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Five Google Analytics reports PPC marketers should use to improve targeting, justify spend, and understand how paid traffic supports conversions across the customer journey. The post 5 Google Analytics Reports PPC Marketers Should Actually Use appeared first on Search Engine Journal. View the full article

Home equity investment platforms continue to attract dollars from the venture capital community but also face a proposed de facto ban in one state. View the full article

Improving customer satisfaction doesn’t have to be an intimidating task. By implementing a few straightforward strategies, you can greatly improve your customers’ experience. Start by comprehending their path and listening to their feedback. Utilize multi-channel support and personalize interactions to create meaningful connections. Furthermore, acting on customer insights and monitoring satisfaction scores can guide your improvements. These foundational steps lead to lasting loyalty, but there’s more to reflect on for best results. Key Takeaways Gather feedback actively through surveys and social media to understand customer needs and areas for improvement. Implement live chat and chatbots for immediate support, reducing response times and enhancing accessibility. Personalize user experiences with tailored recommendations and targeted offers based on customer data. Create a comprehensive help center with FAQs to lower support requests and empower customers. Regularly act on customer feedback and communicate improvements to foster trust and engagement. Understand Your Customer Journey—Firsthand How well do you really comprehend your customer experience? To improve customer satisfaction, you need to start by grasping your customer path. Navigate your website anonymously to experience firsthand the actions and interactions that might cause friction or confusion. Utilize Session Replay tools to observe real-time customer interactions, allowing you to pinpoint pain points that need refinement. Customer path mapping is vital in outlining key engagement areas and stages of interaction, which helps you visualize where obstacles may occur. Analyze customer interactions across your digital assets to uncover common frustrations and optimize the overall customer experience. By ensuring consistency across all touchpoints, you can leverage insights gained from mapping and analyzing the customer path. This will create a seamless experience that aligns with effective customer service improvement strategies. In the end, grasping your customer path is significant in figuring out how to improve customer satisfaction and cultivate loyalty. Listen to Your Customers Listening to your customers is crucial for improving their overall satisfaction. By actively gathering feedback, you can align your customer service initiatives with their expectations, in the end enhancing customer happiness. Consider utilizing methods like surveys, social media monitoring, and customer interviews to capture insights effectively. Method Benefits Customer Preference Customer Interviews Direct insights into experiences High engagement Website Surveys 70% prefer this format Quick feedback Social Media Monitoring Real-time engagement 54% prefer responsive brands To further boost CSAT, implement feedback widgets on key pages, which can lead to 20% more actionable insights. Focus groups prior to new feature launches can as well align changes with customer expectations, potentially increasing acceptance rates by up to 30%. These customer support best practices can greatly improve the overall experience. Offer Proactive Multi-Channel Customer Support To improve customer satisfaction effectively, offering proactive multi-channel customer support is essential. By utilizing various communication channels, you can meet customer preferences and elevate their experience. Here are some effective ways to implement this: Implement live chat and chatbots on your website for immediate assistance, reducing response times by 30%. Ensure support is available via email, phone, and social media to improve accessibility and engagement. Regularly train support staff to develop excellent customer service skills, resolving inquiries 20% faster. Create a thorough help center with FAQs to address common queries, potentially lowering support requests by 40%. Act on Customer Feedback Acting on customer feedback is vital for improving your services and products, as it allows you to align your offerings with customer needs. To improve customer service, start by actively sharing collected feedback with relevant teams. This guarantees that customer insights guide your customer initiatives. Regularly review and prioritize areas for improvement based on feedback data, focusing on key pain points that impact satisfaction and loyalty. Transparency is significant; respond to reviews to acknowledge input and nurture community. Utilize social listening tools to monitor sentiments and swiftly address negative feedback. Track the impact of implemented changes on customer satisfaction metrics, and communicate these improvements back to your customers. Doing so demonstrates responsiveness and commitment to their needs. Personalize Your User Experience Personalizing your user experience is essential for meeting customer expectations and enhancing satisfaction. When you implement effective personalization strategies, you can greatly boost customer loyalty and engagement. Here are four key steps to take into account: Utilize customer data to tailor experiences, offering dynamic content and personalized product recommendations. Implement automated messaging aligned with customer experiences, ensuring your communications are relevant and timely. Acknowledge customer loyalty through personalized gestures, like targeted offers or exclusive discounts, to create emotional connections. Regularly analyze customer behavior and preferences to adapt your personalization strategies, keeping your offerings relevant. Leverage NPS and CSAT Scores Comprehending and leveraging Net Promoter Score (NPS) and Customer Satisfaction (CSAT) scores is crucial for any business aiming to improve customer satisfaction and loyalty. NPS measures customer loyalty by asking how likely customers are to recommend your company, whereas CSAT provides immediate feedback on their satisfaction with your products or services. By regularly tracking these scores, you can identify trends and areas needing attention. A mere 5% increase in customer satisfaction can lead to a remarkable 25-95% boost in profits. High NPS scores often correlate with improved customer retention, as satisfied customers are likely to continue purchasing and refer others to you. Implementing strategies based on insights from NPS and CSAT helps improve customer experiences, making your business more responsive to customer needs. In the end, this focus on customer satisfaction promotes long-term customer loyalty, ensuring your business thrives in a competitive environment. Follow up With Your Customers Following up with your customers is essential for cultivating lasting relationships and enhancing their overall experience with your brand. Here are some effective ways to follow up with your customers and improve client service: Structured Follow-Up Plan: Create a plan to engage customers post-purchase, reinforcing product value. Utilize CRM Tools: Use customer relationship management tools to store customer interactions, enabling personalized outreach. Monitor Engagement: Track the effectiveness of your follow-up communications by analyzing customer feedback and engagement. Incorporate Surveys: Use follow-up surveys to gather insights on customer satisfaction, helping identify areas for improvement or upselling. Frequently Asked Questions What Are the 3 C’s of Customer Satisfaction? The 3 C’s of customer satisfaction are Communication, Consistency, and Care. Effective communication guarantees you understand your customers’ needs, as well as consistency assures they receive the same quality service each time. This builds trust and reliability. Care involves showing empathy for customers, nurturing emotional connections that improve loyalty. What Is the 10 to 10 Rule in Customer Service? The 10 to 10 Rule in customer service states you should respond to immediate customer inquiries within 10 minutes and resolve more complex issues within 10 hours. This guideline highlights the importance of timely communication, as many customers expect quick responses. How Can I Improve My Customer Satisfaction? To improve your customer satisfaction, start by actively gathering feedback through surveys and direct interactions. Personalize your communications using customer data, as many customers expect customized experiences. Implement multi-channel support to provide timely assistance across platforms, reducing potential frustrations. Train your staff in empathy and conflict resolution to improve their ability to handle difficult situations. Finally, monitor satisfaction metrics like NPS and CSAT to identify areas for improvement and drive ongoing improvements. What Are the 4 P’s That Improve Customer Service? To improve customer service, focus on the four P’s: People, Processes, Products, and Personalization. Invest in training your staff to boost their knowledge and skills, ensuring they can confidently assist customers. Streamline operational processes for a smoother experience. Offer high-quality products that meet customer expectations, and utilize data to personalize interactions, creating customized experiences. Regularly assess customer satisfaction through metrics to identify improvement areas and track your progress effectively. Conclusion Improving customer satisfaction doesn’t have to be complicated. By comprehending your customer path, actively listening to feedback, and offering multi-channel support, you can address issues effectively. Personalizing experiences and leveraging NPS and CSAT scores provides valuable insights for ongoing improvement. Following up with customers reinforces your commitment to their needs. Implementing these strategies not just improves satisfaction but also cultivates loyalty, eventually leading to a more successful and customer-centric business model. Image via Google Gemini and ArtSmart This article, "7 Tips to Improve Customer Satisfaction Effortlessly" was first published on Small Business Trends View the full article

Improving customer satisfaction doesn’t have to be an intimidating task. By implementing a few straightforward strategies, you can greatly improve your customers’ experience. Start by comprehending their path and listening to their feedback. Utilize multi-channel support and personalize interactions to create meaningful connections. Furthermore, acting on customer insights and monitoring satisfaction scores can guide your improvements. These foundational steps lead to lasting loyalty, but there’s more to reflect on for best results. Key Takeaways Gather feedback actively through surveys and social media to understand customer needs and areas for improvement. Implement live chat and chatbots for immediate support, reducing response times and enhancing accessibility. Personalize user experiences with tailored recommendations and targeted offers based on customer data. Create a comprehensive help center with FAQs to lower support requests and empower customers. Regularly act on customer feedback and communicate improvements to foster trust and engagement. Understand Your Customer Journey—Firsthand How well do you really comprehend your customer experience? To improve customer satisfaction, you need to start by grasping your customer path. Navigate your website anonymously to experience firsthand the actions and interactions that might cause friction or confusion. Utilize Session Replay tools to observe real-time customer interactions, allowing you to pinpoint pain points that need refinement. Customer path mapping is vital in outlining key engagement areas and stages of interaction, which helps you visualize where obstacles may occur. Analyze customer interactions across your digital assets to uncover common frustrations and optimize the overall customer experience. By ensuring consistency across all touchpoints, you can leverage insights gained from mapping and analyzing the customer path. This will create a seamless experience that aligns with effective customer service improvement strategies. In the end, grasping your customer path is significant in figuring out how to improve customer satisfaction and cultivate loyalty. Listen to Your Customers Listening to your customers is crucial for improving their overall satisfaction. By actively gathering feedback, you can align your customer service initiatives with their expectations, in the end enhancing customer happiness. Consider utilizing methods like surveys, social media monitoring, and customer interviews to capture insights effectively. Method Benefits Customer Preference Customer Interviews Direct insights into experiences High engagement Website Surveys 70% prefer this format Quick feedback Social Media Monitoring Real-time engagement 54% prefer responsive brands To further boost CSAT, implement feedback widgets on key pages, which can lead to 20% more actionable insights. Focus groups prior to new feature launches can as well align changes with customer expectations, potentially increasing acceptance rates by up to 30%. These customer support best practices can greatly improve the overall experience. Offer Proactive Multi-Channel Customer Support To improve customer satisfaction effectively, offering proactive multi-channel customer support is essential. By utilizing various communication channels, you can meet customer preferences and elevate their experience. Here are some effective ways to implement this: Implement live chat and chatbots on your website for immediate assistance, reducing response times by 30%. Ensure support is available via email, phone, and social media to improve accessibility and engagement. Regularly train support staff to develop excellent customer service skills, resolving inquiries 20% faster. Create a thorough help center with FAQs to address common queries, potentially lowering support requests by 40%. Act on Customer Feedback Acting on customer feedback is vital for improving your services and products, as it allows you to align your offerings with customer needs. To improve customer service, start by actively sharing collected feedback with relevant teams. This guarantees that customer insights guide your customer initiatives. Regularly review and prioritize areas for improvement based on feedback data, focusing on key pain points that impact satisfaction and loyalty. Transparency is significant; respond to reviews to acknowledge input and nurture community. Utilize social listening tools to monitor sentiments and swiftly address negative feedback. Track the impact of implemented changes on customer satisfaction metrics, and communicate these improvements back to your customers. Doing so demonstrates responsiveness and commitment to their needs. Personalize Your User Experience Personalizing your user experience is essential for meeting customer expectations and enhancing satisfaction. When you implement effective personalization strategies, you can greatly boost customer loyalty and engagement. Here are four key steps to take into account: Utilize customer data to tailor experiences, offering dynamic content and personalized product recommendations. Implement automated messaging aligned with customer experiences, ensuring your communications are relevant and timely. Acknowledge customer loyalty through personalized gestures, like targeted offers or exclusive discounts, to create emotional connections. Regularly analyze customer behavior and preferences to adapt your personalization strategies, keeping your offerings relevant. Leverage NPS and CSAT Scores Comprehending and leveraging Net Promoter Score (NPS) and Customer Satisfaction (CSAT) scores is crucial for any business aiming to improve customer satisfaction and loyalty. NPS measures customer loyalty by asking how likely customers are to recommend your company, whereas CSAT provides immediate feedback on their satisfaction with your products or services. By regularly tracking these scores, you can identify trends and areas needing attention. A mere 5% increase in customer satisfaction can lead to a remarkable 25-95% boost in profits. High NPS scores often correlate with improved customer retention, as satisfied customers are likely to continue purchasing and refer others to you. Implementing strategies based on insights from NPS and CSAT helps improve customer experiences, making your business more responsive to customer needs. In the end, this focus on customer satisfaction promotes long-term customer loyalty, ensuring your business thrives in a competitive environment. Follow up With Your Customers Following up with your customers is essential for cultivating lasting relationships and enhancing their overall experience with your brand. Here are some effective ways to follow up with your customers and improve client service: Structured Follow-Up Plan: Create a plan to engage customers post-purchase, reinforcing product value. Utilize CRM Tools: Use customer relationship management tools to store customer interactions, enabling personalized outreach. Monitor Engagement: Track the effectiveness of your follow-up communications by analyzing customer feedback and engagement. Incorporate Surveys: Use follow-up surveys to gather insights on customer satisfaction, helping identify areas for improvement or upselling. Frequently Asked Questions What Are the 3 C’s of Customer Satisfaction? The 3 C’s of customer satisfaction are Communication, Consistency, and Care. Effective communication guarantees you understand your customers’ needs, as well as consistency assures they receive the same quality service each time. This builds trust and reliability. Care involves showing empathy for customers, nurturing emotional connections that improve loyalty. What Is the 10 to 10 Rule in Customer Service? The 10 to 10 Rule in customer service states you should respond to immediate customer inquiries within 10 minutes and resolve more complex issues within 10 hours. This guideline highlights the importance of timely communication, as many customers expect quick responses. How Can I Improve My Customer Satisfaction? To improve your customer satisfaction, start by actively gathering feedback through surveys and direct interactions. Personalize your communications using customer data, as many customers expect customized experiences. Implement multi-channel support to provide timely assistance across platforms, reducing potential frustrations. Train your staff in empathy and conflict resolution to improve their ability to handle difficult situations. Finally, monitor satisfaction metrics like NPS and CSAT to identify areas for improvement and drive ongoing improvements. What Are the 4 P’s That Improve Customer Service? To improve customer service, focus on the four P’s: People, Processes, Products, and Personalization. Invest in training your staff to boost their knowledge and skills, ensuring they can confidently assist customers. Streamline operational processes for a smoother experience. Offer high-quality products that meet customer expectations, and utilize data to personalize interactions, creating customized experiences. Regularly assess customer satisfaction through metrics to identify improvement areas and track your progress effectively. Conclusion Improving customer satisfaction doesn’t have to be complicated. By comprehending your customer path, actively listening to feedback, and offering multi-channel support, you can address issues effectively. Personalizing experiences and leveraging NPS and CSAT scores provides valuable insights for ongoing improvement. Following up with customers reinforces your commitment to their needs. Implementing these strategies not just improves satisfaction but also cultivates loyalty, eventually leading to a more successful and customer-centric business model. Image via Google Gemini and ArtSmart This article, "7 Tips to Improve Customer Satisfaction Effortlessly" was first published on Small Business Trends View the full article

Most organizations discover they need integration after the pain becomes unavoidable. The CRM doesn’t talk to the billing system. Customer data lives in five places with five different versions of the truth. Someone spends every Friday exporting spreadsheets from one system and importing them into another. Enterprise application integration is the category of technologies that solves this problem by connecting business systems so they share data automatically. The term has been around for decades, but the landscape looks nothing like it did ten years ago. Traditional EAI meant enterprise middleware, six-figure implementations, and dedicated integration teams. Today, the options range from those heavyweight platforms to cloud-native iPaaS solutions to no-code tools that sync CRM and marketing data without IT involvement. Understanding what EAI actually means, and how the options have evolved, helps you figure out which approach fits your situation without over-engineering or under-investing. What is enterprise application integration (EAI)? Enterprise application integration is the process of connecting different software applications within an organization so they can exchange data and coordinate processes without manual intervention. At its core, EAI creates a layer between your business systems that handles communication, data translation, and process orchestration. When a new customer record enters your CRM, that information can automatically flow to your billing system, your marketing platform, and your support ticketing system. When inventory levels change in your warehouse management system, your e-commerce platform and ERP can update simultaneously. The goal is a unified view of business data across systems that were never designed to work together. Instead of each department operating with its own version of the truth, EAI creates consistency. Instead of employees manually copying data between applications, the integration layer handles it automatically. The challenge is that enterprise applications store data differently, use different formats, and follow different rules. Your CRM might use one customer ID format while your ERP uses another. Your marketing platform might structure contact information differently than your support system. EAI technologies bridge these differences through data transformation, mapping, and routing logic. Why organizations invest in EAI The average enterprise now uses roughly 1,200 cloud applications. Each one generates data. Each one operates with its own logic. Without integration, this creates predictable problems that compound over time. Data silos block visibility. When customer information lives in five different systems with no connection between them, nobody has a complete picture. Sales doesn’t see support ticket history. Marketing doesn’t know which customers churned. Finance reconciles conflicting numbers every month-end. Manual processes waste time and create errors. Someone exports data from one system, reformats it, and imports it into another. This happens hundreds of times per week across a typical enterprise. Each manual transfer is an opportunity for mistakes, delays, and inconsistencies. Business processes fragment across systems. An order fulfillment workflow might touch your e-commerce platform, inventory system, payment processor, shipping provider, and customer communication tools. Without integration, each handoff requires manual intervention or custom scripts that break when anything changes. Decision-making slows down. When getting accurate data requires pulling reports from multiple systems and reconciling them manually, decisions get delayed. The weekly report takes three days to assemble. The executive dashboard shows last week’s numbers. Leadership asks questions that nobody can answer without a multi-day data gathering exercise. Technical debt accumulates. Every quick fix, custom script, and manual workaround creates maintenance burden. The developer who built the integration between your CRM and billing system leaves, and nobody knows how it works. The script breaks when one vendor updates their API. What started as a temporary solution becomes permanent infrastructure that nobody wants to touch. Research indicates that 80% of businesses still build at least some integrations in-house, often through custom code and manual processes. This works until it doesn’t. As the number of applications grows, the complexity of maintaining point-to-point connections becomes unsustainable. With ten applications, you need 45 unique connections to integrate everything directly. With twenty applications, that number jumps to 190. How traditional EAI works Traditional enterprise application integration relies on middleware, a software layer that sits between your business applications and manages all communication between them. The most common architecture is the hub-and-spoke model, where a central integration hub connects to each application through adapters or connectors. Instead of building direct connections between every pair of applications, each system only needs to connect to the hub. With ten applications, this reduces the number of connections from 45 point-to-point integrations down to ten. ArchitectureHow it worksBest forPoint-to-pointDirect connections between each application pairSimple integrations between two systemsHub-and-spokeCentral hub manages all connectionsMultiple applications, moderate complexityEnterprise Service Bus (ESB)Message-based routing with transformationComplex enterprise environments, high volume The Enterprise Service Bus (ESB) became the dominant pattern for large-scale EAI. An ESB handles message routing, data transformation, protocol translation, and process orchestration. Applications publish messages to the bus, and the bus routes them to the appropriate destinations after applying any necessary transformations. Traditional EAI implementations require significant investment. The middleware platforms from vendors like IBM, Oracle, TIBCO, and SAP require specialized expertise to configure and maintain. Implementation timelines stretch to months. Ongoing maintenance requires dedicated staff or expensive consulting relationships. For organizations with complex integration requirements, this investment makes sense. For many others, it’s overkill. When traditional EAI makes sense Traditional EAI middleware remains the right choice for specific scenarios. Being honest about when heavyweight solutions are warranted helps you avoid both over-engineering and under-investing. Legacy system integration. When you need to connect systems built on older technologies, mainframes, or proprietary protocols, traditional EAI middleware often provides the adapters and transformation capabilities that modern platforms lack. Complex data transformations. If your integration requirements involve sophisticated data mapping, business rules, and validation logic, enterprise middleware provides the tooling to manage that complexity. High-volume transaction processing. Organizations processing millions of transactions daily need integration infrastructure built for throughput, reliability, and fault tolerance. Traditional ESB platforms are designed for this scale. Strict compliance requirements. Industries with heavy regulatory oversight, like healthcare and financial services, may require the audit trails, security controls, and governance capabilities that enterprise middleware platforms provide. Deep ERP integration. Connecting core business systems like SAP, Oracle, or Microsoft Dynamics at the data and process level often requires the specialized connectors and transformation logic that traditional EAI platforms offer. Similarly, ServiceNow integrations with development and support tools often demand this level of depth. If your organization matches several of these criteria, traditional EAI may be the appropriate investment. The complexity and cost are justified when the integration requirements genuinely demand that level of capability. If your needs are simpler, connecting work management tools, syncing CRM data to marketing platforms, keeping project trackers aligned, modern alternatives likely offer a better path with lower overhead and faster time to value. Modern alternatives to traditional EAI The integration landscape has shifted significantly over the past decade. Cloud adoption, API standardization, and the rise of SaaS applications created demand for integration approaches that don’t require enterprise middleware. iPaaS (Integration Platform as a Service) moved integration infrastructure to the cloud. Instead of deploying and maintaining on-premises middleware, organizations subscribe to cloud-hosted integration platforms. Vendors like Workato, Boomi, and Celigo offer pre-built connectors, visual workflow designers, and managed infrastructure. Implementation timelines dropped from months to weeks. Technical requirements decreased, though these platforms still require some expertise to configure effectively. API-based integration became easier as more applications exposed well-documented APIs. Instead of building custom adapters, integration platforms can connect to standardized interfaces. This reduces the complexity of adding new applications to your integration landscape. No-code sync platforms emerged for specific use cases, particularly connecting work management and collaboration tools. These platforms focus on keeping data synchronized across applications like Jira, Asana, Salesforce, and HubSpot without requiring technical configuration. Setup times measured in minutes rather than weeks make them accessible to business teams directly. The choice between these options depends on your specific requirements: FactorTraditional EAIiPaaSNo-Code SyncSetup time3-12 months2-8 weeksHours to daysTechnical skills requiredHigh (developers, architects)Medium (technical admins)Low (business users)Cost structureLicense + implementation + maintenanceSubscriptionSubscriptionBest forComplex enterprise transformationsMid-market, multi-system workflowsWork management tool syncTypical usersIT departmentsIT + technical opsBusiness teams For organizations where the primary integration need is keeping work management tools synchronized, platforms built for two-way sync across collaborative tools provide the benefits of integration without the complexity of enterprise middleware. A product manager keeping Asana aligned with Jira doesn’t need an ESB. They need their tools to stay in sync. How to choose the right integration approach The right integration approach depends on what you’re actually trying to accomplish, not on what sounds most impressive or what the largest vendor in your industry uses. Start with your integration requirements. What systems need to connect? What data needs to flow between them? How complex are the transformations? How critical is real-time synchronization versus batch updates? Assess your technical resources. Do you have integration specialists on staff? Can you dedicate developer time to building and maintaining integrations? Or do you need solutions that business teams can manage themselves? Consider your timeline. A six-month implementation timeline might be acceptable for a core business transformation. It’s not acceptable for connecting two tools that your team needs aligned next week. Evaluate total cost of ownership. Enterprise middleware has high upfront costs but may be economical at scale. iPaaS platforms have lower entry costs but subscription fees accumulate. No-code tools offer the lowest barrier but may not cover complex requirements. Match complexity to need. The most common mistake is over-engineering integration solutions. If you’re connecting CRM data to a marketing platform, you probably don’t need an enterprise service bus. If you’re transforming data across legacy mainframes, you probably do. For many organizations, a hybrid approach works best. Traditional EAI or iPaaS for complex, mission-critical integrations. Simpler tools for the dozens of work management and collaboration tools that teams need aligned day-to-day. The goal isn’t to have the most sophisticated integration architecture. It’s to have data flowing where it needs to go, when it needs to get there, without creating maintenance burdens that outweigh the benefits. For teams focused on keeping project management, development, and collaboration tools in sync, two-way sync between work management platforms delivers the integration benefits without the enterprise middleware overhead. View the full article

We may earn a commission from links on this page. Amazon announced Alexa+, its overhauled digital assistant with generative AI capabilities, about a year ago. Shortly thereafter, it kicked off an early access program allowing interested users to try it out free of charge. Unfortunately, that honeymoon period has come to an end: Alexa+ has now officially launched, and now you'll need to pay to access its most useful features. While certain features will still be free to use, the majority of the Alexa+ experience is now locked behind a paywall. True, you might already pay for that paywall—but if you don't, it's going to cost you quite a bit to keep the features you've been test driving for months. (Of course, the standard Alexa assistant still exists if you don't care for the latest generative AI enhancement.) What is Alexa+?The new Alexa is much like the old one, but now behaves a bit more like other generative AI assistants, including ChatGPT. In addition to simple requests and questions, Alexa+ can handle more complex queries and understand context (meaning one complex question can be followed by another, without needing to repeat yourself). For all the hullabaloo around generative AI, contextual awareness is really one of the big improvements users will notice with their digital assistants. Amazon has a big vision for Alexa+. It still wants you to use it to control smart home devices, run timers, check the weather, and catch up on the news, but it also wants users to take advantage of "agentic" tasks, or actions that the AI can handle on your behalf. In theory, agentic AI allows you to ask the AI to order dinner to-go, make reservations at restaurants, schedule an Uber, or book a home repair. I'm still not sold on the capabilities of agentic AI assistants, and I imagine most people will continue to use Alexa+ the way they used regular old Alexa, (e.g. asking "Is it cold today?" or telling it to "set a timer for 10 minutes," or ordering it to "Play 'Manchild' by Sabrina Carpenter on repeat"), but what do I know? Maybe Alexa+ really will change the way people interact with their Echo devices. How much Alexa+ will cost youIf you're interested in Amazon's newest AI assistant, there are three different ways to try it—one free, and two paid. How to use Alexa+ for freeThe most basic, Alexa+ chat, is totally free of charge. You can try it by heading to alexa.com or using the Alexa app for iOS or Android, where you can talk to Alexa in a chat window, ala ChatGPT. Amazon says users can get "quick answers, plan research, and explore new topics." But the thing is, you can't use Alexa+ chat for any of the things you probably want to have Alexa+ do. It is solely a web-based chatbot experience, not something you can connect to your Alexa-enabled devices. If you're interested in the full Alexa+ package, you'll need to pay Amazon one way or another. Prime Members get a free subscriptionThe good news is, you might have already paid Amazon for the privilege, even if you didn't realize it: Currently, Amazon is offering all Prime members full access to Alexa+, including via the chatbot and through Alexa-enabled devices. Alexa+ also works with other Amazon services that come free with Prime, including Prime Video and Amazon Music. Seeing as over half the U.S. population has a Prime account, chances are good that if you're at all interested, you already have access to Alexa+. How to use Alexa+ without PrimeMaybe you're one of the rare unicorns who doesn't have a Prime account, but still wants to try Alexa+ on an Echo smart speaker. In that case, Amazon will offer you the full experience for a cool $19.99/month. That's a slightly ridiculous price, seeing as a full Prime membership (with all the added benefits, from Prime Video to free shipping) will run you $14.99/month (or $139 per year). You definitely save money by subscribing to the latter, which is probably a big part of Amazon's motivation here—Jeff Bezos will never truly rest until everyone uses Amazon to buy everything. How to enable Alexa+If you opt for either of the paid options, you can set up Alexa+ by simply telling your Alexa-enabled device, "Upgrade to Alexa+." You can also use Alexa+ by logging into your Amazon account on alexa.com. And as noted above, you can certainly opt to keep the old Alexa assistant for the time being, whether whether you have Prime or not. While Amazon may do away with the legacy assistant in the future, it isn't forcing anyone to switch just yet. View the full article

Google confirmed there is a bug with AI Overviews not showing links for some responses. The bug was spotted by Lily Ray, who posted some examples several hours ago. Rajan Patel, Google's VP, Engineering for Search, replied saying it is a bug and Google is working on fixing it.View the full article

Alphabet said on Wednesday it was targeting capital expenditure of $175 billion to $185 billion this year, in yet another aggressive ramp-up in spending from the Google parent as it deepens its investments to push ahead in the AI race. Analysts on average had expected Alphabet to spend about $115.26 billion this year, according to data compiled by LSEG. Shares of the company fell more than 6% in extended trading. Revenue at Google Cloud grew 48% to $17.7 billion in the fourth quarter ended December, compared with analysts’ average estimate of a 35.2% jump, according to data compiled by LSEG. Cloud computing majors have poured hundreds of billions of dollars to grow their AI infrastructure, both to meet the growing enterprise demand for their cloud services and to fuel their own development of AI technologies and products. Like larger rivals Amazon Web Services and Microsoft’s Azure, Google Cloud has been grappling with capacity constraints that have dented its ability to fully cash in on AI demand from its customers. Along with Meta, the three cloud companies are expected to collectively shell out more than $500 billion on AI this year. Meta last week hiked its capital investment for AI development this year by 73%, targeting spending between $115 billion and $135 billion, while Microsoft also reported record quarterly capital expenditure. The aggressive expansion in outlay comes at a time when investors have increasingly grown concerned about payoffs from AI investments. However, Google has been able to show strong progress in its AI efforts. The launch of its latest Gemini 3 model in November saw strong reception and propelled the company forward in the AI arms race. Following the launch, Sam Altman, CEO of AI frontrunner and ChatGPT-creator OpenAI, reportedly issued an internal “code red” to push teams to accelerate development. Google’s Gemini AI assistant app exceeded 650 million users per month in November, while the company’s AI Overviews feature in search also reached more than 2 billion monthly users. Last month, Google struck a deal to power Apple’s revamped Siri voice assistant with its Gemini models, a partnership that unlocks a huge market for Google, with Apple’s installed base of over 2.5 billion devices. —Deborah Sophia, Reuters View the full article

A new phishing scam is targeting Apple Pay users, attempting to lock them into phony support calls or emails that could see them handing over their passwords and credit card numbers. The news was first highlighted by AppleInsider and involves warnings that look suspiciously like official Apple messaging. While AppleInsider's report doesn't link to any specific user complaints of this happening, it does include example screenshots, and reports matching AppleInsider's description have popped up on both Reddit and Apple's official support forums over the last 30 days. The scam might come over either email or text, and usually warns the recipient about a potentially fraudulent purchase made using their Apple Pay at a physical Apple Store, while offering a phone number or email to contact to address the issue. According to AppleInsider, it might also include a case ID, timestamp, or other technical details in order to appear more legitimate. One user on Reddit, for instance, considered that the scam might be a legitimate text from Apple because it included the official sounding phrase "If this was you, no action is needed." However, inconsistencies remain, such as the scam often referring to Apple Accounts as Apple IDs, a now outdated term. Additionally, while emails might use official looking letterhead that makes them appear to come straight from Apple, mistakes could remain. For instance, an email could open with "Hello {Name}" instead of being addressed to the recipient's actual name. It could come from a bogus address, but even appearing to come from a legitimate source like "appointmentandebills@icloud.com" isn't a strong indicator that it's real, as it's possible for scammers to spoof email addresses. Overall, the idea seems to be to speed the recipient into action with an urgent tone, while using Apple's logo and a professional writing style to mask any clues as to who is really sending these notices. How to tell if that Apple Pay text or email is actually a scam If you are receiving any texts or emails about your Apple Pay activity at all, chances are they probably aren't real—Apple doesn't reach out to its users in this way. Rather than sending texts or emails, communication instead comes directly from the Wallet app. Additionally, Apple Pay serves as a medium for payment rather than as a credit or debit account in and of itself. As such, if any fraudulent transactions are detected, notices would come from your bank or credit card provider rather than Apple itself. Still, it is worth keeping an eye out for any red flags as well. Look for small typos or unusual domain names, which can help give a fake message away, even if a lack of these isn't an indicator that a message is legitimate. Also, rather than calling any provided phone numbers, consider searching for them online to see whether they've been reported as being tied to a scam operation. At any rate, do not respond to these notices, and don't provide any information (such as passwords, which Apple will never ask for) to them if you've already reached out by accident. There are better ways to verify your Apple Pay activity. What to do if you think you're being scammedIf you think a message you've received is illegitimate, the best thing you can do is ignore it and verify it independently. Instead of responding to the suspicious text or email directly, or calling any provided phone numbers, double check any claims made in the statement through official Apple channels. You can see your recent Apple Pay purchases in the Wallet app by tapping on one of your registered cards, and opening the Settings app and navigating to Media & Purchases > View Account > Purchase History will show you any recent App Store purchases. If you don't see a transaction mentioned in one of these notices in your official payment history, chance are it never happened. If you're still in doubt you have options. Rather than reaching out to an email or phone number linked in a potential scam notice, start fresh with a new message straight to Apple's official support. You can find the proper contact details, including an official Apple phone number for your region, on Apple's website. The company will be able to determine whether it's seen any suspicious activity tied to your account. Finally, once you're certain a message is part of a scam, you can forward it (or simply report it, if forwarding isn't possible) to Apple to help the company shut it down. The specific email address you'll want to use will differ based on the type of message, and you can find all your options on Apple's support website, under "How to report suspicious emails, messages, and calls." Once you've sent the message to the correct channels, delete it from your inbox to keep yourself from accidentally clicking any compromised links. As added security, also consider changing your Apple Account password, or using a password manager. View the full article

Search giant reported second straight quarter of more than $100bn in revenueView the full article

Pizza Hut is closing hundreds of “underperforming” locations nationwide, according to parent company Yum! Brands, which reported fourth-quarter 2025 earnings on Wednesday. The company said it will shutter about 3% of Pizza Hut’s U.S. locations, or some 250 locations in the first six months of 2026, as the fast-causal chain struggles amid competition from Dominos Pizza and an overall decline in store sales and consumer demand. Fast Company has reached out to Pizza Hut for a list of locations that will be closing. Globally, Pizza Hut opened over 440 new restaurants in the fourth quarter of 2025 and nearly 1,200 restaurants in 2025, in 65 countries. Taco Bell sales soar Yum! Brands reported mixed fourth-quarter results for 2025, with revenue coming in at $2.51 billion, beating expectations of $2.45 billion. It missed on earnings per share (EPS), which came in at $1.73 adjusted, compared to an expected $1.77. Unlike Pizza Hut, Taco Bell and KFC showed strong sales growth, with Taco Bell’s same-store sales up 7% for the quarter. Meanwhile, KFC’s same-store sales were up about 1%, and it hit “an incredible milestone in opening its 30,000th international restaurant,” according to the company’s earnings call. “Yum! delivered another year of outstanding results at KFC and Taco Bell with our fundamentals stronger than ever at both brands,” CEO Chris Turner said in an earnings release. “We enter 2026 with a clear strategic focus on accelerating long-term growth, embodied in our multi-year ‘Raise the Bar’ priorities.” Shares of Yum! Brands (YUM) were trading down less than 1% on Wednesday in afternoon trading, and have jumped 6% so far this year. View the full article

Google reported its earnings today, its Q4 2025 earnings report showed ad revenues up by 14% at $82.3 billion and overall revenue was up 17% at $113.8 billion. I specifically like to dig in as best as I can on the ad revenue side to see how Google Ads have performed.View the full article

Google Search Advocate John Mueller is pushing back on the idea of serving Markdown files to LLM crawlers. The post Google’s Mueller Calls Markdown-For-Bots Idea ‘A Stupid Idea’ appeared first on Search Engine Journal. View the full article

Anime fans are about to feel a bit of a squeeze from your Crunchyroll subscription. For the second time in two years, the streaming service is raising prices, this time across all of its plans, including the entry-level Fan Tier. This comes shortly after the company discontinued its free, ad-supported tier on Dec. 31. The new tiers and their pricing will be as follows: The Fan Tier will go up from $7.99/month to $9.99/month. This tier offers basic access to the full Crunchyroll library, and the ability to download shows to a single device for offline viewing. The Mega Fan tier will go up from $11.99/month to $13.99/month. At this tier, you can stream on up to four devices at once, download content in HD for offline viewing, and get access to the Crunchyroll Game Vault. The Ultimate Fan Tier will go up from $15.99/month to $17.99/month. This tier adds access to Crunchyroll Manga, streaming on up to six devices at once, and a swag bag after you've been subscribed to this plan for a year. The new pricing will kick in on your first billing date after March 4. If you're not already subscribed, however, there's still a little bit of time to sign up and get the (slightly) lower price for your first month. While existing users can't lock in the lower price, Crunchyroll is offering a limited-time upgrade to an annual plan for the Fan Tier for $66.99/year, which comes out to $5.58/month. If you're confident you're still going to be subject to your anime addiction a year from now, this is going to be your best way to save money in the long run. View the full article

February is always difficult in Minneapolis. It’s when the nerve-flaying cold of December and January starts to seem like a dress rehearsal. But this February has proven brutal for other reasons. As thousands of ICE agents storm the city with lethal force, many residents have larger troubles than the arctic weather. Some are terrified of getting detained or deported; others are worried about getting attacked for documenting the chaos or for helping their neighbors. A Minneapolis food scene staple for the past 15 years, Modern Times and its customers have been front row for unrest before. Just six blocks from where George Floyd was murdered six years ago, the Powderhorn Park restaurant also sits three blocks from where Renee Nicole Good was killed by an ICE agent on Jan. 7. Owner Dylan Alverson has long celebrated the area’s diversity with his eclectic menu, but now—amid ICE’s occupation of the city—he’s found a way to use his food to support people in the community, many of whom are afraid to leave their homes for fear of being stopped by federal agents and asked to prove citizenship. “I was like, let’s figure out how to provide restaurant-quality meals for people for free if they’re hiding or even just dealing with this conflict in all the ways people in South Minneapolis are dealing with it,” Alverson says. “I wanted to break down that price barrier so people could just enjoy being in a space and not worry about money.” Initially, he instituted what he called The People’s Price—free food for anyone who asked for it at checkout. Word about the program got around quickly. Going by point-of-sale transactions, Alverson estimates around 25% of customers started eating for free during the first week. But people who could comfortably afford their meals seemed to appreciate the offer as well. “We were getting a ton of people coming in to pay for more than they were ordering,” the owner says. “It was like, ‘Oh, yeah, I forgot: We’re in Minnesota.’ And Minnesotans, if they don’t need something, for the most part, they will never take it.” By adding this new option, Modern Times was providing sustenance for everyone other than ICE—food for those who couldn’t afford it, and a sense of solidarity for anyone else feeling overwhelmed by the ongoing crisis. Staff members started making deliveries whenever possible, to people who couldn’t leave their homes to go to work and who were having difficulty paying rent as a result. When the team became overwhelmed balancing these trips with their usual restaurant duties, Alverson blasted out emails asking others to come in and gather free meals to bring to their neighbors. Volunteers showed up in droves, including several former employees. As ICE’s hold on Minneapolis remained firm, though, Alverson became further entrenched in a community-minded approach to running a restaurant—moving from a free-food option to making the entire menu free for everyone. (ICE against still excluded.) Post Modern Times Less than a week after Modern Times instituted The People’s Price, on Alverson’s first morning off in weeks, federal agents shot and killed Alex Pretti. Alverson heard the news at home and immediately rushed over to the scene, about a mile and a half away from the restaurant, where his wife soon joined him. They could do little more than watch as they say agents responded to witnesses and passersby with violence and aggression. A feeling of horror washed over them. “I realized then that the government’s going to keep killing us until they get whatever it is they’re trying to get out of us,” Alverson says. “And it shook me. I was just, like, ‘Fuck it, all bets are off.’ And that’s when I decided I wanted to take this as far as I can.” On Jan. 26, Alverson announced on the restaurant’s Instagram that Modern Times would switch to a free and donations-based model until ICE no longer occupied the city. He also re-dubbed the eatery “Post Modern Times”—adding a frisson of before-and-after demarcation, while also enabling Alverson to incorporate the new name as a nonprofit arm of the restaurant. Before implementing these changes, though, the owner first had to make sure his staff was on board. On the day after Pretti was killed, Alverson closed down the restaurant and asked his staff to come in for a meeting. It began with a short speech denouncing the occupation. The owner was sick of “generating money for the soldiers in our streets, and for a government that won’t protect us,” he said, and he would no longer continue doing so. “We refuse to generate taxes under the guise of a functioning for-profit capitalist business aligned with government strategy,” he later wrote inthe Instagram announcement, which was virtually identical to the speech he gave his staff that Sunday. Modern Times had barely been scraping by since 2020, anyway; now, it would operate as a free and donation-based restaurant. Any employees interested in helping out were welcome to volunteer, but everyone else could instead use their earned sick-and-safe time—a Minnesotan paid-leave benefit. Either way, everyone would still get paid. The staff was emphatic in their support. Many of them had been burning to do more for their community throughout the occupation. Now, they’d be contributing just by going to work. Never going back Based on how The People’s Price went over, Alverson expected a positive reaction to his announcement. He had not imagined it would be quite as staggering. So many texts, emails and social media messages poured in from around the world, Alverson had to put his kids to work sorting through it all. Scrolling the restaurant’s Venmo account at any time now inevitably leads to donations from people in cities like Seattle, Chicago, and Buffalo, along with raised-fist emojis, prayer hands, and the occasional middle finger next to an ice cube. And then there’s the diner turnout, which has made Post Modern Times jam-packed every day. Despite streamlining the menu for maximum kitchen efficiency, the volume of incoming orders has been so heavy, guests can now expect to spend two hours at the restaurant, from the moment they join the line until they pay their check. (Or don’t pay.) “The magnitude has been surprising,” Alverson says. “We’re now under the weight of, like, it’s our busiest day of the year, every day.” Fortunately, although plenty of diners are coming in for the free food, Alverson says the restaurant is still at a point where more people are coming to donate and just be supportive. Although the owner sees his restaurant as an example for eateries in other cities that might come under occupation soon, he stresses that the model might not work for everyone. In the same way Radiohead’s pay-what-you-want album, In Rainbows, generated millions of dollars upon its 2007 release because it was, in fact, a Radiohead album, the Post Modern Times experiment owes its initial success to having spent 15 years as a pillar of the community. As for the restaurant’s future, Alverson wants the spirit of this project to live on well after the siege of Minneapolis has ended. He imagines Post Modern Times evolving into a nonprofit wing of the restaurant, subsidizing not only wages and benefits for the staff, but some form of free food for guests in need—whether it’s the People’s Price or something else. When it comes to doing business as usual at Modern Times, well, those times may have passed. “The old system wasn’t working for anyone,” Alverson says. “There’s not a single restaurant I know of that was thriving or even making money off of this stage of capitalism. So, no, I will never go back to that.” View the full article

Billionaire trader’s firm had been in discussions with former UK minister after he was fired as ambassador to the USView the full article

We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. In late 2025, Amazon released the Amazon Echo Show 11, designed to replace the 3rd Generation Echo Show 10. The upgraded home hub/smart speaker features a larger, sharper display; a separate static screen, Alexa+ capabilities, and other updates, and right now, it's at its lowest price since launch. On Amazon (where else?) you can get the Amazon Echo Show 11 for $179.99, down $40 from the usual price, and its lowest price ever, according to price trackers. Amazon Echo Show 11 $179.99 at Amazon $219.99 Save $40.00 Get Deal Get Deal $179.99 at Amazon $219.99 Save $40.00 Compared to the Echo Show 10, the 11 has a larger, thinner display (around 11 inches and 8mm thick) that PCMag (which gave it an Editors' Choice Award) described as “crisp and colorful”. The screen appears to float above a mesh speaker base, giving the device a sleeker look. The 13MP camera is similar to its predecessor's, but features improved zoom. It also has a faster AZ3 Pro processor and a more compact footprint, since its now-static design doesn’t require additional clearance to rotate. The display has faster Wi-Fi 6E connectivity and broader smart home support via Zigbee, Matter, and Thread, compared with the previous model, which only supported Zigbee. While the 10 had a physical camera shutter, this one uses an electronic camera disconnect. Audio is delivered via two front-facing, full-range drivers equipped for spatial audio, providing provide what PCMag described as “loud, balanced sound.” It also includes the Alexa+ AI upgrade; the smart assistant works similarly to the original Alexa but uses generative AI to deliver more conversational responses and better handle natural language commands. If you’re looking to upgrade to a larger smart display with capable speakers, the Amazon Echo Show 11 is a strong choice, particularly for larger rooms. Our Best Editor-Vetted Tech Deals Right Now Apple AirPods 4 Active Noise Cancelling Wireless Earbuds — $139.99 (List Price $179.00) Apple Watch Series 11 [GPS 46mm] Smartwatch with Jet Black Aluminum Case with Black Sport Band - M/L. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant — $329.00 (List Price $429.00) Samsung Galaxy Tab A9+ 10.9" 64GB Wi-Fi Tablet (Graphite) — $149.99 (List Price $219.99) Apple iPad 11" 128GB A16 WiFi Tablet (Blue, 2025) — $299.99 (List Price $349.00) Blink Mini 2 1080p Security Camera (White) — $23.99 (List Price $39.99) Ring Outdoor Cam Pro Plug-In With Outdoor Cam Plus Battery (White) — $189.99 (List Price $259.99) Amazon Fire TV Stick 4K Plus — (List Price $24.99 With Code "FTV4K25") Deals are selected by our commerce team View the full article

Just in time for the Super Bowl, PepsiCo is cutting the price of Doritos, Cheetos, Lay’s, Tostitos, and other snacks by up to 15%. The move comes after consumers complained the chips were too pricey. “Our customers . . . have been honest with us about how rising everyday costs are making their daily decisions harder. Message received,” PepsiCo said in a statement. “Lowering the suggested retail price reflects our commitment to help reduce the pressure where we can,” PepsiCo Foods U.S. CEO Rachel Ferdinando added. The new discounted prices roll out this week, ahead of this Sunday’s big game, one of the biggest days for snack purchases. PepsiCo said supermarkets and other retailers ultimately set the prices for the chips, so the savings that shoppers see will depend on the store. And no, you’re not imagining it: Grocery prices have increased. In one year alone they jumped 2.7%, from August 2024 to August 2025; and they’re up a reported 29% from 2020, according to the Federal Reserve Bank of St. Louis. That’s due to several factors, including inflation, weather events, and ongoing global supply chain issues, coupled with higher labor costs from the COVID-19 pandemic. The food and beverage giant, like many of its competitors, has raised prices, hiking snacks by 1% and beverages by 7% in North America, which, along with the impact of GLP-1 weight-loss drugs, has only decreased consumer demand. “This pricing change is part of PepsiCo’s broader strategy to increase accessibility and offer more choices for consumers,” Ferdinando said. “We’re continuing to refine our portfolio—from thoughtful recipe enhancements, like the removal of artificial flavors and colors from Lay’s and Tostitos, to packaging updates aligned with evolving consumer preferences.” PepsiCo had previously agreed to lower prices and revamp its business, after activist investor Elliott Management demanded the changes after disclosing a $4 billion stake in the company this past September, CNN reported. PepsiCo financials PepsiCo’s fourth-quarter earnings, released on Tuesday, beat analyst estimates, with quarterly revenue coming in at $29.34 billion versus an expected $28.97 billion, and earnings per share (EPS) of $2.26 adjusted versus an expected $2.24. Shares of PepsiCo (Nasdaq: PEP) were up over 3% midday on Wednesday, at the time of this writing, after closing nearly 5% higher the previous day. View the full article

Rent can eat up an entire paycheck at the start of the month, so a growing number of renters are turning to a financial product that promises relief by letting them split the bill — for a price. So-called “rent now, pay later” services have emerged over the past few years as housing costs climb and paychecks grow less predictable, particularly for lower-income and gig-economy workers. According to the Bureau of Labor Statistics, rents have jumped nearly 28% in the past five years. Companies such as Flex, Livble, and, more recently, Affirm, say breaking rent into multiple payments can help renters manage cash flow. But consumer advocates warn the products typically function like short-term loans, layering fees onto already strained budgets and, in some cases, carrying triple-digit effective interest rates — raising questions about whether they ease financial pressure or deepen it. Kellen Johnson, 44, started using Flex to split up his rent payments about two years ago. Instead of paying the whole $1,850 of his rent on the first of the month, Johnson would pay $1,350 on that date, and $500 on the 15th. For the service, Flex collected a $14.99 monthly subscription fee, as well as 1% of the total rent, which for Johnson was $18.50, bringing his monthly charges for the app to more than $33. Johnson said he was willing to pay the extra costs in part because he worked as an independently contracted delivery person for Amazon at the time, and his paychecks could vary. “It was an expense that I was incurring, but I went ahead, as it was more convenient,” said Johnson, who now works as a driver for senior citizens in Sacramento, California. Roughly 109 million Americans, or about 42.5 million households, are renters in the United States. The Census Bureau estimated in 2024 that a large share of those households pay 30% or more of their monthly income on rent. The bureau considers such households to be “cost burdened,” meaning rent consumes so much of their income that they have less ability to plan for future expenses or build wealth. “Rent now, pay later” services generally operate the same way: The company pays the landlord the full rent when due, and the renter repays the company in two or more installments over the course of the month. Because rent can be such a large expense, the companies argue that spreading payments out can give renters more cash on hand. Many of these services come with fees. The fees can be structured differently but should be generally thought of as cost of credit, consumer advocates warn. In Johnson’s case, he was paying $33.49 for a two-week loan of $500, for an effective annual percentage rate of 172%, when expressed using standard consumer-lending calculations. “Renters should be skeptical of any financing providers that have partnered with a landlord, and be skeptical of anything that sells itself as ‘no fees or no interest,’” said Mike Pierce, executive director of Protect Borrowers. Pierce previously worked at the Consumer Financial Protection Bureau and co-authored a report that was released this week on the industry. Launched in 2019, Flex is one of the largest companies focused on splitting rent payments. The company says its 1.5 million customers now send about $2 billion a month in rent through its system, and several of the country’s largest landlords accept Flex as a payment option. Flex says most of its customers are lower-income renters with weaker credit profiles. The company reports a median credit score of 604 among its users and says about one in three customers works more than one job to make ends meet. A Flex spokesman says the average customer uses the service three to four times a year. Johnson used it every month. Livble does not charge a subscription, but charges renters a fee ranging from $30 to $40, according to the company’s help page. Depending on how long the renter defers part of the payment, Livble’s fees can translate into effective annual percentage rates of roughly 104% to 139%. The “buy now, pay later” company Affirm said this month that it is piloting a program allowing some customers to split rent into two payments. The program is being tested in partnership with Esusu, a company that reports rent payments to credit bureaus to help consumers build credit. An Affirm spokesman said the company is not charging renters interest or fees to use the product, but may charge landlords fees. As another financing option, landlords are increasingly accepting credit cards for rent payments. Bilt, a credit card startup, built its brand around targeting renters when it launched, and some tenants also use credit cards to accumulate rewards or points. But paying rent by credit card can also be costly. Landlords typically pass the processing fees on to tenants. Depending on the card issuer and payment network, these fees can range from about 2.5% to 3.5% of the rent. For a renter paying $1,500 a month, that translates to roughly $37.50 to $52.50 in fees — a monthly cost comparable to what services like Livble and Flex charge. Economists and renters’ advocates argue that none of these financing options address the fundamental issue of affordability in the rental market. If credit cards or flexible rent payment options become more widely used, they worry rents could rise further as landlords start factoring in a potential renters’ weekly cash flow as opposed to the rental market in the area the building is located in. Merchants already pass along credit card processing costs to customers in the form of higher prices, and advocates worry that the rental market could adopt similar patterns. For example, Livble is owned by RealPage, which last year settled allegations that its algorithm allowed landlords to collude and push rents higher. —By Ken Sweet and Cora Lewis, The Associated Press Economics Writer Christopher Rugaber contributed. View the full article

Effort marks rare instance of The President administration aiming to collaborate with global allies on trade View the full article

Amazon is rolling out a new feature in hopes of retaining, or perhaps attracting, new Prime members. The tech giant announced Wednesday that Alexa+, its AI-powered assistant, is now available for free to all Prime members. Last March, Amazon began offering an “early access” preview for the new voice assistant that saw an “inspiring” response, with tens of millions of customers requesting access, according to a statement. The company has revamped its legacy Alexa product to handle more complex interactions—offering examples of how users can engage in “deep conversations” with Alexa+ that may be ongoing over the course of potentially several days, as the technology can remember context, Daniel Rausch, Amazon’s vice president of Alexa and Echo, said in the statement. Homeowners are also pairing Alexa+ with their Ring cameras to identify unusual patterns around their homes, he said. People are engaging in two to three times more conversations with Alexa+ than they were previously, Rausch told CNBC. “Every week in a customer’s journey, engagement goes up, and that is really the sign of a hit product, basically.” USERS AREN’T SOLD ON ALEXA+ Despite Rausch’s cheerful assessment of the product, reviews elsewhere are more tempered. One Redditor posted “Alexa+ is a mess” on an Alexa subreddit four months ago, lamenting several of the technology’s shortcomings, including that it “feels like a huge downgrade from ‘regular’ Alexa.” The post garnered more than 240 responses, with other Redditors sharing similar frustrations. Other Redditors share near-daily complaints about lag times or the quality of responses on that subreddit. One task that Alexa+ may not be programmed to assist with is one that’s been on the mind of many Prime members lately. In the U.S., searches for “how to cancel Amazon Prime” have surged 110% in the past month, reaching the highest level since December 2017, according to Google Trends. AMAZON PRIME FREEBIES Since launching Amazon Prime in 2005, the company has steadily added new features for members—including Alexa, which debuted with the first Echo device in 2014. While still available on such devices, Alexa is now available as an app and at Alexa.com. Full access to Alexa+ is available for free only to Prime members, though the company will allow non-members to test the new Alexa+ chat functionality at Alexa.com for free. Unlimited access to Alexa+ for people who don’t want to pay the $139 annual Prime membership will cost $19.99 per month. AMAZON SELLOFF The Alexa+ news alone wasn’t enough to lift Amazon stock as fears of an AI bubble have fueled a broader selloff for tech stocks in recent days. Shares of Amazon have tumbled nearly 4% during the last five trading sessions. Of course, there are other factors at play—the company announced last week that it is slashing 16,000 jobs and will announce earnings on Thursday after the market closes. View the full article

Aides to king’s brother worked with convicted sex offender on planned agreement with US investment bank in 2013View the full article

When you’re managing payroll for a single employee, choosing the right online service can simplify your tasks considerably. Various platforms like Gusto and OnPay offer customized features that cater particularly to small operations. These services streamline tax compliance, provide HR tools, and often include direct deposit options. Comprehending the strengths of each service will help you make an informed decision. Let’s explore the top choices to find the best fit for your needs. Key Takeaways Gusto Solo: Offers automated payroll processing, tax compliance guidance, and direct deposit, ideal for solopreneurs with simple payroll needs. OnPay: User-friendly platform priced at $40 per month plus $6 per employee, with unlimited payroll runs and integrated HR tools. Wave Payroll: Affordable option starting at $20 per month plus $6 per employee, perfect for self-service tax states and simple payroll tasks. SurePayroll: Flexible pricing with options starting at $19.99 per month plus $4 per employee, providing unlimited payroll runs and free direct deposit. Roll by ADP: Mobile-first payroll solution for self-employed individuals, processing unlimited payroll runs quickly and automating tax calculations. Gusto Solo: Streamline Payroll for Your One-Employee S Corp In relation to managing payroll for your one-employee S Corp, how can you simplify the process while ensuring compliance and efficiency? Gusto Solo is an excellent choice among online payroll services for one employee. This platform automates payroll processing, which helps you stay compliant with tax laws, minimizing risks associated with payroll for one employee. It furthermore offers potential tax savings by guiding you through S Corp compliance and self-employment tax benefits. With features like automated tax payments, direct deposit for contractors, and customizable payroll reports, Gusto Solo streamlines the entire payroll process. This allows you to focus on growing your business rather than getting bogged down with payroll details. In addition, Gusto Solo supports invoicing and contributions to a Solo 401(k) of up to $70,000 annually, making it one of the best low-cost payroll services customized for solopreneurs. QuickBooks Payroll: Simplifying Payroll Management QuickBooks Payroll makes managing payroll easier for small businesses, especially when you have just one employee. With features like Auto Payroll, you can automate your payroll processing and enjoy same-day direct deposits, ensuring your employee gets paid on time. Plus, with built-in tax management tools and 24/7 support for Premium users, you can simplify your payroll tasks whilst staying compliant with tax regulations. Auto Payroll Processing Benefits When you streamline payroll processing through Auto Payroll, it not only saves you time but also minimizes the potential for costly mistakes. This feature from QuickBooks Payroll simplifies your payroll management, especially if you’re using payroll services for one employee. Automates payroll processing and guarantees timely payments Includes automatic tax payments for compliance Sends notifications about payroll status and actions needed Using a single employee payroll service, you can easily set up Auto Payroll for one or multiple employees, making management efficient. You’ll benefit from real-time data, allowing for informed payroll decisions. By minimizing manual intervention, you reduce the risk of errors, guaranteeing that your payroll runs smoothly and on time. Simplified Tax Management Tools Managing taxes can be a challenging task, particularly for small businesses with limited resources. QuickBooks Payroll offers an inexpensive payroll service that simplifies tax management for payroll for 1 employee. The platform automates tax payments, ensuring accurate federal and state filings are handled on your behalf, which reduces the stress of compliance. With its compliance hub, you’ll receive notifications about upcoming tax requirements, making it easier to meet deadlines. Auto Payroll processes payments automatically, minimizing manual errors and ensuring timely disbursements. Furthermore, you can access over 15 customizable payroll reports to effectively track payroll tax deductions and total payroll costs. This cheap payroll service integrates trusted time tracking, allowing for precise calculations based on actual hours worked, making tax management straightforward. Enhanced Support Options Available Having access to reliable support options can greatly improve your experience with payroll management, especially when you’re handling payroll for just one employee. QuickBooks Payroll provides various support features customized to your needs. For instance, Premium and Elite subscribers can utilize 24/7 chat support for immediate assistance. In addition, you can reach U.S.-based experts via phone during business hours, ensuring you get the guidance necessary for your specific questions. The platform also includes a compliance hub that alerts you to upcoming tax obligations, minimizing the risk of errors. Payroll setup assistance from QuickBooks experts Customized product support via phone Real-time notifications for tax requirements Paychex Flex®: Comprehensive Payroll Solutions Whilst running a small business with just one employee may seem straightforward, managing payroll can still be a complex task. Paychex Flex® simplifies this process with customized payroll solutions, making it easier for you to stay compliant and efficient. With quick payroll entry in just two clicks from your desktop or mobile device, you can streamline your payroll tasks effectively. Here’s a quick overview of Paychex Flex® features: Feature Description Benefit Easy Setup Quick onboarding for payroll setup Save time and reduce hassle Automatic Tax Calculations Automatic calculations and filings Avoid penalties and errors Self-Service Options Employees can manage their own information Improve employee experience Flexible Support Options Access to specialists or self-service tools Meet your unique business needs With these features, Paychex Flex® caters directly to small business owners, ensuring you focus on growth rather than payroll headaches. Roll by ADP: Simplified Payroll for Self-Employed If you’re self-employed, Roll by ADP offers a mobile-first payroll management solution that simplifies your payroll process. With its AI-driven onboarding, you can start managing payroll almost immediately, and it integrates seamlessly with QuickBooks for added convenience. This means you can run payroll in under a minute and focus more on your business rather than paperwork. Mobile-First Payroll Management In today’s fast-paced business environment, mobile-first payroll management solutions like Roll by ADP offer a streamlined approach for self-employed individuals and small business owners. This platform allows you to manage payroll efficiently through a chat-based interface, making it user-friendly. You can process unlimited payroll runs for both yourself and your employees in 60 seconds or less, notably simplifying the payroll process. Key features include: Automated payroll tax calculations and filings, removing guesswork. Quick onboarding that lets you start processing payroll within days. Affordable pricing starting at $39 per month, plus $5 per employee. With Roll by ADP, you achieve efficiency and accuracy without extensive training, making it an excellent choice for managing payroll needs. AI-Driven Onboarding Process With the AI-driven onboarding process offered by Roll by ADP, self-employed individuals can set up payroll quickly and efficiently. This platform allows you to process payroll and manage taxes using a chat-based interface, completing tasks in 60 seconds or less. Thanks to GenAI technology, payroll taxes are automatically calculated and filed, eliminating guesswork and saving you valuable time. You likewise benefit from unlimited payroll runs without fixed fees or contracts, making it a cost-effective solution for managing payroll for one employee. The user-friendly onboarding process requires no training, and to help you estimate take-home pay easily, Roll provides a free paycheck calculator. This streamlined approach simplifies your payroll management greatly. Quickbooks Integration Benefits Integrating Roll by ADP with QuickBooks Online streamlines your financial management process, allowing you to track payroll expenses alongside your overall financial data seamlessly. This integration simplifies payroll, especially for self-employed individuals, by offering a chat-based interface that lets you process payroll and file taxes in under a minute. You can likewise take advantage of GenAI technology, which automatically calculates and files payroll taxes, helping to minimize errors. Unlimited payroll runs guarantee timely payments, even at the last minute. Pricing starts at just $39 per month plus $5 per employee, making it budget-friendly. The integration improves your overall financial oversight, saving you time and reducing stress. Wave Payroll: Affordable Payroll Services When you’re looking for an affordable payroll solution, Wave Payroll stands out as a cost-effective option for small businesses, especially those with just one employee. Starting at just $20 per month, plus $6 for each employee and contractor, it offers one of the lowest pricing structures available. Wave Payroll simplifies payroll processing with features like direct deposit, W-2 and 1099 processing, and an employee portal for easy access to payroll information. This service is particularly beneficial for businesses in self-service tax states, as it streamlines tax filing responsibilities. You can likewise test the platform risk-free with a 30-day free trial, allowing you to explore its features before committing. Nevertheless, keep in mind that Wave Payroll focuses mainly on payroll processing and doesn’t include benefits administration, making it an excellent choice for single-employee businesses seeking to minimize costs. SurePayroll: Flexible Payroll Options for Small Businesses SurePayroll provides small businesses with flexible payroll options that cater particularly to their needs, especially for those with just one employee. With pricing tiers that suit various budgets, you can choose between a full-service option at $29.99 per month plus $5 per employee or a no tax filing option for $19.99 per month plus $4 per employee. Key features include: Unlimited payroll runs and a free 2-day direct deposit for timely payments. Add-on services like HR management and health insurance options to help you manage your business effectively. Live help and online pay stubs for improved accessibility and user experience. This service is especially ideal for self-service tax states, making it a straightforward choice for single-employee businesses seeking efficient payroll management without unnecessary complexity. OnPay: User-Friendly Payroll for One Employee OnPay stands out as a user-friendly payroll solution designed particularly for businesses with just one employee, simplifying the payroll process considerably. With a straightforward pricing structure of $40 per month plus $6 per employee, it’s an affordable option. You can run payroll as often as needed without extra fees, making it flexible for your needs. OnPay additionally includes crucial HR tools and benefits administration, helping you manage employee tasks seamlessly. Its integration with accounting software like QuickBooks and Xero improves your financial management. Here’s a quick overview of OnPay’s features: Feature Benefit Details Pricing Affordable $40/month + $6/employee Payroll Runs Unlimited Process payroll as needed HR Tools Streamlined management Manage tasks alongside payroll Software Integration Improved financial management Compatible with QuickBooks, Xero OnPay truly simplifies payroll for one-employee businesses. Frequently Asked Questions What Is the Best Payroll Service for One Employee? When choosing a payroll service for one employee, consider options like Roll by ADP, which starts at $39 monthly, or Wave Payroll, priced at $20 per month. SurePayroll offers a low entry point of $19.99, whereas OnPay provides all-encompassing features for $40. Each service varies in pricing, features, and support, so evaluate your specific needs, such as tax filing and direct deposit, to find the best fit for your situation. How to Do Payroll for Only One Employee? To do payroll for one employee, gather their tax identification number, W-4 form, and any necessary state tax forms. Use automated payroll software to handle tax calculations and withholdings, minimizing errors. Set up direct deposit for timely payments, eliminating the need for checks. Consider payroll services with self-service features to streamline updates on tax forms and payment details. Regularly review and update payroll records to stay compliant with tax laws and avoid penalties. Can I Use ADP for One Employee? Yes, you can use ADP for one employee. ADP’s Roll is designed particularly for small businesses, allowing you to run payroll quickly through a mobile interface. It offers unlimited payroll runs, automates tax calculations and filings, and starts at $39 per month plus $5 for each employee. This makes it a straightforward, cost-effective solution that streamlines the payroll process, ensuring accuracy and saving you time as you manage payments digitally. Do I Need Payroll Software for One Employee? You don’t necessarily need payroll software for one employee, but it’s highly beneficial. Payroll software automates tax calculations and guarantees compliance with federal and state regulations, reducing manual errors. It simplifies direct deposits, making payments faster and more reliable. Furthermore, it can automate year-end tax form generation, saving you time and effort. Overall, using payroll software can improve your operational efficiency, even though you only have one employee to manage. Conclusion In summary, choosing the right online payroll service for one employee can greatly simplify your payroll process. Options like Gusto Solo, OnPay, and Wave Payroll offer customized features that cater to self-employed individuals and small businesses. Whether you prioritize automated tax compliance, HR tools, or budget-friendly solutions, there’s a service that fits your needs. Evaluating your specific requirements will help you select the best option, ensuring efficient payroll management and compliance with tax obligations. Image via Google Gemini This article, "7 Best Online Payroll Services for One Employee" was first published on Small Business Trends View the full article

When you’re managing payroll for a single employee, choosing the right online service can simplify your tasks considerably. Various platforms like Gusto and OnPay offer customized features that cater particularly to small operations. These services streamline tax compliance, provide HR tools, and often include direct deposit options. Comprehending the strengths of each service will help you make an informed decision. Let’s explore the top choices to find the best fit for your needs. Key Takeaways Gusto Solo: Offers automated payroll processing, tax compliance guidance, and direct deposit, ideal for solopreneurs with simple payroll needs. OnPay: User-friendly platform priced at $40 per month plus $6 per employee, with unlimited payroll runs and integrated HR tools. Wave Payroll: Affordable option starting at $20 per month plus $6 per employee, perfect for self-service tax states and simple payroll tasks. SurePayroll: Flexible pricing with options starting at $19.99 per month plus $4 per employee, providing unlimited payroll runs and free direct deposit. Roll by ADP: Mobile-first payroll solution for self-employed individuals, processing unlimited payroll runs quickly and automating tax calculations. Gusto Solo: Streamline Payroll for Your One-Employee S Corp In relation to managing payroll for your one-employee S Corp, how can you simplify the process while ensuring compliance and efficiency? Gusto Solo is an excellent choice among online payroll services for one employee. This platform automates payroll processing, which helps you stay compliant with tax laws, minimizing risks associated with payroll for one employee. It furthermore offers potential tax savings by guiding you through S Corp compliance and self-employment tax benefits. With features like automated tax payments, direct deposit for contractors, and customizable payroll reports, Gusto Solo streamlines the entire payroll process. This allows you to focus on growing your business rather than getting bogged down with payroll details. In addition, Gusto Solo supports invoicing and contributions to a Solo 401(k) of up to $70,000 annually, making it one of the best low-cost payroll services customized for solopreneurs. QuickBooks Payroll: Simplifying Payroll Management QuickBooks Payroll makes managing payroll easier for small businesses, especially when you have just one employee. With features like Auto Payroll, you can automate your payroll processing and enjoy same-day direct deposits, ensuring your employee gets paid on time. Plus, with built-in tax management tools and 24/7 support for Premium users, you can simplify your payroll tasks whilst staying compliant with tax regulations. Auto Payroll Processing Benefits When you streamline payroll processing through Auto Payroll, it not only saves you time but also minimizes the potential for costly mistakes. This feature from QuickBooks Payroll simplifies your payroll management, especially if you’re using payroll services for one employee. Automates payroll processing and guarantees timely payments Includes automatic tax payments for compliance Sends notifications about payroll status and actions needed Using a single employee payroll service, you can easily set up Auto Payroll for one or multiple employees, making management efficient. You’ll benefit from real-time data, allowing for informed payroll decisions. By minimizing manual intervention, you reduce the risk of errors, guaranteeing that your payroll runs smoothly and on time. Simplified Tax Management Tools Managing taxes can be a challenging task, particularly for small businesses with limited resources. QuickBooks Payroll offers an inexpensive payroll service that simplifies tax management for payroll for 1 employee. The platform automates tax payments, ensuring accurate federal and state filings are handled on your behalf, which reduces the stress of compliance. With its compliance hub, you’ll receive notifications about upcoming tax requirements, making it easier to meet deadlines. Auto Payroll processes payments automatically, minimizing manual errors and ensuring timely disbursements. Furthermore, you can access over 15 customizable payroll reports to effectively track payroll tax deductions and total payroll costs. This cheap payroll service integrates trusted time tracking, allowing for precise calculations based on actual hours worked, making tax management straightforward. Enhanced Support Options Available Having access to reliable support options can greatly improve your experience with payroll management, especially when you’re handling payroll for just one employee. QuickBooks Payroll provides various support features customized to your needs. For instance, Premium and Elite subscribers can utilize 24/7 chat support for immediate assistance. In addition, you can reach U.S.-based experts via phone during business hours, ensuring you get the guidance necessary for your specific questions. The platform also includes a compliance hub that alerts you to upcoming tax obligations, minimizing the risk of errors. Payroll setup assistance from QuickBooks experts Customized product support via phone Real-time notifications for tax requirements Paychex Flex®: Comprehensive Payroll Solutions Whilst running a small business with just one employee may seem straightforward, managing payroll can still be a complex task. Paychex Flex® simplifies this process with customized payroll solutions, making it easier for you to stay compliant and efficient. With quick payroll entry in just two clicks from your desktop or mobile device, you can streamline your payroll tasks effectively. Here’s a quick overview of Paychex Flex® features: Feature Description Benefit Easy Setup Quick onboarding for payroll setup Save time and reduce hassle Automatic Tax Calculations Automatic calculations and filings Avoid penalties and errors Self-Service Options Employees can manage their own information Improve employee experience Flexible Support Options Access to specialists or self-service tools Meet your unique business needs With these features, Paychex Flex® caters directly to small business owners, ensuring you focus on growth rather than payroll headaches. Roll by ADP: Simplified Payroll for Self-Employed If you’re self-employed, Roll by ADP offers a mobile-first payroll management solution that simplifies your payroll process. With its AI-driven onboarding, you can start managing payroll almost immediately, and it integrates seamlessly with QuickBooks for added convenience. This means you can run payroll in under a minute and focus more on your business rather than paperwork. Mobile-First Payroll Management In today’s fast-paced business environment, mobile-first payroll management solutions like Roll by ADP offer a streamlined approach for self-employed individuals and small business owners. This platform allows you to manage payroll efficiently through a chat-based interface, making it user-friendly. You can process unlimited payroll runs for both yourself and your employees in 60 seconds or less, notably simplifying the payroll process. Key features include: Automated payroll tax calculations and filings, removing guesswork. Quick onboarding that lets you start processing payroll within days. Affordable pricing starting at $39 per month, plus $5 per employee. With Roll by ADP, you achieve efficiency and accuracy without extensive training, making it an excellent choice for managing payroll needs. AI-Driven Onboarding Process With the AI-driven onboarding process offered by Roll by ADP, self-employed individuals can set up payroll quickly and efficiently. This platform allows you to process payroll and manage taxes using a chat-based interface, completing tasks in 60 seconds or less. Thanks to GenAI technology, payroll taxes are automatically calculated and filed, eliminating guesswork and saving you valuable time. You likewise benefit from unlimited payroll runs without fixed fees or contracts, making it a cost-effective solution for managing payroll for one employee. The user-friendly onboarding process requires no training, and to help you estimate take-home pay easily, Roll provides a free paycheck calculator. This streamlined approach simplifies your payroll management greatly. Quickbooks Integration Benefits Integrating Roll by ADP with QuickBooks Online streamlines your financial management process, allowing you to track payroll expenses alongside your overall financial data seamlessly. This integration simplifies payroll, especially for self-employed individuals, by offering a chat-based interface that lets you process payroll and file taxes in under a minute. You can likewise take advantage of GenAI technology, which automatically calculates and files payroll taxes, helping to minimize errors. Unlimited payroll runs guarantee timely payments, even at the last minute. Pricing starts at just $39 per month plus $5 per employee, making it budget-friendly. The integration improves your overall financial oversight, saving you time and reducing stress. Wave Payroll: Affordable Payroll Services When you’re looking for an affordable payroll solution, Wave Payroll stands out as a cost-effective option for small businesses, especially those with just one employee. Starting at just $20 per month, plus $6 for each employee and contractor, it offers one of the lowest pricing structures available. Wave Payroll simplifies payroll processing with features like direct deposit, W-2 and 1099 processing, and an employee portal for easy access to payroll information. This service is particularly beneficial for businesses in self-service tax states, as it streamlines tax filing responsibilities. You can likewise test the platform risk-free with a 30-day free trial, allowing you to explore its features before committing. Nevertheless, keep in mind that Wave Payroll focuses mainly on payroll processing and doesn’t include benefits administration, making it an excellent choice for single-employee businesses seeking to minimize costs. SurePayroll: Flexible Payroll Options for Small Businesses SurePayroll provides small businesses with flexible payroll options that cater particularly to their needs, especially for those with just one employee. With pricing tiers that suit various budgets, you can choose between a full-service option at $29.99 per month plus $5 per employee or a no tax filing option for $19.99 per month plus $4 per employee. Key features include: Unlimited payroll runs and a free 2-day direct deposit for timely payments. Add-on services like HR management and health insurance options to help you manage your business effectively. Live help and online pay stubs for improved accessibility and user experience. This service is especially ideal for self-service tax states, making it a straightforward choice for single-employee businesses seeking efficient payroll management without unnecessary complexity. OnPay: User-Friendly Payroll for One Employee OnPay stands out as a user-friendly payroll solution designed particularly for businesses with just one employee, simplifying the payroll process considerably. With a straightforward pricing structure of $40 per month plus $6 per employee, it’s an affordable option. You can run payroll as often as needed without extra fees, making it flexible for your needs. OnPay additionally includes crucial HR tools and benefits administration, helping you manage employee tasks seamlessly. Its integration with accounting software like QuickBooks and Xero improves your financial management. Here’s a quick overview of OnPay’s features: Feature Benefit Details Pricing Affordable $40/month + $6/employee Payroll Runs Unlimited Process payroll as needed HR Tools Streamlined management Manage tasks alongside payroll Software Integration Improved financial management Compatible with QuickBooks, Xero OnPay truly simplifies payroll for one-employee businesses. Frequently Asked Questions What Is the Best Payroll Service for One Employee? When choosing a payroll service for one employee, consider options like Roll by ADP, which starts at $39 monthly, or Wave Payroll, priced at $20 per month. SurePayroll offers a low entry point of $19.99, whereas OnPay provides all-encompassing features for $40. Each service varies in pricing, features, and support, so evaluate your specific needs, such as tax filing and direct deposit, to find the best fit for your situation. How to Do Payroll for Only One Employee? To do payroll for one employee, gather their tax identification number, W-4 form, and any necessary state tax forms. Use automated payroll software to handle tax calculations and withholdings, minimizing errors. Set up direct deposit for timely payments, eliminating the need for checks. Consider payroll services with self-service features to streamline updates on tax forms and payment details. Regularly review and update payroll records to stay compliant with tax laws and avoid penalties. Can I Use ADP for One Employee? Yes, you can use ADP for one employee. ADP’s Roll is designed particularly for small businesses, allowing you to run payroll quickly through a mobile interface. It offers unlimited payroll runs, automates tax calculations and filings, and starts at $39 per month plus $5 for each employee. This makes it a straightforward, cost-effective solution that streamlines the payroll process, ensuring accuracy and saving you time as you manage payments digitally. Do I Need Payroll Software for One Employee? You don’t necessarily need payroll software for one employee, but it’s highly beneficial. Payroll software automates tax calculations and guarantees compliance with federal and state regulations, reducing manual errors. It simplifies direct deposits, making payments faster and more reliable. Furthermore, it can automate year-end tax form generation, saving you time and effort. Overall, using payroll software can improve your operational efficiency, even though you only have one employee to manage. Conclusion In summary, choosing the right online payroll service for one employee can greatly simplify your payroll process. Options like Gusto Solo, OnPay, and Wave Payroll offer customized features that cater to self-employed individuals and small businesses. Whether you prioritize automated tax compliance, HR tools, or budget-friendly solutions, there’s a service that fits your needs. Evaluating your specific requirements will help you select the best option, ensuring efficient payroll management and compliance with tax obligations. Image via Google Gemini This article, "7 Best Online Payroll Services for One Employee" was first published on Small Business Trends View the full article

We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. You've probably heard of the upstart tech brand Nothing, but if you haven't, here's a TLDR: The U.K.-based company aims to make products like cellphones and headphones that incorporate innovative features and designs, but come in at a lower price point than tech giants like Apple and Samsung. Last summer, the company released its newest smartwatch, the CMF Watch 3 Pro, which incorporates AI features powered by ChatGPT, and you can currently pick it up at a major discount. Originally $99, you can get the CMF Watch 3 Pro for $44.99 at Woot—a 65% discount. The catch is that it's only available at that price in the light green color. If you have Amazon Prime, you get free shipping; otherwise, it’ll also cost $6 to ship. (Heads up, though: Woot only ships to the 48 contiguous states.) CMF BY NOTHING Watch 3 Pro Smart Watch Bluetooth Call AI with Energy Score, Heart Rate Tracking, Sleep Monitor, GPS & 130+ Sport Modes, Fitness Tracker for Android iOS, IP68 $99.99 at Woot Get Deal Get Deal $99.99 at Woot According to Nothing, the CMF Watch 3 Pro is designed for "everyday users and casual fitness explorers," it quickly earned a reputation as one of the best budget smartwatch/fitness trackers of 2025. The most noteworthy feature is its direct ChatGPT integration: You can use voice prompts to ask the chatbot questions or set reminders, among other things. One neat feature is its ability to record voices and auto-transcribe conversations or notes (great for work meetings or class). If you've used the CMF Watch 2 Pro, you'll already be familiar with the design, which hasn't changed much. It's still got a round display with a rotating crown on the top right, though the display is a bit bigger—1.43 inches compared to the Watch 2 Pro's 1.32 inches. Nothing has also kept the auto brightness adjustment, which is determined by a built-in sensor, and dual-band GPS support with access to five satellite systems, providing greater accuracy when tracking your outdoor activities. The real upgrades come mainly from the software: The Watch 3 Pro has over 130 sport modes, compared to 120 on the older model. The battery now lasts 13 days on a single charge, or two days longer than before. It's certainly in the running for the best sub-$100 fitness watch you can buy right now. Our Best Editor-Vetted Tech Deals Right Now Apple AirPods 4 Active Noise Cancelling Wireless Earbuds — $139.99 (List Price $179.00) Apple Watch Series 11 [GPS 46mm] Smartwatch with Jet Black Aluminum Case with Black Sport Band - M/L. Sleep Score, Fitness Tracker, Health Monitoring, Always-On Display, Water Resistant — $329.00 (List Price $429.00) Samsung Galaxy Tab A9+ 10.9" 64GB Wi-Fi Tablet (Graphite) — $149.99 (List Price $219.99) Apple iPad 11" 128GB A16 WiFi Tablet (Blue, 2025) — $299.99 (List Price $349.00) Blink Mini 2 1080p Security Camera (White) — $23.99 (List Price $39.99) Ring Outdoor Cam Pro Plug-In With Outdoor Cam Plus Battery (White) — $189.99 (List Price $259.99) Amazon Fire TV Stick 4K Plus — (List Price $24.99 With Code "FTV4K25") Deals are selected by our commerce team View the full article