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In an era where digital transformation is not just an option but a necessity, PayPal is making significant strides towards reshaping ecommerce through its collaboration with NVIDIA’s open AI models. This partnership aims to bolster the capabilities of PayPal’s services, making them even more beneficial for small businesses looking to streamline operations and enhance customer experiences. PayPal has announced the integration of NVIDIA’s Nemotron open models into its commerce services. This initiative not only highlights the company’s commitment to innovative solutions but also underscores the growing importance of AI in the ecommerce landscape. For small business owners,…

In a major move set to redefine e-commerce experiences, PayPal has partnered with Perplexity to integrate its payment solutions directly into the AI-powered shopping platform. This innovation allows consumers to shop and purchase items seamlessly while engaging with Perplexity’s chat interface—a development that’s poised to benefit small business owners significantly. As of November 25, 2025, U.S. users can transition directly from product research to checkout within Perplexity. Merchants can now list their catalogs through PayPal, making their products easily discoverable while ensuring secure transactions. Michelle Gill, General Manager of Small Business and Financial …

PayPal Holdings, Inc. announced Wednesday that it has surpassed $30 billion in global loan originations, providing more than 1.4 million loans and cash advances to over 420,000 business accounts worldwide since 2013. The milestone underscores the company’s ongoing role in addressing the persistent challenge of capital access for small businesses. Small businesses account for more than 43% of the U.S. GDP and nearly 40% of private sector payroll, yet more than three-quarters of them remain concerned about securing the capital needed to sustain or grow their operations. In response to this concern, PayPal continues to expand its suite of financing solutions tailored to the…

In a significant move aimed at modernizing the shopping experience, PayPal has partnered with Microsoft to launch Copilot Checkout. This innovation promises to help small business owners tap into AI-powered e-commerce, enabling customers to discover and purchase products without navigating away from the platform. As shoppers increasingly demand seamless online experiences, Copilot Checkout offers a streamlined approach. With this integration, users can browse merchant inventories and complete transactions directly through Copilot.com, thanks to PayPal’s robust payment solutions. This ensures merchants benefit from involved buyers who are equipped with the tools for infor…

PayPal announced today that it will launch a new loyalty program this summer, enabling U.S. users to earn rewards on their holdings of PayPal USD (PYUSD). The company will offer a 3.7% annual reward rate in PYUSD for balances held in PayPal or Venmo wallets. The initiative marks a significant step in PayPal’s effort to expand the utility of its U.S. dollar-backed stablecoin. Once launched, users will be able to use earned rewards to make purchases through PayPal Checkout, send funds to other PayPal or Venmo users, convert rewards to fiat or other cryptocurrencies, and fund international remittances through Xoom without incurring transaction fees. “At PayPal, we believe …

PayPal has made a significant leap into the evolving landscape of commerce with the launch of its agentic commerce services. Designed to empower small businesses in the age of artificial intelligence, this new suite of solutions aims to enhance customer engagement and future-proof operations. As AI continues to reshape shopping experiences, PayPal’s innovative offerings provide tangible benefits for merchants looking to adapt. With partnerships established with platforms such as Wix, Cymbio, Commerce (BigCommerce & Feedonomics), and Shopware, PayPal’s services are tailored to enable seamless product discovery on AI-driven channels, including the emerging platform Per…

PayPal has recently unveiled how its Transaction Graph Insights and Measurement program aims to transform advertising for small businesses. This innovative tool offers merchants a superior understanding of consumer behaviors beyond traditional metrics. With the ability to analyze actual purchase patterns rather than simply clicks and impressions, small business owners can harness data more effectively to inform their marketing strategies. The core of PayPal’s new offering lies in its unique Transaction Graph, which synthesizes data from over 430 million consumer accounts and tens of millions of merchants. This allows businesses to identify high-intent shoppers across mul…

As National Cybersecurity Awareness Month unfolds, PayPal is stepping up its efforts to educate consumers about the growing menace of phishing scams. For small business owners, understanding these scams is crucial not just for their own financial security but also for protecting their customers and employees. The Rise of Phishing Scams Phishing scams have evolved into increasingly sophisticated traps designed to trick individuals into revealing sensitive information or transferring money. These scams can manifest through various channels—emails, texts, or calls—often impersonating reputable brands or individuals to gain trust. The urgency created by these unsolicited me…

Pennsylvania Attorney General Dave Sunday has issued an advisory urging consumers to be cautious of a growing cyber scam involving fraudulent invoices sent through PayPal. The scam targets email users by sending repeated payment requests that appear urgent, often including a toll-free number directing victims to a scammer posing as customer support. Scammers exploit PayPal’s invoicing system by sending deceptive payment requests to users’ email inboxes. The messages often contain a phone number and a directive to call, leading victims to fraudulent operators attempting to extract personal and financial information. “Scammers are well aware that many Pennsylvanians rely …

This week on “The Exit Strategy” we talk about how when you create a business, you have to know when the right time to exit is. This is a talent not too many entrepreneurs have mastered. It’s hard to “go out” on top! Peter Shankman’s first major exit, The Geek Factory, stemmed from a realization that both he and the market had become complacent. He knew it was time to move on when the work started feeling “too easy.” This sense of ease, while comfortable, was actually a warning sign that innovation had stalled. If you find yourself coasting through work without challenge or excitement, it may signal stagnation, either in your own engagement or in the market itself. Comp…

Photoroom announced the launch of three new AI-powered tools — Product Beautifier, Product Staging, and Virtual Model — all leveraging OpenAI’s latest image-generation technology, gpt-image-1. The announcement, made on April 23, 2025, marks Photoroom as one of the first companies globally, and in Europe, to integrate OpenAI’s powerful new image API. According to Photoroom, the new tools are designed to provide businesses of all sizes with access to professional-grade product visuals without the need for expensive equipment, traditional photoshoots, or advanced editing skills. The company says these innovations will help entrepreneurs and small businesses create high-conv…

Pinterest has announced a global rollout of new transparency tools aimed at helping users identify and manage generative AI (Gen AI) content across its platform. After months of testing, the company is officially introducing “AI modified” labels on image Pins that may have been generated or altered using AI technologies. “As people encounter AI-generated content on Pinterest, we are empowering our users to make more informed choices about the content they see,” said Matt Madrigal, Chief Technology Officer. “Gen AI content on Pinterest should enhance users’ ability to discover and act on their inspiration, and we are intentionally approaching this new landscape in a thoug…

Pipedrive has released a new report, The Evolving Role of AI in Sales Workload Management, underscoring how artificial intelligence is reshaping sales roles and optimizing workload distribution. The report finds that AI is no longer just an automation tool but a crucial assistant that enhances sales efficiency and enables professionals to focus on high-value activities. According to the report, AI is increasingly being used to streamline administrative tasks such as data entry, lead enrichment, and CRM record maintenance. “AI is becoming the hardest-working assistant in sales, taking care of the repetitive administrative tasks that have long demanded valuable time from …

Google’s latest announcement about expanding key features of its Pixel smartphones could significantly impact small business owners. With the integration of advanced AI technologies like Scam Detection and Call Notes, the Pixel 9+ is now poised to enhance productivity and security for users across various regions including the U.K., Ireland, India, Australia, and Canada. Scam Detection serves as a critical tool for small businesses frequently targeted by scammers. By identifying and alerting users to dubious speech patterns during phone calls, this feature provides peace of mind for business owners. As small business operations heavily rely on phone communications, the a…

If you operate an embroidery business, having the proper supplies is essential for your success. It’s important to locate dependable suppliers for everything from embroidery designs to threads and machines. In this article, you’ll find sources for all the embroidery supplies necessary to ensure your business runs efficiently. The Embroidery Market The embroidery market is projected to experience significant growth in the future. According to industry reports, the market is expected to expand at a compound annual growth rate (CAGR) of 10.02% during the forecast period, which will result in a market value of about $5.4 billion in the coming years. The growth can be attribu…

Microsoft Excel is not only a widely used and versatile software but also the standard application for spreadsheets. Proficiency in Excel is essential for business professionals. Numerous online Excel courses are available to help you acquire the skills necessary to maximize your use of Excel for your business needs. Why You Should Take an Excel Course Microsoft Excel is an industry-standard spreadsheet program, and it continually adds different features and functions. Learning how to use Excel and keeping up with the new features is important. Here is why you should take a course: Increased efficiency and productivity Reporting Made Easier Perform complex calculations…

As a small business owner, freelance photographer, or budding entrepreneur in the field of photography, choosing a suitable portrait lens is an essential step. This guide will help you understand the different types of portrait lenses and the factors you should consider while choosing the one that best fits your needs. What Are Portrait Lenses? A portrait lens is a specialized tool designed to capture stunning, intimate images of people. These lenses, often used by professional portrait photographers, offer a focal length and maximum aperture that provides a flattering perspective and an appealing shallow depth of field. The focal length refers to the distance between t…

Poshmark has announced the launch of Smart List AI, an artificial intelligence-driven feature designed to simplify and enhance the resale experience for sellers. Set to debut for iOS users in the U.S. and Canada in February 2025, Smart List AI aims to automate listing creation, reducing the time and effort required to sell items on the platform. Smart List AI allows sellers to generate detailed and compelling listings using a single photo, leveraging AI to optimize descriptions and product details. “The introduction of Smart List AI marks a pivotal step in Poshmark’s journey to develop new and practical opportunities for AI to reimagine the secondhand shopping experienc…

PostcardMania, the marketing technology firm based in Florida, announced Wednesday the addition of snap-apart mailers to its automated direct mail offerings. The move comes through its technology-focused division, PCM Integrations, and expands the company’s range of affordable, high-response marketing tools for small and mid-sized businesses. Snap-apart, or snap-pack mailers, are sealed documents with perforated tear-off edges. Often used by government agencies, the format gives the appearance of official correspondence and is designed to convey urgency. According to the company, this format boasts a 95% open rate and can be particularly effective in increasing response …

Power strips and surge protectors have become an integral part of our lives, often more so than we realize. Power strips can make all the difference for small businesses, ensuring that all the essential devices are powered up and functioning seamlessly. This guide will take you through the world of power strips, surge protectors, smart power strips, and USB power strips, providing you with all the information you need to make an informed decision. Understanding Power Strips and Surge Protectors What is a Power Strip? A power strip, sometimes known as an extension block, is a block of electrical sockets attached to the end of a flexible cable (power cord) that plugs into …

A significant case has emerged from the U.S. Small Business Administration (SBA) stemming from fraudulent activities that exploited pandemic relief measures, particularly the Paycheck Protection Program (PPP). On November 21, 2025, Stephanie Hockridge, co-founder of a lender service provider named Blueacorn, was sentenced to 10 years in federal prison for her role in a scheme that defrauded the program of over $63 million. This incident serves as a stark reminder for small business owners navigating federal assistance programs. The PPP, part of the Coronavirus Aid, Relief, and Economic Security (CARES) Act, was designed to provide emergency funds to help small businesses…

Nathan Reis, co-founder of a lender service provider, recently received a ten-year prison sentence for orchestrating a scheme that fraudulently acquired over $65 million in Paycheck Protection Program (PPP) loans, a key relief measure under the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This case serves as a striking reminder of the potential pitfalls in pursuing federal funding and the repercussions of misusing taxpayer dollars. The sentence was delivered by U.S. District Judge Barbara M.G. Lynn, aimed squarely at reinforcing accountability in the wake of extensive fraud during a national crisis. Reis was also ordered to pay over $66 million in restitut…

Planning to rent some property? Mastering all the legalities of leasing rental property can be overwhelming. How do you account for all potential scenarios and risks? A lease agreement is a binding contract between a landlord and a tenant that defines all the terms of a rental, and any property owner can purchase an inexpensive lease agreement printable to simplify the leasing process. The Benefits of a Printable Lease Agreement Regardless of whether the leased property is a house, office, room, or car, utilizing a printable lease agreement offers numerous advantages. Lease agreement templates are not only very affordable, typically priced at $3 or less, but they also pr…

Private sector hiring slowed sharply in May, with just 37,000 jobs added, according to the latest ADP National Employment Report released Wednesday. The monthly data, produced by ADP Research Institute in collaboration with the Stanford Digital Economy Lab, also shows annual pay rose 4.5% compared to the same time last year. “After a strong start to the year, hiring is losing momentum,” said Dr. Nela Richardson, chief economist at ADP. “Pay growth, however, was little changed in May, holding at robust levels for both job-stayers and job-changers.” The May increase in private employment marks the lowest hiring pace since March 2023. Jobs in the goods-producing sector dec…

Private sector employment in the U.S. grew by 62,000 jobs in April, while annual pay increased by 4.5 percent, according to the April 2025 ADP National Employment Report. The report, released by ADP Research Institute in collaboration with the Stanford Digital Economy Lab, offers an independent, high-frequency view of private-sector labor market trends based on payroll data from over 25 million U.S. employees. “Unease is the word of the day. Employers are trying to reconcile policy and consumer uncertainty with a run of mostly positive economic data,” said Dr. Nela Richardson, chief economist at ADP. “It can be difficult to make hiring decisions in such an environment.” …