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Nicolás Maduro has overcome numerous attempts to oust himView the full article

This comment section is open for any non-work-related discussion you’d like to have with other readers, by popular demand. Here are the rules for the weekend posts. Book recommendation of the week: Ladies in Waiting: Jane Austen’s Unsung Characters, by Adriana Trigiani and more. A bunch of well-known authors, including my personal favorite Elinor Lipman, reimagine the lives of some of Jane Austen’s minor characters, including Mary Bennett, Georgiana Darcy, Caroline Bingley, and Miss Bates. (Amazon, Bookshop) * I earn a commission if you use those links. The post weekend open thread – November 29-30, 2025 appeared first on Ask a Manager. View the full article

Update to address potential problems caused by solar radiation could affect 6,000 aircraftView the full article

Last year, the celebrated New Yorker writer David Grann spoke with Nieman Storyboard about his book, The Wager. The interviewer asked Grann how he manages to keep coming across the kind of stories that most writers would dream of finding, even once in their lives. Here’s how Grann responded: “Coming up with the right idea is the hardest part. First, you try to find a story that grips you and has subjects that are fascinating. Then, you ask: Are there underlying materials to tell that story?… The third level of interrogation is: Does the story have another dimension, richer themes, or trap doors that lead you places?” He later adds: “I spend a preliminary period ruthlessly interrogating ideas as I come across them, even though it’s time-consuming and a bit frustrating. I don’t want to wake up two years into a book project saying, ‘This isn’t going anywhere.’” These quotes caught my attention because their relevance extends beyond the craft of writing and to the broader concern of cultivating depth in a world increasingly mired in digitally-enhanced shallowness. In life, the types of deep projects that free us from these shallows–whether by transforming our career into something remarkable or making our personal lives richer–require a massive investment of time and effort. This includes: Diligence – the willingness to stick with the pursuit for months or even years; and Deliberateness – the willingness to do the specific types of activities that actually matter for making progress, even if they’re hard, and there are other activities you’d rather do instead. Given these demands, it’s common to either lose interest in these projects once they get going or to be so intimidated by the path ahead that you never get started in the first place. Grann’s advice helps with both issues. By raising the bar for considering a deep project–relentlessly examining, researching, and studying the reality of a pursuit before finally deeming it worthy–you’ll naturally end up giving serious consideration to fewer ideas. And those that do make it through this gauntlet will be so compelling that you’re much more likely to get started and stick with them. This pre-commitment vetting is often a missing piece when discussing grand goals. Online “hustle culture” voices often emphasize activity for its own sake: Get started! Delay is for the weak! Craftsmen like Grann, on the other hand, understand that fundamental to the art of deep accomplishment is the patient search for the right subject. The post David Grann and the Deep Life appeared first on Cal Newport. View the full article

Last year, the celebrated New Yorker writer David Grann spoke with Nieman Storyboard about his book, The Wager. The interviewer asked Grann how he manages to keep coming across the kind of stories that most writers would dream of finding, even once in their lives. Here’s how Grann responded: “Coming up with the right idea is the hardest part. First, you try to find a story that grips you and has subjects that are fascinating. Then, you ask: Are there underlying materials to tell that story?… The third level of interrogation is: Does the story have another dimension, richer themes, or trap doors that lead you places?” He later adds: “I spend a preliminary period ruthlessly interrogating ideas as I come across them, even though it’s time-consuming and a bit frustrating. I don’t want to wake up two years into a book project saying, ‘This isn’t going anywhere.’” These quotes caught my attention because their relevance extends beyond the craft of writing and to the broader concern of cultivating depth in a world increasingly mired in digitally-enhanced shallowness. In life, the types of deep projects that free us from these shallows–whether by transforming our career into something remarkable or making our personal lives richer–require a massive investment of time and effort. This includes: Diligence – the willingness to stick with the pursuit for months or even years; and Deliberateness – the willingness to do the specific types of activities that actually matter for making progress, even if they’re hard, and there are other activities you’d rather do instead. Given these demands, it’s common to either lose interest in these projects once they get going or to be so intimidated by the path ahead that you never get started in the first place. Grann’s advice helps with both issues. By raising the bar for considering a deep project–relentlessly examining, researching, and studying the reality of a pursuit before finally deeming it worthy–you’ll naturally end up giving serious consideration to fewer ideas. And those that do make it through this gauntlet will be so compelling that you’re much more likely to get started and stick with them. This pre-commitment vetting is often a missing piece when discussing grand goals. Online “hustle culture” voices often emphasize activity for its own sake: Get started! Delay is for the weak! Craftsmen like Grann, on the other hand, understand that fundamental to the art of deep accomplishment is the patient search for the right subject. The post David Grann and the Deep Life appeared first on Cal Newport. View the full article

President’s departing aide centralised decision-making in a way no other official had done in Ukraine View the full article

We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. Black Friday sales officially start Friday, November 28, and run through Cyber Monday, December 1, and Lifehacker is sharing the best sales based on product reviews, comparisons, and price-tracking tools before it's over. Follow our live blog to stay up-to-date on the best sales we find. Browse our editors’ picks for a curated list of our favorite sales on laptops, fitness tech, appliances, and more. Subscribe to our shopping newsletter, Add to Cart, for the best sales sent to your inbox. Sales are accurate at the time of publication, but prices and inventory are always subject to change. Thanksgiving is a week away, but Black Friday sales are already here. This year, Amazon's Black Friday deal event is taking place from Nov. 20-28, and Lifehacker will be here with all the best deals throughout the mega-sale. Right now, one of them is on my absolute favorite headphones for running—the Shokz OpenRun Pro 2. They're currently $124.95, a 31% discount off their list price of $179.95. Shokz OpenRun Pro 2 $124.95 at Amazon $179.95 Save $55.00 Get Deal Get Deal $124.95 at Amazon $179.95 Save $55.00 If you're unfamiliar with the world of bone conduction headphones (BCH), let me try to convert you. I love noise-cancelling tech when I'm in the gym, sure. But when I'm exercising outside, I'm grateful for BCH technology to keep my ears open to traffic, other runners, and reckless cyclists—all without sacrificing audio quality. As my colleague Daniel Oropeza reviews in-depth here, the Shokz OpenRun Pro 2 are the best set of BCHs that either of us have ever tried. With these Shokz, I've experienced little to no ear fatigue, even during 20+ mile runs. I've worn these headphones for over a year now, through humid summer runs and unexpected downpours, and they're holding up great. Most important for me, their battery life holds up, lasting even my longest training runs. Even if I forget to charge the night before a run, a quick five-minute charge gives me around 1.5 hours of listening time. Shokz is a go-to brand for a reason, and this 31% discount could be the nudge you need to snag the OpenRun Pro 2 headphones for yourself. If you're still shopping around, I recommend checking out guides like our live blog, where we use price trackers to make sure you're really getting the best deals this Black Friday. And if you have an Amazon Prime membership, make the most of it. How long do Black Friday deals really last?Black Friday sales officially begin Friday, November 28, 2025, and sales run throughout “Cyber Week,” the five-day period that runs from Thanksgiving through Cyber Monday, December 1, 2025. But Black Friday and Cyber Monday dates have expanded as retailers compete for customers. Expect sales to wind down by December 3, 2025. Are Black Friday deals worth it?In short, yes, Black Friday still offers discounts that can be rare throughout the rest of the year. If there’s something you want to buy, or you’re shopping for gifts, it’s a good time to look for discounts on what you need, especially tech sales, home improvement supplies, and fitness tech. Of course, if you need to save money, the best way to save is to not buy anything. Are Cyber Monday deals better than Black Friday?Black Friday used to be bigger for major retailers and more expensive tech and appliances, while Cyber Monday was for cheaper tech and gave smaller businesses a chance to compete online. Nowadays, though, distinction is almost meaningless. Every major retailer will offer sales on both days, and the smart move is to know what you want, use price trackers or refer to guides like our live blog that use price trackers for you, and don’t stress over finding the perfect timing. Our Best Editor-Vetted Black Friday Deals Right Now Apple AirPods Pro 3 Noise Cancelling Heart Rate Wireless Earbuds — $219.99 (List Price $249.00) Apple iPad 11" 128GB A16 WiFi Tablet (Blue, 2025) — $274.00 (List Price $349.00) Amazon Fire HD 10 (2023) — $69.99 (List Price $139.99) Sony WH-1000XM5 — $248.00 (List Price $399.99) Blink Outdoor 4 1080p Wireless Security Camera (5-Pack) — $159.99 (List Price $399.99) Amazon Fire TV Stick 4K Plus — $24.99 (List Price $49.99) Shark AI Ultra Matrix Clean Mapping Voice Control Robot Vacuum with XL Self-Empty Base — $249.99 (List Price $599.00) Apple Watch Series 11 (GPS, 42mm, S/M Black Sport Band) — $339.00 (List Price $399.00) WD 6TB My Passport USB 3.0 Portable External Hard Drive — $138.65 (List Price $179.99) Dell 14 Premium DA14250 (Intel Core Ultra 7 255H, 512GB SSD, 16GB RAM, 2K Display) — $999.99 (List Price $1,549.99) Deals are selected by our commerce team View the full article

Conducting a self background check is an important step in comprehending your own history and ensuring all information about you is accurate. Start by gathering personal details like your full name, Social Security number, and past addresses. Next, explore public records for criminal history or driving issues. It’s additionally essential to assess your social media footprint and review your credit report. Each of these steps helps you maintain control over your personal information and prepares you for future opportunities. Key Takeaways Start by gathering personal information, including your full name, Social Security number, date of birth, and previous addresses. Conduct a comprehensive criminal search by checking national, state, and county databases for any convictions. Review driving records to identify any traffic violations that may appear in a background check. Audit your social media presence to ensure it aligns with your professional image and adjust privacy settings if necessary. Request a free annual credit report to check for unfamiliar accounts or discrepancies that could indicate identity theft. Why You Should Conduct a Self Background Check Conducting a self-background check is essential if you want to guarantee your records are accurate and up-to-date. By running a background check on yourself, you can identify and correct any inaccuracies before potential employers or landlords see them. This proactive approach can prevent unexpected obstacles in your job or housing applications. Furthermore, performing an SSN background search helps you uncover any signs of identity theft early, allowing you to safeguard your personal information. You likewise get valuable insight into what hiring managers may discover when they search your employment history, enabling you to prepare for potential questions during interviews. Regular self-checks offer peace of mind and save time and money compared to waiting for employers to conduct their checks. What to Include in Your Background Check When preparing to conduct a self-background check, it’s important to know what specific elements to include to guarantee you gather thorough and accurate information. Start with a Social Security number (SSN) trace to verify names and addresses associated with your SSN. Conduct a national criminal search to uncover any felony or misdemeanor convictions that could impact your reputation. Moreover, include state and county criminal searches to obtain local conviction records that may not appear nationally. Review global watchlists and sex offender registries to identify any potential issues. If relevant to your daily activities, check your driving records for traffic violations. Finally, consider obtaining a free employment history report to verify your professional background accurately during your background check on self. Step 1: Gather Your Personal Information To begin gathering your personal information for a self-background check, start by collecting crucial details like your full name, Social Security number, and date of birth. This guarantees accurate identification during the background check process. Here are some additional important items to compile: Previous Addresses: List all your past residences to facilitate checks on your residency history and related records. Employment History: Include company names, job titles, and dates of employment to verify your work experience accurately. Educational Background: Gather information on schools attended, degrees earned, and graduation dates to confirm your academic credentials. Step 2: Search Public Records After you’ve compiled your personal information, the next step involves searching public records to gain an extensive grasp of your background. Start by visiting local courthouses or their websites, where you can access criminal, civil, and property records. Utilize state government databases, such as the Texas Department of Public Safety, to gather criminal history information and verify your identity through SSN traces. For federal court records, check online resources like PACER, which can show any federal cases linked to your name. Furthermore, review local and state databases for driving records to identify any outstanding violations. Finally, consider using reputable third-party services that aggregate public records, ensuring they comply with FCRA regulations for a thorough overview. Step 3: Review Your Social Media Presence A thorough review of your social media presence is vital for maintaining a professional image in today’s digital environment. Many employers screen candidates through social media, so it’s important to present yourself appropriately. Here’s what you should do: Audit Your Profiles: Check all your social media accounts, including Facebook, Twitter, LinkedIn, and Instagram, for content that aligns with your career goals. Search for Inappropriate Content: Identify any posts, comments, or photos that could create a negative impression on potential employers. Adjust Privacy Settings: Limit access to your personal information by changing privacy settings, ensuring only trusted connections can view your posts. Regularly monitoring your digital footprint can improve your online reputation and minimize biases during background checks. Step 4: Check Your Credit Report Checking your credit report is an essential step in conducting a self-background check, as it provides a thorough view of your financial health and can impact your employability. You should request a free credit report annually from each of the three major credit bureaus—Equifax, Experian, and TransUnion—through AnnualCreditReport.com. Review your report carefully for any unfamiliar accounts or inquiries that might indicate identity theft, along with any late payments or defaults that could lower your credit score. Remember, under the Fair Credit Reporting Act (FCRA), you have the right to dispute inaccuracies. Negative information, like late payments, typically stays on your report for up to seven years. Regular monitoring can help you manage your credit health effectively. Step 5: Use Professional Background Check Services Using professional background check services can greatly improve your self-assessment process by providing detailed, FCRA-compliant reports that adhere to legal standards and employer expectations. Here’s how these services can benefit you: Faster Turnaround: Basic personal background checks are often ready within an hour, whereas more complex searches might take longer. Comprehensive Data: They collect and organize results from various sources, including criminal, civil, and driving records, ensuring you have a complete view. Cost-Effective: With prices starting at $39.95, using a professional service is usually cheaper than gathering information on your own. Frequently Asked Questions How Do I Run a Deep Background Check on Myself? To run a deep background check on yourself, start by obtaining your Social Security number trace, which reveals associated names and addresses. Next, conduct criminal searches at national, state, and county levels to uncover any convictions. Check your driving records through the DMV for violations. Utilize online databases to compile your employment history and educational verification. Finally, review your social media profiles to identify any information that could affect your future opportunities. What Is the Easiest Way to Run a Background Check? The easiest way to run a background check is by using online services like Checkr or GoodHire. These platforms allow you to request thorough reports with just a few clicks, often delivering results within hours. They typically include searches for criminal records, employment verification, and driving records. Choosing an FCRA-compliant service guarantees the process meets legal standards, giving you confidence in the accuracy of your background check. What Is a Red Flag in a Background Check? A red flag in a background check is any information that raises concerns about your trustworthiness or suitability for a position. For example, felony convictions, discrepancies in your resume, or patterns of repeated minor offenses can all be considered red flags. Moreover, gaps in your employment history or lack of verifiable references may likewise trigger scrutiny. Employers pay close attention to these issues, especially if they relate to trust or responsibility. How to Do an Employment Verification on Yourself? To verify your employment history, start by gathering your personal details, including your full name and Social Security number. Compile a list of previous employers, including their contact information. Reach out directly to these employers to confirm your employment dates and positions held. Furthermore, check your records with the Social Security Administration to guarantee accuracy. Consider using professional background check services for an extensive report, which can reveal any discrepancies in your employment history. Conclusion Conducting a self background check is a proactive way to manage your personal information and guarantee accuracy. By gathering your details, exploring public records, reviewing your social media, and checking your credit report, you can identify any discrepancies or issues. Utilizing professional background check services can provide further insights. Regularly performing this check not just empowers you but likewise prepares you for future opportunities, making certain your personal and professional reputation remains intact. Image via Google Gemini This article, "How to Conduct a Self Background Check: A Step-by-Step Guide" was first published on Small Business Trends View the full article

Conducting a self background check is an important step in comprehending your own history and ensuring all information about you is accurate. Start by gathering personal details like your full name, Social Security number, and past addresses. Next, explore public records for criminal history or driving issues. It’s additionally essential to assess your social media footprint and review your credit report. Each of these steps helps you maintain control over your personal information and prepares you for future opportunities. Key Takeaways Start by gathering personal information, including your full name, Social Security number, date of birth, and previous addresses. Conduct a comprehensive criminal search by checking national, state, and county databases for any convictions. Review driving records to identify any traffic violations that may appear in a background check. Audit your social media presence to ensure it aligns with your professional image and adjust privacy settings if necessary. Request a free annual credit report to check for unfamiliar accounts or discrepancies that could indicate identity theft. Why You Should Conduct a Self Background Check Conducting a self-background check is essential if you want to guarantee your records are accurate and up-to-date. By running a background check on yourself, you can identify and correct any inaccuracies before potential employers or landlords see them. This proactive approach can prevent unexpected obstacles in your job or housing applications. Furthermore, performing an SSN background search helps you uncover any signs of identity theft early, allowing you to safeguard your personal information. You likewise get valuable insight into what hiring managers may discover when they search your employment history, enabling you to prepare for potential questions during interviews. Regular self-checks offer peace of mind and save time and money compared to waiting for employers to conduct their checks. What to Include in Your Background Check When preparing to conduct a self-background check, it’s important to know what specific elements to include to guarantee you gather thorough and accurate information. Start with a Social Security number (SSN) trace to verify names and addresses associated with your SSN. Conduct a national criminal search to uncover any felony or misdemeanor convictions that could impact your reputation. Moreover, include state and county criminal searches to obtain local conviction records that may not appear nationally. Review global watchlists and sex offender registries to identify any potential issues. If relevant to your daily activities, check your driving records for traffic violations. Finally, consider obtaining a free employment history report to verify your professional background accurately during your background check on self. Step 1: Gather Your Personal Information To begin gathering your personal information for a self-background check, start by collecting crucial details like your full name, Social Security number, and date of birth. This guarantees accurate identification during the background check process. Here are some additional important items to compile: Previous Addresses: List all your past residences to facilitate checks on your residency history and related records. Employment History: Include company names, job titles, and dates of employment to verify your work experience accurately. Educational Background: Gather information on schools attended, degrees earned, and graduation dates to confirm your academic credentials. Step 2: Search Public Records After you’ve compiled your personal information, the next step involves searching public records to gain an extensive grasp of your background. Start by visiting local courthouses or their websites, where you can access criminal, civil, and property records. Utilize state government databases, such as the Texas Department of Public Safety, to gather criminal history information and verify your identity through SSN traces. For federal court records, check online resources like PACER, which can show any federal cases linked to your name. Furthermore, review local and state databases for driving records to identify any outstanding violations. Finally, consider using reputable third-party services that aggregate public records, ensuring they comply with FCRA regulations for a thorough overview. Step 3: Review Your Social Media Presence A thorough review of your social media presence is vital for maintaining a professional image in today’s digital environment. Many employers screen candidates through social media, so it’s important to present yourself appropriately. Here’s what you should do: Audit Your Profiles: Check all your social media accounts, including Facebook, Twitter, LinkedIn, and Instagram, for content that aligns with your career goals. Search for Inappropriate Content: Identify any posts, comments, or photos that could create a negative impression on potential employers. Adjust Privacy Settings: Limit access to your personal information by changing privacy settings, ensuring only trusted connections can view your posts. Regularly monitoring your digital footprint can improve your online reputation and minimize biases during background checks. Step 4: Check Your Credit Report Checking your credit report is an essential step in conducting a self-background check, as it provides a thorough view of your financial health and can impact your employability. You should request a free credit report annually from each of the three major credit bureaus—Equifax, Experian, and TransUnion—through AnnualCreditReport.com. Review your report carefully for any unfamiliar accounts or inquiries that might indicate identity theft, along with any late payments or defaults that could lower your credit score. Remember, under the Fair Credit Reporting Act (FCRA), you have the right to dispute inaccuracies. Negative information, like late payments, typically stays on your report for up to seven years. Regular monitoring can help you manage your credit health effectively. Step 5: Use Professional Background Check Services Using professional background check services can greatly improve your self-assessment process by providing detailed, FCRA-compliant reports that adhere to legal standards and employer expectations. Here’s how these services can benefit you: Faster Turnaround: Basic personal background checks are often ready within an hour, whereas more complex searches might take longer. Comprehensive Data: They collect and organize results from various sources, including criminal, civil, and driving records, ensuring you have a complete view. Cost-Effective: With prices starting at $39.95, using a professional service is usually cheaper than gathering information on your own. Frequently Asked Questions How Do I Run a Deep Background Check on Myself? To run a deep background check on yourself, start by obtaining your Social Security number trace, which reveals associated names and addresses. Next, conduct criminal searches at national, state, and county levels to uncover any convictions. Check your driving records through the DMV for violations. Utilize online databases to compile your employment history and educational verification. Finally, review your social media profiles to identify any information that could affect your future opportunities. What Is the Easiest Way to Run a Background Check? The easiest way to run a background check is by using online services like Checkr or GoodHire. These platforms allow you to request thorough reports with just a few clicks, often delivering results within hours. They typically include searches for criminal records, employment verification, and driving records. Choosing an FCRA-compliant service guarantees the process meets legal standards, giving you confidence in the accuracy of your background check. What Is a Red Flag in a Background Check? A red flag in a background check is any information that raises concerns about your trustworthiness or suitability for a position. For example, felony convictions, discrepancies in your resume, or patterns of repeated minor offenses can all be considered red flags. Moreover, gaps in your employment history or lack of verifiable references may likewise trigger scrutiny. Employers pay close attention to these issues, especially if they relate to trust or responsibility. How to Do an Employment Verification on Yourself? To verify your employment history, start by gathering your personal details, including your full name and Social Security number. Compile a list of previous employers, including their contact information. Reach out directly to these employers to confirm your employment dates and positions held. Furthermore, check your records with the Social Security Administration to guarantee accuracy. Consider using professional background check services for an extensive report, which can reveal any discrepancies in your employment history. Conclusion Conducting a self background check is a proactive way to manage your personal information and guarantee accuracy. By gathering your details, exploring public records, reviewing your social media, and checking your credit report, you can identify any discrepancies or issues. Utilizing professional background check services can provide further insights. Regularly performing this check not just empowers you but likewise prepares you for future opportunities, making certain your personal and professional reputation remains intact. Image via Google Gemini This article, "How to Conduct a Self Background Check: A Step-by-Step Guide" was first published on Small Business Trends View the full article

In a world where time is money and competition waits for no one, small business owners often find themselves juggling multiple roles—from visionary leaders to makeshift accountants. Recognizing how financial systems can thwart entrepreneurial ambition, Shopify has introduced a suite of tools aimed at radically simplifying the financial experience for small businesses. This shift presents unique opportunities and challenges for entrepreneurs who are eager to streamline their operations. Vikram Anreddy, product director of financial services at Shopify, emphasized the urgency of this transformation: “Money should not be a constraint for your growth. The determinant of your success should be your ability to build a great product and sell that product to more and more people.” This sentiment captures the essence of why small business owners are being urged to rethink their financial tools. A significant pain point for many small businesses is the disconnect between their financial needs and the offerings of traditional banks. According to data, only 35% of small business owners feel that their primary financial institution adequately meets their banking requirements. Many entrepreneurs find themselves stuck in a no-man’s land, caught between consumer and commercial banking solutions that fail to provide tailored services for their growth stage. Anreddy points out that many small businesses function like hybrids of individuals and corporations. Unfortunately, traditional banks tend to overlook them due to their smaller transaction volumes and lack of premium deposits. As a result, business owners often face daunting barriers; traditional banks frequently require two years of financial history before even considering an application for services like loans. “Why do you want entrepreneurs to hold off growth potential until year two just to produce a document?” Anreddy asks. It is in this context that Shopify’s financial suite aims to revolutionize the experience of small business owners. The new tools—like Shopify Balance, Shopify Capital, and Shopify Bill Pay—are designed not merely to provide banking services but to align with the rhythms of commerce. For instance, Shopify Balance facilitates quicker money movements, while Shopify Capital adapts based on cash flow without the delays typical of traditional banks. Anreddy maintains, “We succeed when our merchants succeed,” positioning Shopify as a partner in growth. The focus on intuitive design also stands out. Unlike traditional banking options that often complicate the financial landscape, Shopify aims to create tools that are easy to use, letting small business owners manage their finances seamlessly. “We want to take the time and mind space away from all this money management so that merchants can focus on what’s important,” Anreddy explains. Real-world implications are significant. Imagine being able to automate cash flow management or access flexible funding exactly when it’s needed without unnecessary delays or paperwork. This not only saves time but also allows small business owners to concentrate on building and expanding their offerings without the financial friction that often hampers growth. However, while the allure of simplified financial management is evident, there are considerations to keep in mind. The reliance on technology means that small business owners should evaluate the robustness of these new financial tools carefully. They may need to adapt to a different operational style, especially if they have been accustomed to traditional banking relationships. There is also the question of trust—how comfortable are small business owners in relying on a tech company for their financial needs, especially given that Shopify is not a traditional bank? Moreover, although these tools are designed with the entrepreneur’s needs at the forefront, it’s crucial for small business owners to consider whether they fit into Shopify’s ecosystem. The level of integration with existing accounting and financial systems could vary, and some businesses may need to invest time in learning and adapting to the new tools. As Shopify forges ahead with its vision of removing financial constraints, the ultimate goal remains clear: empower small business owners to focus on their creativity and innovations, rather than getting bogged down in financial management. The company’s commitment to this cause reflects the broader need for a financial landscape that truly serves entrepreneurs. For more information, you can check their official announcement here. In this rapidly evolving financial environment, the balance between opportunity and caution will be key for entrepreneurs looking to leverage these new tools. As they reclaim time lost to financial friction, the potential for growth and innovation is poised to flourish. Image via Google Gemini This article, "Shopify Unveils New Financial Tools to Empower Small Businesses’ Growth" was first published on Small Business Trends View the full article

In a world where time is money and competition waits for no one, small business owners often find themselves juggling multiple roles—from visionary leaders to makeshift accountants. Recognizing how financial systems can thwart entrepreneurial ambition, Shopify has introduced a suite of tools aimed at radically simplifying the financial experience for small businesses. This shift presents unique opportunities and challenges for entrepreneurs who are eager to streamline their operations. Vikram Anreddy, product director of financial services at Shopify, emphasized the urgency of this transformation: “Money should not be a constraint for your growth. The determinant of your success should be your ability to build a great product and sell that product to more and more people.” This sentiment captures the essence of why small business owners are being urged to rethink their financial tools. A significant pain point for many small businesses is the disconnect between their financial needs and the offerings of traditional banks. According to data, only 35% of small business owners feel that their primary financial institution adequately meets their banking requirements. Many entrepreneurs find themselves stuck in a no-man’s land, caught between consumer and commercial banking solutions that fail to provide tailored services for their growth stage. Anreddy points out that many small businesses function like hybrids of individuals and corporations. Unfortunately, traditional banks tend to overlook them due to their smaller transaction volumes and lack of premium deposits. As a result, business owners often face daunting barriers; traditional banks frequently require two years of financial history before even considering an application for services like loans. “Why do you want entrepreneurs to hold off growth potential until year two just to produce a document?” Anreddy asks. It is in this context that Shopify’s financial suite aims to revolutionize the experience of small business owners. The new tools—like Shopify Balance, Shopify Capital, and Shopify Bill Pay—are designed not merely to provide banking services but to align with the rhythms of commerce. For instance, Shopify Balance facilitates quicker money movements, while Shopify Capital adapts based on cash flow without the delays typical of traditional banks. Anreddy maintains, “We succeed when our merchants succeed,” positioning Shopify as a partner in growth. The focus on intuitive design also stands out. Unlike traditional banking options that often complicate the financial landscape, Shopify aims to create tools that are easy to use, letting small business owners manage their finances seamlessly. “We want to take the time and mind space away from all this money management so that merchants can focus on what’s important,” Anreddy explains. Real-world implications are significant. Imagine being able to automate cash flow management or access flexible funding exactly when it’s needed without unnecessary delays or paperwork. This not only saves time but also allows small business owners to concentrate on building and expanding their offerings without the financial friction that often hampers growth. However, while the allure of simplified financial management is evident, there are considerations to keep in mind. The reliance on technology means that small business owners should evaluate the robustness of these new financial tools carefully. They may need to adapt to a different operational style, especially if they have been accustomed to traditional banking relationships. There is also the question of trust—how comfortable are small business owners in relying on a tech company for their financial needs, especially given that Shopify is not a traditional bank? Moreover, although these tools are designed with the entrepreneur’s needs at the forefront, it’s crucial for small business owners to consider whether they fit into Shopify’s ecosystem. The level of integration with existing accounting and financial systems could vary, and some businesses may need to invest time in learning and adapting to the new tools. As Shopify forges ahead with its vision of removing financial constraints, the ultimate goal remains clear: empower small business owners to focus on their creativity and innovations, rather than getting bogged down in financial management. The company’s commitment to this cause reflects the broader need for a financial landscape that truly serves entrepreneurs. For more information, you can check their official announcement here. In this rapidly evolving financial environment, the balance between opportunity and caution will be key for entrepreneurs looking to leverage these new tools. As they reclaim time lost to financial friction, the potential for growth and innovation is poised to flourish. Image via Google Gemini This article, "Shopify Unveils New Financial Tools to Empower Small Businesses’ Growth" was first published on Small Business Trends View the full article

The introduction of a so-called mansion tax in this year’s Budget is likely to depress prices in some parts of the capital even furtherView the full article

A growing number of Amazon employees have signed onto an open letter issuing some dire warnings about the company’s sprint toward AI. The letter, signed by more than 1,000 workers and published this week, calls out Amazon for pushing its AI investments at the expense of the climate and its human workforce. The letter’s supporters come from a wide array of roles at the company, including many software engineers, and even employees focused on building AI systems. “We believe that the all-costs-justified, warp-speed approach to AI development will do staggering damage to democracy, to our jobs, and to the earth,” the letter’s authors wrote. “We’re the workers who develop, train, and use AI, so we have a responsibility to intervene.” In the letter obtained by The Guardian, the Amazon employees argue that their employer is throwing out its climate promises in the scramble to win the AI race. Amazon has pledged to reach net-zero carbon emissions by 2040, pointing to efficiencies from electric delivery vehicles and reduced plastic packaging in its climate commitment. In spite of its stated promise to reduce its carbon footprint, Amazon’s carbon emissions rose last year, a trend tied to pollution from its ubiquitous fleet of delivery vehicles and its major push into data center construction.Resource intensive data centers like the ones Amazon is pouring billions into building out are a hot topic in 2025. The buildings, built to power tech giants’ AI ambitions, pump in loads of electricity to keep servers humming and suck up water to cool off all of that energy use. Data centers, usually placed well beyond urban hubs, promise rural communities a boom of steady local jobs for many of the world’s most valuable companies, but the reality is often less inspiring. In spite of their massive footprint and a short term burst of work during construction, very few people are actually necessary to keep things up and running. In light of the downsides, rural communities around the country are beginning to reject big tech’s big AI buildout. AI at all costs Climate isn’t the only concern among the Amazon workers who signed onto the open letter. The group of anonymous employees accuses the company of forcing AI on its workforce while openly plotting to get rid of human workers as soon as technologically possible. In the meantime, the letter’s authors say that timelines are getting shorter and output demands are on the rise as the company tries to squeeze every last drop of productivity out of its employees. Last month, Amazon announced that it would lay off 14,000 employees, a massive round of cuts focused on its corporate workforce. In a memo to employees, Amazon’s Senior Vice President of People Experience and Technology Beth Galetti said that the cuts were aimed at “reducing bureaucracy, removing layers, and shifting resources to ensure we’re investing in our biggest bets” – namely the company’s enormous spending on AI. “The world is changing quickly,” Galetti wrote. “This generation of AI is the most transformative technology we’ve seen since the Internet, and it’s enabling companies to innovate much faster than ever before (in existing market segments and altogether new ones).” Amazon’s AI spending this year has topped $125 billion and the company plans to invest that much and more into artificial intelligence in 2026. A call for guardrails The letter also points to Amazon’s major lobbying push against AI regulation and its role in spreading surveillance and military technology as major areas of concern. To address the worries it raises, the letter calls on Amazon to abandon “dirty energy” in order to recommit to its climate goals, loop non-manager employee voices into AI decision making and reject surveillance and deportation applications of its technology. The letter only represents a tiny sliver of Amazon’s more than 1.55 million employees, but that hasn’t deterred a thousand people at the company from voicing their concerns, and potentially risking their jobs. Beyond Amazon’s own workforce, around 2,400 people including students and workers at other major tech companies issued their own letter of support. “All of this is daunting, but none of it is inevitable,” the Amazon letter’s authors wrote. “A better future is still very much within reach, but it requires us to get real about the costs of AI and the guardrails we need.” View the full article

US president orders halt to arrivals from ‘Third World’ countries and sweeping review of legal permanent residentsView the full article

Creating a sample content plan for social media success involves several key steps that can greatly improve your online presence. First, you’ll want to define clear objectives using SMART criteria, ensuring they align with your overall business goals. Next, comprehending your target audience is essential; this means analyzing demographics and preferences to tailor your content effectively. As you start organizing your ideas into a content calendar, consider how to optimize for each platform. The next steps can make a considerable difference in your strategy. Key Takeaways Define SMART objectives and clear goals to align your content plan with measurable outcomes for social media success. Understand your target audience by analyzing demographics and creating buyer personas for tailored content. Organize content ideas into a calendar, incorporating audience feedback and trending topics for timely engagement. Utilize diverse content formats optimized for each platform to enhance visibility and audience interaction. Monitor performance metrics regularly and adjust strategies based on data insights to ensure continued growth and engagement. Define Your Objectives and Goals When you define your objectives and goals for social media, it’s essential to establish SMART criteria—specific, measurable, actionable, relevant, and time-bound. A strong Instagram marketing strategy hinges on clear goals, like increasing brand awareness by 25% or boosting engagement rates by 15% over the next quarter. Use measurable KPIs, such as tracking impressions, clicks, and conversions, to evaluate how well your social media marketing plan example aligns with these SMART objectives. Regularly revisiting and adjusting your goals based on performance data guarantees you stay relevant and effective. Additionally, clearly documenting these objectives cultivates team alignment and accountability, helping everyone understand their individual roles in achieving your overall social media success. Understand Your Target Audience To create effective content for social media, it’s essential to understand your target audience. Start by analyzing demographic data like age, location, and interests, which helps in developing accurate buyer personas that represent your ideal customers. Engaging directly with your audience through surveys and social media interactions can provide insights into their preferences and content consumption habits, allowing you to tailor your strategy effectively. Demographic Data Analysis Comprehending your target audience is crucial for effective social media marketing, as it enables you to create content that truly resonates with their preferences and behaviors. To effectively analyze demographic data, consider these key factors: Age: Identify the age groups most engaged with your brand; for instance, 71% of users aged 18-29 use Instagram, making this platform critical for younger audiences. Gender: Tailor your content to address the interests of different genders. Location: Understand where your audience resides to align your content with local trends. Interests: Analyze what captivates your audience to refine your sample content plan for social media and improve your Instagram strategy. Utilizing tools like Google Analytics will further sharpen your social media marketing plan sample. Audience Engagement Insights Comprehending your audience is fundamental to crafting effective social media content that captures attention and nurtures engagement. By gathering demographic data such as age, location, and interests, you can tailor your content effectively. A solid media plan example should include audience insights, whereas a social media plan example can highlight key engagement strategies. Here’s a simple table to guide your comprehension: Audience Insight Actionable Strategy Age Group Create age-specific content Location Use local trends in posts Interests Align content with audience hobbies Pain Points Address specific customer issues Engagement Preferences Utilize preferred formats (videos, polls) Regularly engaging your audience through surveys can refine your social media post template, ensuring it remains relevant and impactful. Persona Development Techniques Comprehension of your target audience through persona development is essential for crafting effective social media content. To create detailed buyer personas, follow these techniques: Gather demographic information, including age, gender, location, and interests to form profiles of your ideal customers. Utilize AI tools, like Sprout‘s AI-enabled Query Builder, to analyze conversations on social media for deeper audience insights. Conduct surveys and engage directly with your audience to uncover their pain points, preferences, and content consumption habits. Regularly analyze how customers discuss your brand and industry, adjusting your messaging based on their motivations and expectations. Brainstorm Relevant Content Ideas To brainstorm relevant content ideas, start by identifying your audience’s preferences and pain points, as this will guide you toward topics that resonate. Keep an eye on trending subjects and leverage various content formats, like how-tos and infographics, to keep your audience engaged. Utilizing these strategies can help you create a diverse content plan that not just attracts attention but additionally encourages meaningful interactions. Identify Audience Preferences How can you effectively identify your audience’s preferences to brainstorm relevant content ideas? Comprehending your target audience’s demographics, interests, and pain points is essential. Here are some strategies to help you gather insights: Conduct Surveys: Use online surveys to ask your audience about their preferences and content interests. Analyze Past Content: Review high-performing posts to identify trends and themes that resonate with your audience. Engage on Social Media: Utilize polls and comments to receive real-time feedback on what your audience wants to see. Monitor Competitors: Regularly check your competitors’ content to find gaps and inspiration for your own strategy. Explore Trending Topics Once you’ve gained insights into your audience’s preferences, it’s important to explore trending topics that can spark relevant content ideas. Use social media listening tools to identify popular conversations in your industry, and conduct keyword research to find high-volume search terms. Monitor your competitors’ activities to spot content gaps, and engage your audience with polls or questions to gather feedback. Regularly review trending hashtags and challenges on platforms like Twitter and TikTok to inspire timely content. Topic Source of Inspiration Engagement Method Popular Hashtags Twitter Trends Create related posts Industry News News Aggregators Share insights Viral Challenges TikTok Participate creatively Audience Polls Direct Audience Engagement Ask for suggestions Utilize Content Formats Utilizing a variety of content formats is essential for effectively engaging your audience and enhancing the impact of your social media strategy. By incorporating diverse formats, you can greatly boost interaction. Here are some ideas to take into account: Videos: Create short clips that explain your products or showcase customer testimonials. Infographics: Present complex data in a visually appealing way to simplify information. Blog Posts: Plunge deeper into topics relevant to your audience, providing valuable insights. User-Generated Content: Encourage customers to share their experiences, enhancing authenticity. To maximize engagement, leverage trending topics and seasonal events as you analyze past content performance. This approach guarantees your content resonates with your audience and drives better results. Organize Ideas Into a Content Calendar Creating a content calendar is essential for organizing your social media ideas effectively, as it provides a clear structure for planned posts. By utilizing a calendar, you can improve collaboration among team members, ensuring everyone knows their responsibilities and deadlines. Scheduling content in advance helps you identify key dates to maximize engagement opportunities. Regular updates to your calendar allow for real-time adjustments based on audience feedback, keeping your content relevant. Consistency is key; brands that post regularly see a 67% increase in engagement. Date Topic Responsible Person 01/01/2024 New Year Goals Alice 01/15/2024 Winter Tips Bob 01/30/2024 Product Launch Carol Optimize Content for Each Platform To optimize your content for each social media platform, start by tailoring your formats to match what works best on that platform. For instance, use eye-catching visuals and short videos for Instagram, whereas reserving longer, informative articles for LinkedIn. Furthermore, take advantage of platform-specific features like polls and stories to improve interaction and keep your audience engaged. Tailor Content Formats When crafting content for social media, it’s crucial to recognize that each platform has its own unique strengths and audience preferences. Tailoring your content formats can greatly impact engagement and reach. Here are four key considerations: Instagram: Focus on visually appealing images and videos; posts with images get 94% more views. Facebook: Utilize long-form content, videos, and live streams to drive engagement; multimedia is key. LinkedIn: Share professional articles and industry insights to connect with a business audience. TikTok: Create short, creative videos that tap into current trends and challenges to engage users. Adjust Posting Frequencies Adjusting posting frequencies is vital for maximizing engagement across various social media platforms, as each one has its own ideal rhythm. For example, brands usually post 1-2 times daily on Facebook, whereas Instagram thrives with 3-7 posts weekly. On Twitter, you should aim for 3-5 tweets each day to maintain visibility and engagement. LinkedIn, in contrast, is best suited for one professional post per day, whereas TikTok creators find success with 1-3 daily posts, capitalizing on trends. It’s important to analyze your audience’s engagement data and adjust your posting schedule accordingly, as peak times can differ. Consistency in your customized posting schedules will improve brand awareness and audience growth across all platforms. Utilize Platform-Specific Features Effective social media strategy hinges on utilizing platform-specific features to maximize your content’s impact. Each platform has unique characteristics that can improve your engagement when leveraged correctly. Here are some key ways to optimize your content: Use Instagram’s visual focus with high-quality images and engaging stories. Craft concise, impactful tweets on Twitter, using relevant hashtags to boost visibility. Create engaging posts on Facebook that encourage interaction, such as polls and questions. Share industry insights on LinkedIn, positioning your brand as an authority as you engage with professionals. Additionally, implement platform-specific analytics like Instagram Insights to track engagement and adjust your strategies accordingly to improve reach. Develop a Promotion Strategy To develop a successful promotion strategy for your social media content, it’s crucial to identify the most effective channels that align with your target audience’s preferences and behavior. Start by utilizing scheduling tools like Sprout or Hootsuite to optimize posting times, ensuring your content reaches users when they’re most active. Incorporate a mix of organic and paid promotion tactics; for example, allocate a budget for sponsored posts to improve visibility among potential customers. Furthermore, leverage influencer partnerships to boost reach and credibility, allowing influencers to introduce your content to their established audiences. This multifaceted approach will help maximize engagement and brand awareness. Regularly review your strategy to adapt to audience feedback and trends, ensuring ongoing effectiveness. Monitor and Assess Performance Metrics Evaluating the performance of your social media content is vital for comprehending its impact and effectiveness. By monitoring key metrics, you can gain insights to refine your strategy. Focus on these four fundamental performance indicators: Engagement Rates: Measure likes, shares, and comments to gauge audience interaction. Reach: Track how many users see your content to understand its visibility. Impressions: Monitor the total number of times your content appears, regardless of clicks. Conversion Rates: Assess how many users take desired actions, like signing up or making a purchase. Utilizing tools like Google Analytics and conducting regular monthly analysis helps identify trends, allowing you to make informed decisions that align with your marketing goals effectively. Adjust Your Plan Based on Insights Adjusting your content plan based on insights gathered from performance metrics is crucial for staying relevant in the fast-paced world of social media. Regularly analyze key performance indicators (KPIs) like engagement rates and conversion metrics to gauge your content’s effectiveness. Utilize A/B testing to experiment with different formats and messaging, allowing you to make data-driven decisions that resonate with your audience. Gathering feedback through polls and surveys helps tailor future content to their interests. Furthermore, monitor trending topics and industry shifts to incorporate relevant themes into your plan. Leverage social media management tools to track performance data, enabling ongoing refinements based on real-time insights, thereby ensuring your strategy remains effective and engaging. Leverage Influencer Partnerships Incorporating influencer partnerships into your social media strategy can greatly boost your brand’s visibility and engagement. Since 49% of consumers rely on influencer recommendations for purchasing decisions, collaborating with the right influencers is crucial. Here are some key steps to evaluate: Align Goals: Confirm your influencer marketing strategy matches your overall social media objectives. Fill Content Gaps: Utilize influencers to create engaging short-form videos, especially when resources are limited. Analyze Audiences: Select influencers whose demographics and engagement rates align with your target market. Track Performance: Use tools to measure engagement and ROI, as campaigns can yield up to 11 times the ROI compared to traditional marketing methods. Utilize Content Planning Templates Even though creating a successful social media strategy can seem challenging, utilizing content planning templates can significantly simplify the process. These templates help streamline content creation by providing a structured format for organizing ideas, schedules, and responsibilities, which improves team collaboration. Using templates promotes consistency in messaging across various platforms, ensuring all team members adhere to the same guidelines. Many templates feature sections for audience insights, key performance indicators (KPIs), and content types, offering a thorough view aligned with marketing goals. They likewise facilitate tracking content performance over time, allowing you to analyze which posts drive engagement. Frequently Asked Questions How to Write a Social Media Content Plan? To write a social media content plan, start by defining your goals using the SMART framework, ensuring they align with your marketing objectives. Next, conduct audience research to create detailed buyer personas, guiding your content creation. Perform a content audit to identify gaps in your existing materials. Develop a structured content calendar detailing posting frequency and topics, and establish key performance indicators (KPIs) to measure success and optimize your strategy over time. What Is the 5 5 5 Rule on Social Media? The 5 5 5 Rule on social media guides you in content creation. You share five original posts, curate five pieces from other sources, and include five engagement-driven posts to encourage interaction. This balanced strategy prevents overwhelming your audience with promotional content, nurtures community engagement, and establishes your brand as a thought leader. What Is the 50/30/20 Rule for Social Media? The 50/30/20 rule for social media content allocation suggests you should divide your posts into three categories: 50% should engage your audience, 30% should promote your products or services, and 20% should share educational or entertaining content from other sources. This balanced approach prevents overwhelming your followers with promotions, encourages community engagement, and improves overall performance metrics. It ensures you provide a well-rounded experience that aligns with your audience’s interests. What Are the 7 C’s of Social Media? The 7 C’s of social media are crucial for effective engagement. First, there’s Content, where you create valuable material that resonates with your audience. Community focuses on building relationships and nurturing loyalty among followers. Conversation emphasizes two-way communication, allowing for real-time interactions. Collaboration involves working with influencers and customers to improve credibility. Context guarantees your messages align with the audience’s needs, whereas Connection builds meaningful relationships. Finally, Commitment encourages ongoing engagement and participation. Conclusion Creating a content plan for social media success requires careful planning and execution. By defining clear objectives, comprehending your audience, and organizing your ideas in a content calendar, you set a strong foundation. Optimizing content for different platforms and monitoring performance metrics guarantees you can adjust your strategy effectively. Leveraging influencer partnerships can further improve your reach. With these steps, you can create a focused and impactful social media presence that drives engagement and achieves your goals. Image via Google Gemini This article, "How to Create a Sample Content Plan for Social Media Success" was first published on Small Business Trends View the full article

Creating a sample content plan for social media success involves several key steps that can greatly improve your online presence. First, you’ll want to define clear objectives using SMART criteria, ensuring they align with your overall business goals. Next, comprehending your target audience is essential; this means analyzing demographics and preferences to tailor your content effectively. As you start organizing your ideas into a content calendar, consider how to optimize for each platform. The next steps can make a considerable difference in your strategy. Key Takeaways Define SMART objectives and clear goals to align your content plan with measurable outcomes for social media success. Understand your target audience by analyzing demographics and creating buyer personas for tailored content. Organize content ideas into a calendar, incorporating audience feedback and trending topics for timely engagement. Utilize diverse content formats optimized for each platform to enhance visibility and audience interaction. Monitor performance metrics regularly and adjust strategies based on data insights to ensure continued growth and engagement. Define Your Objectives and Goals When you define your objectives and goals for social media, it’s essential to establish SMART criteria—specific, measurable, actionable, relevant, and time-bound. A strong Instagram marketing strategy hinges on clear goals, like increasing brand awareness by 25% or boosting engagement rates by 15% over the next quarter. Use measurable KPIs, such as tracking impressions, clicks, and conversions, to evaluate how well your social media marketing plan example aligns with these SMART objectives. Regularly revisiting and adjusting your goals based on performance data guarantees you stay relevant and effective. Additionally, clearly documenting these objectives cultivates team alignment and accountability, helping everyone understand their individual roles in achieving your overall social media success. Understand Your Target Audience To create effective content for social media, it’s essential to understand your target audience. Start by analyzing demographic data like age, location, and interests, which helps in developing accurate buyer personas that represent your ideal customers. Engaging directly with your audience through surveys and social media interactions can provide insights into their preferences and content consumption habits, allowing you to tailor your strategy effectively. Demographic Data Analysis Comprehending your target audience is crucial for effective social media marketing, as it enables you to create content that truly resonates with their preferences and behaviors. To effectively analyze demographic data, consider these key factors: Age: Identify the age groups most engaged with your brand; for instance, 71% of users aged 18-29 use Instagram, making this platform critical for younger audiences. Gender: Tailor your content to address the interests of different genders. Location: Understand where your audience resides to align your content with local trends. Interests: Analyze what captivates your audience to refine your sample content plan for social media and improve your Instagram strategy. Utilizing tools like Google Analytics will further sharpen your social media marketing plan sample. Audience Engagement Insights Comprehending your audience is fundamental to crafting effective social media content that captures attention and nurtures engagement. By gathering demographic data such as age, location, and interests, you can tailor your content effectively. A solid media plan example should include audience insights, whereas a social media plan example can highlight key engagement strategies. Here’s a simple table to guide your comprehension: Audience Insight Actionable Strategy Age Group Create age-specific content Location Use local trends in posts Interests Align content with audience hobbies Pain Points Address specific customer issues Engagement Preferences Utilize preferred formats (videos, polls) Regularly engaging your audience through surveys can refine your social media post template, ensuring it remains relevant and impactful. Persona Development Techniques Comprehension of your target audience through persona development is essential for crafting effective social media content. To create detailed buyer personas, follow these techniques: Gather demographic information, including age, gender, location, and interests to form profiles of your ideal customers. Utilize AI tools, like Sprout‘s AI-enabled Query Builder, to analyze conversations on social media for deeper audience insights. Conduct surveys and engage directly with your audience to uncover their pain points, preferences, and content consumption habits. Regularly analyze how customers discuss your brand and industry, adjusting your messaging based on their motivations and expectations. Brainstorm Relevant Content Ideas To brainstorm relevant content ideas, start by identifying your audience’s preferences and pain points, as this will guide you toward topics that resonate. Keep an eye on trending subjects and leverage various content formats, like how-tos and infographics, to keep your audience engaged. Utilizing these strategies can help you create a diverse content plan that not just attracts attention but additionally encourages meaningful interactions. Identify Audience Preferences How can you effectively identify your audience’s preferences to brainstorm relevant content ideas? Comprehending your target audience’s demographics, interests, and pain points is essential. Here are some strategies to help you gather insights: Conduct Surveys: Use online surveys to ask your audience about their preferences and content interests. Analyze Past Content: Review high-performing posts to identify trends and themes that resonate with your audience. Engage on Social Media: Utilize polls and comments to receive real-time feedback on what your audience wants to see. Monitor Competitors: Regularly check your competitors’ content to find gaps and inspiration for your own strategy. Explore Trending Topics Once you’ve gained insights into your audience’s preferences, it’s important to explore trending topics that can spark relevant content ideas. Use social media listening tools to identify popular conversations in your industry, and conduct keyword research to find high-volume search terms. Monitor your competitors’ activities to spot content gaps, and engage your audience with polls or questions to gather feedback. Regularly review trending hashtags and challenges on platforms like Twitter and TikTok to inspire timely content. Topic Source of Inspiration Engagement Method Popular Hashtags Twitter Trends Create related posts Industry News News Aggregators Share insights Viral Challenges TikTok Participate creatively Audience Polls Direct Audience Engagement Ask for suggestions Utilize Content Formats Utilizing a variety of content formats is essential for effectively engaging your audience and enhancing the impact of your social media strategy. By incorporating diverse formats, you can greatly boost interaction. Here are some ideas to take into account: Videos: Create short clips that explain your products or showcase customer testimonials. Infographics: Present complex data in a visually appealing way to simplify information. Blog Posts: Plunge deeper into topics relevant to your audience, providing valuable insights. User-Generated Content: Encourage customers to share their experiences, enhancing authenticity. To maximize engagement, leverage trending topics and seasonal events as you analyze past content performance. This approach guarantees your content resonates with your audience and drives better results. Organize Ideas Into a Content Calendar Creating a content calendar is essential for organizing your social media ideas effectively, as it provides a clear structure for planned posts. By utilizing a calendar, you can improve collaboration among team members, ensuring everyone knows their responsibilities and deadlines. Scheduling content in advance helps you identify key dates to maximize engagement opportunities. Regular updates to your calendar allow for real-time adjustments based on audience feedback, keeping your content relevant. Consistency is key; brands that post regularly see a 67% increase in engagement. Date Topic Responsible Person 01/01/2024 New Year Goals Alice 01/15/2024 Winter Tips Bob 01/30/2024 Product Launch Carol Optimize Content for Each Platform To optimize your content for each social media platform, start by tailoring your formats to match what works best on that platform. For instance, use eye-catching visuals and short videos for Instagram, whereas reserving longer, informative articles for LinkedIn. Furthermore, take advantage of platform-specific features like polls and stories to improve interaction and keep your audience engaged. Tailor Content Formats When crafting content for social media, it’s crucial to recognize that each platform has its own unique strengths and audience preferences. Tailoring your content formats can greatly impact engagement and reach. Here are four key considerations: Instagram: Focus on visually appealing images and videos; posts with images get 94% more views. Facebook: Utilize long-form content, videos, and live streams to drive engagement; multimedia is key. LinkedIn: Share professional articles and industry insights to connect with a business audience. TikTok: Create short, creative videos that tap into current trends and challenges to engage users. Adjust Posting Frequencies Adjusting posting frequencies is vital for maximizing engagement across various social media platforms, as each one has its own ideal rhythm. For example, brands usually post 1-2 times daily on Facebook, whereas Instagram thrives with 3-7 posts weekly. On Twitter, you should aim for 3-5 tweets each day to maintain visibility and engagement. LinkedIn, in contrast, is best suited for one professional post per day, whereas TikTok creators find success with 1-3 daily posts, capitalizing on trends. It’s important to analyze your audience’s engagement data and adjust your posting schedule accordingly, as peak times can differ. Consistency in your customized posting schedules will improve brand awareness and audience growth across all platforms. Utilize Platform-Specific Features Effective social media strategy hinges on utilizing platform-specific features to maximize your content’s impact. Each platform has unique characteristics that can improve your engagement when leveraged correctly. Here are some key ways to optimize your content: Use Instagram’s visual focus with high-quality images and engaging stories. Craft concise, impactful tweets on Twitter, using relevant hashtags to boost visibility. Create engaging posts on Facebook that encourage interaction, such as polls and questions. Share industry insights on LinkedIn, positioning your brand as an authority as you engage with professionals. Additionally, implement platform-specific analytics like Instagram Insights to track engagement and adjust your strategies accordingly to improve reach. Develop a Promotion Strategy To develop a successful promotion strategy for your social media content, it’s crucial to identify the most effective channels that align with your target audience’s preferences and behavior. Start by utilizing scheduling tools like Sprout or Hootsuite to optimize posting times, ensuring your content reaches users when they’re most active. Incorporate a mix of organic and paid promotion tactics; for example, allocate a budget for sponsored posts to improve visibility among potential customers. Furthermore, leverage influencer partnerships to boost reach and credibility, allowing influencers to introduce your content to their established audiences. This multifaceted approach will help maximize engagement and brand awareness. Regularly review your strategy to adapt to audience feedback and trends, ensuring ongoing effectiveness. Monitor and Assess Performance Metrics Evaluating the performance of your social media content is vital for comprehending its impact and effectiveness. By monitoring key metrics, you can gain insights to refine your strategy. Focus on these four fundamental performance indicators: Engagement Rates: Measure likes, shares, and comments to gauge audience interaction. Reach: Track how many users see your content to understand its visibility. Impressions: Monitor the total number of times your content appears, regardless of clicks. Conversion Rates: Assess how many users take desired actions, like signing up or making a purchase. Utilizing tools like Google Analytics and conducting regular monthly analysis helps identify trends, allowing you to make informed decisions that align with your marketing goals effectively. Adjust Your Plan Based on Insights Adjusting your content plan based on insights gathered from performance metrics is crucial for staying relevant in the fast-paced world of social media. Regularly analyze key performance indicators (KPIs) like engagement rates and conversion metrics to gauge your content’s effectiveness. Utilize A/B testing to experiment with different formats and messaging, allowing you to make data-driven decisions that resonate with your audience. Gathering feedback through polls and surveys helps tailor future content to their interests. Furthermore, monitor trending topics and industry shifts to incorporate relevant themes into your plan. Leverage social media management tools to track performance data, enabling ongoing refinements based on real-time insights, thereby ensuring your strategy remains effective and engaging. Leverage Influencer Partnerships Incorporating influencer partnerships into your social media strategy can greatly boost your brand’s visibility and engagement. Since 49% of consumers rely on influencer recommendations for purchasing decisions, collaborating with the right influencers is crucial. Here are some key steps to evaluate: Align Goals: Confirm your influencer marketing strategy matches your overall social media objectives. Fill Content Gaps: Utilize influencers to create engaging short-form videos, especially when resources are limited. Analyze Audiences: Select influencers whose demographics and engagement rates align with your target market. Track Performance: Use tools to measure engagement and ROI, as campaigns can yield up to 11 times the ROI compared to traditional marketing methods. Utilize Content Planning Templates Even though creating a successful social media strategy can seem challenging, utilizing content planning templates can significantly simplify the process. These templates help streamline content creation by providing a structured format for organizing ideas, schedules, and responsibilities, which improves team collaboration. Using templates promotes consistency in messaging across various platforms, ensuring all team members adhere to the same guidelines. Many templates feature sections for audience insights, key performance indicators (KPIs), and content types, offering a thorough view aligned with marketing goals. They likewise facilitate tracking content performance over time, allowing you to analyze which posts drive engagement. Frequently Asked Questions How to Write a Social Media Content Plan? To write a social media content plan, start by defining your goals using the SMART framework, ensuring they align with your marketing objectives. Next, conduct audience research to create detailed buyer personas, guiding your content creation. Perform a content audit to identify gaps in your existing materials. Develop a structured content calendar detailing posting frequency and topics, and establish key performance indicators (KPIs) to measure success and optimize your strategy over time. What Is the 5 5 5 Rule on Social Media? The 5 5 5 Rule on social media guides you in content creation. You share five original posts, curate five pieces from other sources, and include five engagement-driven posts to encourage interaction. This balanced strategy prevents overwhelming your audience with promotional content, nurtures community engagement, and establishes your brand as a thought leader. What Is the 50/30/20 Rule for Social Media? The 50/30/20 rule for social media content allocation suggests you should divide your posts into three categories: 50% should engage your audience, 30% should promote your products or services, and 20% should share educational or entertaining content from other sources. This balanced approach prevents overwhelming your followers with promotions, encourages community engagement, and improves overall performance metrics. It ensures you provide a well-rounded experience that aligns with your audience’s interests. What Are the 7 C’s of Social Media? The 7 C’s of social media are crucial for effective engagement. First, there’s Content, where you create valuable material that resonates with your audience. Community focuses on building relationships and nurturing loyalty among followers. Conversation emphasizes two-way communication, allowing for real-time interactions. Collaboration involves working with influencers and customers to improve credibility. Context guarantees your messages align with the audience’s needs, whereas Connection builds meaningful relationships. Finally, Commitment encourages ongoing engagement and participation. Conclusion Creating a content plan for social media success requires careful planning and execution. By defining clear objectives, comprehending your audience, and organizing your ideas in a content calendar, you set a strong foundation. Optimizing content for different platforms and monitoring performance metrics guarantees you can adjust your strategy effectively. Leveraging influencer partnerships can further improve your reach. With these steps, you can create a focused and impactful social media presence that drives engagement and achieves your goals. Image via Google Gemini This article, "How to Create a Sample Content Plan for Social Media Success" was first published on Small Business Trends View the full article

It’s a fraught and familiar time as banks select their new managing directors View the full article

In the latest sign that the The President administration isn’t so concerned about asbestos, the Food and Drug Administration this week withdrew a proposed rule that would have required testing for the toxic asbestos in talc-based cosmetics. The rule, which was proposed by the Biden administration less than a year ago, would have required manufacturers to test cosmetics for asbestos and keep records demonstrating compliance. Exposure to asbestos has been linked to lung cancer, mesothelioma, ovarian cancer, and laryngeal cancer, which is why various health agencies have determined there’s no “safe” level of exposure to this natural mineral. Johnson & Johnson has been the subject of numerous lawsuits related to reports that the company knew about the risk of asbestos in the talc found in its baby powder. Talc is found in many cosmetics because it can be used to absorb moisture, prevent caking, and create a silky feel for these products, according to information on the FDA website. But the current administration seems to have yielded partly to the “highly scientific and technical issues addressed” in the 49 comments received during the mandatory public comment period, according to a legal notice posted to the federal registry and signed by Health and Human Services Secretary Robert F. Kennedy Jr. “Good cause exists to withdraw the proposed rule at this time,” the order stated. “We are withdrawing the proposed rule to reconsider best means of addressing the issues covered by the proposed rule and broader principles to reduce exposure to asbestos, and to ensure that any standardized testing method requirements for detecting asbestos in talc-containing cosmetic products help protect users of talc-containing cosmetic products from harmful exposure to asbestos.” The FDA didn’t immediately respond to a request for comment from Fast Company. WITHDRAWING FROM BIDEN’S BANS Withdrawing from this proposed rule doesn’t necessarily mean that manufacturers will suddenly start adding asbestos to cosmetics, but rather a guardrail for ensuring the deadly toxin isn’t present in these products is now being reconsidered. The FDA plans to issue a proposed rule related to the Modernization of Cosmetics Regulation Act of 2022. A spokesperson for the agency confirmed as much to The New York Times, saying that the FDA will submit a new proposed rule “that offers a more comprehensive approach to reducing exposure to asbestos and reducing asbestos related illness, including identifying safer additives as alternatives, especially when they are less costly.” But both The President administrations have demonstrated some willingness to walk back protections from this deadly carcinogen, allowing asbestos to make a comeback. By contrast, the Biden administration finalized a ban on ongoing uses of chrysotile asbestos in 2024 and also proposed the aforementioned rule for detecting and identifying asbestos in cosmetics. The current The President administration has now taken a swipe at both of these efforts to ban asbestos. In June, the Environmental Protection Agency in June planned to withdraw a proposed ban on chrysotile asbestos, before reversing course less than one month later. OUTRAGE AT ROLLBACK The U.S. continues to be out-of-step with much of the rest of the world, where asbestos is completely outlawed in more than 50 countries. Notably, asbestos is not outlawed in China, where many cosmetics are manufactured. This latest move by the FDA is both baffling and troubling to some consumer advocates. “Nothing could make America less healthy than having a cancer causing product in cosmetics,” Scott Faber, vice president of government affairs with the Environmental Working Group, a nonprofit that’s lobbied for stricter regulations around talc, told The Guardian. “It’s hard to understand why we would revoke a rule that simply requires companies to test for asbestos.” And it marks “another horrific rollback” that should outrage consumers, Linda Reinstein, president and chief executive of the Asbestos Disease Awareness Organization, told The New York Times. “It puts the onus on Americans to have to try to identify consumer products that might be contaminated, and the average person can’t do that because you can’t know without testing,” she said. View the full article

Beware of restricting it to tackle England’s huge backlog of criminal casesView the full article

We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. Black Friday sales officially start Friday, November 28, and run through Cyber Monday, December 1, and Lifehacker is sharing the best sales based on product reviews, comparisons, and price-tracking tools before it's over. Follow our live blog to stay up-to-date on the best sales we find. Browse our editors’ picks for a curated list of our favorite sales on laptops, fitness tech, appliances, and more. Subscribe to our shopping newsletter, Add to Cart, for the best sales sent to your inbox. Sales are accurate at the time of publication, but prices and inventory are always subject to change. On Netflix right now, you can stream the 2025 Richard Linklater film Nouvelle Vague, a low-key hangout movie about the making of Jean-Luc Godard's 1960 French New Wave masterpiece Breathless, but you cannot stream Breathless itself. This is because Netflix owns the rights to the former, but doesn't much care about licensing the latter. And that's the modern streaming landscape in a nutshell. While I would never suggest streaming hasn't been great for the true cinephiles out there—if I can think of a film, there's a very good chance there's a way I can start watching it within seconds, even if I have to pay for a rental or buy a digital copy—the major streaming services haven't always done right by film fans. While Netflix grows increasingly uninterested in hosting anything that isn't a Netflix exclusive, the likes of Warner Bros. and Paramount are removing many classics from their streaming services to emphasize newer "content." But all is not lost—if you look beyond the major media corporations, there are great niche streaming options out there for film freaks. And right now, annual subscriptions to two of the very best are heavily discounted for Black Friday. The Criterion Channel and MUBI are indispensable for film fansI've written before about my love for The Criterion Channel, the streaming offshoot of The Criterion Collection, a boutique media label that has spent more than four decades cultivating a reputation as the ultimate tastemaker for movie obsessives, releasing top shelf home video editions of "important classic and contemporary films" spanning the last century and the entire world. In 2019 Criterion launched The Criterion Channel, which brings the same selective film snob ethos to a monthly streaming service. MUBI, meanwhile, is a British streaming service-turned-film distributor that actually got its start with the help of Criterion back in the mid-2000s. While it has recently become well-known for bringing art house fare like The Substance and Die My Love to theaters, it also operates a highly curated streaming service focused on independent world cinema. It's hard to choose between the two streaming services, because they have such a different focus: The Criterion Channel is essential if you're interested in developing a broad knowledge of classic cinema, with an ever-changing catalog spanning decades, while MUBI tends to be focused on more recent but also more obscure films from around the globe. So why choose? Both are $75 for Black FridayUsually a subscription to The Criterion Channel will run you $100/year (or $11/month), while MUBI is a bit pricier at $120/year (or $15/month). As I try to keep my monthly streaming budget to a reasonable level, I usually limit myself to one of these, but thanks to their concurrent Black Friday sales, I'm going all out in 2026. Right now, you can get a year of either service for a cool $75, or $6.25 per month annualized. That means you can get both for $12.50, or $6 less than the cost of a month of HBO Max without ads. From now through Dec. 1, MUBI's deal is $75 for an annual subscription, with the deal accessible directly from its homepage (though note that you'll auto-renew next year at the usual $120 price). The deal is open to all new and past subscribers. Also through Dec. 1, The Criterion Channel is also $75, but you'll need to use the code BLACKFRIDAY25 at checkout. Your subscription will start after a 7-day free trial, and will auto-renew next year at the usual $100 rate. One caveat: This deal is for your "first year," so if you're a current or former subscriber, you're out of luck unless you want to create a new account with a different email and credit card, and sacrifice your watch history. Whichever option you choose (again, I suggest going big and getting both if you can swing it), you'll have a great year of movie-watching ahead of you. What stores have the best sales on Black Friday?Nowadays, both large retailers and small businesses compete for Black Friday shoppers, so you can expect practically every store to run sales through Monday, December 1, 2025. The “best” sales depend on your needs, but in general, the biggest discounts tend to come from larger retailers that can afford lower prices: think places like Amazon, Walmart, Target, Best Buy, and Home Depot. You can find all the best sales from major retailers on our live blog. Are Black Friday deals worth it?In short, yes, Black Friday still offers discounts that can be rare throughout the rest of the year. If there’s something you want to buy, or you’re shopping for gifts, it’s a good time to look for discounts on what you need, especially tech sales, home improvement supplies, and fitness tech. Of course, if you need to save money, the best way to save is to not buy anything. Are Cyber Monday deals better than Black Friday?Black Friday used to be bigger for major retailers and more expensive tech and appliances, while Cyber Monday was for cheaper tech and gave smaller businesses a chance to compete online. Nowadays, though, the distinction is almost meaningless. Every major retailer will offer sales on both days, and the smart move is to know what you want, use price trackers or refer to guides like our live blog that use price trackers for you, and don’t stress over finding the perfect timing. Apple AirPods Pro 3 Noise Cancelling Heart Rate Wireless Earbuds — $219.99 (List Price $249.00) Apple iPad 11" 128GB A16 WiFi Tablet (Blue, 2025) — $274.00 (List Price $349.00) Amazon Fire HD 10 (2023) — $69.99 (List Price $139.99) Sony WH-1000XM5 — $248.00 (List Price $399.99) Blink Outdoor 4 1080p Wireless Security Camera (5-Pack) — $159.99 (List Price $399.99) Amazon Fire TV Stick 4K Plus — $24.99 (List Price $49.99) Shark AI Ultra Matrix Clean Mapping Voice Control Robot Vacuum with XL Self-Empty Base — $249.99 (List Price $599.00) Apple Watch Series 11 (GPS, 42mm, S/M Black Sport Band) — $339.00 (List Price $399.00) WD 6TB My Passport USB 3.0 Portable External Hard Drive — $138.65 (List Price $179.99) Dell 14 Premium DA14250 (Intel Core Ultra 7 255H, 512GB SSD, 16GB RAM, 2K Display) — $999.99 (List Price $1,549.99) Deals are selected by our commerce team View the full article

Google's John Mueller says sites with low-quality AI content should rethink their purpose rather than manually rewrite pages. Starting fresh may be faster than recovering. The post Google’s Mueller Says Sites In A ‘Bad State’ May Need To Start Over appeared first on Search Engine Journal. View the full article

Office for Budget Responsibility says forecasts for public finances were rosier than chancellor suggestedView the full article

The U.S. Small Business Administration (SBA) has announced a groundbreaking achievement for fiscal year 2025 (FY25)—the Small Business Investment Company (SBIC) program has reached an unprecedented $53 billion in combined private capital and SBA leverage. This record surpasses last year’s total of $46 billion and signals a robust investment environment for small businesses across the nation. The SBIC program, established in 1958, serves as a crucial funding avenue for small businesses, enabling them to access the capital necessary to operate, expand, and modernize. Through the licensing of equity and debt investment funds—known as Small Business Investment Companies—SBA provides government-backed loans that match privately raised capital. This partnership enhances the allure of investing in small businesses, potentially improving investment returns. SBA Administrator Kelly Loeffler emphasized the significance of this achievement: “Confidence in President The President’s pro-growth economic agenda is driving investment in America’s next generation of category leaders, and the SBIC Program is delivering record capital to support the start-ups and innovators who are revitalizing America’s industrial dominance.” The active engagement of the private sector, brought forth by tax cuts and deregulation, has contributed to what Loeffler describes as a transformative “rocket fuel” for American strength and security. The record investment isn’t just a statistic—it translates to tangible benefits for small business owners. This year, SBA approved 48 new SBIC licenses, expected to facilitate more than $14 billion in investments. Additionally, a record 86 “Green Light” letters for future SBIC licenses are projected to generate over $20 billion in investments. This influx of capital can help small businesses pursue innovative projects, create jobs, and stimulate local economies. Key takeaways for small business owners include: Access to Capital: With the expanded SBIC program, small businesses can tap into more resources for growth and innovation. Investment Partnerships: Collaborating with an SBIC can provide leverage that many small businesses may not have when seeking funding independently. Long-term Growth Opportunities: This increase in capital availability allows small businesses to not only meet immediate needs but also plan for future expansions. While the news is encouraging, small business owners should also be aware of potential challenges. The influx of investment could lead to increased competition for funding. As more firms and startups enter the market, distinguishing one’s business also becomes critical. Furthermore, successfully navigating the complexities associated with securing SBIC funding—such as meeting eligibility requirements and understanding the terms of partnership—can be daunting for some owners. Despite these hurdles, the overall outlook remains optimistic. The SBA’s investment in the small business sector reflects a broader commitment to fostering entrepreneurship and innovation across the nation. Moreover, the connection to the The President administration’s economic agenda suggests a continued push for pro-growth policies that resonate with small business owners. The SBIC program is more than just a funding source; it is a lifeline for countless small enterprises striving to thrive in competitive markets. For many owners, the recent developments signal a promising shift toward greater economic opportunities and support for innovative ventures. For small business owners eager to explore this newly expanded capital landscape, the SBA’s resources offer pathways to maximize these opportunities. Whether considering applying for SBIC funding or exploring partnerships with accredited investment companies, the movement towards greater investment cannot be overlooked. As we look forward to the future of small business innovation in America, it is evident that the SBIC program’s record-breaking year is just the beginning. For more details on the SBIC program and to stay updated on potential opportunities, visit the original announcement at SBA.gov. Image via Google Gemini This article, "SBA’s SBIC Program Achieves Historic $53 Billion Investment Milestone" was first published on Small Business Trends View the full article

The U.S. Small Business Administration (SBA) has announced a groundbreaking achievement for fiscal year 2025 (FY25)—the Small Business Investment Company (SBIC) program has reached an unprecedented $53 billion in combined private capital and SBA leverage. This record surpasses last year’s total of $46 billion and signals a robust investment environment for small businesses across the nation. The SBIC program, established in 1958, serves as a crucial funding avenue for small businesses, enabling them to access the capital necessary to operate, expand, and modernize. Through the licensing of equity and debt investment funds—known as Small Business Investment Companies—SBA provides government-backed loans that match privately raised capital. This partnership enhances the allure of investing in small businesses, potentially improving investment returns. SBA Administrator Kelly Loeffler emphasized the significance of this achievement: “Confidence in President The President’s pro-growth economic agenda is driving investment in America’s next generation of category leaders, and the SBIC Program is delivering record capital to support the start-ups and innovators who are revitalizing America’s industrial dominance.” The active engagement of the private sector, brought forth by tax cuts and deregulation, has contributed to what Loeffler describes as a transformative “rocket fuel” for American strength and security. The record investment isn’t just a statistic—it translates to tangible benefits for small business owners. This year, SBA approved 48 new SBIC licenses, expected to facilitate more than $14 billion in investments. Additionally, a record 86 “Green Light” letters for future SBIC licenses are projected to generate over $20 billion in investments. This influx of capital can help small businesses pursue innovative projects, create jobs, and stimulate local economies. Key takeaways for small business owners include: Access to Capital: With the expanded SBIC program, small businesses can tap into more resources for growth and innovation. Investment Partnerships: Collaborating with an SBIC can provide leverage that many small businesses may not have when seeking funding independently. Long-term Growth Opportunities: This increase in capital availability allows small businesses to not only meet immediate needs but also plan for future expansions. While the news is encouraging, small business owners should also be aware of potential challenges. The influx of investment could lead to increased competition for funding. As more firms and startups enter the market, distinguishing one’s business also becomes critical. Furthermore, successfully navigating the complexities associated with securing SBIC funding—such as meeting eligibility requirements and understanding the terms of partnership—can be daunting for some owners. Despite these hurdles, the overall outlook remains optimistic. The SBA’s investment in the small business sector reflects a broader commitment to fostering entrepreneurship and innovation across the nation. Moreover, the connection to the The President administration’s economic agenda suggests a continued push for pro-growth policies that resonate with small business owners. The SBIC program is more than just a funding source; it is a lifeline for countless small enterprises striving to thrive in competitive markets. For many owners, the recent developments signal a promising shift toward greater economic opportunities and support for innovative ventures. For small business owners eager to explore this newly expanded capital landscape, the SBA’s resources offer pathways to maximize these opportunities. Whether considering applying for SBIC funding or exploring partnerships with accredited investment companies, the movement towards greater investment cannot be overlooked. As we look forward to the future of small business innovation in America, it is evident that the SBIC program’s record-breaking year is just the beginning. For more details on the SBIC program and to stay updated on potential opportunities, visit the original announcement at SBA.gov. Image via Google Gemini This article, "SBA’s SBIC Program Achieves Historic $53 Billion Investment Milestone" was first published on Small Business Trends View the full article

No one can deny that the internet, especially social media, can pose significant dangers. Now, a new survey has found that about one in five parents and carers know—and have supported—a child who has experienced online blackmail. The survey, from the U.K.’s National Society for the Prevention of Cruelty to Children (NSPCC), also showed that one in ten of these individuals’ own children have experienced blackmail online. According to the NSPCC, bad actors often start communicating with young people on public platforms before actively moving the conversation to end-to-end encrypted messaging services—making it more challenging for them to be tracked. Only 43% of parents and carers found tech companies or platforms effective in preventing online blackmail, and just 37% thought the same of the government. “These findings show the scale of online blackmail that is taking place across the country, yet tech companies continue to fall short in their duty to protect children,” NSPCC policy manager Randi Govender said in response to the report. Some participants blamed online platforms for failing to care about children’s welfare. As one said, “They have no interest whatsoever. As long as they get their money from marketing, that’s good enough for them.” Another individual pointed to AI’s role: “I personally don’t feel like they do enough to remove the damaging content fast enough and rely too heavily on AI rather than humans.” The NSPCC also pointed to the role of AI in online blackmail, with bad actors sometimes using generative AI to create compromising deepfakes of children using regular photos of them on social media. Online blackmailing of young people is a global problem While the survey was of 2,558 U.K. parents and carers, online blackmailing of children is also running rampant in the U.S. In 2024, the National Center for Missing and Exploited Children (NCMEC) reported 29.2 million separate child sexual exploitation incidents sent to its CyberTipline. The FBI also reports an increase in financial sextortion cases, in which a blackmailer—often posting as a young person—convinces a child to send sexually explicit images and then demands the child send compensation or they will release the images. Oftentimes, they publish it whether they’ve received a payment or not. Instances of online blackmail can lead to young people attempting suicide. The role of parents in preventing online blackmailing The NSPCC survey highlights a shortfall in discussions between parents and children about online blackmail. About two in five parents and carers said they’ve rarely or never talked about the subject with their children. They want and need more resources about online blackmailing, but also point to schools as another place children should learn about its dangers. View the full article