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  1. As New Year’s resolutions fade into the background amid busy lives, Google’s Gemini platform aims to bring a sense of structure and accountability to personal goals—invaluable tools for small business owners striving to enhance productivity and personal growth. By leveraging advanced AI capabilities, Gemini helps users not only set but also stick to their goals, making it a versatile assistant for entrepreneurs. The recent announcement from Google highlights Gemini’s unique ability to create organized, actionable plans across various domains—from fitness and decluttering to career advancement and budgeting. Small business owners can leverage these features to refine their personal objectives while enhancing operational efficiency. At the heart of Gemini’s offerings are customizable prompts. For instance, a small business owner might input, “I want to advance my career.” In response, Gemini can simulate a job interview, helping users polish their skills and build confidence. This interactive feature allows entrepreneurs to prepare thoroughly for important opportunities without the overwhelming pressure of traditional preparation methods. Furthermore, Gemini facilitates time management. With the capability to synchronize tasks directly into calendars, professionals can maintain an organized schedule while focusing on their resolutions. “A good plan can be the difference between a goal and a long-term habit,” Google states in their release, emphasizing the necessity of a structured approach to personal and professional development. Taking practical steps to enhance productivity is crucial for small businesses. For example, Gemini can assist with healthier eating habits by generating personalized meal plans based on dietary preferences and available cooking time. This reduces the mental load for busy owners who may struggle to prioritize nutritious meals amidst the chaos of running a business. Moreover, a key advantage of Gemini is its capability to analyze spending data through connected apps. Small business owners can utilize this feature to refine their budgeting practices, identifying non-essential spending to implement actionable weekly rules. This could lead to significant financial savings over time—crucial for maintaining cash flow in small enterprises. However, while the benefits are numerous, potential challenges exist. The reliance on AI for personal goal-setting requires a level of comfort with technology that not all users may possess. Small business owners might need to invest time in learning how to effectively use Gemini to tailor it to their needs. Furthermore, AI-generated plans might not resonate with everyone’s approach to personal development, necessitating periodic adjustments for optimal results. Integration is another critical factor to consider. Although Gemini offers customization, small business owners must ensure that it fits seamlessly into their existing workflows. This could require additional adjustments or adaptations depending on the specific tools and platforms they currently employ. On a broader level, the AI’s heavy reliance on data and customization may raise some concerns regarding privacy and security. Clear guidelines and best practices for maintaining the confidentiality of personal and business information will be paramount as more users adopt these advanced platforms. In summary, Google’s Gemini serves as a significant step forward for small business owners seeking to balance personal growth with professional demands. By offering tailored action plans and the ability to adapt as needs change, Gemini elevates the potential for achieving New Year’s resolutions like never before. The harmonious blend of structured support with flexibility creates a unique opportunity to not only set goals but also map out detailed paths to success. To dive deeper into Gemini’s offerings, small business owners can visit the original release for additional insights: Google Gemini announcement. Image via Google Gemini This article, "Gemini Unveils Personalized Tools to Transform New Year Resolutions into Reality" was first published on Small Business Trends View the full article
  2. We may earn a commission from links on this page. Withings launched their $600 Body Scan 2 smart scale at CES Unveiled last night—but they're positioning it as a "longevity station" rather than a smart scale. The device has a handle in addition to the footplate, which allows for extra sensors, and the new features include things like hypertension notifications that we've previously seen from smartwatches. (Hypertension notifications only just came to the Apple Watch a few months ago.) I got to see the Body Scan 2 at a CES event but haven't had a chance to use it for myself. According to Withings, the Body Scan 2 can measure "60+ biomarkers" that it says are relevant to tracking your health over time. With the caveat that I'm asking the company for more information on how this all works, I can say that it has more sensors than a typical smart scale and seems to be handling its data in a more sophisticated, and potentially more accurate, way. With sensors in your hands, and a small screen on the handle, it's able to measure and display the sort of data that you'd normally expect from a smartwatch. Smart scales generally aren't very accurate for data like body fat percentage, or really anything that goes beyond simple body weight. A typical smart scale runs a weak electrical current from one foot to another, measuring the electrical resistance of your lower legs. The Body Scan 2 adds a handle with electrodes, which brings the upper body into the mix. The screen on the handle also allows it to display data like ECG readings or other detailed results. Since the screen is in your hands, you don't have to squint at a display at your feet. (In product photos, the retractable handle sits on top of the footplate, but at yesterday's demo, Withings had the handles mounted on little holders at hand height. This setup allows for more detailed data than smart scales can usually measure. For example, a Withings rep told me yesterday that it can measure arterial stiffness by comparing the timing of your pulse in your torso, hands, and feet—the faster blood flows between these areas, the better. The Body Scan 2 uses impedance cardiography, a well-studied technology that can measure several aspects of heart health, and it includes a six-lead ECG. This means you can get ECG data and hypertension notifications—two headline Apple Watch features—without having to wear a watch every day. The scale isn't yet available for sale, but Withings estimates that it will be available in the second quarter of this year, pending FDA clearance for some features. The price will be $599.95. Withings already sells a first-generation Body Scan scale, with a handle but with fewer sensors and without a screen on the handle, for $399.95. View the full article
  3. While most EVs tip the scales at several tons, a new “featherweight” electric sports car weighs half as much—or less—than others on the road. Longbow, the U.K.-based startup behind the sleek EV, plans to bring its first vehicle to market later this year with a limited run of 150 cars, starting at £84,995, or roughly $110,000. A high-performance version of the design is on display at CES this week. The company’s aim is to reverse the car industry’s weight problem—something that’s especially an issue for EVs that have large batteries inside. Heavier vehicles have bigger carbon footprints, use more energy, and are more dangerous in a crash for pedestrians. They also wear out roads faster (as well as tires, which spew more microplastic pollution the more weight they carry). “Everything gets better when you remove weight,” says Mark Tapscott, cofounder and CTO at Longbow. Still, most of the industry has been moving in the opposite direction. “We really see automotive in general—and EVs specifically—are getting increasingly heavier,” says Longbow CEO Daniel Davey. “When they become heavier, that requires more resources, requires bigger batteries, bigger motors. It’s kind of the opposite of marginal gains.” The Chevy Silverado, for example, can weigh as much as 8,900 pounds. Even the smaller Nissan Leaf can weigh 4,200 pounds. Longbow’s Speedster weighs around 1,973 pounds. A lighter car, by design The car uses lightweight materials, prioritizing options with the lowest environmental impact. “A lot of manufacturers will move towards carbon fiber, but it is the single worst material you can use for the environment,” says Tapscott. “It breaks easily. It’s difficult to maintain. You wear out the car quickly.” Instead, the car uses a custom aluminum chassis designed to maximum stiffness while minimizing weight. It also includes natural fiber composites and thermoplastics. Each design decision was made with lightness in mind. The handbrake is manual, for example, which makes it weigh less, but also makes it more effective and cheaper and quicker to develop. The design team kept the car intentionally simple. Instead of chasing unnecessary specs—like a 600-mile battery range when a typical commute might be 30 miles, or a four-second sprint from zero to 60—the design is pared down to the essentials. It’s similar to the approach that the startup Slate has taken as it works on a low-cost electric truck. “What they’ve done in the truck space I think is kind of revolutionary,” says Davey. “Because they’re saying, ‘You know all those things you pay loads of money that you don’t need? Well, you could not have them and not pay all the money if you’d like.’ And I think people like that idea.” “The world doesn’t need faster numbers,” says Tapscott. “It needs better experiences. And so that’s why we talk about what the car is, what it does, how it feels, rather than what battery chemistry we have.” They took time to find the right off-the-shelf components for the vehicle. The car on display at CES has innovative motors built into each wheel. The company hasn’t yet announced whether that feature will be available in the first cars that come out this year, but it’s another way that it can cut weight even further. A typical drivetrain, with a central motor that connects to each wheel, might have around 100 parts that can weigh a couple of hundred pounds and take up valuable space. By placing motors in the wheels, it eliminates those components and works more efficiently. Donut Labs, the Finnish startup that designed the new motors, says that they can also reduce the cost of making a vehicle by $1,000 to $2,000. Having motors in the wheels also makes cars more responsive. “It makes the car drive in a way that you cannot experience otherwise,” says Marko Lehtimäki, CEO of Donut Labs. A more sustainable car that’s longer-lasting Because of Longbow’s careful approach to sustainability, manufacturing the car has a lower carbon footprint than a typical gas car. When it’s driven, it also uses less electricity per mile than other EVs because it weighs less. (The lower weight also means that it can have a range of up to 280 miles on a charge, even though it uses a smaller battery than a typical EV.) The company also designed the car to last as long as possible—with an unprecedented pledge to help keep each car on the road for 100 years. The first step: trying to design a classic car that people will want to keep for life rather than replace. “It has to start with design,” says Tapscott. “No one wants to drive the Fiat Multipla anymore because it was the ugliest car ever built. So a core tenet of being available for a hundred years is that people want the car. Desirability. We looked at design that is timeless, not radically modern. We are drawing more inspiration from cars of the past.” The materials are also made to last. The aluminum chassis, for example, won’t rust or corrode. The parts are designed for repair. When possible, the engineers chose 3D printing for certain parts, like clips or brackets, so that they can easily be remade later on demand decades from now. The car is also designed to be fun to drive—another way, obviously, to convince drivers to keep the same car in use longer. The light weight is an important part of the experience. “I think most people today haven’t actually experienced what a lightweight car is like to drive,” says Tapscott. “Even a lightweight hatchback or economy [sedan] are all well over 3,000 pounds or so. So when you start driving something that’s under 2,000 pounds, everything changes. The way it handles corners, under acceleration, under braking, everything gets better when you get lighter. I think any racing driver will explain that the weight is the most important thing you have.” Their aim is to design the best sports car in the world, not just the best electric version. “You need to meet people where they are,” says Tapscott. “And you need to meet petrol on an even playing field, and do that with a really aspirational car that’s better. It just happens that it has one full green credential as well.” That mandate will extend beyond sports cars, though that’s where the company is beginning. “Our mission is to quickly make all cars better and lighter for people and the planet,” says Davey. “That’s really by showing a way to an industry that has lost itself by just adding all this excess weight to everything that they do.” View the full article
  4. If you’re starting out in crafting, having the right supplies can make a significant difference in your projects. A reliable pair of scissors and an Exacto knife will guarantee you achieve clean cuts. Furthermore, an adhesive like Mod Podge is essential for attaching materials securely. Don’t overlook the importance of acrylic paints for adding lively colors to your work. To keep your crafting area neat, storage bins are indispensable. Next, let’s explore more tools that can enhance your crafting experience. Key Takeaways A basic set of acrylic paints allows beginners to explore various painting techniques on different surfaces. Fiskars scissors and an Exacto-knife are essential for cutting paper and fabric with precision. Mod Podge serves as an excellent adhesive and sealer for various crafting projects, especially in decoupage. Cotton fabric is versatile and ideal for a wide range of beginner sewing and crafting projects. Storage bins and tool caddies help organize supplies, making it easier to maintain a clutter-free crafting space. Essential Tools for Crafting When you immerse yourself in the domain of crafting, having the right tools can greatly improve your experience and outcomes. A mini sander is fundamental for beginners, providing smooth finishes on various surfaces. Precision cutting is important, so an Exacto-knife or slice cutter will help you achieve intricate designs. For versatile cutting, Fiskars scissors are ideal for both paper and fabric projects. If you’re focused on fabric crafts, a rotary cutter paired with a cutting mat guarantees clean, straight cuts. Moreover, needle nose pliers and wire/bolt cutters are essential for handling small items and cutting tougher materials. Investing in these tools improves your adult arts and crafts kits, making them more effective and enjoyable for creating craft decor and other art stuff for adults. Adhesives and Fasteners Having the right tools is only part of the crafting equation; knowing how to securely assemble your projects is equally important. For your arts and crafts set, consider using Mod Podge as it serves both as an adhesive and a sealer, perfect for decoupage. A Sure Bonder Glue Gun offers cordless convenience, making it ideal for quick bonding tasks. Gorilla Glue brand glue sticks are excellent for strong adhesion, ensuring your projects stay intact. For clean edges without the mess, double-sided tape works well with paper and lightweight materials. Finally, zip ties are practical for fastening tougher materials, especially in structural designs. These adhesives and fasteners are crucial crafts stuff that can likewise make good arts and crafts gifts. Painting Supplies To create beautiful and engaging crafts, you’ll need a solid selection of painting supplies that cater to various projects. Start with a basic set of acrylic paints, as they’re versatile and work well on surfaces like craft wood and canvas. Consider investing in chalk paint for a matte finish on home decor items; brands like Waverly and Folk Art are excellent choices. You’ll likewise want a variety of paintbrushes, including chip brushes for larger areas and finer brushes for detail work. A palette for mixing colors is crucial for custom shades. Don’t forget water containers to clean your brushes and drop cloths to protect your surfaces. Painting craft kits and Crafters Square products can provide a great starting point for beginners and make ideal arts and crafts gifts. Fabric and Textiles After gathering your painting supplies, the next step is exploring fabric and textiles, which open up a wide array of crafting possibilities. Stocking up on a variety of materials will improve your arts and crafts stuff considerably. Consider including: Cotton fabric for versatile projects Burlap for rustic charm Felt for easy sewing and embellishments Using old fabrics like repurposed t-shirts can promote sustainability and save money. Scrap fabric is perfect for patchwork and smaller embellishments, allowing you to practice your sewing skills without needing large amounts. Seasonal fabrics with unique patterns can boost holiday-themed projects and are best bought during sales at stores like Hobby Lobby or online on Amazon. These crucial items will round out your crafts set and complement your wood arts and crafts efforts. Organization Tools An organized crafting space can greatly improve your creative process and productivity. To achieve this, start by investing in storage bins for your supplies and tools, which help reduce clutter and streamline your workspace. Use tool caddies to keep frequently used tools within easy reach, making it simpler to engage with your projects. Labeling containers and storage areas will improve your organization, allowing you to locate specific craft pieces quickly. Consider setting up a dedicated crafting station that provides a functional area for your activities. Moreover, utilize drawer organizers to categorize smaller supplies, preventing them from mixing and becoming difficult to find. These organization tools will guarantee your arts and crafts decorative accessories are efficiently stored, optimizing your crafting experience. Frequently Asked Questions What Is the Easiest Craft to Start With? The easiest craft to start with is paper crafts. You can use basic materials like colored construction paper, scissors, and glue to create various projects, such as greeting cards or decorations. Another simple option is painting with acrylics on canvas, which requires minimal supplies and delivers lively results quickly. Furthermore, jewelry making with beads and elastic string offers immediate creative expression. These crafts allow you to explore your creativity during honing basic skills effectively. What Is the Hottest Selling Craft Right Now? The hottest selling craft right now is DIY resin art. You can create unique items like coasters, jewelry, and decorative pieces using epoxy resin kits. These kits are user-friendly and cater to various skill levels, making them popular among crafters. Furthermore, knitting and crocheting kits are gaining traction as people seek to learn new skills from home. Seasonal crafting supplies, especially for holidays, likewise see significant sales as consumers want personalized decorations and gifts. What Are Craft Ideas for ADHD Adults? For adults with ADHD, engaging in hands-on activities can improve focus and reduce anxiety. Consider starting with simple projects like painting or coloring, which offer immediate satisfaction. Knitting or crocheting can likewise enhance concentration through repetitive tasks. Craft kits with clear instructions minimize distractions, making it easier to complete projects. Joining group workshops promotes social connections as well as providing a supportive environment for exploring creativity. These activities can greatly benefit adults managing ADHD symptoms. What Does a Crafter Need? As a crafter, you’ll need vital tools to improve your projects. Invest in high-quality scissors, craft knives, and a mini sander for precise cuts and smooth finishes. Reliable adhesives like Mod Podge and a glue gun are critical for securing materials, whereas double-sided tape offers clean edges. Don’t forget a craft mat for a protected workspace. Basic painting supplies, including acrylic paints and various brushes, will add color and creativity to your creations. Conclusion To sum up, equipping yourself with crucial crafting supplies can greatly improve your creative endeavors. By starting with reliable scissors and an Exacto-knife, you’ll guarantee precise cuts. Using Mod Podge as your adhesive will facilitate strong bonds, whereas acrylic paints enable lively personalization. A mini sander helps achieve smooth finishes, and storage bins keep your workspace organized. With these foundational tools, you’re well on your way to enjoying a productive and enjoyable crafting experience. Image via Google Gemini This article, "5 Must-Have Crafts Stuff for Beginners" was first published on Small Business Trends View the full article
  5. If you’re starting out in crafting, having the right supplies can make a significant difference in your projects. A reliable pair of scissors and an Exacto knife will guarantee you achieve clean cuts. Furthermore, an adhesive like Mod Podge is essential for attaching materials securely. Don’t overlook the importance of acrylic paints for adding lively colors to your work. To keep your crafting area neat, storage bins are indispensable. Next, let’s explore more tools that can enhance your crafting experience. Key Takeaways A basic set of acrylic paints allows beginners to explore various painting techniques on different surfaces. Fiskars scissors and an Exacto-knife are essential for cutting paper and fabric with precision. Mod Podge serves as an excellent adhesive and sealer for various crafting projects, especially in decoupage. Cotton fabric is versatile and ideal for a wide range of beginner sewing and crafting projects. Storage bins and tool caddies help organize supplies, making it easier to maintain a clutter-free crafting space. Essential Tools for Crafting When you immerse yourself in the domain of crafting, having the right tools can greatly improve your experience and outcomes. A mini sander is fundamental for beginners, providing smooth finishes on various surfaces. Precision cutting is important, so an Exacto-knife or slice cutter will help you achieve intricate designs. For versatile cutting, Fiskars scissors are ideal for both paper and fabric projects. If you’re focused on fabric crafts, a rotary cutter paired with a cutting mat guarantees clean, straight cuts. Moreover, needle nose pliers and wire/bolt cutters are essential for handling small items and cutting tougher materials. Investing in these tools improves your adult arts and crafts kits, making them more effective and enjoyable for creating craft decor and other art stuff for adults. Adhesives and Fasteners Having the right tools is only part of the crafting equation; knowing how to securely assemble your projects is equally important. For your arts and crafts set, consider using Mod Podge as it serves both as an adhesive and a sealer, perfect for decoupage. A Sure Bonder Glue Gun offers cordless convenience, making it ideal for quick bonding tasks. Gorilla Glue brand glue sticks are excellent for strong adhesion, ensuring your projects stay intact. For clean edges without the mess, double-sided tape works well with paper and lightweight materials. Finally, zip ties are practical for fastening tougher materials, especially in structural designs. These adhesives and fasteners are crucial crafts stuff that can likewise make good arts and crafts gifts. Painting Supplies To create beautiful and engaging crafts, you’ll need a solid selection of painting supplies that cater to various projects. Start with a basic set of acrylic paints, as they’re versatile and work well on surfaces like craft wood and canvas. Consider investing in chalk paint for a matte finish on home decor items; brands like Waverly and Folk Art are excellent choices. You’ll likewise want a variety of paintbrushes, including chip brushes for larger areas and finer brushes for detail work. A palette for mixing colors is crucial for custom shades. Don’t forget water containers to clean your brushes and drop cloths to protect your surfaces. Painting craft kits and Crafters Square products can provide a great starting point for beginners and make ideal arts and crafts gifts. Fabric and Textiles After gathering your painting supplies, the next step is exploring fabric and textiles, which open up a wide array of crafting possibilities. Stocking up on a variety of materials will improve your arts and crafts stuff considerably. Consider including: Cotton fabric for versatile projects Burlap for rustic charm Felt for easy sewing and embellishments Using old fabrics like repurposed t-shirts can promote sustainability and save money. Scrap fabric is perfect for patchwork and smaller embellishments, allowing you to practice your sewing skills without needing large amounts. Seasonal fabrics with unique patterns can boost holiday-themed projects and are best bought during sales at stores like Hobby Lobby or online on Amazon. These crucial items will round out your crafts set and complement your wood arts and crafts efforts. Organization Tools An organized crafting space can greatly improve your creative process and productivity. To achieve this, start by investing in storage bins for your supplies and tools, which help reduce clutter and streamline your workspace. Use tool caddies to keep frequently used tools within easy reach, making it simpler to engage with your projects. Labeling containers and storage areas will improve your organization, allowing you to locate specific craft pieces quickly. Consider setting up a dedicated crafting station that provides a functional area for your activities. Moreover, utilize drawer organizers to categorize smaller supplies, preventing them from mixing and becoming difficult to find. These organization tools will guarantee your arts and crafts decorative accessories are efficiently stored, optimizing your crafting experience. Frequently Asked Questions What Is the Easiest Craft to Start With? The easiest craft to start with is paper crafts. You can use basic materials like colored construction paper, scissors, and glue to create various projects, such as greeting cards or decorations. Another simple option is painting with acrylics on canvas, which requires minimal supplies and delivers lively results quickly. Furthermore, jewelry making with beads and elastic string offers immediate creative expression. These crafts allow you to explore your creativity during honing basic skills effectively. What Is the Hottest Selling Craft Right Now? The hottest selling craft right now is DIY resin art. You can create unique items like coasters, jewelry, and decorative pieces using epoxy resin kits. These kits are user-friendly and cater to various skill levels, making them popular among crafters. Furthermore, knitting and crocheting kits are gaining traction as people seek to learn new skills from home. Seasonal crafting supplies, especially for holidays, likewise see significant sales as consumers want personalized decorations and gifts. What Are Craft Ideas for ADHD Adults? For adults with ADHD, engaging in hands-on activities can improve focus and reduce anxiety. Consider starting with simple projects like painting or coloring, which offer immediate satisfaction. Knitting or crocheting can likewise enhance concentration through repetitive tasks. Craft kits with clear instructions minimize distractions, making it easier to complete projects. Joining group workshops promotes social connections as well as providing a supportive environment for exploring creativity. These activities can greatly benefit adults managing ADHD symptoms. What Does a Crafter Need? As a crafter, you’ll need vital tools to improve your projects. Invest in high-quality scissors, craft knives, and a mini sander for precise cuts and smooth finishes. Reliable adhesives like Mod Podge and a glue gun are critical for securing materials, whereas double-sided tape offers clean edges. Don’t forget a craft mat for a protected workspace. Basic painting supplies, including acrylic paints and various brushes, will add color and creativity to your creations. Conclusion To sum up, equipping yourself with crucial crafting supplies can greatly improve your creative endeavors. By starting with reliable scissors and an Exacto-knife, you’ll guarantee precise cuts. Using Mod Podge as your adhesive will facilitate strong bonds, whereas acrylic paints enable lively personalization. A mini sander helps achieve smooth finishes, and storage bins keep your workspace organized. With these foundational tools, you’re well on your way to enjoying a productive and enjoyable crafting experience. Image via Google Gemini This article, "5 Must-Have Crafts Stuff for Beginners" was first published on Small Business Trends View the full article
  6. When I was Chief of Staff at CoinDesk, I was in charge of the publication’s approach to AI. One of the earliest debates our internal AI committee had was about whether we should allow AI to index our articles or not. Most of the people on the committee thought we should block AI crawlers. While the fury of media copyright lawsuits had yet to begin, the issue had gotten some traction, and it was easy to make the case that we shouldn’t give our content away to AI companies to summarize unless we were compensated in some way. But one person boldly made the case for the other side: He argued that, if AI becomes the new way people find information, shutting ourselves out of AI services would mean our stories—and more broadly, the ongoing narratives around them—would be cut out of the amalgamated answers that the people using AI would read. We would be conceding that ground to competitors to not just get referrals (which, we knew even then, would be few), but to establish consensus. We would no longer be the authority on the things we write about, at least for those who find information through AI portals. The cost of silence Little did I know that largely academic debate at the time would become the centerpiece of the AI conversation nearly three years later. Today, information presence in AI summaries—for brands, for public relations, and for the media—is of great interest, and poorly understood. For publishers, the issues of copyright and compensation are ongoing. But regardless of how those conflicts are resolved, AI has become the primary interpreter of their content for a large and growing audience. The committee didn’t have a name for it back then, but the idea of taking the opposite course of blocking, and actually encouraging AI to index your content, is now called generative engine optimization or GEO (sometimes the first word is substituted for “answer,” or AEO). When I’ve previously written about GEO, it was mostly in the context of why publishers would even want to do it. After all, if AI is taking your content and summarizing it without sending users to your site, what’s the benefit? There are reasons, but I think it’s more informative to flip the question around: What’s the cost if you don’t? And that is relinquishing your influence on the consensus around the topics in your domain. The risk isn’t the loss in traffic—that’s lost anyway. Audiences are turning to AI as their information guides no matter what publishers do. What a publisher risks losing is their role as the chief interpreter of events. By reporting facts and validating claims, journalists have historically set the baseline for others to react to. Without those inputs, AI will paint a poor picture of reality. The thing is, even if a publisher opts out of AI summarization, there will always be someone else who republishes the information who doesn’t (an important foundational concept of copyright law is that, although works are copyrightable, the underlying facts and ideas aren’t). Except now that set of facts is put through their lens, and that will define the “first draft” that machines reuse. Will the answer be inadequate and incomplete? Probably. But as use of AI increases, it’ll be what most interpret as the truth. That’s why I think framing AI blocking as an existential dilemma kind of misses the point. Blocking AI from indexing your content means blocking yourself from having a say in what a rapidly expanding portion of the world counts as truth. A publisher prioritizing GEO means finding the value in what can’t be captured by traditional metrics like traffic and time on site. Victory in the new battleground of the AI summary will be measured by a different set of criteria: citations in AI answers, influence on narratives, and long-tail impact on trust and authority. Shaping truth at scale None of this is to say publishers should just let the AI companies crawl as much as they want and settle for no compensation. If anything, measuring and showing that your content is the source of consensus is hard proof of how valuable the content is. Lawsuits naturally focus on consent, copyright, and compensation, but the rise of GEO reveals what’s really being contested: Who gets to shape meaning at scale. Demonstrating how specific content influences AI answers is currently a challenge, but that’s about to change. Led by marketers, PR agencies, and brands, there’s a strong push to better understand GEO and how strategies around content, technical factors, and communication can help AI take notice of certain narratives over others. Like SEO, it will always be more art than science, but by this time next year I suspect the field of GEO won’t look nearly so nascent. On top of that, AI will be an even bigger informational gatekeeper than it is today. Litigation over compensation is important and necessary, but it shouldn’t keep the media from competing to be included in the new crucible where truth is formed. Journalists may no longer control the interfaces where people get information, but they still control the facts. Asserting that role in an AI world doesn’t mean you stop fighting for a better one. View the full article
  7. Advertisers digging through Google Ads change history often lose time hopping between reports, campaigns, and ad groups. A new “Go to…” button cuts out those extra clicks — a small UI tweak that can save meaningful time during audits and troubleshooting. What’s new. Google has added a “Go to…” dropdown in the Change history report. Advertisers can now jump directly from a logged change to the relevant campaign or ad group. The feature is especially useful when reviewing bulk edits, script-driven changes, or updates made in Google Ads Editor. How it works: Select one or more changes in the Change history report. Use the “Go to…” dropdown to navigate straight to the affected entity. No more manual searching through account structure to find what changed. What they’re saying: The update was first flagged by PPC Specialist Arpan Banerjee on LinkedIn. Hana Kobzová, founder of on PPC News Feed, noted that the feature “eliminates extra steps in troubleshooting and speeds up navigation, especially when reviewing bulk edits or changes made through scripts or the Google Ads Editor.” Why we care. This update removes friction from one of the most time-consuming parts of account management: diagnosing what changed and where. The new “Go to…” button lets them jump directly from a change log to the affected campaign or ad group, saving time during audits, troubleshooting, and bulk-edit reviews. For teams managing large accounts or using scripts and Google Ads Editor, those saved clicks add up quickly. Bottom line. It’s not flashy, but for advertisers who live in Change history, this new shortcut could be a real time saver. View the full article
  8. Popular security services chief Vasyl Malyuk switches to new post as shake-up continuesView the full article
  9. Early analysis of Google's December core update points to gains for specialized sites over generalists. News publishers saw heavy volatility across surfaces. The post December Core Update: More Brands Win “Best Of” Queries appeared first on Search Engine Journal. View the full article
  10. A reader writes: My department just called all us middle managers into a session to discuss our sickness “issue.” Some context: We live in a country where permanent employees of any level at any company all get unlimited sick days at full pay for a year (with a handful of caveats). Funnily enough, the sickness rate here isn’t particularly high: the average local worker takes three days off for sickness per year. Our company has been through a painful year-long layoff process, which coincided with record-breaking profits, the launch of completely new product lines, and somewhat absurd expectations. Oh, and team celebration budgets were cut in the meantime. Our department frankly hit it out of the park: Our department alone is more profitable than our next two biggest competitors combined. We are about 15% above target, and have been for around three years. Yet this wasn’t enough to protect many of our strongest performers from layoffs because “their roles could be done from a cheaper country.” Combined with fact that a huge number of us work way beyond the 40 hours a week in our job descriptions — and the fact that overtime is, very legally, unpaid — our sickness rates are way above the national average. (Fun fact: my VP was convinced that the reason we work so much overtime is because we can’t prioritize. When I went to him with a list of tasks we had to do, a recommendation on what order to do them in, and the corresponding minimal deadline extensions we’d need, he just said, “No, get it all done. You’re making me feel blocked.”) We’re currently at 26 sick days per employee per year! So, most of us think the cause for this is pretty obvious. Our HR department and leadership see it a bit differently, though. And now to the meeting. Alison, it was like they had read your blog for the past 10 years and done the exact opposite of what you advise when teams are burning out. Some of the highlights: • They started the talk by saying, “Illness costs us too much money” and ended by saying, “Let’s bring the price down of sick leave together.” Incidentally, the price of sickness in our department is well below the amount by which we exceeded our targets this year. • They said we should insist our employees phone us in the morning (on our personal cells; none of us have company phones or desk phones) and tell us when they can’t come in for the day instead of sending a Slack message (we’re very much Slack-first at my company so the request is really out of touch) and if they have a flu or migraine, we should recommend that they come back to work after lunch if they feel a bit better so they “don’t lose a day of productivity.” I pointed out the power differential between manager and worker that makes a “suggestion” feel like pressure even if not intended, and they said, “Well, they’re putting pressure on everyone else when they’re sick.” • They told us we should be calling sick employees every two days to ask if they’re feeling better and what they plan to do to get better. When we pointed out how invasive that’s likely to feel, they said, “It’s completely normal. You’d do that with a family member, right? That’s what you should be doing here, too.” • They said we should always ask them if they’ve seen a doctor for any ailment. When someone pointed out that not everyone has a family doctor, let alone goes to them for every migraine, they said, “See? To me, that’s a clear sign that they’re not even trying to take care of their own health.” • They acknowledged that most illnesses in our department were related to burnout. Their solution is for us to “normalize talking about mental health” with our employees in our team meetings. • When we pointed out that none of us thought this would actually make our employees less sick, they shared a “resource package” with us. This package was basically instructions on how to log sick days in our HR tool so HR can better track it, a link to a mental health app, and the phone number for our employee assistance program (current wait time: four to six months). We asked if they were planning on addressing the obvious root cause of our burnout problem, and they said, “That’s confidential.” I already know that everything they’ve asked us to do is totally legal. And they’re not going to change their minds. And we have already pushed back. They’ve made clear they’re not budging, and that they’ll be checking much more closely to make sure we’re doing everything they’ve told us to do. So … I guess my question is, knowing that this is just the way it’s going to be and that I won’t be able to recognize my employees with more money or less absurd deadlines, how do I enforce policies like “normalize talking about mental health” and “providing resource packages” and “asking them if they’ve gone to the doctor about every little ailment” and “caring for them like a family member” in a way that is minimally compliant, ideally actually helpful, and in a best case scenario makes clear without my needing to say it that I fundamentally disagree with HR’s master plan to reduce the time my people spend sick by making them feel like thieves for using sick leave? Your company is run by loons. I particularly like their assertion that you should be calling sick family members every two days to ask what they plan to do to get better. I intend to implement that in my own family right away, and I will update you later in the year to let you know whether it led to total or only partial estrangement. Anyway, can you just … not comply? Would they know? Most of what they’re asking you to do would happen outside their view, and they wouldn’t really know whether you’re suggesting people come back in the afternoon after a morning out with the flu (!) or inquiring into their doctor visits or harassing the crap out of sick employees by phone (especially since you don’t have company phones so they really have no way of tracking it!). They said they’ll be checking but, practically speaking, how? Are they going to follow up with your employees to ask whether you suggested they see a doctor for every migraine? (And if so, okay, tell your employees that’s what’s going on and so their answer to that question should always be yes. When your management is this out of their gourd, you don’t have a duty of loyalty to hide it from your team. If anything, you have a duty of loyalty to tell your team.) But I’m also curious what would happen if you just all stopped overworking yourselves so much. Yes, they’re pilling work on you and so you’re all working massive overtime to get it all done, but what would happen if you just … didn’t? What would happen if you held firm on saying things like, “We can do X and Y by next week, but that means Z won’t happen until the following week and W will have to be back-burnered indefinitely?” And if they respond by telling you no, it all has to happen faster, what if you simply said, “Realistically, we don’t have the staffing to do that, so here’s how we’re prioritizing things and let me know if you want these ordered differently”? Because the thing is, you presumably are setting some boundaries already, whether you think about it that way or not — you’re presumably building people’s need to sleep into your project timelines and would hold firm if they tried to get you to work 24/7 — so this is just a question of drawing the line in a different place. Obviously there’s a danger that they’ll fire some or all of you if you do that, so you need to have a realistic sense of how much capital and leverage you have (as well as how willing you are to take that risk), but very, very, very often when people are being overworked to the point of needing 26 sick days a year, there’s actually more room than they realize for them to set different boundaries; they’ve just been assuming they can’t. Also, though — and I know this is easier said than done — you all should be working on leaving, because this company is wildly dysfunctional, it’s literally making your team members sick, and they sound very likely to lay any of you off tomorrow if they find a profitable way to do it. The post my company wants us to harass overworked employees into taking less sick leave appeared first on Ask a Manager. View the full article
  11. A massive 243-kilogram (535-pound) bluefin tuna sold for a record 510 million yen ($3.2 million) at the first auction of 2026 at Tokyo’s Toyosu fish market. The top bidder for the prized tuna at the predawn auction on Monday was Kiyomura Corp., whose owner Kiyoshi Kimura runs the popular Sushi Zanmai chain. Kimura, who has won the annual action many times in the past, broke the previous record of 334 million yen ($2.1 million) he set in 2019. Kimura later told reporters he was hoping to pay a bit less for it, but “the price shot up before you knew it.” The auction started when the bell rang, and the floor was filled with torpedo-shaped fish with their tails cut off so bidders could examine meat details such as color, texture and fattiness while walking around the rows of tuna. The pricey fish was caught off the coast of Oma in northern Japan, a region widely regarded for producing some of the country’s finest tuna, and costs 2.1 million yen ($13,360) per kilogram ($6,060 per pound). “It’s in part for good luck,” Kimura said. “But when I see a good looking tuna, I cannot resist … I haven’t sampled it yet, but it’s got to be delicious.” Hundreds of tuna are sold daily at the early morning auction, but prices are significantly higher than usual for the Oma tuna, especially at the celebratory New Year auction. Due to the popularity of tuna for sushi and sashimi, Pacific bluefin tuna was previously a threatened species due to climate change and overfishing, but its stock is recovering following conservation efforts. —Associated Press View the full article
  12. Business entity formation is the process of legally creating a distinct organization for your business activities. This choice impacts your liability, taxation, and management structure. For instance, forming an LLC can protect your personal assets from business debts. Comprehending the different types of entities and their implications is essential for compliance and financial strategy. As you explore these options, consider how they align with your goals and the potential benefits that proper formation can offer. Key Takeaways Business entity formation creates a distinct legal organization, impacting liability, taxation, and management structures for the business. Proper formation ensures compliance with state regulations, reducing the risk of legal issues and penalties. Different entity types, like LLCs and corporations, offer various benefits, including personal asset protection and tax advantages. A well-structured business entity enhances credibility, facilitating easier access to capital and attracting potential investors. The formation process involves market research, planning, registration, and obtaining necessary tax identification, emphasizing the importance of professional guidance. Understanding Business Entity Formation When you decide to start a business, comprehension of business entity formation is crucial for your success. This legal process creates a distinct organization for conducting business activities, greatly impacting your liability, taxation, and management. For instance, when considering a Virginia LLC, you’ll find it offers personal liability protection as it allows flexible tax options. Your choice of business entity affects how you manage risks and obligations, influencing your financial strategies. Proper formation guarantees compliance with state regulations, helping you avoid penalties and establish credibility. The process typically involves registering your business name, obtaining an employer identification number (EIN), and securing necessary licenses. Seeking professional assistance can simplify these challenges, making your business setup smoother and more efficient. Types of Business Entities Comprehending the various types of business entities is fundamental to selecting the right structure for your venture. Sole proprietorships are the simplest forms, allowing you to report income on personal tax returns, but they expose you to unlimited personal liability. Partnerships involve two or more individuals sharing profits and liabilities, requiring a partnership agreement to define roles and responsibilities. Limited liability companies (LLCs) offer protection for personal assets against business debts and provide flexible tax treatment options, such as pass-through taxation. Corporations, including C corporations and S corporations, are legally distinct entities that protect owners’ personal assets and can attract investments through stock sales. Each entity type has unique legal and tax implications that are essential to take into account. Factors Influencing Entity Choice When choosing a business entity, you’ll need to evaluate various factors that can greatly impact your decision. The nature of your business, such as the industry and operational needs, alongside your ownership structure, will guide you toward the most suitable entity. Furthermore, comprehending liability and tax implications is essential, as these elements can affect both your personal assets and overall financial strategy. Business Nature Considerations Comprehending the nature of your business is crucial, as it greatly influences the choice of entity structure. For instance, if you’re in a high-risk industry, an LLC or corporation might be preferable to limit personal liability. Conversely, low-risk ventures could thrive as sole proprietorships or partnerships. The number of owners as well matters; sole proprietorships suit single owners, whereas partnerships or corporations accommodate multiple stakeholders. Tax implications play a significant role too—structures like S Corporations and LLCs offer tax benefits through pass-through taxation, enhancing sustainability. Finally, consider your long-term goals; if you aim for rapid growth and investment, a corporation can facilitate easier capital acquisition, setting the stage for success in your business expedition. Ownership Structure Impact The ownership structure of your business greatly impacts various aspects, including liability exposure, governance, and taxation. When choosing an entity, consider how many owners you have and your long-term goals. For instance, LLCs and corporations offer limited liability protection, whereas sole proprietorships and partnerships expose you to more personal risk. Here’s a table summarizing key factors: Entity Type Ownership Requirements Tax Implications Sole Proprietorship One owner Personal income tax Partnership At least two owners Pass-through taxation LLC One or more owners Pass-through taxation Corporation One or more owners Double taxation (C Corp) / Pass-through (S Corp) Understanding these dynamics helps you make informed decisions about your business’s future. Liability and Tax Implications Selecting the right business entity isn’t just a matter of preference; it greatly affects your personal liability and tax obligations. If you opt for an LLC or corporation, you gain limited liability protection, which shields your personal assets from business debts and lawsuits. Conversely, sole proprietorships and general partnerships expose you to unlimited personal liability, putting your assets at risk. Tax implications likewise vary; S Corporations and LLCs benefit from pass-through taxation, avoiding double taxation, whereas C Corporations face taxes at both corporate and shareholder levels. Liability concerns often push entrepreneurs toward LLCs or corporations, as these structures mitigate personal risk and improve credibility. When choosing, consider the number of owners and your long-term business goals, as these factors greatly influence your decision. The Business Formation Process Starting a business requires careful planning and a systematic approach to guarantee success. First, conduct thorough market research and create a viable business plan that outlines your objectives and strategies. Next, select a suitable business name, making sure it complies with legal requirements by checking its availability and aligning with your chosen entity type. You’ll then need to register your business with the appropriate state authorities, which involves filing specific documents and paying associated fees. Obtaining an Employer Identification Number (EIN) from the IRS is essential for tax purposes and necessary for hiring employees or opening business bank accounts. Finally, consult with legal and tax professionals to confirm compliance with regulations and make informed decisions about your entity structure. Benefits of Proper Business Formation When you establish your business properly, you gain significant benefits that can impact your success. For instance, forming an LLC or corporation can protect your personal assets from business liabilities, ensuring that your finances remain secure. Moreover, you can enjoy tax advantages and improve your credibility with clients and investors, making it easier to access capital and grow your business. Personal Asset Protection Establishing a proper business formation, such as an LLC or corporation, greatly improves your personal asset protection. By creating a separate legal entity, you limit your personal financial exposure, ensuring creditors can only pursue the business’s assets, not your personal wealth. Unlike sole proprietorships, which expose owners to unlimited personal liability, LLCs and corporations provide limited liability protection, safeguarding your assets from business debts or lawsuits. Moreover, maintaining proper documentation, like operating agreements and bylaws, reinforces this legal separation, further protecting your personal wealth. Without adequate business formation, you risk personal liability for business obligations, which could lead to financial ruin if your business faces legal challenges or bankruptcy. Protecting your personal assets is crucial for long-term financial stability. Tax Advantages Choosing the right business formation not just protects your personal assets but also reveals various tax advantages that can substantially impact your bottom line. For instance, LLCs and S corporations allow you to choose pass-through taxation, helping you avoid double taxation on corporate income. If you operate as a sole proprietorship or partnership, you’ll report income directly on your personal tax return, simplifying the process and potentially lowering your overall taxes. Corporations, especially C corporations, can benefit from lower corporate tax rates and deduct certain business expenses before taxes. Meanwhile, establishing an LLC gives you flexible tax treatment options, and nonprofit corporations can achieve tax-exempt status under Section 501(c)(3), avoiding federal income tax on revenue from charitable activities. Credibility and Legitimacy A properly formed business entity plays a crucial role in establishing credibility and legitimacy in the marketplace. When you create a distinct legal entity, it improves your business’s credibility with clients, investors, and partners, leading to increased opportunities and trust. A well-formed business signals professionalism, making it easier to attract investors and secure financing, as lenders often require proof of formation before granting loans. Moreover, registering your business legitimizes its operations, allowing you to use a business name and branding, which reinforces your market presence. This formation likewise provides liability protection, safeguarding your personal assets from business debts and legal claims, boosting stakeholder confidence. Compliance with legal requirements further elevates your reputation and promotes better relationships with regulatory bodies. Tax Considerations and Liabilities When considering the tax implications of different business entities, it’s essential to recognize that each structure carries its own set of responsibilities and benefits. Sole proprietorships and partnerships typically face pass-through taxation, meaning profits are taxed at the individual owners’ tax rates. Conversely, Limited Liability Companies (LLCs) can opt for either pass-through or corporate taxation, providing flexibility based on their financial goals. C Corporations, on the other hand, face double taxation on profits and dividends, whereas S Corporations allow income to pass through to shareholders, avoiding this extra layer. Partnerships benefit from direct tax treatment, where profits and losses flow to individual tax returns, potentially reducing the overall tax burden. Comprehending these obligations is essential to prevent penalties and guarantee financial health. Legal Protection and Compliance Establishing a business entity not just provides vital legal protection but likewise guarantees compliance with various regulations that govern business operations. By creating a distinct legal structure, you separate your personal assets from business liabilities, protecting yourself from lawsuits and debts incurred by the business. Properly formed entities, like LLCs and corporations, establish clear boundaries, reducing personal liability and enabling you to take calculated risks. Compliance with state and federal regulations is critical, as failing to adhere can lead to penalties or loss of protections. Furthermore, necessary documentation, such as operating agreements and bylaws, defines roles and responsibilities, minimizing internal disputes. Legal compliance also streamlines processes like payroll setup and obtaining an Employer Identification Number (EIN), vital for operational efficiency. Attracting Investors and Financing Creating a well-structured business entity not only provides legal protection but similarly plays a pivotal role in attracting investors and securing financing. Investors prefer businesses with clear ownership and defined structures, like corporations that offer limited liability protection. This legal framework makes investment less risky. Limited Liability Companies (LLCs) can additionally attract investors if they have well-defined operating agreements. Factors Importance Credibility Boosts attractiveness to investors Legal Structure Offers clear ownership and liability Documentation Lenders require it for financing Stability Shows organizational risk management Funding Sources Access to venture capital and loans A strong business formation strategy can greatly improve your chances of obtaining the necessary funding. Planning for Long-Term Growth and Stability How can you guarantee your business thrives in the long run? Start by choosing the right business entity. This choice influences growth by providing a flexible structure that adapts to market changes. A well-formed entity protects your personal assets from business liabilities, letting you focus on expansion without the worry of losing personal wealth. Furthermore, selecting an appropriate structure can optimize tax benefits, promoting financial stability for reinvestment. Legal compliance and thorough documentation improve operational efficiency, reducing disputes that could hinder growth. Establishing your business entity likewise signals professionalism to potential investors, boosting your chances of securing necessary funding and resources for long-term success. Prioritize these elements to lay a strong foundation for your business’s future. Frequently Asked Questions What Is Business Entity Formation? Business entity formation is the process of legally establishing a distinct organization for your business activities. You choose a specific structure, like a sole proprietorship, partnership, LLC, or corporation, based on your goals. Each type has unique implications for liability, taxation, and operational flexibility. This process often involves registering with state authorities, obtaining necessary licenses, and considering legal and tax advice to guarantee compliance and protect your personal assets from business liabilities. What Is the Importance of a Business Entity? The importance of a business entity lies in its ability to protect your personal assets from business liabilities, ensuring your finances remain secure in case of lawsuits or debts. It likewise offers potential tax benefits, like avoiding double taxation, and establishes credibility with customers and investors. Furthermore, a formal entity helps you comply with legal regulations, minimizing risks of penalties. Why Is Business Formation Important? Business formation is important since it establishes a legal framework for your venture, protecting your personal assets from business liabilities. Choosing the right structure, like an LLC or corporation, can impact your liability, taxes, and operational flexibility. A well-formed business improves credibility with clients and investors, making it easier to secure funding. Furthermore, compliance during formation helps avoid legal penalties, ensuring your business operates smoothly from the start. What Is the Business Entity Concept and Why Is It Important? The business entity concept refers to the legal classification of a company, which defines its structure, liability, and taxation. It’s essential since it impacts how you’re personally liable for debts. For instance, forming an LLC limits your personal liability, whereas a sole proprietorship doesn’t. Furthermore, different entities, like S Corporations, can offer tax advantages by allowing income to pass through without facing corporate taxation. Choosing the right entity aligns with your business goals and legal requirements. Conclusion In conclusion, grasping business entity formation is crucial for anyone looking to establish a successful business. By choosing the right entity type, you can protect your personal assets, optimize tax liabilities, and guarantee compliance with legal regulations. This process not merely improves credibility but likewise attracts investors and supports long-term growth. In the end, investing time in proper business formation lays a solid foundation for your venture, aligning it with your operational goals and future aspirations effectively. Image via Google Gemini This article, "What Is Business Entity Formation and Its Importance?" was first published on Small Business Trends View the full article
  13. Business entity formation is the process of legally creating a distinct organization for your business activities. This choice impacts your liability, taxation, and management structure. For instance, forming an LLC can protect your personal assets from business debts. Comprehending the different types of entities and their implications is essential for compliance and financial strategy. As you explore these options, consider how they align with your goals and the potential benefits that proper formation can offer. Key Takeaways Business entity formation creates a distinct legal organization, impacting liability, taxation, and management structures for the business. Proper formation ensures compliance with state regulations, reducing the risk of legal issues and penalties. Different entity types, like LLCs and corporations, offer various benefits, including personal asset protection and tax advantages. A well-structured business entity enhances credibility, facilitating easier access to capital and attracting potential investors. The formation process involves market research, planning, registration, and obtaining necessary tax identification, emphasizing the importance of professional guidance. Understanding Business Entity Formation When you decide to start a business, comprehension of business entity formation is crucial for your success. This legal process creates a distinct organization for conducting business activities, greatly impacting your liability, taxation, and management. For instance, when considering a Virginia LLC, you’ll find it offers personal liability protection as it allows flexible tax options. Your choice of business entity affects how you manage risks and obligations, influencing your financial strategies. Proper formation guarantees compliance with state regulations, helping you avoid penalties and establish credibility. The process typically involves registering your business name, obtaining an employer identification number (EIN), and securing necessary licenses. Seeking professional assistance can simplify these challenges, making your business setup smoother and more efficient. Types of Business Entities Comprehending the various types of business entities is fundamental to selecting the right structure for your venture. Sole proprietorships are the simplest forms, allowing you to report income on personal tax returns, but they expose you to unlimited personal liability. Partnerships involve two or more individuals sharing profits and liabilities, requiring a partnership agreement to define roles and responsibilities. Limited liability companies (LLCs) offer protection for personal assets against business debts and provide flexible tax treatment options, such as pass-through taxation. Corporations, including C corporations and S corporations, are legally distinct entities that protect owners’ personal assets and can attract investments through stock sales. Each entity type has unique legal and tax implications that are essential to take into account. Factors Influencing Entity Choice When choosing a business entity, you’ll need to evaluate various factors that can greatly impact your decision. The nature of your business, such as the industry and operational needs, alongside your ownership structure, will guide you toward the most suitable entity. Furthermore, comprehending liability and tax implications is essential, as these elements can affect both your personal assets and overall financial strategy. Business Nature Considerations Comprehending the nature of your business is crucial, as it greatly influences the choice of entity structure. For instance, if you’re in a high-risk industry, an LLC or corporation might be preferable to limit personal liability. Conversely, low-risk ventures could thrive as sole proprietorships or partnerships. The number of owners as well matters; sole proprietorships suit single owners, whereas partnerships or corporations accommodate multiple stakeholders. Tax implications play a significant role too—structures like S Corporations and LLCs offer tax benefits through pass-through taxation, enhancing sustainability. Finally, consider your long-term goals; if you aim for rapid growth and investment, a corporation can facilitate easier capital acquisition, setting the stage for success in your business expedition. Ownership Structure Impact The ownership structure of your business greatly impacts various aspects, including liability exposure, governance, and taxation. When choosing an entity, consider how many owners you have and your long-term goals. For instance, LLCs and corporations offer limited liability protection, whereas sole proprietorships and partnerships expose you to more personal risk. Here’s a table summarizing key factors: Entity Type Ownership Requirements Tax Implications Sole Proprietorship One owner Personal income tax Partnership At least two owners Pass-through taxation LLC One or more owners Pass-through taxation Corporation One or more owners Double taxation (C Corp) / Pass-through (S Corp) Understanding these dynamics helps you make informed decisions about your business’s future. Liability and Tax Implications Selecting the right business entity isn’t just a matter of preference; it greatly affects your personal liability and tax obligations. If you opt for an LLC or corporation, you gain limited liability protection, which shields your personal assets from business debts and lawsuits. Conversely, sole proprietorships and general partnerships expose you to unlimited personal liability, putting your assets at risk. Tax implications likewise vary; S Corporations and LLCs benefit from pass-through taxation, avoiding double taxation, whereas C Corporations face taxes at both corporate and shareholder levels. Liability concerns often push entrepreneurs toward LLCs or corporations, as these structures mitigate personal risk and improve credibility. When choosing, consider the number of owners and your long-term business goals, as these factors greatly influence your decision. The Business Formation Process Starting a business requires careful planning and a systematic approach to guarantee success. First, conduct thorough market research and create a viable business plan that outlines your objectives and strategies. Next, select a suitable business name, making sure it complies with legal requirements by checking its availability and aligning with your chosen entity type. You’ll then need to register your business with the appropriate state authorities, which involves filing specific documents and paying associated fees. Obtaining an Employer Identification Number (EIN) from the IRS is essential for tax purposes and necessary for hiring employees or opening business bank accounts. Finally, consult with legal and tax professionals to confirm compliance with regulations and make informed decisions about your entity structure. Benefits of Proper Business Formation When you establish your business properly, you gain significant benefits that can impact your success. For instance, forming an LLC or corporation can protect your personal assets from business liabilities, ensuring that your finances remain secure. Moreover, you can enjoy tax advantages and improve your credibility with clients and investors, making it easier to access capital and grow your business. Personal Asset Protection Establishing a proper business formation, such as an LLC or corporation, greatly improves your personal asset protection. By creating a separate legal entity, you limit your personal financial exposure, ensuring creditors can only pursue the business’s assets, not your personal wealth. Unlike sole proprietorships, which expose owners to unlimited personal liability, LLCs and corporations provide limited liability protection, safeguarding your assets from business debts or lawsuits. Moreover, maintaining proper documentation, like operating agreements and bylaws, reinforces this legal separation, further protecting your personal wealth. Without adequate business formation, you risk personal liability for business obligations, which could lead to financial ruin if your business faces legal challenges or bankruptcy. Protecting your personal assets is crucial for long-term financial stability. Tax Advantages Choosing the right business formation not just protects your personal assets but also reveals various tax advantages that can substantially impact your bottom line. For instance, LLCs and S corporations allow you to choose pass-through taxation, helping you avoid double taxation on corporate income. If you operate as a sole proprietorship or partnership, you’ll report income directly on your personal tax return, simplifying the process and potentially lowering your overall taxes. Corporations, especially C corporations, can benefit from lower corporate tax rates and deduct certain business expenses before taxes. Meanwhile, establishing an LLC gives you flexible tax treatment options, and nonprofit corporations can achieve tax-exempt status under Section 501(c)(3), avoiding federal income tax on revenue from charitable activities. Credibility and Legitimacy A properly formed business entity plays a crucial role in establishing credibility and legitimacy in the marketplace. When you create a distinct legal entity, it improves your business’s credibility with clients, investors, and partners, leading to increased opportunities and trust. A well-formed business signals professionalism, making it easier to attract investors and secure financing, as lenders often require proof of formation before granting loans. Moreover, registering your business legitimizes its operations, allowing you to use a business name and branding, which reinforces your market presence. This formation likewise provides liability protection, safeguarding your personal assets from business debts and legal claims, boosting stakeholder confidence. Compliance with legal requirements further elevates your reputation and promotes better relationships with regulatory bodies. Tax Considerations and Liabilities When considering the tax implications of different business entities, it’s essential to recognize that each structure carries its own set of responsibilities and benefits. Sole proprietorships and partnerships typically face pass-through taxation, meaning profits are taxed at the individual owners’ tax rates. Conversely, Limited Liability Companies (LLCs) can opt for either pass-through or corporate taxation, providing flexibility based on their financial goals. C Corporations, on the other hand, face double taxation on profits and dividends, whereas S Corporations allow income to pass through to shareholders, avoiding this extra layer. Partnerships benefit from direct tax treatment, where profits and losses flow to individual tax returns, potentially reducing the overall tax burden. Comprehending these obligations is essential to prevent penalties and guarantee financial health. Legal Protection and Compliance Establishing a business entity not just provides vital legal protection but likewise guarantees compliance with various regulations that govern business operations. By creating a distinct legal structure, you separate your personal assets from business liabilities, protecting yourself from lawsuits and debts incurred by the business. Properly formed entities, like LLCs and corporations, establish clear boundaries, reducing personal liability and enabling you to take calculated risks. Compliance with state and federal regulations is critical, as failing to adhere can lead to penalties or loss of protections. Furthermore, necessary documentation, such as operating agreements and bylaws, defines roles and responsibilities, minimizing internal disputes. Legal compliance also streamlines processes like payroll setup and obtaining an Employer Identification Number (EIN), vital for operational efficiency. Attracting Investors and Financing Creating a well-structured business entity not only provides legal protection but similarly plays a pivotal role in attracting investors and securing financing. Investors prefer businesses with clear ownership and defined structures, like corporations that offer limited liability protection. This legal framework makes investment less risky. Limited Liability Companies (LLCs) can additionally attract investors if they have well-defined operating agreements. Factors Importance Credibility Boosts attractiveness to investors Legal Structure Offers clear ownership and liability Documentation Lenders require it for financing Stability Shows organizational risk management Funding Sources Access to venture capital and loans A strong business formation strategy can greatly improve your chances of obtaining the necessary funding. Planning for Long-Term Growth and Stability How can you guarantee your business thrives in the long run? Start by choosing the right business entity. This choice influences growth by providing a flexible structure that adapts to market changes. A well-formed entity protects your personal assets from business liabilities, letting you focus on expansion without the worry of losing personal wealth. Furthermore, selecting an appropriate structure can optimize tax benefits, promoting financial stability for reinvestment. Legal compliance and thorough documentation improve operational efficiency, reducing disputes that could hinder growth. Establishing your business entity likewise signals professionalism to potential investors, boosting your chances of securing necessary funding and resources for long-term success. Prioritize these elements to lay a strong foundation for your business’s future. Frequently Asked Questions What Is Business Entity Formation? Business entity formation is the process of legally establishing a distinct organization for your business activities. You choose a specific structure, like a sole proprietorship, partnership, LLC, or corporation, based on your goals. Each type has unique implications for liability, taxation, and operational flexibility. This process often involves registering with state authorities, obtaining necessary licenses, and considering legal and tax advice to guarantee compliance and protect your personal assets from business liabilities. What Is the Importance of a Business Entity? The importance of a business entity lies in its ability to protect your personal assets from business liabilities, ensuring your finances remain secure in case of lawsuits or debts. It likewise offers potential tax benefits, like avoiding double taxation, and establishes credibility with customers and investors. Furthermore, a formal entity helps you comply with legal regulations, minimizing risks of penalties. Why Is Business Formation Important? Business formation is important since it establishes a legal framework for your venture, protecting your personal assets from business liabilities. Choosing the right structure, like an LLC or corporation, can impact your liability, taxes, and operational flexibility. A well-formed business improves credibility with clients and investors, making it easier to secure funding. Furthermore, compliance during formation helps avoid legal penalties, ensuring your business operates smoothly from the start. What Is the Business Entity Concept and Why Is It Important? The business entity concept refers to the legal classification of a company, which defines its structure, liability, and taxation. It’s essential since it impacts how you’re personally liable for debts. For instance, forming an LLC limits your personal liability, whereas a sole proprietorship doesn’t. Furthermore, different entities, like S Corporations, can offer tax advantages by allowing income to pass through without facing corporate taxation. Choosing the right entity aligns with your business goals and legal requirements. Conclusion In conclusion, grasping business entity formation is crucial for anyone looking to establish a successful business. By choosing the right entity type, you can protect your personal assets, optimize tax liabilities, and guarantee compliance with legal regulations. This process not merely improves credibility but likewise attracts investors and supports long-term growth. In the end, investing time in proper business formation lays a solid foundation for your venture, aligning it with your operational goals and future aspirations effectively. Image via Google Gemini This article, "What Is Business Entity Formation and Its Importance?" was first published on Small Business Trends View the full article
  14. Running a background check on someone is a significant step in various contexts, especially in hiring or rental decisions. It helps verify a candidate’s history and assess their suitability. To do this effectively, you need to follow a structured approach, starting with obtaining consent and gathering fundamental information. Comprehending the legal requirements and choosing a reliable service additionally plays an important role. Let’s explore the necessary steps to guarantee a thorough and compliant background check process. Key Takeaways Obtain written consent from the candidate, following FCRA regulations, and inform them about the background check process. Collect essential candidate information, including full name, Social Security number, date of birth, and previous addresses for accurate checks. Choose a reputable background check service that complies with FCRA and offers tailored screening options based on job roles. Conduct the background check, reviewing the findings against the candidate’s disclosures for any discrepancies and verifying qualifications. Communicate results to the candidate promptly, allowing them to dispute inaccuracies and adhering to FCRA guidelines for adverse findings. What Is a Background Check? A background check is an essential assessment tool used by employers to verify the qualifications and trustworthiness of potential hires. It involves an extensive process that examines candidates’ identities, employment histories, and criminal records. For instance, an Ohio criminal background check may reveal critical information that isn’t listed on resumes, such as past criminal activities or employment discrepancies. In Ohio, employers must comply with the Fair Credit Reporting Act (FCRA), which mandates obtaining written consent from candidates before conducting these checks. Approximately 95% of employers in the U.S. conduct background checks, underlining their significance in the hiring process. If you’re wondering how to run a background check on someone, you typically access public records and databases to gather relevant information. Ultimately, grasping what a background check entails can help guarantee workplace safety and prevent potential liabilities associated with negligent hiring. Why Conduct a Background Check? Conducting a background check is vital for verifying a candidate’s qualifications, ensuring they’ve the skills and experience necessary for the job. It likewise plays an important role in enhancing workplace safety by uncovering any criminal history that could pose risks to employees and clients. Verify Candidate Qualifications Verifying candidate qualifications is vital for any hiring process, as it helps guarantee that you’re making informed decisions based on accurate information. Conducting a bci background check can confirm a candidate’s employment history, making sure they’ve accurately represented their past roles and responsibilities. This protects your organization from potential liabilities associated with false claims. Furthermore, education verification is significant since studies show around 78% of candidates exaggerate or falsify their educational achievements. In addition, utilizing an ohio criminal background check or a tennessee background check provides important insights into any past convictions that may disqualify candidates for specific roles, especially those involving vulnerable populations. Validating professional licenses guarantees compliance in regulated industries, safeguarding your organization’s integrity. Enhance Workplace Safety When you prioritize workplace safety, conducting background checks becomes an essential step in your hiring process. By performing an Ohio criminal background search or reviewing Tennessee background records, you can identify candidates with criminal histories that may pose a risk to others. This practice greatly reduces the likelihood of workplace violence and improves overall safety. Furthermore, background checks can uncover substance abuse issues, particularly important in high-risk sectors like transportation and healthcare. Verifying past employment and education guarantees candidates have the necessary qualifications and prevents liabilities associated with negligent hiring. In addition, organizations that conduct thorough background checks cultivate a culture of trust, leading to higher employee morale and retention, all the while protecting themselves from potential lawsuits related to hiring practices. Key Legal Compliance Considerations When you’re running a background check, it’s essential to understand the legal compliance issues involved. You’ll need to obtain written consent from candidates in line with the Fair Credit Reporting Act and provide them with a clear disclosure about the process. Moreover, be aware of discrimination laws and guarantee your practices don’t unfairly impact protected groups, along with any local regulations like “Ban the Box” laws that may affect your inquiries. Fair Credit Reporting Act Grasping the Fair Credit Reporting Act (FCRA) is essential for employers conducting background checks, as it establishes critical guidelines that guarantee compliance and protect candidates’ rights. First, you must obtain written consent from candidates before initiating any background checks, ensuring transparency. Furthermore, you’re required to provide a clear disclosure outlining the nature and scope of the information you’ll collect. If your background check results in an adverse action, like denying employment, the FCRA mandates a three-step process: notify the candidate, provide them with a copy of the report, and inform them of their rights to dispute inaccuracies. Finally, keep in mind that the FCRA restricts reporting certain outdated information, helping protect candidates from irrelevant data impacting their opportunities. Discrimination Laws Overview Employers must navigate a complex terrain of discrimination laws when conducting background checks, ensuring their practices align with legal requirements. The Equal Employment Opportunity Commission (EEOC) advises against blanket disqualifications based on criminal history. Instead, consider the nature of the crime, its relation to the job, and how much time has passed since the offense. Under Title VII of the Civil Rights Act, you must apply background check policies uniformly to avoid discrimination against protected groups. Furthermore, Ban the Box laws in over 180 jurisdictions limit inquiries about criminal history on applications. Finally, compliance with federal, state, and local laws is vital, as violations can lead to significant legal repercussions, particularly in sensitive positions involving vulnerable populations. Candidate Consent Requirements Conducting background checks requires careful adherence to candidate consent requirements, which play an essential role in legal compliance. Under the Fair Credit Reporting Act (FCRA), you must obtain written consent from candidates before initiating any checks. Furthermore, provide a separate disclosure form, informing them about the background check process. If you decide not to hire a candidate based on the results, follow the three-step adverse action process, which includes sending a pre-adverse action notice. Requirement Details Importance Written Consent Obtain before conducting a background check Guarantees candidates are informed Disclosure Form Separate from job application Legal transparency Adverse Action Process Includes notice and response time Protects candidate rights Steps to Obtain Candidate Consent Before you initiate a background check, it’s crucial to secure written consent from the candidate, as mandated by the Fair Credit Reporting Act (FCRA). Start by clearly informing the candidate about the specific types of checks you’ll conduct and the purpose behind them, ensuring transparency in the process. You should provide a document summarizing their rights under the FCRA, outlining what they can expect regarding the background check. Make sure the consent form includes a statement indicating that the background check may encompass details about their criminal history, credit history, and other relevant records. After the candidate reviews and signs the consent form, retain a copy in their file for compliance and record-keeping purposes. This practice not just demonstrates professionalism but is also helpful in protecting you and the organization during any potential disputes. Following these steps will create a solid foundation for the background check process. Gathering Essential Candidate Information Gathering important candidate information is a critical step in the background check process, as it lays the groundwork for accurate and thorough screening. To guarantee you have what you need, focus on collecting the following details: Full name, including middle names and aliases, for precise identification. Social Security number, fundamental for verifying identity and accessing records. Date of birth, which helps distinguish individuals with similar names. Moreover, gather previous addresses to facilitate extensive checks on criminal records and employment history. Accuracy and completeness are significant; any discrepancies can lead to unreliable results and delays. By securing this information upfront, you streamline the background check process and improve its effectiveness. Make sure to double-check the details you receive to avoid any issues later on. This foundational step protects you and guarantees you make informed decisions based on reliable data. Choosing a Reliable Background Check Service When selecting a reliable background check service, it’s vital to prioritize compliance with the Fair Credit Reporting Act (FCRA), as this guarantees that the process is both legal and ethical. Look for providers that clearly disclose their practices and obtain written consent from candidates before conducting checks. A good service should offer a wide range of screening options, like criminal record checks, employment verification, and education verification, customized to your hiring needs. Turnaround time is also important; many trustworthy providers complete checks within three to five business days, ensuring a timely hiring process. Evaluate the provider’s technology and user experience by opting for services with mobile-friendly platforms and automated workflows. Finally, research customer reviews and testimonials to assess reliability and accuracy, since over 95% of U.S. employers conduct background checks. Choosing a dependable service is vital for informed hiring decisions. Running the Background Check Running a background check is a critical step in the hiring process, guaranteeing you make informed decisions about potential candidates. To get started, follow these important steps: Obtain written consent from the candidate, in line with the Fair Credit Reporting Act (FCRA), which requires transparency about your intent. Select the right type of background check based on the job role, such as criminal history, employment verification, or education verification, to gather relevant information. Collect necessary candidate information, including full name, Social Security number, date of birth, and previous addresses, to guarantee accuracy. Next, choose a reputable background check service provider that complies with legal standards and offers customized screening options. This will help streamline the process and improve the accuracy of your findings. Now, you’re ready to initiate the background check, setting the stage for a thorough evaluation of your candidates. Reviewing and Interpreting the Results How can you effectively review and interpret the results of a background check? Start by comparing the candidate’s stated employment history with the provided reports, noting any discrepancies that suggest dishonesty. Next, analyze any criminal history findings; consider the nature and severity of offenses, especially how they relate to the job’s responsibilities. For educational qualifications, verify the candidate’s claims and watch for significant gaps or inconsistencies. If the role involves driving, cross-reference the driving record with job requirements, focusing on serious violations that could create safety risks. Finally, be mindful of the legal implications of adverse findings. If you decide based on the results, make sure you follow the Fair Credit Reporting Act (FCRA) guidelines to notify the candidate, allowing them a chance to dispute any inaccuracies. This process guarantees fairness and compliance as you help make informed decisions. Communicating Findings to the Candidate Why is it crucial to communicate background check findings to candidates transparently? Clear communication builds trust and guarantees candidates understand their standing in the hiring process. Here’s how you can effectively share the results: Inform quickly: Notify candidates about the results as soon as possible to promote transparency and respect. Explain adverse findings: If there are negative results, provide a clear explanation of how these may impact the hiring decision, during compliance with Fair Credit Reporting Act (FCRA) requirements. Allow disputes: Give candidates the chance to dispute inaccuracies, ensuring they know their rights under the FCRA. If the findings may lead to a negative decision, send a pre-adverse action notice, allowing candidates time to respond. Finally, if the decision is affected, follow up with a final adverse action notice, detailing the reasoning and reiterating their rights regarding the information used. Frequently Asked Questions Can I Legally Run a Background Check on Someone? Yes, you can legally run a background check on someone, but you need their written consent first. The Fair Credit Reporting Act requires you to inform them about the check and its purpose. Each state may have additional laws regulating what information you can access, so it’s essential to understand local regulations. Unauthorized checks can lead to legal issues, including lawsuits, so always guarantee you follow the proper procedures. What Information Is Required to Run a Background Check? To run a background check, you’ll need the candidate’s full name, including any aliases, to guarantee accurate results. Collect their Social Security number to verify identity and trace history. You should likewise obtain their date of birth, which helps differentiate individuals with similar names, and previous addresses for thorough checks across jurisdictions. Finally, remember to get written consent from the candidate, as required by the Fair Credit Reporting Act. Conclusion Running a background check is a critical process that requires careful attention to legal compliance and ethical standards. By obtaining consent, gathering accurate information, and using a reliable service, you can guarantee a thorough and fair review. After receiving the results, it is important to communicate transparently with the candidate, allowing them to address any inaccuracies. Following these steps not just protects your organization but additionally respects the rights of the individual involved in the background check. Image via Google Gemini and ArtSmart This article, "Step-by-Step Guide to Running a Background Check on Someone" was first published on Small Business Trends View the full article
  15. Running a background check on someone is a significant step in various contexts, especially in hiring or rental decisions. It helps verify a candidate’s history and assess their suitability. To do this effectively, you need to follow a structured approach, starting with obtaining consent and gathering fundamental information. Comprehending the legal requirements and choosing a reliable service additionally plays an important role. Let’s explore the necessary steps to guarantee a thorough and compliant background check process. Key Takeaways Obtain written consent from the candidate, following FCRA regulations, and inform them about the background check process. Collect essential candidate information, including full name, Social Security number, date of birth, and previous addresses for accurate checks. Choose a reputable background check service that complies with FCRA and offers tailored screening options based on job roles. Conduct the background check, reviewing the findings against the candidate’s disclosures for any discrepancies and verifying qualifications. Communicate results to the candidate promptly, allowing them to dispute inaccuracies and adhering to FCRA guidelines for adverse findings. What Is a Background Check? A background check is an essential assessment tool used by employers to verify the qualifications and trustworthiness of potential hires. It involves an extensive process that examines candidates’ identities, employment histories, and criminal records. For instance, an Ohio criminal background check may reveal critical information that isn’t listed on resumes, such as past criminal activities or employment discrepancies. In Ohio, employers must comply with the Fair Credit Reporting Act (FCRA), which mandates obtaining written consent from candidates before conducting these checks. Approximately 95% of employers in the U.S. conduct background checks, underlining their significance in the hiring process. If you’re wondering how to run a background check on someone, you typically access public records and databases to gather relevant information. Ultimately, grasping what a background check entails can help guarantee workplace safety and prevent potential liabilities associated with negligent hiring. Why Conduct a Background Check? Conducting a background check is vital for verifying a candidate’s qualifications, ensuring they’ve the skills and experience necessary for the job. It likewise plays an important role in enhancing workplace safety by uncovering any criminal history that could pose risks to employees and clients. Verify Candidate Qualifications Verifying candidate qualifications is vital for any hiring process, as it helps guarantee that you’re making informed decisions based on accurate information. Conducting a bci background check can confirm a candidate’s employment history, making sure they’ve accurately represented their past roles and responsibilities. This protects your organization from potential liabilities associated with false claims. Furthermore, education verification is significant since studies show around 78% of candidates exaggerate or falsify their educational achievements. In addition, utilizing an ohio criminal background check or a tennessee background check provides important insights into any past convictions that may disqualify candidates for specific roles, especially those involving vulnerable populations. Validating professional licenses guarantees compliance in regulated industries, safeguarding your organization’s integrity. Enhance Workplace Safety When you prioritize workplace safety, conducting background checks becomes an essential step in your hiring process. By performing an Ohio criminal background search or reviewing Tennessee background records, you can identify candidates with criminal histories that may pose a risk to others. This practice greatly reduces the likelihood of workplace violence and improves overall safety. Furthermore, background checks can uncover substance abuse issues, particularly important in high-risk sectors like transportation and healthcare. Verifying past employment and education guarantees candidates have the necessary qualifications and prevents liabilities associated with negligent hiring. In addition, organizations that conduct thorough background checks cultivate a culture of trust, leading to higher employee morale and retention, all the while protecting themselves from potential lawsuits related to hiring practices. Key Legal Compliance Considerations When you’re running a background check, it’s essential to understand the legal compliance issues involved. You’ll need to obtain written consent from candidates in line with the Fair Credit Reporting Act and provide them with a clear disclosure about the process. Moreover, be aware of discrimination laws and guarantee your practices don’t unfairly impact protected groups, along with any local regulations like “Ban the Box” laws that may affect your inquiries. Fair Credit Reporting Act Grasping the Fair Credit Reporting Act (FCRA) is essential for employers conducting background checks, as it establishes critical guidelines that guarantee compliance and protect candidates’ rights. First, you must obtain written consent from candidates before initiating any background checks, ensuring transparency. Furthermore, you’re required to provide a clear disclosure outlining the nature and scope of the information you’ll collect. If your background check results in an adverse action, like denying employment, the FCRA mandates a three-step process: notify the candidate, provide them with a copy of the report, and inform them of their rights to dispute inaccuracies. Finally, keep in mind that the FCRA restricts reporting certain outdated information, helping protect candidates from irrelevant data impacting their opportunities. Discrimination Laws Overview Employers must navigate a complex terrain of discrimination laws when conducting background checks, ensuring their practices align with legal requirements. The Equal Employment Opportunity Commission (EEOC) advises against blanket disqualifications based on criminal history. Instead, consider the nature of the crime, its relation to the job, and how much time has passed since the offense. Under Title VII of the Civil Rights Act, you must apply background check policies uniformly to avoid discrimination against protected groups. Furthermore, Ban the Box laws in over 180 jurisdictions limit inquiries about criminal history on applications. Finally, compliance with federal, state, and local laws is vital, as violations can lead to significant legal repercussions, particularly in sensitive positions involving vulnerable populations. Candidate Consent Requirements Conducting background checks requires careful adherence to candidate consent requirements, which play an essential role in legal compliance. Under the Fair Credit Reporting Act (FCRA), you must obtain written consent from candidates before initiating any checks. Furthermore, provide a separate disclosure form, informing them about the background check process. If you decide not to hire a candidate based on the results, follow the three-step adverse action process, which includes sending a pre-adverse action notice. Requirement Details Importance Written Consent Obtain before conducting a background check Guarantees candidates are informed Disclosure Form Separate from job application Legal transparency Adverse Action Process Includes notice and response time Protects candidate rights Steps to Obtain Candidate Consent Before you initiate a background check, it’s crucial to secure written consent from the candidate, as mandated by the Fair Credit Reporting Act (FCRA). Start by clearly informing the candidate about the specific types of checks you’ll conduct and the purpose behind them, ensuring transparency in the process. You should provide a document summarizing their rights under the FCRA, outlining what they can expect regarding the background check. Make sure the consent form includes a statement indicating that the background check may encompass details about their criminal history, credit history, and other relevant records. After the candidate reviews and signs the consent form, retain a copy in their file for compliance and record-keeping purposes. This practice not just demonstrates professionalism but is also helpful in protecting you and the organization during any potential disputes. Following these steps will create a solid foundation for the background check process. Gathering Essential Candidate Information Gathering important candidate information is a critical step in the background check process, as it lays the groundwork for accurate and thorough screening. To guarantee you have what you need, focus on collecting the following details: Full name, including middle names and aliases, for precise identification. Social Security number, fundamental for verifying identity and accessing records. Date of birth, which helps distinguish individuals with similar names. Moreover, gather previous addresses to facilitate extensive checks on criminal records and employment history. Accuracy and completeness are significant; any discrepancies can lead to unreliable results and delays. By securing this information upfront, you streamline the background check process and improve its effectiveness. Make sure to double-check the details you receive to avoid any issues later on. This foundational step protects you and guarantees you make informed decisions based on reliable data. Choosing a Reliable Background Check Service When selecting a reliable background check service, it’s vital to prioritize compliance with the Fair Credit Reporting Act (FCRA), as this guarantees that the process is both legal and ethical. Look for providers that clearly disclose their practices and obtain written consent from candidates before conducting checks. A good service should offer a wide range of screening options, like criminal record checks, employment verification, and education verification, customized to your hiring needs. Turnaround time is also important; many trustworthy providers complete checks within three to five business days, ensuring a timely hiring process. Evaluate the provider’s technology and user experience by opting for services with mobile-friendly platforms and automated workflows. Finally, research customer reviews and testimonials to assess reliability and accuracy, since over 95% of U.S. employers conduct background checks. Choosing a dependable service is vital for informed hiring decisions. Running the Background Check Running a background check is a critical step in the hiring process, guaranteeing you make informed decisions about potential candidates. To get started, follow these important steps: Obtain written consent from the candidate, in line with the Fair Credit Reporting Act (FCRA), which requires transparency about your intent. Select the right type of background check based on the job role, such as criminal history, employment verification, or education verification, to gather relevant information. Collect necessary candidate information, including full name, Social Security number, date of birth, and previous addresses, to guarantee accuracy. Next, choose a reputable background check service provider that complies with legal standards and offers customized screening options. This will help streamline the process and improve the accuracy of your findings. Now, you’re ready to initiate the background check, setting the stage for a thorough evaluation of your candidates. Reviewing and Interpreting the Results How can you effectively review and interpret the results of a background check? Start by comparing the candidate’s stated employment history with the provided reports, noting any discrepancies that suggest dishonesty. Next, analyze any criminal history findings; consider the nature and severity of offenses, especially how they relate to the job’s responsibilities. For educational qualifications, verify the candidate’s claims and watch for significant gaps or inconsistencies. If the role involves driving, cross-reference the driving record with job requirements, focusing on serious violations that could create safety risks. Finally, be mindful of the legal implications of adverse findings. If you decide based on the results, make sure you follow the Fair Credit Reporting Act (FCRA) guidelines to notify the candidate, allowing them a chance to dispute any inaccuracies. This process guarantees fairness and compliance as you help make informed decisions. Communicating Findings to the Candidate Why is it crucial to communicate background check findings to candidates transparently? Clear communication builds trust and guarantees candidates understand their standing in the hiring process. Here’s how you can effectively share the results: Inform quickly: Notify candidates about the results as soon as possible to promote transparency and respect. Explain adverse findings: If there are negative results, provide a clear explanation of how these may impact the hiring decision, during compliance with Fair Credit Reporting Act (FCRA) requirements. Allow disputes: Give candidates the chance to dispute inaccuracies, ensuring they know their rights under the FCRA. If the findings may lead to a negative decision, send a pre-adverse action notice, allowing candidates time to respond. Finally, if the decision is affected, follow up with a final adverse action notice, detailing the reasoning and reiterating their rights regarding the information used. Frequently Asked Questions Can I Legally Run a Background Check on Someone? Yes, you can legally run a background check on someone, but you need their written consent first. The Fair Credit Reporting Act requires you to inform them about the check and its purpose. Each state may have additional laws regulating what information you can access, so it’s essential to understand local regulations. Unauthorized checks can lead to legal issues, including lawsuits, so always guarantee you follow the proper procedures. What Information Is Required to Run a Background Check? To run a background check, you’ll need the candidate’s full name, including any aliases, to guarantee accurate results. Collect their Social Security number to verify identity and trace history. You should likewise obtain their date of birth, which helps differentiate individuals with similar names, and previous addresses for thorough checks across jurisdictions. Finally, remember to get written consent from the candidate, as required by the Fair Credit Reporting Act. Conclusion Running a background check is a critical process that requires careful attention to legal compliance and ethical standards. By obtaining consent, gathering accurate information, and using a reliable service, you can guarantee a thorough and fair review. After receiving the results, it is important to communicate transparently with the candidate, allowing them to address any inaccuracies. Following these steps not just protects your organization but additionally respects the rights of the individual involved in the background check. Image via Google Gemini and ArtSmart This article, "Step-by-Step Guide to Running a Background Check on Someone" was first published on Small Business Trends View the full article
  16. With the start of the New Year squarely behind us, it’s once again time for the annual CES trade show to shine a spotlight on the latest tech that companies plan to offer in 2026. The multiday event, organized by the Consumer Technology Association, kicks off this week in Las Vegas, where advances across industries like robotics, healthcare, vehicles, wearables, gaming and more are set to be on display. Artificial intelligence will be anchored in nearly everything, again, as the tech industry explores offerings consumers will want to buy. AI industry heavyweight Jensen Huang will be taking the stage to showcase Nvidia’s latest productivity solutions, and AMD CEO Lisa Su will keynote to “share her vision for delivering future AI solutions.” Expect AI to come up in other keynotes, like from Lenovo’s CEO, Yuanqing Yang. The AI industry is tackling issues in healthcare, with a particular emphasis on changing individual health habits to treat conditions — such as Beyond Medicine’s prescription app focused on a particular jaw disorder — or addressing data shortages in subjects such as breast milk production. Expect more unveils around domestic robots too. Korean tech giant LG already has announced it will show off a helper bot named “CLOiD,” to handle a range of household tasks. Hyundai also is announcing a major push on robotics and manufacturing advancements. Extended reality, basically a virtual training ground for robots and other physical AI, is also in the buzz around CES. In 2025, more than 141,000 attendees from over 150 countries, regions, and territories attended CES. Organizers expect around the same numbers for this year’s show, with more than 3,500 exhibitors across the floor space this week. The AP spoke with CTA Executive Chair and CEO Gary Shapiro about what to expect for CES 2026. The conversation has been edited for clarity and length. What are the main themes we can expect this week? Well, we have a lot at this year’s show. Obviously, using AI in a way that makes sense for people. We’re seeing a lot in robotics. More robots and humanoid-looking robots than we’ve ever had before. We also see longevity in health, there’s a lot of focus on that. All sorts of wearable devices for almost every part of the body. Technology is answering healthcare’s gaps very quickly and that’s great for everyone. Mobility is big with not only self-driving vehicles but also with boats and drones and all sorts of other ways of getting around. That’s very important. And of course, content creation is always very big. Is 2026 the year we finally see humanoid robots in people’s homes? You are seeing humanoid robots right now. It sometimes works, sometimes doesn’t. But yes, there are more and more humanoid robots. And when we talk about CES five, 10, 15, 20 years now, we’re going to see an even larger range of humanoid robots. Obviously, last year we saw a great interest in them. The number one product of the show was a little robotic dog that seems so life-like and fun, and affectionate for people that need that type of affection. But of course, the humanoid robots are just one aspect of that industry. There’s a lot of specialization in robot creation, depending on what you want the robot to do. And robots can do many things that humans can’t. Will we start seeing more innovative use of AI tools in entertainment? AI is the future of creativity. Certainly AI itself may be arguably creative, but the human mind is so unique that you definitely get new ideas that way. So I think the future is more of a hybrid approach, where content creators are working with AI to craft variations on a theme or to better monetize what they have to a broader audience. Any interesting AI-powered devices or services that consumers will want to buy? We’re seeing all sorts of different devices that are implementing AI. But we have a special focus at this show, for the first time, on the disability community. Verizon set this whole stage up where we have all different ways of taking this technology and having it help people with disabilities and older people. Are you concerned about a potential AI bubble? Well, there’s definitely no bubble when it comes to what AI can do. And what AI can do is perform miracles and solve fundamental human problems in food production and clean air and clean water. Obviously in healthcare, it’s gonna be overwhelming. But this was like the internet itself. There was a lot of talk about a bubble, and there actually was a bubble. The difference is that in late 1990s there were basically were no revenue models. Companies were raising a lot of money with no plans for revenue. These AI companies have significant revenues today, and companies are investing in it. What I’m more concerned about, honestly, is not Wall Street and a bubble. Others can be concerned about that. I’m concerned about getting enough energy to process all that AI. And at this show, for the first time, we have a Korean company showing the first ever small-scale nuclear-powered energy creation device. We expect more and more of these people rushing to fill this gap because we need the energy, we need it clean and we need a kind of all-of-the-above solution. —Shawn Chen, AP Technology Editor View the full article
  17. Is cable television truly dead? The markets are about to test the hypothesis. Shares of Versant Media Group began trading on the Nasdaq Monday under the ticker symbol VSNT, effectively completing Versant’s spinoff from parent company Comcast Corporation. Versant comprises a bundle of cable television networks and similar digital businesses, with notable properties including MS NOW (formerly MSNBC), CNBC, USA Network, Golf Channel, Oxygen, E!, and SYFY. It also includes online platforms such as Fandango, Rotten Tomatoes, GolfNow, GolfPass, and SportsEngine. Peacock, the popular streaming service owned by NBCUniversal, will remain under the Comcast umbrella, as will the NBC broadcast network and the cable channel Bravo. How is Versant performing on its first trading day? Before trading commenced on Monday, Versant shares were trading at $46.65. Shares had been offered as “when-issued” stocks on December 15 for $55 per share. In early trading on Monday, Versant stock fell more than 12% shortly after the markets opened. They were trading at under $41 a share as of this writing. Versant is going public at a time when cable television subscriptions are at a multi-year low, challenged by online streaming services. A report from S&P Global, published in December, found that traditional cable subscriptions peaked way back in 2012 at more than 101 million American households. Last year, penetration levels were less than half of that. There have been recent glimmers of hope, however: During the third quarter of 2025, pay TV operators actually added more than 300,000 subscribers, the first net gain in eight years, when 318,000 new net subscribers were added during the third quarter of 2017, according to a research report from MoffettNathanson. “Scale, strategy, and leadership” Mark Lazarus, Versant’s CEO, says he is optimistic about the new company’s future. “As a standalone company, we enter the market with the scale, strategy and leadership to grow and evolve our business model,” Lazarus said in a statement to Fast Company. Versant’s stock will be closely watched by media investors who are awaiting the fate of Warner Bros. Discovery (WBD), which last month agreed to be acquired by Netflix. That deal does not include WBD’s cable networks, which include CNN, TNT, and many others, and which are expected to be spun off into their own company. However, rival Paramount Skydance has been aggressively pursuing the entire company with hostile takeover bids. When the conservative TV network Newsmax went public last year, shares initially topped $265 at the beginning of April. But as of January 5, they are trading at less than $8. Versant’s spinoff from Comcast was originally announced back in November 2024. A filing with the Securities and Exchange Commission (SEC) showed that during 2024, Versant’s assets generated more than $7 billion in revenue, which was a decline from the two previous years. View the full article
  18. The rally sparked by the weekend US arrest of Venezuela's President Nicolas Maduro also faltered as oil prices rebounded from their initial declines View the full article
  19. This study examines which technical SEO factors show measurable correlations with AI citations, and where long-held assumptions start to blur. View the full article
  20. Small businesses are navigating a complex landscape filled with challenges, yet current research reveals a surprising level of optimism among entrepreneurs. According to a recent survey by JPMorgan Chase, 67% of small business leaders anticipate an increase in revenues over the next six months, despite ongoing inflation and hiring concerns. These findings stem from a comprehensive survey of over 500 small businesses, all with annual revenues under $20 million. The insights reflect how small business owners are dealing with pressing operational challenges, including inflation, tightening credit, and a limited labor market. “Despite ongoing concerns about recession, inflation, and staffing, small business owners are optimistic,” noted Ben Walter, CEO of Chase Business Banking. His statement captures the essence of the survey results—entrepreneurs are adept at adapting through varied economic cycles. As business leaders face rising operational costs, it’s no surprise that inflation remains a paramount concern. A striking 77% of respondents reported a rise in expenses by 6% or more, affecting their bottom line significantly. Other critical issues include: Hiring: 45% of respondents expressed deep concern over the limited supply of candidates. Taxes: 38% indicated that government should prioritize lowering tax rates and reducing various credits and deductions. Supply Chain: 16% saw supply chain disruptions as a top challenge. Yet adversity seems to stoke resilience. Many small business owners are not just weathering the storm; they are poised for growth. The survey indicates a notable shift, as 45% of respondents are “hitting the accelerator” on growth strategies—an increase of 10 percentage points from November 2022. While 47% foresee a recession in the latter half of 2023, their outlook remains encouraging. Here are some notable strides that entrepreneurs are taking: Expansion Plans: 81% are considering borrowing money, with 45% actively exploring ways to expand their business locations—a substantial rise from 35% since late last year. Mental Health Focus: As workplace stress becomes increasingly critical, 71% of leaders acknowledge the importance of mental health management. A corresponding rise of 13 percentage points in the offering of mental health days suggests a growing commitment to employee well-being. Global Reach: Over a third (36%) of businesses reported generating operations or sales outside the United States, marking a significant uptick since November. Agility: In response to rising costs, business leaders are adjusting strategies by raising prices on certain products, trimming nonessential expenses, and making smaller inventory purchases. Embracing Technology: A clear trend toward adopting new technologies is evident, with 33% planning to integrate ChatGPT into their operations and 42% looking into other AI applications—a substantial 14% increase since the last survey. These findings underscore that small business owners are not merely surviving but thriving through innovation and adaptability. While challenges like inflation and hiring persist, many entrepreneurs are finding ways to secure their futures by leveraging technology and expanding their markets. For small business owners, navigating these trends could mean the difference between stagnation and growth. Emphasizing employee mental health, exploring international markets, and embracing technology like AI could open new avenues for success. While optimism prevails, potential hurdles remain. Business leaders should continue focusing on adaptability to mitigate risks associated with inflation and labor shortages. Understanding the complexities of cash flow management and the impact of financial decisions will be paramount as they look to thrive in this dynamic environment. For those interested in further details, the complete survey findings are available at the original source, Chase Media. This resource can be essential for small business owners seeking actionable insights in a challenging economic landscape. Image via Google Gemini This article, "Small Business Leaders Remain Optimistic Despite Economic Challenges" was first published on Small Business Trends View the full article
  21. Small businesses are navigating a complex landscape filled with challenges, yet current research reveals a surprising level of optimism among entrepreneurs. According to a recent survey by JPMorgan Chase, 67% of small business leaders anticipate an increase in revenues over the next six months, despite ongoing inflation and hiring concerns. These findings stem from a comprehensive survey of over 500 small businesses, all with annual revenues under $20 million. The insights reflect how small business owners are dealing with pressing operational challenges, including inflation, tightening credit, and a limited labor market. “Despite ongoing concerns about recession, inflation, and staffing, small business owners are optimistic,” noted Ben Walter, CEO of Chase Business Banking. His statement captures the essence of the survey results—entrepreneurs are adept at adapting through varied economic cycles. As business leaders face rising operational costs, it’s no surprise that inflation remains a paramount concern. A striking 77% of respondents reported a rise in expenses by 6% or more, affecting their bottom line significantly. Other critical issues include: Hiring: 45% of respondents expressed deep concern over the limited supply of candidates. Taxes: 38% indicated that government should prioritize lowering tax rates and reducing various credits and deductions. Supply Chain: 16% saw supply chain disruptions as a top challenge. Yet adversity seems to stoke resilience. Many small business owners are not just weathering the storm; they are poised for growth. The survey indicates a notable shift, as 45% of respondents are “hitting the accelerator” on growth strategies—an increase of 10 percentage points from November 2022. While 47% foresee a recession in the latter half of 2023, their outlook remains encouraging. Here are some notable strides that entrepreneurs are taking: Expansion Plans: 81% are considering borrowing money, with 45% actively exploring ways to expand their business locations—a substantial rise from 35% since late last year. Mental Health Focus: As workplace stress becomes increasingly critical, 71% of leaders acknowledge the importance of mental health management. A corresponding rise of 13 percentage points in the offering of mental health days suggests a growing commitment to employee well-being. Global Reach: Over a third (36%) of businesses reported generating operations or sales outside the United States, marking a significant uptick since November. Agility: In response to rising costs, business leaders are adjusting strategies by raising prices on certain products, trimming nonessential expenses, and making smaller inventory purchases. Embracing Technology: A clear trend toward adopting new technologies is evident, with 33% planning to integrate ChatGPT into their operations and 42% looking into other AI applications—a substantial 14% increase since the last survey. These findings underscore that small business owners are not merely surviving but thriving through innovation and adaptability. While challenges like inflation and hiring persist, many entrepreneurs are finding ways to secure their futures by leveraging technology and expanding their markets. For small business owners, navigating these trends could mean the difference between stagnation and growth. Emphasizing employee mental health, exploring international markets, and embracing technology like AI could open new avenues for success. While optimism prevails, potential hurdles remain. Business leaders should continue focusing on adaptability to mitigate risks associated with inflation and labor shortages. Understanding the complexities of cash flow management and the impact of financial decisions will be paramount as they look to thrive in this dynamic environment. For those interested in further details, the complete survey findings are available at the original source, Chase Media. This resource can be essential for small business owners seeking actionable insights in a challenging economic landscape. Image via Google Gemini This article, "Small Business Leaders Remain Optimistic Despite Economic Challenges" was first published on Small Business Trends View the full article
  22. A former IRS agent breaks down red flags, revenue thresholds, & compliance work you can’t ignore. The Concierge CPA With Jackie Meyer For CPA Trendlines Go PRO for members-only access to more Jackie Meyer. View the full article
  23. A former IRS agent breaks down red flags, revenue thresholds, & compliance work you can’t ignore. The Concierge CPA With Jackie Meyer For CPA Trendlines Go PRO for members-only access to more Jackie Meyer. View the full article
  24. Here is a recap of what happened in the search forums today, through the eyes of the Search Engine Roundtable and other search forums on the web. Google Discover seems to show X posts way too often and some searchers don't like it...View the full article
  25. In his reflections on the 2025 Wall Street Journal CEO Council summit held in December, WSJ Leadership Institute president Alan Murray noted that CEOs are not actually preoccupied with AI, tariffs, or geopolitics. Instead, they’re focused on something far more fundamental: people and culture. How do you build an organization that can adapt, collaborate, and innovate amid persistent volatility? That instinct is correct. Yet one of the most effective tools for strengthening culture and developing talent remains surprisingly underused—skills-based volunteering (SBV). In a world shaped by geopolitical conflict, climate disruptions, pandemic aftershocks, and unpredictable supply chains, companies need employees who can navigate complexity with creativity and resilience. Skills-based volunteering is a proven, powerful way to build those capabilities while contributing meaningfully to communities and giving employees the purposeful work they crave. SBV is unlocking the next wave in talent potential and catalyzing the workforce of the future. WHY SBV DESERVES MORE CORPORATE ATTENTION SBV matches employees’ professional expertise with community-based organizations’ needs. Its impact goes well beyond traditional volunteering, to include: 1. Leadership development and creative problem solving Working with nonprofits and social enterprises—often in resource-limited or rapidly changing environments—exposes employees to new perspectives and teaches agility, systems thinking, and cooperation across differences. These are the exact qualities CEOs describe as essential, but are difficult to cultivate internally. 2. Strengthens culture and engagement Employees increasingly seek meaningful work and a sense of purpose. SBV offers both. It reconnects teams to shared values, supports well-being, and fosters belonging at a time when engagement across industries remains low. 3. Produces multi-layered return Nonprofits and other host organizations benefit from much-needed skills and networks. Communities receive unprecedented support and critical insights. Employees grow professionally and personally. Companies advance ESG commitments while enhancing their cultures. Few corporate initiatives produce value across so many dimensions. 4. Builds cross-sector fluency From climate resilience to healthcare access to food security to digital equity, the next decade of business challenges will require collaboration across government, civil society, and industry. SBV gives employees practical experience navigating those intersections, a form of strategic literacy that will soon be indispensable. This is why companies across industries—from technology and finance to logistics and manufacturing—have integrated SBV into their leadership and culture strategies. A GLOBAL CONTEXT Two developments underscore the timeliness of SBV. The first is that the United Nations designated 2026 as the International Year of Volunteers for Sustainable Development. Although not a major campaign, the initiative still signals a broader recognition that volunteer-driven action—especially skills-based engagement—is essential for achieving the UN’s Sustainable Development Goals. Companies that embrace SBV now will be better positioned to contribute meaningfully to that global effort. Second, each January, the World Economic Forum in Davos convenes leaders to tackle the world’s most pressing challenges. Davos is built around the search for solutions. SBV is a solution already available: a practical mechanism for aligning business capability with community needs, strengthening culture while improving outcomes for society. If even a portion of the companies gathering there committed to a coordinated SBV effort, the impact could be immediate and globally resonant. SBV is a practical, proven way to build the resilient, purpose-driven cultures companies say they want while contributing to the broader stability and well-being the world urgently needs. A NOTEWORTHY SBV DEVELOPMENT Against this global backdrop, two organizations known for advancing SBV—Pyxera Global (my organization) and Common Impact—announced that we are uniting our efforts. This alliance is designed to accelerate the work both have been doing for decades. We will retain our brands and long-standing relationships, but integrate strategically to help companies deploy SBV more effectively at a time when the need is acute. Our alignment reflects a broader shift occurring across the social impact sector: moving from fragmented initiatives to more collaborative, systems-oriented approaches. Our work also extends beyond SBV into partnerships focused on climate action, circular supply chains, economic opportunity and digital inclusion—further evidence that cross-sector partnership is becoming an essential strategy for addressing complex global challenges. THE LEADERSHIP OPPORTUNITY HIDING IN PLAIN SIGHT Alan Murray is right: The central challenge facing CEOs is not technological but human. Yet culture doesn’t transform through messaging campaigns or structural reorganizations. It transforms through experiences—through opportunities that deepen empathy, expand perspective, and develop new skills. Skills-based volunteering offers exactly that. The companies that embrace it now will be better equipped to navigate the challenges ahead, and to help solve them. Deirdre White is CEO of Pyxera Global. View the full article




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