What's on Your Mind?

When Bianca Jones, a 33-year-old special education teacher in Memphis, Tennessee, decided a couple of years ago that she wanted to buy a house, she started digging into her Experian credit report. She was shocked by what she found. Her student debt had been double-counted, making it look as though she owed a quarter of a million dollars and putting home ownership out of reach. Jones disputed the items with Experian, one of the major credit reporting agencies, multiple times in writing and over the phone, but got nowhere. “They kept saying it’s been verified, it’s been verified…They never investigated. They never tried to remove it,” Jones said in an interview. …

A veteran jazz ensemble announced on Monday it was canceling its New Year’s Eve performances at the Kennedy Center, the latest group to withdraw from the Washington arts institution after it was renamed to include U.S. President Donald The President. “Jazz was born from struggle and from a relentless insistence on freedom: freedom of thought, of expression, and of the full human voice. Some of us have been making this music for many decades, and that history still shapes us,” the Cookers jazz ensemble said in a statement. The Kennedy Center had promoted two New Year’s Eve performances by the Cookers as an “all-star jazz septet that will ignite the Terrace Theater …

When internet services platform Cloudflare suffered an outage in November, it took a big chunk of the online world down with it. Major platforms like ChatGPT, X, and Canva became unreachable. So did digital services offered by countless banks, retailers, and many other businesses. During the six-hour meltdown, as many as 2.4 billion users could have felt the impact. Software outages like this have always been and always will be part of online life. But today our systems are more interconnected than ever, so a single failure can ripple outward. AI only amplifies that risk. Yet, too many companies still lack protection against such disasters. In an era when ou…

Artificial intelligence is reshaping the global workforce and rapidly expanding the expectations placed on today’s learners. The World Economic Forum predicts that technological advancements like AI, alongside economic and demographic factors, will lead to a net increase of 78 million global jobs this decade. Educational institutions now face a pivotal moment. They must evolve how students learn, how instructors teach, and how technology supports each step of that journey. For decades, the education sector adopted new technologies cautiously. However, the profound impact of AI on the workforce has accelerated interest and experimentation. Our latest research at Cengag…

If you’re a millennial or simply a fan of sci-fi, you likely remember 2010’s smash hit Inception, written and directed by Christopher Nolan. The story follows Dom Cobb (played by Leonardo DiCaprio), a professional thief who specializes in stealing privileged secrets from people’s minds while they dream. He uses advanced technology to enter another person’s subconscious while they’re asleep and take whatever information he wants. The problem DiCaprio’s character faces is that the line between reality and dreams become blurred, making it increasingly difficult to tell what’s real. In many ways, especially for retail investors, that’s a picture of the modern market. A pl…

A wild winter storm was expected to bring strong winds, heavy snow and frigid temperatures to the Great Lakes and Northeast on Tuesday, a day after a bomb cyclone barreled across the northern U.S. and left tens thousands of customers without power. The storm that hit parts of the Plains and Great Lakes on Monday brought sharply colder air, strong winds and a mix of snow, ice and rain that led to treacherous travel. Forecasters said it intensified quickly enough to meet the criteria of a bomb cyclone, a system that strengthens rapidly as pressure drops. Nationwide, more than 153,000 customers were without power early Tuesday, more than a third of them in Michigan, accord…

Shares opened mixed in Europe on Tuesday after slipping in Asia as some regional markets wrapped up trading for the year. Crude oil prices edged higher and gold and silver resumed their ascent. U.S. futures were flat. In Tokyo, Japanese Prime Minister Sanae Takaichi rang out the final session for 2025 in a traditional year-end ceremony. “By realizing a Japanese economy that earns the trust of investors around the world, we will create a virtuous cycle in which global capital flows into Japan,” Takaichi said. The benchmark Nikkei 225 shed 0.4% to 50,339.48, its first year-end close above 50,000. It ended 2025 up nearly 25%. With just two trading days left before the y…

I’ve done it, you’ve done it, we’ve all done it. With the best of intentions, we set big goals for our future: get a work promotion, lose 20 pounds, run a marathon. And too often, we give up a few months later, realizing we bit off more than we could chew. Why? We get enamored with the idea but the execution? Not so much. Goals can seem straightforward, but without a specific plan or realistic milestones, they quickly fizzle out. The Appeal and Problem of Big Goals Big goals can quickly inspire us and make us feel like we’re putting effort into forward progress. But goals are only as good as the plans that support them. You can’t build your dream house without an a…

Hello and welcome to Modern CEO! I’m Stephanie Mehta, CEO and chief content officer of Mansueto Ventures. Each week this newsletter explores inclusive approaches to leadership drawn from conversations with executives and entrepreneurs, and from the pages of Inc. and Fast Company. If you received this newsletter from a friend, you can sign up to get it yourself every Monday morning. It’s the time of year when we all make promises to ourselves. I’m committing to read more, procrastinate less, and squeeze in an extra hour of piano practice a week. I asked other CEOs to share their 2026 New Year’s resolutions; here are seven responses, in their own words. Omar Abbosh,…

Ketchup-inspired luggage. Soap based on the characters from Stranger Things. A hot sauce energy drink. These are just a few of the brand collaborations that we’ve seen in 2025—and it’s safe to say that all’s not well in the world of brand partnerships. A few years ago, the art of the brand collab most often involved bringing together two brands that already had overlapping design styles, fanbases, or product categories. Recall partnerships like Nike and Apple’s successful 2016 Series 2 Watch launch, for example; or Dolce & Gabbana’s elevated designs for Smeg in 2019; or even Lego’s 2020 collection with Ikea. All of these pairings make some measure of intuitive sen…

I started building Simple in 2019 with a vision that one day, a digital product could help people fix their health as effectively as a human. Five years later, we turned this vision into a company with 160M in ARR, and a team of more than 150 people across multiple countries. If you only look at the highlights, my story can look like a straight line of an entrepreneur’s journey. However, getting there required me to rebuild my own thinking and habits. You see, I have ADHD, and a mind that constantly scans for what can go wrong. For years, I treated that as a bug. It only became my superpower once I learned how to direct it. That isn’t an easy journey, but these lesson…

My bus rolls into Port Authority. I’ve got 10 minutes to get across town for my first meeting. I sprint down the escalator, run through droves of people, and arrive at a subway turnstile. I swipe my MetroCard through the magnetic reader, step forward—only to get crotch-checked by a locked metal bar and flipped the finger by a screen that displays “PLEASE SWIPE AGAIN.” I give it another swipe. “INSUFFICIENT FARE.” To refill my MetroCard, I power walk toward the kiosk. It refuses to read my credit card. I swipe a few more times. Nothing. I sift through my back pocket, discover a crumpled ten-dollar bill, and slide it into the machine. It won’t accept my cash. I waffle-i…

There’s bad news for those using digital surveys to try to understand people’s online behavior: We may no longer be able to determine whether a human is responding to them or not, a recent study has shown—and there seems to be no way around this problem. This means that all online canvassing could be vulnerable to misrepresenting people’s true opinions. This could have repercussions for anything that falls under the category of “information warfare,” from polling results, to misinformation, to fraud. Non-human survey respondents, in aggregate, could impact anything from flavors and pricing for a pack of gum, to something more damaging, such as whether or not someone …

As employers have wrested back control of the job market, it has been a sharp contrast to the post-pandemic years when workers seemed to hold the power. In 2025, employees fretted about their job security and the sweeping impact of artificial intelligence on their work lives—not to mention corporate America’s continued commitment to keeping them in the office for longer. Here, we’ve compiled some of the most popular Work Life stories from this year—on the issues that consumed you most. The “996” schedule This year saw the return of hustle culture in Silicon Valley, as AI startups popularized a grueling work schedule that became popularized in China. The “996…

Many traits—like impulsivity, hyperfocus, and nonlinear thinking—that get pathologized in school or corporate environments are the same ones that create natural entrepreneurs. View the full article

The irony of modern work life hits you somewhere between your third consecutive hybrid meeting and the moment you realize you’ve been holding your breath for the past hour. We’ve engineered every process for maximum output, yet reports consistently show that workplace burnout is affecting us more than ever. As someone who followed the straight-A path from childhood—chasing perfect grades, moving from one goalpost to another through MBA to big tech product executive—I’ve witnessed this optimization obsession firsthand while shaping experiences for over half a billion users. But what if the solution isn’t another wellness program or time management technique? What i…

Lululemon Athletica‘s founder Chip Wilson said on Monday he had launched a proxy fight by nominating three independent directors to the company’s board, just over two weeks after the apparel maker announced the exit of CEO Calvin McDonald without a clear successor. Lululemon shares have shed nearly half their value this year as the company struggles to find its footing with younger and affluent shoppers, while battling stiff competition from fast-growing newer rivals such as Alo Yoga and Vuori, as well as pressure from activist investor Elliott Management. Wilson has nominated three director candidates to Lululemon’s board, including former On Running co-CEO Marc …

The start of a new year usually brings new motivation to achieve goals like eating healthier or finally cleaning your basement. Many resolutions also focus on financial goals, such as paying off credit card debt, saving for a new house, or simply getting more educated about money. “New Year’s is a really good time to review and realign your financial goals overall,” said Erica Grundza, certified financial planner at Betterment, an investing and savings app. When building your goals for 2026, Grundza recommends focusing less on the past and more on an optimistic, yet realistic, vision for the future. She recommends that you focus on reestablishing the “why” behind …

The The President administration will award each U.S. state between $147 million and $281 million in 2026 under a new rural health transformation program aimed at improving access to care and service quality, a senior White House aide said on Monday. The initiative, authorized under the One Big Beautiful Bill Act, will provide $50 billion over five fiscal years. It will make $10 billion available each year from fiscal 2026 through fiscal 2030 for all 50 states. Centers for Medicare & Medicaid Services Administrator Mehmet Oz said the fund is intended to improve rural health outcomes that have worsened over decades, while avoiding costly new construction. “…

Robots have long been seen as a bad bet for Silicon Valley investors — too complicated, capital-intensive, and “boring, honestly,” says venture capitalist Modar Alaoui. But the commercial boom in artificial intelligence has lit a spark under long-simmering visions to build humanoid robots that can move their mechanical bodies like humans and do things that people do. Alaoui, founder of the Humanoids Summit, gathered more than 2,000 people this week, including top robotics engineers from Disney, Google, and dozens of startups, to showcase their technology and debate what it will take to accelerate a nascent industry. Alaoui says many researchers now believe hum…

Roughly 75 million Americans will receive a 2.8% boost to their income in 2026, thanks to the upcoming cost-of-living adjustment for Social Security benefits and Supplemental Security Income (SSI) payments. But other changes afoot to the program will affect people who are still working, without a glint of retirement yet in their eyes. The annual COLA update, as it’s known, is often the main change to Social Security we hear about because it’s a useful gauge to see how your pay increase compares. But because workers pay into the system, some of the annual changes also affect your paycheck. Here’s what to know. HIGHER INCOMES TO BE TAXED As part of its annual…

In a record weird year for the economy, the price of silver is the latest thing to behave strangely. The price of the second fiddle precious metal has soared over the last month, hitting record highs and outpacing the growth of gold. After hovering between $15 and $25 an ounce for much of the last decade, the price of silver topped $40 an ounce this fall before spiking to a record high of $82 at the end of December. After topping $80 on Monday, silver fell back closer to $70 an ounce – still more than double what the metal was worth only a year ago. Precious metals like silver tend to do well in times of economic uncertainty and 2025 has fit that bill and then som…

SoftBank Group will acquire digital infrastructure investor DigitalBridge Group in a deal valued at $4 billion, the companies said on Monday, as the Japanese investment firm looks to deepen its AI-related portfolio. The acquisition would expand SoftBank’s exposure to digital infrastructure as the Japanese conglomerate is positioning its portfolio to focus on artificial intelligence. DigitalBridge shares rose about 9.7% to $15.27 on Monday, following a 45% rise earlier this month after Bloomberg News first reported the acquisition talks. The $16 per share offer represents a 15% premium over DigitalBridge’s closing price on Friday and values the company at $2.92…

Wall Street’s main indexes kicked off the final week of the year on a softer note on Monday, as heavyweight technology stocks retreated from last week’s gains that had pushed the S&P 500 to record highs. The information technology sector weighed on the S&P 500, as most tech and AI-linked stocks declined, with Nvidia down 1.8%, Broadcom off 1%, and Palantir Technologies shedding 1.4%. “This is (not) the beginning of the end of the tech dominance, it’ll turn out to be a buying opportunity,” said Hank Smith, director and head of investment strategy at Haverford Trust. “A big reason for that is the top tech names, excluding Tesla, do not have challenging v…

Below, Muriel Wilkins shares five key insights from her new book, Leadership Unblocked: Break Through the Beliefs That Limit Your Potential. Muriel is the founder and CEO of the leadership advisory firm Paravis Partners. She is also an executive coach to high-performing C-suite and senior executives, as well as host of the award-winning podcast Coaching Real Leaders. What’s the big idea? When leaders get stuck, their first instinct is to do more and push harder. But those actions don’t create lasting results because they’re focused on what they do and not on what they think. Sustainable leadership growth comes from examining the beliefs that drive our actions. …