What's on Your Mind?

Thanksgiving is behind us, which means the holiday shopping season has officially begun. And that means that both companies and third-party retailers will spend every day between now and Christmas morning trying to get you to spend your consumer dollars with them. As in years past, one of the most sought-after gifts will be the smartphone. According to an analysis last month by global marketing research firm NielsenIQ, 37% of shoppers buying tech this season have smartphones on their list. And when it comes to smartphone brands, Apple tops tech buyer preferences, with 54% of those surveyed looking to buy an iPhone. But as anyone who knows Apple well knows, the com…

Several years ago, a conversation about credit ratings prompted a friendly argument with an acquaintance. My friend, an idealist who hated seeing how the rich and powerful took advantage of those with lower incomes, argued that credit was a force for exploitation. While I’ve certainly seen exploitative lending practices–I’ve been a financial writer for 15 years, after all–it’s equally clear that credit is necessary for ordinary people to get ahead. Without access to credit, things like home ownership would never be possible for anyone who wasn’t already rich. Of course, my friend’s point also stands. Lending can often be exploitative, leading to cycles of debt and…

Few Zoom calls have made me quite as self-conscious as my chat with Robert Biswas-Diener. An executive coach and psychologist, he recently coauthored a book on “radical listening.” Like many people, I’d assumed that I was a pretty good listener, but what if I’ve been doing it all wrong? By the end of the conversation, my fears have been confirmed—of the half-dozen skills he describes, I demonstrate only half. The good news is that we can all improve, and the advantages appear to be endless. By lending a more attentive ear to the people we meet, we become better negotiators, collaborators, and managers, while enhancing our own mental health. “It can be an an…

Apparently any place looks better if you just say it’s Japan. That’s according to a TikTok trend, dubbed the “Japan effect.” First reported in Casey Lewis’s youth trends newsletter After School, the trend has users making slideshows of two images. For all intents and purposes they are the same, except one is labelled with the original location and the second is labelled Tokyo, Japan. The idea being that the “Japan effect” is so strong, just the location tag can filter how we perceive an ordinary street or an average American neighborhood. Scrolling through the comments, those watching these TikTok videos genuinely believe the second image looks better than the f…

A shooting last weekend at a children’s birthday party in California that left four dead was the 17th mass killing this year—the lowest number recorded since 2006, according to a database maintained by the Associated Press and USA Today in partnership with Northeastern University. Experts warn that the drop doesn’t necessarily mean safer days are here to stay and that it could simply represent a return to average levels. “Sir Isaac Newton never studied crime, but he says ‘What goes up must come down,'” said James Alan Fox, a criminologist at Northeastern University. The current drop in numbers is more likely what statisticians call a “regression to the mean,” he said, r…

‘Tis the season of holiday celebrations with friends, family and, yes—coworkers. Work holiday party attendees can typically be divided into two camps: those who look forward to donning an ugly sweater and doing shots with Lloyd in accounting, and those who have their “I can’t make it” excuses locked in long before December 1st. Good news for the latter camp: the number of companies hosting any kind of holiday party is on the decline. In 2007, 90% of firms said they were hosting one, according to data from (the coincidentally named) Challenger, Gray & Christmas. In 2024, that number dropped to just 64%. After spending 40-plus hours a week already wit…

Only about 10 percent of venture funds ever make it to a fourth vintage. Of those, just 5 to 10 percent are led by women. I’m one of them. When I started Female Founders Fund in 2014, I believed that solid returns and conviction would speak for themselves. Strong performance would unlock capital and the industry would reward the achievement, especially from those breaking new ground—or so I thought. What I’ve come to learn is that venture capital isn’t a pure meritocracy. It’s a network-driven ecosystem where who you know often matters just as much as what you build. Cultural and political changes, and a tight market environment, are making it especially difficul…

It’s a great week to have a disposable income and act like you know how to ski. North Face x Skims today launches its second winter outerwear capsule, again channeling ski culture with a campaign shot on the powder-coated Chilean mountains. (Skis and airfare not included.) The 2025 drop expands on its collection from last year with even more silhouettes, like the wrap puffer coat, and a thoughtfully cropped, hooded puffer jacket with drop shoulder that brings some fashion to the line, which is aesthetically more oriented toward sport. It also includes men’s and kid’s styles for the first time (prices range from $55 to $800). Even considering the new styl…

Ask friends what kind of tech gift you should get for your parent, grandparent, or another older person in your life, and chances are you’ll get the same generic suggestions, like a digital picture frame or a portable Bluetooth speaker. But these gifts will almost certainly remain little used throughout the year. (I mean, how many digital picture frames would you like?) Instead, this holiday season, why not get an older loved one a tech gift they’ll actually use (and that might put your mind at ease, too)? Here are five types of gifts that older people may truly find beneficial. Smartwatches with fall detection Talk to any older person about health concer…

A meeting drags on. People are talking, but no one is saying the thing that needs to be said. Direction is unclear, the energy dips, and everyone is waiting for someone to speak with authority. When you finally do speak, the words come out softer than you intended: – “Maybe we should consider . . .” – “I think it might be good if . . .” – “Sorry to interrupt, but . . .” One of the biggest challenges leaders face isn’t just what they decide, it’s how they communicate it. Clarity, confidence, and authority are what set the tone for the room. If you tend to soften your tone or worry about sounding pushy, being more direct can feel uncomfortable.…

Each business has its unique challenges, but one commonality today is that AI is poised to disrupt almost every business everywhere. Organizations aren’t the only ones rapidly shifting to adopt AI—attackers are too, and they’re doing it faster. The implications of this AI arms race are alarming for legitimate businesses around the world. Security teams must rapidly evolve their cyber strategy to meet these new threats, moving away from a reactive posture that detects and then responds after an incident happens. To outpace attackers, organizations will need to be preemptive instead—deterring, neutralizing, and preventing threats before they happen. HOW AI IS CHANG…

Time magazine has named the “Architects of AI” as its 2025 Person of the Year, a decision that has sparked significant backlash from gamblers who lost out on semantics. The companies behind AI tools and infrastructure aren’t “AI” in the literal sense, so prediction markets Kalshi and Polymarket ruled that anyone betting on “AI” doesn’t win. As author Parker Molloy pointed out on Bluesky, gamblers on the site are not pleased. “Someone please explain to me how this is not a trick?” one user complained after betting on billionaire Elon Musk on Kalshi. “Person of the year is a singular title…” “ThE aRcHiTeCtS oF AI,” another user wrote. “Fuck you pay me.” Oth…

Like many of you, I grew up watching It’s a Wonderful Life on television every holiday season. Frank Capra’s beloved film was a comforting part of our holiday tradition, often playing in the background while my family wrapped presents, cooked, or otherwise made merry. Although the film was made in 1946, its lessons about money, power, and community seem remarkably relevant (and more poignant than ever) in 2025. Despite the passage of nearly 80 years, Americans are still facing many of the same issues that the citizens of Bedford Falls dealt with. Rewatching George Bailey regain his hope can offer us a modern blueprint for handling these timeless economic woes. …

Burnout and boredom are the two dreaded b-words of the modern workplace. We fear one, dismiss the other, and often fail to see how easily they trade places. Too often, boredom masquerades as burnout. To the untrained eye, exhaustion and disengagement can look identical. Boredom is typically a form of cognitive under-stimulation, while burnout is emotional and physical overextension. Both can leave people feeling unmotivated and fatigued. But here’s the twist: in cultures that tend to glamorize busyness, many employees feel safer saying they’re burned out than bored. Burnout signals you worked “too hard.” Bored, on the other hand, signals the opposite. Recent repor…

For many office workers, the typical “lunch hour” is a sad desk lunch of a sandwich or slop bowl supplemented by a rotating schedule of snacks. According to a poll conducted by Yahoo and YouGov, half of employed Americans regularly eat at their workstations. And now they’re sharing it all on TikTok. Office snack content is hooking viewers online with captions such as “WIEIAD” (what I eat in a day) and “what I ate at my 8-4,” featuring office workers’ time-stamped eating schedules. Employees post montages of their morning coffee and breakfast of choice, followed by a time-lapse video of a variety of snacks and beverages consumed at their desk. Some videos have vo…

The amount of electricity data centers use in the U.S. in the coming years is expected to be significant. But regular reports of proposals for new ones and cancellations of planned ones mean that it’s difficult to know exactly how many data centers will actually be built and how much electricity might be required to run them. As a researcher of energy policy who has studied the cost challenges associated with new utility infrastructure, I know that uncertainty comes with a cost. In the electricity sector, it is the challenge of state utility regulators to decide who pays what shares of the costs associated with generating and serving these types of operations, sometim…

There’s something incredibly compelling about a brand-new year. A fresh start beckons, with each day untroubled by your past decisions. Whatever mistakes you made in 2025 are old news. They were sooo last year. You’re a new person now with new priorities, new habits, and new strategies. It’s in this spirit of new-leaf-turning-over that nearly a third of American adults—and almost half of 18- to 29-year-olds—decide to make New Year’s resolutions for the coming year. Unfortunately, making resolutions doesn’t work. Baylor College of Medicine reported in January 2024 that 88% of people who make resolutions abandon them within two weeks. That doesn’t mean change or imp…

Resilience is a much-needed skill in today’s tough job market. Despite the headlines lambasting young employees as “lazy” and “entitled”, a Big Four consulting firm is taking matters into its own hands and offering training for recent grads. PwC will give its new young hires “resilience” training to toughen them up for careers as management consultants. The firm has introduced the initiative in the UK to help Gen Z brush up on their “human skills,” including communication with clients and handling day-to-day work dynamics, like pressure or criticism. “Quite often we are struck that the graduates that join us… don’t always have the resilience; they don’t always h…

It appears that day trading could get easier. The Financial Industry Regulatory Authority, known as FINRA, on Tuesday announced it had approved amendments that will replace the current day trading and pattern day trading rules, “including the minimum equity of $25,000 for pattern day traders.” The proposed change, if approved by the Securities and Exchange Commission (SEC), would mean traders would no longer need to maintain a minimum $25,000 balance in a margin account to execute four or more day trades within a five-business-day period, CNBC reported. Here’s a quick breakdown of what that means. What is day trading? Day trading, as defined by FINRA’s…

Following the The President administration’s cuts to foreign aid, two-thirds of Mercy Corps’ U.S.-funded programs have been rescinded. CEO Tjada D’Oyen McKenna shares how she’s leading her team amid immense pressure—scrambling to find new ways to help those in need, even as she resorts to layoffs to keep the business afloat. McKenna reveals what she’s hearing from her team of aid workers on the ground in Gaza, and why she isn’t running away from burnout but embracing it. Like many business leaders experiencing political or economic volatility right now, McKenna is faced with a complex conundrum: fight, flight, or freeze. This is an abridged transcript of an interview …

The U.S. Centers for Disease Control and Prevention (CDC) has updated and expanded a food safety alert regarding possible Listeria contamination in several prepared pasta meal products. The extent of the outbreak is now known to have occurred in at least 15 states and has unfortunately resulted in multiple deaths. Here’s what you need to know. What’s happened? On Friday, the CDC issued a new alert along with an expanded list of prepared pasta meal products that may be contaminated with Listeria, a potentially deadly bacterium. According to an accompanying CDC tracking page, there have now been 20 cases of Listeria believed to be related to the outbreak. Th…