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New Grant Program Launched to Boost Northeast Dairy Workforce Development
The Northeast Dairy Business Innovation Center (NE-DBIC) has announced the launch of the Catalyzing Regional Dairy Workforce Grant program, aimed at expanding workforce development programming across the Northeast dairy sector. Applications for this grant opportunity will be open from April 24 through June 5, 2025. The program offers funding to support the development, expansion, and operation of existing dairy workforce programs. Eligible projects may include federally registered apprenticeships, state registered apprenticeships, pre-apprenticeships, internships, or other workforce training initiatives. According to NE-DBIC, funded projects must focus on enhancing program operations, expanding services, and providing participant support. The initiative seeks to address one or more key areas: expansion of current programming, addition of new programs, or support for participant costs. Expansion efforts may include increasing the number of participants, broadening geographic reach, offering new certifications, or fulfilling requirements to achieve federal Registered Apprenticeship status. Programs may also add new initiatives to create additional participation pathways for underserved audiences. Participant support efforts aim to offset trainee costs to drive higher participation and stronger engagement from both trainees and businesses. Additional activities such as program marketing, educational platform development, multi-state or multi-business collaboration, and engagement with subject matter experts that directly support the project may be included. Grants will range from $20,000 to $100,000, with a total of up to $800,000 available. No matching funds are required for this program. NE-DBIC emphasized that this grant program is not scheduled to be offered again. Eligibility for the Catalyzing Regional Dairy Workforce Grant is open to applicants across the Northeast region, including Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, and Vermont. Applicants based outside the region may apply if they currently provide services within the Northeast. Eligible applicants must be organizations or businesses that currently provide dairy workforce programming or serve Northeast participants. These include universities, colleges, technical career centers, manufacturing training centers, registered apprenticeships, internships, non-profit entities, and producer or trade associations that promote dairy products originating from the Northeast. However, associations receiving more than 50% of their funding from producer check-off dollars are not eligible. Licensed dairy processors that transform raw milk, dairy components, or dairy mix into edible products for human consumption are also eligible if they are licensed to sell products across state lines and source or produce milk within the Northeast. Farm-based workforce programs qualify if offered through eligible applicant categories. The grant is not intended to support individual dairy businesses. Interested applicants must register in WebGrants, a process that can take up to two business days, and are encouraged to review the full Request for Applications (RFA) and available applicant resources. Applications must be submitted through WebGrants by 2 p.m. on June 5, 2025. Applicants are also advised to secure a Unique Entity Identifier (UEI) through SAM.gov during the application period to facilitate a timely start to their grant, if awarded. For questions, applicants can contact Laura Ginsburg at Laura.Ginsburg@vermont.gov. Image: Canva This article, "New Grant Program Launched to Boost Northeast Dairy Workforce Development" was first published on Small Business Trends View the full article
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New Grant Program Launched to Boost Northeast Dairy Workforce Development
The Northeast Dairy Business Innovation Center (NE-DBIC) has announced the launch of the Catalyzing Regional Dairy Workforce Grant program, aimed at expanding workforce development programming across the Northeast dairy sector. Applications for this grant opportunity will be open from April 24 through June 5, 2025. The program offers funding to support the development, expansion, and operation of existing dairy workforce programs. Eligible projects may include federally registered apprenticeships, state registered apprenticeships, pre-apprenticeships, internships, or other workforce training initiatives. According to NE-DBIC, funded projects must focus on enhancing program operations, expanding services, and providing participant support. The initiative seeks to address one or more key areas: expansion of current programming, addition of new programs, or support for participant costs. Expansion efforts may include increasing the number of participants, broadening geographic reach, offering new certifications, or fulfilling requirements to achieve federal Registered Apprenticeship status. Programs may also add new initiatives to create additional participation pathways for underserved audiences. Participant support efforts aim to offset trainee costs to drive higher participation and stronger engagement from both trainees and businesses. Additional activities such as program marketing, educational platform development, multi-state or multi-business collaboration, and engagement with subject matter experts that directly support the project may be included. Grants will range from $20,000 to $100,000, with a total of up to $800,000 available. No matching funds are required for this program. NE-DBIC emphasized that this grant program is not scheduled to be offered again. Eligibility for the Catalyzing Regional Dairy Workforce Grant is open to applicants across the Northeast region, including Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, and Vermont. Applicants based outside the region may apply if they currently provide services within the Northeast. Eligible applicants must be organizations or businesses that currently provide dairy workforce programming or serve Northeast participants. These include universities, colleges, technical career centers, manufacturing training centers, registered apprenticeships, internships, non-profit entities, and producer or trade associations that promote dairy products originating from the Northeast. However, associations receiving more than 50% of their funding from producer check-off dollars are not eligible. Licensed dairy processors that transform raw milk, dairy components, or dairy mix into edible products for human consumption are also eligible if they are licensed to sell products across state lines and source or produce milk within the Northeast. Farm-based workforce programs qualify if offered through eligible applicant categories. The grant is not intended to support individual dairy businesses. Interested applicants must register in WebGrants, a process that can take up to two business days, and are encouraged to review the full Request for Applications (RFA) and available applicant resources. Applications must be submitted through WebGrants by 2 p.m. on June 5, 2025. Applicants are also advised to secure a Unique Entity Identifier (UEI) through SAM.gov during the application period to facilitate a timely start to their grant, if awarded. For questions, applicants can contact Laura Ginsburg at Laura.Ginsburg@vermont.gov. Image: Canva This article, "New Grant Program Launched to Boost Northeast Dairy Workforce Development" was first published on Small Business Trends View the full article
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Amazon Might Start Showing Customers Some Tariff-Related Price Increases
Amazon and the White House are not getting along at the moment. A report from Punchbowl News claims that Amazon had plans to disclose how tariffs are raising the price of products across the site. It seems that when you clicked on a product, you would not only see the current cost, but also the northward effect The President's tariffs had on that price tag. The move directly contradicts the notion, oft-repeated by the administration, that the costs of tariffs are paid by the countries the tariffs are levied against. Amazon showing a tariff-related price increase would make it plain as day to consumers that they are, in fact, the ones making up the difference. The White House was not pleased when news of this plan became public. In fact, the White House was furious. During a Tuesday morning press briefing, White House press secretary Karoline Leavitt lambasted Amazon solely based on Punchbowl's reporting, callin the proposition a "hostile and political act" by the company. She wondered why Amazon didn't do the same with, in her view, price increases due to the Biden administration's impact on inflation. Leavitt also asserted, “This is another reason why Americans should buy American.” The plan was only to affect Amazon Haul, not the main Amazon siteAs it turns out, Punchbowl's sources didn't have the whole story—that, or the story changed in the wake of the White House's ire. According to Jeff Stein, chief economics reporter for The Washington Post, an Amazon spokesperson is now saying that the company never planned for the tariff price label to be included on the company's main site; rather, Amazon Haul had considered listing import price duties on some products. This Tweet is currently unavailable. It might be loading or has been removed. Amazon Haul is the "ultra-low cost" section of Amazon's marketplace. Rather than display all of the products the company sells, Amazon Haul solely focuses on products that are $20 or less. (Amazon says that most products are actually $10 or less.) If Amazon is really only considering these tariffs labels on Amazon Haul products, that would suggest a far smaller scope for the rollout than Punchbowl or the White House made the situation out to be. The The President administration likely would reject any assertion that consumers were paying more for products due to tariffs, but Amazon Haul is pretty tucked away, and is currently in beta. (I had personally never heard of the service until this report.) Of course, it isn't clear if this was the plan all along, or if Amazon is doing damage control. The company might be trying to placate the White House without claiming that Punchbowl misreported the entire story by shifting the blame to a niche section of its marketplace—but all the while had been considering including this tariff transparency on the main site. It's all speculation, and we'll need to see how the company responds going forward. How would these tariff labels work?Punchbowl's report said that Amazon will, "display how much of an item’s cost is derived from tariffs—right next to the product’s total listed price." That would be the simplest way to go about it: You could see the total cost of the product, the amount that price went up due to tariffs, and then do the calculation yourself to determine what that product would have cost had the The President administration not imposed these tariffs in the first place. You can see why the White House is unhappy. How to track tariff-related price increases You don't need to wait for Amazon to add these labels to see any effects from tariffs, however. If you use a price tracking tool, you'll be able to track how prices have fluctuated over time on the site. The tool won't be able to confirm for you without doubt that a price increase was due to tariffs, but if something unexpectedly jumps in price this spring with no other clear explanation, it won't be much of a leap to believe tariffs had something to do with it. View the full article
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Why design—not technology—is key to solving our environmental crisis
As global temperatures rise and there’s a seemingly endless series of climate disasters, it’s natural to look to technology as a solution. From carbon capture (where emissions aren’t released into the atmosphere but buried in the ground) to geo-engineering (where particles are sprayed into the atmosphere to reflect sunlight and lower temperatures), green innovations are frequently touted as the way to resolve our continued reliance on fossil fuels. But in our eagerness for silver bullets, we may be susceptible to optimism bias, focusing too much on potential benefits while ignoring many of the negative effects or drawbacks. A 2022 essay in Nature argues that many of these technologies are often overhyped and don’t include the significant associated challenges, costs, and unintended consequences. For instance, discussions of EVs and their required batteries usually don’t address the harmful extraction of necessary minerals like silicon, lithium, and cobalt. A less flashy type of climate innovation that can have real impact now doesn’t hype technical fixes and instead focuses on rethinking a company’s operations, including its use of materials and redesign of supply chains. Sustainability must start with product design Studies have shown that 70%–80% of a product’s environmental impact is determined during the design phase, something I’ve also heard from many of the companies I’ve researched over the last two decades. For instance, Riccardo Bellini, former CEO of luxury fashion house Chloé, told me that an analysis of the company’s full environmental footprint in 2020 revealed that 80% of the company’s sustainability challenges could be “solved at the design table”—specifically that 58% of Chloé’s emissions stemmed from raw materials like cotton, leather, and virgin cashmere. Understanding this led the company to prioritize lower-impact materials like linen and hemp in new collections, and increase its use of recycled materials, particularly cashmere. And for leather products, Chloé began sourcing through a supplier that had third party certifications ensuring that their tanning and manufacturing processes followed strict environmental standards. But Chloé has remained cautious about vegan leathers, because while it’s an area of tech-focused innovation, many leather substitutes are derived from fossil fuel-intensive sources. Bellini told me the company committed that by 2025, 90% of its fabrics would be “lower impact,” a goal it’s on track to meet, as 85% of its products were made with these materials in 2024. Many of the companies I have researched and written about, from injection molding company Cascade Engineering to waste-management platform Rubicon, have similarly shown that initiatives focused on rethinking inputs and supply chains result not only in positive environmental effects but also significant monetary savings. Going beyond “do less harm” Seventh Generation’s former CEO Joey Bergstein also emphasized to me that another reason why sustainability must start with product redesign is that it can allow companies to avoid some emissions in the first place. This approach contrasts with corporate environmental work that begins after the product is produced, so at most can only focus on doing less harm. Thus, at Seventh Generation, the company’s research and development team aims to rethink products from the ground up, for example exploring new formats or delivery methods that can avoid the use of plastic, a material that’s made from fossil fuels and is hard to recycle. A key initiative at the company is reducing water usage in its products, which has important carbon emissions benefits as it cuts shipping weight and the need for plastic packaging. For instance, Bergstein told me Seventh Generation has active research efforts to create effective waterless products—such as in powder or tablet forms that are packaged in easily recycled materials like cardboard or steel—for laundry, dish cleaning, counter cleaning, and handwashing. In 2020, one example of this work moved from the lab to the market when the company introduced a line of cleaning products packaged in steel canisters that avoid using plastic altogether. Seventh Generation is not alone in this approach of prioritizing avoidance of plastic in product development. Leaders at Grove Collaborative told me how they reformulated shampoo products to be a bar (so could be packaged in cardboard) as opposed to a liqud, and footwear and apparel company Allbirds created a new material for shoe soles made from natural sources. Toward a more holistic view of sustainability What these examples show is that while it is easy to fall under the spell of sexy green innovations, our sustainability challenges in fact require hard work beyond superficial tweaks or isolated innovations. Instead of merely striving to “do less harm,” to the environment, which results in incremental changes, companies must take holistic views of their products—starting with design. They must recognize that true impact lies not just in isolated efficiencies or technological innovations but in reimagining supply chains, production, and business models to contribute positively to the planet and society. View the full article
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My Favorite Amazon Deal of the Day: The Apple AirPods 4
We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. Prior to September 2024, any Apple user interested in active noise-canceling (ANC) AirPods would've had to shell out $250 for the AirPods Pro. With the release of the ANC AirPods 4, the tech is much more affordable—and you can currently grab a pair of these $179 earbuds for $148.99. Meanwhile, Amazon is also selling Apple's more budget-friendly version of the AirPods 4 without ANC for $99.99, down from $129. Both of these prices mark record lows, according to price-tracking tools. While the discounts aren't mind-blowing, the fact we're seeing any price reductions on the latest AirPods makes them a good deal, relatively speaking—especially outside of the typical Prime Day/Black Friday sales window. Wireless Earbuds, Bluetooth Headphones, Personalized Spatial Audio, Sweat and Water Resistant, USB-C Apple AirPods 4 (Without ANC) $99.99 at Amazon /images/amazon-prime.svg $129.00 Save $29.01 Get Deal Get Deal $99.99 at Amazon /images/amazon-prime.svg $129.00 Save $29.01 Wireless Earbuds, Bluetooth Headphones, with Active Noise Cancellation, Adaptive Audio, Transparency Apple AirPods 4 (With ANC) $148.99 at Amazon /images/amazon-prime.svg $179.00 Save $30.01 Get Deal Get Deal $148.99 at Amazon /images/amazon-prime.svg $179.00 Save $30.01 SEE -1 MORE The AirPods 4 have updated USB-C charging. Both models are powered by Apple's H2 chip, so you'll get Personalized Spatial Audio (so you can hear sounds seemingly coming from different directions as you move your head) and the ability to use head gestures to tell Siri "yes" or "no" (this also works for answering or denying calls). It's also likely Apple will add a live translation feature to both models when iOS 19 rolls out later this year. If you spring for the ANC AirPods 4, you'll get a charging case with a built-in speaker, which you can use with Find My to locate it if you lose them. You'll also get features like Conversation Awareness, which lowers your music volume when your AirPods detect that you're talking to someone; Transparency Mode, which lets you better hear your surroundings while your earbuds are in; and Adaptive Audio (combines ANC and Transparency mode to adjust ANC levels based on the noise around you). Keep in mind that since these are open-style earbuds, lacking a silicone tip to better block out noise, the ANC will not be as good as what you can get from AirPods Pro or Beats Fit Pro. Both versions are rated IP54 for dust and water resistance, offer up to five hours of listening per charge (up to 30 hours with the charging case), and can handle automatic switching with your other Apple devices. You can read more about the non-ANC AirPods in PCMag's "excellent" review, and more about the ANC AirPods in PCMag's "outstanding" review. View the full article
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White House lashes out at ‘hostile and political act by Amazon’
Spat comes after report alleged the tech giant was planning to display price increases caused by The President’s tariffsView the full article
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Two and Roundpoint eye opportunities for diversification
The REIT and its home finance unit are seeking expanded opportunities in servicing and originations as market unpredictability has a mixed impact on its investments. View the full article
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3 tips to balance your short-term and long-term savings goals
You shouldn’t have to cross your fingers and hope for a strong stock market to coincide with your short-term goals. And right now, you probably wouldn’t want to. Because you’re working within a short time frame—think two to six years—investing for shorter-term goals like buying a house or paying for a wedding should look different from the portfolio you build for retirement. But don’t stop putting away money for your long-term goals while you’re working toward your short-term ones. So, how do you balance saving for both? How to think about funding short-term and long-term goals Don’t forgo saving for the long term to meet your short-term goals. Thanks to the power of compounding over time, saving early can have a large impact on your long-term outcomes. The longer the time frame, the greater the potential impact. You should put retirement front and center, especially as you approach your midcareer. Earlier in your career, you might shift your savings somewhat to shorter-term goals, but retirement should still be part of the equation. At least, take advantage of any retirement match that your employer might offer. To some extent, what you’re saving for can tip the balance as well. You might direct more of your savings away from retirement if you’re saving for a house than if you’re saving for a vacation. Account types that work for short-term investing It’s helpful to separate your short-term portfolio from your retirement portfolio, but there are some accounts that you can use to multitask. Depending on your situation, you might use a tax-deferred account, like a Roth IRA, or a taxable brokerage account. Traditional IRAs are less appealing for short-term investing because there are tax penalties when you withdraw from the account before age 59 and a half. Unlike traditional IRAs, Roth IRA contributions can be withdrawn at any time and for any reason without taxes or penalties. That makes a Roth IRA a perfect “multitasking” account for younger investors who need to build up both an emergency fund and retirement assets. Roth IRAs also allow you to withdraw up to $10,000 of earnings (in addition to any contributions) to help pay for a down payment on a first home if the account has been open for at least five years. Finding the right investments to meet near-term goals Unlike a long-term portfolio, which has a timeline of 10-plus years, the main goal of a short-term portfolio should be to outpace inflation while protecting what you’ve saved. Maximizing portfolio growth is less of a priority because the added risk likely isn’t worth the reward. Being able to buy a home in three years feels very different from affording it in seven because your investments lost value in the interim. Common mistakes that investors make are either in taking on too much risk or not enough. Some investors might assume that because stocks have beaten other asset classes over long time periods, they’re also a good choice for the short term—but they aren’t. Other investors might stick with guaranteed products, like CDs or money market accounts, because they’re concerned about protecting their savings. This approach leaves them at a disadvantage because inflation will eat into the value of those savings. Holding cash-type investments is a good idea if your timeline is super short—less than two years. Short-term investment portfolio examples Explore model portfolios that show what reasonable short-term portfolios look like. The portfolios consist of cash and shorter-term bonds. You might include a dash of stocks for growth potential, but the bulk of your money for short-term goals should be in safer, lower-returning assets. This article was provided to The Associated Press by Morningstar. For more personal finance content, go to https://www.morningstar.com/personal-finance Margaret Giles is a senior editor of content development at Morningstar. —Margaret Giles, Morningstar View the full article
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Hims & Hers stock price soars after partnership with Novo Nordisk to offer weight-loss drug Wegovy
Shares in Hims & Hers Health, Inc. (NYSE: HIMS) are skyrocketing in early-morning trading today after the telehealth company announced a new partnership with the Danish pharmaceutical giant Novo Nordisk. That partnership will see Hims & Hers offer Novo Nordisk’s weight-loss drug Wegovy through its platform. Here’s what you need to know. Hims & Hers will offer weight-loss drug Wegovy Hims & Hers Health announced today that it has entered into “a long-term collaboration” with Danish drugmaker Novo Nordisk to offer its popular weight-loss drug Wegovy to its users through the Hims & Hers platform. The news sent HIMS shares soaring in early-morning trading. Novo Nordisk is the maker of the Wegovy weight-loss drug. The popular GLP-1 drug is often prescribed for those who wish to manage their obesity and lose weight. In recent years, people who have struggled to lose weight via traditional diet and exercise regimens have increasingly turned to GLP-1 medications. The collaboration between Hims & Hers and Novo Nordisk will see the telehealth company’s platform integrated with Novo Nordisk’s NovoCare Pharmacy, allowing Hims & Hers users to acquire “all dose strengths” of the Wegovy weight loss drug. The aim of the partnership is to blend Hims & Hers’s holistic telehealth offering with proven weight-loss medication and to offer the drug to self-paying patients. Hims & Hers says that the medication, along with a required Hims & Hers membership, will be offered to users for $599 per month. It will begin offering the drug this week. HIMS stock surges Shortly after Hims & Hers announced the Novo Nordisk Wegovy collaboration, HIMS stock surged in premarket trading this morning. As of the time of this writing, in early-morning trading, HIMS stock is currently up over 26% to over $36 per share. The stock surge suggests that investors see the Novo Nordisk collaboration as a potential major accelerator for Hims & Hers memberships that could lead to increased recurring monthly revenue. However, at around $36 per share, Hims & Hers stock price is still well below its all-time high of nearly $73 per share in February. That month, the company released its Q4 results and announced that it would stop offering compounded semaglutide, the active ingredient used in Wegovy and similar GLP-1 weight loss drugs, CNBC noted. In May 2024, Hims & Hers stock surged after it had been allowed to offer a compounded semaglutide due to a semaglutide shortage. But once the U.S. Food and Drug Administration (FDA) declared that the shortage had resolved, Hims & Hers could no longer offer the compounded drug. HIMS stock sank 22% after that announcement in February, reported CNBC at the time. It’s understandable, then, why HIMS shares are surging so much in trading today after the company announced once again that it would be able to offer a GLP-1 weight loss drug—and not just a compounded version, but the brand-name version, Wegovy. With today’s stock surge, HIMS shares are now up nearly 48% year-to-date. Over the past year, HIMS shares have now surged nearly 185%. View the full article
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Trump’s trade war with China has U.S. small businesses with ‘nowhere to turn’. Here’s why
Major orders canceled. Containers of products left stranded overseas. No roadmap for what comes next. The The President administration raised tariffs on goods from China to 145% in early April. Since then, small business owners who depend on imports from China to survive have become increasingly desperate as they eye dwindling inventory and skyrocketing invoices. President Donald The President seemed to back down somewhat last week when he said he expected the tariffs to come down “substantially.” That helped set off a rally in the stock market. But for small businesses that operate on razor-thin margins, the back and forth is causing massive upheaval. Some say they could be just months from going out of business altogether. The Massachusetts family-owned game company Game makers are particularly susceptible to the tariffs since the majority of games and toys sold in the U.S. are made in China, according to The Toy Association. WS Game Co., based in Manchester-by-the-Sea, Massachusetts, is a family-owned business that licenses Hasbro board games like Monopoly, Candy Land and Scrabble and creates deluxe versions of them. Its most popular line of games come in boxes that look like vintage books and sell for $40. The company’s games were featured in Oprah’s Favorite Things list in 2024 and sold in 14,000 stores in North America, from big national chains to mom-and-pop stores, said owner Jonathan Silva, whose father founded the company in 2000. All of WS Game’s production is done in China. The tariffs have brought the past 25 years of healthy growth to a screeching halt. Over the past three weeks, WS Game has had three containers of finished games, worth $500,000, stranded in China. It lost orders from three of the largest U.S. retailers totaling $16 million in business. And there’s not much Silva can do about it. “As a small business, we don’t have the runway or the capabilities to move manufacturing on a whim,” said Silva, who has 22 employees. He said the tariffs have “disrupted our business and put us on the verge of insolvency” and estimates he has about a four-month runway to stay afloat if nothing changes. “We’re really hoping that cooler heads prevail,” he said. Artificial flowers in Kentucky Jeremy Rice co-owns House, a home-décor shop in Lexington, Kentucky, that specializes in artificial flower arrangements for the home. About 90% of the flowers his business uses are made in China. Rice uses dozens of vendors. The largest are absorbing some of the cost of the tariffs and passing on the rest. One vendor is raising prices by 20% and another 25%. But Rice is expecting smaller vendors to increase prices by much higher percentages. House offers mid-range artificial flowers. A large hydrangea head will retail for $10 to $16, for example. China is the only place that manufacturers higher quality silk flowers. It would take a vendor years to open a factory in a different country or move production somewhere else, Rice said. Rice ordered his holiday décor early this year. But even after stocking up ahead of the tariffs, he only has enough everyday floral inventory in to last two to three months. “After that, I don’t know what we’re going to do,” he said. Rice is concerned that the trade war will wipe out a bunch of mom-and-pop stores, similar to what happened in the Great Recession and the pandemic. “There’s nowhere to turn, there’s nothing to do,” he said. Tea in Michigan A tea shop in a Michigan college town is also caught in the middle of the ongoing tariff fight. “It’s basically just put a big pit in my stomach,” said Lisa McDonald, owner of TeaHaus, located in Ann Arbor, home to the University of Michigan. McDonald has owned TeaHaus for nearly 18 years and sells tea to customers across the U.S. Americans drank about 86 billion servings of tea in 2024, according to the Tea Association of the U.S.A.. Almost all of that is imported since tea isn’t grown in the U.S. at scale, due to factors ranging from climate to cost. McDonald imports loose-leaf tea from China, India, Kenya, Sri Lanka, and other countries. She says her customer base is “from all over the U.S. and the world.” But she worries there is a limit to what they’ll spend. Her premium teas can cost up to $33 for a 50-gram bag. “I don’t think I can charge $75 for a 50-gram bag of tea, no matter how amazing that tea is,” she said. McDonald understands The President’s rationale for wanting to use tariffs to spur U.S. manufacturing but says it doesn’t apply to the tea industry. “We can’t grow tea in the U.S. to the extent that we need. We can’t just flip the industry and ‘make tea great again’ in America. It just can’t happen,” she said. Car accessories in Oklahoma Jim Umlauf’s business, 4Knines, based in Oklahoma City, makes vehicle seat covers and cargo liners for dog owners and others. To do so, he needs raw materials such as fabric, coatings and components from China. Umlauf has explored manufacturing in countries other than China since 2018, when The President first instituted a 25% tariff on goods from China, but has run into complications. In the meantime, 4Knines absorbs the extra cost, which Umlauf says has limited its growth and squeezed its margins. Now, the new tariffs make it nearly impossible to do business. The demand is there, but the company can’t afford to bring over more products. “We only have a limited amount of inventory left, and without some relief, we’ll run out soon,” Umlauf said. As a small business owner who has worked hard to develop a high-quality brand, create jobs and contribute to the community, Umlauf is frustrated. He has tried to contact the White House and other decision-makers to ask for small business support. But he’s gotten zero response. “It’s time for policymakers to consider the full impact of trade policies not just on stock prices or global competitiveness, but on the real people running small businesses,” he said. AP videojournalist Mike Householder in Detroit contributed to this report. —Mae Anderson, AP Business Writer View the full article
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US goods trade gap hits record high as Trump tariffs prompt import surge
Companies rushed to purchase foreign products ahead of imposition of wide-ranging levies View the full article
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Nine Changes You Need to Make to Your Google Security and Privacy Settings
There's no doubt Google is keen to track just about everything you do online and inside its apps, but it's also fair to say the company puts a comprehensive set of security and privacy tools at its users' disposal. You can use these tools to manage data in everything from Google Maps to YouTube. And there is a lot of data to manage: With Gmail, Gemini, Android, Chrome, and all the other apps and services it runs, Google can suck up a vast amount of information about you and what you're up to. It's important to make sure this data is being managed in a way you're comfortable with, and kept safe from unauthorized access. All of these security and privacy settings can be found by heading to your Google account page on the web, in a desktop browser. Automatically wipe the data Google is storingIf you click Data and security and then Web & App Activity, you can see the bulk of the data Google is holding on you. There's a lot of it, in a lot of categories—from searches you've run on the web, to movies you've watched on Google TV—and you can delete any of these bits of information, either individually or in batches based on date or app. Even better, you can have Google wipe this data automatically after a set period of time. Click Choose an auto-delete option, and you can have some or all of your data wiped after 3, 18, or 36 months. There's also the option to turn off data collection in these categories completely, or to only have certain types of information wiped automatically. Set up recovery information Make sure your account recovery details are up to date. Credit: Lifehacker Let's hope you never get locked out of your account, but if you do, Google will try and use your registered recovery phone number and email address to verify your identity and restore your access—so you need to make sure this information is up to date. To do this, click Security and then Recovery phone or Recovery email to enter or edit the details. Customize the ads you seeIt's difficult to get away from Google ads, but you can at least tweak the ads you see. From Data and privacy, select My Ad Center to start making changes. The first setting you can change is to turn off personalized ads entirely, which won't reduce the number of ads you see, but will mean they're not specifically targeted at your demographic. To make more granular tweaks, click any of the categories listed (like Education or Industry) to disable personalized ads or correct assumptions Google has made about you (such as your relationship status). You're also able to click Customize Ads to change the ad topics you get shown, and to disable ads for sensitive topics like weight loss or gambling. Enable dark web reports Google can keep tabs on the dark web for you. Credit: Lifehacker Did you know Google can warn you if your information leaks out on the dark web? Which gives you a heads up that you need to change your passwords or take additional precautions. From the Security tab inside your Google account, click Start monitoring under Dark web report. You can then specify the info you want Google to look out for. Manage location sharingFrom the Data and privacy screen, you can manage how Google tracks your location over time, and also manage which other people can see your location. Click Timeline to configure how your location history is saved on specific devices: You can turn off this history completely, or have it automatically wiped after a certain amount of time. Select Location sharing under Data and privacy to see which contacts are sharing their location with you, and vice versa (if this is something you've set up). You're able to stop sharing your location with any of these people at any time, as well as set up email reminders that periodically remind you that you've got this feature turned on. Check connected devices Disconnect devices you're no longer using. Credit: Lifehacker This is a good check to run regularly: From Security, click Manage all devices to see everywhere you're signed into your Google account. If there are old devices you've forgotten about, or other people are using your account when they shouldn't be, you can revoke permissions. You can also get help if you see a device you don't recognize. Set up a digital legacy planIt's important to make some plans for when the inevitable happens—if only to make life easier for the family and friends you leave behind. Google lets you choose what happens to your data after you're gone through what's known as a digital legacy plan for your account. If you click Data and privacy and then Make a plan for your digital legacy, you can set this up. It's not a particularly complicated or time-consuming process: You just choose which contacts you want to have access to your data after a certain period of time (from three to 18 months), and which categories of data you want to leave available to them. Revoke access for third-party apps You might be surprised at how many apps are connected to your Google account Credit: Lifehacker Connecting to apps and services with your Google account is quick and convenient, but the more of these connections you have, the more exposed your account is. Remove outdated and unnecessary links to third-party apps by clicking Security and then See all connections. Turn on two-factor authenticationWe've said it plenty of times in the past, and we'll keep saying it: Two-factor authentication (2FA) is one of the best ways to protect your accounts, because it means hackers need more than a username and password to get at your data. Typically, a code from an authenticator app is also needed when you're logging in on a new device. To get 2FA set up on your Google account, if it isn't already, click Security then 2-Step Verification and follow the instructions on screen. You get a choice of 2FA methods you can use, besides an authenticator app, which include having confirmation prompts sent to authorized devices (such as your phone) and using a physical security key to log in. View the full article
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This company built its own rail terminal in New York City to avoid relying on trucks
It’s been more than half a century since it became more common to ship freight in trucks than by train. But when one company decided to start selling its product in the New York City market, it built its own new rail terminal to avoid the cost and emissions of trucking. “A truck is not an efficient way to take these types of materials long distance,” says Grant Quasha, CEO of Eco Material Technologies. The company makes supplementary cementitious material or SCM, a component added to concrete to make it stronger and longer-lasting. The material is made from fly ash, a type of waste produced from coal plants that the company sources from landfills at locations throughout the country. A truck can hold 20 tons of it; a train, which can move as much as 2,000 tons, cuts emissions by at least 90%, Quasha says. The company wanted to serve the construction market in New York from one of its sites in rural Pennsylvania, as well as another site in Georgia. But since trucking would be cost-prohibitive and more polluting, they turned to the more old-fashioned solution of rail. First, they had to find rail lines that were still in use in the right location. “We had to scour the area to find existing infrastructure that could work with our needs,” Quasha says. They partnered with a local short-line railroad that owned a rail yard in Queens, not far from the company’s concrete customers. Then they built a terminal in the rail yard that would work for their specific needs. Extra train tracks at the terminal allow them to store their product in train cars until it’s needed. The logistics are complicated. To make a delivery from one of the company’s sites, in Pennsylvania, the train can’t go straight there. There isn’t a bridge or tunnel to accommodate a train to Queens, although a long-planned freight tunnel is under construction. After a train reaches New Jersey, the train cars go on a specialized barge with built-in train tracks. A tugboat pushes the barge across the Hudson and East Rivers, and then another locomotive picks up the train cars in Brooklyn. Right now, using this type of material in New York City usually means importing it from countries like Turkey and China. But it makes more sense, environmentally, for it to come from a place like Pennsylvania instead, Quasha says. (It also can avoid tariffs and crowded ports.) Over the last century, coal companies have sent billions of tons of waste to landfills, which Eco Material Technologies reprocesses for use in concrete. It also has the dual benefit of helping clean up the old dumps. When it’s used in concrete, it reduces the need for cement, which has a large carbon footprint. It makes the final concrete stronger, and less expensive. “People say, if these materials are cheaper, more environmentally friendly, and make better concrete, why aren’t they used all the time?” Quasha says. “The answer is supply: Historically, there hasn’t been enough of the material where you need when you need it. You don’t generally have these waste dumps next to midtown Manhattan.” At the new terminal, where deliveries have already started, the company plans to bring in around 50,000 tons of the product each year, on roughly 10 train cars each week. View the full article
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SoFi reports strong performance in first quarter 2025 earnings
The challenger bank exceeded analysts' expectations in income, revenue and earnings per share. View the full article
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Busch Light Apple beer is back: Anheuser-Busch confirms limited-time return of viral ‘Bapple’
The rumors are true: Anheuser-Busch confirmed on Tuesday that its viral sensation Busch Light Apple will be back in stores in May for the first time since 2022. That’s welcome news to the legions of diehard fans who have been appealing the St. Louis-based beer maker to bring the apple-flavored lager back to stores for the past three years. “Before Busch Light Apple was taken off shelves, our fans chased down trucks to get their hands on it,” Krystyn Stowe, head of marketing at Busch Family & Natural Family at Anheuser-Busch, said in a statement to Fast Company. “They created Facebook groups with thousands of members to mourn the loss of their favorite beer, and Reddit threads became a new home for those looking to connect with others who miss the signature sweet taste of Busch Light Apple.” In recent weeks, people have taken to social media to share that they’ve apparently found early-release cans of Busch Light Apple on shelves or videos of the beer on assembly lines. Such posts have typically sparked large numbers of comments from fans asking where the beer can be located. It’s a bit tricky to unpeel what exactly kicked off the rumor mill this spring that “Babble”—as fans call it—might be revived this year. However, in mid-March, a user on the X platform shared a photo that he said was from a December 2024 Anheuser-Busch meeting indicating a return of the fan-favorite beverage. That photo was subsequently shared widely across various social media platforms. To be fair, some fans were hoping it was a sign of good things to come as far back as October when Busch Beer celebrated National Apple Day with a photo of a bushel of the beer and apples on Instagram. “One in every three comments on Busch Light’s social posts is from fans urging us to bring back Busch Light Apple, and we’ve read every single one,” Stowe added in a statement. But the good-news announcement comes some news that might disappoint: The company promises that Bapple will only be available while supplies last and urges fans to stock up. That said, Busch tells Fast Company that fans can expect to see the beer in stores “all summer long.” Busch league of fans All of this fervor might leave some of you scratching your heads in confusion: People are this passionate about . . . a Busch beverage? Oh, you have no idea. Something special seemingly happened when the Busch brand dropped its first flavored beer from the family tree in July 2020. Whether it’s the taste, the timing of the beverage launch, or the company’s announcement that lampooned an Apple keynote presentation of new tech product launches, the beverage soon amassed a loyal Busch league of fans. How loyal? A lot of people toss around the word “favorite” when describing the lager that’s made with real apple extract. And while there’s seemingly a market for everything on eBay, some people have recently sold Bapple merchandise for $200 and up, while empty cans or even an empty box case could fetch $10. Apple tie-in This year, Anheuser-Busch has once again played up that Apple tie-in, enlisting a perhaps-unlikely spokesperson for the beverage’s rebirth: Ronald G.Wayne, who cofounded the tech giant alongside Steve Wozniak and Steve Jobs. Wayne, now 90, liquidated his 10% stake in Apple in 1976 for just $800 and he’s parlaying a billion-dollar mistake that happened nearly 50 years ago as a selling point for fans to stock up on Busch Light Apple. “This time, I’m not missing out on a great, Apple-related opportunity,” Wayne says in the YouTube ad before pointing to a pallet of Bapple and calling it “a real good investment.” When and where will Busch Light Apple beer be available? For fans who can’t wait to get their hands on a cold can of Bapple, the Busch website has a locator feature to search for any brew, including Busch Light Apple, by zip code. View the full article
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This Razer Mobile Gaming Controller Is at Its Lowest Price Ever Right Now
We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. The Razer Kishi Ultra is finally seeing a real price break, now down to $99.99 from its usual $149.99—the lowest it’s been, according to price trackers. Razer Kishi Ultra Gaming Controller $99.99 at Amazon /images/amazon-prime.svg $149.99 Save $50.00 Get Deal Get Deal $99.99 at Amazon /images/amazon-prime.svg $149.99 Save $50.00 Designed mainly for Android phones and newer iPhones with USB-C, the Kishi Ultra snaps onto your device with a springy bridge that can handle anything between 4.7 and 8.3 inches long. In hand, it feels closer to a full-size Xbox controller split in half, complete with offset analog sticks, large tactile buttons, clicky bumpers, and analog triggers. That said, its wide build does make it less travel-friendly compared to the Kishi V2 Pro, but the trade-off is comfort, especially for bigger hands or longer gaming sessions. The physical controls of the Kishi Ultra are reportedly snappy and responsive. You get a familiar Xbox-style setup with a big D-pad, customizable L4 and R4 triggers, and optional RGB lighting for a bit of flair. Plus, the addition of haptic feedback brings an extra punch to every shot or impact in games like Ultrakill. Beyond that, the Kishi Ultra includes practical touches like a USB-C port that supports pass-through charging and a 3.5mm headphone jack for wired audio. On Android, you get bonus features like virtual controller support for games without native control mapping (think Genshin Impact). However, if you’re an iPhone user, you’ll miss out on that feature. Also, cloud gaming on iOS through Xbox Game Pass isn’t quite as smooth, needing a web-based workaround instead of a clean app experience. Still, the core experience holds strong across both platforms. Some quirks remain, like a bit of twitchiness in the analog triggers (especially when you’re trying to finely control acceleration in driving games—something to keep in mind if you’re picky about racing or precision-heavy titles, notes this PCMag review) and the overall size, making it a pain to stuff into smaller bags. But if you can work around that, this is about as close as mobile gaming gets to feeling console-grade. Plus, with the ability to plug it into a PC via USB-C and use it as a wired controller, it quietly doubles its value. View the full article
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How to preserve new-hire enthusiasm beyond the first few weeks
Enthusiasm peaks in the early days of a new job. New hires are creative, motivated, and often, a fresh dose of optimism compared to their more tenured teammates. Yet, in a matter of weeks, that initial enthusiasm plunges by an average of 22%. The innovation and discretionary effort that comes with new-hire enthusiasm are a strategic advantage for any organization. But to be impactful, new-hire energy must last beyond the first few weeks. Here are four tips to preserve that early days’ enthusiasm: 1. Give Context, Not Just Content Too often, new teammates find out “how it works here” through pushback, sideways glances, and a slap on the wrist over red tape they didn’t know existed. As a result, the motivation to drive results is quickly outweighed by the fear of reputational risk or political consequence. It’s a preventable comedown. Effective onboarding must go beyond role-specific content. Organizational context is what gives new teammates the foundation to dive in effectively. In the onboarding process, answer questions like: How do different teams typically work together (or not)? Are there cultural norms around offering feedback? Is the decision-making hierarchy fluid or more rigid? What metrics are most important to the organization? (Beyond individual OKRs) Who determines what’s considered “urgent,” and how is that typically communicated? This foundation enables new hires to make an impact fast, without fear of stepping on a cultural landmine. 2. Prove a Failure Tolerance If your organization needs to progress, failure inevitably comes with the territory. Yet, the prospect of failing can send a shockwave through someone eager to impress. A “Move fast and break things” poster does not have enough credibility to inspire risk-taking. Instead, prove an organizational failure tolerance by citing specific examples in onboarding. Share stories about failed launches, the buggy beta version, or internal projects that didn’t pan out. Talk about what was learned, how the organization adapted, and most importantly, that the people behind those efforts are still here. 3. Follow-up on the Invitation for “New Ideas” The onboarding process can be overwhelming. Between setting up passwords, learning names, and attempting to decipher health insurance, there isn’t much brain space left for innovation in the first few days. If you want new hires to speak up and bring a fresh perspective, follow up on that invitation after they’ve had time to settle in. Go beyond “Got any ideas?” Ask pointed questions that show your interest in their perspective. Try prompts like: I’m curious about your take on this—do you think we’re missing anything? If you could start this (project, process, product) from scratch, what would you change? Were there any moments where you thought, “Why do we do it this way?” Showing new hires that “We want new ideas!” isn’t just a perfunctory corporate welcome. 4. Share the Metrics, But Don’t Start the Clock Ambitious new hires want to know the criteria for success. Even if they don’t ask, share the metrics a new hire will (eventually) be evaluated against. Whether it’s delivery timeline, revenue targets, or client satisfaction, be clear about what good looks like. But don’t start the clock right away. Give new hires time to build relationships and develop a meaningful understanding of how to achieve those numbers effectively. If metrics are not shared up front and only surface during a later performance review, it can feel like the rules are being made up mid-game. On the flip side, starting assessment on the first day can feel overwhelming or even unfair. Align early on key metrics of success, but delay starting the “clock” for 60–90 days in performance-based roles. Be transparent, but not premature in applying pressure. Will every day of work be as exciting as day one? Probably not. The adrenaline of a new job is impossible to sustain. Yet, with intentionality, preserving new-hire enthusiasm is possible. View the full article
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Olipop is teaming up with Crocs to welcome back this fanfavorite flavor at its first soda drive-thru
Spicy pickle soda. Dirty protein soda. Cereal milk soda. These aren’t your standard mocktail offerings—but that’s exactly the point. On May 12, Olipop will launch its first-ever soda drive-thru in Los Angeles, offering an array of offbeat, internet-inspired drinks and limited-edition mocktails, with the first drink free to the public. The pop-up event taps into the internet’s growing obsession with so-called “beverage goblin” culture, which has people cycling through multiple drinks at once for hydration, energy, and fun. “There’s just so much chatter around just these internet drinks and the whole like beverage goblin trend, where people have their hydration drink, their fun drink, and their caffeine on their desk,” said Steven Vigilante, Olipop’s director of strategic partnerships. “This is a reflection of that . . . Giving people an opportunity to actually do something, get out of the house and go try one of these for free.” The drive-thru mocktail menu leans into the experimental, including three different flavors. There’s the Cereal Milk Soda, which is an orange cream Olipop mixed with vanilla almond milk, rimmed with vanilla frosting, and topped with fruit cereal. There’s also the Dirty Protein Soda, which is an orange cream with Koia’s vanilla bean protein shake. And there’s the Spicy Pickle Soda, a mix of pickle and jalapeño juice with Olipop’s vintage cola. While the novelty drinks are temporary, one fan favorite is making a permanent return. Olipop’s 12-ounce orange cream flavor, which first went viral in 2021, is officially joining the brand’s year-round lineup. Fans have been asking for its comeback on social media: “Love this bestie but pls bring back orange cream,” wrote one Instagram user. Another added, “Next bring back orange cream pls . . . I’ve never tasted anything better in my life.” Starting April 29, it’s back permanently in the flavor lineup. The event also relates to the resurgence of soda culture—specifically, the “dirty soda” trend that blew up following the release of The Secret Lives of Mormon Wives in late 2024. The reality series highlighted the oversize soda drinks popular in Utah, where chains like Swig and Sodalicious serve highly customized soft drinks mixed with flavored syrups and cream. Olipop’s orange cream soda fits right in with the trend. “Creamy fruit flavors are the best for dirty sodas. They mix really well with the creamer. And we just thought this would be a fun way to do it. It’s like a kickoff this summer,” Vigilante said. “This is a beverage brand and a product that people need to try and touch and feel and taste.” Adding to the event, Olipop is teaming up with Crocs for a limited-edition merch drop. The collaboration includes bright orange Bae Clogs in an “Orangesicle” colorway and exclusive Jibbitz charms. The items won’t be sold online or in stores, as only a limited number will be given away at the drive-thru while supplies last. Attendees can also try a drink designed for the occasion: the Orange Dreamsicle Crocs-Tail—a mix of Olipop’s orange cream, half and half, vanilla syrup, whipped cream, and a branded popsicle. For those unable to attend in person, Olipop will run a virtual version of the event from May 12 through May 19. Online participants can enter to win a drive-thru kit or a case of the returning orange cream flavor. The event was originally planned for January, but postponed due to wildfires in Los Angeles. Now, it’s being used in association with the company’s community-first approach. “We are using this drive-thru as a way to create a nice community event in L.A. and give back to some of the folks who were impacted by the fires,” said Vigilante. View the full article
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How Trump’s team has disrupted $430 billion in federal funding so far
The The President administration has frozen, stalled or otherwise disrupted some $430 billion in federal funds—from disease research to Head Start for children to disaster aid—in what top Democrats say is an “unprecedented and dangerous” assault on programs used by countless Americans. Sen. Patty Murray of Washington and Rep. Rosa DeLauro of Connecticut on Tuesday released an online tracker that is compiling all the ways President Donald The President and his adviser Elon Musk’s Department of Government Efficiency are interrupting the flow of federal funds, often going up against the law. “Instead of investing in the American people, President The President is ignoring our laws and ripping resources away,” said Murray and DeLauro, who are the top Democrats on the Appropriations committees in Congress. “No American president has ever so flagrantly ignored our nation’s spending laws or so brazenly denied the American people investments they are owed,” they said. The tally is far from complete or exhaustive, the lawmakers said, but a snapshot in time. It comes in a rapidly changing political and legal environment as the The President administration faces dozens of lawsuits from state and local governments, advocacy organizations, employees and others fighting to keep programs intact. At 100 days into The President’s return to the presidency, the project showcases the extent to which the White House is blocking money that Congress has already approved, touching off a constitutional battle between the executive and legislative branches that has real world ramifications for the communities the lawmakers serve. The White House and its Republican allies in Congress have said they are working to root out waste, fraud and abuse in government. The The President administration is in court fighting to keep many of the administration’s cuts even as Musk, whose own popularity has dropped, says he will be cycling off DOGE’s day-to-day work. And The President’s director of the Office of Management and Budget intends to soon send Congress a $9 billion rescissions package, to claw back funds through cuts to the U.S. Agency for International Development and others. Murray and DeLauro said they want to “shine a light on President The President’s vast, illegal funding freeze and how it is hurting people in every zip code in America.” They said it’s time for The President and Musk “to end this unprecedented and dangerous campaign.” While Republicans have also stirred with concerns about The President’s spending cuts, many are reluctant to do so publicly as they try to avoid The President’s reactions. Instead, they tend to work behind the scenes to restore federal dollars to their home states or other constituencies that have been put at risk by The President’s actions. The powerful Appropriations committees in the House and the Senate, where Republicans have majority control of both chambers, draft the annual funding bills that are ultimately approved by Congress and sent to the president’s desk for his signature to become law. —Lisa Mascaro, AP Congressional Correspondent View the full article
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How AI is disrupting the VC and startup ecosystem
The startup playbook that built Uber, Airbnb, and DoorDash is becoming obsolete in real-time. As AI compresses jobs that once required hundreds of employees into algorithms, we’re witnessing the birth of a new company archetype—capital-efficient, immediately profitable, and surprisingly small. With a variety of software to use for all aspects of building a business—from Shopify for e-commerce to Stripe for payments—and low operating costs, innovation just keeps making everything that much more efficient. Advancements in AI are turbocharging this even further. Now, companies not only need less software and less capital for solutions to get off the ground, but they also simply need fewer people. From marketing to design to data management, AI can perform and accelerate many processes that take place in a growing company. Whether it’s automating website copy and social posts, assisting with interface and ad design, or even processing data sets to inform strategic decisions, many are already using AI to do this and more. This means it now takes the least amount of money it ever has to grow and scale a company. As a result, revenue scale is being achieved with the fewest number of employees ever and profitability is soon to follow suit. Acquisitions and IPOs are out of date Starting a company the “old” way was coming up with an innovative idea, followed by creating a minimal viable product and getting users. Raising venture capital to fund additional growth was the traditional next step, with ownership of the company being diluted every step of the way as new and necessary capital came in in which was needed to reach true scale. An ideal outcome would then be an exit through an acquisition or an IPO, but the odds are actually often against the company in that instance. In fact, only 1–1.5 percent of companies actually reach a “good exit” within the first five years. And when they do exit, the team’s ownership has often been so diluted that their stake in a $100M sale could be less than if they raised just a few million and sold for $25M. Sometimes, consistently batting singles and doubles is better than trying to swing for home runs. The $100M company with one employee More and more stories like this are surfacing. Companies are reevaluating the need for venture capital and how much, if any, money to raise. There’s a lot of talk about the first $100M revenue company with just one employee because of AI, and we’re getting closer to that every day. In general, companies utilizing AI to its maximum potential are proving to be extremely efficient in terms of revenue per employee, because there is less needed to achieve the same growth trajectories. The best case study for this may be Midjourney, a company which has raised no outside capital at all but was last projected to be valued at more than $10B, in 2023, if they were to go out and fundraise—a number that is likely even higher now given the company’s continued growth. Because it’s easier than it’s ever been to start, grow, scale, and become profitable, the question now is, How much money companies should be raising? When there’s so many more viable options, some have begun to wonder why raise money at all. New forms of financing All of this raises another fundamental question: What does this mean for the future of the tech ecosystem? The new normal may become financing through debt. If companies can turn a profit sooner than ever and the ability to get there requires far fewer employees, there are a lot more financing options for EBITDA-positive companies, including raising debt from banks, which is relatively inexpensive, or securing financing using revenue as the collateral. Because raising money from VCs requires diluting ownership and answering to shareholders, it is far and away the most expensive capital a company can find. If there’s a world where capital can just come from debt, companies will get the best of both worlds: scaling the business on their terms while retaining ownership the entire way. This is likely going to be one of the most popular options in the AI-first era. Disrupting the conventional VC model VCs, meanwhile, will have to adapt their approach to adjust for a world in which their capital is simply less interesting to a company. Traditionally, their model is to get outsized returns from a handful of investments, which offsets the losses from the majority of the investments that don’t return anything. VCs usually do this by investing and gaining significant ownership stakes in companies over time, reinvesting in round after round of the “winners” in their portfolio. These companies historically have come back for more capital because that was the way it was always done. That looks a lot different now when the companies they want to invest in only need to raise very little capital and in turn they don’t get the ownership stake they need to generate those outsized returns. To keep up, VCs can look to new models and find companies outside of their normal view. It may look a bit less like software, and more like service-based companies that they previously avoided. These businesses are still ripe for disruption and have the potential to experience a dramatic lift from incorporating new technology—specifically AI—into the mix. Investing in these types of businesses gives VCs the chance to capture the traditional types of returns over time, even if it starts to look more like private equity. The model becomes less about picking a handful of big winners, and more about ensuring that the majority of the companies they invest in are successful, even if just modestly. An existential question The next decade won’t just transform what startups build, but it will fundamentally reinvent how they’re built. The companies that thrive won’t necessarily be the ones with the most capital, but those that strategically deploy technology to maximize impact with minimal overhead. For companies and investors alike, adapting isn’t optional—it’s existential. View the full article
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Danes boycotting Coca-Cola, says Carlsberg
Local brand soars 13-fold in March as US fizzy drink is rejected in protest against US foreign policyView the full article
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Trump’s first 100 days mark worst for US stock market since Gerald Ford
S&P 500 on course to lose 8% since inauguration day in weakest start to a presidency since 1970sView the full article
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Essential Guide to Starting a Monogram Business for Creative Entrepreneurs
Key Takeaways Understand Monograms: Monograms are personalized designs combining letters, offering a unique branding element that resonates with customers and enhances product appeal. Market Demand: There is a growing demand for personalized products, making it a lucrative opportunity for entrepreneurs. Tailoring offerings to customer preferences can boost acquisition and retention. Research and Planning: Conduct thorough market research to identify your target audience, analyze competitors, and develop a comprehensive business plan that outlines your business model and growth strategies. Choose Your Niche: Selecting a specific niche helps differentiate your business in the monogram market, enabling you to focus marketing efforts and optimize product offerings for targeted demographics. Essential Tools and Equipment: Invest in quality sewing and embroidery machines, supplies, and design software to ensure high-quality production and streamline the creative process. Effective Marketing: Build a strong online presence and utilize social media to showcase products, engage with your audience, and drive traffic to your business for increased sales. Starting a monogram business can be an exciting venture that taps into the growing demand for personalized products. With a unique touch, you can transform everyday items into cherished keepsakes and gifts that resonate with customers. Whether it’s custom towels, bags, or home decor, the possibilities are endless. In today’s market, personalization is more than just a trend; it’s a way to connect with your audience. By offering tailored designs, you can carve out a niche that sets your business apart. If you’re ready to turn your creativity into a profitable enterprise, let’s explore the essential steps to launch your monogram business and make your mark in this vibrant industry. Understanding Monograms Monograms have become essential for branding in small businesses, especially for personalized products. They’re distinctive designs that combine letters, often initials, into a single symbol. Customers love monograms for their unique touch on an array of items, such as towels, bags, and home decor. What Are Monograms? Monograms are personalized symbols or designs created by intertwining or overlapping letters. Typically, they feature an individual’s initials or a company’s name. For small business owners, understanding monograms means exploring various design styles—interlocking, circular, block letters, or script. These designs can elevate product appeal, making items feel bespoke and special to the buyer. History of Monograms Monograms date back to ancient Greece, where they served as personal signatures or marks of ownership. They gained popularity during the Renaissance, primarily among nobility, who showcased monograms on clothing, art, and household items. In modern times, monograms have evolved into a popular branding tool for entrepreneurs. They enhance brand identity and promote recognition in the marketplace, thereby boosting customer acquisition and retention. Understanding this rich history supports your ability to promote your monogram business effectively. Benefits of Starting a Monogram Business Starting a monogram business provides unique benefits that can enhance your entrepreneurial journey and contribute to your small business success. Creative Expression Creative expression stands at the forefront of launching a monogram business. Monogramming allows for high levels of customization, enabling you to create personalized products that resonate with your target audience. You can offer embroidered initials on items like t-shirts, bags, towels, and home decor, making them distinctive. Design variability also plays a crucial role; you can incorporate different styles, from traditional to modern, using elements like serifs and swirls. This adaptability caters to diverse customer preferences and highlights your brand’s uniqueness. Market Demand Market demand for personalized products continues to rise, presenting a lucrative opportunity for your startup. Customers increasingly seek meaningful gifts and personalized items that reflect their identity or sentiments. Conducting market research reveals a growing trend in e-commerce, making it essential to establish an effective business model that captures this audience. By focusing on customization, you align with current consumer preferences, enhancing customer acquisition and retention. Additionally, leveraging digital marketing strategies, including SEO and social media campaigns, effectively promotes your unique offerings and drives sales. Establishing strong branding through your monogram designs ensures customer recognition and encourages repeat business, laying the foundation for sustainable growth. Steps to Start a Monogram Business Starting a monogram business involves strategic planning and execution. Focus on your target audience and ensure your offerings resonate with their needs. Follow these essential steps to launch your venture successfully. Research and Planning Conduct thorough market research to understand demand for monogramming services. Identify your ideal customer and determine what products attract them, such as bags, towels, or clothing. Analyze competitors to gauge their strengths and weaknesses. Create a comprehensive business plan that outlines your business model, whether online or in a physical location. Include specific growth strategies, defining measurable goals that facilitate your journey towards success. Choosing Your Niche Selecting a niche is crucial in standing out in the monogram market. Consider targeting specific demographics, such as college students or wedding planners, who are likely to seek personalized items. Evaluate product types that align with your niche, ensuring a clear focus that enhances customer acquisition. This specialization allows you to fine-tune your branding efforts, optimizing marketing strategies that appeal directly to your audience. By offering unique, tailored products, you can solidify your business identity and increase your market share in the growing personalization trend. Tools and Equipment Needed Starting a monogram business requires specific tools and equipment to ensure quality and efficiency. You’ll need to invest in various essential items for successful operations. Essential Equipment Sewing and Embroidery Machine: Invest in a high-quality embroidery machine with automatic thread tension and autopilot functions. This equipment is crucial for efficiently creating monograms on various items, allowing you to handle multiple projects simultaneously. Supplies: Stock up on sufficient thread in various colors, along with stabilizing materials, needles, and other necessary tools. These supplies support diverse monogramming projects and enhance product quality, making your offerings more appealing to customers. Software for Designing You’ll also need effective software for designing monograms. Embroidery Digitizing Software: Consider using tools like Embrilliance Essentials. This versatile software is compatible with both Windows and Mac systems. It allows you to merge, resize, and edit existing embroidery designs while supporting various file formats. Utilizing this software streamlines your design process and enhances creativity in product development, which is vital for your business model. By equipping yourself with the right tools and software, you set a solid foundation for your startup, improve product quality, and enhance customer acquisition strategies. Marketing Your Monogram Business Effective marketing strategies enhance visibility and customer acquisition for your monogram business. Focus on key areas like building an online presence and utilizing social media to connect with your target audience. Building an Online Presence Establishing a solid online presence is crucial for any small business. Your website serves as the primary platform for showcasing products, facilitating e-commerce, and communicating with customers. Optimize your site for SEO to improve search engine rankings and attract organic traffic. Include high-quality images of your monogram products, detailed descriptions, and an easy-to-navigate shopping interface. Consider including a blog section to share insights on monogram trends, providing valuable content that can draw in potential customers. Additionally, ensure your website is mobile-friendly. With over 50% of web traffic coming from mobile devices, a responsive design enhances user experience and increases conversion rates. Don’t forget to secure necessary permits and handle business registration as part of your online setup. Utilizing Social Media Utilizing social media platforms effectively can significantly boost your brand visibility. Focus on platforms like Instagram and Pinterest, which prioritize visual content, to showcase your unique monogram products. Regularly post engaging content that resonates with your audience, such as behind-the-scenes looks at your creative process or user-generated content featuring your products. Create targeted social media ads to reach specific demographics, enhancing your marketing efforts. Collaborate with influencers within the customization and handmade niche to expand your audience reach. By establishing partnerships, you expand your visibility and drive traffic to your online store. Monitor engagement metrics to track the effectiveness of your campaigns. Understanding how your audience interacts with your content allows you to innovate your approach continually. Ultimately, an effective social media strategy complements your overall growth strategy, driving sales and brand loyalty. Conclusion Starting a monogram business can be a rewarding venture that taps into the growing demand for personalized products. By focusing on customization and unique branding, you can create items that resonate with your customers and stand out in a competitive market. Investing in the right tools and marketing strategies will lay the groundwork for your success. Embrace your creativity and connect with your audience through tailored designs that tell their stories. With the right approach, your monogram business can flourish and become a beloved source of personalized keepsakes. Frequently Asked Questions What is a monogram business? A monogram business specializes in creating personalized products featuring custom monograms—designs that combine initials into a unique symbol. This niche focuses on items such as towels, bags, and home decor, catering to the growing trend for personalized gifts. Why are personalized products in demand? Personalized products are increasingly popular because they offer a unique touch that resonates with customers. They provide a way to express individuality, making personalized items perfect for gifts and special occasions, contributing to their rising demand in the market. What are the benefits of starting a monogram business? Starting a monogram business allows for creative expression and the opportunity to cater to individual customer needs. Entrepreneurs can develop unique, customized products that stand out, leading to enhanced customer acquisition and retention in a growing market. What tools do I need to start a monogram business? Essential tools for a monogram business include a high-quality sewing and embroidery machine, thread, stabilizing materials, and embroidery digitizing software like Embrilliance Essentials. These tools help improve product quality and streamline the design process. How do I effectively market a monogram business? To market a monogram business effectively, focus on building a solid online presence through an optimized website and engaging social media platforms like Instagram and Pinterest. Use high-quality images, targeted ads, and influencer collaborations to enhance visibility and attract customers. Image Via Envato This article, "Essential Guide to Starting a Monogram Business for Creative Entrepreneurs" was first published on Small Business Trends View the full article
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Essential Guide to Starting a Monogram Business for Creative Entrepreneurs
Key Takeaways Understand Monograms: Monograms are personalized designs combining letters, offering a unique branding element that resonates with customers and enhances product appeal. Market Demand: There is a growing demand for personalized products, making it a lucrative opportunity for entrepreneurs. Tailoring offerings to customer preferences can boost acquisition and retention. Research and Planning: Conduct thorough market research to identify your target audience, analyze competitors, and develop a comprehensive business plan that outlines your business model and growth strategies. Choose Your Niche: Selecting a specific niche helps differentiate your business in the monogram market, enabling you to focus marketing efforts and optimize product offerings for targeted demographics. Essential Tools and Equipment: Invest in quality sewing and embroidery machines, supplies, and design software to ensure high-quality production and streamline the creative process. Effective Marketing: Build a strong online presence and utilize social media to showcase products, engage with your audience, and drive traffic to your business for increased sales. Starting a monogram business can be an exciting venture that taps into the growing demand for personalized products. With a unique touch, you can transform everyday items into cherished keepsakes and gifts that resonate with customers. Whether it’s custom towels, bags, or home decor, the possibilities are endless. In today’s market, personalization is more than just a trend; it’s a way to connect with your audience. By offering tailored designs, you can carve out a niche that sets your business apart. If you’re ready to turn your creativity into a profitable enterprise, let’s explore the essential steps to launch your monogram business and make your mark in this vibrant industry. Understanding Monograms Monograms have become essential for branding in small businesses, especially for personalized products. They’re distinctive designs that combine letters, often initials, into a single symbol. Customers love monograms for their unique touch on an array of items, such as towels, bags, and home decor. What Are Monograms? Monograms are personalized symbols or designs created by intertwining or overlapping letters. Typically, they feature an individual’s initials or a company’s name. For small business owners, understanding monograms means exploring various design styles—interlocking, circular, block letters, or script. These designs can elevate product appeal, making items feel bespoke and special to the buyer. History of Monograms Monograms date back to ancient Greece, where they served as personal signatures or marks of ownership. They gained popularity during the Renaissance, primarily among nobility, who showcased monograms on clothing, art, and household items. In modern times, monograms have evolved into a popular branding tool for entrepreneurs. They enhance brand identity and promote recognition in the marketplace, thereby boosting customer acquisition and retention. Understanding this rich history supports your ability to promote your monogram business effectively. Benefits of Starting a Monogram Business Starting a monogram business provides unique benefits that can enhance your entrepreneurial journey and contribute to your small business success. Creative Expression Creative expression stands at the forefront of launching a monogram business. Monogramming allows for high levels of customization, enabling you to create personalized products that resonate with your target audience. You can offer embroidered initials on items like t-shirts, bags, towels, and home decor, making them distinctive. Design variability also plays a crucial role; you can incorporate different styles, from traditional to modern, using elements like serifs and swirls. This adaptability caters to diverse customer preferences and highlights your brand’s uniqueness. Market Demand Market demand for personalized products continues to rise, presenting a lucrative opportunity for your startup. Customers increasingly seek meaningful gifts and personalized items that reflect their identity or sentiments. Conducting market research reveals a growing trend in e-commerce, making it essential to establish an effective business model that captures this audience. By focusing on customization, you align with current consumer preferences, enhancing customer acquisition and retention. Additionally, leveraging digital marketing strategies, including SEO and social media campaigns, effectively promotes your unique offerings and drives sales. Establishing strong branding through your monogram designs ensures customer recognition and encourages repeat business, laying the foundation for sustainable growth. Steps to Start a Monogram Business Starting a monogram business involves strategic planning and execution. Focus on your target audience and ensure your offerings resonate with their needs. Follow these essential steps to launch your venture successfully. Research and Planning Conduct thorough market research to understand demand for monogramming services. Identify your ideal customer and determine what products attract them, such as bags, towels, or clothing. Analyze competitors to gauge their strengths and weaknesses. Create a comprehensive business plan that outlines your business model, whether online or in a physical location. Include specific growth strategies, defining measurable goals that facilitate your journey towards success. Choosing Your Niche Selecting a niche is crucial in standing out in the monogram market. Consider targeting specific demographics, such as college students or wedding planners, who are likely to seek personalized items. Evaluate product types that align with your niche, ensuring a clear focus that enhances customer acquisition. This specialization allows you to fine-tune your branding efforts, optimizing marketing strategies that appeal directly to your audience. By offering unique, tailored products, you can solidify your business identity and increase your market share in the growing personalization trend. Tools and Equipment Needed Starting a monogram business requires specific tools and equipment to ensure quality and efficiency. You’ll need to invest in various essential items for successful operations. Essential Equipment Sewing and Embroidery Machine: Invest in a high-quality embroidery machine with automatic thread tension and autopilot functions. This equipment is crucial for efficiently creating monograms on various items, allowing you to handle multiple projects simultaneously. Supplies: Stock up on sufficient thread in various colors, along with stabilizing materials, needles, and other necessary tools. These supplies support diverse monogramming projects and enhance product quality, making your offerings more appealing to customers. Software for Designing You’ll also need effective software for designing monograms. Embroidery Digitizing Software: Consider using tools like Embrilliance Essentials. This versatile software is compatible with both Windows and Mac systems. It allows you to merge, resize, and edit existing embroidery designs while supporting various file formats. Utilizing this software streamlines your design process and enhances creativity in product development, which is vital for your business model. By equipping yourself with the right tools and software, you set a solid foundation for your startup, improve product quality, and enhance customer acquisition strategies. Marketing Your Monogram Business Effective marketing strategies enhance visibility and customer acquisition for your monogram business. Focus on key areas like building an online presence and utilizing social media to connect with your target audience. Building an Online Presence Establishing a solid online presence is crucial for any small business. Your website serves as the primary platform for showcasing products, facilitating e-commerce, and communicating with customers. Optimize your site for SEO to improve search engine rankings and attract organic traffic. Include high-quality images of your monogram products, detailed descriptions, and an easy-to-navigate shopping interface. Consider including a blog section to share insights on monogram trends, providing valuable content that can draw in potential customers. Additionally, ensure your website is mobile-friendly. With over 50% of web traffic coming from mobile devices, a responsive design enhances user experience and increases conversion rates. Don’t forget to secure necessary permits and handle business registration as part of your online setup. Utilizing Social Media Utilizing social media platforms effectively can significantly boost your brand visibility. Focus on platforms like Instagram and Pinterest, which prioritize visual content, to showcase your unique monogram products. Regularly post engaging content that resonates with your audience, such as behind-the-scenes looks at your creative process or user-generated content featuring your products. Create targeted social media ads to reach specific demographics, enhancing your marketing efforts. Collaborate with influencers within the customization and handmade niche to expand your audience reach. By establishing partnerships, you expand your visibility and drive traffic to your online store. Monitor engagement metrics to track the effectiveness of your campaigns. Understanding how your audience interacts with your content allows you to innovate your approach continually. Ultimately, an effective social media strategy complements your overall growth strategy, driving sales and brand loyalty. Conclusion Starting a monogram business can be a rewarding venture that taps into the growing demand for personalized products. By focusing on customization and unique branding, you can create items that resonate with your customers and stand out in a competitive market. Investing in the right tools and marketing strategies will lay the groundwork for your success. Embrace your creativity and connect with your audience through tailored designs that tell their stories. With the right approach, your monogram business can flourish and become a beloved source of personalized keepsakes. Frequently Asked Questions What is a monogram business? A monogram business specializes in creating personalized products featuring custom monograms—designs that combine initials into a unique symbol. This niche focuses on items such as towels, bags, and home decor, catering to the growing trend for personalized gifts. Why are personalized products in demand? Personalized products are increasingly popular because they offer a unique touch that resonates with customers. They provide a way to express individuality, making personalized items perfect for gifts and special occasions, contributing to their rising demand in the market. What are the benefits of starting a monogram business? Starting a monogram business allows for creative expression and the opportunity to cater to individual customer needs. Entrepreneurs can develop unique, customized products that stand out, leading to enhanced customer acquisition and retention in a growing market. What tools do I need to start a monogram business? Essential tools for a monogram business include a high-quality sewing and embroidery machine, thread, stabilizing materials, and embroidery digitizing software like Embrilliance Essentials. These tools help improve product quality and streamline the design process. How do I effectively market a monogram business? To market a monogram business effectively, focus on building a solid online presence through an optimized website and engaging social media platforms like Instagram and Pinterest. Use high-quality images, targeted ads, and influencer collaborations to enhance visibility and attract customers. Image Via Envato This article, "Essential Guide to Starting a Monogram Business for Creative Entrepreneurs" was first published on Small Business Trends View the full article
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This App Is the Easiest Way to Find, Install, and Update Software on Windows
Installing software on Windows can be a pain. You'll find some things for download in the Microsoft Store, sure, but a lot of other applications require you to find the official website and download an executable. It's an annoying process, especially if you have a bunch of software you need to install all at once—a lot of waiting around and clicking "Next." Manually downloading software is also a security risk. The increasing unreliability of Google search results means it's harder to find a legitimate sources for a given app, increasing your odds of downloading malware. Linux users don't have to deal with this cumbersome process—they install software using a package manager, which can automatically download and install software in a couple clicks. And it turns out that Windows has a hidden Windows package manager called Winget, which lets you install software by opening the command prompt and typing the right command. But not everyone likes typing commands, which is where UniGetUI comes in. This application, formerly known as WingetUI, provides a visual interface for Winget and other text-based package managers. Just open the application, type the app you're looking for, and hit enter. Credit: Justin Pot You can double-click any result to read more details. You can search for and check as many applications as you want, then click Install Selected Packages to bulk install multiple applications at once There are a lot to choose from: UniGetUI searches WinGet, which has access to thousands of applications alongside everything in the Microsoft Store. This means you can use it to search and install software from the Microsoft Store without having ever open the Microsoft Store, which is nice. But there's more: package mangers Chocolatey, Scoop, Pip, Npm, .NET Tool, and PowerShell Gallery are also supported. If you don't know what that means, though, don't worry—they're just different sources for software. With everything combined into one app, you should be able to install just about anything using UniGetUI. Credit: Justin Pot You can also update applications from all of these sources, simultaneously, in the Software Updates tab. This is a big deal if you're the kind of person who hates seeing update prompts in all of your individual applications. There's even an optional widget you can install that allows you to trigger updates without opening the application. There are a few more features worth mentioning. You can create a bundle that includes multiple applications and save it for use on future computers, which is handy if you ever need to reinstall Windows and also want to reinstall all of your applications at once. You can even share your bundles of apps with friends, if you want. Not everyone needs an application like this, granted, but if you're the kind of person who installs a lot of software, I can't recommend it enough. View the full article