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The Leadership Quality Nobody Talks About in the Boardroom
EVERY year, organizations spend billions of dollars developing leaders in strategy, finance, and operational execution. Organizations sponsor employees through MBA programs, leadership academies, and executive coaching. They teach how to read a balance sheet, build a competitive moat, and manage a P&L. What rarely makes the curriculum is the inner work — the cultivation of self — that actually shapes how leaders make decisions under pressure; how they treat people when no one is watching, The word "spirituality" makes most boardrooms uncomfortable. It conjures images of incense and meditation retreats, not quarterly earnings calls and market strategy. And yet, the qualities that spiritual traditions have long cultivated — integrity, empathy, hope, purpose, a sense of something larger than oneself — are exactly what research increasingly shows drives long-term organizational performance. These are not soft skills sitting at the margins of leadership. They are the foundation. The real question isn't whether these principles belong in business. The evidence has settled that debate. The question is why we have kept them out for so long — and what it is costing us. The Cost of Leading Without Coherence The numbers are striking. According to Deloitte research, three global companies lost a combined $70 billion in market value as a direct result of trust failures — not market disruption, not technological obsolescence, but the erosion of trust. Meanwhile, Gallup's 2024 data reveals that employee engagement has hit a ten-year low, with just 31% of workers actively engaged and approximately 8 million fewer engaged employees than in 2020. These are not abstract statistics. They represent organizations hemorrhaging talent, productivity, and competitive advantage. The pattern beneath these numbers is consistent: leaders who default to authority, control, and short-term metrics create cultures of disengagement and, eventually, cynicism. Innovation slows. Collaboration becomes transactional. The best people start looking for exits. This is the coherence gap — the distance between what leaders say they value and how they actually lead. It is where organizations quietly break down, long before the crisis becomes visible on a balance sheet. And it is, at its core, a spiritual problem: the failure to integrate who we are with how we lead. What High-Performing Leaders Do Differently In researching this question through extensive interviews with CEOs, investors, and senior leaders across sectors, four qualities emerged with striking consistency among those who built genuinely high-performing, resilient organizations. These qualities — Hope, Empathy, Abundance, and Legacy thinking (HEAL) — are not personality traits or leadership styles. They are practices. Disciplines. Things you cultivate, not things you simply have. Hope as a practice, not a feeling. Most leaders think of hope as an emotion — something that rises and falls with circumstances. High-performing leaders treat it as a discipline. Data from meQuilibrium shows that employees with high hope are 74% less likely to burn out. Shiva Dustdar, at the European Investment Bank Institute, offers a compelling example of what this looks like in practice: deliberately cultivating hope as an organizational discipline, not simply as a byproduct of good news. This means communicating a credible vision of the future, acknowledging difficulties without catastrophizing them, and modeling the belief that obstacles are navigable. In a climate of chronic uncertainty, a leader who can hold and transmit genuine, grounded hope is an organizational asset of the highest order. Empathy through brave spaces. The leadership conversation has spent years emphasizing "psychological safety," and rightly so. But the most effective leaders have moved beyond safe spaces to what might be called brave spaces: environments where people are both genuinely heard and genuinely challenged. Where vulnerability is not only permitted but becomes a catalyst for creativity and ethical clarity. This is empathy in its fullest form, not the softening of standards or the avoidance of difficult conversations, but the capacity to hold another person's reality with enough presence and care that they can bring their full self to the work. Leaders who build brave spaces don't just reduce turnover. They unlock the discretionary energy that drives breakthrough performance. Abundance as generosity, not scarcity. Leaders who lead from abundance do not just create more engaged teams. They create cultures where people bring their full creativity and commitment to the work because they trust that there is room for everyone to succeed. An example of a company that cultivates abundance is Devoted Health. They follow a practice of all of their employees, before engaging with their patients, imagining that the patient is a beloved family member. They credit their success as an organization to this simple practice. Legacy as a decision-making filter. Niren Chaudhary, during his tenure at Chairman of Panera, used what he called a "triple accretive test" for every significant decision: Is this brand accretive? Is it people accretive? Is it culture accretive? This is legacy thinking operationalized, a concrete method for keeping long-term organizational health at the center of day-to-day decisions rather than allowing short-term pressures to erode the foundations that make performance sustainable. Leaders who ask "what kind of organization am I building?" alongside "what are our numbers this quarter?" make fundamentally different choices and build fundamentally different organizations. The Business Case is Settled For those who still need the data before the philosophy, purpose-driven companies outpaced the S&P 500 by 10.5 to 1 over a fifteen-year period. These are not the results of luck or favorable market conditions. They are the compounding results of leaders who chose to build organizations with coherence, trust, and genuine purpose at their core. The Choice Every Leader Faces Leadership begins in the mind. The way a leader thinks, what they attend to, what they believe about people and about their own purpose, shapes every decision they make. The inner work of cultivating hope, empathy, abundance, and a long-term view is not separate from the hard work of building organizations. It is the hard work. It is the work that determines whether all the other work blossoms or collapses. Every leader faces a choice, often unconsciously: to lead from default, reactive thinking — the accumulated habits of a career spent optimizing for the next result — or to cultivate the spiritual and moral qualities that create lasting impact. The first path is easier, at least at first. The second is harder, but it is the only one that builds something worth building. That choice defines not just your organization's performance. It defines your legacy. * * * Jenna Nicholas is an impact investor, entrepreneur, and president of LightPost Capital. She has led initiatives that shifted billions of dollars toward sustainable solutions and bridged the gap between capital and underserved communities through Impact Experience. Nicholas has worked at the World Bank Treasury and Calvert Special Equities, and her angel investments support innovative ventures in fintech, health care, and climate solutions. She has been recognized as a Forbes 30 Under 30 Social Entrepreneur, Council on Foreign Relations member, Stanford Social Innovation Fellow, and Echoing Green Fellow. She holds BA and MBA degrees from Stanford and studied at Oxford. Her work has been featured in the New York Times, Financial Times, and Forbes. Her new best-selling book is the Enlightened Bottom Line: Exploring the Intersection of Spirituality, Business, and Investing. Learn more at jenna-nicholas.com. * * * Follow us on Instagram and X for additional leadership and personal development ideas. * * * View the full article
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Key Benefits of Referral Marketing for Your Business
Referral marketing can be an influential tool for your business, offering numerous advantages that can lead to sustainable growth. By leveraging the trust consumers place in personal recommendations, you can improve your brand’s credibility and attract more customers. This strategy not merely increases customer lifetime value but likewise reduces acquisition costs considerably. As you explore these benefits, consider how referral marketing can reshape your approach to customer engagement and advocacy, setting the stage for long-term success. Key Takeaways Referral marketing enhances customer trust and credibility, as 84% of consumers rely on recommendations from friends and family. Referred customers exhibit higher lifetime value and retention rates, often making purchases nearly double those from traditional channels. It significantly reduces customer acquisition costs by 60-70%, as referrals come with built-in trust, increasing conversion likelihood. Satisfied customers expand your marketing reach, sharing positive experiences that boost brand awareness across diverse social circles. Referral programs provide valuable data insights, allowing businesses to optimize campaigns and improve customer engagement and loyalty. Enhanced Customer Trust and Credibility When you consider how consumers make purchasing decisions, it becomes clear that trust plays a crucial role in their choices. Referral marketing leverages this concept effectively, as 84% of consumers trust recommendations from friends and family. This trust translates into improved credibility for your brand, making a referral program marketing strategy indispensable. When potential customers receive referrals, they experience lower anxiety and are more likely to convert, leading to a 16% higher lifetime value. Furthermore, referrals create a sense of social proof; 85% of consumers prefer brands that convey authenticity, which referrals naturally do. This authentic voice contributes to a reliable brand reputation, with 78% of B2B marketers noting that referral programs generate high-quality leads. In the end, the benefits of referral marketing are clear: establishing trust through referrals not only improves customer relationships but also boosts your brand’s overall credibility in a competitive market. Increased Customer Lifetime Value When you tap into referral marketing, you’re likely to see a significant boost in customer lifetime value. Referred customers often make higher initial purchases and tend to return more frequently, thanks to the trust established through personal recommendations. This trust not only leads to increased spending but additionally cultivates a loyal customer base, in the end driving sustainable revenue for your business. Higher Initial Purchases Referral marketing greatly impacts initial purchases, as referred customers tend to spend nearly double compared to those who come through traditional channels. This phenomenon is vital for your referral marketing strategy, as it leads to significant revenue growth right from the start. Here are some key points to reflect on: Referred customers typically exhibit built-in trust, leading to higher initial sales. With referral advertising, you’re likely to see a 16% increase in lifetime value as a result of better product fit. Engaging in refer a friend marketing encourages loyalty, resulting in lower churn rates. Repeat Purchase Patterns Though many businesses focus on acquiring new customers, it’s vital to recognize the impact of repeat purchase patterns on overall profitability and customer lifetime value (LTV). Utilizing referral marketing techniques can greatly improve these patterns. B2B referral statistics indicate that referred customers have a 16% higher LTV than non-referred ones, indicating they spend more over time. In addition, 30%-50% of repeat purchases stem from advocates and their referrals, showcasing the important role of a solid referral strategy. Referred customers typically make larger initial purchases, which not only boosts immediate revenue but lays the groundwork for future sales. Loyalty cultivated through referrals leads to lower churn rates, ensuring that referred customers remain engaged and committed to your brand, thereby increasing overall profitability. Trust-Driven Spending Building on the importance of repeat purchase patterns, trust-driven spending plays a significant role in enhancing customer lifetime value (LTV). When customers come through referrals, they bring a built-in trust that often leads to higher spending and loyalty. https://www.youtube.com/watch?v=wqMtnX5Zq04 Here are a few key benefits of trust-driven spending: Referred customers typically show a 16% higher LTV than non-referred customers, thanks to personal recommendations. Their first purchases are nearly double in value, indicating a stronger initial spending tendency. Customers who advocate for your brand are 30%-50% more likely to make repeat purchases, further increasing LTV. This trust not merely lowers churn rates but additionally stabilizes revenue streams, ensuring a more predictable income for your business. Reduced Customer Acquisition Costs When you consider the costs associated with acquiring new customers, referral marketing stands out as a highly effective strategy. By using your existing customers to generate new leads, you can considerably lower your customer acquisition costs (CAC). In fact, brands with referral programs see a CAC that’s 60-70% lower compared to traditional marketing channels, like pay-per-click ads. This performance-based model means you only incur costs for successful conversions, making it a more efficient option for acquiring customers. Moreover, referred customers come with built-in trust, which increases their likelihood of converting. This not just reduces the costs typically tied to extensive marketing efforts but additionally boosts the lifetime value (LTV) of these acquired customers. Improved Customer Retention Rates When you focus on referral marketing, you’ll likely notice improved customer retention rates. Referred customers not just show higher loyalty levels but additionally contribute to reduced churn rates, making them invaluable for long-term business success. Higher Loyalty Levels Loyalty is a crucial component of any successful business strategy, and referral marketing greatly boosts customer retention rates. When customers are referred by someone they trust, they tend to develop a stronger loyalty to your brand. This connection improves their satisfaction, leading to higher retention rates. Here are some key points to reflect on: Referred customers show a 37% higher retention rate than those who aren’t referred. These customers often make repeat purchases, increasing their overall lifetime value. Nurturing relationships through referrals cultivates emotional connections, reinforcing brand loyalty. Reduced Churn Rates Referral marketing plays a considerable role in reducing churn rates, leading to improved customer retention. Customers referred by others have a 37% higher retention rate compared to those who come in through other channels. This loyalty is often stronger among referred customers, creating a sense of belonging that encourages ongoing patronage. When you retain customers gained through referrals, you improve overall business stability and profitability. These customers are likewise more likely to make repeat purchases, further decreasing churn. By cultivating a community of loyal customers through referral marketing, you not only lower your customer acquisition costs but also greatly improve customer lifetime value, resulting in more stable long-term revenues for your business. Expanded Marketing Reach and Visibility As customers share their positive experiences, they effectively become advocates for your brand, creating an expansive network of potential outreach. This word-of-mouth marketing can greatly improve your brand’s visibility and reach new demographics that traditional advertising often overlooks. Here are some key advantages of expanded marketing reach through referrals: Unlimited Outreach: Each satisfied customer can introduce your brand to diverse social circles, multiplying your potential audience. Increased Trust: With 84% of consumers trusting recommendations from friends and family, you can raise your brand’s credibility in the marketplace. Improved Social Media Presence: Engaging content shared by customers not solely boosts brand awareness but also drives engagement across various platforms. Incorporating referral marketing into your strategy allows you to leverage these advantages effectively, ensuring your brand gains a competitive edge as it reaches wider audiences. Valuable Customer Insights and Data Grasping customer preferences and behaviors becomes considerably easier when you implement a referral marketing program. By utilizing referral tracking, you gain access to valuable first-party data insights that reveal how your customers engage with your brand. Analyzing these referral patterns allows you to identify which rewards resonate most effectively, improving your overall marketing strategies and customer engagement efforts. In addition, evaluating the revenue generated from referred customers helps you measure the ROI of your referral programs, enabling you to optimize them for better results. These insights can inform targeted campaigns, ensuring your messaging aligns with specific customer segments. By leveraging referral data, you can improve personalization in your communications and offerings, allowing you to meet your audience’s needs more effectively. Higher Engagement and Brand Loyalty When customers actively share their positive experiences, it creates a ripple effect that amplifies engagement and nurtures brand loyalty. Referral marketing encourages this sharing, leading to a 16x increase in engagement among advocates. Engaged customers are likely to return, with referred customers showing a 37% higher retention rate. This loyalty contributes to a stable revenue stream and reduces churn rates. Key aspects of higher engagement and brand loyalty include: Sense of Belonging: Referral marketing cultivates a community where customers feel valued and connected. Repeat Purchases: Referred customers tend to make repeat purchases, increasing their lifetime value by 16%. Recognition and Rewards: Brands that acknowledge loyal customers through referral programs greatly improve satisfaction, reducing the 68% of customers who leave because of a lack of appreciation. Organic Brand Advocacy and Reputation Organic brand advocacy and reputation play a crucial role in shaping how consumers perceive a brand. When satisfied customers share their positive experiences, they become active promoters, with 84% of consumers trusting recommendations from friends and family more than traditional ads. This word-of-mouth marketing boosts brand credibility, as referred customers often contribute to a cycle of trust that results in higher conversion rates. Moreover, positive brand storytelling through referrals increases brand awareness, with 85% of consumers preferring brands that resonate with them. Referral programs allow you to leverage authentic customer experiences, increasing perceived value, boosting customer loyalty, and improving satisfaction. Furthermore, social proof from referrals serves as an influential marketing tool; 78% of B2B marketers report that referral programs yield good or excellent leads. Consequently, nurturing organic brand advocacy is critical for solidifying your brand’s reputation and ensuring long-term success. Cost-Effective Marketing Strategy Leveraging customer recommendations not just builds brand advocacy but likewise serves as a cost-effective marketing strategy. By tapping into your existing customers’ networks, you can notably reduce customer acquisition costs (CAC). Here’s how referral marketing stands out: You only pay for successful referrals, leading to lower overall expenses compared to traditional methods like PPC and print ads. Referred customers can have a CAC that’s 60-70% less than those acquired through conventional channels, enhancing your budget efficiency. The organic nature of referrals creates built-in trust, reducing the need for extensive marketing efforts and boosting conversion rates. Frequently Asked Questions What Are the Benefits of Referral Marketing? Referral marketing offers several significant benefits. It improves your sales opportunities, as most consumers trust recommendations from friends and family. Referred customers tend to stay loyal longer, boosting your retention rates. Furthermore, customers acquired through referrals typically spend more over their lifetime, improving your revenue. This strategy likewise lowers customer acquisition costs, leveraging existing relationships. Finally, satisfied customers help increase your brand’s credibility and awareness by sharing their positive experiences within their networks. How Effective Is Referral Marketing? Referral marketing’s effectiveness lies in its ability to leverage existing customer relationships. You’ll find that referred customers often have a 37% higher retention rate, which nurtures long-term loyalty. Furthermore, these customers typically exhibit a 16% higher lifetime value, translating into greater overall revenue. With 84% of consumers trusting recommendations from friends or family, referral marketing proves to be a strong strategy, generating high-quality leads at a lower cost compared to traditional advertising methods. What Are the Benefits of Referral System? A referral system offers several benefits that can improve your marketing strategy. First, it can greatly lower customer acquisition costs, making it a more cost-effective approach than traditional advertising. Furthermore, referred customers often exhibit higher retention rates and lifetime value, meaning they spend more and stay loyal longer. In addition, referrals tend to generate high-quality leads, boosting your conversion rates and overall revenue stability, ultimately benefiting your business in the long run. What Are Three Common Reasons for a Referral? Three common reasons for a referral include positive experiences, trust, and timing. When you have a satisfying experience, you’re likely to share it with friends. Trust plays a significant role; people often value recommendations from those they know. Finally, referrals usually occur shortly after a purchase when excitement is high, prompting customers to spread the word. These factors combine to create a natural inclination to refer others to brands or services. Conclusion In conclusion, referral marketing offers significant advantages for your business, including improved trust and credibility among consumers. By leveraging existing customer relationships, you can increase customer lifetime value during reducing acquisition costs. This strategy not only enhances retention rates but furthermore expands your marketing reach through satisfied advocates. In the end, implementing a referral program can lead to valuable insights, higher engagement, and a cost-effective approach to growing your brand’s reputation and customer base. Image via Google Gemini and ArtSmart This article, "Key Benefits of Referral Marketing for Your Business" was first published on Small Business Trends View the full article
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Gulf officials seek to calm investors as war rattles confidence
Delegates at a Miami conference urged to continue investing in the regionView the full article
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The Best TV Deals I Found in Amazon's Big Spring Sale
We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. I'm practically an evangelist about this point: If you need a TV, you should get one right now. Not just because it's Amazon's Spring Sale—March and April are traditionally the time when retailers clear space on their shelves and in their warehouses to make room for the new models coming for the holidays. And this year, the RAM tax is coming too: Big tech companies are buying up the world's supply of memory to power AI data centers, so the price of televisions is expected to go up in the near future, and stay elevated for a while. That's all to say: Grab these bargains from Amazon's Big Spring Sale while you can. 50" Amazon Fire TV 4-Series 4K HDR10+ Smart TV (2025 Model) $239.97 at Amazon $399.99 Save $160.02 Get Deal Get Deal $239.97 at Amazon $399.99 Save $160.02 Roku Smart TV 2026 – 40-Inch Select Series, 1080p Full HD TV – RokuTV with Voice Remote – Flat Screen LED Television with Wi-Fi for Streaming Live Local News Sports & Movies – Bluetooth Headphone Mode $129.00 at Amazon $229.99 Save $100.99 Get Deal Get Deal $129.00 at Amazon $229.99 Save $100.99 75" Hisense U6 Series 4K Mini-LED QLED Smart TV (2025 Model) $597.96 at Amazon $899.99 Save $302.03 Get Deal Get Deal $597.96 at Amazon $899.99 Save $302.03 55" Samsung OLED S85F 4K Smart TV (2025 Model) $897.99 at Amazon $1,397.99 Save $500.00 Get Deal Get Deal $897.99 at Amazon $1,397.99 Save $500.00 55" Samsung The Frame LS03F 4K QLED Smart TV (2025 Model) $897.99 at Amazon $1,197.99 Save $300.00 Get Deal Get Deal $897.99 at Amazon $1,197.99 Save $300.00 INSIGNIA 32" Class F20 Series LED HD Smart Fire TV with Alexa Voice Remote (NS-32F201NA26) $74.99 at Amazon $129.99 Save $55.00 Get Deal Get Deal $74.99 at Amazon $129.99 Save $55.00 SEE 3 MORE The best budget TV in Amazon's Big Spring Sale: The Amazon Fire 4-SeriesIn terms of what you pay versus what you get, you can't do much better than Amazon's house brand. The company is selling its 4-series Fire TVs for almost comically low prices during its ongoing Big Spring Sale. The 50" model is $239.97, and the 43" is $199; that's 40% off the list price and the lowest price Amazon has ever offered on these 4K smart TVs. I bought a 55" Fire TV a few months ago, and even though I paid $400 for it, I have no complaints. It's a solid TV that gets good reviews from pros and customers alike—Amazon's reviewers give it a 4.3 our of 5. The best all-in-one streaming TV in Amazon's Big Spring Sale: The Roku Smart TV 2026The Roku Smart TV 2026 is a standout pick if you want everything in one package. The 40" version is marked down 44%, to just $129. It's an all-in-one, hassle-free streaming solution that's perfect as a second TV in a bedroom or office. It comes with the Roku interface that can be navigated with voice remote, and it offers access to over 500 free live TV channels as well as Netflix, Disney+, and any other paid streamer you can think of. The best "go big" TV bargain in Amazon's Big Spring Sale: The 75-inch Hisense Class U6 Series Mini-LED 4KIf you just want a gigantic television, the 75-inch Hisense U6 is a steal for $598. . Hisense's 2026 models were unveiled earlier this month, so retailers are slashing prices on older models to clear warehouse space. Despite not being new, it uses Mini-LED tech that provides brightness levels and local dimming that rival TVs twice its price. (Besides, you probably don't really need a "better" TV.) The best deal on an OLED TV in Amazon's Big Spring Sale: The 55-inch Samsung S85F OLED TVThis 55-inch Samsung S85F OLED TV is 36% off, down to $897.99 (originally $1,397.99). Despite being labeled an entry-level OLED TV, the picture quality is impressive, with strong HDR performance, color accuracy, and near-infinite contrast. The blacks are perfect. That means you’ll get better bang for your buck during dark scenes than you will with LED/QLED displays. It also rivals the best gaming TVs, with a highly responsive 9.4ms input lag, four HDMI 2.1 ports that support 4K 120Hz, AMD FreeSync Premium, Nvidia G-Sync, ALLM, and HDR10+ gaming, as well as Motion Xcelerator tech to reduce blur in fast scenes and an AI Auto Game Mode to optimize settings. The best art TV in Amazon's Big Spring Sale: The 55-Inch Samsung "The Frame" TVIf your living room is more "art gallery" than "sports bar," The Frame is your dream TV. It comes with a special mount so it can hang on the wall like a picture, and when you aren't watching a show, it enters "Art Mode" and displays museum-quality masterpieces (or your own photos) with a matte finish that makes the screen look like a canvas. When your snobby friends come over, you can pretend you don't even have a television, then secretly binge Love Island when they go home. During the Big Spring Sale, the 55-inch model is down to $897.99, a $300 drop from its $1,197.99 list price. The overall cheapest TV in Amazon's Big Spring Sale: This 32-inch Hisense LED TVAll TVs are cheaper-than-usual right now, but this deal is ridiculous: A Hisense 32" LED television for just $74.99. It's not the greatest TV of all time, but by all available accounts, it's at least a solid buy It's an older model—released in 2020—but that means there are over 3,000 reviews on Amazon, and the score is a respectable 4.1 stars out of 5. Critics generally were positive when it came out, too. The screen is 32", so it's big enough to be watchable, and the picture is 720p, so it's technically "high-def," if not "full high-def." It even comes with built-in Alexa and FireTV, and you can get it for less than I paid for Thai food last night. Our Best Editor-Vetted Amazon Big Spring Sale Deals Right Now Apple AirPods Pro 3 Noise Cancelling Heart Rate Wireless Earbuds — $199.00 (List Price $249.00) Apple iPad 11" 128GB A16 WiFi Tablet (Blue, 2025) — $299.00 (List Price $349.00) Samsung Galaxy Tab A11+ 128GB Wi-Fi 11" Tablet (Gray) — $209.99 (List Price $249.99) Sony WH1000XM6- Best Wireless Noise Canceling Headphones — $398.00 (List Price $459.99) Apple Watch Series 11 (GPS, 42mm, S/M Black Sport Band) — $299.00 (List Price $399.00) Blink Video Doorbell Wireless (Newest Model) + Sync Module Core — $35.99 (List Price $69.99) Fire TV Stick 4K Max Streaming Player With Remote — $34.99 (List Price $59.99) Amazon Kindle Colorsoft 16GB 7" eReader (Black) — $169.99 (List Price $249.99) Deals are selected by our commerce team View the full article
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Wordle Is Too Easy, but Now I’m Obsessed With These Daily Cryptic Puzzles
I find it satisfying to do a word puzzle (or three) each day. Wordle is great, but it’s not really exciting anymore. Crosswords are fun if you have the time (I love an NYT Thursday puzzle) but I don’t always bother. My sweet spot, lately, are games like Minute Cryptic and Parseword—which are entry points into the incredibly bizarre world of British “cryptic” crossword clues. What is a cryptic puzzle?Cryptics are a type of word puzzle unlike anything else. There exist whole crosswords full of them, but the daily puzzles I’m writing about are just one clue per day, so you can focus on exactly what’s going on in that single clue. Cryptics look like a regular crossword clue—a short bit of text with a single word or phrase as an answer—but the way you come up with the answer is by re-interpreting the clue as instructions for wordplay. You might realize you’re being asked to anagram a word, insert another word inside of it, flip a word backwards, or any of a variety of other devilish tricks. For example, one recent Minute Cryptic clue was “Learn 1970s-style dance music! $5 off per beginner!” To solve it (which took me a few hints) I needed to do the following: Ignore the word “learn” for now, since it will turn out to be the definition of the word I’m trying to find Translate “1970s-style dance music” into DISCO Translate “$5” into another way to write the number five—the roman numeral V Take off the beginner of the word “per,” leaving me with ER Put those bits together to make the word DISCOVER, a synonym for “learn.” If you scream “are you fucking kidding me?” at your phone when you figure out the answer, you’ve done it right. Another favorite of mine was “box for dead pet of Schrödinger contains almost half-skeleton.” To construct a “box for dead,” you put the letters SKE (almost half of “skeleton”) inside of CAT. So you get CASKET. Get it? I’ve always loved regular, nice, American crosswords—where the clue is a definition and that’s all there is to it—and figured the cryptic type were basically impossible. But friendly puzzles like Minute Cryptic and Parsewords help you learn the little tricks of the trade, and after playing them daily for a while, I can now often answer cryptic clues without hints. How to learn to play daily cryptic puzzlesWhile my favorite is Minute Cryptic, I’m first going to show you Parseword, since that’s more explicit about teaching you the manipulations you might see in a cryptic clue. When you first visit parseword.com, you’ll get a fairly thorough tutorial. Rather than just giving you boxes to type in the answer, Parseword lets you click on each word in the clue. When you click, you’ll get the option to replace the word with a substitute. If you click two words, you’ll get options for different ways to combine them. The interface lets you click around to explore all the possibilities, which can be a good way of getting un-stuck when you’d otherwise just be staring at the screen wondering what you’re supposed to do. Credit: Parsewords Minute Cryptic takes a different approach, based on hints. You can decide if you’d like the game to reveal the indicators (the words telling you what operations to do, like “off” and “beginner” in my DISCOVER example), or the fodder (the words you use for parts) or point out which word is the definition. If you’re still stumped, you can ask the game to reveal one letter at a time until you finally get it. There’s no way to fail Minute Cryptic—you’re just told whether you used more or fewer hints than the average player. On the left, what you first see when you solve a puzzle; on the right, the hints and the video explanation Credit: Minute Cryptic Both games are friendly to beginners—no judgment if you need hints, but no hints if you choose not to use them. Parseword can be more structured, with its “learn mode” and automatic suggestions. I prefer Minute Cryptic’s hints, and I love that it recently added a “scribble space” where you can select and rearrange letters—perfect if you know you need to anagram something. (Before that feature was introduced, I used scranagram as my non-cheating anagram tool. You enter your letters, and hit “shuffle” until inspiration strikes.) After a few days with Minute Cryptic, I started to understand how the clues were constructed. After a few weeks, I was usually solving them “under par.” After a few months, I paid for a subscription that gives you unlimited mini crosswords to do, where each clue has hints available. Another step in your learning journey, if you’re feeling confident, is trying out the Guardian’s Quick Cryptic. Not only is it smaller than a regular cryptic crossword, there’s also an explanation of the clue types used in the day’s puzzle. For example, puzzle #103 has anagrams, hidden words, soundalikes, and acrostics, but no other clue types. You’ll get practice spotting and solving those four types, but you’re on your own for the solutions themselves. View the full article
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How AI Is Making Tax Scams Harder to Spot
Tax time is high season for scammers, who target taxpayers with fraud campaigns ranging from IRS impersonation to "ghost" preparers that take your money and run. In fact, the IRS publishes its annual "Dirty Dozen," a list of the tax scams consumers should be especially aware of. And this year's list reveals that, as with romance scams and scams targeting travelers, AI is making tax scams appear more sophisticated—and harder to spot. AI is facilitating tax scamsOne of the IRS' top scams for 2026 is AI-powered impersonation by phone: fraudsters are using AI tools for voice cloning and caller ID spoofing so recipients believe they are talking to a legitimate IRS representative. These forms of impersonation are so good that it's difficult to distinguish between what's fake and what's real. Scammers may call you about your tax bill and demand payment, or tell you that your information is being used in a crime and ask you to verify sensitive details. Of course, AI facilitates other forms of impersonation, spoofing, and phishing. It's easy to set up an AI-generated fake website (such as for the IRS or other organizations that provide tax prep or support services) that looks nearly identical to the real thing, and which scammers can use to harvest personally identifiable information and login credentials. The same goes for other communication, such as text messages and notices sent via email or snail mail. AI isn't just an external threat. Researchers at McAfee found that 30% of taxpayers plan to use an AI tool like ChatGPT to help them prepare their taxes. Not only will a chatbot potentially provide incorrect (if relatively harmless) information to users, it could also put personal data at risk in the event of a data breach. How to spot AI-powered tax scamsTaxpayers may be particularly vulnerable to these scams because the possibility of getting into trouble with the IRS is especially scary, and fraudsters capitalize on this fear. People may be more likely to act on an urgent message that comes with the threat of financial penalties, wage garnishment, or a lien being placed on their home. And since AI can make communication sound more human—and both believable and trustworthy—than an actual human, the typical scam red flags like poor grammar and odd language aren't reliable indicators. First and foremost, remember that the IRS almost always initiates contact by mail and will not call taxpayers to demand payment or threaten arrest. The agency also does not leave prerecorded messages. Legitimate notices sent by mail are informational and should contain specific references to your tax return rather than vague demands for money. It is possible you will receive a call or even an-person visit from the IRS, but these occur in specific cases and only after multiple mailed notices. Because AI scams can be so difficult to spot, you should be wary of all communication related to taxes. You can set up an online IRS account through ID.me and view any notices and letters you've been sent to verify they are legitimate. As always, never comply with any demand for money or information without confirming who you are talking to—because it's almost certainly not the IRS. View the full article
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You Can Create a Full Smart Home Set-Up on a Budget With These Amazon Big Spring Sales
We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. Amazon's Big Spring Sale continues to march on. Within this sale, you can find deals on a range of different tech items, including laptops, power tools, fitness trackers, and even smart home devices. Computerized smart homes went from a science fiction dream in the 1970s to a full-time headache and money pit in the 2000s, but in 2026, we've finally hit the sweet spot, where you can fully automate your home without spending your life savings or needing a degree in programming. Thanks to the arrival of Matter-compatible gear and some serious discounts during Amazon’s Big Spring Sale, a basic smart home is achievable with a total cost of less than $2,000. So let’s take a walk through what your daily routine looks like when your house starts working for you. Smart doorbells and floodlightsAs we approach the front door, the lights from the Ring Doorbell Plus with Ring Floodlight Cam turn on automatically. For $164.99 (50% off) you're getting a professional-grade security perimeter and a head-to-toe view of any visitors. More smart doorbells on sale on Amazon: Blink Video Doorbell: $35.99 on Amazon (was $69.99) Ring Wired Doorbell Pro: $199.99 on Amazon (was $249.99) Ring Wired Doorbell Pro with Chime: $219.99 on Amazon (was $269.99) Blink Outdoor 2K+: $142.99 on Amazon (was $219.99) Blink Outdoor 4: $164.99 on Amazon (was $229.99) Ring Outdoor Cam: $49.99 on Amazon (was $79.99) Ring Spotlight Cam Plus: $109.99 on Amazon (was $149.99) Eufy Security SoloCam S340: $119.99 on Amazon (was $199.99) Eufy Security eufyCam S4: $999.99 on Amazon (was $1,299.99) Smart locksRather than fiddling around with your keys like some kind of caveman, you have three options for unlocking your front door with this SwitchBot Smart Lock Pro ($84.99, 57% off): Use the app, enter the combination, or slide your finger over the biometric sensor. So your "welcome home" sequence goes like this: The lights find you, the camera sees you, and the door unlocks for you, all before you've even reached for the handle. Smart plugs and lightingOnce you step inside, the house begins waking up. Your tasteful mid-century lamps are still in place, but they're controlled by these Kasa Matter Smart Plugs (on sale for $39.99 for four). Compatible with Apple Home, Amazon Alexa, Google Home, and Samsung SmartThings, these outlets can be programmed to turn on when the door unlocks. So does the Philips Hue Go Smart Portable Table Lamp ($84.99). It's glowing amber, one of the millions of colors you can choose. Smart climate controlYou settle into your favorite chair. The air is perfectly crisp. Your Google Nest Thermostat ($89.99) checked your schedule and dialed in your preferred temperature before you arrived. Cool, but also efficient: The brain of your HVAC system helps cut your energy costs by never heating or cooling an empty house. Sensing the rays of the sun outside, the SwitchBot Blind Tilt Motorized Blinds ($48.99) adjust the slats to prevent glare on the TV. The blinds and the thermostat have been working together all day to account for the sun and keep the house at the optimum temperature. Smart entertainment coreWith the temperature and lighting perfect, it's time to relax. You tap your phone or issue an order, and the Google TV Streamer ($79.99) wakes up your home theater, organizing all your subscriptions into one sleek interface. To your left, the Echo Studio ($189.99) begins to glow, ready to pump out spatial audio that rivals surround sound setups. More smart home speaker deals from Amazon: Amazon Echo Dot: $39.99 on Amazon (was $49.99) Amazon Echo Spot: $49.99 on Amazon (was $79.99) Amazon Echo Show 5: $69.99 on Amazon (was $89.99) Amazon Echo Show 11: $169.99 on Amazon (was $219.99) Smart cleaningDown the hall, the Ecovacs Deebot X8 robot vacuum and mop ($599, $500.99 off) is finishing its evening rounds. It vacuums and mops, then washes its own pads with hot water, either on a schedule or at your command. More smart vacuums on sale on Amazon: Roborock Qrevo Series Robot Vacuum and Mop: $399.99 on Amazon (was $649.99) Roborock Q10 S5+ Robot Vacuum and Mop: $279.99 on Amazon (was $549.99) Shark AI Ultra Voice Control Robot Vacuum: $279.99 on Amazon (was $599) Eufy E25 Robot Vacuum and Mop: $599.99 on Amazon (was $999.99) Dreame X60 Max Ultra Complete Robot Vacuum and Mop: $1,359.90 on Amazon (was $1,699.99) Smart router and meshKeeping all of this gear connected is a TP-Link AXE5400 Tri-Band WiFi 6E Router ($112.99, 66% discount) that manages the high-bandwidth streaming, while the eero 6 Mesh System ($139.99) ensures there isn't a dead zone from the basement to the attic. Smart command centerIf you want to make adjustments to your set-up, you can control everything from a single place, the SwitchBot Hub 3 ($79.99). It's compatible with 100,000+ infrared appliances, all SwitchBot devices, and third-party Matter-compatible devices. Smart modulesWith the night winding down, you take to your bed and check the Echo Spot ($49.99) on the bedside table. Put one of these anywhere in your house and instantly confirm that the door is locked, the lights are out, and the TV is off. If you forgot anything, no worries, just say, "Hey, Alexa, turn off the TV." Smart emergency controlsBut then you hear a warning sound! Something is wrong. You briefly remember Ray Bradbury's short story "The Veldt," but it's not a digital lion that turned real; it's a leak. But the GoveeLife Premium Smart Water Leak Detector 2 ($49.98) you installed caught it instantly and sent the warning to your phone, so you're able to take care of it. You've also installed a GoveeLife Smart Air Quality Monitor ($36.78), so you know the air isn't full of smoke from burning toast. Drifting back to sleep, you ask Alexa to play a recording of "There Will Come Soft Rains" by Sara Teasdale, just for irony's sake. Ring Battery Doorbell Plus with Ring Floodlight Cam Plus, White $164.99 at Amazon $329.98 Save $164.99 Get Deal Get Deal $164.99 at Amazon $329.98 Save $164.99 SwitchBot WiFi Smart Lock Pro with Keypad Touch, Fingerprint Keyless Entry Door Lock, Bluetooth Electronic Deadbolt, IP65 Weatherproof, Fits Your Existing Deadbolt, Supports Matter, Alexa and Google $84.99 at Amazon $99.99 Save $15.00 Get Deal Get Deal $84.99 at Amazon $99.99 Save $15.00 TP-Link Kasa Smart Wi-Fi Plug Mini $21.99 at Amazon Get Deal Get Deal $21.99 at Amazon Philips Hue Go Smart Portable Table Lamp, White - White and Color Ambiance LED Color-Changing Light - 1 Pack - Indoor and Outdoor Use - Control with Hue App or Voice Assistant $122.75 at Amazon $175.99 Save $53.24 Get Deal Get Deal $122.75 at Amazon $175.99 Save $53.24 Nest Thermostat $89.99 at Amazon $129.99 Save $40.00 Get Deal Get Deal $89.99 at Amazon $129.99 Save $40.00 SwitchBot Blind Tilt Motorized Blinds - Smart Electric Blinds with Bluetooth Remote Control, Solar Powered, Light Sensing Control, Add Hub Mini to Make it Compatible with Alexa & Google Home $48.99 at Amazon $69.99 Save $21.00 Get Deal Get Deal $48.99 at Amazon $69.99 Save $21.00 Google TV Streamer 4K - Fast Streaming Entertainment on Your TV with Voice Search Remote - Watch Movies, Shows, Live TV, and Netflix in 4K HDR - Smart Home Control - 32 GB of Storage - Hazel $79.99 at Amazon $99.99 Save $20.00 Get Deal Get Deal $79.99 at Amazon $99.99 Save $20.00 Echo Studio Compact Smart Speaker (Graphite) $189.99 at Amazon $219.99 Save $30.00 Get Deal Get Deal $189.99 at Amazon $219.99 Save $30.00 TP-Link Archer AXE75 $112.99 at Amazon $199.99 Save $87.00 Get Deal Get Deal $112.99 at Amazon $199.99 Save $87.00 Amazon eero 6 (3-Pack) $139.99 at Best Buy $199.99 Save $60.00 Get Deal Get Deal $139.99 at Best Buy $199.99 Save $60.00 SEE 7 MORE The total smart home cost: $1,852.64The total cost for building a fully integrated smart home, from top-to-bottom is under $2,000, and you're saving a total of $1,410.21 over the full retail prices by taking advantage of Amazon's Big Spring Sale. Not too shabby. Our Best Editor-Vetted Amazon Big Spring Sale Deals Right Now Apple AirPods Pro 3 Noise Cancelling Heart Rate Wireless Earbuds — $199.00 (List Price $249.00) Apple iPad 11" 128GB A16 WiFi Tablet (Blue, 2025) — $299.00 (List Price $349.00) Samsung Galaxy Tab A11+ 128GB Wi-Fi 11" Tablet (Gray) — $209.99 (List Price $249.99) Sony WH1000XM6- Best Wireless Noise Canceling Headphones — $398.00 (List Price $459.99) Apple Watch Series 11 (GPS, 42mm, S/M Black Sport Band) — $299.00 (List Price $399.00) Blink Video Doorbell Wireless (Newest Model) + Sync Module Core — $35.99 (List Price $69.99) Fire TV Stick 4K Max Streaming Player With Remote — $34.99 (List Price $59.99) Amazon Kindle Colorsoft 16GB 7" eReader (Black) — $169.99 (List Price $249.99) Deals are selected by our commerce team View the full article
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The Best Tech Deals Under $25 During Amazon's Big Spring Sale
We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. Amazon's Big Spring Sale is on its third day, and there are tons of big-ticket items still on sale. But if you're looking to score a bargain on a budget, I've used all my resources to find the best tech deals under $25. Roku Streaming Stick HD $17.99 at Amazon $29.99 Save $12.00 Get Deal Get Deal $17.99 at Amazon $29.99 Save $12.00 Fire TV Stick 4K Plus Streaming Player With Remote (2025 Model) $24.99 at Amazon $49.99 Save $25.00 Get Deal Get Deal $24.99 at Amazon $49.99 Save $25.00 Soundcore by Anker P20i True Wireless Earbuds, 10mm Drivers with Big Bass, Bluetooth 5.3, 30H Long Playtime, Water-Resistant, 2 Mics for AI Clear Calls, 22 Preset EQs, Customization (White) $19.98 at Amazon $39.99 Save $20.01 Get Deal Get Deal $19.98 at Amazon $39.99 Save $20.01 INIU 10000mAh 45W Power Bank with USB-C Cable $11.21 at Amazon $29.99 Save $18.78 Get Deal Get Deal $11.21 at Amazon $29.99 Save $18.78 CooSpo Fitness Tracker Ant+ Heart Rate Monitor $26.99 at Amazon $29.99 Save $3.00 Get Deal Get Deal $26.99 at Amazon $29.99 Save $3.00 SEE 2 MORE The Roku Streaming Stick HD is $18The Roku Streaming Stick HD is the most basic Roku Stick you can buy, and it's 40% off right now, making it a great time to upgrade your TV's OS to my favorite one. You can get it for $17.99 (originally $29.99). Fire TV Sticks are now $25Amazon's Fire TV Stick 4K Plus is one of Amazon's most popular Fire TV Stick options. It's powerful enough for 4K entertainment, and it's just $25 for the Amazon Big Spring Sale (down from $49.99) after a 50% discount. The Fire TV Stick Plus sits above the base Fire TV Stick HD (also discounted right now), and offers a quad-core 1.7 GHz processor coupled with 2GB RAM for fast app launches and smooth navigation. Anker wired earbuds are $20If you are looking for earbuds but don't want to pay too much for something you might end up losing, the Soundcore by Anker P20i are a solid pair with some impressive features for their $19.99 price (marked down from $39.99). You get Bluetooth 5.3, 30 hours of battery, water resistance, and a full EQ with its companion app. This Iniu portable phone charger is $21I recently lost my Iniu portable charger on a weekend road trip. Fortunately, it was at the end of my trip, and it had served its purpose well, saving my phone's battery (and therefore my life) multiple times. You can get one now for $20.99 (originally $29.99). A heart rate monitor you can trust for just a little over $25Okay, yes, I cheated a bit. This one is $27, but trust me when I say those extra $2 will be well spent. The CooSpo chest strap is a specialist. It has one job, which is to measure your heart rate, and it does it so well, Lifehacker's Senior Health Editor Beth Skwarecki uses it to get a baseline when she tests other fitness gadgets. If monitoring your heart is a priority, don't sleep on this chest strap. Our Best Editor-Vetted Amazon Big Spring Sale Deals Right Now Apple AirPods Pro 3 Noise Cancelling Heart Rate Wireless Earbuds — $199.00 (List Price $249.00) Apple iPad 11" 128GB A16 WiFi Tablet (Blue, 2025) — $299.00 (List Price $349.00) Samsung Galaxy Tab A11+ 128GB Wi-Fi 11" Tablet (Gray) — $209.99 (List Price $249.99) Sony WH1000XM6- Best Wireless Noise Canceling Headphones — $398.00 (List Price $459.99) Apple Watch Series 11 (GPS, 42mm, S/M Black Sport Band) — $299.00 (List Price $399.00) Blink Video Doorbell Wireless (Newest Model) + Sync Module Core — $35.99 (List Price $69.99) Fire TV Stick 4K Max Streaming Player With Remote — $34.99 (List Price $59.99) Amazon Kindle Colorsoft 16GB 7" eReader (Black) — $169.99 (List Price $249.99) Deals are selected by our commerce team View the full article
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5 Best Customer Feedback Platforms
When you’re looking to gather customer feedback, choosing the right platform is essential. Each of the five standout options offers unique features customized to different needs. For instance, some excel in analytics, whereas others focus on user engagement through SMS or visually appealing surveys. Comprehending these differences can greatly impact how effectively you connect with your customers. Let’s explore what each platform brings to the table, starting with Famewall. Key Takeaways Famewall offers customizable feedback collection pages and advanced analytics, making it ideal for diverse feedback needs. TextRequest boasts a high engagement rate with mass texting capabilities, perfect for real-time customer interaction and feedback. ProProfs By Qualaroo utilizes targeted surveys and a nudge system to gather real-time feedback effectively based on user behavior. SurveyMonkey simplifies survey creation with various templates and feedback types, supported by robust analytics for tracking trends. Typeform stands out with visually appealing and interactive surveys, allowing easy customization and diverse question types for comprehensive feedback. Famewall: Key Features, Best For, Pricing Famewall stands out as a versatile customer feedback platform designed to help businesses effectively gather and analyze customer insights. You can collect feedback through customizable collection pages that support text, video, and social media, appealing to various customer engagement strategies. This flexibility allows you to tailor your approach based on your audience’s preferences. Moreover, Famewall enables you to import feedback from over 30 platforms, centralizing insights for better decision-making. Its advanced analytics are broken down into three sections—Collection Page, Feedback Widget, and Wall of Fame Page—providing you with an extensive view of customer interactions. The platform also features a unique Chrome extension that streamlines the feedback collection process from any webpage. With pricing options ranging from a free plan to $9.99 or $79.99 per month, Famewall remains accessible for businesses of all sizes, ensuring you can maximize your customer insights effectively. TextRequest: Key Features, Best For, Pricing Regarding customer communication, TextRequest offers a robust mass texting service that enables businesses to create SMS and MMS marketing campaigns with impressive engagement metrics, such as a 98% open rate and a 10.66% click-through rate. This platform organizes feedback requests into campaigns, allowing you to track, request, and respond to real-time customer feedback via SMS and social media, utilizing custom contact lists customized to your audience. TextRequest provides detailed message analytics and real-time reporting, making it an excellent choice for businesses that need effective CRM integration for managing reviews and feedback. Pricing starts at $59 per month and scales up to $549 per month, catering to various business sizes and needs. It’s particularly suitable for businesses prioritizing direct communication with customers through SMS during ensuring efficient tracking and analysis of feedback performance, helping you refine your strategies effectively. ProProfs By Qualaroo: Key Features, Best For, Pricing ProProfs By Qualaroo stands out as an effective tool designed to gather real-time customer feedback through targeted surveys that capture insights immediately after customer interactions. If you’re wondering how to get feedback from customers, this platform offers several advantages: Nudge System: Surveys are presented at ideal moments, increasing response rates. Advanced Targeting: Tailor questions based on user behavior and demographics for more relevant insights. Detailed Analytics: Access thorough reports to identify strengths and weaknesses in customer experiences. Competitive Pricing: Affordable options make it appealing for businesses aiming to boost customer engagement without excessive costs. ProProfs By Qualaroo is best for companies looking to improve their feedback collection strategies effectively. SurveyMonkey: Key Features, Best For, Pricing When you’re looking to gather customer feedback efficiently, SurveyMonkey offers a versatile platform that simplifies the survey creation process. With a wide array of templates customized for various industries, you can easily design surveys to meet your specific feedback needs. This customer feedback platform supports multiple feedback types, including NPS, CES, customer service, and product feedback, ensuring you gather thorough insights. SurveyMonkey’s pricing plans are flexible, featuring the Advantage Annual at $34/month and the Team Advantage at $25/user/month, accommodating various organizational sizes and needs. You can additionally embed surveys on your website or social media, enhancing accessibility and response rates. Furthermore, the platform provides robust analytics and reporting features, allowing you to track feedback trends efficiently and make informed, data-driven decisions. By utilizing SurveyMonkey, you’ll gain valuable insights to improve your business strategies effectively. Typeform: Key Features, Best For, Pricing Typeform stands out as a customer feedback platform designed to engage users through its visually appealing and interactive surveys and forms. You’ll appreciate its user-friendly interface, which allows you to create customized surveys without any coding skills. Here are some key features: Diverse Question Types: It supports various formats, such as multiple-choice, short text, and rating scales, enhancing your feedback tracking capabilities. Customizable Templates: You can choose from a range of templates suited to your brand. Integrations: Typeform connects seamlessly with tools like Google Sheets, Slack, and HubSpot, streamlining data management. Pricing Plans: Starting at $25/month, the Basic plan includes fundamental features, whereas higher tiers offer advanced options like logic jumps. Typeform is ideal for businesses seeking engaging ways to collect customer feedback and improve response rates effectively. Frequently Asked Questions What Is the Best Site for Customer Reviews? When considering the best site for customer reviews, it’s crucial to evaluate factors like visibility, industry focus, and functionality. Google Reviews stands out because of its integration with search engines, providing high exposure. Trustpilot thrives in collecting and showcasing ratings to improve business reputation. Yelp is ideal for local businesses, whereas ConsumerAffairs offers verified reviews for transparency. SiteJabber helps users assess online businesses through consumer insights, making each platform valuable depending on your specific needs. What Is the Best CX Software? When choosing the best CX software, consider platforms that integrate various feedback channels, like surveys and social media. Look for advanced analytics features that track customer sentiment, enabling you to make informed decisions. Real-time reporting is essential for monitoring feedback performance. Furthermore, opt for software that integrates with your existing CRM systems to streamline processes. Tools that utilize targeted surveys can improve response rates, enhancing the relevance of the insights you gather. What Are the 3 C’s of Customer Satisfaction? The 3 C’s of customer satisfaction are Consistency, Communication, and Care. Consistency guarantees customers receive the same high-quality experience every time, building trust. Communication involves actively listening to feedback and responding swiftly, which engages customers. Care reflects a genuine concern for individual needs through personalized interactions. Together, these elements create a positive customer experience, leading to increased loyalty and retention, as satisfied customers are more likely to recommend your brand. Which Promotional Tool Is Best for Immediate Customer Feedback? For immediate customer feedback, you’ll find SMS campaigns like those from TextRequest highly effective, thanks to their impressive 98% open rate. Furthermore, ProProfs By Qualaroo’s nudge system captures feedback at ideal moments during user interactions, enhancing response rates. Famewall offers customizable feedback collection through text and video, engaging customers directly. Tools like SurveyMonkey and Typeform likewise enable instant feedback through embedded surveys, making it easy to gather insights as users interact with your services. Conclusion In summary, selecting the right customer feedback platform is crucial for enhancing your business’s comprehension of customer needs. Famewall, TextRequest, ProProfs by Qualaroo, SurveyMonkey, and Typeform each offer unique features customized to different requirements. By evaluating their key attributes and pricing structures, you can determine which platform aligns best with your goals. Utilizing these tools effectively will enable you to gather valuable insights, improve customer engagement, and eventually drive better decision-making in your organization. Image via Google Gemini and ArtSmart This article, "5 Best Customer Feedback Platforms" was first published on Small Business Trends View the full article
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5 Best Customer Feedback Platforms
When you’re looking to gather customer feedback, choosing the right platform is essential. Each of the five standout options offers unique features customized to different needs. For instance, some excel in analytics, whereas others focus on user engagement through SMS or visually appealing surveys. Comprehending these differences can greatly impact how effectively you connect with your customers. Let’s explore what each platform brings to the table, starting with Famewall. Key Takeaways Famewall offers customizable feedback collection pages and advanced analytics, making it ideal for diverse feedback needs. TextRequest boasts a high engagement rate with mass texting capabilities, perfect for real-time customer interaction and feedback. ProProfs By Qualaroo utilizes targeted surveys and a nudge system to gather real-time feedback effectively based on user behavior. SurveyMonkey simplifies survey creation with various templates and feedback types, supported by robust analytics for tracking trends. Typeform stands out with visually appealing and interactive surveys, allowing easy customization and diverse question types for comprehensive feedback. Famewall: Key Features, Best For, Pricing Famewall stands out as a versatile customer feedback platform designed to help businesses effectively gather and analyze customer insights. You can collect feedback through customizable collection pages that support text, video, and social media, appealing to various customer engagement strategies. This flexibility allows you to tailor your approach based on your audience’s preferences. Moreover, Famewall enables you to import feedback from over 30 platforms, centralizing insights for better decision-making. Its advanced analytics are broken down into three sections—Collection Page, Feedback Widget, and Wall of Fame Page—providing you with an extensive view of customer interactions. The platform also features a unique Chrome extension that streamlines the feedback collection process from any webpage. With pricing options ranging from a free plan to $9.99 or $79.99 per month, Famewall remains accessible for businesses of all sizes, ensuring you can maximize your customer insights effectively. TextRequest: Key Features, Best For, Pricing Regarding customer communication, TextRequest offers a robust mass texting service that enables businesses to create SMS and MMS marketing campaigns with impressive engagement metrics, such as a 98% open rate and a 10.66% click-through rate. This platform organizes feedback requests into campaigns, allowing you to track, request, and respond to real-time customer feedback via SMS and social media, utilizing custom contact lists customized to your audience. TextRequest provides detailed message analytics and real-time reporting, making it an excellent choice for businesses that need effective CRM integration for managing reviews and feedback. Pricing starts at $59 per month and scales up to $549 per month, catering to various business sizes and needs. It’s particularly suitable for businesses prioritizing direct communication with customers through SMS during ensuring efficient tracking and analysis of feedback performance, helping you refine your strategies effectively. ProProfs By Qualaroo: Key Features, Best For, Pricing ProProfs By Qualaroo stands out as an effective tool designed to gather real-time customer feedback through targeted surveys that capture insights immediately after customer interactions. If you’re wondering how to get feedback from customers, this platform offers several advantages: Nudge System: Surveys are presented at ideal moments, increasing response rates. Advanced Targeting: Tailor questions based on user behavior and demographics for more relevant insights. Detailed Analytics: Access thorough reports to identify strengths and weaknesses in customer experiences. Competitive Pricing: Affordable options make it appealing for businesses aiming to boost customer engagement without excessive costs. ProProfs By Qualaroo is best for companies looking to improve their feedback collection strategies effectively. SurveyMonkey: Key Features, Best For, Pricing When you’re looking to gather customer feedback efficiently, SurveyMonkey offers a versatile platform that simplifies the survey creation process. With a wide array of templates customized for various industries, you can easily design surveys to meet your specific feedback needs. This customer feedback platform supports multiple feedback types, including NPS, CES, customer service, and product feedback, ensuring you gather thorough insights. SurveyMonkey’s pricing plans are flexible, featuring the Advantage Annual at $34/month and the Team Advantage at $25/user/month, accommodating various organizational sizes and needs. You can additionally embed surveys on your website or social media, enhancing accessibility and response rates. Furthermore, the platform provides robust analytics and reporting features, allowing you to track feedback trends efficiently and make informed, data-driven decisions. By utilizing SurveyMonkey, you’ll gain valuable insights to improve your business strategies effectively. Typeform: Key Features, Best For, Pricing Typeform stands out as a customer feedback platform designed to engage users through its visually appealing and interactive surveys and forms. You’ll appreciate its user-friendly interface, which allows you to create customized surveys without any coding skills. Here are some key features: Diverse Question Types: It supports various formats, such as multiple-choice, short text, and rating scales, enhancing your feedback tracking capabilities. Customizable Templates: You can choose from a range of templates suited to your brand. Integrations: Typeform connects seamlessly with tools like Google Sheets, Slack, and HubSpot, streamlining data management. Pricing Plans: Starting at $25/month, the Basic plan includes fundamental features, whereas higher tiers offer advanced options like logic jumps. Typeform is ideal for businesses seeking engaging ways to collect customer feedback and improve response rates effectively. Frequently Asked Questions What Is the Best Site for Customer Reviews? When considering the best site for customer reviews, it’s crucial to evaluate factors like visibility, industry focus, and functionality. Google Reviews stands out because of its integration with search engines, providing high exposure. Trustpilot thrives in collecting and showcasing ratings to improve business reputation. Yelp is ideal for local businesses, whereas ConsumerAffairs offers verified reviews for transparency. SiteJabber helps users assess online businesses through consumer insights, making each platform valuable depending on your specific needs. What Is the Best CX Software? When choosing the best CX software, consider platforms that integrate various feedback channels, like surveys and social media. Look for advanced analytics features that track customer sentiment, enabling you to make informed decisions. Real-time reporting is essential for monitoring feedback performance. Furthermore, opt for software that integrates with your existing CRM systems to streamline processes. Tools that utilize targeted surveys can improve response rates, enhancing the relevance of the insights you gather. What Are the 3 C’s of Customer Satisfaction? The 3 C’s of customer satisfaction are Consistency, Communication, and Care. Consistency guarantees customers receive the same high-quality experience every time, building trust. Communication involves actively listening to feedback and responding swiftly, which engages customers. Care reflects a genuine concern for individual needs through personalized interactions. Together, these elements create a positive customer experience, leading to increased loyalty and retention, as satisfied customers are more likely to recommend your brand. Which Promotional Tool Is Best for Immediate Customer Feedback? For immediate customer feedback, you’ll find SMS campaigns like those from TextRequest highly effective, thanks to their impressive 98% open rate. Furthermore, ProProfs By Qualaroo’s nudge system captures feedback at ideal moments during user interactions, enhancing response rates. Famewall offers customizable feedback collection through text and video, engaging customers directly. Tools like SurveyMonkey and Typeform likewise enable instant feedback through embedded surveys, making it easy to gather insights as users interact with your services. Conclusion In summary, selecting the right customer feedback platform is crucial for enhancing your business’s comprehension of customer needs. Famewall, TextRequest, ProProfs by Qualaroo, SurveyMonkey, and Typeform each offer unique features customized to different requirements. By evaluating their key attributes and pricing structures, you can determine which platform aligns best with your goals. Utilizing these tools effectively will enable you to gather valuable insights, improve customer engagement, and eventually drive better decision-making in your organization. Image via Google Gemini and ArtSmart This article, "5 Best Customer Feedback Platforms" was first published on Small Business Trends View the full article
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Memory chip stocks shed $100bn as AI-driven shortage trade unwinds
New research suggests AI data centres will need much less memory than investors had bargained forView the full article
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What Is a Payroll Tax Calculator and How Does It Work?
A payroll tax calculator is a valuable tool that helps you accurately determine the taxes owed from an employee’s paycheck. By entering details like gross pay, filing status, and exemptions, you can quickly compute federal and state withholdings. The calculator accounts for FICA taxes, health insurance deductions, and retirement contributions, ensuring precise net pay calculations. Comprehending how to effectively use this tool is crucial, as it can help you avoid costly errors in payroll processing. What are the key components you should know? Key Takeaways A payroll tax calculator computes payroll taxes including federal income tax, Social Security, and Medicare based on employee income and deductions. Users input gross pay, filing status, and exemptions to accurately determine tax withholdings and net pay. The calculator considers state-specific tax rates and can adjust for deductions like retirement contributions or health insurance premiums. It aids in ensuring compliance with tax regulations, reducing the risk of errors in calculations and filings. Many calculators provide additional features like refund estimators and retirement income projections for better financial planning. Understanding Payroll Taxes Grasping payroll taxes is fundamental for both employers and employees, as they play a significant role in funding important social programs. Payroll taxes primarily include Social Security and Medicare taxes (FICA), each set at 6.2% and 1.45%, respectively, with employers matching these contributions. Furthermore, the Federal Unemployment Tax Act (FUTA) imposes a 6.0% tax on the first $7,000 of employee wages, though timely payments can lower this effective rate to 0.6%. State Unemployment Tax Act (SUTA) rates vary, depending on the state’s taxable wage base. To accurately determine your tax burden, you can use a payroll tax calculator or an employed and self-employed tax calculator. If you’re self-employed, a taxes self-employed calculator is particularly useful. Comprehending how to estimate employee costs and taxes fitw is significant for compliance, ensuring you avoid penalties as you support fundamental social programs. How to Use a Payroll Tax Calculator Using a payroll tax calculator can streamline the process of calculating payroll taxes, making it easier for employers to manage their payroll obligations. To start, input the employee’s gross pay along with their filing status and the total number of exemptions you’re claiming. This guarantees accurate federal income tax withholding. If you’re unsure how many withholdings should I claim, refer to the W-4 form for guidance. Many payroll tax calculators likewise function as a business tax calculator, accommodating state-specific tax rates and deductions. For instance, if you need to determine taxes for a bonus payment, use a bonus payment tax calculator. After entering all necessary information, the payroll tax calculator will break down withholdings, including FICA contributions, and calculate the employee’s net pay. This clarity helps you understand your payroll obligations and simplifies how to calculate a raise effectively. Key Components of Payroll Tax Calculations Comprehending the key components of payroll tax calculations is vital for accurate payroll management. A payroll tax calculator helps you determine gross pay during applying appropriate federal and state payroll tax rates, including Social Security and Medicare contributions. You’ll need employee-specific data from Form W-4, such as withholding allowances, to accurately calculate federal income tax and customize your withholdings. When using a small business tax calculator, consider how many deductions you should claim, including health insurance premiums and retirement contributions, which impact your taxable income. The number of allowances from the estimated deductions will additionally play a role in your calculations, especially when deciding whether to claim 0 or 1 on taxes. In the end, the net pay you calculate is derived from gross pay minus all applicable withholdings and deductions, ensuring you understand your take-home earnings after taxes. Benefits of Using a Payroll Tax Calculator Though managing payroll can be a complex task, a payroll tax calculator offers numerous benefits that simplify the process considerably. By accurately calculating FICA taxes based on employee earnings, you can guarantee compliance and reduce the risk of costly errors. With features like a 1099 tax estimator and a free self-employment tax calculator, you can easily determine how much taxes will I owe and track your payroll expenses effectively. Additionally, using a deductions worksheet helps you account for pre-tax contributions, providing a clear breakdown of gross taxable wages and net pay. The inclusion of a refund calculator allows you to estimate potential refunds for overpaid taxes, whereas a taxes on retirement income calculator helps you plan for your future. Common Mistakes to Avoid When managing payroll, it’s crucial to be aware of common mistakes that can lead to costly errors. Here are three key pitfalls to avoid: Inaccurate Gross Wages: Failing to input correct gross wages can lead to over- or under-withholding, affecting employee paychecks and tax liabilities. Use a refund estimator or a form 1040 calculator to verify accuracy. Outdated W-4 Forms: Not updating employee W-4 forms can result in incorrect federal income tax withholding, impacting take-home pay. Regularly ask your employees how many dependents they should claim, and clarify whether they should claim 1 or 0. Ignoring State Tax Rates: Neglecting state-specific tax regulations can lead to withholding errors. Consider using a retirement tax rate calculator or a taxes in retirement calculator to guarantee compliance with all applicable rates. Avoiding these mistakes can streamline your payroll process and improve accuracy. Frequently Asked Questions How Are Payroll Taxes Calculated for Dummies? To calculate payroll taxes, start with the employee’s gross pay. Apply the FICA tax rate of 7.65%, which includes 6.2% for Social Security and 1.45% for Medicare. For instance, if an employee earns $1,500, the FICA tax would be $114.75. Furthermore, withhold federal income tax based on the employee’s W-4 form, and consider any applicable state or local taxes. Include unemployment taxes, which vary by jurisdiction, for a complete assessment. What Are Payroll Taxes and How Do They Work? Payroll taxes are mandatory employment-related taxes that fund social programs like Social Security and Medicare. You pay FICA taxes at a combined rate of 7.65%, which includes Social Security and Medicare contributions. Employers likewise handle unemployment taxes, with FUTA set at 6% on the first $7,000 of wages per employee. State unemployment taxes vary, and it’s essential to guarantee accurate calculations for compliance, distinguishing them from income taxes based on earnings. What Is the Formula for Calculating Payroll? To calculate payroll, start with gross pay, which you determine by multiplying the employee’s hourly wage or salary by hours worked or pay periods. Next, apply payroll tax rates, including FICA taxes and federal income tax withholding based on the employee’s W-4. Don’t forget unemployment taxes, particularly FUTA. Finally, subtract all deductions, like payroll taxes and benefits, from the gross pay to find the net pay, the employee’s take-home amount. How Much Tax Comes Out of a $300 Paycheck? From a $300 paycheck, you can expect around $22.95 in FICA taxes, which includes $18.60 for Social Security and $4.35 for Medicare. If you claim a standard withholding allowance, federal income tax could range from $30 to $60. Consequently, total deductions might be between $52.95 and $82.95, leaving you with a net pay of approximately $217.05 to $247.05, depending on your specific tax situation. Conclusion In conclusion, a payroll tax calculator is a crucial tool for accurately determining payroll tax withholdings. By inputting gross pay, filing status, and exemptions, you can streamline the calculation process, ensuring compliance with federal and state tax regulations. Comprehending the key components and benefits of this tool helps avoid common mistakes, ultimately leading to more accurate payroll processing. Using a payroll tax calculator not just saves time but also improves the reliability of your payroll management. Image via Google Gemini This article, "What Is a Payroll Tax Calculator and How Does It Work?" was first published on Small Business Trends View the full article
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What Is a Payroll Tax Calculator and How Does It Work?
A payroll tax calculator is a valuable tool that helps you accurately determine the taxes owed from an employee’s paycheck. By entering details like gross pay, filing status, and exemptions, you can quickly compute federal and state withholdings. The calculator accounts for FICA taxes, health insurance deductions, and retirement contributions, ensuring precise net pay calculations. Comprehending how to effectively use this tool is crucial, as it can help you avoid costly errors in payroll processing. What are the key components you should know? Key Takeaways A payroll tax calculator computes payroll taxes including federal income tax, Social Security, and Medicare based on employee income and deductions. Users input gross pay, filing status, and exemptions to accurately determine tax withholdings and net pay. The calculator considers state-specific tax rates and can adjust for deductions like retirement contributions or health insurance premiums. It aids in ensuring compliance with tax regulations, reducing the risk of errors in calculations and filings. Many calculators provide additional features like refund estimators and retirement income projections for better financial planning. Understanding Payroll Taxes Grasping payroll taxes is fundamental for both employers and employees, as they play a significant role in funding important social programs. Payroll taxes primarily include Social Security and Medicare taxes (FICA), each set at 6.2% and 1.45%, respectively, with employers matching these contributions. Furthermore, the Federal Unemployment Tax Act (FUTA) imposes a 6.0% tax on the first $7,000 of employee wages, though timely payments can lower this effective rate to 0.6%. State Unemployment Tax Act (SUTA) rates vary, depending on the state’s taxable wage base. To accurately determine your tax burden, you can use a payroll tax calculator or an employed and self-employed tax calculator. If you’re self-employed, a taxes self-employed calculator is particularly useful. Comprehending how to estimate employee costs and taxes fitw is significant for compliance, ensuring you avoid penalties as you support fundamental social programs. How to Use a Payroll Tax Calculator Using a payroll tax calculator can streamline the process of calculating payroll taxes, making it easier for employers to manage their payroll obligations. To start, input the employee’s gross pay along with their filing status and the total number of exemptions you’re claiming. This guarantees accurate federal income tax withholding. If you’re unsure how many withholdings should I claim, refer to the W-4 form for guidance. Many payroll tax calculators likewise function as a business tax calculator, accommodating state-specific tax rates and deductions. For instance, if you need to determine taxes for a bonus payment, use a bonus payment tax calculator. After entering all necessary information, the payroll tax calculator will break down withholdings, including FICA contributions, and calculate the employee’s net pay. This clarity helps you understand your payroll obligations and simplifies how to calculate a raise effectively. Key Components of Payroll Tax Calculations Comprehending the key components of payroll tax calculations is vital for accurate payroll management. A payroll tax calculator helps you determine gross pay during applying appropriate federal and state payroll tax rates, including Social Security and Medicare contributions. You’ll need employee-specific data from Form W-4, such as withholding allowances, to accurately calculate federal income tax and customize your withholdings. When using a small business tax calculator, consider how many deductions you should claim, including health insurance premiums and retirement contributions, which impact your taxable income. The number of allowances from the estimated deductions will additionally play a role in your calculations, especially when deciding whether to claim 0 or 1 on taxes. In the end, the net pay you calculate is derived from gross pay minus all applicable withholdings and deductions, ensuring you understand your take-home earnings after taxes. Benefits of Using a Payroll Tax Calculator Though managing payroll can be a complex task, a payroll tax calculator offers numerous benefits that simplify the process considerably. By accurately calculating FICA taxes based on employee earnings, you can guarantee compliance and reduce the risk of costly errors. With features like a 1099 tax estimator and a free self-employment tax calculator, you can easily determine how much taxes will I owe and track your payroll expenses effectively. Additionally, using a deductions worksheet helps you account for pre-tax contributions, providing a clear breakdown of gross taxable wages and net pay. The inclusion of a refund calculator allows you to estimate potential refunds for overpaid taxes, whereas a taxes on retirement income calculator helps you plan for your future. Common Mistakes to Avoid When managing payroll, it’s crucial to be aware of common mistakes that can lead to costly errors. Here are three key pitfalls to avoid: Inaccurate Gross Wages: Failing to input correct gross wages can lead to over- or under-withholding, affecting employee paychecks and tax liabilities. Use a refund estimator or a form 1040 calculator to verify accuracy. Outdated W-4 Forms: Not updating employee W-4 forms can result in incorrect federal income tax withholding, impacting take-home pay. Regularly ask your employees how many dependents they should claim, and clarify whether they should claim 1 or 0. Ignoring State Tax Rates: Neglecting state-specific tax regulations can lead to withholding errors. Consider using a retirement tax rate calculator or a taxes in retirement calculator to guarantee compliance with all applicable rates. Avoiding these mistakes can streamline your payroll process and improve accuracy. Frequently Asked Questions How Are Payroll Taxes Calculated for Dummies? To calculate payroll taxes, start with the employee’s gross pay. Apply the FICA tax rate of 7.65%, which includes 6.2% for Social Security and 1.45% for Medicare. For instance, if an employee earns $1,500, the FICA tax would be $114.75. Furthermore, withhold federal income tax based on the employee’s W-4 form, and consider any applicable state or local taxes. Include unemployment taxes, which vary by jurisdiction, for a complete assessment. What Are Payroll Taxes and How Do They Work? Payroll taxes are mandatory employment-related taxes that fund social programs like Social Security and Medicare. You pay FICA taxes at a combined rate of 7.65%, which includes Social Security and Medicare contributions. Employers likewise handle unemployment taxes, with FUTA set at 6% on the first $7,000 of wages per employee. State unemployment taxes vary, and it’s essential to guarantee accurate calculations for compliance, distinguishing them from income taxes based on earnings. What Is the Formula for Calculating Payroll? To calculate payroll, start with gross pay, which you determine by multiplying the employee’s hourly wage or salary by hours worked or pay periods. Next, apply payroll tax rates, including FICA taxes and federal income tax withholding based on the employee’s W-4. Don’t forget unemployment taxes, particularly FUTA. Finally, subtract all deductions, like payroll taxes and benefits, from the gross pay to find the net pay, the employee’s take-home amount. How Much Tax Comes Out of a $300 Paycheck? From a $300 paycheck, you can expect around $22.95 in FICA taxes, which includes $18.60 for Social Security and $4.35 for Medicare. If you claim a standard withholding allowance, federal income tax could range from $30 to $60. Consequently, total deductions might be between $52.95 and $82.95, leaving you with a net pay of approximately $217.05 to $247.05, depending on your specific tax situation. Conclusion In conclusion, a payroll tax calculator is a crucial tool for accurately determining payroll tax withholdings. By inputting gross pay, filing status, and exemptions, you can streamline the calculation process, ensuring compliance with federal and state tax regulations. Comprehending the key components and benefits of this tool helps avoid common mistakes, ultimately leading to more accurate payroll processing. Using a payroll tax calculator not just saves time but also improves the reliability of your payroll management. Image via Google Gemini This article, "What Is a Payroll Tax Calculator and How Does It Work?" was first published on Small Business Trends View the full article
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PayPal Expands Access to Stablecoin PYUSD in 70 Global Markets
PayPal has just launched its PayPal USD (PYUSD) stablecoin across 70 global markets, marking a significant step for small businesses eager to participate in fast-paced international commerce. The introduction of PYUSD offers a streamlined and cost-effective solution for businesses trying to navigate the complexities of cross-border transactions. Customers and entrepreneurs now have the opportunity to utilize this dollar-backed stablecoin through their PayPal accounts, enabling them to send, hold, and receive funds with unprecedented efficiency. This innovation is set against a backdrop of increasing digital commerce demands, where speed and reduced costs are paramount. May Zabaneh, Senior Vice President and General Manager of Crypto at PayPal, highlights the pressing need for change: “Consumers and businesses around the world are looking for faster, more seamless ways to transact globally…We are working to change that.” This change aims to provide users with quicker access to their funds and reduced transaction fees, making global market engagement more achievable for small businesses. The primary allure of the PYUSD for small business owners lies in its ability to facilitate transactions in a fast and user-friendly manner. Businesses can receive proceeds from sales within minutes, rather than waiting days or even weeks for payments to clear. This increased liquidity not only enhances a company’s cash flow but also allows them to manage working capital more effectively. Additionally, with the capacity to send money internationally at a lower cost, companies can expand their operations beyond local markets without the prohibitive fees usually associated with such transactions. This presents a unique opportunity for businesses looking to scale and reach a broader customer base. Entrepreneurs can also enjoy the added perk of potential rewards on their PYUSD holdings, allowing them to earn while they transact. However, it’s worth noting that these rewards are not available to users in Singapore or the UK, which could impact decision-making for businesses based in those regions. With its backing by Paxos Trust Company and regulation under the Office of the Comptroller of the Currency, PYUSD stands as a secure option for businesses venturing into digital currencies. However, business owners should realize that user experiences may vary depending on local regulations, requiring them to stay informed about any specific compliance issues that may arise in their respective markets. While the advantages of using PYUSD are compelling, there are also challenges that small businesses should consider before fully diving in. The transition to a stablecoin system may require adapting existing financial practices and potentially investing in new technologies. Furthermore, because not all markets will have immediate access to PYUSD, businesses may still encounter limitations depending on their geographical location. As this new payment method gains traction, small business owners will need to evaluate their readiness to incorporate these digital payment solutions into their operations. Balancing the potential of quicker transactions and broader market access against the practicalities of implementation will be crucial for those looking to thrive in an increasingly interconnected world. As more markets come online and more consumers gain access to this feature, PayPal’s PYUSD could be a game changer for small businesses keen on embracing cryptocurrency’s possibilities in a practical way. The benefits are clear, but preparation and adaptability will be key to making the most of this innovative financial tool. For further information on PayPal USD, you can visit PayPal’s official page or check out the full press release here. Image via Google Gemini This article, "PayPal Expands Access to Stablecoin PYUSD in 70 Global Markets" was first published on Small Business Trends View the full article
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PayPal Expands Access to Stablecoin PYUSD in 70 Global Markets
PayPal has just launched its PayPal USD (PYUSD) stablecoin across 70 global markets, marking a significant step for small businesses eager to participate in fast-paced international commerce. The introduction of PYUSD offers a streamlined and cost-effective solution for businesses trying to navigate the complexities of cross-border transactions. Customers and entrepreneurs now have the opportunity to utilize this dollar-backed stablecoin through their PayPal accounts, enabling them to send, hold, and receive funds with unprecedented efficiency. This innovation is set against a backdrop of increasing digital commerce demands, where speed and reduced costs are paramount. May Zabaneh, Senior Vice President and General Manager of Crypto at PayPal, highlights the pressing need for change: “Consumers and businesses around the world are looking for faster, more seamless ways to transact globally…We are working to change that.” This change aims to provide users with quicker access to their funds and reduced transaction fees, making global market engagement more achievable for small businesses. The primary allure of the PYUSD for small business owners lies in its ability to facilitate transactions in a fast and user-friendly manner. Businesses can receive proceeds from sales within minutes, rather than waiting days or even weeks for payments to clear. This increased liquidity not only enhances a company’s cash flow but also allows them to manage working capital more effectively. Additionally, with the capacity to send money internationally at a lower cost, companies can expand their operations beyond local markets without the prohibitive fees usually associated with such transactions. This presents a unique opportunity for businesses looking to scale and reach a broader customer base. Entrepreneurs can also enjoy the added perk of potential rewards on their PYUSD holdings, allowing them to earn while they transact. However, it’s worth noting that these rewards are not available to users in Singapore or the UK, which could impact decision-making for businesses based in those regions. With its backing by Paxos Trust Company and regulation under the Office of the Comptroller of the Currency, PYUSD stands as a secure option for businesses venturing into digital currencies. However, business owners should realize that user experiences may vary depending on local regulations, requiring them to stay informed about any specific compliance issues that may arise in their respective markets. While the advantages of using PYUSD are compelling, there are also challenges that small businesses should consider before fully diving in. The transition to a stablecoin system may require adapting existing financial practices and potentially investing in new technologies. Furthermore, because not all markets will have immediate access to PYUSD, businesses may still encounter limitations depending on their geographical location. As this new payment method gains traction, small business owners will need to evaluate their readiness to incorporate these digital payment solutions into their operations. Balancing the potential of quicker transactions and broader market access against the practicalities of implementation will be crucial for those looking to thrive in an increasingly interconnected world. As more markets come online and more consumers gain access to this feature, PayPal’s PYUSD could be a game changer for small businesses keen on embracing cryptocurrency’s possibilities in a practical way. The benefits are clear, but preparation and adaptability will be key to making the most of this innovative financial tool. For further information on PayPal USD, you can visit PayPal’s official page or check out the full press release here. Image via Google Gemini This article, "PayPal Expands Access to Stablecoin PYUSD in 70 Global Markets" was first published on Small Business Trends View the full article
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UK diesel stockpiles at risk, warn traders
Commercial inventories could fall to zero by mid-May if the Strait of Hormuz remains closedView the full article
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Foyer, Nayya bring homeownership to employee benefits
Employers who use Nayya's agentic AI platform can provide Foyer, a dedicated 401(k) for homeownership, as a benefit that helps its employees buy a home. View the full article
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7 Best Free Video Editing Programs
If you’re exploring free video editing programs, you’re in luck—there are several excellent choices customized to different skill levels and needs. From DaVinci Resolve‘s professional-grade features to user-friendly options like ACDSee Luxea and iMovie, each program offers unique tools and capabilities. Furthermore, online editors like Clipchamp and mobile-friendly apps like CapCut expand your options for content creation. Comprehending these tools can help you make an informed choice, so let’s take a closer look at each one. Key Takeaways DaVinci Resolve offers professional-grade features like HDR color grading and 4K exports, making it ideal for serious video editors. Lightworks provides advanced non-linear editing with a user-friendly layer-based timeline, though the free version limits export resolution to 720p. ACDSee Luxea is perfect for beginners, featuring an intuitive interface and built-in screen recording for easy video creation. Kdenlive is a powerful open-source option supporting multi-track editing and customizable effects, available on Windows, Mac, and Linux. CapCut is a mobile-friendly app that allows easy video editing with advanced features and direct sharing to social media platforms. DaVinci Resolve: The Professional Choice for Free Editing If you’re searching for a potent yet free video editing tool, DaVinci Resolve stands out as a top choice among professionals and enthusiasts alike. As one of the best open source video editors, it offers advanced features like HDR color grading and multi-user collaboration, making it ideal for high-quality projects. This free video editing software for YouTube supports various file formats, allowing exports in stunning 4K without watermarks. You’ll find strong color correction tools and over 100 GPU-accelerated effects to improve your videos. Although it has a steeper learning curve and requires a more robust computer, a wealth of tutorials and community support is available to help you master this formidable editing software, surpassing good video editors like CapCut. ACDSee Luxea Video Editor: Ideal for Beginners If you’re just starting out in video editing, ACDSee Luxea Video Editor offers a user-friendly interface that makes the process straightforward. With keyframing capabilities, you can easily create dynamic shifts and effects, even without advanced skills. Plus, its built-in screen recording features are perfect for crafting tutorials or presentations, giving you the tools to produce high-quality content right from the start. User-Friendly Interface ACDSee Luxea Video Editor stands out for its user-friendly interface, which is designed to make video editing accessible for beginners. You’ll appreciate how easily you can navigate the software, regardless of whether you’re new to the realm of editing. Here are some key features that improve the experience: Intuitive drag-and-drop functionality for effortless media management Guided edits and pre-made templates to simplify the creation process Support for 4K video editing, enabling high-quality outputs Quick video creation tools that cater to serious beginners A clean layout that minimizes distractions, allowing you to focus on your project Whether you’re exploring the best video editor for Linux or seeking open source video editing programs, ACDSee Luxea is among the best free video editing programs available. Keyframing Capabilities Keyframing capabilities in ACDSee Luxea Video Editor provide a strong tool for animating video elements over time, allowing you to bring your projects to life with dynamic effects. This software features an intuitive interface, making keyframing accessible even for beginners. You can set specific points for movement or changes in properties, enabling smooth shifts and engaging content. Adjust parameters like position, scale, and opacity at different keyframes throughout your video timeline. ACDSee Luxea supports various elements, including text and images, enhancing your creative potential. With extensive tutorials available, you’ll develop your editing skills quickly. For those exploring the best editing programs for YouTube or seeking open editing options in Linux editing software, ACDSee Luxea stands out as a reliable choice. Screen Recording Features When you’re looking to create engaging video content, having reliable screen recording features can make all the difference. ACDSee Luxea Video Editor is perfect for beginners, offering intuitive tools to simplify the process. Here are some standout features: Capture your screen, webcam, and audio simultaneously. Easily import presentation slides for educational content. Export recordings in multiple formats like MP4 and AVI. Utilize built-in editing options to cut, trim, and improve footage. Enjoy a user-friendly interface that streamlines your editing experience. With these features, ACDSee Luxea not merely serves as efficient dvd editing software but additionally enables you to create high-quality videos effortlessly. Whether for tutorials or presentations, it’s a valuable tool for anyone starting in video production. Clipchamp: The Best Online Video Editor Clipchamp stands out as a leading online video editor, offering users a straightforward and efficient platform for creating and editing videos. As a web-based editor, it works seamlessly in Chrome or Edge and is likewise available as a Windows app, making it accessible without needing robust computer specs. You can enjoy multi-track editing, allowing you to layer video, audio, and images for more complex projects. The free version lets you export videos at 1080p, even though stock assets are limited compared to paid options. Performance depends on your internet speed and computer capabilities, which can affect editing efficiency. Clipchamp likewise includes features like green screen effects and resizing tools, perfect for quick edits customized to various social media formats. Imovie: User-Friendly Editing for Mac Users For Mac users seeking a straightforward video editing solution, iMovie delivers an intuitive experience that simplifies the editing process. With its user-friendly interface, you can easily navigate and edit your videos. Here are some of its key features: Supports 4K video editing for high-quality projects Offers advanced tools like chroma keying and video stabilization Integrates seamlessly with Apple devices for access across Apple devices Provides various templates and themes for quick, polished videos Allows easy sharing to platforms like YouTube or social media This combination of features makes iMovie an excellent choice for both beginners and those with some editing experience, enabling you to create impressive videos without extensive technical knowledge. Kdenlive: A Powerful Open-Source Option Kdenlive offers a user-friendly interface that makes video editing accessible to everyone, regardless of their experience level. It stands out with advanced editing features, including multi-track editing and customizable effects, which allow you to create professional-quality videos. Plus, its cross-platform compatibility means you can use it on Windows, Mac, or Linux, ensuring that a wide range of users can take advantage of its robust capabilities. User-Friendly Interface When exploring video editing options, you’ll find that Kdenlive stands out for its user-friendly interface, which makes it accessible for both novices and seasoned editors alike. Here are some key features that contribute to its ease of use: Customizable Workspace: You can arrange tools and panels to suit your workflow. Multi-Track Editing: This allows for managing several audio and video tracks at once. Intuitive Layout: The design helps you focus on your projects without unnecessary distractions. Extensive Tutorials: Kdenlive’s active community offers plenty of resources to help you learn quickly. Responsive Support: You can troubleshoot issues efficiently with community assistance. These elements together create an inviting environment for anyone looking to edit video effectively. Advanced Editing Features Building on Kdenlive’s user-friendly interface, its advanced editing features make it a standout option for anyone looking to boost their video projects. With support for multi-track editing, you can work with multiple audio and video tracks simultaneously, perfect for complex projects. Kdenlive offers keyframe animations, shifts, and a variety of audio and video effects, catering to both beginners and experienced editors. The software’s compatibility with diverse file formats for import and export guarantees you can use various media types and devices without hassle. Constant updates from a dedicated community mean you’ll always have access to the latest features and improvements, all at no cost. This robust tool improves your editing experience, making it easy to customize your workspace. Cross-Platform Compatibility For those seeking a versatile video editing solution, Kdenlive stands out owing to its impressive cross-platform compatibility, making it a practical choice for various users. This open-source editor works seamlessly on Windows, Mac, and Linux, accommodating a wide range of operating systems. Here’s what you can expect: Detailed editing interface with advanced features. Multi-track editing, effects, and transitions for all skill levels. Support for various video and audio formats for easy import/export. A strong community offering extensive tutorials and support. Experimental GPU rendering capabilities to improve editing performance. With Kdenlive, you’ll find a robust tool that not just meets your editing needs but is also adaptable to your preferred platform, making it an excellent option for many. CapCut: Great for Mobile Video Editing CapCut stands out as a leading mobile video editing app, designed to cater to both novice and seasoned editors. Its user-friendly interface allows you to navigate easily, making video editing accessible for everyone. The app offers crucial features like video trimming, splitting, and merging, alongside advanced options such as keyframe animations and chroma keying for green screen effects. You can improve your videos with a vast library of royalty-free music, sound effects, and customizable visual effects, which adds creativity to your content. CapCut also supports direct sharing to popular social media platforms like TikTok and Instagram, streamlining video distribution. Best of all, it’s completely free to use, with no watermarks on exported videos, ensuring a professional look. Lightworks: Professional Tools With a Free Version If you’re looking for a robust video editing solution that doesn’t break the bank, Lightworks offers a professional-grade free version that makes advanced editing accessible to everyone. This software is perfect for both beginners and seasoned editors, providing a range of features: Adobe non-linear editing capabilities Simple layer-based timeline for flexible workflows Support for various video formats, ideal for YouTube or film projects Maximum export resolution of 720p in the free version Customizable workspace layouts for an improved editing experience With its advanced trimming and editing tools, Lightworks empowers you to exercise precise control over video clips and audio tracks. This makes it a versatile choice for your editing needs. Frequently Asked Questions Which Is the Best Video Editing App for Free? When you’re looking for the best free video editing app, consider your specific needs. DaVinci Resolve offers professional-grade tools and advanced color correction. If you prefer something simpler, OpenShot provides a user-friendly interface. For effects and visual compositing, HitFilm Express has many tutorials available. Lightworks is robust but limits exports to 720p, whereas Shotcut‘s modular interface supports various formats. Evaluating these options will help you find the app that suits you best. What Do Youtubers Use to Edit for Free? YouTubers often use a variety of free editing software to create their content. Popular choices include DaVinci Resolve, known for its professional editing and color correction, and Lightworks, which offers robust non-linear editing but limits exports to 720p. iMovie is a go-to for Mac users thanks to its user-friendly interface. Kdenlive appeals to many for its open-source nature, whereas Clipchamp provides browser-based editing with templates and stock assets, supporting 1080p exports. What Is the Best Free PC Video Editing Software? When considering the best free PC video editing software, DaVinci Resolve stands out for its professional-grade tools, offering features like color correction and audio post-production without watermarks. Lightworks is another option, providing a user-friendly interface with basic editing capabilities. HitFilm Express thrives in combining video editing with visual effects. For a more open-source approach, Shotcut supports various formats, whereas Avid Media Composer First offers advanced features for those aiming for professional quality. Is Capcut Worth It? Yes, CapCut’s worth it for anyone looking to edit videos easily. It offers advanced features like filters, changes, and 4K support, allowing you to create professional-looking content without watermarks. The user-friendly interface and various templates make quick edits simple, whereas auto-captioning and background music integration streamline your workflow. Regular updates improve its capabilities, ensuring you stay current with video trends. Overall, CapCut effectively meets the needs of both beginners and experienced users. Conclusion In summary, choosing the right free video editing program depends on your specific needs and skill level. DaVinci Resolve and Lightworks cater to those seeking professional-grade tools, whereas ACDSee Luxea and iMovie are perfect for beginners. Clipchamp offers an accessible online option, Kdenlive stands out as a robust open-source choice, and CapCut shines for mobile editing. Each program provides unique features, ensuring you can find an editor that suits your project requirements effectively. Image via Google Gemini This article, "7 Best Free Video Editing Programs" was first published on Small Business Trends View the full article
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7 Best Free Video Editing Programs
If you’re exploring free video editing programs, you’re in luck—there are several excellent choices customized to different skill levels and needs. From DaVinci Resolve‘s professional-grade features to user-friendly options like ACDSee Luxea and iMovie, each program offers unique tools and capabilities. Furthermore, online editors like Clipchamp and mobile-friendly apps like CapCut expand your options for content creation. Comprehending these tools can help you make an informed choice, so let’s take a closer look at each one. Key Takeaways DaVinci Resolve offers professional-grade features like HDR color grading and 4K exports, making it ideal for serious video editors. Lightworks provides advanced non-linear editing with a user-friendly layer-based timeline, though the free version limits export resolution to 720p. ACDSee Luxea is perfect for beginners, featuring an intuitive interface and built-in screen recording for easy video creation. Kdenlive is a powerful open-source option supporting multi-track editing and customizable effects, available on Windows, Mac, and Linux. CapCut is a mobile-friendly app that allows easy video editing with advanced features and direct sharing to social media platforms. DaVinci Resolve: The Professional Choice for Free Editing If you’re searching for a potent yet free video editing tool, DaVinci Resolve stands out as a top choice among professionals and enthusiasts alike. As one of the best open source video editors, it offers advanced features like HDR color grading and multi-user collaboration, making it ideal for high-quality projects. This free video editing software for YouTube supports various file formats, allowing exports in stunning 4K without watermarks. You’ll find strong color correction tools and over 100 GPU-accelerated effects to improve your videos. Although it has a steeper learning curve and requires a more robust computer, a wealth of tutorials and community support is available to help you master this formidable editing software, surpassing good video editors like CapCut. ACDSee Luxea Video Editor: Ideal for Beginners If you’re just starting out in video editing, ACDSee Luxea Video Editor offers a user-friendly interface that makes the process straightforward. With keyframing capabilities, you can easily create dynamic shifts and effects, even without advanced skills. Plus, its built-in screen recording features are perfect for crafting tutorials or presentations, giving you the tools to produce high-quality content right from the start. User-Friendly Interface ACDSee Luxea Video Editor stands out for its user-friendly interface, which is designed to make video editing accessible for beginners. You’ll appreciate how easily you can navigate the software, regardless of whether you’re new to the realm of editing. Here are some key features that improve the experience: Intuitive drag-and-drop functionality for effortless media management Guided edits and pre-made templates to simplify the creation process Support for 4K video editing, enabling high-quality outputs Quick video creation tools that cater to serious beginners A clean layout that minimizes distractions, allowing you to focus on your project Whether you’re exploring the best video editor for Linux or seeking open source video editing programs, ACDSee Luxea is among the best free video editing programs available. Keyframing Capabilities Keyframing capabilities in ACDSee Luxea Video Editor provide a strong tool for animating video elements over time, allowing you to bring your projects to life with dynamic effects. This software features an intuitive interface, making keyframing accessible even for beginners. You can set specific points for movement or changes in properties, enabling smooth shifts and engaging content. Adjust parameters like position, scale, and opacity at different keyframes throughout your video timeline. ACDSee Luxea supports various elements, including text and images, enhancing your creative potential. With extensive tutorials available, you’ll develop your editing skills quickly. For those exploring the best editing programs for YouTube or seeking open editing options in Linux editing software, ACDSee Luxea stands out as a reliable choice. Screen Recording Features When you’re looking to create engaging video content, having reliable screen recording features can make all the difference. ACDSee Luxea Video Editor is perfect for beginners, offering intuitive tools to simplify the process. Here are some standout features: Capture your screen, webcam, and audio simultaneously. Easily import presentation slides for educational content. Export recordings in multiple formats like MP4 and AVI. Utilize built-in editing options to cut, trim, and improve footage. Enjoy a user-friendly interface that streamlines your editing experience. With these features, ACDSee Luxea not merely serves as efficient dvd editing software but additionally enables you to create high-quality videos effortlessly. Whether for tutorials or presentations, it’s a valuable tool for anyone starting in video production. Clipchamp: The Best Online Video Editor Clipchamp stands out as a leading online video editor, offering users a straightforward and efficient platform for creating and editing videos. As a web-based editor, it works seamlessly in Chrome or Edge and is likewise available as a Windows app, making it accessible without needing robust computer specs. You can enjoy multi-track editing, allowing you to layer video, audio, and images for more complex projects. The free version lets you export videos at 1080p, even though stock assets are limited compared to paid options. Performance depends on your internet speed and computer capabilities, which can affect editing efficiency. Clipchamp likewise includes features like green screen effects and resizing tools, perfect for quick edits customized to various social media formats. Imovie: User-Friendly Editing for Mac Users For Mac users seeking a straightforward video editing solution, iMovie delivers an intuitive experience that simplifies the editing process. With its user-friendly interface, you can easily navigate and edit your videos. Here are some of its key features: Supports 4K video editing for high-quality projects Offers advanced tools like chroma keying and video stabilization Integrates seamlessly with Apple devices for access across Apple devices Provides various templates and themes for quick, polished videos Allows easy sharing to platforms like YouTube or social media This combination of features makes iMovie an excellent choice for both beginners and those with some editing experience, enabling you to create impressive videos without extensive technical knowledge. Kdenlive: A Powerful Open-Source Option Kdenlive offers a user-friendly interface that makes video editing accessible to everyone, regardless of their experience level. It stands out with advanced editing features, including multi-track editing and customizable effects, which allow you to create professional-quality videos. Plus, its cross-platform compatibility means you can use it on Windows, Mac, or Linux, ensuring that a wide range of users can take advantage of its robust capabilities. User-Friendly Interface When exploring video editing options, you’ll find that Kdenlive stands out for its user-friendly interface, which makes it accessible for both novices and seasoned editors alike. Here are some key features that contribute to its ease of use: Customizable Workspace: You can arrange tools and panels to suit your workflow. Multi-Track Editing: This allows for managing several audio and video tracks at once. Intuitive Layout: The design helps you focus on your projects without unnecessary distractions. Extensive Tutorials: Kdenlive’s active community offers plenty of resources to help you learn quickly. Responsive Support: You can troubleshoot issues efficiently with community assistance. These elements together create an inviting environment for anyone looking to edit video effectively. Advanced Editing Features Building on Kdenlive’s user-friendly interface, its advanced editing features make it a standout option for anyone looking to boost their video projects. With support for multi-track editing, you can work with multiple audio and video tracks simultaneously, perfect for complex projects. Kdenlive offers keyframe animations, shifts, and a variety of audio and video effects, catering to both beginners and experienced editors. The software’s compatibility with diverse file formats for import and export guarantees you can use various media types and devices without hassle. Constant updates from a dedicated community mean you’ll always have access to the latest features and improvements, all at no cost. This robust tool improves your editing experience, making it easy to customize your workspace. Cross-Platform Compatibility For those seeking a versatile video editing solution, Kdenlive stands out owing to its impressive cross-platform compatibility, making it a practical choice for various users. This open-source editor works seamlessly on Windows, Mac, and Linux, accommodating a wide range of operating systems. Here’s what you can expect: Detailed editing interface with advanced features. Multi-track editing, effects, and transitions for all skill levels. Support for various video and audio formats for easy import/export. A strong community offering extensive tutorials and support. Experimental GPU rendering capabilities to improve editing performance. With Kdenlive, you’ll find a robust tool that not just meets your editing needs but is also adaptable to your preferred platform, making it an excellent option for many. CapCut: Great for Mobile Video Editing CapCut stands out as a leading mobile video editing app, designed to cater to both novice and seasoned editors. Its user-friendly interface allows you to navigate easily, making video editing accessible for everyone. The app offers crucial features like video trimming, splitting, and merging, alongside advanced options such as keyframe animations and chroma keying for green screen effects. You can improve your videos with a vast library of royalty-free music, sound effects, and customizable visual effects, which adds creativity to your content. CapCut also supports direct sharing to popular social media platforms like TikTok and Instagram, streamlining video distribution. Best of all, it’s completely free to use, with no watermarks on exported videos, ensuring a professional look. Lightworks: Professional Tools With a Free Version If you’re looking for a robust video editing solution that doesn’t break the bank, Lightworks offers a professional-grade free version that makes advanced editing accessible to everyone. This software is perfect for both beginners and seasoned editors, providing a range of features: Adobe non-linear editing capabilities Simple layer-based timeline for flexible workflows Support for various video formats, ideal for YouTube or film projects Maximum export resolution of 720p in the free version Customizable workspace layouts for an improved editing experience With its advanced trimming and editing tools, Lightworks empowers you to exercise precise control over video clips and audio tracks. This makes it a versatile choice for your editing needs. Frequently Asked Questions Which Is the Best Video Editing App for Free? When you’re looking for the best free video editing app, consider your specific needs. DaVinci Resolve offers professional-grade tools and advanced color correction. If you prefer something simpler, OpenShot provides a user-friendly interface. For effects and visual compositing, HitFilm Express has many tutorials available. Lightworks is robust but limits exports to 720p, whereas Shotcut‘s modular interface supports various formats. Evaluating these options will help you find the app that suits you best. What Do Youtubers Use to Edit for Free? YouTubers often use a variety of free editing software to create their content. Popular choices include DaVinci Resolve, known for its professional editing and color correction, and Lightworks, which offers robust non-linear editing but limits exports to 720p. iMovie is a go-to for Mac users thanks to its user-friendly interface. Kdenlive appeals to many for its open-source nature, whereas Clipchamp provides browser-based editing with templates and stock assets, supporting 1080p exports. What Is the Best Free PC Video Editing Software? When considering the best free PC video editing software, DaVinci Resolve stands out for its professional-grade tools, offering features like color correction and audio post-production without watermarks. Lightworks is another option, providing a user-friendly interface with basic editing capabilities. HitFilm Express thrives in combining video editing with visual effects. For a more open-source approach, Shotcut supports various formats, whereas Avid Media Composer First offers advanced features for those aiming for professional quality. Is Capcut Worth It? Yes, CapCut’s worth it for anyone looking to edit videos easily. It offers advanced features like filters, changes, and 4K support, allowing you to create professional-looking content without watermarks. The user-friendly interface and various templates make quick edits simple, whereas auto-captioning and background music integration streamline your workflow. Regular updates improve its capabilities, ensuring you stay current with video trends. Overall, CapCut effectively meets the needs of both beginners and experienced users. Conclusion In summary, choosing the right free video editing program depends on your specific needs and skill level. DaVinci Resolve and Lightworks cater to those seeking professional-grade tools, whereas ACDSee Luxea and iMovie are perfect for beginners. Clipchamp offers an accessible online option, Kdenlive stands out as a robust open-source choice, and CapCut shines for mobile editing. Each program provides unique features, ensuring you can find an editor that suits your project requirements effectively. Image via Google Gemini This article, "7 Best Free Video Editing Programs" was first published on Small Business Trends View the full article
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The Best Books, Movies, Video Games, and Podcasts to Check Out After Watching 'The Pitt'
We may earn a commission from links on this page. The Pitt is a classic case of taking an old premise and making it feel brand new. Dramas that pivot off the life and death stakes of a hospital or emergency room have been around for decades, but The Pitt—initially conceived as a direct sequel to one of the greatest medical dramas of all time, E/R—has perfected the mix of realism, real-time pacing, and great character work. It's justifiably been a sensation since its debut in 2025. If your whole week revolves around new episodes of the series, that leaves you with a lot of time on your hands in-between—and, soon, a long wait until the third season. To fill some of that void, you can peruse this list of other TV shows you should check out. And if you want to expand beyond TV, here are the books, movies, games, and podcasts that can deliver similar themes and vibes. The best books like The PittWith its unusually long season (compared to most other modern series), focus on character, and slow-burn themes, The Pitt is pretty novelistic. Here are some of the best books that will give you the same feel. This Is Going to Hurt [TV Tie-in]: Secret Diaries of a Young Doctor $10.63 at Amazon $18.99 Save $8.36 Get Deal Get Deal $10.63 at Amazon $18.99 Save $8.36 Five Days at Memorial: Life and Death in a Storm-Ravaged Hospital $14.50 at Amazon $23.00 Save $8.50 Get Deal Get Deal $14.50 at Amazon $23.00 Save $8.50 The Emergency: A Year of Healing and Heartbreak in a Chicago ER $18.99 at Amazon Get Deal Get Deal $18.99 at Amazon The House of God $13.50 at Amazon $24.00 Save $10.50 Get Deal Get Deal $13.50 at Amazon $24.00 Save $10.50 The Shift: One Nurse, Twelve Hours, Four Patients' Lives $10.47 at Amazon $18.99 Save $8.52 Get Deal Get Deal $10.47 at Amazon $18.99 Save $8.52 SEE 2 MORE This Is Going to Hurt, by Adam KayBased on Adam Kay’s personal experience working on the obstetrics and gynecology ward for the U.K.’s National Health Service (NHS), the adaptation of This is Going to Hurt starring Ben Whislaw is on our list of shows like The Pitt. It’s great, but it’s also different from the source in many ways. Kay’s book is less bitter and more urgent, taken directly from his diary entries and featuring more of his sardonic voice. If you want a more unvarnished, absorbing, and powerful look at the challenges that doctors and nurses face every day of their careers, give it a read. Five Days at Memorial, by Sheri FinkIf your favorite parts of The Pitt are the big moments like season one’s mass shooting event, you’ll find Five Days at Memorial the perfect read (its adaptation is also on our list of TV shows for Pitt fans). When Hurricane Katrina slammed into New Orleans in 2005, the hospitals there faced a challenge beyond anything imaginable. Fink’s book dives into the experienced of people working at Memorial Medical Center, who struggled with a deluge of desperate patients, shrinking supplies, and impossible medical decisions made under the worst possible conditions. The Emergency, by Thomas FisherFisher’s memoir describes his experiences as an attending physician in the University of Chicago Medical Center, beginning in 2006. If you love the individual stories that The Pitt serves up with each episode, this is for you—Fisher details some of the cases he dealt with at, delving into fascinating maladies and how he approached diagnosing and treating them. He also makes it clear what’s wrong with our modern approach to medicine, and how it often fails the people who need it most. The House of God, by Samuel ShemA bit dated these days, but Shem’s 1978 semi-autobiographical novel captures the sense of competitive camaraderie among medical interns and residents, as well as the psychological damage the pressures of their training can cause. It’s a sharp and funny indictment of how residents were trained, and may have influenced reforms that have taken place since. The Shift, by Theresa Brown, RNThe Pitt knows that the most important people in an emergency department are often not the doctors, but the nurses. In The Shift, Brown uses the same conceit as The Pitt, recounting a single 12-hour shift so you can be there at every step of a patient’s care from her perspective. The result is everything you could want in a read-a-like: A fast-paced story of professionals making life-and-death decisions under pressure, and the people whose lives depend on them. The best movies like The PittIf your one complaint about The Pitt is that the episodes aren’t long enough, check out these movies that have similar themes and storylines. Code Black (2013) In a lot of ways, Code Black is a real-life The Pitt. Filmed in 2013 at one of the country’s busiest emergency departments (the Los Angeles General Medical Center), this documentary follows a team of young doctors as they deal with a seemingly endless stream of injured and sick people in desperate need of care. The physicians struggle with everything you see on The Pitt, from personal relationships to the scourge of charting and insurance paperwork—but everything you see really happened. Rent Code Black from Prime Video. Code Black (2013) at Prime Video Learn More Learn More at Prime Video M*A*S*H (1970) It might seem like an odd pairing, since M*A*S*H is set during the Korean War, but what Robert Altman’s classic film captures is the pressure-cooker environment of emergency medicine and the inventiveness of physicians struggling under less-than-ideal conditions. The characters’ disdain for their commanding officers and the bureaucracy that makes their jobs harder is clearly echoed in Dr. Robby’s attitude more than 50 years later. Rent M*A*S*H from Prime Video. M*A*S*H (1970) at Prime Video Learn More Learn More at Prime Video Contagion (2011) Although Contagion is global in scope and focused on a fictional pandemic and the race to find a treatment before it’s too late, its tone of steady emergency and the capable, broken people who stand up to deal with it will resonate with fans of The Pitt. If the medical mysteries the show offers up are what keep you coming back, this movie’s horror-ish vibe is like a super-sized version of that. Rent Contagion from Prime Video. Contagion (2011) at Prime Video Learn More Learn More at Prime Video Hospital (1970) Without narration or any talking head interviews, Frederick Wieman’s 1970 documentary remains highly-regarded for its immersion and powerful portrayal of a broken healthcare system. In fact, you’ll be amazed at how much hasn’t changed in the 56 years since this film was produced. Sure, the technology and protocols are different, but the doctors, nurses, and patients observed here are dealing with many of the same fears and frustrations as Dr. Robby and his staff. Stream Hospital on Kanopy. Hospital (1970) at Kanopy Learn More Learn More at Kanopy Code 3 (2025) If you want a lighter Pitt-adjacent viewing experience, this dark comedy starring Rainn Wilson, Lil Rel Howery, and Aimee Carrero is just the ticket. Following a burned-out paramedic on what he thinks is his last shift, the film follows a similar structure to The Pitt, sticking with its characters over a single shift as they deal with a range of cases and characters. It’s funny, but there’s a deep vein of pathos in there, too. Stream Code 3 on Hulu. Code 3 (2025) at Hulu Learn More Learn More at Hulu The best video games like 'The Pitt'No, there’s no first-person walking simulator where you play as Dr. Robby, but there are some games that offer similar vibes to The Pitt if you want a more active alternative. Emergency Room: Real Life Rescues If you want to know the stress and pressure of trying to diagnose, treat, and comfort patients quickly and efficiently, Emergency Room: Real Life Rescues will get you there. You play as a paramedic in training, and the gameplay involves successfully treating the patients you’re called to see. Since you’re not playing as a doctor in the ER, there’s a limited number of procedures you can use, but the game does a good job of goosing your adrenaline in ways we think the Pitt doctors would understand. Platforms: Nintendo DS Emergency Room: Real Life Rescues - Nintendo DS $19.60 at Amazon Get Deal Get Deal $19.60 at Amazon Project Hospital Project Hospital is a management sim that tries to replicate the serious business of running a hospital—treating patients and managing resources. It’s got a cartoony look, but don’t let that fool you: It can be as complex as The Pitt when it comes to figuring out how to keep people alive. In fact, one of the “gamefied” aspects of Project Hospital involves finding ways to overbill people’s insurance to maximize profits—which might be a bit too real for some folks. Platforms: macOS, Linux, GeForce Now, PC, Steam Project Hospital $24.99 at Steam Get Deal Get Deal $24.99 at Steam War Hospital Set during World War I, War Hospital sees you playing as an administrator trying to keep a field hospital behind the front lines operational under the worst possible conditions. You not only have to manage supplies, construction, and staff morale, you also have to triage the soldiers who pour in, badly wounded and in desperate need. If you miss that hit of stress that watching The Pitt offers, this is a fine way to experience it. A lot of it. Platforms: PlayStation 5, PC, Xbox Series X/S War Hospital (XBX) $19.99 at Amazon Get Deal Get Deal $19.99 at Amazon 911 Operator If you watch The Pitt and think that charge nurse Dana Evans makes managing the chaos of an emergency department look easy, try your hand at 911 Operator. While not set in an ER, you get the same vibe of trying to put out medical fires with limited resources as you play the role of an Emergency Services Operator, deciding where to send police, firefighters, and/or paramedics as various disasters and emergencies pop up. It’s a surprisingly complex and delightfully stressful challenge that will give you fresh appreciation for what folks like Evans do on The Pitt. Platforms: PC, Steam, PlayStation, Xbox, Nintendo Switch 911 Operator $14.99 at Steam Get Deal Get Deal $14.99 at Steam The best podcasts like 'The Pitt'Just because your eyes are tired doesn’t mean you can’t get more of The Pitt. Whether it’s a deep-dive into the series or a narrative with a similar feel, we got you covered. The Pitt Podcast Credit: Podcast logo The official companion podcast is hosted by Dr. Alok Patel and Hunter Harris, perfectly blending real medical analysis and experience with episode recapping, interviews with actors, crew, and creators, and other insider tidbits. If you’re a Pitt obsessive, this is a must-have in your earbuds. The Pitt Crew Credit: Podcast logo If you want a less corporate, more fan-oriented podcast analyzing The Pitt, here you go. The hosts of The Pitt Crew (Camille, Mal, and Robert) bring terrific regular person energy to their discussions, so it’s the next best thing if you lack real people who share your love of The Pitt and resist your desire to talk endlessly about why Joy’s sarcasm and misanthropy is okay but Ogilvie has got to go. The Nocturnists Credit: Podcast logo One reason The Pitt resonates is the deep research behind its stories—the cases and their resolutions are based on actual medical emergencies treated by real doctors. The Nocturnists is the real version of that: Actual doctors and other healthcare professionals telling stories drawn from their real-life experiences. It’s just as dramatic and fascinating as the show, with the added weight of knowing that it all really happened. The Mind Doctor Credit: Podcast logo If you really love when the doctors on The Pitt have to figure out a medical mystery, check out The Mind Doctor. The podcast offers up compelling, twisty medical mystery stories that are based on actual experiences and cases. Basically, if you wish The Pitt would bring Dr. Gregory House on staff, this is the podcast for you (also, Noah Wyle, get on that idea, it’s genius). View the full article
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Your tax refund could be delayed—and the IRS says you need to act fast
Tax refunds are typically a welcomed reprieve for millions of Americans facing challenging financial times. While many tax filers are set to receive higher refunds this year, around 1.4 million Americans who typically receive paper refund checks may have to wait longer for their refund this year because the federal government has moved to phase out the paper check option. The deadline to file your taxes is April 15. But some filers may have to wait six weeks to 10 weeks longer to see their refund checks if they didn’t provide direct deposit information on their returns this year. The IRS is sending notices to those taxpayers of the extended wait time and the actions they need to take in order to avoid it. The notice explains that filers should update their online account with the IRS to update or add their bank account information. It also said filers have 30 days to do so after receiving the notice. “If you don’t respond to the notice, we will issue a paper check after 6 weeks. For updates on your refund status, visit Where’s My Refund,” the notice explained. While most filers receive their refunds electronically, many still opt for paper checks. According to the IRS, about 7% of tax payers still receive their refunds in the mail. The National Taxpayer Advocate reported that last year, around 10 million tax payers received paper checks. However, the federal government has argued that paper checks are vulnerable to fraud, slower, and more expensive than electronic payouts. In an executive order last year, The President mandated that federal payments be issued electronically starting in October 2025. “The continued use of paper-based payments by the Federal Government, including checks and money orders, flowing into and out of the United States General Fund, which might be thought of as America’s bank account, imposes unnecessary costs; delays; and risks of fraud, lost payments, theft, and inefficiencies,” the order said. It continued, “Mail theft complaints have increased substantially since the COVID-19 pandemic.” It also asserted that the cost of digitizing paper records cost taxpayers “over $657 million in Fiscal Year 2024 alone.” Still, some lawmakers are concerned about how the refund delays will impact Americans who depend on the payments. House Ways and Means Committee Democrats sent a second letter to Treasury Secretary Scott Bessent in an effort to get answers for affected filers. The letter explained that there were discrepancies between the notice filers receive about delays and an altered version of the notice lawmakers received. “Our first and foremost concern is that taxpayers could face a 10-week wait for their paper refunds,” the letter explained, per a press release. “This is not clearly stated on the notice. Nor does it warn taxpayers that a paper check could take another six weeks beyond the 30 days given to respond.” Fast Company reached out to the Treasury for comment but did not immediately hear back. View the full article
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These Are the Best Deals on Home Gym Equipment I've Seen During Amazon’s Big Spring Sale
We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. I dream of building out a garage gym one day, but for now, I'm content with my "workout corner" in my apartment bedroom. Hey, a home gym can look like anything. Whether you're eyeing a smart rowing machine, a compact massage gun for post-workout recovery, or just a clean set of hex dumbbells with a rack to keep your space organized, there's something worth buying during Amazon's Big Spring Sale right now. The best deals on at-home cardio equipmentI know how quickly cardio equipment can turn into major investment of your time, money, and space. That's why I recommend equipment that can fold up to store vertically against the wall, so your treadmill doesn't just become a fancy coat rack. Original Peloton Bike, $1,295, down from $1,695 Hydrow Origin Rowing Machine, $1,895, down from $2,195 NordicTrack T 5 Treadmill, $479, down from $599 Peloton Exercise Cross Training Bike $1,295.00 at Amazon $1,695.00 Save $400.00 Get Deal Get Deal $1,295.00 at Amazon $1,695.00 Save $400.00 The best deals on at-home strength training essentialsIn my experience, adjustable dumbbells are the single highest-impact upgrade you can make to a home gym. But sometimes you just want the real thing, without dealing with pins or spin locks or any sort of fuss. In that case, you definitely want a quality storage rack keeps your gym organized, your equipment accessible, and your floor clear. PowerBlock Elite EXP Adjustable Dumbbells, $339.15, down from $449 CAP Adjustable Dumbbells, $249.99, down from $299.99 CAP Rubber Coated Dumbbell Weight Set, $159.99, down from $189.99 TRX Resistance Band Set, $148.71, down from $174.95 PLKOW storage and weight rack, $79.98, down from $129.99 PowerBlock Elite EXP Adjustable Dumbbells (Pair, 5-50lb) $339.15 at Amazon $449.00 Save $109.85 Shop Now Shop Now $339.15 at Amazon $449.00 Save $109.85 The best deals on muscle recovery and stretching toolsI know I've personally got my eye on massage guns and foam rollers to help me survive my upcoming marathon training. Bob and Brad Q2 Ultra Mini Massage Gun, $78.82, down from $99.99 1-Inch Thick Yoga Mat, $29.99, down from $36.99 TriggerPoint Grid 1.0 Foam Roller, $27.99, was $39.99 Bob and Brad Q2 Ultra Mini Massage Gun $78.82 at Amazon $99.99 Save $21.17 Get Deal Get Deal $78.82 at Amazon $99.99 Save $21.17 While we're at it, plenty of other gadgets could technically fall into the realm of home gym expenses. Check out more of the best deals we've found on fitness wearables, on headphones and earbuds, and all other tech during Amazon's Big Spring Sale here. Our Best Editor-Vetted Amazon Big Spring Sale Deals Right Now Apple AirPods Pro 3 Noise Cancelling Heart Rate Wireless Earbuds — $199.99 (List Price $249.00) Apple iPad 11" 128GB A16 WiFi Tablet (Blue, 2025) — $299.00 (List Price $349.00) Samsung Galaxy Tab A11+ 128GB Wi-Fi 11" Tablet (Gray) — $209.99 (List Price $249.99) Sony WH1000XM6- Best Wireless Noise Canceling Headphones — $398.00 (List Price $459.99) Apple Watch Series 11 (GPS, 42mm, S/M Black Sport Band) — $299.00 (List Price $399.00) Blink Video Doorbell Wireless (Newest Model) + Sync Module Core — $35.99 (List Price $69.99) Fire TV Stick 4K Max Streaming Player With Remote — $34.99 (List Price $59.99) Amazon Kindle Colorsoft 16GB 7" eReader (Black) — $169.99 (List Price $249.99) Deals are selected by our commerce team View the full article
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These Are the Best Laptop Deals I've Seen During Amazon's Big Spring Sale
We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. Amazon's Big Spring Sale is in full swing this week. If you take a look at the "Laptops" section of Amazon's Big Spring Sale page, you'll find seemingly endless options available at a discount. That doesn't mean these are all deals worth considering, however. There are a lot of laptops out there, and not all of them going to be right for you (or most people). As such, I've looked at Amazon's wares, and found some deals that really seem worth considering. A rule of thumb with deals like these: If you've never heard of the company before, be extremely cautious. There are laptop manufacturers that have been in the game for years, and know how to ship a product that works. If you see a huge discount on a laptop from a no-name company, that should be a red flag. That's not to say all start-ups and new companies should be avoided; just do your research before buying a computer. M4 MacBook Air (15-inch) $1,149.00 at Amazon $1,399.00 Save $250.00 Get Deal Get Deal $1,149.00 at Amazon $1,399.00 Save $250.00 Samsung Galaxy Book 5 Pro 360 $1,199.99 at Amazon $1,699.99 Save $500.00 Get Deal Get Deal $1,199.99 at Amazon $1,699.99 Save $500.00 HP EliteBook 6 G1i $1,899.98 at Amazon $2,799.00 Save $899.02 Get Deal Get Deal $1,899.98 at Amazon $2,799.00 Save $899.02 ASUS TUF F16 $999.99 at Amazon $1,299.99 Save $300.00 Get Deal Get Deal $999.99 at Amazon $1,299.99 Save $300.00 ASUS ROG Strix G18 $1,394.99 at Amazon $1,699.99 Save $305.00 Get Deal Get Deal $1,394.99 at Amazon $1,699.99 Save $305.00 Lenovo Legion 5i $1,469.99 at Amazon $1,669.99 Save $200.00 Get Deal Get Deal $1,469.99 at Amazon $1,669.99 Save $200.00 SEE 3 MORE M4 15-inch MacBook AirIf you're in the market for a large yet portable laptop, the MacBook Air is a great buy. While Apple's newest model has the M5 chip, the M4 version is more than capable to buy instead—especially when you can save some money. During Amazon's Big Spring Sale, you can pick up the 15-inch M4 MacBook Air for $1,149. That's $150 cheaper than the M5 version. You still get the same 16GB of RAM and 512GB of storage, and a chip that Apple will likely support for years to come. (The company still supports M1, which came out in 2020.) If you're set on the M5 MacBook Air, consider saving a bit by going through Apple's education store. Samsung 16-inch Galaxy Book 5 Pro 360 If you need a large, thin and light laptop that runs Windows 11, this Copilot+ PC from Samsung might suit you. The 16-inch Galaxy Book 5 Pro 360 has an Intel Core 7 Ultra processor with 16GB of RAM and 1TB of storage—double that of the MacBook Air above. It also has a touchscreen 3K AMOLED display with a refresh rate of 120Hz. The integrated graphics won't get you far for gaming, but if you need a capable machine for school, work, or personal use, this is a great all-around machine. HP EliteBook 6 G1i Let's up the ante a bit. This HP EliteBook comes with a whopping 64GB of RAM. That's potentially overkill for most students and workers, but it does mean that this machine is a multitasker's dream. (You'll likely never run out of Chrome tabs.) It comes with an Intel Core Ultra 7 255U processor with a 1TB PCIe SSD for storage. The 16-inch IPS display is lower-res than the other laptops I've noted so far, as its only a 1200p panel. That's just a bit more pixels than you'd find in a 1080p display: Not bad, but not 3K or 4K. That said, if you can live with the compromises on the screen, this machine will handle most things you throw at it—at 32% off its original list price. ASUS TUF F16If you're looking for something to game on that won't break the bank, this ASUS TUF laptop might be a solid choice. This machine comes with 16GB of RAM, a 512GB SSD, a 4.6GHz Intel Core i5 13450HX processor, and a dedicated NVIDIA GeForce RTX 5050 graphics card. It also comes with a 16-inch LED display with a refresh rate of 165 Hz, so you'll be able to boost the frame rates of your games. This isn't the most powerful gaming laptop out there by any means, but at 23% off ($999.99), it's worth considering. ASUS ROG Strix G18If you want to push your games a bit further, take a look at the ASUS ROG Strix G18. This 18-inch laptop has an AMD Ryzen 9 8940HX chip, a dedicated GeForce RTX 5050 GPU, 16GB of RAM, and a 1TB SSD. That 18-inch display has a 1080p resolution, and refresh rate of 144Hz—plenty for high refresh rate gaming. This one will cost nearly $400 more than the TUF, but you're getting a bit more for your money—and you're saving 18% off the list price. Lenovo Legion 5i Let's take a look at one more gaming laptop—this time, with a more powerful Intel chip. Lenovo's Legion 5i comes with an Intel Core i7 17000HX chip, a dedicated GeForce RTX 5070 GPU, 16GB of RAM, and a 1TB SSD. It comes with a 1600p 15-inch OLED, which is the sharpest and highest contrast of any of the gaming laptops listed here. That's excellent for both games, as well for watching shows and movies. Like the TUF F16, this has a 165 Hz refresh rate. That's why this machine is typically listed at $1,699.99, but is currently $230 off. 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