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The U.S. Senate voted Wednesday to confirm former Georgia Sen. Kelly Loeffler as the next administrator of the Small Business Administration. Loeffler had been tapped by President Donald Trump for the position during the transition to his second term in the White House. “A huge honor to be at the Capitol today as my former Senate colleagues voted to confirm me as the 28th Administrator of the U.S. Small Business Administration,” Loeffler wrote on X Wednesday. “Profoundly grateful to @POTUS for the trust he’s placed in me to help advance his America First agenda – and unleash a new era of growth, innovation, and prosperity for small business and all Americans.” The Senate vote on her confirmation was 52-46. Loeffler takes over at SBA from Isabel Guzman, who served in that role for much of the Joe Biden administration. She takes over during a time of a little bit of upheaval at the SBA. Recently, Sen. Edward Markey (D-Mass.) sent a letter to interim Administrator Everett Woodel “demanding answers” on why the SBA allegedly allowed the Dept. of Government Efficiency (DOGE) access to the agency’s information. “Allowing Elon Musk’s minions access to the sensitive information in the SBA’s systems raises privacy, data security, and other serious concerns,” Markey wrote. Image: Kelly Loeffler/X This article, "Loeffler Confirmed as Next SBA Administrator" was first published on Small Business Trends View the full article

The U.S. Senate voted Wednesday to confirm former Georgia Sen. Kelly Loeffler as the next administrator of the Small Business Administration. Loeffler had been tapped by President Donald Trump for the position during the transition to his second term in the White House. “A huge honor to be at the Capitol today as my former Senate colleagues voted to confirm me as the 28th Administrator of the U.S. Small Business Administration,” Loeffler wrote on X Wednesday. “Profoundly grateful to @POTUS for the trust he’s placed in me to help advance his America First agenda – and unleash a new era of growth, innovation, and prosperity for small business and all Americans.” The Senate vote on her confirmation was 52-46. Loeffler takes over at SBA from Isabel Guzman, who served in that role for much of the Joe Biden administration. She takes over during a time of a little bit of upheaval at the SBA. Recently, Sen. Edward Markey (D-Mass.) sent a letter to interim Administrator Everett Woodel “demanding answers” on why the SBA allegedly allowed the Dept. of Government Efficiency (DOGE) access to the agency’s information. “Allowing Elon Musk’s minions access to the sensitive information in the SBA’s systems raises privacy, data security, and other serious concerns,” Markey wrote. Image: Kelly Loeffler/X This article, "Loeffler Confirmed as Next SBA Administrator" was first published on Small Business Trends View the full article

The Fast Company Impact Council is a private membership community of influential leaders, experts, executives, and entrepreneurs who share their insights with our audience. Members pay annual membership dues for access to peer learning and thought leadership opportunities, events and more. Virgin lithium mining is a focal point for the U.S. and is necessary for the nation’s growth in the critical minerals market. Yet, there is another primary source to secure key battery materials (lithium, nickel, cobalt, and manganese), and that is recycling end-of-life and scrap batteries. Domestic sourcing is crucial to expanding our manufacturing efforts, and it’s imperative that recycling and mining complement one another if we want to succeed in our supply chain stabilization efforts. Currently, the U.S. produces black mass (the output recycling lithium-ion batteries metals that can be put back into the supply chain). We will have a large supply of this material in the next few years that will be readily available to the domestic market. What’s also important is that we’ll have increased refining capacity to extract critical materials contained in the domestically available black mass to enable cathode producers to manufacture cathode powder for cell manufacturers. The global critical minerals industry is on a growth trajectory, and there is a tremendous opportunity to recover these metals within our borders and reuse them to produce new materials including energy storage systems, technological advancements, consumer products, and defense applications. Now is the time to strengthen the U.S.’s critical materials strategy and global competitiveness with a focus on key factors: Accelerating access to domestically sourced critical minerals Becoming a leading critical minerals producer Committing to increased raw battery material manufacturing in the U.S. Global impact Battery recycling refinement industry challenges are similar to other growth industries, with a lot of new entrants not fully understanding the investments needed for market success. The key is experience and understanding this complex web of interconnectedness that streamlines the workflow to offer useable domestic material. Other factors such as inflated material acquisition costs will need to be reset much lower for the industry to succeed. And with today’s metal prices on the London Metal Exchange, expectations should focus on a return on invested capital to produce these critical minerals. Enabling domestic sourcing that prioritizes onshore capabilities in the critical materials space, with a specific focus on refinement, is the path to stability. Once these materials are within our border, we need to keep them here. We can achieve this through a closed-loop system. When consumers and original equipment manufacturers have a battery at end-of-life or scrap, they should coordinate with a certified recycler to safely transport, sort, disassemble, process, and extract critical materials into battery-grade salts to be put back into domestic supply chains. By activating this proven model at a larger scale, we can increase access and capacity domestically, however it has to be profitable. Becoming a critical minerals production leader would enhance the new administration’s commitment to U.S. manufacturing, national security, global competitiveness, and strengthening our supply chains. Onshore manufacturing To ensure there is sustainable investment throughout the critical minerals supply chain, the entire supply chain needs a profitable business model that can deliver a return on the required investment. Also, the U.S. can be a leading critical minerals producer and powerhouse by onshoring manufacturing to further the national defense stockpile sources, reducing the nation’s mineral reliance on foreign entities of concern and supporting the priority of accelerated access to domestically sourced critical minerals. By recycling and recovering these materials, we can start to enhance our supply chains in the short term, ultimately working towards ensuring that the U.S. secures critical materials for long-term viability. David Klanecky is CEO and president of Cirba Solutions. View the full article

The Fast Company Impact Council is a private membership community of influential leaders, experts, executives, and entrepreneurs who share their insights with our audience. Members pay annual membership dues for access to peer learning and thought leadership opportunities, events and more. The future of AI is bright, yet its continuous evolution and an uncertain regulatory environment cloud its reality for many businesses. The new year has begun with a more relaxed stance on AI policy and DeepSeek’s supposed “better mousetrap,” giving CIOs pause on which direction to go. But these are good reminders for organizations to proactively establish best practices for AI implementation. Doing so will ensure future compliance while effectively leveraging AI for transformation and growth. How regulation may impact innovation In the U.S., California legislation has taken a first stab at defining guardrails domestically, following the footsteps of the EU Artificial Intelligence Act. However, these early regulation attempts will take time to enact and be vetted for successes, failures, and inevitable adjustments. We expect AI to be governed differently according to three broad categories: AI creators: OpenAI and hyperscalers creating AI models from scratch. These entities face unique regulatory challenges related to responsible and demonstrable data sourcing. AI adapters: Fine-tuners of the creators’ models that embed them along with retrieval-augmented generation and similar technologies, adapting them for specific business application development. Enterprises must ensure they are sourcing models that can be attested to on intellectual property (IP) infringement or have some sort of protection against IP infringement. AI consumers: Most businesses taking advantage of the adapters’ AI applications in their day-to-day operations. These organizations must ensure their data sets are cleansed and compliant with regulations. The perils of AI missteps We’ve seen a lot of enthusiasm from CIOs trying hundreds of different uses for generative AI. But two years in, they’re still largely lost on how to scale and monetize it. Enterprises need to get back to the basics, treating AI initiatives like traditional IT application development rather than uncharted territory. Narrowing the scope to two or three projects can make innovation more manageable and bring demonstrable value. That means asking fundamental questions like: How do we vet the use case? How will we validate it? How will we support it once it’s built? Start with a clear understanding of the business problem, create requirements, and ensure the solution will generate a measurable advantage, such as increased productivity or cost savings. It’s also crucial to follow a structured development lifecycle that includes cost controls, security measures, and governance. Build from where you already have good utilization metrics. For example, you might run a call center and know that your customer service representatives handle 10 calls per hour. If you deploy a tool that allows them to handle 15 calls, that’s easily measurable. The key is to find opportunities within your organization that you can optimize and deliver a smarter process. 6 practical steps to AI There are several ways in which your organization can establish a solid AI standard: First look inward: Focus on internal applications to optimize workflows, automate processes, and reduce risks. They are easier to identify—and safer because you’re not exposing yourself to external vulnerabilities. Starting here also allows organizations the grace to learn and adapt before expanding to applications that impact more stakeholders, including customers. You can scale outward once you understand a solution’s full implications like security concerns, legal ramifications of how the models were trained, how they’re really licensed, and your operating costs. Ensure data integrity and compliance: Data integrity and compliance are critical for all three AI use case categories. For creators, ensuring responsible sourcing of data is essential. Adapters need to cleanse and comply with data sets, while consumers must vet software-as-a-service providers and confirm proper data management. Follow the lead: Learning from state-level regulations, such as California’s, can offer insights about future federal frameworks. Businesses should learn from how others adapt accordingly. Adopt ethical AI: Implementing responsible practices is imperative to navigate the regulatory landscape. Business leaders and technologists should prioritize transparency, data privacy, compliance, and continuous learning in their AI programs, along with flexibility to adapt to new or changing regulations and technologies. Surround yourself with knowledgeable teams: Leaders should surround themselves with knowledgeable teams to navigate AI’s complexities and understand their business’s true needs. AI projects’ success rely on a cooperative effort from cross-functional teams, including business functional areas addressing specific challenges, development, data science, IT, and FinOps. Establishing an AI center of excellence unites them. Avoid past mistakes: The current rush to adopt AI mirrors past technology adoption cycles, such as the rush to adopt cloud services without proper planning. Avoid being swayed by the allure of new technology without assessing its implications. Instead, methodically approach AI as you would any other enterprise tool. Our industry is at a leaping point from abstraction and conceptual thinking to tangible AI implementation. The goal is to find the real value in the challenges it can solve for your business. For AI to generate new revenue streams and streamlined operations, prioritize practical solutions over grand innovations. Focus first on the unsexy work that frees your employees from the mundane tasks that no one loves. Moving beyond merely trying AI to doing AI requires starting with sound processes and practical applications that not only will insulate your organization from future uncertainties, but drive it forward. Returning to IT fundamentals is the key to making AI a reality. Juan Orlandini is CTO, North America of Insight Enterprises. View the full article

Plans raise ‘significant’ security concerns for financial services industry, says WashingtonView the full article

Social Security has been considered among the most efficient, cleanest government programs in the country. For instance, a study by the Inspector General of the Social Security Administration, published in July, found that from 2015-2022, the government had made $25 billion in Social Security overpayments—typically payments that went out after someone had already died. But a good chunk of those payments was recouped, so the total amount lost to improper Social Security payments over those eight years was around $2 billion a year, a minuscule sum relative to the Social Security Administration (SSA)’s budget (which is now well over a trillion dollars). Yet, to hear Elon Musk and President Trump tell it, Social Security may well be the site of what Musk called “the biggest fraud in history.” While Musk’s so-called Department of Government Efficiency (DOGE) was rummaging around in the SSA’s various databases, it found one in which more than 19 million people who are 100 years old or older had no official death date recorded. In other words, as far as the database was concerned, they were still alive. Musk posted a table of the “living” centenarians, broken up by age, and then suggested that these people might be getting Social Security payments, joking, “Maybe Twilight is real, and there are a lot of vampires collecting Social Security.” Over the next couple of days, the Trump administration amplified this idea. First, press secretary Karoline Leavitt said during a TV appearance that Musk and DOGE “suspect there are tens of millions of deceased people who are receiving fraudulent Social Security payments.” Then, last night, Trump himself said that “we have millions and millions of people over 100 years old” in Social Security, and that if we took them all off the payment rolls, “all of a sudden we have a very powerful Social Security.” If these claims were true, they would, of course, be an absolutely staggering revelation. And fixing them would, as Trump suggested, put Social Security’s finances back on a healthy trajectory. However, the claims are false and are, in fact, absurd. Social Security is not sending out checks to tens of millions, or hundreds of thousands, of dead people, and there was never any reason to suspect that this was the case. What happened here was pretty simple: Elon Musk didn’t understand what the table he was looking at represented, and apparently, rather than ask someone who might know (or even just google the subject), he leapt to the conclusion that he and DOGE might have uncovered the biggest fraud in history. Ghosts in the machine What Musk was looking at was data from what’s called the Numident database, or “Numerical Identification System,” which is a database of every Social Security number issued. And it’s true: There are millions of people in that database who are dead, and not receiving fraudulent checks, but for whom the SSA has no official death date. In most cases, that’s because these people died before the SSA had systematized the collection of death dates (which is trickier than you might think since death certificates are recorded on the state level, not the federal). In other cases, it’s because the death date was entered in the payment-records database (which is separate), but not in Numident. The important point, though, is that the Numident database is not the database of people who are getting Social Security checks—as Musk and now Trump erroneously seem to think. That’s a separate database, and all those “millions and millions of people over 100 years old” that Trump referred to are not on the active database of people receiving Social Security checks. We know this because we can check the correct database of how many people ages 99 and older received their regular Social Security checks in December (the last month for which data is available): 89,106 people ages 99+ collected Social Security benefits. That’s a long way from tens of millions, and it’s also fewer than the estimated number of centenarians in the U.S. In other words, there is no evidence of fraud at all. Even beyond the question of the very elderly, there’s no reason to think Social Security fraud is a meaningful problem. Some 51.8 million people over the age of 61 collected retired-worker Social Security benefits (what we think of as traditional Social Security) in December—out of a population of well over 60 million people ages 62 and older. If the SSA were paying loads of dead people, the number of old people collecting benefits would not be smaller than the number of old people overall. One other part of the story that’s worth noting: The issue of having a database with all these dead people without recorded official death dates is one that the SSA has, obviously, been aware of for a long time. In 2023, in fact, the Inspector General did a report on the subject, recommending that the SSA take steps to fix it as much as possible. The challenge is that would take millions of dollars and lots of work hours to track down death dates from all over the country, most of them from between 50 and 80 years ago. The question is whether it’s worth doing, given that the actual costs of not having the death-date info are trivial, since these people are not getting checks. The point, in any case: This is not a new issue that DOGE has uncovered, but one that’s been discussed for many years. More important, the way Musk’s misunderstanding of a table of numbers quickly turned into the president of the United States making baseless insinuations of fraud about the Social Security Administration is no way to run a government, or any kind of business, for that matter. But now having that erroneous information and baseless claims of fraud out there, courtesy of the misinformed Musk and Trump, can understandably erode people’s confidence in this valuable and most reliable federal program, creating a climate of unnecessary anxiety and distrust—for no factual reason. Musk and DOGE have been given a tremendous amount of power in this administration. They need to use that power responsibly. View the full article

The Fast Company Impact Council is a private membership community of influential leaders, experts, executives, and entrepreneurs who share their insights with our audience. Members pay annual membership dues for access to peer learning and thought leadership opportunities, events and more. Healthcare navigation was supposed to be the ultimate guide—a GPS for the healthcare maze. Instead it’s more like an old paper map with half the roads missing. What was meant to simplify care has become just another layer of complexity, dressed up as concierge support but too often steering people based on cost, not quality. At a time when AI, telehealth, and integrated care models are merging and transforming how people experience healthcare, navigation as we know it is becoming obsolete. The rise—and fall—of Navigation 1.0 Navigation started with a clear, patient-first mission: Remove barriers to care. The concept was pioneered by doctors to improve cancer outcomes for underserved patients who struggled with delays in diagnosis and treatment. The original vision was simple: Get people to high-quality care, faster. But then the industry lost the plot. As digital health took off, the market became flooded with big vision “front doors”—slick apps that promised convenience but ultimately led nowhere. These platforms were entryways without hallways—flashy introductions to healthcare that failed to connect people to integrated clinical expertise or personalized support. Instead of providing a pathway to better health, they left people stranded. Then insurers stepped in. They highjacked “navigation,” repackaging it as a cost-control tool rather than an independent, patient-first service. The incentives—and the experience—were not the same. Instead of guiding people to the best possible care, insurer-led navigation steered them toward lower-cost providers with little regard for quality or fit. What should have been an unbiased clinical advocate became just another mechanism for network steering. The result? People aren’t just underserved; some are actively led away from quality care, facing more barriers, more frustration, and worse outcomes. Navigation was supposed to help people get to and through the system, but instead, it became a roadblock. Let’s not forget, we’ve seen this before. Like with the first wave of telehealth, Navigation 1.0 has become an add-on to a fragmented system rather than a real solution. And just like Telehealth 1.0, too many navigation services are now commodity, or more specifically low-value check-the-box offerings—utilization management in disguise. What comes next: A more integrated, person-centric model If Navigation 1.0 is dying, what replaces it? A smarter, all-in-one healthcare model—one that doesn’t just point people in a direction, but actually gets them the right care at the right time—proactively, ongoing, and when called upon. Navigation was always meant to simplify healthcare, but that only happens when clinical expertise, advocacy, and technology work together and are deeply integrated to eliminate friction, improve access, and drive better health outcomes. Here’s what that looks like: Advocacy, not just guidance People don’t need another app—they need someone in their corner. True advocacy means: Fighting billing errors and helping people understand and resolve insurance denials. Connecting people with high-quality doctors, not just network-preferred ones. Helping people navigate treatment decisions and medication costs. It’s not about pointing people in the right direction; it’s about walking beside them. AI + EQ: Smarter, more empathetic care AI assistants and guides are hot topics, but technology alone isn’t enough. What people want is AI + EQ = the efficiency of AI-driven experiences combined with real human expertise and empathy. In healthcare, AI should either free up humans to focus on tasks that only humans can accomplish, or provide guidance to humans to help them perform uniquely human roles more effectively. If a system isn’t human-centered, it’s just another version of the problem. At this point in the game, integration can’t be vision Navigation without deep clinical expertise, system-wide connectivity, and personalized visibility into an individual’s benefits, history, and preferences is about as useful as a tour guide who’s never been to the city—helpful on the surface, but not when you drill down for trusted, known, and proven guidance. For navigation to be effective, it must provide direct access to clinical expertise as part of an integrated team—not just for finding a doctor. It should go even further to holistically support people across mental and physical health, administrative, financial, and social needs. It must include addressing the unexpected too, such as medication support, in-home care, and a broad range of social determinants of health issues. Smarter, cost-conscious care (not just the latest trend) The GLP-1 drug boom (Ozempic, Wegovy) is a case study in why smarter healthcare decision making matters. These drugs are breakthrough treatments for diabetes and weight loss—but they’re also so expensive that if prescribed indiscriminately, they could bankrupt the system and individuals too. That’s why Navigation 2.0 must be evidence-based, guiding people toward treatments that work, are clinically appropriate, and are informed by a person’s benefits and based on what a person can afford short term and ongoing. Better healthcare isn’t just about access; it’s about making smart, data-driven decisions with and for people. The future: Personalized all-in-one healthcare Navigation 1.0 was about helping people wayfind. The next era is about creating a fully connected, advocacy-driven experience that actually improves health, lowers costs, and removes complexity. At Included Health, we call this personalized, all-in-one healthcare. It’s not just a replacement for navigation—it’s a new category altogether, one that finally delivers on the original promise of making healthcare simpler, better, and more human. Healthcare navigation, as it exists today, is dying. RIP. Owen Tripp is cofounder and CEO of Included Health. View the full article

Recommendation to vote against activist investor’s resolution comes as weak iron ore prices hit mining group’s earningsView the full article

A White House order peeling back agency independence would curtail bank regulation in the near term, but could set the stage for long-term uncertainty and volatility. View the full article

With Apple finally killing the Home button in today’s iPhone 16e announcement, the company’s phones have now all adopted the same general look: boring. Apple’s latest budget phone might have a bigger battery and surprising power for a follow-up to the iPhone SE, but anyone looking for something that breaks the mold will have to wait for the iPhone 17. That’s because Apple’s next lineup of phones finally seems to be doing something different with the iPhone’s design. For the first time since the Dynamic Island was introduced on the iPhone 14 Pro, it looks like you might finally be able to tell if someone has a new iPhone from a simple glance. Is the iPhone 17 getting a camera bar?According to leaks from YouTuber Jon Prosser, the iPhone 17 might be taking cues from Google, making for a significant change to its design. Notably, it’ll supposedly be ditching its camera bump for a full-on camera bar. In a video posted to YouTube over the weekend, the leaker posted renders of what the iPhone 17 Pro might look like, based on information from a number of unnamed sources, as well as a model he has supposedly seen. In the render, the iPhone’s camera lenses appear to be laid out in a similar triangular fashion as on current iPhones, but the bump housing them is now extended across almost the entire phone’s back. The flash, LiDAR, and mic are also now sitting opposite the lenses, on the other side of the extended bump. If true, the new iPhone would definitely need a new case, but it would also be aping Google’s Pixel series of phones, which adopted a “camera bar” back in 2021 that looks suspiciously similar to this leak. Reviews, including my own, haven’t always been kind to the camera bar, which can stick out of an otherwise slick looking phone like a sore thumb, so it’s not clear at first why Apple would make this change. Some social media users have speculated that Apple might use the camera bar’s extra space to add a small display to the phone’s back to aid in taking selfies or seeing information from widgets, but these are just guesses for now. This Tweet is currently unavailable. It might be loading or has been removed. Granted, that’s the nature of leaks in general. While Prosser claims to have seen the phone, other sources are more split on the camera bar idea. Most notably, Bloomberg’s Mark Gurman, who has his own sources within Apple, insinuated that Prosser’s renders appear to be based on a fake CAD design from January. Leaker Majin Bu had already shown this CAD to designers, who said it was likely not real. Prosser, however, isn't the only one predicting a camera bar for the iPhone 17. Both supply chain analysis from technology publication The Information and assertions from Chinese leaker Digital Chat Station have hinted at a pill-shaped camera bump, which would be similar in design to the Pixel camera bar. Both rumors have issues, though, which has led to doubt from other known leakers including Instant Digital and Ice Universe. Most notably, a pill-shaped camera bar would interfere with how the iPhone currently captures spatial video, while Prosser’s design would put the flash and LiDAR far away from the camera lenses, which could impact their usefulness. Whatever camera layout the iPhone 17 gets, there is more to be excited about with this phone, even if it may not be as immediately visually interesting. The iPhone 17 AirAlongside its base iPhone 17 and two iPhone 17 Pro models (the typical Pro and Pro Max), the iPhone 17 is rumored to introduce a new, lighter version of the phone called the iPhone 17 Air. The new model would take the place of an iPhone 17 Plus, although it wouldn’t be directly comparable. Rumors of an iPhone 17 Air started in November with Korean social media account yeux1122 and have since been repeated by Apple analyst Jeff Pu (via MacRumors), The Information, and Bloomberg’s Mark Gurman. Supposedly, the phone would roughly be between 5mm and 6mm thick, depending on which source you go with, which would still make it far thinner than Apple’s current thinnest phone, the 6.9mm iPhone 6. As for how big the phone would be, despite it not having the “Plus” branding, it will supposedly be a little taller than the 17 Pro and a little shorter than the Pro Max, with specifics again depending on which rumor you go with. The Information also claimed a camera bar will be present on the Air, reporting it will be pill-shaped with a centered camera. It’s possible this is where the iPhone 17 line’s camera bar rumors began, so I wouldn’t be surprised to see the Pro models skip the camera bar while the Air has one, but nobody seems to know for sure. It would make sense, though, as a way for the Air to save some thickness. Additionally, Prosser also has a render of an Air with a pill-shaped camera bar, although his model places the lens closer to the edge of the phone, once again far away from the flash and microphone. The standard iPhone 17While the iPhone 17 Pro and Air models might bring some new excitement to Apple’s traditional candy bar layout, current rumors put the base iPhone 17 about where you’d expect based on the past few models. No camera bar is currently rumored for this phone, although MacRumors is speculating, based on the iPhone 17 Pro’s expected size, that it might get a slightly bigger screen at 6.3-inches as opposed to 6.1-inches. Instant Digital also claims that the base iPhone 17 will get an improved OLED panel, which will allow it to hit higher frame rates using Apple’s ProMotion feature. The usual improvementsIn addition to new design quirks, the iPhone 17 series is also expected to get the usual lineup of improvements. The Pro models will likely upgrade from the A18 chip to an A19 chip, while the base model will possibly stick with the A18 chip instead. Similarly, we might see camera specs increase, with Jeff Pu (via MacRumors) expecting all iPhone 17 models to have a 24MP selfie camera, up from 12MP across the iPhone 16 line. Apple analyst Ming-Chi Kuo is also expecting the iPhone 17’s Pro models to upgrade all lenses to 48MP next year, which would improve the 12MP telephoto lenses from the current batch. A report from The Information also points to a potential mechanical aperture on at least one model, which would let users control how much light their lens sees, while Chinese site MyDrivers speculates that the entire lineup will use a vapor chamber for improved cooling. These would indicate entirely new directions for Apple, and should probably be taken with a grain of salt. There’s also one potential downgrade in store, with The Information's analysis pointing to the possibility that Apple might return to an aluminum frame for its Pro models rather than the current titanium frame. This could reduce cost, but might also make the phones slightly heavier. Price and release dateA report from the Wall Street Journal estimates that Apple will price the iPhone 17 Air somewhere between the base 17 and the 17 Pro models, but aside from that, cost is still up in the air. The base iPhone 16 costs $799 while the Pro costs $999 and the Pro Max costs $1,199, so expect to pay at least as much for these upgrades—although with tariffs inbound for Chinese parts manufacturers, there could be a slight price bump. As for a release date, Apple usually launches new iPhone series in September, so expect the iPhone 17 line to debut sometime this fall. View the full article

Searching for a job can feel like a full time job itself. It’s easy to feel defeated when it feels like you’re sending your resume out into the void and hearing nothing back the majority of the time. Maybe you’re graduating soon, or making a career pivot, or jumping back into the workforce after some time away—the job hunt humbles us all. An action plan is key to turning your overwhelming job search into a much more manageable process—both in terms of your sanity and to increase your chances of getting hired. Personally, I love a good spreadsheet. Whether or not you’re Team Spreadsheet, you should create some form of a career search action plan. Why you need an action plan for your job huntYour career search action plan is an organization tool to keep all the elements of your job hunt in one place. This not only helps you stay on top of action items, but also visually represents your progress when you need a motivational boost after getting ghosted by Indeed.com. I've made a template you can use here. Your action plan will be catered to your specific career search, but there are three main steps to get started: Goal setting and preparation Tracking progress Evaluating and self check-ins So, let's get into some of the specific action plan items. Goal setting and preparationThe first steps are always the hardest. When your career search is getting started, here are some concrete things you can do in the first major section of your action plan. List out career goals. What are you looking for in your next position? Research the types of roles you’re interested in, taking note of the qualifications you need to highlight in your application. Identify key words to add to your resume (which you should tailor to each job posting, no matter what). Search for new contacts. Spend some time on LinkedIn, Twitter, and company websites to try and find anyone who could potentially aid your search, whether that’s by their insight and expertise or their ability to put you in touch with someone else who’s hiring. Clean up your social media presence, if need be. Create and update an online portfolio or website for yourself, if applicable. Tracking your progressThis tracker is the meat of your action plan. With sites like Indeed and LinkedIn, it’s easy to send off application after application without much thought. To stay on top of all the different openings out there, get creative with all the ways you monitor your job search process. Organize links to job postings. Compile all the positions you’re considering, working on, or have applied to all in one place. Visualize this list with color-coded columns for your application status, interest level, potential contacts for the position, and a space for general notes about the position. Compile a master list of contacts. Don’t hold back here: Brainstorm a list of family friends, former coworkers, HR managers, people in your dream job who you found on LinkedIn, and general networking opportunities as described in step four above. Not every person you reach out to will want to talk, and not every person you talk to will lead you to a job. Still, you never know what opportunities might come along from getting the conversation started. Prepare for interviews. Schedule out any interviews you get and map out strategies to prep for them. Make a checklist for interview prep: Research the company, your interviewer, and script answers to common interview questions. Evaluating and self check-insOne of the biggest mental roadblocks to any job search is keeping up the momentum. Whenever things lag, and it feels like the job market is hopeless, this tab is where you can check in on your progress. Follow up with anyone you networked with. Be reasonable—don’t keep nudging the same people over and over every week. Consider learning new skills or doing volunteer work to pad your resume while you search for a permanent role. Analyze your goals and identify what you might need to adjust going forward. Write down what you are willing to compromise and what is non-negotiable for you. This might lead to applying to different kinds of positions, which could give your career search another surge of motivation. For most of us, finding a new job is a daunting and disheartening slog. Your career search action plan is an organization tool that is as important mentally as it is professionally. And if you find yourself staring at a long list of rejected applications, you can always delete this spreadsheet and start fresh. View the full article

U.S. President Donald Trump and billionaire Elon Musk, one of his closest advisers, have mounted a sweeping campaign to slash the size of the 2.3 million-strong federal workforce, firing more than 10,000 employees in an unprecedented effort that shows no sign of slowing. The layoffs were primarily aimed at workers who have been in their current jobs for less than a year, who have fewer job protections than longer-tenured staffers. In addition, about 75,000 workers have accepted buyouts from the Trump administration. The Trump administration has yet to give a total number of how many people it has fired. Here are details on some of the layoffs at federal departments and agencies gleaned by Reuters reporters so far. Department of the Interior Around 2,300 workers were laid off from the Interior Department, sources said, including about 800 people from the Bureau of Land Management, which manages millions of federally owned acres for uses ranging from oil and gas development to timber harvesting, recreation and cultural preservation. Overall, the department employs more than 70,000 people and oversees 500 million acres (202.3 million hectares) of public lands, including dozens of national parks. Department of Energy About 700 workers have been laid off at the Department of Energy, the agency said on Wednesday. Sources have told Reuters that as many as 2,000 workers have been informed they were being laid off and that managers were told to provide evidence for why some of those should be re-hired. On Friday, sources said 325 workers had been sent notice that they had been laid off from the National Nuclear Security Administration, an Energy Department office that manages the U.S. nuclear weapons arsenal and secure dangerous nuclear materials around the world. But after a public uproar and a scramble by the administration to hire back some of these employees, fewer than 50 workers from the agency were ultimately purged, the Energy Department said on Sunday. Overall, the Energy Department has about 14,000 employees and 95,000 contractors. Department of Agriculture The U.S. Department of Agriculture said on Tuesday that it accidentally fired several employees working on the federal government’s response to the H5N1 avian flu outbreak and that it was attempting to rescind those layoffs. The U.S. Forest Service, a division of the Agriculture Department, which manages millions of acres of national forests and grasslands, is firing 3,400 probationary employees, equal to 10% of its workforce, people familiar with the plans said. Workers at the National Institute of Food and Agriculture, which supports agricultural science and technology research, and the Economic Research Service, which produces reports and data on the farm economy, have also been fired, sources said. The extent of layoffs across the Agriculture Department, which employs nearly 100,000 people, remained unclear. Department of Health and Human Services About 45% of recently hired employees still considered probationary at the Centers for Disease Control and Prevention were laid off, a source told Reuters. The Associated Press reported that nearly 1,300 CDC staff members had been fired, comprising one-tenth of the agency’s workforce. At the National Institutes of Health, 1,165 people, mostly probationary employees, were laid off, according to an internal email seen by Reuters. Workers at the Food and Drug Administration were also let go, STAT News reported. The exact number of FDA staff members who lost their jobs was unclear. The Department of Health and Human Services, which oversees the CDC, NIH, FDA as well as Medicare and Medicaid, has more than 80,000 employees. Around 5,200 of them have lost their jobs, STAT News reported. Consumer Financial Protection Bureau The independent Consumer Financial Protection Bureau, which is responsible for consumer protection against banks, debt collectors and other companies in the financial sector, has been largely shuttered after the Trump administration ordered it to halt all activity. Roughly 140 to 200 of the agency’s probationary and so-called term employees have been fired, people familiar with the matter said. Department of Veterans Affairs More than 1,000 workers were let go from the Department of Veterans Affairs, which provides health and other benefits to millions of military veterans. The department employs more than 450,000 people and oversees more than 1,500 healthcare facilities. Office of Personnel Management All probationary employees at the Office of Personnel Management, which handles human resources for the U.S. government, were fired on Thursday in a group call that included around 100 people, sources said. Small Business Administration At least 45 probationary employees at the Small Business Administration were fired in a letter seen by Reuters. The agency, which employs several thousand people, provides support for small businesses and entrepreneurs. Department of Education At least 160 recent hires at the Department of Education have been notified of their termination, according to a letter seen by Reuters. Trump has called for the dissolution of the entire department and its 4,400 employees, though Congress would need to approve. While local and state governments hold sway over most educational issues in the United States, the federal department provides billions of dollars in student loans and grants for higher education as well as funding for students with disabilities and economically disadvantaged students. The department also enforces civil rights laws. General Services Administration About 100 employees at the General Services Administration received termination letters, according to sources. The independent agency, which manages the government’s real estate portfolio and oversees most government contracts, has more than 12,000 workers. Internal Revenue Service Senior executives at the Internal Revenue Service have identified roughly 7,500 out of 17,000 total probationary employees who could be dismissed as part of the administration’s efforts, according to a person familiar with the matter. No layoffs have occurred so far. The 7,500 target excludes workers deemed essential for tax filing season, as well as some employees involved in criminal investigations and security roles, the person familiar with the matter said. Overall, the tax-collecting agency has about 100,000 employees. Federal Aviation Administration The FAA fired more than 300 employees out of its workforce of 45,000, Transportation Secretary Sean Duffy said on X, as questions rise around air traffic safety amid a spate of recent plane accidents. Environmental Protection Agency The Environmental Protection Agency has fired 388 probationary employees. The agency, which enforces laws like the Clean Air Act and works to protect the environment, said the job cuts were made after “a thorough review of agency functions in accordance with President Trump’s executive orders.” —Joseph Ax, Reuters View the full article

Howard Lutnick's influence in housing today is primarily tied to tariffs but his firm also had a storied past in mortgages and was hit hard by the 9/11 attacks. View the full article

The $300 million strong team brings with it two top producers in the state. View the full article

We may earn a commission from links on this page. Over the years, I've accumulated dozens of makeup brushes, which means I’ve also spent far too much time cleaning them. Dirty brushes can screw up your glam, but can also cause breakouts and distribute bacteria and whatever else lurks in your makeup bag across your skin. In worst-case scenarios, you could even get an infection. Cleaning them regularly—every seven to 10 days—is important, but so, too, is doing it right. Some cleaning methods are ineffective and others are downright bad for the brush. Here's what to know about cleaning not only your brushes, but your sponges. How I clean my makeup brushesThere are loads of tutorials all over TikTok, YouTube, and Instagram, showing how influencers and makeup gurus clean their brushes, but a lot of them are full of bad information. For instance, using oil is a no-no; it’s extremely difficult to remove from bristles, which can make the brushes less effective and cause breakouts on certain skin types. I’ve also seen loads of videos where users are fully submerging their brush heads in soapy water. Again, no: Eventually, that can damage the glue, too. I am fortunate enough to be friends with a real-life professional makeup artist and model, Rachel DeFluri, and for years, I have followed her advice instead of tips from self-proclaimed online gurus. First, I start with a basic rinse to get the most obvious, external makeup off, filling a small bowl with micellar water and swirl each brush tip around in there. Ever since DeFluri told me to use micellar water to clean makeup brushes, I've loved it because, just as it somehow removes makeup from your skin with ease, it does the same thing here—very gently and easily. If you don’t have any, just run the brush tips under a faucet. Regular water will take a little longer, but the powders and liquids on the outer parts of the brush will eventually come off, leaving you to deal with the stuff that's really deep inside. DeFluri adds that micellar water can be used if you're in a rush and don't have time for any other steps: "Simply soak a cotton pad or towel with micellar water and wipe your brushes clean. While this won’t fully disinfect, it’s a great option for spot cleaning between deep washes." She also points out that if you are in a hurry and are sure your brushes are made of synthetic fibers, you can do this same technique with 70% isopropyl alcohol by applying it to a pad or rag and gently running it over the brush head. She cautions that while it "breaks down stubborn product buildup and kills bacteria on contact" and is great for disinfecting, "it can be drying over time, so use it sparingly." Only swirl the tips so the glue inside the brush doesn't get wet. At the end, your micellar water should look dirty, like the picture on the right. Credit: Lindsey Ellefson If you're not in a rush and want to do a full deep-clean, you move on to the next step. I refill that same bowl with plain, clean water and add a few drops of gentle dish soap (though you can also use baby shampoo). Avoid using anything else, like hand soap. Some bloggers have recommended Dove body wash in the past, too, but that contains some conditioning agents that can, over time, coat your bristles with a film. Our goal here is to strip everything from the bristles, not add anything to them, so plain dish soap is your best bet. The gentler and plainer, the better. Plus, according to DeFluri, it works the same whether you're cleaning synthetic or natural bristles, so you don't have to play any guessing games. Swirl your brush tips in there again, this time massaging them with your hands to “scrub” them. Any time the water gets too dirty, toss it and refill the bowl. Eventually, each brush will stop releasing powders and liquids and, when run back under the faucet, the water coming from them will be clear. A lot of influencers recommend using a bumpy silicone mat as a scrubber during the cleaning process, but those are specialty products that aren’t really necessary. They’re convenient, yes, but run the spectrum of costliness ($5 for a simple one at Ulta, $37 for the big one on Amazon) and don’t do much more than a good massage with your fingers can do. Their greatest benefit is that, by running your brushes over them, you get a lot of water out, but you can do that yourself by gently squeezing the bristles over your cleaning bowl or sink. My little hack is that I use my silicone dish sponge, the one I rave about for general cleaning, and it functions just as well as the specialty mats I've tried, plus I can use it for my dishes and cleaning the kitchen. Best of all, this multi-purpose wonder comes in a two-pack for just $9. Massage the product out of each brush with a mat or by hand, then carefully lay them out to dry. Credit: Lindsey Ellefson When the water runs perfectly clear through them, it’s time to fully dry your brushes. Lay them flat on a paper towel or a microfiber cloth. (I recommend the cloth because you'll actually need about seven paper towels stacked up to catch all the water that comes out over time.) A tip DeFluri is really serious about is this one: Don’t splay the bristles out unnaturally to dry them because they’ll dry that way and be difficult to use afterward. Instead, gently shape the bristles back into whatever shape they were before and let them air dry. I usually leave mine at least overnight and come back a few times to flip them over. Whatever you do, do not dry them upright in a container; this will affect the glue on the bristles, as the water will run down. You can even dry them while they hang upside down, but I don't have the space or mechanics necessary for that. If you figure out a way to affix a bunch of handles so the brushes are airborne, you let me know. Drying them flat is perfectly fine, but rotating them periodically so the bristles don’t flatten on one side is a smart move. How to clean a makeup spongeMakeup sponges, which had a popularity boom around 2016 but are still a staple in most makeup kits, are much easier to clean than brushes, since you can fully submerge them in water with no problem. You can do it in micellar water first and then switch to your soap-and-water mixture, or just go straight to the soap and water. (A lot of makeup sponge brands sell their own cleanser, but baby shampoo is just as good.) Submerge the sponge and massage it with your hands, squishing it around until you see makeup start to come out into the water. If it’s really, really dirty, let it sit in that soapy water for 10 minutes or so. Take it out and put some soap directly onto the wet sponge, working it into a lather. Run the sponge under a faucet to rinse it and don’t stop until the water runs clear. To dry the sponge, prop it up, if you can, and let it air dry. It can air dry flat, but you’ll want to turn it over a few times. Let it dry overnight to make sure there are no wet spots deep inside that could get mildewy. When you think it’s dry, give it a good squeeze to make sure you don’t feel any dampness. Don’t put it back in the drawer or its container until it’s fully dry. View the full article

President Donald Trump’s initial policy proposals raised concern at the Federal Reserve about higher inflation, with firms telling the U.S. central bank they generally expected to raise prices to pass through the cost of import tariffs, policymakers said at a meeting held about a week after Trump’s January 20 inauguration. Participants at the U.S. central bank’s January 28-29 meeting “generally pointed to the upside risks to the inflation outlook,” rather than risks to job market, according to the minutes from the meeting, which were released on Wednesday. “In particular, participants cited the possible effects of potential changes in trade and immigration policy, the potential for geopolitical developments to disrupt supply chains, or stronger-than-expected household spending.” While still having faith that price pressures will continue to ease, “other factors were cited as having the potential to hinder the disinflation process,” the minutes said, including the fact that “business contacts in a number of (Fed) districts had indicated that firms would attempt to pass on to consumers higher input costs arising from potential tariffs.” Participants also noted that some measures of inflation expectations, a key concern for the Fed, “had increased recently.” Financial markets were little changed after the release of the minutes, with interest rate futures indicating the Fed’s likely first, and perhaps only, rate cut of 2025 would occur in July. Policymakers at last month’s meeting agreed they should hold interest rates steady until it was clear that inflation, largely stalled since the middle of 2024, would dependably fall to the central bank’s 2% target. Fed staff had already changed their outlook at the December 17-18 meeting to show expected slower growth and higher inflation based on “placeholder assumptions” about Trump’s likely actions when he began his second term in the White House. The president started providing details in his first days in office, including proposed 25% tariffs on Canada and Mexico, and a lockdown of the U.S.-Mexico border. The Fed kept its benchmark interest rate in the current 4.25%-4.50% range at its meeting last month, and officials since then have said they are in no rush to cut rates again until they are more certain inflation will decline to the 2% target from current levels around half a percentage point above that level. Understanding the impact of Trump’s policies has become a central part of that debate. Debt ceiling, framework In another sign of how fiscal policy may impact central bank decision-making, the minutes said “various” policymakers noted it may be appropriate to consider slowing or pausing the Fed’s ongoing shrinking of its balance sheet in light of federal “debt ceiling dynamics.” Current federal funding runs out after March 14, and lawmakers will need to act by the summer to raise their self-imposed debt ceiling or risk a default. Fed officials used the January meeting to kick off what’s expected to be a months-long review of the central bank’s policy framework, including potential revisions to the statement’s focus on the risks to the economy when the benchmark interest rate is near the zero level. They also made it clear they would not change their commitment to a 2% inflation goal, or to achieving maximum employment. The review is expected to wrap up by late summer, the minutes said. —Howard Schneider and Ann Saphir, Reuters View the full article

We may earn a commission from links on this page. Before you can lift a loaded barbell, you have to find a bar and load some plates onto it. At some gyms, there’s only one type of bar, and it weighs 45 pounds, and that’s all you need to know. But that’s not the only type out there, and if your gym has different bars of different shapes and weights, it’s possible to get confused. Check end of the bar firstIf you’re wondering about what kind of bar you're looking at or what it weighs, always check the end of it. Sometimes you’ll find a label with a brand name, a description of what the bar is, and its weight. For example, this one has a little endcap that says “The Rogue Ohio Deadlift Bar. 27mm. 20kg.” Now you know that it weighs 44 pounds (20kg) and that it’s got a 27mm wide handle, just over an inch, which is slightly thinner than a typical power bar. Great! Problem solved. But on many bars, all you’ll see at the end is a rusty bolt, so we need to look for other clues. If the bar is seven feet long, it probably weighs 44 or 45 pounds. (How to know if it's seven feet long? Stand it on end, and compare to your own height. If you're six feet tall and it's about a foot taller, that's the kind I'm thinking of.) If you’re suspicious, though, trust no one. I’ve heard bystanders say “oh yeah, that one’s 55 pounds” for everything from a standard 45-pound bar to a monster of a 69-pound trap bar. There’s a simple way to find out how much any bar weighs: weigh it. Almost every gym has a bathroom scale kicking around somewhere, so you can weigh yourself holding the barbell, and then weigh yourself without it and subtract your own weight. (Ask the front desk staff for help if carrying it around to weigh it would be awkward. They may either know the weight, or may be able to help you wrangle it onto a scale.) That said, these are the most common bars you’re likely to encounter: Standard 44- and 45-pound barsThere are a few different kinds of bars in the 45-pound family, but I’m lumping them together because they are about the same size and weight, and can be used interchangeably for many lifts. Some are 44 pounds (because that's 20 kilograms, and 20-kilogram bars are standard in international competition), and some are 45 pounds (which are basically the same thing, but more American). Honestly: don’t worry about the difference. A 20 kilo bar loaded with two 45-pound plates is technically 134 pounds, but everybody in the gym will say it's 135 and you might as well go along with it. These 45(ish) pound bars are the most common ones you'll see in the gym. They are seven feet long, with the part you hold about an inch in diameter and the parts where the weight plates go about two inches in diameter. This type is sometimes called an "Olympic" bar to distinguish it from the "standard" bars that used to be common, and which you can still buy as home gym equipment. (Ironically, "standard" bars with their one-inch sleeves are no longer standard. But the name has stuck.) Within this category, there are a few different types of 44- and 45-pound bars: Men’s Olympic bars are 20kg (about 44 pounds) for the men’s bar, and 7.2 feet long. The sleeves (the wider parts on the ends) spin easily. If you load them up with plenty of weight, you will see that they tend to flex or bounce easily. These are designed with the two Olympic lifts in mind, the snatch and the clean and jerk. But you can use them for any lift you like, so you’ll still find them at gyms where nobody does any Olympic lifts. Cap Barbell THE BEAST Olympic Bar | For Weightlifting and Power Lifting, THE BEAST - Black/Chrome, No Center Knurl, 7' Olympic, (OBIS-86B) New Version $124.70 at Amazon /images/amazon-prime.svg $149.99 Save $25.29 Shop Now Shop Now $124.70 at Amazon /images/amazon-prime.svg $149.99 Save $25.29 Power bars, used for squat, bench, deadlift, and the like, are the same size and shape as men’s Olympic bars. They tend to be stiffer (thus not bending or bouncing as much when they're loaded heavy) and the collars will probably not spin as easily. If they’re not 44 pounds, they’ll be 45. Deadlift bars may be a bit longer than a typical power bar, and may be thinner and more whippy. They are usually still 45 pounds. Squat bars are a wild card here. Normally, the bar in a squat rack will be a regular power bar. But sometimes, it will be a specialized squat bar that is thicker and stiffer, and that may weigh 50 pounds, or sometimes 55 or more. Women’s Olympic barsWomen’s bars are lighter and slightly thinner than men’s Olympic bars, but they are also noticeably shorter—about eight inches shorter. They weigh 15kg, or 33 pounds. METIS Women’s 33LBS Olympic Barbell [6.6FT] - Complies with IWF Standards | Ideal for Beginners & Female Lifters $159.99 at Amazon Shop Now Shop Now $159.99 at Amazon Women’s Olympic bars exist for women to use when competing in the snatch and clean and jerk. They have two main advantages over a men’s bar (if you are an average sized woman): They are thinner, making them easier to grip, especially with the hook grip that Oly lifters typically use. They are “whippier,” so that the bar doesn’t require quite as much weight on it for it to be able to flex and bounce. This matters in Olympic lifting (for example, when you use the bounce to help you as you’re standing up from a clean) and means basically nothing for other lifts. Because they’re specialized for Olympic lifting, you’re only likely to see these bars in Olympic weightlifting gyms and in Crossfit gyms (and similar "functional fitness" spaces). You're not too likely to see these bars in your average commercial gym. In weightlifting and Crossfit gyms, you may also find lighter "technique bars" or "training bars" (often 5kg or 10kg, so 11 or 22 pounds) that exist to give you something lighter to work with if you’re not ready for a full size bar. They are usually the same dimensions as a women's Olympic bar, and are used by kids and beginners learning the lifts. Again, you're not likely to see these outside of an Olympic weightlifting gym, but you never know. They'll be clearly marked on the endcap, and usually shouldn't be loaded past about 50 pounds total. Curl bars and shorty barsAll of the bars I discussed above are what you might call "full size" barbells. But there are also shorter bars meant for lighter lifts, often four or five feet long. They might be called a "shorty" bar, or just a "5 foot bar" or maybe, in a nod to one of their common uses, a "curl bar." (But not an EZ-curl bar, which I'll discuss in the next section.) These shorter bars are used for exercises like barbell curls where you aren't going to be using a ton of weight, so you don't need a full size barbell. A five-foot bar is a lot easier to manage, especially if you're carrying it around a crowded gym or storing it in a small space in your home gym. That said, I wouldn't buy a shorty as your only bar for a home gym, since they don't fit in standard squat racks, and don't have enough room on the sleeves to load much weight. Curl bars are often, but not always, 25 pounds. Check for a label or weigh one to be sure. Olympic Barbell Curl Bar EZ Bar 4/5/6/7 FT Barbell Bar 300/400/500/600 Weight Capacity Strength Training Bar for Home Gym $69.99 at Amazon /images/amazon-prime.svg Get Deal Get Deal $69.99 at Amazon /images/amazon-prime.svg EZ-curl barsThese are the wiggly ones. They’re used like curl bars, for exercises that use smallish amounts of weight. Their handles are designed so that you can choose the position that’s most comfortable for your wrists. They may be 25 pounds or less; this one is 15 pounds. Elevens EZ Bar Curl Barbell 4ft-22LB 330LBS Capacity Olympic Bearing Barbell (330LB-Sliver), 47 inches (A-YD04001) $42.99 at Amazon /images/amazon-prime.svg $59.99 Save $17.00 Shop Now Shop Now $42.99 at Amazon /images/amazon-prime.svg $59.99 Save $17.00 Trap bars and other oddly shaped thingsThere are a variety of other bars out there, in odd shapes and varying weights. One is the trap bar or hex bar, a hexagon big enough that you stand inside of it. (It’s mainly used for trap bar deadlifts, where your hands are at your sides and you don’t have to worry about whether you’re going to smack the bar into your shins.) Some trap bars are 45 pounds, but some are more and some are less. CAP Barbell Olympic Trap Bar, Hex Bar, Shrug Bar, Deadlift Bar, Black $58.00 at Amazon /images/amazon-prime.svg $89.99 Save $31.99 Shop Now Shop Now $58.00 at Amazon /images/amazon-prime.svg $89.99 Save $31.99 There are also football bars, also called Swiss bars or multi-grip bars, that allow you to use a neutral grip for bench press or other pressing movements. Sometimes they’re 45 pounds, but again, sometimes they aren’t. You may also find safety squat bars, cambered bars, and other specialty items depending on your gym. Unusual bars aren’t standardized, so the weight is just whatever it ended up being when the bar’s maker welded all the parts together. Axles, which are two-inch-thick bars used in strongman competition, can vary wildly—some are made from a lightweight hollow pipe, and may only be 20 pounds or so. Others are made from solid metal and may be around 80 pounds. As always, when in doubt, weigh it. View the full article

The John F. Kennedy (JFK) Presidential Library and Museum reopened Wednesday, with free admission, a day after the historic Boston institution was abruptly shut down after multiple employees were suddenly fired in the latest wave of Department of Government Efficiency (DOGE) cuts to come to federal employees. Director Alan Price said admission to the museum will remain free in the coming days as senior employees fill in at the front desk and take over ticketing, although those employees still need to be cross-trained, reported the Boston Globe. “As the Foundation that supports the JFK Library, we [were] devastated by this news and will continue to support our colleagues and the Library,” the nonprofit John F. Kennedy (JFK) Library Foundation told Fast Company in a statement. In an effort to slash the size of the federal government, the Trump administration and DOGE have advised agencies to dismiss most of the 200,000 workers still in their probationary periods, working less than two years at their job. The National Archives and Records Administration, which manages many of the the nation’s presidential libraries, told Fast Company that “the Archives staff looks forward to welcoming guests, visitors, and researchers,” but had no further comment. Jack Schlossberg, JFK’s only grandson, who has been a vocal critic of the Trump administration, posted on Instagram that “DOGE and The White House” were behind the shutdown. “Our country is under attack from our own government. They are using propaganda to steal the past away from the American people,” wrote Schlossberg, whose mother, Caroline Kennedy, is honorary president of the Library Foundation. “In my opinion, it has nothing to do with government efficiency, the workers who were fired today actually bring in revenue for the government, it’s really about stealing the past . . . so that people don’t know what’s really happening.” (Schlossberg’s post had 67,366 likes at the time of this writing.) Elsewhere on social media, one Bluesky user posted, “Closing down museums and national parks isn’t ‘weeding out corruption.’ But it is a sign of authoritarian rule.” Massachusetts senator Elizabeth Warren also took to Bluesky to say: “Trump’s shutdown of the JFK Library won’t lower egg prices or make housing more affordable, but it’s part of a retribution tour designed to distract from his agenda to enrich the wealthy and well-connected at the expense of everyone else.” As the New York Times pointed out, the JFK Library Foundation has previously honored Trump critics including Mitt Romney and Liz Cheney. Romney, a Republican former Utah senator and presidential nominee, was the only Republican to vote to convict Trump in his first impeachment trial, while Cheney spoke out against the January 6 attack on the Capitol, making her a target of Trump’s wrath and costing her Wyoming seat in the House of Representatives. View the full article

When he was a teenager, Collin McKenna’s interest in changing the food system led him to move from Colorado to Hawaii for high school. It was on that school’s regenerative farm that the now 30-year-old has entrepreneur discovered mead—the sweet, fermented honey beverage often referred to as “honey wine.” His first taste of alcohol was mead made by Hawaiian locals. With his 10-month-old brand LIXIR—a sparkling ready-to-drink mead brand he’s billing as “hard honey”—McKenna wants to make the ancient beverage accessible while turning LIXIR into just the second Regenerative Organic Certified (ROC) alcoholic beverage brand. “So many different cultures made different variations of it. But we wanted to reimagine mead for a modern consumer,” McKenna says. Making Mead Accessible One of McKenna’s first moves when starting Lixir was trademarking the term “hard honey,” papering over the knowledge gap around mead—one of the world’s oldest alcoholic beverages, but whose popularity fell as beer and wine became easier to produce on industrial scale. But mead has been having a resurgence. Fortune Business Insights data reveals that the mead market was about $533.3 million in 2023, and is projected to nearly triple by 2032. “There’s a lot of education behind trying to explain mead and where it comes from,” McKenna says. “As soon as we came up with the idea of hard honey, people were like, ‘I get it.’” With a concept in mind, in 2021, McKenna approached Frank Golbeck, founder of Oceanside, California’s Golden Coast Mead, to begin developing the formula for his hard honey. Since 2010, Golbeck has been focused on modern mead with a regenerative approach. He saw McKenna’s ethos and vision, and although his small factory had limited space, was willing to begin a partnership. Golbeck says mead represents “the synthesis of ecology, creativity and history coming together. Honey is this expensive product that is hard to make. Then to turn it into an alcohol that is similarly hard to make—and to do it well, consistently—has escaped people for generations.” The pair ultimately created a proprietary process for formulating a 5% ABV modern mead that’s less sweet and, unlike the traditional drink, slightly carbonated. LIXIR comes in three varieties: Pear Lime, Cherry Grapefruit, and Mango Orange. “There are so many different honey options—flowers and places where they forage—and they can make such different mead,” McKenna says. “We went through countless renditions of just trying to make the base. It was at least a yearlong process.” Since April, Lixir has debuted at Total Wine & More in its SoCal region as well as Jimbo’s natural grocery stores in San Diego, among several other small retailers and upscale restaurants and hotels. This Spring, it will also begin rolling out in Mother’s Market stores in Southern California regions. McKenna has raised more than $650,000 in funding, about half of its current goal amid a crowdfunding round. Jack Sinclair, CEO of Sprouts Farmers Market, is an advisor and investor in Lixir. [Photo: Courtesy of Lixir] Lixir’s regenerative approach Lixir’s branding helps make mead something a casual shopper might buy, but McKenna still has to solve for how to explain to buyers that their purchase is funding responsible farming. A survey out of Purdue University’s Department of Agriculture found that more than 70% of U.S. consumers are slightly or not at all familiar with the term “regenerative agriculture.” McKenna and Golbeck knew that their regenerative goals would rely on sourcing, so they decided to make Lixir with honey sourced from a Brazilian farm in the Atlantic Rainforest that pulls double duty as a nature and bee preserve. McKenna says Lixir is already a regenerative organic product, but has yet to receive certification from the Regenerative Organic Alliance—something no bee farm or honey brand has managed to achieve. McKenna and Golbeck say that’s because the ROA requires a three-mile forage radius to certify farms, something the founders view as impractical because bees fly far and wide. They have been working with groups like the Regenerative Apiculture Working Group, which focuses on promoting a regenerative honey ecosystem, to make changes to the requirements. “It’s so complicated,” McKenna says adds. “We’ve been chipping away for 10 years.” Though the ROA has certified a handful of beverage brands—among them Harmless Harvest coconut water and Guayaki yerba mate—LIXIR would become just the second alcoholic beverage brand with ROC status (outdoor lifestyle brand Patagonia’s beer and wine operation has received the certification). McKenna is hopeful ROC status could come within the next five years. “We want to educate people in the best way possible by creating a product that everybody can enjoy and have fun with,” McKenna says. “We want to be the brand behind the movement.” View the full article

Reality TV contributed to heightened demand for fixer-uppers and DIY projects, but today's economics are altering consumers' home buying considerations. View the full article

Rest is a crucial part of strength training. Depending on the exercise and your goals, you may find yourself resting 30 seconds, or one minute, or three to five minutes. So what do you actually do during that time? Let’s talk about your options, both in terms of training effectiveness and gym etiquette. Literally do nothingAs awkward as it may feel at first, this is the best option for most people, most of the time. Actually rest. Don’t stretch, don’t work a different muscle; just allow your body to recover. Some gyms will have stools, benches, or folding chairs near the platforms where people are lifting heavy (and thus need the longest rests). I’m mostly thinking of powerlifting and weightlifting gyms, but I’ve been to big-box gyms like Crunch that provide seating as well. And impromptu seats are common in many other places—who hasn’t sat on a plyo box or some other convenient surface? Do choresThere are plenty of little actions that you take at the gym (or should take) that are not explicitly exercise. The rest between sets is the perfect time to do these little maintenance tasks. Things like: Change the weights to what you’ll need for your next set. Write down what you just lifted in your notebook or lifting app. If you took a video, watch it to give yourself feedback for the next set. Trim that video so that you (or your coach, or your friends) don’t have to watch all 20 seconds of you fumbling with the camera and adjusting your belt before you actually lift. Have a drink of water and, if needed, a snack. Clean up after yourself! Rack any plates and dumbbells you aren’t using. Start warming up for your next exerciseDuring the last few sets of an exercise, it’s time to start thinking about what you’ll do next. This could mean grabbing the equipment you’ll need or changing your shoes, but it's also an excellent opportunity to start warming up—especially if it’s an exercise that can benefit from a little gentle mobility work. Let’s say you have a few sets of squats left, but after that you’ll do some overhead press. You probably want to warm up your shoulders with some mobility work so that you won’t be so tight when you hit that nice stable overhead position. Or maybe it’s the other way around, and you’re pressing, but next you’ll do squats. It’s a great time to start doing some ankle mobility work so that you’ll be able to comfortably hit a deeper squat. Walk (or dance)When the weights are routine, I sit and chill. When they get heavy, I need to pace. (At weightlifting competitions, I not only stake out a warmup platform, I also pick out a walking path that I can pace between attempts.) Or if you’re more of a cheerful, high-energy person, maybe you just want to dance. You’ll see this most often from people who lift at home, or at a chummy small gym where an impromptu dance party might occur between friends. (Alone in my garage gym, I’ve been known to put on some good karaoke songs and sing along, with or without dancing.) The idea is not to get some extra cardio or get your steps in, but just to stay busy and loose and have fun—or, if you’re nervous about a big lift, to keep your head. At a busy commercial gym, make sure not to walk too far away, and consider leaving your water bottle or gym bag on your equipment to let people know it’s still taken. Read or scroll your phoneI promise that it is actually OK to look at your phone between sets. You’re probably doing it anyway. There’s your lifting app, your videos that you took to check your squat form—and, yes, your usual texting and social media stuff. The risk you’re taking here is that you’ll get distracted and rest too long. From your own point of view, a 10-minute rest between sets may interfere with your next set, making you mentally and physically unprepared. It can also lengthen your workout; sticking to the minimum necessary rest times will get you in and out of the gym a lot faster. From others’ perspective, a person who sits on a machine for 10 minutes scrolling is committing an unforgivable sin in gym etiquette. Don’t take longer rests than you need, if you’re holding up equipment. (That said, if you’re polite to others who approach, and you accept requests to “work in” (take turns) while you scroll, you’re morally in the clear.) For your own sake, set a timer when you do anything that might distract you between sets. I like how I can program rest times into a Garmin watch workout, but Hevy also has a timer, and you can always use a regular ol’ timer from your watch or phone. Another tip: Be mindful about what you’re doing on your phone. Now is not the time to get into an argument on the internet, or check your work email and see what will be waiting for you back at the office. It is a good time to play little games on your phone, or read an ebook, or put together your next great workout playlist. Superset (sparingly) I’m leaving this option for last because I don’t want it to be your go-to. Just because you can do one exercise while resting for another, doesn’t mean you should. Why not? If you really want to give squats your full energy, for example, don’t do pull-ups on the squat rack in between. You’ll fatigue yourself more than you realize, and you won’t do your best on those squats. But supersets can be great if you’re willing to sacrifice a little weight for a lot of time. They’re best for exercises where the exact weight doesn’t matter—you can pair bicep curls with tricep extensions, or pull-ups with dips (so long as you’re a person who can bang out multiple reps of each with ease). To do a superset, you just do a set of the first exercise, then a set of the second, then rest a short time (if needed at all), and repeat. I have a list of the best superset pairs here—usually you’ll want to do opposing muscles, like a push exercise with a pull exercise. View the full article

Wall Street's pandemic gem is facing a broad selloff Wednesday as fears of constrained homebuilders' margins, bloated inventories and elevated mortgage rates rattle investor sentiment. View the full article

This week, the startup Humane—which raised $240 million to build an iPhone-killing AI Pin—announced its sale to HP for $116 million. While far short of the company’s original $1 billion asking price, it’s astonishing the brand scrapped for anything at all. A product that had promised to change the world instead became a worldwide laughing stock, indicative of the worst tendencies of Silicon Valley founder hubris. Universally panned, Humane sold fewer than 10,000 units. Sometimes its returns outpaced its sales. Units could catch fire. Humane co-founders Imran Chaudhri and Bethany Bongiorno thanked their few loyal customers by announcing their Pins would no longer work in just 10 days. Well, for anything but checking the battery level. “This investment will rapidly accelerate our ability to develop a new generation of devices that seamlessly orchestrate AI requests both locally and in the cloud,” said Tuan Tran, President of Technology and Innovation at HP in a press statement. “Humane’s AI platform Cosmos, backed by an incredible group of engineers, will help us create an intelligent ecosystem across all HP devices from AI PCs to smart printers and connected conference rooms. This will unlock new levels of functionality for our customers and deliver on the promises of AI.” Heh. I can understand why the world was fooled by the AI Pin when it launched in 2024. I have a little less sympathy for HP execs now, who have just completed one of the most tone deaf acquisitions in corporate history. The Ai Pin was flawed from the beginning Mystique around Humane had been swirling for years by the time Chaudhri took the stage at TED in May 2023 to present the idea of “the disappearing computer.” After spending his career at Apple working on some of its most important launches like the iPhone, he pitched a screenless AI interface that “allows us to get back to what really matters: a new ability to be present.” By simply asking it to “catch me up,” his computer cut through endless notifications to tell him what was important. By holding up a candy bar, his computer could tell him if he could eat it with lactose intolerance. And when his wife called, well, her name magically appeared right on his hand. Little did the audience realize: the computer had merely disappeared into Chaudhri’s jacket with a needle and thread. Even a bad magic trick can fool people who want to be fooled. And Humane’s vision struck a chord with a society that felt guilty for using its phones all the same. Freeing our eyes and hands sounded like liberation, and the promise of an AI that could do everything from translate languages in realtime to examining the foods you’d eaten through the day to determine if you’re aligned with your diet, seemed like the sort of just-out-of-reach magic that could finally be real. And, wait, was that a LASER BEAM THAT JUST SHOT ONTO HIS HAND? [Image: Humane/TED] The next time the AI Pin arrived on stage, it would be worn on the lapel of Naomi Campbell—true supermodel royalty—at Paris Fashion week. The closest parallel I could remember was Beyoncé donning an Apple Watch around its announcement. The product was starting to feel too big to fail. Its investors—including Tiger Global Management, Microsoft, Qualcomm Ventures, and Softbank, alongside individuals like Salesforce’s Marc Benioff and OpenAI’s Sam Altman—fed an $840 million valuation. It felt like something that deserved to be taken seriously. Naomi Campbell wearing a Humane pin during the Coperni Womenswear Spring/Summer 2024 show. Paris Fashion Week, 2023. [Photo: Francois Durand/Getty Images] Still, the TED Talk had struck me funny for reasons I couldn’t articulate. Later, Chaudhri canceled an on-stage interview with myself where he’d promised to speak about the product for the first time. He also declined an interview after my in-person demo (I’ve experienced a hundred or more product walkthroughs in my career, and I’ve never been unable to ask a question after any but with Humane). What I generously interpreted as shyness—Chaudhri’s soft spoken magnetism cannot be denied—increasingly seemed to be protecting a thin veneer. Five months before Marques Brownlee nuked the AI Pin into oblivion by calling it the worst product he’d ever reviewed, I’d been saying the same to friends in the industry who eagerly asked about my experience with the device. It was difficult to explain to people that this wasn’t hyperbole, that when I arrived in San Francisco in November 2023, the demo was really that bad. That every query took painfully long even inside a perfectly closed environment. That all the magical dietary food stuff didn’t seem to work at all. That I was expected to ooh and ahh when the Pin told me the weather. That I wasn’t even allowed to use the device myself. Still, Chaudhri and Bongiorno (who, note, always wore the Pin on a thick jacket to support its weight), had already planned for countless special edition releases, with the Pin in all sorts of limited edition candy colors. It didn’t work, mind you. The AI Pin was nothing more than a smartphone without a screen, stuck to your chest. Its limited capabilities somehow put technology more in the way. But the entire brand and packaging promised to usher us into a new era of computing, because Humane was focused more on optics than function. The project didn’t seem salvageable, but I was actually surprised when the world of tech reviewers mirrored my initial take. These are people who review Android phones for a living! And they hated the thing. Where this leaves HP Humane was always going to sell as scrap to something or someone. There was just too much invested into the company for there to be nothing to show. Its carefully engineered chipset (the AI Pin used little off-the-shelf hardware) is unlikely to be worth much of anything outside the device itself, but perhaps HP has a purpose. Its 300 patents around various AI/UX interactions likely have an appeal to any tech company, if only because AI isn’t going anywhere. And the purchase price isn’t beyond what companies will spend to acquihire tough-to-recruit technologists. I’m more surprised that HP has made such a public bet on the ashes of Humane, which has been immortalized in memes as a pile of bogusness. If this was some attempt at capturing whatever lingering spirit was left in the Humane brand, the two companies snuffed it out when bricking their devices. HP says that Humane “will form HP IQ, HP’s new AI innovation lab focused on building an intelligent ecosystem across HP’s products and services for the future of work.” For a company that’s still making billions in profits annually from predatory printer ink subscriptions, perhaps it’s a fitting end. The worst AI company of the last decade will linger as some sort of “smart” notification that your magenta is low. View the full article

“We will make mistakes,” said Elon Musk during an Oval Office press conference last week, a toddler son slung on his shoulders like a shield. “But we’ll act quickly to correct any mistakes.” His remarks came in response to a reporter who’d noted Musk’s previous incorrect claim that the U.S. had spent $50 million on condoms for Gazans. (On X, Musk even suggested this money had actually ended up with Hamas.) Since then, his Department of Government Efficiency (DOGE) has made severe mistakes, some of which are reportedly still being corrected as of this writing. Slipups are, of course, expected in the heady early days of a startup, and perhaps even in a new administration. But the mistakes Musk’s DOGE are making are the kind that have catastrophic consequences hanging in the balance, seemingly without any corresponding appreciation of their magnitude. What happens when his team makes one that can’t quickly be corrected? As if we never said goodbye Just days after Department of Agriculture Secretary Brooke Rollins acknowledged that Musk’s DOGE team had been working with the department for weeks, the USDA announced on Tuesday that it had mistakenly fired “several” agency employees over the weekend. Those employees had been working on the government’s response to the current, increasingly worrisome bird flu outbreak. The agency has since realized its error, and is now in the process of reversing those firings. Still, it seems like an extraordinary lapse in judgment to fire such essential workers in the first place—and evidence of profoundly misguided and underinformed cost-cutting efforts. It was not an outlier, however. The USDA firings marked the second announced instance of DOGE mistakenly cutting essential personnel just since last week’s press conference. On Friday, the Trump administration scrambled to reinstate a group of nuclear safety employees it had let go the day before, halting the firings of 350 federal employees (or those whose correct contact information it could find, anyway). Although DOGE has been cleaning house throughout the government since Trump’s January 20 inauguration, last week was a particularly busy one, as DOGE executed mass firings across multiple federal government agencies. But only after workers with sensitive jobs involving, say, the U.S. nuclear arsenal were let go did anyone at DOGE seem to understand that those roles might be important. As the Associated Press reports, National Nuclear Security Administration deputy division director Rob Plonski described the firings on LinkedIn as “undermining the very systems that secure our nation’s future.” Plonski also added: “Cutting the federal workforce responsible for these functions may be seen as reckless at best and adversarily opportunistic at worst.” “”The previous week, a few hundred employees at the Small Business Association (SBA) were also “accidentally” fired . . . three days before they were then officially fired. Why this sounds so familiar All of these mistakes echo what happened at Twitter after Musk took over in 2022, when it turned out that some of the people he mass-fired were actually keeping Twitter functional, and he had to hire some of them back. (“Babies got thrown out with the bathwater” is how he later described those indiscriminate firings.) Musk’s recent mistakes, though, aren’t just limited to firings. A 25-year-old DOGE staffer named Marko Elez was mistakenly given “read/write” access to part of the payments system for the U.S. Treasury—a system that disburses trillions of dollars every year. Elez’s access was quickly rescinded, but it’s unclear whether his receiving it actually was a mistake, or if DOGE simply got caught. (Apparently, keeping on a worker who trumpeted his flagrant racism online is not considered a mistake by Musk. When Elez resigned after the Wall Street Journal exposed his racist tweets, Musk made a public display of hiring him back.) And what are all these mistakes even in service of? When will the supposed spoils from the great austerity push make a demonstrable difference? Musk claims DOGE has already uncovered tremendous fraud, but the proof does not support those claims. Most recently, on Sunday, he declared, “This might be the biggest fraud in history,” when tweeting about a perceived discrepancy in Social Security records. His claim proved easily debunkable. Musk and White House press secretary Karoline Leavitt mainly seem to apply the “fraud” label to anything they find merely disagreeable, like $57,000 worth of spending relating to climate change in Sri Lanka. And some of DOGE’s line-item savings announcements are riddled with mistakes—like an $8 billion contract for the Immigration Customs and Enforcement (ICE) agency that turned out to be $8 million. It should be no surprise that Musk has already walked back his earlier vow that DOGE would cut about $2 trillion from the federal budget—or that these cuts may not be as beneficial as advertised. Musk has a long track record in the tech world of overpromising and under-delivering. In 2019, for instance, he confidently predicted Tesla would produce a million autonomous Robotaxis by the end of 2020. He reiterated that done-by-next-year promise in an earnings call last year, when he promised that Robotaxis would be coming in 2025. Even accounting for pandemic-related delays, and assuming his latest promise even holds up later this year, Musk’s original pledge is still off the mark by miles. For now, it’s mainly just Democratic politicians, critical press outlets, and massive public demonstrations sounding alarm bells over Musk and DOGE’s recklessness. No elected Republican officials who might hold any sway seem to be pushing back. (At least not officially; reports describe Republican lawmakers privately warning Trump officials about reckless DOGE cuts.) The question now is whether it will take a true catastrophe for top lawmakers to realize it was a mistake to ever toss Musk the keys to the U.S. government—and whether we’ll even be able to afford it if that does come to pass. View the full article

Project templates are predesigned documents that help organize and manage a project from start to finish. They provide a standardized approach to common project tasks, helping project managers and teams stay consistent, efficient and aligned. These templates often include predefined sections, tasks, timelines and checkpoints that help guide the project through its life cycle. Download these free project templates to help with the project planning process, change management, project scheduling and more. But know that templates are only a bandaid and will prove frustrating in time. We suggest upgrading to project management software, but until one is ready, these free project templates will help manage projects to successful completion. 1. Project Plan Template A project plan is a document that thoroughly covers all the guidelines and procedures the project team needs to follow to deliver the project. It’s one of the project templates used during the project’s planning phase and will ensure that nothing important is overlooked. Download this free project plan template for Word to ensure that projects are started currently so they’ll have a better chance of being completed successfully. /wp-content/uploads/2020/09/Project-Plan-Screenshot.jpg The project template for planning is divided into five sections, each covering a distinct aspect of the project. It begins with the purpose, stating the goals, success criteria and the project’s general governance. That is followed by team management and stakeholder management. Next, scope management and the project schedule are created. Then, resources, procurement, budget and cost management are defined. Finally, there’s space to talk about change management and responding to risks. 2. Gantt Chart Template A Gantt chart is a visual tool, typically displayed as a horizontal bar chart, that illustrates the timeline of a project by showing the start and end dates of each task. This allows project managers to schedule work and track its progress, identify potential bottlenecks and manage project deadlines effectively. It’s no wonder it’s an essential tool in project management and an important project template. /wp-content/uploads/2024/10/Gantt-chart-template-for-Excel.png Download this free Gantt chart template for Excel to view the entire project in one place. It’s easy to use. Just fill out the spreadsheet, which makes up the left side of the template. There are columns to capture all the project tasks and their start and end dates. There’s also a column for the task’s duration, priority and percentage complete to help project managers track its progress. Of all the project templates, this might be the most useful. However, a Gantt chart template is nothing compared to Gantt chart software. ProjectManager is award-winning project and portfolio management software with robust Gantt charts that do more than schedule tasks, resources and costs. Unlike a template, our Gantt chart can link all four types of task dependencies to avoid delays and cost overruns. It can also filter for the critical path without having to do time-consuming and complicated calculations. Plus, once a baseline is set, the software automatically tracks progress and performance in real time against the project plan. Try doing that on a template! Get started with ProjectManager today for free. /wp-content/uploads/2024/04/critical-path-light-mode-gantt-construction-CTA.pngProjectManager has Gantt charts that leave project templates in the dust. Learn more 3. Project Proposal Template A project proposal is a written document that outlines the details of a proposed project, including its objectives, timeline, budget, potential risks and expected outcomes, aiming to persuade stakeholders to approve the project and allocate resources to it. Yes, it’s similar to the project templates for planning, but this is more about selling the idea to the project decision-makers. However, it can be useful if the project is approved as it will be used to create the project plan. /wp-content/uploads/2021/08/Project-Proposal-Screenshot.jpg Download this free project proposal template for Word and get a document that fully covers all the pertinent information needed to convince stakeholders of the project’s viability and why they should invest in it. There’s a cover letter to introduce the project and an executive summary to briefly explain the who, what, where, why and how of the project. Then it goes into the process, solution, deliverables, duration, costs, billing and much more. This is one of the project templates that makes sure all the bases are covered. 4. Project Budget Template The project templates discussed so far only touch on costs. This free project budget template for Excel is exclusively about the financial plan that will estimate the costs of the project. It’s a tool that project managers use to determine if a project is financially viable and can be completed on time and within budget. This is done during the planning phase of the project and using a project budget template will help ensure the financial forecast is as accurate as possible. /wp-content/uploads/2020/09/Project-Budget-Screenshot.jpg A budget includes the cost of labor, materials and equipment, which is called the direct costs. It also included overhead, which are indirect costs. It’s also a good idea to have a contingency reserve so there’s money set aside for unexpected expenses. This is one of the essential project templates for a project manager, who is typically responsible for creating the budget and, in the case of construction, will lose money from their profit margin if they calculate costs incorrectly. 5. Project Dashboard Template A project dashboard is a visual display that provides a real-time overview of key metrics, progress and performance indicators for a project. This free project dashboard template for Excel doesn’t have real-time capabilities because it must be manually updated, but it does aggregate and present data in an easy-to-understand format, using charts, graphs and tables to track important project aspects. This is another one of the many project templates that project managers can’t be without to monitor their projects and ensure they are delivered on time. /wp-content/uploads/2016/03/Project-Dashboard-template-UPDATE.png While the data has to be manually entered, the results are similar to what one would expect from real-time dashboards in project management software. It’s not the same, naturally, but for those not ready to upgrade it’s a good fix. This free project dashboard template is colorful and easy to read. It shows tasks and how far team members have gone in completing them. There’s also a bar chart to illustrate workload and task lengths. Finally, there’s a chart that measures the project cost to help bring it within the approved budget. 6. Task Tracking Template Task tracking is the process of monitoring the progress of individual tasks within a project, including their status, completion percentage, deadlines and assigned team members. This ensures the project stays on schedule and meets its goals. This is the kind of project template that is essential for actively following the progress of each smaller component of a larger project. Download the free task tracking template for Excel to get started. /wp-content/uploads/2023/05/Task-Tracking-Screenshot-1536x494-1.jpg This project template is divided into several columns. The first is a list of all the project tasks and a brief description. That’s followed by the dependent tasks, if any. Then there’s space to show who is assigned to the task. After that, add the priority, start and planned end date. There’s also a column for the actual end date, which helps to see if the work is being completed on time. There’s also a column to add whether the task status is opened or closed. 7. Business Case Template A business case is a document that outlines the reasons for undertaking a project, detailing the expected benefits, potential risks and costs involved. This is one of the project templates used to persuade decision-makers to approve the project by showing its strategic value and justifying the investment required to execute it. /wp-content/uploads/2022/07/Business-case-template-word-projectmanager.jpg Download this free business case template for Word to capture all the information needed to explain the need for the project. It begins with an executive summary to briefly explain what is to follow. Then there’s a mission statement that defines the objectives of the project. The product or service that is to be delivered by the project is described, the project plan outlines and much more to fully help stakeholders understand the project. 8. Project Estimate Template A project estimate is an informed prediction of the time, cost and resources required to complete a project from start to finish. This is one of the project templates typically based on historical data and considers factors like project scope, deadlines and potential risk to create a preliminary budget and timeline for the project. Download this free project estimate template for Excel to have an accurate estimate of the project./wp-content/uploads/2021/01/Project-Estimate-Screenshot.jpg The free template starts by capturing the company and customer information. There’s also a place to add the date, quote number, customer ID and the date through which the estimate is valid. Under that is space to describe the project to put the estimate in context. Following that section, are sections for each phase of the project. These phases are divided into columns that list the tasks of that phase, the vendor or contractor responsible for them and labor and material costs. 9. Critical Path Template This is one of the most important project templates for scheduling. That’s because it deals with the critical path method. The critical path is the longest sequence of dependent tasks within a project that must be completed on time for the entire project to be finished on schedule. Any delays in tasks on the critical path will directly impact the overall project completion date. Download this free critical path template for Excel to calculate the critical path of a project. /wp-content/uploads/2024/05/critical-path-method-screenshot.png This free critical path template includes everything needed to estimate the task duration and make an accurate project schedule by identifying the critical path. Each task is estimated for its earliest start and earliest finish, latest start and latest finish. There’s also slack, which is how long the task can be delayed before it impacts the project schedule. 10. Project Status Report Template A project status report is a document that regularly communicates the project’s current progress. It details how the project is performing against the established project plan. It includes key metrics like milestones achieved, tasks in progress, potential issues and any necessary adjustments to the schedule or budget. Download this free project status report template for Excel to share with stakeholders in meetings to keep everyone informed about the project’s health. /wp-content/uploads/2021/11/Status-Report-Screenshot.jpg This is one of the project templates that is an essential communication tool, not only keeping stakeholders updated but also helping project managers and their teams deliver successful projects. This free template addresses all the issues that project managers, teams and stakeholders are concerned about. There’s a project summary, with key accomplishments, completed work, etc. There’s an overview of project health, budget, schedule and more. Get a full and clear picture of the project over a specific period. ProjectManager Is a Better Project Management Tool Than Project Templates Project templates are fine. They can help manage projects, especially for those who aren’t ready to upgrade to project management software. But professionals who use them will soon hit a wall. They’ll get tired of constantly updating these static documents, which are flawed collaborative tools. There is a solution. ProjectManager is award-winning project and portfolio management software that updates statuses in real time and connects teams whether they’re in the office, in the field or anywhere else. Multiple Project Planning, Scheduling and Tracking Tools We’ve already gone into the power of our Gantt chart and how project templates are a mere shadow of what they can do, but there’s more. Our multiple project views allow those Gantt chart plans to be shared across other project tools. For example, project teams can execute their tasks on kanban boards, which visualize workflow, or talk lists, and all their work is updated on the Gantt and across other monitoring features, such as dashboards and reporting tools. That means progress is tracked in real time. /wp-content/uploads/2023/01/List-Manufacturing-Light-2554x1372-1.png Robust Resource and Cost Management Features Resources, both human and nonhuman, are scheduled on Gantt charts, which can also assign the team tasks. Before that, project managers can set the team’s availability, including PTO, vacation and global holidays, as well as skill sets, which makes it easier to know who to assign what and when. A color-coded workload chart shows resource allocation and can balance workload to keep everyone working at capacity without threatening burnout. A team page offers a summary of their daily or weekly activities and can be filtered by progress, priority and more. There are even secure timesheets that streamline payroll and track labor costs to keep projects on budget. /wp-content/uploads/2023/01/Team-Light-2554x1372-1.png Related Project Templates Content There are more free project templates available. We have over 100 free project and portfolio management templates for Word, Excel and Google that cover every aspect of managing projects across multiple industries. Here are some recent roundups of free templates. 30 Project Management Excel Templates & Spreadsheets 18 Free Project Planning Templates for Excel and Word 26 Must-Have Project Management Templates for Google Sheets 10 Free Project Portfolio Management Templates 10 Free Project report Templates for Excel & Word ProjectManager is online project and portfolio management software, which makes it superior to project templates when delivering successful projects. Teams can share files, comment at the task level and stay updated with email and in-app notifications. Join teams at Avis, Nestle and Siemens who use our software to deliver successful projects. Get started with ProjectManager today for free. The post 10 Free Project Templates for Excel and Word appeared first on ProjectManager. View the full article