a board meeting, mirroring the very volatility of the previous CEO he’d been hired to replace. Employees sighed, “At least with the old guy, we knew what to expect.” Instead of disrupting dysfunction, he had absorbed it. This rationalization is subtle. Leaders begin doubting their instincts: Maybe it’s me. Maybe I’m asking too much. Surrounded by colleagues who shrug and say “Rome wasn’t built in a day,” leaders can slowly adopt resignation as their operating norm. The antidote: Stay differentiated. Make time to decode the unhealthy patterns you see—why do meetings after the meeting carry more energy than the actual meeting? Why does feedback trigger overreaction? Then encode what should be true—optimism, accountability, or healthy debate—and measure progress against it. Even incremental wins reinforce hope and prevent you from being seduced into complacency. Transformation requires leaders to behave differently than the culture they inherit. Settling into dysfunction might feel like relief, but it heralds surrender. 4. Dismissing the Devil You Know: Protecting the Wrong People Justification: “She may not be perfect, but I can’t afford to lose her now. Better the devil you know.” Reality: The devil you know is still the devil. Few decisions are harder than removing a long-tenured executive. Leaders justify delay by citing loyalty, sunk costs, or fear of disruption. But keeping misaligned leaders is corrosive. It demoralizes others, who see that performance doesn’t matter. It consumes disproportionate time and energy. And it erodes credibility, as people conclude the leader lacks the courage to act. The antidote: Evict the devils. Not everyone should make the journey. Leaving someone in a role they cannot succeed in isn’t compassion, it’s cruelty. It sets them up for failure and broadcasts to everyone else that standards are optional. Yes, exits are painful. But acute pain from a tough decision is far better than chronic pain from avoiding it. Free yourself to focus on people already predisposed to advance the vision. When you remove dams, momentum flows again. 5. Reporting Enmeshment: Confusing Emulation with Growth Justification: “We’ve been a great team for years, and she’s now ready to succeed me.” Reality: Long-term reporting relationships often breed co-dependence, not development. Mentoring is essential. But when a promising leader spends too long in one boss’s orbit, they risk becoming a replica rather than an original. I’ve seen organizations elevate successors who sound and act just like their predecessor, only to find that “more of the same” isn’t what transformation requires. Enmeshment feels safe but creates blind spots. It can also choke off opportunities for broader growth. Without varied assignments, leaders stagnate, lacking the agility transformation demands. The antidote: Move talent around, early and often. Diverse experiences stretch leaders’ styles and voices. Assign high-potentials to struggling business units, rival functions, or cross-border roles. The more of the organization they see, the stronger—and more authentic—they become. Emulation is admirable, but growth requires mobility. Choosing the Path of Progress Transformation isn’t undone by markets alone. More often, it’s these rationalizations, comforting stories leaders tell themselves, that derail progress. The woman at the airport thought her “special status” exempted her from the rules. Leaders often think the same. But leaders who resist these fallacies, and instead choose accountability, contextual wisdom, differentiation, courage, and mobility, create transformations that last. The costs of indulging rationalizations are dire: wasted time, lost credibility, and failed change. The benefits of escaping them are equally profound: resilient organizations, energized people, and futures worth building. Don’t let the justifications win. View the full article
-
Fed nears end of QT amid signs of stress in money markets
US central bank to begin debate on halting three-year phase of shrinking its balance sheet View the full article
-
Lessons from success: how job prospects improved for the young
Youth inactivity is a problem in the UK, but we can learn from our past — and the countries that are getting it rightView the full article
-
Europe needs a fix to its rules on markets and finance
Clarity on regulations and how they are applied are needed as much as simplificationView the full article
-
Kirkland & Ellis trains lawyers on communication style after investor tensions
Firm moves to repair relations with backers of private equity funds after claims of uncooperative behaviour in negotiationsView the full article
-
Apple tops $100bn in services revenue even as legal risks grow
Tech giant’s high-margin unit has doubled in size over the past five yearsView the full article
-
Will Trump push south-east Asia towards China?
For years, Washington viewed its relationship with the region as a way to limit Beijing’s influence, but tariffs now strain the partnershipView the full article
-
$100bn stock swings expose ‘fragility’ beneath Wall Street rally
Options and ETF frenzy have helped make largest US stocks more volatile, raising stakes ahead of Big Tech earningsView the full article
-
HSBC profits fall 14% as bank presses ahead with restructuring
Pre-tax profits decline year on year to $7.3bn View the full article
-
Trump says US-Japan alliance ‘at strongest level’
President meets Prime Minister Sanae Takaichi on second leg of Asian tourView the full article
-
Why the ghost tour industry faces a scary future
When David Dominé moved to Louisville, Kentucky, for law school in the 1990s, he was captivated by the historic district of Old Louisville, lined with stately Victorian mansions. After he bought a reputedly haunted home in the neighborhood—and had “some strange things happen” there—he began researching the ghost stories told in the area. That led Dominé to write books about the community’s legendary hauntings. Soon, reader interest convinced him to offer tours, leading to a business he calls Louisville Historic Tours. Dominé’s company now has about nine tour guides, mostly people interested in local history. Many live in the neighborhoods where they give tours. “We started off with ghost tours—those seem to be the most popular—but we also do history and architecture tours, [and] we do food tours,” he says. Across the country, people passionate about history and curious about the supernatural have followed a similar path. In an age of ghost-hunting TV shows, YouTube channels, and podcasts, they combine historic storytelling with spooky local legends—and frequently operate at night after other attractions close down. “They surprised me for being these rich and kind of complicated little storytelling projects, even though they were clearly sensationalist sometimes,” says Heidi Aronson Kolk, a professor at Washington University in St. Louis who has written about ghost tours. But the game has changed, thanks to the ascendance of multicity ghost tour chains. As with other industries, from ride hailing to news media, the internet has contributed to their rise. These outfits take advantage of economies of scale in centralizing operations like reservations, human resources, and even tour route planning, while leveraging search engine optimization and online advertising expertise to be the first ghost tour option tourists see. The rise of online marketing has, however, brought with it numerous disputes between local ghost tour operators and a handful of national chains over intellectual property, with tour companies accusing one another of copying tour titles and business names in an effort to game search listings. Big tour companies have also faced allegations of plagiarizing tour content from local operators in a rush to expand. Some have also faced allegations of violating labor laws around subjects like independent contractor classification and overtime pay as they recruit a national workforce of tour guides and other staff. Long-standing tour operators say chain operators can appear to be just another internet-based hustle with little consideration for what was once a cozy industry presided over by local history buffs. “Competition isn’t a bad thing, but you’ve got to kind of be respectful,” Dominé says. “You can’t just go in and copy what someone’s doing, use their information, and things like that.” “You can’t own history” Dominé has firsthand experience with these sorts of disputes. In 2022, he sued a ghost tour chain called Ghost City Tours, which bills itself as “the world’s largest and best ghost tour company,” serving more than 600,000 customers per year and advertising tours in at least 26 U.S. cities. Dominé alleged copyright infringement and unfair competition, saying Ghost City incorporated stories from his books—including fictionalized elements—into its tours and worked his name into marketing materials, falsely implying his endorsement. Citing a nondisclosure agreement, Dominé declined to comment on the case, which settled in 2023. Ghost City Tours declined to make someone available for an interview for this article, citing concerns about revealing proprietary information. Another chain, called US Ghost Adventures (USGA), offers tours in more than 150 cities, from Akron, Ohio, to Yorktown, Virginia, and claims to have more than 1,000 “local experts and trained guides” on staff. The company was founded by serial entrepreneur and Marine Corps veteran Lance Zaal, who has said the business grew out of efforts to build a mobile tour guide app. Zaal, who did not respond to questions asked via email, also operates a broader tourism website called Tourismo. In recent years, Zaal has also purchased reputedly haunted historic properties. They include the Lizzie Borden House in Massachusetts, site of the notorious 1892 axe murders of Borden’s parents and now a bed-and-breakfast, and New Orleans’s LaLaurie Mansion, a French Quarter site associated with the torture of enslaved people in the 1830s. (Zaal currently lives at the mansion.) Zaal also operates an online ghost hunting equipment store called Ghost Daddy—which boasts that it tests its merchandise at the Borden house—and even founded a Ukraine-focused aid organization called Ghosts of Liberty. Zaal’s businesses have been on both sides of ghost industry intellectual property disputes. In 2023, US Ghost Adventures sued Miss Lizzie’s Coffee, a newly opened coffee shop next door to the Lizzie Borden House, for allegedly infringing trademarks on the Lizzie Borden name and a hatchet logo. USGA says consumers and even local officials had been confused into believing the businesses are related. “I said, ‘This is ridiculous,’ because I always knew Lizzie Borden as a historical figure,” says Miss Lizzie’s owner Joe Pereira. “And you can’t own history.” So far, USGA has failed to convince a federal judge to issue a preliminary injunction in the matter, and the case remains before the court. Mimicry USGA has itself been repeatedly accused by other ghost tour companies of mimicking their business and tour names. The company was sued in 2024 by the owner of Queen City Tours in Charlotte, North Carolina, for allegedly infringing its trademarks in operating tours under the name Queen City Ghosts. USGA has filed its own legal challenge to the Queen City Tours trademark, and the cases remain pending. Queen City Tours did not respond to an inquiry from Fast Company. Terror Tours, the company behind a line of haunted pub crawls known as Nightly Spirits, also sued USGA in 2024 for allegedly infringing its “Booze and Boos” trademark. In its lawsuit, the company said USGA operated “Boos and Booze” tours, which confused consumers, including some who mistakenly brought complaints to Terror Tours. The case was settled in 2024. Founder Jared Broach declined to comment on the matter, citing a nondisclosure agreement. In Baltimore, USGA has advertised under the name Baltimore Ghosts, which is similar to the name of a local ghost tour company founded in 2001. Melissa Rowell, one of the founders of Baltimore Ghost Tours, says her business has received messages from customers seeking USGA, including an angry voicemail she shared with Fast Company. And, she says, Google at one time erroneously merged the business listings for the two tour operations. The two companies have exchanged cease-and-desist letters, which Rowell shared with Fast Company. Lawyers for Rowell’s company have claimed USGA is infringing on Baltimore Ghost Tours’s trademark as part of a plan “to ride on the coattails of an established business” in various cities through similar naming. USGA attorneys have questioned the validity of the “geographically descriptive” Baltimore Ghost Tours trademark and alleged misconduct and defamation involving allegations around the Google issue. Jeanine Plumer, owner of Austin Ghost Tours, says she’s spoken to multiple tour companies who’ve reported similar tactics by USGA. Mike Carter, owner of Tours & Crawls in Annapolis, Maryland, says he’s also received texts and voicemails from confused customers who will often turn out to have actually booked with USGA. “I get calls almost daily from somebody who’s confused or wants to verify which company it is,” he says. USGA entered that market around 2023, using a variety of names including “Ghosts of Annapolis,” which Carter had previously used, he says. After he complained through an attorney, he says USGA began using the name “Annapolis Ghost Tours,” which Carter also previously used. “Taking on the Goliath” In 2024, Carter registered the domain usaghostadventures.com, one letter off from the USGA site, listing local alternatives in cities where USGA operated, along with the message: “Don’t be tricked by the large national chains who pretend to offer the local tour experience you’re seeking,” according to Zaal’s legal filings. Zaal filed a legal complaint with the World Intellectual Property Organization, which handles domain name trademark disputes. The organization awarded Zaal ownership of the domain after finding Carter “went beyond offering criticism and advocacy” in linking to USGA competitors, including his own business. “I abided by that decision,” Carter says. “I understood where it came from.” But in June, Zaal and USGA sued Carter and his company in federal court. They alleged Carter continued to infringe USGA trademarks with a new “Local Ghost Adventures” site and defamed USGA and Zaal through disparaging blog and social media posts, as well as comments to an Annapolis tourism organization. Zaal’s lawsuit also cites comments by other ghost tour operators around the country criticizing the company, arguing Carter and his company “actively engage with fellow competitor ghost tour operators and potential customers to encourage harmful and misleading attacks,” in part via a private Facebook group for local ghost tour operators. Carter acknowledges that he is active on such a group, but says members are more likely to share SEO and marketing tips or recommendations for graphic designers, along with other advice for operating a ghost tour in the internet age, than they are to discuss particular competitors. “It’s more about sharing information than it is taking on the Goliath,” he says. “Death trap” Like some other businesses that have rapidly expanded thanks to the internet, USGA has also faced accusations of violating employment laws. In 2023, two Pennsylvania women sued USGA and Zaal, saying they had been employed by the company as content creators documenting ghost tours but were improperly denied overtime pay, even when working more than 80 hours per week. “Plaintiffs protested the lack of overtime wages to Mr. Zaal personally who erroneously stated that Plaintiffs were ‘1099’ [independent contractors] and refused to discuss the matter further,” they alleged. The women also alleged that Zaal and USGA provided them with an RV and pickup truck to use for ghost tours but said the truck wasn’t large enough to tow the RV, with customers allegedly referring to the arrangement as a “death trap.” When they complained, they said Zaal and USGA traded in the RV for a smaller model at a loss, and began to illegally deduct the cost difference from their paychecks. Zaal and USGA denied the allegations, and the case was settled for an undisclosed amount earlier this year. In another case that remains pending, a Kentucky woman named Emily Menshouse alleges she worked for USGA-affiliated Zaal Ventures in administrative roles and was misclassified as an independent contractor, illegally underpaid for overtime and breaks, and fired when she complained. Menshouse, who previously appeared in a TV show called Paranormal Journeys and has a supernatural-themed video podcast, says she had hoped the position would be her “dream job.” Zaal Ventures has denied the allegations but made a payment to Menshouse after the lawsuit was brought, though Menshouse says the amount was inadequate to resolve the matter. Ghost City Tours also faced an employment lawsuit filed in 2024 by San Antonio tour guide JoAnn Valenzuela, who alleged she was fired after complaining to the federal Department of Labor that she wasn’t paid her $50-per-hour wage for more than 20 hours of mandatory training. The company said in a legal filing that Valenzuela was fired for not showing up for shifts, not because of the complaint, and that while she had attended the company’s “public tour guide training classes which are offered to members of the public,” she had signed an offer letter that said she wouldn’t be paid until she finished her first solo tour. The case was settled in 2024. Committed to the supernatural For their part, leaders of ghost tour chains have generally said they have the same commitment to supernatural storytelling as their independent rivals. Mike Huberty, founder of American Ghost Walks, which has expanded from a single operation in Madison, Wisconsin, to more than 25 cities across the country, says he still gathers stories personally before launching tours in new locales. He claims to talk to everyone from museum workers to busboys about legends that might fit into a tour, and often simply asks whether a particular place might be haunted. “I’ve repeated that question probably to 5,000 people in my life,” he says. “That’s how you start collecting the stories.” Zaal and USGA have emphasized their devotion to preserving their historic properties and bringing “meticulously researched” stories to life. And in a blog post, Ghost City Tours founder Tim Nealon wrote about becoming interested in ghosts after believing he had recorded the voice of one in Gettysburg, Pennsylvania, and his company’s commitment to telling real, well-researched stories. But to some local competitors, certain chain operations can feel like just another online get-rich-quick scheme, disrupting long-standing mom-and-pop businesses in pursuit of a buck. View the full article
-
Lukoil unveils plans to sell its international assets
Russia’s second-largest oil producer makes move after the US imposed sanctions on the companyView the full article
-
This 2-in-1 Microsoft Surface Pro 7 Is on Sale for Just $660 Right Now
We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. This brand-new Microsoft Surface Pro 7 offers portability, flexibility, and power that still holds up for most people who want a dependable Windows machine without overpaying, and it's on sale for $659.99 at StackSocial right now. The 12.3-inch PixelSense touchscreen remains sharp and responsive, with a 2736x1824 resolution that makes documents, spreadsheets, and streaming look crisp. It’s lightweight at 1.7 pounds, and the built-in kickstand turns it from tablet to laptop on demand—something the Surface line has always nailed. The Surface Pro 7 is powered by a 10th Gen Intel Core i5 processor, paired with 8GB of RAM and a 256GB SSD. That combination is no longer cutting-edge, but it’s still sufficient for everyday tasks like writing, browsing, video calls, and light creative projects. The battery is rated for up to 10.5 hours, which means you’ll likely get through a workday before needing to recharge. You also get a mix of ports that newer devices sometimes skip: both USB-A and USB-C, a headphone jack, and even a microSDXC card reader for quick storage expansion. Wifi 6 and Bluetooth 5.0 ensure modern connections, and for those invested in the Surface ecosystem, it still works with accessories like the Type Cover keyboard and Surface Pen, though they’re sold separately. This model won’t compete with the latest Surface Pro 11 or high-end ultrabooks if you’re looking for raw speed, and the cameras top out at 1080p video when many laptops now ship with 1080p or even 4K webcams. It also doesn’t come with a warranty, so the price reflects a final-sale deal. Still, for someone who needs a 2-in-1 that balances tablet portability with laptop functionality, the Surface Pro 7 remains a solid choice. It’s a way to get a brand-new Microsoft device with decent specs at a reasonable cost, if you’re willing to accept that it’s no longer the newest kid on the block. Our Best Editor-Vetted Tech Deals Right Now Apple AirPods Pro 2 Noise Cancelling Wireless Earbuds — $169.99 (List Price $249.00) Apple iPad 11" 128GB A16 WiFi Tablet (Blue, 2025) — $299.00 (List Price $349.00) Amazon Fire TV Stick 4K Plus — $29.99 (List Price $49.99) Shark AV2501AE AI XL Hepa- Safe Self-Emptying Base Robot Vacuum — $299.99 (List Price $649.99) Ring Pan-Tilt Indoor Cam, White with Ring Indoor Cam (2nd Gen), White — $59.99 (List Price $99.99) Blink Video Doorbell Wireless (Newest Model) + Sync Module Core — $29.99 (List Price $69.99) Blink Mini 2 1080p Indoor Security Camera (2-Pack, White) — $27.99 (List Price $69.99) Ring Video Doorbell Pro 2 with Ring Chime Pro — $149.99 (List Price $259.99) Introducing Amazon Fire TV 55" Omni Mini-LED Series, QLED 4K UHD smart TV, Dolby Vision IQ, 144hz gaming mode, Ambient Experience, hands-free with Alexa, 2024 release — $699.99 (List Price $819.99) Blink Outdoor 4 1080p 2-Camera Kit With Sync Module Core — $51.99 (List Price $129.99) Deals are selected by our commerce team View the full article
-
Fannie Mae lodges lawsuit against home warranty providers
The GSE accused four companies of trademark infringement, alleging they misrepresented to consumers that their products received its endorsement. View the full article
-
Mortgage rates, home prices improve in Fannie Mae forecast
Fannie Mae revised its economic and housing outlook for 2025 and 2026, projecting mortgage rates to hit 6.3% and 5.9%, respectively. View the full article
-
How bad will UK productivity downgrade be for Reeves?
OBR’s more pessimistic view adds to pressure on chancellor to breach Labour manifesto pledge on taxView the full article
-
This Nest Thermostat and Temperature Sensor Bundle Is $70 Off
We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. Just in time for winter, a bundle including the fourth-generation Google Nest Learning Thermostat and a second-generation Nest temperature sensor is $70 off at Walmart. That brings the price down to $209.55 (originally $279.99). The smart thermostat \ allows you to customize your home’s heating and cooling schedule with AI, conserving energy and ensuring consistent temperatures throughout your entire home. Google Nest Learning Thermostat (4th Gen) with Nest Temperature Sensor (2nd Gen) $209.55 at Walmart $279.99 Save $70.44 Get Deal Get Deal $209.55 at Walmart $279.99 Save $70.44 This fourth-generation Nest thermostat offers several updates from its predecessor, including support for Matter, which allows compatibility with a wide range of smart home ecosystems (though it doesn’t support Thread). According to this PCMag review, it’s simple to install, comes with a remote room sensor, and uses AI to learn preferences and create a customized heating and cooling schedule that adjusts as your routine changes—though you can also manually make changes and reject suggested tweaks. It has a larger display than the previous generation (2.7 inches with a 600x600 pixel resolution, compared to 2.1 inches with a 480x480 pixel resolution) with a thin stainless steel ring that allows you to scroll through menu options and adjust temperature settings or switch between modes like Comfort, Eco, and Sleep. The thermostat works with most 24V heating and cooling systems and includes ambient light, humidity, motion, and temperature sensors. You can control it via the Google Home app or Google Assistant voice commands. This model also has a new version of Nest's Farsight technology, which uses a motion sensor to turn on the display when you enter the room and adapts what’s shown based on how far away you are from the thermostat, showing more details as you get closer. Unlike more feature-rich options like the Ecobee Smart Thermostat Premium, it can’t detect air quality or double as a home security hub when paired with sensors and cameras. Ultimately, this bundle—currently around 25% off—is worth it if you’re seeking a smart thermostat with a large display, a stylish aesthetic, and remote room sensing. If you value design and simplicity over maximum features, it’s a better choice than the Ecobee Smart Thermostat Premium. Our Best Editor-Vetted Tech Deals Right Now Apple AirPods Pro 2 Noise Cancelling Wireless Earbuds — $169.99 (List Price $249.00) Apple iPad 11" 128GB A16 WiFi Tablet (Blue, 2025) — $299.00 (List Price $349.00) Amazon Fire TV Stick 4K Plus — $29.99 (List Price $49.99) Shark AV2501AE AI XL Hepa- Safe Self-Emptying Base Robot Vacuum — $299.99 (List Price $649.99) Ring Pan-Tilt Indoor Cam, White with Ring Indoor Cam (2nd Gen), White — $59.99 (List Price $99.99) Blink Video Doorbell Wireless (Newest Model) + Sync Module Core — $29.99 (List Price $69.99) Blink Mini 2 1080p Indoor Security Camera (2-Pack, White) — $27.99 (List Price $69.99) Ring Video Doorbell Pro 2 with Ring Chime Pro — $149.99 (List Price $259.99) Introducing Amazon Fire TV 55" Omni Mini-LED Series, QLED 4K UHD smart TV, Dolby Vision IQ, 144hz gaming mode, Ambient Experience, hands-free with Alexa, 2024 release — $699.99 (List Price $819.99) Blink Outdoor 4 1080p 2-Camera Kit With Sync Module Core — $51.99 (List Price $129.99) Deals are selected by our commerce team View the full article
-
Threads Now Has Self-Deleting 'Ghost Posts'
If you've watched enough Mission Impossible (or Inspector Gadget, if your parents wouldn't let you watch Mission Impossible), you're familiar with the self-destructing message. Now, Meta's X competitor, Threads, is making them a core feature. Called "Ghost posts," the new type of message launches today, and it lets you post to your timeline without the pressure of leaving a permanent trace. Ghost posts will appear on your timeline while active, but after 24 hours, they'll automatically be archived. "Here today and gone tomorrow," as Threads puts it, the idea is to encourage posters to share "spontaneous thoughts" and "fresh takes." It's not the first time a social media platform has experimented with ephemeral content—Snapchat is probably the most famous example—but it makes sense. People change, and the person I was 10 years ago may not look like who I am today. Even if you don't have anything cancel-able on your timeline, it can be embarrassing to see old posts. And if you still stand by everything you've ever posted, it's still a good idea to clear your timeline before leaving a platform behind. That's why sites like X already have a number of third-party programs that will delete your old posts for you, but Threads is the first platform of its type to offer the feature officially. Here's how it works: How to use Ghost Posts on Threads Credit: Michelle Ehrhardt Threads' Ghost posts are already live, so you can try them out right away. The only catch is they don't yet seem to be available for desktop (at least based on my testing), so you'll need to use the Threads app to get started, at least for now. To write a ghost post, open the Threads app and find the "What's new?" box under your username (it's usually right up at the top of the page). Hit the icon that looks like a smiley face inside a dotted-line chat bubble to the right of it. From there, write your post as you normally would. When you send it, it'll appear in your followers' feeds in a chat bubble surrounded by dotted-lines, and on your profile in a special Ghost posts subsection. Aside from being temporary, ghost posts also hide their metrics and replies. Only you will be able to see who's interacted with your post, and any replies are sent to your messaging inbox, rather than directly below the post. Everyone else will just see smiley faces next to the post's metrics, indicating that at least one person has interacted with it. And that's it. You've successfully haunted your friends' feeds. What happens to a Ghost Post after 24 hours?While Ghost Posts are mostly set-it and forget it, you can technically still interact with them after 24 hours. They'll be archived, which means others won't be able to see them, but if you ever want to scroll through your old thoughts, it's easy enough to look at your archived posts. Just go to your profile page, hit the two-lined button in the top right corner, and tap Archive. Also note that while archived posts no longer show up on Threads, they might continue to be shared on other servers if you've turned on sharing to the fediverse in your profile. I've reached out to Meta to see how this affects Ghost posts, and will update this post when I hear back (my assumption is that Ghost posts simply won't be shared to other servers, but I'll let you know if that's not the case). View the full article