What's on Your Mind?
Not sure where to post? Just need to vent, share a thought, or throw a question into the void? You’re in the right place.
8,633 topics in this forum
-
Jan. 26 marks the official start date of the 2026 tax filing season, when the IRS will begin accepting and processing 2025 tax returns. April 15 is the filing deadline. Tax experts, including the IRS’ independent watchdog, have warned that this year’s filing season could be hampered by the loss of tens of thousands of tax collection workers who left the agency through planned layoffs and buyouts spurred by Elon Musk’s Department of Government Efficiency. The IRS will also be responsible for implementing major provisions of Republicans’ tax and spending package signed into law last summer. Several provisions in the law retroactively affect the 2025 tax year, likely…
-
- 0 replies
- 18 views
-
-
The average rate on a 30-year U.S. mortgage edged higher this week to just above its 2025 low. The average long-term mortgage rate rose to 6.16%, mortgage buyer Freddie Mac said Thursday. That’s up slightly from 6.15% last week, when the average rate dropped to its lowest level since October 3, 2024. One year ago, the rate averaged 6.93%. Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, rose this week to 5.46% from 5.44% the previous week. A year ago, it averaged 6.14%, Freddie Mac said. Mortgage rates are influenced by several factors, from the Federal Reserve’s interest rate policy decisions to bond marke…
-
- 0 replies
- 18 views
-
-
Welcome to the first Fast Company’s Plugged In of 2026, and Happy New Year to you. More than 18 years ago, as the internet was transforming how we consume everything from news to music, someone called books “the last bastion of analog.” That someone happened to be Jeff Bezos. And he made the observation in a Steven Levy Newsweek article about Amazon’s original Kindle e-reader, a device designed to drag books into the digital age. Bezos’s comment resurfaced in my consciousness last week, as I read a New York Times article by Elizabeth A. Harris and Alexandra Alter on how the book publishing business fared in 2025. The upshot: It did pretty well overall, and remains…
-
- 0 replies
- 18 views
-
-
In a rare move, NASA is cutting a mission aboard the International Space Station short after an astronaut had a medical issue. The space agency said Thursday the U.S.-Japanese-Russian crew of four will return to Earth in the coming days, earlier than planned. NASA canceled its first spacewalk of the year because of the health issue. The space agency did not identify the astronaut or the medical issue, citing patient privacy. The crew member is now stable. NASA officials stressed that it was not an onboard emergency, but are “erring on the side of caution for the crew member,” said Dr. James Polk, NASA’s chief health and medical officer. Polk said this was the NASA’s f…
-
- 0 replies
- 18 views
-
-
In a remarkable rebuke of Republican leadership, the House passed legislation Thursday that would extend expired health care subsidies for those who get coverage through the Affordable Care Act as 17 renegade GOP lawmakers joined every Democrat in support. The tally, 230-196, signified growing political concern over Americans’ health care costs. Forcing the issue to a vote came about after a handful of Republicans signed on to a so-called “discharge petition” to unlock debate, bypassing objections from House Speaker Mike Johnson. The bill now goes to the Senate, where pressure is building for a bipartisan compromise. Together, the rare political coalitions are rushing t…
-
- 0 replies
- 18 views
-
-
A new year brings a new tax filing season. With many cash-strapped Americans worried about their finances, many can’t wait to file their returns. The sooner you file, the sooner your chances of getting your refund, after all. But just when can you begin submitting your tax return to the Internal Revenue Service (IRS)? That depends. Here’s what you need to know about the 2026 tax filing season. When does the 2026 tax filing season begin? There are actually two start dates to the 2026 tax filing season this year. The 2026 tax filing season refers to the period taxpayers have to file their tax returns for the 2025 calendar year. According to an IRS press rele…
-
- 0 replies
- 18 views
-
-
Barely 10 days into the new year, it already feels like you can’t look away from the news. In the last week alone, the U.S. military captured Venezuelan president Nicolás Maduro and took over operations of the country; President The President withdrew the U.S. from dozens of international organizations, including a major climate treaty; and an ICE agent fatally shot a Minneapolis resident, sparking outrage and widespread protests. If it seems impossible to focus on work—or anything else, for that matter—amid all this troubling news, you’re not alone. Plenty of research in recent years has shown that Americans are overwhelmed by the state of politics and feel a heighte…
-
- 0 replies
- 18 views
-
-
You’ve put in the hours, delivered results, and earned the respect of your peers. But when it comes to moving up, the biggest obstacle isn’t performance or policy—it’s your boss. Managers often hold disproportionate power over career mobility. Research shows they can become the gatekeepers who decide who advances and who stalls. Gallup finds managers account for up to 70% of the variance in engagement, and half of employees say they left a job to escape their manager. Add to that the fact that companies fail to pick the right person for the job 82% of the time, and it’s clear why bad bosses cost organizations billions in lost productivity, stalled growth, and attritio…
-
- 0 replies
- 18 views
-
-
Rumors have been circulating online that Microsoft is preparing to cut tens of thousands of jobs. TipRanks reported that the company is “considering massive layoffs” this month, potentially eliminating between 11,000 and 22,000 roles across the Azure Cloud, Xbox, and global sales teams. According to The Seattle Times, the claims appear to have originated on anonymous online forums like Reddit and Blind before rapidly spreading across Bluesky and X, drawing widespread attention and, in turn, swift denials from Microsoft executives. Microsoft’s chief communications officer, Frank X. Shaw, took to X to refute the rumors, calling them “100 percent made up/speculative…
-
- 0 replies
- 18 views
-
-
Where success is concerned—in whatever way you choose to define success—effort matters. So does skill. Experience. Perseverance. A willingness to do what others will not. And a little bit of luck: A study published in Physics and Society found that while some degree of talent is necessary to be successful in life, “almost never do the most talented people reach the highest peaks of success, being overtaken by mediocre but sensibly luckier individuals.” Outworking, outthinking, and outlasting other people will definitely improve your odds of success, but still: You need a little luck. Fortunately, all luck isn’t necessarily random. According to neurologist Jame…
-
- 0 replies
- 18 views
-
-
Technological advancements in various fields of science are shattering what some scientists once deemed impossible. In recent years, researchers have mitigated the existential threat of asteroids, unlocked the power of immunotherapy to treat cancer tumors, and achieved unprecedented control over the human vestibular system. These scientific innovations have been fostered by new types of cross-disciplinary collaboration and the use of artificial intelligence tools. And though they’re approaching it from vastly different perspectives, planetary science, pathology, and neuroscience researchers shared at the World Changing Ideas Summit in November how they’re re…
-
- 0 replies
- 18 views
-
-
Indonesia and Malaysia are the first two countries to ban Elon Musk’s artificial intelligence tool Grok, after the generative AI essentially flooded the social media platform X with sexually explicit, lewd images of young girls and women, made without their consent. Musk folded the generative AI tool into X when he took over Twitter, promising “free speech.” However, critics say it is instead an example of how generative AI, without clear guardrails and regulation, can result in harm. Here’s what to know. What’s happening with Grok? In short, users are typing simple prompts into the AI tool on X to “digitally undress” girls and women, some of which appear t…
-
- 0 replies
- 18 views
-
-
Americans stressed by high grocery bills have one bright spot to look forward to in 2026. Value-minded grocery chain Aldi is coming to more cities around the country, with 180 new stores set to open in the U.S. this year. Aldi is a compelling option for grocery shoppers on a budget. Founded in Germany, the company envisioned itself as a discount grocery store from day one. Aldi’s aggressive U.S. expansion will meet the needs of more shoppers seeking a no-frills grocery experience without compromising on quality – a niche shared by Aldi competitors like Costco and Trader Joe’s. The budget grocery chain currently operates in 39 states across more than 2,600 stores i…
-
- 0 replies
- 18 views
-
-
Want more housing market stories from Lance Lambert’s ResiClub in your inbox? Subscribe to the ResiClub newsletter. When assessing home price momentum, ResiClub believes it’s important to monitor active listings and months of supply. If active listings start to rapidly increase as homes remain on the market for longer periods, it may indicate pricing softness or weakness. Conversely, a rapid decline in active listings beyond seasonality could suggest a market that is heating up. Since the national Pandemic Housing Boom fizzled out in 2022, the national power dynamic has slowly been shifting directionally from sellers to buyers. Of course, across the country that s…
-
- 0 replies
- 18 views
-
-
Americans go to great lengths to ensure they are financially set for their later years. But if you’re asking Elon Musk, you really needn’t bother. According to the world’s richest man, whose net worth is estimated at well over $700 billion, saving for retirement will soon be obsolete. Musk aired this view on a recent episode of the Moonshots With Peter Diamandis podcast. Musk let listeners in on his vision of our financial future, a world where technology, specifically artificial intelligence, creates such an abundance of resources that anyone can buy anything they want. The entrepreneur said that within just a few years, we will live in a world marked by a great…
-
- 0 replies
- 18 views
-
-
At first glance, the most striking part of the SunRise, a recently redeveloped residential tower in Edmonton, Alberta, is the boldly colored facade, with strips of primary color and a lively mural. Called The Land We Share, the vibrant landscape sketch has sparkled on the skyline since its unveiling this past summer. But the mural is far more than a pretty picture. Covered on all sides in a kind of colored solar panel called BIPV made by Canadian firm Mitrex, the mural and the rest of the structure generate roughly 267 kilowatt hours, enough to cut the building’s carbon emissions in half. Typically, high-rises generate solar power primarily via their rooftops. Bu…
-
- 0 replies
- 18 views
-
-
In a reversal from previous years’ pollution reductions, the United States spewed 2.4% more heat-trapping gases from the burning of fossil fuels in 2025 than in the year before, researchers calculated in a study released Tuesday. The increase in greenhouse gas emissions is attributable to a combination of a cool winter, the explosive growth of data centers and cryptocurrency mining, and higher natural gas prices, according to the Rhodium Group, an independent research firm. Environmental policy rollbacks by President Donald The President’s administration were not significant factors in the increase because they were only put in place this year, the study authors said.…
-
- 0 replies
- 18 views
-
-
“Get ready with me as an absolute piece of shit ICE agent,” one such video begins, posted by comedian Adam Macias. These videos are comedic skits, rather than from the social media accounts of actual ICE agents, but have quickly racked up hundreds of thousands of views as the US Immigration and Customs Enforcement agency faces intense backlash after the shooting of Renee Good in Minneapolis. “I wake up screaming and shooting. Not because I’m scared but because my sleep paralysis demon looks like someone’s tía,” the skit begins (tia is Spanish for aunt). “I start the day off with a shower but no matter how hard I try I just can’t seem to get clean,” it continues. …
-
- 0 replies
- 18 views
-
-
Another year, another fresh start. And if you’re like me, that fresh start often comes with the best intentions of getting into shape. But then reality hits: It’s January, it’s cold, and the idea of leaving the house to brave the gym (and all the other resolution people) is wholly unappealing. Fear not, fellow homebody. This year, we’re going to conquer those fitness goals from the comfort of our own living rooms. No gym fees, no icy commutes, no waiting in line for a treadmill. Seven (iOS/Android) For better or worse, if you have a phone and seven minutes, you no longer have an excuse. Seven is the heavy hitter in the “micro-workout” space. It focu…
-
- 0 replies
- 18 views
-
-
As our attention spans and cognitive abilities are increasingly damaged by digital overuse and AI-mediated shortcuts, the ability to focus deeply and learn something in depth is quickly becoming a critical skill. Never have we had such broad access to information. And never have so many people felt unable to concentrate long enough to truly master anything. Learning is everywhere, yet depth feels elusive. In a world where artificial intelligence can retrieve, summarize, and recombine information faster than any human, what remains valuable is the capacity to incorporate it. And for that to be possible, you need to stay with a subject long enough for it to transf…
-
- 0 replies
- 18 views
-
-
Neko Health is taking its body-scanning technology to America. The Swedish diagnostic health clinic, cofounded by Hjalmar Nilsonne and Daniel Ek (also the cofounder and CEO of Spotify), said on Wednesday that it will launch a location in New York City, its first in the United States, in the spring of this year. The three-year-old startup, which offers comprehensive body scans to monitor risk factors for a range of health conditions from pre-diabetes to cancer, already has a presence in London, Manchester, and Stockholm. “For the first time, technology is enabling a fundamentally new healthcare experience centered on prevention,” Nilsonne, who is the company’s …
-
- 0 replies
- 18 views
-
-
For as long as people have been using AI to churn out text, other people have been coming up with “tells” that something was written by AI. Sometimes it’s punctuation that comes under suspicion. (The em dash is generally considered the shadiest.) Other times it’s words that robot writers seem to love and overuse. But what if the biggest giveaway that a text was written by AI isn’t a word, phrase, or punctuation mark, but a particular sentence structure instead? Why is it so hard to make AI writing sound human? The idea that certain rhythms of sentences might be a sign of AI writing first came to my attention through my work as a professional word nerd. Recen…
-
- 0 replies
- 18 views
-
-
A proposed billionaires’ tax in California has ignited a political uproar in Silicon Valley, with tech titans threatening to leave the state while Democratic Gov. Gavin Newsom maneuvers to defeat a levy that he fears will lead to an exodus of wealth. A technology mecca, California has more billionaires than any other state — a few hundred, by some estimates. Nearly half its personal income tax revenue, a financial backbone in the nearly $350 billion budget, comes from the top 1% of earners. A large health care union is attempting to place a proposal before voters in November that would impose a one-time 5% tax on the assets of billionaires — including stocks, art, busin…
-
- 0 replies
- 18 views
-
-
If you’d like to do a thorough review of your portfolio and plan, here are the key steps to take. I recommend doing them over a series of sessions, not all at once. Step 1: Gather your documentation This could be your current investment statements, plus Social Security and pension. Pro tip: Set up a My Social Security account to get an overview of your benefits and earnings history. Step 2: Ask and answer: How am I doing? To find out if you’re on track to reach your financial goals, review your current portfolio balance, combined with your savings rate. Tally your contributions across all accounts. A decent baseline savings rate is 15%, but higher-income fol…
-
- 0 replies
- 18 views
-
-
Apple was the last champion of the “pay once, own forever” crowd, a safe harbor for some of the creatives fleeing Adobe’s monthly ransom. Now it has introduced Creator Studio, its own subscription-based offering that bundles together tools including Final Cut Pro, Logic Pro, Pixelmator Pro, Motion, Compressor, and MainStage (as well as newly AI-infused productivity apps like Pages and Numbers). There are already two major creative suits out there: Adobe Creative Cloud and Canva. The former is clearly oriented to the high end, enterprise, and prosumer spaces with heavyweight apps like Photoshop, Premiere, and Illustrator. The latter focuses on individual, small compani…
-
- 0 replies
- 18 views
-