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  1. Over the last decade, dozens of cities have reshaped streets around cycling and slower, safer, healthier travel. Take Paris: at rush hour, boulevards that were once packed with cars are now filled with thousands of people on bikes, newly planted trees, and cleaner air. In a detailed new analysis, the urban design consultancy Copenhagenize ranked 100 global cities on how far they’ve come to make it easier to bike—examining everything from changes in bike infrastructure to whether cities are promoting cargo bikes for delivery and teaching kids to bike in school. Nearly all top-ranked cities are in Europe, where strong pro-bike policies have lowered speed limits, added separated bike lanes, and created new bicycle streets where bikes take priority over cars. But the benchmarking report, the most comprehensive of its kind, also looks at progress in cities worldwide, from Nairobi, Kenya—where “bike trains” of hundreds of riders make commuting by bike safer—to Minneapolis, where some car lanes have been converted to two-way bike paths. If any politicians have doubts about adding new bike infrastructure, “they can look at this report and see that everywhere in the world, other cities are investing in cycling, and they are getting back all the benefits from active mobility,” says Clotilde Imbert, director of Copenhagenize. Cities like Paris show that massive changes can happen fast. “If you want to transform your city quickly, you can,” says Imbert. For the full breakdown, see the report—but here’s a snapshot of the top 30 cities for cyclists. 1. Utrecht, Netherlands In the index’s top-ranked city, nearly a third of all trips happen by bike. The Dutch city continues to shrink space for cars, taking away some parking spots and car lanes to make room for more bike lanes and trees. A new car-free neighborhood designed for 12,000 residents is now under construction. The city also includes amenities like the world’s largest bike parking garage, part of more than 100,000 bike parking spots throughout the city. Low-income residents can buy refurbished bikes for €30 ($34) through a program that also includes a year of free repairs. 2. Copenhagen Protected bike lanes cover more than half of the streets in the Danish capital, and other roads have been converted to “bicycle streets” that prioritize bikes over cars. The city is continuously improving its bike infrastructure; 29% of all trips happen by bike and nearly half of all commutes to work or school are on bikes. On a typical weekday, Copenhageners collectively ride 2.75 million kilometers (1.7 million miles). 3. Ghent, Belgium Over the last few decades, Ghent has redesigned streets to prioritize biking, walking, and public transportation. With more than 300 kilometers (186 miles) of protected bike lanes—along with low speed limits for cars and two dozen bicycle streets, the number of car trips keeps dropping. More than a third of trips now happen by bikes, up from 22% a decade ago. 4. Amsterdam One of the world’s most famous cycling cities keeps improving. Amsterdam now has around 560 kilometers (350 miles) of protected bike lanes and 11,000 bike parking spaces, including the world’s first underground bike garage. Most city streets now have a 30-kilometers-per-hour (18-miles-per-hour) speed limit. A school street program blocks off traffic in front of schools when kids are arriving and leaving, making it safer for kids to walk or bike to school. Thirty-seven percent of all trips happen on bikes. 5. Paris Over the past decade, Paris has transformed. Some major streets are now car free, and on others, parking spaces and car lanes have been removed to put in bike lanes. A 30-kilometers-per-hour (19-miles-per-hour) speed limit is the norm. There are more than 122,000 public bike parking places. Local businesses have used city subsidies to buy 1,500 cargo bikes. The bikeshare system had 56 million trips in 2024. In the last five years, bike trips jumped from 5% of all trips taken to 11%. 6. Helsinki To help make it easier to bike in Finland’s frigid winters, the city clears snow from 150 kilometers (93 miles) of bike lanes. The city now has an extensive network of separated lanes, along with traffic calming, redesigned intersections, and awareness campaigns focused on safety. It also continues to add bike parking, including a new parking garage at the central train station. 7. Münster, Germany In Münster, a compact university town, 40% of city streets have protected bike lanes. The city also has a network of bicycle streets, coated in red to remind drivers that bikes have priority, and a new scenic bike route along a canal. Nearly half of all trips take place on bikes. To nudge people to bike even more, the city uses public billboards to display stats from bike counters that show how many people are riding. 8. Antwerp, Belgium Antwerp has nearly 600 kilometers (372 miles) of protected bike lanes and continues to expand them through its “100 Missing Links” program, which includes underpasses and bridges for direct, continuous routes. About 70% of streets are limited to 30 kilometers per hour (19 miles per hour). To help add more bike parking in dense neighborhoods with little extra space, the city has been converting some unused buildings into secure subscription-based bike parking. They now have more than 60 neighborhood sites with 1,600 spaces. Cycling in the city is inclusive, with children and seniors on the road, and women make over half of daily commuting bike trips. Unsplash 9. Bordeaux, France Nearly 90% of Bordeaux’s streets have speed limits of 30 kilometers per hour (19 miles per hour) or less, and the city has been closing major gaps in its bike network, including new two-way cycle tracks along both riverbanks. Former car lanes on streets like the Quai des Queyries have been converted into continuous, green-framed bikeways. “Bicycletteries” in the historic center offer video-protected, resident-only parking. The city also uses cargo bikes for waste pickup and deliveries. 10. Nantes, France Nantes’s Grandes Voies Vélo network provides high-quality, well-marked bike routes across the city. Almost 90% of streets have low speed limits, complemented by car-free areas, shared streets, and low-traffic neighborhoods. The main train station offers 1,200 secure parking spaces, with more on-street racks throughout the city. Awareness campaigns support a steadily growing bike culture. 11. Bonn, Germany Bonn is shifting from painted lanes to a growing protected network; about 20% of streets now have protected bike lanes, and over half the city has 30-kilometer-per-hour (18-mile-per-hour) speed limits. The city remains relatively car-dependent, but bike counters show rising use, and cycling mode share has increased from 15% in 2017 to 21% in 2024. 12. The Hague, Netherlands The Hague has an expanding network of protected bike routes, with 60% of streets at or below a 30-kilometers-per-hour (18-miles-per-hour) speed limit and major investments since 2020. The central station holds 8,500 bikes, with 47,000 more spaces on streets. The city continues linking suburban routes and opened the 335-meter (1,099-foot) Jan Linzel bike bridge over the A4. Its “Den Haag Fiets!” program includes kids’ bike lessons from age 2, free or low-cost bikes for families, and subsidies for shared and cargo bikes. Unsplash 13. Strasbourg, France Strasbourg’s Velostras network links the entire metro area, giving the city one of the most recognizable and complete bike systems in Europe. It still needs slower speed limits and redesigned streets, but cycling culture is strong—its annual Bike to Work challenge brings new riders, and the city offers over 400 bike parking spaces per 1,000 residents, among the world’s highest. Cargo bikes are widely used for deliveries. Unsplash 14. Lyon, France Nearly three-quarters of Lyon’s streets have 30-kilometers-per-hour (18-miles-per-hour) speed limits or below, and the branded Voies Lyonnaises network makes navigation easy. The city is redesigning major corridors with protected routes, tunnels, and new riverside bikeways, and opened France’s largest secure bike parking hub at its main station in 2025. Its long-running bikeshare now includes low-cost plans for broad access. 15. Montreal The highest-ranked non-European city on the list, Montreal has rapidly expanded its protected network with clear, cohesive design and safer intersections. The Saint-Denis corridor hit 1.3 million trips in the first nine months of 2025, helping revive local businesses. Bixi, the city’s bikesharing program, set a record 13 million rides in 2024 and now operates year-round with bike trailers. Montreal pioneered North America’s first bicycle streets and continues to grow ridership. Unsplash 16. Malmö, Sweden Malmö’s bike mode share reached 27% in 2024, supported by a dense network with 49 kilometers (30 miles) of protected lanes per 100 kilometers of road. A new regional bike highway is adding underpasses and bridges to close gaps. The city provides extensive parking—including 5,000 spaces at train stations—plus air pumps, footrests, and school streets. Cargo bikes are common, and developers are encouraged to include bike pools in new housing. Unsplash 17. Munich Munich is replacing painted lanes with wide, tree-buffered protected tracks and building a bike highway network. A third of streets now have protected lanes, most have 30-kilometers-per-hour (18-miles-per-hour) speed limits, and major intersections include dedicated bike signals. Cycling rose from 18% to 21% between 2019 and 2023, though the city discontinued its bikeshare in 2024. Green-asphalt paths and redesigned corridors are reshaping the streetscape. 18. Oslo Oslo’s Vision Zero policies are driving major safety upgrades, with two-thirds of streets having a 30-kilometers-per-hour (18-miles-per-hour) speed limit and plans to make that universal. The bike network remains fragmented and ridership is relatively low at 7%, but the city is improving crossings and building secure parking in new developments. In the winter, the city clears snow on bike lanes along with car lanes. To help riders in the coldest months, the city also offers subsidies for studded winter tires. 19. Vienna Vienna has added or upgraded 44 kilometers (27 miles) of bike routes in five years, including its first Dutch-style bicycle street on Argentinierstrasse. Wider, greener paths and redesigned streets are improving safety. The city offers cargo-bike subsidies, free loaner programs, school training, and annual festivals, and even includes a family biking guide in new-parent kits. Bike parks and school streets continue to expand. 20. Bern, Switzerland Bern’s bike mode share sits at 19%, with a mix of painted lanes, bicycle streets, and about 18 kilometers (11 miles) of protected paths. Some major boulevards have high-quality separated tracks, although the network still needs expansion. The city provides around 2,600 station parking spaces, extensive on-street racks, and easy bike rental access through the SwissPass system. Cargo bikes are common and supported by local rentals. 21. Graz, Austria Two-thirds of Graz’s streets now have a 30-kilometers-per-hour (18-miles-per-hour) speed limit, supported by 130 kilometers (81 miles) of cycle paths and 26,000 bike parking spaces. A major pedestrian-bike bridge is planned to link two neighborhoods and create a more direct bike commute. Balance bike training in kindergartens, bicycle playgrounds, student bike grants, and senior cycling classes help riders of all ages gain confidence. Monthly summer group rides helped normalize everyday biking. The city sits at a 19% bike mode share today and aims for 30% within five years. 22. Zurich Zurich transformed a former car tunnel under the main station into a bike-only corridor with bike stations at each end, part of a broader push that includes more bike parking across the city. Color-coded pavement helps riders instantly understand the type of route they’re on. A dedicated team tests new ideas to improve bike infrastructure. All public school students take a cycling exam. Bike mode share has risen from 8% in 2019 to 11% today. 23. Rotterdam, Netherlands Rotterdam redesigned a central boulevard, Coolsingel, from car-centric to people-first, adding a two-way cycle track, a 30-kilometers-per-hour (18-miles-per-hour) speed limit, and a new streetcar line. Car traffic dropped by roughly 10,000 vehicles after completion. The city has a wide network of separated bike paths and is rolling out low speed limits as the norm, now on 115 streets. At Central Station, 5,000 underground bike parking spaces connect directly to train, metro, and streetcar lines. 24. Ljubljana, Slovenia A 20-hectare car-free center anchors Ljubljana’s bike- and pedestrian-focused approach. New cycling corridors and contraflow lanes on low-speed streets make the network more direct. The city now has about 22 kilometers (13 miles) of separated bike paths per 100 kilometers of roadway and a 14% bike mode share that’s still rising, with women making up the majority of riders. Schools run bike-safety programs, and plentiful on-street bike racks make parking easy. 25. Bologna, Italy More than half the city is now covered by low-speed zones, and Bologna’s branded “Bicipolitana” network has grown to over 100 kilometers (62 miles), with 26 kilometers (16 miles) added since 2022. A 2019 cycling strategy and an inclusive decision-making structure—bringing nonprofits and other stakeholders into the process—have helped ridership grow. Streets are designed for comfort and inclusion, and women now make 52% of trips. The city continually monitors progress, and new buildings must include secure bike parking. Unsplash 26. Stockholm Stockholm is rolling out a new network of separated bike paths reaching well beyond the city center into outer districts. A new bike and pedestrian bridge will soon create a faster shortcut to the central station and downtown. Bike parking still lags behind need, but investment is accelerating. 27. Vitoria-Gasteiz, Spain About 8% of trips in this Spanish city are made by bike—a high rate for the region—supported by a 120-kilometer (75-mile) network of protected lanes linking neighborhoods, jobs, and parks. The city recently launched a new bikeshare system. Subsidies for electric cargo bikes are pushing growth, alongside micro-distribution hubs that have made cargo bike deliveries common. 28. Wroclaw, Poland Wroclaw uses Dutch-inspired design standards and has built 428 kilometers (266 miles) of bike routes connecting jobs, universities, and parks. (Some are just painted lanes, but the quality continues to improve.) Bike mode share is 5%. A new cargo bike logistics hub opened this year in a converted car garage, and the city bans motorized deliveries after 10 a.m. A slow zone in the city center began during the pandemic. Schoolchildren learn biking skills, and the recently relaunched bikeshare system—now with kids’ bikes, cargo bikes, tandems, and e-bikes—logged 1 million rides in its first six months. 29. Quebec City, Canada Quebec launched plans in 2023 for a 150-kilometer (93-mile) bike network. On the main corridor, new bike and pedestrian infrastructure has boosted biking 6.9% and walking by 94%. Its fully electric bikeshare system, introduced in 2021 for the city’s hilly terrain, grew from 100 bikes to 1,300 bikes and 1.3 million trips in 2024; 50 more stations and 500 more bikes were added this year. Over half of city roads now have speed limits of 30 kilometers per hour (18 miles per hour). 30. Vancouver Although Vancouver’s progress slowed during the pandemic, the city already has 109 kilometers (67 miles) of protected or off-street bike routes. A major recent project, the Granville Connection, converted two car lanes on a key bridge into wide separated bike and pedestrian paths. Downtown corridors continue to gain new bidirectional protected lanes. Residential streets in 25 neighborhoods now have 30-kilometers-per-hour (18-miles-per-hour) speed limits. View the full article
  2. House of Commons Speaker tells lawmakers Beijing is using ‘recruitment agents and consultants’ View the full article
  3. The most anticipated quarterly earnings of the month will be announced on Wednesday, November 19, as AI chip giant Nvidia Corporation (Nasdaq: NVDA) reveals financial results for its 2026 fiscal third quarter. A lot is riding on these results—and not just for Nvidia. Investors are increasingly on edge about a possible AI bubble, and if Nvidia posts good or better than expected earnings, it could give those investors faith that AI infrastructure is on solid ground and has plenty of room to grow. But if Nvidia’s earnings disappoint—or show signs of upcoming weakness—it could spell bad news not just for NVDA stock, but for the stock prices of all companies operating in the AI space. Here is what Nvidia has previously forecast for its Q3 2026, and what investors are expecting when the company releases its earnings results tomorrow after markets close. Nvidia’s Q3 2026 guidance On August 27, Nvidia announced its Q2 2026 results. That same day, the company released its forecast for the quarter that it is currently operating in. Here is what the company said it expected for its Q3 2026, which ran from July 28 to October 26: Revenue: $54 billion (plus or minus 2%) GAAP gross margins: 73.3% (plus or minus 50 basis points) Non-GAAP gross margins: 73.5% (plus or minus 50 basis points) GAAP operating expenses: approximately $5.9 billion Non-GAAP operating expenses: approximately $4.2 billion Here’s what analysts are expecting from Nvidia’s Q3 2026 Nvidia’s estimates above are the best guess the company had for its Q3 based on the data it had at the time, which in this case was in August. But analysts calculate their own estimates, which fluctuate as the quarter progresses and additional data is assessed. That’s why analyst estimates will typically not entirely align with what a company has forecast. Also, nearly every individual analyst will have a different estimate. These estimates are often pooled to produce a consensus figure, and yet even those consensus figures will differ depending on what analysts are included. The number that analysts usually care most about is revenue. Nvidia forecast its Q3 2026 revenue to come in at $54 billion plus or minus 2%, which would equate to a range of roughly $52.9 billion to $55 billion. Here’s what analysts are expecting: CNBC reports that LSEG analysts expect revenue of $54.9 billion. Investor’s Business Daily (IBD) says analysts polled by FactSet expect revenue of $54.8 billion. Yahoo Finance says Bloomberg consensus data shows analysts expect revenue of $55.2 billion. What this means for NVDA and AI as a whole As you can see, three separate analyst roundups show that Wall Street expects Nvidia to come in at the high end of its $52.9 billion to $55 billion Q3 revenue estimate. That means that if Nvidia doesn’t meet these lofty expectations, investors could get spooked and the stock could drop. But a miss in these revenue estimates could also add fuel to the fire over growing concerns that the AI sector is in a bubble. And if Nvidia’s results fuel bubble fears, the company’s earnings could have an adverse knock-on effect on the stock prices of other companies operating in the space. How have AI-related stocks been performing? Nvidia’s shares have been strong so far in 2025. As of yesterday’s close, the stock is up more than 38% for the year. And back in October, Nvidia made history when its share price rose to as high as $212, making Nvidia the world’s first public company ever to be valued at $5 trillion. But since then, the company’s stock has fallen almost 10%. In the run-up to its Q3 earnings tomorrow, investors are hoping that strong results will mean that NVDA shares can make back some of those losses. Most of the so-called Magnificent Seven stocks (Apple, Amazon, Alphabet, Meta, Microsoft, Nvidia, Tesla) are down over the last five days, as is the tech-heavy Nasdaq Composite. View the full article
  4. Algorithms ensure that people who click on scams are likely to see more of them View the full article
  5. If you're having trouble accessing sites and services on the internet this morning, it isn't just you: It appears Cloudflare is experiencing a global outage. When I try to load sites like X or, ironically, Downdetector, I'm met with various errors. X shows me an internal service error, while Downdetector asks me to "Please unblock challenges.cloudflare.com to proceed." (I definitely do not have that authority.) You may experience similar errors on websites you try to load this morning, even ones you don't regularly visit. As part of this article, for example, I would google queries and click the top results to websites I had never heard of before, only to encounter similar error messages. That's because a large portion of the global internet relies on Cloudflare to operate. Cloudflare offers a host of services to companies, including web infrastructure and cybersecurity products. As such, when Cloudflare goes down, so do many of those websites—a bit of a domino effect. It's not clear at this time what brought on the outage, but, as spotted by Techradar, Cloudflare had announced scheduled maintenance for some of its web servers for Nov. 18, ranging from 12 p.m. to 3 p.m. UTC (7am to 10am ET), so it's possible something happened during this work to break service. While this is indeed a big interruption to the internet, it's far from the first time this has happened. In fact, an AWS (Amazon Web Services) outage broke the internet last month. With the Cloudflare outage this morning, it's an example of the risks of so many companies putting their web services needs in the same basket: If one servicer goes, so too goes a huge fraction of the web. Cloudflare will likely patch this issue sometime Tuesday, so I imagine we'll all be back to business as usual soon enough. I'll keep this article updated with developments as they come. View the full article
  6. When considering the structure of your business, it is crucial to understand the key differences between a corporation, partnership, and LLC. Each has its own characteristics regarding liability, tax treatment, and management responsibilities. Corporations provide limited liability but face double taxation, whereas partnerships may offer pass-through taxation, exposing general partners to personal risk. LLCs blend these benefits, offering flexibility and protection. As you weigh your options, knowing these distinctions can guide your decision-making process effectively. What might work best for your situation? Key Takeaways Corporations require formal structure with a Board of Directors, while partnerships and LLCs can operate more informally with flexible management options. Corporations offer limited liability protection to shareholders, whereas general partners in partnerships face personal liability for debts unlike members in LLCs. Corporations are subject to double taxation, while partnerships and LLCs benefit from pass-through taxation, avoiding tax on corporate profits. Management responsibilities differ, with general partnerships sharing management equally, whereas LLCs and corporations have defined roles and responsibilities. Profit sharing in partnerships can be equal or investment-based, while LLCs allow customized arrangements, enhancing flexibility compared to corporations. Understanding Corporations: Structure and Liability A corporation acts as a distinct legal entity, separate from its owners, which greatly impacts its structure and liability. Unlike a partnership, where personal liability is shared among partners, a corporation offers limited liability protection. This means that shareholders aren’t personally responsible for the corporation’s debts, except in cases of fraud. Corporations require formalities such as a Board of Directors and annual meetings, ensuring legal status and liability protections. When considering a limited liability company (LLC) vs. a partnership, keep in mind that LLCs likewise offer liability protection, but corporations can raise capital more easily through stock sales. Nevertheless, corporations face double taxation on profits, unlike partnerships or LLCs, which typically benefit from pass-through taxation. Exploring Partnerships: Types and Responsibilities When you explore partnerships, you’ll find several types, including general partnerships, limited partnerships, and limited liability partnerships (LLPs), each with distinct responsibilities and levels of liability. Comprehending these categories is vital, as general partners share equal management responsibilities and personal liability, whereas limited partners have restricted involvement and liability based solely on their investment. A well-drafted partnership agreement clarifies roles, profit-sharing, and dispute resolution, which is critical for maintaining a smooth operation and preventing conflicts among partners. Types of Partnerships Grasping the various types of partnerships is fundamental for anyone considering starting a business or seeking to collaborate with others. General partnerships involve two or more individuals sharing ownership and liability for debts. Conversely, limited partnerships have general partners managing the business and limited partners who invest, limiting their liability to their contributions. Limited Liability Partnerships (LLPs) protect all partners from personal liability, making them attractive for professionals. Limited Liability Limited Partnerships (LLLPs) combine features of general and limited partnerships, offering protection for general partners as they allow passive investment. Comprehending the difference between LLC and partnership helps clarify which structure suits your business needs, particularly when weighing limited partnership vs LLC options. A solid partnership agreement is fundamental for defining roles and profit-sharing. Partner Responsibilities Defined Grasping partner responsibilities is vital for anyone entering a partnership, as these roles directly influence how the business operates and how decisions are made. In a general partnership, all partners share equal responsibility and are personally liable for debts, risking personal assets. Limited partnerships include general partners who manage the business and assume full liability, whereas limited partners’ liability is restricted to their investment. A limited liability partnership (LLP) protects partners from personal liability for others’ negligence, making it appealing for professionals. To avoid disputes, partnership agreements are fundamental in defining partner responsibilities, rights, and obligations. Comprehending the pros and cons of having a partner LLC can additionally provide insights into effective partnership dynamics and management strategies. Profit Sharing Agreements Profit-sharing agreements play a crucial role in defining how earnings and losses are allocated among partners in a business. In partnerships, these agreements typically specify how profits are distributed, with general partnerships often sharing equally unless stated otherwise. Limited partnerships may allow for different arrangements based on each partner’s investment and involvement. When comparing LLC vs partnership, LLCs offer more flexibility in profit distribution, allowing members to set terms regardless of ownership percentage. In a multi-member LLC vs partnership, clarity in profit-sharing is vital to prevent disputes, as partners are jointly liable for debts. It’s wise to consult legal and financial advisors to guarantee these agreements align with your business goals and tax implications. The Limited Liability Company (LLC): Key Features When you consider forming a Limited Liability Company (LLC), you’ll appreciate its key features, such as liability protection, flexible management, and favorable tax treatment. An LLC shields you from personal liability for business debts as well as allowing you to enjoy pass-through taxation, which simplifies your tax process. Moreover, the flexibility in management structure means you can choose how your LLC is run, making it a versatile option for various business needs. Liability Protection Benefits Limited liability protection is one of the most significant benefits of forming a Limited Liability Company (LLC), as it guarantees that members aren’t personally responsible for the company’s debts or obligations. In an LLC, your liability is limited to the amount you invest, unlike in a partnership where you could face personal liability for the business’s debts. This essential liability protection means that in case of lawsuits or business failures, your personal assets remain safe, except in instances of fraud or mismanagement. For those considering an LLC, especially a multi-member LLC, this protection stands out as a major advantage over sole proprietorships and general partnerships, which expose owners to greater financial risk. Flexible Management Structure One of the standout features of a Limited Liability Company (LLC) is its flexible management structure, which allows you to tailor operations to fit your business needs. You can choose between a member-managed or manager-managed setup. In a member-managed LLC, all members actively participate in decision-making, whereas a manager-managed structure lets appointed managers handle daily operations, making it ideal for passive investors. Compared to a multi-member LLC vs partnership, LLCs have fewer formal management requirements, unlike corporations that demand strict adherence to a Board of Directors and regular meetings. This flexibility means you can easily adjust roles and responsibilities as your business evolves, offering greater adaptability in ownership and management compared to the LLC partnership vs LLC corporation. Favorable Tax Treatment Tax treatment is a crucial consideration for any business structure, and LLCs offer several advantages that can greatly benefit owners. Here are three key aspects of favorable tax treatment for LLCs: Pass-Through Taxation: LLCs usually allow profits and losses to be reported on your personal tax return, avoiding double taxation faced by corporations. Flexible Tax Classification: Unlike partnerships, LLCs can choose their tax classification, including the option to be taxed as an S Corporation, which may lower your self-employment taxes. Lower Compliance Costs: LLCs often face fewer compliance costs compared to corporations, making them more tax-efficient options for small business owners looking to optimize their financial strategies. Considering LLC tax brackets alongside other structures like LLC vs S Corp vs partnership can guide your decision-making. Liability Protection: Comparing Corporations, Partnerships, and LLCs Grasping liability protection is crucial when choosing a business structure, as it directly impacts your financial security. Corporations provide shareholders with limited liability, meaning personal assets are typically shielded from business debts. Conversely, if you choose a partnership, you and your partners are personally liable for business obligations, risking your assets if the partnership faces debts. An LLC, whether you’re in a multi-owner LLC or as a single member, offers limited liability protection, ensuring your personal assets aren’t at risk, except in cases of fraud or mismanagement. This level of protection makes LLCs and corporations more appealing than partnerships, as they provide a stronger safety net against potential financial pitfalls associated with business operations. Tax Implications: How Each Structure Affects Owners When selecting a business structure, comprehension of the tax implications is essential, as it can greatly affect your finances. Here are key points to take into account: Corporations face double taxation on profits and dividends, whereas LLCs and partnerships usually benefit from pass-through taxation, allowing income to be reported on personal tax returns. An LLC may elect to be taxed as a corporation, offering flexibility, whereas partnerships can’t choose this option. S Corporations provide flow-through taxation, avoiding double taxation on corporate profits, making them appealing for some owners. Keep in mind the tax consequences of adding a member to an LLC can impact your taxes; furthermore, although a partnership can’t be an LLC, it offers simpler tax treatment compared to corporations. Management and Formal Requirements: A Comparative Analysis Comprehending the management and formal requirements of different business structures is vital for making informed decisions about your company. Corporations require a formal structure, including a Board of Directors and regular meetings, to maintain compliance. Conversely, partnerships can operate informally, though a written agreement is recommended. LLCs provide a flexible management structure, allowing owners to manage the business themselves or appoint managers, which is a notable difference in the LLC vs LP comparison. Both LLCs and corporations must comply with state maintenance and reporting requirements; nevertheless, corporations face more stringent obligations. Furthermore, although an S Corp can own an LLC, LLCs typically require an operating agreement to outline their management and operational procedures. Choosing the Right Structure: Factors to Consider How do you decide which business structure is right for you? Consider these key factors: 1. Liability Protection: LLCs and corporations provide limited liability, shielding your personal assets, whereas partnerships expose you to personal liability for business debts. 2. Tax Implications: LLCs typically enjoy pass-through taxation, meaning income is taxed at the member level. Be aware of how the federal income tax rate for LLCs can affect you. Furthermore, consider whether you’re a single vs multi-member LLC, as this impacts tax treatment. 3. Management Structure: LLCs offer flexible management options, unlike corporations, which require a formal Board of Directors. Moreover, keep in mind that an LLC may receive a 1099 for certain income reporting. Choosing wisely will greatly impact your business’s future. Frequently Asked Questions What Is the Difference Between LLC Partnership and Corporation? When you consider LLCs, partnerships, and corporations, the key differences lie in liability, management structure, and taxation. An LLC protects your personal assets, whereas partners in a partnership are personally liable for debts. Corporations operate as separate entities owned by shareholders, allowing for stock issuance. LLCs offer flexible management with fewer formalities, whereas corporations face strict regulations. Taxation varies: LLCs and partnerships benefit from pass-through taxation, whereas corporations might experience double taxation unless they qualify as S Corporations. What Are the 4 Types of Business Structures? There are four main types of business structures: sole proprietorships, partnerships, limited liability companies (LLCs), and corporations. Sole proprietorships are owned by one person, who assumes all liabilities. Partnerships involve two or more individuals sharing responsibilities and liabilities. LLCs combine the benefits of partnerships and corporations, offering liability protection while allowing for pass-through taxation. Corporations are separate entities that limit owner liability and require adherence to more regulations and formalities. What Are the Main Differences Between a Partnership LLC and an S Corp? When you’re comparing a partnership, LLC, and S Corporation, you’ll notice distinct differences. In a partnership, you share management and profits but face personal liability for debts. An LLC, on the other hand, offers limited liability protection, safeguarding your assets. An S Corporation has a structured management system and allows for pass-through taxation, but imposes restrictions on shareholders. Each structure suits different needs, so it’s vital to take into account liability, taxation, and management before deciding. What Are the Three Major Differences Between a Partnership and a Corporation? The three major differences between a partnership and a corporation lie in liability, tax treatment, and management structure. In a partnership, you’re personally liable for debts, whereas a corporation protects you from personal liability. Tax-wise, partnerships pass profits and losses through to your personal returns, whereas corporations face potential double taxation. Furthermore, partnerships have an informal management structure based on mutual agreements, whereas corporations require a formal structure with a Board of Directors and officers. Conclusion In conclusion, choosing between a corporation, partnership, or LLC depends on your specific needs and goals. Each structure offers unique advantages and disadvantages regarding liability protection, tax treatment, and management responsibilities. Corporations provide limited liability but face double taxation, whereas partnerships allow for pass-through taxation but expose general partners to personal liability. LLCs offer a flexible option that combines benefits from both. Carefully consider these factors to select the structure that best aligns with your business objectives. Image via Google Gemini This article, "7 Key Differences: Corporation Vs Partnership Vs LLC" was first published on Small Business Trends View the full article
  7. When considering the structure of your business, it is crucial to understand the key differences between a corporation, partnership, and LLC. Each has its own characteristics regarding liability, tax treatment, and management responsibilities. Corporations provide limited liability but face double taxation, whereas partnerships may offer pass-through taxation, exposing general partners to personal risk. LLCs blend these benefits, offering flexibility and protection. As you weigh your options, knowing these distinctions can guide your decision-making process effectively. What might work best for your situation? Key Takeaways Corporations require formal structure with a Board of Directors, while partnerships and LLCs can operate more informally with flexible management options. Corporations offer limited liability protection to shareholders, whereas general partners in partnerships face personal liability for debts unlike members in LLCs. Corporations are subject to double taxation, while partnerships and LLCs benefit from pass-through taxation, avoiding tax on corporate profits. Management responsibilities differ, with general partnerships sharing management equally, whereas LLCs and corporations have defined roles and responsibilities. Profit sharing in partnerships can be equal or investment-based, while LLCs allow customized arrangements, enhancing flexibility compared to corporations. Understanding Corporations: Structure and Liability A corporation acts as a distinct legal entity, separate from its owners, which greatly impacts its structure and liability. Unlike a partnership, where personal liability is shared among partners, a corporation offers limited liability protection. This means that shareholders aren’t personally responsible for the corporation’s debts, except in cases of fraud. Corporations require formalities such as a Board of Directors and annual meetings, ensuring legal status and liability protections. When considering a limited liability company (LLC) vs. a partnership, keep in mind that LLCs likewise offer liability protection, but corporations can raise capital more easily through stock sales. Nevertheless, corporations face double taxation on profits, unlike partnerships or LLCs, which typically benefit from pass-through taxation. Exploring Partnerships: Types and Responsibilities When you explore partnerships, you’ll find several types, including general partnerships, limited partnerships, and limited liability partnerships (LLPs), each with distinct responsibilities and levels of liability. Comprehending these categories is vital, as general partners share equal management responsibilities and personal liability, whereas limited partners have restricted involvement and liability based solely on their investment. A well-drafted partnership agreement clarifies roles, profit-sharing, and dispute resolution, which is critical for maintaining a smooth operation and preventing conflicts among partners. Types of Partnerships Grasping the various types of partnerships is fundamental for anyone considering starting a business or seeking to collaborate with others. General partnerships involve two or more individuals sharing ownership and liability for debts. Conversely, limited partnerships have general partners managing the business and limited partners who invest, limiting their liability to their contributions. Limited Liability Partnerships (LLPs) protect all partners from personal liability, making them attractive for professionals. Limited Liability Limited Partnerships (LLLPs) combine features of general and limited partnerships, offering protection for general partners as they allow passive investment. Comprehending the difference between LLC and partnership helps clarify which structure suits your business needs, particularly when weighing limited partnership vs LLC options. A solid partnership agreement is fundamental for defining roles and profit-sharing. Partner Responsibilities Defined Grasping partner responsibilities is vital for anyone entering a partnership, as these roles directly influence how the business operates and how decisions are made. In a general partnership, all partners share equal responsibility and are personally liable for debts, risking personal assets. Limited partnerships include general partners who manage the business and assume full liability, whereas limited partners’ liability is restricted to their investment. A limited liability partnership (LLP) protects partners from personal liability for others’ negligence, making it appealing for professionals. To avoid disputes, partnership agreements are fundamental in defining partner responsibilities, rights, and obligations. Comprehending the pros and cons of having a partner LLC can additionally provide insights into effective partnership dynamics and management strategies. Profit Sharing Agreements Profit-sharing agreements play a crucial role in defining how earnings and losses are allocated among partners in a business. In partnerships, these agreements typically specify how profits are distributed, with general partnerships often sharing equally unless stated otherwise. Limited partnerships may allow for different arrangements based on each partner’s investment and involvement. When comparing LLC vs partnership, LLCs offer more flexibility in profit distribution, allowing members to set terms regardless of ownership percentage. In a multi-member LLC vs partnership, clarity in profit-sharing is vital to prevent disputes, as partners are jointly liable for debts. It’s wise to consult legal and financial advisors to guarantee these agreements align with your business goals and tax implications. The Limited Liability Company (LLC): Key Features When you consider forming a Limited Liability Company (LLC), you’ll appreciate its key features, such as liability protection, flexible management, and favorable tax treatment. An LLC shields you from personal liability for business debts as well as allowing you to enjoy pass-through taxation, which simplifies your tax process. Moreover, the flexibility in management structure means you can choose how your LLC is run, making it a versatile option for various business needs. Liability Protection Benefits Limited liability protection is one of the most significant benefits of forming a Limited Liability Company (LLC), as it guarantees that members aren’t personally responsible for the company’s debts or obligations. In an LLC, your liability is limited to the amount you invest, unlike in a partnership where you could face personal liability for the business’s debts. This essential liability protection means that in case of lawsuits or business failures, your personal assets remain safe, except in instances of fraud or mismanagement. For those considering an LLC, especially a multi-member LLC, this protection stands out as a major advantage over sole proprietorships and general partnerships, which expose owners to greater financial risk. Flexible Management Structure One of the standout features of a Limited Liability Company (LLC) is its flexible management structure, which allows you to tailor operations to fit your business needs. You can choose between a member-managed or manager-managed setup. In a member-managed LLC, all members actively participate in decision-making, whereas a manager-managed structure lets appointed managers handle daily operations, making it ideal for passive investors. Compared to a multi-member LLC vs partnership, LLCs have fewer formal management requirements, unlike corporations that demand strict adherence to a Board of Directors and regular meetings. This flexibility means you can easily adjust roles and responsibilities as your business evolves, offering greater adaptability in ownership and management compared to the LLC partnership vs LLC corporation. Favorable Tax Treatment Tax treatment is a crucial consideration for any business structure, and LLCs offer several advantages that can greatly benefit owners. Here are three key aspects of favorable tax treatment for LLCs: Pass-Through Taxation: LLCs usually allow profits and losses to be reported on your personal tax return, avoiding double taxation faced by corporations. Flexible Tax Classification: Unlike partnerships, LLCs can choose their tax classification, including the option to be taxed as an S Corporation, which may lower your self-employment taxes. Lower Compliance Costs: LLCs often face fewer compliance costs compared to corporations, making them more tax-efficient options for small business owners looking to optimize their financial strategies. Considering LLC tax brackets alongside other structures like LLC vs S Corp vs partnership can guide your decision-making. Liability Protection: Comparing Corporations, Partnerships, and LLCs Grasping liability protection is crucial when choosing a business structure, as it directly impacts your financial security. Corporations provide shareholders with limited liability, meaning personal assets are typically shielded from business debts. Conversely, if you choose a partnership, you and your partners are personally liable for business obligations, risking your assets if the partnership faces debts. An LLC, whether you’re in a multi-owner LLC or as a single member, offers limited liability protection, ensuring your personal assets aren’t at risk, except in cases of fraud or mismanagement. This level of protection makes LLCs and corporations more appealing than partnerships, as they provide a stronger safety net against potential financial pitfalls associated with business operations. Tax Implications: How Each Structure Affects Owners When selecting a business structure, comprehension of the tax implications is essential, as it can greatly affect your finances. Here are key points to take into account: Corporations face double taxation on profits and dividends, whereas LLCs and partnerships usually benefit from pass-through taxation, allowing income to be reported on personal tax returns. An LLC may elect to be taxed as a corporation, offering flexibility, whereas partnerships can’t choose this option. S Corporations provide flow-through taxation, avoiding double taxation on corporate profits, making them appealing for some owners. Keep in mind the tax consequences of adding a member to an LLC can impact your taxes; furthermore, although a partnership can’t be an LLC, it offers simpler tax treatment compared to corporations. Management and Formal Requirements: A Comparative Analysis Comprehending the management and formal requirements of different business structures is vital for making informed decisions about your company. Corporations require a formal structure, including a Board of Directors and regular meetings, to maintain compliance. Conversely, partnerships can operate informally, though a written agreement is recommended. LLCs provide a flexible management structure, allowing owners to manage the business themselves or appoint managers, which is a notable difference in the LLC vs LP comparison. Both LLCs and corporations must comply with state maintenance and reporting requirements; nevertheless, corporations face more stringent obligations. Furthermore, although an S Corp can own an LLC, LLCs typically require an operating agreement to outline their management and operational procedures. Choosing the Right Structure: Factors to Consider How do you decide which business structure is right for you? Consider these key factors: 1. Liability Protection: LLCs and corporations provide limited liability, shielding your personal assets, whereas partnerships expose you to personal liability for business debts. 2. Tax Implications: LLCs typically enjoy pass-through taxation, meaning income is taxed at the member level. Be aware of how the federal income tax rate for LLCs can affect you. Furthermore, consider whether you’re a single vs multi-member LLC, as this impacts tax treatment. 3. Management Structure: LLCs offer flexible management options, unlike corporations, which require a formal Board of Directors. Moreover, keep in mind that an LLC may receive a 1099 for certain income reporting. Choosing wisely will greatly impact your business’s future. Frequently Asked Questions What Is the Difference Between LLC Partnership and Corporation? When you consider LLCs, partnerships, and corporations, the key differences lie in liability, management structure, and taxation. An LLC protects your personal assets, whereas partners in a partnership are personally liable for debts. Corporations operate as separate entities owned by shareholders, allowing for stock issuance. LLCs offer flexible management with fewer formalities, whereas corporations face strict regulations. Taxation varies: LLCs and partnerships benefit from pass-through taxation, whereas corporations might experience double taxation unless they qualify as S Corporations. What Are the 4 Types of Business Structures? There are four main types of business structures: sole proprietorships, partnerships, limited liability companies (LLCs), and corporations. Sole proprietorships are owned by one person, who assumes all liabilities. Partnerships involve two or more individuals sharing responsibilities and liabilities. LLCs combine the benefits of partnerships and corporations, offering liability protection while allowing for pass-through taxation. Corporations are separate entities that limit owner liability and require adherence to more regulations and formalities. What Are the Main Differences Between a Partnership LLC and an S Corp? When you’re comparing a partnership, LLC, and S Corporation, you’ll notice distinct differences. In a partnership, you share management and profits but face personal liability for debts. An LLC, on the other hand, offers limited liability protection, safeguarding your assets. An S Corporation has a structured management system and allows for pass-through taxation, but imposes restrictions on shareholders. Each structure suits different needs, so it’s vital to take into account liability, taxation, and management before deciding. What Are the Three Major Differences Between a Partnership and a Corporation? The three major differences between a partnership and a corporation lie in liability, tax treatment, and management structure. In a partnership, you’re personally liable for debts, whereas a corporation protects you from personal liability. Tax-wise, partnerships pass profits and losses through to your personal returns, whereas corporations face potential double taxation. Furthermore, partnerships have an informal management structure based on mutual agreements, whereas corporations require a formal structure with a Board of Directors and officers. Conclusion In conclusion, choosing between a corporation, partnership, or LLC depends on your specific needs and goals. Each structure offers unique advantages and disadvantages regarding liability protection, tax treatment, and management responsibilities. Corporations provide limited liability but face double taxation, whereas partnerships allow for pass-through taxation but expose general partners to personal liability. LLCs offer a flexible option that combines benefits from both. Carefully consider these factors to select the structure that best aligns with your business objectives. Image via Google Gemini This article, "7 Key Differences: Corporation Vs Partnership Vs LLC" was first published on Small Business Trends View the full article
  8. We may earn a commission from links on this page. No matter what kind of productivity goals you have and which techniques you plan to use to get it all done, you still probably start with a to-do list. Learning to formulate a solid to-do list is the key first step to being productive, since you need it to move on to other planning stages, like using the Eisenhower matrix to prioritize tasks or Kanban to organize them. And to make a good to-do list, try using the 1-3-5 rule, which is designed to keep your daily schedule more manageable—and thus more achievable. What is the 1-3-5 rule of productivity?The 1-3-5 rule acknowledges that in a typical day, you just don’t have time to do it all. What you do reasonably have time for is one major task, three medium-sized tasks, and five little ones. If you try to cram more than that into an average day, the quality of your work will suffer and you'll end up wasting your precious, finite time. There will, of course, be days when you have no choice but to do too much, but 1-3-5 is designed for your regular routine. (Besides, a little stress pushing you to complete your tasks every once in a while can be a good thing.) These nine tasks can be related or they can be separate, depending on your own needs. For instance, a big task might be going to meet with your financial advisor, which is unrelated to your three mid-sized tasks: grocery shopping, preparing for a meeting at work, and picking up a gift for a friend’s birthday. Small tasks can be anything from answering emails to laying out your outfits for the week, depending on what you consider large, medium, and small, but they're usually things that require less thought, resources, and time. Used another way, the rule can also apply to major tasks and involve batching them into smaller groups. Say you’re planning a vacation. The 1-3-5 rule can help you break up everything you need to do. The big task can be booking flights and hotel accommodations. Three medium tasks might be getting tickets to whatever you’ll be doing while you’re at the destination, shopping for what you’ll need, and securing a pet sitter. Little tasks can be anything from setting an OOO to emailing your travel partners the itinerary. You can combine 1-3-5 with other productivity techniques, especially when you're focusing all nine tasks toward a bigger goal or project. For instance, one producivity hack involves "theming" every day so it's devoted solely to one type of work. Using 1-3-5 alongside it can help you stay on top of the most pressing needs related to that day's work. How to use the 1-3-5 rule to be more productiveStart each day with a brain dump, writing down every single thing you have to do for the day in no order other than how fast you remember them. You'll prioritize them later. Once everything is down on the paper, make note of anything especially timely. Here’s where a knowledge of that Eisenhower matrix, which helps you prioritize responsibilities by urgency and importance, is going to be useful. From that group, identify one big task, three medium ones, and five little ones. That’s your to-do list for the day. If you struggle with what might be "big" or "small," think about what it would take to get each done. Emails that take just a few seconds don't require a lot of time, so they can be small, even if the results they produce are something you'd consider "big." Cleaning the kitchen could be "medium" or "big" depending on how much needs to be cleaned, how many products and resources you need, and how much time it'll take—it might also be "small" on an average Tuesday but "big" two days before hosting Thanksgiving. A project that is due in two weeks could be "medium," but if that same project is due tomorrow, the urgency makes it "big." These are subjective classifications based on your own resource allocation, so avoid the temptation to quickly label things small, medium, or big, no matter how many times you've done them before. These are subjective classifications based on your own resource allocation, so avoid the temptation to quickly label things small, medium, or big, no matter how many times you've done them before. Acknowledging upfront that you can’t and won’t get it all done in a single day helps you stay focused on what you can and will do, rather than stressing about the remainder that you’re saving for tomorrow. Next, block out time in your calendar for each task, whether you do it in that planner or on a digital calendar. Use time blocking, or the technique of giving every single thing you need to do in a day a designated time on your calendar, and consider giving yourself just a smidge less time than you think you need for everything, to defeat Parkinson’s law, which is the idea that you’ll waste time if you give yourself too long to do anything. Once you’ve laid out your day, start with that big task. Known as “eating the frog,” the big-task-first approach will give you a sense of accomplishment on completion, propelling you forward into those mid- and smaller-sized tasks. Plus, it stands to reason that the major responsibility will take the most time and resources, so knocking it out first ensures you have the time and resources it needs. (The exception to this rule happens on those themed days. If, for some reason, you need to complete your smaller tasks—like sending emails or confirming deliveries—because they enable you to do the bigger ones, obviously, do them in the order that makes most sense.) Finally, be flexible. Unexpected assignments or duties crop up all the time and may not be easily categorized into the 1-3-5 boxes. You may also not finish one of your tasks for the day, in which case, add it to the next day's list—but bear in mind it may have increased in urgency and gone up a ranking in the 1-3-5 system as a result. The goal here isn’t to beat yourself up or be super strict. Rather, it’s to help you feel less overwhelmed by the sheer volume of things you need to do, prioritize them, and get a good amount done every day. View the full article
  9. In this guide, you’ll learn what makes ChatGPT traffic unique, how to track it in your analytics, and strategies to increase both direct and indirect visits from this AI assistant. ChatGPT traffic works differently from regular search engine traffic. Knowing…Read more ›View the full article
  10. Learn how to design a content strategy that compounds over time by aligning unique advantages, realistic execution, and community connection. The post B2B Content Marketing Has Changed: Principles Of Good Strategy appeared first on Search Engine Journal. View the full article
  11. Software group behind TurboTax and Credit Karma will pay AI start-up to use its technologyView the full article
  12. We may earn a commission from links on this page. For years, "burnout" has been a cultural buzzword, but the concept isn't new: Working too hard and too fast just isn't sustainable, so while productivity techniques that advise you on how to prioritize multiple tasks in a single day are helpful in the short term, they can't last forever for everybody. I love structured to-do lists and days where everything comes together, but in a world where work, school, personal wellness, family, and friends are putting endless demands on us, it's not always possible to get it all done in one morning—even with the most detailed, time-boxed schedule. If you feel some burnout coming on or want to switch up your routine before you do, consider the concept of "slow productivity," guidance from productivity guru Cal Newport. What is slow productivity?Well, first of all, it's the title of Newport's latest book: Slow Productivity: The Lost Art of Accomplishment Without Burnout. He's the guy who gave us the idea of "deep work," or getting into a position to focus completely on a single task without distraction. With this "slow productivity" framework, he advocates for people to do fewer things, work at a natural pace, and "obsess" over the quality of their work. That stands in contrast to how a normal day goes for most of us, trying to do a bunch of different stuff at warp speed, banging out a high quantity of finished tasks with varying levels of quality. Newport's premise is that work used to be more hands-on, but as manufacturing has given way to "knowledge work," we've started to confuse being busy with being productive. The typical worker now spends days sorting through emails and Slack messages, not necessarily creating anything or ending a shift with something to show for their labor. Spending all day on Zoom and Slack doesn't leave much time for actually working, thinking, writing, or doing much else in the way of deep work. He's not the first big brain to theorize about how much the quality of work starts to dip if you take on too much, though. Illich's Law, for example, says that the longer you work, the worse your work gets. Even the productivity technique that's arguably the most famous, the Pomodoro method, is structured around the idea that you shouldn't work too hard for too long without a short break. But slow productivity is a little different and adds some necessary context and thought to what we already know to be true, which is that you can't do it all at once and you shouldn't bother trying. How to use slow productivity during the work dayTo harness slow productivity, you have to rely on those three pillars of doing fewer things, working at a natural pace, and obsessing over quality. Here, start slowly. Building structured schedules and data-driven, prioritized to-do lists is important, so I'm not going to suggest that you should give it up altogether, but what if your schedule made time for a single-task day once a week to start? Look at your to-do list, whatever method you use to structure it. Identify a major task that needs to be completed. One day a week, at least in the beginning, block out your schedule so you're only working on that task. To the best of your ability, don't schedule any meetings (or choose a day where you have none), don't be super available by Slack or email, and fall back on the principles of deep work and productivity. That means take periodic breaks, work with no distractions, and work toward a larger goal—which, in this case, is producing a quality product that furthers your mission, whether it's a personal mission like getting a raise or a company-wide one like increasing sales. Keep notes on how much you got done. For me, it's helpful to keep my longer-term goals top of mind while I toil on the daily stuff. You can use a SMART goal or one of its alternatives to do this, writing out your goals in a detailed, forward-thinking, and action-oriented way. If you're going to dedicate an entire day to one project, you need the motivational push that comes with remembering why you're working on that project at all. Eventually, you might get good at siloing tasks on a single day. In fact, doing that every day is its own productivity hack—but let's stick to a slow start on slow productivity for now. At the end of each one of your single-task days, conduct a little after-action review to determine what went well and what needs adjusting. After trying this approach for a few weeks, assess your output. By putting your focus on one task, not rushing, and giving some meaningful attention and care to the quality of what you're doing, you should end up with better work that is actually more productive overall than a bunch of fast, smaller tasks. You can use this framework in other areas of your life, too. When you get home on Tuesdays, for instance, that can be your night to focus only on meal planning for the next week or handling your kids' affairs and schedules. Maybe Wednesdays can be solely devoted to cleaning the house or to seeing and catching up with friends. There's still some scheduling involved, but you're avoiding the buildup of minor tasks and stress, which will help stave off burnout and make the things you do focus on in those time blocks more productive and meaningful. View the full article
  13. By now, we’re all familiar with Google AI Overviews. Many queries you search on Google now surface responses through this quick and prominent search feature. But AI Overview results aren’t always reliable or accurate. Google’s algorithms can promote negative or misleading content, making online reputation management (ORM) difficult. Here’s how to stay on top of AI Overviews and your ORM – by removing, mitigating, or addressing negative content. How AI Overviews source information AI Overviews relies on a mix of data sources across Google and the open web, including: Google’s Knowledge Graph: The Knowledge Graph is Google’s structured database of facts about people, places, and things. It’s built from a range of licensed data sources and publicly available information. Google’s tools and databases: Google also draws on structured data from its own systems. This includes information from: Business Profiles. The Merchant Center. Other Google-managed datasets that commonly appear in search results. Websites: AI Overviews frequently cites content from websites across the open web. The links that appear beside answers point to a wide variety of sources, ranging from authoritative publishers to lower-quality sites. User-generated content (UGC): UGC can also surface in AI Overviews. This may include posts, reviews, photos, or publicly available content from community-driven platforms like Reddit. Several other factors influence how this data is organized into answers, including topical relevance, freshness, and the authority of the source. However, even with relevance and authority taken into consideration, harmful or false content can still appear in results. This can happen for a variety of reasons, including: Where the information is sourced. How Google’s AI fills in gaps. Instances where it may misunderstand the context of a user’s query. Removing or suppressing harmful content There are several options for removing or suppressing negative information on the web, including those related to AI Overviews. Let’s look at two. Legal and platform-based removal From time to time, you are left with no other option but to take legal action. In certain instances, a Digital Millennium Copyright Act (DMCA) claim or defamation lawsuit might be applicable. A DMCA claim can be initiated at the request of the content owner. A defamation lawsuit, meanwhile, aims to establish libel by showing four things: A false statement purporting to be fact. Publication or communication of that statement to a third person. Fault amounting to at least negligence. Damages, or some harm caused to the reputation of the person or entity who is the subject of the statement. Defamation standards vary by jurisdiction, and public figures may face a higher legal standard. Because of this, proper documentation and professionalism are essential when filing a lawsuit, and working with a legal professional is likely in your best interest. Dig deeper: Generative AI and defamation: What the new reputation threats look like Working with an ORM specialist The other (and perhaps easier) route to take is working with an online reputation management specialist. These teams are extremely well-versed at handling the multi-layered process of removals. In an online crisis, they have the tools to respond and mitigate damage. They’re also trained to balance ethical considerations you might not always account for. Get the newsletter search marketers rely on. See terms. How to deliver positive signals to AI systems Clearer signals make it easier for AI Overview to present your brand correctly. Focus on the following areas. Strengthening signals through publishing One effective method is strategic publishing. This means building a strong, positive presence around your company, business, or personal brand so AI Overviews have authoritative information to draw from. A few approaches support this: Publishing on credible domains: ORM firms often publish content on platforms like Medium, LinkedIn, and reputable industry sites. This strengthens your presence in trusted environments. Employing consistent branding and factual accuracy: Content must also be factual and consistently branded. This reinforces authority and signals reliability. Leveraging press releases and thought leadership: Press releases, thought leadership pieces, and expert commentary help create credible backlinks and citations across the web. Supporting pages that build the narrative: ORM specialists also create supporting pages that reinforce key narratives. With the right linking and content clusters, AI Overviews is more likely to surface this material. Leveraging structured data and E-E-A-T Another effective method to establish credibility on AI Overviews is to focus on technical enhancements and experience, expertise, authoritativeness, and trustworthiness (E-E-A-T). ORM specialists typically focus on two areas: Structured data and schema markup: This involves adding more context about your brand online by: Enhancing author bios. Highlighting positive reviews. Reinforcing signals that reflect credibility. Establishing E-E-A-T signals: This includes building a trusted online presence by: Referencing work published in reputable outlets. Highlighting real client examples. Showcasing customer relationships. Outlining accolades and expertise through your bio. Monitoring AI Overviews and detecting issues early A final key aspect of staying on top of AI Overviews is to monitor the algorithm and detect issues early. Using tools to track AI Overviews is extremely efficient, and these systems can help business owners monitor keywords and detect potential damage. For instance, you might use these tools to track your brand name, executive names, or even relevant products. As discussed, it’s also crucial to have a plan in place in case a crisis ever hits. This means establishing press outreach contact points and a legal department, and knowing how to suppress content via the suppression methods already mentioned. Ethical considerations Online reputation management isn’t just generating think pieces. It’s a layered process grounded in ethical integrity and factual accuracy. To maintain a truthful and durable strategy, keep the following in mind: Facts matter: Don’t aim to manipulate or deceive. Focus on promoting factual, positive content to AI Overview. Avoid aggression: Aggressive tactics rarely work in ORM. There’s a balance between over-optimization and under-optimization, and an ORM firm can help you find it. Think long-term: You may want negative or false content removed immediately, but lasting suppression requires a long-term plan to promote positive content year after year. Managing how AI Overviews presents your brand AI Overviews is already a dominant part of the search experience. But its design means negative or false content can still rise to the top. As AI Overviews become more prominent, business owners need to monitor their online reputation and strengthen the positive signals that surface in these results. Over time, that requires strategic publishing, long-term planning, the right technical signals, and a commitment to factual, honest content. By following these principles, AI Overviews can become an asset for growth instead of a source of harm. View the full article
  14. Cloudflare, which is used by around 20% of all websites (including this one), is having major outages this morning. Lots of site owners are concerned with how this may impact Google, Bing, and other crawlers. The truth is, these search engines have seen this many times before and it can handle it.View the full article
  15. For a decade now, Google's John Mueller has been saying consistency is the most important SEO advice you can give someone. In 2025, he said it again, posting on Bluesky, "Consistency is the biggest technical SEO factor."View the full article
  16. Google Ads has rolled out the "Campaign total budget" feature for Performance Max (PMax) campaigns. This was available for other match types and is now available for PMax.View the full article
  17. Microsoft is testing a new ad label for the Bing Search ads labeled "Ads related to" followed by the query the ads are related to. In the example below, it shows "Ad related to: Cushions"View the full article
  18. Nobody should be surprised that the US president has the BBC in his sights View the full article
  19. Google confirmed a new search algorithm update - well, this is just a weather feature - but it is a stormy one. Well, maybe not. Google said Google Search's weather results were updated to what they call WeatherNext 2 - Google's "most advanced and efficient forecasting model."View the full article
  20. Google added new features to AI Mode including agentic booking for travel and Canvas for helping you build your vacation. The agentic booking works with dinner reservations and Google previewed booking for hotels and flights.View the full article
  21. Each year after Thanksgiving, people flock to TikTok to show off the elaborate sandwiches they build out of their holiday meal leftovers. The ritual, going strong for at least four years now, is often paired with a viral audio clip from the quintessential ’90s sitcom Friends describing the perfect sandwich made out of holiday leftovers. The sandwich, starring an extra slice of gravy-soaked bread in the middle, is known as “the moist maker.” This Thanksgiving, Heinz—maker of ubiquitous and inoffensive condiments like ketchup and mustard—is escalating matters considerably by introducing a squeeze bottle gravy designed to engineer the “ultimate Thanksgiving leftovers sandwich.” The squeeze bottle, labeled “leftover gravy,” actually comes empty in a special kit paired with a jar of Heinz turkey gravy and instructions that quote the Friends episode. The limited edition kit will be for sale through Walmart.com. “A social media favorite among millennial sitcom-lovers, the Moist Maker epitomized an obsession with holiday food crafted with care and detail,” Heinz Associate Director of Brand Communications Jamie Mack said in a press release, adding that the gimmick is a celebration of fans who “share an irrational love” of the moist maker. The concept of squeeze bottle gravy prompts many further lines of inquiry. Heinz already sells a surprisingly diverse array of jarred gravies with flavors like caramelized onion and thyme (for the adventurous) and regular turkey gravy for traditionalists who won’t be cooking a gigantic hunk of poultry for hours and savoring its juices the old fashioned way. While the jars make sense, does a squeeze bottle really add any convenience? Would anyone try it? Is the gravy cold? The TV moment, from 1998’s fittingly titled Friends episode “The one with Ross’s sandwich,” is capped off by Ross discovering that his boss keeps eating his sandwiches at work, including his prized moist maker, and absolutely crashing out. FoodTok trends Brands hot on the trail of food-related TikTok trends is nothing new. Food and cooking are extremely popular enduring topics on TikTok, regularly launching micro-trends, viral one dish meals, horrifying products, dubious historical recipes, and massive content categories. Like all things on TikTok, these trends come and go quickly (mini pancake cereal, we miss you), but videos that hop on a food trend at the right time can easily rack up millions of views and a ton of engagement—a tempting prize for any brand trying to stay relevant. While Gen Z generally powers TikTok’s viral food scene, Heinz says its gravy stunt is aimed squarely at a generation that’s old enough to have watched Friends as the show aired. According to Heinz, the new condiment is aimed at the “growing demographic of millennial hosts who are redefining holiday traditions.” And redefine them you will, if you invite squeezable gravy to mingle with your precious post-Thanksgiving leftovers. Heinz isn’t the first brand to hop on the gravy train. Last year, the upscale kitchen store Williams Sonoma posted its own version of the moist maker. King’s Hawaiian bread company, maker of excellent rolls for Thanksgiving leftover sandwiches, did too. The grocery chain Kroger was even earlier to the trend, quizzing its audience on the audio clip of Ross describing his sister’s culinary flash of genius back in 2022. The TikTok account cooking panda appears to have originally uploaded the sound in 2021, juxtaposing the Friends clip with video of a moist maker’s step-by-step construction process and racking up 1.7 million likes in the process. Heinz might not be early to the moist maker trend—now ancient by TikTok standards—but what it lacks in timeliness it plans to compensate for with sheer commitment to the bit. View the full article
  22. Schema markup transforms uncertainty in AI search into a competitive edge built on clarity, context, and trust. The post The Knowns And Unknowns Of Structured Data Attribution appeared first on Search Engine Journal. View the full article
  23. Picture a chocolate company with an elaborate recipe, generations old. They ask an AI system to identify which ingredients they could remove to cut costs. The AI suggests one. They remove it. Sales hold steady. They ask again. The AI suggests another. This continues through four or five iterations until they’ve created the cheapest possible version of their product. Fantastic margins, terrible sales. When someone finally tastes it, the verdict is immediate: “This isn’t even chocolate anymore.” Aly Blawat, senior director of customer strategy at Blain’s Farm & Fleet, shared this story during a recent MarTech webinar to illustrate why 82% of marketing teams are failing at AI adoption: automation without human judgment doesn’t just fail. It compounds failure faster than ever before. And that failure has nothing to do with the technology itself. The numbers tell the story. In a Forrester study commissioned by Optimove, only 18% of marketers consider themselves at the leading edge of AI adoption, even though nearly 80% expect AI to improve targeting, personalization and optimization. Forrester’s Rusty Warner, VP and principal analyst, puts this in context: only about 25% of marketers worldwide are in production with any AI use cases. Another third are experimenting but haven’t moved to production. That leaves more than 40% still learning about what AI might do for them. “This particular statistic didn’t really surprise me,” Warner said. “We find that a lot of people that are able to use AI tools at work might be experimenting with them at home, but at work, they’re really waiting for their software vendors to make tools available that have been deemed safe to use and responsible.” The caution is widespread. IT teams have controls in place for third-party AI tools. Even tech-savvy marketers who experiment at home often can’t access those tools at work until vendors embed responsible AI, data protections and auditability directly into their platforms. The problem isn’t the AI tools available today. It’s that marketing work is still structured the same way it was before AI existed. The individual vs. the organization Individual marketers are thirsty for AI tools. They see the potential immediately. But organizations are fundamentally built for something different: control over brand voice, short-term optimization and manual processes where work passes from insights teams to creative teams to activation teams, each handoff adding days or weeks to cycle time. Most marketing organizations still operate like an assembly line. Insights come from one door, creative from another, activation from a third. Warner called this out plainly: “Marketing still runs like an assembly line. AI and automation break that model, letting marketers go beyond their position to do more and be more agile.” The assembly line model is excellent at governance and terrible at speed. By the time results return, they inform the past more than the present. And in a world where customer behavior shifts weekly, that lag becomes fatal. The solution is “Positionless Marketing,” a model where a single marketer can access data, generate brand-safe creative and launch campaigns with built-in optimization, all without filing tickets or waiting for handoffs. It doesn’t mean eliminating collaboration. It means reserving human collaboration for major launches, holiday campaigns and sensitive topics while enabling marketers to go end-to-end quickly and safely for everything else. Starting small, building confidence Blain’s Farm & Fleet, a 120-year-old retail chain, began its AI journey with a specific problem: launching a new brand campaign and needing to adapt tone consistently across channels. They implemented Jasper, a closed system where they could feed their brand tone and messaging without risk. “We were teaching it a little bit more about us,” Blawat said. “We wanted to show up cohesively across the whole entire ecosystem.” Warner recommends this approach. “Start small and pick something that you think is going to be a nice quick win to build confidence,” he said. “Audit your data, make sure it’s cleaned up. Your AI is only going to be as good as the data that you’re feeding it.” The pattern repeats: start with a closed-loop copy tool, then add scripts to clean product data, then layer in segmentation. Each step frees time, shortens cycles, and builds confidence. Where data meets speed Marketers aren’t drowning in too little data. They’re drowning in too much data with too little access. The 20% of marketing organizations that move fast centralize definitions of what “active customer,” “at risk,” and “incremental lift” actually mean. And they put those signals where marketers work, not in a separate BI maze. “There’s massive potential for AI, but success hinges on embracing the change required,” Warner said. “And change is hard because it involves people and their mindset, not just the technology.” The adoption lag isn’t about technology readiness. It’s about organizational readiness. Balancing automation and authenticity Generative AI took off first in low-risk applications: creative support, meeting notes, copy cleanup. Customer-facing decisions remain slower to adopt because brands pay the price for mistakes. The answer is to deploy AI with guardrails in the highest-leverage decisions, prove lift with holdouts and expand methodically. Blawat emphasized this balance. “We need that human touch on a lot of this stuff to make sure we’re still showing up as genuine and authentic,” she said. “We’re staying true to who our brand is.” For Blain’s Farm & Fleet, that means maintaining the personal connection customers expect. The AI handles the mechanics of targeting and timing. But humans ensure every message reflects the values and voice customers’ trust. The future of marketing work AI is moving from analysis to execution. When predictive models, generative AI and decisioning engines converge, marketers stop drawing hypothetical journeys and start letting the system assemble unique paths per person. What changes? Less canvas drawing, more outcome setting. Less reporting theater, more lift by cohort. Fewer meetings, faster iterations. Warner points to a future that’s closer than most organizations realize. “Imagine a world where I don’t come to your commerce site and browse. Instead, I can just type to a bot what it is I’m looking for. And I expect your brand to be responsive to that.” That kind of conversational commerce will require everyone in the organization to become a customer experience expert. “It doesn’t matter what channel the customer uses,” Warner explained. “They’re talking to your brand.” The path forward There is no AI strategy without an operating model that can use it. The fix requires three fundamental changes: restructure how marketing work flows, measure lift instead of activity and enable marketers to move from idea to execution without handoffs. The path forward requires discipline. Pick one customer-facing use case with clear financial upside. Define the minimum signals, audiences and KPIs needed. Enforce holdouts by default. Enable direct access to data, creative generation and activation in one place. Publish weekly lift by cohort. Expand only when lift is proven. Warner expects adoption to accelerate significantly in 2026 as more vendors embed AI capabilities with proper guardrails. For brands like Blain’s Farm & Fleet, that future is already taking shape. They started with copywriting, proved value and are now expanding. The key was finding specific problems where AI could help and measuring whether it actually did. AI will not fix a slow system. It will amplify it. Teams that modernize the way work gets done and lift the language of decisions will see the promise translate into performance. As Blawat’s chocolate story reminds us, automation without judgment optimizes for the wrong outcome. The goal isn’t the cheapest product or the fastest campaign. It’s the one that serves customers while building the brand. That requires humans in the loop to point AI in the ri View the full article
  24. Learn how to track, measure, and optimize brand mentions across web, social, and AI platforms. Discover free and paid tools, key KPIs, and strategies to turn visibility into business growth. View the full article
  25. Imagine you’re watching a basketball game. You’re not focused on the stat sheet—you’re watching how the players read the court, pivot when a play breaks down, and celebrate their teammates. Those moments tell you a lot more about how someone performs under pressure than any metric ever could. I think about hiring the same way. Like a stat sheet, a résumé might list someone’s achievements, but it won’t show how they adapt under pressure or support a team. Yet in the age of AI, companies often overlook that, prioritizing technical skills instead. According to a 2024 report from Microsoft and LinkedIn, 71% of employers said they would choose an AI-fluent candidate with less experience over someone more experienced but with limited AI knowledge. Technical ability matters, of course. But in a world where technology is evolving by the week, so are the skills needed to keep up. That’s why I don’t screen for skill—I scout for character. Because when everything else is changing, character is the one thing that can’t be automated or learned from a prompt. It’s the foundation for building a culture that wins together, not just works together. While tech keeps shifting, culture endures We’re in what Goldman Sachs economists are calling a period of “jobless growth”—an era where the economy is expanding but hiring lags behind. There are fewer openings, more applicants, and slower movement on both sides. At the same time, AI is reshaping the definition of work and what companies think they need. Everyone’s racing to hire the candidate who knows the latest model or has experience with the newest tools. But no one really knows what “AI skills” will mean six months from now. PwC found that requirements for AI-exposed roles are shifting 66% faster than in other jobs—more than twice the rate of change just a year ago. What’s cutting-edge today could be obsolete by next quarter. Even with a deeper pool of applicants, many companies are still hiring against moving targets, chasing technical standards that continue to evolve. And in a job-hugging economy where employees are staying put longer and hiring cycles have slowed, every decision carries more weight. The people you hire today will shape your company for years to come. That’s why culture matters more than ever. Too often it’s treated like an elusive “vibe”—something that magically appears when the right mix of people land in the same room. Or worse, it’s reduced to sameness: hiring people who share the same background, and likely talk and think the same way. That’s not culture, that’s comfort. Real culture is chemistry. It’s intentionally built on how people think, collaborate, and recover together when things go wrong. As technology keeps rewriting job descriptions, that chemistry is what helps teams move faster, grow stronger, and stay resilient through cycles of disruption and reinvention. Build a resilient culture one character interview at a time After years of conducting culture interviews, I know that one great hire can lift a team, and the wrong one can just as easily unravel it. I’m looking for people who stay calm under pressure, think critically, and are driven by purpose, not titles—traits that endure long after roles, tools, and technologies change. Culture interviews are where you see that come to life; they strip away polish and show why someone’s really sitting across from you. These are a few ways I approach interviews to get a truer sense of the person behind the résumé. Be in the room As an HR executive, I make it a point to lead every culture interview I can, because who you hire shapes the culture, and culture shapes the business. That’s a responsibility no senior leader should be removed from. When senior leaders make time for interviews, it signals to candidates that culture isn’t just talk—it’s taken seriously and owned at every level. As an executive, being in the room gives you a better read on the energy, mindset, and values someone will bring to the team. It’s also an opportunity to establish a mutual sense of respect and investment right out of the gate. If leaders expect candidates to show up with honesty and humility, we have to do the same. That starts with being fully present, making clear that their time matters as much as yours. Use consistency to reveal character In every culture interview, I ask the same core questions—not because I’m looking for perfect answers, but to see the level of energy behind them. When candidates are given the same starting point, you start to notice characteristics that can’t be rehearsed, like thoughtfulness, curiosity, and excitement. Confidence can easily be mistaken for competence, especially when people have polished their “right” answers. But consistency helps surface patterns: Who takes a beat to reflect? Who connects ideas instead of reciting them? Who lights up when they talk about their career goals? In a time when ChatGPT and Copilot can write a résumé and coach candidates through mock interviews, a consistent framework helps cut through the performance and surface honesty and self-awareness. Remember that questions are a two-way street Some of the most revealing moments in a culture interview are when the questions go both ways. I pay close attention to what candidates ask, because their questions can say just as much as their answers. Are they trying to understand how decisions get made, how teams collaborate, what growth looks like? That tells me they care about more than a title or a paycheck. They are thinking about the environment they might step into. Curiosity signals investment. When a candidate asks me a tough question—the kind that makes me pause—I respect it. It shows they’ll bring that same honesty and initiative once they’re on the team, and that’s what strengthens culture. Look for the same values, not the same story Great talent exists everywhere; the key is knowing what to look for. Whether I’m interviewing in Milwaukee or Medellín, I’m scouting the same core traits: curiosity, drive, honesty, and self-awareness. What changes is how people express those values—what ambition looks like to them, what stability means in their world, how they define success. Recognizing those nuances is how you build a culture that scales across borders, departments, and generations. The framework stays the same, but the conversation flexes. By knowing what to hold constant and what to adapt, you build and maintain a culture that lasts through technologies. Skills will change, but character is constant Technology will keep evolving faster than any job description—that’s a given. But character doesn’t run on an update cycle. It’s what keeps companies steady when everything around them is in motion. Great hiring isn’t about predicting the next trending skill. Great hiring means building teams that can adapt and problem-solve together, regardless of the new tools that come along. Whether or not your company has the shiniest or newest tech stack, organizations need people who can show up for each other and grow with the work. Skills will shift. Platforms will change. But your culture? That’s what gives you staying power. View the full article




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