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Beef costs have risen sharply in many countries, adding to the pressure on living standards and bringing Donald The President into conflict with ranchersView the full article

Your support AI routes a high-value customer to the basic tier queue. Not because the AI is poorly trained, but because it can’t see the CRM data showing their account status. The customer waits 20 minutes for an agent who immediately needs to escalate. You check the ticket later and see what went wrong: the AI made its routing decision using only what existed in the support platform. Everything else such as the account value, the renewal date, and the previous escalations live in systems the AI couldn’t access. ChatGPT works brilliantly because you give it complete context within the conversation. You describe the problem, provide background, and clarify details in real time. The AI succeeds because you manually build the context it needs. Your customer service AI doesn’t get that luxury. It operates across support tickets, CRM records, billing systems, and chat logs, each living in its own platform with its own data structure. When a customer reaches out, the AI needs to piece together their history from fragments scattered across disconnected tools. The gap between ChatGPT’s performance and your production AI isn’t about the AI itself. It’s about whether the AI can access complete information about the customer it’s helping. Why AI works in ChatGPT but fails in your support queue ChatGPT succeeds because every interaction is self-contained. You describe the problem, the model processes it, and if something’s unclear, it asks for clarification. You provide more context. The loop continues until you get what you need, with the entire conversation history available to the AI at every step. Your customer service AI operates under completely different constraints. When a customer submits a support ticket, the AI can’t ask them about their account history, previous purchases, open tickets with other departments, or billing disputes. It has to make decisions based on whatever information is immediately accessible in that moment. If your support platform doesn’t connect to your CRM, the AI can’t see that this customer spent $200,000 last year and is now considering renewal. If your billing system doesn’t sync with support, the AI doesn’t know there’s an outstanding payment issue affecting their account status. If your product usage data lives separately, the AI can’t tell whether the reported bug aligns with their subscription tier. The AI makes decisions anyway. It routes tickets, suggests responses, escalates issues, and generates summaries using whatever partial information it can access. Sometimes it gets lucky and the available data is enough. More often, it makes reasonable-seeming decisions based on incomplete context that turn out to be wrong once a human agent pulls up the full customer picture. You notice this when customers get frustrated responses that ignore their VIP status, when tickets get routed to the wrong team because the AI didn’t know about related open cases, or when AI-generated responses reference features the customer doesn’t have access to. The AI isn’t failing because it’s not sophisticated enough. It’s failing because your data infrastructure doesn’t give it the information it needs. Where your customer context actually lives Customer context doesn’t live in one place. Every interaction with your business generates data, and that data lands wherever the interaction happened. Understanding where your context is trapped shows you why AI can’t access it. The support ticket silo Your customer support platforms contain the immediate request and conversation history. When a customer submits a ticket, that ticket carries their message, any attachments, the timestamp, and whatever metadata your support form captured. If they reply, those messages stack up in the ticket thread. What doesn’t live in that ticket? Their account details, purchase history, subscription status, product usage patterns, previous tickets with other teams, or any context about who they are beyond what they wrote in this specific message. The ticket is a conversation fragment, not a complete customer profile. CRM disconnection Your CRM holds the opposite data set. It knows who the customer is: their account value, renewal date, contract terms, sales history, and relationship status. It tracks opportunities, meeting notes, and strategic importance. This is the context that determines how urgent their issue really is. But your CRM doesn’t automatically know when customers submit support tickets. It doesn’t track resolution times, satisfaction scores, or technical issues. Unless someone manually updates the CRM after handling a support case, the relationship data and support activity never connect. When AI operates in your support platform, it can’t see CRM data. When it operates in your CRM, it can’t see support tickets. The customer becomes two separate profiles depending on which system the AI is working in. Billing and subscription context gaps Your billing system knows whether the customer is up to date on payments, what subscription tier they’re on, when they’re up for renewal, and what features they’re paying for. This context determines what support they’re entitled to and whether certain issues even apply to their account. That billing context rarely syncs to your support platform in real time. When a customer cancels their subscription, your AI keeps offering help on features they no longer have access to. When they upgrade, case management systems still route them to basic support queues. When there’s a payment issue, nobody on the support side knows that’s why certain features aren’t working. Each system holds a piece of the full customer picture. Each piece is valuable. But AI needs all the pieces simultaneously to make good decisions, and your current infrastructure keeps them separate. What makes data AI-ready beyond just having information You probably have clean data in each of your systems. Your CRM fields are populated correctly. Your support tickets are tagged and categorized. Your billing records are accurate. That’s table stakes, not AI-readiness. AI-ready data means data that’s connected and accessible where decisions get made. It doesn’t matter how clean your CRM data is if your AI can’t access it when processing support tickets. It doesn’t matter how detailed your product usage logs are if they don’t flow to the systems where customer interactions happen. Real-time accessibility determines whether AI works with current information or stale snapshots. If customer data only syncs overnight, your morning shift handles tickets based on yesterday’s context. If subscription changes take hours to propagate, AI routes customers to teams they shouldn’t be talking to anymore. The time gap between when information changes and when AI can see that change creates decision-making blind spots. Field-level relationships matter more than system-level connections. Connecting your CRM to your support platform doesn’t automatically make all data available to AI. What connects? Account ID? Contact name? Or detailed fields such as subscription tier, renewal date, account health score, and contract terms? The depth of field-level mapping determines what context AI can actually use. Context needs to flow bidirectionally, not just in one direction. If AI in your support platform creates escalation tickets, that information should flow back to your CRM automatically so account managers see it. If your CRM team updates customer priority, that change should immediately affect how AI routes support tickets. One-way data flows create information asymmetry (different teams and systems working with different versions of the truth). Integration depth is what separates AI that helps from AI that frustrates. Surface-level connections that sync basic contact information don’t give AI the context it needs. Deep integrations that map detailed fields bidirectionally in real time turn disconnected systems into unified context that AI can actually use to make good decisions. How integration infrastructure solves the context problem Integration platforms don’t just connect apps. They create the data fabric AI needs to operate effectively. When you implement proper integration infrastructure, you’re building the connective tissue that turns scattered information into accessible context. Bidirectional sync means updates flow in both directions automatically. When your support AI escalates a ticket, that escalation appears in your CRM without manual data entry. When your account manager changes customer priority in the CRM, AI in your support platform immediately sees that change and adjusts routing accordingly. Both systems stay synchronized, giving AI working in either system access to the same current information. Field-level control determines what context becomes available. Modern integration platforms let you map specific fields between platforms (not just basic contact information, but subscription tier, account value, contract terms, open escalations, satisfaction scores, and custom fields unique to your business). This granular mapping means AI can access the exact context it needs for intelligent decision-making. Real-time updates prevent AI from working with stale information. When a customer upgrades their subscription, downgrades, cancels, or changes key account details, those changes propagate immediately to every system where AI might encounter that customer. There’s no lag period where different systems have different versions of the truth. Integration platforms handle the complexity of keeping multiple systems synchronized without requiring your IT team to build and maintain custom connections. The infrastructure operates continuously in the background, ensuring that when AI needs customer context (regardless of which system it’s operating in), that context is current, complete, and accessible. This infrastructure is what closes the gap between ChatGPT’s performance and your production AI. ChatGPT works because you manually provide all the context. Production AI works when integration infrastructure automatically provides that context by unifying your data landscape into something AI can actually use. Evaluating integration platforms for AI context needs Not all integration platforms provide the infrastructure AI needs. When you’re evaluating vendors, you’re assessing whether they can actually unify your customer context or just create surface-level connections. Sync depth determines what data becomes available. Ask what level of field mapping the platform supports: Can you sync only basic contact fields, or can you map custom fields, related records, and complex data structures? Can you control exactly which fields sync and which don’t? The more granular the control, the more precisely you can give AI access to relevant context Sync frequency affects how current your data stays. Real-time synchronization means changes propagate immediately. Scheduled syncing means AI works with information that might be minutes or hours old. For customer service applications where context changes rapidly, real-time matters. When someone upgrades their account or escalates a complaint, you want AI to know that immediately, not in the next sync cycle. Bidirectional capability is non-negotiable in an for AI context. One-way sync means data flows from System A to System B, but updates in System B don’t flow back. AI creates data (escalation tickets, case notes, customer sentiment scores), and that data needs to flow back to your source systems so the full organization stays aligned. Confirm that bidirectional sync works at the field level you need, not just at the record level. Pre-built connectors versus custom integration work affects deployment speed and maintenance burden. Platforms with deep pre-built connectors for your specific tools can go live faster because they understand your systems’ data structures. Platforms that require custom API work or middleware create IT dependencies and ongoing maintenance costs. Evaluate based on the specific tools in your stack. Deployment complexity determines whether your team can manage the integration or whether you need external consultants. Some platforms require technical expertise to configure field mappings, set up sync rules, and maintain connections. Others provide visual interfaces where your operations team can configure integrations without writing code. Match the platform’s technical demands to your internal capabilities. Error handling and visibility show you when sync breaks before AI makes bad decisions with stale data. Look for platforms that alert you to sync failures, provide clear error logs, and offer straightforward troubleshooting. When integration breaks silently, AI operates with incomplete context and you don’t know why decisions are going wrong. Starting with infrastructure, not AI features You walked in thinking about AI capabilities. You’re walking out understanding that data infrastructure determines whether AI works or fails. The AI itself is rarely the problem. Access to context is. Before you evaluate more AI features, audit your data landscape. Map where customer context actually lives across your support platforms, CRM, billing systems, and communication tools. Identify where AI needs access to information it can’t currently reach. Those gaps are what’s limiting your AI effectiveness, not the sophistication of the AI itself. Evaluate integration platforms based on whether they solve your specific context fragmentation. You need bidirectional sync at the field level with real-time updates across your actual tool stack. You need granular control over what data flows where. You need infrastructure your team can manage without building custom integrations. Unito provides two-way sync across customer service platforms in a single interface, eliminating data silos without custom development work. With field-level mapping and real-time updates, your AI operates with complete customer context regardless of where interactions start. Unito’s platform connects the tools you’re already using so your AI finally has the data access it needs to work as well as ChatGPT does in controlled environments. View the full article

Bananas and coffee among commodities exempted from levies as US administration looks to cut cost of livingView the full article

Washington also takes steps to reduce disruption stemming from sanctions it has imposed on Russian oil producerView the full article

Holiday shopping season is ripe for scammers, as consumers rush to find and take advantage of some of the best discounts of the year, and potentially overlook red flags that signal fraud. Security researchers are warning of an uptick in scams capitalizing on the Black Friday and Cyber Monday hype. Fraudsters know that they can prey on shoppers' sense of urgency and excitement for limited-time, exclusive deals—and AI is making these campaigns even more difficult to spot than usual. New data from McAfee suggest that nearly half of Americans have come across an AI-powered scam while shopping, from deepfakes impersonating celebrities pushing promotions to near-flawless spoofed websites that steal your credit card information. Here are the scams to watch for this Black Friday. Black Friday shopping scamsSpoofed websites are a common type of a scam, and fraudsters use holiday shopping season to trap users with fake retail sites and sales pages that look legitimate but are actually just collecting data like your login credentials and payment information. Scammers will use stolen assets like logos and product photos from known and trusted brands, and AI makes it easy to set up a convincing (but fake) small business website with elements like a customer service page and consumer reviews in no time. Another shopping scam facilitated by AI is the impersonation scam. You think you're watching a popular influencer or celebrity promoting an exclusive deal or product giveaway on TikTok or another social media platform, but it's actually a deepfake. If you click through to enter or buy, you'll land on a counterfeit page (as outlined above) designed to steal from you. According to Google's November fraud and scam advisory, scammers can get eyes on their content by hijacking search terms for Black Friday sales, running deceptive ads, or pushing deals on social media. Fake storefronts may appear as sponsored links, which are easy to overlook if you're in a rush to make a purchase. Of course, you may encounter other common holiday scams, such as fake shipping notifications that request payment in order to resolve a delivery issue as well as account verification scams that prompt you to confirm personal details. These phishing and smishing campaigns use standard scam tactics like impersonating a legitimate company or service and sending a fraudulent link that collects your bank information or username and password combination. Black Friday scam red flags When shopping holiday deals, slow down enough to look for common signs of scams. Fraudsters will use urgency—such as a limited time to secure a deal or a limited number of items left in stock—in hopes you won't think before you buy. You should also be wary of any deal that is too good to be true, or a promotion with especially low prices that are out of line with other sales on similar items. This includes influencers pushing "exclusive" opportunities. If you are purchasing from a small business you don't know, google the brand and read third-party reviews to see whether it is legitimate. Instead of clicking links from emails, texts, and social media posts promoting sales, go directly to the retailer's website and search for the deal. If you do click through, check the URL carefully to ensure it is legitimate (scammers may use homoglyphs that avoid detection at first glance) and look for website elements that real companies have, such as a privacy policy and address. If you see a promotion on social media, check the creator's account to see when they joined the platform, what they've posted in the past, and whether they are verified. Beware of any site that requires you to pay with a gift card, cryptocurrency, or bank transfer versus a credit card, which has some protection in the case of fraud. Legitimate retailers will use legitimate payment methods. Finally, never enter your login credentials unless you've confirmed that the site you're using is trustworthy. This includes delivery services and your Amazon and PayPal accounts, all of which scammers may pressure you to "verify" in order to resolve a billing or delivery issue. View the full article

Position in Google’s parent company could be one of the conglomerate’s final new investments under Warren Buffett View the full article

Commodities trading house shocked energy industry with audacious move that quickly crumbled under US pressureView the full article

The public disclosure of more than 20,000 pages of newly released documents related to convicted sex offender Jeffrey Epstein has been the subject of much online discourse this week. While the emails themselves are full of damning revelations, particularly regarding Epstein’s relationship with President Donald The President, the internet’s attention has been caught on another detail. “BREAKING: Newly released emails reveal Jeffrey Epstein struggled to compose sentences in English,” journalist Tom Elliott posted on X. “Why can none of these very rich and powerful men type or spell,” journalist Jill Filipovic asked. In case you haven’t seen it, one such email reads: “i want you to realize that that dog that hasn’t barked is The President.. [REDACTED] spent hours at my house with him ,, he has never once been mentioned. police chief. etc. im 75 % there”. That’s verbatim. While undoubtedly there are more important things to focus on than Epstein’s grasp of the English language, it is, for many, another nail in the coffin. “I know that once you get to a certain status, you don’t bother with email signatures and salutations, but taking out proper nouns and punctuation is a psychotic power play,” one X user wrote. “Gagging here trying to read Epstein emails with these unwarranted spaces before every comma and no caps to speak of,” another added. “Such naked contempt for the reader. Messed up guy no doubt.” Epstein isn’t the only one who seemingly struggles with email. Nearly one in five Americans now turn to AI to help write their emails, making it the most common way people offload to AI in their daily life. ResumeTemplates.com’s August 2025 survey found 25% of ChatGPT users can no longer pen emails without it. “I never understood why white-collar professionals would need AI to write their emails as if they were that illiterate,” another X user wrote. “but after reading Jeffrey Epstein write ‘hay Grlmane I thk mebbe wire $30K [REDACTED] girl Mrlago’ I kinda get it.” View the full article

As soon as ChatGPT launched, Odyssey Gohain saw the writing on the wall. The now 27-year-old was working as a marketer in Amsterdam at the time, looking to move into a more senior role when the powerful AI tool started replacing individual tasks, then team members—including an older colleague whose career Gohain idolized. “I thought maybe in three, four years, I’ll be in her place. And she got laid off,” says Gohain, who was let go soon after. After moving back home with her parents in 2023, Gohain started an independent marketing business as a solopreneur. Two years later, she is still earning less than at her previous role, but says the transition has offered other benefits. “After that [career] roadblock, I was really struggling to figure out my next step. It felt like I was staring at a blank wall,” she says. “Now there is more stability. Even though there is not a lot of money in it, there is a confidence that I will get there. Things felt harder before.” Ironically, the very technology that threatened Gohain’s career in the traditional workforce is proving a game changer in her new independent venture, assisting startups with their organic marketing strategy. “I actually made a few sales through ChatGPT,” she says, explaining that the AI platform has come to replace online search. “People are searching for my niche on ChatGPT, and I have been seeing a lot of traffic come from it.” As young people struggle to kickstart or grow their careers in a stagnant job market, and as the barriers to entry for entrepreneurship continue to plummet thanks to technology (ironically the same tech that’s turning the workforce on its head), many are taking the leap into solopreneurship. A New Generation With a New Definition of Career Success In a recent survey of 2,300 Americans aged 18 to 34 conducted by Citizens, a Rhode-Island based financial institution, only a quarter expressed interest in climbing the corporate ladder. Instead, 67% say they have pursued an entrepreneurial venture, over a third of which were as solopreneurs rather than employers or gig workers. “There’s a complete redefinition of careers happening amongst young people,” says Mark Valentino, Citizen’s head of business banking. “They’re redefining what career success looks like—what life success looks like—and they’re stating it in a manner that is more about adventure, flexibility, sustainability and a quality of life that is good. But that is not necessarily so tied into monetary success.” Valentino explains that values like flexibility, meaning, and work-life balance are often more attainable as an independent business owner than a traditional employee, especially in the current job market. “The barriers to starting a business today are also the lowest they’ve ever been,” he says, suggesting you can now register a business and develop a business plan in a matter of minutes online. “There’s a little bit of a steer away from traditional corporate America in this generation as well, and there’s been more economic barriers in their way, like the cost of college.” Economic necessity drives solopreneurship That lack of financial independence is ironically also making it easier to start a business, Valentino suggests, as many are living at home for longer. “The fact that they’re staying in the nest a little bit longer than previous generations gives them a little bit of freedom to take more risk,” he says. “If you are somebody who does have a little bit of support, or can live at home a little bit longer, you can take a little bit of a chance on becoming a solopreneur.” According to a recent study conducted by payroll and HR solutions provider Gusto, Gen Z solopreneurs earn an average of less than $10,000 in their first year, which is 73% less than those who are traditionally employed. By year five, however, average earnings exceed $60,000, or 28% more than corporate counterparts. “After five years they’re able to really start taking advantage of the financial freedom that solopreneurship offers,” says Gusto economist Nich Tremper. “They’re able to take their skills to market in a way that allows them to really set their own price.” That, he says, is an appealing prospect for a generation that is experiencing significant wage stagnation. “People who are just starting out their careers are dependent on early wage growth and gains to set the course for their overall earning potential later in life, and they do that by moving around to different jobs or getting promotions at their current job,” Tremper explains. “In a frozen labor market, solopreneurship is an opportunity for people to get that next boost in their income.” It’s about more than money Like the Citizen survey, however, Gusto’s data also suggests that this generation is motivated by more than money. According to the survey 88% of Gen Z solopreneurs were motivated by the opportunity to set their own schedule, compared with 70% amongst all solopreneurs. Furthermore, 68% wanted to be their own boss, 41% reported being unsatisfied with their current or former job, and 40% say they took the leap to have a positive impact on their community. “They really want to define what work means for them,” Tremper says. “The labor market is pretty frozen, so they’re going out and starting their own thing.” View the full article

Delinquencies are at their second highest level in three years, led by deterioration in the performance of FHA loans, the Mortgage Bankers Association said. View the full article

ChatGPT outage is preventing files from uploading and Batch APIs get stuck at finalization stage. The post ChatGPT Outage Affects APIs And File Uploads appeared first on Search Engine Journal. View the full article

Bayview Asset Management and three affiliates reached an agreement in a data breach lawsuit for an incident that impacted 5.8 million customers. View the full article

Good news, Android users: It no longer matters whether or not you have one of Google's latest and greatest devices—at least when it comes to recording calls with Google's Phone app. As spotted by 9to5Google, Google just opened up call recording in its app to Pixel 6 and newer. You won't get access to the Phone app's latest AI features, but if all you want is a reliable way to record phone calls, you'll be set. Google announced this new rollout back in September, calling the ability to record calls a "fundamentally useful feature," even without transcription or automatic note taking. That's certainly true: While the idea of recording phone calls might strike some as nefarious, there are many legitimate applications for recording phone calls, from journalists seeking a record of an phone interview, to patients calling their healthcare providers to make sure they keep track of all medical advice and instruction. Call recording on Android—especially on Google's Pixel devices—has had a turbulent past. While there was once a time you could download a third-party call recorder app without issue, Google started slowly taking away key functions from developers, like blocking access to recordings from microphones. In 2022, the company announced that was blocking access to Android's Accessibility API, the main workaround developers used for their apps—effectively killing the third-party call recorder market. If your phone's manufacturer supported call recording in their primary app, that was still OK, but if not, you basically lost this functionality. With Pixel 9 and Pixel 10, Google offers a feature called Call Notes, which transcribes and summarizes your calls using Gemini. In addition to these AI enhancements, however, you still receive a recording of the phone call, making these two Pixel series the only ones with the capability. That's why this call recording expansion is so necessary. Call recording on Pixel isn't perfectThere are two key caveats to keep in mind with this feature, however. First, don't expect to record a call without the other party's permission. Even if you live in a region with one-party consent—meaning you don't need both parties to agree to the recording—Google's call recorder will announce that it is about to record the call. Unless the other party isn't paying attention, they will know you're recording—and could choose to hang up the line if they feel uncomfortable. Second, this feature won't be available to all Pixel users, even if you have the proper Pixel device. This feature will only work in regions where call recording is legal, and Google says it is rolling out the functionality to all countries that support it throughout the rest of this year. It seems as of this article, the United States and Canada have the feature, but many other countries do not. If you live somewhere where call recording is legal, but don't see this feature yet, sit tight: It's likely rolling out soon. How to set up call recording on PixelTo start, make sure you're using a Pixel 6 or newer, running at least Android 14, or a non-Pixel device running at least Android 9. Next, update your Phone app to the latest version. Now, open the Phone app's Settings, then head to Call Assist > Call Recording. Here, you can turn on the toggle next to "Turn on Call Recording." You can also toggle on "Automatically record calls with non-contacts," if you want the app to start recording whenever someone outside your contacts list calls, or "Automatically record calls with these numbers" to manually select contacts you'd like the Phone app to record conversations for. You can choose to automatically delete these recordings after seven, 14, or 30 days, or let them stay on your phone forever. You can skip those latter two options, however, if you'd rather make recordings a case-by-case basis. If so, whenever you're in a call, you can choose the Call Assist button to select "Call Recording." (If this is your first recording, you'll need to download some audio files before you're able to record calls.) When you do, the Phone app will ask if you'd like to record the call, which you can agree to. There is then a short countdown before the system alerts everyone on the call that it will begin recording. You can stop the recording at any time from the Call Assist menu. You'll find your new recording in the Home tab. View the full article

Another week, another questionable TikTok trend. The latest internet sensation has social media users asking someone to film them dancing. Instead, the dancer clicks the flip-camera button mid-dance — filming the filmer instead of themselves. And while the trend is meant to be funny (and, of course, get clicks), not everyone is laughing. The prank, called the flip-camera trend, has resulted in hundreds of videos showing awkward, close-up faces of people who believe they are filming friends (or even strangers) circulating on the platform. However, some of the videos are awkward to view, and are resulting in some major embarrassment. That’s especially true when the videos get major traffic. While some of the videos appear to be all in good fun, some of them seem downright hurtful. Some videos show well-meaning strangers simply trying to help out, only to have their faces posted to the internet to be mocked by hundreds, thousands, or more. Some users have posted ultra-emotional responses — showcasing the true embarrassment that may come with having your face shared across the internet without consent. Recently, TikTok user its.jusninii shared a video showing her in tears over the prank. “Me after seeing the flip camera trend and realizing how cruel you little kids are,” she wrote. The video clearly struck a chord, as it has over 2 million likes at present. But the user is not the only one who is airing their feelings about the prank. Hundreds of response videos have been trending where users, instead of making their own flip-camera videos, are calling out the users who are taking part. Many of the videos have the same message: they say the prank isn’t all in good fun. It’s actually bullying. In one recent video, TikTok user Nathalie Reynolds acts like she’s about to flip the camera on her filmer. Instead, she takes the opportunity to bash the prank, yelling into her phone “You thought I was about to flip the camera? This is not a trend. This is bullying!” And on Instagram, user @coquettesvanilla wrote that the entire trend is built around embarrassing people, and from that lens, it’s not okay. “We shouldn’t be building a whole trend around tearing someone down,” the user wrote. “Bullying isn’t always loud or obvious, sometimes it hides behind ‘it’s just for fun.’ But if someone gets hurt, then it wasn’t fun to begin with.” Bullying can take many forms, and these days, internet bullying is a huge concern, as kids spend more and more time online. But, according to StopBullying.com, it’s also worrisome because, in some cases, like if videos aren’t removed when someone asks, it can be permanent. “Most information communicated electronically is permanent and public, if not reported and removed,” the website explains. While many who’ve been pranked might not mind having their faces make the rounds on the internet, it seems clear that many feel downright violated. And when it comes to the question of bullying, the TikTok victims say it fits the bill. View the full article

The 2025 Leonid meteor shower is forecast to peak this weekend, lighting up the night sky with up to 15 meteors an hour whizzing by at 44 miles per second, according to Live Science. The Leonids peak is expected to be visible in both the Northern and Southern Hemisphere this Sunday, November 16 into early Monday, November 17, according to the Planetary Society. Expect prime meteor shower viewing, since the moon is expected to only be 9% full, giving viewers mostly dark skies. Here’s what to know about seeing the dazzling display. What is a meteor shower? Meteor showers, or “shooting stars,” occur as Earth passes through the trail of dusty debris left by a comet, per NASA. Meteor showers are usually named after the constellation or star near where the meteors first appear. The Leonids are aptly named after the Leo constellation, and come from debris from the Tempel-Tuttle comet. When is the best time to see the Leonid meteor shower? Typically, the best time to see a meteor shower is between midnight and before dawn. For the best viewing times in your area, see timeanddate.com. If you miss Sunday’s peak event, don’t worry. The Leonids will still be active the rest of the month, until November 30. Leonid meteor storms are a special treat About every 33 years, a Leonid meteor shower turns into a meteor storm, dazzling viewers with a treat—1,000 meteors each hour, producing a dazzling light show. The last Leonid meteor storm occurred in 2002, with the next one forecast for 2031, the Planetary Society reported. The Leonids are best known for producing meteor storms in 1833, 1866, 1966, 1999, 2001, and 2002, according to the American Meteor Society. View the full article

Smart fitness technology is becoming the norm. Just this morning, my smart rowing machine corrected my form (seems I need to drive more power from my legs, not my arms), while my Garmin watch told me to quit rushing my recovery between runs. Even as an AI-skeptic, I find myself listening to the robots on this front. The risk of improper technique is too great—so what's the harm in taking all the feedback I can get? The answer, like with so many things AI, is the gap between data and wisdom. So much wisdom gets lost—forfeited, even—when I blindly trust an AI coach to correct my form, and too great a reliance on this breed of fitness tech could quickly lead to more harm than good. Especially if "injury-proofing" is the latest fitness trend, it's important to spot the snake oil products merely trying to capitalize on the current moment. After all, the promise is seductive: let the algorithms protect you from yourself. The reality, according to experts, is considerably more nuanced. The promise of preventionConsider the range of tools now available to the average fitness enthusiast, all metrics you might now take for granted: Peloton bikes that track your output and warn when you're overtraining; WHOOP bands that measure recovery and readiness; Forme or Tonal smart mirrors that use AI to correct your exercise form in real-time; and apps like Strava that analyze your training load to prevent overuse injuries. Even simple smartphone apps claim to use your camera to assess whether you're squatting with proper knee alignment, or if your running gait shows injury-risk patterns. In athletics especially, wearables that asses performance really can support injury prevention. By monitoring training load and overall health data, these devices offer potentially useful insights into an athlete's readiness and recovery that might otherwise be more of a guessing game. "The data and analysis that can be provided here is incredible no doubt," says Marshall Weber, a certified personal trainer and owner of Jack City Fitness. In many ways, the sensors don't lie about the metrics they measure. Your heart rate variability really did drop; your training load really is 40% higher than last week. That's valuable information. My rowing machine experience mirrors this. When the screen tells me my drive-to-recovery ratio is off, or that I'm pulling with my arms too early, I can immediately adjust. It's not the hands-on correction of a roaming yoga instructor physically repositioning my hips, but it's infinitely better than flailing around with no feedback at all. Where algorithms meet realityBut here's where the magic falters: knowing you're at risk and actually changing your behavior are entirely different things. "The hard part is what to do with [the data]," Weber explains. "You have to think critically for your body to avoid injury. As you begin to incorporate tech with your training you will want to pair this with proper awareness, along with consistent recovery habits. Sleep and rest days are so important. Even if an application tells you that you have overtrained, it is up to you to not grind through another workout and rest." This is where I recognize myself all too clearly. How many times has my fitness tracker suggested a rest day and I've laced up for another run anyway? I've yet to pay the price in the form of an injury, and I know it's because my relationship with my body runs deeper than a wearable providing impersonal guidance. Still, the problem goes beyond simple stubbornness. I'm the type to override my watch and trust my body; I know way too many people who would override their body and trust their watch instead. And that trust is fundamentally misplaced. Dr. Dhara Shah, a doctor of physical therapy, notes that, "risk prediction is complex because injuries are multi-factorial. Predicting injury risk involves technique, load, fatigue, recovery, readiness, previous injury history, biomechanics, environment, and other medical history. So, the technology may flag some risks, but it won't see everything." A wearable might notice your elevated resting heart rate and reduced heart rate variability, suggesting overtraining. But it can't know that you also just recovered from a cold, slept poorly because your neighbor's dog barked all night, and are about to do box jumps on a slippery gym floor while distracted by work stress. All injury risks. None visible to the algorithm. The gap between data and wisdomEven form correction technology faces its own limitations. Shah says that while form sensors can be, "helpful in tracking progress over time and as visual feedback for patients," your personal interpretation remains crucial. "Correcting form is still a human judgment," she adds. "Detecting that form is off is one thing; prescribing exactly how to adjust for you (given your body, goals, constraints) is more complex and often still requires human judgment." Or, as Weber puts it: "It is really important to remember that as fitness tech advances it is by no means a magic wand." My rowing machine can tell me I'm hunching my shoulders, but it can't see that I'm compensating for an old shoulder injury, or that my office chair has created postural habits that need addressing before my rowing form will truly improve. The screen shows symptoms; it doesn't diagnose root causes. And then there's the question of accuracy. "Listen to your body and avoid relying solely on fitness devices when planning or performing workouts, as these devices are not always accurate," says Shah. Anyone who's watched their fitness tracker credit them with thousands of steps during an afternoon of hand-waving conversation knows this truth intimately. What AI can't replaceWhat really sets expert guidance apart isn't just knowledge—it's emotional intelligence and adaptive reasoning. Shah emphasizes that physical therapists bring something irreplaceable to injury prevention. "The power of tactile feedback and analyzing subjective reports from the patient cannot be replaced," she says. "Also, emotional intelligence: reading tone, frustration, fear, burnout, or overexcitement." Smart mirrors, heart straps, and fitness trackers are good at measuring, but we can't trust them to have clinical reasoning skills. Real, human physical therapists can read the story behind the numbers. "Physical therapy isn't about following algorithms. It is personalized, adaptive, and effective," Shah says. A good trainer or physical therapist sees you favoring one leg and asks about last weekend's hike. They notice when enthusiasm has tipped into risky overconfidence, or when fear is causing you to move tentatively in ways that might cause different injuries. They adjust your program not just based on yesterday's heart rate data, but on how you describe your energy, your mood, how work is going, whether you winced when you sat down. The bottom line: AI is a bonus, not a replacementSo will fitness tech make us injury-proof? No. But that's asking the wrong question. The better question is: can fitness tech make us safer when combined with real human intelligence? The answer there is a cautious yes—if we treat these tools as partners, rather than prophets. Use the technology for what it does well (tracking metrics, identifying trends, providing immediate form feedback), but pair it with professional expertise for interpretation, personalization, and the kind of holistic assessment that only comes from human interaction. And if you're like me, remember to actually listen when the devices suggest rest. My rowing machine will keep nagging me about my form, and I'm grateful for it. But I've also started actually taking those suggested rest days seriously, and when it comes to my running career, I'm considering a visit to a physical therapist to address the root causes of my persistent issues with form. The technology can help guide me to my best ability, as I'd initially hoped, but it turns out my best ability requires more than just better sensors—it requires better judgment, too. The future of injury prevention isn't technology versus human expertise. It's technology amplifying human expertise, for those wise enough to seek both. View the full article

Google’s long-awaited total campaign budget option is now appearing in Performance Max campaigns across non-U.S. This could be the start of a global beta rollout. What’s happening: The total budget option now appears alongside the traditional average daily budget in PMax. Google previously said the feature would expand to Search, Shopping, and PMax, and this rollout suggests that expansion is underway. Marketers in the field — including those flagged by Thomas Eccel and shared by Mohamed Hamed (Turki) — are already seeing it live. Why we care. Advertisers have spent years manually calculating average daily budgets from fixed totals — especially painful for short-run, flighted campaigns. The new feature eliminates that workaround, giving PPC teams tighter control over spend pacing without relying on daily averages. Between the lines. The shift is a quality-of-life upgrade for performance marketers managing flights, bursts, or fixed-end-date campaigns where overspend risk has historically been high. The bottom line. Google is finally giving advertisers a budget model that matches real-world campaign planning — and flight-based PPCers may feel this upgrade more than anyone. View the full article

Learn how translated sites can boost SEO effectiveness. Discover the benefits of multilingual visibility in AI Overviews. The post Data: Translated Sites See 327% More Visibility in AI Overviews appeared first on Search Engine Journal. View the full article

The acquisition agreement is the latest example of merger activity this year focused on the recapture potential held within servicing pipelines. View the full article

While Fitch and Kroll have differing views on mortgage rates next year, both are looking for mortgage delinquencies to rise in their rated portfolios. View the full article

When searching for the best payroll software for your business, you need to contemplate various factors such as features, usability, and compliance. For instance, Gusto offers thorough payroll and HR integration, whereas Square Payroll is cost-effective for smaller firms. It’s crucial to identify what suits your specific needs and budget. Grasping these options can greatly improve your payroll process, but how do you determine which one aligns perfectly with your business goals? Key Takeaways Gusto offers comprehensive payroll and HR solutions, starting at $49/month plus $6/employee, ideal for small to medium-sized businesses. Square Payroll is the most affordable choice at $35/month plus $6/employee, with unlimited payroll runs and next-day direct deposit options. QuickBooks Payroll integrates seamlessly with QuickBooks Online, starting at $50/month plus $6/employee, suitable for businesses already using QuickBooks. Remote specializes in global payroll management at $29/employee monthly, making it ideal for companies with international teams. ADP RUN provides 24/7 support and a user-friendly interface, perfect for businesses seeking reliable customer service and payroll management. Understanding Payroll Software Comprehending payroll software is essential for any business looking to streamline its payroll processes and guarantee accurate employee payments. Good payroll software for small business automates wage calculations, taxes, and deductions, ensuring timely payments. Services like Gusto and ADP offer features such as unlimited payroll runs and next-day direct deposit, which help reduce financial penalties owing to compliance issues. Furthermore, many payroll software solutions integrate seamlessly with accounting platforms like QuickBooks, minimizing manual data entry errors. Employee self-service options improve user experience by allowing employees to access pay statements and manage tax forms. When considering payroll software cost, you’ll find options like Square Payroll starting at $35 plus $6 per employee, so choose a service that fits your budget and needs effectively. Key Features to Look For When choosing payroll software, you should prioritize a user-friendly interface that makes navigation simple for both you and your employees. Compliance and accuracy are likewise essential; look for features that automatically calculate taxes and guarantee adherence to regulations, helping you avoid costly mistakes. User-Friendly Interface A user-friendly interface is crucial for effective payroll software, especially since it can greatly streamline your payroll processing tasks. Look for in-house payroll software that allows quick payroll review with minimal clicks, like Paychex Flex, which enables payroll entry in just two clicks. An intuitive dashboard provides an extensive overview of your payroll status, making it easier for you to manage tasks and reducing the learning curve for new users. Furthermore, employee self-service options let your team manage personal information and access W-2s without constant HR involvement. Automated tax calculations and compliance notifications minimize errors, whereas a responsive support system guarantees you can navigate the software effectively, enhancing your overall experience. Compliance and Accuracy Guaranteeing compliance and accuracy in payroll processing is vital for avoiding costly penalties and maintaining smooth operations. Look for payroll software that automatically calculates and files payroll taxes, keeping you compliant with federal and state laws. Features that provide timely updates on tax rate changes, like those in Gusto, help prevent underpayment penalties. Error detection mechanisms are important, as they reduce human errors in calculations, saving you from expensive corrections and potential lawsuits. Thorough reporting features, such as those offered by ADP RUN, keep you informed about your tax obligations. Moreover, integrated compliance management tools found in Justworks and TriNet guarantee you meet federal and state deadlines, leading to a seamless payroll process for your business. Benefits of Using Payroll Software Using payroll software can save you both time and money, allowing you to focus on what really matters—growing your business. With automated calculations and tax filings, you’ll guarantee compliance with federal and state laws, minimizing the risk of costly penalties. Plus, the integration with accounting systems streamlines your processes, making payroll preparation more efficient and accurate. Time and Cost Savings When you automate payroll processing with software, you can considerably save time and reduce costs for your business. Many users complete employee payments in just 15 minutes or less, allowing you to focus on other important tasks. By minimizing human error, payroll software helps you avoid costly tax penalties that arise from inaccurate calculations. For businesses with five employees, using payroll services typically costs less than $100 a month, which is more economical than the expenses of manual payroll mistakes. Furthermore, Gusto users report saving an average of four hours each month on payroll tasks through automated calculations and integrated time tracking. Streamlining tax payments and form filings likewise protects your financial health by reducing the risk of late payments and fines. Accurate Compliance Management Efficient payroll processing not just saves time and costs but furthermore plays a pivotal role in maintaining accurate compliance with various regulations. By automating payroll tax calculations and filings, payroll software greatly reduces the risk of human error and guarantees adherence to federal and state laws. For instance, platforms like Gusto automatically update tax rates, helping you avoid costly underpayment penalties. These tools likewise guarantee compliance with minimum wage laws, pay schedules, and accurate tax withholding rates. In addition, payroll software often includes features for generating and e-filing vital tax forms, like W-2 and 1099, directly with the IRS. Top Payroll Software Options for Small Businesses Finding the right payroll software is vital for small businesses aiming to streamline their operations and guarantee accurate employee compensation. Gusto, rated 4.5, is a strong choice for small to medium-sized businesses, offering integrated payroll and HR solutions starting at $49 per month plus $6 per employee. Remote, with a rating of 4.6, surpasses in global payroll management, allowing you to pay staff in nearly 200 countries for $29 per employee monthly. Remote Square Payroll stands out as the most affordable option at $35 plus $6 per person, providing unlimited payroll runs. Justworks combines payroll and PEO services starting at $50 per month, whereas Wave Payroll offers invoicing and payroll services starting at $40, though with limited HR features. How to Choose the Right Payroll Software When choosing the right payroll software, start by evaluating your business’s size and specific needs, as different services cater to various employee counts and intricacies. Next, compare pricing options to find a solution that fits your budget, keeping in mind that services like Square Payroll and Gusto have different base fees and per-employee charges. Assess Business Needs How do you determine the best payroll software for your business? Start by evaluating your organization’s size and growth plans. Different solutions cater to varying needs, like Gusto for small to medium businesses or Remote for global payroll. Next, consider the specific features you require: HR Integration: Look for software that combines payroll and HR functions. Tax Compliance: Verify the software keeps you updated with tax regulations. User-Friendly Interface: Choose tools like Gusto, which are intuitive and come with solid customer support. Lastly, reviewing customer satisfaction ratings can help you gauge effectiveness. Platforms like ADP RUN have high ratings, indicating users find them easy to navigate and efficient in processing payroll. Compare Pricing Options Choosing the right payroll software involves careful consideration of pricing options to guarantee you get the best value for your business. Start by comparing the monthly base rates and additional costs per employee. For instance, Square Payroll begins at $35 plus $6 per person, whereas Gusto starts at $49 plus $6 per employee. Look for transparent pricing with no hidden fees, like Gusto’s plan that includes unlimited payroll runs. Additionally, evaluate cost-effectiveness; OnPay charges a flat rate of $36 plus $4 per employee, covering initial data entry at no charge. Consider additional features as well, such as Gusto’s benefits management and time tracking, which can save you time and reduce overall payroll costs. Finally, assess payment structure flexibility to find what suits you best. Pricing Structures of Payroll Services Comprehending the pricing structures of payroll services is vital for businesses looking to streamline their payroll processes during managing costs effectively. Several key options stand out: Gusto starts at $49 per month plus $6 per employee, offering unlimited payroll runs and HR features based on your chosen plan. Square Payroll is one of the most affordable options at $35 plus $6 per employee, providing unlimited payroll runs and next-day direct deposit. QuickBooks Payroll likewise begins at $50 per month plus $6 per employee, featuring extensive integration options for payroll data management. Each of these services has unique features that can suit different business needs, making it important to evaluate what fits your operations best. Importance of Compliance and Tax Management Ensuring compliance and effective tax management is vital for your business, as it not merely protects you from costly penalties but likewise streamlines your payroll processes. Payroll software automates tax calculations and payments, greatly reducing the risk of human error that can lead to fines from tax agencies. Compliance with federal and state payroll laws is fundamental; software minimizes risks tied to incorrect minimum wage payments and tax withholding rates. Services like Gusto automatically update tax rates, helping you avoid underpayment penalties. Furthermore, proper payroll management can assist in claiming eligible tax credits, maximizing savings as you maintain adherence to regulations. Platforms such as ADP offer expert support, ensuring timely tax payments and accurate form filings, enhancing your overall payroll experience. Integration With Other Business Tools When choosing payroll software, it’s crucial to contemplate how well it integrates with your existing business tools. Solutions like Gusto and QuickBooks Payroll offer seamless compatibility with various accounting platforms, which helps streamline payroll data synchronization and minimize errors. Furthermore, features such as time tracking integration and customizable workflows can greatly improve your payroll efficiency by automating routine tasks. Seamless Software Compatibility Integrating payroll software with other business tools can greatly improve your operational efficiency, especially as your company grows. Seamless compatibility allows you to automate processes and reduce manual work. Here are three payroll software options that excel in integration: Gusto integrates with over 20 platforms, minimizing manual calculations and saving time. QuickBooks Payroll offers extensive integration for businesses using QuickBooks Online, streamlining payroll data management. ADP RUN features an app marketplace for easy integration with popular tools, enhancing payroll management efficiency. Time Tracking Integration Accurate time tracking is vital for effective payroll management, as it directly impacts how employees are compensated for their work hours. Integrating time tracking with payroll software streamlines your payroll process, boosts accuracy, and saves time. Here are some payroll solutions that offer robust time tracking integrations: Payroll Software Integration Features Gusto Seamless with 20+ platforms, auto-syncing payroll data QuickBooks Payroll Manages payments and expenses for a unified financial view Wave Payroll Integrates with free accounting software, offers customizable invoicing ADP RUN App marketplace for improved payroll and compliance tools Justworks Integrates HR tools for analytics and workforce insights Accounting Software Syncing To guarantee your payroll process runs smoothly, syncing your payroll software with accounting tools is essential. This integration minimizes manual calculations and streamlines financial processes. Here are three top options to evaluate: Gusto integrates with over 20 accounting platforms, ensuring seamless payroll data syncing that reduces processing time. QuickBooks Payroll offers extensive integration, making it perfect for businesses already using QuickBooks Online, which improves employee and payroll management. Wave Payroll pairs well with its free accounting software, providing customizable invoice templates that cater to small businesses. Other options like ADP RUN and Rippling as well improve payroll functionality, allowing for detailed reporting and automation of HR tasks. Choosing the right software can greatly enhance your business’s efficiency. Customer Support and Resources In regard to managing payroll, having reliable customer support and resources is essential for businesses. Gusto offers expert assistance through phone, email, and chat, ensuring you can simplify payroll and HR tasks whenever needed. ADP takes it a step further with 24/7 real-person support from payroll and HR professionals, enhancing your experience as you manage payroll services. Paychex features an all-encompassing Resource Center, providing access to articles and guides alongside chat options for convenient help. Justworks allows secure access to payroll data and offers analytics to help you understand your payroll processes better. Meanwhile, Square Payroll provides automatic payroll runs and employee self-onboarding, ensuring that support is readily available through their various channels. User Experience and Interface Regarding payroll software, user experience and interface play a crucial role in how effectively you can manage payroll tasks. A user-friendly design can greatly improve your efficiency. Here are three standout options: Gusto: With a 4.6 rating from over 4,139 reviews, it’s favored by small and midsize businesses for its outstanding user experience. ADP Run: This software features a simple interface allowing payroll processing in just a few clicks, ideal for both novices and experienced users. Square Payroll: Its intuitive design facilitates automatic payroll runs and employee self-onboarding, making the entire process smoother. Choosing payroll software with an effective user interface can save you time and reduce errors, ultimately making payroll management a less intimidating task. Scalability for Growing Businesses As your business grows, having payroll software that can scale with your needs becomes essential for maintaining efficiency and accuracy. Gusto, for example, offers customized solutions for small to medium-sized businesses, processing millions in payroll monthly for over 400,000 companies. If you’re considering international expansion, Remote allows you to manage payroll for workers in nearly 200 countries. QuickBooks Payroll supports seamless migration from other services, preserving your existing payroll data during growth phases. ADP RUN provides a flexible platform with detailed reporting, enabling you to adapt your processes as you evolve. For startups, Square Payroll’s affordable pricing structure starts at $35 per month plus $6 per person, making it a practical choice for businesses looking to scale effectively. Security and Data Protection How can you guarantee that your payroll data remains secure in today’s digital environment? Choosing the right payroll software is vital for protecting sensitive information. Here are three key features to look for: Advanced Encryption: Confirm the software uses strong encryption protocols to safeguard data during transmission and storage. Multi-Factor Authentication (MFA): Opt for systems that require users to verify their identity through multiple methods, not just a password, enhancing access security. Regulatory Compliance: Select software that adheres to strict standards like GDPR and CCPA, confirming personal data is managed legally and responsibly. Real-World User Reviews When evaluating payroll software, what do real users think about their experiences? Gusto stands out with a 4.6 rating, praised for its user-friendly interface and efficiency, handling payroll for over 400,000 businesses monthly. ADP RUN follows closely with a 4.5 score, with 90% of users finding the switch to their system seamless and 75% completing payroll within 15 minutes. QuickBooks Payroll, rated at 4.0, excels in integration with QuickBooks Online, making payroll management smoother for users. Square Payroll, with a 4.2 rating, is noted for affordability, though it’s less suitable for larger companies because of limited features. Paychex is likewise highly regarded, serving around 800,000 customers, showcasing its thorough and reliable payroll solutions. Future Trends in Payroll Technology The insights gained from real-world user reviews highlight the importance of adapting to future trends in payroll technology. As you look ahead, consider these key developments: AI and Machine Learning: These technologies will improve accuracy in tax calculations and minimize manual errors through automation, streamlining your payroll processes. Cloud-Based Solutions: With remote access to payroll data, these systems guarantee real-time updates and compliance with evolving regulations, making management easier for you. Improved Employee Self-Service Portals: By providing access to pay stubs and benefits information, you’ll boost transparency for employees as well as reducing administrative burdens. Staying informed about these trends will help you choose the best payroll software that aligns with your business’s needs and future growth. Frequently Asked Questions What Is the Best Payroll Software for a Small Business? When selecting the best payroll software for your small business, consider options like Gusto, which offers a user-friendly experience with integrated payroll and HR solutions starting at $49 plus $6 per employee. Square Payroll is budget-friendly, beginning at $35 with unlimited payroll runs. Justworks provides PEO services with extensive analytics, whereas Wave Payroll integrates with free accounting software. ADP RUN stands out for its detailed reports, aiding in efficient payroll management and compliance. Which Software Is Best for Payroll? When choosing payroll software, consider your specific needs. Gusto is great for integrated payroll and HR, starting at $49 plus $6 per person. ADP RUN thrives in payroll reporting but lacks transparent pricing. For global payroll, Remote is ideal, beginning at $29 per employee. Square Payroll is the most affordable option, starting at $35 plus $6 per person. QuickBooks Payroll integrates well with QuickBooks Online, starting at $50 plus $6 per person. Is ADP the Best for Payroll? ADP is a strong contender for payroll services, offering features like automatic calculations, tax payments, and compliance support. With over 900,000 small business clients, it’s customized to various business sizes. Users appreciate the 24/7 real-person assistance and an interactive demo, which improves the experience. ADP’s high satisfaction ratings—4.5/5 on Capterra and 9.1/10 on Trust Radius—indicate its reliability. Many customers complete payroll in 15 minutes or less, showcasing its efficiency. What Is the Easiest Way to Do Payroll for a Small Business? The easiest way to do payroll for a small business is to use payroll software like Gusto or QuickBooks Payroll. These platforms offer user-friendly interfaces and automate tax calculations, which saves you time and reduces errors. Services such as Square Payroll provide unlimited payroll runs and next-day direct deposits. With tools like ADP RUN, you gain access to employee self-service options and payroll reports, making payroll management simpler and more efficient for you. Conclusion Choosing the best payroll software for your business involves evaluating your specific needs and budget. Options like Gusto, Square Payroll, and Remote each offer unique features that cater to different requirements. Analyzing key factors such as functionality, ease of use, and compliance will help streamline your payroll processes. As your business grows, consider scalability and security to protect sensitive data. By making an informed decision, you can improve efficiency and guarantee accurate payroll management for your workforce. Image via Google Gemini This article, "What Is the Best Payroll Software for Business?" was first published on Small Business Trends View the full article

When searching for the best payroll software for your business, you need to contemplate various factors such as features, usability, and compliance. For instance, Gusto offers thorough payroll and HR integration, whereas Square Payroll is cost-effective for smaller firms. It’s crucial to identify what suits your specific needs and budget. Grasping these options can greatly improve your payroll process, but how do you determine which one aligns perfectly with your business goals? Key Takeaways Gusto offers comprehensive payroll and HR solutions, starting at $49/month plus $6/employee, ideal for small to medium-sized businesses. Square Payroll is the most affordable choice at $35/month plus $6/employee, with unlimited payroll runs and next-day direct deposit options. QuickBooks Payroll integrates seamlessly with QuickBooks Online, starting at $50/month plus $6/employee, suitable for businesses already using QuickBooks. Remote specializes in global payroll management at $29/employee monthly, making it ideal for companies with international teams. ADP RUN provides 24/7 support and a user-friendly interface, perfect for businesses seeking reliable customer service and payroll management. Understanding Payroll Software Comprehending payroll software is essential for any business looking to streamline its payroll processes and guarantee accurate employee payments. Good payroll software for small business automates wage calculations, taxes, and deductions, ensuring timely payments. Services like Gusto and ADP offer features such as unlimited payroll runs and next-day direct deposit, which help reduce financial penalties owing to compliance issues. Furthermore, many payroll software solutions integrate seamlessly with accounting platforms like QuickBooks, minimizing manual data entry errors. Employee self-service options improve user experience by allowing employees to access pay statements and manage tax forms. When considering payroll software cost, you’ll find options like Square Payroll starting at $35 plus $6 per employee, so choose a service that fits your budget and needs effectively. Key Features to Look For When choosing payroll software, you should prioritize a user-friendly interface that makes navigation simple for both you and your employees. Compliance and accuracy are likewise essential; look for features that automatically calculate taxes and guarantee adherence to regulations, helping you avoid costly mistakes. User-Friendly Interface A user-friendly interface is crucial for effective payroll software, especially since it can greatly streamline your payroll processing tasks. Look for in-house payroll software that allows quick payroll review with minimal clicks, like Paychex Flex, which enables payroll entry in just two clicks. An intuitive dashboard provides an extensive overview of your payroll status, making it easier for you to manage tasks and reducing the learning curve for new users. Furthermore, employee self-service options let your team manage personal information and access W-2s without constant HR involvement. Automated tax calculations and compliance notifications minimize errors, whereas a responsive support system guarantees you can navigate the software effectively, enhancing your overall experience. Compliance and Accuracy Guaranteeing compliance and accuracy in payroll processing is vital for avoiding costly penalties and maintaining smooth operations. Look for payroll software that automatically calculates and files payroll taxes, keeping you compliant with federal and state laws. Features that provide timely updates on tax rate changes, like those in Gusto, help prevent underpayment penalties. Error detection mechanisms are important, as they reduce human errors in calculations, saving you from expensive corrections and potential lawsuits. Thorough reporting features, such as those offered by ADP RUN, keep you informed about your tax obligations. Moreover, integrated compliance management tools found in Justworks and TriNet guarantee you meet federal and state deadlines, leading to a seamless payroll process for your business. Benefits of Using Payroll Software Using payroll software can save you both time and money, allowing you to focus on what really matters—growing your business. With automated calculations and tax filings, you’ll guarantee compliance with federal and state laws, minimizing the risk of costly penalties. Plus, the integration with accounting systems streamlines your processes, making payroll preparation more efficient and accurate. Time and Cost Savings When you automate payroll processing with software, you can considerably save time and reduce costs for your business. Many users complete employee payments in just 15 minutes or less, allowing you to focus on other important tasks. By minimizing human error, payroll software helps you avoid costly tax penalties that arise from inaccurate calculations. For businesses with five employees, using payroll services typically costs less than $100 a month, which is more economical than the expenses of manual payroll mistakes. Furthermore, Gusto users report saving an average of four hours each month on payroll tasks through automated calculations and integrated time tracking. Streamlining tax payments and form filings likewise protects your financial health by reducing the risk of late payments and fines. Accurate Compliance Management Efficient payroll processing not just saves time and costs but furthermore plays a pivotal role in maintaining accurate compliance with various regulations. By automating payroll tax calculations and filings, payroll software greatly reduces the risk of human error and guarantees adherence to federal and state laws. For instance, platforms like Gusto automatically update tax rates, helping you avoid costly underpayment penalties. These tools likewise guarantee compliance with minimum wage laws, pay schedules, and accurate tax withholding rates. In addition, payroll software often includes features for generating and e-filing vital tax forms, like W-2 and 1099, directly with the IRS. Top Payroll Software Options for Small Businesses Finding the right payroll software is vital for small businesses aiming to streamline their operations and guarantee accurate employee compensation. Gusto, rated 4.5, is a strong choice for small to medium-sized businesses, offering integrated payroll and HR solutions starting at $49 per month plus $6 per employee. Remote, with a rating of 4.6, surpasses in global payroll management, allowing you to pay staff in nearly 200 countries for $29 per employee monthly. Remote Square Payroll stands out as the most affordable option at $35 plus $6 per person, providing unlimited payroll runs. Justworks combines payroll and PEO services starting at $50 per month, whereas Wave Payroll offers invoicing and payroll services starting at $40, though with limited HR features. How to Choose the Right Payroll Software When choosing the right payroll software, start by evaluating your business’s size and specific needs, as different services cater to various employee counts and intricacies. Next, compare pricing options to find a solution that fits your budget, keeping in mind that services like Square Payroll and Gusto have different base fees and per-employee charges. Assess Business Needs How do you determine the best payroll software for your business? Start by evaluating your organization’s size and growth plans. Different solutions cater to varying needs, like Gusto for small to medium businesses or Remote for global payroll. Next, consider the specific features you require: HR Integration: Look for software that combines payroll and HR functions. Tax Compliance: Verify the software keeps you updated with tax regulations. User-Friendly Interface: Choose tools like Gusto, which are intuitive and come with solid customer support. Lastly, reviewing customer satisfaction ratings can help you gauge effectiveness. Platforms like ADP RUN have high ratings, indicating users find them easy to navigate and efficient in processing payroll. Compare Pricing Options Choosing the right payroll software involves careful consideration of pricing options to guarantee you get the best value for your business. Start by comparing the monthly base rates and additional costs per employee. For instance, Square Payroll begins at $35 plus $6 per person, whereas Gusto starts at $49 plus $6 per employee. Look for transparent pricing with no hidden fees, like Gusto’s plan that includes unlimited payroll runs. Additionally, evaluate cost-effectiveness; OnPay charges a flat rate of $36 plus $4 per employee, covering initial data entry at no charge. Consider additional features as well, such as Gusto’s benefits management and time tracking, which can save you time and reduce overall payroll costs. Finally, assess payment structure flexibility to find what suits you best. Pricing Structures of Payroll Services Comprehending the pricing structures of payroll services is vital for businesses looking to streamline their payroll processes during managing costs effectively. Several key options stand out: Gusto starts at $49 per month plus $6 per employee, offering unlimited payroll runs and HR features based on your chosen plan. Square Payroll is one of the most affordable options at $35 plus $6 per employee, providing unlimited payroll runs and next-day direct deposit. QuickBooks Payroll likewise begins at $50 per month plus $6 per employee, featuring extensive integration options for payroll data management. Each of these services has unique features that can suit different business needs, making it important to evaluate what fits your operations best. Importance of Compliance and Tax Management Ensuring compliance and effective tax management is vital for your business, as it not merely protects you from costly penalties but likewise streamlines your payroll processes. Payroll software automates tax calculations and payments, greatly reducing the risk of human error that can lead to fines from tax agencies. Compliance with federal and state payroll laws is fundamental; software minimizes risks tied to incorrect minimum wage payments and tax withholding rates. Services like Gusto automatically update tax rates, helping you avoid underpayment penalties. Furthermore, proper payroll management can assist in claiming eligible tax credits, maximizing savings as you maintain adherence to regulations. Platforms such as ADP offer expert support, ensuring timely tax payments and accurate form filings, enhancing your overall payroll experience. Integration With Other Business Tools When choosing payroll software, it’s crucial to contemplate how well it integrates with your existing business tools. Solutions like Gusto and QuickBooks Payroll offer seamless compatibility with various accounting platforms, which helps streamline payroll data synchronization and minimize errors. Furthermore, features such as time tracking integration and customizable workflows can greatly improve your payroll efficiency by automating routine tasks. Seamless Software Compatibility Integrating payroll software with other business tools can greatly improve your operational efficiency, especially as your company grows. Seamless compatibility allows you to automate processes and reduce manual work. Here are three payroll software options that excel in integration: Gusto integrates with over 20 platforms, minimizing manual calculations and saving time. QuickBooks Payroll offers extensive integration for businesses using QuickBooks Online, streamlining payroll data management. ADP RUN features an app marketplace for easy integration with popular tools, enhancing payroll management efficiency. Time Tracking Integration Accurate time tracking is vital for effective payroll management, as it directly impacts how employees are compensated for their work hours. Integrating time tracking with payroll software streamlines your payroll process, boosts accuracy, and saves time. Here are some payroll solutions that offer robust time tracking integrations: Payroll Software Integration Features Gusto Seamless with 20+ platforms, auto-syncing payroll data QuickBooks Payroll Manages payments and expenses for a unified financial view Wave Payroll Integrates with free accounting software, offers customizable invoicing ADP RUN App marketplace for improved payroll and compliance tools Justworks Integrates HR tools for analytics and workforce insights Accounting Software Syncing To guarantee your payroll process runs smoothly, syncing your payroll software with accounting tools is essential. This integration minimizes manual calculations and streamlines financial processes. Here are three top options to evaluate: Gusto integrates with over 20 accounting platforms, ensuring seamless payroll data syncing that reduces processing time. QuickBooks Payroll offers extensive integration, making it perfect for businesses already using QuickBooks Online, which improves employee and payroll management. Wave Payroll pairs well with its free accounting software, providing customizable invoice templates that cater to small businesses. Other options like ADP RUN and Rippling as well improve payroll functionality, allowing for detailed reporting and automation of HR tasks. Choosing the right software can greatly enhance your business’s efficiency. Customer Support and Resources In regard to managing payroll, having reliable customer support and resources is essential for businesses. Gusto offers expert assistance through phone, email, and chat, ensuring you can simplify payroll and HR tasks whenever needed. ADP takes it a step further with 24/7 real-person support from payroll and HR professionals, enhancing your experience as you manage payroll services. Paychex features an all-encompassing Resource Center, providing access to articles and guides alongside chat options for convenient help. Justworks allows secure access to payroll data and offers analytics to help you understand your payroll processes better. Meanwhile, Square Payroll provides automatic payroll runs and employee self-onboarding, ensuring that support is readily available through their various channels. User Experience and Interface Regarding payroll software, user experience and interface play a crucial role in how effectively you can manage payroll tasks. A user-friendly design can greatly improve your efficiency. Here are three standout options: Gusto: With a 4.6 rating from over 4,139 reviews, it’s favored by small and midsize businesses for its outstanding user experience. ADP Run: This software features a simple interface allowing payroll processing in just a few clicks, ideal for both novices and experienced users. Square Payroll: Its intuitive design facilitates automatic payroll runs and employee self-onboarding, making the entire process smoother. Choosing payroll software with an effective user interface can save you time and reduce errors, ultimately making payroll management a less intimidating task. Scalability for Growing Businesses As your business grows, having payroll software that can scale with your needs becomes essential for maintaining efficiency and accuracy. Gusto, for example, offers customized solutions for small to medium-sized businesses, processing millions in payroll monthly for over 400,000 companies. If you’re considering international expansion, Remote allows you to manage payroll for workers in nearly 200 countries. QuickBooks Payroll supports seamless migration from other services, preserving your existing payroll data during growth phases. ADP RUN provides a flexible platform with detailed reporting, enabling you to adapt your processes as you evolve. For startups, Square Payroll’s affordable pricing structure starts at $35 per month plus $6 per person, making it a practical choice for businesses looking to scale effectively. Security and Data Protection How can you guarantee that your payroll data remains secure in today’s digital environment? Choosing the right payroll software is vital for protecting sensitive information. Here are three key features to look for: Advanced Encryption: Confirm the software uses strong encryption protocols to safeguard data during transmission and storage. Multi-Factor Authentication (MFA): Opt for systems that require users to verify their identity through multiple methods, not just a password, enhancing access security. Regulatory Compliance: Select software that adheres to strict standards like GDPR and CCPA, confirming personal data is managed legally and responsibly. Real-World User Reviews When evaluating payroll software, what do real users think about their experiences? Gusto stands out with a 4.6 rating, praised for its user-friendly interface and efficiency, handling payroll for over 400,000 businesses monthly. ADP RUN follows closely with a 4.5 score, with 90% of users finding the switch to their system seamless and 75% completing payroll within 15 minutes. QuickBooks Payroll, rated at 4.0, excels in integration with QuickBooks Online, making payroll management smoother for users. Square Payroll, with a 4.2 rating, is noted for affordability, though it’s less suitable for larger companies because of limited features. Paychex is likewise highly regarded, serving around 800,000 customers, showcasing its thorough and reliable payroll solutions. Future Trends in Payroll Technology The insights gained from real-world user reviews highlight the importance of adapting to future trends in payroll technology. As you look ahead, consider these key developments: AI and Machine Learning: These technologies will improve accuracy in tax calculations and minimize manual errors through automation, streamlining your payroll processes. Cloud-Based Solutions: With remote access to payroll data, these systems guarantee real-time updates and compliance with evolving regulations, making management easier for you. Improved Employee Self-Service Portals: By providing access to pay stubs and benefits information, you’ll boost transparency for employees as well as reducing administrative burdens. Staying informed about these trends will help you choose the best payroll software that aligns with your business’s needs and future growth. Frequently Asked Questions What Is the Best Payroll Software for a Small Business? When selecting the best payroll software for your small business, consider options like Gusto, which offers a user-friendly experience with integrated payroll and HR solutions starting at $49 plus $6 per employee. Square Payroll is budget-friendly, beginning at $35 with unlimited payroll runs. Justworks provides PEO services with extensive analytics, whereas Wave Payroll integrates with free accounting software. ADP RUN stands out for its detailed reports, aiding in efficient payroll management and compliance. Which Software Is Best for Payroll? When choosing payroll software, consider your specific needs. Gusto is great for integrated payroll and HR, starting at $49 plus $6 per person. ADP RUN thrives in payroll reporting but lacks transparent pricing. For global payroll, Remote is ideal, beginning at $29 per employee. Square Payroll is the most affordable option, starting at $35 plus $6 per person. QuickBooks Payroll integrates well with QuickBooks Online, starting at $50 plus $6 per person. Is ADP the Best for Payroll? ADP is a strong contender for payroll services, offering features like automatic calculations, tax payments, and compliance support. With over 900,000 small business clients, it’s customized to various business sizes. Users appreciate the 24/7 real-person assistance and an interactive demo, which improves the experience. ADP’s high satisfaction ratings—4.5/5 on Capterra and 9.1/10 on Trust Radius—indicate its reliability. Many customers complete payroll in 15 minutes or less, showcasing its efficiency. What Is the Easiest Way to Do Payroll for a Small Business? The easiest way to do payroll for a small business is to use payroll software like Gusto or QuickBooks Payroll. These platforms offer user-friendly interfaces and automate tax calculations, which saves you time and reduces errors. Services such as Square Payroll provide unlimited payroll runs and next-day direct deposits. With tools like ADP RUN, you gain access to employee self-service options and payroll reports, making payroll management simpler and more efficient for you. Conclusion Choosing the best payroll software for your business involves evaluating your specific needs and budget. Options like Gusto, Square Payroll, and Remote each offer unique features that cater to different requirements. Analyzing key factors such as functionality, ease of use, and compliance will help streamline your payroll processes. As your business grows, consider scalability and security to protect sensitive data. By making an informed decision, you can improve efficiency and guarantee accurate payroll management for your workforce. Image via Google Gemini This article, "What Is the Best Payroll Software for Business?" was first published on Small Business Trends View the full article

Subscribe to Work LifeGet stories like this in your inbox Subscribe AI tools often claim to make our work (and our lives) easier, faster, lighter. Instead, many of us are feeling in the dark and, at the same time, sprinting to keep up – juggling tools, prompts, and pressure to “leverage” all that functionality, all at once. The result? AI fatigue. That drained-yet-frantic feeling of trying to stay relevant in a system that never stops changing. Is the solution to stop using AI altogether? Probably not, considering AI can be such a powerful unlock. Instead, the solution lies in how we’re collaborating with it. Just like email overload wasn’t really about the technology itself – it was about how we let it structure our days and trigger our brain’s dopamine-driven urges – AI fatigue comes from letting the tools lead instead of being intentional about when, why, and how we collaborate with them. As historian Melvin Kranzberg once said, “Technology is neither good nor bad; nor is it neutral.” AI is no different. It reflects our habits, intentions, and decisions. If we don’t pause to question how and why we’re using AI, we risk letting it dictate our priorities – and even our thinking – in ways we never intended. Every interaction with AI is a chance to reinforce or rethink the systems we’re building. But the fix isn’t just another productivity hack. It’s learning to set up the right systems – and learning to engage with AI intentionally, not reactively. Here are six dos and don’ts – informed by Atlassian’s latest research – to help reset your relationship with AI, turning it from a source of fatigue into a source of creativity and impact. 1. Do this: Take full advantage of AI to solve real problems Not this: Use AI as a simple tool “AI isn’t just a button you press for instant answers,” explains Atlassian AI Evangelist Sven Peters. To get real value, Sven says it helps to treat AI as a sparring partner – someone you can bounce ideas off, challenge your assumptions, and uncover new perspectives. If AI gives you an unexpected answer, don’t just move on. Instead, ask “why?” and dig deeper. This back-and-forth can reveal gaps in your thinking and help you learn much more than you would by simply accepting the first response. For example, instead of asking AI, “What’s the best way to run a meeting?” try: “Here’s how my team runs meetings now… what’s missing? What would you change, and why?” Then, challenge its suggestions and dig deeper. That’s how you turn AI into a true collaborator that creates real value. 2. Do this: Save time by making sure AI can access high-quality knowledge Related Article The 5 commandments of information discoverability By Sarah Goff-Dupont In Productivity Not this: Feed AI any and all information indiscriminately – you run the risk of getting “slop”-y outputs that you then need to sift through for the answers you’re after AI can only action what it can access. If you give it incomplete, outdated, or poorly organized information, it will amplify those flaws, degrading decision-making and causing headaches down the road. According to our research, 79% of knowledge workers say they’d use AI more if it could access the right data. But most are held back by messy, siloed, or low-quality inputs. Teams that see the greatest AI-enabled impact make high-quality, up-to-date knowledge available to AI. Learn how to do this in our AI Collaboration Index 2025. 3. Do this: Protect your focus by assigning AI boundaries (and acknowleding its limitations) Not this: Let AI dictate your entire workflow or interrupt deep work At the start of every project, figure out exactly what role AI will play. For example, a team might decide that AI will analyze customer feedback trends, create the first draft of a project plan, and update Jira issues. You might even ask AI to suggest ideas for how it can best help you. Make it a habit to regularly (monthly or quarterly) review how AI is showing up: Is the way you’re collaborating with it genuinely helping you achieve results, or just adding noise and work slop? Think of AI as a teammate to recalibrate with, not a set-it-and-forget-it solution. Also, remember that speed isn’t everything: 42% of knowledge workers admit to trusting AI outputs without checking. Take a beat and check AI outputs – your future self and your team will thank you. 4. Do this: Create active communities for hands-on learning and experimentation Related Article Avoiding the broadcast trap: A simple ritual for effective adoption By Lauren Parker In Teamwork Not this: Rely on passive training sessions or static knowledge hubs to get good at AI Our research shows that nearly 70% of workplaces offer AI training, but it’s largely ineffective. The most impactful learning happens in small, active communities or hands-on workshops focused on solving specific, shared problems. Hands-on AI workshops, hackathons, community learning sessions, and dedicated Slack channels drive real adoption and confidence – not to mention they’re just more energizing and fun. Meanwhile, one-size-fits-all trainings and self-serve hubs are among the least effective ways to spark strategic AI collaboration. (And they’re kind of a snoozefest.) 5. Do this: Add context to your prompts to get sharper results Not this: Get lazy when prompting The words you choose in your prompts matter. A lot. If you add context and constraints to your prompt, you’ll spend less time sifting through fluff. It only takes a few more moments to give more precise direction. For a great prompt, do this: Assign AI a role: “You are a content marketing manager” Tell it your desired outcome: “I want you to write LinkedIn ad copy. Give me 10 options.” Give it constraints: “Make the headline 10 characters max, and the body copy 20 characters” Share what info or knowledge it should use to respond: “Pull from this Confluence page that details our core campaign messaging” 6. Do this: Put AI to work on your biggest team challenges Related Article 95 AI prompts for better teamwork By Shaina Rozen In Teamwork Not this: Just use it to rewrite your emails Sure, AI can make your Slack message sound better, but that’s just scratching the surface – and ultimately won’t help you achieve your goals. The real magic happens when you work with AI to break down silos, connect teams, and uncover insights that actually move the needle. According to our research, organizations that focus AI on personal productivity are 16% less likely to drive innovation compared to those that use AI for cross-team coordination and mission-critical challenges. Want real impact? Put AI to work on things like analyzing customer feedback for new ideas, connecting projects across teams, or flagging hidden risks before they become blockers. That’s how you turn AI from a time-saver into a game-changer. Subscribe to Work LifeGet stories like this in your inbox Subscribe The post 6 ways to prevent AI fatigue appeared first on Work Life by Atlassian. View the full article

Subscribe to Work LifeGet stories like this in your inbox Subscribe AI tools often claim to make our work (and our lives) easier, faster, lighter. Instead, many of us are feeling in the dark and, at the same time, sprinting to keep up – juggling tools, prompts, and pressure to “leverage” all that functionality, all at once. The result? AI fatigue. That drained-yet-frantic feeling of trying to stay relevant in a system that never stops changing. Is the solution to stop using AI altogether? Probably not, considering AI can be such a powerful unlock. Instead, the solution lies in how we’re collaborating with it. Just like email overload wasn’t really about the technology itself – it was about how we let it structure our days and trigger our brain’s dopamine-driven urges – AI fatigue comes from letting the tools lead instead of being intentional about when, why, and how we collaborate with them. As historian Melvin Kranzberg once said, “Technology is neither good nor bad; nor is it neutral.” AI is no different. It reflects our habits, intentions, and decisions. If we don’t pause to question how and why we’re using AI, we risk letting it dictate our priorities – and even our thinking – in ways we never intended. Every interaction with AI is a chance to reinforce or rethink the systems we’re building. But the fix isn’t just another productivity hack. It’s learning to set up the right systems – and learning to engage with AI intentionally, not reactively. Here are six dos and don’ts – informed by Atlassian’s latest research – to help reset your relationship with AI, turning it from a source of fatigue into a source of creativity and impact. 1. Do this: Take full advantage of AI to solve real problems Not this: Use AI as a simple tool “AI isn’t just a button you press for instant answers,” explains Atlassian AI Evangelist Sven Peters. To get real value, Sven says it helps to treat AI as a sparring partner – someone you can bounce ideas off, challenge your assumptions, and uncover new perspectives. If AI gives you an unexpected answer, don’t just move on. Instead, ask “why?” and dig deeper. This back-and-forth can reveal gaps in your thinking and help you learn much more than you would by simply accepting the first response. For example, instead of asking AI, “What’s the best way to run a meeting?” try: “Here’s how my team runs meetings now… what’s missing? What would you change, and why?” Then, challenge its suggestions and dig deeper. That’s how you turn AI into a true collaborator that creates real value. 2. Do this: Save time by making sure AI can access high-quality knowledge Related Article The 5 commandments of information discoverability By Sarah Goff-Dupont In Productivity Not this: Feed AI any and all information indiscriminately – you run the risk of getting “slop”-y outputs that you then need to sift through for the answers you’re after AI can only action what it can access. If you give it incomplete, outdated, or poorly organized information, it will amplify those flaws, degrading decision-making and causing headaches down the road. According to our research, 79% of knowledge workers say they’d use AI more if it could access the right data. But most are held back by messy, siloed, or low-quality inputs. Teams that see the greatest AI-enabled impact make high-quality, up-to-date knowledge available to AI. Learn how to do this in our AI Collaboration Index 2025. 3. Do this: Protect your focus by assigning AI boundaries (and acknowleding its limitations) Not this: Let AI dictate your entire workflow or interrupt deep work At the start of every project, figure out exactly what role AI will play. For example, a team might decide that AI will analyze customer feedback trends, create the first draft of a project plan, and update Jira issues. You might even ask AI to suggest ideas for how it can best help you. Make it a habit to regularly (monthly or quarterly) review how AI is showing up: Is the way you’re collaborating with it genuinely helping you achieve results, or just adding noise and work slop? Think of AI as a teammate to recalibrate with, not a set-it-and-forget-it solution. Also, remember that speed isn’t everything: 42% of knowledge workers admit to trusting AI outputs without checking. Take a beat and check AI outputs – your future self and your team will thank you. 4. Do this: Create active communities for hands-on learning and experimentation Related Article Avoiding the broadcast trap: A simple ritual for effective adoption By Lauren Parker In Teamwork Not this: Rely on passive training sessions or static knowledge hubs to get good at AI Our research shows that nearly 70% of workplaces offer AI training, but it’s largely ineffective. The most impactful learning happens in small, active communities or hands-on workshops focused on solving specific, shared problems. Hands-on AI workshops, hackathons, community learning sessions, and dedicated Slack channels drive real adoption and confidence – not to mention they’re just more energizing and fun. Meanwhile, one-size-fits-all trainings and self-serve hubs are among the least effective ways to spark strategic AI collaboration. (And they’re kind of a snoozefest.) 5. Do this: Add context to your prompts to get sharper results Not this: Get lazy when prompting The words you choose in your prompts matter. A lot. If you add context and constraints to your prompt, you’ll spend less time sifting through fluff. It only takes a few more moments to give more precise direction. For a great prompt, do this: Assign AI a role: “You are a content marketing manager” Tell it your desired outcome: “I want you to write LinkedIn ad copy. Give me 10 options.” Give it constraints: “Make the headline 10 characters max, and the body copy 20 characters” Share what info or knowledge it should use to respond: “Pull from this Confluence page that details our core campaign messaging” 6. Do this: Put AI to work on your biggest team challenges Related Article 95 AI prompts for better teamwork By Shaina Rozen In Teamwork Not this: Just use it to rewrite your emails Sure, AI can make your Slack message sound better, but that’s just scratching the surface – and ultimately won’t help you achieve your goals. The real magic happens when you work with AI to break down silos, connect teams, and uncover insights that actually move the needle. According to our research, organizations that focus AI on personal productivity are 16% less likely to drive innovation compared to those that use AI for cross-team coordination and mission-critical challenges. Want real impact? Put AI to work on things like analyzing customer feedback for new ideas, connecting projects across teams, or flagging hidden risks before they become blockers. That’s how you turn AI from a time-saver into a game-changer. Subscribe to Work LifeGet stories like this in your inbox Subscribe The post 6 ways to prevent AI fatigue appeared first on Work Life by Atlassian. View the full article

Venmo, the popular payment app, has unveiled a new rewards program known as Venmo Stash, aiming to redefine how users benefit from their spending habits. This innovative initiative is particularly relevant for small business owners who are looking to tap into digital payment trends and maximize their customer relationships. Venmo Stash encourages users to engage more deeply with the platform, offering cash back rewards that grow in proportion to their spending and engagement. The program is beneficial not just for individual users, but for small businesses that incorporate Venmo into their payment systems. One of the standout features of Venmo Stash is its simplicity and flexibility. Users receive cash back directly into their Venmo balance, which they can use immediately. According to Diego Scotti, General Manager of Consumer at PayPal, “Traditional rewards programs make customers work for points they may never use. Venmo Stash flips that model—rewarding spending and money management habits our customers have already built with Venmo.” The program operates on a tiered cash-back system: 1% Cash Back: When customers spend using the Venmo Debit Mastercard, they earn 1% cash back. 2% Cash Back: Users who enable auto reloads on their Venmo account can enjoy an enhanced cash back rate of 2%. 5% Cash Back: Customers receiving direct deposits of $500 or more each month can unlock the maximum cash back of 5%. This cash-back model not only incentivizes existing users to increase their spending on Ventmo but also could attract new customers drawn by the potential savings. For small business owners, accepting Venmo could facilitate increased transactions, particularly among younger consumers familiar with the app. For businesses, the advantages are clear. Accepting Venmo can enhance customer convenience, fostering loyalty among users who prefer cash back rewards as part of their payment experience. Venmo has evolved from merely a peer-to-peer payment app into a comprehensive commerce platform, making it an attractive option for businesses looking to streamline their payment processes. However, there are challenges that small business owners may need to consider. Implementing Venmo as a payment option requires an understanding of the associated fees and technology integration. While Venmo transactions are designed to be quick and easy, businesses might face transactional costs that need to be accounted for in their financial planning. Moreover, Venmo’s rewards program hinges on user engagement within its ecosystem. Small business owners should be prepared to promote their Venmo acceptance in ways that are appealing to potential customers, ideally aligning with the interests of their target demographic. As Venmo Stash grows, Venmo plans to offer additional ways for users to earn rewards through more integrated payment options. This expansion could present further opportunities for small businesses to not only attract new customers but also increase average transaction values as users engage more actively with the platform. In a landscape where consumer loyalty is increasingly tied to reward opportunities, programs like Venmo Stash allow businesses to capitalize on customer spending patterns while reaping the benefits of increased transaction volume. Venmo Stash is now available to existing Venmo Debit Card customers, emphasizing how easily users can start benefiting from the program. Interested businesses can learn more and enroll by visiting the Venmo website. This new initiative from Venmo is an illustration of how digital payment solutions are evolving, making it essential for small business owners to stay informed and adaptable to leverage these trends effectively. For more details about Venmo Stash, visit the original announcement here. Image via Google Gemini This article, "Venmo Launches Stash: Earn Increasing Cash Back with Every Purchase" was first published on Small Business Trends View the full article