ResidentialBusiness

Secretary of state Marco Rubio’s comments raise concerns over Washington’s commitment to fragile ceasefire dealView the full article

Advances may have had an unintended effect. By CPA Trendlines Research Go PRO for members-only access to more CPA Trendlines Research. View the full article

Advances may have had an unintended effect. By CPA Trendlines Research Go PRO for members-only access to more CPA Trendlines Research. View the full article

Five key areas where firms can make inroads; three areas in which WealthTech has a disproportionate impact. By David Knoch and Ryan George The Holistic Guide to Wealth Management Go PRO for members-only access to more Rory Henry. View the full article

Five key areas where firms can make inroads; three areas in which WealthTech has a disproportionate impact. By David Knoch and Ryan George The Holistic Guide to Wealth Management Go PRO for members-only access to more Rory Henry. View the full article

AAAS chief says more disruption risks undermining crucial healthcare and research, ahead of next month’s fiscal billView the full article

In 2023, the American Psychological Association completed a survey that included questions on a controversial topic in the workplace: employee monitoring. While a few respondents shared their appreciation for employee monitoring, many participants shared the same concerns. Some of the written comments included: “Stop invading my privacy.” “I do not need monitoring.” “Respect my work The post Balancing productivity and privacy: Ethical considerations for employee time tracking appeared first on RescueTime Blog. View the full article

Tadeu Marroco will receive maximum if cigarette maker hits certain targets and share price rises 50%View the full article

Demonstrations come as ceasefire between Israel and Shia militant group is due to enter next phase View the full article

Planning to rent some property? Mastering all the legalities of leasing rental property can be overwhelming. How do you account for all potential scenarios and risks? A lease agreement is a binding contract between a landlord and a tenant that defines all the terms of a rental, and any property owner can purchase an inexpensive lease agreement printable to simplify the leasing process. The Benefits of a Printable Lease Agreement Regardless of whether the leased property is a house, office, room, or car, utilizing a printable lease agreement offers numerous advantages. Lease agreement templates are not only very affordable, typically priced at $3 or less, but they also provide a convenient option for busy small business owners, property managers, or real estate agents. Because most of the printable lease agreement template options are editable, it’s easy to customize the same rental contract for multiple tenants. Likewise, a printable lease agreement can be a legally binding contract once you get the lease signed, so it protects the interests of both the tenant and the landlord. Residential Lease Agreement vs. a Commercial Lease Agreement Is there a difference between a residential lease agreement and a commercial lease agreement? Most obviously, a residential lease agreement is made to contract the rental of a home, while commercial agreements dictate the terms of renting an office, store, warehouse, or other commercial property. A residential lease agreement typically defines the tenant’s rights for daily living, while a commercial lease agreement will be more complex and focus on tenant restrictions and terms under which the property can be used. Residential leases also often provide the tenant with legal protections that don’t apply to commercial rental contracts. Both typically define who is responsible for various maintenance and repairs, as well as lease terms like security deposits and commitment periods. Lease Agreements You Can Print and Use Today Are you a small business owner with a rental property, and you need to simplify the leasing process? You can choose from a plethora of lease agreement template options offered by a variety of websites, including Etsy. In fact, printable lease agreements are available for practically any type of rental scenario, from rooms and homes to office space and even automobiles. Simple Lease Agreement This straightforward, one-page lease agreement template is ideal for residential rentals. The editable digital download outlines essential terms, including the property description and lease term. It includes both a one-page version and a two-page template, along with a guide to the lease contract, all of which can be completed in just 5 minutes. Standard Lease Agreement While a simple lease agreement might suffice for more basic rental arrangements, other contracts require standard lease agreements. Standard agreements, such as this example of a standard residential lease template, include information such as the names and contact details of the lessee and lessor, the property address, terms of the lease, rental rates, and security deposit details. Short-Term Rental Lease Agreement Certain lease agreements, particularly those for vacation rentals, are designed for a brief, predetermined duration. You can locate a rental lease agreement template online, such as this one, which you can customize for your vacation rental agreement or any other short-term lease. Editable Lease Agreement An editable lease contract, such as this one, can be easily downloaded and tailored for any residential property, landlord, and tenant. The lease agreement is pre-prepared, allowing small business owners to simply input their personal information and obtain the necessary signatures. Easy Lease Agreement Are you searching for a simple lease agreement that you can edit in Microsoft Word? This editable vacation rental agreement provides a legal framework for outlining the terms of a short-term lease. The 6-page landlord contract is user-friendly and easy to format. Residential Lease Agreement There is a wide selection of printable residential lease agreements that you can download from Etsy and various other online platforms. This residential rental agreement is an editable Word template that spans four pages and contains all the typical sections found in a lease agreement. Sublease Agreement Printable lease agreement templates are also available for those subletting a property or renting a room. Sublease rental agreements like this one can help to establish house rules and expectations for co-living with housemates on a short- or long-term basis. Printable Eviction Notice An unfortunate aspect of a small business leasing property is evicting tenants. Printable eviction notice templates like this one can help alleviate the hassle of removing occupants from a property. The single digital download can be used for unlimited prints and emails. Office Lease Agreement A commercial lease agreement helps determine if a tenant violates the terms or makes another lease violation. Printable lease agreement templates like this one help out small business owners who are renting out office space or other commercial buildings. Lease Agreement Templates Residential lease agreements help protect a landlord’s interests and help prevent misunderstandings that could lead to litigation. Printable lease agreement templates like these digital downloads make the leasing process easier for busy small business owners. Editable Car Lease Agreement Template Residential and commercial properties are not the only options available for leasing. Printable templates for a vehicle rental agreement are also accessible. This editable car rental contract outlines the terms for temporarily renting a vehicle for a fee. READ MORE: Leasing a Car for Business? 5 Reasons to Pick the One You Really Want PDF Month-to-Month or Periodic Lease Agreement This month-to-month lease agreement is available in a bilingual format, displaying English and Spanish side by side. It is a detailed 11-page PDF that includes a standard residential lease agreement, designed for month-to-month or periodic rental terms. Commercial Lease Agreement Looking for a commercial leasing contract between a landlord and a tenant? Consider this simple commercial lease agreement template to help simplify the leasing process. The one-page document is available in both PDF and Word file formats. Printable House Lease A residential lease agreement must contain essential information such as contact details, rights and responsibilities, and the monthly rent amount. This printable lease agreement template assists real estate professionals and property managers in transitioning from the rental application process to the collection of tenant rents. FAQs What is the difference between a lease and a rental agreement? While there are many similarities between a lease agreement and a rental contract, the primary difference lies in the length of the legally binding document. A lease agreement typically covers a long-term contract that covers a fixed period of time, such as a year. Meanwhile, a rental agreement usually pertains to a short-term contract, such as 30 days or a month-to-month house rental agreement. Can Etsy sellers customize forms and templates? Some Etsy sellers who offer printable documents can customize their forms and templates. Certain Etsy sellers will personalize their handmade products like forms to suit specific business needs. Customers can request to add their logos, business information and more. Likewise, many printable lease agreements are editable, and similar details can be added using a computer. What is typically included in a rental lease agreement? While the details of any rental lease agreement can vary, some information is common to practically any of these important legal contracts. Most lease agreements will include details like the lease period, the monthly rent payment, and when to pay rent, as well as identifying information about the property owners, tenants, and actual location. Depending on the type of rental unit, the leasing contract also might have tenant and landlord responsibilities, as well as the option to automatically renew and other required data based on the governing law. Do lease agreements vary by state? If you plan to start a real estate small business where you rent a property, you want to understand leasing requirements in your state before your prospective tenant starts paying rent. There are variable lease agreements by state, and it’s important to know your local requirements before printing your own lease agreement. Some states more vigorously protect rental property tenants, while others might have specific requirements for a tenant’s security deposit and returned checks. Image: Envato Elements This article, "Printable Lease Agreement Options" was first published on Small Business Trends View the full article

Planning to rent some property? Mastering all the legalities of leasing rental property can be overwhelming. How do you account for all potential scenarios and risks? A lease agreement is a binding contract between a landlord and a tenant that defines all the terms of a rental, and any property owner can purchase an inexpensive lease agreement printable to simplify the leasing process. The Benefits of a Printable Lease Agreement Regardless of whether the leased property is a house, office, room, or car, utilizing a printable lease agreement offers numerous advantages. Lease agreement templates are not only very affordable, typically priced at $3 or less, but they also provide a convenient option for busy small business owners, property managers, or real estate agents. Because most of the printable lease agreement template options are editable, it’s easy to customize the same rental contract for multiple tenants. Likewise, a printable lease agreement can be a legally binding contract once you get the lease signed, so it protects the interests of both the tenant and the landlord. Residential Lease Agreement vs. a Commercial Lease Agreement Is there a difference between a residential lease agreement and a commercial lease agreement? Most obviously, a residential lease agreement is made to contract the rental of a home, while commercial agreements dictate the terms of renting an office, store, warehouse, or other commercial property. A residential lease agreement typically defines the tenant’s rights for daily living, while a commercial lease agreement will be more complex and focus on tenant restrictions and terms under which the property can be used. Residential leases also often provide the tenant with legal protections that don’t apply to commercial rental contracts. Both typically define who is responsible for various maintenance and repairs, as well as lease terms like security deposits and commitment periods. Lease Agreements You Can Print and Use Today Are you a small business owner with a rental property, and you need to simplify the leasing process? You can choose from a plethora of lease agreement template options offered by a variety of websites, including Etsy. In fact, printable lease agreements are available for practically any type of rental scenario, from rooms and homes to office space and even automobiles. Simple Lease Agreement This straightforward, one-page lease agreement template is ideal for residential rentals. The editable digital download outlines essential terms, including the property description and lease term. It includes both a one-page version and a two-page template, along with a guide to the lease contract, all of which can be completed in just 5 minutes. Standard Lease Agreement While a simple lease agreement might suffice for more basic rental arrangements, other contracts require standard lease agreements. Standard agreements, such as this example of a standard residential lease template, include information such as the names and contact details of the lessee and lessor, the property address, terms of the lease, rental rates, and security deposit details. Short-Term Rental Lease Agreement Certain lease agreements, particularly those for vacation rentals, are designed for a brief, predetermined duration. You can locate a rental lease agreement template online, such as this one, which you can customize for your vacation rental agreement or any other short-term lease. Editable Lease Agreement An editable lease contract, such as this one, can be easily downloaded and tailored for any residential property, landlord, and tenant. The lease agreement is pre-prepared, allowing small business owners to simply input their personal information and obtain the necessary signatures. Easy Lease Agreement Are you searching for a simple lease agreement that you can edit in Microsoft Word? This editable vacation rental agreement provides a legal framework for outlining the terms of a short-term lease. The 6-page landlord contract is user-friendly and easy to format. Residential Lease Agreement There is a wide selection of printable residential lease agreements that you can download from Etsy and various other online platforms. This residential rental agreement is an editable Word template that spans four pages and contains all the typical sections found in a lease agreement. Sublease Agreement Printable lease agreement templates are also available for those subletting a property or renting a room. Sublease rental agreements like this one can help to establish house rules and expectations for co-living with housemates on a short- or long-term basis. Printable Eviction Notice An unfortunate aspect of a small business leasing property is evicting tenants. Printable eviction notice templates like this one can help alleviate the hassle of removing occupants from a property. The single digital download can be used for unlimited prints and emails. Office Lease Agreement A commercial lease agreement helps determine if a tenant violates the terms or makes another lease violation. Printable lease agreement templates like this one help out small business owners who are renting out office space or other commercial buildings. Lease Agreement Templates Residential lease agreements help protect a landlord’s interests and help prevent misunderstandings that could lead to litigation. Printable lease agreement templates like these digital downloads make the leasing process easier for busy small business owners. Editable Car Lease Agreement Template Residential and commercial properties are not the only options available for leasing. Printable templates for a vehicle rental agreement are also accessible. This editable car rental contract outlines the terms for temporarily renting a vehicle for a fee. READ MORE: Leasing a Car for Business? 5 Reasons to Pick the One You Really Want PDF Month-to-Month or Periodic Lease Agreement This month-to-month lease agreement is available in a bilingual format, displaying English and Spanish side by side. It is a detailed 11-page PDF that includes a standard residential lease agreement, designed for month-to-month or periodic rental terms. Commercial Lease Agreement Looking for a commercial leasing contract between a landlord and a tenant? Consider this simple commercial lease agreement template to help simplify the leasing process. The one-page document is available in both PDF and Word file formats. Printable House Lease A residential lease agreement must contain essential information such as contact details, rights and responsibilities, and the monthly rent amount. This printable lease agreement template assists real estate professionals and property managers in transitioning from the rental application process to the collection of tenant rents. FAQs What is the difference between a lease and a rental agreement? While there are many similarities between a lease agreement and a rental contract, the primary difference lies in the length of the legally binding document. A lease agreement typically covers a long-term contract that covers a fixed period of time, such as a year. Meanwhile, a rental agreement usually pertains to a short-term contract, such as 30 days or a month-to-month house rental agreement. Can Etsy sellers customize forms and templates? Some Etsy sellers who offer printable documents can customize their forms and templates. Certain Etsy sellers will personalize their handmade products like forms to suit specific business needs. Customers can request to add their logos, business information and more. Likewise, many printable lease agreements are editable, and similar details can be added using a computer. What is typically included in a rental lease agreement? While the details of any rental lease agreement can vary, some information is common to practically any of these important legal contracts. Most lease agreements will include details like the lease period, the monthly rent payment, and when to pay rent, as well as identifying information about the property owners, tenants, and actual location. Depending on the type of rental unit, the leasing contract also might have tenant and landlord responsibilities, as well as the option to automatically renew and other required data based on the governing law. Do lease agreements vary by state? If you plan to start a real estate small business where you rent a property, you want to understand leasing requirements in your state before your prospective tenant starts paying rent. There are variable lease agreements by state, and it’s important to know your local requirements before printing your own lease agreement. Some states more vigorously protect rental property tenants, while others might have specific requirements for a tenant’s security deposit and returned checks. Image: Envato Elements This article, "Printable Lease Agreement Options" was first published on Small Business Trends View the full article

For years, it’s been the commonly held belief that small businesses are the backbone of the U.S. economy. Has that changed? If so, what’s changing it or what’s threatening to make that commonly held belief to maybe not as true as it once was? This week, our expert panel from Small Biz Breakdown share their thoughts on the idea that small businesses are still the backbone of the U.S. economy. Check out their thoughts on that and so much more in this week’s episode of Small Biz Breakdown … Small Business News Roundup – February 16, 2025 Wildfires in Los Angeles Disrupt Employment and Pay, ADP Data Shows The Palisades and Eaton fires that swept through Los Angeles in January caused significant disruptions to the local labor market, with payroll data from ADP showing a sharp decline in paychecks issued and hours worked. Although the fires directly affected a small portion of Los Angeles County’s total employment, their economic impact extended well beyond the burn zones. Xero Reports Positive Sales Growth for US Small Businesses, Shorter Payment Delays Small businesses in the US saw improved performance in the September 2024 quarter, marking the first positive sales growth since late 2022, according to new data from Xero. The findings, part of Xero Small Business Insights (XSBI), also show a reduction in late payments and shorter average payment times, signaling a more stable financial environment for small businesses. Pennsylvania Attorney General Warns of Rising PayPal Invoice Scam Pennsylvania Attorney General Dave Sunday has issued an advisory urging consumers to be cautious of a growing cyber scam involving fraudulent invoices sent through PayPal. The scam targets email users by sending repeated payment requests that appear urgent, often including a toll-free number directing victims to a scammer posing as customer support. Zelle Surpasses $1 Trillion in Payments, Sets New Record in 2024 Zelle processed over $1 trillion in transactions in 2024, marking the highest amount ever sent through a person-to-person payment service in a single year. The platform also saw significant growth in transaction volume and user enrollment, reinforcing its role as a major financial tool for consumers and small businesses. Jobber Report Signals Home Service Industry Growth Amid Housing Recovery and Digital Payment Surge The home service industry is poised for growth in 2025, fueled by a recovering housing market, increasing consumer confidence, and record-high adoption of digital payments, according to Jobber’s latest Home Service Economic Report: 2024 Review and 2025 Outlook. Google Drive Tops List of Most Used Google Productivity Apps in the U.S. A new study by Xodo has identified Google Drive as the most widely used Google productivity tool in the United States, ranking ahead of Gmail, Google Docs, and Google Slides. The study, which analyzed monthly active users and global search volume, also found that New York, Massachusetts, and Rhode Island lead the country in Google app usage. Mirage Digital Unlocks Million-Dollar Revenue Streams for Content Creators Through Syndication Mirage Digital LLC, a digital content studio founded by entrepreneur Griffin Haddrill and partners John Littell and Robin Bigge, has introduced a new content monetization model that has generated over a million dollars for its roster of more than 300 creators. HP Expands AI-Powered Product Line with New EliteBook and Z Series Workstations HP recently unveiled a new lineup of AI-powered business PCs and workstations designed to enhance productivity and streamline high-performance workflows. The latest devices, including the HP EliteBook Ultra G1i, HP ZBook Ultra G1a, and HP Z2 Mini G1a, integrate advanced AI capabilities aimed at professionals across industries. ASUS Unveils Cobble SSD Enclosure with High-Speed USB-C and Rugged Design ASUS has introduced the Cobble SSD enclosure, a high-speed, durable external storage solution designed for gamers, professionals, and content creators. Featuring a USB-C 3.2 Gen 2×1 interface with transfer speeds up to 10Gbps, support for M.2 NVMe PCIe and SATA SSDs, and an IP55-rated water- and dust-resistant chassis, ASUS Cobble delivers both performance and protection. Snap Unveils AI Text-to-Image Model Optimized for Mobile Devices Snap has developed an advanced AI diffusion model capable of generating high-resolution images on mobile devices in seconds, marking a significant leap in mobile-first artificial intelligence. The compact and efficient model is expected to power several new Snapchat features in the coming months. Is Employment Dead for Small Businesses? Since COVID 19, we have seen a drastic redefinition of how people define work and employment in small business– and a new desire on how they want to make a living differently. As my guest on The Small Business Radio Show says in the title of his book – Is employment dead? Josh Drean is co-founder of the Work3 Institute. eBay Completes Acquisition of Caramel, Expanding Digital Vehicle Transaction eBay Inc. (Nasdaq: EBAY) has finalized its acquisition of Caramel, an online automotive transaction platform, strengthening its position in the digital vehicle marketplace. The deal, originally announced in January, aims to streamline vehicle sales by integrating Caramel’s end-to-end transaction technology into eBay Motors. Gas Prices Rise Amid Tariff Concerns, National Average Reaches $3.13 Gas prices in the U.S. have increased slightly, with the national average for a gallon of gasoline rising by two cents to $3.13, according to AAA. The increase comes amid concerns over potential tariffs, despite fluctuations in supply and demand. Meanwhile, the national average for public electric vehicle (EV) charging remains unchanged at 34 cents per kilowatt hour. This article, "Weekly RoundUp – February 13, 2025" was first published on Small Business Trends View the full article

For years, it’s been the commonly held belief that small businesses are the backbone of the U.S. economy. Has that changed? If so, what’s changing it or what’s threatening to make that commonly held belief to maybe not as true as it once was? This week, our expert panel from Small Biz Breakdown share their thoughts on the idea that small businesses are still the backbone of the U.S. economy. Check out their thoughts on that and so much more in this week’s episode of Small Biz Breakdown … Small Business News Roundup – February 16, 2025 Wildfires in Los Angeles Disrupt Employment and Pay, ADP Data Shows The Palisades and Eaton fires that swept through Los Angeles in January caused significant disruptions to the local labor market, with payroll data from ADP showing a sharp decline in paychecks issued and hours worked. Although the fires directly affected a small portion of Los Angeles County’s total employment, their economic impact extended well beyond the burn zones. Xero Reports Positive Sales Growth for US Small Businesses, Shorter Payment Delays Small businesses in the US saw improved performance in the September 2024 quarter, marking the first positive sales growth since late 2022, according to new data from Xero. The findings, part of Xero Small Business Insights (XSBI), also show a reduction in late payments and shorter average payment times, signaling a more stable financial environment for small businesses. Pennsylvania Attorney General Warns of Rising PayPal Invoice Scam Pennsylvania Attorney General Dave Sunday has issued an advisory urging consumers to be cautious of a growing cyber scam involving fraudulent invoices sent through PayPal. The scam targets email users by sending repeated payment requests that appear urgent, often including a toll-free number directing victims to a scammer posing as customer support. Zelle Surpasses $1 Trillion in Payments, Sets New Record in 2024 Zelle processed over $1 trillion in transactions in 2024, marking the highest amount ever sent through a person-to-person payment service in a single year. The platform also saw significant growth in transaction volume and user enrollment, reinforcing its role as a major financial tool for consumers and small businesses. Jobber Report Signals Home Service Industry Growth Amid Housing Recovery and Digital Payment Surge The home service industry is poised for growth in 2025, fueled by a recovering housing market, increasing consumer confidence, and record-high adoption of digital payments, according to Jobber’s latest Home Service Economic Report: 2024 Review and 2025 Outlook. Google Drive Tops List of Most Used Google Productivity Apps in the U.S. A new study by Xodo has identified Google Drive as the most widely used Google productivity tool in the United States, ranking ahead of Gmail, Google Docs, and Google Slides. The study, which analyzed monthly active users and global search volume, also found that New York, Massachusetts, and Rhode Island lead the country in Google app usage. Mirage Digital Unlocks Million-Dollar Revenue Streams for Content Creators Through Syndication Mirage Digital LLC, a digital content studio founded by entrepreneur Griffin Haddrill and partners John Littell and Robin Bigge, has introduced a new content monetization model that has generated over a million dollars for its roster of more than 300 creators. HP Expands AI-Powered Product Line with New EliteBook and Z Series Workstations HP recently unveiled a new lineup of AI-powered business PCs and workstations designed to enhance productivity and streamline high-performance workflows. The latest devices, including the HP EliteBook Ultra G1i, HP ZBook Ultra G1a, and HP Z2 Mini G1a, integrate advanced AI capabilities aimed at professionals across industries. ASUS Unveils Cobble SSD Enclosure with High-Speed USB-C and Rugged Design ASUS has introduced the Cobble SSD enclosure, a high-speed, durable external storage solution designed for gamers, professionals, and content creators. Featuring a USB-C 3.2 Gen 2×1 interface with transfer speeds up to 10Gbps, support for M.2 NVMe PCIe and SATA SSDs, and an IP55-rated water- and dust-resistant chassis, ASUS Cobble delivers both performance and protection. Snap Unveils AI Text-to-Image Model Optimized for Mobile Devices Snap has developed an advanced AI diffusion model capable of generating high-resolution images on mobile devices in seconds, marking a significant leap in mobile-first artificial intelligence. The compact and efficient model is expected to power several new Snapchat features in the coming months. Is Employment Dead for Small Businesses? Since COVID 19, we have seen a drastic redefinition of how people define work and employment in small business– and a new desire on how they want to make a living differently. As my guest on The Small Business Radio Show says in the title of his book – Is employment dead? Josh Drean is co-founder of the Work3 Institute. eBay Completes Acquisition of Caramel, Expanding Digital Vehicle Transaction eBay Inc. (Nasdaq: EBAY) has finalized its acquisition of Caramel, an online automotive transaction platform, strengthening its position in the digital vehicle marketplace. The deal, originally announced in January, aims to streamline vehicle sales by integrating Caramel’s end-to-end transaction technology into eBay Motors. Gas Prices Rise Amid Tariff Concerns, National Average Reaches $3.13 Gas prices in the U.S. have increased slightly, with the national average for a gallon of gasoline rising by two cents to $3.13, according to AAA. The increase comes amid concerns over potential tariffs, despite fluctuations in supply and demand. Meanwhile, the national average for public electric vehicle (EV) charging remains unchanged at 34 cents per kilowatt hour. This article, "Weekly RoundUp – February 13, 2025" was first published on Small Business Trends View the full article

Power strips and surge protectors have become an integral part of our lives, often more so than we realize. Power strips can make all the difference for small businesses, ensuring that all the essential devices are powered up and functioning seamlessly. This guide will take you through the world of power strips, surge protectors, smart power strips, and USB power strips, providing you with all the information you need to make an informed decision. Understanding Power Strips and Surge Protectors What is a Power Strip? A power strip, sometimes known as an extension block, is a block of electrical sockets attached to the end of a flexible cable (power cord) that plugs into an electrical receptacle. Power strips offer a practical solution when you need to plug several devices into a single wall outlet. They are typically equipped with a power switch and offer anywhere from two to twelve outlets, making them an ideal choice for running multiple devices simultaneously. What is a Surge Protector Power Strip? A surge protector power strip, as the name suggests, is a power strip that offers surge protection. Power surges, or sudden spikes in voltage, can potentially damage or destroy electronic devices. The surge protector within these power strips detects such spikes in electricity and redirects the excess energy into the grounding wire, protecting the connected devices. Power Strips and Surge Protectors: A Closer Look Understanding the mechanics and uses of power strips and surge protectors can greatly impact the way you manage your electronic devices, especially in a business or work environment. Efficiency, safety, and durability of your devices can all be significantly enhanced by the judicious use of these handy tools. Power Strips: Maximizing Output Power strips are an effective solution for increasing the number of devices that can be connected to a single wall outlet. In environments where multiple devices are necessary, such as offices with computers, printers, desk lamps, and coffee makers, power strips become essential. Here are some important features to keep in mind: – Multiple Outlets: Power strips typically come with 2-12 outlets, allowing multiple devices to be used at once. – Flexibility: The accompanying power cord makes it adaptable to various distances and angles. – On/Off Switch: This allows for energy conservation when the devices are not in use. Surge Protectors: Ensuring Safety Surge protector power strips provide an important benefit by safeguarding your devices from voltage spikes. They are essential in locations that are susceptible to lightning strikes or power surges, helping to protect the valuable electronic assets of your business. Spike Detection: These power strips can sense sudden voltage increases. Surge Diversion: Excess energy is redirected into the grounding wire, ensuring device safety. Joule Rating: Higher ratings mean the device can absorb more energy before failing. A higher rating is particularly crucial for expensive equipment. The Choice Between Power Strips and Surge Protectors While power strips offer an efficient way to run multiple devices, surge protectors provide an extra layer of security against electrical damage. For businesses, this could translate to significant cost savings in device replacement and repair. Understanding the difference between these two can thus play a pivotal role in maintaining a smooth and safe working environment. Power Strips: Our Recommendations for Small Businesses Choosing the right power strips for small businesses involves considering safety, functionality, and durability. Here’s how we’ve rated the criteria for selecting power strips, with each factor scaled from 1 to 5 based on its importance: Surge Protection (5/5): Essential for safeguarding electronic devices against voltage spikes, which is crucial in a business setting. Number of Outlets (4/5): Having sufficient outlets to satisfy the power requirements of the business is essential for effective operation. Cord Length and Flexibility (4/5): The length should be sufficient to reach from power sources to devices, offering flexibility in arrangement. Durability and Build Quality (4/5): Sturdy construction is important for handling frequent use and ensuring longevity. Safety Features (5/5): Features like overload protection and fire-resistant materials are critical for preventing accidents. USB Ports (3/5): Having USB ports is beneficial for charging mobile devices and adds to the versatility of the power strip. Energy Efficiency (3/5): Energy-saving features can help reduce electricity costs and are environmentally friendly. Mounting Options (2/5): The ability to mount the power strip can be convenient for certain setups, though it’s not a primary concern. Aesthetic Design (1/5): While less crucial, a design that fits well with the business environment is a bonus. Price (3/5): Affordability is important but should not compromise critical aspects like surge protection and safety features. Now, browse our top picks below: Belkin Circular Surge Protector with USB Ports The Belkin Circular Surge Protector offers a seamless blend of power and protection. It’s not just a power strip but a comprehensive energy management tool designed to keep your work devices safe while ensuring they’re always ready to perform. Whether you’re running a meeting, working on a crucial project, or setting up your entertainment center, this surge protector has you covered. Its 1080-joule energy rating ensures effective surge protection, shielding your computers, peripherals, and other vital equipment from the unpredictability of power surges. Key Features: 4 AC outlets, surge-protected to safeguard your devices 8 fast-charging USB-A ports for high-speed charging of mobile devices Heavy-duty 6ft flat plug extension cord for convenient placement LED safety indicator lights for peace of mind while charging Spacious outlet design to accommodate large plugs and charging bricks Belkin Circular Surge Protector with USB Ports Buy on Amazon Kasa Smart Plug Power Strip This smart power strip is an essential tool for managing your office’s energy usage and ensuring the longevity of your equipment, all while providing you with unprecedented control over each connected device. This power strip offers more than just power outlets; it is a hub for your connected devices. With six smart outlets and three built-in USB ports, you can power multiple devices and charge your electronics simultaneously. But what truly sets this power strip apart is its capacity for individual control over each outlet, allowing you to manage your devices as you see fit. Key Features: 6 smart outlets for individual control of connected devices 3 built-in USB ports for convenient device charging ETL-certified surge protection to shield your devices from sudden power surges Energy monitoring feature to track and manage power consumption Remote control capability via the Kasa Smart app Voice command compatibility with Alexa, Google Assistant, and Microsoft Cortana Kasa Smart Plug Power Strip Buy on Amazon SMALLRT Power Tower Desktop Charging Station The SMALLRT Power Strip Surge Protector is an affordable power solution for multipurpose usage. With 12 AC outlets and 4 USB ports, including 1 USB-C, this power strip tower caters to a variety of devices. It supports a wide voltage range of 110V-250V and features a 10A heavy-duty extension cord rated at 2500W. The design of this power strip is vertical, which proves to be more efficient than traditional horizontal strips, particularly when dealing with large power supplies. Key Features: 12 AC outlets and 4 USB ports (including 1 USB-C) Supports a wide voltage range of 110V-250V 10A heavy-duty extension cord rated at 2500W Vertical design for better accommodation of large power supplies Offers multiple safety protections, including surge, overload, and short-circuit protection Features 4 separated switches for easier control of multiple electronics Comes with a worry-free 12-month warranty and lifetime technology support. SMALLRT Power Tower Desktop Charging Station Buy on Amazon One Beat Power Strip with 5 ft. Extension Cord The One Beat Desktop Power Strip is an essential power companion for small businesses. It’s compact yet mighty, offering the right mix of AC outlets and USB ports to power everything from your computer to mobile devices. Engineered to work with a wide voltage range, it’s a perfect fit for offices, home setups, and even for travel purposes, including cruise ship cabins. Key Features: 3 AC outlets supporting a total of 1625W/13A for powering appliances 3 USB-A ports (5V/2.4A each) and 1 USB-C port (5V/3A) for fast charging of mobile devices 5ft long, 14AWG braided extension cord for flexibility and durability Right-angle flat plug for a low-profile connection that doesn’t obstruct other outlets Designed without surge protection for use in environments like cruise ships where surge protection is not allowed Robust safety features, including over-current, over-charge, and short-circuit protection One Beat Power Strip with 5 ft. Extension Cord Buy on Amazon Kensington Guardian 6 Outlet Premium Surge Protector Featuring six outlets, this surge protector offers ample space to easily accommodate adapter-style plugs, allowing you to connect multiple devices simultaneously. The standout feature is the extra-long 15-foot power cord, providing the flexibility to position the surge protector where it’s needed most in your workspace. Key Features: 540 joules of surge protection to safeguard your equipment An extra-long 15-foot power cord for flexible positioning Space to accommodate up to six adapter-style plugs comfortably Indicator light for monitoring the surge protector’s function UL and CSA certifications for ensured reliability Kensington Guardian 6 Outlet Premium Surge Protector Buy on Amazon Amazon Basics Smart Plug Power Strip Designed to work seamlessly with Alexa, this smart power strip provides power to your devices and brings voice control to your home. This is not your traditional power strip – it’s an upgrade to a smarter, more convenient lifestyle. The power strip offers three individually controlled outlets and two always-on USB ports, providing diverse power options for your devices. You can control each outlet individually through voice commands or remotely via the Alexa app or group devices together for combined control. Key Features: Works with Alexa for voice control Control devices from anywhere using the Alexa app Schedule appliances to turn on and off automatically Includes three independently controllable outlets and two always-on USB ports Surge protection to keep your devices safe from power surges Easy setup with no need for a separate hub Amazon Basics Smart Plug Power Strip Buy on Amazon Belkin Power Strip Surge Protector The Belkin Power Strip Surge Protector provides a comprehensive solution for powering multiple devices. Its compact design accommodates 12 AC outlets, making it a versatile charging station for organizing your workspace. The surge protector also features integrated protection for telephone or fax lines and coaxial cable protection for safeguarding cable box and satellite connections. Key Features: 12 AC outlets for powering multiple devices simultaneously Integrated 1-in-2-out RJ11 telephone or fax protection Coaxial cable protection for cable box and satellite connections 3,940 joules of overcurrent and overload protection Compact design with widely spaced outlets for large plugs and charger bricks Durable, 2.4M cord with a 3-prong angle plug convenient for tight spaces Lifetime warranty and Connected Equipment Protection. Belkin Power Strip Surge Protector Buy on Amazon Amazon Basics 6-Outlet Surge Protector Power Strip – Pack of 2 This pack of 2 Amazon Basics 6-Outlet Surge Protectors can power your business with peace of mind, knowing that your devices are safeguarded from potential power surges. Key Features: Pack of 2 power strips, each offering 6 outlets for versatile power access 3-line basic surge protection with a capacity of 200 Joules for enhanced safety 2-foot, 14 AWG power cords for convenient placement and durability LED indicator light to confirm surge protection status AC 15A, 125V, 60Hz, 1875W specifications for robust power delivery Amazon Basics 6-Outlet Surge Protector Power Strip – Pack of 2 Buy on Amazon Anker Power Strip Surge Protector The Anker Power Strip Surge Protector is a comprehensive power solution for all your devices. It features 12 AC outlets, 1 USB-C port, and 2 USB-A ports, ensuring you have all the power you need to run your appliances and mobile devices. The device is designed with a 20W USB-C port that can fast charge an iPhone 13 from 0-53% in just 30 minutes. The power strip’s safety system includes surge protection, fire resistance, overload protection, temperature control, and more. Key Features: 12 AC outlets, 2 USB-A ports, and 1 USB-C port for a variety of devices Fast charging capacity with a 20W USB-C port 8-Point Safety System offering surge protection, fire resistance, overload protection, and temperature control The extra spacing between outlets to accommodate larger plugs Comes with an 18-month warranty, connected equipment warranty, and friendly customer service. Anker Power Strip Surge Protector Buy on Amazon GE 6-Outlet Surge Protector The GE 6-Outlet Surge Protector provides a centralized hub for your electronics. It features a black finish and a 20ft. braided fabric power cord that prevents bends and tangles. The surge protector has a surge protection rating of 840 Joules and includes an integrated circuit breaker with a reset switch and automatic shutdown technology. These features offer ultimate protection from voltage spikes and circuit overloads. The design also includes keyhole slots for easy mounting on a desk, table, or counter. Key Features: 6 grounded AC outlets for powering multiple devices. 20ft. braided fabric power cord that prevents tangles. Surge protection rating of 840 Joules and integrated circuit breaker. Automatic shutdown technology for enhanced protection. Keyhole slots for easy mounting. UL is Listed with a hassle-free, limited-lifetime replacement policy. GE 6-Outlet Surge Protector Buy on Amazon EIGSO USB Outdoor Power Strip The EIGSO USB Outdoor Power Strip surge protector is a versatile weatherproof outdoor or indoor use solution. It includes 6 waterproof outlets and 3 USB ports, allowing you to charge up to 9 devices simultaneously. The AC outlets provide a rated power of 1875W/15A, while the USB ports each deliver 5A/2.4A/12W, sharing a total of 5A/3A/15W power. This surge protector is IPX6 rated, meaning it can withstand rain, water splashes, and even water flow, although it cannot be fully submerged in water. Importantly, it has electric shockproof outlets that only allow power through when a US standard plug is inserted, enhancing safety. Key Features: 6 waterproof outlets and 3 USB ports. IPX6-rated waterproof design. Electric shockproof outlets for added safety. Built-in circuit breaker to automatically shut off during overload. The casing is made of 1382°F heat-retardant ABS+PC material. 16AWG heavy-duty swivel extension cord. Includes a versatile hanging bracket for easy installation. EIGSO USB Outdoor Power Strip Buy on Amazon QINLIANF USB Surge Protector The QINLIANF USB Wall Charger and Surge Protector is a multifunctional device designed for convenience and safety. This device features 5 AC outlet splitters that are designed to secure onto a duplex outlet. The design includes wide spaces between each outlet, larger than standard sockets, making it easier for all kinds of equipment. In addition, it has 4 USB charging ports, including a USB-C port, that offer smart charging technology, automatically detecting your devices and delivering optimal charging speed. Key Features: 5 AC outlets with wide space in between, larger than standard sockets, allowing for various equipment to be plugged in simultaneously. 4 USB charging ports total 4.8 A, and each USB A port features 5V/2.4A Max output. USB C charging port features 5V/3A MAX. Smart charging technology that automatically detects charging devices and delivers optimal charging speed. 3 level complementary Surge Protector Circuit with a minimum 1680J energy absorbing capacity, offering quick and reliable protection for your devices. Groove design on the back makes it flush against the wall, perfect for all Duplex Receptacle Outlets. QINLIANF USB Surge Protector Buy on Amazon VINTAR USB Wall Charger The VINTAR USB Wall Charger and Surge Protector is a multi-function device designed for safety and convenience. This device features 6 AC outlets with wide spacing in between, larger than standard sockets, making it easier to use for various equipment. It also includes 3 USB charging ports, one of which is a USB-C port, offering fast charging capabilities. Key Features: 6 AC outlets with wide space in between for convenient plug-in of various devices. 3 USB charging ports, including one USB-C port. Each USB port features a 2.4A Max output, while the USB-C port offers 3A Max. Surge protection with a minimum energy-absorbing capacity of 900 Joules, ensuring your devices are protected against power surges. Equipped with several safety features, such as overload protection, short-circuit protection, overcurrent protection, over-voltage protection, and overheating protection, this device is also enclosed in a fire-resistant casing for enhanced safety. The device can be secured onto a wall, offering stability and preventing the outlet from falling off the wall. VINTAR USB Wall Charger Buy on Amazon Frequently Asked Questions Can a Power Strip protect my devices from power surges? While power strips can provide multiple outlets for your devices, most power strips do not inherently offer protection against power surges. However, surge protector power strips are designed specifically to protect your devices from sudden spikes in voltage. It’s crucial to check the product’s specifications before making a purchase. What is the lifespan of a typical Surge Protector Power Strip? The lifespan of a surge protector power strip can vary widely, depending on its joule rating and how often it experiences power surges. When the joule rating is depleted, the surge protector will continue to function as a power strip, but it will no longer offer surge protection. Regularly check the LED indicators, if available, to ensure your surge protector is still providing protection. How many devices can I safely plug into a Smart Power Strip? The number of devices you can safely connect to a smart power strip varies based on its design. Certain models provide up to eight outlets along with USB ports. However, it’s crucial to refrain from overloading the power strip to avoid overheating and potential electrical hazards. Are USB Power Strips safe for charging multiple devices simultaneously? Yes, USB power strips are designed to charge multiple devices simultaneously. They typically come with two or more USB ports, enabling you to charge several devices at once. However, always check the total power output of the USB ports to ensure they can handle your devices’ combined energy needs. How do I choose the right power strip? Selecting the appropriate power strips requires assessing your individual requirements. Think about the number of outlets you need, the types and quantities of devices you plan to connect, whether surge protection is necessary, and if USB ports would be advantageous. For small businesses, a power strip that features both surge protection and USB ports is commonly a flexible option. Image: Amazon This article, "Power Strips: Best Picks for Your Business" was first published on Small Business Trends View the full article

Power strips and surge protectors have become an integral part of our lives, often more so than we realize. Power strips can make all the difference for small businesses, ensuring that all the essential devices are powered up and functioning seamlessly. This guide will take you through the world of power strips, surge protectors, smart power strips, and USB power strips, providing you with all the information you need to make an informed decision. Understanding Power Strips and Surge Protectors What is a Power Strip? A power strip, sometimes known as an extension block, is a block of electrical sockets attached to the end of a flexible cable (power cord) that plugs into an electrical receptacle. Power strips offer a practical solution when you need to plug several devices into a single wall outlet. They are typically equipped with a power switch and offer anywhere from two to twelve outlets, making them an ideal choice for running multiple devices simultaneously. What is a Surge Protector Power Strip? A surge protector power strip, as the name suggests, is a power strip that offers surge protection. Power surges, or sudden spikes in voltage, can potentially damage or destroy electronic devices. The surge protector within these power strips detects such spikes in electricity and redirects the excess energy into the grounding wire, protecting the connected devices. Power Strips and Surge Protectors: A Closer Look Understanding the mechanics and uses of power strips and surge protectors can greatly impact the way you manage your electronic devices, especially in a business or work environment. Efficiency, safety, and durability of your devices can all be significantly enhanced by the judicious use of these handy tools. Power Strips: Maximizing Output Power strips are an effective solution for increasing the number of devices that can be connected to a single wall outlet. In environments where multiple devices are necessary, such as offices with computers, printers, desk lamps, and coffee makers, power strips become essential. Here are some important features to keep in mind: – Multiple Outlets: Power strips typically come with 2-12 outlets, allowing multiple devices to be used at once. – Flexibility: The accompanying power cord makes it adaptable to various distances and angles. – On/Off Switch: This allows for energy conservation when the devices are not in use. Surge Protectors: Ensuring Safety Surge protector power strips provide an important benefit by safeguarding your devices from voltage spikes. They are essential in locations that are susceptible to lightning strikes or power surges, helping to protect the valuable electronic assets of your business. Spike Detection: These power strips can sense sudden voltage increases. Surge Diversion: Excess energy is redirected into the grounding wire, ensuring device safety. Joule Rating: Higher ratings mean the device can absorb more energy before failing. A higher rating is particularly crucial for expensive equipment. The Choice Between Power Strips and Surge Protectors While power strips offer an efficient way to run multiple devices, surge protectors provide an extra layer of security against electrical damage. For businesses, this could translate to significant cost savings in device replacement and repair. Understanding the difference between these two can thus play a pivotal role in maintaining a smooth and safe working environment. Power Strips: Our Recommendations for Small Businesses Choosing the right power strips for small businesses involves considering safety, functionality, and durability. Here’s how we’ve rated the criteria for selecting power strips, with each factor scaled from 1 to 5 based on its importance: Surge Protection (5/5): Essential for safeguarding electronic devices against voltage spikes, which is crucial in a business setting. Number of Outlets (4/5): Having sufficient outlets to satisfy the power requirements of the business is essential for effective operation. Cord Length and Flexibility (4/5): The length should be sufficient to reach from power sources to devices, offering flexibility in arrangement. Durability and Build Quality (4/5): Sturdy construction is important for handling frequent use and ensuring longevity. Safety Features (5/5): Features like overload protection and fire-resistant materials are critical for preventing accidents. USB Ports (3/5): Having USB ports is beneficial for charging mobile devices and adds to the versatility of the power strip. Energy Efficiency (3/5): Energy-saving features can help reduce electricity costs and are environmentally friendly. Mounting Options (2/5): The ability to mount the power strip can be convenient for certain setups, though it’s not a primary concern. Aesthetic Design (1/5): While less crucial, a design that fits well with the business environment is a bonus. Price (3/5): Affordability is important but should not compromise critical aspects like surge protection and safety features. Now, browse our top picks below: Belkin Circular Surge Protector with USB Ports The Belkin Circular Surge Protector offers a seamless blend of power and protection. It’s not just a power strip but a comprehensive energy management tool designed to keep your work devices safe while ensuring they’re always ready to perform. Whether you’re running a meeting, working on a crucial project, or setting up your entertainment center, this surge protector has you covered. Its 1080-joule energy rating ensures effective surge protection, shielding your computers, peripherals, and other vital equipment from the unpredictability of power surges. Key Features: 4 AC outlets, surge-protected to safeguard your devices 8 fast-charging USB-A ports for high-speed charging of mobile devices Heavy-duty 6ft flat plug extension cord for convenient placement LED safety indicator lights for peace of mind while charging Spacious outlet design to accommodate large plugs and charging bricks Belkin Circular Surge Protector with USB Ports Buy on Amazon Kasa Smart Plug Power Strip This smart power strip is an essential tool for managing your office’s energy usage and ensuring the longevity of your equipment, all while providing you with unprecedented control over each connected device. This power strip offers more than just power outlets; it is a hub for your connected devices. With six smart outlets and three built-in USB ports, you can power multiple devices and charge your electronics simultaneously. But what truly sets this power strip apart is its capacity for individual control over each outlet, allowing you to manage your devices as you see fit. Key Features: 6 smart outlets for individual control of connected devices 3 built-in USB ports for convenient device charging ETL-certified surge protection to shield your devices from sudden power surges Energy monitoring feature to track and manage power consumption Remote control capability via the Kasa Smart app Voice command compatibility with Alexa, Google Assistant, and Microsoft Cortana Kasa Smart Plug Power Strip Buy on Amazon SMALLRT Power Tower Desktop Charging Station The SMALLRT Power Strip Surge Protector is an affordable power solution for multipurpose usage. With 12 AC outlets and 4 USB ports, including 1 USB-C, this power strip tower caters to a variety of devices. It supports a wide voltage range of 110V-250V and features a 10A heavy-duty extension cord rated at 2500W. The design of this power strip is vertical, which proves to be more efficient than traditional horizontal strips, particularly when dealing with large power supplies. Key Features: 12 AC outlets and 4 USB ports (including 1 USB-C) Supports a wide voltage range of 110V-250V 10A heavy-duty extension cord rated at 2500W Vertical design for better accommodation of large power supplies Offers multiple safety protections, including surge, overload, and short-circuit protection Features 4 separated switches for easier control of multiple electronics Comes with a worry-free 12-month warranty and lifetime technology support. SMALLRT Power Tower Desktop Charging Station Buy on Amazon One Beat Power Strip with 5 ft. Extension Cord The One Beat Desktop Power Strip is an essential power companion for small businesses. It’s compact yet mighty, offering the right mix of AC outlets and USB ports to power everything from your computer to mobile devices. Engineered to work with a wide voltage range, it’s a perfect fit for offices, home setups, and even for travel purposes, including cruise ship cabins. Key Features: 3 AC outlets supporting a total of 1625W/13A for powering appliances 3 USB-A ports (5V/2.4A each) and 1 USB-C port (5V/3A) for fast charging of mobile devices 5ft long, 14AWG braided extension cord for flexibility and durability Right-angle flat plug for a low-profile connection that doesn’t obstruct other outlets Designed without surge protection for use in environments like cruise ships where surge protection is not allowed Robust safety features, including over-current, over-charge, and short-circuit protection One Beat Power Strip with 5 ft. Extension Cord Buy on Amazon Kensington Guardian 6 Outlet Premium Surge Protector Featuring six outlets, this surge protector offers ample space to easily accommodate adapter-style plugs, allowing you to connect multiple devices simultaneously. The standout feature is the extra-long 15-foot power cord, providing the flexibility to position the surge protector where it’s needed most in your workspace. Key Features: 540 joules of surge protection to safeguard your equipment An extra-long 15-foot power cord for flexible positioning Space to accommodate up to six adapter-style plugs comfortably Indicator light for monitoring the surge protector’s function UL and CSA certifications for ensured reliability Kensington Guardian 6 Outlet Premium Surge Protector Buy on Amazon Amazon Basics Smart Plug Power Strip Designed to work seamlessly with Alexa, this smart power strip provides power to your devices and brings voice control to your home. This is not your traditional power strip – it’s an upgrade to a smarter, more convenient lifestyle. The power strip offers three individually controlled outlets and two always-on USB ports, providing diverse power options for your devices. You can control each outlet individually through voice commands or remotely via the Alexa app or group devices together for combined control. Key Features: Works with Alexa for voice control Control devices from anywhere using the Alexa app Schedule appliances to turn on and off automatically Includes three independently controllable outlets and two always-on USB ports Surge protection to keep your devices safe from power surges Easy setup with no need for a separate hub Amazon Basics Smart Plug Power Strip Buy on Amazon Belkin Power Strip Surge Protector The Belkin Power Strip Surge Protector provides a comprehensive solution for powering multiple devices. Its compact design accommodates 12 AC outlets, making it a versatile charging station for organizing your workspace. The surge protector also features integrated protection for telephone or fax lines and coaxial cable protection for safeguarding cable box and satellite connections. Key Features: 12 AC outlets for powering multiple devices simultaneously Integrated 1-in-2-out RJ11 telephone or fax protection Coaxial cable protection for cable box and satellite connections 3,940 joules of overcurrent and overload protection Compact design with widely spaced outlets for large plugs and charger bricks Durable, 2.4M cord with a 3-prong angle plug convenient for tight spaces Lifetime warranty and Connected Equipment Protection. Belkin Power Strip Surge Protector Buy on Amazon Amazon Basics 6-Outlet Surge Protector Power Strip – Pack of 2 This pack of 2 Amazon Basics 6-Outlet Surge Protectors can power your business with peace of mind, knowing that your devices are safeguarded from potential power surges. Key Features: Pack of 2 power strips, each offering 6 outlets for versatile power access 3-line basic surge protection with a capacity of 200 Joules for enhanced safety 2-foot, 14 AWG power cords for convenient placement and durability LED indicator light to confirm surge protection status AC 15A, 125V, 60Hz, 1875W specifications for robust power delivery Amazon Basics 6-Outlet Surge Protector Power Strip – Pack of 2 Buy on Amazon Anker Power Strip Surge Protector The Anker Power Strip Surge Protector is a comprehensive power solution for all your devices. It features 12 AC outlets, 1 USB-C port, and 2 USB-A ports, ensuring you have all the power you need to run your appliances and mobile devices. The device is designed with a 20W USB-C port that can fast charge an iPhone 13 from 0-53% in just 30 minutes. The power strip’s safety system includes surge protection, fire resistance, overload protection, temperature control, and more. Key Features: 12 AC outlets, 2 USB-A ports, and 1 USB-C port for a variety of devices Fast charging capacity with a 20W USB-C port 8-Point Safety System offering surge protection, fire resistance, overload protection, and temperature control The extra spacing between outlets to accommodate larger plugs Comes with an 18-month warranty, connected equipment warranty, and friendly customer service. Anker Power Strip Surge Protector Buy on Amazon GE 6-Outlet Surge Protector The GE 6-Outlet Surge Protector provides a centralized hub for your electronics. It features a black finish and a 20ft. braided fabric power cord that prevents bends and tangles. The surge protector has a surge protection rating of 840 Joules and includes an integrated circuit breaker with a reset switch and automatic shutdown technology. These features offer ultimate protection from voltage spikes and circuit overloads. The design also includes keyhole slots for easy mounting on a desk, table, or counter. Key Features: 6 grounded AC outlets for powering multiple devices. 20ft. braided fabric power cord that prevents tangles. Surge protection rating of 840 Joules and integrated circuit breaker. Automatic shutdown technology for enhanced protection. Keyhole slots for easy mounting. UL is Listed with a hassle-free, limited-lifetime replacement policy. GE 6-Outlet Surge Protector Buy on Amazon EIGSO USB Outdoor Power Strip The EIGSO USB Outdoor Power Strip surge protector is a versatile weatherproof outdoor or indoor use solution. It includes 6 waterproof outlets and 3 USB ports, allowing you to charge up to 9 devices simultaneously. The AC outlets provide a rated power of 1875W/15A, while the USB ports each deliver 5A/2.4A/12W, sharing a total of 5A/3A/15W power. This surge protector is IPX6 rated, meaning it can withstand rain, water splashes, and even water flow, although it cannot be fully submerged in water. Importantly, it has electric shockproof outlets that only allow power through when a US standard plug is inserted, enhancing safety. Key Features: 6 waterproof outlets and 3 USB ports. IPX6-rated waterproof design. Electric shockproof outlets for added safety. Built-in circuit breaker to automatically shut off during overload. The casing is made of 1382°F heat-retardant ABS+PC material. 16AWG heavy-duty swivel extension cord. Includes a versatile hanging bracket for easy installation. EIGSO USB Outdoor Power Strip Buy on Amazon QINLIANF USB Surge Protector The QINLIANF USB Wall Charger and Surge Protector is a multifunctional device designed for convenience and safety. This device features 5 AC outlet splitters that are designed to secure onto a duplex outlet. The design includes wide spaces between each outlet, larger than standard sockets, making it easier for all kinds of equipment. In addition, it has 4 USB charging ports, including a USB-C port, that offer smart charging technology, automatically detecting your devices and delivering optimal charging speed. Key Features: 5 AC outlets with wide space in between, larger than standard sockets, allowing for various equipment to be plugged in simultaneously. 4 USB charging ports total 4.8 A, and each USB A port features 5V/2.4A Max output. USB C charging port features 5V/3A MAX. Smart charging technology that automatically detects charging devices and delivers optimal charging speed. 3 level complementary Surge Protector Circuit with a minimum 1680J energy absorbing capacity, offering quick and reliable protection for your devices. Groove design on the back makes it flush against the wall, perfect for all Duplex Receptacle Outlets. QINLIANF USB Surge Protector Buy on Amazon VINTAR USB Wall Charger The VINTAR USB Wall Charger and Surge Protector is a multi-function device designed for safety and convenience. This device features 6 AC outlets with wide spacing in between, larger than standard sockets, making it easier to use for various equipment. It also includes 3 USB charging ports, one of which is a USB-C port, offering fast charging capabilities. Key Features: 6 AC outlets with wide space in between for convenient plug-in of various devices. 3 USB charging ports, including one USB-C port. Each USB port features a 2.4A Max output, while the USB-C port offers 3A Max. Surge protection with a minimum energy-absorbing capacity of 900 Joules, ensuring your devices are protected against power surges. Equipped with several safety features, such as overload protection, short-circuit protection, overcurrent protection, over-voltage protection, and overheating protection, this device is also enclosed in a fire-resistant casing for enhanced safety. The device can be secured onto a wall, offering stability and preventing the outlet from falling off the wall. VINTAR USB Wall Charger Buy on Amazon Frequently Asked Questions Can a Power Strip protect my devices from power surges? While power strips can provide multiple outlets for your devices, most power strips do not inherently offer protection against power surges. However, surge protector power strips are designed specifically to protect your devices from sudden spikes in voltage. It’s crucial to check the product’s specifications before making a purchase. What is the lifespan of a typical Surge Protector Power Strip? The lifespan of a surge protector power strip can vary widely, depending on its joule rating and how often it experiences power surges. When the joule rating is depleted, the surge protector will continue to function as a power strip, but it will no longer offer surge protection. Regularly check the LED indicators, if available, to ensure your surge protector is still providing protection. How many devices can I safely plug into a Smart Power Strip? The number of devices you can safely connect to a smart power strip varies based on its design. Certain models provide up to eight outlets along with USB ports. However, it’s crucial to refrain from overloading the power strip to avoid overheating and potential electrical hazards. Are USB Power Strips safe for charging multiple devices simultaneously? Yes, USB power strips are designed to charge multiple devices simultaneously. They typically come with two or more USB ports, enabling you to charge several devices at once. However, always check the total power output of the USB ports to ensure they can handle your devices’ combined energy needs. How do I choose the right power strip? Selecting the appropriate power strips requires assessing your individual requirements. Think about the number of outlets you need, the types and quantities of devices you plan to connect, whether surge protection is necessary, and if USB ports would be advantageous. For small businesses, a power strip that features both surge protection and USB ports is commonly a flexible option. Image: Amazon This article, "Power Strips: Best Picks for Your Business" was first published on Small Business Trends View the full article

The UK needs a strategy to support young people not destined for university facing complex social problemsView the full article

When first starting a business, many entrepreneurs begin using a personal credit card for expenses. It’s the path of least resistance. However, once the business starts to thrive, you will garner tangible benefits from using a good business credit card — i.e., a credit card in your business name that is used strictly for business purposes. Here are the advantages that a business credit card can offer your business to help it grow and be profitable: Expands Your Overall Available Credit Establishes Business Credit History Access to Other Financial Products to Fuel Growth Maintains Separation of Business and Personal Expenses Saves Times through Technology Allows You to Delegate Yet Control Employee Spending Earn Valuable Rewards You Can Use the Way You Want To Building Your Credit Score Enhances Operational Flexibility Credit Card Security Features Protect Your Business Expands Your Overall Available Credit If you have ambitious dreams to grow your business, your growth may be stymied by using personal credit cards for business purposes. Why? You may have less credit available for family purchases because you’ve already used that credit for business purposes — and vice versa. Having a separate business credit card and separate personal credit card, each with its own credit limits can give you more potential credit overall for your business and for your family. Establishes Business Credit History Having a business credit card helps you establish a separate credit history for your business. Small businesses often get turned down for loans or get disadvantageous loan terms because they lack a credit history for their business. According to Tom Gazaway, founder, and CEO of LenCred.com, “From the business owner’s perspective, the importance of business credit has increased in recent years, and all the indicators point to this trend continuing in the years to come as well. It does depend on the type of financing you apply for, but the level of importance of business credit is clearly increasing.” Access to Other Financial Products to Fuel Growth Part of being a small business owner means constantly focusing on ways to increase the growth rate of your business. One way to use a business credit card to help grow your business may not be obvious. If you choose a business card with a provider that has a wide range of products that serve businesses, it can be the start of a strong financial relationship. For example, a company like Chase offers many business credit products. You can gain access to business-sized credit lines — beyond a credit card — to provide your business with more purchasing power and growth. “Chase offers financial services that meet small business needs no matter where they are in the lifecycle of their business,” said Laura Miller, president of Ink from Chase. “The Ink business credit card offers extended working capital and simplifies the management of everyday financial transactions.” Maintains Separation of Business and Personal Expenses If you own a corporation or LLC, it’s crucial to regard your business as distinct from your personal finances. This distinction is essential for preserving your personal liability limits, as noted by Nolo.com. Mixing personal and business expenses could jeopardize the legal protections you aimed to achieve through incorporation or forming a limited liability company. Also, for tax purposes, it is best practice to keep your business expenses separate. Only business-related expenses are deductible for a business tax return or Schedule C you file. A business credit card, by its very nature, will keep business expenses separate. Saves Time through Technology A business credit card that offers advanced technology does a lot of the recordkeeping work for you. It makes the process of managing your expense budget easy, with less work on your part to see exactly where you are spending and how much. It also keeps records properly identified for tax purposes, making tax time much less of a headache. That’s why it’s important to evaluate the technology that your credit card provider offers. The right technology can dramatically minimize the manual work needed to manage your finances. And it’s not just any old technology to consider. Make sure it’s a technology designed for business owners, delivering the right information in the right way for business use. For example, the Ink from Chase mobile app delivers advanced recordkeeping and analysis tools. Allows You to Delegate Yet Control Employee Spending As your business grows and adds employees, delegation becomes a critical skill. You want to provide your employees’s authority and not require them to come to you on minor decisions. However, you need control over critical things such as your business’ finances. That’s where a business credit card like Ink from Chase is a tremendous delegation tool and management aid. Ink offers free employee cards so you can give your employees the buying power they need within the limits you want. Monitoring each card is easy with the Ink mobile app: Set and adjust individual spending limits on the go. Get instant alerts for every purchase so you know when and where they’re spending money. Free employee cards help you earn rewards faster. Get more control and rewards with every employee purchase. How’s that for balancing delegation AND maintaining control? Earn Valuable Rewards You Can Use the Way You Want To It’s a good idea to consider the rewards of your business credit card. Most people look at the number of rewards they can earn. That is important, of course. But the proof of the pudding is when it comes time to redeem and use those rewards. Look for flexibility and ease in redeeming rewards. Is it easy to redeem them online? Can you use the rewards in a variety of ways — including cash back, travel, and gift cards? That’s how you’ll get the most out of your card’s rewards. Find out more about Ink from Chase business credit cards, including Ink Plus and Ink Cash. Maximizing Credit Card Rewards Using a business credit card wisely can turn everyday expenses into valuable rewards that contribute significantly to your company’s growth. Here’s how you can maximize rewards for your business’s benefit: Choose a Card That Aligns with Your Spending: Analyze your business’s spending habits to identify where you spend the most (e.g., travel, office supplies, telecommunications). Choose a credit card that provides higher rewards rates in specific categories to help you earn points, miles, or cash back at a faster pace. Leverage Sign-up Bonuses: Consider selecting cards that provide significant sign-up bonuses, as these can greatly benefit your business if you fulfill the initial spending criteria. Consider timing your application for a new card to align with significant upcoming purchases or business investments in order to meet these thresholds. Reinvest Rewards into Your Business: Use cashback rewards to offset operational costs or invest in areas needing improvement, such as marketing or new equipment. Redeem points or miles for business travel, reducing expenses for flights, hotels, and car rentals. Regularly Review and Adapt Your Strategy: Stay informed about any changes to your credit card’s rewards program and adjust your spending strategy accordingly. Consider having multiple cards for different spending categories to optimize rewards across all business expenses. Building Your Credit Score A solid credit history opens up new avenues for business expansion. Here’s how to build and leverage your business credit through the use of a credit card: Timely Payments and Credit Utilization: Ensure payments are made on time, every time. Late payments can negatively impact your business credit score. Keep your credit utilization low (ideally below 30%) to show lenders that you manage credit responsibly. Use Credit to Demonstrate Financial Reliability: A strong credit history signifies to lenders, suppliers, and potential partners that your business is financially stable. Leverage your good credit standing to negotiate better terms on loans and lines of credit, reducing costs and improving cash flow. Credit as a Tool for Negotiation: With established credit, you have the leverage to negotiate more favorable payment terms with suppliers, potentially allowing for longer payment cycles that can ease cash flow. Use your business credit to secure larger credit lines, providing the necessary capital to fund expansion projects without depleting cash reserves. Monitor and Manage Your Credit Profile: Regularly check your business credit report to ensure accuracy and address any issues or inaccuracies immediately. Understand that building credit is a continuous process; as your business grows, so do its credit needs and capabilities. Enhances Operational Flexibility The strategic use of a business credit card enhances your company’s operational flexibility, allowing for agile responses to both opportunities and challenges. Here’s how: Streamlined Expense Management: Utilize your business credit card for most expenses to centralize spending records, simplifying accounting and budget tracking. Employ the detailed monthly statements and online tracking tools provided by your card issuer to monitor spending patterns and adjust budgets promptly. Emergency Funds Access: A business credit card serves as a readily available source of funds for unexpected expenses, ensuring operations continue smoothly without dipping into reserves. This immediate access to credit can be crucial for repairing critical equipment, covering sudden operational costs, or seizing time-sensitive business opportunities. Flexible Cash Flow Management: The grace period between purchases and payment due dates provides a short-term credit advantage, improving cash flow management. Leverage this period to align outgoing expenses with incoming revenues, ensuring liquidity without incurring additional costs. Employee Empowerment: Issue cards to trusted employees for company expenses, empowering them to make necessary purchases and decisions swiftly, within set limits. This delegation enhances efficiency while also allowing management to dedicate more time to strategic planning and growth initiatives. Credit Card Security Features Protect Your Business In today’s digital age, protecting your business from fraud and cyber threats is paramount. Business credit cards come equipped with features designed to safeguard your company’s financial integrity: Fraud Monitoring and Alerts: Benefit from 24/7 fraud monitoring services provided by card issuers, which detect and alert you to unusual activity, potentially stopping fraud in its tracks. Set up customized alerts for transactions exceeding a certain amount, international purchases, or online transactions to maintain close oversight. Secure Online Transactions: Use cards with virtual account numbers for online purchases to minimize exposure of your actual account details, reducing the risk of data breaches. Employ cards featuring one-time-use or dynamic CVV codes that change with each transaction for additional online security. Zero Liability Protection: Take advantage of zero liability policies that protect your business from unauthorized transactions, ensuring you’re not held responsible for fraudulent charges. Prompt reporting of any suspicious activity plays a crucial role in activating this protection. EMV Chip Technology: EMV chips generate a unique transaction code for each use, making it harder for fraudsters to replicate your card compared to magnetic stripe cards. Encourage the use of chip-enabled terminals by your vendors for enhanced security of in-person transactions. FAQs: Why Use a Business Credit Card Why should I consider using a business credit card for my expenses instead of a personal credit card? When starting a business, many entrepreneurs initially use personal credit cards for expenses due to convenience. However, as your business grows, utilizing a dedicated business credit card offers several advantages, such as better credit management and separation of personal and business finances. What are the benefits of having a separate business credit card and personal credit card? Maintaining separate credit cards for your business and personal expenses provides you with distinct credit limits. This separation expands your overall available credit, allowing you to allocate credit more effectively for both your business and family needs. How does a business credit card help establish a credit history for my business? Using a business credit card helps build a credit history specifically for your business. Establishing a positive credit history is crucial for obtaining favorable loan terms and financing options in the future. Can a business credit card provide access to other financial products for business growth? Yes, selecting a business credit card from a provider with a range of business-oriented financial products can be advantageous. For instance, some providers offer access to credit lines beyond the credit card, which can provide your business with increased purchasing power and support growth. Why is maintaining the separation between business and personal expenses important? Maintaining separation between business and personal expenses is crucial for legal and tax reasons. Separation helps protect personal liability and ensures that you can deduct only legitimate business-related expenses for tax purposes. How can a business credit card save time through technology? A business credit card equipped with advanced technology helps manage expenses efficiently. It simplifies recordkeeping, budget tracking, and tax preparation by automating processes and offering detailed insights into spending habits. How can a business credit card help with delegating and controlling employee spending? As your business expands, delegation becomes important. Business credit cards like Ink from Chase offer free employee cards with spending limits that you can adjust. The accompanying mobile app allows you to monitor employee spending and maintain control while delegating authority. What rewards can I expect from a business credit card? Business credit cards often come with valuable rewards programs. While many focus on the number of rewards earned, it’s equally important to consider the flexibility and ease of redeeming rewards. Look for options to redeem rewards online and in various ways, such as cashback, travel, and gift cards. Can you provide examples of specific business credit cards that offer these benefits? Certainly, Ink from Chase offers business credit cards like Ink Plus and Ink Cash that provide the advantages mentioned above. These cards offer benefits such as flexible rewards, advanced technology, employee spending controls, and opportunities to establish a strong financial relationship. How can I find more information about Ink from Chase business credit cards? To find out more about Ink from Chase business credit cards, such as Ink Plus and Ink Cash, you can visit the Chase website or reach out to their customer service for comprehensive details on features, benefits, and how to apply. Transitioning to a business credit card from personal use is a critical move for entrepreneurs aiming for growth. This change brings several key benefits that significantly impact your business’s development. Advantages of Using a Business Credit Card: Enhanced Credit Capacity: Frees up personal credit for personal use while expanding business credit. Simplified Financial Management: Makes tax deductions easier and protects personal liability by keeping business expenses separate. Credit History Development: Helps in building a business credit profile, increasing credibility for future loans or credit lines. Streamlined Operations: Integrates with technology for efficient financial management, focusing more on core business activities. Rewarding Opportunities: Select cards offering meaningful rewards and easy redemption to reinvest in your business growth. Choosing the Right Provider: It’s crucial to select a credit card issuer that aligns with your business needs, such as Chase, which offers a wide range of financial products tailored to different stages of your business lifecycle. In conclusion, adopting a business credit card is more than a financial necessity; it’s a strategic decision that amplifies your business’s potential. By leveraging the full spectrum of benefits that a business credit card offers, entrepreneurs can ensure their business is well-positioned for expansion and success, marking a significant step forward in their entrepreneurial journey. This article, "Why Use a Business Credit Card? Here are the Top Reasons" was first published on Small Business Trends View the full article

When first starting a business, many entrepreneurs begin using a personal credit card for expenses. It’s the path of least resistance. However, once the business starts to thrive, you will garner tangible benefits from using a good business credit card — i.e., a credit card in your business name that is used strictly for business purposes. Here are the advantages that a business credit card can offer your business to help it grow and be profitable: Expands Your Overall Available Credit Establishes Business Credit History Access to Other Financial Products to Fuel Growth Maintains Separation of Business and Personal Expenses Saves Times through Technology Allows You to Delegate Yet Control Employee Spending Earn Valuable Rewards You Can Use the Way You Want To Building Your Credit Score Enhances Operational Flexibility Credit Card Security Features Protect Your Business Expands Your Overall Available Credit If you have ambitious dreams to grow your business, your growth may be stymied by using personal credit cards for business purposes. Why? You may have less credit available for family purchases because you’ve already used that credit for business purposes — and vice versa. Having a separate business credit card and separate personal credit card, each with its own credit limits can give you more potential credit overall for your business and for your family. Establishes Business Credit History Having a business credit card helps you establish a separate credit history for your business. Small businesses often get turned down for loans or get disadvantageous loan terms because they lack a credit history for their business. According to Tom Gazaway, founder, and CEO of LenCred.com, “From the business owner’s perspective, the importance of business credit has increased in recent years, and all the indicators point to this trend continuing in the years to come as well. It does depend on the type of financing you apply for, but the level of importance of business credit is clearly increasing.” Access to Other Financial Products to Fuel Growth Part of being a small business owner means constantly focusing on ways to increase the growth rate of your business. One way to use a business credit card to help grow your business may not be obvious. If you choose a business card with a provider that has a wide range of products that serve businesses, it can be the start of a strong financial relationship. For example, a company like Chase offers many business credit products. You can gain access to business-sized credit lines — beyond a credit card — to provide your business with more purchasing power and growth. “Chase offers financial services that meet small business needs no matter where they are in the lifecycle of their business,” said Laura Miller, president of Ink from Chase. “The Ink business credit card offers extended working capital and simplifies the management of everyday financial transactions.” Maintains Separation of Business and Personal Expenses If you own a corporation or LLC, it’s crucial to regard your business as distinct from your personal finances. This distinction is essential for preserving your personal liability limits, as noted by Nolo.com. Mixing personal and business expenses could jeopardize the legal protections you aimed to achieve through incorporation or forming a limited liability company. Also, for tax purposes, it is best practice to keep your business expenses separate. Only business-related expenses are deductible for a business tax return or Schedule C you file. A business credit card, by its very nature, will keep business expenses separate. Saves Time through Technology A business credit card that offers advanced technology does a lot of the recordkeeping work for you. It makes the process of managing your expense budget easy, with less work on your part to see exactly where you are spending and how much. It also keeps records properly identified for tax purposes, making tax time much less of a headache. That’s why it’s important to evaluate the technology that your credit card provider offers. The right technology can dramatically minimize the manual work needed to manage your finances. And it’s not just any old technology to consider. Make sure it’s a technology designed for business owners, delivering the right information in the right way for business use. For example, the Ink from Chase mobile app delivers advanced recordkeeping and analysis tools. Allows You to Delegate Yet Control Employee Spending As your business grows and adds employees, delegation becomes a critical skill. You want to provide your employees’s authority and not require them to come to you on minor decisions. However, you need control over critical things such as your business’ finances. That’s where a business credit card like Ink from Chase is a tremendous delegation tool and management aid. Ink offers free employee cards so you can give your employees the buying power they need within the limits you want. Monitoring each card is easy with the Ink mobile app: Set and adjust individual spending limits on the go. Get instant alerts for every purchase so you know when and where they’re spending money. Free employee cards help you earn rewards faster. Get more control and rewards with every employee purchase. How’s that for balancing delegation AND maintaining control? Earn Valuable Rewards You Can Use the Way You Want To It’s a good idea to consider the rewards of your business credit card. Most people look at the number of rewards they can earn. That is important, of course. But the proof of the pudding is when it comes time to redeem and use those rewards. Look for flexibility and ease in redeeming rewards. Is it easy to redeem them online? Can you use the rewards in a variety of ways — including cash back, travel, and gift cards? That’s how you’ll get the most out of your card’s rewards. Find out more about Ink from Chase business credit cards, including Ink Plus and Ink Cash. Maximizing Credit Card Rewards Using a business credit card wisely can turn everyday expenses into valuable rewards that contribute significantly to your company’s growth. Here’s how you can maximize rewards for your business’s benefit: Choose a Card That Aligns with Your Spending: Analyze your business’s spending habits to identify where you spend the most (e.g., travel, office supplies, telecommunications). Choose a credit card that provides higher rewards rates in specific categories to help you earn points, miles, or cash back at a faster pace. Leverage Sign-up Bonuses: Consider selecting cards that provide significant sign-up bonuses, as these can greatly benefit your business if you fulfill the initial spending criteria. Consider timing your application for a new card to align with significant upcoming purchases or business investments in order to meet these thresholds. Reinvest Rewards into Your Business: Use cashback rewards to offset operational costs or invest in areas needing improvement, such as marketing or new equipment. Redeem points or miles for business travel, reducing expenses for flights, hotels, and car rentals. Regularly Review and Adapt Your Strategy: Stay informed about any changes to your credit card’s rewards program and adjust your spending strategy accordingly. Consider having multiple cards for different spending categories to optimize rewards across all business expenses. Building Your Credit Score A solid credit history opens up new avenues for business expansion. Here’s how to build and leverage your business credit through the use of a credit card: Timely Payments and Credit Utilization: Ensure payments are made on time, every time. Late payments can negatively impact your business credit score. Keep your credit utilization low (ideally below 30%) to show lenders that you manage credit responsibly. Use Credit to Demonstrate Financial Reliability: A strong credit history signifies to lenders, suppliers, and potential partners that your business is financially stable. Leverage your good credit standing to negotiate better terms on loans and lines of credit, reducing costs and improving cash flow. Credit as a Tool for Negotiation: With established credit, you have the leverage to negotiate more favorable payment terms with suppliers, potentially allowing for longer payment cycles that can ease cash flow. Use your business credit to secure larger credit lines, providing the necessary capital to fund expansion projects without depleting cash reserves. Monitor and Manage Your Credit Profile: Regularly check your business credit report to ensure accuracy and address any issues or inaccuracies immediately. Understand that building credit is a continuous process; as your business grows, so do its credit needs and capabilities. Enhances Operational Flexibility The strategic use of a business credit card enhances your company’s operational flexibility, allowing for agile responses to both opportunities and challenges. Here’s how: Streamlined Expense Management: Utilize your business credit card for most expenses to centralize spending records, simplifying accounting and budget tracking. Employ the detailed monthly statements and online tracking tools provided by your card issuer to monitor spending patterns and adjust budgets promptly. Emergency Funds Access: A business credit card serves as a readily available source of funds for unexpected expenses, ensuring operations continue smoothly without dipping into reserves. This immediate access to credit can be crucial for repairing critical equipment, covering sudden operational costs, or seizing time-sensitive business opportunities. Flexible Cash Flow Management: The grace period between purchases and payment due dates provides a short-term credit advantage, improving cash flow management. Leverage this period to align outgoing expenses with incoming revenues, ensuring liquidity without incurring additional costs. Employee Empowerment: Issue cards to trusted employees for company expenses, empowering them to make necessary purchases and decisions swiftly, within set limits. This delegation enhances efficiency while also allowing management to dedicate more time to strategic planning and growth initiatives. Credit Card Security Features Protect Your Business In today’s digital age, protecting your business from fraud and cyber threats is paramount. Business credit cards come equipped with features designed to safeguard your company’s financial integrity: Fraud Monitoring and Alerts: Benefit from 24/7 fraud monitoring services provided by card issuers, which detect and alert you to unusual activity, potentially stopping fraud in its tracks. Set up customized alerts for transactions exceeding a certain amount, international purchases, or online transactions to maintain close oversight. Secure Online Transactions: Use cards with virtual account numbers for online purchases to minimize exposure of your actual account details, reducing the risk of data breaches. Employ cards featuring one-time-use or dynamic CVV codes that change with each transaction for additional online security. Zero Liability Protection: Take advantage of zero liability policies that protect your business from unauthorized transactions, ensuring you’re not held responsible for fraudulent charges. Prompt reporting of any suspicious activity plays a crucial role in activating this protection. EMV Chip Technology: EMV chips generate a unique transaction code for each use, making it harder for fraudsters to replicate your card compared to magnetic stripe cards. Encourage the use of chip-enabled terminals by your vendors for enhanced security of in-person transactions. FAQs: Why Use a Business Credit Card Why should I consider using a business credit card for my expenses instead of a personal credit card? When starting a business, many entrepreneurs initially use personal credit cards for expenses due to convenience. However, as your business grows, utilizing a dedicated business credit card offers several advantages, such as better credit management and separation of personal and business finances. What are the benefits of having a separate business credit card and personal credit card? Maintaining separate credit cards for your business and personal expenses provides you with distinct credit limits. This separation expands your overall available credit, allowing you to allocate credit more effectively for both your business and family needs. How does a business credit card help establish a credit history for my business? Using a business credit card helps build a credit history specifically for your business. Establishing a positive credit history is crucial for obtaining favorable loan terms and financing options in the future. Can a business credit card provide access to other financial products for business growth? Yes, selecting a business credit card from a provider with a range of business-oriented financial products can be advantageous. For instance, some providers offer access to credit lines beyond the credit card, which can provide your business with increased purchasing power and support growth. Why is maintaining the separation between business and personal expenses important? Maintaining separation between business and personal expenses is crucial for legal and tax reasons. Separation helps protect personal liability and ensures that you can deduct only legitimate business-related expenses for tax purposes. How can a business credit card save time through technology? A business credit card equipped with advanced technology helps manage expenses efficiently. It simplifies recordkeeping, budget tracking, and tax preparation by automating processes and offering detailed insights into spending habits. How can a business credit card help with delegating and controlling employee spending? As your business expands, delegation becomes important. Business credit cards like Ink from Chase offer free employee cards with spending limits that you can adjust. The accompanying mobile app allows you to monitor employee spending and maintain control while delegating authority. What rewards can I expect from a business credit card? Business credit cards often come with valuable rewards programs. While many focus on the number of rewards earned, it’s equally important to consider the flexibility and ease of redeeming rewards. Look for options to redeem rewards online and in various ways, such as cashback, travel, and gift cards. Can you provide examples of specific business credit cards that offer these benefits? Certainly, Ink from Chase offers business credit cards like Ink Plus and Ink Cash that provide the advantages mentioned above. These cards offer benefits such as flexible rewards, advanced technology, employee spending controls, and opportunities to establish a strong financial relationship. How can I find more information about Ink from Chase business credit cards? To find out more about Ink from Chase business credit cards, such as Ink Plus and Ink Cash, you can visit the Chase website or reach out to their customer service for comprehensive details on features, benefits, and how to apply. Transitioning to a business credit card from personal use is a critical move for entrepreneurs aiming for growth. This change brings several key benefits that significantly impact your business’s development. Advantages of Using a Business Credit Card: Enhanced Credit Capacity: Frees up personal credit for personal use while expanding business credit. Simplified Financial Management: Makes tax deductions easier and protects personal liability by keeping business expenses separate. Credit History Development: Helps in building a business credit profile, increasing credibility for future loans or credit lines. Streamlined Operations: Integrates with technology for efficient financial management, focusing more on core business activities. Rewarding Opportunities: Select cards offering meaningful rewards and easy redemption to reinvest in your business growth. Choosing the Right Provider: It’s crucial to select a credit card issuer that aligns with your business needs, such as Chase, which offers a wide range of financial products tailored to different stages of your business lifecycle. In conclusion, adopting a business credit card is more than a financial necessity; it’s a strategic decision that amplifies your business’s potential. By leveraging the full spectrum of benefits that a business credit card offers, entrepreneurs can ensure their business is well-positioned for expansion and success, marking a significant step forward in their entrepreneurial journey. This article, "Why Use a Business Credit Card? Here are the Top Reasons" was first published on Small Business Trends View the full article

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Wellness Wednesday is a popular weekly topic on social media. And it can impact workplaces as well. If you own a business, this concept may provide benefits for you and your team. Here’s a guide to observing this weekly tradition. What Exactly is Wellness Wednesday? Wellness Wednesday is not an officially regulated activity. Rather, many businesses and organizations use the term independently to promote a healthy lifestyle in their own way. The term gained popularity in the early days of social media, as brands shared tips and tricks under the #WellnessWednesday hashtag. But today, many workplaces use it to promote well-being among employees. Potential Topics for Wellness Wednesday: Physical activity ideas Nutrition tips and healthy recipes Sleep hygiene practices Mindfulness and meditation exercises Mental health resources and coping mechanisms Why is Wellness Wednesday Important? Promoting physical and mental health makes workers and society as a whole happier and more productive. The following section outlines some specific ways Wellness Wednesdays can teach people how to stay healthy in the workplace. 10 Benefits of Getting Your Business Involved in Wellness Wednesday Wellness Wednesdays involve sharing suggestions and inspirational ideas that promote physical activity, nutrition, quality sleep, mindfulness, and mental health. Here are some benefits businesses can realize by participating. Better physical and mental health Promotion of a sustainable, healthy lifestyle Stress reduction and coping mechanisms Enhanced focus and energy levels Boost in morale and happiness Achievement of a better work-life balance Increased engagement and teamwork Decreased absences due to illness Lowered healthcare-related expenses Reduced turnover rates Better Physical and Mental Health Promoting holistic health is a central tenet of successful teams. When employees receive actionable advice about nutrition, exercise, and mental well-being, they can proactively address potential health issues. A holistic approach not only alleviates physical ailments but also improves mental clarity. Sharing these tips conveys a strong message: the company’s commitment to employee wellness extends beyond their professional performance. Such an initiative can foster a sense of belonging, boosting morale and job satisfaction. Healthy Lifestyle Wellness Wednesday stands as a beacon for lasting change, not just ephemeral health trends. By fostering a comprehensive understanding of well-being, it equips employees with the knowledge to make informed choices daily. Encouraging a holistic view, where physical health intertwines with mental and emotional well-being, promotes continuity in health practices. It emphasizes that wellness isn’t a one-time event but an ongoing journey, seamlessly blending into everyday routines. Lower Stress Levels In today’s fast-paced world, stress is a constant companion for many. By offering resources like meditation techniques or even simple relaxation exercises, employees get a valuable arsenal to combat daily stressors. Furthermore, by actively promoting stress-reducing activities, the organization fosters an environment that recognizes the challenges employees encounter both in the workplace and in their personal lives. This proactive approach not only enhances productivity but also underscores the company’s commitment to its holistic well-being. Increased Focus Concentration can suffer when a person’s health is not at its best. Even small health concerns can become major distractions, resulting in reduced productivity. By promoting self-care routines and creative wellness strategies, employees can revitalize their mental capabilities. Better sleep, better nutrition, and reduced stress culminate in a sharper mind. In this enhanced state, innovation flourishes, and tasks that once seemed challenging become more manageable. Improved Morale A positive work environment is symbiotically linked with employee well-being. Regular exercise, a balanced diet, and effective stress management techniques not only enhance physical health but also elevate mood. When employees feel good, it shows, leading to more vibrant interactions and a more cohesive team dynamic. Such a harmonious atmosphere significantly reduces workplace conflicts and fosters an environment of mutual respect and cooperation Better Work-Life Balance A well-rounded life is about more than just work. Employees who are physically and mentally healthy often find it easier to juggle their professional and personal commitments. This equilibrium ensures they can give their best at work while still having enough energy for personal passions and family time. Creating an atmosphere where health is prioritized means employees feel more equipped to delineate their work and personal lives, resulting in a richer, more fulfilling experience in both spheres. Increased Engagement Community-building is an essential aspect of a thriving workplace. Wellness Wednesday doesn’t just provide individual benefits; it serves as a platform for collective activities. Whether it’s group fitness challenges, shared recipes, or outdoor lunchtime walks, these shared experiences cultivate a sense of camaraderie. When team members bond over health and wellness activities, it deepens their connection, leading to enhanced teamwork and an overall more harmonious work environment. Fewer Sick Days A robust immune system is a natural outcome of a healthy lifestyle. When employees actively engage in the wellness practices you suggest, they build up their defenses against common ailments. This proactive health management means fewer unscheduled absences, ensuring smoother team operations. Moreover, when they do need to take time off, it’s for rejuvenating breaks rather than recuperating from illness, ensuring they return to work refreshed and ready to contribute effectively. Reduced Healthcare Costs An ounce of prevention is worth a pound of cure. Encouraging your team to adopt preventive health practices means fewer visits to the doctor and a reduced need for medical interventions. Regular exercise, mindful eating, and mental wellness practices can stave off chronic conditions and mitigate the need for extensive medical care. In the long run, this not only benefits individual employees but also significantly reduces the company’s healthcare expenditure, representing a win-win for everyone. Lower Turnover Employee retention is a clear indicator of a company’s internal health. By creating an environment where employees feel cared for and valued, you enhance their loyalty to the company. When workers are physically fit, mentally agile, and emotionally supported, they perceive the workplace as a nurturing environment, reducing the allure of seeking opportunities elsewhere. By fostering such a holistic workspace, you lay the foundation for long-term employee commitment, ensuring continuity and sustained growth for the company. Comparison: Traditional Work Environment vs. Wellness Wednesday Work Environment Incorporating the principles of Wellness Wednesday can bring about significant positive changes to your workplace. The following table provides a comparison between a traditional work environment and one that has integrated Wellness Wednesday principles: Features / OutcomesTraditional Work EnvironmentWellness Wednesday Integrated Environment Employee Health (Physical & Mental)Often overlookedActively promoted Stress LevelsHighManaged and reduced Focus & ProductivityVariableEnhanced Employee Morale & SatisfactionInconsistentConsistently high Work-Life BalanceStrainedEncouraged and supported Employee EngagementIndividualisticCommunity-focused Sick Days TakenHigher frequencyReduced Healthcare Costs for CompanyHigherPotentially reduced Employee Turnover RateHigherLower Get Involved This Wellness Wednesday Wellness Wednesday isn’t just a trending topic on social media. Businesses can use this concept to create a real community among employees, helping them stay active, eat better, and enjoy a happier lifestyle. Encouraging Physical Activity: Beyond the Desk Incorporating physical activity into the workday can significantly enhance employees’ health and productivity. Consider organizing short group exercises during breaks, such as stretching sessions, quick walks, or even stand-up meetings. These activities not only energize the body but also enhance mental stimulation, setting the stage for more productive work sessions. Encouraging a culture that incorporates movement into daily routines can help mitigate the sedentary aspects of office jobs and create a more vibrant workplace atmosphere. Nutrition Tips and Healthy Eating Habits Nutrition plays a crucial role in overall wellness. Use Wellness Wednesday to share nutritional tips, healthy eating habits, and even simple, nutritious recipes that employees can try at home. Consider partnering with a nutritionist for a monthly health talk or setting up a healthy snack station in the office. Encouraging employees to make better food choices can lead to improved energy levels, better health outcomes, and a more positive workplace atmosphere. Prioritizing Sleep Hygiene for Better Rest The importance of quality sleep cannot be overstated. Educate employees on the benefits of good sleep hygiene practices, such as maintaining a regular sleep schedule, creating a restful environment, and disconnecting from screens before bedtime. Sharing strategies for improving sleep can help employees feel more rested and alert, reducing fatigue and enhancing overall performance at work. Mindfulness and Meditation for Stress Management Introduce mindfulness and meditation practices as tools for managing stress and enhancing mental clarity. Organize short guided meditation sessions or provide resources for employees to explore mindfulness on their own. These practices can help employees develop a more focused and calm approach to their work and personal lives, improving their ability to handle stress and challenges. Providing Mental Health Resources and Support Mental health is an essential component of overall wellness. Provide employees with resources and support for mental health, such as access to counseling services, mental health days, and workshops on coping mechanisms. Creating an open and supportive environment where mental health is prioritized can contribute to a healthier, more resilient workforce. Creating a Wellness Wednesday Community Board Foster a sense of community and shared learning by creating a Wellness Wednesday community board—either physically in the office or digitally on the company intranet. Employees can share their wellness tips, success stories, and healthy recipes. This collaborative space fosters employee interaction, allowing them to share their wellness journeys and support one another in reaching their health goals. Organizing Wellness Challenges and Incentives Motivate employees to participate in wellness activities by organizing challenges and offering incentives. Whether it’s a step challenge, a healthy eating week, or a mindfulness challenge, these activities can be fun and engaging ways to promote wellness. Incentives such as extra time off, gift cards, or wellness-related prizes can further encourage participation and make Wellness Wednesday something employees look forward to. Encouraging Regular Health Check-ups Remind employees of the importance of regular health check-ups and screenings. Encourage them to stay on top of their health by scheduling annual physicals and taking advantage of any health screenings offered by the company’s health plan. Providing information on the types of screenings recommended for different age groups can help employees take proactive steps toward their health. Offering Flexibility for Work-Life Balance Recognize the importance of work-life balance in overall wellness. Offer flexible working arrangements, such as telecommuting options or flexible hours, to help employees manage their personal and professional responsibilities more effectively. This flexibility can create a more balanced and satisfied workforce, which in turn reduces stress and boosts productivity. Evaluating and Improving Wellness Wednesday Initiatives Finally, continuously evaluate and improve your Wellness Wednesday initiatives based on employee feedback and participation rates. Regularly soliciting feedback can help you understand what’s working and what could be improved, ensuring that your wellness initiatives remain relevant, engaging, and beneficial to your employees. This ongoing commitment to wellness can help foster a culture of health and well-being within your organization, contributing to happier, healthier employees and a more positive work environment. By continuously focusing on the well-being of employees, businesses can create a more vibrant, healthy, and productive workplace. Wellness Wednesday serves as a weekly reminder to prioritize health and well-being, not just for the benefit of individual employees but for the overall success of the organization. Whether you share simple tips or host events or activities, focusing on wellness can be a major benefit to all types of workplaces. Image: Depositphotos This article, "What is Wellness Wednesday?" was first published on Small Business Trends View the full article

Wellness Wednesday is a popular weekly topic on social media. And it can impact workplaces as well. If you own a business, this concept may provide benefits for you and your team. Here’s a guide to observing this weekly tradition. What Exactly is Wellness Wednesday? Wellness Wednesday is not an officially regulated activity. Rather, many businesses and organizations use the term independently to promote a healthy lifestyle in their own way. The term gained popularity in the early days of social media, as brands shared tips and tricks under the #WellnessWednesday hashtag. But today, many workplaces use it to promote well-being among employees. Potential Topics for Wellness Wednesday: Physical activity ideas Nutrition tips and healthy recipes Sleep hygiene practices Mindfulness and meditation exercises Mental health resources and coping mechanisms Why is Wellness Wednesday Important? Promoting physical and mental health makes workers and society as a whole happier and more productive. The following section outlines some specific ways Wellness Wednesdays can teach people how to stay healthy in the workplace. 10 Benefits of Getting Your Business Involved in Wellness Wednesday Wellness Wednesdays involve sharing suggestions and inspirational ideas that promote physical activity, nutrition, quality sleep, mindfulness, and mental health. Here are some benefits businesses can realize by participating. Better physical and mental health Promotion of a sustainable, healthy lifestyle Stress reduction and coping mechanisms Enhanced focus and energy levels Boost in morale and happiness Achievement of a better work-life balance Increased engagement and teamwork Decreased absences due to illness Lowered healthcare-related expenses Reduced turnover rates Better Physical and Mental Health Promoting holistic health is a central tenet of successful teams. When employees receive actionable advice about nutrition, exercise, and mental well-being, they can proactively address potential health issues. A holistic approach not only alleviates physical ailments but also improves mental clarity. Sharing these tips conveys a strong message: the company’s commitment to employee wellness extends beyond their professional performance. Such an initiative can foster a sense of belonging, boosting morale and job satisfaction. Healthy Lifestyle Wellness Wednesday stands as a beacon for lasting change, not just ephemeral health trends. By fostering a comprehensive understanding of well-being, it equips employees with the knowledge to make informed choices daily. Encouraging a holistic view, where physical health intertwines with mental and emotional well-being, promotes continuity in health practices. It emphasizes that wellness isn’t a one-time event but an ongoing journey, seamlessly blending into everyday routines. Lower Stress Levels In today’s fast-paced world, stress is a constant companion for many. By offering resources like meditation techniques or even simple relaxation exercises, employees get a valuable arsenal to combat daily stressors. Furthermore, by actively promoting stress-reducing activities, the organization fosters an environment that recognizes the challenges employees encounter both in the workplace and in their personal lives. This proactive approach not only enhances productivity but also underscores the company’s commitment to its holistic well-being. Increased Focus Concentration can suffer when a person’s health is not at its best. Even small health concerns can become major distractions, resulting in reduced productivity. By promoting self-care routines and creative wellness strategies, employees can revitalize their mental capabilities. Better sleep, better nutrition, and reduced stress culminate in a sharper mind. In this enhanced state, innovation flourishes, and tasks that once seemed challenging become more manageable. Improved Morale A positive work environment is symbiotically linked with employee well-being. Regular exercise, a balanced diet, and effective stress management techniques not only enhance physical health but also elevate mood. When employees feel good, it shows, leading to more vibrant interactions and a more cohesive team dynamic. Such a harmonious atmosphere significantly reduces workplace conflicts and fosters an environment of mutual respect and cooperation Better Work-Life Balance A well-rounded life is about more than just work. Employees who are physically and mentally healthy often find it easier to juggle their professional and personal commitments. This equilibrium ensures they can give their best at work while still having enough energy for personal passions and family time. Creating an atmosphere where health is prioritized means employees feel more equipped to delineate their work and personal lives, resulting in a richer, more fulfilling experience in both spheres. Increased Engagement Community-building is an essential aspect of a thriving workplace. Wellness Wednesday doesn’t just provide individual benefits; it serves as a platform for collective activities. Whether it’s group fitness challenges, shared recipes, or outdoor lunchtime walks, these shared experiences cultivate a sense of camaraderie. When team members bond over health and wellness activities, it deepens their connection, leading to enhanced teamwork and an overall more harmonious work environment. Fewer Sick Days A robust immune system is a natural outcome of a healthy lifestyle. When employees actively engage in the wellness practices you suggest, they build up their defenses against common ailments. This proactive health management means fewer unscheduled absences, ensuring smoother team operations. Moreover, when they do need to take time off, it’s for rejuvenating breaks rather than recuperating from illness, ensuring they return to work refreshed and ready to contribute effectively. Reduced Healthcare Costs An ounce of prevention is worth a pound of cure. Encouraging your team to adopt preventive health practices means fewer visits to the doctor and a reduced need for medical interventions. Regular exercise, mindful eating, and mental wellness practices can stave off chronic conditions and mitigate the need for extensive medical care. In the long run, this not only benefits individual employees but also significantly reduces the company’s healthcare expenditure, representing a win-win for everyone. Lower Turnover Employee retention is a clear indicator of a company’s internal health. By creating an environment where employees feel cared for and valued, you enhance their loyalty to the company. When workers are physically fit, mentally agile, and emotionally supported, they perceive the workplace as a nurturing environment, reducing the allure of seeking opportunities elsewhere. By fostering such a holistic workspace, you lay the foundation for long-term employee commitment, ensuring continuity and sustained growth for the company. Comparison: Traditional Work Environment vs. Wellness Wednesday Work Environment Incorporating the principles of Wellness Wednesday can bring about significant positive changes to your workplace. The following table provides a comparison between a traditional work environment and one that has integrated Wellness Wednesday principles: Features / OutcomesTraditional Work EnvironmentWellness Wednesday Integrated Environment Employee Health (Physical & Mental)Often overlookedActively promoted Stress LevelsHighManaged and reduced Focus & ProductivityVariableEnhanced Employee Morale & SatisfactionInconsistentConsistently high Work-Life BalanceStrainedEncouraged and supported Employee EngagementIndividualisticCommunity-focused Sick Days TakenHigher frequencyReduced Healthcare Costs for CompanyHigherPotentially reduced Employee Turnover RateHigherLower Get Involved This Wellness Wednesday Wellness Wednesday isn’t just a trending topic on social media. Businesses can use this concept to create a real community among employees, helping them stay active, eat better, and enjoy a happier lifestyle. Encouraging Physical Activity: Beyond the Desk Incorporating physical activity into the workday can significantly enhance employees’ health and productivity. Consider organizing short group exercises during breaks, such as stretching sessions, quick walks, or even stand-up meetings. These activities not only energize the body but also enhance mental stimulation, setting the stage for more productive work sessions. Encouraging a culture that incorporates movement into daily routines can help mitigate the sedentary aspects of office jobs and create a more vibrant workplace atmosphere. Nutrition Tips and Healthy Eating Habits Nutrition plays a crucial role in overall wellness. Use Wellness Wednesday to share nutritional tips, healthy eating habits, and even simple, nutritious recipes that employees can try at home. Consider partnering with a nutritionist for a monthly health talk or setting up a healthy snack station in the office. Encouraging employees to make better food choices can lead to improved energy levels, better health outcomes, and a more positive workplace atmosphere. Prioritizing Sleep Hygiene for Better Rest The importance of quality sleep cannot be overstated. Educate employees on the benefits of good sleep hygiene practices, such as maintaining a regular sleep schedule, creating a restful environment, and disconnecting from screens before bedtime. Sharing strategies for improving sleep can help employees feel more rested and alert, reducing fatigue and enhancing overall performance at work. Mindfulness and Meditation for Stress Management Introduce mindfulness and meditation practices as tools for managing stress and enhancing mental clarity. Organize short guided meditation sessions or provide resources for employees to explore mindfulness on their own. These practices can help employees develop a more focused and calm approach to their work and personal lives, improving their ability to handle stress and challenges. Providing Mental Health Resources and Support Mental health is an essential component of overall wellness. Provide employees with resources and support for mental health, such as access to counseling services, mental health days, and workshops on coping mechanisms. Creating an open and supportive environment where mental health is prioritized can contribute to a healthier, more resilient workforce. Creating a Wellness Wednesday Community Board Foster a sense of community and shared learning by creating a Wellness Wednesday community board—either physically in the office or digitally on the company intranet. Employees can share their wellness tips, success stories, and healthy recipes. This collaborative space fosters employee interaction, allowing them to share their wellness journeys and support one another in reaching their health goals. Organizing Wellness Challenges and Incentives Motivate employees to participate in wellness activities by organizing challenges and offering incentives. Whether it’s a step challenge, a healthy eating week, or a mindfulness challenge, these activities can be fun and engaging ways to promote wellness. Incentives such as extra time off, gift cards, or wellness-related prizes can further encourage participation and make Wellness Wednesday something employees look forward to. Encouraging Regular Health Check-ups Remind employees of the importance of regular health check-ups and screenings. Encourage them to stay on top of their health by scheduling annual physicals and taking advantage of any health screenings offered by the company’s health plan. Providing information on the types of screenings recommended for different age groups can help employees take proactive steps toward their health. Offering Flexibility for Work-Life Balance Recognize the importance of work-life balance in overall wellness. Offer flexible working arrangements, such as telecommuting options or flexible hours, to help employees manage their personal and professional responsibilities more effectively. This flexibility can create a more balanced and satisfied workforce, which in turn reduces stress and boosts productivity. Evaluating and Improving Wellness Wednesday Initiatives Finally, continuously evaluate and improve your Wellness Wednesday initiatives based on employee feedback and participation rates. Regularly soliciting feedback can help you understand what’s working and what could be improved, ensuring that your wellness initiatives remain relevant, engaging, and beneficial to your employees. This ongoing commitment to wellness can help foster a culture of health and well-being within your organization, contributing to happier, healthier employees and a more positive work environment. By continuously focusing on the well-being of employees, businesses can create a more vibrant, healthy, and productive workplace. Wellness Wednesday serves as a weekly reminder to prioritize health and well-being, not just for the benefit of individual employees but for the overall success of the organization. Whether you share simple tips or host events or activities, focusing on wellness can be a major benefit to all types of workplaces. Image: Depositphotos This article, "What is Wellness Wednesday?" was first published on Small Business Trends View the full article

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Steven Heine is a professor of social and cultural psychology at the University of British Columbia. He is the author of Cultural Psychology, the top-selling book in the field. His research has been featured in The New York Times, Washington Post, Guardian, Newsweek, and New Scientist, among other publications. What’s the big idea? A lot of people right now feel lost, anxious, and despaired. During these dark times, preserving a sense of meaning in our lives is vital. Fortunately, meaning can be cultivated and ground us when life feels turbulent. The emerging field of existential psychology is refining practices for tuning in to the worth, purpose, and importance of your life. Below, Steven shares five key insights from his new book, Start Making Sense: How Existential Psychology Can Help Us Build Meaningful Lives in Absurd Times. Listen to the audio version—read by Steven himself—in the Next Big Idea App. 1. Meaning in life helps protect against anxiety. Everyone seems on edge these days. The world is going through somewhat of a mental health crisis as rates of anxiety, depression, and deaths of despair have jumped sharply in many countries. How can we cope with these dark times? The sense of leading a meaningful life protects us from anxiety and uncertainty. When people feel that their lives are meaningful, a sense of purpose guides them, and their life makes sense. They feel that what they do matters and can make a difference in the world. People who feel their lives are meaningful can stand strong in the face of the slings and arrows thrown at them by these uncertain times. They enjoy greater well-being and fare better in coping with their anxieties. The emerging field of existential psychology has provided evidence-based answers to what makes a life meaningful. Ultimately, meaning is about connections, and a meaningful life is richly connected. For example, interpersonal connections play a key role because people feel that their lives are more meaningful when they spend time with their closest relationships, especially when taking on a caretaker role. People also feel more meaningful when they are part of a community because it gives them a sense of belongingness and identity. People’s connections to their work can also provide a sense of purpose and mastery. And people feel meaningful when their lives are connected to the transcendent realm, feeling that they are part of something much larger than the material world. When people’s lives are sufficiently connected in these domains, they are existentially grounded. Their lives make sense, they feel a sense of purpose in what they do, and they feel that their lives matter in the grand scheme of things. This mindset helps people thrive during trying times. 2. We tell stories to make sense of life. Our lives only feel meaningful when they seem to make sense. But the key challenge is that life often doesn’t seem coherent. For example, we may seem like quite different people in different situations. We might act silly with friends, but on our daily commute, we may be short-tempered, and then at work, we become ambitious and responsible. Which persona is the real self? Or we might struggle to identify a common thread connecting the different chapters of our lives. We might realize that the person we were in high school shares little in common with how we now think of ourselves. How can we weave all the different threads of our self together? We accomplish this by telling stories. We create stories with our self as the central character, going on a journey where we confront all the experiences and challenges in our lives. These stories help us organize our understanding of who we are, what we are doing, and why we are doing it. It lays the foundation of self. “Stories integrate those inconsistent facets of ourselves because they allow us to focus on particular episodes and edit out parts that don’t quite fit.” Importantly, the stories we tell are not typically literal accounts of what happened but improvised tellings that make our lives feel sensible. Stories integrate those inconsistent facets of ourselves because they allow us to focus on particular episodes and edit out parts that don’t quite fit. When we tell our stories well, we feel that our lives make sense. While each story we tell about ourselves is unique in certain respects, it often shares features in common with stories told by others. Many of our stories share common themes, such as redemption, when our story highlights how we conquered a challenge, or a theme of contamination, when our story explains how our life suddenly went off a cliff. Also, our stories rest upon simple but extremely important premises that guide how we experience the events in our lives. Our stories might be built around key premises such as “I am good” or “People get what they deserve.” These premises serve as a lens through which we see how our life unfolds. Part of leading a meaningful life is learning how to narrate the events in our lives through a compelling and sensible story. 3. When meaning is threatened, we seek to rebuild it. A key challenge with leading a meaningful life is that things often don’t feel meaningful. Feelings of meaning ebb and flow like the tide. But we have a psychological need to feel that things are meaningful. When things feel meaningless, we become especially motivated to make things seem meaningful again. It’s akin to feeling hungry when we haven’t had enough food. Likewise, our brains signal to us when our lives aren’t sufficiently meaningful. Research points to our brains having a sense-making system that strives to keep things feeling meaningful. When things feel meaningless, our brains detect a signal indicating a lack of sufficient meaning, and we are prepared to try to regain a sense of meaning. It’s a homeostatic system, much like your thermostat at home, that only becomes triggered when meaning is insufficient. This is all occurring beneath our awareness. There are different ways to rebuild a sense of meaning. Much research finds that people feel more meaningful after engaging in nostalgic reflections. Remembering how we were in past chapters of our life stories provides us with a better appreciation for how we became the person we are now, boosting our sense of meaning. We are most likely to drift off in a nostalgic reverie precisely when we feel that life is unsatisfyingly low in meaning. For example, our lives feel more meaningless when we are lonely or bored. When a sense of meaning is hard to come by, we make unconscious efforts to boost meaning. So, we often turn to memories in an effort to regain an existential footing. We may play songs from the soundtrack of our youth or flip through a photo album. Our sense-making system was tripped, and nostalgic reflections are one way to regain a sense of meaning. I don’t think it’s a coincidence that since the 2010s, the world has undergone a nostalgia boom. Movie theatres are playing remakes of films that were created decades earlier. New television series set in previous decades are discussed as much for their plots as they are for how they nailed the décor, fashion, and music of those times. During this anxious period, we’ve felt a collective need for meaning, and the world has been turning to the past to gain the meaning-boosting effects of nostalgia. 4. Life struggles can provide greater meaning. Feeling meaningful and feeling happy share much in common. However, there is more to meaning in life than positive feelings. We can learn a lot by focusing on how meaning is distinct from happiness. Jean-Paul Sartre perceptively observed that “human life begins on the far side of despair,” and much research supports this contention. One study explored the characteristics of people with more meaningful lives and found that they reported more negative life experiences, even though these experiences came with a cost to happiness. Our struggles can often feel meaningful. Likewise, we can see this relation when considering where meaningful lives are commonly found. Curiously, you are more likely to find them where life is harder. On average, the poorer a country, the more meaningful its citizens report their lives to be. The comfort and ease that people living in wealthier countries can enjoy appear to come at an existential cost: it often doesn’t provide the struggles that people rely on to build resilience and meaning. “People’s spiritual lives often become deeper after a trauma.” Friedrich Nietzsche proclaimed, “That which does not kill me makes me stronger.” Research finds that people often do rise to the challenges that life throws at them. The most common reaction to trauma is post-traumatic growth. People make more meaning in the aftermath of trauma because their relationships often become closer, as they usually receive a great deal of social support. It is also common for people to develop a new sense of purpose as they re-evaluate their lives, and they often become more altruistic toward others who have experienced tragedies. People also tend to grow because they discover that they had inner strengths that they hadn’t realized. In addition, people’s spiritual lives often become deeper after a trauma. And last, the realization that so much can be lost in an instant makes survivors of trauma more appreciative of what they still have. They no longer take their lives for granted. We can never lead a life without suffering, and our struggles certainly come with a cost to happiness. But it is reassuring that difficult times can help make our lives more meaningful. 5. Meaning in life can be cultivated. Meaning in our lives can be nurtured. We are not born with a certain amount of meaning; meaning can be cultivated, just like any other ability. First, there are existential exercises that provide temporary boosts to feelings of meaning, which can be invaluable for helping us get out of a rut. I think of these as the existential equivalent of a shot of espresso. One simple exercise helps people feel existentially grounded—a clear understanding of who they are and what they stand for. People will feel more grounded after reflecting upon their most important values. Simply writing a brief paragraph about your most important values puts you in a better position to respond with greater resilience to challenges. A second way to cultivate a more meaningful life is to examine your life’s foundations for meaning: our connections, especially with closest relationships, with communities, with work, and with a transcendent realm. I encourage you to conduct an existential audit of yourself to evaluate how deeply connected you are in these domains and identify where you have the most room for growth. Hardly anyone is richly connected in all these domains, but meaning is fungible. That is, the meaning you derive from one domain of connections can make up for a shortfall of meaning in another domain. It’s as though we can pay for the meaning in our lives from different accounts. Remember that our life stories tie together the threads of our lives and provide a sense of coherence, purpose, and importance. We cannot change the past, but this doesn’t mean that our life stories are carved in stone. As the author Gabriel García Márquez put it, “What matters in life is not what happens to you but what you remember and how you remember it.” Some ways of telling a life story provide more meaning than other ways, and you would likely benefit from reflecting on your own life story in a different way. One of the most successful templates for stories, which the mythologist Joseph Campbell calls the Hero’s Journey, focuses on an individual conquering difficult challenges with a band of allies. When people are instructed to think of their own lives in terms of the individual elements from the Hero’s Journey template, they come to feel that their lives are more meaningful. If you try to identify your transformations, allies you’ve relied on, or seemingly insurmountable quests, you too can likely learn how to reflect on your life in a more constructive, meaningful way. This article originally appeared in Next Big Idea Club magazine and is reprinted with permission. View the full article