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We all know the people pleaser in the office—the one who takes on extra work, stays late without being asked, and is at the full disposal of the department manager. They also may agree with whatever the majority says and will dodge conflict, even though they are in the right. But does this mentality pay off? Likely not, say experts. Who exactly is a people pleaser? A people pleaser is someone who abandons their own needs and values to try and make someone else happy, explains Amy Morin, a psychotherapist and the author of 13 Things Mentally Strong People Don’t Do. While on the surface, you may think this selfless approach will fast-track you at work, however, this mindset can hurt your job success. Here’s how: Your ideas won’t be shared: Your rah-rah attitude, or fear of making waves could be a barrier, especially in brainstorming sessions. “You may not disagree with anyone or offer different opinions due to fear you might upset someone,” says Morin. Plus, this facade could prevent you from speaking your true opinions. “You also might agree to things you don’t really believe in, because you fear your ideas might be frowned upon,” she says. You won’t demonstrate leadership skills: If you want to advance in your career, it’s critical to showcase your ability to lead a team. “It’s important to be able to say ‘no,’ and if you can’t, you’re going to go along with bad ideas or you might get talked into doing things that are bad for the company,” says Morin. “You aren’t likely to be promoted if you look like a doormat.” You won’t advocate for yourself: Being a people pleaser can cause you to be afraid to speak up when you need to at work. You won’t ask for a raise, speak up when you’re treated poorly, or ask for what you need, Morin says. If you don’t advocate for yourself, others are likely to surpass you. You dilute the quality of your work: Being a people pleaser can usurp both your time and energy. “If you’re always saying ‘yes’ to helping other people, you’ll have less time and energy to devote to your tasks,” cautions Morin. “The quality of your work is likely to suffer because you’ll be spread too thin.” You shield your authenticity: People also don’t get to know the real you when you don’t share your true thoughts or personality. A people pleaser might feel lonely because they don’t get to develop authentic relationships with people, says Morin. You take on others’ emotional baggage: You don’t have the power to make others feel happy—and if you try, you might grow frustrated, says Morin. “People pleasers often blame themselves for how other people feel, so you may assume you’re doing something wrong if your efforts aren’t making them happy,” she says. You can hinder your own success: People pleasers shy away from difficult conversations about their progress or tend to avoid advocating for their own development, says Michelle Reisdorf, district president at Robert Half in Chicago. “This can hinder their career growth and potential opportunities,” she says. You don’t set healthy boundaries: People-pleasing employees can get stuck with a heavier workload because they don’t speak up more when work is unloaded onto them. ”If someone struggles with setting healthy boundaries, they may end up taking on more work than what is manageable or accepting demands that fall outside their typical responsibilities,” says Reisdorf. How can a people pleaser pivot themselves to self-advocacy? It can take a plan and then practice for effective strategies to collaborate and cooperate without people-pleasing, but having the will is the best springboard to turn the page on being a doormat. “It might involve finding ways to speak up and say what you need, while recognizing that no one has to give you what you’re asking for,” says Morin. She notes it can take planning and practice to get better at collaborating without turning to people-pleasing. But it is possible to improve, says Morin. “It might involve finding ways to speak up and say what you need, while recognizing that no one has to give you what you’re asking for. So, if you’re uncomfortable speaking up for yourself, start small, advises Morin. “Share one idea at every meeting you attend,” she suggests. “And, when you share ideas often, you’ll see that there will be times when people disagree or dismiss your ideas.” The goal is to get more comfortable with that. As you ease into this plan, she acknowledges there will also be times when people really like your ideas and you may find it feels uncomfortable to be the center of attention or to receive praise, but this is part of your growing strategy. “Exposing yourself to that feeling will also help you grow more comfortable with it.” Another key component of breaking this pattern is to accept that you can’t make everyone happy and sometimes there will be conflict. Disagreements are part of any healthy relationship, and they often lead to better solutions and new strategies, she says. “You may need to work on yourself to recognize that you’re still an okay person even if someone disagrees or is angry with you.” If you always say yes, set out to say no or disagree at least one time per week, Morin recommends. You’ll see how others react and respond to you when you decline an invitation or express yourself. “That can help you see that people aren’t likely to get as upset as you imagined or respond with anger,” Morin says. “And if they do get upset, it’s just another opportunity to practice tolerating your discomfort and coping with those feelings.” Additionally, setting boundaries can allow people pleasers to feel empowered. This path can lead to more confidence and self-advocacy. “Once you’ve assessed your bandwidth, I recommend discussing it with your manager or a trusted mentor to develop a work plan that establishes clear boundaries and aligns with both your well-being and the team’s goals,” says Reisdorf with Robert Half. This more measured approach can be liberating and help you avoid project overload. “Setting attainable and measurable goals will help guide your efforts, keeping you accountable for your progress while also highlighting areas where you might have the capacity to support others in a more balanced and sustainable way,” says Reisdorf. View the full article
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How the color of food impacts what we eat
ResidentialBusiness posted a topic in What's on Your Mind?
You know you’ve said it. We all have. “Mmm, that looks so delicious—I want to try some!” That’s because when it comes to what we eat, it’s not just a matter of taste. What foods and drinks look like—the colors we see before the first morsels or sips hit our taste buds—have mattered to people for millennia. And nowhere has that been more blatant than the American food palate, where the visual spectrum we choose from includes not only the primary colors but artificial ones that nature couldn’t even dream up. For well over a century, food manufacturers in the United States have used synthetic dyes in their products as part of their production and marketing efforts. Often, it’s been in hopes of making a mass-produced food look as fresh and natural as possible, reminiscent of the raw ingredients used in its production. In other cases, it’s been about making an item look interesting or distinctive from competitors, like candies or desserts in an electric blue or neon pink. Think “blue raspberry Slurpee” or “Flamin’ Hot Cheetos.” It hasn’t been without controversy. Over the decades, there have been pushback and government regulation over just how food and drink have been colored, most recently with the decision last month from the federal Food and Drug Administration to ban red dye No. 3 from foods and oral-ingested drugs because of concerns over a possible cancer risk. But no one’s calling for food NOT to be colorful. That’s because there’s no escaping the importance of what we see when it comes to what we eat, says Devina Wadhera, faculty associate at the College of Integrative Sciences and Arts of Arizona State University. “Your first sensory contact, if your eyes are open, is going to be sight,” she says. “That’s going to be the first judgment we’re going to make.” Visual appeal is pivotal The food manufacturers of the late 19th century knew they had to get the visual appeal right. It was part of their marketing, as a shorthand to encourage brand recognition, to make consumers feel comfortable about quality and overcome worries (or realities) about spoilage as food production became industrialized, says Ai Hisano, author of Visualizing Taste: How Business Changed the Look of What You Eat. Synthetic dyes helped overcome problems like foods losing color in the production process and helped make foods look more “natural,” she says. Then, over time, dyes were deployed to make foods look “fun” and appealing to audiences like young children. (That doesn’t mean manufacturers didn’t sometimes use colorants that could even be deadly—hence the reason there’s regulation.) She pointed to the mid-20th century example of cake mixes, which reduced the amount of effort required to bake a cake at home because most of the ingredients were already included. Food companies began promoting colorful icing for the cakes as a way women baking at home “could kind of present their personality even though they are making a premixed cake,” Hisano says. We become conditioned to coloring The connections we make between colors and foods are learned, Wadhera says. “Throughout our lives, we make associations which mean things. Cake is associated with birthdays. Ice cream is associated with parties and good times, so everything is associative learning. Color is one of those things that we have this tendency to learn about different flavor pairings.” She gave the example of the spate of products like chips and other snacks that are marketed as having an extra kick. Often “they’re super red because (companies are) trying to say, ‘Hey, this is going to be spicy’ because they’re trying to get to this sensation or perception that this is going to be really spicy—buy it.” The connections that we make between color and taste can also change according to the context, says Charles Spence, professor of experimental psychology at the University of Oxford. A blue liquid in a plastic cup in a bathroom? Could be minty mouthwash. The exact same color liquid, in a bar, held in a rocks glass? Could be bitter gin. Different cultures around the world also have different color associations, he says, although it’s fairly constant across geographies that the more vivid a color is, the more intense people assume the flavor will be. It can even extend past the food itself to the colors involved in its presentation, Wadhera says, pointing to research showing people eating different amounts or preferring certain foods linked to the colors of the dishes used to serve them. And much of the time, she says, people aren’t necessarily aware they’re doing it. “There’s a lot of things with color that you can manipulate and affect judgments,” she says. “You don’t think of it, though. . . . We make automatic judgments on the food and we don’t even realize it.” —By Deepti Hajela, Associated Press View the full article -
In the digital world where creativity knows no bounds, Patreon has emerged as a powerful membership platform that allows creators to earn a sustainable income. With Patreon, creatives across all fields can turn their passion into profit, engaging a community of fans who are willing to pay for exclusive access to their work. This article explores how to make money on Patreon and provides tips for maximizing your success. What is Patreon? So, what is Patreon, and how can creators leverage it to make money? Patreon is a membership platform that allows creators to earn income by offering a subscription service to their fans. It acts as a virtual tip jar or fan club, where supporters, referred to as patrons, contribute a set amount regularly to gain access to exclusive content from their favorite creators. Why Patreon is an Ideal Platform for Creators Patreon excels by creating a platform where creators can establish direct connections with their fans, allowing them to earn money while delivering exclusive content and experiences. Below are some of the key features that differentiate Patreon: Exclusive Content: Creators can offer patrons exclusive access to new work, behind-the-scenes content, and more. Community Engagement: The platform allows creators to interact directly with their fans, fostering a sense of community. Flexible Membership Tiers: Creators can offer multiple levels of membership, each with its own set of rewards and benefits. Recurring Income: Rather than depending on one-time sales, creators have the opportunity to generate consistent income through ongoing patron subscriptions. Setting Up Your Patreon Account for Success Before launching into the world of Patreon, there are some key steps to ensure your success. Choosing Your Niche Identifying a niche that aligns with your interests and has potential demand is critical. Some popular niches on Patreon include: Podcasting Visual Art Writing Video Production Music Gaming Setting Up Your Patreon Page Once you have a niche in mind, it’s time to set up your Patreon page. Here’s a step-by-step guide to help you get started: Sign Up: Create an account on Patreon’s website. Choose Your Niche: Identify what type of creator you are and what you plan to offer. Set Up Membership Tiers: Decide on what tiers of membership you will offer and the perks for each tier of membership fee. Build Your Page: Add a bio, images, a welcome video, and other details to make your page engaging. Launch: Once your page is ready, promote it on your other social media platforms to attract patrons. Ways to Make Money on Patreon Monetizing your creativity on Patreon can take many different forms. In this section, we’ll explore several strategies to help you maximize your income potential. Ways to Make Money on PatreonStrategy DescriptionTip for Success Offer Multiple Membership TiersCater to fans with different budget levels and engagement interests, thereby maximizing your earning potential.Survey your audience to determine what tiers and benefits would be most appealing to them. Create High-Quality, Exclusive ContentAttract and retain patrons by consistently delivering high-quality content that they can't find anywhere else.Set a consistent content schedule and keep a pipeline of ideas to ensure regular, unique output. Regular Interaction and Engagement with PatronsFrequent interaction and engagement with your patrons not only fosters a sense of community but also encourages them to maintain their memberships.Use Patreon's polling and messaging features to engage patrons regularly, and respond promptly to comments and messages. Utilize YouTube to Drive Patreon SubscriptionsLink your Patreon page to your YouTube channel, offering early access or exclusive content to your patrons, thereby encouraging more subscriptions.Promote the exclusive benefits of Patreon membership in your YouTube videos and link back to your Patreon in the video description. Set Attractive Subscription FeesStriking the right balance between what value you provide and how much you charge for it is key to setting attractive subscription fees.Monitor patron feedback and be ready to adjust pricing based on the perceived value and your income goals. Organize Paid Live Streams or WebinarsHosting live streams or webinars can provide added value to your patrons and provide an additional income source.Choose topics that resonate with your audience, and ensure the tech setup is flawless for a smooth streaming experience. Sell MerchandiseSelling merchandise like t-shirts, posters, or custom art pieces can add a lucrative income stream.Create high-quality, unique merchandise that fits with your brand and appeals to your audience. Provide Early or Exclusive Access to Your WorkOffering early or exclusive access to your work can incentivize more patrons to subscribe.Make sure early access content is truly valuable and well-promoted, and that you deliver on promises to ensure patron satisfaction. Offer Multiple Reward Tiers and Membership OptionsOffering a variety of rewards and membership options caters to a wider audience, increasing potential earnings.Vary the rewards based on the level of support, offering something for everyone, from casual fans to die-hard supporters. Utilize Other Social Media PlatformsPromote your Patreon page on other social media platforms to attract a broader audience.Tailor your promotional messages to fit the unique dynamics of each platform and encourage followers to support you on Patreon. Offer Multiple Membership Tiers By providing a variety of membership options, you can appeal to fans with varying budgets and levels of engagement, which will help you maximize your earning potential. Create High-Quality, Exclusive Content Attract and retain patrons by consistently delivering high-quality content that they can’t find anywhere else. Regular Interaction and Engagement with Patrons Frequent interaction and engagement with your patrons fosters a sense of community and encourages them to maintain their memberships. Utilize YouTube to Drive Patreon Subscriptions Link your Patreon page to your YouTube channel, offering your patrons early access or exclusive content, thereby encouraging more subscriptions. Set Attractive Subscription Fees Striking the right balance between what value you provide and how much you charge for it is key to setting attractive subscription fee tiers. Organize Paid Live Streams or Webinars Hosting live streams or webinars can provide added value to your patrons and provide an additional income source. Sell Merchandise Selling merchandise like t-shirts, posters, or custom art pieces can add a lucrative income stream. Provide Early or Exclusive Access to Your Work Offering early or exclusive access to your work can incentivize more patrons to subscribe. Offer Multiple Reward Tiers and Membership Options Offering a variety of rewards and membership options caters to a wider audience, increasing potential earnings. Utilize Other Social Media Platforms Promote your Patreon page on other social media platforms to attract a broader audience. How to Make Money on Patreon as a Writer Writers can harness Patreon’s potential by offering unique content or experiences to their patrons. Here are a few strategies: Serialized Novels: Release your novel chapter by chapter exclusively to your patrons. Writing Workshops: Host digital writing workshops or webinars. Behind-the-Scenes Access: Give patrons an inside look into your writing process. Early Access: Offer patrons early access to your latest work. How to Make Money on Patreon as an Artist Artists can use Patreon to transform their passion into profit. Here are a few strategies: Art Tutorials: Share your expertise through tutorials or classes. Commissioned Work: Offer custom artwork for higher-tier patrons. Digital Art Downloads: Provide downloadable digital art pieces. Studio Tours: Give patrons virtual tours of your workspace or process. Patreon Earnings and Fee Structure Patreon operates on a tiered fee structure based on the plan you choose, taking a percentage of your earnings each month. Currently, the pricing tiers include Pro and Premium. Pro Plan: Patreon takes an 8% commission with the Pro plan. This plan offers advanced features like membership tiers, analytics and insights, promotional tools, priority customer support, and more. It’s designed for creators who want to grow their businesses and offer more to their patrons. Premium Plan: The Premium plan is for well-established creators or businesses that need a little more. It offers everything in the Pro plan plus merchandise for membership and a dedicated partner manager for either a 12% commission or $600 a month, whichever is higher. According to Patreon, the plan is best for creators who expect to make at least $5,000 per month on Patreon, so the 12% fee equals at least $600 per month to Patreon. In addition to Patreon’s commission, your earnings will also be subject to transaction fees. These fees can fluctuate based on the payment method chosen by your patrons, but they generally amount to approximately 2.9% + $0.30 for each successful payment exceeding $3, and 5% + $0.10 for payments of $3 or less. Case Study: Successful Patreon Creators Many creators have successfully transformed their passions into profitable ventures on Patreon. Here are a few inspiring examples: Chapo Trap House: This political comedy podcast earns over $160,000 per month on Patreon. Amanda Palmer: The musician and artist earn over $40,000 for each piece of content she creates. The Try Guys: Known for their hilarious and informative YouTube videos, they earn over $30,000 per month. Darknet Diaries: This podcast, centered on cybercrime and hosted by Jack Rhysider, generates approximately $30,000 each month from its loyal listeners. Jessica Nigri: This cosplayer uses Patreon to deliver exclusive photoshoots and behind-the-scenes content, earning over $20,000 per month. FAQ: Making Money on Patreon Questions often arise when creators begin their journey on Patreon. Here are concise answers to some of the most frequently asked ones. How Much Can a Patreon Creator Expect to Earn? Earnings on Patreon vary widely depending on factors such as the number of patrons, membership tier prices, and frequency of content release. How Can I Attract More Patrons to My Page? Attract more patrons by offering high-quality, unique content, engaging with your audience regularly, and promoting your Patreon page on various platforms. How Long Does It Take to Start Earning on Patreon? The time it takes to start earning on Patreon can vary. It often depends on factors like the size of your existing audience, the quality of your content, and your promotion strategies. How Often are Membership Payments Processed on Patreon? Membership payments are processed on the 1st of every month. What Are Some Challenges I Might Face on Patreon? Some challenges might include building and maintaining an audience, setting appropriate subscription prices, and consistently creating high-quality, exclusive content. If these challenges prevent you from using Patreon effectively, there are other options. For example, you could explore how to make money on TikTok, how to make money on Twitch, or how to make money on PayPal. Image: Envato Elements This article, "How to Make Money on Patreon" was first published on Small Business Trends View the full article
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In the digital world where creativity knows no bounds, Patreon has emerged as a powerful membership platform that allows creators to earn a sustainable income. With Patreon, creatives across all fields can turn their passion into profit, engaging a community of fans who are willing to pay for exclusive access to their work. This article explores how to make money on Patreon and provides tips for maximizing your success. What is Patreon? So, what is Patreon, and how can creators leverage it to make money? Patreon is a membership platform that allows creators to earn income by offering a subscription service to their fans. It acts as a virtual tip jar or fan club, where supporters, referred to as patrons, contribute a set amount regularly to gain access to exclusive content from their favorite creators. Why Patreon is an Ideal Platform for Creators Patreon excels by creating a platform where creators can establish direct connections with their fans, allowing them to earn money while delivering exclusive content and experiences. Below are some of the key features that differentiate Patreon: Exclusive Content: Creators can offer patrons exclusive access to new work, behind-the-scenes content, and more. Community Engagement: The platform allows creators to interact directly with their fans, fostering a sense of community. Flexible Membership Tiers: Creators can offer multiple levels of membership, each with its own set of rewards and benefits. Recurring Income: Rather than depending on one-time sales, creators have the opportunity to generate consistent income through ongoing patron subscriptions. Setting Up Your Patreon Account for Success Before launching into the world of Patreon, there are some key steps to ensure your success. Choosing Your Niche Identifying a niche that aligns with your interests and has potential demand is critical. Some popular niches on Patreon include: Podcasting Visual Art Writing Video Production Music Gaming Setting Up Your Patreon Page Once you have a niche in mind, it’s time to set up your Patreon page. Here’s a step-by-step guide to help you get started: Sign Up: Create an account on Patreon’s website. Choose Your Niche: Identify what type of creator you are and what you plan to offer. Set Up Membership Tiers: Decide on what tiers of membership you will offer and the perks for each tier of membership fee. Build Your Page: Add a bio, images, a welcome video, and other details to make your page engaging. Launch: Once your page is ready, promote it on your other social media platforms to attract patrons. Ways to Make Money on Patreon Monetizing your creativity on Patreon can take many different forms. In this section, we’ll explore several strategies to help you maximize your income potential. Ways to Make Money on PatreonStrategy DescriptionTip for Success Offer Multiple Membership TiersCater to fans with different budget levels and engagement interests, thereby maximizing your earning potential.Survey your audience to determine what tiers and benefits would be most appealing to them. Create High-Quality, Exclusive ContentAttract and retain patrons by consistently delivering high-quality content that they can't find anywhere else.Set a consistent content schedule and keep a pipeline of ideas to ensure regular, unique output. Regular Interaction and Engagement with PatronsFrequent interaction and engagement with your patrons not only fosters a sense of community but also encourages them to maintain their memberships.Use Patreon's polling and messaging features to engage patrons regularly, and respond promptly to comments and messages. Utilize YouTube to Drive Patreon SubscriptionsLink your Patreon page to your YouTube channel, offering early access or exclusive content to your patrons, thereby encouraging more subscriptions.Promote the exclusive benefits of Patreon membership in your YouTube videos and link back to your Patreon in the video description. Set Attractive Subscription FeesStriking the right balance between what value you provide and how much you charge for it is key to setting attractive subscription fees.Monitor patron feedback and be ready to adjust pricing based on the perceived value and your income goals. Organize Paid Live Streams or WebinarsHosting live streams or webinars can provide added value to your patrons and provide an additional income source.Choose topics that resonate with your audience, and ensure the tech setup is flawless for a smooth streaming experience. Sell MerchandiseSelling merchandise like t-shirts, posters, or custom art pieces can add a lucrative income stream.Create high-quality, unique merchandise that fits with your brand and appeals to your audience. Provide Early or Exclusive Access to Your WorkOffering early or exclusive access to your work can incentivize more patrons to subscribe.Make sure early access content is truly valuable and well-promoted, and that you deliver on promises to ensure patron satisfaction. Offer Multiple Reward Tiers and Membership OptionsOffering a variety of rewards and membership options caters to a wider audience, increasing potential earnings.Vary the rewards based on the level of support, offering something for everyone, from casual fans to die-hard supporters. Utilize Other Social Media PlatformsPromote your Patreon page on other social media platforms to attract a broader audience.Tailor your promotional messages to fit the unique dynamics of each platform and encourage followers to support you on Patreon. Offer Multiple Membership Tiers By providing a variety of membership options, you can appeal to fans with varying budgets and levels of engagement, which will help you maximize your earning potential. Create High-Quality, Exclusive Content Attract and retain patrons by consistently delivering high-quality content that they can’t find anywhere else. Regular Interaction and Engagement with Patrons Frequent interaction and engagement with your patrons fosters a sense of community and encourages them to maintain their memberships. Utilize YouTube to Drive Patreon Subscriptions Link your Patreon page to your YouTube channel, offering your patrons early access or exclusive content, thereby encouraging more subscriptions. Set Attractive Subscription Fees Striking the right balance between what value you provide and how much you charge for it is key to setting attractive subscription fee tiers. Organize Paid Live Streams or Webinars Hosting live streams or webinars can provide added value to your patrons and provide an additional income source. Sell Merchandise Selling merchandise like t-shirts, posters, or custom art pieces can add a lucrative income stream. Provide Early or Exclusive Access to Your Work Offering early or exclusive access to your work can incentivize more patrons to subscribe. Offer Multiple Reward Tiers and Membership Options Offering a variety of rewards and membership options caters to a wider audience, increasing potential earnings. Utilize Other Social Media Platforms Promote your Patreon page on other social media platforms to attract a broader audience. How to Make Money on Patreon as a Writer Writers can harness Patreon’s potential by offering unique content or experiences to their patrons. Here are a few strategies: Serialized Novels: Release your novel chapter by chapter exclusively to your patrons. Writing Workshops: Host digital writing workshops or webinars. Behind-the-Scenes Access: Give patrons an inside look into your writing process. Early Access: Offer patrons early access to your latest work. How to Make Money on Patreon as an Artist Artists can use Patreon to transform their passion into profit. Here are a few strategies: Art Tutorials: Share your expertise through tutorials or classes. Commissioned Work: Offer custom artwork for higher-tier patrons. Digital Art Downloads: Provide downloadable digital art pieces. Studio Tours: Give patrons virtual tours of your workspace or process. Patreon Earnings and Fee Structure Patreon operates on a tiered fee structure based on the plan you choose, taking a percentage of your earnings each month. Currently, the pricing tiers include Pro and Premium. Pro Plan: Patreon takes an 8% commission with the Pro plan. This plan offers advanced features like membership tiers, analytics and insights, promotional tools, priority customer support, and more. It’s designed for creators who want to grow their businesses and offer more to their patrons. Premium Plan: The Premium plan is for well-established creators or businesses that need a little more. It offers everything in the Pro plan plus merchandise for membership and a dedicated partner manager for either a 12% commission or $600 a month, whichever is higher. According to Patreon, the plan is best for creators who expect to make at least $5,000 per month on Patreon, so the 12% fee equals at least $600 per month to Patreon. In addition to Patreon’s commission, your earnings will also be subject to transaction fees. These fees can fluctuate based on the payment method chosen by your patrons, but they generally amount to approximately 2.9% + $0.30 for each successful payment exceeding $3, and 5% + $0.10 for payments of $3 or less. Case Study: Successful Patreon Creators Many creators have successfully transformed their passions into profitable ventures on Patreon. Here are a few inspiring examples: Chapo Trap House: This political comedy podcast earns over $160,000 per month on Patreon. Amanda Palmer: The musician and artist earn over $40,000 for each piece of content she creates. The Try Guys: Known for their hilarious and informative YouTube videos, they earn over $30,000 per month. Darknet Diaries: This podcast, centered on cybercrime and hosted by Jack Rhysider, generates approximately $30,000 each month from its loyal listeners. Jessica Nigri: This cosplayer uses Patreon to deliver exclusive photoshoots and behind-the-scenes content, earning over $20,000 per month. FAQ: Making Money on Patreon Questions often arise when creators begin their journey on Patreon. Here are concise answers to some of the most frequently asked ones. How Much Can a Patreon Creator Expect to Earn? Earnings on Patreon vary widely depending on factors such as the number of patrons, membership tier prices, and frequency of content release. How Can I Attract More Patrons to My Page? Attract more patrons by offering high-quality, unique content, engaging with your audience regularly, and promoting your Patreon page on various platforms. How Long Does It Take to Start Earning on Patreon? The time it takes to start earning on Patreon can vary. It often depends on factors like the size of your existing audience, the quality of your content, and your promotion strategies. How Often are Membership Payments Processed on Patreon? Membership payments are processed on the 1st of every month. What Are Some Challenges I Might Face on Patreon? Some challenges might include building and maintaining an audience, setting appropriate subscription prices, and consistently creating high-quality, exclusive content. If these challenges prevent you from using Patreon effectively, there are other options. For example, you could explore how to make money on TikTok, how to make money on Twitch, or how to make money on PayPal. Image: Envato Elements This article, "How to Make Money on Patreon" was first published on Small Business Trends View the full article
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This article is republished with permission from Wonder Tools, a newsletter that helps you discover the most useful sites and apps. Subscribe here. When’s the last time you fielded a tech support call from a parent? You want your parents—or anyone you support—to benefit from email, photo sharing, and video calls. You also have to protect them from scams, malware, and unnecessary complexity. Or maybe you are that parent and want to stay safe online. Either way, today’s post aims to support you. I periodically help my parents make sense of confusing WebEx conferencing instructions or Microsoft Word settings. So when Wonder Tools reader and tech expert Paul Schreiber offered to write a guest post based on his professional and personal experience, I welcomed his input. Below he outlines specific hardware recommendations, security steps, and practical tips you can implement today. The next section of this piece is by Paul. Paul’s advice Over the past few years, I’ve helped my parents and some friends’ parents stay safe online. Here are some things I’ve found work well. Skip the computer Many folks don’t need a powerful computer. They just need access to email, messaging, and the web. An iPad or Chromebook for around $300 provides this (along with thousands of apps), while reducing the burden of maintenance. . . . or pick a simple one A MacBook Air is a great choice if they do need a computer. There’s less malware and Apple provides a single, simple source of support. No need to worry about separate or conflicting instructions from hardware and OS manufacturers. Plus, if they already have an iPhone, the Air works with it seamlessly. Replace the router Replace their current router with one or more eero devices. Eeros: Automatically connect to each other in a mesh for large homes—no more clunky extenders with separate network names. They also work for apartments with thick walls Automatically configure themselves with the right network settings Automatically stay up-to-date Can be monitored and administered remotely from your phone Add guardrails Make yourself the admin. When setting up the computer, create two accounts: One for yourself, with administrative rights A standard account for your parent If they accidentally install adware or other junk, it will only affect their account, not the whole computer, and it’ll be easier to remedy. Install an ad blocker Ads slow down the page and trick people into installing malware. I recommend the free uBlock Origin for Chrome, Firefox, and Edge. (Note: avoid the similarly named uBlock.) For Safari, consider buying 1Blocker, Wipr, or AdGuard. Set up a family account Apple (iCloud+) and Google (Google One) both sell cloud storage that can be shared with your family. For about $10 per month, you ensure everyone’s device is backed up and their photos are synced. You can also share some apps without repurchasing them. Make yourself the recovery contact Add your email and phone number as a recovery contact (Apple, Google) for your parents’ important accounts. This lets you help when they forget their password. It also lets you reset it if they become incapacitated or die. Set up legacy contacts Unlike recovery contacts, legacy contacts control an account after someone dies. Setting these up gives you legal permission to access the account. Each service handles it differently, so read instructions from Facebook, Apple, and Google carefully. Today is trash day Go through your parents’ computer and/or phone. Delete unused apps. Clean up the downloads folder, removing installers (such as .pkg and .dmg files) as well duplicate or outdated files. Passwords Passwords are a pain. Good news: You no longer need to memorize them. With a password manager, the only two passwords you’ll need to remember are those for your computer and your email. Your password manager will automatically create hard-to-guess passwords and fill them in for all other logins. It won’t fill your password in on sites trying to steal your information. Set up password autofill and teach them to use it Spend a few hours using Chrome, Safari, Firefox, or 1Password to generate new passwords for their 25 most important sites Share key account passwords with yourself Final Tips If you want personalized advice, visit Consumer Reports’ security planner. If your parents or relatives are easily duped by fake reviews, set up bookmarks for Consumer Reports, Wirecutter, the Good Housekeeping Institute, Vetted, or other trustworthy review services. P.S. bonus tools—recommended by Jeremy Print Friendly makes it easy to print anything online. Postlight Reader removes clutter from articles, making reading easier. Permission Slip is a free app from Consumer Reports that helps you learn what companies are collecting data about you or your parents or children. You can send a request that they stop selling your personal info. Consumer Reports testing found that paid data removal services often fail to fully scrub personal information from people-search sites. I’ve been testing Incogni, which wasn’t assessed in that report. So far it’s been helpful in requesting that data brokers erase information about me that they’re storing and selling. See the big data broker opt-out list for more info. CleanMyMac is a simple Mac app that makes it easy to remove old installers, duplicate files, and other files cluttering up your computer or taking up space. I’ve used it for a few years and recommend it. Yorba is another promising new service in beta. It can help in several ways: Unsubscribe from emails. Wipe old unused accounts and associated logins. Cancel subscriptions you forgot about. It’s free to start. This article is republished with permission from Wonder Tools, a newsletter that helps you discover the most useful sites and apps. Subscribe here. 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The waters of Cape Cod Bay are coming for the big brown house perched on the edge of a sandy bluff high above the beach. It’s just a matter of when. Erosion has marched right up to the concrete footings of the multimillion-dollar home where it overlooks the bay. Massive sliding doors that used to open onto a wide deck, complete with hot tub, are now barricaded by thin wooden slats that prevent anyone from stepping through and falling 25 feet to the beach below. The owner knew it. He removed the deck and other parts of the house, including a small tower that held the primary bedroom, before stopping work and falling into a standoff with the town. He’s since sold the place to a salvage company that says it won’t pay for work. Officials in Wellfleet worry the home’s collapse will damage delicate beds in their harbor where farmers grow oysters that are among New England’s most prized. A report commissioned by the town projects if nothing is done, the 5,100-square-foot home will tumble into the bay within three years—and possibly much sooner. Its certain fate is a reminder of the fragility of building along the cape, where thanks to climate change sea level rise has accelerated in recent years. “I mean, the cape has always been moving,” said John Cumbler, a retired environmental history professor who also serves on the Wellfleet Conservation Commission. “The sand is moving.” History of the home The house was built in 2010 on Cape Cod on the bay side of the peninsula. Its original owners, Mark and Barbara Blasch, sought permission from the commission in 2018 to build a 241-foot-wide seawall to stave off erosion. The commission’s seven members—all volunteers—rejected the seawall on the grounds that it might have unintended effects on the beach and the way water carries nutrients in the bay. They also questioned whether it would actually save the house. The property is within Cape Cod National Seashore. The National Seashore Administration supported rejection of the seawall because of the “critical location” within the seashore and Wellfleet Harbor area, including critical habitat and valuable shellfish operations. The Blasches appealed the rejection in state district court and lost. An appeal to the state’s Superior Court is pending. A New York man, attorney John Bonomi, bought the house in 2022 for $5.5 million, even as its future was in doubt. Bonomi’s attorneys declined to comment for this story. Threat to the bay and oyster beds A report prepared for Wellfleet last year by Bryan McCormack, a coastal processes specialist with the Woods Hole Oceanographic Institution Sea Grant, estimates that the bluffs are eroding at a rate of 3.8 to 5.6 feet a year. The report estimated collapse in up to three years, but likely sooner. The report said a collapse could send debris into Wellfleet Harbor, where the town’s namesake oysters, well-known to shellfish lovers, take two to three years to reach maturity. “The house has a lot of fiberglass insulation in it. It has toxic material in it,” Cumbler said. “If that toxic material gets into Wellfleet Harbor, which is where the currents will take it, it could endanger the oyster industry in Wellfleet, our major industry outside of tourism.” Standoff over what to do with the house Bonomi “came to us back in October and said, yes, we understand the house is in danger of falling into the sea, and we will give you a plan by January for what we will do with the house,” Cumbler said. “We asked for a plan to remove it from the danger.” That plan was supposed to be presented at the commission’s January meeting. But Bonomi’s attorney, Tom Moore, wrote to the town in December to say Bonomi had sold the house to CQN Salvage, a company incorporated in October, that Moore was also representing. Moore wrote that the town “is on notice to take whatever steps it deems prudent to prevent the collapse of the embankment and the other consequences of further erosion. CQN Salvage is ready to work alongside the town in such efforts but will not fund them.” It’s not clear who owns CQN Salvage. Its incorporation records in New York state don’t list any officials. Moore declined to speak with The Associated Press. At the January meeting, Moore appeared by video and told the commission that the “bare minimum estimate” to remove the house was at least $1 million. “So, you plan to do nothing and allow it to fall into the water?” Lecia McKenna, the town’s conservation agent, asked Moore. “I plan to ask you to not let it fall into the water,” Moore responded. The commission voted to extend to June 1 the deadline to comply with its enforcement order. Wellfleet is left to watch and wait For now, the town is left to simply watch the house. When the AP recently visited the site, 20 mph winds were hitting the bluffs and sand could be seen trickling down. The sea level at nearby Falmouth has risen 11 inches in the past 90 years, but the pace is accelerating. An AP analysis of data from the National Oceanic and Atmospheric Administration found the sea level around Cape Cod between 1995 and 2024 was rising at an annual rate of 0.16 inch faster than the prior 30-year period. McCormack, the Woods Hole specialist who prepared the report for the town, said it’s difficult to attribute erosion at a single property to climate change and sea level rise. And he said Cape Cod has been eroding “for tens of thousands of years.” But he said the bluffs have receded 54 feet since 2014, and the erosion rate over the past decade “has exceeded long-term rates published by the Massachusetts Office of Coastal Zone Management.” —By Andre Muggiati, Associated Press AP data journalist Mary Katherine Wildeman contributed to this report. The Associated Press’s climate and environmental coverage receives financial support from multiple private foundations. AP is solely responsible for all content. Find AP’s standards for working with philanthropies, a list of supporters and funded coverage areas at AP.org. View the full article
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An X post recently made the rounds for its “old money” visuals. The video depicting weekends spent sailing Lake Como in tuxedos and candlelit dinners at impossibly long dining tables screams “upper crust.” Or so we thought. It was another X user who quickly shattered the illusion. “Sorry to burst the fantasy, but I know one of the girls in this video, and none of this is casual or real,” Louis Pisano wrote in a post. “It’s an ‘Instagram club’ where, if you get accepted, you pay to dress up and create ‘old money’ content with them.” This is the Tuxedo Society, a U.K.-based members-only club promising access to “experiences in the most iconic locations” and a chance to “elevate your network” by connecting with like-minded people. Founded by classic-car dealer Riccardo Capotosti, the group markets itself as an exclusive gateway to a more glamorous, monied world with the motto “Attractive people doing attractive things in attractive places.” “Having access to this elite club will give you the opportunity to connect with enlightened people from all over the world,” the group’s website states. Or, as one X user put it: “So it’s basically Disneyland for wannabe socialites.” The Tuxedo Society, also known as the Tuxedo Members Club, has two websites: one showing the luxurious lifestyle you can expect with a membership and another for applications, though the latter is still in the “Coming Soon” phase as of this writing. To join, you must earn more than 500,000 euros per year (that’s around $520,000) or have a seven-figure net worth (although Pisano claims this isn’t true, based on his personal knowledge of one of the members). Prospective members must also pass an approval process, including an introductory video call with a board member, according to the website. An annual membership then costs 6,000 euros (about $6,200), and if you don’t renew, your spot goes to someone else. Current members, including influencers like Federico di Custoza and model Chiara Basso, pose against classic cars and suited up in formal wear on tennis courts. The most notable member, who can actually claim “old money” status, is Eugenia Hannover, a model linked to the historic House of Hanover. Fascination with the rich and well-connected is nothing new, but in the age of social media, it’s easier than ever to cosplay as wealthy, even if just for content. The secret lives and unspoken rules of the upper classes have been the subject of countless films and TV shows, from The Great Gatsby and The Talented Mr. Ripley to Saltburn. Remember how those stories ended? View the full article
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Oracle’s new AI will answer employee questions about everything job-related, from hiring to retiring. Oracle has embedded artificial intelligence capabilities into its Human Capital Management software with the intention of optimizing workplace productivity, the company announced Thursday. The AI engages in human-like conversations, much like ChatGPT, but responds using truthful data that participating companies provide to Oracle. “The best AI comes from the best data,” says Miranda Nash, a group VP at Oracle. Using the company’s data, the AI can answer questions about taxes, benefits and perks of the job, and career planning. By giving fast answers to a large variety of questions, Oracle’s AI will allow employees to focus more on the “core mission” of their jobs and become more effective workers, Nash says. And as employees turn to AI—rather than HR—for answers, Nash hopes that HR leaders will be less overwhelmed in their jobs. [Image: Oracle] These AI agents are part of Oracle Fusion Cloud Human Capital Management, a cloud-based HR tool that has led the industry for a decade, according to Gartner research. Oracle will not charge any extra fees for users to access the new AI. Starting in September, Oracle began integrating artificial intelligence into its supply chain, marketing, sales, and service applications, and plans to implement it into its finance products this spring. The inclusion of AI helps Oracle “connect powerful technologies to everyday folks doing their jobs,” Nash says. Oracle’s Fusion applications have 14,000 customers across the board. “Oracle is all about making our customers successful by lowering their cost of operation,” Nash says. “We’re continually on a mission to make that cheaper and more efficient, basically using the latest technologies for our customers to make their businesses more successful.” Oracle is one of three companies that President Donald Trump tapped to be part of the “Stargate” project—a joint venture to create hundreds of billions of dollars in AI infrastructure. After the Stargate announcement, Oracle saw its share prices rise by double digits. View the full article
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Influencers are not only good for skinny jean and matcha recommendations. Now, they can advise you on where to invest your money. Founded by 23-year-old Steven Wang, Dub is an influencer-driven marketplace where users can now copy the entire portfolios of the likes of Rep. Nancy Pelosi or billionaire hedge fund manager Bill Ackman for just $9.99 a month or $89.99 a year. At the same time, retail traders accepted into Dub’s top creator program will be paid royalties for users to access their model portfolio. “I want the next five Warren Buffetts to be surfaced and famous on Dub,” Wang told CNBC last month. “If we’re really successful with the top creator program, the next generation of the best fund managers, the best traders in the world that people follow will rise from Dub.” Rather than picking stocks, users just need to make sure they pick the right person (kind of like copying the homework of the smartest kid in class rather than actually doing your homework). These portfolios are tracked for changes over time, with any trades automatically copied, eliminating the human error of missing any trades. Dub is also focused on educating users and helps investors make informed decisions by displaying risk scores, risk-adjusted returns, and portfolio stability metrics all on the platform. Retail investing has changed rapidly over the past two decades. Now, almost half of Gen Zers invest in the stock market, according to the Oliver Wyman Forum survey. They are 45% more likely to start investing by age 21 than Millennials and two to four times more likely than Gen X and baby boomers. In for a penny in for a pound, Gen Z are also saving a sizable 14% of their incomes. At the same time, social media is reshaping how people, and Gen Z in particular, choose to spend, save and invest their money. Gen Zers are nearly five times more likely to say they get financial advice, including investing tips, from social media than those in their 40s or above. So Gen Z is going to take advice from anyone, might as well be from those who can put their money where their mouth is. View the full article
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This post was written by Alison Green and published on Ask a Manager. It’s five answers to five questions. Here we go… 1. Can I use a wedding photo — with a veil — as my work avatar? My company is fully remote, so they really encourage us to upload a headshot to our company chat service so people can put a face to the name. Would it look out of touch or immature to use a photo from my wedding? It’s probably the best I’ll ever look in any photo because of the professional hair and makeup and because it was taken by a professional photographer. But because of the veil, it’s very obviously a wedding photo. (I’d choose a shot without my husband in it.) I think some of my male coworkers have done this, but it feels different because they’re just wearing suits rather than the whole Bridal Outfit ™. Yeah, a wedding veil will look out of place for a headshot. For most companies, at least. There are undoubtedly exceptions, but we’re trafficking in generalities for questions like this. (I totally understand the temptation to use it though and feel the same way about my wedding photos, and in hindsight everyone who’s just had their hair and makeup done for their wedding should consider taking a couple of shots with no obviously wedding-ish accoutrements while they are looking like that.) 2. I sneeze constantly, and my coworkers say “bless you” Every. Single. Time I sneeze. A lot. Like, when I sneeze, I sneeze six times in a row and I do this multiple times a day. Even with regular visits to an allergist and daily medication, it’s something I have to deal with. My issue is that I work in a huge open-concept office. Every time I sneeze, I’m greeted with a chorus of “Bless you!” from around the office. Putting aside the fact that I have no concerns about my soul escaping via my nose, it’s just annoying. If I sneeze six times, they’ll say “bless you!” six times. I’ve tried to jokingly tell people that I’m okay, to just ignore me, or to at least wait until I’ve finished, but several people still do it. I already worry that I’m creating a disruption, but my sneezing isn’t something I can control. How do I get these well-intentioned colleagues to stop? You might not be able to; some people feel too rude letting a sneeze go unacknowledged. But you can try! The thing is, you’ve got to stop saying it jokingly and start saying it more seriously: “I appreciate the thought, but it’s making it more of a disruption than it already is. I’d be grateful to agree there’s a blanket ‘bless you’ in effect and no more are needed.” If saying it to the group doesn’t work, start talking to the hold-out’s one-on-one. 3. What is the normal amount of extra staffing a team should plan for? I work in a support role on a team which physically moves objects, devices, and equipment around. No working from home! A normal complement of staff to cover the needs on a normal day is six people. But there are only six people, total, employed on my team. If even one team member calls in sick or goes on holiday or on a training course, the team is short-staffed. This causes friction and delays and impacts the work of the whole place. I feel that management is in denial and expects us to just do our best and work harder. Is there a number which any sensible manager applies to a situation like this? Should a six-position team have a complement of say nine staff? Whatever it is, I’m sure it’s at least seven, right? Not really. It’s actually very normal for a team with a six-person workload to be staffed by six people. Well-resourced and well-managed organizations might staff it with seven, but you’d be hard-pressed to find an organization that could justify overstaffing by 50% (nine staff). It absolutely does make sense to build in a buffer for times when people are out or when work is higher, but it can be a very hard sell and it’s common for managers not to be able to get the budget for it. Ideally you’d build in an additional staff position that does other useful work when they’re not needed to cover for someone, but there isn’t always enough other work to justify the additional position, or it’s not high-priority enough relative to other things that money could be spent on. That said, a decently managed place will recognize the situation and manage workflow accordingly — meaning that when someone is out, they’ll adjust the workload, reprioritize as needed, push back on demands from other teams, bring in temp help, and so forth. It’s when that doesn’t happen that it really becomes a problem. 4. Telling an employer I’ll need time off to promote a book This is still a hypothetical, but I want to be prepared to navigate the situation. I have a book being released by a major publisher this year. It’s beyond exciting, and I am contractually obligated to do any and all promotional activities asked of me. However, I won’t see any more money from my publisher until I earn out my advance, and I need a job. I just concluded a second interview for a really fantastic position. If I get an offer, I know my obligations to my publisher have to be an immediate discussion with my supervisor. How would I navigate this without getting my offer pulled? “I’m delighted to accept this rigorous and team-work based role but also I might be on a book tour lol” is not really the note I want to strike, you know? Well, first, look at your contract with your publisher — it’s very unlikely that you are contractually obligated to do “any and all” promotional activities asked of you. You’re typically expected to do a lot of them, even most of them, but that doesn’t mean you can never push back and have a conflict with something. You should also talk to your publisher about exactly what it’s likely to look like; book tours are less and less common these days, unless the author has a massive audience (or in some cases unless the author is highly motivated to do one). It’s possible you’ve already discussed this with your publisher and know for sure they expect a book tour, but either way, talk to them and get really clear on what promotion is likely to look like and how much flexibility you’ll have. (For most authors, it’s likely to be a lot of demands on your time the month the book comes out — although keep in mind a lot of it will be interviews that you will do remotely — and then decreasing demands on your time after that.) Once you have that discussion, you’ll be in a better position to talk to a would-be employer about it since they’ll need to hear specifics of what you’re asking them to agree to. Ideally you can say something like, “I have a book being published by Oatmeal Press in June and will need time for promotional activities that month, including being at the Groats fan convention on June 20 and away for a signing event on June 30 and general availability for interviews around the time of publication.” You won’t be able to predict everything that will come up (and media stuff in particular can come up last minute), but talking to your publisher should position you to be able to provide a general idea of what it will look like. Congratulations on the book! 5. I work for the federal government — how can I stay in touch with coworkers? I have worked for the federal government for over 15 years — almost all of my professional references are federal employees and I only have their official contact information. In the event of a mass layoff or other mass exodus of employees from the government, how should we handle reference checks for future employment? I have the personal contact info for 3-4 people who would provide relevant info (not just “we were neighbors and played volleyball on Tuesdays” or “we worked together a decade ago”), but if I had to provide a list of more people, or those who fit a certain description, I’d be in trouble if I couldn’t look people up. I have no expectation of any privacy related to official communication channels right now. This might seem like I’m overthinking or focusing on a relatively minor issue while everything is falling apart, but, due to health concerns, I’m terrified of losing my health insurance and need to be able to find new work ASAP if I somehow find myself unemployed. The only thing that’s keeping me going right now is figuring out how to get as many ducks in a row as possible. LinkedIn is the easiest way to keep in touch with people after you’re no longer working together. You don’t need to be active on LinkedIn to use it this way; you just need to connect to colleagues and other contacts so you can find each other in the future. So if you’re not already connected there, do that right away. There’s also nothing wrong with saying to people, “With everything going on, I want to make sure we can stay in touch if anything changes. My personal email address is X and I’d love to have yours as well if you’re comfortable exchanging it.” View the full article
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All political careers may end in failure, but the UK’s new ambassador to Washington, Peter Mandelson, isn’t done yetView the full article
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Global investors had time to prepare for Donald Trump’s tariffs but swift market reversals are keeping them on edgeView the full article
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As the president threatens a trade war, follow the latest data on imports, exports and trade balancesView the full article
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Private-sector employment increased by 183,000 jobs in January, according to the latest ADP National Employment Report, produced in collaboration with the Stanford Digital Economy Lab. The report, based on payroll data from more than 25 million U.S. employees, also showed that annual pay grew by 4.7% year-over-year. Job Growth Trends and Industry Breakdown While hiring momentum from late 2024 carried into January, growth was uneven across industries. Consumer-facing sectors led the expansion, while business services and manufacturing posted weaker results. Industry Employment Changes: Goods-producing sectors: -6,000 jobs Natural resources/mining: +4,000 Construction: +3,000 Manufacturing: -13,000 Service-providing sectors: +190,000 jobs Trade/transportation/utilities: +56,000 Leisure/hospitality: +54,000 Education/health services: +20,000 Professional/business services: +14,000 Information: +18,000 Financial activities: +13,000 Other services: +15,000 Regional Employment Changes Northeast: +22,000 Midwest: +64,000 South: +50,000 West: +70,000 Job Growth by Business Size Small businesses (1-49 employees): +39,000 Medium businesses (50-499 employees): +92,000 Large businesses (500+ employees): +69,000 Pay Insights: Stability in Wage Growth Annual pay increases remained steady in January. Job-stayers saw a median annual pay increase of 4.7%. Job-changers experienced a 6.8% wage increase. Median Annual Pay Growth by Industry (Job-Stayers): Construction: 5.0% Manufacturing: 4.9% Education/health services: 5.0% Leisure/hospitality: 4.8% Financial activities: 5.0% Median Annual Pay Growth by Firm Size (Job-Stayers): Small firms (1-19 employees): 2.9% Medium firms (50-249 employees): 5.0% Large firms (500+ employees): 5.0% Labor Market Outlook Despite strong overall job growth, disparities remain across industries, and some sectors continue to face hiring challenges. “We had a strong start to 2025 but it masked a dichotomy in the labor market,” said Nela Richardson, chief economist at ADP. “Consumer-facing industries drove hiring, while job growth was weaker in business services and production.” Image: ADP This article, "Private Sector Employment Rises by 183,000 in January" was first published on Small Business Trends View the full article
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Private-sector employment increased by 183,000 jobs in January, according to the latest ADP National Employment Report, produced in collaboration with the Stanford Digital Economy Lab. The report, based on payroll data from more than 25 million U.S. employees, also showed that annual pay grew by 4.7% year-over-year. Job Growth Trends and Industry Breakdown While hiring momentum from late 2024 carried into January, growth was uneven across industries. Consumer-facing sectors led the expansion, while business services and manufacturing posted weaker results. Industry Employment Changes: Goods-producing sectors: -6,000 jobs Natural resources/mining: +4,000 Construction: +3,000 Manufacturing: -13,000 Service-providing sectors: +190,000 jobs Trade/transportation/utilities: +56,000 Leisure/hospitality: +54,000 Education/health services: +20,000 Professional/business services: +14,000 Information: +18,000 Financial activities: +13,000 Other services: +15,000 Regional Employment Changes Northeast: +22,000 Midwest: +64,000 South: +50,000 West: +70,000 Job Growth by Business Size Small businesses (1-49 employees): +39,000 Medium businesses (50-499 employees): +92,000 Large businesses (500+ employees): +69,000 Pay Insights: Stability in Wage Growth Annual pay increases remained steady in January. Job-stayers saw a median annual pay increase of 4.7%. Job-changers experienced a 6.8% wage increase. Median Annual Pay Growth by Industry (Job-Stayers): Construction: 5.0% Manufacturing: 4.9% Education/health services: 5.0% Leisure/hospitality: 4.8% Financial activities: 5.0% Median Annual Pay Growth by Firm Size (Job-Stayers): Small firms (1-19 employees): 2.9% Medium firms (50-249 employees): 5.0% Large firms (500+ employees): 5.0% Labor Market Outlook Despite strong overall job growth, disparities remain across industries, and some sectors continue to face hiring challenges. “We had a strong start to 2025 but it masked a dichotomy in the labor market,” said Nela Richardson, chief economist at ADP. “Consumer-facing industries drove hiring, while job growth was weaker in business services and production.” Image: ADP This article, "Private Sector Employment Rises by 183,000 in January" was first published on Small Business Trends View the full article
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Black-owned small businesses are embracing digital tools at higher rates than their non-Black counterparts, helping them navigate financial challenges and drive long-term success, according to a new Intuit QuickBooks Black History Month Survey. The report highlights how early technology adoption is proving to be a key factor in business resilience and financial health, even as access to funding remains a major hurdle. Technology Adoption as a Competitive Advantage The study, based on insights from 2,490 Black and 3,000 non-Black small business owners, found that 28% of Black entrepreneurs are early adopters of new technology, compared to 20% of non-Black entrepreneurs. Businesses that adopt technology later or not at all are nearly twice as likely to struggle or face closure, highlighting the importance of digital tools in long-term business viability. Social media, mobile point-of-sale (POS) systems, customer relationship management (CRM) software, and AI-powered solutions were identified as key drivers of success, with 84% of Black business owners stating that technology is a major contributor to their growth. Social Media and AI Fuel Business Growth Among digital tools, social media stands out, with 70% of Black entrepreneurs crediting it as a critical business driver. It is primarily used for product promotion (64%), brand awareness (51%), and customer engagement (50%). AI adoption is also significantly higher among Black-owned businesses, with 79% integrating AI tools, compared to 62% of non-Black business owners. AI is being used for idea generation (47%), customer support (34%), and marketing (31%), reinforcing its role in streamlining operations and improving efficiency. Financial Challenges Persist Despite Progress While Black entrepreneurs are making strides with technology, financial barriers remain a significant challenge. The study found that 80% of Black business owners used personal funds to cover business expenses in the past year—down from 85% last year but still higher than the 47% of non-Black entrepreneurs who rely on credit cards. Additionally, Black business owners were twice as likely to be denied a bank loan (30%) compared to their non-Black counterparts (15%). Fewer Black entrepreneurs applied for startup loans in the past year, with 45% seeking funding, down from 76% in 2023, mirroring an industry-wide shift away from traditional lending sources. Early Tech Adoption Reduces Financial Strain The report suggests that businesses leveraging technology early are 20% less likely to use personal funds to sustain operations. Seventy-eight percent of Black entrepreneurs believe that digital tools better prepare them for financial challenges, while 93% agree that technology adoption is helping close the racial wealth gap. Lower Barriers to Business Entry The study also found a sharp decline in startup costs for Black entrepreneurs. The average cost to start a Black-owned business fell to $9,800, down from $21,000 in 2023, and lower than the $12,900 average for non-Black entrepreneurs. Looking Ahead: Technology as an Equalizer Black entrepreneurs overwhelmingly view technology as a leveling force in business, with 82% agreeing that it is creating more equitable opportunities. As more Black-owned businesses embrace AI, digital marketing, and automation tools, early adoption trends are likely to continue, reinforcing technology’s role in reducing financial risk and fostering business sustainability. This article, "Black-Owned Businesses Leverage Early Tech Adoption to Overcome Financial Barriers" was first published on Small Business Trends View the full article