What's on Your Mind?

If you’d like to do a thorough review of your portfolio and plan, here are the key steps to take. I recommend doing them over a series of sessions, not all at once. Step 1: Gather your documentation This could be your current investment statements, plus Social Security and pension. Pro tip: Set up a My Social Security account to get an overview of your benefits and earnings history. Step 2: Ask and answer: How am I doing? To find out if you’re on track to reach your financial goals, review your current portfolio balance, combined with your savings rate. Tally your contributions across all accounts. A decent baseline savings rate is 15%, but higher-income fol…

Heinz’s newest product isn’t a ketchup, or a mayo, or some Frankenstein combination of the two. It’s a box—and it’s solving a problem that’s plagued lovers of french fries for decades. The patent-pending “Heinz Dipper,” unveiled on January 13, is an innovation the company is describing as a “first-of-its-kind fry box.” At first glance, it looks like a classic french fry box that you’d get at any run-of-the-mill fast-food joint, but a closer examination reveals a pullout compartment (shaped like Heinz’s keystone logo) that can hold two packets of whatever condiment you prefer. The Heinz Dipper is debuting at more than 33 restaurant and sports stadium partners arou…

A proposed billionaires’ tax in California has ignited a political uproar in Silicon Valley, with tech titans threatening to leave the state while Democratic Gov. Gavin Newsom maneuvers to defeat a levy that he fears will lead to an exodus of wealth. A technology mecca, California has more billionaires than any other state — a few hundred, by some estimates. Nearly half its personal income tax revenue, a financial backbone in the nearly $350 billion budget, comes from the top 1% of earners. A large health care union is attempting to place a proposal before voters in November that would impose a one-time 5% tax on the assets of billionaires — including stocks, art, busin…

On the surface, Apple’s announcement on Tuesday of a subscription service called Apple Creator Studio does not demand a whole lot of explanation or analysis. The Mac/iPad/iPhone offering, which bundles the Final Cut Pro video editor, Logic Pro audio editor, Pixelmator Pro image editor, and other apps for making and manipulating media for $13 a month or $129 a year, is exactly the sort of thing you’d expect the company to get around to introducing. After all, its strategy of expanding the portion of its revenue that comes from services has already resulted in offerings such as Apple TV, Apple Music, Apple Arcade, and Apple News+. It would have been weird if Apple hadn’t p…

In a parking lot in Detroit next to the Henry Ford Museum, three streetlights now double as EV chargers. The site is one of the first installations of the Voltpost Air, a device that taps into existing infrastructure to quickly add charging capability at the side of the road or in parking lots. The approach is simpler than adding stand-alone EV chargers: Installation takes just a few hours. “We don’t have to do costly utility upgrades to the grid in order to this,” says Jeff Prosserman, cofounder and CEO of Voltpost. “We’re just finding pockets where power already exists and then making it work.” That’s possible partly because the chargers are Level 2, mea…

For as long as people have been using AI to churn out text, other people have been coming up with “tells” that something was written by AI. Sometimes it’s punctuation that comes under suspicion. (The em dash is generally considered the shadiest.) Other times it’s words that robot writers seem to love and overuse. But what if the biggest giveaway that a text was written by AI isn’t a word, phrase, or punctuation mark, but a particular sentence structure instead? Why is it so hard to make AI writing sound human? The idea that certain rhythms of sentences might be a sign of AI writing first came to my attention through my work as a professional word nerd. Recen…

The first major retail bankruptcy of 2026 has arrived. Today, Saks Global Enterprises, owner of Saks Fifth Avenue and other luxury retail brands, has filed to seek Chapter 11 bankruptcy protection. The news shows that not even companies aimed at high-end consumers are immune to economic downturns. Here’s what you need to know. What’s happened? On Wednesday, January 14, Saks Global announced that it is seeking Chapter 11 protection in the U.S. Bankruptcy Court for the Southern District of Texas. At the same time, the luxury retail brand announced that it has also secured $1.75 billion in financing commitments. Much of this money will be used by Saks Global …

When the FIFA World Cup 2026 arrives in the United States this June, it will signal more than soccer’s return to its fastest-growing commercial market. The tournament will span three countries—the United States, Mexico, and Canada—for the first time, becoming the largest World Cup ever staged. The scale, however, is also forcing a technological reset. As modern global sporting events grow in scale, expectations have evolved alongside them. Audiences now look for more immersive broadcasts and real-time data, broadcasters face rising reliability demands, and governing bodies continue to push for greater transparency and precision. Together, these pressures are starting …

Neko Health is taking its body-scanning technology to America. The Swedish diagnostic health clinic, cofounded by Hjalmar Nilsonne and Daniel Ek (also the cofounder and CEO of Spotify), said on Wednesday that it will launch a location in New York City, its first in the United States, in the spring of this year. The three-year-old startup, which offers comprehensive body scans to monitor risk factors for a range of health conditions from pre-diabetes to cancer, already has a presence in London, Manchester, and Stockholm. “For the first time, technology is enabling a fundamentally new healthcare experience centered on prevention,” Nilsonne, who is the company’s …

Andy Sauer is no stranger to making waves in the beverage business. As the CEO of Garage Beer, he defied the odds by turning a small craft brewery into a national name, despite competing in an industry dominated by legacy players. Now he’s looking to shake things up in another popular beverage category: the soda aisle. Sauer’s latest venture is a product called Roxberry, which he’s dubbing the “first modern kids’ soda.” The brand launched earlier this month at more than 2,200 Walmart stores, 450 Krogers, Meijer and Harris Teeter locations nationwide, and a handful of independent grocers. This “soda” is unlike the sugary drinks most consumers remember from childhood: I…

Hiring in 2026 won’t look much like hiring even two years ago. If you don’t pay attention, you will get left behind. I was a retained search consultant for 25-plus years. I’ve written executive and board résumés for the last 10 years. I’ve never seen so much change in candidate sourcing happen so quickly. CEO priorities and expectations have shifted. AI is reshaping how candidates get surfaced. Résumé sameness has skyrocketed. Candidate shortlist cycles have accelerated. For you to be visible, your résumé has to do more than describe your work. It has to hit leaders’ priorities, satisfy automated systems’ tests, and make sense. The following five trends show you w…

Leaders typically spend January prepping for the year ahead. But that’s difficult when you’re eight months pregnant, and your baby has zero concern for your deadlines. I’ve lost count of how many times people have asked how long I’ll be away, whether I’ll be checking my emails, or what support I’ll need when I return. People often expect leaders to have all the answers, but the truth is: I don’t know yet. Lucky for me, that uncertainty worked to my advantage. It forced me to change my approach from setting goals to building flexibility. This has resulted in a team that is autonomous and adaptable, whether I’m in the room or away on leave. You don’t have to hav…

Fujifilm’s newest camera model, the Instax Mini Evo Cinema, is a gadget that’s designed for the retro camera craze. The device is a vertically oriented instant camera that can take still images, videos (an Instax camera first), connect with your smartphone to turn its photos into physical prints, and capture images in a wide range of retro aesthetics. It’s debuting in North American markets in early February for $409.95. Fujifilm’s new model taps into a younger consumer base’s growing interest both in retro tech and film photography aesthetics—a trend that’s been driven, in large part, by platforms like TikTok. The Instax Mini Evo Cinema turns that niche into a cl…

Amanda Lee McCarty, sustainability consultant and host of the Clotheshorse podcast, remembers fixing a tear on her Forever 21 shirt with a stapler—just long enough to get through the workday before tossing it out. In the early 2000s, when fast-fashion brands began flooding the market, clothing became so cheap that shoppers could endlessly refresh their wardrobes. The garments were poorly made and tore easily, but it hardly mattered. They were designed to be disposable, encouraging repeat purchases. “It didn’t seem worth the time and effort to repair the top,” she recalls. “And besides, I didn’t have any mending skills at the time.” McCarty isn’t alone. Sta…

Reddit is now the fourth most visited social media platform in the U.K., overtaking TikTok. The online discussion platform has seen immense growth over the past two years, reaching 88% more internet users in the U.K., thanks to a combination of shifting search algorithms and social media habits. Three in five Brits now encounter the site while online, according to Ofcom, up from a third in 2023. The U.K. now has the second largest user base behind the U.S., according to company records shared with the Guardian. Reddit has also witnessed a drastic demographic change over the same period. More than half of the platform’s users in the U.K. are now women and one…

You know the feeling: You’re replying to emails, navigating open tabs, responding to direct messages, when suddenly, it happens—your standing weekly 2 p.m. gets canceled abruptly. “Giving everyone 30 minutes back today,” the organizer says. A rush courses through your nervous system: You’re free. Nothing about this recurring meeting is particularly onerous or necessarily stressful. And yet, at this moment, you feel like a burden has been lifted. Maybe you even audibly sigh in relief. That sudden sense that all is right in the world has a psychological cause, Dr. Wilsa Charles Malveaux, a psychiatrist in Los Angeles, explains to Fast Company. A neutralized thre…

Anthropic’s Claude Code tool is having a moment: It’s recently become popular among software developers for its use of agents to write code, run tests, call tools, and multitask. In recent months the company has begun to stress that Claude Code isn’t just for developers, but can let other kinds of workers build websites, create presentations, and do research—and stories about non-coders completing interesting projects have filled social media. The latest offering, called Cowork, is a new version (and a rebranding) of Claude Code for work beyond coding, and it could dramatically widen the audience for Anthropic’s tools within the enterprise. Cowork is in “research prev…

As our attention spans and cognitive abilities are increasingly damaged by digital overuse and AI-mediated shortcuts, the ability to focus deeply and learn something in depth is quickly becoming a critical skill. Never have we had such broad access to information. And never have so many people felt unable to concentrate long enough to truly master anything. Learning is everywhere, yet depth feels elusive. In a world where artificial intelligence can retrieve, summarize, and recombine information faster than any human, what remains valuable is the capacity to incorporate it. And for that to be possible, you need to stay with a subject long enough for it to transf…

Quiet quitting. Silent space-out. Faux focus. Call it what you want, a lot of today’s workers are going through the motions on the surface while quietly powering down beneath it. Nearly half of Gen Z employees say they’re “coasting,” and overall U.S. employee engagement sits at a decade low. When engagement fades, performance becomes performative. But disengagement isn’t just a problem to solve, it’s a signal to heed. Employees aren’t turning off. They’re trying to tell us something. As CEO of SurveyMonkey, I’ve witnessed how curiosity can be the cure to the workplace phenomenon “resenteeism”—a state of resentment combined with absenteeism—which is often fueled by…

Another year, another fresh start. And if you’re like me, that fresh start often comes with the best intentions of getting into shape. But then reality hits: It’s January, it’s cold, and the idea of leaving the house to brave the gym (and all the other resolution people) is wholly unappealing. Fear not, fellow homebody. This year, we’re going to conquer those fitness goals from the comfort of our own living rooms. No gym fees, no icy commutes, no waiting in line for a treadmill. Seven (iOS/Android) For better or worse, if you have a phone and seven minutes, you no longer have an excuse. Seven is the heavy hitter in the “micro-workout” space. It focu…