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Now this is a Lego set suitable for framing. Soon Lego will release an artful 2,615-piece set based on Vincent van Gogh’s Sunflowers painting in collaboration with the Van Gogh Museum in Amsterdam, which has the original work in its permanent collection. There’s no oil paint required for this rendition, though: The Lego set has enough blocks to make 16 sunflowers with adjustable petals, plus a tile with Van Gogh’s signature and a removable frame. The set is currently available for preorder for $199.99 and will ship starting March 1. Lego’s Amsterdam store and the Van Gogh Museum will permanently display sets of their own beginning March 1 as well. [Photo: Lego] Working with the museum helped Lego designers delve into the details of the 1889 painting, according to designer Stijn Oom. One of the greatest challenges they faced was re-creating the “impasto effect,” wherein Van Gogh heavily layered on paint. Indeed, the Lego version pops in 3D. “We are incredibly proud of the result and hope our fans enjoy building it as much as we enjoyed bringing Van Gogh’s masterpiece to life,” Oom said. Lego partnered with the museum for a podcast episode that will be available in March about Van Gogh and the creation of the Lego “Sunflowers” set, so builders can learn about the painting’s history while assembling the piece brick by brick. [Photo: Lego] “We hope this Lego set will inspire and engage new audiences with the art and life story of Vincent van Gogh,” Rob Groot, the museum’s managing director, said in a statement. The set is Lego’s latest foray into the world of art history. Last year, the toy maker turned Van Gogh’s Starry Night into a 2,316-piece set, and it’s also made sets of Art Hokusai’s The Great Wave, Leonardo da Vinci’s Mona Lisa, and Robert Indiana’s LOVE sculpture, as well a detailed re-creation of the Notre Dame Cathedral. In recent years Lego has leaned into more complex—and pricey—toys and sets aimed at adults, including collections based on outside intellectual property, like Marvel and Star Wars, to grow its customer base and bottom line. Legos aren’t just for kids’ toy bins anymore. You can literally hang them on your walls. View the full article

Starting a small business can be exciting and fulfill your entrepreneurial spirit. However, the legal side of things can be daunting for the uninitiated. Don’t fear – there are many ways to get free legal advice for your small business that can help you navigate the complexities of business law. From experienced professionals to online resources, free legal advice is available and tailored to help you get on course with your small business ventures. Let’s dive in! How Can You Legal Advice Free in the US? In the U.S., there are various ways to receive free legal advice or low-cost legal assistance, particularly for issues related to business law, personal law, or other legal matters. Some of these options include: Pro Bono Lawyers: Some attorneys offer free services, known as “pro bono,” for those who cannot afford a lawyer. They may offer these services through private practice, through a law firm’s pro bono program, or via a legal aid society. Pro bono services may range from legal advice to full representation in court. Legal Clinics: Many communities and law schools have legal clinics where law students, under the supervision of a licensed attorney, provide legal services to those who cannot afford representation. This can include advice, document preparation, and even court appearances in some cases. Online Legal Forums: Websites such as Avvo, LawGuru, or the Legal Advice subreddit on Reddit are places where you can post legal questions and receive answers from legal professionals or knowledgeable laypeople. Remember, while these answers can guide you, they do not replace formal legal advice. Small Business Administration (SBA) and SCORE: If your legal questions relate to a small business, the SBA and SCORE (Service Corps of Retired Executives) can provide resources, mentorship, and potentially free or low-cost workshops or consultations. Law School Workshops and Public Lectures: Check with local law schools, as they often host public lectures or workshops on legal topics. These can be a great resource for learning about a particular area of law and can offer the opportunity to ask questions. Local Bar Associations: Most cities or counties have a bar association that can provide referrals to local attorneys. Many of these associations operate a legal hotline or hold occasional free legal clinics where you can talk briefly with an attorney. State and Local Government Websites: Numerous government websites offer resources for legal assistance. For example, they may provide information on landlord-tenant laws, consumer protection laws, or guidance on navigating small claims court. Legal Aid Societies: These are non-profit organizations that provide free legal services to people below a certain income level. They can assist with various issues, including family law, housing, and public benefits. Remember, while all of these avenues can provide legal information and potential advice, they are not a substitute for hiring a lawyer if your situation requires one. For complex legal issues or when going to court, it’s typically best to have a trained legal professional represent your interests. Why Legal Advice is So Important for Small Businesses Starting a small business can be a thrilling and rewarding journey, but navigating the legal side of things can be complex and intimidating for those starting out. That’s why it is so important to get free legal help to ensure success in your small business venture. Here are six reasons why accessing free legal advice is so important for small businesses: Secure Investments – Having qualified legal advice ensures you make the correct decisions when it comes to investments, partnerships, and contracts to secure your finances. Protect Assets – With guidance from experienced professionals, you can protect your assets from potential liabilities or risks that may arise during operations. Understand Federal Laws – Knowing federal and state laws helps you comply with regulations and avoid unnecessary restrictions or penalties by the government. Ensure Compliance – Free legal advice can provide peace of mind that you are complying with labor laws, health codes, tax requirements, and other relevant regulations. Minimize Risks – Understanding potential risks or challenging times ahead ensures you have strategies in place to mitigate any detrimental effects on your business operations. Process Documentation Quickly – Professional lawyers provide assistance with paperwork quickly and efficiently, including permits, leases, or other types of documents required for your business activities. Ways to Get Free Legal Advice When starting or running a small business, it’s important to stay abreast of the law and remain compliant. Finding free legal advice can be a daunting task, so here are helpful ways to get professional assistance without breaking the bank. Small Business Administration (SBA) The Small Business Administration (SBA) is a valuable resource for small business owners who are seeking legal advice but may not be able to afford a lawyer. The SBA’s Legal Compliance section on its website provides comprehensive information on various legal topics, including internal record-keeping, state and federal tax filing, and obtaining and maintaining business licenses and permits. This information is designed to help small business owners understand their legal obligations and ensure that they are in compliance with all relevant laws. In addition to the Legal Compliance section, the SBA provides a range of other resources and support for small business owners, including access to funding, counseling services, and business training programs. Whether you are just starting a business or looking to expand your existing operation, the SBA can help you navigate the many challenges of running a small business and help you succeed in your venture. Furthermore, the SBA provides free and low-cost business counseling through its network of Small Business Development Centers (SBDCs) and Women’s Business Centers (WBCs). These centers offer advice on various topics, including business planning, management, and financial planning. Whether you are just starting out or looking to expand your existing operation, the SBA small business resource center programs can help you find the resources and support you need to succeed. Internal Revenue Service The Internal Revenue Service (IRS) offers a wealth of resources for small business owners and the self-employed through the Small Business and Self-Employed Tax Center. This comprehensive resource provides everything from tax filing instructions and tax deductions to legal advice on how to comply with the Affordable Care Act and recent tax reforms. Small business owners can access guidance tailored to their specific business structure regarding taxes. This includes information on filing tax returns, record-keeping, and obtaining and maintaining necessary business licenses and permits. The Tax Center also offers numerous educational resources, including web-based workshops, tutorials, and other educational tools. These resources are designed to help small business owners and the self-employed better understand their tax obligations and complete their taxes with ease. Whether you need assistance with filing your taxes, information about legal requirements for small businesses, or advice on maintaining compliance for your business, the IRS Small Business and Self-Employed Tax Center is here to help. Online Legal Service Online legal platforms can offer access to affordable legal support for various needs. These services, sometimes free or at a low-cost legal fee, offer helpful resources like legal forms, advice on business structuring, family law, and local attorney referrals. You can also connect with licensed business lawyers for free advice through their “Ask a Lawyer” option. Some sites to ask your legal questions include LegalZoom, Lawyers.com, FreeAdvice.com, Avvo, and LawGuru.com. Want a precise response? Craft a detailed inquiry by incorporating “Who, What, When, How, Will I or Do I” in the beginning. Supplementing the inquiry with extra information will get you a better answer in a much quicker timeframe. These online legal services and sites provide assistance with various legal matters, including business formation, estate planning, and trademark registration. They offer a range of legal documents and services, from do-it-yourself document preparation to attorney-assisted document review and more. They make legal services accessible, affordable, and user-friendly for individuals and small businesses. Law Blogs Getting free legal advice from law blogs can be an incredibly helpful resource for those looking for information about the law and legal issues. One of the main benefits of using law blogs for free legal advice is their easy accessibility. Many law blogs, such as FindLaw.com and Nolo, are available online and can be accessed from anywhere with an internet connection, making them a convenient option for those who may not have the resources to schedule a consultation with a lawyer. Another advantage of law blogs is that they frequently offer a rich source of information covering various legal topics. From criminal law to contract law, law blogs cover a range of subjects, making it easy to find information on the specific legal issue you are facing. They can also be an excellent resource for staying up-to-date on the latest legal developments and changes in the law. Using law blogs, you can learn about how to create a business startup checklist, the pros and cons of different business structures, how to register your business in another state, things to do after forming an LLC, and much more. You can even search for answers to specific questions, like ‘how much does it cost to incorporate in each state?’ While law blogs can be a great resource for free legal advice, it is important to note that the information provided on these blogs is not always accurate or up-to-date. As with any source of information, it is important to take the time to research and verify the information provided on law blogs before using it to make important legal decisions. While it is important to exercise caution when using this information, the benefits of using law blogs for legal advice, including the convenience and breadth of information available, make it a valuable resource for those in need of legal guidance. Pro Bono Legal Clinics Pro bono legal clinics provide legal services to those who have low to moderate incomes and cannot afford to pay for a lawyer. These clinics are staffed by volunteer lawyers who dedicate their time and expertise to helping those in need. There are many benefits to seeking legal advice from a pro bono law firm clinic, making them an excellent option for those who need legal assistance but cannot afford to pay for it. One of the main benefits of pro bono legal clinics is that they provide access to professional legal advice that is otherwise unavailable to many people. These clinics are staffed by experienced lawyers who have the knowledge and expertise to help with a wide range of legal issues. This encompasses a range of services, including the drafting of legal documents, negotiating settlements, and representing clients in court. Another advantage of pro bono clinics is that they are often affiliated with local bar associations, community organizations, and law schools. This means that clients can receive a high level of professional legal assistance without incurring any cost. This is especially advantageous for individuals facing intricate legal matters who require access to expert guidance. However, one of the main cons of seeking free legal advice from pro bono clinics is that they are often very busy and in high demand. This means that clients may have to wait a long time for their cases to be addressed. In some cases, clients may be turned away because the clinic is already overwhelmed with other cases. Online Legal Courses Free online legal courses are a great resource for individuals looking to find legal information and advice. One of the key benefits of these courses is their accessibility. They can be taken from anywhere with an internet connection and at any time, making them an excellent option for people with busy schedules. These courses are often taught by experienced attorneys and legal experts, providing individuals with the opportunity to learn from some of the best in the field. Online legal courses are usually self-paced, allowing individuals to learn at their own speed and review the material as needed. However, one potential drawback of using online legal courses is that the information provided may not always be up-to-date or applicable to specific circumstances. Legal issues can be complex, and it may be difficult to find a one-size-fits-all solution through an online course. In these cases, it may be necessary to consult with a licensed attorney for more personalized and accurate advice. Nevertheless, free online legal courses can still be a valuable resource for individuals seeking general legal information and a better understanding of legal concepts and procedures. For example, the Fundamentals of Business Law explains the differences between a sole proprietor, general partnership, limited partnership, C-corporations, and S-Corporations. While Protecting Business Innovations via Patent provides information all about patents. Federal Trade Commission The Federal Trade Commission’s (FTC) website is a comprehensive resource for small business owners. It includes a “Tips & Advice” section, which has a specific “Business Center” subsection. This subsection offers a wide array of documents, blog posts, disclaimer examples, and reports that address different facets of managing a small business. These range from advertising and marketing to credit and finance to privacy and security. The Business Center also offers a wealth of legal resources. This section catalogs court cases, reports, and opinions on various business-related legal matters. From deceptive advertising to tip withholding to online ticket scalping, it provides valuable insight into how these legal cases were handled and the outcomes of each. By utilizing these resources, small business owners can gain a deeper understanding of the complex legal landscape in which they operate. The FTC’s Business Center is a valuable tool for staying informed and up-to-date on current legal issues, as well as for obtaining advice and guidance on how to protect your business from potential legal challenges. Place for Free Legal AdviceProsCons Small Business Administration (SBA)Provides comprehensive legal information and resources. Access to counseling services and training programs.May not cover every aspect of legal advice a business may need. Internal Revenue Service (IRS)Offers guidance on tax filing, deductions, and legal compliance requirements.Focuses primarily on tax-related issues. Online Legal Services (e.g., LegalZoom, Avvo)Access to a range of legal resources and documents. Some offer free advice and attorney referrals.Accuracy and quality of advice may vary. May charge for certain services. Law Blogs (e.g., FindLaw.com, Nolo)Cover a wide range of legal topics. Free and easily accessible.Information may not always be accurate or up-to-date. Pro Bono Legal ClinicsProvide access to professional legal advice for free. Staffed by volunteer lawyers.Often busy and in high demand. May have long wait times. Online Legal CoursesAccessible and self-paced learning from legal experts.Information may not always be up-to-date or specific to individual circumstances. Federal Trade Commission (FTC)Provides resources on a range of legal matters related to running a business. Keeps businesses informed on current legal issues.Focuses primarily on business-related legal issues. Maximizing the Benefit of Legal Consultations When looking for free legal advice for your small business, it’s important to prepare carefully to maximize the benefits of these valuable consultations. Begin by formulating your questions ahead of time. This means pinpointing the key legal challenges your business is encountering, whether they relate to contracts, intellectual property, or regulatory compliance. Having a clear understanding of your specific needs will facilitate a more targeted and effective conversation. Additionally, it’s important to gather all relevant documents before your consultation. This might include contracts, business agreements, business plans, or any previous legal correspondence that pertains to your current legal queries. Having these documents neatly organized and on hand will help the lawyer quickly understand the context of your situation, allowing them to provide more targeted and accurate advice. Furthermore, having a clear understanding of your business needs and goals is crucial. Knowing how these goals intersect with legal requirements will guide the conversation and help the lawyer provide advice that not only addresses your immediate concerns but also aligns with your long-term business strategy. This approach ensures that the legal advice you receive is not just relevant but also practical and beneficial for your business’s future growth and compliance. The Bottom Line With so many potential resources for free legal advice, it can be difficult to know where to turn. To make sure you get the best advice for your small business, it’s important to do your research and find an experienced lawyer who is able to provide knowledgeable assistance on the specific needs of your venture. Contacting legal aid professionals, networking with other businesses in your community, or looking up legal tips for small businesses on online forums are just a few options available to help you find free legal advice for your small business. Image: Envato Elements, Depositphotos This article, "Where to Get Free Legal Advice for Your Small Business" was first published on Small Business Trends View the full article

Starting a small business can be exciting and fulfill your entrepreneurial spirit. However, the legal side of things can be daunting for the uninitiated. Don’t fear – there are many ways to get free legal advice for your small business that can help you navigate the complexities of business law. From experienced professionals to online resources, free legal advice is available and tailored to help you get on course with your small business ventures. Let’s dive in! How Can You Legal Advice Free in the US? In the U.S., there are various ways to receive free legal advice or low-cost legal assistance, particularly for issues related to business law, personal law, or other legal matters. Some of these options include: Pro Bono Lawyers: Some attorneys offer free services, known as “pro bono,” for those who cannot afford a lawyer. They may offer these services through private practice, through a law firm’s pro bono program, or via a legal aid society. Pro bono services may range from legal advice to full representation in court. Legal Clinics: Many communities and law schools have legal clinics where law students, under the supervision of a licensed attorney, provide legal services to those who cannot afford representation. This can include advice, document preparation, and even court appearances in some cases. Online Legal Forums: Websites such as Avvo, LawGuru, or the Legal Advice subreddit on Reddit are places where you can post legal questions and receive answers from legal professionals or knowledgeable laypeople. Remember, while these answers can guide you, they do not replace formal legal advice. Small Business Administration (SBA) and SCORE: If your legal questions relate to a small business, the SBA and SCORE (Service Corps of Retired Executives) can provide resources, mentorship, and potentially free or low-cost workshops or consultations. Law School Workshops and Public Lectures: Check with local law schools, as they often host public lectures or workshops on legal topics. These can be a great resource for learning about a particular area of law and can offer the opportunity to ask questions. Local Bar Associations: Most cities or counties have a bar association that can provide referrals to local attorneys. Many of these associations operate a legal hotline or hold occasional free legal clinics where you can talk briefly with an attorney. State and Local Government Websites: Numerous government websites offer resources for legal assistance. For example, they may provide information on landlord-tenant laws, consumer protection laws, or guidance on navigating small claims court. Legal Aid Societies: These are non-profit organizations that provide free legal services to people below a certain income level. They can assist with various issues, including family law, housing, and public benefits. Remember, while all of these avenues can provide legal information and potential advice, they are not a substitute for hiring a lawyer if your situation requires one. For complex legal issues or when going to court, it’s typically best to have a trained legal professional represent your interests. Why Legal Advice is So Important for Small Businesses Starting a small business can be a thrilling and rewarding journey, but navigating the legal side of things can be complex and intimidating for those starting out. That’s why it is so important to get free legal help to ensure success in your small business venture. Here are six reasons why accessing free legal advice is so important for small businesses: Secure Investments – Having qualified legal advice ensures you make the correct decisions when it comes to investments, partnerships, and contracts to secure your finances. Protect Assets – With guidance from experienced professionals, you can protect your assets from potential liabilities or risks that may arise during operations. Understand Federal Laws – Knowing federal and state laws helps you comply with regulations and avoid unnecessary restrictions or penalties by the government. Ensure Compliance – Free legal advice can provide peace of mind that you are complying with labor laws, health codes, tax requirements, and other relevant regulations. Minimize Risks – Understanding potential risks or challenging times ahead ensures you have strategies in place to mitigate any detrimental effects on your business operations. Process Documentation Quickly – Professional lawyers provide assistance with paperwork quickly and efficiently, including permits, leases, or other types of documents required for your business activities. Ways to Get Free Legal Advice When starting or running a small business, it’s important to stay abreast of the law and remain compliant. Finding free legal advice can be a daunting task, so here are helpful ways to get professional assistance without breaking the bank. Small Business Administration (SBA) The Small Business Administration (SBA) is a valuable resource for small business owners who are seeking legal advice but may not be able to afford a lawyer. The SBA’s Legal Compliance section on its website provides comprehensive information on various legal topics, including internal record-keeping, state and federal tax filing, and obtaining and maintaining business licenses and permits. This information is designed to help small business owners understand their legal obligations and ensure that they are in compliance with all relevant laws. In addition to the Legal Compliance section, the SBA provides a range of other resources and support for small business owners, including access to funding, counseling services, and business training programs. Whether you are just starting a business or looking to expand your existing operation, the SBA can help you navigate the many challenges of running a small business and help you succeed in your venture. Furthermore, the SBA provides free and low-cost business counseling through its network of Small Business Development Centers (SBDCs) and Women’s Business Centers (WBCs). These centers offer advice on various topics, including business planning, management, and financial planning. Whether you are just starting out or looking to expand your existing operation, the SBA small business resource center programs can help you find the resources and support you need to succeed. Internal Revenue Service The Internal Revenue Service (IRS) offers a wealth of resources for small business owners and the self-employed through the Small Business and Self-Employed Tax Center. This comprehensive resource provides everything from tax filing instructions and tax deductions to legal advice on how to comply with the Affordable Care Act and recent tax reforms. Small business owners can access guidance tailored to their specific business structure regarding taxes. This includes information on filing tax returns, record-keeping, and obtaining and maintaining necessary business licenses and permits. The Tax Center also offers numerous educational resources, including web-based workshops, tutorials, and other educational tools. These resources are designed to help small business owners and the self-employed better understand their tax obligations and complete their taxes with ease. Whether you need assistance with filing your taxes, information about legal requirements for small businesses, or advice on maintaining compliance for your business, the IRS Small Business and Self-Employed Tax Center is here to help. Online Legal Service Online legal platforms can offer access to affordable legal support for various needs. These services, sometimes free or at a low-cost legal fee, offer helpful resources like legal forms, advice on business structuring, family law, and local attorney referrals. You can also connect with licensed business lawyers for free advice through their “Ask a Lawyer” option. Some sites to ask your legal questions include LegalZoom, Lawyers.com, FreeAdvice.com, Avvo, and LawGuru.com. Want a precise response? Craft a detailed inquiry by incorporating “Who, What, When, How, Will I or Do I” in the beginning. Supplementing the inquiry with extra information will get you a better answer in a much quicker timeframe. These online legal services and sites provide assistance with various legal matters, including business formation, estate planning, and trademark registration. They offer a range of legal documents and services, from do-it-yourself document preparation to attorney-assisted document review and more. They make legal services accessible, affordable, and user-friendly for individuals and small businesses. Law Blogs Getting free legal advice from law blogs can be an incredibly helpful resource for those looking for information about the law and legal issues. One of the main benefits of using law blogs for free legal advice is their easy accessibility. Many law blogs, such as FindLaw.com and Nolo, are available online and can be accessed from anywhere with an internet connection, making them a convenient option for those who may not have the resources to schedule a consultation with a lawyer. Another advantage of law blogs is that they frequently offer a rich source of information covering various legal topics. From criminal law to contract law, law blogs cover a range of subjects, making it easy to find information on the specific legal issue you are facing. They can also be an excellent resource for staying up-to-date on the latest legal developments and changes in the law. Using law blogs, you can learn about how to create a business startup checklist, the pros and cons of different business structures, how to register your business in another state, things to do after forming an LLC, and much more. You can even search for answers to specific questions, like ‘how much does it cost to incorporate in each state?’ While law blogs can be a great resource for free legal advice, it is important to note that the information provided on these blogs is not always accurate or up-to-date. As with any source of information, it is important to take the time to research and verify the information provided on law blogs before using it to make important legal decisions. While it is important to exercise caution when using this information, the benefits of using law blogs for legal advice, including the convenience and breadth of information available, make it a valuable resource for those in need of legal guidance. Pro Bono Legal Clinics Pro bono legal clinics provide legal services to those who have low to moderate incomes and cannot afford to pay for a lawyer. These clinics are staffed by volunteer lawyers who dedicate their time and expertise to helping those in need. There are many benefits to seeking legal advice from a pro bono law firm clinic, making them an excellent option for those who need legal assistance but cannot afford to pay for it. One of the main benefits of pro bono legal clinics is that they provide access to professional legal advice that is otherwise unavailable to many people. These clinics are staffed by experienced lawyers who have the knowledge and expertise to help with a wide range of legal issues. This encompasses a range of services, including the drafting of legal documents, negotiating settlements, and representing clients in court. Another advantage of pro bono clinics is that they are often affiliated with local bar associations, community organizations, and law schools. This means that clients can receive a high level of professional legal assistance without incurring any cost. This is especially advantageous for individuals facing intricate legal matters who require access to expert guidance. However, one of the main cons of seeking free legal advice from pro bono clinics is that they are often very busy and in high demand. This means that clients may have to wait a long time for their cases to be addressed. In some cases, clients may be turned away because the clinic is already overwhelmed with other cases. Online Legal Courses Free online legal courses are a great resource for individuals looking to find legal information and advice. One of the key benefits of these courses is their accessibility. They can be taken from anywhere with an internet connection and at any time, making them an excellent option for people with busy schedules. These courses are often taught by experienced attorneys and legal experts, providing individuals with the opportunity to learn from some of the best in the field. Online legal courses are usually self-paced, allowing individuals to learn at their own speed and review the material as needed. However, one potential drawback of using online legal courses is that the information provided may not always be up-to-date or applicable to specific circumstances. Legal issues can be complex, and it may be difficult to find a one-size-fits-all solution through an online course. In these cases, it may be necessary to consult with a licensed attorney for more personalized and accurate advice. Nevertheless, free online legal courses can still be a valuable resource for individuals seeking general legal information and a better understanding of legal concepts and procedures. For example, the Fundamentals of Business Law explains the differences between a sole proprietor, general partnership, limited partnership, C-corporations, and S-Corporations. While Protecting Business Innovations via Patent provides information all about patents. Federal Trade Commission The Federal Trade Commission’s (FTC) website is a comprehensive resource for small business owners. It includes a “Tips & Advice” section, which has a specific “Business Center” subsection. This subsection offers a wide array of documents, blog posts, disclaimer examples, and reports that address different facets of managing a small business. These range from advertising and marketing to credit and finance to privacy and security. The Business Center also offers a wealth of legal resources. This section catalogs court cases, reports, and opinions on various business-related legal matters. From deceptive advertising to tip withholding to online ticket scalping, it provides valuable insight into how these legal cases were handled and the outcomes of each. By utilizing these resources, small business owners can gain a deeper understanding of the complex legal landscape in which they operate. The FTC’s Business Center is a valuable tool for staying informed and up-to-date on current legal issues, as well as for obtaining advice and guidance on how to protect your business from potential legal challenges. Place for Free Legal AdviceProsCons Small Business Administration (SBA)Provides comprehensive legal information and resources. Access to counseling services and training programs.May not cover every aspect of legal advice a business may need. Internal Revenue Service (IRS)Offers guidance on tax filing, deductions, and legal compliance requirements.Focuses primarily on tax-related issues. Online Legal Services (e.g., LegalZoom, Avvo)Access to a range of legal resources and documents. Some offer free advice and attorney referrals.Accuracy and quality of advice may vary. May charge for certain services. Law Blogs (e.g., FindLaw.com, Nolo)Cover a wide range of legal topics. Free and easily accessible.Information may not always be accurate or up-to-date. Pro Bono Legal ClinicsProvide access to professional legal advice for free. Staffed by volunteer lawyers.Often busy and in high demand. May have long wait times. Online Legal CoursesAccessible and self-paced learning from legal experts.Information may not always be up-to-date or specific to individual circumstances. Federal Trade Commission (FTC)Provides resources on a range of legal matters related to running a business. Keeps businesses informed on current legal issues.Focuses primarily on business-related legal issues. Maximizing the Benefit of Legal Consultations When looking for free legal advice for your small business, it’s important to prepare carefully to maximize the benefits of these valuable consultations. Begin by formulating your questions ahead of time. This means pinpointing the key legal challenges your business is encountering, whether they relate to contracts, intellectual property, or regulatory compliance. Having a clear understanding of your specific needs will facilitate a more targeted and effective conversation. Additionally, it’s important to gather all relevant documents before your consultation. This might include contracts, business agreements, business plans, or any previous legal correspondence that pertains to your current legal queries. Having these documents neatly organized and on hand will help the lawyer quickly understand the context of your situation, allowing them to provide more targeted and accurate advice. Furthermore, having a clear understanding of your business needs and goals is crucial. Knowing how these goals intersect with legal requirements will guide the conversation and help the lawyer provide advice that not only addresses your immediate concerns but also aligns with your long-term business strategy. This approach ensures that the legal advice you receive is not just relevant but also practical and beneficial for your business’s future growth and compliance. The Bottom Line With so many potential resources for free legal advice, it can be difficult to know where to turn. To make sure you get the best advice for your small business, it’s important to do your research and find an experienced lawyer who is able to provide knowledgeable assistance on the specific needs of your venture. Contacting legal aid professionals, networking with other businesses in your community, or looking up legal tips for small businesses on online forums are just a few options available to help you find free legal advice for your small business. Image: Envato Elements, Depositphotos This article, "Where to Get Free Legal Advice for Your Small Business" was first published on Small Business Trends View the full article

AI Search Assistant You.com makes DeepSeek AI available to users, alongside the best models by Anthropic, Meta and OpenAI The post You.com Deploys USA-Hosted DeepSeek AI Model appeared first on Search Engine Journal. View the full article

“I didn’t know what to say, so I avoided him.” That’s what a leader confessed to me during a coaching session, his voice low with shame. One of his team members had just lost a child, and instead of reaching out, he kept his distance. “What could I possibly say to make it better?” he asked me. “I was terrified I’d make things worse.” It’s a moment many leaders face but few talk about. When employees are dealing with loss, crisis, or personal hardship, the instinct to avoid, to stay in the safe zone of tasks and deadlines, can be overwhelming. But leadership during hard times isn’t about having the perfect words—it’s about having the courage to show up. The Emotional Weight of Hardship Hardship can take many forms: a natural disaster, economic uncertainty, a significant organizational change, or even the loss of a beloved team member. These situations disrupt normalcy, destabilize routines, and often leave employees carrying emotional burdens into the workplace. But hardship isn’t just personal—it’s collective. When one person’s world is shaken, the ripple effects can touch entire teams. For example: A team grappling with layoffs may experience anxiety and survivor’s guilt. An employee returning to work after a family emergency might struggle with focus or emotional exhaustion. A department affected by a major project setback could feel disoriented or demotivated. Ronald Heifetz, a pioneer in adaptive leadership—a practice of mobilizing people to tackle tough challenges by addressing underlying behaviors—teaches that hardship disrupts more than just routines. It challenges identities and certainties. A leader’s role is not to mask this discomfort but to create a holding environment—a safe space where people can process emotions, confront challenges, and begin adapting to new realities. Creating a Holding Environment: Practical Steps A holding environment is both a physical and psychological construct. It’s a space—literal or metaphorical—where people feel safe enough to express vulnerability and work through challenges. Here’s how leaders can create one: 1. Be present without trying to solve everything Leaders often feel compelled to jump in with solutions, but during times of hardship, this instinct can feel dismissive. Instead, focus on listening deeply and acknowledging the complexity of what your team is experiencing. For instance, if a team is navigating the loss of a major client, recognize their efforts and express understanding, rather than rushing to push them toward the next target. 2. Establish safety through boundaries Employees need to feel that sharing their emotions won’t jeopardize their professional standing or team dynamics. Create structured opportunities for open dialogue, such as team check-ins or one-on-one conversations, and set clear boundaries to ensure these spaces are respectful and constructive. 3. Model vulnerability and humanity Leaders don’t have to have all the answers. Showing your own humanity—whether it’s sharing how you’ve navigated setbacks or admitting you’re also finding the situation challenging—builds trust and normalizes vulnerability. For example, a leader might say, “I’m also struggling to see the bigger picture right now, but I know we’ll figure it out together.” 4. Encourage reflection and meaning-making Hardship often leaves people searching for meaning. Encourage employees to share their stories or lessons learned. Even simple gestures, like celebrating the resilience a team demonstrated during a tight deadline or acknowledging the effort it took to navigate a tough quarter, can help employees feel seen and valued. When Leadership Misses the Mark Even well-intentioned leaders can stumble in their responses to hardship. Here’s what to avoid: 1. Over-optimism: Efforts to keep the mood upbeat can feel tone-deaf if they don’t acknowledge the gravity of the situation. Avoid platitudes like, “This will all blow over soon” and instead validate what your team is experiencing. 2. Delegating empathy: Empathy can’t be outsourced to HR or managers alone. Leaders need to show up authentically and engage with their teams directly. There’s no exact right way to do this, and sometimes naming your own discomfort or uncertainty is the act of courage that will connect you more deeply. Leaders sometimes hesitate to do this out of fear, and are surprised how relieving and even inspiring it proves to be. 3. Inconsistency: Providing initial support but failing to follow through can erode trust. Ensure any commitments—whether flexible schedules, extra resources, or emotional support—are sustained for as long as needed. 4. Ignoring the bigger picture: Focusing only on individual employees can mean overlooking team dynamics or cultural shifts that also need attention. Loss creates a wake that needs its own acknowledgement. The Cost of Neglecting Hardship When hardship is left unaddressed, morale drops, productivity suffers, and turnover increases. Stress and grief, if ignored, can escalate into disengagement or even conflict. I’ve worked with organizations who talk about these events as if they were yesterday only to find out they were many years in the past. To those carrying them into the present, they still felt relevant because they went unaddressed or unprocessed. This sets up a divide of the people who want to “move on” and those who feel left behind or unheard. The very thing that many leaders avoid, naming and acknowledging the losses, is in fact, what Heifetz offers as the leader’s greatest opportunity. Intentional leadership during challenging times can strengthen bonds, build trust, and foster a culture of resilience. For instance, a leader who supports an employee through a personal crisis by adjusting their workload or connecting them with resources creates goodwill that extends far beyond the immediate situation. Adaptive Leadership for Lasting Impact Navigating hardship requires adaptive leadership—helping individuals and teams bridge the gap between current realities and future possibilities. This often means asking tough questions: What do we need to let go of? What can we salvage? How do we move forward together? The process isn’t easy, but the results are profound. By meeting hardship with empathy, openness, and authenticity, leaders can transform challenges into opportunities for growth and connection. In a world that is constantly changing, great leadership isn’t about avoiding adversity—it’s about creating more space to meet it with courage, compassion, and clarity. 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Let’s start with a different question… What is cybersecurity? It’s one that a lot of small businesses need to ask today. And the answers need to include information on phishing. What it is, what to do about it, and how it can affect your enterprise if you don’t do anything. What is phishing? Phishing attacks are designed to trick you into giving up sensitive information. Cybercriminals use phishing emails to pose as credible institutions. They want personal details and to steal credit card information, or to install malware on a computer. A targeted attack can include malicious web links to fake websites. A phishing attack is one of the cybersecurity terms you should know. What is a Phishing Attack? Phishing is an online scam technique that cybercriminals use to deceive people into giving away their private information, such as passwords or credit card numbers. This cyberattack method tricks internet users by pretending to be someone they trust. A common way this is done is through deceptive emails that seem legit at first glance. These emails often contain links or attachments that, when clicked on, can install harmful software on the user’s computer. This software can then steal information or even take control of the computer. When someone is tricked in this way, they have fallen for a phishing scam. A Brief History of Phishing Attacks To truly grasp what is phishing, we must examine its origins. This malicious tactic started to emerge in the mid-1990s when online deceivers employed fake identities to mislead individuals. One notable event in the history of phishing was the “I Love You” email scam. This email seemed innocent but contained a harmful link that caused significant online chaos. Nowadays, the threat of phishing has grown immensely. Predictions say that as many as 6 billion phishing attempts could happen this year. With numbers like these, it’s crucial to always be cautious when receiving unexpected emails or messages. Types of Phishing While deceptive emails are the most common type of phishing attack, especially for businesses, there are other methods scammers use to try and steal information. For instance, they might set up fake websites that look like ones you trust, hoping you’ll enter your login details. Let’s take a look at the different kinds of phishing attacks that people and businesses need to be wary of: Spear Phishing Spear phishing is a targeted form of attack. Instead of sending out thousands of generic scam emails hoping someone will bite, spear phishers take time to research their victims. They gather data about a specific person, organization, or business and then craft a personalized email that appears to come from a trusted source. For instance, they might impersonate a coworker or a known business partner. The goal is to get the target to trust the email enough to click a link or share sensitive information. Everyone, especially those in prominent roles in an organization, needs to be vigilant against these well-crafted threats. Email Phishing The most common method of phishing occurs via email. Scammers distribute large quantities of emails to potential victims, hoping that even a small percentage will be deceived by the scam. These emails often use urgent language, like wa arning about a security breach, to make the recipient act quickly without thinking. They might ask for personal information directly or include a link to a fake website that looks like a legitimate service you use. To safeguard yourself from email phishing, always scrutinize the sender’s address, remain cautious of unexpected emails that contain urgent requests, and avoid clicking on any suspicious links. Simulated phishing emails are the ones that criminals send to test their efforts. This Microsoft Office document talks about what to look for. Here’s some good info on spam filters too. Vishing Not all phishing attacks occur in the conventional digital format. Vishing, or voice phishing, entails scammers attempting to trick individuals over the phone. They may impersonate representatives from your bank, the IRS, or other credible-sounding organizations. They’ll often create a fake crisis, like claiming there’s a problem with your account, to get you to share personal or financial information over the phone. It’s always a good idea, if you receive such a call, to hang up and then call the organization directly using a phone number you know is legitimate. This way, you can confirm if the call was genuine or an attempt at vishing. The Federal Trade Commission wants you to report vishing to them. Whaling Whaling is a specialized form of spear phishing. Instead of going after just anyone, these attackers aim for the “big fish” in an organization—think CEOs, CFOs, and other top executives. The attackers often invest significant time in creating a convincing message, potentially posing as a trusted business partner or a colleague in a leadership position. They may request the executive to approve a financial transaction or disclose confidential company information. Due to the high-level targets and potentially massive implications of these scams, it’s crucial for company leadership to be trained and cautious about unsolicited and unexpected communication. Angler Phishing The digital realm is vast, and scammers have found ways to exploit almost every corner of it. Angler phishing focuses on social media platforms. Here, attackers create fake customer service accounts for well-known brands. When a user complains or asks a question on the brand’s official page, the fake account responds with a request for personal or login details. To avoid this trap, always double-check the authenticity of accounts before sharing information, especially if they approached you first. Smishing With almost everyone owning a mobile phone, text messages become another avenue for phishing. Smishing, or SMS phishing, involves receiving a text message that seems to be from a trusted organization, like your bank. The message might warn you about a potential issue with your account and prompt you to click a link or call a number. Always be wary of unsolicited texts, especially if they ask for personal information or prompt immediate action. Clone Phishing In clone phishing, attackers take a legitimate email you’ve received, replicate it, and then slightly alter it for malicious intent. They might change a link or attachment in the email, making it harmful. Then, they’ll resend this “cloned” email, making it appear as if it’s coming from the original sender. To guard against this, it’s helpful to pay attention to small details in emails and always double-check with the sender if something feels off. Water Hole Phishing This strategy is a bit more indirect. Attackers identify websites that employees of a particular organization frequently visit. They then try to compromise those sites. When an employee visits the “watering hole,” they might unknowingly download malicious software. It’s like predators waiting at a watering hole for their prey. To defend against such threats, businesses should ensure employees are educated about safe browsing practices and maintain strong cybersecurity defenses. Comparing Phishing Tactics To help differentiate and quickly recognize the various types of phishing attacks, refer to the table below: TypeCharacteristicsDelivery Method Spear PhishingTargeted at specific individuals/groups; from credible sourceEmails Email PhishingGeneric messages, unofficial email addressesEmails VishingVoice-based deception, typically about account problemsPhone calls WhalingTargets senior officials, involves financial transactionsEmails Angler PhishingFocus on social media, uses fake posts and tweetsSocial media platforms SmishingText-based, might have unusual area codesSMS/text messages Clone PhishingAppears to be from common service, requests known informationEmails Water Hole PhishingTargets websites employees frequently visitCompromised websites or fake web addresses How to Recognize Phishing Scams Recognizing phishing scams is crucial in safeguarding your personal and business information. Here are some telltale signs: Bad Grammar and Spelling: Spear phishing campaigns aren’t effective when you spot these errors. Bad spelling might be legit, or it can be a way to get around filters that prevent phishing attacks. Grammatical errors top the red flag list in emails and on phishing websites. Generic Greetings: Don’t supply account numbers online. Especially when your bank doesn’t know your name, generic greetings from organizations you work with should tip you off. A “Dear Sir” email might be an attempt to get malware installed. Email Domains That Don’t Match: Reputable companies use their own email domains. Phishing emails have small errors, like Microsoft, or they get sent from a generic domain like Gmail. Phishing domains are a common method they use to get you to download malware. Suspicious Sender Address: Check if the email comes from a legitimate domain. Phishers often use email addresses that mimic legitimate ones with minor alterations. Urgent or Threatening Language: Phishing attempts often create a sense of urgency, prompting immediate action to resolve a supposed issue. Mismatched URLs: Hover over any links in the email (without clicking) to see if the URL and domain name match what you would expect from the legitimate site. Requests for Personal Information: Legitimate companies rarely ask for sensitive information through email. Unsolicited Attachments: Be wary of unexpected email attachments, which may contain malware. What Are Examples of Phishing? Here are some examples of malicious software that can lead to financial loss and identity theft. Additionally, there are other instances of phishing as well. Link Manipulation: This type has phishing links that lead to malicious websites. The fake web pages ask for account credentials. Evil Twin Wi-Fi: Access points get spoofed. People get internet access to the wrong Hotspot. Watch out for access points in shopping malls, coffee shops, etc. Malvertising: Advertising and pop-ups with links that install malicious code. Malicious links are common, as are malicious attachments. CEO Fraud: Impersonates high-level executives to request unauthorized transfers of funds. Clone Phishing: Uses a legitimate previously sent email with a malicious attachment or link replaced. Advanced Phishing Techniques to Be Aware Of Cybercriminals are constantly evolving their tactics. Here are advanced phishing techniques you should be aware of: Deepfake Phishing: Uses AI-generated audio or video clips that mimic known contacts or public figures to manipulate victims into performing financial transactions or sharing confidential information. HTTPS Phishing: Utilizes websites with HTTPS to appear secure and legitimate, misleading users into thinking they are on a genuine site. AI-Powered Phishing: Employs artificial intelligence to create more convincing phishing emails by analyzing victim’s online behavior and crafting personalized messages that are harder to detect. By staying informed about these phishing techniques and knowing how to recognize them, you can significantly reduce the risk of falling victim to these scams. Always exercise caution when handling unsolicited communications and when in doubt, directly contact the supposed sender through a verified method. How Does a Phishing Scam Work? Phishing uses email and other forms of communication. The criminal usually poses as a legitimate company like a bank or supplier. The sender is trying to get access to sensitive information such as Like bank account numbers or admin passwords. Victims may be deceived into clicking a link that leads to a phishing website, as these scams come in various forms. Some hackers create fake social media profiles to carry out their schemes. Basic attacks attempt to trick people into entering confidential information or personal details. Prizes won in false competitions, and winning vouchers are common techniques. Finally, here’s a list of the best phishing training options for you and your employees. Image: Envato Elements This article, "What is Phishing?" was first published on Small Business Trends View the full article

Let’s start with a different question… What is cybersecurity? It’s one that a lot of small businesses need to ask today. And the answers need to include information on phishing. What it is, what to do about it, and how it can affect your enterprise if you don’t do anything. What is phishing? Phishing attacks are designed to trick you into giving up sensitive information. Cybercriminals use phishing emails to pose as credible institutions. They want personal details and to steal credit card information, or to install malware on a computer. A targeted attack can include malicious web links to fake websites. A phishing attack is one of the cybersecurity terms you should know. What is a Phishing Attack? Phishing is an online scam technique that cybercriminals use to deceive people into giving away their private information, such as passwords or credit card numbers. This cyberattack method tricks internet users by pretending to be someone they trust. A common way this is done is through deceptive emails that seem legit at first glance. These emails often contain links or attachments that, when clicked on, can install harmful software on the user’s computer. This software can then steal information or even take control of the computer. When someone is tricked in this way, they have fallen for a phishing scam. A Brief History of Phishing Attacks To truly grasp what is phishing, we must examine its origins. This malicious tactic started to emerge in the mid-1990s when online deceivers employed fake identities to mislead individuals. One notable event in the history of phishing was the “I Love You” email scam. This email seemed innocent but contained a harmful link that caused significant online chaos. Nowadays, the threat of phishing has grown immensely. Predictions say that as many as 6 billion phishing attempts could happen this year. With numbers like these, it’s crucial to always be cautious when receiving unexpected emails or messages. Types of Phishing While deceptive emails are the most common type of phishing attack, especially for businesses, there are other methods scammers use to try and steal information. For instance, they might set up fake websites that look like ones you trust, hoping you’ll enter your login details. Let’s take a look at the different kinds of phishing attacks that people and businesses need to be wary of: Spear Phishing Spear phishing is a targeted form of attack. Instead of sending out thousands of generic scam emails hoping someone will bite, spear phishers take time to research their victims. They gather data about a specific person, organization, or business and then craft a personalized email that appears to come from a trusted source. For instance, they might impersonate a coworker or a known business partner. The goal is to get the target to trust the email enough to click a link or share sensitive information. Everyone, especially those in prominent roles in an organization, needs to be vigilant against these well-crafted threats. Email Phishing The most common method of phishing occurs via email. Scammers distribute large quantities of emails to potential victims, hoping that even a small percentage will be deceived by the scam. These emails often use urgent language, like wa arning about a security breach, to make the recipient act quickly without thinking. They might ask for personal information directly or include a link to a fake website that looks like a legitimate service you use. To safeguard yourself from email phishing, always scrutinize the sender’s address, remain cautious of unexpected emails that contain urgent requests, and avoid clicking on any suspicious links. Simulated phishing emails are the ones that criminals send to test their efforts. This Microsoft Office document talks about what to look for. Here’s some good info on spam filters too. Vishing Not all phishing attacks occur in the conventional digital format. Vishing, or voice phishing, entails scammers attempting to trick individuals over the phone. They may impersonate representatives from your bank, the IRS, or other credible-sounding organizations. They’ll often create a fake crisis, like claiming there’s a problem with your account, to get you to share personal or financial information over the phone. It’s always a good idea, if you receive such a call, to hang up and then call the organization directly using a phone number you know is legitimate. This way, you can confirm if the call was genuine or an attempt at vishing. The Federal Trade Commission wants you to report vishing to them. Whaling Whaling is a specialized form of spear phishing. Instead of going after just anyone, these attackers aim for the “big fish” in an organization—think CEOs, CFOs, and other top executives. The attackers often invest significant time in creating a convincing message, potentially posing as a trusted business partner or a colleague in a leadership position. They may request the executive to approve a financial transaction or disclose confidential company information. Due to the high-level targets and potentially massive implications of these scams, it’s crucial for company leadership to be trained and cautious about unsolicited and unexpected communication. Angler Phishing The digital realm is vast, and scammers have found ways to exploit almost every corner of it. Angler phishing focuses on social media platforms. Here, attackers create fake customer service accounts for well-known brands. When a user complains or asks a question on the brand’s official page, the fake account responds with a request for personal or login details. To avoid this trap, always double-check the authenticity of accounts before sharing information, especially if they approached you first. Smishing With almost everyone owning a mobile phone, text messages become another avenue for phishing. Smishing, or SMS phishing, involves receiving a text message that seems to be from a trusted organization, like your bank. The message might warn you about a potential issue with your account and prompt you to click a link or call a number. Always be wary of unsolicited texts, especially if they ask for personal information or prompt immediate action. Clone Phishing In clone phishing, attackers take a legitimate email you’ve received, replicate it, and then slightly alter it for malicious intent. They might change a link or attachment in the email, making it harmful. Then, they’ll resend this “cloned” email, making it appear as if it’s coming from the original sender. To guard against this, it’s helpful to pay attention to small details in emails and always double-check with the sender if something feels off. Water Hole Phishing This strategy is a bit more indirect. Attackers identify websites that employees of a particular organization frequently visit. They then try to compromise those sites. When an employee visits the “watering hole,” they might unknowingly download malicious software. It’s like predators waiting at a watering hole for their prey. To defend against such threats, businesses should ensure employees are educated about safe browsing practices and maintain strong cybersecurity defenses. Comparing Phishing Tactics To help differentiate and quickly recognize the various types of phishing attacks, refer to the table below: TypeCharacteristicsDelivery Method Spear PhishingTargeted at specific individuals/groups; from credible sourceEmails Email PhishingGeneric messages, unofficial email addressesEmails VishingVoice-based deception, typically about account problemsPhone calls WhalingTargets senior officials, involves financial transactionsEmails Angler PhishingFocus on social media, uses fake posts and tweetsSocial media platforms SmishingText-based, might have unusual area codesSMS/text messages Clone PhishingAppears to be from common service, requests known informationEmails Water Hole PhishingTargets websites employees frequently visitCompromised websites or fake web addresses How to Recognize Phishing Scams Recognizing phishing scams is crucial in safeguarding your personal and business information. Here are some telltale signs: Bad Grammar and Spelling: Spear phishing campaigns aren’t effective when you spot these errors. Bad spelling might be legit, or it can be a way to get around filters that prevent phishing attacks. Grammatical errors top the red flag list in emails and on phishing websites. Generic Greetings: Don’t supply account numbers online. Especially when your bank doesn’t know your name, generic greetings from organizations you work with should tip you off. A “Dear Sir” email might be an attempt to get malware installed. Email Domains That Don’t Match: Reputable companies use their own email domains. Phishing emails have small errors, like Microsoft, or they get sent from a generic domain like Gmail. Phishing domains are a common method they use to get you to download malware. Suspicious Sender Address: Check if the email comes from a legitimate domain. Phishers often use email addresses that mimic legitimate ones with minor alterations. Urgent or Threatening Language: Phishing attempts often create a sense of urgency, prompting immediate action to resolve a supposed issue. Mismatched URLs: Hover over any links in the email (without clicking) to see if the URL and domain name match what you would expect from the legitimate site. Requests for Personal Information: Legitimate companies rarely ask for sensitive information through email. Unsolicited Attachments: Be wary of unexpected email attachments, which may contain malware. What Are Examples of Phishing? Here are some examples of malicious software that can lead to financial loss and identity theft. Additionally, there are other instances of phishing as well. Link Manipulation: This type has phishing links that lead to malicious websites. The fake web pages ask for account credentials. Evil Twin Wi-Fi: Access points get spoofed. People get internet access to the wrong Hotspot. Watch out for access points in shopping malls, coffee shops, etc. Malvertising: Advertising and pop-ups with links that install malicious code. Malicious links are common, as are malicious attachments. CEO Fraud: Impersonates high-level executives to request unauthorized transfers of funds. Clone Phishing: Uses a legitimate previously sent email with a malicious attachment or link replaced. Advanced Phishing Techniques to Be Aware Of Cybercriminals are constantly evolving their tactics. Here are advanced phishing techniques you should be aware of: Deepfake Phishing: Uses AI-generated audio or video clips that mimic known contacts or public figures to manipulate victims into performing financial transactions or sharing confidential information. HTTPS Phishing: Utilizes websites with HTTPS to appear secure and legitimate, misleading users into thinking they are on a genuine site. AI-Powered Phishing: Employs artificial intelligence to create more convincing phishing emails by analyzing victim’s online behavior and crafting personalized messages that are harder to detect. By staying informed about these phishing techniques and knowing how to recognize them, you can significantly reduce the risk of falling victim to these scams. Always exercise caution when handling unsolicited communications and when in doubt, directly contact the supposed sender through a verified method. How Does a Phishing Scam Work? Phishing uses email and other forms of communication. The criminal usually poses as a legitimate company like a bank or supplier. The sender is trying to get access to sensitive information such as Like bank account numbers or admin passwords. Victims may be deceived into clicking a link that leads to a phishing website, as these scams come in various forms. Some hackers create fake social media profiles to carry out their schemes. Basic attacks attempt to trick people into entering confidential information or personal details. Prizes won in false competitions, and winning vouchers are common techniques. Finally, here’s a list of the best phishing training options for you and your employees. Image: Envato Elements This article, "What is Phishing?" was first published on Small Business Trends View the full article

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This post was written by Alison Green and published on Ask a Manager. It’s four answers to four questions. Here we go… 1. My new boss coughs all over me I’ve just begun a new position and as a result, have been working closely with my new boss as she trains me. Things are mostly going well — except she is constantly coughing on me! Directly on me! As in, I feel her breath on my bare arm as she coughs into my skin while leaning over me to see my computer screen. When she does bother to cover her mouth, she coughs into her hand … which she then promptly uses to grab my mouse. She also left a used(!) tissue on my desk. I’m coming down with a cold and it’s not hard to put two and two together. She’s an older woman and a senior vice president, I’m a younger and far junior, brand new employee. Do I have any standing to polite ask her to stop doing this? If not, what else can I do other than aggressively sanitize everything after? That’s incredibly rude! In an ideal world you’d be able to simply say, “I don’t want to get sick — would you mind moving away when you need to cough?” And you might indeed be able to say that; it’s a very reasonable request! But if you’re nervous about it, another approach is to make it more about what you’re going to do than what she’s doing: “Let me move away while you input that since you’re coughing.” You can also keep disinfecting wipes nearby and wipe down the mouse after she’s used it — and if she’ll see you do that, you can say, “Since I started doing this, it’s cut down on how often I get anything going around.” There’s also the option of wearing a mask when she’s training you and saying, “I’m close to someone who gets sick easily and since you’ve got a cough, I’m going to be extra careful.” I hope you can use the first option of just directly asking her to stop. But the reality is that people often feel awkward about this kind of thing with a boss, especially when they’re new. So the other options are there if you need them. Related: my disgusting boss touches and chews on everything on my desk 2. Should I tell our boss that my coworker sucks at managing his team? I work in tech, and my team is split by areas of ownership. My manager, Dave, oversees me and three others, and we manage one system. Dave also manages Jeb, who leads five other people responsible for a separate system that works closely with ours. Jeb is my peer but he is a manager, while I am not. Despite this, we’re all part of the same team. I’ve been at the company for seven years, three years longer than Jeb, and had worked with him even before we joined this team. Recently, I’ve heard from Jeb’s direct reports that he’s been difficult to work for. They’ve mentioned personal insults, constant micromanagement, blame shifting, and threats of undocumented performance improvement plans used to intimidate them. This is especially concerning since all of Jeb’s reports are new hires or early in their careers. From what I’ve seen, they are smart, capable, and have the potential to excel if given proper support. Notably, Jeb does not act this way in larger groups or when Dave is present. Jeb and I, however, have a good relationship. While he can be condescending at times, I’ve brushed it off to maintain professionalism. I believe he respects me due to my tenure and values my input when I push back. Really, his behavior doesn’t impact me because I feel secure and confident in my role and position in the company. That said, I find his treatment of his reports unacceptable. His team seems hesitant to escalate their concerns, fearing retaliation. One teammate did raise the issue with a senior leader he felt comfortable with, but it seems nothing has changed in Jeb’s approach. I feel awful for those reporting to him and want to help, but I’m unsure how. Dave is relatively new and likely only knows what Jeb has shared about his team, which may be biased. However, Dave seems people-focused, and I doubt he’d tolerate this behavior if he knew the full extent. I’ve encouraged Jeb’s reports to set up skip-level one-on-ones with Dave to build direct relationships, but I worry that won’t be enough. I’m in a unique position as someone Jeb cannot retaliate against and who has a direct line to leadership. I want to support my teammates without worsening their already challenging dynamic. Should I escalate this to Dave or stay out of it unless asked? What’s the best way to help without causing more harm? Since it sounds like you trust Dave to handle it well, share what you’ve seen with him. You can frame it as, “I want to pass on something I’m hearing to you in confidence, since I’m not positioned to do anything with it myself.” Do it the same way you’d pass along a less charged work-related concern that Dave would want to be aware of — like “I’m hearing rumors Key Vendor A may be shutting down next year” or “Client B mentioned they’d rather we focus on X, not Y, when we present to them.” You have relevant information that you have reason to believe Dave would want to be aware of, so go ahead and share it and then leave it to him to decide where to go (if anywhere) from there. As long as your tone is measured and “here’s a potential work issue” rather than “here’s the hot goss on Jeb, who I take delight in badmouthing him,” most decent managers will appreciate a discreet heads-up. 3. How can I tell a friend who’s in a years-long job search that I got a job after a month? I know that nothing is guaranteed, but about a month after starting a job hunt I appear to be very close to securing a job that will meet the needs of me and my family. I’m excited since it will solve a lot of problems for us, and it would make for a very short and successful job hunt. I’m excited, but I’m also wondering how to be kind around a dear friend of mine in the middle of a years-long, painful, difficult job search that has contained many false starts, dead-ends, and disappointments. Do you have any tips for how to be supportive and helpful around celebrating my job hunt ending quickly while also respecting the difficult and frustrating position they’re in? Don’t celebrate it around your friend at all; she doesn’t sound like the right audience for your excitement right now. Let her know about the job change once it’s finalized since it would be weird not to, but keep it pretty matter-of-fact — you’re sharing information, not expecting her to celebrate with you. Alternately, if you’re very close, in some friendships the right move would be to put it all out on the table — “I feel awkward about this and a little guilty since I know how long you’ve been searching, and I don’t want to be celebrating an offer for me when I know you’re having such a frustrating time.” She might reassure you that she’s happy for you and doesn’t want you to hide your excitement for her sake, or she might appreciate you recognizing that. 4. My boss said I couldn’t leave for lunch on a day we had an office party I recently started a new role and, within two weeks, the deputy director of our department decided we would have a small office party for an employee approaching his last day. The party was about an hour with pizza, drinks, and desserts (provided by staff and company funds). I had an understanding with her that I would always be out-of-office for our company-allotted hour lunches to take care of my dogs’ needs. However, on the day of the party, she informed me that employees couldn’t take a lunch on days we had “parties” and therefore I couldn’t go home. I’ve never held an office job prior to this, so is this normal? Granted, it was over lunchtime, with lunch foods, but it was heavily implied it would be rude to not show up and congratulate this employee on their new role. No, it’s not normal — and if you’re non-exempt and in a state that requires employees to be given a lunch break, it’s likely not legal either (although it will depend on the exact wording of your state’s law). It would be different if the party was optional and you could choose to spend your lunch hour there or not, but if you’re being told you must attend the party and you can’t have your lunch break before/after it, a lot of states would prohibit that. You could say this to your boss: “I do need to take my full lunch break to go home every day like we agreed when I was hired — would you rather I do it during the party or after it?” View the full article

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Danwatch had revealed Ingosstrakh’s role in insuring tankers carrying oil from Russia’s Baltic ports View the full article

UK’s ‘magic circle’ law firms are offering double-digit millions of dollars pay to competeView the full article

A series of early moves has breathed fresh life into the business communityView the full article

The US and UK have been underestimating population growth but with diverging implicationsView the full article

The New York Stock Exchange is looking to trade for 22 hours a day — raising thorny questions about how equity markets functionView the full article

World’s biggest maker of memory semiconductors expects demand recovery from second quarterView the full article

Kapwing has released a study analyzing the best times to post on TikTok, based on data from 15,000 of the most-viewed videos as of December 2024. The study, which examined engagement patterns across 129 hashtags and 11 content categories, provides insights into when creators should post to maximize visibility on the platform. The study found that mornings consistently yielded the highest engagement rates across most time zones, contradicting the common assumption that evenings are the best time to post. “The general findings that mornings were recommended across almost all time zones is interesting,” Kapwing noted. “We think the assumption is to post later in the day when people have finished work and are more likely to be using TikTok leisurely, around 6 p.m.-10 p.m.” Kapwing advises TikTok creators to use the study’s data as a starting point rather than adhering to a single fixed posting time. “Experiment. Use the study and timings as a base for experiment. Take a range of times from the data and use them to identify the best one for you, opposed to plucking just ‘one magic number,’” the company recommended. Best Posting Times by Category Kapwing categorized the best posting times by content type, providing insights for creators in various niches. Key findings include: Overall best posting time: Wednesday at 12 p.m. (Eastern Time) Fitness: Monday or Wednesday at 11 a.m. Travel: Tuesday at 12 p.m. Home Improvement: Friday at 1 p.m. Food: Tuesday at 12 p.m. or 2 p.m. Small Business: Tuesday at 2 p.m. Beauty: Wednesday at 2 p.m. Books: Thursday at 12 p.m. or 2 p.m. Pets: Saturday at 10 a.m. Fashion: Monday at 12 p.m. Parenting: Friday at 2 p.m. Entertainment: Wednesday at 10 a.m. To conduct the study, Kapwing analyzed video timestamps across 11 content categories, using encoded metadata from TikTok’s “Top” tab. The analysis identified patterns in publication times, determining the most common time slots among highly viewed videos. Kapwing also released time-zone-specific heat maps detailing the best hours to post for users in the Eastern, Central, Mountain, and Pacific time zones. This article, "Study Identifies Optimal TikTok Posting Times for Small Businesses" was first published on Small Business Trends View the full article

Kapwing has released a study analyzing the best times to post on TikTok, based on data from 15,000 of the most-viewed videos as of December 2024. The study, which examined engagement patterns across 129 hashtags and 11 content categories, provides insights into when creators should post to maximize visibility on the platform. The study found that mornings consistently yielded the highest engagement rates across most time zones, contradicting the common assumption that evenings are the best time to post. “The general findings that mornings were recommended across almost all time zones is interesting,” Kapwing noted. “We think the assumption is to post later in the day when people have finished work and are more likely to be using TikTok leisurely, around 6 p.m.-10 p.m.” Kapwing advises TikTok creators to use the study’s data as a starting point rather than adhering to a single fixed posting time. “Experiment. Use the study and timings as a base for experiment. Take a range of times from the data and use them to identify the best one for you, opposed to plucking just ‘one magic number,’” the company recommended. Best Posting Times by Category Kapwing categorized the best posting times by content type, providing insights for creators in various niches. Key findings include: Overall best posting time: Wednesday at 12 p.m. (Eastern Time) Fitness: Monday or Wednesday at 11 a.m. Travel: Tuesday at 12 p.m. Home Improvement: Friday at 1 p.m. Food: Tuesday at 12 p.m. or 2 p.m. Small Business: Tuesday at 2 p.m. Beauty: Wednesday at 2 p.m. Books: Thursday at 12 p.m. or 2 p.m. Pets: Saturday at 10 a.m. Fashion: Monday at 12 p.m. Parenting: Friday at 2 p.m. Entertainment: Wednesday at 10 a.m. To conduct the study, Kapwing analyzed video timestamps across 11 content categories, using encoded metadata from TikTok’s “Top” tab. The analysis identified patterns in publication times, determining the most common time slots among highly viewed videos. Kapwing also released time-zone-specific heat maps detailing the best hours to post for users in the Eastern, Central, Mountain, and Pacific time zones. This article, "Study Identifies Optimal TikTok Posting Times for Small Businesses" was first published on Small Business Trends View the full article

Poshmark has announced the launch of Smart List AI, an artificial intelligence-driven feature designed to simplify and enhance the resale experience for sellers. Set to debut for iOS users in the U.S. and Canada in February 2025, Smart List AI aims to automate listing creation, reducing the time and effort required to sell items on the platform. Smart List AI allows sellers to generate detailed and compelling listings using a single photo, leveraging AI to optimize descriptions and product details. “The introduction of Smart List AI marks a pivotal step in Poshmark’s journey to develop new and practical opportunities for AI to reimagine the secondhand shopping experience,” said Manish Chandra, founder and CEO of Poshmark. “The introduction of Smart List AI marks a pivotal step in Poshmark’s journey to develop new and practical opportunities for AI to reimagine the secondhand shopping experience.” Poshmark is integrating artificial intelligence across its platform to refine every stage of the resale process. The company sees Smart List AI as a key innovation in creating a more efficient and user-friendly experience for sellers, emphasizing automation and scalability. With machine learning-driven enhancements, Poshmark continues to focus on building a marketplace where fashion enthusiasts can connect, sell, and shop more effectively. The introduction of AI tools underscores the platform’s commitment to evolving the resale experience through technology and community engagement. Smart List AI will roll out to all iOS users in the U.S. and Canada in February 2025. Image: Poshmark This article, "Poshmark Unveils Smart List AI to Streamline Secondhand Selling" was first published on Small Business Trends View the full article

Poshmark has announced the launch of Smart List AI, an artificial intelligence-driven feature designed to simplify and enhance the resale experience for sellers. Set to debut for iOS users in the U.S. and Canada in February 2025, Smart List AI aims to automate listing creation, reducing the time and effort required to sell items on the platform. Smart List AI allows sellers to generate detailed and compelling listings using a single photo, leveraging AI to optimize descriptions and product details. “The introduction of Smart List AI marks a pivotal step in Poshmark’s journey to develop new and practical opportunities for AI to reimagine the secondhand shopping experience,” said Manish Chandra, founder and CEO of Poshmark. “The introduction of Smart List AI marks a pivotal step in Poshmark’s journey to develop new and practical opportunities for AI to reimagine the secondhand shopping experience.” Poshmark is integrating artificial intelligence across its platform to refine every stage of the resale process. The company sees Smart List AI as a key innovation in creating a more efficient and user-friendly experience for sellers, emphasizing automation and scalability. With machine learning-driven enhancements, Poshmark continues to focus on building a marketplace where fashion enthusiasts can connect, sell, and shop more effectively. The introduction of AI tools underscores the platform’s commitment to evolving the resale experience through technology and community engagement. Smart List AI will roll out to all iOS users in the U.S. and Canada in February 2025. Image: Poshmark This article, "Poshmark Unveils Smart List AI to Streamline Secondhand Selling" was first published on Small Business Trends View the full article

I absolutely love the Aventon Pace 500.3 e-bike. As I noted in my review, it's a solid all-around bike, powerful enough for experienced riders, but friendly enough for beginners. If this is your first e-bike, there are a few things you should do before you hop onto it and start riding. While the Aventon Pace 500.3 is ready to hit the road as soon as it is assembled and charged, if you want to get the most out of your new ride, you should take a few minutes to pair your bike with the Aventon app and customize the settings. Changing things like the screen brightness and the measurement units is helpful, but you'll probably be most interested in setting your ride's top speed. Understanding the Aventon Pace 500.3 dashboardBefore I get into the bike and the app's menus and settings, let's take a moment to understand the Pace’s dashboard controls. They're easy to grasp at a glance and comparable to those you'll see on most e-bikes, but if this is a your first time, there are a couple things worth noting. Credit: Stephen Johnson Here's a breakdown of what each button on the panel on the left handlebar does: The + and - keys control the level of pedal assist, from one to five. (A higher number equals more assistance.) The left and right arrows control the turn signals. The center button is power. The switch is the throttle: push it downward to go. That's all pretty basic, but there are a couple of less obvious things you can do here too: Long press the up arrow to turn on the headlight on and off. Hold down the + and - keys at the same time to bring up the settings menu. How to change settings from the Pace 500.3 dashboard Credit: Stephen Johnson There's not a ton of customization available to you from the handlebars, but if you want your display to read "kilometers" instead of "miles" this is the spot to change it. For most other changes, you'll have to pair your bike with Aventon's app first. Here's how to do it: Choose "connect to app" from the on-bike menu screen You should see a QR code. Scan the code, download the app, and make your account. Once you've paired your bike with your app once, they should connect automatically every time. The app is not necessary for riding the bike, and if you don't use it for a while, the bike should "fill in" the miles and other information from your rides since the last time you synced the two. How to change the top speed of an Aventon Pace 500.3To change the top speed of an Aventon 500.3, you need to use the menus in the app. You can set your top speed anywhere between 12 and 28 miles per hour., but before you make a choice, look into e-bike laws in your locality. There are three basic classifications of e-bikes, and how they work is a little convoluted: Class 1 e-bike are pedal assist only and top out at 20 mph. Class 2 e-bikes have a throttle and pedal assist and a speed limit of 20 mph. Class 3 e-bikes have a top speed of 28 mph, and are technically pedal-assist only, though in practice, many or even most class 3 e-bikes let you use either a throttle or pedal assist up 20 mph, then limit you to pedal assist for the last 8mph. Most places in the U.S. (but not everywhere) allow class 3 e-bikes to ride wherever analog bikes can legally go.. The Aventon Pace 500.3 is a class 3 e-bike, but it doesn't come configured that way. Out of the box, the top speed is set at 20 mph, and you need to use the app if you want to raise it to 28—or lower it for that matter. Once you know what's legal, here's how to change the top speed on your Aventon Pace. Sign onto the app. Credit: Stephen Johnson Click "settings" underneath the front wheel to bring up this menu: Credit: Stephen Johnson Click "Speed Limit and Metric" and you can set your bike's speed from anywhere between 12 mph and 28 mph. That's about it when it comes to changing settings on the Aventon Pace 500.3If you're into tinkering around with your e-bike, the Pace 500.3 might disappoint you. While some other brands allow users to get more granular and change things like the size of the wheel or the torque level of the throttle, altering those settings isn't possible for users of the Pace 500.3. View the full article

Digital transformation is the most important investment that organizations can make to drive enterprise value. That’s according to 68% of 1,600 business leaders surveyed by Deloitte. And while I largely agree with their thinking, I would take things one very important step further. In my six years as CEO of Argyle, a technology company whose existence hinges on other organizations’ willingness to digitally transform their income verification process, I have learned this: A transformation that prioritizes the needs, skills, and experiences of the humans operating the technology being adopted is the key to long-term success. Consider the users Some call it taking a human-centered approach. I call it common sense. The point of automating business processes is to improve performance and drive efficiencies that allow humans to focus on tasks they do best. So it stands to reason that setting a digital transformation strategy in a vacuum and imposing technology on employees will fail at best, and backfire at worst. I say this with experience. In our earliest days at Argyle, we were heads down building out an infrastructure that didn’t previously exist. We focused on the functionality of our platform and its output because we had to get to market and prove we had a viable product. In the process, we considered the needs of the businesses that would buy our products, but lacked the resources or bandwidth to prioritize every potential user’s experience. As a result, we managed to successfully sell our technology, but struggled to attain the adoption rates we considered indicative of true success. As we matured, we learned better and amassed the resources we needed to do something about it. Now we know that widespread digital transformation only happens when people value and trust new technologies enough to change their behavior. And change is hard. Prioritize people in your digital transformation According to Accenture research, 80% of organizations intend to implement transformational change in the future. Meanwhile, 95% of organizations have undergone at least two or more transformations in the past three years. At the same time, most organizations aren’t exactly optimistic about the transformation process or its projected outcomes. Only 30% feel confident about their change capabilities, and 30% anticipate their transformation efforts having a significant impact on performance. That’s depressing. But it’s not unsolvable. McKinsey research has shown that prioritizing people is one thing organizations that have undergone successful digital transformations have in common. They don’t lose sight of the fact that their efforts are in service of their employees’ performance and that success depends on their enthusiastic adoption of any new technologies introduced. 4 ways to put people first In practice, putting people first means taking employees into consideration at every stage of a digital transformation journey. Here are four ways to do that. Tedious work: When deciding where to focus your efforts, for example, you could start with the tasks and processes that employees find the most tedious or frustrating—the ones that stand most in the way of them getting to do the work they enjoy or derive value from. It also entails being realistic about the extent of technological change your team can reasonably handle in its current state. Solicit input: When evaluating solutions, a human-centered approach could mean inviting employees to participate in a pilot program and soliciting their input. And it should mean working with technology vendors that proactively anticipate your employees’ needs in their solution’s design. Beyond that, vendors should also be willing, able, and agile enough to customize their solution to further meet your operational demands and team preferences. This goes a long way in eliminating or minimizing the disruptions and frustrations that could breed confusion among employees or trigger their resistance. Communications: At implementation, prioritizing people means devising a concerted rollout strategy that effectively communicates the change being instituted, why it’s being instituted, and its timeline—erring on the side of overcommunication, if there’s any doubt. McKinsey’s research showed that companies that proved successful at their automation efforts were seven times more likely to formally engage their communications team at the implementation stage. Thoughtful, team-wide training is also key and should be deeply supported, if not actively co-managed, by the technology vendor. Track and evaluate: And finally, digital transformation ought not to be a set-it-and-forget-it initiative. You should plan on regularly evaluating technology solutions with employee input in order to quickly identify and fix issues affecting adoption and performance. This will also allow you to successfully absorb, communicate, and provide training on upgrades as they become available. At Argyle, in order for us to lead our own slice of the digital transformation, we now consider and account for the human element of transformation as much as the technology itself. We know that our collective progress depends on the receptivity of the people operating our products—and that depends on our willingness to see them, hear them, and account for them in all of our decisions. We encourage all technology leaders to follow suit. Shmulik Fishman is founder and CEO of Argyle. View the full article