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  1. As the midterm election primaries inch closer, some candidates are focusing their campaigns on how they’ll regulate artificial intelligence. On the right, populist Republicans are warning that the AI industry stands to undermine the Make America Great Again movement. On the left, there’s worry about the sector’s growing political and social power. Across the spectrum, there’s near-universal concern about what the technology might be doing to children. The donor class is now getting involved: A super PAC called Leading the Future backed by OpenAI executive Greg Brockman and Andreessen Horowitz plans to spend as much as $100 million in the midterms to support its prefe…

  2. No one can deny that the internet, especially social media, can pose significant dangers. Now, a new survey has found that about one in five parents and carers know—and have supported—a child who has experienced online blackmail. The survey, from the U.K.’s National Society for the Prevention of Cruelty to Children (NSPCC), also showed that one in ten of these individuals’ own children have experienced blackmail online. According to the NSPCC, bad actors often start communicating with young people on public platforms before actively moving the conversation to end-to-end encrypted messaging services—making it more challenging for them to be tracked. Only 43% o…

  3. For generations, we’ve been taught that early equals disciplined and late equals lazy. But that’s not biology—it’s a moral story disguised as science. As an expert in applied chronobiology, I’ve spent more than 20 years studying how biological rhythms shape work and wellbeing. It turns out that about 30% of people are early chronotypes (morning types), 30% are intermediates, and 40% are late chronotypes (evening types). Yet most workplaces still run on early-riser time—rewarding visibility over value, and hours over outcomes. When we align our schedules with our internal clocks, performance and motivation rise—but it takes courage to be honest about what that looks li…

  4. Here’s some good news: If you have student loan debt, you could soon qualify for a repayment plan that comes with lower monthly bills. The eligibility requirements for the Income-Based Repayment (IBR) Plan have been updated to allow a broader swath of student loan borrowers—including higher earners—to enroll in this plan as a result of a provision in the so-called One Big Beautiful Bill Act that passed over the summer. You may be able to switch to this plan, even if you don’t have partial financial hardship. The U.S. Department of Education is working to update its system to implement the updates to the IBR Plan and said it anticipates that those changes will be c…

  5. Want more housing market stories from Lance Lambert’s ResiClub in your inbox? Subscribe to the ResiClub newsletter. While national active inventory is still up year-over-year, the pace of growth has slowed since summer as some home sellers have thrown in the towel and delisted their properties. Indeed, according to Redfin, U.S. delistings as a share of inventory recently ticked up to 5.5%—a decade-high reading for this time of year. Looking ahead, in markets seeing the biggest jumps in delistings right now, many of those listings will likely return to the resale market in spring 2026—or test out the rental market. Without a corresponding increase in housing demand…

  6. Starbucks will pay about $35 million to more than 15,000 New York City workers to settle claims it denied them stable schedules and arbitrarily cut their hours, city officials announced Monday. The company will also pay $3.4 million in civil penalties under the agreement with the city’s Department of Consumer and Worker Protection. It also agrees to comply with the city’s Fair Workweek law going forward. A company spokeswoman said Starbucks is committed to operating responsibly and in compliance with all applicable local laws and regulations in every market where it does business, but also noted the complexitiesc of the city’s law. “This (law) is notoriously c…

  7. Why do some climate innovations fail to deliver? Not because they’re flawed, but because the business world misjudges their economics. From hydrogen to EV infrastructure, carbon-capture startups to precision farming tools, companies around the world are pouring money into climate tech. But for every promising climate innovation that scales, several more fizzle out too soon. Not because the science doesn’t work. But because the business case was either overestimated or underestimated at the wrong time. In the race to build the future, too many businesses are still blowing it on climate economics. Some assume customers will pay for green solutions at any price. Othe…

  8. One of the most pervasive rules of business is compete-to-win or perish. But as more organizations struggle to navigate an increasingly volatile, uncertain, complex and ambiguous landscape, some innovative leaders are choosing to collaborate over compete. This is particularly necessary within the organization, where collaboration may be considered beneficial in theory, but in practice, the rules of engagement still revolve around competition: colleagues become rivals over promotion opportunities, recognition, and advancement. The competition within the organization makes it harder to navigate the disruption and certainty on the outside. How do leaders banish in-h…

  9. Below, Tim Elmore shares five key insights from his new book, The Future Begins with Z: Nine Strategies to Lead Generation Z as They Disrupt the Workplace. Elmore is the founder and CEO of Growing Leaders, a nonprofit dedicated to developing emerging leaders. As a speaker and coach, he has helped organizations from universities to Fortune 500 companies connect more effectively across generations. What’s the big idea? Many leaders are scratching their heads over Gen Z. The old playbook doesn’t work anymore—but figuring out how to engage and collaborate with this generation is what turns good leaders into great ones. Listen to the audio version of this Book B…

  10. Inside a lab at the Massachusetts Institute of Technology late last year, scientists gave an AI system a new task: designing entirely new molecules for potential antibiotics from scratch. Within a day or two—following a few months of training—the algorithms had generated more than 29 million new molecules, unlike any that existed before. Traditional drug discovery is a slow, painstaking process. But AI is beginning to transform it. At MIT, the research is aimed at the growing challenge of antibiotic-resistant infections, which kill more than a million people globally each year. Existing antibiotics haven’t kept up with the threat. “The number of resistant bacteria…

  11. Fast Company’s Brands That Matter is designed to honor the brands that plant their flags firmly at the intersection of business and culture in unique ways. But there are also bigger companies that manage to succeed in that task with multiple brands. The five 2025 Brands That Matter family of brands honorees didn’t just excel with a single brand—they’ve created cultural moments and sales momentum for multiple brands across their businesses. While being bespoke for each brand, the efforts are nonetheless able to drive solid results on engagement and overall business performance. Coca-Cola When you make the world’s top-selling soda, it might be easy to let the ma…

  12. As Fast Company‘s Brands That Matter marks its fifth year, the goal remains to honor globally recognized brands that inspire and resonate with audiences. This year’s honorees demonstrate the same qualities that have defined the program since its inception: a deep dedication to their core mission and meaningful connections with both their customers and the wider cultural landscape. While the recognized brands span diverse industries and achievements, they’re united by these fundamental commitments. METHODOLOGY With more than 1,200 entries, choosing Brands That Matter honorees requires months of researching and vetting applications, until finally landing on the …

  13. A brand that isn’t thinking globally is limiting its reach. The four 2025 Brands That Matter global honorees know that and have worked hard to make their messaging reach beyond their home countries. All based outside the United States, these brands demonstrated that good messaging and authentic connection have no nationality. 1Password People don’t like to think about their digital security, so Toronto-based 1Password has become an expert at making it fun, and doing so using sports as the backdrop. The brand used its sponsorship of the Presidents Cup golf tournament in fall 2024 to debut its “What Not to Do” campaign. With more than 12 million impressions, the spot…

  14. As 2025 winds down, here are some moves to help you finish the year strong financially. Morningstar’s director of personal finance and retirement planning, Christine Benz, discusses strategies. This interview has been edited for length and clarity. Benefits of rebalancing your portfolio What are the benefits of portfolio rebalancing, and who most needs to do it? The main benefit of rebalancing is risk reduction. You trim securities that have performed really well, presumably ones with higher valuations today. And you redirect the money into securities where returns have lagged, but valuations might be more attractive. It’s also important to rebalance on an ong…

  15. Spotify Wrapped 2025 is here, and it’s inspired by mixtapes, DIY aesthetics, and all things pre-internet. After plenty of anticipation, Wrapped has now debuted for the eleventh year in a row. As public interest in Wrapped has mounted exponentially each year—and other brands have flocked to dupe the format—Spotify has been compelled to continuously up the ante on its own design concept, and this year is no exception. Wrapped 2025 comes with 12 brand new features, each intended to make the experience more personalized than years past. In the music world (and everywhere else), 2025 has been a year dominated by conversation around the explosion of AI technology. In S…

  16. In the race to deploy large language models and generative AI across global markets, many companies assume that “English model → translate it” is sufficient. But if you’re an American executive preparing for expansion into Asia, Europe, the Middle East, or Africa, that assumption could be your biggest blind spot. In those regions, language isn’t just a packaging detail: it’s culture, norms, values, and business logic all wrapped into one. If your AI doesn’t code-switch, it won’t just underperform; it may misinterpret, misalign, or mis-serve your new market. The multilingual and cultural gap in LLMs Most of the major models are still trained predominantly on Engli…

  17. Flying often first requires crawling, in a car, in slow or stopped traffic that eventually treats you to a view of airplanes soaring away from your ground-anchored vehicular misery. After decades of hype about flying cars, the past 10 years have seen a pivot to something of a car-plane hybrid: an electric vertical takeoff and landing (eVTOL) aircraft that provides taxi-like service. In concept—all we have to go by, since the only way to watch an eVTOL speeding somebody to LAX is in a computer-rendered video—this can look appealing. But after years of promising services that have yet to take off, eVTOL startups need to go beyond impressing investors. They need to prove…

  18. New research now suggests that our brains are still in the teenage phase until we “peak” in our early thirties. Researchers from the University of Cambridge looked at scans from around 4,000 people up to the age of 90 to reveal the connections between their brain cells. Rather than progressing steadily over our lifetimes, research published in the journal Nature Communications suggests our brain goes through five distinct phases in life, with key turning points happening at ages nine, 32, 66, and 83. The first stage, from birth to nine, sees the brain rapidly increasing in size. Around age nine, the “adolescent” phase begins as the brain works on increasing its e…

  19. Apple just lost a top design talent. Meta has hired Alan Dye, who was the head of Apple’s human interface design team. The company is filling his position with Stephen Lemay, who CEO Tim Cook told Bloomberg “has played a key role in the design of every major Apple interface since 1999.” Before being poached by Meta to become its chief design officer, Dye worked at Apple since 2006, where he oversaw projects including Liquid Glass and Vision Pro. By the end of his tenure, Dye reported directly to Cook. His departure is the latest in a game of musical chairs for top design roles at Apple. Apple’s former longtime chief design officer Jony Ive left the company in …

  20. Unlike millennials who embraced hustle culture and burned out, Gen Zers have a new concept of what ‘making it’ looks like in today’s workplace—and it doesn’t involve a fancy title. View the full article

  21. Just before Friday’s draw for the FIFA men’s World Cup 2026 group stage, Visa is launching an artistic update to its sponsorship of the tournament. The brand just announced a new partnership with Pharrell Williams’ Joopiter auction and e-commerce platform, on a new World Cup-themed art collection, featuring 20 different artists from six continents. The collection aims to show how creativity drives commerce—and how artists are the entrepreneurs shaping communities and culture around the world. Visa has unveiled the first five pieces in the collection at an exclusive Miami showcase called “The Art of the Draw,” hosted by multidisciplinary creator KidSuper. The showcase …

  22. Started by ResidentialBusiness,

    The biggest story in tech is AI’s increasing capacity to take on tasks once reserved for human beings. But the agents driving that change aren’t machines. They’re humans—inventive, ambitious, enterprising ones. Our third annual roundup of some of the field’s most intriguing players includes scientists and ethicists, CEOs and investors, big-tech veterans and first-time founders. These 20 innovators are tackling challenges from training tomorrow’s AI models to speeding drug discovery to reimagining everyday productivity tools. Household names they’re not. Yet, they’re already changing our world, with much more to come. Oriana Fenwick Michelle Pokrass Technical…

  23. Rachel Taylor began her career as a creative director in the advertising business, a job that gave her plenty of opportunity to micromanage the final product. “I had control of the script,” she remembers. “I could think about the intonation, and I could give the actor notes.” That was before she pivoted to helping AI companies shape the personality of their assistants. Rather than handing a digital helper a script, the best she can do is point it in the right direction: The technology “sometimes feels like a toddler that you give a permanent marker to and see what it writes on the wall,” she says. After joining DeepMind cofounder Mustafa Suleyman’s startup Inflect…

  24. Since Pantone began naming its Color of the Year in 2000, we’ve seen two flavors of both brown and yellow, three variations of purple, blue, and turquoise, and four distinct takes on orange. But for the first time ever, Pantone’s color is essentially a non-color. Or you could call it every color. Pantone’s 2026 Color of the Year is a white. In Pantone language, that’s code 11-4201—aka Cloud Dancer. Pantone—which operates somewhere between a trend forecaster and social psychologist—argues that Cloud Dancer is part of a great cultural reboot. In the era of AI, everything feels like it’s changing on a daily basis, and the overstimulation of the internet is only…

  25. Shopping assistant chatbots were a novelty a year ago. Now, they’re everywhere. After rolling out AI-powered assistants, online retailers and tech companies have been adding more artificial intelligence features to make online shopping easier and more convenient. The latest crop of AI-powered shopping services and tools made their debut in recent weeks, just in time to kick off the holiday shopping season that begins with Black Friday. Here’s a rundown of existing and newly released AI services that can help with your search for the perfect gift in the run-up to Christmas: Retail chatbots Amazon led the way by rolling out its Rufus chatbot in 2024. Other ecommerc…





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