ResidentialBusiness

Innovate for the right reasons. By Jody Grunden Building the Virtual CFO Firm in the Cloud Go PRO for members-only access to more Jody Grunden. View the full article

In the past decade, AI’s success has led to uncurbed enthusiasm and bold claims—even though users frequently experience errors that AI makes. An AI-powered digital assistant can misunderstand someone’s speech in embarrassing ways, a chatbot could hallucinate facts, or, as I experienced, an AI-based navigation tool might even guide drivers through a corn field—all without registering the errors. People tolerate these mistakes because the technology makes certain tasks more efficient. Increasingly, however, proponents are advocating the use of AI—sometimes with limited human supervision—in fields where mistakes have high cost, such as health care. For example, a bill introduced in the U.S. House of Representatives in early 2025 would allow AI systems to prescribe medications autonomously. Health researchers as well as lawmakers since then have debated whether such prescribing would be feasible or advisable. How exactly such prescribing would work if this or similar legislation passes remains to be seen. But it raises the stakes for how many errors AI developers can allow their tools to make and what the consequences would be if those tools led to negative outcomes—even patient deaths. As a researcher studying complex systems, I investigate how different components of a system interact to produce unpredictable outcomes. Part of my work focuses on exploring the limits of science—and, more specifically, of AI. Over the past 25 years, I have worked on projects including traffic light coordination, improving bureaucracies, and tax evasion detection. Even when these systems can be highly effective, they are never perfect. For AI in particular, errors might be an inescapable consequence of how the systems work. My lab’s research suggests that particular properties of the data used to train AI models play a role. This is unlikely to change, regardless of how much time, effort, and funding researchers direct at improving AI models. Nobody—and nothing, not even AI—is perfect As Alan Turing, considered the father of computer science, once said: “If a machine is expected to be infallible, it cannot also be intelligent.” This is because learning is an essential part of intelligence, and people usually learn from mistakes. I see this tug-of-war between intelligence and infallibility at play in my research. In a study published in July 2025, my colleagues and I showed that perfectly organizing certain datasets into clear categories may be impossible. In other words, there may be a minimum amount of errors that a given dataset produces, simply because of the fact that elements of many categories overlap. For some datasets—the core underpinning of many AI systems—AI will not perform better than chance. For example, a model trained on a dataset of millions of dogs that logs only their age, weight, and height will probably distinguish Chihuahuas from Great Danes with perfect accuracy. But it may make mistakes in telling apart an Alaskan malamute and a Doberman pinscher, since different individuals of different species might fall within the same age, weight and height ranges. This categorizing is called classifiability, and my students and I started studying it in 2021. Using data from more than half a million students who attended the Universidad Nacional Autónoma de México between 2008 and 2020, we wanted to solve a seemingly simple problem. Could we use an AI algorithm to predict which students would finish their university degrees on time—that is, within three, four or five years of starting their studies, depending on the major? We tested several popular algorithms that are used for classification in AI and also developed our own. No algorithm was perfect; the best ones—even one we developed specifically for this task—achieved an accuracy rate of about 80%, meaning that at least 1 in 5 students were misclassified. We realized that many students were identical in terms of grades, age, gender, socioeconomic status, and other features—yet some would finish on time, and some would not. Under these circumstances, no algorithm would be able to make perfect predictions. You might think that more data would improve predictability, but this usually comes with diminishing returns. This means that, for example, for each increase in accuracy of 1%, you might need 100 times the data. Thus, we would never have enough students to significantly improve our model’s performance. Additionally, many unpredictable turns in the lives of students and their families—unemployment, death, pregnancy—might occur after their first year at university, likely affecting whether they finish on time. So even with an infinite number of students, our predictions would still give errors. The limits of prediction To put it more generally, what limits prediction is complexity. The word complexity comes from the Latin plexus, which means intertwined. The components that make up a complex system are intertwined, and it’s the interactions between them that determine what happens to them and how they behave. Thus, studying elements of the system in isolation would probably yield misleading insights about them—as well as about the system as a whole. Take, for example, a car traveling in a city. Knowing the speed at which it drives, it’s theoretically possible to predict where it will end up at a particular time. But in real traffic, its speed will depend on interactions with other vehicles on the road. Since the details of these interactions emerge in the moment and cannot be known in advance, precisely predicting what happens to the car is possible only a few minutes into the future. AI is already playing an enormous role in health care. Not with my health These same principles apply to prescribing medications. Different conditions and diseases can have the same symptoms, and people with the same condition or disease may exhibit different symptoms. For example, fever can be caused by a respiratory illness or a digestive one. And a cold might cause a cough, but not always. This means that health care datasets have significant overlaps that would prevent AI from being error-free. Certainly, humans also make errors. But when AI misdiagnoses a patient, as it surely will, the situation falls into a legal limbo. It’s not clear who or what would be responsible if a patient were hurt. Pharmaceutical companies? Software developers? Insurance agencies? Pharmacies? In many contexts, neither humans nor machines are the best option for a given task. “Centaurs,” or “hybrid intelligence”—that is, a combination of humans and machines—tend to be better than each on their own. A doctor could certainly use AI to decide potential drugs to use for different patients, depending on their medical history, physiological details, and genetic makeup. Researchers are already exploring this approach in precision medicine. But common sense and the precautionary principle suggest that it is too early for AI to prescribe drugs without human oversight. And the fact that mistakes may be baked into the technology could mean that where human health is at stake, human supervision will always be necessary. Carlos Gershenson is a professor of innovation at Binghamton University, State University of New York. This article is republished from The Conversation under a Creative Commons license. Read the original article. View the full article

Fall for chipmaker underlines investor nerves over lofty valuationsView the full article

Nigel Farage’s populist Reform UK becomes the largest political party by membersView the full article

The U.S. Mint unveiled the designs for coins commemorating the 250th anniversary of American independence next year. They depict the founding documents and the Revolutionary War, but so far, not President Donald The President, despite a push among some of his allies to get his face on a coin. The Mint abandoned designs developed during Joe Biden’s presidency that highlighted women’s suffrage and civil rights advancements, favoring classical depictions of America over progress toward a more inclusive society. A series of celebrations are planned next year under the banner America 250, marking the anniversary of the adoption of the Declaration of Independence. All U.S. coins show the year they were minted, but those made next year will also display 1776. The President, at least for now, isn’t getting a coin No design was released for a $1 coin, though U.S. Treasurer Brandon Beach, whose duties include oversight of the U.S. Mint, serving as a liaison with the Federal Reserve and overseeing Treasury’s Office of Consumer Policy, confirmed in October that one showcasing The President was in the works. A draft design showed The President’s profile on the “heads” side, known as the obverse, and on the reverse, a depiction of The President raising his fist after his attempted assassination, The words “FIGHT FIGHT FIGHT” appear along the top. By law, presidents typically can’t appear on coins until two years after their death, but some advocates for a The President coin think there may be a loophole in the law authorizing the treasury to mint special coins for the nation’s 250th birthday. Neither the Mint nor the Treasury Department responded when asked whether a The President coin is still planned. The new designs depict classical Americana New designs will appear only on coins minted in 2026, with the current images returning the following year. The nickel, dime and five versions of the quarter will circulate, while a penny and half dollar will be sold as collectibles. Five versions of the quarter are planned depicting the Mayflower Compact, Revolutionary War, Declaration of Independence, U.S. Constitution and Gettysburg Address. The dime will show a depiction of Liberty, a symbolic woman facing down the tyranny of the British monarchy, and an eagle carrying arrows in its talons representing America’s fight for independence. The commemorative nickel is essentially the same as the most recent nickel redesign, in 2006, but it includes two dates on the head’s side instead of one, 1776 and 2026. Two collectible coins are planned A half dollar coin shows the face of the Statue of Liberty on one side. The other shows her passing her torch to what appears to be the hand of a child, symbolizing a handoff to the next generation. The penny is essentially the same as the one in circulation, which was discontinued earlier this year and will be produced only as a collectible with two dates. Prices for collectible coins were not released. The Mint sells a variety of noncirculating coins on its website, with a vast range of prices reflecting their rarity. In honor of the 250th anniversary of the U.S. Marine Corps founding, for example, a commemorative half dollar coin is available for $61, while a commemorative $5 gold coin goes for $1,262. Up to 750,000 copies of the former will be minted, but no more than 50,000 of the latter. The abandoned designs Congress authorized commemorative coins in 2021. During the Biden administration, the Mint worked with a citizens advisory committee to propose designs depicting the Declaration of Independence, the Constitution, abolitionism, suffrage and civil rights. Those designs included depictions of abolitionist Frederick Douglass and Ruby Bridges, who was escorted to school by the National Guard at age 6 years amid opposition to racial integration at public schools. Those designs represented “continued progress toward ‘a more perfect union,'” said Sen. Catherine Cortez Masto, D-Nevada, quoting a phrase from the preamble to the Constitution. “The American story didn’t stop at the pilgrims and founding fathers, and ignoring anything that has happened in this country in the last 162 years is just another attempt by President The President to rewrite our history,” Cortez Masto said in a statement. —Jonathan J. Cooper, Associated Press View the full article

When you visit your local warehouse, you’ll want to contemplate stocking up on vital craft supplies to improve your creative projects. Items like versatile acrylic paint and quality paint brush sets are key for achieving detailed work. Furthermore, reliable adhesives, such as hot glue and E6000, can guarantee your projects hold together well. Organizing supplies, like clear bins, can likewise help keep your workspace tidy. Let’s explore more must-haves that can boost your crafting experience. Key Takeaways Stock up on versatile acrylic paints for various surfaces, ensuring a range of colors and finishes for all crafting projects. Invest in quality paint brush sets that offer a variety of brush types for detailed work and bold strokes. Choose strong crafting adhesives like hot glue guns and E6000 for reliable bonding of diverse materials. Select an assortment of craft papers and specialty papers for unique textures and colors in your projects. Organize your supplies with clear storage bins and labels to streamline your crafting process and enhance efficiency. Acrylic Paint Acrylic paint is a versatile craft supply that every artist should consider adding to their toolkit. It’s suitable for various surfaces like canvas, wood, and fabric, making it crucial for both beginners and experienced artists. You’ll appreciate its quick drying time, which allows for layering and mixed media techniques, perfect for expediting projects. Available in a wide range of colors and finishes, including matte, glossy, and metallic, acrylic paint caters to diverse artistic preferences. Popular brands like DecoArt, Apple Barrel, and Craftsmart are often found at craft supply warehouses and craft stores in Gresham, Oregon, or crafters wholesale. Plus, being water-based makes cleanup easy—just soap and water will keep your workspace tidy during your crafting sessions. Crafting Adhesives In terms of crafting, choosing the right adhesive can make all the difference in your projects. You’ll find that E6000 are perfect for bonding various materials like wood and fabric, whereas Mod Podge doubles as both an adhesive and a sealer for a polished finish. Don’t overlook options like double-sided tape for mess-free applications in paper crafts, ensuring your creations look neat and professional. Essential Adhesive Types Essential adhesives play an important role in any crafting project, as they guarantee that your materials bond effectively and last over time. Hot glue guns, available in high, low, and multi-temperature options, are perfect for quick-drying tasks involving wood, metal, paper, and fabric, with prices ranging from $4 to $30. Mod Podge serves as a versatile adhesive and sealer, ideal for various surfaces and frequently used in projects like mini framed weavings. Spray sealers, like Mod Podge Clear Acrylic Sealer, protect painted surfaces from peeling during ensuring a durable finish. E6000 glue is a strong option for materials like glass, and photosafe glue sticks work well for scrapbooking, ensuring your craft depot photos remain intact for years. Tips for Effective Use To guarantee your crafting projects turn out as intended, it’s essential to use adhesives effectively. Comprehending the right application techniques can improve your results markedly. Here are key tips to take into account: Hot Glue Guns: Use them for quick-drying projects on various materials, but remember to work swiftly to avoid glue hardening before you position your items. Mod Podge: Apply it evenly with a sponge or brush for a smooth finish, making sure you cover all edges to seal your artwork properly. E6000 Glue: Confirm proper ventilation during the use of this strong adhesive, as its fumes can be overpowering, especially in enclosed spaces. Paint Brush Sets When you’re working on your next crafting project, having a quality paint brush set can make all the difference. These sets typically include a variety of brush types, such as flat, round, and detail brushes, which allow for versatile application techniques across different surfaces. Variety of Brush Types A diverse range of brush types in paint brush sets can greatly improve your painting experience and outcomes. Each brush serves a distinct purpose, allowing you to apply different techniques effectively. Here are three crucial brush types you should look for: Flat Brushes: Perfect for bold strokes and filling large areas, they create sharp edges. Round Brushes: Ideal for detailed work, they allow for fine lines and intricate designs. Filbert Brushes: Combining the features of flat and round brushes, they’re versatile for various applications. Quality Materials Used Choosing the right paint brush set involves not just selecting various shapes and sizes, but also considering the quality of materials used in their construction. Quality sets typically feature synthetic bristles, which offer excellent control and versatility with acrylic, watercolor, and oil paints. Brands like Liquitex BASICS and FolkArt are highly recommended for their durable brushes, catering to both beginners and experienced artists alike. Moreover, look for ergonomic handles that improve comfort during longer painting sessions, reducing hand fatigue. Investing in a quality brush set can greatly raise your projects, as the right brushes allow for better precision and paint application. Versatile Application Techniques Perfecting versatile application techniques with your paint brush sets can greatly improve your artistic results. A variety of brush types and sizes, including flat, round, and filbert, allows you to explore different techniques effectively. Investing in quality brushes can elevate your work, as they hold more paint and provide a smoother application. Many sets feature durable synthetic bristles, ideal for acrylics and watercolors. Regular maintenance, such as cleaning with soap and water, keeps your brushes in top shape for consistent performance. Here are three techniques to master: Dry Brushing: Create texture by using a dry brush to apply paint. Sponging: Add depth with a sponge for unique effects. Layering: Build colors gradually for richer visuals. Craft Tools When you begin your crafting adventure, having the right tools at your disposal can greatly improve your experience and outcomes. Vital tools include a versatile glue gun, which works well with wood, metal, paper, and fabric. Craft scissors are critical for making precise cuts, whereas a rotary cutter is perfect for clean fabric cuts. Exacto-knives or craft knives are invaluable for detailed work, making them ideal for intricate designs. Furthermore, a craft caddy can keep your tools organized and within reach, boosting your efficiency. Tool Purpose Dremel Quick-drying projects Craft Scissors Precise cuts Rotary Cutter Clean fabric cuts Exacto-Knives Precision cutting for details Craft Caddy Tool organization Stickers and Embellishments In regard to enhancing your craft projects, stickers and embellishments are invaluable. You’ll find a wide variety of popular sticker types, from washi tape to puffy options, which can add depth and interest. Organizing these supplies properly can additionally streamline your creative process, making it easier to access seasonal themes and unique embellishments for any occasion. Popular Sticker Types Stickers are essential tools for any crafter, offering a variety of types to improve your projects. You can choose from different styles that cater to your specific needs and preferences. Here are some popular sticker types to take into account: Washi tape: This decorative tape is perfect for scrapbooking, journaling, and gift wrapping, thanks to its easy repositionability. Puffy stickers: These add a three-dimensional element to your crafts, making them ideal for children’s projects and card making, as they provide added texture. Vinyl decals: Available in various colors and designs, these decals are great for personalizing surfaces like walls, mugs, and laptops. Incorporating these stickers into your crafting repertoire can improve your projects considerably. Unique Embellishment Ideas Exploring unique embellishment ideas can improve your crafting projects beyond basic designs. Stickers are a versatile choice, with options ranging from themed designs to personalized custom stickers that you can find at local craft supply stores. Consider adding washi tape for an easy way to introduce color and patterns; it allows for repositioning without leaving residue. Puffy stickers offer a three-dimensional effect, bringing visual interest to your crafts with themes like holidays or popular characters. For a touch of sparkle, use sequins in various colors and sizes—they’re perfect for embellishing clothing and accessories. Finally, charms and buttons can personalize your projects, with numerous styles available to match different crafting themes and aesthetics. Organizing Craft Supplies To keep your craft supplies organized, especially stickers and embellishments, it’s essential to implement a systematic approach. Start by utilizing clear storage bins with labels, making it easy to find specific items for your projects. You might additionally consider using a binder with plastic sleeves to store stickers flat, preventing curling or damage. Categorizing embellishments into separate containers can streamline your crafting process. Here are some effective strategies: Invest in drawer organizers for small items like washi tape and adhesive gems. Regularly declutter your collection by removing duplicates or items you no longer use. Categorize embellishments based on type or color for quicker access during crafting sessions. Following these tips will help maintain an organized and efficient crafting space. Papers Craft papers and cardstock serve as the foundation for countless creative projects, offering crafters an extensive selection of colors, textures, and weights. You can choose from specialty papers, including patterned, glitter, and metallic options, which add unique flair to your creations. Local warehouses often provide bulk purchasing options, allowing you to stock up on necessities during money-saving opportunities. Look for acid-free and lignin-free papers to guarantee your projects remain lively and don’t yellow over time, which is crucial for archival purposes. Furthermore, seasonal and themed papers are readily available, perfect for crafting holiday cards, decorations, and event-specific items. With such a variety, you can find the ideal paper for every project and occasion. Yarn and Crochet Supplies Yarn and crochet supplies are vital for any crafter looking to create beautiful and functional pieces, ranging from cozy garments to intricate home decor. You’ll find yarn in various materials such as acrylic, cotton, and novelty fibers, offering versatility for your projects. Popular brands like Red Heart and Lion Brand provide an extensive selection of colors and weights, suitable for both beginners and experienced crocheters. Consider stocking up on these indispensable crochet supplies: Ergonomic crochet hooks for improved comfort Stitch markers for precision in your patterns Yarn kits that include patterns and instructions for easy project initiation Local warehouses frequently offer yarn sales, making it affordable for you to explore new colors and textures as you broaden your crafting stash. Beads and Jewelry Kits Beads and jewelry kits are essential for anyone interested in creating unique, handcrafted accessories. These kits often include a variety of materials such as wooden beads, glass beads, and charms, giving you diverse design possibilities. Many kits furthermore come with elastic cords, making it easy for beginners to assemble bracelets and necklaces without needing advanced skills. Popular brands like Darice and Bead Landing offer affordable options, ensuring that both hobbyists and professional crafters can stock up on supplies. In addition, bulk purchasing options are frequently available, providing cost savings for larger projects or workshops. Beads can likewise improve fine motor skills in children, making them perfect for crafting parties. Material Type Example Brands Purpose Wooden Beads Darice Rustic designs Glass Beads Bead Landing Elegant jewelry Charms Various Personalization Elastic Cords Darice Easy assembly Bulk Kits Bead Landing Group projects Craft Storage Solutions Keeping your crafting supplies organized is just as important as the materials you choose for your projects. Effective craft storage solutions can greatly improve your workspace. Consider incorporating the following options: Clear storage bins for easy visibility of contents, so you can quickly find what you need. Stackable storage containers to maximize vertical space, making it easier to store and access various items. Mobile craft caddies that provide portability, allowing you to transport supplies effortlessly between different crafting locations. Regularly decluttering and reorganizing your craft storage not only boosts efficiency but also nurtures creativity by exposing all available materials. Wooden Shapes and Design Wooden shapes and designs serve as versatile crafting materials that can improve a variety of projects, from home decor to personalized gifts. You’ll find wooden cut-outs, plaques, and embellishments in local warehouses, often available for bulk purchase, which can help you save money for multiple projects. Common types include letters, numbers, animals, and seasonal designs, all of which can be painted, stained, or decorated to match your style. Made from lightweight materials like MDF or plywood, these shapes are easy to handle, making them suitable for both beginners and experienced crafters. Their customizable nature promotes creativity, allowing you to express your unique ideas and themes in DIY projects, whether for personal use or special occasions. Frequently Asked Questions What Are the Craft Supplies List? To create a thorough craft supplies list, include vital items like a hot glue gun and glue sticks for quick bonding. Acrylic paints and paintbrushes offer versatility for various projects. Cutting tools, such as scissors and craft knives, are necessary for precision. Don’t forget craft papers, cardstock, and embellishments like stickers for decoration. Organizational tools, including storage bins, will help keep your supplies tidy and accessible, enhancing your crafting experience and efficiency. Are Craft Supply Stores Profitable? Yes, craft supply stores can be quite profitable. They typically achieve profit margins between 30% and 50%, depending on their product range and pricing strategies. The increasing popularity of DIY projects has led to a surge in consumer spending, with the market projected to reach $50 billion by 2027. What Does a Crafter Need? As a crafter, you need vital supplies to guarantee efficient and enjoyable projects. A glue gun and glue sticks are critical for quick bonding, whereas craft scissors in various sizes facilitate detailed cutting. A set of acrylic paints offers versatility for different projects. Organizers, like caddies, keep your supplies tidy and accessible. Finally, basic tools, including a ruler and craft knife, guarantee accurate measurements and clean cuts, contributing to professional results. What Is the Most Common Crafting Material Used? The most common crafting material used is paper, known for its versatility in projects like scrapbooking, card making, and origami. It’s easy to manipulate and comes in various textures and colors. Moreover, glue is crucial for bonding materials together, with options like hot glue and craft glue being popular. Acrylic paint is widely utilized because of its quick-drying properties, whereas yarn and fabric offer diverse textures for knitting, sewing, and textile crafts. Conclusion By stocking up on these crucial craft supplies, you’ll be well-equipped for a variety of projects. Acrylic paint and quality brushes enable detailed artistic expression, whereas strong adhesives guarantee your creations stay intact. Crafting tools, embellishments, and yarn cater to diverse interests, from paper crafts to fiber arts. Organizing materials in clear bins helps maintain a tidy workspace. With these ten essentials, you can improve your crafting experience and tackle any project with confidence and efficiency. Image via Google Gemini This article, "10 Must-Have Craft Supplies From Your Local Warehouse" was first published on Small Business Trends View the full article

When you visit your local warehouse, you’ll want to contemplate stocking up on vital craft supplies to improve your creative projects. Items like versatile acrylic paint and quality paint brush sets are key for achieving detailed work. Furthermore, reliable adhesives, such as hot glue and E6000, can guarantee your projects hold together well. Organizing supplies, like clear bins, can likewise help keep your workspace tidy. Let’s explore more must-haves that can boost your crafting experience. Key Takeaways Stock up on versatile acrylic paints for various surfaces, ensuring a range of colors and finishes for all crafting projects. Invest in quality paint brush sets that offer a variety of brush types for detailed work and bold strokes. Choose strong crafting adhesives like hot glue guns and E6000 for reliable bonding of diverse materials. Select an assortment of craft papers and specialty papers for unique textures and colors in your projects. Organize your supplies with clear storage bins and labels to streamline your crafting process and enhance efficiency. Acrylic Paint Acrylic paint is a versatile craft supply that every artist should consider adding to their toolkit. It’s suitable for various surfaces like canvas, wood, and fabric, making it crucial for both beginners and experienced artists. You’ll appreciate its quick drying time, which allows for layering and mixed media techniques, perfect for expediting projects. Available in a wide range of colors and finishes, including matte, glossy, and metallic, acrylic paint caters to diverse artistic preferences. Popular brands like DecoArt, Apple Barrel, and Craftsmart are often found at craft supply warehouses and craft stores in Gresham, Oregon, or crafters wholesale. Plus, being water-based makes cleanup easy—just soap and water will keep your workspace tidy during your crafting sessions. Crafting Adhesives In terms of crafting, choosing the right adhesive can make all the difference in your projects. You’ll find that E6000 are perfect for bonding various materials like wood and fabric, whereas Mod Podge doubles as both an adhesive and a sealer for a polished finish. Don’t overlook options like double-sided tape for mess-free applications in paper crafts, ensuring your creations look neat and professional. Essential Adhesive Types Essential adhesives play an important role in any crafting project, as they guarantee that your materials bond effectively and last over time. Hot glue guns, available in high, low, and multi-temperature options, are perfect for quick-drying tasks involving wood, metal, paper, and fabric, with prices ranging from $4 to $30. Mod Podge serves as a versatile adhesive and sealer, ideal for various surfaces and frequently used in projects like mini framed weavings. Spray sealers, like Mod Podge Clear Acrylic Sealer, protect painted surfaces from peeling during ensuring a durable finish. E6000 glue is a strong option for materials like glass, and photosafe glue sticks work well for scrapbooking, ensuring your craft depot photos remain intact for years. Tips for Effective Use To guarantee your crafting projects turn out as intended, it’s essential to use adhesives effectively. Comprehending the right application techniques can improve your results markedly. Here are key tips to take into account: Hot Glue Guns: Use them for quick-drying projects on various materials, but remember to work swiftly to avoid glue hardening before you position your items. Mod Podge: Apply it evenly with a sponge or brush for a smooth finish, making sure you cover all edges to seal your artwork properly. E6000 Glue: Confirm proper ventilation during the use of this strong adhesive, as its fumes can be overpowering, especially in enclosed spaces. Paint Brush Sets When you’re working on your next crafting project, having a quality paint brush set can make all the difference. These sets typically include a variety of brush types, such as flat, round, and detail brushes, which allow for versatile application techniques across different surfaces. Variety of Brush Types A diverse range of brush types in paint brush sets can greatly improve your painting experience and outcomes. Each brush serves a distinct purpose, allowing you to apply different techniques effectively. Here are three crucial brush types you should look for: Flat Brushes: Perfect for bold strokes and filling large areas, they create sharp edges. Round Brushes: Ideal for detailed work, they allow for fine lines and intricate designs. Filbert Brushes: Combining the features of flat and round brushes, they’re versatile for various applications. Quality Materials Used Choosing the right paint brush set involves not just selecting various shapes and sizes, but also considering the quality of materials used in their construction. Quality sets typically feature synthetic bristles, which offer excellent control and versatility with acrylic, watercolor, and oil paints. Brands like Liquitex BASICS and FolkArt are highly recommended for their durable brushes, catering to both beginners and experienced artists alike. Moreover, look for ergonomic handles that improve comfort during longer painting sessions, reducing hand fatigue. Investing in a quality brush set can greatly raise your projects, as the right brushes allow for better precision and paint application. Versatile Application Techniques Perfecting versatile application techniques with your paint brush sets can greatly improve your artistic results. A variety of brush types and sizes, including flat, round, and filbert, allows you to explore different techniques effectively. Investing in quality brushes can elevate your work, as they hold more paint and provide a smoother application. Many sets feature durable synthetic bristles, ideal for acrylics and watercolors. Regular maintenance, such as cleaning with soap and water, keeps your brushes in top shape for consistent performance. Here are three techniques to master: Dry Brushing: Create texture by using a dry brush to apply paint. Sponging: Add depth with a sponge for unique effects. Layering: Build colors gradually for richer visuals. Craft Tools When you begin your crafting adventure, having the right tools at your disposal can greatly improve your experience and outcomes. Vital tools include a versatile glue gun, which works well with wood, metal, paper, and fabric. Craft scissors are critical for making precise cuts, whereas a rotary cutter is perfect for clean fabric cuts. Exacto-knives or craft knives are invaluable for detailed work, making them ideal for intricate designs. Furthermore, a craft caddy can keep your tools organized and within reach, boosting your efficiency. Tool Purpose Dremel Quick-drying projects Craft Scissors Precise cuts Rotary Cutter Clean fabric cuts Exacto-Knives Precision cutting for details Craft Caddy Tool organization Stickers and Embellishments In regard to enhancing your craft projects, stickers and embellishments are invaluable. You’ll find a wide variety of popular sticker types, from washi tape to puffy options, which can add depth and interest. Organizing these supplies properly can additionally streamline your creative process, making it easier to access seasonal themes and unique embellishments for any occasion. Popular Sticker Types Stickers are essential tools for any crafter, offering a variety of types to improve your projects. You can choose from different styles that cater to your specific needs and preferences. Here are some popular sticker types to take into account: Washi tape: This decorative tape is perfect for scrapbooking, journaling, and gift wrapping, thanks to its easy repositionability. Puffy stickers: These add a three-dimensional element to your crafts, making them ideal for children’s projects and card making, as they provide added texture. Vinyl decals: Available in various colors and designs, these decals are great for personalizing surfaces like walls, mugs, and laptops. Incorporating these stickers into your crafting repertoire can improve your projects considerably. Unique Embellishment Ideas Exploring unique embellishment ideas can improve your crafting projects beyond basic designs. Stickers are a versatile choice, with options ranging from themed designs to personalized custom stickers that you can find at local craft supply stores. Consider adding washi tape for an easy way to introduce color and patterns; it allows for repositioning without leaving residue. Puffy stickers offer a three-dimensional effect, bringing visual interest to your crafts with themes like holidays or popular characters. For a touch of sparkle, use sequins in various colors and sizes—they’re perfect for embellishing clothing and accessories. Finally, charms and buttons can personalize your projects, with numerous styles available to match different crafting themes and aesthetics. Organizing Craft Supplies To keep your craft supplies organized, especially stickers and embellishments, it’s essential to implement a systematic approach. Start by utilizing clear storage bins with labels, making it easy to find specific items for your projects. You might additionally consider using a binder with plastic sleeves to store stickers flat, preventing curling or damage. Categorizing embellishments into separate containers can streamline your crafting process. Here are some effective strategies: Invest in drawer organizers for small items like washi tape and adhesive gems. Regularly declutter your collection by removing duplicates or items you no longer use. Categorize embellishments based on type or color for quicker access during crafting sessions. Following these tips will help maintain an organized and efficient crafting space. Papers Craft papers and cardstock serve as the foundation for countless creative projects, offering crafters an extensive selection of colors, textures, and weights. You can choose from specialty papers, including patterned, glitter, and metallic options, which add unique flair to your creations. Local warehouses often provide bulk purchasing options, allowing you to stock up on necessities during money-saving opportunities. Look for acid-free and lignin-free papers to guarantee your projects remain lively and don’t yellow over time, which is crucial for archival purposes. Furthermore, seasonal and themed papers are readily available, perfect for crafting holiday cards, decorations, and event-specific items. With such a variety, you can find the ideal paper for every project and occasion. Yarn and Crochet Supplies Yarn and crochet supplies are vital for any crafter looking to create beautiful and functional pieces, ranging from cozy garments to intricate home decor. You’ll find yarn in various materials such as acrylic, cotton, and novelty fibers, offering versatility for your projects. Popular brands like Red Heart and Lion Brand provide an extensive selection of colors and weights, suitable for both beginners and experienced crocheters. Consider stocking up on these indispensable crochet supplies: Ergonomic crochet hooks for improved comfort Stitch markers for precision in your patterns Yarn kits that include patterns and instructions for easy project initiation Local warehouses frequently offer yarn sales, making it affordable for you to explore new colors and textures as you broaden your crafting stash. Beads and Jewelry Kits Beads and jewelry kits are essential for anyone interested in creating unique, handcrafted accessories. These kits often include a variety of materials such as wooden beads, glass beads, and charms, giving you diverse design possibilities. Many kits furthermore come with elastic cords, making it easy for beginners to assemble bracelets and necklaces without needing advanced skills. Popular brands like Darice and Bead Landing offer affordable options, ensuring that both hobbyists and professional crafters can stock up on supplies. In addition, bulk purchasing options are frequently available, providing cost savings for larger projects or workshops. Beads can likewise improve fine motor skills in children, making them perfect for crafting parties. Material Type Example Brands Purpose Wooden Beads Darice Rustic designs Glass Beads Bead Landing Elegant jewelry Charms Various Personalization Elastic Cords Darice Easy assembly Bulk Kits Bead Landing Group projects Craft Storage Solutions Keeping your crafting supplies organized is just as important as the materials you choose for your projects. Effective craft storage solutions can greatly improve your workspace. Consider incorporating the following options: Clear storage bins for easy visibility of contents, so you can quickly find what you need. Stackable storage containers to maximize vertical space, making it easier to store and access various items. Mobile craft caddies that provide portability, allowing you to transport supplies effortlessly between different crafting locations. Regularly decluttering and reorganizing your craft storage not only boosts efficiency but also nurtures creativity by exposing all available materials. Wooden Shapes and Design Wooden shapes and designs serve as versatile crafting materials that can improve a variety of projects, from home decor to personalized gifts. You’ll find wooden cut-outs, plaques, and embellishments in local warehouses, often available for bulk purchase, which can help you save money for multiple projects. Common types include letters, numbers, animals, and seasonal designs, all of which can be painted, stained, or decorated to match your style. Made from lightweight materials like MDF or plywood, these shapes are easy to handle, making them suitable for both beginners and experienced crafters. Their customizable nature promotes creativity, allowing you to express your unique ideas and themes in DIY projects, whether for personal use or special occasions. Frequently Asked Questions What Are the Craft Supplies List? To create a thorough craft supplies list, include vital items like a hot glue gun and glue sticks for quick bonding. Acrylic paints and paintbrushes offer versatility for various projects. Cutting tools, such as scissors and craft knives, are necessary for precision. Don’t forget craft papers, cardstock, and embellishments like stickers for decoration. Organizational tools, including storage bins, will help keep your supplies tidy and accessible, enhancing your crafting experience and efficiency. Are Craft Supply Stores Profitable? Yes, craft supply stores can be quite profitable. They typically achieve profit margins between 30% and 50%, depending on their product range and pricing strategies. The increasing popularity of DIY projects has led to a surge in consumer spending, with the market projected to reach $50 billion by 2027. What Does a Crafter Need? As a crafter, you need vital supplies to guarantee efficient and enjoyable projects. A glue gun and glue sticks are critical for quick bonding, whereas craft scissors in various sizes facilitate detailed cutting. A set of acrylic paints offers versatility for different projects. Organizers, like caddies, keep your supplies tidy and accessible. Finally, basic tools, including a ruler and craft knife, guarantee accurate measurements and clean cuts, contributing to professional results. What Is the Most Common Crafting Material Used? The most common crafting material used is paper, known for its versatility in projects like scrapbooking, card making, and origami. It’s easy to manipulate and comes in various textures and colors. Moreover, glue is crucial for bonding materials together, with options like hot glue and craft glue being popular. Acrylic paint is widely utilized because of its quick-drying properties, whereas yarn and fabric offer diverse textures for knitting, sewing, and textile crafts. Conclusion By stocking up on these crucial craft supplies, you’ll be well-equipped for a variety of projects. Acrylic paint and quality brushes enable detailed artistic expression, whereas strong adhesives guarantee your creations stay intact. Crafting tools, embellishments, and yarn cater to diverse interests, from paper crafts to fiber arts. Organizing materials in clear bins helps maintain a tidy workspace. With these ten essentials, you can improve your crafting experience and tackle any project with confidence and efficiency. Image via Google Gemini This article, "10 Must-Have Craft Supplies From Your Local Warehouse" was first published on Small Business Trends View the full article

Rising concern that parliament’s upper chamber is acting as brake on government’s agendaView the full article

House Democrats publish images showing men including US president in company of late sex offenderView the full article

Multiple news reports this week said that President The President is expected to reclassify marijuana’s drug scheduling, which would lessen restrictions on its use and potentially allow companies that operate in the cannabis space to increase business. After the news broke, the stock prices of several cannabis industry companies skyrocketed. Here’s what you need to know. What’s happened? On Thursday, multiple outlets reported that the The President administration is considering reclassifying marijuana from its current level as a Schedule I drug to a Schedule III drug. The Washington Post was the first to report on the potential reclassification, citing six sources familiar with the matter. As with most things The President does, he is expected to issue a reclassification directive via an executive order. While the Post notes that the rescheduling would not legalize marijuana on a federal level, it would loosen restrictions on its use and potentially be a boon to companies operating in the burgeoning cannabis space. A White House official told Fast Company Friday that no final decision has been made on the reclassification. Marijuana could go from Schedule I to a Schedule III drug If the reclassification goes ahead, marijuana would be reduced from a Schedule I classification level to a Schedule III. A Schedule I drug is any drug “with no currently accepted medical use and a high potential for abuse,” according to the United States Drug Enforcement Administration (DEA). Drugs in this category include ecstasy, heroin, LSD, peyote, and, currently, marijuana, among others. A Schedule III drug is a drug “with a moderate to low potential for physical and psychological dependence,” the agency notes. Current Schedule III drugs include anabolic steroids, ketamine, testosterone, and Tylenol with codeine. If the rescheduling of marijuana does go ahead, it will then be lumped in with products such as Tylenol with codeine as far as classification goes. That would make marijuana less regulated than Schedule II drugs like Adderall, cocaine, Demerol, fentanyl, OxyContin, Ritalin, and Vicodin. Cannabis stocks get high after reclassification reports As CNBC notes, the reclassification of marijuana from a Schedule I to a Schedule III drug would have economic advantages for cannabis companies, mainly in the form of different tax regulations. It could also help spur investment in those companies as stigma further reduces around the use of cannabis products. Today, in early-morning trading, investors in those companies are cheering the news. Numerous cannabis industry firms are seeing their stock prices soar as of the time of this writing, including: Aurora Cannabis Inc. (Nasdaq: ACB): up 12% Canopy Growth Corporation (Nasdaq: CGC): up 30% cbdMD, Inc. (NYSE: YCBD): up 77% Tilray Brands, Inc. (Nasdaq: TLRY): up 28% However, it’s worth mentioning that while cannabis stocks are flying high today, there is no guarantee from the administration yet that marijuana will be reclassified. Leaving marijuana classified as a Schedule I drug could weigh heavily on cannabis companies’ stock prices in the months ahead. And even with today’s price jumps, cannabis companies have had a pretty horrible run over the past five years as far as their share prices are concerned. Aurora Cannabis shares are currently down 94% over the past 60 months. Canopy Growth Corporation’s shares are down 99% during that same time. Meanwhile, Tilray Brands is down 85% and CbdMD is down 99% during the same period. View the full article

It’s the Friday open thread! The comment section on this post is open for discussion with other readers on any work-related questions that you want to talk about (that includes school). If you want an answer from me, emailing me is still your best bet*, but this is a chance to take your questions to other readers. * If you submitted a question to me recently, please do not repost it here, as it may be in my queue to answer. The post open thread – December 12, 2025 appeared first on Ask a Manager. View the full article

We may earn a commission from links on this page. Philips Hue is one of the most well-respected and popular brands in smart lights—but what about its smart security cameras? Parent company Signify has been developing Hue cameras for a couple of years now, with a video doorbell and 2K camera upgrades recently added to the portfolio of devices. (Note: This 2K version hasn't yet landed in the U.S., but the existing 1080p versions are quite similar.) I got a chance to test out the new 2K Hue Secure camera, and alongside all the basics of a camera like this, it came with an extra bonus that worked better than I expected: seamless integration with Philips Hue lights. These two product categories actually work better together than you might think. While you can certainly connect cameras and lights across a variety of smart home platforms, Philips Hue is one of very few manufacturers making both types of device (TP-Link is another). That gives you a simplicity and interoperability you don't really get elsewhere. Setting up a Hue camera All the basic security camera features are covered. Credit: Lifehacker Hue cameras are controlled inside the same Hue app for Android or iOS as the Hue lights. You don't necessarily need a Hue Bridge to connect the camera, too, as it can link to your wifi directly, but the Bridge is required if you want it to be able to sync with your lights—which is one of the key features here. (If you already have the lights, you'll already have the Bridge anyway.) The 2K Hue Secure wired camera I've been testing comes with a 2K video resolution (as the name suggests). two-way audio, a built-in siren, infrared night vision, and weatherproofing (so you can use it indoors or out). As well as the wired version I've got here, there's also a battery-powered option, and a model that comes with a desktop stand. Once configured, the camera lives in the same Home tab inside the mobile app as any Philips Hue lights you've got. The main panel doesn't show the camera feed—instead, it shows the armed status of the camera, which can be configured separately depending on whether you're at home or not. The idea is that you don't get disturbed with a flurry of unnecessary notifications when you're moving around. The basic functionality is the same as every other security camera: Motion is detected and you get a ping to your phone with details, with a saved clip of the event that stays available for 24 hours. You can also tap into the live feed from the camera at any time, should you want to check in on the pets or the backyard. As is often the case with security cameras, there is an optional subscription plan that gives you long-term video clip storage, activity zone settings, and AI-powered identification of people, animals, vehicles, and packages. That will set you back from $4 a month, with a discount if you pay for a year at a time. Syncing a camera with smart lights Your cameras can be used as customized triggers for your lights. Credit: Lifehacker I started off a little unsure about just how useful it would be to connect up the Hue cameras and Hue lights—it's not a combination that gets talked about much—but it's surprisingly useful. If you delve into the camera settings inside the Hue app, there's a Trigger lights section especially for this. You get to choose which of your lights are affected—they don't all have to go on and off together—and there are customizations for color and brightness across certain time schedules. You could have your bulbs glowing red during the night, for example, or turning bright blue during the daytime. The duration the lights stay on for can also be set. It's not the most sophisticated system, but it works: If someone is loitering around your property, you can have a selected number of lights turn on to put them off, or to suggest that someone is in fact at home. This is in addition to everything else you can do, including sounding a siren through the camera, and because it works through the Hue Bridge it all happens pretty much instantaneously. You can also set specific cameras as basic motion sensors for you and your family—lighting up the way to the bathroom late at night, for example. This can work even when the system is disarmed, so there's no wifi video streaming happening, but the cameras are still watching out for movement and responding accordingly. There's one more option worth mentioning in the security settings in the Hue app: "mimic presence." This can randomly turn your lights on and off at certain points in the day, and the schedule you choose can be controlled by whether or not your Hue security is armed or disarmed (so nothing happens when everyone is at home). View the full article

Mergers involving the Hollywood studio are often disastrous, but Netflix and Paramount are trying once again View the full article

Discover the 9 best LLM monitoring tools. Compare features, pricing, & capabilities to track your AI presence. View the full article

Making an action plan is essential for turning goals into results. Whether you’re launching a new initiative or improving existing processes, you need well-structured documents that outline tasks, deadlines and accountability. Using action plan templates ensures every step is clearly defined and supported with the information required to execute successfully. Below are our top free action plan templates for Excel and Word. Use them individually or combine them to build a complete execution toolkit your team can follow with confidence and clarity. 1. Action Plan Template for Excel When a project moves from ideas into execution, an action plan becomes the roadmap that guides how work gets done. It breaks down high-level objectives into specific tasks, clarifies who is responsible for each step and establishes deadlines to keep progress on schedule. Project managers rely on action plans to allocate resources effectively, track performance and maintain accountability across teams. By connecting everyday activities to strategic goals, an action plan ensures work remains focused and measurable throughout the project lifecycle. /wp-content/uploads/2022/11/action-plan-template-zoomed-in-1-600x245.jpg This action plan template for Excel organizes all project tasks into one structured sheet that’s easy to update and share. It includes fields for priorities, timelines, KPIs, assigned departments, required resources and estimated costs, allowing teams to manage both performance and budgeting simultaneously. As progress changes, status updates keep everyone aligned, while KPIs ensure the work drives meaningful outcomes. It’s a practical tool for improving visibility, coordination and execution across any type of project. ProjectManager has interactive Gantt charts that let you build a visual timeline for your action plan, link task dependencies, identify milestones and adjust dates with simple drag-and-drop scheduling. You can set baselines to compare planned versus actual progress and visualize the critical path to focus on what’s most important. Get started for free with a 30-day trial, no credit card required. /wp-content/uploads/2024/03/Manufacturing-gantt-chart-light-mode-costs-exposed-cta-e1712005286389.jpgLearn more 2. Action Plan Template for Google Sheets If you prefer working online, this same action plan template is also available for Google Sheets. Teams can collaborate in real time, comment on specific tasks and access the plan from anywhere. Automatic saving prevents version-control issues, while sharing permissions make it easy to manage stakeholder visibility. With the same structure as the Excel version, it supports seamless coordination no matter which platform your organization uses. /wp-content/uploads/2025/11/Action-plan-template-Google-Sheets-600x237.png 3. Action Log Template A project action log is a centralized record of every task assigned during execution, helping teams monitor progress and hold ownership clearly. It tracks what needs to be done, who is responsible and when the work should be completed. By maintaining visibility into priority levels, deadlines and completion status, an action log reduces confusion and prevents tasks from slipping through the cracks. It’s especially valuable during fast-moving phases where multiple stakeholders contribute to ongoing decisions. /wp-content/uploads/2025/05/Action-log-template-600x248.png This action log template for Excel makes it simple to capture all action items in one place with sortable columns for assignees, timelines, duration, status updates, and task priority. Teams can filter the sheet to focus on urgent items, identify delays and follow up proactively. As progress is recorded, project managers gain a clear snapshot of what’s completed, what’s pending and where support is needed. It’s an efficient accountability tool that keeps execution disciplined and well-organized. 4. Work Plan Template Getting organized early can make the difference between a smooth project and one that constantly fights deadlines. A work plan puts structure around that organization by identifying the tasks that must happen, the sequence they should follow and the people who’ll make them happen. It gives project teams a realistic picture of workload and timing, helping them avoid bottlenecks, prepare resources in advance and stay committed to the outcomes that matter most. /wp-content/uploads/2021/10/Work-Plan-Template-Screenshot-ProjectManager-600x557.jpg This work plan template for Excel provides a clear framework to organize every component of project delivery. It includes sections for goal-setting, task scheduling with a visual timeline, resource planning and cost tracking, giving teams full insight into workload and financial expectations. Role assignments and risk monitoring features help maintain accountability and address issues early. With success criteria built into the layout, the template supports measurable results and keeps the entire team focused on achieving the intended outcomes. Related: 12 Free Business Planning Templates for Excel & Word 5. Business Action Plan Template Clear execution is where business strategies become real progress. A business action plan focuses on that execution by identifying the steps required to achieve specific goals, the people responsible and the deadlines that drive momentum. It shifts the conversation from “what we want to accomplish” to “how we’re going to make it happen,” providing clarity around priorities, budget needs and success measures. With this structure in place, teams can coordinate more effectively and maintain accountability from start to finish. /wp-content/uploads/2025/10/Business-Action-Plan-Template-Screenshot-600x534.png This business action plan template helps organize those execution details in a clean, professional format. Teams can document objectives, define the strategies that support them and break those strategies down into actionable tasks with owners and timelines. Sections for budgeting, KPIs, performance reviews and contingency planning are built in to keep the plan realistic and adaptable. It’s an essential tool for ensuring that every initiative is supported, trackable and aligned with broader business goals. 6. Corrective Action Plan Template When issues threaten performance, quality or compliance, a corrective action plan provides a structured path to resolve them. It starts by defining the problem clearly, investigating the true root cause and determining which changes are necessary to prevent recurrence. Teams use corrective action plans to coordinate responses across departments, track progress and ensure accountability. By connecting each action to a measurable performance goal, organizations protect workflows, minimize risk and maintain customer or stakeholder confidence. /wp-content/uploads/2022/11/corrective-action-plan-template-2024-600x311.png This corrective action plan template gives teams the organization they need to troubleshoot and recover effectively. It includes fields for documenting the issue, analyzing root causes and prioritizing fixes based on urgency and impact. Each corrective action is broken into tasks with owners, cost estimates, KPIs and clear deadlines, making progress easy to monitor. The layout helps resolve problems faster, ensures lessons are captured and strengthens processes to avoid similar issues in the future. 7. 30-60-90 Day Action Plan Template The first three months in a new position often determine how smoothly someone adapts and how quickly they can make an impact. A 30-60-90 day plan sets a clear path forward by outlining what should be learned, improved and achieved at each stage of onboarding. It helps new hires build confidence, understand priorities and integrate into team workflows while giving managers a structured way to guide development and track early success. /wp-content/uploads/2024/11/30-60-90-day-template-full-table-600x359.png This 30-60-90 day plan template gives newcomers a practical layout to define their goals and the action steps required to achieve them. It includes space to outline deliverables, KPIs, collaboration needs and training activities for each phase. By tracking progress across 30-, 60- and 90-day checkpoints, the template helps align expectations between leadership and team members. It’s an excellent tool for onboarding project managers, supervisors or any role that must deliver value quickly. Related: 17 Free Event Planning Templates for Excel and Word 8. Contingency Plan Template Unexpected disruptions can quickly derail a project if there isn’t a backup strategy in place. A contingency plan prepares teams for those moments by identifying potential risks in advance and outlining the steps needed to respond effectively. It helps organizations maintain continuity, protect budgets and safeguard project objectives even under pressure. By defining triggers, responsibilities and mitigation tactics ahead of time, a contingency plan reduces panic, shortens recovery time and keeps stakeholders confident when challenges arise. /wp-content/uploads/2022/11/contingency-action-plan-template-2024-600x314.png This contingency plan template offers a straightforward structure for documenting risks and preparing actionable responses. It includes space to assess impact, likelihood and priority so teams can focus their attention where it matters most. Each mitigation action is detailed with owners, KPIs, deadlines and required resources, making execution clear and measurable. Whether dealing with staffing shortages, technical failures or external disruptions, this template ensures your project is equipped with a reliable safety net. 9. Implementation Plan Template Once a project has been approved, the challenge becomes turning that approved strategy into real operational progress. An implementation plan lays out the practical steps required to make that transition happen smoothly. It defines who will execute each task, how long the work should take and what resources are necessary to stay on track. With progress monitored along the way, implementation plans ensure projects move from planning to delivery without confusion or delays. /wp-content/uploads/2021/08/Implementation-Plan-Screenshot-600x187.jpg This implementation plan template for Excel helps teams manage that transition with structure and visibility. Tasks are organized by priority and grouped into phases such as strategy, process and action, allowing you to track work as it moves forward. Planned and actual timelines sit side-by-side so you can quickly identify delays or areas ahead of schedule. Resource and cost fields support budgeting accuracy, while status updates make it easy to communicate progress to stakeholders and leadership. 10. Project Execution Action Plan Template The execution phase is where all the planning finally turns into tangible work. To keep that work organized and progressing in the right direction, teams rely on a project execution plan. It outlines how the scope will be delivered, how resources will be used and how success will be monitored in real time. With this clarity, communication becomes smoother, risks are easier to control and the project can maintain predictable performance from start to finish. /wp-content/uploads/2025/05/project-execution-plan-template-600x315.png This project execution plan template for Excel centralizes those execution details into an organized, trackable format. Tasks, deliverables and priorities are listed alongside timeline data to show whether activities are on schedule or behind. Resource and cost tracking fields make it easier to monitor labor, equipment and materials, while completion percentages show progress at a glance. With stakeholder information and scope details included, this template keeps everyone confident in how the project is advancing day by day. 11. To-Do List Action Plan Template Even simple projects can become overwhelming when tasks live in scattered notes or inside someone’s head. A to-do list brings order by breaking work into clear, manageable items that can be tracked to completion. It helps teams and individuals prioritize, set deadlines and monitor progress without unnecessary complexity. As tasks move forward, the list becomes a visual indicator of momentum, making it easier to stay organized, focused and confident that nothing important will fall through the cracks. /wp-content/uploads/2018/06/To-Do-List-Screenshot-600x187.jpg This to-do list template keeps all task details in one place with labeled fields for start and due dates, completion percentages, progress status and notes. Users can quickly update each row to reflect real-time progress and easily identify what still needs attention. Whether used for personal organization or team coordination, the simple layout supports efficient planning and accountability. It’s a flexible tool suitable for daily work, small projects or ongoing task management. 12. 5-Year Action Plan Template Long-term growth doesn’t happen by chance; it comes from setting a clear destination and mapping out how to reach it. A 5-year plan does exactly that by outlining major objectives and pacing progress through annual milestones. It helps leadership think beyond day-to-day operations, anticipate changes in the market and invest resources wisely. With visibility into priorities and performance over multiple years, teams stay aligned and motivated as they work toward transformational goals. /wp-content/uploads/2025/01/5-Year-Plan-template-600x407.png This 5-year plan template structures strategic planning into a practical, year-by-year format. Each row prompts you to define end goals, action processes, success metrics, projected benefits and required resources for every stage of development. This layout makes it easy to monitor advancement, adjust plans as conditions evolve and keep stakeholders informed. Whether used for business expansion, departmental improvement or organizational change, the template supports focus and accountability from the first year to the fifth. How ProjectManager Helps Make an Action Plan ProjectManager makes it even easier to create and follow an action plan. With our Gantt charts, task lists and collaborative workspaces, you can map out each step of your plan, assign responsibilities, set deadlines and visualize dependencies all in one place. Ensure Alignment as the Plan Progresses With strong tracking tools like our real-time dashboards and built-in risk management, you can monitor whether tasks are being completed on schedule, identify bottlenecks early and ensure accountability across the team. This visibility helps you make timely adjustments, such as reallocating resources, shifting priorities or updating deadlines, before small issues turn into major setbacks. /wp-content/uploads/2023/11/risk-image-lightmode.png Related Action Plan Content Action Plan Examples Across Industries (with Free Templates) How to Write an Action Plan (Example Included) How to Create Action Items & Action Item Lists After Action Report Template for Word (Free Download) ProjectManager is online project and portfolio management software that connects teams whether they’re in the office or out in the field. They can share files, comment at the task level and stay updated with email and in-app notifications. Get started with ProjectManager today for free. The post 12 Free Action Plan Templates for Excel and Word appeared first on ProjectManager. View the full article

The new monthly reporting rule lists improved accuracy and timeliness of MBS payments among its goals, with implementation planned for February 2026. View the full article

President Donald The President signed an executive order Thursday aimed at blocking states from crafting their own regulations for artificial intelligence, saying the burgeoning industry is at risk of being stifled by a patchwork of onerous rules while in a battle with Chinese competitors for supremacy. Members of Congress from both parties, as well as civil liberties and consumer rights groups, have pushed for more regulations on AI, saying there is not enough oversight for the powerful technology. But The President told reporters in the Oval Office that “there’s only going to be one winner” as nations race to dominate artificial intelligence, and China’s central government gives its companies a single place to go for government approvals. “We have the big investment coming, but if they had to get 50 different approvals from 50 different states, you can forget it because it’s impossible to do,” The President said. The executive order directs the Attorney General to create a new task force to challenge state laws, and directs the Commerce Department to draw up a list of problematic regulations. It also threatens to restrict funding from a broadband deployment program and other grant programs to states with AI laws. David Sacks, a venture capitalist with extensive AI investments who is leading The President’s policies on cryptocurrency and artificial intelligence, said the The President administration would only push back on “the most onerous examples of state regulation” but would not oppose “kid safety” measures. What states have proposed Four states — Colorado, California, Utah and Texas — have passed laws that set some rules for AI across the private sector, according to the International Association of Privacy Professionals. Those laws include limiting the collection of certain personal information and requiring more transparency from companies. The laws are in response to AI that already pervades everyday life. The technology helps make consequential decisions for Americans, including who gets a job interview, an apartment lease, a home loan and even certain medical care. But research has shown that it can make mistakes in those decisions, including by prioritizing a particular gender or race. States’ more ambitious AI regulation proposals require private companies to provide transparency and assess the possible risks of discrimination from their AI programs. Beyond those more sweeping rules, many states have regulated parts of AI: barring the use of deepfakes in elections and to create nonconsensual porn, for example, or putting rules in place around the government’s own use of AI. —Jonathan J. Cooper, Associated Press View the full article

Comprehending franchises involves examining how established brands operate and grow in diverse markets. Take 7-Eleven, for example; its ability to adapt to local preferences has fueled its global success. Similarly, Domino’s Pizza demonstrated resilience by implementing contactless delivery during the pandemic. These examples highlight key strategies that franchises use to navigate challenges and seize market opportunities. As we explore these insights, you’ll uncover valuable lessons about the mechanics of franchising and its impact on the economy. Key Takeaways Franchising offers a proven business model, reducing risks through established brands and operational support, exemplified by successful chains like 7-Eleven and Ace Hardware. Real-life success stories, such as Domino’s innovative delivery methods and Servpro’s adaptability, demonstrate how franchises can thrive in changing markets. Testimonials from franchisees enhance credibility and showcase support, as seen in various franchise networks that prioritize ongoing training and communication. Community building among franchisees fosters loyalty and visibility, with collaborative events improving customer engagement and franchise performance. Adapting to market trends and consumer needs, like Popeyes’ marketing strategies, is vital for franchise success and resilience. The Power of Franchising Franchising represents a strong avenue for aspiring entrepreneurs, offering access to established brands and proven business models that can greatly mitigate the risks associated with starting a new venture. With over 830,000 franchise establishments in the U.S., you find various types of franchises, including business format franchises, which provide extensive operational support and brand recognition. Franchise examples like 7-Eleven and McDonald’s highlight how these models adapt to challenges as they maintain their market presence. By leveraging the knowledge and resources of successful franchise owners, you can accelerate your learning curve and avoid common operational mistakes. This structured approach not only improves your chances of success but also contributes considerably to the economy, generating nearly $900 billion annually. Key Advantages of Franchise Models One of the primary benefits of franchise models lies in the access they provide to established brands and proven business frameworks. This considerably reduces your risk of costly mistakes. Here are three key advantages: Brand Recognition: Established franchises like McDonald’s and Subway attract customers easily owing to their strong market presence. Proven Systems: You benefit from tried-and-tested operational frameworks that streamline business processes, as seen in various franchisor examples. Collective Knowledge: You gain insights from successful franchisees, leading to quicker learning curves and improved chances of success, as evidenced by Ace Hardware‘s impressive sales growth post-franchise conversion. With nearly 830,876 franchise establishments in the U.S., the different types of franchises offer lucrative opportunities for aspiring entrepreneurs. Success Stories: Real-Life Franchise Examples Many successful franchises have emerged as prime examples of how effective business models can thrive in various market conditions. For instance, 7-Eleven operates over 49,500 stores globally, adapting its services to local needs, such as turning Indonesian locations into social hubs during the pandemic. Ace Hardware shifted to a franchise model and saw an 11% increase in retail sales amid rising home improvement interests. Domino’s Pizza showcased agility by adopting contactless delivery and forming partnerships with ride-share companies for customer safety. Servpro, focusing on cleaning services, generated nearly $300 million in revenue in 2020. Finally, Popeyes, originally known as Chicken on the Run, successfully expanded its brand through clever marketing. These examples highlight the three types of franchises: product distribution, business format, and manufacturing. Lessons Learned From Franchise Adaptability The adaptability of franchises during challenging times offers valuable lessons for business owners and aspiring entrepreneurs alike. Here are three key takeaways: Embrace Change: Franchises like 7-Eleven and Servpro demonstrated the importance of pivoting quickly to meet consumer needs, transforming spaces and services to guarantee relevance. Leverage Technology: Domino’s success with contactless delivery highlights how embracing technological innovations can improve service efficiency, vital during crises. Stay Informed: Ace Hardware’s increase in sales showcases the necessity of comprehending market trends, allowing franchises to capitalize on emerging consumer interests. The Importance of Franchise Testimonials Franchise testimonials play an essential role in building trust and credibility among potential entrepreneurs. By showcasing real experiences from existing franchisees, these testimonials highlight the effectiveness of the franchise model and the support available for new members. This firsthand feedback not just illustrates individual successes but likewise nurtures a sense of community, making it easier for new entrepreneurs to join the franchise network with confidence. Building Trust and Credibility When considering a franchise opportunity, you might find that testimonials from existing franchisees play a crucial role in building trust and credibility. These testimonials provide insights that can greatly influence your decision-making process. Here are three key reasons why they matter: Showcase Success: Positive feedback highlights specific success metrics, like increased sales, which offers tangible proof of the franchise’s effectiveness. Reinforce Reliability: Testimonials emphasize the franchise brand’s commitment to its members, assuring you of the support available. Foster Community: Successful franchisee stories illustrate the collaborative nature of the network, helping you understand the community aspect of franchising. Attracting New Entrepreneurs Attracting new entrepreneurs to a franchise often hinges on the sway of testimonials from existing franchisees. Real franchise testimonials boost trust and credibility, helping potential franchisees feel more confident about their investment. Positive feedback highlights the brand’s commitment to supporting its members, which can be a significant draw. Successful franchisee stories build a sense of community and create an inviting atmosphere that newcomers find appealing. Testimonials likewise showcase the effectiveness of the franchise business plan, offering tangible evidence of potential success. A robust collection of real-life experiences from current franchisees acts as a strong marketing tool, increasing interest and inquiries from prospective entrepreneurs. This strategy eventually contributes to the growth and sustainability of the franchise network. Navigating Challenges in Franchise Management Steering through challenges in franchise management requires you to stay ahead of changing consumer trends while ensuring consistent operations across all locations. It’s crucial to build strong relationships with your franchisees, as their commitment and expertise directly impact your brand’s success. Adapting to Consumer Trends How can franchises effectively adapt to the constantly changing environment of consumer preferences? To stay competitive, you need to focus on a few key strategies: Menu Innovation: Respond to the increasing demand for healthier and ethically sourced options by regularly updating your offerings. This keeps your brand relevant and appealing. Customer Experience: Implement robust training programs for your staff and establish feedback systems. This helps improve customer service, meeting high expectations and cultivating loyalty. Operational Flexibility: Learn from successful franchises like Domino’s and Ace Hardware. During the pandemic, they adapted services and saw profits rise by being responsive to market changes. Ensuring Consistent Operations Guaranteeing consistent operations across a franchise network is essential for maintaining brand integrity and meeting customer expectations. High customer service standards require you to implement thorough training programs that align with the brand’s operational guidelines. For instance, McDonald’s provides rigorous training to confirm franchisees uphold these standards. Adapting to changing consumer tastes, like the demand for healthier options, presents challenges for franchises such as KFC, which must innovate during their pursuit of staying true to their brand. Regular communication and support between franchisors and franchisees, demonstrated by Subway’s robust support system, are crucial for smooth day-to-day operations. Furthermore, continuous innovation, as seen with Domino’s advancements in technology, is necessary for staying relevant in competitive markets. Fostering Franchisee Relationships Building strong franchisee relationships is crucial for the overall success of any franchise system. To navigate challenges effectively, consider these key strategies: Communication and Support: Regularly engage with franchisees, providing resources and assistance during new openings, as seen with Subway’s extensive support model. Transparent Agreements: Guarantee your franchise contracts are clear and fair, which helps prevent disputes, much like Domino’s Pizza does with its detailed agreements. Community Building: Cultivate connections among franchisees and customers, as many franchises did during the pandemic, strengthening relationships through shared experiences. Frequently Asked Questions What Are Franchises With Examples? Franchises are business models where individuals, known as franchisees, pay for the rights to operate a business under an established brand. For example, McDonald’s, Subway, and KFC exemplify successful franchising. McDonald’s boasts thousands of locations worldwide, whereas Subway’s customizable sandwiches attract many franchisees. KFC, known for its unique chicken recipe, has expanded considerably since 1952. These examples illustrate how franchising allows brands to grow swiftly as it provides support to franchisees. Is Chick-Fil-A a Chain or Franchise? Chick-fil-A operates as a franchise, allowing individual franchisees to manage their own restaurants during adhering to the company’s strict operational standards. Even though it’s a franchise, it retains ownership of the properties and equipment, which differs from many other franchise models. Franchisees pay a relatively low initial fee of $10,000 and engage deeply in daily operations, contributing to the brand’s strong reputation for customer service and food quality across its locations. How to Understand a Franchise? To understand a franchise, you need to recognize it as a business model where you, the franchisee, pay a franchisor for the right to operate under their established brand. This arrangement typically involves upfront fees and ongoing royalties based on your sales. Franchises provide a proven system for success, ensuring consistency in products and services. Familiarize yourself with franchise agreements, as they outline your rights, responsibilities, fees, and duration of the partnership. Is KFC a Franchise Model? Yes, KFC operates as a franchise model. This means you can open and manage your own KFC location, following the brand’s established guidelines. With over 24,000 restaurants worldwide, KFC offers a unique selling proposition through its secret recipe of 11 herbs and spices. As a franchisee, you’ll receive training and support, but you’ll likewise need to pay startup fees and ongoing royalties, ensuring consistency across all locations. Conclusion In summary, comprehending franchises involves recognizing their strengths and adaptability in diverse markets. Successful franchise models, like 7-Eleven and Domino’s Pizza, demonstrate how leveraging established systems and innovative strategies can lead to resilience and growth. By examining real-life examples, you can appreciate the advantages of franchising, the lessons learned from their adaptability, and the importance of customer feedback. Eventually, steering through challenges effectively is essential for sustaining success in the competitive franchise environment. Image via Google Gemini This article, "Understanding Franchises With Real-Life Examples" was first published on Small Business Trends View the full article

Comprehending franchises involves examining how established brands operate and grow in diverse markets. Take 7-Eleven, for example; its ability to adapt to local preferences has fueled its global success. Similarly, Domino’s Pizza demonstrated resilience by implementing contactless delivery during the pandemic. These examples highlight key strategies that franchises use to navigate challenges and seize market opportunities. As we explore these insights, you’ll uncover valuable lessons about the mechanics of franchising and its impact on the economy. Key Takeaways Franchising offers a proven business model, reducing risks through established brands and operational support, exemplified by successful chains like 7-Eleven and Ace Hardware. Real-life success stories, such as Domino’s innovative delivery methods and Servpro’s adaptability, demonstrate how franchises can thrive in changing markets. Testimonials from franchisees enhance credibility and showcase support, as seen in various franchise networks that prioritize ongoing training and communication. Community building among franchisees fosters loyalty and visibility, with collaborative events improving customer engagement and franchise performance. Adapting to market trends and consumer needs, like Popeyes’ marketing strategies, is vital for franchise success and resilience. The Power of Franchising Franchising represents a strong avenue for aspiring entrepreneurs, offering access to established brands and proven business models that can greatly mitigate the risks associated with starting a new venture. With over 830,000 franchise establishments in the U.S., you find various types of franchises, including business format franchises, which provide extensive operational support and brand recognition. Franchise examples like 7-Eleven and McDonald’s highlight how these models adapt to challenges as they maintain their market presence. By leveraging the knowledge and resources of successful franchise owners, you can accelerate your learning curve and avoid common operational mistakes. This structured approach not only improves your chances of success but also contributes considerably to the economy, generating nearly $900 billion annually. Key Advantages of Franchise Models One of the primary benefits of franchise models lies in the access they provide to established brands and proven business frameworks. This considerably reduces your risk of costly mistakes. Here are three key advantages: Brand Recognition: Established franchises like McDonald’s and Subway attract customers easily owing to their strong market presence. Proven Systems: You benefit from tried-and-tested operational frameworks that streamline business processes, as seen in various franchisor examples. Collective Knowledge: You gain insights from successful franchisees, leading to quicker learning curves and improved chances of success, as evidenced by Ace Hardware‘s impressive sales growth post-franchise conversion. With nearly 830,876 franchise establishments in the U.S., the different types of franchises offer lucrative opportunities for aspiring entrepreneurs. Success Stories: Real-Life Franchise Examples Many successful franchises have emerged as prime examples of how effective business models can thrive in various market conditions. For instance, 7-Eleven operates over 49,500 stores globally, adapting its services to local needs, such as turning Indonesian locations into social hubs during the pandemic. Ace Hardware shifted to a franchise model and saw an 11% increase in retail sales amid rising home improvement interests. Domino’s Pizza showcased agility by adopting contactless delivery and forming partnerships with ride-share companies for customer safety. Servpro, focusing on cleaning services, generated nearly $300 million in revenue in 2020. Finally, Popeyes, originally known as Chicken on the Run, successfully expanded its brand through clever marketing. These examples highlight the three types of franchises: product distribution, business format, and manufacturing. Lessons Learned From Franchise Adaptability The adaptability of franchises during challenging times offers valuable lessons for business owners and aspiring entrepreneurs alike. Here are three key takeaways: Embrace Change: Franchises like 7-Eleven and Servpro demonstrated the importance of pivoting quickly to meet consumer needs, transforming spaces and services to guarantee relevance. Leverage Technology: Domino’s success with contactless delivery highlights how embracing technological innovations can improve service efficiency, vital during crises. Stay Informed: Ace Hardware’s increase in sales showcases the necessity of comprehending market trends, allowing franchises to capitalize on emerging consumer interests. The Importance of Franchise Testimonials Franchise testimonials play an essential role in building trust and credibility among potential entrepreneurs. By showcasing real experiences from existing franchisees, these testimonials highlight the effectiveness of the franchise model and the support available for new members. This firsthand feedback not just illustrates individual successes but likewise nurtures a sense of community, making it easier for new entrepreneurs to join the franchise network with confidence. Building Trust and Credibility When considering a franchise opportunity, you might find that testimonials from existing franchisees play a crucial role in building trust and credibility. These testimonials provide insights that can greatly influence your decision-making process. Here are three key reasons why they matter: Showcase Success: Positive feedback highlights specific success metrics, like increased sales, which offers tangible proof of the franchise’s effectiveness. Reinforce Reliability: Testimonials emphasize the franchise brand’s commitment to its members, assuring you of the support available. Foster Community: Successful franchisee stories illustrate the collaborative nature of the network, helping you understand the community aspect of franchising. Attracting New Entrepreneurs Attracting new entrepreneurs to a franchise often hinges on the sway of testimonials from existing franchisees. Real franchise testimonials boost trust and credibility, helping potential franchisees feel more confident about their investment. Positive feedback highlights the brand’s commitment to supporting its members, which can be a significant draw. Successful franchisee stories build a sense of community and create an inviting atmosphere that newcomers find appealing. Testimonials likewise showcase the effectiveness of the franchise business plan, offering tangible evidence of potential success. A robust collection of real-life experiences from current franchisees acts as a strong marketing tool, increasing interest and inquiries from prospective entrepreneurs. This strategy eventually contributes to the growth and sustainability of the franchise network. Navigating Challenges in Franchise Management Steering through challenges in franchise management requires you to stay ahead of changing consumer trends while ensuring consistent operations across all locations. It’s crucial to build strong relationships with your franchisees, as their commitment and expertise directly impact your brand’s success. Adapting to Consumer Trends How can franchises effectively adapt to the constantly changing environment of consumer preferences? To stay competitive, you need to focus on a few key strategies: Menu Innovation: Respond to the increasing demand for healthier and ethically sourced options by regularly updating your offerings. This keeps your brand relevant and appealing. Customer Experience: Implement robust training programs for your staff and establish feedback systems. This helps improve customer service, meeting high expectations and cultivating loyalty. Operational Flexibility: Learn from successful franchises like Domino’s and Ace Hardware. During the pandemic, they adapted services and saw profits rise by being responsive to market changes. Ensuring Consistent Operations Guaranteeing consistent operations across a franchise network is essential for maintaining brand integrity and meeting customer expectations. High customer service standards require you to implement thorough training programs that align with the brand’s operational guidelines. For instance, McDonald’s provides rigorous training to confirm franchisees uphold these standards. Adapting to changing consumer tastes, like the demand for healthier options, presents challenges for franchises such as KFC, which must innovate during their pursuit of staying true to their brand. Regular communication and support between franchisors and franchisees, demonstrated by Subway’s robust support system, are crucial for smooth day-to-day operations. Furthermore, continuous innovation, as seen with Domino’s advancements in technology, is necessary for staying relevant in competitive markets. Fostering Franchisee Relationships Building strong franchisee relationships is crucial for the overall success of any franchise system. To navigate challenges effectively, consider these key strategies: Communication and Support: Regularly engage with franchisees, providing resources and assistance during new openings, as seen with Subway’s extensive support model. Transparent Agreements: Guarantee your franchise contracts are clear and fair, which helps prevent disputes, much like Domino’s Pizza does with its detailed agreements. Community Building: Cultivate connections among franchisees and customers, as many franchises did during the pandemic, strengthening relationships through shared experiences. Frequently Asked Questions What Are Franchises With Examples? Franchises are business models where individuals, known as franchisees, pay for the rights to operate a business under an established brand. For example, McDonald’s, Subway, and KFC exemplify successful franchising. McDonald’s boasts thousands of locations worldwide, whereas Subway’s customizable sandwiches attract many franchisees. KFC, known for its unique chicken recipe, has expanded considerably since 1952. These examples illustrate how franchising allows brands to grow swiftly as it provides support to franchisees. Is Chick-Fil-A a Chain or Franchise? Chick-fil-A operates as a franchise, allowing individual franchisees to manage their own restaurants during adhering to the company’s strict operational standards. Even though it’s a franchise, it retains ownership of the properties and equipment, which differs from many other franchise models. Franchisees pay a relatively low initial fee of $10,000 and engage deeply in daily operations, contributing to the brand’s strong reputation for customer service and food quality across its locations. How to Understand a Franchise? To understand a franchise, you need to recognize it as a business model where you, the franchisee, pay a franchisor for the right to operate under their established brand. This arrangement typically involves upfront fees and ongoing royalties based on your sales. Franchises provide a proven system for success, ensuring consistency in products and services. Familiarize yourself with franchise agreements, as they outline your rights, responsibilities, fees, and duration of the partnership. Is KFC a Franchise Model? Yes, KFC operates as a franchise model. This means you can open and manage your own KFC location, following the brand’s established guidelines. With over 24,000 restaurants worldwide, KFC offers a unique selling proposition through its secret recipe of 11 herbs and spices. As a franchisee, you’ll receive training and support, but you’ll likewise need to pay startup fees and ongoing royalties, ensuring consistency across all locations. Conclusion In summary, comprehending franchises involves recognizing their strengths and adaptability in diverse markets. Successful franchise models, like 7-Eleven and Domino’s Pizza, demonstrate how leveraging established systems and innovative strategies can lead to resilience and growth. By examining real-life examples, you can appreciate the advantages of franchising, the lessons learned from their adaptability, and the importance of customer feedback. Eventually, steering through challenges effectively is essential for sustaining success in the competitive franchise environment. Image via Google Gemini This article, "Understanding Franchises With Real-Life Examples" was first published on Small Business Trends View the full article

If you find yourself in an emergency or crisis situation, the more information you can give first responders, the better. Android users can now share a live stream of their surroundings with 911, allowing emergency services to assess and provide guidance in real time while you wait for help to arrive onsite. Emergency services on AndroidYour Android already shares some information with first responders via Emergency Location Services (unless you disable this feature). This built-in tool sends an accurate location as well as contextual information, such as language settings, when you call or text an emergency number. Now, that includes live video from your device's camera. You don't need to do anything to set up Emergency Live Video. Once available in your area, responders can send a request during an emergency call or text to securely share your camera's live video. You'll see a prompt on your screen to start sharing with one tap. According to Google, Emergency Live Video is encrypted by default. Users can choose whether to share their video from the prompt as well as stop the share at any time by clicking the onscreen Stop sharing button. Live video sharing is rolling out now to U.S. users, as well as those in parts of Germany and Mexico, on Android phones running Android 8 and up. Google says they are partnering with public safety organizations to expand the feature to more users. Other Android safety featuresEmergency Live Video is the latest in Google's suite of safety features designed to make help more accessible—more quickly—in an emergency. Pixel users in Australia, North America, and several dozen countries across Europe now have access to Satellite SOS, which allows you to call emergency services even without a cellular or wifi connection. Car Crash Detection contacts emergency services and shares your location in the event of severe crash, while Fall Detection and Loss of Pulse Detection will call for help based on Pixel Watch sensor data. View the full article

As the holiday season fast approaches, small business owners may find themselves navigating a shifting landscape of consumer preferences, largely influenced by emerging technologies. A recent survey by Visa reveals that nearly 50% of American shoppers are leveraging artificial intelligence (AI) tools for various shopping tasks, while a growing enthusiasm for digital currencies, particularly among younger generations, suggests significant changes ahead. In an age where consumer behavior rapidly evolves, understanding these trends can empower small business owners to adapt their strategies effectively. Bruce Cundiff, Vice President of Consumer Insights at Visa, notes, “The data tells a fascinating story about the spending shift we’re witnessing: shoppers are embracing AI and digital tools at remarkable speed.” Nearly half of the respondents across the U.S. reported using AI tools, with the most popular application being gift discovery. This presents an opportunity for small business owners to integrate AI-driven solutions into their own operations. By adopting AI for inventory management, personalized marketing, or customer service, businesses can potentially enhance customer experiences, aligning with the preferences of tech-savvy shoppers. The survey also highlights that 28% of consumers would welcome cryptocurrency as a gift, a figure that jumps to 45% among Gen Z respondents. For small businesses, offering cryptocurrency payment options could serve as a unique selling proposition. While still relatively niche, this approach could attract younger consumers looking for innovative shopping experiences. Additionally, one in ten respondents believe that stablecoins (a type of cryptocurrency designed to minimize price volatility) will dominate by 2030, indicating a possible trend towards more stable forms of digital currency for transactions. However, potential challenges exist. While the integration of AI can streamline operations, it also raises questions about consumer trust and security. The survey reveals that 61% of shoppers prefer human interaction for customer service, and 60% are concerned about how their personal data is used in AI applications. Small business owners should be proactive in establishing transparency around their technology usage and ensuring that customer data is handled securely. Furthermore, with 66% of those surveyed expressing concerns about online scams, having robust cybersecurity measures in place will be crucial. Addressing these fears can foster trust and potentially bolster customer loyalty. Consumer behavior is also shifting towards digital-first methods, particularly among younger generations. Gen Z not only leads in the adoption of technologies like biometric authentication and overseas purchasing, but they are also equally inclined to prefer digital wallets over physical cards. For small business owners, this trend signifies the necessity of integrating intuitive payment solutions, including mobile-friendly checkout options that cater to this tech-oriented demographic. As the holiday shopping season kicks into high gear, Visa predicts a 4.6% growth in total U.S. holiday spending compared to the previous year, illustrating a strong desire for celebration despite economic uncertainties. More than a quarter of consumers have already begun their holiday shopping well before November, signaling the urgency for small businesses to optimize their marketing strategies in these weeks. Equipping shops with the latest payment technologies and AI-driven tools can enhance the customer journey and align with shifting behaviors. However, with this expedited transition comes the obligation to maintain transparency and establish a foundation of trust with consumers. Emphasizing not only the benefits of advanced technologies but also a commitment to secure practices can set businesses apart in a competitive market. As small business owners look to navigate this new terrain, considering how to harness these technologies while balancing customer concerns is crucial. By being attuned to evolving expectations, businesses can not only thrive through the holiday season but lay the groundwork for a successful future in the digital marketplace. For more insights on these trends, you can access the original press release from Visa at Visa Newsroom. Image via Google Gemini This article, "AI and Crypto Revolutionize U.S. Holiday Shopping Trends, Survey Finds" was first published on Small Business Trends View the full article

As the holiday season fast approaches, small business owners may find themselves navigating a shifting landscape of consumer preferences, largely influenced by emerging technologies. A recent survey by Visa reveals that nearly 50% of American shoppers are leveraging artificial intelligence (AI) tools for various shopping tasks, while a growing enthusiasm for digital currencies, particularly among younger generations, suggests significant changes ahead. In an age where consumer behavior rapidly evolves, understanding these trends can empower small business owners to adapt their strategies effectively. Bruce Cundiff, Vice President of Consumer Insights at Visa, notes, “The data tells a fascinating story about the spending shift we’re witnessing: shoppers are embracing AI and digital tools at remarkable speed.” Nearly half of the respondents across the U.S. reported using AI tools, with the most popular application being gift discovery. This presents an opportunity for small business owners to integrate AI-driven solutions into their own operations. By adopting AI for inventory management, personalized marketing, or customer service, businesses can potentially enhance customer experiences, aligning with the preferences of tech-savvy shoppers. The survey also highlights that 28% of consumers would welcome cryptocurrency as a gift, a figure that jumps to 45% among Gen Z respondents. For small businesses, offering cryptocurrency payment options could serve as a unique selling proposition. While still relatively niche, this approach could attract younger consumers looking for innovative shopping experiences. Additionally, one in ten respondents believe that stablecoins (a type of cryptocurrency designed to minimize price volatility) will dominate by 2030, indicating a possible trend towards more stable forms of digital currency for transactions. However, potential challenges exist. While the integration of AI can streamline operations, it also raises questions about consumer trust and security. The survey reveals that 61% of shoppers prefer human interaction for customer service, and 60% are concerned about how their personal data is used in AI applications. Small business owners should be proactive in establishing transparency around their technology usage and ensuring that customer data is handled securely. Furthermore, with 66% of those surveyed expressing concerns about online scams, having robust cybersecurity measures in place will be crucial. Addressing these fears can foster trust and potentially bolster customer loyalty. Consumer behavior is also shifting towards digital-first methods, particularly among younger generations. Gen Z not only leads in the adoption of technologies like biometric authentication and overseas purchasing, but they are also equally inclined to prefer digital wallets over physical cards. For small business owners, this trend signifies the necessity of integrating intuitive payment solutions, including mobile-friendly checkout options that cater to this tech-oriented demographic. As the holiday shopping season kicks into high gear, Visa predicts a 4.6% growth in total U.S. holiday spending compared to the previous year, illustrating a strong desire for celebration despite economic uncertainties. More than a quarter of consumers have already begun their holiday shopping well before November, signaling the urgency for small businesses to optimize their marketing strategies in these weeks. Equipping shops with the latest payment technologies and AI-driven tools can enhance the customer journey and align with shifting behaviors. However, with this expedited transition comes the obligation to maintain transparency and establish a foundation of trust with consumers. Emphasizing not only the benefits of advanced technologies but also a commitment to secure practices can set businesses apart in a competitive market. As small business owners look to navigate this new terrain, considering how to harness these technologies while balancing customer concerns is crucial. By being attuned to evolving expectations, businesses can not only thrive through the holiday season but lay the groundwork for a successful future in the digital marketplace. For more insights on these trends, you can access the original press release from Visa at Visa Newsroom. Image via Google Gemini This article, "AI and Crypto Revolutionize U.S. Holiday Shopping Trends, Survey Finds" was first published on Small Business Trends View the full article

Convoluted messaging and conflicting policies have been hallmarks of the president’s yearView the full article

Here's how to label, package, and price the value you already provide. Gear Up for Growth With Jean Caragher For CPA Trendlines Go PRO for members-only access to more Jean Marie Caragher. View the full article

Here's how to label, package, and price the value you already provide. Gear Up for Growth With Jean Caragher For CPA Trendlines Go PRO for members-only access to more Jean Marie Caragher. View the full article