What's on Your Mind?

For most of modern finance, one number has quietly dictated who gets ahead and who gets left out: the credit score. It was a breakthrough when it arrived in the 1950s, becoming an elegant shortcut for a complex decision. But shortcuts age. And in a world driven by data, digital behavior, and real-time signals, the score is increasingly misaligned with how people actually live and manage money. We’re now at a turning point. A foundational system, long considered untouchable, is finally being reconstructed by using AI—specifically, advanced machine learning models built for risk prediction—to extract more intelligence from existing data. These are rigorously tested, wel…

January filled our inboxes with productivity advice. Set stretch goals! Think bigger! Dream audaciously! What was conspicuously absent from all that exhortation was any practical guidance on how to move from grand vision to daily action without becoming paralyzed by the enormity of what we’ve committed to. And now, it’s February. Here’s a counterintuitive truth I’ve learned from decades of navigating complex creative challenges: The secret to tackling big, hairy, audacious goals (BHAG) isn’t summoning more willpower or grinding harder. It’s learning to approach complexity the way babies learn to eat solid food: one tiny, digestible bite at a time. I call it t…

Airport lounges used to be a perk. In 2026, they are a battleground. American Express is refreshing Centurion Lounges and adding faster Sidecar formats. Chase is experimenting with champagne parlors and hyperlocal chef partnerships in its Sapphire Lounges. Citi is back in the ultra-premium card game. And Capital One, the relative newcomer, is making a different bet. Instead of building another lounge at LaGuardia Airport, it built a restaurant. The new Capital One Landing at Terminal B is a 12,500-square-foot, chef-driven dining space created with José Andrés. It has a 2,250-square-foot working kitchen, the largest in the terminal, and a menu built around Span…

Want to use Discord from next month? You’ll have to hand over a photo of your ID or a scan of your face to verify you’re of age. It’s part of a new process introduced by the chat app aimed at ensuring no one underage is using the platform. All new and existing users, the company says, will be given a “teen-appropriate experience” by default, including content filtering and limited access to spaces that host adult content. To regain the experience they previously had, users will need to prove their age through one of several options, including video selfies or sharing a photo of an identity document. (Discord did not immediately respond to Fast Company’s request for co…

A little known security feature on iPhones is in the spotlight after it stymied efforts by U.S. federal authorities to search devices seized from a reporter. Apple’s Lockdown Mode recently prevented FBI agents from getting into Washington Post reporter Hannah Natanson’s iPhone. Agents seized the phone, as well as two MacBooks and other electronic devices, when they searched Natanson’s home last month as part of an investigation into a Pentagon contractor accused of illegally handling classified information. But the FBI reported that its Computer Analysis Response Team “could not extract” data from the iPhone because it was in Lockdown Mode, according to a court filing. …

For the past two years, artificial intelligence strategy has largely meant the same thing everywhere: pick a large language model, plug it into your workflows, and start experimenting with prompts. That phase is coming to an end. Not because language models aren’t useful, with their obvious limitations they are, but because they are rapidly becoming commodities. When everyone has access to roughly the same models, trained on roughly the same data, the real question stops being who has the best AI and becomes who understands their world best. That’s where world models come in. From rented intelligence to owned understanding Large language models look powerf…

Large-language models (LLMs) have taken the world by storm, but they’re only one type of underlying AI model. An under-the-radar company, Fundamental, is set to bring a new type of enterprise AI model to the masses: large tabular models, or LTMs—which could have an even bigger impact for businesses. What are LTMs? A major difference between LLMs and LTMs is the type of data they’re able to synthesize and use. LLMs use unstructured data—think text, social media posts, emails, etc. LTMs, on the other hand, can extract information or insights from structured data, which could be contained in tables, for instance. Since many enterprises rely on structured data,…

Work has a way of waking up parts of us we thought we’d outgrown. You can move forward professionally, take on more visible roles, and be widely regarded as capable—and still find yourself unsettled by moments that seem, on the surface, fairly ordinary. A comment lingers longer than expected. A meeting leaves you tense for days. A role you worked hard to earn suddenly feels exposing rather than energizing. When that happens, it’s tempting to assume something is wrong now: that you’re underprepared, out of your depth, or simply not built for this level of responsibility. But often, what’s being stirred up has less to do with the present moment than with experiences…

Bob’s Discount Furniture, a Connecticut-based furniture retailer backed by Bain Capital, is putting it all on the table. The company is going public, with shares expected to begin trading on Thursday, February 5, after being priced at $17. The retailer raised $331 million in its initial public offering (IPO). Shares will trade on the New York Stock Exchange (NYSE) under the symbol BOBS. The IPO was originally announced last month. The company’s retail operations are expansive—it has more than 200 locations in 26 states as of September of last year, but the East Coast is its stronghold. Data from Renaissance Capital shows that 61% of its revenue came…

We’ve been sold a myth about entrepreneurial success: sharpen your skills, tighten your systems, hustle harder. But after years of working with independent professionals across industries, I’ve noticed that the highest performers share something that rarely makes the productivity lists: they’ve intentionally built communities of colleagues, clients, and partners who expand how they think, create, and deliver impact. Community isn’t a “nice to have” for the self-employed. It’s strategic infrastructure. And this is especially important for solopreneurs, entrepreneurs who work primarily solo. The stakes are higher than most solopreneurs realize. According to research…

Another round of Epstein files—approximately three million documents—was released January 30, and this batch included a lot of prominent names. That list included philanthropist and business magnate Bill Gates, entrepreneur Elon Musk, and author, doctor and longevity influencer Peter Attia. They were all allegedly connected to Epstein in different ways, and as a result, their mentions in the documents are varied. But it’s their responses that offer lessons to others in the business world about how to respond when faced with a crisis. Dealing with one of this magnitude is no easy feat, and it requires absolute trust between a client and a crisis manager, Beverly Hills …

Known as the self-help guru whose tagline “let them” has encouraged millions to stop worrying what others are doing or saying, and focus on their own personal growth, has another significant lesson: don’t be afraid to keep moving forward to goals. During an interview with Norah O’Donnell on CBS Sunday Morning this week, Robbins said, “If you feel stuck in your life, it doesn’t mean you’re broken. It means that what’s missing in your life is growth. And if I can get you to grow and learn in any area of your life, you start to change.” The 57-year-old mother and former lawyer—who, at one time in her 40s, was unemployed and over a million in debt—shares her motivati…

Last week, Google released Project Genie, a powerful new AI-powered platform for videogame design. Project Genie, which is currently only available for Google’s AI Ultra subscribers, uses AI to build virtual worlds. That sounds interesting, if not necessarily revolutionary. Videogame developers already model and build virtual worlds all the time. Project Genie’s simple concept, though, belies the tech’s potential impact. The new system, and the Genie 3 model behind it, have the potential to forever change how videogames are built and played. Model the World Most videogames today rely on a handful of game engines to render their virtual worlds so th…

The 2026 Winter Olympic Games kick off in Italy on Friday, with top athletes from across the world competing for not just any prize, but for the most expensive medals in Olympics history. The Milano Cortina-based games come as the value of precious metals have skyrocketed, most notably gold and silver. Gold was worth about $2,500 per ounce when the Paris Summer Olympics took place in 2024. Now, less than two years later, gold sits at just over $4,800 per ounce—and even that’s a significant drop from its recent record-high of about $5,600 per ounce just last week. Silver averaged around $28 per ounce during the last Olympic games, but is now valued at about $7…

Novo Nordisk’s stock dove 7% on Thursday just after an announcement from a key competitor. The drop came just after telehealth company Hims & Hers announced it will offer a new version of the treatment, made from the same active ingredient, semaglutide, for a fraction of Novo Nordisk’s price. The telehealth site will offer the treatment at an introductory price of $49, the announcement said. After the introductory offer ends, patients with a 5-month subscription will pay $99 monthly for the treatment. Novo Nordisk sells the weight-loss drug for $149. Hims & Hers had already been offering the treatment in an injectable form, but the oral version is new for…

In certain corners of corporate America, a generous parental leave policy has become a crucial tool for recruiting and retention. Many of the biggest tech employers have been leaders on this front, offering 16 to 20 weeks of leave, or even close to six months at companies like Google. But even as companies have expanded their parental leave benefits, few of them have sought to address the unique challenges many parents—and especially mothers—face when they actually return to work. A handful of companies, among them Apple and Amazon, offer a grace period that enables employees to ease back into work part-time or work flexible hours for a few weeks. Despite all th…

Bob Iger doesn’t understand generative AI. He thinks it is good for the quarterly bottom line. He believes a corporation can control it, and that lawyers and agreements can bind it. He is clueless. Generative AI is here to kill Hollywood—including the company he’s now leaving to Josh D’Amaro, the new heir to Disney’s throne. This became painfully clear to me during Disney’s recent first-quarter financial call. Taking a victory lap for his “modernization” efforts, he briefly laid out the roadmap for the company’s partnership with OpenAI, announced in December 2025. Under the agreement, Disney would invest $1 billion in the AI company and let it tap Disney’s IP crow…

Elon Musk just created the world’s most valuable private company. And he didn’t do it through rapid growth or a new product launch — at least not directly, anyway. Instead, as reported this week, Musk merged his artificial intelligence startup xAI into his wildly successful rocket company, SpaceX. Combined together, the two companies are now valued at an estimated $1.25 trillion. It’s the biggest merger in history. And because Musk controls both companies, he calls most of the shots when it comes to the deal. …