What's on Your Mind?

If you’d like to do a thorough review of your portfolio and plan, here are the key steps to take. I recommend doing them over a series of sessions, not all at once. Step 1: Gather your documentation This could be your current investment statements, plus Social Security and pension. Pro tip: Set up a My Social Security account to get an overview of your benefits and earnings history. Step 2: Ask and answer: How am I doing? To find out if you’re on track to reach your financial goals, review your current portfolio balance, combined with your savings rate. Tally your contributions across all accounts. A decent baseline savings rate is 15%, but higher-income fol…

Heinz’s newest product isn’t a ketchup, or a mayo, or some Frankenstein combination of the two. It’s a box—and it’s solving a problem that’s plagued lovers of french fries for decades. The patent-pending “Heinz Dipper,” unveiled on January 13, is an innovation the company is describing as a “first-of-its-kind fry box.” At first glance, it looks like a classic french fry box that you’d get at any run-of-the-mill fast-food joint, but a closer examination reveals a pullout compartment (shaped like Heinz’s keystone logo) that can hold two packets of whatever condiment you prefer. The Heinz Dipper is debuting at more than 33 restaurant and sports stadium partners arou…

“Never skip leg day” sounds like something a swole gym bro with killer quads might harp on about. But doctors also sing the praises of lunges and split bench squats, and not for the reason you might think. In a recent article for Vogue, California-based physician Dr. Chris Renna said: “Stronger leg muscles are linked to better cognitive function in aging mainly through their effects on blood flow, metabolic health, brain structure, and physical/social activity patterns.” Muscle mass starts to decline at age 30. As the largest muscle group in the body, maintaining muscle strength in the thighs and glutes is especially important for healthy aging—and apparently, bra…

China’s trade surplus surged to a record of almost $1.2 trillion in 2025, the government said Wednesday, as exports to other countries made up for slowing shipments to the U.S. under President Donald The President’s onslaught of higher tariffs. China’s exports rose 5.5% for the whole of last year to $3.77 trillion, customs data showed, as Chinese automakers and other manufacturers expanded into markets across the globe. Imports flatlined at $2.58 trillion. The 2024 trade surplus was over $992 billion. In December, China’s exports climbed 6.6% from the year before in dollar terms, better than economists’ estimates and higher than November’s 5.9% year-on-year increase. Im…

Ikea’s new store is in the metaverse. The company announced Wednesday it’s piloting a limited-edition pop-up in Roblox’s “Welcome to Bloxburg” game offering players Ikea products they can use to decorate virtual homes. This is the first time that the Swedish furniture retailer has entered gaming in a meaningful way, since an earlier Roblox game in 2024, according to the company. It comes after noticing for years how young adults and teens were building and designing homes in games and wondering why Ikea wasn’t a part of it. “Ikea wanted to better understand how Gen Z and Gen Alpha think about furnishing and self-expression, recognizing the need to meet them on…

The State Department says it will suspend the processing of immigrant visas for citizens of 75 countries whose nationals are deemed likely to require public assistance while living in the United States. The State Department, led by Secretary Marco Rubio, said Wednesday it had instructed consular officers to halt immigrant visa applications from the countries affected in accordance with a broader order issued in November that tightened rules around potential immigrants who might become “public charges” in the U.S. The suspension will not apply to applicants seeking non-immigrant, or temporary tourist or business visas. “The The President administration is bringing …

After two years of declines, United States greenhouse gas emissions increased in 2025—a change driven by increased electricity use, due in part to data centers and cryptocurrency mining, as well as cold winter temperatures that meant homes required more heating. Emissions increased 2.4% in 2025, according to preliminary data from the research firm Rhodium Group. That’s higher than the country’s GDP growth, which increased by a projected 1.9%. That the country’s emissions grew more than its GDP is notable: Climate experts have long noted that it’s both possible and necessary to reduce emissions while still growing the economy. And for the past few years, the U.S. h…

The most dangerous people in a company are stressed leaders. I say that with full self-awareness. I’ve worked for a few and came uncomfortably close to becoming one myself. I’ve always had an impulsive temperament. On good days, it made me decisive. On bad days, reactive. Add long hours and the pressure of scaling a startup, and my emotional state began to spill onto the team. Focusing on mental health, rest, and mindfulness fundamentally changed how I build my company and how I see my role today. I’m still a CEO, but I’ve also become something else—the “chief energy officer.” What follows is everything I wish I’d known earlier about leading with emoti…

Iranian demonstrators’ ability to get details of bloody nationwide protests out to the world has been given a strong boost, with SpaceX’s Starlink satellite internet service dropping its fees to allow more people to circumvent the Tehran government’s strongest attempt ever to prevent information from spilling outside its borders, activists said Wednesday. The move by the American aerospace company run by Elon Musk follows the complete shutdown of telecommunications and internet access to Iran’s 85 million people on Jan. 8, as protests expanded over the Islamic Republic’s faltering economy and the collapse of its currency. SpaceX has not officially announced the de…

As Americans struggle with an affordability crisis—high inflation and an even higher cost of living, especially when it comes to housing—Bilt is launching three new, low interest credit cards with rates capped at 10% on new purchases for the first year—including a premium card offering with a $495 annual fee. The Bilt Card 2.0 series launches next month on February 7. “Between now and January 30, existing cardholders will be able to seamlessly transition and pre-order a new Bilt Card in their Bilt account or online,” according to a statement on the company’s website. “There is clearly a need for affordability at this point in time more than ever,” Bilt chief execu…

If you’re sick of paying for subscription services, Tesla has some bad news for you. The EV maker announced Wednesday that going forward, its Full Self-Driving (Supervised) software will only be available as a monthly subscription – not a one-time payment. Tesla CEO Elon Musk broke the news on X, the social media platform he owns, noting that the shift will happen on February 14. “FSD will only be available as a monthly subscription thereafter,” Musk wrote, offering no details about how that change would affect the software’s pricing. While the price of access to Full Self-Driving (FSD) mode has fluctuated over time, the current one-time purchase price for the sof…

Apple was the last champion of the “pay once, own forever” crowd, a safe harbor for some of the creatives fleeing Adobe’s monthly ransom. Now it has introduced Creator Studio, its own subscription-based offering that bundles together tools including Final Cut Pro, Logic Pro, Pixelmator Pro, Motion, Compressor, and MainStage (as well as newly AI-infused productivity apps like Pages and Numbers). There are already two major creative suits out there: Adobe Creative Cloud and Canva. The former is clearly oriented to the high end, enterprise, and prosumer spaces with heavyweight apps like Photoshop, Premiere, and Illustrator. The latter focuses on individual, small compani…

“I see a bunch of Americans drinking hot water with lemon and honey, eating congee, drinking hot pot, drinking more soup, eating Chinese vegetables,” one Chinese creator, Emma Peng, recently shared in a TikTok, currently with over 3 million views. “I just want to say that my culture can be your culture. You’re doing really good hydrating yourself. I’m proud of you.” The “becoming Chinese” trend is currently everywhere on the app, and while the name might give pause, it’s mostly about adopting lifestyle habits rooted in traditional Chinese medicine. In the past month or so, Chinese creators have gone viral for espousing the benefits of common Chinese cultural prac…

Scott Adams, the creator of the uber-popular and satirical comic strip Dilbert, has died. He passed away on January 13, after announcing his diagnosis of metastatic prostate cancer last spring. He was 68. On Tuesday morning, the cartoonist’s former wife, Shelly Miles, shared the news of his death during a livestream on X. Miles read from a statement that Adams had prepared himself for the occasion. “I had an amazing life,” the statement said. “I gave it everything I had. If you got any benefits from my work, I’m asking you to pay it forward as best you can. That is the legacy I want. Be useful. And please know I loved you all to the very end.” Dilbert was fi…

Silicon Valley fintech giant Bilt announced an overhaul of its credit cards on Wednesday, which notably will include an introductory rate on all card users’ interest rates at 10% for one year. The promotion comes at a time of heightened political rhetoric around the cost of credit cards, with President Donald The President announcing last week that he also is seeking a one-year cap on credit card interest rates of 10%. New York-based Bilt, which originally built its business model around earning rewards on rent and other routine purchases, has been branching out into other financial products as it has grown. The Silicon Valley-backed startup was valued last year a…

While traveling to Riyadh for the Fortune Global Forum, FII9, and the Global Health Exhibition, I witnessed something that should be a wake-up call for health systems everywhere. Saudi Arabia is already operating the kind of connected, AI-enabled healthcare infrastructure many countries are still debating how to build. At FII9, the conversation was unmistakable. Global innovation momentum is shifting toward the Middle East, and nowhere more than Saudi Arabia, where national digital platforms like Sehhaty already give millions of residents unified access to their health data. At the Global Health Exhibition, I saw population-level analytics, AI-powered diagnostics, multiom…

Breaking with the United States, Canada has agreed to cut its 100% tariff on Chinese electric cars in return for lower tariffs on Canadian farm products, Prime Minister Mark Carney said Friday. Carney made the announcement after two days of meetings with Chinese leaders. He said there would be an initial annual cap of 49,000 vehicles on Chinese EV exports coming into Canada at a tariff rate of 6.1%, growing to about 70,000 over five years. China will reduce its total tariff on canola seeds, a major Canadian export, from 84% to about 15%, he told reporters. “Our relationship has progressed in recent months with China. It is more predictable and you see results comi…

If a City is going to operate a multimodal transportation system, then it helps to understand the motivations of people who continue to choose personal cars for their short trips. Bicycle advocates often talk about this in terms of “bike trips not taken” because of a lack of quality infrastructure. Survey after survey shows that many people opt out of cycling because of gaps in the bike lane network, busy intersections to cross, or other real or perceived pain points. And case study after case study shows that when cities create comfortable and convenient bike infrastructure, more people choose to ride bikes. There’s a similar issue with public transportation tha…

Social media companies have revoked access to about 4.7 million accounts identified as belonging to children in Australia since the country banned use of the platforms by those under 16, officials said. “We stared down everybody who said it couldn’t be done, some of the most powerful and rich companies in the world and their supporters,” communications minister Anika Wells told reporters on Friday. “Now Australian parents can be confident that their kids can have their childhoods back.” The figures, reported to Australia’s government by 10 social media platforms, were the first to show the scale of the landmark ban since it was enacted in December over fears about…

Almost 1 million Frigidaire minifridges are being recalled because they pose the potential to catch fire, according to a notice from the U.S. Consumer Product Safety Commission (CPSC) released on Thursday. The notice expands an earlier recall from 2024. Canada-based Curtis International is recalling another 330,000 minifridges, on top of the 634,000 minifridges it recalled back in July of 2024. The company has received at least six reports of the model EFMIS121 minifridges catching fire, with property damages, per the CPSC notice. The minfridges were sold exclusively at Target stores nationwide and online at Target.com from January 2020 through October 2023, for a…

For a moment, Eric Adams was riding high. Fresh off trips to Dubai and the Democratic Republic of Congo, the now jobless ex-mayor of New York City was back in Times Square on Monday to announce his first initiative as a private citizen: a new cryptocurrency coin that would also serve to beat back antisemitism and “anti-Americanism.” “We’re about to change the game,” he promised, without describing how, exactly, the digital asset would support those lofty ambitions. “This thing is going to take off like crazy.” But after surging to a nearly $600 million valuation within minutes of its launch, the new coin, dubbed NYC Token, went into free fall, losing nearly 75…

Rumors are circulating of potential strike action next month from CorePower Yoga instructors, who say they are paid less per hour than the cost of a single class drop-in fee. CorePower Yoga has a cult following online, particularly for their Hot Sculpt classes, and currently has more than 200 locations across the US. But in the r/Corepower subreddit, a recent post urges members to pause or quit their membership to show support for instructors, who are fighting for fair wages and cleaner studios. “If you can stomach it to pause or quit your membership, it will benefit you as a consumer as well as the instructors who are paid on average $16/hour to teach and who a…

As protests in Iran intensify, satellite technology has become one of the only ways for people in the country to circumvent a total internet blackout and heavy restrictions on phone service. Now, as a number of people in the country turn to SpaceX—the company now providing free access to Starlink—there are growing calls for Apple to get involved, too. At least one member of Congress has now reached out to Apple urging the company to turn on satellite texting in Iran. The office of Rep. Buddy Carter, a Republican from Georgia, confirmed to Fast Company that they’d been in touch with Apple about opening up satellite messaging—which lets iPhone users send messages even w…

A major fast food franchisee has filed for Chapter 11 bankruptcy protection. The franchisee, Sailormen Inc., operates 130 Popeyes Louisiana Kitchen locations in Florida, and like the franchisees of other big-name fast food chains in recent years, has faced numerous economic headwinds. Here’s what you need to know. What’s happened? On January 15, Popeyes Louisiana Kitchen franchisee Sailormen Inc. filed for Chapter 11 bankruptcy protection in the United States Bankruptcy Court for the Southern District of Florida. Sailormen has been a Popeyes franchisee since the 1980s, and it currently operates 130 locations of the popular fried chicken chain. The conditio…

The northern lights could light up the skies above several northern states this weekend. The aurora borealis will be visible Friday and Saturday nights over North America, and most prevalent for those states on the northern border of the mainland, according to a forecast from the National Oceanic and Atmospheric Administration (NOAA) Space Weather Prediction Center. Friday offers the highest odds of visibility for most Americans, with the northern lights potentially visible in those states stretching from Washington to Maine, and as far south as Iowa. And Friday’s aurora could be brighter, with a score of 5 out of 9 on an index measuring the three-day geomagnetic…