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Want more housing market stories from Lance Lambert’s ResiClub in your inbox? Subscribe to the ResiClub newsletter. Economic forecasting has never been an easy task, and it becomes even more challenging when confronted with unprecedented economic events like COVID-19 lockdowns and unparalleled levels of government intervention, followed by a rapid cycle of interest rate hikes. Look no further than recent mortgage rate forecasts. Last year marked the third year in a row that mortgage rates ended the year higher than forecasters expected. Will they finally get it right this year? ResiClub’s latest roundup of quarterly mortgage rate forecasts shows that most …

A lone anglerfish has captured the internet’s heart. Usually found 6,500 feet under the sea, this black seadevil was filmed by marine researchers in Tenerife swimming towards the water’s surface on January 26. The shark conservation NGO Condrik Tenerife called the black, razor-toothed creature “a legendary fish that few will ever have the privilege of observing alive,” when sharing their footage on Instagram. Tragically, the fish died just hours after being spotted, making its final swim all the more poetic. This scientific discovery has since spread across social media and sparked an emotional outpouring for this six-inch fish. “I just found out abou…

Police in Munich are investigating a mystery: More than 1,000 stickers were put on gravestones and wooden crosses at three cemeteries in the German city, without any indication of where they came from or why. The 5×3.5-centimeter (1.95×1.2-inch) stickers are printed with a QR code, that, when scanned, shows the name of the person buried in the grave and its location in the cemetery — but nothing else. “We haven’t found any pattern behind this yet. The stickers were put both on decades-old gravestones and very new graves that so far only have a wooden cross,” police spokesperson Christian Drexler told The Associated Press on Wednesday. “People who have witnesse…

Ethan Bernstein is a professor of business administration in the Organizational Behavior unit at the Harvard Business School. He spent five years at The Boston Consulting Group and two years in executive positions at the Consumer Financial Protection Bureau. Michael Horn is the author of several books, including the award-winning Disrupting Class, Choosing College, Blended, and From Reopen to Reinvent. He is the cofounder of and distinguished fellow at the Clayton Christensen Institute. He also teaches at the Harvard Graduate School of Education and cohosts the higher education podcast Future U. Bob Moesta is the president and founder of the Re-Wired Group, an adj…

An artificial intelligence watchdog is accusing OpenAI of training its default ChatGPT model on copyrighted book content without permission. In a new paper published this week, the AI Disclosures Project alleges that OpenAI likely trained its GPT-4o model using non-public material from O’Reilly Media. The researchers used a legally obtained dataset of 34 copyrighted O’Reilly books and found that GPT-4o showed “strong recognition” of the company’s paywalled content. By contrast, GPT-3.5 Turbo appeared more familiar with publicly accessible O’Reilly book samples. “These results highlight the urgent need for increased corporate transparency regarding pre-training dat…

You’re applying for a job and made it to the next step in the hiring process: the dreaded personality assessment. Few people like to take these tests—especially when a job offer hinges on it. And are these tests even legit? You want to showcase that you’re right for the job, and some of the questions seem like no-brainers. For example, if you’re asked to assess statements such as “I like to learn new skills” by choosing from “strongly agree,” “agree,” “neither agree nor disagree,” “disagree,” “strongly disagree,” you’ll likely choose “strongly agree.” Others are more nuanced, such as being asked to complete this sentence: “When I set goals at work, I choose …

No, this article was not written with AI. You know how you can tell? Because it’s got a bit of personality (mine), and even though it’s about artificial intelligence (arguably one of the most boring topics on the planet, in my opinion), this doesn’t read like a computer generated it. (Just me, standing at my very-expensive standing desk, writing away on my laptop!) Which gets us to the reason for this article: a new study on AI. Researchers from Cornell University looked at how Western-centric AI models provide writing suggestions to users from different cultural backgrounds. The study, titled “AI Suggestions Homogenize Writing Toward Western Styles and Diminish C…

The challenge is formidable: Create an ad campaign that somehow shows a brand’s integral role in a pivotal moment of human history. But also, like, make it fun? When OpenAI’s ChatGPT hit 100 million users two months after its launch in November 2022, a UBS study declared it the fastest-growing consumer application in history. Now at upwards of 400 million users, ChatGPT might be the best-known consumer product to invest the least in advertising. Historic product awareness, zero brand awareness. For OpenAI chief marketing officer Kate Rouch, the Super Bowl was the perfect stage to start telling the world what the brand actually means. “Obviously, 130 mi…

The last big breakthrough in aviation when it comes to boarding your flight came in the early 2000s, with the arrival of eTicketing. But a new proposed overhaul of how you get on planes could shake things up in a much larger way. The International Civil Aviation Organization (ICAO), a United Nations agency that oversees international airline policy, has revealed plans for a digital travel credential (DTC), which will do away with boarding passes and current check-in procedures and instead rely on technology like facial recognition. (Some 193 countries, including the U.S., are members of the ICAO.) A pilot program testing the DTC has been underway in Finland for al…

Chili’s is celebrating National Margarita Day this month with a new romcom Lifetime holiday movie. The casual-dining restaurant chain and cable network will debut a 15-minute TV short film, called I’ll Be Home For National Margarita Day, first airing on Lifetime on February 19 and available on Lifetime.com, YouTube, and social platforms. Starring actors Maria Menounos and Taye Diggs, the new flick hits on all the classic Lifetime tropes, including a big-city-dwelling woman returning to her hometown to reconnect with an old flame, who happens to be a bartender at Chili’s. The reunited lovers must work together to save a small town’s National Margarita Day celebrati…

In “The Mindset of Making,” Oliver Jeffers shared a compelling invitation: “Simply make as an extension of being alive.” His wisdom ignited my imagination. Too often, we associate creativity with being an artist, when all of us are creators. What might the world look like if we tapped into our innate creativity? “The world is a result of all of us as creators and storytellers,” Jeffers shares. “All human beings are is a collection of stories: There are the stories that we’re told, the stories that are told about us, and then the stories that we tell.” “We’re all born with this sense of surviving and then making—that is the reason that civilization flourishe…

The internet can be a great place to learn random life hacks and cry over anglerfish. But what about when it comes to managing your money? According to new data from Intuit Credit Karma, 77% of Gen Z and 61% of millennials are turning to social media for financial advice. Millennials mainly seek out YouTube, Facebook, and Instagram for information, while for Gen Z, TikTok has emerged as an unlikely hub for financial advice, under the hashtag FinTok. Here, content creators such as @YourRichBFF and @JohneFinance have combined followings of millions with videos that offer tips on everything from credit card rewards to flight costs to 401ks, crunched into less than a minu…

Futureproofing your business requires an ability to embrace change, not just to react to it. Change is a constant, so companies that thrive in today’s landscape must be continuously adapting and innovating—changing as consumers change. Brands that truly stand the test of time understand that the core ingredients for long-term success are relevance, ease, and distinctiveness. Relevance No business, regardless of its size or sector, can consistently thrive without remaining in sync with consumers’ wants and needs, and keeping a pulse on the cultural nuances across their markets. At KFC, we have driven brand recognition and global growth by prioritizing releva…

You may have noticed that the Google-owned video-sharing site’s infamous red play logo is now rendered in a softer, more pinkish hue. That’s because user research revealed that the company’s logo color rated as one of its top three most outdated design elements. Last updated in 2017, YouTube’s old brand color was a pure red that users perceived to be “too loud when implemented in key UI moments,” Robyn Lee, YouTube’s visual design lead, said in a Google Design blog post. From top: The old red vs. the new [Image: YouTube]The old red had other technical problems, too, like rendering orange on some screens and causing a burn-in effect on TVs—a major issue considering YouTube…

The Fast Company Impact Council is a private membership community of influential leaders, experts, executives, and entrepreneurs who share their insights with our audience. Members pay annual membership dues for access to peer learning and thought leadership opportunities, events and more. Carter G. Woodson is the reason we celebrate Black history this month, and every February. Not many people know him, but he was a scholar, a journalist, and an activist who decided in the early 1900s to document how formerly enslaved Africans and the broader African diaspora contributed to the prosperity and growth of this country and beyond. At the time, our nation’s na…

In 2023, creator and social agency Whalar Group announced an ambitious plan to create physical campuses for content creators to learn, make, and collaborate with their peers. Now the company is opening the doors to its first campus in Venice, Calif. this month with an additional location in Brooklyn launching this spring and a London location slated for 2026. Part production studio, part co-working space, part university, The Lighthouse is membership-based community designed to help creators and their teams level-up both their content and the businesses they’re building around it. “If you look at [20th century German art school] Bauhaus, Andy Warhol’s Factory, Sil…

Once upon a time, back in 1995, BYD was a little-known battery maker. Today, it is the world’s largest electric vehicle producer after surpassing Tesla in global sales in 2024. This rise reflects a relentless focus on automation and vertical integration. It controls every part of its supply chain. It makes its own batteries, with features unmatched in the industry, even mining raw materials like lithium. Its factories are robotic wonders that run about 97% on their own, building a never-ending stream of cars better than Western equivalents at lower price points. And it also transports its own cars across the world with its own fleet of ships specially designed to carry au…

Gen Z came of age in an environment that previous generations couldn’t have imagined when we entered the workforce. They’ve never known the world without the internet or cellphones. Their education and early career paths were disrupted by a global pandemic that kept them at home, learning and working over a screen. They’ve been learning digital skills their entire lives. It’s no wonder that their perspective on work is different than ours—and it’s time for us to pay attention. With the aging U.S. workforce, we need to attract and retain Gen Z talent for our companies to thrive—and this means a focus on skills-first hiring. Gen Z wants employers to value the skills…

Last fall, Will Ferrell sang an homage to PayPal to the tune of Fleetwood Mac’s classic “Everywhere.” The payments platform was making a big swing with the comedy legend for its biggest-ever U.S. ad campaign. It was also the first major piece of work under PayPal chief marketing officer Geoff Seeley, who joined the company in February 2024. The campaign was created with agency BBH, with an assist from Publicis Groupe creative shop Le Truc. But there was another partner holding influence over the brand strategy, all behind the scenes. The Intangibles—which some might call the Avengers of marketing—is a marketing powerhouse that has largely operated in the shadows unti…

Sometimes, authenticity can be a film’s most special effect. It took months for Best Actress front-runner Mikey Madison to learn how to pole dance like the titular exotic dancer in Anora and for her fellow nominee Timothée Chalamet to passably play guitar as Bob Dylan in A Complete Unknown. The naturalism of both performances helped keep audiences under the spell cast by their surrounding films. So, it should probably come as no surprise that a backlash has emerged in response to several of this year’s Oscar-nominated films using AI, paradoxically, to achieve “authenticity.” The reaction began on January 11, when editor Dávid Jancsó revealed in an interview that h…

The first thing anyone will notice about the new electric pickup from Telo Trucks is its compact form. Snubnosed and sporty, the five-seater has a bed the size of a typical pickup but an overall footprint the size of a Mini Cooper. When it goes into production next year, it will offer a radical counterpoint to the gargantuan trucks that dominate the U.S. automobile market. Today, Telo is unveiling the first drivable preproduction model of its new truck, the MT1, and Fast Company has an exclusive look at the innovations inside the truck that make its seemingly impossible size possible. [Image: Telo]The key to the Telo truck’s interior design efficiency is its focus on what…

Throughout history, when pioneers set out across uncharted territory to settle in distant lands, they carried with them only the essentials: tools, seeds and clothing. Anything else would have to come from their new environment. So they built shelter from local timber, rocks and sod; foraged for food and cultivated the soil beneath their feet; and fabricated tools from whatever they could scrounge up. It was difficult, but ultimately the successful ones made everything they needed to survive. Something similar will take place when humanity leaves Earth for destinations such as the Moon and Mars – although astronauts will face even greater challenges than, for exam…

A Texas county on Wednesday approved holding an election sought by SpaceX that would let residents living around billionaire Elon Musk’s company decide whether to formally create a new city called Starbase. The election was set for May 3 and votes can only be cast by residents living near the launch site that is currently part of an unincorporated area of Cameron County, located along the U.S.-Mexico border. In December, more than 70 area residents signed a petition requesting an election to make Starbase its own municipality. Most of the residents are company employees and the community includes more than 100 children, according to copies of the petition obtained by Th…