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President The President's restrictions on institutional investors extend to single-family homes involved in loan workouts by government-related mortgage agencies. View the full article

Google DeepMind CEO Demis Hassabis says Gemini won’t get ads — at least for now — as Google prioritizes trust and core assistant quality over monetization. What’s new. Speaking at the World Economic Forum in Davos, Hassabis said Google has “no plans” to introduce ads into Gemini, emphasizing a focus on building a better, more capable assistant across use cases and form factors. He suggested that monetization can wait while the technology matures. The contrast. The comments come just days after OpenAI announced it would begin testing ads in the free and low-cost tiers of ChatGPT. Hassabis called the move “interesting,” suggesting it may reflect revenue pressure rather than long-term product strategy. Why we care. Google’s repeated refusal to place ads in Gemini signals that AI assistant monetization won’t mirror search or social anytime soon, limiting near-term ad inventory in conversational AI. As competitors like OpenAI move ahead with ads, this creates a split ecosystem where advertisers may need to test new formats outside Google first. Longer term, Google’s stance suggests that any future Gemini ad products — if they arrive — will likely be more constrained, trust-focused, and slower to scale, shaping how brands plan for AI-driven media. Not the first denial. This marks the second time Google leadership has publicly ruled out ads in Gemini. In December, Google Ads president Dan Taylor said in a statement on X that ads were not coming to Gemini in 2026, signaling internal alignment on keeping the product ad-free, at least in the near term. Trust at stake. Hassabis expressed skepticism about how advertising fits into a deeply personal AI assistant, warning that recommendations must remain unbiased and genuinely helpful. While ads could work in theory, he said poor execution could quickly erode user trust. Bottom line. Google, whose core business is advertising, is showing restraint in AI assistants — at least publicly — to avoid blurring the line between help and influence as Gemini evolves. Dig Deeper. Google’s AI boss: No plans for ads in Gemini (Substack) View the full article

Treasury yield breakouts signal technical damage, with higher yields likely before any recovery despite choppy markets, according to the CEO of IF Securities. View the full article

We may earn a commission from links on this page. It took me a while to get comfortable with wearing earbuds. I grew up in the era of headphones, and never quite liked the idea of sticking something into my ears on the regular. If that sounds like you, Sony's got your back. Its newest earbuds, the Linkbuds Clip, are clip-ons. Sony's not the first brand to take this idea to market—Anker's Soundcore brand has a number of more affordable options. But for premium clip-on earbuds, it's pretty much this, the slightly more expensive Bose, and the slightly sportier Shokz. Compared to that competition, Sony's new model is looking like a solid choice. These earbuds fit snugly around your ear with an adjustable ear cushion, and include the niceties that Sony's Linkbuds have become known for. That means an optional built-in voice boost mode to help you hear vocals better; adaptive audio that can raise or lower your volume based on your environment; a motion sensor for tapping gestures (which you can actually perform near your ear instead of on the earbuds themselves); and—new with this model—a bone-conduction sensor. Sony's pitching that last bit as being especially good for calls, as the bone conduction sensor will be able to detect specifically when you are speaking, and, working alongside some "AI noise reduction," should be able to reduce background noise. Battery life has also been improved over Sony's last Linkbuds, the Linkbuds Open. There, you got 22 hours of battery life with the case, but here, Sony is promising up to 37. The buds themselves should provide up to nine hours of battery life. Speaking of the Linkbuds Open, that model also had a unique design, as the bulk of the earbud was designed to sit in your upper ear, while a ring that actually produced the sound sat just outside your ear canal. It was a design that aimed for an experience akin to "open-back" headphones, meaning you'd be able to completely hear your surroundings with the earbuds in without needing a transparency mode. Credit: Sony The Linkbuds Clip want to keep that same open-back experience, while allowing for greater comfort and flexibility. Sony told me that the Linkbuds Open do sit closer to the eardrum if worn correctly, which can provide a better listening experience, but that differing ear shapes made it hard for some customers to use as intended. I was sent a pair of Linkbuds Clip for review, and while I haven't had much time to test them yet, I can confirm that they fit pretty snugly on my ears right out of the box. Over the next week, I'm excited to try the Linkbuds Clip both while out and about in New York City, and while exercising. Aside from enhanced comfort over in-ear earbuds, you'll be fully aware of your surroundings while wearing these, which should help with safety or any spur-of-the-moment conversations you might need to have (Sony is also marketing these towards parents who might need to constantly keep an ear out for their kids). I also sometimes feel like my in-ear earbuds can block airflow while I'm doing cardio, which I worry makes it harder for me to cool off, so I'm curious to see if these can help with that. The one downside is that, as is the case with open-back headphones, there can be some sound leakage, which means others might be able to hear whatever you're listening to. That's something I'll need to test over time, although Sony does say it has an optional sound leakage reduction mode. There's also no noise canceling, but that's to be expected when the idea is to stay aware of your surroundings. I've been a big fan of Sony's audio products over the years, especially its software and listening modes. My full review of the Linkbuds Clip will be coming soon, but if you're already convinced, you can snag your own pair for $230 over at Sony's website, or through stores like Amazon. The case comes in four colors, but you can also grab a silicone case cover, which covers half of the case, to help you mix and match over on Sony's website for $12.50. Extra air cushions of any color are also available alongside upper case covers, while bottom case covers come with a keychain. View the full article

A reader writes: I’m writing for some advice on how to help my mentee set expectations at work. I work at a small educational site. Alice came to us through an independent living program for young adults with disabilities, and she was absolutely fantastic as a volunteer. She was extremely passionate about the work and already had independently picked up a bunch of extremely niche skills (for anonymity let’s say it’s reconstructing historical rice sculptures) that would normally take years of training, so most of the guidance I was giving her was more in relation to her soft skills and building confidence in her own abilities. She also has A Lot going on in her personal life. It isn’t my place to go into any of the details but, long story short, she really needs to find an independent living situation away from her family. I pushed hard for us to hire her. As a small nonprofit, we didn’t have full-time or permanent positions available, but we did have a part-time seasonal position at our sister site, which she took. It hasn’t gone well. Now, some of this is due to the fact that the site she joined is perpetually understaffed, so everyone there has to wear a bunch of hats. Part of it is due to the fact that the supervisor at that site has no expertise in her niche specialization and doesn’t realize how long projects like, say, rice sculptures should actually take. Part of it is because it’s her first job, and she doesn’t know how to say, “Six rice sculptures in a month is impractical, you’re getting four at most.” But some of it is more along the lines of, “She was asked to cover the front desk during someone else’s lunch, and this was Bad” or “She was asked to help with a school tour, and it was Bad.” I can understand looking at the circumstances and saying, “This is more stressful than what I signed on for,” but she’s describing it to me as “an abusive hellhole” and … it’s just not that. It’s a little hectic, but if she pushed back on the unreasonable expectations, I know that the supervisor would agree. I’ve worked with the guy intermittently for three years. He’s perpetually overwhelmed, but he isn’t malicious. And I feel bad about this on both ends, because Alice hates the job I pushed for her to get, and she isn’t doing that job well. I would still gladly write a reference for whatever she chooses to do after the seasonal position ends, but … I also wouldn’t push for her to be rehired, having seen how she’s handled it this time. Since I supervised her as a volunteer, she looks up to me as a mentor. I’m trying to help her adjust her expectations and parse the difference between “hectic but unavoidable,” “bad management,” “actually abusive,” and “actually completely normal.” Do you have any advice? There are two paths you could take here, and you could do either or both. The first one is to just give Alice very calm, reality-based responses as things come up in the moment. For example: Alice: “It’s ridiculous that Jim expects me to do six rice sculptures a month. There’s no way that’s possible.” You: “Six a month is unrealistic, but he’s almost certainly relying on you to speak up and tell him if that’s the case. He hired you in part because you have expertise on this that he doesn’t have, and so he figures you’ll tell him what is and isn’t doable. Do you feel comfortable doing that? We can talk through how to have that conversation if you want.” Alice: “It just seems bananas to me!” You: “It’s pretty normal for your boss to need your input on what is and isn’t realistic. It would be a mistake to assume there’s no room for you to reset those expectations. In fact, part of doing your job well is sharing that perspective!” Alice: “I can’t believe they asked me to cover the front desk during someone’s lunch.” You: “I’m not that surprised by that. That kind of thing can be unavoidable at really small organizations.” Alice: “It’s ridiculously chaotic here, I’m being pulled into X and Y and Z and they just expect me to do all of it.” You: “It’s pretty normal at small organizations to be expected to wear a lot of hats — so that part isn’t surprising; it’s just the nature of the work. But they’re probably relying on you to speak up about how much you can and can’t get done; they won’t know unless you tell them, and there’s usually an assumption that you will speak up if you need help or have been assigned too much.” Alice: “It’s an abusive hellhole!” You: “Hmmm, from everything you’ve said it sounds like a pretty typical small organization. If it’s not for you, that’s of course completely legitimate. But I think it’s helpful to recognize that a lot of this is pretty normal, even if it’s not your cup of tea, so that you can calibrate your reactions and also so that you know what is and isn’t realistic to expect as you’re looking at other jobs.” The other approach is to address it as a more big-picture conversation — framing it, for example, as: “I wanted to talk to you about how things are going at SisterOrg. I’ve noticed you seem pretty unhappy about things like X and Y, and I wanted to be straight with you that that stuff is really normal in this field. You can definitely decide you don’t like it and want to work in a field with different norms, but I worry when I hear you characterizing it as a hellhole, because I think you might be bringing some unrealistic expectations to the field.” I’d probably go with the first path — calm, reality-based corrections in the moment — and see if they seem to affect her thinking or not. If they don’t, at that point you could move to the bigger-picture conversation. It’s also worth remembering that you don’t have to solve this for Alice. It’s a kindness to give her candid, realistic feedback, but what she does with it from there is up to her. If she’s just not be in a place to hear it or accept it right now, that’s not a failing on your part. The post how can I help my mentee set more realistic expectations about work? appeared first on Ask a Manager. View the full article

Grasping the definition of a franchise agreement is crucial for anyone considering entering this business model. This document outlines the critical relationship between franchisor and franchisee, detailing rights and obligations that govern their partnership. It covers various aspects, such as fees, training requirements, and territory rights. Knowing these elements can help you navigate the intricacies of the agreement. As you explore further, you’ll uncover the importance of legal counsel in ensuring a fair and beneficial arrangement. Key Takeaways A franchise agreement is a legal contract defining the relationship and responsibilities between the franchisor and franchisee. It grants the franchisee rights to use the franchisor’s brand, trademarks, and business model while outlining financial obligations. Key elements include trademark usage, advertising contributions, and insurance requirements essential for maintaining brand standards. The agreement specifies renewal and termination processes, including conditions for renewal and grounds for termination. Legal counsel is vital for ensuring clarity, compliance, and favorable terms in the franchise agreement. What Is a Franchise Agreement? A franchise agreement is a crucial legal document that establishes the relationship between a franchisor and a franchisee. This franchise agreement definition serves as a thorough outline of the rights, obligations, and protections for both parties when operating a franchise business. It typically grants you, the franchisee, the right to utilize the franchisor’s brand, trademarks, and business model, minimizing your risk in starting a new venture. Although there’s no standard franchise agreement format, these contracts usually include key components such as initial and ongoing fees, training support, marketing obligations, territory rights, and termination conditions. Given the complexity of these contracts, seeking legal counsel is critical to guarantee clarity and compliance, protecting your interests throughout the franchise relationship. Types of Franchise Agreements When considering franchise agreements, you’ll encounter different types that cater to various business goals and levels of experience. A Single-Unit Franchise Agreement lets you operate one location, making it a great starting point for newcomers. Conversely, Master Franchise Opportunities give you the exclusive rights to sell and manage franchises within a specific region, which can greatly expand your business footprint. Single-Unit Franchise Agreements Single-Unit Franchise Agreements grant you the exclusive right to operate a specific franchise location, making them particularly appealing for individuals new to the franchising world or those who prefer hands-on management of a single unit. With a lower initial investment than multi-unit agreements, this option is accessible for first-time franchisees. Duration Initial Investment Support Level 5 to 10 years Lower Initial & Ongoing Brand Standards Franchise Contract Template Franchise Agreement Form As a franchisee, you’ll need to adhere to the franchisor’s brand standards and operational guidelines. You’ll likewise receive training to guarantee you have the necessary skills to run your business successfully. Master Franchise Opportunities How can a Master Franchise Agreement improve your business opportunities? This agreement gives you exclusive rights to sell and operate franchises within a designated territory. You’ll have the authority to recruit, train, and support sub-franchisees, which can notably expand your market presence. Although the initial investment is typically higher than that of a single-unit franchise, the potential for increased revenue is substantial, as you earn fees from both your own units and those of your sub-franchisees. Nevertheless, you must meet specific performance metrics and obligations to maintain your rights and guarantee brand consistency. Key Elements of Franchise Agreements Franchise agreements contain several key elements that establish the relationship between franchisors and franchisees, ensuring both parties comprehend their rights and responsibilities. One essential element is the trademark usage clause, which dictates how you can use the franchisor’s trademarks during brand consistency. Furthermore, the agreement outlines advertising standards, requiring you to contribute to marketing funds and meet minimum advertising expenditures based on your revenue. Insurance requirements are also specified, mandating coverage types like general liability and workers’ compensation. Finally, the agreement includes renewal, transfer, and termination clauses, detailing the processes for renewing your agreement, transferring ownership, or facing termination if you don’t comply with performance expectations. Grasping these elements is imperative for a successful franchise relationship. Initial Fees and Ongoing Fees When entering a franchise, grasp of the financial obligations is vital, as these costs can greatly influence your business’s viability. The franchise agreement outlines initial fees you’ll need to pay before opening, which often includes the franchise fee and costs for required purchases. Furthermore, ongoing fees are part of your commitment, typically structured as royalties based on a percentage of your gross revenue or as a flat fee. Payment intervals for these fees are specified in the agreement, often requiring monthly or weekly payments. You’ll likewise need to account for extra costs, such as advertising fund contributions, ensuring you’re promoting the brand effectively. Comprehending these fees is key for evaluating your financial investment and operational sustainability. Training and Support Requirements Training and support are critical components of a successful franchise operation. Your franchise agreement will outline initial training specifics, including location, required attendees, and costs for additional participants. This training is vital for onboarding, covering operational procedures, customer service standards, and marketing strategies to maintain consistency across locations. Ongoing support is equally important, guaranteeing you adapt to market changes effectively. You’ll likely benefit from: Regular updates on product offerings and services. Marketing assistance customized to your franchise needs. Access to workshops and training programs to stay informed on industry trends. These elements guarantee you maintain brand standards and have the necessary resources throughout your franchise experience, greatly contributing to your operational effectiveness. Advertising and Marketing Obligations Advertising and marketing obligations are critical for building and maintaining brand visibility in your franchise business. Typically, franchise agreements require you to allocate a minimum percentage of your gross revenue toward advertising efforts. These expenses often include contributions to brand funds, local initiatives, and cooperative marketing campaigns. You’ll additionally need to develop a marketing budget for your grand opening to establish a strong presence in your local market. Adhering to these obligations is fundamental, as franchisors may impose penalties or restrictions for non-compliance, reinforcing the importance of following brand standards. Consistency in your advertising efforts is crucial, so make sure you align with the guidelines in the franchisor’s brand manual to maintain uniform messaging across all locations. Territory Rights and Development Comprehending territory rights and development in a franchise agreement is essential for your success as a franchisee. These rights grant you exclusive access to operate within a designated area, shielding you from competition with other franchisees of the same brand. The development schedule details when you must open your location(s), ensuring brand presence. Franchisors often require your chosen location to align with brand standards and strategic goals. You might face conditions about the number of units to open within a specific timeframe, promoting consistent growth. The agreement clarifies the repercussions of not developing the territory as outlined, potentially jeopardizing your rights to that area. Understanding these aspects helps you navigate your franchise experience effectively. Renewal and Termination Clauses When considering renewal and termination clauses in your franchise agreement, it’s vital to understand the processes involved. Renewal clauses typically outline how you can extend your franchise term, often dependent on meeting specific performance metrics. Conversely, termination conditions detail the circumstances under which the franchise relationship can end, emphasizing the significance of knowing your rights and obligations. Renewal Process Overview Grasping the renewal process in a franchise agreement is crucial for maintaining your business continuity. Typically, you’ll need to notify your franchisor of your intent to renew within a specified timeframe, often between 6 months to 1 year before your agreement expires. Key points to remember include: Renewal clauses set conditions you must meet, like adhering to brand standards and paying all fees. The renewal period usually aligns with your initial term, extending for an additional 5 to 10 years if requirements are satisfied. A review process may be necessary, including performance evaluations and compliance checks to guarantee you still meet franchisor expectations. Understanding these elements helps you navigate the renewal process effectively and secure your franchise’s future. Termination Conditions Explained Grasping termination conditions in a franchise agreement is just as crucial as comprehending the renewal process. Termination clauses specify when either party can end the agreement, typically owing to breaches of contract, bankruptcy, or unmet performance metrics. It’s important to recognize that a “cure” period may allow you to fix certain issues before termination occurs. Both you and the franchisor must follow the outlined termination process, including providing written notice as specified in the agreement. Conversely, renewal clauses detail how you can extend your franchise, often requiring you to notify the franchisor within a certain timeframe before the contract expires. Comprehending these conditions is critical for maintaining operational stability and recovering your investment effectively. Franchisee Rights and Responsibilities Franchisees hold vital rights and responsibilities that shape their experience within the franchising system. You have the right to operate under the franchisor’s established brand and utilize its trademarks, but you additionally have significant obligations. You’re responsible for paying initial franchise fees, ongoing royalties, and contributing to advertising funds. Adhering to the franchisor’s brand standards is fundamental, including maintaining product quality and customer service expectations as outlined in the brand manual. You must participate in training programs and keep accurate records, regularly reporting sales and inventory levels to guarantee compliance. Understanding these rights and responsibilities helps you navigate the franchising terrain effectively, securing a successful partnership with your franchisor. Importance of Legal Counsel in Franchise Agreements When entering a franchise agreement, having legal counsel by your side can be vital for guaranteeing that the terms are favorable and clearly articulated. Legal experts help define both parties’ rights and obligations, markedly reducing the risk of future disputes. They can identify potential pitfalls, like unclear terms or unfavorable conditions, that could impact your business operations. Additionally, lawyers specializing in franchising offer insights into compliance with local regulations, which is indispensable for avoiding legal issues down the line. With their assistance, you can negotiate better terms, enhancing your potential for success. Benefits of Legal Counsel Description Clear Definitions Guarantees rights and obligations are defined. Identify Pitfalls Detects unclear terms and unfavorable conditions. Compliance Insights Advises on local regulations and industry standards. Negotiation Assistance Helps negotiate fees, royalties, and territory rights. Frequently Asked Questions What Are the 4 P’s of Franchising? The 4 P’s of franchising are Product, Price, Place, and Promotion. You need to guarantee your product maintains quality and consistency across locations. For pricing, align with market expectations during guaranteeing profitability. When choosing a place, consider demographics and seek franchisor approval to optimize visibility. Finally, your promotion strategies should create brand awareness and engage customers, often requiring contributions to a cooperative advertising fund from franchisees for effective marketing efforts. What Is the Meaning of Franchise Agreement? A franchise agreement is a legal contract between you, the franchisee, and the franchisor. It outlines your rights and responsibilities, allowing you to use the franchisor’s brand and business model. Typically, you’ll pay initial fees and ongoing royalties. The agreement covers training requirements, operational guidelines, and advertising obligations, ensuring both parties understand their roles. It’s crucial to grasp these terms, as they dictate how you operate within the franchise system. Why Does It Only Cost $10k to Own a Chick-Fil-A Franchise? Chick-Fil-A‘s franchise fee is just $10,000 because of its unique operator structure, where you manage the restaurant without ownership. This model minimizes initial costs, unlike many franchises that require substantial investments. Nevertheless, you’ll need to cover ongoing expenses like equipment and construction, leading to total investments between $200,000 and $2 million. Chick-Fil-A’s strict operational control and focus on franchisee alignment with company values also contribute to keeping the initial fee low. How to Franchise Step by Step? To franchise step by step, start by developing a solid business plan that outlines your concept and target market. Next, create a Franchise Disclosure Document (FDD) that meets legal standards. Then, draft a Franchise Agreement detailing rights and responsibilities. After that, establish an extensive training program for franchisees, covering operations and brand standards. Finally, implement a marketing plan to guarantee cohesive brand promotion across all franchise locations, maintaining consistency and visibility in the market. Conclusion In conclusion, grasping a franchise agreement is crucial for both franchisees and franchisors. By familiarizing yourself with its key components, such as fees, training, and territory rights, you can navigate the intricacies of the franchising process more effectively. Always consider seeking legal counsel to guarantee compliance and protect your interests. This proactive approach can lead to a more successful franchising experience, helping you build a strong business partnership as you adhere to the established guidelines and obligations. Image via Google Gemini This article, "Understanding the Definition of a Franchise Agreement: A Step-by-Step Guide" was first published on Small Business Trends View the full article

My number one hack to consistently exercise is my ability to lose myself in the moment. When the music fades, your doubts quiet, and you're simply there—fully immersed in the rhythm of your workout—is what psychologists call a "flow state." And it's not reserved for marathon runners, or professional dancers, musical geniuses or chess masters, or what have you. Whether you're lifting weights in your garage, following a YouTube yoga video, or taking a morning jog, tapping into flow can transform your workout from a chore into something genuinely energizing. What is a flow state?Flow state, a concept popularized by psychologist Mihaly Csikszentmihalyi, describes a mental state of complete absorption in an activity. In this state, you're so focused that everything else—your to-do list, your insecurities, even your sense of time—seems to dissolve. You're not overthinking each movement or judging your performance. You're just moving. "A flow state is experienced when we are in harmony with the breath, the mind, and the body," says Marcela Christjansen, a yoga teacher and wellness expert at Bay Club. "It is a state that comes and goes and cannot necessarily be manipulated or controlled. Yet, the more you direct and focus your attention, the more this state will seemingly be experienced." Think of it as the difference between anxiously counting down the minutes left in your workout versus suddenly realizing twenty minutes have passed without you noticing. How flow state affects your workoutsWhen you hit a flow state during exercise, the benefits extend far beyond the session itself. Physically, you may find yourself moving more efficiently, with better form and less perceived effort. Your breathing synchronizes with your movements. Your body seems to know what to do without your conscious mind micromanaging every rep or step. Mentally, flow creates a kind of meditation in motion. The constant chatter of worry and self-criticism quiets. You're not thinking about how you look or whether you're doing it "right"—you're simply experiencing the workout as it unfolds. A little ironic, but it really feels like a huge weight off your shoulders. "It is a moment of being fully with what is, in this case a workout,” Christjansen says. “This flow state is, as I like to say, is like an alchemy—there's a change within us that makes us feel more alive, more balanced, less preoccupied." This alchemical transformation is what keeps people like me coming back to their workouts. Flow makes exercise feel intrinsically rewarding rather than something you endure for future benefits. How to achieve a flow stateWhile Christjansen says that flow "cannot necessarily be manipulated or controlled," there are practical steps you can take to create the conditions where flow is more likely to emerge. Eliminate digital distractionsYour phone is probably the biggest barrier between you and flow. Constant notifications, the temptation to check messages between sets, or even tracking every metric of your workout can keep you in your head rather than in your body. If you use your phone for music or workout videos, enable Do Not Disturb mode. Better yet, download your playlist or video in advance so you're not connected to the internet at all. The goal is to create an environment where your attention isn't constantly being pulled away. Connect with your breathBreathing is the bridge between mind and body, and it's your most reliable anchor to the present moment. Rather than breathing on autopilot, bring conscious awareness to each inhale and exhale. "You could say that flow state is invited, if you will, as we bring our attention, our focus to the breath, to the sensations in the body, and our senses, really to only and all of what is being experienced in the moment," Christjansen says. "This way, the mind connects with the body rather than the mind wandering all over the place." Notice the pace of your breath. Is it quick and shallow or deep and steady? Notice the texture—is it smooth or ragged? You don't need to change anything; simply observing creates the connection that invites flow. Be in the momentFlow emerges when you're fully engaged with sensory experience rather than lost in thought. This means actively directing your attention to what you're actually experiencing (as opposed to what you're thinking about experiencing). "A flow state asks for concentration therefore, to enter and then stay longer in a flow state it is a good idea to practice mindfulness: Be aware in the moment," Christjansen says. "Even when you notice your thoughts and mind wandering about everything else but the moment, then you just begin again: Notice what's moving, changing, new, different." During a run, feel how your feet strike the ground. During strength training, notice the specific muscles engaging and releasing. In a dance workout, pay attention to how your weight shifts from one leg to the other. When your mind wanders to dinner plans or work emails—and it will—simply return your attention to these concrete sensations. Choose the right challenge levelFlow tends to emerge when an activity is challenging enough to demand your full attention but not so difficult that you're overwhelmed with frustration. If your workout is too easy, your mind wanders because it's boring. But if it's too hard, you become self-conscious and anxious about whether you can do it. Find the sweet spot where you're stretched but not strained. This might mean adjusting weights, trying a more complex choreography pattern, or picking up your pace slightly. Make it intentional"I don't believe this state can be rushed, yet it can be intentional," Christjansen says. "It's a decision you actively take to practice as mentioned above. Focus, sense, breathe consciously, direct the mind to the task at hand." Before you begin your workout, take a moment to set an intention. This small act of commitment can shift your entire approach. Build consistencyLike any skill, accessing flow becomes easier with practice. The first few times you try to stay present during a workout, you might find your mind wandering constantly. That's completely normal! "The more you work out this way, the more and longer you'll be noticing the experience of a flow state, which in turn will motivate you to keep practicing and keep consistency on your workouts," Christjansen says. Each time you redirect your attention back to your breath or your body's sensations, you're strengthening your capacity for focus. Over time, those moments of flow will come more frequently and last longer. And that positive feedback loop—where flow makes workouts more enjoyable, which makes you more likely to work out—becomes self-sustaining. The bottom lineUltimately, tapping into flow during workouts isn't going to look like some transcendent state of perfection. It's about the simple practice of being where you are, and how much more enjoyable it becomes to work out. It's something you invite through attention, breath, and the willingness to fully show up for your body in motion. So the next time you lace up your sneakers or roll out your yoga mat, try this: Put your phone on airplane mode, take three conscious breaths, and commit to noticing what's actually happening in your body. View the full article

I’m a classic satisficer: I’m usually quick about making decisions and often fall back on the tried-and-true. Some people are optimizers, carefully analyzing almost every choice, whether it’s a new sofa or a cup of coffee. If you want to make decent, “good enough” choices about your financial plan and portfolio and get onto other things, what strategies should you employ? And what should you stop doing? Here are some strategies to embrace. Eliminate ‘onesies’ and embrace simple building blocks Step away from those individual stocks. Forget I bonds and laddered portfolios of individual Treasury Inflation-Protected Securities. If you’re a satisficer, they’re not for you. Reduce your number of accounts and the holdings within them. A portfolio with fewer moving parts is easier to oversee and simpler to document in case your loved ones or a financial advisor needs to take the wheel. Moreover, Morningstar research indicates that investors tend to do a better job buying and holding broadly diversified investments than they do ones that are more focused. While they might not compel over some shorter time horizons, total-market index funds have been highly competitive with actively managed funds on a long-term basis, and they require little to no oversight. That means that satisficer portfolios should be heavy on total market index funds and even all-in-one investments like target-date funds. Satisficers should have as few accounts as possible, too. Minimize other financial relationships I’m part of a group chat with some delightful people who are keen to maximize their gains from credit cards and hotel loyalty programs. They’re always sharing tips on new card offers and swapping in and out of cards to score free travel. These people have traveled all over the world, and there’s something to be said for beating the banks at their own game. They’re also eager to take advantage of free financing programs when buying cars, furniture, and electronics. Why not let the bank float you a loan and invest the funds in the interim, particularly now that you can earn a decent return on your safe money? Yet as much as the math might argue for such strategies, managing multiple credit relationships requires time, energy, and discipline that most people don’t have to spare. For that reason, taking a minimalist approach to credit cards and other financial relationships is a good policy for most households, especially satisficing ones. My credit-card-optimizer friends might disagree, but I tend to think that a single, well-chosen credit card or two is plenty. Automate everything you can The data suggest that dollar-cost averaging is inferior to lump-sum investing. To which I say, “So what?” The fact is, most of us don’t have big lump sums lying around; we’re able to invest only as we earn money and save it. Making automatic investments addresses a number of financial pain points in a single shot. It eliminates any question marks about whether and when to invest. And if the target investment amounts are high enough and you increase them as you receive pay increases and bonuses, it also obviates the need to track expenses or budget in the traditional sense. Pay for help if you need it Here’s another way in which the satisficers may be willing to depart from the optimizers. Yes, paying for financial planning guidance costs money, maybe more than you think it should. (It’s not unusual for good-quality planners to charge $350-$500 an hour or more.) But if paying for professional financial help frees you up to do other things you enjoy more and it provides peace of mind with your decision-making, it can be money well spent. Moreover, a planner can help point out blind spots that even the most competent DIYers may have missed, while also serving as a valuable receptacle of financial information in case you’re unable to manage your own finances at some point. Finally, planners can leverage high-powered software that puts more precision behind decisions like whether to convert traditional IRAs to Roth. This article was provided to The Associated Press by Morningstar. For more personal finance content, go to https://www.morningstar.com/personal-finance. ChristineBenz is director of personal finance and retirement planning for Morningstar. Related Links Worried About Inflation? What to Know Before Buying TIPS ETFs https://www.morningstar.com/funds/worried-about-inflation-what-know-before-buying-tips-etfs-2 3 Big Changes for Retirement Planning https://www.morningstar.com/retirement/3-big-changes-retirement-planning-2026 Ask Your Advisor These Questions About How They Get Paid https://www.morningstar.com/personal-finance/ask-your-advisor-these-questions-about-how-they-get-paid-2 —Christine Benz of Morningstar View the full article

An HR Employee Management System is a digital platform designed to simplify and automate various human resource functions, like recruitment, payroll, and performance evaluations. By centralizing employee data and offering self-service options, it boosts efficiency and accuracy in HR processes. Businesses can see improved employee engagement and retention, alongside reduced compliance risks. Comprehending how to implement this system effectively can lead to significant advantages for your organization, especially as you navigate the intricacies of workforce management. Key Takeaways An HR Employee Management System centralizes HR functions, automating processes from recruitment to employee exit for streamlined operations. It enhances operational efficiency by automating payroll and attendance management, reducing manual data entry and administrative burden. Employee self-service portals promote autonomy, improving employee engagement and satisfaction while allowing easy access to personal information. Implementing such systems can improve data accuracy, minimizing compliance risks and supporting data-driven decision-making with actionable HR analytics. Businesses can potentially cut operational costs by up to 15% by centralizing employee data and improving retention rates through recognition and feedback mechanisms. Definition and Key Features of an HR Employee Management System An HR Employee Management System (EMS) is an important tool for modern organizations, streamlining various human resource functions into a single, efficient platform. This thorough hr management system software automates vital processes, managing everything from recruitment to employee exit during the centralization of employee data. Key features include attendance and leave tracking, payroll management, performance evaluation tools, and employee database management. Moreover, employee self-service portals allow easy access to personal information, promoting autonomy. By automating repetitive tasks, an EMS improves operational efficiency and reduces manual data entry. The integration of analytics within the system offers valuable insights into workforce trends and performance metrics, aiding data-driven decision-making. In addition, an EMS promotes transparency and accountability, improving communication between employees and management. This eventually nurtures a positive workplace culture, significant for effective employee management and overall organizational success. Benefits of Implementing an HR Employee Management System Implementing an HR Employee Management System (EMS) brings a host of benefits that can greatly improve an organization’s operational efficiency. By automating payroll and attendance management, an EMS boosts data accuracy and minimizes compliance risks, reducing the time spent on administrative tasks by up to 30%. This allows your HR team to focus on strategic initiatives. Furthermore, organizations can expect a 20% improvement in employee engagement as a result of better communication and self-service capabilities, promoting transparency. Access to actionable HR analytics supports data-driven decision-making, helping you identify talent management trends and potentially decreasing turnover rates by 25%. In addition, centralizing employee data can cut operational costs by up to 15%, streamlining processes and increasing efficiency. Overall, adopting a human resource management system provides significant advantages that can transform how you manage your workforce. How an HR Employee Management System Enhances Operational Efficiency Though many organizations still rely on outdated methods for managing HR tasks, adopting an HR Employee Management System (EMS) can greatly improve operational efficiency. An EMS automates repetitive tasks, allowing your HR team to focus on strategic initiatives instead of manual data entry, leading to significant productivity gains. By centralizing employee data storage, it minimizes reliance on paper records, guaranteeing quick access to necessary documents for human resource tracking. Automation of payroll and attendance management improves accuracy in salary computations and guarantees timely payments, boosting employee satisfaction. Data-driven insights provided by an EMS enable your HR department to analyze workforce trends and employee performance metrics, facilitating informed decision-making. Moreover, self-service features empower employees to manage their own information, reducing the administrative burden on HR teams. For those considering options, free employee management software can offer a glimpse into these transformative capabilities without financial commitment. Steps to Choose the Right HR Employee Management System for Your Business Choosing the right HR Employee Management System (EMS) for your business involves a careful assessment of your organization’s unique needs and future growth potential. Start by identifying required features, such as payroll management, performance tracking, and attendance monitoring. Next, conduct thorough research on available EMS options, focusing on aspects like user-friendliness and scalability. Utilize free trials or demos to evaluate functionality and user experience. Gather feedback from stakeholders and employees to verify the chosen human resources app meets everyone’s needs. Consider these key factors during your selection process: Factor Description Security Features Guarantee data protection and compliance Vendor Support Look for responsive customer service Total Cost of Ownership Include implementation and maintenance fees Scalability Assess growth potential of the EMS Compatibility Check integration with existing systems This approach will help you find the ideal HR software for startups. The Impact of an HR Employee Management System on Employee Engagement and Retention The introduction of an HR Employee Management System (EMS) can considerably influence employee engagement and retention within your organization. By leveraging a robust human resource management service, you can empower your workforce and create a thriving environment. Here’s how an EMS impacts engagement and retention: Provides self-service portals for employee autonomy. Automates performance management for aligned objectives. Improves retention rates by up to 25% through recognition. Offers data-driven insights for targeted retention strategies. Improves communication and collaboration, nurturing a positive culture. With a clear comprehension of hrms meaning, you’ll see that these systems help build an engaged workforce. Employees feel valued when they can access information and receive timely feedback. As a result, organizations that implement an EMS not solely boost motivation and job satisfaction but additionally create a supportive atmosphere that retains top talent during minimizing turnover. Frequently Asked Questions What Are the Benefits of Employee Management System? An employee management system streamlines HR tasks, saving you time and reducing costs by automating administrative functions. It centralizes employee data, enhancing consistency and compliance with labor laws. This system additionally improves performance tracking, helping you identify employee development needs, which can increase morale and productivity. With self-service features, employees can manage their own information, relieving the HR team of burdens, whereas data analytics provide insights that boost retention and lower turnover costs. What Is the Purpose of the HR Management System? The purpose of an HR Management System (HRMS) is to improve the efficiency of HR functions by automating various tasks like recruitment, payroll, and attendance tracking. You’ll find that it centralizes employee data, reducing inconsistencies across departments. An HRMS likewise provides valuable insights through data analytics, helping you make informed decisions about workforce management. What Are the Benefits of HR Systems? HR systems offer numerous benefits that improve organizational efficiency. They automate repetitive tasks, freeing your time for strategic initiatives. By centralizing employee data, you improve consistency and compliance, reducing payroll errors. These systems provide valuable insights into workforce trends, aiding informed decision-making. They as well streamline recruitment through automated tracking and onboarding, which shortens hiring cycles and cuts costs. Improved communication features encourage collaboration, finally boosting employee morale and productivity within your team. What Is HRP and Its Importance? Human Resource Planning (HRP) involves forecasting your organization’s future workforce needs and preparing to meet those needs. It guarantees you have the right number of employees with the appropriate skills available when required. HRP aligns your workforce strategy with business goals, enhancing overall effectiveness. By addressing workforce gaps proactively, it can reduce hiring costs and turnover as well as boosting productivity. Effective HRP, especially when combined with data analytics, can greatly improve workforce performance and retention. Conclusion In conclusion, an HR Employee Management System is crucial for modern businesses looking to streamline their HR functions. By automating processes like payroll and performance evaluations, it improves operational efficiency and data accuracy. The system not only supports compliance and informed decision-making but also cultivates employee engagement and retention. Choosing the right system customized to your needs can greatly impact your organization’s productivity and overall success, making it a worthwhile investment for any business. Image via Google Gemini This article, "What Is an HR Employee Management System and How Can It Benefit Business?" was first published on Small Business Trends View the full article

Small business owners are navigating an increasingly competitive landscape, and innovation in technology can significantly enhance their operations. Google has made strides to simplify the process of integrating data into its Gemini API, which could be a game changer for small businesses looking to leverage artificial intelligence (AI) effectively. Today, Google announced key updates to the Gemini API that enable users to bring their own data directly from existing storage solutions, streamlining the path to deployment. The changes include support for Google Cloud Storage (GCS) object registration, HTTPS/signed URLs, and an increase in inline file size limits. This means small businesses can now minimize bottlenecks in data handling, making it easier to scale AI applications. Until now, businesses using large files—such as videos, lengthy audio recordings, or substantial documents—had to upload them through the Gemini Files API, which only retained data for 48 hours. This limitation often slowed down the development of production apps that depend on persistent data. With today’s announcement, the friction has been reduced significantly. Two new methods for ingesting data are particularly noteworthy. First, the Gemini API now allows access to files stored in public domains and private storage via signed URLs. According to Google, “You can pass any publicly accessible URL (like a PDF or image on the web) directly in your generation request.” This eliminates the need for businesses to download content to their backends solely to forward it to the API, thereby improving efficiency. The update also supports pre-signed URLs for accessing data from services such as AWS S3 and Azure Blob Storage, granting small businesses greater flexibility in how they store and pull their data. The second method allows businesses to register their GCS files directly with the Files API, meaning that data doesn’t need to be transferred elsewhere for processing. This could save significant time and simplify workflows for small businesses already using Google Cloud. Additionally, for business owners who prefer using inline files for their applications, the maximum payload size for inline data has now been increased from 20MB to 100MB. This enhancement makes it easier to prototype quickly and handle larger images or short audio clips without the need for intermediate storage. The update aims to support faster iterations, which is crucial for small businesses looking to stay nimble in a rapidly changing market. While these updates promise to bring clear advantages, some potential challenges remain. Small business owners should consider the implications of managing data security when using public URLs and signed URLs. They will also need to ensure that their teams are equipped to handle the potential complexities that come with integrating a wide range of data sources into their current systems. As technology continues to evolve, the pressure to stay ahead of the curve is ever-present for small business owners. Google’s updates to the Gemini API provide practical tools for achieving efficiency and scalability in AI applications, enhancing the potential for operational growth. Businesses can leverage these innovations to not only improve their workflow but also to better serve their customers with personalized, data-driven insights. These advancements signal a broader trend in how technology can help small businesses harness the power of AI, allowing them to be more competitive in an increasingly data-driven economy. For more detailed insights into today’s announcement, you can visit the original post here. Image via Google Gemini This article, "Google Gemini Enhances API with Direct Data Inputs and Larger File Support" was first published on Small Business Trends View the full article

Here is a recap of what happened in the search forums today...View the full article

We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. We’ve covered portable power stations like the Anker SOLIX line, but if you’re looking for a heavy-duty, large-capacity model that can handle sump pumps, large AC units, multiple appliances, and even whole-home backup with extra batteries, brands like EcoFlow will better suit your needs. One of their award-winning models is the EcoFlow Delta Pro 3 power station, which is currently available at a 46% discount, bringing it down to an all-time low of $1,999 (originally $3,699). EcoFlow Delta Pro 3 Portable Power Station $1,999.00 at Amazon $3,699.00 Save $1,700.00 Get Deal Get Deal $1,999.00 at Amazon $3,699.00 Save $1,700.00 Compared to Anker’s most powerful model, the SOLIX C2000 with a 2,048Wh capacity, EcoFlow’s Delta Pro 3 nearly doubles that at 4,096Wh and is expandable to up to 48000Wh. It supports 120V/240V voltage and can be recharged in a variety of ways, including solar panels, AC outlets, gas generators, and EV charging stations. It’s powered by a lithium iron phosphate battery, which is longer-lasting, safer, and tolerates more cycles than many competing power stations on the market. Compared to a gas generator, it operates quietly and doesn’t give off dangerous exhaust fumes, so it’s suitable for indoor use. It can be controlled and monitored via a companion app that tracks generation and power usage history and calculates the estimated time until empty. Although PCMag, which gave it an Editor’s Choice Award, calls it “elegant-looking,” it’s an undeniably heavy device at over 100 lbs due to its massive output, so it’s not as portable as many competitors. This makes it better for vehicles or semi-permanent setups rather than camping trips or hiking. If you want a serious backup power solution for your home and your priorities are a high power capacity with expandability, versatile recharging options, and a quiet, indoor-friendly alternative to a gas generator, the EcoFlow Delta Pro 3 power station is your best bet, especially at nearly half off. However, if you only need to power small devices or use it for travel, it will most likely be overkill, and a cheaper model from the Anker SOLIX line (or the Ecoflow River 2) might be better for your needs. Our Best Editor-Vetted Tech Deals Right Now Apple AirPods 4 Active Noise Cancelling Wireless Earbuds — $148.99 (List Price $179.00) Apple Watch Series 11 [GPS 46mm] Smartwatch with Jet Black Aluminum Case with Black Sport Band - M/L. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant — $399.00 (List Price $429.00) Amazon Fire TV Stick 4K Plus — (List Price $24.99 With Code "FTV4K25") Samsung Galaxy Tab A9+ 10.9" 64GB Wi-Fi Tablet (Graphite) — $149.99 (List Price $219.99) Deals are selected by our commerce team View the full article

There’s a common assumption across the SEO industry that people no longer search for local services the way they once did. As tools like ChatGPT become more common starting points, that assumption often takes the form of keyword-style searches giving way to longer, more conversational prompts. To test it, we observed everyday users as they used ChatGPT to find local service providers, including healthcare and aesthetics practices. Participants were asked to begin their search on ChatGPT and behave as they normally would, whether that meant visiting websites, checking social profiles, or reading reviews. That observation was guided by a set of core questions: Are customers using ChatGPT the way we assume they are when they need local services? Are ChatGPT users abandoning keyword-style searches, making traditional keyword research and tracking irrelevant? Are people actually having extended conversations with ChatGPT when their intent is transactional? The findings that follow challenge many of the claims currently repeated on conference stages and across SEO-focused social media. 75% of sessions included ‘keyword searches’ A common assumption is that people no longer search using keywords and instead rely on conversational prompts when interacting with AI. That assumption influenced our early approach. When we began observing user behavior in ChatGPT, keyword usage was not initially a focus. In a separate user behavior study we conducted on Google’s AI Mode, we were surprised by how many searches closely resembled the same keywords we’ve tracked for decades. That earlier finding led us to examine whether the same behavior appeared in ChatGPT. It did. Across the observed sessions, 75% included at least one prompt that would be categorized as keyword-based. These screenshots from the session recordings illustrate this behavior: We shouldn’t be so surprised. It requires far less effort to type “dentist 11214” than “5 good dentist according to online recommentations near india street, brooklyn, new york” (SIC). (Both examples from the study. You can view the full list here.) This is also how people have searched since the early days of search engines. Old habits die hard – and “good plastic surgeons in brooklyn 11214 area” gives the user what they need. These findings should prompt a revisit of the discussion surrounding keyword tracking in GEO. One belief is that GEO should include a step where a transactional keyword is entered into a tool and converted into a longer sentence. For local services, this is unnecessary. While it remains true that LLM responses vary from search to search and include some personalization, people are still entering keywords when they are looking for services. This suggests that keyword research and tracking still have a place in GEO. Dig deeper: Why local SEO is thriving in the AI-first search era Get the newsletter search marketers rely on. See terms. Local is not that conversational: 45% of the sessions were one-shot prompts Extensive back-and-forth with ChatGPT is uncommon when users are searching for local services. Nearly half of these sessions – 45% – did not include follow-up questions or anything resembling a conversation. In addition, 34% of second prompts were simple requests for more results. When searching for local services, the average ChatGPT user employed 2.1 prompts. TaskAverage number of promptsFind a new dentist2.41Find a place to get botox1.96Find a dermatologist to check a mole1.71Hair transplant1.33Find a chiropractor2.33Decided to get a facelift2.00 This is not to say that there are no conversations happening. It’s just that “conversational ChatGPT use for local searches” is arguably overstated. Dig deeper: GEO x local SEO: What it means for the future of discovery Prompting behavior varies based on intent – and it might change Anecdotally, it appears that people are having conversations with ChatGPT that do not reflect the findings of this study, but those conversations are mostly informational in nature. It is also worth noting that finding data to support this was difficult. It appears to be a generally accepted idea supported primarily by anecdotal evidence. When these users need services, they are often prompting the model the same way they search on Google. This behavior could change over time. Many of the participants in this study did not have access to a paid version of ChatGPT. Their usage may shift as they become more accustomed to using it. It could also simply be easier to search with keywords. If the model is capable of providing the results users need without requiring long sentences, they will almost always choose the lower-effort option. View the full study and data for more information. (Disclosure: I am the founder of Sagapixel.) Dig deeper: How to boost local SEO: 4 AI-driven tactics that get results View the full article

Your eyes don't deceive you: You did just read a headline in the year of our lord 2026 about Yahoo! Despite losing out to other search engine and email companies like Google, Yahoo! is very much still a thing. In fact, one statistic claims Yahoo! Mail still has 225 million daily active users to this day. That's a ways off from Gmail's 1.8 billion daily active users, but way better than AOL's eight million users. (Yes, AOL is still a thing, and is actually a part of Yahoo!—at least until its sale to Bending Spoons goes through). But I'm not here to talk about Yahoo! and AOL's marketshare. Instead, I'm here to sound the alarms to the millions of people that use Yahoo!, and, by extension, AOL: The services are currently down. If you try to search the web for something on Yahoo!, or check your Yahoo! Mail, or even your AOL Mail, you'll find the following error message: "Edge: Too Many Requests." I first spotted the outage via Downdetector, owned by Lifehacker parent company Ziff Davis, which has seen nearly 9,000 user reports as of 9:50 a.m. ET. There's no official reason for the outage from Yahoo! as of this article, but, like most of these outages, there's no doubt a fix in the works as you read this. Last week, X had an outage, and it came back online before long. Of course, that outage was overshadowed by the massive Verizon outage, which Verizon claimed was simply a "software issue." There's a big difference between a series of web sites going down and a nationwide cell network, however, so I expected Yahoo! and AOL alike will both be back online sometime this morning. Soon enough, the millions of users who rely on these services will have them back, while the rest of us can forget about them all over again. View the full article

Adobe is redefining productivity for small businesses with its latest innovations in Acrobat and Express, blending advanced AI capabilities to streamline both creativity and efficiency. The recent announcement from Adobe introduces features that empower users to transform documents into presentations, create personal podcasts, and enhance PDF editing—all aimed at helping businesses navigate the information overload they often face. The standout feature is the new AI-powered presentation generator in Acrobat, which allows users to quickly convert documents into engaging presentations. This tool leverages Adobe Express’s easy content creation capabilities and the AI Assistant, making it possible for anyone—from sales professionals to educators—to craft compelling visual narratives in minutes. “For anyone trying to cut through information overload and stay on top of every assignment, you can now do that with Acrobat,” said Abhigyan Modi, Senior Vice President of Adobe Document Cloud. Small business owners can find significant value in these enhancements. For instance, a sales team can ask the AI to pull key insights from a variety of PDF documents to create a polished presentation outline without needing to rely on graphic design support. Similarly, educators can transform lecture notes into engaging slides, enhancing student engagement through visual storytelling. These capabilities not only save time but also enable professionals to focus on their core competencies instead of getting bogged down by the logistics of presentation design. The integration of AI chat functionality into PDF editing presents another practical benefit. Users can now complete essential PDF tasks—such as removing pages, adding signatures, or replacing text—simply by asking the AI in natural language. This intuitive approach reduces the learning curve associated with software tools and allows users to accomplish tasks more efficiently. An enhanced Help Panel further supports users with step-by-step instructions and troubleshooting, which can be a game changer for small businesses that may not have dedicated IT support. Moreover, the new podcast feature allows users to convert complex documents into engaging audio summaries. This is especially beneficial for market analysts or busy professionals who can listen to important research findings while commuting or exercising, maximizing their productivity during downtime. By pulling together various reports and summarizing them into a personal podcast, users can stay informed without the need to read lengthy documents. Collaboration is also taken to new heights with enhanced features in Acrobat PDF Spaces. Small teams can now invite others to contribute documents, leave comments, and gather feedback in real-time, streamlining the workflow and ensuring clarity in projects. This capability can accelerate decision-making and improve overall efficiency—critical factors for small businesses striving to maintain a competitive edge. While the benefits are clear, small business owners should also be aware of potential challenges. Adopting new technology requires an adjustment period, especially for teams that may be accustomed to traditional methods of document management and presentation creation. Additionally, the reliance on AI for critical business tasks raises questions about data privacy and security, which are paramount for small businesses handling sensitive information. As Adobe continues to push the envelope on productivity tools, the integration of AI into Acrobat and Express offers a promising direction for small businesses eager to enhance their operations. These innovations not only simplify complex tasks but also empower users to harness their creativity without sacrificing efficiency. With the right approach to implementation, small business owners can leverage these tools to thrive in today’s fast-paced digital landscape. This article, "Adobe Unveils AI Tools to Revolutionize PDF Editing and Presentation Creation" was first published on Small Business Trends View the full article

Warren Buffett’s successor appears to be considering his first significant move after taking over as CEO this month. Kraft Heinz warned investors Tuesday that Berkshire Hathaway may be interested in selling its 325 million shares in the name brand food giant that Buffett helped create back in 2015. The news came in a filing with stock market regulators. Buffett and the Brazilian investment firm 3G Capital orchestrated the merger of Kraft and Heinz back then because they already owned Heinz and believed in the power of their brands. Now Greg Abel may be plotting a different course. Over the years since Buffett had come to realize that the company’s competitive moat around its brands wasn’t as strong as he thought as consumers have increasingly been willing to switch to store brands and move away from processed foods. Berkshire took a $3.76 billion writedown on its Kraft-Heinz stake last summer. Buffett said last fall that he was disappointed in Kraft Heinz’ plan to split the company in two, and Berkshire’s two representatives resigned from the Kraft board last spring. But still it was rare for Buffett to unload an acquisition during his six decades leading Berkshire even when he soured on a business’ prospects. Berkshire didn’t respond to questions Tuesday about the filing where Kraft Heinz disclosed that its largest shareholder “may offer to sell, from time to time, 325,442,152 shares.” Kraft Heinz shares fell nearly 4% to $22.85 after the announcement. There’s no sign Berkshire has started selling yet, but CFRA Research analyst Cathy Seifert wonders if this could be just the beginning of a comprehensive review of Berkshire’s varied holdings. In addition to its massive stock portfolio worth over $300 billion, Berkshire owns an assortment of insurers including Geico, several utilities, BNSF railroad and an eclectic mix of manufacturing and retail companies. “My sense is that Greg Abel’s leadership style may be a departure from Buffett’s, and this sale, if completed, would represent a shift in corporate mindset,” Seifert said. “Berkshire under Buffett typically only made acquisitions- not divestitures. It’s not inconceivable, in our view, that Abel may likely assess every Berkshire subsidiary and decide to jettison those that do not meet his internal hurdles.” Of course Abel already knows many of Berkshire’s companies well because he has been managing all of the non-insurance companies since 2018. But he only became CEO on Jan. 1. Buffett remains chairman, but investors are watching closely for any changes Abel might make at the venerable conglomerate. Investor Chris Ballard, who is managing director at Check Capital, said “selling Kraft is probably the most low-hanging fruit for Greg. We personally wouldn’t be sad to see the holding go.” But of course it would be bard for Berkshire to unload all of its shares on the public market because it is such a large stake, so Ballard said he wonders if there could be a large prospective buyer in the wings. But Buffett said last fall that Berkshire wouldn’t accept a block bid for its shares unless the same offer was made to all Kraft Heinz shareholders. —Josh Funk, AP Business Writer View the full article

The Mortgage Bankers Association's index of home-purchase applications rose 5.1% in the week ended Jan. 16, data from the group showed Wednesday. View the full article

In an era where productivity and creativity often feel at odds, Adobe has launched new features in Acrobat and Adobe Express aimed at small business owners looking to streamline operations and enhance collaboration. By harnessing the power of artificial intelligence, these tools promise to transform how businesses manage documents, create presentations, and communicate with clients. The standout new feature, the “generate presentation” capability in Acrobat, allows users to create polished presentations in mere minutes. This tool caters specifically to small business owners who may not have expertise in design but need to deliver impactful pitches. As a small business owner, imagine being able to compile essential documents—like financial reports and competitive analyses—into an AI-powered knowledge hub called PDF Spaces. Here, you can ask the AI Assistant to analyze your information and generate a presentation outline tailored to address potential clients’ pain points. “This feature simplifies the presentation creation process, making it accessible even to those without design experience,” said an Adobe spokesperson. “It’s about helping small business owners effectively communicate their value propositions without the steep learning curve usually associated with presentation design.” Once the outline is created, users can select the desired presentation length and tone, after which Adobe Express provides a library of professional design templates. This integration means that users can make edits directly within Acrobat, employing intuitive tools to customize slides, swap images, and even add animations—all while maintaining a cohesive brand identity. In addition to enhancing presentation capabilities, Acrobat now offers a chat-based AI feature that allows users to edit PDFs using simple, natural language prompts. This functionality streamlines tasks such as removing pages, adding e-signatures, and finding specific text, making the editing process far more efficient. For busy small business owners, the enhanced Help Panel provides step-by-step instructions via chat, reducing downtime spent troubleshooting. For those who find it challenging to keep up with the deluge of emails and documents, Acrobat’s new “generate podcast” feature could be a game changer. Users can transform lengthy reports, meeting notes, or educational guides into audio summaries. Imagine preparing for a crucial meeting while driving or taking a walk, all thanks to an engaging podcast-style recap of relevant documents. This feature not only caters to professional needs but can also help parents manage family schedules and school updates on the go. Collaboration is further enhanced with PDF Spaces, which serves as a centralized hub for teams to organize materials, gather feedback, and make informed decisions swiftly. This space allows colleagues or clients to add files, leave comments, and contribute to projects, fostering a more agile workflow. Acrobat Studio is the comprehensive solution that brings together all these features, designed for a diverse range of users—from sales professionals creating pitch decks to students generating study guides. The platform addresses the unique challenges faced by various sectors, ensuring that everyone from marketing teams to legal advisors can leverage AI for their specific needs. While these advancements offer significant benefits, small business owners should also consider potential challenges. The reliance on AI tools may introduce a learning curve, and the seamless integration of new features requires some time investment to fully leverage their potential. Additionally, while AI can expedite many processes, it’s crucial for users to remain engaged in the creative and collaborative aspects to ensure that outputs align with their vision and brand identity. As Adobe continues to innovate, small business owners now have access to powerful tools designed to boost productivity and creativity. By embracing these advancements, businesses can enhance their operational efficiency and stand out in a competitive marketplace. For those ready to explore these new features, Adobe provides extensive resources and guides to help users navigate the enhanced functionalities in Acrobat and Express, ensuring that they can work smarter, create more effectively, and collaborate seamlessly. This article, "Adobe Unveils AI-Powered Acrobat Features for Effortless Collaboration and Creation" was first published on Small Business Trends View the full article

In an era where productivity and creativity often feel at odds, Adobe has launched new features in Acrobat and Adobe Express aimed at small business owners looking to streamline operations and enhance collaboration. By harnessing the power of artificial intelligence, these tools promise to transform how businesses manage documents, create presentations, and communicate with clients. The standout new feature, the “generate presentation” capability in Acrobat, allows users to create polished presentations in mere minutes. This tool caters specifically to small business owners who may not have expertise in design but need to deliver impactful pitches. As a small business owner, imagine being able to compile essential documents—like financial reports and competitive analyses—into an AI-powered knowledge hub called PDF Spaces. Here, you can ask the AI Assistant to analyze your information and generate a presentation outline tailored to address potential clients’ pain points. “This feature simplifies the presentation creation process, making it accessible even to those without design experience,” said an Adobe spokesperson. “It’s about helping small business owners effectively communicate their value propositions without the steep learning curve usually associated with presentation design.” Once the outline is created, users can select the desired presentation length and tone, after which Adobe Express provides a library of professional design templates. This integration means that users can make edits directly within Acrobat, employing intuitive tools to customize slides, swap images, and even add animations—all while maintaining a cohesive brand identity. In addition to enhancing presentation capabilities, Acrobat now offers a chat-based AI feature that allows users to edit PDFs using simple, natural language prompts. This functionality streamlines tasks such as removing pages, adding e-signatures, and finding specific text, making the editing process far more efficient. For busy small business owners, the enhanced Help Panel provides step-by-step instructions via chat, reducing downtime spent troubleshooting. For those who find it challenging to keep up with the deluge of emails and documents, Acrobat’s new “generate podcast” feature could be a game changer. Users can transform lengthy reports, meeting notes, or educational guides into audio summaries. Imagine preparing for a crucial meeting while driving or taking a walk, all thanks to an engaging podcast-style recap of relevant documents. This feature not only caters to professional needs but can also help parents manage family schedules and school updates on the go. Collaboration is further enhanced with PDF Spaces, which serves as a centralized hub for teams to organize materials, gather feedback, and make informed decisions swiftly. This space allows colleagues or clients to add files, leave comments, and contribute to projects, fostering a more agile workflow. Acrobat Studio is the comprehensive solution that brings together all these features, designed for a diverse range of users—from sales professionals creating pitch decks to students generating study guides. The platform addresses the unique challenges faced by various sectors, ensuring that everyone from marketing teams to legal advisors can leverage AI for their specific needs. While these advancements offer significant benefits, small business owners should also consider potential challenges. The reliance on AI tools may introduce a learning curve, and the seamless integration of new features requires some time investment to fully leverage their potential. Additionally, while AI can expedite many processes, it’s crucial for users to remain engaged in the creative and collaborative aspects to ensure that outputs align with their vision and brand identity. As Adobe continues to innovate, small business owners now have access to powerful tools designed to boost productivity and creativity. By embracing these advancements, businesses can enhance their operational efficiency and stand out in a competitive marketplace. For those ready to explore these new features, Adobe provides extensive resources and guides to help users navigate the enhanced functionalities in Acrobat and Express, ensuring that they can work smarter, create more effectively, and collaborate seamlessly. This article, "Adobe Unveils AI-Powered Acrobat Features for Effortless Collaboration and Creation" was first published on Small Business Trends View the full article

The justices will weigh whether to let The President fire Fed Governor Lisa Cook over mortgage-fraud allegations that she denies. View the full article

The debate over SEO versus AEO/GEO appears to be reaching a consensus. The post A Little Clarity On SEO, GEO, And AEO appeared first on Search Engine Journal. View the full article

Bill Hunt explains how governance converts complexity into momentum, ensuring digital strategies deliver measurable enterprise value. The post Web Governance As A Growth Lever: Building A Center Of Excellence That Actually Works appeared first on Search Engine Journal. View the full article

Wix Harmony AI site builder enables natural language site creation with the ability to switch to manual mode at any point. The post Wix Introduces Harmony AI Website Builder appeared first on Search Engine Journal. View the full article

We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. Mobile gaming stopped being a casual distraction a while ago. Big-budget titles, console-quality ports, and cloud streaming have turned phones into credible gaming machines. The problem is still input. Touch controls work until they don’t, especially once games demand precise movement, aiming, or long sessions. The Razer Kishi Ultra is built to fix that gap. And it’s currently $79.99 on Amazon, which online price trackers confirm is its lowest price to date. It fits most phones, even with cases, and can expand wide enough to hold an iPad mini, which gives it more range than controllers built only for phones. Razer Kishi Ultra Gaming Controller $79.99 at Amazon $149.99 Save $70.00 Get Deal Get Deal $79.99 at Amazon $149.99 Save $70.00 In use, the Kishi Ultra feels closer to a traditional console controller than a typical snap-on accessory. It’s large and deliberately so, with thick grips that distribute the weight of your phone instead of cramping your hands. The triggers use Hall Effect sensors, which provide smoother movement and more consistent input than standard triggers, especially noticeable in racing games and shooters where partial pulls matter. The face buttons are mechanical and clicky, and the eight-way D-pad handles precise inputs well for fighting games and older titles. Razer also includes two extra programmable bumpers that can be mapped through its app, which helps in games that benefit from quick-access controls. That said, there are some trade-offs worth noting. The controller connects over USB-C, so it won’t work with older iPhones that still rely on Lightning. The wired connection does bring one upside: You can plug it into a PC and use it like a standard controller, which adds value if you move between platforms. On iOS, cloud gaming support can feel inconsistent with services like Xbox Game Pass, while Android tends to be smoother overall, notes this PCMag review. Still, if you want mobile gaming to feel closer to a console session, the Kishi Ultra makes a convincing case at this price. The Razer Kishi Ultra is a full-size mobile gaming controller that brings console-style controls to phones and tablets. It’s now $79.99 on Amazon, the lowest price it has hit so far, making it easier to justify if you want more precise controls for mobile or cloud gaming. Our Best Editor-Vetted Tech Deals Right Now Apple AirPods 4 Active Noise Cancelling Wireless Earbuds — $148.99 (List Price $179.00) Apple Watch Series 11 [GPS 46mm] Smartwatch with Jet Black Aluminum Case with Black Sport Band - M/L. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant — $399.00 (List Price $429.00) Amazon Fire TV Stick 4K Plus — (List Price $24.99 With Code "FTV4K25") Samsung Galaxy Tab A9+ 10.9" 64GB Wi-Fi Tablet (Graphite) — $149.99 (List Price $219.99) Deals are selected by our commerce team View the full article

Most businesses don’t fail to rank in the local pack because they lack reviews, links, or proximity. They fail long before that because Google never considers them eligible in the first place. This is a recurring pattern in local search that almost everyone overlooks. Google decides what you are before it decides how relevant you are. From exact matches to broad intent: How eligibility shifts In a niche query, Google is looking for a 1:1 match. They want high-confidence entities that leave zero room for interpretation. However, once you zoom out to a broader search like “restaurants,” that lockdown disappears. Suddenly, the Map Pack opens up to a variety of related categories. This is where hidden ranking factors like clicks, NavBoost, reviews, and even real-time signals like openness are prioritized. Your business name and category create a unified signal that defines your “entity boundary.” For thousands of businesses, a name that is too specific acts as a technical anchor, preventing them from appearing in those high-value, broad-intent Map Packs. Conversely, for those trying to dominate a niche, aligning your name and category perfectly is the ultimate “cheat code” for eligibility. Dig deeper: How to pick the right Google Business Profile categories The eligibility gatekeeper: Interpretation first, rankings second The reality is that you aren’t just competing against other businesses; you are competing against Google’s own need for certainty. Thanks to the Google Content Warehouse API Leak, we now have visibility into the engine driving this NlpSemanticParsingLocalBusinessType. This is the upstream “brain” that decides whether your business is even eligible to show up for a query before traditional ranking factors like reviews, links, or proximity are ever considered. Think of it as a machine learning classifier designed to minimize noise. By filtering out businesses that are semantically unlikely to be a match for a query, Google ensures its Map Pack results are highly confident. If you don’t pass this semantic filter, your 500 five-star reviews don’t even get looked at. This is why, if Google’s parser identifies the combination of your business name and primary category as a narrow entity boundary, you are immediately limited in the queries you can compete for. Your business name and primary category do more than describe you. They dictate your eligibility for specific queries. They are the fundamental building blocks of your digital territory, setting the invisible walls of where you are and aren’t allowed to rank. Business name + category: A unified signal The leaked documentation reveals that Google evaluates your business name and business category as part of a single locationElement. These aren’t just two fields in a database. They are parsed through the same semantic model in parallel. But they serve very different roles in the parsing process: Business name = semantic tokens: This is your self-identification signal. Google extracts raw language tokens from your name to infer niche, scope, and intent. Every word in your name is a signal of “what you are.” Business category = structured authority: Backed by the LocalCategoryReliable grammar referenced in the leak, this is the tie-breaker. Categories are structured, curated Google category IDs (GCIDs), not free-text inputs. The category provides a taxonomy-based definition that usually overrides minor naming ambiguities. However, when your name contains a highly specific token like “pizza” or “grout,” it creates a narrow “entity boundary.” This forces the algorithm to interpret your business with a limited scope, making it very difficult to rank up into broader categories unless you have behavioral signals to back it up. Dig deeper: Google’s Local Pack isn’t random – it’s rewarding ‘signal-fit’ brands Tokens, categories, and SAB eligibility When searching “kids dance lessons Palm Beach” and “child dance lessons Palm Beach,” a clear pattern emerged in the Map Pack. Two service area businesses (SABs) appear: Tippi Toes Palm Beach Gardens (Position 4). KemKids Dance Studio (Position 7). Both listings use hidden addresses. Neither appears for the broader query “dance lessons Palm Beach.” A closer look shows their primary categories differ: KemKids is categorized as a Dance School. Tippi Toes is categorized as a Dance Company. Despite the category difference, both listings surface for child-specific searches and fail to appear for the broader dance lesson query. Based on what we know from the Google API leak, Google evaluates entity relevance before ranking. For SABs, relevance signals in the name can help shape entity interpretation, allowing them to surface for specific queries. In these examples, the business name provides an explicit age qualifier that closely aligns with the search intent. Dig deeper: GEO x local SEO: What it means for the future of discovery The ‘smoothie’ anchor Picture a cafe called “Tropical Sips & Smoothies.” They’ve got a smoothie lineup, daily specials, hot sandwiches, and salads. But their brand name tells Google one thing loud and clear: This is a smoothie shop. The conflict? In Google’s semantic parsing, business names aren’t just labels. They’re tokenized identity signals. Words like “smoothies” and “sips” create a strong beverage-first classification that can overpower weaker “secondary signals” (a few lunch mentions in reviews, a couple photos of sandwiches, etc.). As a result, when someone searches “smoothie near me,” Google has high confidence in eligibility. But when the query shifts to “lunch near me,” the system tends to prioritize broader meal categories. Tropical Sips & Smoothies can still rank, but it often needs unusually strong validation (behavioral signals, prominence, repeated lunch language in reviews) to break out of the beverage boundary. If you want to win broad-intent queries, don’t brand yourself as a niche specialist unless you are willing to fight against the constraints of your own entity boundary. Get the newsletter search marketers rely on. See terms. Category doesn’t always decide – sometimes Google just reads the sign In a world where SEOs spend thousands on schema markup and website content, Google’s parser can still take shortcuts. Faced with a business called Smokey’s Smoke & Smoothie – categorized as a smoke shop with no website, no menu, and zero secondary categories – the system concludes, “Yes, this is where I should send someone for a smoothie fruit beverage.” Put “smoothie” in the name, and Google will often ignore the fact that the business also sells glass pipes and rolling papers. The algorithm isn’t just reading the sign. It’s effectively ignoring the entire store behind it. Case study: Why secondary signals fail (halal vs. steakhouse) I recently ran a test that showed how literal this “gatekeeper” function really is. The analysis focused on a high-traffic restaurant with strong halal signals across nearly every surface. The website referenced halal. GBP attributes were set to halal. “Halal restaurant” was added as a secondary category. Yelp was optimized for halal. The business had PR coverage and influencer mentions tied to halal dining, and reviews repeatedly praised the halal menu. Despite all of this, the business was invisible for “halal restaurant” searches. The reason was simple. The primary category was set to “steakhouse.” To test the impact, I changed the primary category to “halal restaurant” and updated the website’s meta title to match. The result was immediate. Ranking grids flipped from deep red to solid No. 1s across the city. All of those secondary signals – reviews, attributes, content, and mentions – didn’t matter until the primary category gave Google the semantic permission to show the business for that query. This illustrates a critical point. Google needs clear, top-level cues to understand what your business is before it considers how good you are. Interestingly, this limitation exists deep in the code. The category steak_house is treated as a specialty dining classification. Unlike categories that end in _restaurant, it lacks a broader “restaurant” entity scope. As a result, businesses using it as a primary category often dominate steak-specific searches but struggle to compete for broader queries like “restaurant” unless they accumulate unusually strong validation signals. The validation layer: Clicks and visits If your name or category is anchoring you too deeply in a niche, you need to provide ground truth to Google to expand that boundary. The leak confirms that once the parser interprets your entity, Google validates that interpretation through real-world behavior: visitHistory: This confirmed ranking factor uses foot traffic patterns to validate a business’s prominence. If people frequently visit your “steakhouse” for dinner, it reinforces your authority in that category. clickRadius50Percent: Google calculates the geographic radius where your business receives 50% of its clicks. A wider “click radius” signals that you are a “destination” entity with a broader reach, which can help stretch your entity boundary further than a purely local name would suggest. NavBoost: This system tracks “good clicks” and “longest last clicks.” If users search for “lunch” and consistently click your listing and stay there, Google’s NavBoost system can eventually override a narrow name interpretation by observing that you satisfy the user’s intent. The 2026 strategy: How to re-anchor your entity for local search Expanding your entity boundary requires consistent proof that your business operates at a broader scope. If you are stuck in a niche lockdown, you need to counterbalance your name with evidence. Website authority (service pages): Your website must provide the primary proof. Creating authoritative service pages, localized for broader services, helps shift your site’s identity from a narrow focus to a broader entity. GBP category alignment: While your business name provides the semantic tokens, the primary category provides the structural permission for Google to consider you a candidate for the larger query. Secondary categories should then be used to reinforce specific niches. Behavioral reinforcement: Focus on driving “branded” clicks and real-world visits. Dig deeper: Want to win at local SEO? Focus on reviews and customer sentiment Eligibility comes before ranking Local rankings aren’t just about optimization. They’re about confidence. Google ranks what it understands and suppresses what it doesn’t. Here’s the part most businesses don’t understand. You have to evaluate your business name and primary category against the specific queries you’re trying to win. Eligibility isn’t universal. It’s query by query. If your primary category is limiting your ability to rank for the terms that matter most, reexamine the strategy. You can keep stacking secondary signals, but if the top-level classification is telling Google you’re not that, you may be wasting effort because Google has already made its decision. Not every keyword is worth chasing on Google. If the query you want requires an identity shift you’re not willing to make, it may be smarter to push those “secondary signals” through other channels – ads, social platforms, creator partnerships, PR, and other third-party directories. Then let Google catch up later through branded demand and real-world behavior. Stop thinking about rankings. Start thinking about how Google interprets the very soul of your business and whether the queries you’re chasing are worth the price of admission. View the full article