All Activity

Starter loans, often referred to as credit-builder loans, are financial tools aimed at helping you establish or improve your credit score. By making small monthly payments over a period of 6 to 24 months, you can build a positive credit history. These loans typically range from $100 to $5,000 and are secured in a savings account. Comprehending how they function can be essential for your financial future, especially if you’re looking to improve your credit profile. What should you consider before applying? Key Takeaways Starter loans, or credit-builder loans, help individuals establish or improve their credit scores with small monthly payments over 6 to 24 months. Loan amounts typically range from $100 to $5,000 and are often secured in a savings account or certificate of deposit. Regular payments are reported to major credit bureaus, contributing to a positive credit history and improved credit scores. The application process is straightforward and does not require a co-signer or prior credit history, with pre-approval options available. On-time payments can enhance creditworthiness, but late payments may negatively impact credit scores and result in higher borrowing costs. What Is a Starter Loan? A starter loan, often referred to as a credit-builder loan, serves as a valuable tool for individuals looking to establish or improve their credit scores. These loans typically require small monthly payments over a period ranging from 6 to 24 months, allowing you to demonstrate responsible debt management. Lenders often secure the loan amount in a savings account or certificate of deposit (CD), releasing the funds to you upon successful repayment. What makes starter loans appealing is their accessibility; you can often obtain them without needing a co-signer or prior credit history. This opens doors for those new to credit. The maximum loan amount usually ranges from $100 to $5,000, depending on the lender and your eligibility. Comprehending the loan requirements for personal loans can help you make informed decisions about your financial future. Importance of Building Credit Building credit is crucial for your financial future, as a strong credit score can lead to better interest rates on loans and credit cards, ultimately saving you money. It furthermore plays a significant role in securing rentals, as landlords often check your credit history during the application process. In addition, a good credit rating can improve your job prospects, since many employers review credit reports when considering candidates. Benefits of Good Credit Establishing good credit is vital for managing your financial future effectively, as it opens doors to numerous benefits that can save you money and provide greater opportunities. With a solid credit history, you often qualify for lower interest rates on personal loans in California, which can greatly impact how much personal loan you can get. Furthermore, many landlords check credit scores, making good credit important for renting an apartment. Employers may likewise conduct credit checks, especially for jobs involving financial responsibilities. In addition, individuals with higher credit scores typically enjoy better terms on car insurance, leading to lower premiums. Long-Term Financial Opportunities Even though many people focus on immediate financial needs, comprehension of the long-term financial opportunities that come from building credit is crucial for future stability. Utilizing starter loans to build credit can lead to lower interest rates on various loans, saving you money over time. A strong credit history also improves your chances of securing rental agreements, as landlords often check credit scores. In addition, good credit can boost career prospects, as some employers review credit histories during hiring processes. Individuals with higher credit scores might qualify for better terms on car insurance and utilities, reducing monthly expenses. Mechanics of a Starter Loan When you apply for a starter loan, the process is typically straightforward and can often be completed online or over the phone. Once approved, you’ll make regular monthly payments, which not just help you build a positive credit history but are likewise reported to major credit bureaus. This reporting plays a vital role in improving your credit score, so keeping up with your payments is important. Loan Application Process The loan application process for a starter loan is designed to be straightforward and accessible, often beginning with a simple online form. You can likewise apply via phone or in-branch at banks that provide personal loans. Pre-approval is often available online, allowing you to assess your eligibility through personal loan prequalification before formally applying. To qualify, you must be at least 18 years old, employed, and have a debt-to-income ratio not exceeding 40%. Step Details Complete Application Fill out the online form or apply in-person Pre-Approval Check eligibility online Approval Criteria Age, employment, and debt-to-income ratio Loan Amount Secured account with monthly payments Payment Reporting Benefits Payment reporting benefits are significant when you take out a starter loan, as timely payments can substantially impact your credit score. Your payment history is a critical factor that credit bureaus consider, so making consistent, on-time payments is crucial for building a positive credit profile. Typically, you’ll make regular monthly payments over a term of 6 to 24 months, contributing to a steady credit history. When you complete the loan payments, it not only releases the secured funds but likewise improves your creditworthiness with Bank of America that give personal loans. On the flip side, defaulting on payments can seriously hurt your credit score, highlighting the importance of maintaining timely payments throughout the loan term, even if you’re taking a personal loan with no income verification. Advantages of Starter Loans Although many people struggle to establish credit, starter loans offer a practical solution to help you begin building your credit history. These loans, typically ranging from $500 to $5,000, come with manageable repayment terms of 6 to 24 months. By making on-time payments, you can greatly improve your credit score, as these payments are reported to major credit bureaus. Many starter loans don’t require a co-signer or prior credit history, making them accessible for young adults and those new to credit. If you’re wondering, “how can I get a personal loan with no credit?”, starter loans could be your answer. You can use these funds for various expenses, such as a car down payment or also a vacation, all the while enhancing your creditworthiness. Tips for Maximizing Your Starter Loan Maximizing your starter loan involves strategic planning and informed decision-making. To guarantee you get the best deal, consider these tips: Shop around for competitive interest rates and terms from various banks that do personal loans. Set up automatic payments to avoid late fees and protect your credit score. Monitor your credit score regularly with free services to track your progress as you make timely payments. Borrow only what you need to keep debt manageable and maintain a focus on on-time payments. Potential Drawbacks to Consider Though starter loans can provide a valuable opportunity to build your credit, there are several potential drawbacks you should consider before proceeding. First, these loans often come with varying interest rates and fees that can considerably increase your total borrowing cost if not carefully reviewed. Furthermore, late payments can harm your credit score, undermining your goal of credit building. Be cautious, as some lenders may engage in predatory practices, targeting individuals with limited financial knowledge and offering unfavorable terms. If you choose a secured starter loan, you risk losing your collateral if you default on payments. Although many banks that have personal loans offer starter options, it’s vital to research which banks offer personal lines of credit that suit your needs. Assessing If a Starter Loan Is Suitable for You Determining if a starter loan is the right choice for you involves evaluating your financial situation and credit-building goals. These loans can help you establish or improve your credit scores, but you need to take into account several factors before deciding to apply for a personal loan: Are you at least 18 years old and currently employed? Do you have a debt-to-income ratio below 40%? Can you commit to making consistent, on-time payments? Are you aware of the interest rates and total costs associated with the loan? If you answer yes to these questions, a starter loan may be suitable for you. Remember, late payments can negatively impact your credit scores, undermining your goal of building credit. Carefully assess your ability to meet the repayment terms before proceeding with a starter loan, ensuring it aligns with your financial objectives. Steps to Apply for a Starter Loan Applying for a starter loan involves several straightforward steps that can help you secure the financing you need. First, start by completing a simple online application, which you can find through Bank of America, credit unions, or online lenders. You’ll need to verify your employment status and income, showing at least three months of consistent employment with the same employer. Next, your debt-to-income ratio shouldn’t exceed 40% to qualify for the loan. Many lenders additionally offer pre-approval loans, allowing you to see your eligibility before submitting a formal application. Before applying, you might ask yourself, “What do I need to apply for a personal loan?” Familiarize yourself with the requirements and consider completing the Starter Loan Online Learning Module, as it may be necessary to understand the loan’s terms and responsibilities. This preparation can greatly improve your chances of successfully obtaining funding. Resources for Credit Building Once you’ve completed the steps to apply for a starter loan, it’s important to focus on resources that can help you build your credit. By utilizing these tools, you can improve your financial literacy and guarantee responsible credit building through your starter loans. Here are some valuable resources to contemplate: Zogo App: This app educates you on personal finance and credit management, helping to deepen your financial insight. Frequently Asked Questions What Is a Starter Loan? A starter loan is a type of loan designed to help you build or improve your credit score. Typically, you borrow a small amount, which is often secured in a savings account, and make regular payments over a set term, usually between 6 to 24 months. Your on-time payments are reported to credit bureaus, positively affecting your credit history. These loans are accessible, especially for individuals with little or no credit history. How Much Will a $10,000 Loan Cost a Month? If you take out a $10,000 loan at a fixed interest rate of 4.00%, your monthly payments would be about $439.00 over 24 months. Nonetheless, if you extend the term to 36 months, your monthly payment drops to around $297.00, but the total interest you pay increases to roughly $970.00. Always consider using a loan calculator to assess different scenarios based on interest rates, terms, and any fees involved. Who Is Eligible for a Career Starter Loan? To be eligible for a career starter loan, you must be at least 18 years old and currently employed. Lenders typically require proof of employment and income to evaluate your financial health. Your debt-to-income ratio shouldn’t exceed 40%, ensuring you can handle repayments. Some lenders might mandate a minimum of three months with the same employer. Generally, these loans target individuals with limited or no credit history, making them more accessible for newcomers to finance. What Credit Score Do You Need to Get a $30,000 Loan? To secure a $30,000 loan, you typically need a credit score of at least 620, though some lenders might accept lower scores if you have other compensating factors. A score above 700 can improve your chances of approval and lead to better interest rates. Lenders likewise consider your income, debt-to-income ratio, and overall financial stability. It’s essential to compare offers from different lenders to find the best terms suited to your credit profile. Conclusion In conclusion, starter loans can be a valuable tool for those looking to build or improve their credit history. By making consistent, on-time payments, you can boost your credit score, which may lead to better financial opportunities in the future. Nonetheless, it’s crucial to weigh the advantages against potential drawbacks and assess your financial situation before applying. If you decide a starter loan is right for you, follow the application steps carefully to maximize its benefits. Image via Google Gemini This article, "What Are Starter Loans and How Do They Function?" was first published on Small Business Trends View the full article

A reader writes: I don’t like being interrupted when I’m speaking, but it seems that everyone I manage interrupts me when I’m in the middle of speaking, even including a brand new employee who is constantly finishing my statements! In the past, I’ve said things such as “what I was saying was…” or “hang on, I wasn’t quite done” and it works at that moment but not long-term. How can I let people know that I don’t appreciate being interrupted without being rude myself? I answer this question — and two others — over at Inc. today, where I’m revisiting letters that have been buried in the archives here from years ago (and sometimes updating/expanding my answers to them). You can read it here. Other questions I’m answering there today include: How can I communicate more clearly as a manager? If the VPN goes out, does a company still have to pay remote employees? The post my employees keep interrupting me appeared first on Ask a Manager. View the full article

With AI, you can generate dozens (if not hundreds) of articles in hours and publish at scale. But publishing is the easy part. What happens after they go live is what matters. Together with the research team at SE Ranking, we ran a 16-month experiment to track how well AI-generated content performed on brand-new domains with zero authority. As you will see, the results are hard to call a success. Here’s the full story behind our experiment. Methodology The goal was simple: test how far AI content — with no human editing, rewriting, or enhancement — could go in search. How quickly would it get indexed? Could it rank for relevant queries? Most importantly, could it drive traffic? We started by purchasing 20 new domains with no backlinks, domain authority, brand recognition, or search history. Each domain focused on a different niche, covering topics such as: Arts & Entertainment Business & Services Community & Society Computers & Technology Ecommerce & Shopping Finance & Accounting Food & Drink Games & Accessories Health & Medicine Industry & Engineering Hobbies & Interests Home & Garden Jobs & Career Law & Government Lifestyle & Well-being Pets & Animals Science & Education Sports & Fitness Travel & Tourism Vehicles & Boats For each niche, we gathered 100 informational “how-to” keywords—long-tail terms with lower competition. Each site received 100 AI-generated articles, totaling 2,000 pieces across the experiment. After publishing, we added the sites to Google Search Console and submitted sitemaps. From that point on, we left the sites untouched to observe performance over time. Timeline & key results Month 1: indexing and early visibility About 71% of new AI-generated pages were indexed within the first 36 days. They generated over 122,000 impressions and 244 clicks. Even at this early stage, 80% of sites ranked for at least 100 keywords each. Months 2–3: growth continues Cumulative impressions grew to over 526,000, with 782 clicks. Content continued to perform well without backlinks, promotion, internal linking, or additional SEO tactics. Months 3–6: ranking collapse By about three months, only 3% of pages remained in the top 100. Early relevance helped pages get indexed and briefly appear in search, but without authority, uniqueness, or E-E-A-T signals, rankings dropped sharply. Google still indexed the pages, but users rarely saw them. Month 16: long-term stagnation After over a year, visibility remained low across most sites. Impressions and clicks were minimal, and no site showed meaningful recovery. After the August 2025 Google spam update, pages ranking in the top 100 rose to 20% — up from 3% at six months. Month 1: indexing and early visibility Just over a month after publication (36 days), the first results came in — and they were stronger than expected for brand-new sites. Of 2,000 articles, 70.95% were indexed (1,419 pages). For zero-authority domains, that’s notable, as getting new sites fully indexed is often a challenge. This shows Google is still willing to crawl and index AI-generated content in most cases. Some sites performed particularly well. Eleven of the 20 domains had all 100 pages indexed. Most were in broad, evergreen niches like Food & Drink, Home & Garden, Jobs & Career, and Lifestyle & Well-being. More competitive or specialized areas, like Ecommerce & Shopping, saw slower indexation, likely due to stricter evaluation. Along with indexation came early visibility. During this first month, the sites collectively generated: 122,102 impressions 244 clicks Several niches stood out generating more than 10,000 impressions in the first month alone. Hobbies & Interests: 17,425 impressions Business & Services: 17,311 impressions Travel & Tourism: 13,598 impressions Lifestyle & Well-being: 13,072 impressions Law & Government: 11,794 impressions Games & Accessories: 11,083 impressions Vehicles & Boats: 10,677 impressions In terms of keyword coverage, many sites performed surprisingly well within the first month. Eight sites ranked for more than 1,000 keywords, while another eight ranked for 100 to 1,000. Even at this early stage, 80% of sites with fully AI-generated content appeared in search for hundreds or thousands of queries. Notably, over 28% of ranking URLs were already in the top 100. Within the first month, many pages reached positions where searchers could see them. Overall, these results show AI-generated content can gain traction quickly—even without backlinks, editorial input, or additional SEO work. In the short term, content alone was enough to get indexed and appear in search. Months 2–3: growth continues This early visibility wasn’t short-lived. Over the following weeks, impressions and clicks kept growing as Google Search discovered and tested pages. By about two and a half months after publication, cumulative results across all sites had grown: Impressions: 122,102 to 526,624 Clicks: 244 to 782 Keyword coverage also expanded: 12 sites ranked for 1,000+ keywords (up from 8 in the first month). The remaining 8 sites ranked for 100–1,000 keywords. This pattern is typical for new sites. When Google finds fresh content that matches real queries, it tests that content across results. Pages appear for related queries as Google evaluates their helpfulness. That’s what happened here. Even without backlinks, internal linking, or SEO improvements, the content gained exposure because it targeted low-competition queries and followed basic SEO structure. At this stage, it could look like a strong case for large-scale AI content. The sites were new, the content fully AI-generated, and impressions kept rising. But the growth didn’t last. Month 3-6: the ranking collapse Around Feb. 3, 2025, roughly three months after publication, the experiment hit a turning point. Only 3% of pages remained in the top 100, down from 28% in the first month. In practical terms, the content remained indexed but rarely appeared where users could see it. Early relevance can help pages get indexed and appear in search results for a time. Without stronger signals — authority, E-E-A-T, unique insights — those rankings are hard to sustain. By the six-month mark, Google Search Console showed the following cumulative totals across all sites: Impressions: 526,624 to 706,328 Clicks: 782 to 1,062 At first glance, these numbers suggest continued growth. But that’s not what happened. Most activity occurred early. In the first 2.5 months, the sites generated roughly 70% to 75% of total impressions and clicks. Over the next 3.5 months, growth slowed sharply, adding only 25% to 30%. Month 16: the long-term picture The experiment ran for over a year to see if rankings would recover. For the most part, they didn’t. After the drop around the three-month mark, visibility remained extremely low for the rest of the experiment. There were a few brief fluctuations. The most notable came in late August 2025. Starting in August, 50% of sites (10 out of 20) saw a two-week spike in impressions. This closely aligned with the rollout of the Google August 2025 spam update, which began Aug. 26. However, the boost didn’t lead to a sustained recovery. Among the sites that saw a short-term lift: Six quickly lost visibility and returned to prior lows Four maintained slightly improved performance, similar to early post-publication levels Following the update, pages ranking in the top 100 rose to 20% — up from 3% at six months. This remained below the 28% seen in the first month, but the August 2025 spam update appeared to have improved some rankings. In total, 66.9% of pages were still indexed, up slightly from 61.45% at six months. The following sites had some of the lowest numbers of indexed pages: Finance domain (9 of 100) Health domain (14 of 100) This is likely due to their YMYL nature, where Google applies stricter quality and trust standards. By month 16, cumulative results across all sites were: Impressions: 706,328 to 1,092,079 Clicks: 1,062 to 1,381 Most impressions still came from the early growth phase, before rankings dropped. Why SEO visibility didn’t last The most obvious explanation is that the content didn’t meet Google’s quality standards — and understandably so. The 2,000 articles lacked many signals Google uses to assess quality and trust: Authority. No backlinks or external validation. Without these, new domains struggle to compete with established sites. Expertise and credibility. No authors, credentials, or real-world expertise — especially critical in finance, health, and law. Content differentiation. Much of the content resembled what already exists. Without unique insights, pages struggle to stand out. Site structure. No internal linking, topical organization, or clear hierarchy to help Google understand page relationships. Google can identify AI-generated patterns. Without authority, uniqueness, or supporting signals, early visibility declines. Bonus insight: how new AI content supports existing pages In early March 2026, we ran a follow-up experiment, adding new AI-generated content to eight tracked sites. As of March 13, not all new content has been indexed. However, sites with new content already show a noticeable increase in search impressions. Interestingly, this lift comes primarily from older posts, not the newly published ones. For example: Business-focused website (from 458 impressions in February 2026 to 7,750 impressions in March 2026) – 17x increase. Law-focused website (from 19 impressions in February 2026 to 356 impressions in March 2026) – 19x increase. Science-focused website (from 34 impressions in February 2026 to 633 impressions in March 2026) – 19x increase. This experiment shows that publishing new content—even fully AI-generated—can lift traffic to older pages that had been stagnant for months. Fresh content may signal to Google that the site is active and up to date, giving the site a temporary boost. However, these are early results and don’t guarantee lasting gains in rankings or traffic. Key takeaway: AI can speed up content creation, but not replace SEO The results of this 16-month experiment don’t mean AI content is useless. They show AI alone isn’t enough to drive lasting impact. Early traffic and impressions may look promising, but without a clear SEO strategy and human guidance, those gains will likely fade within a few months. View the full article

We may earn a commission from links on this page. Almost everything we do digitally leaves a trace of some kind, and while it can be useful to look back on this past activity—when trying to remember where that great coffee shop you stumbled across is, perhaps—this continual logging and tracking doesn't really align with best privacy and security practices. Meet Tails (The Amnesic Incognito Live System), a Linux distro based on Debian that maximizes user security and privacy. It can run from a USB drive, which means you're able to plug it into any laptop or desktop with a free port (Mac or PC) and take it away again when you're done, with nothing left behind on the computer you borrowed. Tails also comes with anonymous internet browsing built in as standard, through the Tor browser and the Tor network that reroutes your online activity across several private web nodes. No one can tell who you are or where you are, and you can get online without all the tracking and monitoring that's usually associated with opening up a browser. It's perfect for hiding who you are online, and for dialing up your privacy and security protections to the absolute maximum—not to mention getting around state-level censorship, if that applies to you. Here's what you need to know, and how to get started. What you get with Tails Tails will connect you to the Tor network right away. Credit: Lifehacker Tails includes everything you need to get your computing done, as is the case with most Linux distros: You've got the Tor Browser on there, office applications courtesy of LibreOffice, image editing with GIMP, graphic design with Inkscape, and a variety of audio and video utilities too. As soon as you start up the operating system from your USB drive for the first time, you'll be prompted to get online through the Tor network. This reroutes your browsing through several different relay points, so it's very difficult for websites to tell who you are or where you're from (unless you start logging into them, of course). It also keeps your browsing hidden from your internet service provider, law enforcement agencies, and anyone else who might be tempted to take a peek. To make sure you're running Tails and the Tor Browser with as much security protection as possible, check out our tips for browsing the dark web. One big difference with Tails is that you can't actually save anything by default—it's one of the ways the operating system prioritizes privacy and security. If you do want a space on the USB drive to save files permanently, you need to specifically create it: Click Apps > Tails > Persistent Storage and then follow the instructions. When you're done, you can just click the power button (top right), choose Power Off, unplug the USB drive and be on your way. How to start using Tails Using Rufus to create a Tails USB stick. Credit: Lifehacker To get started, head over to Tails' website, follow the Install Tails link, then click Download Tails only (for USB sticks). This gives you a file roughly 2GB in size, which you need to put on a USB drive. This drive must have a capacity of 8GB or higher, and can't have anything else on it (anything already saved on the USB drive storage will be wiped when you add Tails). SanDisk 16GB USB Drive $10.62 at Amazon $14.99 Save $4.37 Get Deal Get Deal $10.62 at Amazon $14.99 Save $4.37 For actually putting the operating system image on your USB drive, Tails recommends Rufus for Windows and Etcher for macOS. Both tools are simple to use and free: All you have to do is point these programs towards your Tails download, and your USB drive, and they'll do the rest. In the case of Rufus, the Device drop-down menu is where you pick your USB drive. From here, click Select to point the app towards the Tails file. You can leave the other settings on the program interface as they are, and click Start to create your bootable USB drive, which should only take a minute or two. You're then ready to boot from the USB drive, either on your own computer or someone else's. This should work on most systems, with the exception of Macs that use Apple Silicon. The Tails team is busy trying to add compatibility for newer Macs, but it's not completed yet, so you'll mainly be looking for Windows PCs to boot from. The specifics of how you do this depends on the computer you're using, but typically you'll need to hit a key like F8 as the computer boots up to pick the Tails USB drive rather than the main hard drive system—instructions for this may well appear on screen during start up, but if you're unsure, consult the documentation that came with the laptop or desktop, or check online. View the full article

Clients notice the small things. By Ed Mendlowitz Tax Season Opportunity Guide Go PRO for members-only access to more Edward Mendlowitz. View the full article

14 questions to ask. By Domenick J. Esposito 8 Steps to Great Go PRO for members-only access to more Dom Esposito. View the full article

14 questions to ask. By Domenick J. Esposito 8 Steps to Great Go PRO for members-only access to more Dom Esposito. View the full article

Amid the ongoing partial U.S. government shutdown, social media is dominated by images of airports in chaos. Security lines are stretching into airport parking garages. Wait times are hours long. More and more travelers are outright missing their flights due to the delays. On paper, the solution is clear: restore funding to the TSA to get agents paid again and back into airports. But President Donald The President had a different idea that’s gone into effect as of Monday: send ICE agents into airports instead. The partial shutdown began when the Department of Homeland Security’s funding lapsed on February 14, with Democrats refusing to fund the department without reform to Immigration and Customs Enforcement, aka ICE, in the wake of the fatal shootings by ICE agents of Alex Pretti and Renee Good. With both ICE and the TSA falling under the DHS, funding for the latter was halted, causing a shortage of TSA workers and inciting the major delays now impacting travelers nationwide. Democrats have since advanced several motions to fund the TSA without letting ICE go unreformed, but Republicans have blocked them every time. The President revealed his proposed solution via a Truth Social post on Sunday, March 22. “On Monday, ICE will be going to airports to help our wonderful TSA Agents who have stayed on the job despite the fact that the Radical Left Democrats, who are only focused on protecting hard line criminals who have entered our Country illegally, are endangering the USA by holding back the money that was long ago agreed to with signed and sealed contracts, and all,” he wrote. Now, as ICE agents begin working at 13 major airports across America, social media is sounding off, from politicians to everyday citizens concerned about ICE’s role in airport security. Growing tensions in Congress Democratic lawmakers are expressing frustration that their efforts to fund the TSA have been blocked by Senate Republicans, who have been urged by The President not to budge until Democrats agree to advance the Safeguard American Voter Eligibility Act. The controversial act would require proof of citizenship to vote and largely eliminate voting by mail. Minority Leader Chuck Schumer (D-NY), who has spearheaded attempts to get funding back to the TSA, gave his fellow congresspeople a suggestion: “Instead of sending ICE agents to harass travelers at airports, why don’t Republicans get their act together and agree to pay TSA workers like we’ve asked them to SEVEN TIMES now?” he posted on X. Instead of sending ICE agents to harass travelers at airports, why don’t Republicans get their act together and agree to pay TSA workers like we’ve asked them to SEVEN TIMES now? — Chuck Schumer (@SenSchumer) March 22, 2026 Rep. Delia Ramirez (D-IL) echoed Schumer’s sentiment, claiming that The President’s deployment of ICE exemplifies why the shutdown began in the first place. “Deploying ICE agents— whose lawlessness and racial profiling have put us all at risk— to the airports is another disaster waiting to happen,” Ramirez wrote. “Republicans need to fund TSA and other essential functions. We must abolish The President’s terror force, ICE, and dismantle DHS.” Republicans in the Senate have rejected funding TSA 9 times.⁰⁰Deploying ICE agents— whose lawlessness and racial profiling have put us all at risk— to the airports is another disaster waiting to happen.⁰⁰Republicans need to fund TSA and other essential functions. We must… https://t.co/6HuX3MtZMA — Congresswoman Delia C. Ramirez (@repdeliaramirez) March 22, 2026 California Governor Gavin Newsom also chimed in, saying the situation shows exactly why ICE needs to be reformed. “By sending ICE into airports, The President is proving the problem in real time: ICE has become the president’s lawless, under-trained, personal police force, deployed to serve his agenda — not the law,” Newsom wrote. By sending ICE into airports, The President is proving the problem in real time: ICE has become the president’s lawless, under-trained, personal police force, deployed to serve his agenda — not the law. https://t.co/GApAjroeuN — Governor Newsom Press Office (@GovPressOffice) March 22, 2026 Online uproar continues While politicians are providing more measured responses, other folks on social media aren’t mincing their words. Many questioned exactly what function ICE would even serve in place of TSA agents, who go through weeks-long training programs prior to working in airports. One user pointed out the irony of adding ICE to an already fraught situation: “Long lines, chaos, and stress at the airport. Time to send in renowned de-escalation experts, ICE,” they wrote. What would ICE agents even do at airports??? — Covie (@covie_93) March 22, 2026 Long lines, chaos, and stress at the airport. Time to send in renowned de-escalation experts, ICE. — Chapin (@Chapinc) March 22, 2026 White House border czar Tom Homan, who The President appointed to lead the operation, spoke to the specific role ICE agents would play in airports on CNN’s “State of the Union” on Sunday. Homan explained that while a specific plan for ICE to assist the TSA was still in the works, he didn’t expect ICE agents to take over more technical duties like manning X-ray machines. Instead, they’ll be handling basic security to free up TSA agents to complete those specialized tasks. “There are roles we can play to release TSA officers from the non-significant roles, such as guarding an exit so they can get back to the scanning machines and move people quicker,” Homan said. “We’re just simply helping our fellow officers at TSA.” But Homan’s assurances that ICE will stay in its lane aren’t comforting travelers, given the agency’s history with violence. “A bunch of overly aggressive ICE agents at major airports with already frustrated travelers — what could go wrong?” one user wondered. “Nothing makes me feel safer at an airport than seeing masked people with guns,” quipped another. I predict that within four hours of ICE actually being deployed into US airports there will be video online of them violently overreacting to some situation. — crunchyrugger (@crunchyrugger) March 22, 2026 A bunch of overly aggressive ICE agents at major airports with already frustrated travelers — what could go wrong? https://t.co/bs6snf7rGq — Jemele Hill (@jemelehill) March 22, 2026 The idea of ICE agents at the airport sends a chill down my spine. — Captain Obvious™️ (@TheFungi669) March 22, 2026 Nothing makes me feel safer at an airport than seeing masked people with guns. — John Collins (@Logically_JC) March 23, 2026 Another user claimed that ICE agents’ presence could also tank the airline industry. “The average travelers will be far more reluctant to fly if they’ll be met with an armed militia instead of trained security personnel,” they wrote. The airline industry had better step in quick because the average travelers will be far more reluctant to fly if they’ll be met with an armed militia instead of trained security personnel — Randy Skyy Henley Jr (@RandyHenleyJr) March 23, 2026 And of course, there’s the elephant in the room: If airports are in disarray because TSA officers aren’t being paid, why is the government paying ICE agents to replace them rather than finding a way to restore TSA officers’ wages? As one user framed it in a viral post, “How is there money for ICE to run TSA, but not money for TSA to run TSA?” So TSA agents can't get paid for doing their jobs, but ICE will get paid for doing the jobs of TSA workers with no experience. What an insult to all the dedicated TSA workers! This is a disaster waiting to happen! — Rushi (@rushicrypto) March 22, 2026 Paying ICE to come to the Atlanta airport, which includes housing them, instead of just paying the TSA employees is actually another reason why this is a very unserious place. — Certified Hoodie Thief 🏁 Ms 1/11 🎂 (@KryssyLaReina) March 23, 2026 How is there money for ICE to run TSA, but not money for TSA to run TSA? — destiney bleu (@destineybleu) March 22, 2026 With ICE agents only assuming their new role at airports as of Monday morning, the operation’s full impact remains to be seen. Whether it leads to shorter wait times as promised, or merely an even tenser (and potentially dangerous) environment for travelers, The President’s solution may create far more problems than it purports to solve. View the full article

The The President administration hasn't formally charged Swalwell, Adam Schiff or Lisa Cook, while a federal court tossed a prosecution against Letitia James. View the full article

Military strongman Asim Munir uses Tehran ties and warm relationship with US president to boost mediation effort View the full article

A quiet but important change is coming to the Google Ads API that will affect how advertisers and developers create Lookalike user lists — particularly those running Demand Gen campaigns. What’s changing. Google will begin enforcing a uniqueness check on Lookalike user lists, preventing the creation of duplicate lists that share the same seed lists, expansion level, and country targeting. Attempts to create a duplicate after April 30 will return an API error. Why we care. Teams using automated scripts or third-party tools to programmatically generate audience lists, an unhandled error could quietly break campaign workflows if integrations aren’t updated in time. What you need to do. Audit existing Lookalike lists and reuse ones that already match your intended configuration rather than creating new ones Update your API error handling to catch the new DUPLICATE_LOOKALIKE error code in v24 and above, or RESOURCE_ALREADY_EXISTS in earlier versions The bottom line. This is a housekeeping change designed to keep Google’s systems stable — but the April 30 deadline is firm. Developers and agencies managing campaigns programmatically should treat this as a technical to-do before the end of April. Dig deeper. Upcoming changes to Lookalike user lists in the Google Ads API, starting April 30, 2026 View the full article

When starting a business, it’s critical to comprehend the fundamental steps involved in the formation process. First, you’ll need to choose the right business structure, like a sole proprietorship, LLC, or corporation, as this impacts your liability and taxes. After that, registering your business name and obtaining an Employer Identification Number (EIN) are essential steps. Furthermore, a well-crafted business plan can guide your strategy. Grasping the necessary permits and licenses is likewise important for compliance. What comes next in this process? Key Takeaways Choose the appropriate business structure (sole proprietorship, corporation, LLC) based on liability and tax considerations. Register your business by selecting a unique name and filing necessary documents with the Secretary of State. Draft a comprehensive business plan that outlines your goals, market analysis, and financial projections. Set up financial systems by creating a separate bank account and using accounting software for tracking income and expenses. Secure necessary permits and licenses to ensure legal operation and compliance with local regulations. Choosing the Right Business Structure When you’re considering starting a business, choosing the right structure is crucial, as it impacts your taxes, personal liability, and management flexibility. You’ve got several options, like sole proprietorships, which are simple but expose you to personal liability. Corporations provide limited liability protection but require more formalities. Limited Liability Companies (LLCs) offer a balanced approach, combining the benefits of corporations and partnerships, with limited liability and pass-through taxation. If you’re unsure how to create an LLC in NJ, you can seek business formation services to guide you through NJ LLC formation. Forming an LLC in NJ involves specific steps, so comprehending these structures helps you make informed decisions, aligning with your business goals and risk tolerance. Registering Your Business After you’ve chosen the right business structure, the next step is registering your business to confirm it’s legally recognized. You’ll need to follow specific steps to ascertain compliance with state regulations. Select a unique business name and check its availability in the state database. File necessary documents, like Articles of Organization for LLCs or Articles of Incorporation for corporations, with the Secretary of State. Obtain an Employer Identification Number (EIN) by filing IRS Form SS-4 online for tax purposes. Acquire any required state and local licenses or permits to operate legally. If you’re looking to nj register business or register llc in nj, make certain to understand the nj business formation process and how to set up an llc in nj properly. Drafting a Business Plan Drafting a business plan is vital for establishing a clear roadmap for your venture, as it not merely outlines your business goals but also details the strategies you’ll employ to achieve them. Start with an executive summary that highlights your vision, mission, and objectives to attract potential investors. Conduct a thorough market analysis to understand your industry, target demographics, and competition, which will help you shape effective marketing strategies. Include financial projections to demonstrate your business’s viability, detailing expected revenues and expenses. Outline your products and services, addressing customer needs and differentiating features. Finally, define your marketing and sales strategies, explaining how you’ll attract and retain customers. Remember, this plan is important for NJ LLC filing and NJ Corporate registration when learning how to start an llc in nj. Setting Up Financial Systems Once your business plan is in place, the next step involves setting up robust financial systems that will support your operations and growth. To guarantee your business runs efficiently, consider these critical actions: Establish a separate business bank account for accurate bookkeeping and liability protection. Invest in accounting software like QuickBooks or Xero to track income, expenses, and tax obligations effectively. Create a detailed budget that allocates resources and manages cash flow, guaranteeing you meet financial commitments. Maintain accurate financial records, including receipts and invoices, to comply with tax regulations and prepare for audits. As you navigate how to get an LLC in NJ and create LLC New Jersey, remember to file your Certificate of Formation NJ to formalize your business structure. Securing Permits and Licenses Securing the necessary permits and licenses is essential for your business to operate legally and avoid potential fines. The requirements can vary widely based on your industry and location, so it’s important to understand the regulations you must comply with. Common permits include business licenses, health permits, and industry-related licenses like liquor or professional licenses. Here’s a quick reference table to help you: Type of Permit/License Examples Compliance Requirements Business Licenses General business license Application, fees, renewals Health Permits Restaurant health permits Inspections, health standards Industry-Related Licenses Liquor, contractor licenses Specific certifications Signage Permits Outdoor signage permits Local zoning compliance Regularly check for updates to avoid operational issues. Frequently Asked Questions What Are the 7 Steps to Starting a Business? To start a business, you’ll follow seven essential steps. First, conduct market research to understand your industry and customers. Next, draft a detailed business plan outlining your goals and strategies. Then, select a business structure, like an LLC or corporation, to protect your assets. After that, register your business with state authorities. Don’t forget to obtain an Employer Identification Number (EIN) for tax purposes and set up a business bank account. What Are the Steps to Forming a Business? To form a business, first, choose a suitable structure like an LLC or corporation based on your needs. Next, select a unique name and check for domain availability. File the necessary documents with your state, such as Articles of Organization. Obtain an EIN from the IRS for tax purposes, and secure any required licenses or permits. Finally, set up a business bank account to manage your finances effectively. What Are the 5 Stages of Starting a Business? Starting a business involves five key stages. First, you generate ideas and conduct market research to identify a viable product or service. Next, you create a business plan outlining your goals and strategies. Then, you form your business by choosing a legal structure and obtaining necessary licenses. After that, you focus on funding, securing capital, and calculating costs. Finally, you launch your business and implement marketing strategies to reach your target audience. What Is a 7 Step Business Plan? A 7 Step Business Plan consists of key components that guide your business strategy. First, you’ll create an executive summary outlining your concept and mission. Next, conduct a market analysis to understand your target audience and competitors. Define your organizational structure, detailing roles and responsibilities. Then, outline your marketing and sales strategies. Finally, include financial projections to estimate revenue and expenses, helping you plan for profitability over the coming years. Conclusion In summary, successfully forming a business requires careful consideration of several key steps. Start by choosing the right business structure that fits your needs, then register your business and draft a solid business plan. Establishing effective financial systems is fundamental for tracking income and expenses, whereas securing the necessary permits and licenses guarantees compliance with local regulations. By following these vital steps, you’ll lay a strong foundation for your business and increase your chances of long-term success. Image via Google Gemini This article, "What Are Essential Steps for Business Formation?" was first published on Small Business Trends View the full article

When starting a business, it’s critical to comprehend the fundamental steps involved in the formation process. First, you’ll need to choose the right business structure, like a sole proprietorship, LLC, or corporation, as this impacts your liability and taxes. After that, registering your business name and obtaining an Employer Identification Number (EIN) are essential steps. Furthermore, a well-crafted business plan can guide your strategy. Grasping the necessary permits and licenses is likewise important for compliance. What comes next in this process? Key Takeaways Choose the appropriate business structure (sole proprietorship, corporation, LLC) based on liability and tax considerations. Register your business by selecting a unique name and filing necessary documents with the Secretary of State. Draft a comprehensive business plan that outlines your goals, market analysis, and financial projections. Set up financial systems by creating a separate bank account and using accounting software for tracking income and expenses. Secure necessary permits and licenses to ensure legal operation and compliance with local regulations. Choosing the Right Business Structure When you’re considering starting a business, choosing the right structure is crucial, as it impacts your taxes, personal liability, and management flexibility. You’ve got several options, like sole proprietorships, which are simple but expose you to personal liability. Corporations provide limited liability protection but require more formalities. Limited Liability Companies (LLCs) offer a balanced approach, combining the benefits of corporations and partnerships, with limited liability and pass-through taxation. If you’re unsure how to create an LLC in NJ, you can seek business formation services to guide you through NJ LLC formation. Forming an LLC in NJ involves specific steps, so comprehending these structures helps you make informed decisions, aligning with your business goals and risk tolerance. Registering Your Business After you’ve chosen the right business structure, the next step is registering your business to confirm it’s legally recognized. You’ll need to follow specific steps to ascertain compliance with state regulations. Select a unique business name and check its availability in the state database. File necessary documents, like Articles of Organization for LLCs or Articles of Incorporation for corporations, with the Secretary of State. Obtain an Employer Identification Number (EIN) by filing IRS Form SS-4 online for tax purposes. Acquire any required state and local licenses or permits to operate legally. If you’re looking to nj register business or register llc in nj, make certain to understand the nj business formation process and how to set up an llc in nj properly. Drafting a Business Plan Drafting a business plan is vital for establishing a clear roadmap for your venture, as it not merely outlines your business goals but also details the strategies you’ll employ to achieve them. Start with an executive summary that highlights your vision, mission, and objectives to attract potential investors. Conduct a thorough market analysis to understand your industry, target demographics, and competition, which will help you shape effective marketing strategies. Include financial projections to demonstrate your business’s viability, detailing expected revenues and expenses. Outline your products and services, addressing customer needs and differentiating features. Finally, define your marketing and sales strategies, explaining how you’ll attract and retain customers. Remember, this plan is important for NJ LLC filing and NJ Corporate registration when learning how to start an llc in nj. Setting Up Financial Systems Once your business plan is in place, the next step involves setting up robust financial systems that will support your operations and growth. To guarantee your business runs efficiently, consider these critical actions: Establish a separate business bank account for accurate bookkeeping and liability protection. Invest in accounting software like QuickBooks or Xero to track income, expenses, and tax obligations effectively. Create a detailed budget that allocates resources and manages cash flow, guaranteeing you meet financial commitments. Maintain accurate financial records, including receipts and invoices, to comply with tax regulations and prepare for audits. As you navigate how to get an LLC in NJ and create LLC New Jersey, remember to file your Certificate of Formation NJ to formalize your business structure. Securing Permits and Licenses Securing the necessary permits and licenses is essential for your business to operate legally and avoid potential fines. The requirements can vary widely based on your industry and location, so it’s important to understand the regulations you must comply with. Common permits include business licenses, health permits, and industry-related licenses like liquor or professional licenses. Here’s a quick reference table to help you: Type of Permit/License Examples Compliance Requirements Business Licenses General business license Application, fees, renewals Health Permits Restaurant health permits Inspections, health standards Industry-Related Licenses Liquor, contractor licenses Specific certifications Signage Permits Outdoor signage permits Local zoning compliance Regularly check for updates to avoid operational issues. Frequently Asked Questions What Are the 7 Steps to Starting a Business? To start a business, you’ll follow seven essential steps. First, conduct market research to understand your industry and customers. Next, draft a detailed business plan outlining your goals and strategies. Then, select a business structure, like an LLC or corporation, to protect your assets. After that, register your business with state authorities. Don’t forget to obtain an Employer Identification Number (EIN) for tax purposes and set up a business bank account. What Are the Steps to Forming a Business? To form a business, first, choose a suitable structure like an LLC or corporation based on your needs. Next, select a unique name and check for domain availability. File the necessary documents with your state, such as Articles of Organization. Obtain an EIN from the IRS for tax purposes, and secure any required licenses or permits. Finally, set up a business bank account to manage your finances effectively. What Are the 5 Stages of Starting a Business? Starting a business involves five key stages. First, you generate ideas and conduct market research to identify a viable product or service. Next, you create a business plan outlining your goals and strategies. Then, you form your business by choosing a legal structure and obtaining necessary licenses. After that, you focus on funding, securing capital, and calculating costs. Finally, you launch your business and implement marketing strategies to reach your target audience. What Is a 7 Step Business Plan? A 7 Step Business Plan consists of key components that guide your business strategy. First, you’ll create an executive summary outlining your concept and mission. Next, conduct a market analysis to understand your target audience and competitors. Define your organizational structure, detailing roles and responsibilities. Then, outline your marketing and sales strategies. Finally, include financial projections to estimate revenue and expenses, helping you plan for profitability over the coming years. Conclusion In summary, successfully forming a business requires careful consideration of several key steps. Start by choosing the right business structure that fits your needs, then register your business and draft a solid business plan. Establishing effective financial systems is fundamental for tracking income and expenses, whereas securing the necessary permits and licenses guarantees compliance with local regulations. By following these vital steps, you’ll lay a strong foundation for your business and increase your chances of long-term success. Image via Google Gemini This article, "What Are Essential Steps for Business Formation?" was first published on Small Business Trends View the full article

OpenAI is pushing ahead with advertising on ChatGPT, but early adopters say the platform is far from ready for serious performance marketing. The big picture. According to a report by The Information, ChatGPT’s ad offering shares almost no data with advertisers, lacks automated buying tools, and offers very limited targeting — leaving brands with little ability to measure whether their spend is actually doing anything. What advertisers are dealing with. Digital marketer Glenn Gabe helped list out what the current issues are: No automated way to buy ad space — deals are being made over phone calls, emails, and spreadsheets No meaningful performance data to evaluate campaign outcomes Two agency executives told The Information they haven’t been able to prove the ads drove any measurable business results for clients Why we care. If you’re considering ChatGPT as an advertising channel, the lack of performance data means you’re essentially spending blind — with no reliable way to prove ROI to clients or stakeholders. As OpenAI prepares to scale ads to all U.S. free users, the audience is about to get significantly larger, but the measurement tools haven’t caught up. Advertisers who jump in now should do so with very managed expectations and treat it as an experimental budget, not a performance channel. What’s coming anyway. OpenAI has told advertisers it plans to show ads to all U.S. users on free and low-cost versions of ChatGPT in the coming weeks — a significant expansion from the current pilot. Advertisers have also been advised they can improve performance by supplying more variations of text and visual creative. The irony. OpenAI builds some of the world’s most sophisticated AI — yet its ad reporting tools remain firmly in the spreadsheet era. The bottom line. ChatGPT ads are about to reach a much larger audience, but the infrastructure to prove their value isn’t there yet. Advertisers entering now are largely flying blind — and paying for the privilege. Credit. Gabe shared highlights from The Information’s article on X. Dig deeper. OpenAI’s First Advertisers Can’t Prove ChatGPT Ads Work (subscription needed) View the full article

AI technology is evolving rapidly, and for small business owners, this brings both opportunities and challenges. Salesforce has recently announced a collaboration with NVIDIA that promises to enhance how businesses can harness AI agents—tools that can significantly streamline workflows and drive efficiency. The new offering combines Salesforce’s Agentforce platform with NVIDIA’s Nemotron models, enabling small and medium-sized enterprises (SMEs) to integrate AI agents seamlessly into their operations. These technologies not only aim to provide answers but also to ensure that these AI agents work securely and effectively within existing business frameworks. The core of this initiative is Agentforce, a platform designed for crafting and managing enterprise-level AI agents. According to Salesforce, Agentforce leverages “trusted data through Data 360,” applying business logic to coordinate actions across various applications, thereby maintaining governance and compliance without compromising performance. A standout feature of this collaboration is the introduction of NVIDIA’s Nemotron 3 Nano model within Agentforce. This model is optimized for enterprise environments, especially beneficial for companies dealing with large volumes of data or complex workflows. It can process long histories and considerable documents without skipping a beat, which is crucial for small businesses that need to deliver personalized services based on comprehensive customer histories. The model’s efficiency can lead to significant cost savings in computing resources, allowing businesses to allocate funds more effectively. This AI tool’s practical applications span various industries. For example, a financial services firm could deploy a compliance agent that monitors transactions and identifies risk signals in real time. This capability enables SME owners in heavily regulated sectors to focus on strategic decisions rather than administrative burdens, freeing them to engage more effectively with their customers. Similarly, healthcare organizations can utilize these agents to synthesize extensive case histories, ensuring access controls are maintained, thus improving patient care. However, adopting such advanced technologies is not without its hurdles. Many SMEs may find the orchestration of AI solutions daunting, as the integration of multiple platforms and data systems can be complex. Salesforce and NVIDIA address this challenge by offering reference architectures that clearly delineate each system’s role—from Slack as a collaboration tool to Data 360 as a context provider. These blueprints aim to eliminate ambiguity for small business owners, assuring them that they can adopt these technologies confidently. Despite the promising features, small business owners may still face challenges such as the initial learning curve, implementation costs, and the need for ongoing support. As with any new technology, investing time in understanding these advanced tools will be crucial for maximizing their utility. Additionally, while the platform ensures security, business owners must also evaluate how these systems align with their operational philosophies and culture. Salesforce’s partnership with NVIDIA underscores the shift toward a more integrated approach to AI in the workplace, enabling businesses to easily deploy AI agents within trusted frameworks. This initiative aims to make enterprise-level capabilities accessible to businesses of all sizes, potentially leveling the playing field for SMEs competing in a rapidly evolving digital landscape. As the landscape of AI continues to evolve, small business owners will benefit from staying informed about the latest tools and technologies that can enhance their operations. For further details on Agentforce, visit Salesforce’s website, or to learn more about Slackbot, click here. Additionally, for insights on the NVIDIA Nemotron models, follow this link. For more information, check out the original announcement from Salesforce here. Image via Google Gemini This article, "Salesforce and NVIDIA Launch Integrated AI Agents for Enterprise Efficiency" was first published on Small Business Trends View the full article

AI technology is evolving rapidly, and for small business owners, this brings both opportunities and challenges. Salesforce has recently announced a collaboration with NVIDIA that promises to enhance how businesses can harness AI agents—tools that can significantly streamline workflows and drive efficiency. The new offering combines Salesforce’s Agentforce platform with NVIDIA’s Nemotron models, enabling small and medium-sized enterprises (SMEs) to integrate AI agents seamlessly into their operations. These technologies not only aim to provide answers but also to ensure that these AI agents work securely and effectively within existing business frameworks. The core of this initiative is Agentforce, a platform designed for crafting and managing enterprise-level AI agents. According to Salesforce, Agentforce leverages “trusted data through Data 360,” applying business logic to coordinate actions across various applications, thereby maintaining governance and compliance without compromising performance. A standout feature of this collaboration is the introduction of NVIDIA’s Nemotron 3 Nano model within Agentforce. This model is optimized for enterprise environments, especially beneficial for companies dealing with large volumes of data or complex workflows. It can process long histories and considerable documents without skipping a beat, which is crucial for small businesses that need to deliver personalized services based on comprehensive customer histories. The model’s efficiency can lead to significant cost savings in computing resources, allowing businesses to allocate funds more effectively. This AI tool’s practical applications span various industries. For example, a financial services firm could deploy a compliance agent that monitors transactions and identifies risk signals in real time. This capability enables SME owners in heavily regulated sectors to focus on strategic decisions rather than administrative burdens, freeing them to engage more effectively with their customers. Similarly, healthcare organizations can utilize these agents to synthesize extensive case histories, ensuring access controls are maintained, thus improving patient care. However, adopting such advanced technologies is not without its hurdles. Many SMEs may find the orchestration of AI solutions daunting, as the integration of multiple platforms and data systems can be complex. Salesforce and NVIDIA address this challenge by offering reference architectures that clearly delineate each system’s role—from Slack as a collaboration tool to Data 360 as a context provider. These blueprints aim to eliminate ambiguity for small business owners, assuring them that they can adopt these technologies confidently. Despite the promising features, small business owners may still face challenges such as the initial learning curve, implementation costs, and the need for ongoing support. As with any new technology, investing time in understanding these advanced tools will be crucial for maximizing their utility. Additionally, while the platform ensures security, business owners must also evaluate how these systems align with their operational philosophies and culture. Salesforce’s partnership with NVIDIA underscores the shift toward a more integrated approach to AI in the workplace, enabling businesses to easily deploy AI agents within trusted frameworks. This initiative aims to make enterprise-level capabilities accessible to businesses of all sizes, potentially leveling the playing field for SMEs competing in a rapidly evolving digital landscape. As the landscape of AI continues to evolve, small business owners will benefit from staying informed about the latest tools and technologies that can enhance their operations. For further details on Agentforce, visit Salesforce’s website, or to learn more about Slackbot, click here. Additionally, for insights on the NVIDIA Nemotron models, follow this link. For more information, check out the original announcement from Salesforce here. Image via Google Gemini This article, "Salesforce and NVIDIA Launch Integrated AI Agents for Enterprise Efficiency" was first published on Small Business Trends View the full article

In a recent keynote at the Industrial Marketing Summit, Rand Fishkin argued that we’re marketing in a “zero-click world.” His observation captures an important surface-level trend: fewer users are clicking through to websites. The deeper shift, however, is structural. What has changed is the way information is evaluated, repeated, and trusted across the web — and that’s where many are drawing the wrong conclusion. As clicks decline, it can look like websites matter less. In reality, their role in shaping what gets seen and trusted may be increasing. Why ‘zero-click’ discussions often lead to the wrong conclusion From a traffic perspective, the trend is unmistakable. Clicks are declining in many contexts. Search engines now answer many questions directly on the results page. Social platforms function as discovery engines where people research ideas, products, and services without leaving the platform. AI assistants synthesize answers from across the web before a user ever sees a list of links. Part of the reason the zero-click discussion resonates so strongly is that it disrupts the way we’ve historically measured visibility. For more than two decades, traffic and click-through rates have served as the primary signals for forecasting performance and evaluating the impact of search. When answers appear directly in search results, AI summaries, or platform conversations, those interactions often occur outside the analytics frameworks we’re accustomed to using. The conclusion many draw from this trend — that websites matter less — is an incomplete assessment. The role of websites is changing, but their importance in the information ecosystem hasn’t disappeared. In some ways, it may be increasing. The reason has to do with how modern information systems determine what to trust. Large language models and AI-driven search interfaces don’t evaluate truth the way humans do. They rely on probabilistic signals drawn from the information available across the web. When the same message appears consistently across multiple independent sources, the statistical likelihood that the information is correct increases. Visibility in this environment is determined by where information appears. Dig deeper: Why surface-level SEO tactics won’t build lasting AI search visibility Your customers search everywhere. Make sure your brand shows up. The SEO toolkit you know, plus the AI visibility data you need. Start Free Trial Get started with Fishkin is right about the trend The fragmentation of discovery is real. Information consumption now happens across many environments: search results, social feeds, community forums, video platforms, and AI interfaces. Users frequently encounter answers without needing to click a link. A search result might contain an AI summary. A product recommendation might appear in a Reddit thread. A professional insight might circulate on LinkedIn. From a traditional web analytics perspective, these interactions can appear as lost traffic. However, focusing exclusively on clicks misses the more important question: where does the information itself originate? The environments where people consume information are expanding, but the underlying knowledge those systems rely on still has to come from somewhere. Zero-click doesn’t mean zero influence The critical distinction you need to understand is the difference between traffic and information influence. Traffic measures whether a user visited your website. Influence measures whether the information you produced shaped the answer someone received. AI systems don’t generate answers out of thin air. They construct them from patterns learned across the open web. When an LLM answers a question about a legal issue, a technical concept, or a marketing strategy, it draws on the analysis, explanations, and original thinking that publishers have already placed online. Even in a zero-click environment, those sources continue to exist. They continue to shape the answers. The difference is that influence increasingly occurs earlier in the information pipeline, before the user even reaches a website. Fewer clicks don’t mean fewer sources. In practice, it often increases the value of authoritative sources because AI systems depend on them to construct coherent responses. Without expert explanations, detailed analysis, and original insight, there’s nothing for the system to synthesize. Dig deeper: Is SEO a brand channel or a performance channel? Now it’s both Get the newsletter search marketers rely on. See terms. The role of ‘rented land’ In discussions that follow the “zero-click world” framing, the recommendation is that brands should focus more heavily on platforms they don’t control — social networks, communities, and other forms of “rented land.” Brands can think of their visibility footprint as two categories of territory: Owned land, where they control the infrastructure and content. Rented land, where their message appears on platforms they do not control. Owned land includes assets such as a company website, product documentation, knowledge bases, and other first-party content environments. These are places where a brand controls the structure, the message, and the permanence of the information. Rented land includes platforms such as LinkedIn, Substack, industry publications, forums, podcasts, and social media environments where the brand participates but does not control the underlying platform. In an AI-mediated discovery environment, both types of territory matter. Owned land provides the canonical source of information. Rented land distributes that information across the broader ecosystem where AI systems encounter it. These platforms are powerful environments for discovery, amplification, and conversation. They are often where audiences encounter brands for the first time and where ideas circulate widely. However, they rarely serve as the place where authority itself is established. Authority tends to emerge from deeper forms of publishing: Long-form explanations. Original analysis. Research. Consistent demonstrations of expertise over time. These forms of content typically live on first-party websites, where ideas can be developed fully and preserved as reference points. Rented platforms still influence how AI systems interpret information, but their role differs from that of first-party publishing. When a brand, concept, or explanation appears consistently across multiple environments — first-party sites, industry publications, social platforms, and other third-party mentions — the association between that entity and the idea becomes stronger. Repeated exposure stabilizes the relationship between the brand and the concepts connected to it. As a result, the likelihood that the brand will be included in an AI-generated answer increases. Platforms amplify the signal. First-party publishing is where the signal originates. Dig deeper: How paid, earned, shared, and owned media shape generative search visibility Why AI often favors primary sources Another misconception in the zero-click discussion is the assumption that AI systems primarily rely on aggregated or repackaged information. In practice, the opposite often occurs. When AI systems generate answers, they frequently rely on sources that provide clear explanations, detailed reasoning, and subject-matter expertise. These characteristics are more common in original publishing than in aggregated content. Legal blogs, technical documentation, research publications, and expert commentary often perform well in AI citations because they provide usable knowledge. The material contains context, reasoning, and structured explanations that models can extract and synthesize. Aggregated summaries frequently lack that depth. Without detailed explanation or original analysis, the content provides limited value for AI systems attempting to construct coherent answers. The result is a quiet shift in visibility. Domains that consistently publish authoritative explanations may become more influential in AI-generated answers, even if traditional click-based metrics decline. See the complete picture of your search visibility. Track, optimize, and win in Google and AI search from one platform. Start Free Trial Get started with The real shift you should understand Websites still matter, but their role is changing. They’re no longer just traffic generators. In an AI-mediated information ecosystem, websites function as knowledge sources, training signals, and citation anchors — where expertise is documented, and ideas originate. Platforms distribute those ideas, conversations amplify them, and AI systems synthesize them into answers. The source of the underlying knowledge, however, still matters. The marketing implication is straightforward. Success can’t be measured solely by clicks. The objective is to ensure that credible expertise exists in durable forms that can be discovered, referenced, and synthesized wherever information surfaces — whether in search results, AI-generated responses, or discussions on other platforms. Content that is clear, authoritative, and genuinely useful will continue to shape the answers people receive. In a zero-click world, influence simply happens earlier in the information pipeline. Dig deeper: Content marketing in an AI era: From SEO volume to brand fame View the full article

A reader writes: I do communications and marketing and would love your advice on something that happened my first time managing a team. I had a marketing assistant, “Kitty,” who was very earnest and a brand new grad from the fancy university in town. She was good at visuals (so the promotional graphics and fliers touting our products on social media) but less so on writing up the descriptions needed for a company like ours. Typical interactions would go like this: Kitty’s draft: CompanyName just released a new line of teapots inspired by London. The teapot are red. Me, when, reviewing drafts: This is a good start, but let’s try to make these teapots sound like the best thing ever! How would you do that? What do you think of when you think of London?” She never got it, so in the draft I would use Track Changes and change it to, “Transport yourself to London each morning, with our latest teapot collection. Using the same shade of red as London’s historic phone booths, Painty Fancypainter…” (You get the idea.) Then I would say, “Look over the edits I made and let me know if you have questions, but that’s how I’d like to jazz things up.” Anyway, it goes on like this for a bit and she never has questions and I’m struggling to figure out how to explain it/teach it better. Then I go on vacation for a week. Before I went away, I pre-edited as much as I could, but instructed her to go to our skip-level boss, Lydia, our very harried head of our division without a marketing background who runs six other teams. During our first meeting after I come back, Kitty looks agitated before bursting out, “Lydia only made one change to the floral teapot post I had to do while you were away. Unless there is a COMPLETELY DIFFERENT STANDARD for when you are here, I don’t know why you edit me so much.” She goes on to say that I’m super critical and her therapist told her that I am an insecure person who “wants to be her friend” and that I’m threatened by Kitty’s brilliance because she’s young. (I was 39 at the time.) And then she repeated the part about how if our harried boss Lydia approved the one (1!) post while I was away, there was a COMPLETELY DIFFERENT STANDARD for when I was here versus when I was on vacation, and that the vacation standard was clearly correct. It quickly became clear that the “ask her about the completely different standard” line came from the therapist. Kitty also used the “it makes me feel bad when I get edits” line, and while that framing might be helpful in conversations with a parent, romantic partner, or friend, I really just want to get my social media posts out and was frustrated that she was prioritizing her feelings over honing her skills. While this part was none of my business, I was also upset at Kitty’s therapist for giving her such terrible advice and never once considering that maybe a new grad still had skills she needed to develop? (I’m older and still have skills I need to develop!) I didn’t say any of this, but I’m still wondering how I could have handled this episode better in the moment. There are a lot of therapists out there giving weird work advice. Who knows if Kitty’s therapist was actually one of them, because Kitty could be a very unreliable narrator, but it’s definitely a thing that some therapists don’t get how work works … or they are correctly focused on their patient’s feelings in a way that wouldn’t translate appropriately to a work setting. That said, if Kitty was legitimately confused about why she got very different feedback from Lydia than she had been getting from you, it’s reasonable for her to ask about it. The way she did it was terribly executed, but the crux of the question itself could be a legitimate one. Ideally you would have calmly and matter-of-factly responded with something like, “Lydia runs six other teams and doesn’t have the time for the line editing I’m responsible for when I’m here. Part of my job is refining copy and coaching you do that, whereas Lydia is just doing a brief review for glaring issues. My review and her review are different by design.” In response to Kitty saying that getting edited made her feel bad: “I’m sorry to hear you’re having a rough time with it. When you write professionally, getting edited is a very normal part of the job. It’s also how we all get better and better at what we do. My experience has always been that the more you can actively welcome feedback on your work, the better your work will get over time and the more successful you’ll be in your career. I’m giving you feedback because I care about developing your skills, and also because I’m ultimately responsible for the work we put out.” You might add, “There’s no version of your role where the person in it wouldn’t be getting edited; it’s an inherent part of the job, like with most writing-heavy jobs.” But that’s before getting to the part about her saying that you’re super critical, insecure, and threatened by her brilliance and youth. I mean, maybe you were super critical, I can’t know for sure, but based on the totality of facts in your letter I’m inclined to think Kitty was the issue, not you. Particularly with the “threatened by her brilliance and youth” piece, it sounds you were dealing with someone having a pretty ridiculous and over-the-top outburst, and the best response would be something like, “I can talk to you about why our team is structured the way it is and why I operate the way I do, and I will hear you out if there are parts of that that aren’t working for you — which doesn’t mean they will change, but I will certainly listen with an open mind — but at this point you’re making personal attacks in a way that isn’t okay to do to any colleague. So I’d like to resume this conversation tomorrow and ask that you be prepared then to talk from a calmer place and without personal attacks.” All that said, though … at that point I think you also needed to look at whether Kitty was the right person for the job. In addition to what sound like significant issues with her writing and ability to incorporate feedback into her work, it sounds like there were some serious maturity issues there too, and those tend to show up at work in all sorts of ways. The post my employee blew up at me and claimed her therapist said I was threatened by her appeared first on Ask a Manager. View the full article

A statue of Christopher Columbus has been placed on the grounds of the Eisenhower Executive Office Building adjacent to the White House, the latest effort by President Donald The President’s administration to recognize the controversial explorer. The statue is a replica of one that was tossed into Baltimore’s harbor in 2020 during The President’s first term at a time of nationwide protests against institutional racism. The President endorses a traditional view of Columbus as a leader of the 1492 mission seen as the unofficial beginning of European colonization in the Americas and the development of the modern economic and political order. But in recent years, Columbus also has been recognized as a primary example of Western Europe’s conquest of the New World, its resources and its native people. “In this White House, Christopher Columbus is a hero, and President The President will ensure he’s honored as such for generations to come,” the White House posted on X. “We are delighted the statue has found a place where it can peacefully shine and be protected,” said John Pica, a Maryland lobbyist and president of the Italian American Organizations United, which owns the statue and agreed to loan it to the federal government for placement at or near the White House. The statue, made mostly of marble, was created by Will Hemsley, a sculptor based in Centreville on Maryland’s Eastern Shore. The original statue was toppled by protesters on July 4, 2020, and thrown into Baltimore’s Inner Harbor after anger boiled over following the death of George Floyd at the hands of police. It was one of many statues of Columbus that were vandalized around the same time, with protesters saying the Italian explorer was responsible for the genocide and exploitation of native peoples in the Americas. In recent years, some people, institutions and government entities have displaced Columbus Day with recognition of Indigenous Peoples Day. President Joe Biden in 2021 became the first U.S. president to mark Indigenous Peoples Day with a proclamation. The President dismisses the shift on Columbus as “left-wing arsonists” bending history and twisting Americans’ collective memory. “I’m bringing Columbus Day back from the ashes.,” he declared last April. Echoing his 2024 campaign rhetoric, he complained that “Democrats did everything possible to destroy Christopher Columbus, his reputation, and all of the Italians that love him so much.” —Brian Witte, Associated Press View the full article

Explore 10 digital asset management templates from Notion, Airtable, Smartsheet and more, for quicker, smarter file tracking and organization. The post 10 Digital Asset Management Templates for Smarter File Tracking in 2026 appeared first on project-management.com. View the full article

European parliament set to vote this week on whether to ratify Turnberry agreement signed last yearView the full article

Education secretary Bridget Phillipson says eligibility rules are being examinedView the full article

Stop chasing rankings and start building visibility that matters with three practical strategies for SEO in 2026. The post 3 Strategies That Can Survive AI Search In 2026: What I Shared At SEJ Live appeared first on Search Engine Journal. View the full article

Most SEO discussions today center on AI — from AI Overviews to ChatGPT and other LLMs — and the concern that they’re taking traffic from business websites, forcing a shift toward GEO or AEO. For the most part, that concern is valid. AI is reducing traffic for many sites, especially those that rely on top-of-funnel, informational content. But the data suggests AI may not be the biggest shift. User behavior has been fragmenting across platforms for years, and I see this play out in agency work every day. Here’s what the data shows about how search behavior is changing across platforms, and why a “search everywhere” strategy matters more than focusing on LLMs alone. Third-party platforms are encroaching on traditional search People search TikTok for restaurants, YouTube for tutorials, Reddit for authentic reviews, and Amazon to buy products. In many cases, these platforms are replacing traditional search engines like Google and Bing as the starting point. This shift isn’t just about behavior — it shows up in traffic, too. Amazon and YouTube still drive far more desktop traffic than ChatGPT, a trend Rand Fishkin recently highlighted. Recently, I helped run a comprehensive share of voice analysis for a client. The goal was threefold: See which competitors are winning in traditional search across multiple service lines. Find keyword and content gaps. Create a content roadmap based on priority to fill these gaps. The analysis revealed a lot of helpful data, but one of the most interesting takeaways was that our core competitors weren’t actually our biggest competitors in traditional search. YouTube and Reddit were. These platforms rank well in traditional search, take up valuable SERP real estate, and move users away from Google and Bing to funnel them back to their own platforms. The analysis highlighted a key point: if you don’t focus any effort on these places, you’re not only missing out on visibility in traditional search, but you’re also missing valuable attention when users navigate off Google and start watching videos or reading threads. And this website isn’t the only one seeing this type of trend. Do this type of analysis yourself, and see who your actual competitors are within traditional search. The answers may surprise you. Dig deeper: Why social search visibility is the next evolution of discoverability Your customers search everywhere. Make sure your brand shows up. The SEO toolkit you know, plus the AI visibility data you need. Start Free Trial Get started with Third-party platforms can have higher search volumes As seen above, platforms like YouTube and Reddit are increasingly occupying traditional SERP real estate. But what about searches within the platforms themselves? Depending on the query, there may be far more search volume on these platforms than on Google or Bing. For example, YouTube dominates in tutorials and “how-to” content. A term like “how to fix a leaky sink faucet” has 15x the search volume on YouTube than it does on traditional search globally. Source: Semrush Source: vidIQ Search volumes are estimates. But if you want to get in front of the right people where they’re searching, any content strategy around a term like this, or a similar topic, must include creating a YouTube video. Better yet, to be search-everywhere-friendly, create a blog post and embed that video in it. Dig deeper: YouTube is no longer optional for SEO in the age of AI Overviews Get the newsletter search marketers rely on. See terms. Third-party platforms are cited more in LLMs Aside from traditional search and in-platform search, we also know that “search everywhere” influences AI-generated results. To provide answers, LLMs need content to synthesize. More often than not, that content isn’t coming from business websites, but from third-party sources and social platforms. AI visibility tools can quickly show businesses the power of search everywhere in relation to citations. Take a look at these examples: Brand A Brand B These are two completely different brands, yet the trends are the same: a very small percentage of citations come from your own website or even direct competitors. In both examples, almost 90% of citations come from third-party news and online publications, or social and forum platforms like Reddit or Quora. The takeaway here is that focusing on your own website, in the context of LLM citations, can only go so far. If you want to improve brand sentiment or ensure that information is accurately reflected by AI, it needs to happen in places outside of your direct control. Dig deeper: SEO’s new battleground: Winning the consensus layer Start investing in search everywhere today The competitive landscape is shifting, and many marketers have tunnel vision when it comes to AI. Discovery now happens across a wide range of platforms. YouTube, Reddit, Quora, and others dominate significant portions of traditional search results and may have far more search activity within their own platforms. When AI systems generate answers, they often pull information from these platforms rather than brand websites. To win in modern search, you need to understand where your audience is actually searching. That doesn’t stop at Google. It means showing up everywhere that shapes decisions. View the full article

As return-to-office mandates tighten, many workers are reckoning what life in a cubicle looks like. If it’s up to the Swiss furniture and design firm Vitra, your next cubicle might not look much like a cubicle at all. Vitra partnered with German industrial designer Konstantin Grcic to create Scout, a family of minimalist office furniture built to adapt to the flexible ways people work today. Launched on March 19, Scout is comprised of five pieces that range in sizes, offering stationary and mobile workspaces with customizable options for workplaces and schools. Konstantin Grcic The tables feature trapezoidal desks that have metal tubular frames. Attachments that hang from the tubes can turn the desks into a cubicle-like set-up or connect multiple desks to create a shared workspace. “The aim is not to replace what already exists,” Grcic told Vitra Magazine. “Rather, the system is an extension or complementary offering that responds to different levels and styles of work.” The collection offers various desk options. Scout Work allows for manually adjustable heights and tilts that don’t require electricity. A frame encases the desk and can be used for privacy screens or to hang accessories. Scout Work Mobile offers the same features but on wheels, allowing for mobility around spaces. Another product on wheels is Scout Sprint, a small table made in both a seating or standing height, with nesting bases and foldable tabletops. The collection also offers products for meeting configurations. Take Scout Summit, a trapezoidal table which can be nested together for easy storage, and Scout Meet, a long rectangular table offered in two heights which seats up to eight people. “As with tableware or cutlery, where a fork and knife belong to the same family yet serve different purposes,” Grcic said. “Each piece is defined by its own form and proportion, depending on its intended use.” The collection is the latest in Grcic and Vitra’s examination of what workspaces can look like. In 2016, they collaborated on Scout’s predecessor, Hack, which turned utilitarian wooden boards into adjustable workspaces. Scout is more mobile and more industrial than Grcic’s previous design for Vitra, but both are a playful alternative to what can otherwise be a pretty staid office furniture landscape. “All the pieces are straightforward and highly adaptable,” he said. “People will inevitably invent their own way of using them.” View the full article