What's on Your Mind?

It’s the sort of thing you might not notice until it really matters, but the U.S. Postal Service recently changed how it defines the “postmark” on a piece of mail—warning that the postmark date is not a reliable indicator of when you actually mailed something. If you’re the sort of person who waits until the last minute to send time-sensitive mail, that means you’ll need to stand in line at your local post office and request a manual postmark when dropping off your mail. While the way mail is postmarked hasn’t undergone some major shift recently, the postal service set out earlier this year to clarify earlier what a postmark means and how the process works. B…

Below, Ben Swire shares five key insights from his new book, Safe Danger: An Unexpected Method for Sparking Connection, Finding Purpose, and Inspiring Innovation. Ben is a former Design Lead at the innovation firm IDEO and co-founder of Make Believe Works, a team-building company that uses creative activities to accelerate connection, deepen trust, and fuel collaboration. His methods have helped organizations, from Fortune 500 companies to public school districts, build healthy, productive workplace cultures. What’s the big idea? Most of us think of risks as a threat to our safety. But what if they’re the best way to create the kind of safety that matters most—…

The average rate on a 30-year U.S. mortgage fell to its lowest level of 2025 this week, an encouraging sign for prospective home buyers. The average long-term mortgage rate dipped to 6.15% from 6.18% last week, mortgage buyer Freddie Mac said Wednesday. That’s the lowest average long-term rate since October 3, 2024, when it dipped to 6.12% before shooting back up. One year ago, the rate averaged 6.91%. Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, fell this week to 5.44% from 5.50% the previous week. A year ago, it averaged 6.13%, Freddie Mac said. Mortgage rates are influenced by several factors, from t…

Porsche is recalling 173,538 vehicles in the U.S. as the rearview camera image may not display when the vehicle is placed in reverse, the U.S. National Highway Traffic Safety Administration said on Wednesday. This is one of the largest single safety recalls issued by Porsche Cars North America in recent years, following a 2022 recall pertaining to missing headlight adjustment screw covers that affected 222,858 vehicles. The current recall affects certain 2019-2025 Cayenne, Cayenne E-Hybrid, 2020-2025 911, Taycan, 2024-2025 Panamera, and 2025 Panamera E-Hybrid models. The regulator flagged that the vehicles fail to comply with the Federal Motor Vehicle Safety S…

I just launched a wine app, which means I’ve spent the last six months thinking obsessively about one thing: how do you remove friction from decisions that shouldn’t be hard? The answer taught me something bigger about rituals, and why so many of the ones we create at the end and beginning of the year fail us. Here’s my founder story, but from the wine aisle. Last December, I was standing in front of a wall of bottles, paralyzed. Not because I don’t like wine. I do. I was paralyzed because the entire experience was designed to make me feel small. The sommelier energy, the gatekeeping language, the implied message that if I couldn’t name the terroir, I didn’t d…

Below, Judd Kessler shares five key insights from his new book, Lucky by Design: The Hidden Economics You Need to Get More of What You Want. Judd is an award-winning professor of economics at the Wharton School of the University of Pennsylvania. His research and writing have been featured in leading media, such as The New York Times, The Wall Street Journal, Scientific American, and Harvard Business Review, among others. For his work on organ allocation, Kessler was named one of the “30 under 30” in Law and Policy by Forbes. He has been researching market design for the past 15 years. What’s the big idea? Life is full of hidden markets quietly deciding who gets…

After years of “career experiments,” two clear life paths stand out to me. Just two choices people make, sometimes without realising it. Decisions that define almost every area of our lives. The most successful people pick one of these paths early. And stick around long enough for it to work. Everything that follows grows from those two decisions. The work you do. The skills you build. And the doors that open for you. I’ve seen both work. Different roads. But they can all help you build the life you want. You don’t need to have it all figured out. You can’t. No one can. But once you understand these two choices, you start aiming for what you want. Choice one: Be the b…

Zohran Mamdani became mayor of New York City on Thursday, taking over one of the most unrelenting jobs in American politics with a promise to transform government on behalf of the city’s striving, struggling working class. Mamdani, a Democrat, was sworn in at a decommissioned subway station below City Hall just after midnight, placing his hand on a Quran as he took his oath as the city’s first Muslim mayor. After working part of the night in his new office, Mamdani returned to City Hall in a taxi cab around midday Thursday for a grander public inauguration where U.S. Sen. Bernie Sanders, one of the mayor’s political heroes, administered the oath for a second time. “Beg…

Every week, another executive asks me: Where do we even start with AI? As we enter 2026, this question drives explosive demand for AI upskilling platforms and AI-powered learning solutions. Yet most enterprise AI training programs fail because they lack a systematic framework that moves the organization from confused to fluent to truly differentiated. Think of it as Maslow’s hierarchy, but for AI capability development. And 2026 is the year to climb that hierarchy. An effective AI upskilling platform must address five levels of organizational capability: foundational literacy, company-specific application, durable skills development, breakthrough innovation, and co-in…

Six years ago, the commercial production process for Fortune 500 companies, tech innovators, and global giants meant six-figure budgets, and months of research, scripting, and voice actor castings. Every campaign was a marathon of design thinking and strategic storytelling. Today, however, with the help of AI tools, those very steps can unfold in a fraction of the time, and a quarter of the cost. For marketing and communications leaders, the landscape has drastically shifted overnight. The most innovative brand leaders have always thrived on speed. What allowed them to exist beyond the curve was their ability to stay ahead of the story, and see around corners before a…

A group of about 19 Buddhist monks and their rescue dog, Aloka, are walking from Fort Worth, Texas, to Washington, D.C., to promote world peace. Their planned route spans approximately 2,300 miles across 10 states and is expected to take 120 days to complete. Here’s what to know about their journey and how to follow along in real time: Why are the monks walking? The group has been sharing updates about their journey on their official Walk for Peace Facebook page. According to the Facebook page, the walk is intended to promote the “awareness of peace, loving kindness, and compassion across America and the world.”​ Their movement has drawn massive support …

A California lawmaker has introduced a first-in-the-nation bill meant to ban companies from embedding AI chatbot technology into toys designed for children. Announced on Friday, the measure comes amid growing concerns about the impact of artificial intelligence on child welfare, and a number of local and federal proposals to limit kids’ access to LLM chatbots. This particular legislation would target toys that simulate friendship and companionship through large language technology. For toy manufacturers, LLMs can provide an easy, albeit risky, way of creating a personality for a particular doll or character. AI models aren’t pre-scripted the way most talking toys are…

Every January, leaders are told to do the same thing: set ambitious goals, map out the year, and commit to executing harder than before. We frame this as discipline or vision, but more often than not, it is a ritual of pressure. The assumption is that success comes from wanting more and pushing faster. After years of leading teams, building companies, and advising executives at the intersection of AI, work, and leadership, I realized something uncomfortable. Most people are not failing because their goals are unclear. They are failing because their capacity is already exhausted before the year even begins. That realization fundamentally changed how I approach the …

New York City kicked off the new year with a new mayor in democratic socialist Zohran Mamdani, whose inauguration flooded the internet with viral moments. Mamdani took the oath of office via two separate swearing in ceremonies. The more intimate one took place underground at midnight at a decommissioned City Hall subway station. With just a few hours as mayor under his belt, Mamdani was then sworn in for a second time by fellow Democratic Socialist Bernie Sanders. Mamdani first reached internet stardom during his mayoral campaign thanks in part to his campaign’s design and witty social media content, prompting a landslide victory and the highest mayoral race voter…

For many Americans, 2025 wasn’t a great year financially. The affordability crisis and general economic concerns became defining themes of the year as people dealt with rising costs and a worsening job market. But for billionaires, 2025 was a boon to their already exuberant wealth. The 15 richest billionaires in the United States saw their wealth grow by more than $1 trillion over the course of the year, according to a new analysis from the Institute for Policy Studies, a Washington, D.C., think tank. As of the end of 2025, those 15 billionaires—each with assets over $100 billion—have a combined wealth of $3.2 trillion, up from $2.4 trillion a year ago. …

A new year has brought a new pay rate for more than 8.3 million Americans. The minimum wage is going up in 19 states this week, with workers in Hawaii earning as much as $2 more an hour. Collectively, these pay increases will boost paychecks by a total of $5 billion, according to the Economic Policy Institute. While the federal minimum wage of $7.25 per hour hasn’t budged in nearly two decades, and still applies in eight states, many states and cities have steadily been increasing their minimum wages to well over double that amount. Seattle’s minimum wage, at $21.30 per hour, is now nearly triple that federal threshold. As is the case with Seattle, 47 cities …