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A high-profile mortgage and loan fraud scheme has drawn attention, leading to the sentencing of a California man who exploited vulnerable clients and government programs to enrich himself. Steven Tetsuya Morizono, also known as Jeff Lucian, received a 121-month prison sentence for his role in a crime that spanned several years and affected numerous victims. This significant ruling not only emphasizes the consequences of fraud but also serves as a warning to business owners about the potential pitfalls of unethical practices in the industry. Morizono’s operation, which he led through his company Jeff Funding, employed an array of deceptive practices. According to U.S. Att…

California’s recent signing of SB 371 signals a significant change for rideshare services, promising to make them more affordable while maintaining essential protections for drivers and riders alike. For small business owners, particularly those relying on transportation or delivery services, these reforms could reshape operational costs and customer pricing structures. At the heart of SB 371 is the effort to address one of the most pressing issues in the rideshare industry—soaring insurance costs. Passengers in California have been bearing some of the highest fares nationwide, with approximately one-third of every fare allocated to government-mandated insurance. In dens…

Small businesses often struggle with advertising due to limited budgets. However, there are many completely free ways to promote your business online and increase brand awareness. In this article, we will explore the best free small business advertising ideas that can help small businesses grow their customer base without breaking the bank. Let’s get started! What is free advertising? Free advertising refers to promoting a product or service without spending any money on advertising costs. Instead, businesses can utilize various methods such as social media channels, word-of-mouth marketing, community events, and Google search engine optimization to reach their target au…

If you’re unfamiliar with What is Canva, it’s an excellent tool for producing professional-quality designs. Many individuals are curious about whether they can sell products made with images created with Canva. In this blog post, we’ll explore the Canva personal or commercial use policy to help you understand what you can and cannot do with your creations. Can You Use Canva for Commercial Use? Canva is an excellent tool for creating stunning designs on your personal computer or mobile device, even if you aren’t a professional graphic designer. According to the license agreement, all free photos, music, and video files available on the Canva platform can be used for both…

Canva has unveiled a major expansion of its AI capabilities with the launch of Canva AI, a new suite of generative design tools introduced at Canva Create 2025. The company describes the release as its most significant AI rollout to date, bringing together new products, enhanced features, and deeper integrations to help users design, code, and create more efficiently. The new tools are part of Canva’s broader goal to “make powerful, intuitive AI tools available to everyone, so you can design, code, and create at the speed of your imagination.” Canva AI: An All-in-One Creative Partner At the center of the announcement is Canva AI, a conversational interface that combines…

Canva has introduced a range of new features aimed at enhancing presentations, collaboration, and design customization. The latest updates include offline presenting mode, interactive animations, collaboration enhancements, and AI-driven creative tools, addressing key user needs in delivering impactful presentations. Enhancing Presentation Delivery One of the most requested features from users was the ability to present without relying on an internet connection. Canva’s new Offline Presenting Mode allows users to deliver presentations seamlessly, ensuring that slides, animations, and transitions function without disruptions. This feature is designed for conferences, clie…

Canva unveiled Canva Sheets on May 14 at its Canva Create: Uncharted event, introducing a new generation of AI-powered data tools designed to make working with data simple, fast, and visual. The release marks Canva’s expansion into the world of spreadsheets, bringing together analytics, design, and automation within a unified platform. According to the announcement, Canva Sheets reimagines the traditional spreadsheet by combining structured data capabilities with Canva’s design-first approach. Users can now transform raw numbers into engaging visuals, reports, and marketing content without leaving the Canva ecosystem. A Visual-First Spreadsheet Experience Canva’s goal i…

Canva has officially launched Visual Suite 2.0, its most comprehensive product update to date, during the Canva Create 2025 event. The update introduces a suite of AI-powered tools and new features aimed at seamlessly merging creativity with productivity. According to the announcement, Visual Suite 2.0 is designed to eliminate the disconnect between productivity tools and creative platforms by allowing users to work across presentations, videos, whiteboards, websites, and spreadsheets within a single format. “Whether you’re brainstorming on a whiteboard, mapping out your strategy in a doc, or building a campaign across slides, spreadsheets, and socials, everything lives …

Cash App has announced it is beginning the rollout of Afterpay’s pay over time offerings to eligible customers across the U.S., bringing the popular Pay-in-4 product to hundreds of thousands of merchant partners starting this week. The integration marks a major step in unifying the two leading fintech brands under a new identity: Cash App Afterpay. According to the announcement, customers shopping online at participating merchants can now select $Afterpay at checkout to split purchases into installments. Eligible Cash App customers new to Afterpay will be able to begin using the pay over time service immediately through merchant websites, while existing Afterpay users wi…

Are you looking to start your entrepreneurial journey and need some ideas? Here are 25 cash flow business ideas you can start. These small businesses are easy to start, require little up-front investment, and generate a consistent flow of income. Let’s get started! What are the Characteristics of a Good Cash Flow Business? Having a steady cash flow business with recurring income is important for small business owners. Here are five characteristics of a good cash flow business: Low Overhead Costs A business with low overhead ensures that a significant portion of the revenue isn’t eaten up by fixed and variable costs. It’s the foundation of sustainability. Less money sp…

Key Takeaways Importance of Name: A strong cleaning business name establishes brand identity, attracts clients, and differentiates you in a competitive market.Memorable and Catchy: Aim for a name that is easy to remember, catchy, and possibly utilizes wordplay for lasting impression.Descriptive and Relevant: Choose names that provide clear insight into your services, enhancing both client understanding and SEO visibility.Keyword Integration: Incorporate relevant industry keywords to improve online searchability and clarity about your cleaning services.Target Audience Consideration: Tailor your cleaning business name to resonate with your ideal customers’ preferences and…

Corporate finance is undergoing a transformative shift, particularly for small to mid-sized businesses. Recent findings from Visa’s third annual Growth Corporates Working Capital Index indicate that working capital is now a pivotal growth engine rather than merely a buffer against risks. This evolution offers a wealth of opportunities for small business owners, allowing them to leverage new tools and strategies for better liquidity management. Visa’s Index, which surveyed over 1,400 CFOs and Treasurers across 10 industries and 23 countries, highlights two distinct profiles of finance leaders emerging in this landscape: the Strategic Planner and the Adaptable Accelerator.…

JPMorgan Chase is significantly enhancing its offering for affluent clients by expanding the J.P. Morgan Private Client experience to 53 Chase branches across New York, Connecticut, Florida, and Texas. This move nearly triples the availability of this tailored banking and wealth management service, aiming to better serve the needs of established clients and potentially attract small business owners who want a more personalized approach to their financial operations. With more locations than ever, qualified clients can access services designed to meet their unique financial needs through various channels, including J.P. Morgan Financial Centers, dedicated private client o…

JPMorgan Chase is stepping up its efforts to combat financial fraud and scams with a significant new initiative aimed at empowering consumers and small businesses alike. As part of a groundbreaking strategy launched in response to rising threats, Chase will host over 20 educational workshops across the U.S. during International Fraud Awareness Week. This multifaceted approach promises to enhance awareness and provide crucial resources for small business owners navigating an increasingly complex financial landscape. The initiative comes at a time when fraudulent activities are on the rise, putting both individuals and businesses at risk. Chase highlights a staggering $12 …

Chase and Marriott Bonvoy have recently unveiled enhancements to the Marriott Bonvoy Bold Credit Card, a product designed to not only elevate the travel experience for cardholders but also potentially benefit small business owners who frequently engage in both travel and everyday spending. One of the standout features is the new Travel Now, Pay Later option, which allows cardmembers to break qualifying travel purchases of $100 to $5,000 into equal monthly payments without accruing interest or incurring plan fees. This feature offers flexibility, enabling small business owners to manage travel-related expenses more easily while still earning points on those purchases. Giv…

In a significant development for small business owners who utilize Apple Card, Chase has announced that it will become the new issuer of the widely used credit card. This transition, expected to occur in approximately 24 months, aims to enhance the existing benefits of Apple Card, potentially reshaping how small business owners and consumers manage their finances. Apple Card, which debuted in 2019, has gained popularity for its innovative features such as up to 3% Daily Cash back on purchases, spending tracking tools, and the recent introduction of high-yield Savings accounts. As Chase steps in as the issuer, both companies promise to maintain these advantages while intr…

If you’re looking to improve collaboration within your team without breaking the bank, there are several effective and affordable activities to take into account. Options like Spectrum Mapping and Silent Team Building can promote communication and comprehension among team members. Furthermore, creative pursuits such as Team Acrostics or DIY Team Newspapers can strengthen group identity. These activities not solely boost morale but likewise improve teamwork. Explore these ideas further to find the best fit for your organization. Key Takeaways Engage in Spectrum Mapping to foster open dialogue and enhance team communication affordably. Use Silent Team Building to improv…

If you’re looking to start your own business without a hefty investment, exploring the cheapest franchises to own in 2025 might be your best bet. These opportunities typically require less than $50,000 to get started, making them accessible for aspiring entrepreneurs. From travel services like Cruise Planners to fitness options such as Jazzercise, there’s a range of choices available. Comprehending these options can help you make an informed decision about your future business venture. What factors should you consider before jumping in? Key Takeaways Micro-franchises cost under $1,000 and often operate from home or mobile setups, making them highly accessible. Service…

Growing cherry tomato seeds can be a lucrative venture when managed properly. Cherry tomato plants yield substantial amounts of fruit annually and are available in various types, including black cherry tomatoes, sungold cherry tomatoes, grape tomatoes, and more. Cherry tomatoes are extremely popular. Their compact size enables them to be packed with flavor, and with their many varieties, they can add a beautiful pop of color to salads and other dishes. Not to mention their health benefits. Cherry tomatoes contain vitamin C, potassium, and lycopene – even more than their larger counterparts. They are also lower in calories and carbohydrates. Cherry tomato plants need ple…

Three Chinese-owned companies, collectively known as the Greenland USA Entities, have agreed to pay over $7.3 million to settle allegations of submitting false claims to obtain Paycheck Protection Program (PPP) loans for which they were not eligible. This settlement underscores ongoing efforts to ensure that the financial aid intended for small American businesses during the COVID-19 pandemic is not misallocated. The PPP, established by Congress in March 2020, aimed to provide essential financial support to American businesses impacted by the pandemic. Loans can be forgivable if the borrowing businesses meet specific eligibility criteria, which include limitations on emp…

Key Takeaways Significance of a Strong Name: The right name is crucial for a food business as it creates the first impression and reflects your brand identity, helping you stand out in a competitive market.Simplicity and Memorability: Choosing a simple and easy-to-pronounce name enhances memorability, making it easier for customers to recall and share your business.Relevance to Cuisine: Your business name should reflect the type of cuisine you offer, ensuring potential customers immediately understand what to expect.Avoid Common Mistakes: Steer clear of unpleasant, complicated, or culturally insensitive names, and ensure you consider legal implications to protect your b…

Key Takeaways Significance of Naming: The name of your spiritual business plays a crucial role in conveying your mission and values, influencing customer perception and connection. Purpose Alignment: A well-chosen name reflects your core values and aligns with your entrepreneurial vision, attracting clients who share similar beliefs. Branding Impact: A memorable name enhances your branding strategy, supports marketing consistency, and fosters an emotional connection with your audience. Types of Names: Classic names evoke peace and wisdom, while creative names offer intrigue and uniqueness, both serving to attract your target audience. Audience Understanding: Resear…

Key Takeaways Storage Solutions: Storage unit facilities provide efficient and secure options for individuals and businesses facing space constraints, allowing for flexible storage of various items. Cost-Effective: Utilizing storage units can be a budget-friendly option, offering savings compared to leasing larger office spaces or using moving trucks, along with promotional discounts. Enhanced Security: Most facilities are equipped with advanced security features, such as 24/7 surveillance and gated access, ensuring the safety of stored items. Types of Storage: Understanding the options between indoor and outdoor storage can help businesses optimize operations and c…

As the holiday season approaches, small business owners will be relieved to hear about Google Chrome’s latest autofill improvements. With the hectic pace of end-of-year shopping and planning, anything that reduces friction during online transactions is particularly welcome. Google aims to transform troublesome tasks into seamless experiences, allowing you to fill in forms faster and more efficiently than ever. In a recent press release, Google announced four key enhancements to Chrome’s autofill functionality. These updates address everyday challenges that many small business owners face, especially as they juggle digital tasks with momentous year-end responsibilities. T…

As artificial intelligence (AI) continues to redefine the business landscape, small business owners may wonder how they can effectively harness its power to drive growth. A recent checklist released by a leading Chief Information Officer (CIO) outlines five critical steps that can help businesses maximize their return on investment (ROI) from AI technologies. The checklist provides a roadmap for small business owners who may feel overwhelmed by the rapid pace of AI advancements. It emphasizes that a structured approach can lead to significant improvements in efficiency and productivity, ultimately translating to a better bottom line. Key takeaways from the CIO’s checkli…