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PM due to hold crunch meeting with health secretary Wes Streeting after challenging rivals to launch leadership bidsView the full article

Lawyer Kyle Diamantas appointed FDA’s acting leader as concerns mount over hantavirus outbreakView the full article

Unlock the power of local SEO. Discover how to build authoritative pages that improve your visibility in AI search results. The post How To Build Local Pages That Win In AI-Powered Search appeared first on Search Engine Journal. View the full article

The founders of Crumbl are stepping down. The move comes amid a “planned transition” for the cookie chain, the leaders shared in an X post on Monday. The post, shared by CEO Jason McGowan, explained that he, along with co-founder and chief brand officer Sawyer Hemsley, as well as chief technology officer Bryce Redd will all be leaving their roles permanently. The three will remain in their positions until they find outside replacements through “rigorous hiring process.” The post explained that the leaders would remain closely connected to the brand with McGowan becoming chairman of the board and Hemsley and Redd as board members. “I believe now is the right time to bring in new leadership through an open search process. That is why I am sharing this now,” the post explained. It continued, “Getting the right people in place matters a lot, and I believe an open process will allow us to find the very best leadership to support Crumbl’s future success and stay involved to support a smooth transition.” The letter added that moving forward, the company will “focus on scale” and the kinds of “innovation” that makes it a stand-out brand. Whether you can’t get enough Crumbl or can’t stand the large cookies, many of which are served cold or with tons of toppings, the name itself evokes strong opinions from dessert lovers. Some social media users have even gotten in the habit of reviewing Crumbl cookies merely to drag them on the internet. Regardless of the haters, the brand, which was founded by McGowan and Hemsley in 2017 has grown to become a giant in the dessert industry. Currently, there are around 1,100 Crumbl locations across the U.S. However, the brand fell victim to mass layoffs in 2023, cutting about 10% off its corporate workforce that year. Likewise, Crumbl has closed at least 19 underperforming stores in recent years. However, after rumors began to swirl that the brand itself would shutter, Rhonda Bromley, Crumbl’s VP of public relations, told Fast Company that those rumors were false and they are focused on the future. “We have no plans for growth to stop and will be opening many more stores in both the United States and Canada in 2026,” Bromley said at the time. View the full article

Builders Capital Exchange has a $2 billion multi-year annual funding commitment, while RCLCO Fund Advisors creates joint venture which will acquire communities. View the full article

When managing a small business, choosing the right bookkeeping solution is essential for maintaining financial health. Several options cater to different needs, from thorough features to cost-effective plans. For instance, Intuit QuickBooks Online offers robust capabilities, whereas Xero is known for its affordability and strong invoicing tools. FreshBooks focuses on freelancers with its project management features, and Wave provides a free option for very small businesses. Zoho Books improves efficiency through automation. What sets these solutions apart? Key Takeaways Intuit QuickBooks Online offers a user-friendly interface, extensive integrations, and robust features for cash flow management, starting at $35 per month. Xero provides a cost-effective solution at $15 per month, with features like receipt capturing and integration with over 1,000 apps. FreshBooks is ideal for freelancers, starting at $19 per month, with professional invoicing and project management tools. Wave is a free platform perfect for freelancers and very small businesses, offering unlimited invoicing and basic financial reporting. Zoho Books offers a free plan for managing up to 100,000 invoices annually, with powerful automation and thorough financial reporting capabilities. Intuit QuickBooks Online If you’re looking for an extensive bookkeeping solution, Intuit QuickBooks Online stands out as a popular choice among small businesses. Starting at $35 per month, it offers various pricing plans customized to different business needs. The platform provides crucial features like tax help, cash flow management, and reporting, which can streamline your financial processes. Its user-friendly interface and real-time cash flow dashboard make managing finances straightforward. QuickBooks Online as well integrates with over 750 third-party applications, including PayPal and Etsy, enhancing its functionality. For growing businesses, advanced plans support up to 25 users and include extensive inventory management capabilities. Security is a priority, with robust measures like encryption technology and customizable user access to safeguard sensitive financial data. With its AI bookkeeping capabilities, this software serves as an efficient bookkeeping solution, ensuring you have the tools necessary for effective financial management. Xero Xero serves as a cloud-based accounting solution customized for small businesses, starting at just $15 per month, which includes a 50% discount for the first three months. With the basic plan, you can send up to 20 invoices and quotes monthly, and utilize features like receipt capturing and auto-calculating sales tax. This can simplify your financial tasks considerably. Xero integrates seamlessly with over 1,000 third-party applications, including top services like Stripe, PayPal, and Square, enhancing its functionality. It likewise provides tools for managing W-9 and 1099 payments, making it easier for you to handle compliance. Furthermore, Xero offers features to help predict future cash flow, with plans available under $100 per month. Designed to be user-friendly, it’s suitable for small business owners without extensive accounting knowledge. FreshBooks As you explore bookkeeping solutions, FreshBooks stands out with its customized offerings for freelancers and service-based businesses. Starting at $19 per month, FreshBooks provides four personalized packages designed to meet your specific needs. The software features easy receipt uploading, expense categorization, and professional invoicing, all optimized for mobile use, making it convenient to manage your finances on the go. You can take advantage of a 30-day free trial, which allows you to explore the platform before making a commitment. One of the significant benefits is the automatic expense categorization, simplifying your tax preparation and overall financial management. Furthermore, FreshBooks includes project management tools that improve client communication and enable efficient time tracking for projects. This integration helps you stay organized and boosts productivity, ensuring you can focus on what you do best—serving your clients. Wave When you’re looking for a cost-effective bookkeeping solution, Wave should be on your radar, particularly since it offers a completely free platform with no monthly subscription fees. This makes it ideal for freelancers and very small businesses. Wave includes features like unlimited invoicing, receipt scanning, and automatic expense categorization, all designed to simplify your financial management. You can additionally synchronize your bank and credit card accounts for seamless transaction imports, enhancing accuracy in your financial tracking. Plus, Wave provides basic financial reporting capabilities, allowing you to generate key insights into your business performance at no cost. Feature Description Pricing Free, with a Pro plan at $16/month Invoicing Unlimited invoicing available Expense Management Automatic expense categorization Reporting Basic financial reporting provided While the free plan covers fundamental needs, consider upgrading for added features. Zoho Books For small to medium-sized businesses seeking a robust bookkeeping solution, Zoho Books stands out with its extensive features and user-friendly interface. It offers a free plan that allows you to manage up to 100,000 invoices annually, including multi-lingual invoicing capabilities. This software automates recurring tasks, streamlining your bookkeeping process as it provides thorough financial reporting that improves efficiency. Zoho Books integrates seamlessly with multiple bank accounts and credit cards, enabling real-time financial tracking. Advanced features like vendor management and budgeting tools cater to your business’s growing needs. You can access Zoho Books via web browsers and mobile apps for both iOS and Android, making it easy to manage your finances on-the-go. If you’re already using other Zoho products, you’ll find that it focuses on automation, further boosting productivity and simplifying your operations. With these capabilities, Zoho Books is a strong contender for your bookkeeping needs. Frequently Asked Questions What Is the Best Bookkeeping Method for a Small Business? The best bookkeeping method for your small business often involves using accounting software that fits your specific needs. Consider cloud-based solutions like QuickBooks Online or Xero, which allow real-time access and collaboration. Automating tasks within this software can likewise minimize manual errors and save you time. Regularly reconciling your bank statements with your records is vital for accuracy. Finally, choose a method that integrates well with your other tools for streamlined management. What Is the Best Accounting Software for a Small Business? When choosing accounting software for your small business, consider your specific needs. QuickBooks Online offers robust features for automation, whereas FreshBooks is great for service-oriented businesses. If you’re budget-conscious, Xero’s basic plan is affordable, and Wave provides free accounting tools suitable for freelancers. Zoho Books stands out with its extensive features, including multilingual invoicing. Assess each option based on your business model, budget, and desired functionalities to find the best fit. What Kind of Bookkeeping Is Used by Small Businesses? Small businesses typically use either cash-based or accrual-based bookkeeping methods. Cash accounting records transactions when cash is exchanged, whereas accrual accounting recognizes income and expenses when they’re earned or incurred. Many businesses rely on accounting software like QuickBooks or Xero to manage these tasks efficiently. Key bookkeeping activities include invoicing, expense tracking, and bank reconciliations, ensuring accurate financial records and compliance with tax regulations. Choosing the right method depends on your business needs and cash flow. What Is Better and Easier Than Quickbooks? If you’re looking for alternatives to QuickBooks, consider options like Xero, FreshBooks, or Wave. Xero offers a simple interface and features like receipt capturing, starting at $15/month. FreshBooks stands out in invoicing for service-based businesses, beginning at $19/month. If you want a free option, Wave provides unlimited invoicing and expense tracking. Each of these solutions offers unique features that might better suit your business needs without the complexity of QuickBooks. Conclusion In conclusion, choosing the right bookkeeping solution is crucial for the efficiency and success of your small business. Each option—QuickBooks Online, Xero, FreshBooks, Wave, and Zoho Books—offers unique features customized to different needs and budgets. Whether you require detailed capabilities, cost-effectiveness, or automation, there’s a solution that fits your requirements. Evaluating these tools based on your specific business activities will help streamline your financial management and eventually contribute to your business’s growth. Image via Google Gemini This article, "Top 5 Bookkeeping Solutions for Small Businesses" was first published on Small Business Trends View the full article

When managing a small business, choosing the right bookkeeping solution is essential for maintaining financial health. Several options cater to different needs, from thorough features to cost-effective plans. For instance, Intuit QuickBooks Online offers robust capabilities, whereas Xero is known for its affordability and strong invoicing tools. FreshBooks focuses on freelancers with its project management features, and Wave provides a free option for very small businesses. Zoho Books improves efficiency through automation. What sets these solutions apart? Key Takeaways Intuit QuickBooks Online offers a user-friendly interface, extensive integrations, and robust features for cash flow management, starting at $35 per month. Xero provides a cost-effective solution at $15 per month, with features like receipt capturing and integration with over 1,000 apps. FreshBooks is ideal for freelancers, starting at $19 per month, with professional invoicing and project management tools. Wave is a free platform perfect for freelancers and very small businesses, offering unlimited invoicing and basic financial reporting. Zoho Books offers a free plan for managing up to 100,000 invoices annually, with powerful automation and thorough financial reporting capabilities. Intuit QuickBooks Online If you’re looking for an extensive bookkeeping solution, Intuit QuickBooks Online stands out as a popular choice among small businesses. Starting at $35 per month, it offers various pricing plans customized to different business needs. The platform provides crucial features like tax help, cash flow management, and reporting, which can streamline your financial processes. Its user-friendly interface and real-time cash flow dashboard make managing finances straightforward. QuickBooks Online as well integrates with over 750 third-party applications, including PayPal and Etsy, enhancing its functionality. For growing businesses, advanced plans support up to 25 users and include extensive inventory management capabilities. Security is a priority, with robust measures like encryption technology and customizable user access to safeguard sensitive financial data. With its AI bookkeeping capabilities, this software serves as an efficient bookkeeping solution, ensuring you have the tools necessary for effective financial management. Xero Xero serves as a cloud-based accounting solution customized for small businesses, starting at just $15 per month, which includes a 50% discount for the first three months. With the basic plan, you can send up to 20 invoices and quotes monthly, and utilize features like receipt capturing and auto-calculating sales tax. This can simplify your financial tasks considerably. Xero integrates seamlessly with over 1,000 third-party applications, including top services like Stripe, PayPal, and Square, enhancing its functionality. It likewise provides tools for managing W-9 and 1099 payments, making it easier for you to handle compliance. Furthermore, Xero offers features to help predict future cash flow, with plans available under $100 per month. Designed to be user-friendly, it’s suitable for small business owners without extensive accounting knowledge. FreshBooks As you explore bookkeeping solutions, FreshBooks stands out with its customized offerings for freelancers and service-based businesses. Starting at $19 per month, FreshBooks provides four personalized packages designed to meet your specific needs. The software features easy receipt uploading, expense categorization, and professional invoicing, all optimized for mobile use, making it convenient to manage your finances on the go. You can take advantage of a 30-day free trial, which allows you to explore the platform before making a commitment. One of the significant benefits is the automatic expense categorization, simplifying your tax preparation and overall financial management. Furthermore, FreshBooks includes project management tools that improve client communication and enable efficient time tracking for projects. This integration helps you stay organized and boosts productivity, ensuring you can focus on what you do best—serving your clients. Wave When you’re looking for a cost-effective bookkeeping solution, Wave should be on your radar, particularly since it offers a completely free platform with no monthly subscription fees. This makes it ideal for freelancers and very small businesses. Wave includes features like unlimited invoicing, receipt scanning, and automatic expense categorization, all designed to simplify your financial management. You can additionally synchronize your bank and credit card accounts for seamless transaction imports, enhancing accuracy in your financial tracking. Plus, Wave provides basic financial reporting capabilities, allowing you to generate key insights into your business performance at no cost. Feature Description Pricing Free, with a Pro plan at $16/month Invoicing Unlimited invoicing available Expense Management Automatic expense categorization Reporting Basic financial reporting provided While the free plan covers fundamental needs, consider upgrading for added features. Zoho Books For small to medium-sized businesses seeking a robust bookkeeping solution, Zoho Books stands out with its extensive features and user-friendly interface. It offers a free plan that allows you to manage up to 100,000 invoices annually, including multi-lingual invoicing capabilities. This software automates recurring tasks, streamlining your bookkeeping process as it provides thorough financial reporting that improves efficiency. Zoho Books integrates seamlessly with multiple bank accounts and credit cards, enabling real-time financial tracking. Advanced features like vendor management and budgeting tools cater to your business’s growing needs. You can access Zoho Books via web browsers and mobile apps for both iOS and Android, making it easy to manage your finances on-the-go. If you’re already using other Zoho products, you’ll find that it focuses on automation, further boosting productivity and simplifying your operations. With these capabilities, Zoho Books is a strong contender for your bookkeeping needs. Frequently Asked Questions What Is the Best Bookkeeping Method for a Small Business? The best bookkeeping method for your small business often involves using accounting software that fits your specific needs. Consider cloud-based solutions like QuickBooks Online or Xero, which allow real-time access and collaboration. Automating tasks within this software can likewise minimize manual errors and save you time. Regularly reconciling your bank statements with your records is vital for accuracy. Finally, choose a method that integrates well with your other tools for streamlined management. What Is the Best Accounting Software for a Small Business? When choosing accounting software for your small business, consider your specific needs. QuickBooks Online offers robust features for automation, whereas FreshBooks is great for service-oriented businesses. If you’re budget-conscious, Xero’s basic plan is affordable, and Wave provides free accounting tools suitable for freelancers. Zoho Books stands out with its extensive features, including multilingual invoicing. Assess each option based on your business model, budget, and desired functionalities to find the best fit. What Kind of Bookkeeping Is Used by Small Businesses? Small businesses typically use either cash-based or accrual-based bookkeeping methods. Cash accounting records transactions when cash is exchanged, whereas accrual accounting recognizes income and expenses when they’re earned or incurred. Many businesses rely on accounting software like QuickBooks or Xero to manage these tasks efficiently. Key bookkeeping activities include invoicing, expense tracking, and bank reconciliations, ensuring accurate financial records and compliance with tax regulations. Choosing the right method depends on your business needs and cash flow. What Is Better and Easier Than Quickbooks? If you’re looking for alternatives to QuickBooks, consider options like Xero, FreshBooks, or Wave. Xero offers a simple interface and features like receipt capturing, starting at $15/month. FreshBooks stands out in invoicing for service-based businesses, beginning at $19/month. If you want a free option, Wave provides unlimited invoicing and expense tracking. Each of these solutions offers unique features that might better suit your business needs without the complexity of QuickBooks. Conclusion In conclusion, choosing the right bookkeeping solution is crucial for the efficiency and success of your small business. Each option—QuickBooks Online, Xero, FreshBooks, Wave, and Zoho Books—offers unique features customized to different needs and budgets. Whether you require detailed capabilities, cost-effectiveness, or automation, there’s a solution that fits your requirements. Evaluating these tools based on your specific business activities will help streamline your financial management and eventually contribute to your business’s growth. Image via Google Gemini This article, "Top 5 Bookkeeping Solutions for Small Businesses" was first published on Small Business Trends View the full article

Lawmakers demand answers as mounting cost of conflict weighs on the economyView the full article

The 90-day-plus delinquency rate on student loans hit 10.3% in the first quarter, and New York Fed researchers warn that a second wave of defaults could be coming. Evidence is mixed regarding the likely impact on other consumer-lending segments. View the full article

Meta founder, chairman, and CEO Mark Zuckerberg announced on Tuesday that the company’s Meta Connect conference, which offers a glimpse into what the tech giant sees as the future, will take place September 23–24. The conference is typically a major event for the company. Last year, Meta used the stage to debut its AI glasses. Though little is known about what Zuckerberg plans to showcase this year, he has at least offered a preview of the conference vibes via a new Spotify playlist. Shared alongside the announcement, the “Connect 2026 Vibes” playlist consists of five extremely mainstream, EDM-adjacent pop tracks, including Jack Harlow’s new release “Say Hello” (perhaps best known for the terrible hat Harlow wore while promoting it), a remix of Tame Impala’s “Dracula,” and “Born Again” by Thai artist Lisa featuring Doja Cat and RAYE. The overall effect is less “visionary tech summit” and more “college party hosted by a startup accelerator.” Zuckerberg has revealed increasingly more about his music taste in recent years, often while trying to project a looser, cooler public image. Last year, for his wife’s 40th birthday, he dressed up as Benson Boone. He also shared an acoustic version of “Get Low” by Lil Jon & The East Side Boyz that he recorded with T-Pain, with the pair billing themselves as “Z-Pain.” His Spotify profile offers additional clues. Artists Zuckerberg follows include millennial-era staples like Taio Cruz, Gym Class Heroes, Cher Lloyd, and fun., alongside bigger mainstream names like Florence and the Machine, Drake, Lady Gaga, and Pitbull. The only other playlist Zuckerberg has publicly shared, “2004 facebook coding jams,” paints a noticeably angstier picture, featuring tracks from Trapt, Hoobastank, and Linkin Park. (Zuck still follows Linkin Park co-founder Mike Shinoda’s solo work on Spotify.) Zuckerberg’s image may have evolved over the years, from the Caesar cut to curls and oversized chains, but one thing has remained constant: “Harder, Better, Faster, Stronger” by Daft Punk. The track appears on both the Connect 2026 playlist and his old “2004 facebook coding jams,” making it feel the closest we’ll get to a personal mission statement. View the full article

When Threads launched in 2023, it was almost entirely defined in relation to other platforms: It was an offshoot of Instagram, an alternative to Twitter, and a competitor to Bluesky. Three years later, the platform is finally ready to strike out on its own, starting with a few subtle but meaningful changes to its brand identity. This week, Threads quietly debuted a refreshed logo and wordmark, which officially rolled out to users on May 11. After some eagle-eyed fans noticed the small changes, Threads’ head of design Christopher Clare posted an explanation to the platform: “It’s been almost 3 years since Threads launched—essentially as a side project of Instagram—so we were due for an update that better reflects the brand and where it’s headed: a new, standalone era,” he wrote. When Threads first joined the internet ecosystem, it made sense for the platform’s logo and wordmark to echo Instagram’s design. The look leveraged users’ familiarity with Instagram to boost sign-ups, which require an existing Instagram account. In the long term, though, it set Threads up with a kind of younger sibling identity that lived under Instagram’s shadow rather than outside it. The updated look is not a design revelation—but it is a signal that Meta Platforms (Threads’ parent company) thinks Threads is ready to establish a brand name of its own. Threads’ moment of clarity Threads launched on July 6, 2023, in the midst of a user firestorm over a slew of unpopular changes made to X (then Twitter) by its new owner Elon Musk. The fortuitous timing saw immediate results: The platform notched a record-breaking 100 million sign-ups in its first few days. At the time, Meta CEO Mark Zuckerberg wrote that his moonshot goal for the platform was an eventual one billion users. After the initial frenzy of Musk-hate-fueled downloads, Threads sign-ups cooled off a little. On its first birthday, the platform had 175 million monthly active users. As of August 2025, though, that number had jumped up to 400 million. Meta is clearly investing in the platform’s development, testing new features like Snapchat-esque “ghost-posts” (introduced in October) and an algorithm adjuster called “Dear Algo” (introduced in February). In just a few years, Threads has managed to cultivate its own audience and carve out a unique niche for itself. And, according to Clare, it was time that the platform’s look matched its size. “Instagram was the on-ramp,” Clare says. “But as Threads has grown and developed its own community and product identity, the visual connection started working against us. Users weren’t always distinguishing Threads from Instagram content, and the brand wasn’t doing enough to communicate what Threads is for—public conversation. The refresh is a clarity move: making Threads instantly recognizable on its own, wherever it shows up.” Designing for online dialogue The changes to Threads’ look center around one key goal: excising a bit of the “Instagram” out of Threads. The original Threads wordmark, Clare says, used a similar “weight, geometry, and upright posture to Instagram’s logotype—round, neutral, clean.” For this update, his team gave the wordmark an italic forward lean and reworked its angled terminals, giving them a chiseled effect that makes the whole word look like it’s zooming forward. Meanwhile, the logo has undergone a more obvious treatment in collaboration with the design team Studio Nari. It’s still a stylized “@” symbol, but it’s now a bit more curvy and cocked to the side. The square-ish shape of the original looked like a close relative of the Instagram logo, whereas this new version is more of an acquaintance. “The new logo is drawn in one continuous line—no breaks, no separate strokes,” Clare says. “It’s a single path. That was an intentional choice: it reflects how conversation on Threads flows continuously. Like the wordmark, it leans forward. The overall shape is a simplification that’s designed to read cleanly at small sizes (app icon, notification badge) while carrying more energy than the previous version.” In some ways, the most important element of Threads’ new look is not the actual visual change, but the obvious work that the team dedicated to understanding how Threads’ brand should look and feel outside of Instagram. Compared to Instagram’s visuals-based, design-forward feed, Threads is all about daily, fast-moving discourse. “It’s meant to feel like movement,” Clare explains of the new wordmark, “like conversation already in progress.” View the full article

A few years ago, I sat across from the CEO of a Fortune 500 company who told me, “We can’t find people who can solve problems.” When I asked him where he thought the issue began, he answered, “Somewhere in college, I guess.” That moment made something painfully clear: He was looking in the wrong place. The problem didn’t start in college. It started in kindergarten. CORPORATE AMERICA IS FIGHTING THE WRONG TALENT BATTLE American CEOs and HR leaders are losing sleep over talent shortages, skills gaps, and workforce readiness. They pour billions into recruitment, retention, and employee training. In 2025, U.S. corporations spent an estimated$102.8 billion annually on training efforts, much of it reactive and downstream. At the same time, the global skills shortage could cost companies$5.5 trillion in lost annual revenue this year. This reveals an uncomfortable truth: While companies fight over the existing talent pool, they’re doing almost nothing to expand it. Workers who participate in structured upskilling programsearn more annually, and self-funded upskilling can increase earnings even further. Now imagine the return if that kind of skill-building started years earlier, before students ever enter the workforce. Yet corporate America continues to treat education as charity rather than infrastructure. Companies fund programs, sponsor events, and write checks under the banner of social impact, while the systems that actually shape talent remain underbuilt. THE WORKFORCE CRISIS IS UPSTREAM Here’s what should keep leaders up at night: theWorld Economic Forum reports that 40% of workers will need reskilling within six months, and 94% of business leaders expect employees to learn new skills on the job. The problem is obvious: We are trying to retrofit a workforce that should have been developed more intentionally from the start. Education isn’t separate from workforce development—it is workforce development. And right now, we’re systematically underinvesting in the only people capable of building the pipeline at scale: America’s3.2 million K-12 teachers. They are the largest workforce development system in the country. We just don’t treat them that way. WHAT IT LOOKS LIKE WHEN THE SYSTEM WORKS Having worked with tech and education industries, I’ve spent the last 20 years in communities that corporations often overlook, like rural Appalachia, high-poverty urban districts, and tribal nations. Places where talent supposedly doesn’t exist. In reality, talent is everywhere. What doesn’t always exist is the infrastructure to develop it. In Granby, Colorado, educators worked with students to build clubs, electives, and student mentoring teams around what students said they actually wanted. Within one cohort, every student was engaged in at least one program. That kind of agency—feeling heard, belonging, having a stake in your own education—is the foundation of workforce readiness. You can’t train confidence into a 22-year-old who never had it at 13. The students did not suddenly become more capable. The system became more connected. This proves that talent isn’t missing. The connection points are. Those connection points are teachers who listen, who build systems around what students actually need (pulling in industry when they can), and who understand that workforce readiness doesn’t start with a résumé. It starts with a student who believes they have something to contribute. THE BUSINESS CASE NO BOARD CAN IGNORE While companies spend billions a year trying to fix talent gaps mid-career, the most powerful intervention point is far earlier. The average educator influences 3,000 students over a career. Upskill dozens of educators, and you’ve improved a regional pipeline. Support 100+ educators, and you’ve reshaped the talent profile of an entire region. This isn’t just competitive with traditional workforce investments. In many cases, it is the higher-leverage move. I don’t believe we have a pure talent shortage. We have a long-term design failure between what employers need and what students experience from ages 5 to 18. WHAT REALLY MOVES THE NEEDLE After decades of doing this work, here’s what doesn’t make a long-term impact: One-off teacher appreciation events Donations that don’t build capacity STEM programs that look good in press releases with no longevity Scholarships that help individuals, but not systems And here’s what does: Sustained, multi-year educator development Real industry integration—educators inside companies and companies inside classrooms Systems-level partnerships across entire districts or regions Technology and capacity-building that give under-resourced communities access to modern problem-solving tools The model works, but what’s missing is scale. THE CHALLENGE TO CORPORATE AMERICA When companies struggle to find qualified workers, the first place to look is upstream. Ask yourself: Are we investing in the schools in our footprint? Are we building relationships with educators? Are we creating pathways from classrooms to careers? If the answer is, “we donate to education,” it is worth asking a harder question: Does that donation build lasting capacity, or does it fund an activity that disappears when the budget cycle ends? You would never ignore the earliest stages of your supply chain. It makes little sense to ignore the earliest stages of your talent chain. The future workforce is already in classrooms. The question is whether companies will show up or keep spending billions downstream, only to wonder why nothing changes. It is time to stop treating education as philanthropy and start treating it as one of the most important talent investments a company can make. Kellie Lauth is the CEO of MindSpark. View the full article

Large construction projects create constant pressure around scheduling, budgeting, field coordination and document control. Procore has become one of the most recognized construction project management software platforms because it centralizes those workflows in a cloud-based system used by contractors, owners and subcontractors. What Is Procore? Procore is a construction management software platform used to plan, manage and track construction projects from preconstruction through closeout. It is commonly used by general contractors, specialty contractors and owners to manage drawings, RFIs, submittals, budgets, schedules and field collaboration. The platform also includes financial management tools, reporting capabilities, integrations and AI-powered features designed to improve communication and project visibility across teams. ProjectManager is award-winning construction project management software that gives construction companies tools to ensure projects are completed on time, within budget and within scope. It allows project managers to create detailed construction schedules, estimate costs, allocate resources, set budgets, track progress and compare estimated versus actual project outcomes using real-time dashboards and reports to quickly identify delays or cost overruns. Get started with ProjectManager for free today. /wp-content/uploads/2024/04/critical-path-light-mode-gantt-construction-CTA.pngLearn more Procore Views Procore offers multiple schedule and planning views that help construction teams manage work at different levels of detail. Project managers can analyze master schedules and critical paths while superintendents and field teams focus on short-term coordination and daily execution. List View: A spreadsheet-style scheduling view used to review tasks, resources, work breakdown structure (WBS), start dates, finish dates and percentage complete. Teams use it to organize activities, sort schedule data and quickly review project tasks. Calendar View: A visual scheduling layout that displays construction activities by day, week or month. Field teams use calendar view to monitor upcoming work, coordinate crews and track deadlines in an easier-to-read format than traditional Gantt charts. Gantt View: A timeline-based scheduling view that displays tasks as horizontal bars across the project schedule. Procore’s Gantt chart view supports dependencies, baselines, critical path visibility, filters, configurable columns and percentage-complete tracking. Lookahead View: A short-term planning view used to break down master schedules into one-to-six-week execution windows. Superintendents and subcontractors use lookaheads to coordinate upcoming work, identify constraints and improve field readiness before activities begin. Dashboard & Reporting Views: Reporting dashboards provide high-level visibility into project performance, financial metrics, schedule progress and field activity. Executives and project leaders use these views to monitor trends, risks and overall project health across one or multiple construction projects. Procore Features Beyond scheduling and planning views, Procore includes construction management features designed to support communication, field coordination, financial control and document management throughout the project lifecycle. Project Planning & Scheduling: Manage construction schedules, milestones, dependencies, lookaheads and task progress through Procore’s built-in scheduling environment. The platform also integrates with Primavera P6 and Microsoft Project for advanced construction scheduling workflows. Communication & Collaboration: Centralize project communication through RFIs, comments, correspondence tracking and shared project records. Office and field teams can collaborate in real time using cloud-based project data. Drawing Management: Store and organize drawings, revisions and markups in a centralized cloud environment. Automatic version control helps field teams access the latest plans and reduces issues caused by outdated documents. Submittals Management: Track submittals, shop drawings and approval workflows to maintain procurement visibility and reduce delays tied to material approvals. Budgeting & Cost Control: Monitor construction budgets, commitments, forecasts, invoices, change orders and actual project costs in real time. Financial tracking tools help construction teams identify budget overruns early. Daily Logs: Capture labor hours, weather conditions, equipment usage, deliveries and field activity directly from mobile devices. Daily logs create a historical record of jobsite operations and project events. Document Management: Manage contracts, permits, specifications, photos and project files in a centralized repository with permission controls and version tracking. Reporting & Analytics: Generate dashboards, productivity reports, financial summaries and project performance analytics to support forecasting and decision-making. Mobile App: Access schedules, drawings, RFIs, inspections and field reports from smartphones and tablets, allowing field crews to update project information directly from the jobsite. AI Capabilities: Procore has expanded its AI functionality with tools such as Procore Copilot and AI-powered analytics designed to surface project insights, automate workflows and improve decision-making across construction teams. /wp-content/uploads/2026/01/2026_construction_ebook_banner-ad.jpg Pros and Cons of Procore Procore is widely considered one of the strongest construction management platforms on the market, especially for document control, field coordination and contractor collaboration. At the same time, many online reviewers point out that its core project management functionality is not as advanced or flexible as dedicated project management software platforms. Pros Construction-specific workflows: Procore performs particularly well for RFIs, submittals, punch lists, inspections, drawings and field coordination. Many contractors consider these workflows significantly better than what general-purpose project management software provides. Strong document management: Users frequently praise Procore’s centralized document environment, especially its drawing version control, markup tools and ability to keep field teams aligned with the latest project files. Good mobile experience for field teams: Superintendents and subcontractors can access schedules, drawings, daily logs and inspections directly from the construction site using mobile devices, which improves communication between office and field personnel. Real-time collaboration: Many reviewers highlight the ability to centralize communication, project records and updates in one cloud-based system accessible to owners, contractors and subcontractors. Comprehensive construction platform: Procore combines financial management, field operations, reporting and document control into a single ecosystem, reducing the need to manage multiple disconnected construction applications. Cons Weak compared to dedicated project management software: While Procore handles construction administration very well, many users feel its scheduling and task management capabilities are not as advanced as specialized project management platforms built around planning, workload management and portfolio execution. Heavy dependence on external scheduling tools: Advanced scheduling workflows often still require Primavera P6 or Microsoft Project integrations. For many construction firms, Procore acts more as a coordination layer than a full scheduling engine. Steep learning curve: Online reviewers frequently mention that the platform can feel overwhelming for new users because of the large number of modules, settings and administrative workflows involved. High cost and non-transparent pricing: One of the most common complaints from reviewers is Procore’s pricing structure. Smaller contractors often describe the software as expensive compared to competing construction management tools. Performance and speed complaints: Some users report slow loading times, especially when managing bid packages, large document sets or complex project environments with many workflows running simultaneously. Limited flexibility in certain workflows: Several reviewers mention situations where teams still rely on spreadsheets or external tracking systems because some Procore workflows are not customizable enough for their operational needs. Administrative overhead: Maintaining permissions, workflows, document standards and system organization can require significant setup and ongoing management effort, particularly on large multi-project deployments. ProjectManager Is the Best Procore Alternative for Construction Project Management While Procore helps with construction-specific workflows like RFIs, submittals, inspections and drawing management, its core project management capabilities are limited compared to dedicated project management software like ProjectManager. ProjectManager delivers a more complete construction project management solution with robust Gantt charts, critical path analysis, workload management, resource scheduling, portfolio roadmaps, real-time dashboards, kanban boards, timesheets and automated reporting in one platform. Unlike Procore’s custom enterprise-style pricing model, ProjectManager is significantly more affordable and easier to implement, making it a more cost-effective option for contractors that need strong project planning, scheduling and monitoring tools without the complexity and high cost often associated with Procore. ProjectManager also goes beyond traditional construction scheduling software with AI-powered project insights, workflow automation and real-time performance tracking that help teams identify risks and make faster decisions. In addition, the platform offers an open API and more than 1,000 integrations with tools such as Acumatica, Quickbooks, Microsoft Project, Slack and Google Workspace, making it easier for construction companies to connect project data across their existing software ecosystem. Watch the video below to learn more! More Procore Alternatives Procore is not the only option for managing construction projects. Some companies prioritize advanced scheduling and resource planning while others need stronger portfolio management, forecasting or enterprise controls. Depending on the complexity of the work, contractors may find a better fit in specialized project management and scheduling software platforms. Microsoft Project Microsoft Project is a strong Procore alternative for contractors that need advanced scheduling, critical path analysis, baselines, workload management and resource planning. Compared to Procore, it offers more mature project scheduling functionality and greater control over task dependencies, forecasting and project timelines, especially for planning-heavy construction environments. Related: 20 Best Microsoft Project Alternatives for 2026 (Free & Paid) Primavera P6 Primavera P6 is a powerful Procore alternative for large-scale construction, engineering and infrastructure projects that require detailed scheduling and portfolio management. It supports advanced critical path analysis, resource leveling, earned value management and multi-project planning, making it especially popular among enterprise contractors managing highly complex construction programs. Procore FAQs Is Procore Free? Procore is not free construction project management software. The platform uses a custom pricing model based on annual construction volume, selected modules and company requirements. Procore does not publicly publish standard subscription prices, though free demos and customized quotes are available for contractors, owners and construction management teams. How Much Does Procore Cost? Procore has long made it difficult to know how much the software costs because the company does not publish public pricing, which many contractors see as a drawback. Having said that, Procore pricing varies based on company size, annual construction volume, selected products and implementation needs. Most contractors must contact Procore directly for a custom quote. Online reviewers frequently describe Procore as expensive compared to competing construction management software, especially for smaller construction firms with limited software budgets. Can Procore Replace Microsoft Project or Primavera P6? Procore can manage construction schedules, lookaheads and project coordination, but many contractors still rely on Microsoft Project, Primavera P6 or ProjectManager for advanced scheduling. Large construction firms often use Procore alongside dedicated scheduling software because Primavera P6 and Microsoft Project offer more advanced critical path and resource management capabilities. Related Content 10 Best Procore Alternatives of 2025 (Free + Paid) 7 Microsoft Project Templates (Free MPP Files) Microsoft Project for Mac: How to Run MS Project Files on Mac Primavera P6 Scheduling: How to Create a P6 Schedule Primavera P6 vs. Microsoft Project: In-Depth Software Comparison ProjectManager is online construction project management software that empowers teams to plan, manage and track their projects in real time. We connect architects and engineers in the office with your work crew on the job site so they can share files and comments to foster better collaboration. Get started with ProjectManager today for free. The post What Is Procore? Uses, Features and Pricing appeared first on ProjectManager. View the full article

We may earn a commission from links on this page. I flagged smart bands as one of the tech trends of 2026, based on what I was seeing, so it’s interesting to watch the rollout of the Fitbit Air and the buzz around the (still unconfirmed) Garmin Cirqa. Whoop, which has long been the undisputed leader in this area, now has a ton of competition. Here’s what I see going on, and what I think we should expect going forward. Google Fitbit Air - Berry with Large Fog Active Band Bundle $99.99 at Amazon $134.98 Save $34.99 Shop Now Shop Now $99.99 at Amazon $134.98 Save $34.99 Fitness trackers have reached the end of their evolution, and their universe is rebootingTo explain how we got here, I’m going to take you through a little history lesson with the theme of: What do we expect a fitness tracker to be? Fitbit has been working on this question for over 15 years, beginning with simple digital pedometers that clipped to your pocket. As more advanced technology became more affordable, Fitbits gained lights and buttons and screens and heart rate sensors—the more you could pack into a device, the better. This evolution continued until some Fitbits were full-on smartwatches. To be honest, until about last year, I would have told you that there’s no longer any meaningful distinction between “smartwatches” and “fitness trackers”—they’ve merged into the same product category. In parallel with that evolution, smartwatches and fitness watches also gained features, and then stagnated while trackers caught up. Garmins started off as bulky GPS units you could strap to your wrist; the Apple Watch was an extension of your smartphone that happened to be able to measure heart rate. Over time these categories merged into a single watch-shaped format that had an AMOLED screen, a heart rate sensor, and as many software features as the companies could figure out how to stuff into them. “Do I want an Apple Watch or a Garmin?” is a reasonable question to ask, since the overlap between fitness watches and smartwatches is an almost-but-not-quite-circular Venn diagram. But smartwatches, fitness watches, and fitness trackers have all arrived at roughly the same place: They have as many features as people want. In fact, they have more features than people want. The fastest marathon runner in the world seems to be perfectly happy with an old Garmin that was the bottom of the line when it launched five years ago. Tech companies can no longer grow by reaching out to people who haven’t heard of smartwatches; most everybody who would want one already has one. Companies also have a hard time convincing people to upgrade the devices they already have, since newer models don’t have any killer features that older ones are missing. These days, upgrades mostly consist of putting higher-end features in lower-end watches, which isn’t a strategy that can work for long. That brings us nice perks like the flashlight in Garmin’s Forerunner 970, but the result is that hardware companies like Garmin are ratcheting their hardware prices up, and wondering how they can make their money on something more profitable and longer-lasting, like subscriptions. (Garmin seems to be grasping for straws on subscription features as well, but that’s another story.) Everybody can load an app onto their phone these days, so devices no longer need to stand alone. As a tech company, if all your fitness tracker's features are in the app, and your customers aren't excited about new hardware, you might as well go back to basics and offer a simple sensor on a strap. That's what we're seeing now. How smart bands found their new niche“Smart band” hasn’t been a tech category for long. Until recently there was only one major product in this area: the Whoop band. Whoop’s hardware was never all that fancy—just a heart rate sensor on a strap. The clasp and the charger were (and are) both cleverly designed, and the focus is on everything but the electronic internals. You get device for “free”—it’s the app that keeps you engaged, and the app that makes you feel you’re getting $239/year of value out of it. WHOOP 5.0 with Peak membership $239.00 at Amazon Shop Now Shop Now $239.00 at Amazon My review of the Whoop 4.0 (no longer the current model) is worth a read if you want to see how this played out over time. In the two years I had that band in my possession, its app gained a ton of new features. Whoop markets itself to athletes who want to monitor their recovery and optimize their sleep schedules, and the app has always provided a treasure trove of data alongside tools to highlight what’s most important to focus on. But not everybody wants to pay that subscription fee, or think of themselves as athletes hyper-optimizing their routine. For years, people would pop up on tech forums asking if there was a way to get a similar device without paying Whoop for a subscription, but none materialized. But last year, that began to change. I’m not sure if there’s a reason for that timing, aside from companies previously preferring to focus on the escalation of features I discussed above. If it turns out there was a legal challenge or technological issue, I’d love to know. In any case, we got the Polar Loop ($199), and the Amazfit Helio Strap ($99), both very basic devices that feed data to humdrum apps. Garmin’s Index sleep band ($169) somehow managed to be even more basic than these, not even tracking exercise—despite apparently having the internals to do so. All three come from companies that already had their own apps that paired with smartwatches. Making a smart band requires no new features of the software, and the manufacturing side must be pretty easy for a company that’s used to making watches. Instead of building a watch with a sensor, you just stick the sensor directly onto a strap and send it out into the world. With that in mind, Polar’s and Garmin’s bands both felt overpriced. Amazfit’s price made a lot more sense, and from what I can tell the demand seems to have outpaced supply. Good luck finding an Amazfit Helio Strap anywhere. The Fitbit Air finally puts everything together, and Whoop is right to be scaredGoogle just announced their own smart band, the Fitbit Air, and I feel like we’re seeing a rare moment of Google reading the room and offering exactly what people need. I say this with great uncertainty, though—everything depends on whether the Health Coach is reliable enough to power the new app. My tests of an earlier version of the Coach were not promising. But if the Fitbit Air and its new app live up to Google’s promises, then we have a smart band that's the same cost ($99) as the Amazfit Helio Strap, with a much larger customer base and better name recognition, and a full-featured app that provides analytics and coaching much like Whoop does. I’m not saying Google Health will be quite as good as the Whoop app, but if it’s almost as good, and you only have to pay $99 once, ever, rather than $239 every year, almost everyone except diehard athletes would probably prefer the Fitbit. And that’s where we get the next stage of evolution. Similar to the trend I observed in smart rings, smart band makers are realizing that hardware isn’t a cash cow, and people don’t want to pay for subscriptions. The money has to come from somewhere else. Whoop has already been in the process of shifting to thinking of itself as a health company. You can book blood tests through the Whoop app, and Whoop just announced (somewhat defensively, right after the Fitbit Air announcement) that it will offer video consults with healthcare professionals as a paid add-on service. Healthcare is a big market, since U.S. companies have basically infinite opportunities to take money to fill in the gaps in our crappy healthcare system. What I’d buy in 2026So right now—or coming soon—we have a few viable options for smart bands. The ones I like best are: The reigning champ, Whoop. It still does a lot of things that other bands don’t (like tracking recovery from strength training). If you want the best, I’d still go with Whoop. Get the Peak membership ($239/year) since the more expensive Life ($359/year) doesn't provide any extras that are worth the cost. The new Fitbit Air, with the enormous caveat that I haven’t tried it yet, and neither has almost anyone else. It’s the most affordable smart band (tied with the Amazfit Helio Strap at $99) and works with a full-featured app. It also works with Pixel watches, so you can have a smart band and a smartwatch that feed data to the same app to be analyzed together. The Amazfit Helio Strap, if you can get it. It’s also $99, and can work alongside any of Amazfit’s watches. It’s not as full-featured as the two I named above, but it’s a good basic pick. I would not recommend the Polar Loop. It’s overpriced for what you get, and any of the three above will give you a better experience. I wouldn’t recommend the Garmin Index sleep band either, unless you’re a Garmin user who really just wants something comfy to sleep in and doesn’t mind the extra cost. The Luna band announced at CES has not yet materialized, we don’t know the cost, and there aren’t any smartwatches on the U.S. market that work with the Luna app. Garmin’s Cirqa band—if it’s real, and if it is indeed a Whoop-style smart band—is unlikely to dethrone any of my top picks. But I suppose we’ll have to wait and see. View the full article

Jensen Huang left Carnegie Mellon University’s class of 2026 with a message that pushed back against graduation-season anxiety: there’s no better time than now to be starting a career. During a commencement speech on Sunday, the Nvidia CEO told the new grads that “the timing could not be more perfect” to launch a career than right now. “Your career starts at the beginning of the AI revolution,” Huang told the crowd of 5,800 undergraduate and graduate students. This sentiment landed better with Carnegie Mellon grads—the university which is widely recognized as the birthplace of artificial intelligence and robotics—than it did with others. At the University of Central Florida, humanities department commencement speaker Gloria Cauflield, VP of strategic alliances at Tavistock Group, was booed after touting AI as the “next industrial revolution.” The dissatisfaction with that view points to the broader anxiety new grads are facing as AI changes entry-level hiring. A new survey of 1,000 U.S.-based business majors by AI agent company 11x found that 80% of graduating seniors believe AI has cut entry-level jobs. Another recent ZipRecruiter survey showed that new grads are feeling optimistic about their futures, even if they feel unprepared to enter a job market that has been reshaped and redefined by AI. In recent public speeches, Huang has maintained a spirit of optimism about young people starting their careers while the job market shapeshifts because of AI. That was no different during his commencement speech, during which he said that AI should not be feared, but rather utilized optimistically and responsibly. He doubled down on his belief that while AI might not displace or replace people from their jobs, someone using AI better than them might. While Huang acknowledged that AI has created uncertainty for many people, he said that “every major technological revolution in history created fear alongside opportunity.” “Like every transformative technology before it, it will bring both great promise and real risks,” Huang said. “The responsibility of our generation is not only to advance AI but to advance it wisely.” “History shows that societies that retreat from technology do not stop progress,” he continued. “They only surrender the opportunity to shape it and to benefit from it. So, the answer is not to fear the future. The answer is to guide it wisely, build it responsibly and ensure that its benefits reach as many people as possible.” Huang also touched on the trillions of dollars and enormous amounts of energy needed to power what he calls a “new industrial era.” Data centers are projected to require close to $7 trillion in investment by 2030. This year alone, Nvidia has poured $40 billion into investments and partnerships tied to AI infrastructure. Now that anyone can ask AI to build a useful tool or product, Huang said, anyone can be a programmer. At the end of the speech, the billionaire CEO told new grads to “run, don’t walk” towards that democratization of capability. “AI will change every job,” Huang said. “But the task and the purpose of a job are not the same. Many tasks will be automated. Some jobs will disappear. But many new jobs and entire new industries will be created.” “AI does not replace human purpose,” he added. “It amplifies human capability.” View the full article

More homes nationwide went under contract in April compared to last spring, while inventory growth, while cooler, is returning to average historical levels. View the full article

Want more housing market stories from Lance Lambert’s ResiClub in your inbox? Subscribe to the ResiClub newsletter. Speaking at the Bank of America Housing Symposium in June 2025, Toll Brothers CEO Doug Yearley—who has since stepped down—acknowledged that parts of Arizona, Florida, and Texas were dealing with spec inventory “overhangs” that he said would eventually “clean up [over time] because the builders are starting fewer spec homes in the softer market, and I think that will naturally work its way out.” At the height of the Pandemic Housing Boom, when nearly everything homebuilders were building was flying off the shelves, there were only 32,000 unsold completed new-build homes in March 2022. Once the boom fizzled out, that figure quickly began to rebound—especially in Sun Belt boomtowns—reaching a high of 134,000 unsold completed new-build homes by December 2025. However, data published this week shows that the number of unsold completed new-build homes has, at least for now, fallen to 119,000 as of March 2026. While the count of unsold completed new-build homes is still up year-over-year (there were 113,000 unsold completed in March 2025), the decline over the past few months has been larger than seasonality alone would suggest. To put the number of unsold completed new single-family homes into better historic context, we have the ResiClub Finished Unsold New Homes Supply Index. It accounts for unsold completed inventory relative to new home sales. A higher index score indicates a softer national new construction market with greater supply slack, while a lower index score signifies a tighter new construction market with less supply slack. Over the past few months, that reading has almost drifted back down into the “historically normal” range. After experiencing a softer 2025 than expected—and greater-than-expected margin compression—many giant homebuilders told analysts heading into 2026 that they’d pivot toward fewer spec builds and more build-to-order homes. The reason was simple: build-to-order margins are materially higher. Built-to-order homes tend to generate higher margins because they’re sold before construction begins, reducing inventory carrying costs and the risk of having to deploy larger incentives to sell them. Doing fewer specs and starts in softer pockets of the Sun Belt, has already helped some of the builders reduce their count of unsold completed homes. Just look at America’s largest homebuilder D.R. Horton. Here’s what Paul Romanowski, CEO of D.R. Horton, said during the company’s April 21, 2026 earnings call: “Unsold homes [for us] are down 25% from December and 35% from a year ago, with both unsold homes as a percentage of total inventory and completed unsold inventory at their lowest levels since fiscal 2023 for homes closed in the second quarter.” “We expect starts in the third quarter to be lower than the second quarter, and we will continue to manage our inventory levels and start space based on market conditions.” While the U.S. Census Bureau doesn’t give us a greater market-by-market breakdown on these unsold completed new-builds, we have a good idea where they are based on total active inventory homes for sale (including existing)—likely much of it is in the Mountain West and Sun Belt, particularly around the Gulf. We should point out that while many markets in Texas and Florida experienced significant post–Pandemic Housing Boom inventory bounce back, that inventory growth has decelerated in recent months. In fact, many parts of Florida are now seeing year-over-year active inventory for sale declines. The heavy discounting by homebuilders in weaker pockets of Texas and Florida to move unsold inventory—combined with reduced housing starts and fewer spec builds in those pockets heading into 2026—has, in part, contributed to that slowdown in inventory growth. Unlike the existing-home market—where U.S. existing-home sales are still -23.6% below pre-pandemic 2019 levels—U.S. new-home sales are essentially on par with pre-pandemic 2019 levels right now 👇 Why haven’t U.S. new home sales come down more given the affordability picture and what’s happened in the existing-home market? A lot of it boils down to the fact that many homebuilders since the Pandemic Housing Boom fizzled out have done larger affordability adjustments—including everything from bigger buydowns, more money back at close, and even outright price cuts—in order to keep moving product when they run into softness in a given neighborhood. The most aggressive homebuilder on the incentive front is Lennar. Last quarter, Lennar spent the equivalent of 14% of the final sales price on sales incentives. For a $400,000 home, that translates to $56,000 in incentives. Lennar’s cycle low in Q2 2022, when it spent 1.5% of the final sales price on sales incentives. In order to do bigger incentives—and pay for sticky land prices—homebuilders have been compressing margins. Indeed, all 11 of the major publicly traded U.S. homebuilders that ResiClub tracks the most closely have seen year-over-year gross margin compression. So, in other words, big homebuilders have been willing to adjust prices and incentives in order to maintain sales volume, while existing home sellers, in aggregate, have fought harder against price adjustments—at the expense of speed of sale and turnover. Another factor is that homebuilders’ willingness to sell isn’t impacted by so-called affordability “lock-in.” Ever since mortgage rates spiked, high switching costs have left many homeowners either unwilling or unable to sell and buy at today’s prices and rates, further suppressing existing-home turnover. Before we conclude today’s new construction report, here’s a historic look at nationally aggregated permits: View the full article

The Mortgage Bankers Association's Mortgage Credit Availability Index declined 0.4% to 107.9 in April after reaching a three-year high in March. View the full article

In terms of choosing the best free accounting software for managers, several options stand out based on specific business needs. Features like invoicing, reporting, and integration with banking systems can make a significant difference in efficiency. Wave and Zoho Books are popular choices, but others like Akaunting and Manager.io offer unique advantages. Comprehending what each software provides can help you make an informed decision, especially as you assess scalability and functionality. What specific features are you looking for? Key Takeaways Wave is ideal for freelancers, offering unlimited invoicing and user-friendly reporting at no cost. Zoho Books supports micro businesses with extensive reporting and banking integration, sending up to 1,000 invoices for free. Manager.io provides a fully free desktop accounting app with offline functionality and no feature restrictions. ZipBooks features unlimited invoicing, automatic payment reminders, and real-time invoice tracking, making it user-friendly for small teams. Akaunting is an open-source solution that allows for customizable invoicing and expense management, catering to various business needs. Overview of Free Accounting Software for Managers When you’re managing a business, having the right accounting software can greatly streamline your financial processes. For those seeking budget-friendly options, various manager free accounting software tools are available. Zoho Books, for instance, offers invoicing, expense tracking, and client management, making it suitable for micro businesses earning under $50,000 annually. Wave stands out with unlimited invoicing and estimates, appealing to freelancers who need a user-friendly interface at no cost. If you prefer a desktop solution, Manager.io provides a fully free accounting manager app that supports unlimited data entry across multiple operating systems. ZipBooks simplifies invoicing and basic accounting, though it might’ve limitations in accounts payable. Finally, Akaunting’s open-source model allows for customizable invoicing and expense management, ensuring it meets specific business needs without additional costs. Key Features to Look for in Accounting Software Selecting the right accounting software is fundamental for efficient financial management, and comprehending the key features can guide your decision. First, look for software that supports unlimited invoicing and estimates, enabling you to manage client billing without restrictions. Strong reporting capabilities are imperative; tools like Zoho Books offer extensive financial reports to track performance and identify trends. Furthermore, make sure the software allows for effective expense tracking and management, as seen in options like ZipBooks and NCH Express Accounts. Banking integration features are equally important, allowing for automatic transaction imports and saving you time on manual data entry—something platforms like Manager and Wave provide. Finally, assess the user interface for ease of navigation, as a user-friendly design can improve productivity and reduce the learning curve for you and your team. These features will greatly influence your accounting software choice. Wave: Best for Invoicing and Estimates For managers looking to streamline their invoicing and estimates, Wave stands out as a top choice. This software allows you to create unlimited invoices and estimates at no cost, making it an economical option for small businesses. With its mobile apps, you can manage invoices and expenses on-the-go, enhancing both convenience and accessibility. Wave’s user-friendly reporting dashboard likewise helps you track your business financials effectively, ensuring you stay informed without incurring additional costs. Furthermore, Wave simplifies the billing process with features like payment processing and customizable invoicing options. This flexibility allows you to tailor invoices to match your brand’s identity. The platform’s free forever model means you can minimize operational costs as you maximize your financial management capabilities. By choosing Wave, you’re equipping yourself with an influential tool that supports your invoicing needs without compromising your budget. Zoho Books: Ideal for Micro Businesses If you’re running a micro business with earnings of $50,000 or less, Zoho Books might be just what you need. This software offers crucial features like invoicing, expense tracking, and client management, all customized for your scale, during supporting up to 1,000 invoices annually in its free version. With a user-friendly interface and strong reporting capabilities, it’s an effective choice for managing your finances efficiently. Key Features Overview When you’re managing a micro business, having the right accounting software can make a significant difference in your financial management. Zoho Books is customized for businesses earning $50,000 or less, allowing one user and an accountant to effectively manage finances. Here are some key features that stand out: Invoice Management: Send up to 1,000 invoices in the free version, perfect for small transaction volumes. Extensive Reporting: Track expenses and monitor financial performance with detailed insights. User-Friendly Interface: Simplifies bookkeeping tasks and improves overall productivity. Additionally, Zoho Books integrates seamlessly with various banking systems, ensuring efficient transaction management and reconciliation. This combination of features helps streamline your accounting processes, making it a solid choice for micro businesses. Ideal Business Types Micro businesses, particularly those earning $50,000 or less annually, find Zoho Books to be an ideal accounting solution. With its focus on crucial features, the software accommodates one user and an accountant, allowing you to send up to 1,000 invoices. This is practical for small operations that have limited transaction volumes. Thorough reporting capabilities enable you to effectively track expenses and revenue, ensuring a clear financial overview. The user-friendly design simplifies accounting tasks, so you can manage finances without needing extensive knowledge. Moreover, Zoho Books offers integration options with other business tools, enhancing functionality and streamlining your operations. ZipBooks: Unlimited Invoicing and Payments With ZipBooks, you can easily manage unlimited invoicing, sending as many invoices as you need without extra costs. The platform furthermore supports seamless payment integrations with major processors like Square and PayPal, allowing clients to pay directly through the invoices. Its user-friendly interface makes tracking payments and managing outstanding invoices straightforward, helping you maintain a healthy cash flow. Unlimited Invoicing Features ZipBooks stands out in the field of accounting software by offering unlimited invoicing capabilities, which means you can create and send as many invoices as your business requires without facing any restrictions. This feature considerably improves your ability to manage finances efficiently. Here are some key benefits: Customizable Templates: You can design invoices that reflect your brand, ensuring a professional appearance. Real-Time Tracking: Monitor invoice statuses easily, allowing you to follow up on overdue payments without delay. User-Friendly Interface: Even though you’re not an accounting expert, you’ll find the invoicing process straightforward and manageable. With these features, ZipBooks simplifies your invoicing process, enabling you to focus more on your business and less on administrative tasks. Seamless Payment Integrations When managing your business finances, having seamless payment integrations can greatly streamline your operations. ZipBooks offers unlimited invoicing capabilities, allowing you to create and send as many invoices as you need without extra fees. The platform integrates smoothly with popular payment processors like Square and PayPal, so you can accept payments directly from your invoices. This feature not only simplifies transactions but likewise enables you to track payments in real-time, giving you instant visibility into cash flow and outstanding invoices. Furthermore, ZipBooks supports both cash and accrual accounting methods, catering to various business needs. With these robust payment integrations, you can improve your financial management as you focus on growing your business. User-Friendly Interface A user-friendly interface can greatly upgrade your experience when managing invoices and payments. ZipBooks stands out in this area, allowing you to create and send professional invoices quickly and easily. Its unlimited invoicing feature means you can manage numerous invoices without incurring additional fees. Key aspects of ZipBooks’ user-friendly interface include: Automatic payment reminders, which help you stay on top of collections. Customizable invoice templates, allowing you to align your invoices with your brand’s identity. Intuitive dashboard, offering a clear overview of your financial health, making it easy to monitor cash flow and payments at a glance. With these features, ZipBooks boosts efficiency, making invoice management straightforward and effective for your business. NCH Express Accounts: Best for Small Teams NCH Express Accounts stands out as an excellent choice for small teams looking to manage their accounting efficiently and cost-effectively. This software is designed for teams of up to five employees, allowing you to handle your accounting needs without any costs involved. With automated invoicing features, you can streamline billing processes, reducing your manual workload considerably. You’ll furthermore benefit from generating over 20 different financial reports that provide valuable insights into your business’s financial health. In addition, NCH Express Accounts supports multiple currencies, making it ideal for businesses engaging with international clients. Its user-friendly design guarantees that even those without extensive accounting knowledge can easily navigate its features. Feature Description Team Size Up to 5 employees Invoicing Automated invoicing features Financial Reports Over 20 reports available Currency Support Supports multiple currencies Ease of Use Designed for users with minimal accounting knowledge Akaunting: Customizable Open-Source Solution For businesses seeking a flexible and adaptable accounting solution, Akaunting presents a customizable open-source platform that meets diverse financial needs. With its unlimited invoicing capabilities, you can tailor invoices to reflect your business’s unique requirements. Furthermore, Akaunting supports multiple currencies, making it ideal for those operating internationally or with varied client bases. Key features include: Expense Management: Track and categorize your expenditures efficiently, helping you maintain control over your budget. Third-Party Integrations: Improve functionality by connecting with various applications, allowing you to adapt the software to your business environment. Community-Driven Updates: Benefit from continuous improvement and new features, as a dedicated community of developers actively maintains the platform. BrightBook: User-Friendly for Freelancers Though Akaunting offers a robust solution for various business needs, BrightBook specializes in catering to freelancers and self-employed individuals. This software provides a user-friendly interface that simplifies invoicing and expense tracking, making it easy for you to manage your financial tasks efficiently. You can create and send unlimited invoices and estimates, which is perfect for handling multiple clients without any additional costs. BrightBook additionally supports basic bill and expense tracking, offering crucial tools that help you stay organized. You’ll find that accessing your financial data is straightforward, thanks to its secure online platform, allowing you to manage your accounts from anywhere. The emphasis on simplicity guarantees that even those without extensive accounting experience can navigate the software with ease. Overall, BrightBook is a practical choice for freelancers seeking a straightforward accounting solution that meets their specific needs. Manager: Offline Access and Cross-Platform Support With Manager accounting software, you can enjoy the benefits of offline functionality, allowing you to work without an Internet connection during retaining full access to all features. This cross-platform compatibility means you can easily switch between Windows, Mac, and Linux, keeping your files synchronized across devices. Plus, the user-friendly interface guarantees that managing your accounts remains straightforward, regardless of the platform you’re using. Offline Functionality Advantages Having the ability to manage your accounting tasks offline can considerably improve your workflow, especially during times when Internet access is unreliable or unavailable. With Manager.io, you can leverage complete offline functionality, guaranteeing uninterrupted access to your data. This capability allows you to maintain thorough records without restrictions. Here are some advantages of offline functionality: Manager.io: You can input as much data as needed without worrying about connectivity issues. Cross-Platform Compatibility: Use Manager.io on Windows, Mac, or Linux, making it adaptable to your operating system. Universal Database Format: Easily transfer files between different systems, providing flexibility if you switch devices. These features enrich your experience and guarantee that your accounting tasks remain seamless and efficient. Multi-Device Synchronization When you’re juggling accounting tasks across multiple devices, Manager.io offers a seamless solution that guarantees your data remains synchronized regardless of the platform you’re using. Available for Windows, Mac, and Linux, you can operate without losing any crucial information. The universal database format guarantees easy file transfers between systems, eliminating compatibility concerns. Plus, the software provides offline functionality, allowing you to continue working even when the internet is down, guaranteeing uninterrupted access to your data. You’ll enjoy unrestricted access to all features and unlimited data entry without any advertisements, making it a fully extensive tool. Continuous updates based on community feedback further improve your experience, guaranteeing that Manager.io stays relevant and efficient across all devices. User-Friendly Interface How can you guarantee that your accounting tasks remain manageable even in a fast-paced environment? With Manager.io, a user-friendly interface guarantees you can navigate your accounting tasks efficiently without extensive training. You’ll appreciate the flexibility it offers: Offline Access: Continue working on your accounting tasks during internet outages, guaranteeing you never lose momentum. Cross-Platform Support: Compatible with Windows, Mac, and Linux, it allows seamless operation and data transfer across devices. Universal Database Format: Easily switch between operating systems without losing data or functionality. Moreover, Manager.io is free forever, with no time limits or feature restrictions, letting you maintain access to your files indefinitely as you keep everything organized and accessible. Odoo: Customizable Financial Reporting Odoo provides customizable financial reporting features that empower managers to create personalized reports suited to their specific business needs. You can generate real-time financial statements and dashboards, giving you immediate access to essential performance indicators. With advanced filtering and sorting options, you can focus on key metrics and trends that matter most to your operations. The software supports unlimited users, allowing collaborative reporting and enabling multiple team members to contribute valuable insights for informed decision-making. Odoo’s seamless integration with other applications improves your ability to compile thorough financial reports that reflect data across various business functions. This level of customization not merely enhances the analytical capabilities of your team but also guarantees that reports align closely with your strategic goals. LedgerSMB: Integrative ERP Accounting When you’re looking for an accounting solution that integrates various business functions, LedgerSMB stands out as a robust option. Its modular architecture not merely allows for customization but additionally supports advanced financial reporting tools, making it ideal for managers aiming to improve their operational efficiency. With features like budgeting, time tracking, and multi-currency support, you can maintain an all-encompassing overview of your business’s financial health as you effectively manage resources. Comprehensive Business Integration As businesses grow and evolve, the need for a robust accounting solution that integrates various functions becomes essential. LedgerSMB serves as a potent open-source ERP accounting software that streamlines your financial management. It improves your ability to oversee budgets, track time, and manage projects effectively. Key features include: Support for multi-currency transactions, ideal for international operations. Extensible architecture, allowing seamless integration with other business applications. Robust reporting capabilities, enabling you to generate customizable financial reports. Advanced Financial Reporting Tools Advanced financial reporting tools are vital for managers who want to make informed decisions based on accurate data. LedgerSMB, with its integrative ERP accounting system, combines various business functions, allowing you to streamline operations as you enhance financial reporting capabilities. The software features thorough budgeting tools that help you create and manage budgets effectively, supporting better financial planning and analysis. Its open architecture facilitates extensive integrations with other business applications, enabling you to customize your financial reporting environment. You’ll benefit from robust financial reports that provide insights into cash flow, expenses, and revenue, which are important for informed decision-making. Furthermore, LedgerSMB supports multiple currencies, making it ideal for businesses operating internationally, ensuring accurate financial reporting across different regions. GnuCash: Privacy-Focused Desktop Software GnuCash stands out as a reliable choice for those seeking privacy-focused accounting software, especially since it allows users to store their financial data locally rather than in the cloud. This open-source desktop application prioritizes user privacy during offering robust features that cater to various accounting needs. Here are some key benefits of GnuCash: Multiple Currency Support: Ideal for users handling international transactions, GnuCash allows you to manage finances in different currencies easily. Comprehensive Reporting: You can generate detailed reports such as profit and loss statements, balance sheets, and cash flow reports, providing a thorough overview of your financial health. Cross-Platform Compatibility: GnuCash works on Windows, macOS, and Linux, making it accessible no matter your operating system. Popular Accounting Tools With Free Trials For those exploring accounting software options, numerous popular tools offer free trials, allowing you to evaluate their features without any initial financial commitment. Zoho Books provides a 14-day free trial of its Premium plan, enabling you to explore its extensive invoicing and reporting features. Similarly, ZipBooks offers a 30-day free trial, letting you test its unlimited invoicing capabilities along with cash and accrual reporting before making a commitment. Manager.io gives you a 14-day free trial of its cloud edition, which grants access to robust features at no cost. Odoo stands out with a monthly discount for the first year, coupled with a free trial to assess its customization and integration options. Finally, FreshBooks typically offers a free trial period, allowing you to experience its automated time tracking and simplified invoicing features. These trials can help you make an informed decision customized to your business needs. Tips for Choosing the Right Software for Your Needs When choosing the right accounting software for your needs, it’s vital to start by evaluating your specific requirements, as this will help you identify the best fit for your business. Consider the following key factors: Business Size: Assess how many users will need access and the volume of transactions you’ll handle. Essential Features: Look for software with unlimited invoicing and expense tracking in its free version, like Wave or Akaunting, to avoid unexpected costs. Scalability: Review pricing structures after free trials to verify the software can grow with your business, such as Zoho Books’ $3 per seat, per month pricing. Additionally, check integration capabilities with existing tools you use and look at user reviews or expert evaluations for insights into performance and reliability. Taking these steps will help you make an informed decision that supports your accounting needs effectively. Frequently Asked Questions Is There a Free Accounting Software for Personal Use? Yes, there are several free accounting software options available for personal use. GnuCash offers robust features like multi-currency support and extensive reporting, ideal for those focused on privacy. Wave allows unlimited invoicing and expense tracking, perfect for freelancers. BrightBook is user-friendly, enabling basic bill tracking. ZipBooks furthermore provides a free plan with crucial invoicing and expense management. Each of these options can help you manage your personal finances effectively without any cost. Which Accounting Program Has No Monthly Fee? If you’re looking for accounting programs with no monthly fees, several options stand out. Wave Accounting offers unlimited invoicing and estimates at no cost. Manager.io is completely free forever, giving you full access to all features. Akaunting, an open-source software, in addition has unlimited invoicing and expense management, whereas BrightBook allows multiple free accounts for tracking finances. Finally, ZipBooks provides a free tier with unlimited invoicing capabilities, though premium features come at a cost. What Is the Simplest Bookkeeping Software? If you’re looking for the simplest bookkeeping software, consider Wave and BrightBook. Wave offers an intuitive interface that lets you create unlimited invoices and track expenses easily. BrightBook is customized for small businesses and freelancers, simplifying bill and expense tracking. ZipBooks likewise provides straightforward invoicing features but has limitations in other areas. NCH Express Accounts supports small businesses with automated invoicing, whereas Akaunting offers customizable options for flexible bookkeeping. What Is Better and Easier Than Quickbooks? If you’re seeking alternatives to QuickBooks that are both better and easier, consider options like Wave Accounting and ZipBooks. Wave offers unlimited invoicing and expense tracking for free, whereas ZipBooks integrates seamlessly with payment platforms. Manager.io provides a free offline desktop application, ensuring you can access your data without internet dependency. GnuCash is likewise a strong choice for those needing customizable features. Each option simplifies financial management without the intricacies of QuickBooks. Conclusion In summary, choosing the best free accounting software for managers requires careful consideration of your specific business needs. Whether you prioritize invoicing, integration, or offline capabilities, options like Wave, Zoho Books, and Akaunting each offer unique features suited for different scenarios. Evaluating these tools based on their functionalities and scalability will help you make an informed decision. Ultimately, the right software can streamline your accounting processes and improve your overall efficiency. Image via Google Gemini This article, "What Is the Best Free Accounting Software for Managers?" was first published on Small Business Trends View the full article

In terms of choosing the best free accounting software for managers, several options stand out based on specific business needs. Features like invoicing, reporting, and integration with banking systems can make a significant difference in efficiency. Wave and Zoho Books are popular choices, but others like Akaunting and Manager.io offer unique advantages. Comprehending what each software provides can help you make an informed decision, especially as you assess scalability and functionality. What specific features are you looking for? Key Takeaways Wave is ideal for freelancers, offering unlimited invoicing and user-friendly reporting at no cost. Zoho Books supports micro businesses with extensive reporting and banking integration, sending up to 1,000 invoices for free. Manager.io provides a fully free desktop accounting app with offline functionality and no feature restrictions. ZipBooks features unlimited invoicing, automatic payment reminders, and real-time invoice tracking, making it user-friendly for small teams. Akaunting is an open-source solution that allows for customizable invoicing and expense management, catering to various business needs. Overview of Free Accounting Software for Managers When you’re managing a business, having the right accounting software can greatly streamline your financial processes. For those seeking budget-friendly options, various manager free accounting software tools are available. Zoho Books, for instance, offers invoicing, expense tracking, and client management, making it suitable for micro businesses earning under $50,000 annually. Wave stands out with unlimited invoicing and estimates, appealing to freelancers who need a user-friendly interface at no cost. If you prefer a desktop solution, Manager.io provides a fully free accounting manager app that supports unlimited data entry across multiple operating systems. ZipBooks simplifies invoicing and basic accounting, though it might’ve limitations in accounts payable. Finally, Akaunting’s open-source model allows for customizable invoicing and expense management, ensuring it meets specific business needs without additional costs. Key Features to Look for in Accounting Software Selecting the right accounting software is fundamental for efficient financial management, and comprehending the key features can guide your decision. First, look for software that supports unlimited invoicing and estimates, enabling you to manage client billing without restrictions. Strong reporting capabilities are imperative; tools like Zoho Books offer extensive financial reports to track performance and identify trends. Furthermore, make sure the software allows for effective expense tracking and management, as seen in options like ZipBooks and NCH Express Accounts. Banking integration features are equally important, allowing for automatic transaction imports and saving you time on manual data entry—something platforms like Manager and Wave provide. Finally, assess the user interface for ease of navigation, as a user-friendly design can improve productivity and reduce the learning curve for you and your team. These features will greatly influence your accounting software choice. Wave: Best for Invoicing and Estimates For managers looking to streamline their invoicing and estimates, Wave stands out as a top choice. This software allows you to create unlimited invoices and estimates at no cost, making it an economical option for small businesses. With its mobile apps, you can manage invoices and expenses on-the-go, enhancing both convenience and accessibility. Wave’s user-friendly reporting dashboard likewise helps you track your business financials effectively, ensuring you stay informed without incurring additional costs. Furthermore, Wave simplifies the billing process with features like payment processing and customizable invoicing options. This flexibility allows you to tailor invoices to match your brand’s identity. The platform’s free forever model means you can minimize operational costs as you maximize your financial management capabilities. By choosing Wave, you’re equipping yourself with an influential tool that supports your invoicing needs without compromising your budget. Zoho Books: Ideal for Micro Businesses If you’re running a micro business with earnings of $50,000 or less, Zoho Books might be just what you need. This software offers crucial features like invoicing, expense tracking, and client management, all customized for your scale, during supporting up to 1,000 invoices annually in its free version. With a user-friendly interface and strong reporting capabilities, it’s an effective choice for managing your finances efficiently. Key Features Overview When you’re managing a micro business, having the right accounting software can make a significant difference in your financial management. Zoho Books is customized for businesses earning $50,000 or less, allowing one user and an accountant to effectively manage finances. Here are some key features that stand out: Invoice Management: Send up to 1,000 invoices in the free version, perfect for small transaction volumes. Extensive Reporting: Track expenses and monitor financial performance with detailed insights. User-Friendly Interface: Simplifies bookkeeping tasks and improves overall productivity. Additionally, Zoho Books integrates seamlessly with various banking systems, ensuring efficient transaction management and reconciliation. This combination of features helps streamline your accounting processes, making it a solid choice for micro businesses. Ideal Business Types Micro businesses, particularly those earning $50,000 or less annually, find Zoho Books to be an ideal accounting solution. With its focus on crucial features, the software accommodates one user and an accountant, allowing you to send up to 1,000 invoices. This is practical for small operations that have limited transaction volumes. Thorough reporting capabilities enable you to effectively track expenses and revenue, ensuring a clear financial overview. The user-friendly design simplifies accounting tasks, so you can manage finances without needing extensive knowledge. Moreover, Zoho Books offers integration options with other business tools, enhancing functionality and streamlining your operations. ZipBooks: Unlimited Invoicing and Payments With ZipBooks, you can easily manage unlimited invoicing, sending as many invoices as you need without extra costs. The platform furthermore supports seamless payment integrations with major processors like Square and PayPal, allowing clients to pay directly through the invoices. Its user-friendly interface makes tracking payments and managing outstanding invoices straightforward, helping you maintain a healthy cash flow. Unlimited Invoicing Features ZipBooks stands out in the field of accounting software by offering unlimited invoicing capabilities, which means you can create and send as many invoices as your business requires without facing any restrictions. This feature considerably improves your ability to manage finances efficiently. Here are some key benefits: Customizable Templates: You can design invoices that reflect your brand, ensuring a professional appearance. Real-Time Tracking: Monitor invoice statuses easily, allowing you to follow up on overdue payments without delay. User-Friendly Interface: Even though you’re not an accounting expert, you’ll find the invoicing process straightforward and manageable. With these features, ZipBooks simplifies your invoicing process, enabling you to focus more on your business and less on administrative tasks. Seamless Payment Integrations When managing your business finances, having seamless payment integrations can greatly streamline your operations. ZipBooks offers unlimited invoicing capabilities, allowing you to create and send as many invoices as you need without extra fees. The platform integrates smoothly with popular payment processors like Square and PayPal, so you can accept payments directly from your invoices. This feature not only simplifies transactions but likewise enables you to track payments in real-time, giving you instant visibility into cash flow and outstanding invoices. Furthermore, ZipBooks supports both cash and accrual accounting methods, catering to various business needs. With these robust payment integrations, you can improve your financial management as you focus on growing your business. User-Friendly Interface A user-friendly interface can greatly upgrade your experience when managing invoices and payments. ZipBooks stands out in this area, allowing you to create and send professional invoices quickly and easily. Its unlimited invoicing feature means you can manage numerous invoices without incurring additional fees. Key aspects of ZipBooks’ user-friendly interface include: Automatic payment reminders, which help you stay on top of collections. Customizable invoice templates, allowing you to align your invoices with your brand’s identity. Intuitive dashboard, offering a clear overview of your financial health, making it easy to monitor cash flow and payments at a glance. With these features, ZipBooks boosts efficiency, making invoice management straightforward and effective for your business. NCH Express Accounts: Best for Small Teams NCH Express Accounts stands out as an excellent choice for small teams looking to manage their accounting efficiently and cost-effectively. This software is designed for teams of up to five employees, allowing you to handle your accounting needs without any costs involved. With automated invoicing features, you can streamline billing processes, reducing your manual workload considerably. You’ll furthermore benefit from generating over 20 different financial reports that provide valuable insights into your business’s financial health. In addition, NCH Express Accounts supports multiple currencies, making it ideal for businesses engaging with international clients. Its user-friendly design guarantees that even those without extensive accounting knowledge can easily navigate its features. Feature Description Team Size Up to 5 employees Invoicing Automated invoicing features Financial Reports Over 20 reports available Currency Support Supports multiple currencies Ease of Use Designed for users with minimal accounting knowledge Akaunting: Customizable Open-Source Solution For businesses seeking a flexible and adaptable accounting solution, Akaunting presents a customizable open-source platform that meets diverse financial needs. With its unlimited invoicing capabilities, you can tailor invoices to reflect your business’s unique requirements. Furthermore, Akaunting supports multiple currencies, making it ideal for those operating internationally or with varied client bases. Key features include: Expense Management: Track and categorize your expenditures efficiently, helping you maintain control over your budget. Third-Party Integrations: Improve functionality by connecting with various applications, allowing you to adapt the software to your business environment. Community-Driven Updates: Benefit from continuous improvement and new features, as a dedicated community of developers actively maintains the platform. BrightBook: User-Friendly for Freelancers Though Akaunting offers a robust solution for various business needs, BrightBook specializes in catering to freelancers and self-employed individuals. This software provides a user-friendly interface that simplifies invoicing and expense tracking, making it easy for you to manage your financial tasks efficiently. You can create and send unlimited invoices and estimates, which is perfect for handling multiple clients without any additional costs. BrightBook additionally supports basic bill and expense tracking, offering crucial tools that help you stay organized. You’ll find that accessing your financial data is straightforward, thanks to its secure online platform, allowing you to manage your accounts from anywhere. The emphasis on simplicity guarantees that even those without extensive accounting experience can navigate the software with ease. Overall, BrightBook is a practical choice for freelancers seeking a straightforward accounting solution that meets their specific needs. Manager: Offline Access and Cross-Platform Support With Manager accounting software, you can enjoy the benefits of offline functionality, allowing you to work without an Internet connection during retaining full access to all features. This cross-platform compatibility means you can easily switch between Windows, Mac, and Linux, keeping your files synchronized across devices. Plus, the user-friendly interface guarantees that managing your accounts remains straightforward, regardless of the platform you’re using. Offline Functionality Advantages Having the ability to manage your accounting tasks offline can considerably improve your workflow, especially during times when Internet access is unreliable or unavailable. With Manager.io, you can leverage complete offline functionality, guaranteeing uninterrupted access to your data. This capability allows you to maintain thorough records without restrictions. Here are some advantages of offline functionality: Manager.io: You can input as much data as needed without worrying about connectivity issues. Cross-Platform Compatibility: Use Manager.io on Windows, Mac, or Linux, making it adaptable to your operating system. Universal Database Format: Easily transfer files between different systems, providing flexibility if you switch devices. These features enrich your experience and guarantee that your accounting tasks remain seamless and efficient. Multi-Device Synchronization When you’re juggling accounting tasks across multiple devices, Manager.io offers a seamless solution that guarantees your data remains synchronized regardless of the platform you’re using. Available for Windows, Mac, and Linux, you can operate without losing any crucial information. The universal database format guarantees easy file transfers between systems, eliminating compatibility concerns. Plus, the software provides offline functionality, allowing you to continue working even when the internet is down, guaranteeing uninterrupted access to your data. You’ll enjoy unrestricted access to all features and unlimited data entry without any advertisements, making it a fully extensive tool. Continuous updates based on community feedback further improve your experience, guaranteeing that Manager.io stays relevant and efficient across all devices. User-Friendly Interface How can you guarantee that your accounting tasks remain manageable even in a fast-paced environment? With Manager.io, a user-friendly interface guarantees you can navigate your accounting tasks efficiently without extensive training. You’ll appreciate the flexibility it offers: Offline Access: Continue working on your accounting tasks during internet outages, guaranteeing you never lose momentum. Cross-Platform Support: Compatible with Windows, Mac, and Linux, it allows seamless operation and data transfer across devices. Universal Database Format: Easily switch between operating systems without losing data or functionality. Moreover, Manager.io is free forever, with no time limits or feature restrictions, letting you maintain access to your files indefinitely as you keep everything organized and accessible. Odoo: Customizable Financial Reporting Odoo provides customizable financial reporting features that empower managers to create personalized reports suited to their specific business needs. You can generate real-time financial statements and dashboards, giving you immediate access to essential performance indicators. With advanced filtering and sorting options, you can focus on key metrics and trends that matter most to your operations. The software supports unlimited users, allowing collaborative reporting and enabling multiple team members to contribute valuable insights for informed decision-making. Odoo’s seamless integration with other applications improves your ability to compile thorough financial reports that reflect data across various business functions. This level of customization not merely enhances the analytical capabilities of your team but also guarantees that reports align closely with your strategic goals. LedgerSMB: Integrative ERP Accounting When you’re looking for an accounting solution that integrates various business functions, LedgerSMB stands out as a robust option. Its modular architecture not merely allows for customization but additionally supports advanced financial reporting tools, making it ideal for managers aiming to improve their operational efficiency. With features like budgeting, time tracking, and multi-currency support, you can maintain an all-encompassing overview of your business’s financial health as you effectively manage resources. Comprehensive Business Integration As businesses grow and evolve, the need for a robust accounting solution that integrates various functions becomes essential. LedgerSMB serves as a potent open-source ERP accounting software that streamlines your financial management. It improves your ability to oversee budgets, track time, and manage projects effectively. Key features include: Support for multi-currency transactions, ideal for international operations. Extensible architecture, allowing seamless integration with other business applications. Robust reporting capabilities, enabling you to generate customizable financial reports. Advanced Financial Reporting Tools Advanced financial reporting tools are vital for managers who want to make informed decisions based on accurate data. LedgerSMB, with its integrative ERP accounting system, combines various business functions, allowing you to streamline operations as you enhance financial reporting capabilities. The software features thorough budgeting tools that help you create and manage budgets effectively, supporting better financial planning and analysis. Its open architecture facilitates extensive integrations with other business applications, enabling you to customize your financial reporting environment. You’ll benefit from robust financial reports that provide insights into cash flow, expenses, and revenue, which are important for informed decision-making. Furthermore, LedgerSMB supports multiple currencies, making it ideal for businesses operating internationally, ensuring accurate financial reporting across different regions. GnuCash: Privacy-Focused Desktop Software GnuCash stands out as a reliable choice for those seeking privacy-focused accounting software, especially since it allows users to store their financial data locally rather than in the cloud. This open-source desktop application prioritizes user privacy during offering robust features that cater to various accounting needs. Here are some key benefits of GnuCash: Multiple Currency Support: Ideal for users handling international transactions, GnuCash allows you to manage finances in different currencies easily. Comprehensive Reporting: You can generate detailed reports such as profit and loss statements, balance sheets, and cash flow reports, providing a thorough overview of your financial health. Cross-Platform Compatibility: GnuCash works on Windows, macOS, and Linux, making it accessible no matter your operating system. Popular Accounting Tools With Free Trials For those exploring accounting software options, numerous popular tools offer free trials, allowing you to evaluate their features without any initial financial commitment. Zoho Books provides a 14-day free trial of its Premium plan, enabling you to explore its extensive invoicing and reporting features. Similarly, ZipBooks offers a 30-day free trial, letting you test its unlimited invoicing capabilities along with cash and accrual reporting before making a commitment. Manager.io gives you a 14-day free trial of its cloud edition, which grants access to robust features at no cost. Odoo stands out with a monthly discount for the first year, coupled with a free trial to assess its customization and integration options. Finally, FreshBooks typically offers a free trial period, allowing you to experience its automated time tracking and simplified invoicing features. These trials can help you make an informed decision customized to your business needs. Tips for Choosing the Right Software for Your Needs When choosing the right accounting software for your needs, it’s vital to start by evaluating your specific requirements, as this will help you identify the best fit for your business. Consider the following key factors: Business Size: Assess how many users will need access and the volume of transactions you’ll handle. Essential Features: Look for software with unlimited invoicing and expense tracking in its free version, like Wave or Akaunting, to avoid unexpected costs. Scalability: Review pricing structures after free trials to verify the software can grow with your business, such as Zoho Books’ $3 per seat, per month pricing. Additionally, check integration capabilities with existing tools you use and look at user reviews or expert evaluations for insights into performance and reliability. Taking these steps will help you make an informed decision that supports your accounting needs effectively. Frequently Asked Questions Is There a Free Accounting Software for Personal Use? Yes, there are several free accounting software options available for personal use. GnuCash offers robust features like multi-currency support and extensive reporting, ideal for those focused on privacy. Wave allows unlimited invoicing and expense tracking, perfect for freelancers. BrightBook is user-friendly, enabling basic bill tracking. ZipBooks furthermore provides a free plan with crucial invoicing and expense management. Each of these options can help you manage your personal finances effectively without any cost. Which Accounting Program Has No Monthly Fee? If you’re looking for accounting programs with no monthly fees, several options stand out. Wave Accounting offers unlimited invoicing and estimates at no cost. Manager.io is completely free forever, giving you full access to all features. Akaunting, an open-source software, in addition has unlimited invoicing and expense management, whereas BrightBook allows multiple free accounts for tracking finances. Finally, ZipBooks provides a free tier with unlimited invoicing capabilities, though premium features come at a cost. What Is the Simplest Bookkeeping Software? If you’re looking for the simplest bookkeeping software, consider Wave and BrightBook. Wave offers an intuitive interface that lets you create unlimited invoices and track expenses easily. BrightBook is customized for small businesses and freelancers, simplifying bill and expense tracking. ZipBooks likewise provides straightforward invoicing features but has limitations in other areas. NCH Express Accounts supports small businesses with automated invoicing, whereas Akaunting offers customizable options for flexible bookkeeping. What Is Better and Easier Than Quickbooks? If you’re seeking alternatives to QuickBooks that are both better and easier, consider options like Wave Accounting and ZipBooks. Wave offers unlimited invoicing and expense tracking for free, whereas ZipBooks integrates seamlessly with payment platforms. Manager.io provides a free offline desktop application, ensuring you can access your data without internet dependency. GnuCash is likewise a strong choice for those needing customizable features. Each option simplifies financial management without the intricacies of QuickBooks. Conclusion In summary, choosing the best free accounting software for managers requires careful consideration of your specific business needs. Whether you prioritize invoicing, integration, or offline capabilities, options like Wave, Zoho Books, and Akaunting each offer unique features suited for different scenarios. Evaluating these tools based on their functionalities and scalability will help you make an informed decision. Ultimately, the right software can streamline your accounting processes and improve your overall efficiency. Image via Google Gemini This article, "What Is the Best Free Accounting Software for Managers?" was first published on Small Business Trends View the full article

Employee payroll software is an essential tool that simplifies the complex task of managing employee wages. It automates calculations based on hours worked or salary agreements, ensuring accuracy in payments. By integrating with time and attendance systems, it tracks hours effectively and generates necessary payroll reports. This software likewise adapts to changes in tax laws and labor regulations, which is vital for compliance. Comprehending its functionality can help you improve payroll efficiency and accuracy considerably. What features should you consider when choosing such software? Key Takeaways Employee payroll software automates the calculation and distribution of wages, ensuring timely and accurate payments for employees. It integrates with time and attendance systems to accurately track hours worked and deductions. The software generates payroll reports, providing insights into labor costs and ensuring compliance with tax regulations. Features self-service portals, allowing employees to access pay stubs and personal information easily. Continuous updates keep the software aligned with changing tax laws and labor regulations, maintaining compliance and accuracy. Definition and Importance of Employee Payroll Software Employee payroll software is an essential tool for modern businesses, streamlining the complex process of calculating and distributing wages. This digital solution automates wage computations, ensuring timely and accurate payments as it adheres to tax laws and labor regulations. By integrating employee time and attendance data, it automatically withholds necessary deductions such as federal, state, and local taxes, Social Security, and Medicare. Moreover, employee payroll software often features self-service portals, allowing employees to access pay stubs, track hours, and manage personal information. This promotes transparency and trust within the workplace. Utilizing payroll software reduces manual errors typically associated with traditional payroll methods, improving efficiency and accuracy. By automating these processes, HR resources can focus on strategic initiatives, enhancing workforce planning and financial management. For those considering this tool, a Paycor app download can simplify the shift to a more efficient payroll system, making it easier to manage employee compensation. How Employee Payroll Software Works When businesses implement payroll software, they streamline the entire process of wage calculation and payment distribution. The software automates wage calculations based on hours worked or salary agreements, factoring in necessary deductions for taxes and benefits. By integrating with time and attendance systems, it guarantees accurate tracking of hours and paid time off, which simplifies payroll processing. Furthermore, the software generates payroll reports, offering insights into labor costs that assist in financial planning and compliance audits. It assures timely payments through various methods, such as direct deposit, checks, or payment cards, enhancing reliability for employees. In addition, the system continuously updates to reflect changes in tax laws and labor regulations, helping you maintain compliance and avoid penalties. This thorough approach not only saves time and reduces errors but also guarantees that employees receive accurate and timely compensation. Benefits of Using Employee Payroll Software Utilizing employee payroll software offers numerous benefits that can considerably improve business operations. First and foremost, it automates wage calculations and distributions, ensuring timely and accurate payments during the reduction of the risk of human error. This efficiency can save you up to 40% in payroll processing costs by streamlining tasks and alleviating administrative burdens. Moreover, the software often includes features for automatic tax compliance, helping you avoid IRS penalties whilst ensuring correct tax deductions. In addition, many payroll systems provide self-service portals, allowing employees to access their pay stubs, tax documents, and time-off balances, which elevates transparency and satisfaction. Finally, by integrating with time and attendance systems, payroll software improves the accuracy of wage calculations, minimizing discrepancies related to hours worked and overtime. Key Features to Look for in Payroll Software Choosing the right payroll software can greatly improve the efficiency of your payroll processes, especially after recognizing the benefits of automation and accuracy. Look for automation capabilities that streamline payroll processing, which reduces manual errors and saves valuable time for your HR department. A robust payroll system should also guarantee tax compliance by automatically updating deductions based on the latest federal, state, and local regulations, helping you avoid penalties. Integration with time tracking and attendance systems is crucial for accurately calculating employee wages, especially when managing various pay structures like hourly, salaried, and commission-based compensation. Moreover, self-service portals for employees boost transparency by allowing staff to access pay stubs, track benefits, and update personal information. Finally, thorough reporting functionalities enable you to generate insights on payroll costs and employee compensation trends, which aids in strategic financial planning. Future Trends in Employee Payroll Software As businesses evolve, employee payroll software is set to undergo significant transformations that will improve efficiency and accuracy. The future leans heavily toward automation, with AI-driven tools reducing manual tasks and augmenting payroll processing accuracy. Integration with other HR systems will become essential, enabling seamless connections with time tracking, benefits administration, and employee management platforms. Cloud-based payroll solutions will dominate the market, providing accessibility from anywhere and ensuring continuous updates for compliance with changing tax laws. Improved data analytics capabilities will allow you to gain deeper insights into labor costs and workforce trends, supporting strategic decision-making. Furthermore, employee self-service portals will become increasingly popular, giving workers the ability to access their pay information, manage deductions, and submit time-off requests. This shift not only streamlines processes but additionally boosts overall employee satisfaction and engagement, making payroll management more efficient and user-friendly. Frequently Asked Questions How Does Payroll Software Work? Payroll software works by automating the calculation of employee wages based on hours worked or salaries, as well as factoring in deductions like taxes and benefits. It integrates with your business systems to guarantee accurate payment processing, supporting options like direct deposits and checks. Furthermore, you can update personal information, enhancing engagement. The software adapts to changing tax laws, minimizes errors, and provides real-time insights for better budgeting and forecasting. How Much Does Payroll Software Cost per Employee? Payroll software costs vary greatly based on company size and features. For small businesses, expect to pay between $20 to $100 monthly, with per-employee fees averaging $5 to 15. Mid-sized companies may see costs of $50 to $200 monthly, with $10 to $20 per employee. https://www.youtube.com/watch?v=8RYQj1TKyPU Enterprise solutions can range from $200 to $1,000 or more, with higher fees based on complexity and employee count. Additional features can further influence overall pricing. What Is an Employee Payroll System? An employee payroll system automates the process of managing employee payments, making it easier for you to calculate wages and withhold necessary taxes. It guarantees compliance with tax regulations during the reduction of manual errors. The system often includes self-service portals, allowing employees to track their hours, access pay stubs, and update personal information. What Are the Three Types of Payroll? There are three main types of payroll: manual payroll, in-house payroll software, and outsourced payroll. Manual payroll involves using spreadsheets and paper, best for small businesses. In-house payroll software automates processes, ideal for medium to large businesses that need efficiency. Outsourced payroll means hiring a third-party service to manage payroll tasks, offering expertise and compliance support. Each type has its own benefits and challenges, so consider your business’s size and needs when choosing. Conclusion To conclude, employee payroll software is an essential tool for managing payroll efficiently and accurately. It automates complex calculations, integrates with time tracking systems, and guarantees compliance with tax laws. By utilizing payroll software, businesses can save time, reduce errors, and streamline their payroll processes. As technology continues to evolve, staying informed about new features and trends can help organizations make the most of these systems, enhancing productivity and assuring employee satisfaction with timely payments. 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Employee payroll software is an essential tool that simplifies the complex task of managing employee wages. It automates calculations based on hours worked or salary agreements, ensuring accuracy in payments. By integrating with time and attendance systems, it tracks hours effectively and generates necessary payroll reports. This software likewise adapts to changes in tax laws and labor regulations, which is vital for compliance. Comprehending its functionality can help you improve payroll efficiency and accuracy considerably. What features should you consider when choosing such software? Key Takeaways Employee payroll software automates the calculation and distribution of wages, ensuring timely and accurate payments for employees. It integrates with time and attendance systems to accurately track hours worked and deductions. The software generates payroll reports, providing insights into labor costs and ensuring compliance with tax regulations. Features self-service portals, allowing employees to access pay stubs and personal information easily. Continuous updates keep the software aligned with changing tax laws and labor regulations, maintaining compliance and accuracy. Definition and Importance of Employee Payroll Software Employee payroll software is an essential tool for modern businesses, streamlining the complex process of calculating and distributing wages. This digital solution automates wage computations, ensuring timely and accurate payments as it adheres to tax laws and labor regulations. By integrating employee time and attendance data, it automatically withholds necessary deductions such as federal, state, and local taxes, Social Security, and Medicare. Moreover, employee payroll software often features self-service portals, allowing employees to access pay stubs, track hours, and manage personal information. This promotes transparency and trust within the workplace. Utilizing payroll software reduces manual errors typically associated with traditional payroll methods, improving efficiency and accuracy. By automating these processes, HR resources can focus on strategic initiatives, enhancing workforce planning and financial management. For those considering this tool, a Paycor app download can simplify the shift to a more efficient payroll system, making it easier to manage employee compensation. How Employee Payroll Software Works When businesses implement payroll software, they streamline the entire process of wage calculation and payment distribution. The software automates wage calculations based on hours worked or salary agreements, factoring in necessary deductions for taxes and benefits. By integrating with time and attendance systems, it guarantees accurate tracking of hours and paid time off, which simplifies payroll processing. Furthermore, the software generates payroll reports, offering insights into labor costs that assist in financial planning and compliance audits. It assures timely payments through various methods, such as direct deposit, checks, or payment cards, enhancing reliability for employees. In addition, the system continuously updates to reflect changes in tax laws and labor regulations, helping you maintain compliance and avoid penalties. This thorough approach not only saves time and reduces errors but also guarantees that employees receive accurate and timely compensation. Benefits of Using Employee Payroll Software Utilizing employee payroll software offers numerous benefits that can considerably improve business operations. First and foremost, it automates wage calculations and distributions, ensuring timely and accurate payments during the reduction of the risk of human error. This efficiency can save you up to 40% in payroll processing costs by streamlining tasks and alleviating administrative burdens. Moreover, the software often includes features for automatic tax compliance, helping you avoid IRS penalties whilst ensuring correct tax deductions. In addition, many payroll systems provide self-service portals, allowing employees to access their pay stubs, tax documents, and time-off balances, which elevates transparency and satisfaction. Finally, by integrating with time and attendance systems, payroll software improves the accuracy of wage calculations, minimizing discrepancies related to hours worked and overtime. Key Features to Look for in Payroll Software Choosing the right payroll software can greatly improve the efficiency of your payroll processes, especially after recognizing the benefits of automation and accuracy. Look for automation capabilities that streamline payroll processing, which reduces manual errors and saves valuable time for your HR department. A robust payroll system should also guarantee tax compliance by automatically updating deductions based on the latest federal, state, and local regulations, helping you avoid penalties. Integration with time tracking and attendance systems is crucial for accurately calculating employee wages, especially when managing various pay structures like hourly, salaried, and commission-based compensation. Moreover, self-service portals for employees boost transparency by allowing staff to access pay stubs, track benefits, and update personal information. Finally, thorough reporting functionalities enable you to generate insights on payroll costs and employee compensation trends, which aids in strategic financial planning. Future Trends in Employee Payroll Software As businesses evolve, employee payroll software is set to undergo significant transformations that will improve efficiency and accuracy. The future leans heavily toward automation, with AI-driven tools reducing manual tasks and augmenting payroll processing accuracy. Integration with other HR systems will become essential, enabling seamless connections with time tracking, benefits administration, and employee management platforms. Cloud-based payroll solutions will dominate the market, providing accessibility from anywhere and ensuring continuous updates for compliance with changing tax laws. Improved data analytics capabilities will allow you to gain deeper insights into labor costs and workforce trends, supporting strategic decision-making. Furthermore, employee self-service portals will become increasingly popular, giving workers the ability to access their pay information, manage deductions, and submit time-off requests. This shift not only streamlines processes but additionally boosts overall employee satisfaction and engagement, making payroll management more efficient and user-friendly. Frequently Asked Questions How Does Payroll Software Work? Payroll software works by automating the calculation of employee wages based on hours worked or salaries, as well as factoring in deductions like taxes and benefits. It integrates with your business systems to guarantee accurate payment processing, supporting options like direct deposits and checks. Furthermore, you can update personal information, enhancing engagement. The software adapts to changing tax laws, minimizes errors, and provides real-time insights for better budgeting and forecasting. How Much Does Payroll Software Cost per Employee? Payroll software costs vary greatly based on company size and features. For small businesses, expect to pay between $20 to $100 monthly, with per-employee fees averaging $5 to 15. Mid-sized companies may see costs of $50 to $200 monthly, with $10 to $20 per employee. https://www.youtube.com/watch?v=8RYQj1TKyPU Enterprise solutions can range from $200 to $1,000 or more, with higher fees based on complexity and employee count. Additional features can further influence overall pricing. What Is an Employee Payroll System? An employee payroll system automates the process of managing employee payments, making it easier for you to calculate wages and withhold necessary taxes. It guarantees compliance with tax regulations during the reduction of manual errors. The system often includes self-service portals, allowing employees to track their hours, access pay stubs, and update personal information. What Are the Three Types of Payroll? There are three main types of payroll: manual payroll, in-house payroll software, and outsourced payroll. Manual payroll involves using spreadsheets and paper, best for small businesses. In-house payroll software automates processes, ideal for medium to large businesses that need efficiency. Outsourced payroll means hiring a third-party service to manage payroll tasks, offering expertise and compliance support. Each type has its own benefits and challenges, so consider your business’s size and needs when choosing. Conclusion To conclude, employee payroll software is an essential tool for managing payroll efficiently and accurately. It automates complex calculations, integrates with time tracking systems, and guarantees compliance with tax laws. By utilizing payroll software, businesses can save time, reduce errors, and streamline their payroll processes. As technology continues to evolve, staying informed about new features and trends can help organizations make the most of these systems, enhancing productivity and assuring employee satisfaction with timely payments. Image via Google Gemini This article, "What Is Employee Payroll Software and How Does It Work?" was first published on Small Business Trends View the full article

Known for their unique flavors and vibrant designs, Japanese snacks are coveted around the world. But now, thanks to geopolitical tensions, one of Japan’s biggest snack makers is deciding to dial back its vibrant packaging, at least temporarily. Tokyo-based snack company Calbee announced Tuesday a creative response to supply chain disruptions caused by the blockade in the Strait of Hormuz—taking its brightly colored packaging and turning it monochrome. According to a statement issued by the company, Calbee will temporarily convert its colorful packaging to grayscale, for 14 product variants of their Potato Chips, Kappa Ebisen, and Frugra snacks. Buyers can expect to see the newly introduced temporary packaging starting the week of May 25. “Calbee will continue to respond flexibly and promptly to changes in its operating environment, including geopolitical risks, and remains committed to maintaining a stable supply of safe, high‑quality products,” the company said in its statement. “We ask for your understanding and continued support.” The measure is a response to “supply instability affecting certain raw materials amid ongoing tensions in the Middle East,” the company said. “This measure is intended to help maintain a stable supply of products.” Reports suggest the decision follows disruptions to naphtha, a crude oil derivative used for packaging and printer ink, of which Japan imports around 40% of its needs from the Middle East. Government officials have reassured the public about the nation’s supply, including boosting domestic production and importing from other producers like the US, Peru, and Algeria. “Adequate supplies of the naphtha ink ingredient have been secured for important functions in Japan. We are working with major corporations to ensure naphtha is imported by routes other than through the strait of Hormuz,” Japanese government spokesperson Kei Sato told reporters on Tuesday. The potato chip maker is not the only company affected by the ongoing disruptions. Notably, airlines around the world are struggling to keep up with rising fuel costs, which is trickling down to surging prices for air travel. View the full article

Salesforce is on a mission to streamline back-office operations that often bog down small businesses. With its newly introduced Agentforce Operations, the company promises a significant transformation for businesses burdened by outdated and manual processes. This innovation provides specialized AI agents that can effectively execute back-office tasks, allowing businesses to boost productivity while reducing operational costs. Amid the competitive pressure for speedy customer service and satisfaction, the introduction of Agentforce Operations addresses a crucial pain point: the inefficiency of manual processes that can slow down operations and damage customer experiences. According to Aman Naimat, SVP & GM of Agentforce Operations, “As companies accelerate AI adoption to become Agentic Enterprises, most are still burdened by an underlying layer of fragmented, manual processes across supply chain, procurement, finance, and the broader back office.” Agentforce Operations showcases a novel approach by using AI agents that not only coordinate tasks but also complete them. The promise? Cycle times are reduced by 50 to 70%, and manual data entry is slashed by 80%. Such efficiency could lead to substantial cost savings, making it easier for small businesses to allocate resources toward growth initiatives. Small business owners can find various practical applications for Agentforce Operations. For instance, manufacturers can benefit from streamlined order fulfillment processes. Suppose a custom order is placed; AI agents manage inventory checks, coordinate with different teams, and ensure timely product delivery—all without involving human oversight for routine tasks. “With Agentforce Operations, agents orchestrate the end-to-end fulfillment process behind the scenes,” says Salesforce, ensuring that sales reps can focus on their core activities, such as closing new deals. In the banking sector, the rapid processing of loan applications is another area ripe for improvement. Agentforce Operations manages the end-to-end underwriting process, freeing loan officers to concentrate on customer relationships rather than paperwork. Similarly, insurance providers can speed up claims processing with agents coordinating everything from validity checks to assembling documentation, leading to faster claim resolutions. However, small business owners should also be aware of potential challenges associated with adopting such advanced technology. While Agentforce Operations is designed for seamless integration, businesses may initially encounter a learning curve as they adjust to new systems and processes. Furthermore, the initial investment in AI technology might be a hurdle, especially for those without existing infrastructure. Integration with current systems poses another consideration. While the technology promises to work without needing to overhaul existing platforms, businesses must consider how readily their current processes can adapt. Moreover, businesses will need to ensure training and support for staff to work effectively with AI enhancements, thus maximizing the benefits of Agentforce Operations. Another key feature that stands to benefit small businesses is the platform’s adaptability. With Agentforce Operations, changes don’t require extensive programming. Managers can communicate modifications in plain language, and the system updates accordingly—this functionality allows businesses to be more agile in an ever-changing environment. Numerous case studies highlight the transformative potential of Agentforce Operations. For example, Asymbl’s CEO, Brandon Metcalf, shared that using automated lead management through AI-generated processes helped his company achieve “a 427% increase in prospect engagement and $1.5 million in cost savings.” Such dramatic improvements not only demonstrate ROI but also suggest that early adopters can gain a competitive edge. The potential for changes to back-office efficiency through AI is vast. By adopting these advanced solutions, small businesses can focus on strategic initiatives rather than being mired in labor-intensive management tasks. In a landscape where agility and responsiveness matter most, having systems in place that offer quick adaptations to workflows is invaluable. With Agentforce Operations now generally available, small business owners may find this an opportune moment to assess their operational practices. As they look into this cutting-edge technology, exploring how it can integrate into their specific environments will be critical for a successful transition. The promise of enhanced efficiency and reduced operational challenges makes Agentforce Operations a compelling consideration for small businesses aiming to evolve in today’s rapidly changing market. For more information on the new technology and its capabilities, visit Salesforce’s announcement here. Image via Google Gemini This article, "Salesforce Unveils Agentforce Operations to Transform Back-Office Efficiency" was first published on Small Business Trends View the full article

Salesforce is on a mission to streamline back-office operations that often bog down small businesses. With its newly introduced Agentforce Operations, the company promises a significant transformation for businesses burdened by outdated and manual processes. This innovation provides specialized AI agents that can effectively execute back-office tasks, allowing businesses to boost productivity while reducing operational costs. Amid the competitive pressure for speedy customer service and satisfaction, the introduction of Agentforce Operations addresses a crucial pain point: the inefficiency of manual processes that can slow down operations and damage customer experiences. According to Aman Naimat, SVP & GM of Agentforce Operations, “As companies accelerate AI adoption to become Agentic Enterprises, most are still burdened by an underlying layer of fragmented, manual processes across supply chain, procurement, finance, and the broader back office.” Agentforce Operations showcases a novel approach by using AI agents that not only coordinate tasks but also complete them. The promise? Cycle times are reduced by 50 to 70%, and manual data entry is slashed by 80%. Such efficiency could lead to substantial cost savings, making it easier for small businesses to allocate resources toward growth initiatives. Small business owners can find various practical applications for Agentforce Operations. For instance, manufacturers can benefit from streamlined order fulfillment processes. Suppose a custom order is placed; AI agents manage inventory checks, coordinate with different teams, and ensure timely product delivery—all without involving human oversight for routine tasks. “With Agentforce Operations, agents orchestrate the end-to-end fulfillment process behind the scenes,” says Salesforce, ensuring that sales reps can focus on their core activities, such as closing new deals. In the banking sector, the rapid processing of loan applications is another area ripe for improvement. Agentforce Operations manages the end-to-end underwriting process, freeing loan officers to concentrate on customer relationships rather than paperwork. Similarly, insurance providers can speed up claims processing with agents coordinating everything from validity checks to assembling documentation, leading to faster claim resolutions. However, small business owners should also be aware of potential challenges associated with adopting such advanced technology. While Agentforce Operations is designed for seamless integration, businesses may initially encounter a learning curve as they adjust to new systems and processes. Furthermore, the initial investment in AI technology might be a hurdle, especially for those without existing infrastructure. Integration with current systems poses another consideration. While the technology promises to work without needing to overhaul existing platforms, businesses must consider how readily their current processes can adapt. Moreover, businesses will need to ensure training and support for staff to work effectively with AI enhancements, thus maximizing the benefits of Agentforce Operations. Another key feature that stands to benefit small businesses is the platform’s adaptability. With Agentforce Operations, changes don’t require extensive programming. Managers can communicate modifications in plain language, and the system updates accordingly—this functionality allows businesses to be more agile in an ever-changing environment. Numerous case studies highlight the transformative potential of Agentforce Operations. For example, Asymbl’s CEO, Brandon Metcalf, shared that using automated lead management through AI-generated processes helped his company achieve “a 427% increase in prospect engagement and $1.5 million in cost savings.” Such dramatic improvements not only demonstrate ROI but also suggest that early adopters can gain a competitive edge. The potential for changes to back-office efficiency through AI is vast. By adopting these advanced solutions, small businesses can focus on strategic initiatives rather than being mired in labor-intensive management tasks. In a landscape where agility and responsiveness matter most, having systems in place that offer quick adaptations to workflows is invaluable. With Agentforce Operations now generally available, small business owners may find this an opportune moment to assess their operational practices. As they look into this cutting-edge technology, exploring how it can integrate into their specific environments will be critical for a successful transition. The promise of enhanced efficiency and reduced operational challenges makes Agentforce Operations a compelling consideration for small businesses aiming to evolve in today’s rapidly changing market. For more information on the new technology and its capabilities, visit Salesforce’s announcement here. Image via Google Gemini This article, "Salesforce Unveils Agentforce Operations to Transform Back-Office Efficiency" was first published on Small Business Trends View the full article