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Understanding how to sell cryptocurrency is crucial in today’s digital age. Cryptocurrency has become a significant force in the trading of digital assets, goods, and services. With the growing decentralization of the crypto world, more individuals and businesses are investing in cryptocurrencies. This shift allows businesses to connect with a tech-savvy demographic, offering not just goods and services but also promotional tokens and collectibles like NFTs. What is the Best Way to Sell Cryptocurrency? Navigating the world of digital currencies can seem daunting for both newcomers and seasoned investors. There are myriad ways to liquidate your cryptocurrency assets. You might consider direct peer-to-peer transactions, utilizing specialized Bitcoin ATMs, seeking the services of a dedicated brokerage, or turning to cryptocurrency exchanges, which are often the most recommended route. Cryptocurrency exchanges, commonly referred to as crypto apps, have gained popularity due to their wide range of available digital currencies and the ease with which users can execute transactions. These platforms often offer educational tools, real-time market analytics, and security features, further enhancing their appeal. To utilize such an exchange, individuals typically need to establish an account, undergo a verification process, and link a traditional bank account to facilitate fiat currency withdrawals. In terms of accepting payment and payment options, check out our article on how to accept crypto payments. Exactly How to Sell Cryptocurrency Once you buy your cryptocurrencies, there will come a time when you will want to sell them. This is how to sell cryptocurrencies safely. Get a Cryptocurrency Wallet Choose a Bitcoin Blockchain Choose your Currency Add Your Cryptocurrency to Your Wallet Decide How You Want to Sell Bitcoin Develop a Selling Strategy Complete the Transaction Withdraw to Your Bank Account Get a Cryptocurrency Wallet A cryptocurrency wallet acts as the first gateway for anyone delving into the realm of digital currency trading. Think of it as a digital purse, crucial for storing, receiving, and sending cryptocurrencies securely. Beyond merely acting as storage, these wallets play a pivotal role in verifying and recording transactions on the blockchain. Cryptocurrency wallets can manifest as software applications for various devices or as physical hardware devices, each with its own security features. One crucial consideration when choosing a wallet is compatibility with various cryptocurrencies. As the crypto landscape diversifies, having a multi-currency wallet becomes increasingly beneficial, ensuring seamless trades across a broad spectrum of digital assets. Choose a Bitcoin Blockchain Blockchain technology, the underpinning foundation of all cryptocurrencies, revolutionizes the way transactions are conducted. These decentralized ledgers, free from the influence of centralized institutions, provide unparalleled transparency and security for all users. Transactions are recorded in a tamper-proof manner, instilling confidence in users. However, not all blockchains are created equal. Different blockchain platforms may come with distinct features, transaction speeds, and associated fees. Understanding the intricacies of different blockchains, whether it’s Ethereum, Binance Smart Chain, or others, is crucial for any trader who wants to optimize their returns and facilitate seamless transactions. Choose your Currency The cryptocurrency ecosystem has grown exponentially since the inception of Bitcoin, heralding a new era of digital assets. Today, traders can choose from thousands of cryptocurrencies, each with its unique value proposition, use case, and market dynamics. While major players like Ethereum, Litecoin, and Ripple are frequently in the limelight, there are numerous lesser-known coins, sometimes referred to as altcoins, that offer potential opportunities for discerning traders. However, it’s imperative to approach trading with due diligence. Researching a cryptocurrency’s background, technological framework, team, and community support can provide valuable insights, helping traders make informed choices and mitigate potential risks. Add Your Cryptocurrency to Your Wallet Venturing into the world of crypto trading necessitates an initial investment. After setting up a digital wallet, the next step involves procuring some cryptocurrency. This can be achieved by purchasing through established exchanges or even receiving payments in crypto for goods or services. Once acquired, the crypto assets should be transferred securely to your chosen wallet. This migration ensures that the funds are under your direct control, mitigating risks associated with exchange hacks or downtimes. Familiarizing oneself with the intricacies of sending and receiving cryptocurrencies, including understanding public and private keys, can streamline this process and fortify one’s security practices. Choose How You Want to Sell Bitcoin There are several ways where you can sell Bitcoin or any other cryptocurrency. Below are some available options: Cryptocurrency Exchange: Crypto exchanges or Crypto apps act as marketplaces for trading in cryptocurrencies. They offer several tools such as advanced analytics, robust security, user-friendly features, and support, and offer relatively lower fees that make buying and selling Bitcoin or other cryptocurrencies easy. Bitcoin ATMs: You can use Bitcoin ATMs or kiosks to sell Bitcoin. All you have to do is log in to your account, indicate how much Bitcoin you want to sell, and which crypto wallet address you want to sell from. Once verified, you will receive a notification and can withdraw your cash. Peer-to-Peer Exchanges: A Peer-to-Peer (P2P) exchange is a cryptocurrency platform where users can privately exchange crypto with one another without the use of an intermediary. To sell Bitcoin on a P2P exchange, users will need to create an account, verify their identity, and go about the business of selling Bitcoin and other cryptocurrencies. Brokerages: Some brokerages facilitate selling bitcoin by acting as intermediaries between buyers and sellers. The downside is they often charge higher commission fees compared to crypto exchanges. Face-to-face Transactions: You can also opt to sell your cryptocurrency in an in-person location through the use of online platforms. All you have to do is simply choose to meet up with a buyer, go to Bitcoin’s website, create an account, verify your identity, and connect your bank account. Once you have opened your account you can then send the bitcoin (BTC) you’d like to sell to a specified Bitcoin address. After the sale is processed, you’ll receive cash in your bank account. Have a Strategy for Selling Bitcoin Whether your goal is to sell your cryptocurrency for potential future gains or to trade cryptocurrencies regularly for maximum profits and revenues, it’s essential to develop a solid strategy. Your strategy should include what to buy, be it a bitcoin, a digital asset, or an NFT, when to buy crypto, how much to buy, and when to sell your cryptocurrencies. To know more about cryptocurrency and taxes, check out our article do you have to pay taxes on cryptocurrency? Complete the Transaction In the digital landscape of cryptocurrencies, transactions work differently than conventional bank transfers. The core principle involves utilizing a private key, a cryptographic equivalent of a password, to authorize and initiate the transfer of cryptocurrency to its intended recipient. Once this is complete, the transaction is propagated throughout the network and awaits confirmation from the network nodes. This process is crucial to ensure the integrity and irreversibility of the transaction. It’s worth noting that while the decentralized nature of cryptocurrencies offers many advantages, it often comes with associated costs. Users typically incur network fees, essentially compensatory amounts paid to incentivize miners or validators who play a pivotal role in verifying and recording transactions on the blockchain. Being aware of these fees and planning transactions accordingly can help users optimize their expenses. Withdraw Cryptocurrency to Your Bank Account The culmination of a crypto sale often involves converting your digital assets back into fiat currency, though the process can vary based on individual preferences and immediate financial needs. For those wishing to liquidate their crypto holdings, various platforms provide an option to directly transfer the funds to linked bank accounts. This conversion is facilitated by the exchange, which acts as an intermediary, converting your cryptocurrency into your local fiat currency. While this offers a seamless way to access your funds, it’s vital to be cognizant of potential withdrawal fees, which differ across platforms and are deducted from the withdrawn amount. For quicker access to funds, some platforms provide transfers to debit cards, allowing users to spend their money directly without needing a bank transfer. This feature further increases the flexibility within the cryptocurrency space. Choosing the Right Method to Sell Your Bitcoin With multiple options for selling your Bitcoin and other cryptocurrencies, it’s crucial to grasp the advantages and disadvantages of each method in order to make a well-informed choice. The table below provides a quick comparison of various selling methods, assisting you in determining which one best suits your preferences and needs. MethodProsCons Cryptocurrency ExchangeAdvanced analytics, user-friendly, lower feesRequires account setup Bitcoin ATMsInstant cash withdrawal, simpleLimited availability Peer to Peer ExchangesPrivate transactions, no intermediariesRequires identity verification BrokeragesActs as intermediaries, simplifies processOften higher commission fees Face-to-face TransactionsDirect and personal, potential for cash transactionsSafety concerns, requires meeting in person How do you convert crypto to cash? Cryptocurrencies, despite their revolutionary design, function within a global financial system that primarily relies on traditional fiat currencies. Consequently, there often arises a moment when cryptocurrency holders seek to convert their digital assets into cash. Here’s a more detailed overview of how to sell cryptocurrency: 1. Using Cryptocurrency Exchanges: This is perhaps the most popular method. Crypto exchanges like Coinbase, Binance, and Kraken offer platforms where users can sell their cryptocurrencies for fiat money. After selling your crypto on these platforms, you can request a withdrawal, and the money will be transferred to your linked bank account. It’s worth noting that these transactions can come with fees, and the exchange rate might vary slightly from the current market rate. 2. Brokerage Services: Some cryptocurrency enthusiasts opt for broker services that specialize in large transactions. These brokers can help liquidate substantial amounts of cryptocurrencies at favorable rates, especially useful for large investors or institutions. 3. Bitcoin ATMs: These are physical kiosks that function like traditional ATMs. Instead of withdrawing cash from a bank account, users can convert their Bitcoin into cash. Although they offer great convenience, particularly for smaller transactions, it is important to note that Bitcoin ATMs typically charge higher transaction fees compared to online platforms. 4. Crypto Debit Cards: Some companies offer cards that allow users to spend their cryptocurrencies just like they would with a conventional debit card. When used, the required amount of cryptocurrency is converted into cash in real time, making transactions seamless. It’s an innovative way to bridge the gap between the digital and physical realms of finance. 5. Peer-to-Peer Transactions: Another method to convert crypto to cash is through peer-to-peer platforms or even in-person transactions. Platforms like LocalBitcoins connect buyers and sellers directly. Here, you can find someone willing to buy your cryptocurrency for cash. However, this method requires caution due to potential fraud risks. In conclusion, although cryptocurrencies present a new way to engage with finance, the demand for cash persists. Fortunately, several methods have developed to assist in converting crypto to fiat, each designed to meet varying needs and preferences. As always, it’s crucial to prioritize security and be aware of any associated fees when converting your crypto holdings into cash. What is the cheapest way to buy and sell cryptocurrency? Investing in cryptocurrencies through exchanges is the most cost-effective method for buying and selling bitcoin. For instance, the Binance app provides competitive rates and supports various devices. Additionally, it features low trading fees and allows payments via bank transfer, credit or debit card, and cash. For information on how to sell cryptocurrency, be sure to check out our article How to Buy Cryptocurrency. Image: Depositphotos This article, "How to Sell Cryptocurrency" was first published on Small Business Trends View the full article

Understanding how to sell cryptocurrency is crucial in today’s digital age. Cryptocurrency has become a significant force in the trading of digital assets, goods, and services. With the growing decentralization of the crypto world, more individuals and businesses are investing in cryptocurrencies. This shift allows businesses to connect with a tech-savvy demographic, offering not just goods and services but also promotional tokens and collectibles like NFTs. What is the Best Way to Sell Cryptocurrency? Navigating the world of digital currencies can seem daunting for both newcomers and seasoned investors. There are myriad ways to liquidate your cryptocurrency assets. You might consider direct peer-to-peer transactions, utilizing specialized Bitcoin ATMs, seeking the services of a dedicated brokerage, or turning to cryptocurrency exchanges, which are often the most recommended route. Cryptocurrency exchanges, commonly referred to as crypto apps, have gained popularity due to their wide range of available digital currencies and the ease with which users can execute transactions. These platforms often offer educational tools, real-time market analytics, and security features, further enhancing their appeal. To utilize such an exchange, individuals typically need to establish an account, undergo a verification process, and link a traditional bank account to facilitate fiat currency withdrawals. In terms of accepting payment and payment options, check out our article on how to accept crypto payments. Exactly How to Sell Cryptocurrency Once you buy your cryptocurrencies, there will come a time when you will want to sell them. This is how to sell cryptocurrencies safely. Get a Cryptocurrency Wallet Choose a Bitcoin Blockchain Choose your Currency Add Your Cryptocurrency to Your Wallet Decide How You Want to Sell Bitcoin Develop a Selling Strategy Complete the Transaction Withdraw to Your Bank Account Get a Cryptocurrency Wallet A cryptocurrency wallet acts as the first gateway for anyone delving into the realm of digital currency trading. Think of it as a digital purse, crucial for storing, receiving, and sending cryptocurrencies securely. Beyond merely acting as storage, these wallets play a pivotal role in verifying and recording transactions on the blockchain. Cryptocurrency wallets can manifest as software applications for various devices or as physical hardware devices, each with its own security features. One crucial consideration when choosing a wallet is compatibility with various cryptocurrencies. As the crypto landscape diversifies, having a multi-currency wallet becomes increasingly beneficial, ensuring seamless trades across a broad spectrum of digital assets. Choose a Bitcoin Blockchain Blockchain technology, the underpinning foundation of all cryptocurrencies, revolutionizes the way transactions are conducted. These decentralized ledgers, free from the influence of centralized institutions, provide unparalleled transparency and security for all users. Transactions are recorded in a tamper-proof manner, instilling confidence in users. However, not all blockchains are created equal. Different blockchain platforms may come with distinct features, transaction speeds, and associated fees. Understanding the intricacies of different blockchains, whether it’s Ethereum, Binance Smart Chain, or others, is crucial for any trader who wants to optimize their returns and facilitate seamless transactions. Choose your Currency The cryptocurrency ecosystem has grown exponentially since the inception of Bitcoin, heralding a new era of digital assets. Today, traders can choose from thousands of cryptocurrencies, each with its unique value proposition, use case, and market dynamics. While major players like Ethereum, Litecoin, and Ripple are frequently in the limelight, there are numerous lesser-known coins, sometimes referred to as altcoins, that offer potential opportunities for discerning traders. However, it’s imperative to approach trading with due diligence. Researching a cryptocurrency’s background, technological framework, team, and community support can provide valuable insights, helping traders make informed choices and mitigate potential risks. Add Your Cryptocurrency to Your Wallet Venturing into the world of crypto trading necessitates an initial investment. After setting up a digital wallet, the next step involves procuring some cryptocurrency. This can be achieved by purchasing through established exchanges or even receiving payments in crypto for goods or services. Once acquired, the crypto assets should be transferred securely to your chosen wallet. This migration ensures that the funds are under your direct control, mitigating risks associated with exchange hacks or downtimes. Familiarizing oneself with the intricacies of sending and receiving cryptocurrencies, including understanding public and private keys, can streamline this process and fortify one’s security practices. Choose How You Want to Sell Bitcoin There are several ways where you can sell Bitcoin or any other cryptocurrency. Below are some available options: Cryptocurrency Exchange: Crypto exchanges or Crypto apps act as marketplaces for trading in cryptocurrencies. They offer several tools such as advanced analytics, robust security, user-friendly features, and support, and offer relatively lower fees that make buying and selling Bitcoin or other cryptocurrencies easy. Bitcoin ATMs: You can use Bitcoin ATMs or kiosks to sell Bitcoin. All you have to do is log in to your account, indicate how much Bitcoin you want to sell, and which crypto wallet address you want to sell from. Once verified, you will receive a notification and can withdraw your cash. Peer-to-Peer Exchanges: A Peer-to-Peer (P2P) exchange is a cryptocurrency platform where users can privately exchange crypto with one another without the use of an intermediary. To sell Bitcoin on a P2P exchange, users will need to create an account, verify their identity, and go about the business of selling Bitcoin and other cryptocurrencies. Brokerages: Some brokerages facilitate selling bitcoin by acting as intermediaries between buyers and sellers. The downside is they often charge higher commission fees compared to crypto exchanges. Face-to-face Transactions: You can also opt to sell your cryptocurrency in an in-person location through the use of online platforms. All you have to do is simply choose to meet up with a buyer, go to Bitcoin’s website, create an account, verify your identity, and connect your bank account. Once you have opened your account you can then send the bitcoin (BTC) you’d like to sell to a specified Bitcoin address. After the sale is processed, you’ll receive cash in your bank account. Have a Strategy for Selling Bitcoin Whether your goal is to sell your cryptocurrency for potential future gains or to trade cryptocurrencies regularly for maximum profits and revenues, it’s essential to develop a solid strategy. Your strategy should include what to buy, be it a bitcoin, a digital asset, or an NFT, when to buy crypto, how much to buy, and when to sell your cryptocurrencies. To know more about cryptocurrency and taxes, check out our article do you have to pay taxes on cryptocurrency? Complete the Transaction In the digital landscape of cryptocurrencies, transactions work differently than conventional bank transfers. The core principle involves utilizing a private key, a cryptographic equivalent of a password, to authorize and initiate the transfer of cryptocurrency to its intended recipient. Once this is complete, the transaction is propagated throughout the network and awaits confirmation from the network nodes. This process is crucial to ensure the integrity and irreversibility of the transaction. It’s worth noting that while the decentralized nature of cryptocurrencies offers many advantages, it often comes with associated costs. Users typically incur network fees, essentially compensatory amounts paid to incentivize miners or validators who play a pivotal role in verifying and recording transactions on the blockchain. Being aware of these fees and planning transactions accordingly can help users optimize their expenses. Withdraw Cryptocurrency to Your Bank Account The culmination of a crypto sale often involves converting your digital assets back into fiat currency, though the process can vary based on individual preferences and immediate financial needs. For those wishing to liquidate their crypto holdings, various platforms provide an option to directly transfer the funds to linked bank accounts. This conversion is facilitated by the exchange, which acts as an intermediary, converting your cryptocurrency into your local fiat currency. While this offers a seamless way to access your funds, it’s vital to be cognizant of potential withdrawal fees, which differ across platforms and are deducted from the withdrawn amount. For quicker access to funds, some platforms provide transfers to debit cards, allowing users to spend their money directly without needing a bank transfer. This feature further increases the flexibility within the cryptocurrency space. Choosing the Right Method to Sell Your Bitcoin With multiple options for selling your Bitcoin and other cryptocurrencies, it’s crucial to grasp the advantages and disadvantages of each method in order to make a well-informed choice. The table below provides a quick comparison of various selling methods, assisting you in determining which one best suits your preferences and needs. MethodProsCons Cryptocurrency ExchangeAdvanced analytics, user-friendly, lower feesRequires account setup Bitcoin ATMsInstant cash withdrawal, simpleLimited availability Peer to Peer ExchangesPrivate transactions, no intermediariesRequires identity verification BrokeragesActs as intermediaries, simplifies processOften higher commission fees Face-to-face TransactionsDirect and personal, potential for cash transactionsSafety concerns, requires meeting in person How do you convert crypto to cash? Cryptocurrencies, despite their revolutionary design, function within a global financial system that primarily relies on traditional fiat currencies. Consequently, there often arises a moment when cryptocurrency holders seek to convert their digital assets into cash. Here’s a more detailed overview of how to sell cryptocurrency: 1. Using Cryptocurrency Exchanges: This is perhaps the most popular method. Crypto exchanges like Coinbase, Binance, and Kraken offer platforms where users can sell their cryptocurrencies for fiat money. After selling your crypto on these platforms, you can request a withdrawal, and the money will be transferred to your linked bank account. It’s worth noting that these transactions can come with fees, and the exchange rate might vary slightly from the current market rate. 2. Brokerage Services: Some cryptocurrency enthusiasts opt for broker services that specialize in large transactions. These brokers can help liquidate substantial amounts of cryptocurrencies at favorable rates, especially useful for large investors or institutions. 3. Bitcoin ATMs: These are physical kiosks that function like traditional ATMs. Instead of withdrawing cash from a bank account, users can convert their Bitcoin into cash. Although they offer great convenience, particularly for smaller transactions, it is important to note that Bitcoin ATMs typically charge higher transaction fees compared to online platforms. 4. Crypto Debit Cards: Some companies offer cards that allow users to spend their cryptocurrencies just like they would with a conventional debit card. When used, the required amount of cryptocurrency is converted into cash in real time, making transactions seamless. It’s an innovative way to bridge the gap between the digital and physical realms of finance. 5. Peer-to-Peer Transactions: Another method to convert crypto to cash is through peer-to-peer platforms or even in-person transactions. Platforms like LocalBitcoins connect buyers and sellers directly. Here, you can find someone willing to buy your cryptocurrency for cash. However, this method requires caution due to potential fraud risks. In conclusion, although cryptocurrencies present a new way to engage with finance, the demand for cash persists. Fortunately, several methods have developed to assist in converting crypto to fiat, each designed to meet varying needs and preferences. As always, it’s crucial to prioritize security and be aware of any associated fees when converting your crypto holdings into cash. What is the cheapest way to buy and sell cryptocurrency? Investing in cryptocurrencies through exchanges is the most cost-effective method for buying and selling bitcoin. For instance, the Binance app provides competitive rates and supports various devices. Additionally, it features low trading fees and allows payments via bank transfer, credit or debit card, and cash. For information on how to sell cryptocurrency, be sure to check out our article How to Buy Cryptocurrency. Image: Depositphotos This article, "How to Sell Cryptocurrency" was first published on Small Business Trends View the full article

Creditors criticise “ransom terms” on up to £3bn in funding as the utility faces running out of cash View the full article

Treasury Secretary Scott Bessent, who was named to be acting director of the Consumer Financial Protection Bureau, has told the agency's staff to put a halt to all rules, enforcement actions and hiring. View the full article

There are a lot of music streaming services to choose from right now. Many of us subscribe to Spotify or Apple Music, but still others may use YouTube Music, Amazon Music, or Tidal. They all have their pros and cons, but if price is the most important factor for you, it's a good time to check out Apple's offering. Apple Music usually costs $10.99 for individual users, $16.99 for families, and $5.99 for students—pretty standard for music streaming pricing. Today, however, Apple announced an impressive deal for eligible new subscribers: Six months of Apple Music for $2.99. That's not three dollars per months, but three dollars total. Who's eligibleThat's a pretty great value for six months of Apple Music, but there are some strict caveats. For one, this is for new subscribers. If you have an active Apple Music subscription, or you used to subscribe but canceled in the past, you can't take advantage of this offer, which is a bummer. (I'd personally love to snag the next half a year for $3 instead of $66.) On top of that, you aren't eligible if you're also currently eligible for an Apple Music three-month free trial. Apple offers this trial to users who buy an eligible new Apple device, including an iPhone, iPad, Apple Watch, Mac, Apple TV, AirPods Pro, AirPods, AirPods Max, Beats headphones and speakers, HomePod and HomePod mini. If you recently bought any of these devices, your connected Apple ID is likely eligible for the free trial, so you can't take advantage of this discount deal. (That said, three months of Apple Music for nothing is also a great value.) Apple isn't running this promotion on a whim. The company (specifically Apple Music) is sponsoring this year's Super Bowl Half-Time show. Don't be surprised to see some ads for this deal this Sunday. How to subscribe to Apple Music for $3If you are eligible for the promotion, you may see the offer appear in your Apple Music app itself. Just open the app on your iPhone, iPad, or Mac, and make sure you're signed in with your Apple Account. Apple says the offer should automatically appear, but if not, head to the Home tab. When you do see the offer, hit "Accept Now." You can also head to the official site for this promotion and hit Redeem Now to kickstart the process. You have until Feb. 27 to take advantage. Six months for $3 is a great deal, but it is a bit dangerous: Half a year is a long time—long enough to forget you're subscribed to the service. If you don't cancel before that six month deadline, Apple will automatically bill you $10.99 as part of the standard month plan. As with any trial or discounted subscription, I always recommend setting a reminder at least a few days before the renewal date. That way, you can be sure to cancel in time. View the full article

Over the weekend, Elon Musk took to X with a series of tweets claiming that the U.S. Agency for International Development (USAID) was a “criminal organization” that needed to “die.” By this morning, the agency’s doors were closed to employees, logos, and photos of its aid work were stripped from the building’s walls, and its website and social media accounts were gone. “We spent the weekend feeding USAID into the wood chipper,” Musk tweeted on Monday. The tech billionaire is also the head of the new Department of Government Efficiency, or DOGE, which has been given increasingly wide-reaching power just over a month into the Trump administration’s second term. The apparent dismantling of USAID comes after hundreds of its employees and contractors were fired or furloughed last week. On Saturday, five sources told NBC News that USAID’s director of security and his deputy were placed on administrative leave after attempting to stop DOGE employees from accessing secure USAID systems. Multiple U.S. legislators have warned that changes to the structure of USAID should not be under the executive branch’s jurisdiction alone. Still, Musk appears to be moving ahead with attempting to shut down the agency. “With regard to the USAID stuff, I went over [it] with [Trump] in detail, and he agreed that we should shut it down,” Musk said in a video posted to X this weekend. So what is USAID, and what could a shutdown of the agency mean? Here’s what you need to know: What is USAID? USAID was created in 1961 as America’s first single agency charged with spearheading foreign economic assistance, bringing together several existing programs under one umbrella. The agency’s stated purpose is to “[administer] aid to foreign countries to promote social and economic development.” According to an archived USAID webpage, President John F. Kennedy said of the agency at the time of its creation, “There is no escaping our obligations: our moral obligations as a wise leader and good neighbor in the interdependent community of free nations—our economic obligations as the wealthiest people in a world of largely poor people, as a nation no longer dependent upon the loans from abroad that once helped us develop our own economy—and our political obligations as the single largest counter to the adversaries of freedom.” What does USAID do? Over more than six decades of operations, USAID has taken a number of different approaches to administering foreign aid. In the 1970s, the agency focused on a “basic human needs approach,” mainly working to provide resources like food and nutrition, health assistance, and education. In the 1980s, it pivoted to larger programs focused on stabilizing foreign financial systems and currencies (in 1989, USAID played a “lead role in planning and implementing programs following the fall of the Berlin Wall,” according to the archived web page.) In 2023, USAID managed over $40 billion of appropriations provided to around 130 countries, according to the Congressional Research Service (CRS). Of that amount, $16.8 billion went toward governance, while $10.5 billion went to humanitarian aid and $7 billion to health efforts. Per the CRS, the top 10 recipients of USAID funds in 2023 were Ukraine, Ethiopia, Jordan, Democratic Republic of Congo, Somalia, Yemen, Afghanistan, Nigeria, South Sudan, and Syria. “Reflecting USAID’s poverty reduction mandate, 70 of the 77 World Bank-determined low- and lower-middle income countries received USAID assistance in FY2023,” the CRS report notes. “USAID programmed 40% of its funds in Europe and Eurasia in FY2023, the majority of which were for Ukraine.” Why is this attempted shutdown happening? DOGE’s purported mission has been to take an “entrepreneurial approach” to government by slashing “excess regulations, [cutting] wasteful expenditures, and [restructuring] Federal Agencies.” Musk is framing the attempted shutdown of USAID as part of that individualistic mission, calling the agency a “scam” and a “grift.” This morning, Musk reposted a tweet stating, “Stop giving $ to countries that hate us.” Meanwhile, experts are warning that killing USAID could have immediate effects on the U.S.’s ability to deliver foreign aid, and that rebuilding the agency from the ground up would require a massive effort. “It’s a national security tool kit that has been developed over 60 years,” Jeremy Konyndyk, president of the aid group Refugees International, said in an interview with The Washington Post. “And if it’s destroyed, it cannot be easily rebuilt.” View the full article

The company, which became a depository in 2022, will be offering affordable housing products and initiatives in 45 states and the District of Columbia. View the full article

We may earn a commission from links on this page. I'll download any app. If I see an ad or hear about an app, it's going right on my phone. I don't care at all if it's all a scheme to get my data. My data is out there, baby, and it's too late to care, so I might as well reap all the benefits these flash-in-the-pan, VC-bolstering apps can give me. Most of the time, I don't get much. But sometimes, I get free stuff! I love trading my data and precious, finite time on this earth for meager rewards. Here are my favorite ways to do it. The best ways to get free food or drinksI've mentioned this before, but the Dunkin' Donuts app is elite in terms of rewards. The powers that be restructured it a few years back, which caused some controversy among the DD faithful, but if you play it right, you can get all kinds of treats for free. Yes, you have to spend money to earn money, but if you're already going to Dunkin', it doesn't really matter. For every dollar you spend, you get 10 rewards points, but if you visit 12 times in a month and hit "boosted" status, each dollar you spend until the end of the month earns you 12 points. Rack up enough points and you can get an espresso shot for 150, a donut for 250, coffee of any size for 500, and so on. There are also point-enhancing promotions going on all the time. Sometimes, you get bonus points for ordering a certain snack or visiting at a certain time. On Mondays you get 100 points just for mobile ordering. It all stacks up pretty quickly and soon enough, you're rolling in free drinks and bagels. Behold: A few months ago, I had over 25,000 points. Credit: Lindsey Ellefson In the food and drink sphere, I have a membership and associated app at pretty much every restaurant chain. McDonald's is a good one, since they're constantly running promotions where you can get a free something-or-other, usually for doing nothing but using the app. On days when I'm feeling frugal but not particularly health-conscious, you'll catch me mobile-ordering my way to one large fry and a big Diet Coke—and the fry? It's free. I'm not a big fan of Panera because the rewards are minimal (but again, this is all just my opinion) but I do think 7 Eleven has an underrated rewards app. I usually get a dollar or so off every few visits at least. If I could share one tip, it would be to encourage friends and family members who are lazy or distrustful of Big Tech to enter your phone number when checking out at any of these chain stores with rewards programs. By enlisting my mother and boyfriend, I have earned oodles of points and free things on their dime (though, at times, they discover at checkout that I am owed a reward of some kind and use it for themselves, which is just the name of the game, unfortunately). Look at all my options. Credit: Lindsey Ellefson For a slightly different spin on getting free stuff from a food app, try Seated. Again, I've evangelized on this one before. What sets Seated apart from other restaurant-affiliated apps is that the free things you get for using it don't come from the restaurants themselves. Instead, you get a percentage of your money back every time you use the app to make a reservation and eat a meal, then you can spend that money on gift cards for things like Uber, Amazon, and TJMaxx (or just have it deposited back into your checking account). Again, you have to spend money to make money, but it's better than getting nothing. I have gotten hundreds of dollars back from Seated and turned that into hundreds of dollars worth of free stuff. I was already going to eat at those restaurants, so by my logic, the things I bought with my earnings really were free. Seated has an involved, useful interface. Credit: Lindsey Ellefson Other free-stuff appsI'm into makeup and personal care items, so I'm always looking for ways to get my hands on more. Years ago, I downloaded an app called Influenster, which promised free samples in exchange for a little effort on my part. Mostly, I had to review products. Within the app, you could read other users' reviews of various makeup, skincare, perfume, and other self-care items, so I was largely contributing to that. After earning up cred within the app, I started getting free stuff sent to me, all with the caveat that I would thoughtfully review it. There were other tasks I could complete, like creating public Instagram posts about products, but I declined—that's not my style; I operate this free-stuff quest quietly. Even without completing those challenges, I was able to get a ton: I secured a few lipsticks from Revlon that I ended up liking so much I've consistently repurchased them since 2018, plus I got a perfume from Armani that got me more compliments than all my other fancy perfumes combined. I paid nothing. Not a cent. Great app. Honestly, I should download that one again, but I've moved on to two others that are pretty similar. First, I've been messing around with Goss, which is similar in terms of possible rewards. The best way I can describe it is like sports betting, but for pop culture. By using in-game currency to place bets on things like how many likes a celebrity's Instagram post will have within 24 hours or who will be voted off a reality show first, I acquire a second kind of in-game currency that can be traded for real-life products. Right now, I'm feverishly playing every day in the hopes of getting a Summer Fridays lip balm. Could I go to Sephora right now and buy one for $24? Absolutely I could. Is it more fun to answer questions, place bets, and gamify the whole ordeal? Absolutely it is. You can buy in-game currency with real-world money, but you don't have to. By completing arbitrary challenges like logging in every day or placing certain types of bets, you can quickly rack up enough to play consistently, all without spending a dime. Second, I've gotten very into Iris, which is an even closer match to Influenster. You earn up "gems" by reviewing products, posting discussions, and generally interacting with the community, which is comprised of people interested in beauty and skincare. These gems can be used on "drops," which are limited-time offers of products you can get sent to you, but then must review. The drops you're eligible for depend on your level within the app, with the quality of the items scaling up as you increase your own level. They're also quite limited: A drop may only have two pieces available, so you have to order it the second it hits your phone—unless you're saving up for something. Right now, I'm entertaining the delusion that I'll earn 45,000 gems fast enough to snag the final remaining Dyson Airstraight, a hair tool that costs $500 in the real world. The nice thing about Iris is that you can't even use real money to buy gems or boost yourself. You really do have to do it all on your own and pay nothing, which, if you don't count the "cost" of your time and labor, means it's all free. I am earning gems at a rate you wouldn't believe. Credit: Lindsey Ellefson Thoughts on free-stuff appsI understand that nothing in life is truly free. I'm giving companies access to my data, plus I'm spending hours playing games, writing reviews, or even spending money to earn some back. I get that! But it's fun, and that's the point. By choosing apps that line up with the things you'd already be doing—in my case, buying makeup or walking to Dunkin' twice a day—you can earn free rewards, make a game out of it, and make the most of your daily activities. View the full article

This post was written by Alison Green and published on Ask a Manager. A reader writes: One of my employees, “Pam,” has been having pains that I won’t specify for the sake of anonymity. Her condition is degenerative but can be managed quite successfully through physical therapy and occasional steroid injections. I happily made several doctor-recommended accommodations and alterations to Pam’s workspace, at the expense of the company, to make the eight hours a day she spends here more manageable. Pam went to several weeks of physical therapy sessions, but then stopped going because it turns out physical therapy “isn’t really enjoyable for me” (is it for anyone?). She also stopped the steroid injections, because she hated waiting so long each time she had to go in. She had shown marked improvement and relief while she was being treated, and our insurance plan covered the treatment fully. All this is info that she openly volunteered to me. Now, for the past three months since she stopped treatment, everyone in our office has been subjected to near-constant moans and groans of pain. The worst is in the morning when Pam shuffles in and groans with every step. Several of her coworkers have come to me saying that the constant groaning is taking a toll on people’s sanity. I do not know how to handle such a sensitive issue. Pam’s decision to not take care of her very treatable medical needs is subjecting the entire company to misery and lots of eye-rolling. I answer this question over at Inc. today, where I’m revisiting letters that have been buried in the archives here from years ago (and sometimes updating/expanding my answers to them). You can read it here. View the full article

A Human Resources Manager is indispensable to any organization. Their goal? To ensure a positive, healthy work environment that fosters growth and productivity. They are at the helm of the Human Resources Department, guiding and implementing HR strategies and providing employee-related services. This article introduces the HR Manager job description, along with their key responsibilities, educational requirements, and the important roles they play in ensuring compliance. Expect practical insights, starting with handy templates for hiring designed to empower your business’s HR practices. Human Resources Job Description Template Whether you’re a bustling startup or a seasoned small business, finding the right fit for your HR needs is critical. The heart of any organization lies in its human resources, and having the right individuals managing, developing, and guiding your team is paramount. Below are four unique job description templates for various HR roles, each designed to attract the best talent for your business. From HR Managers to HR Generalists, these templates have been carefully crafted to encompass the diverse range of responsibilities and qualifications these roles require. Let’s explore the roles and find the perfect match for your HR needs. Template 1: This template is for an HR Manager position at a growing tech start-up. The HR Manager will be responsible for overseeing all aspects of human resources operations, including recruitment, employee relations, benefits administration, and professional development. The role emphasizes the HR Manager’s impact on company culture, employee satisfaction, and overall success. Position: HR Manager Location: [City, State] Company: [Company Name] About Us: We are a growing tech start-up passionate about creating innovative solutions that make a real difference. Our team is our most valuable asset, and we believe in nurturing talent, encouraging creativity, and fostering a culture of inclusion and diversity. Job Description: As our HR Manager, you’ll be the cornerstone of our team, responsible for every aspect of our human resources operations. This will involve overseeing recruitment, managing employee relations, administering benefits, and leading our team’s professional development. You will have a direct impact on our company culture, our team’s satisfaction, and our overall success. Responsibilities: Develop and implement HR strategies and initiatives aligned with the overall business strategy. Manage the recruitment and selection process. Support current and future business needs through the development, engagement, motivation, and preservation of human capital. Develop and monitor overall HR strategies, systems, tactics, and procedures across the organization. Nurture a positive working environment. Oversee and manage a performance appraisal system that drives high performance. Maintain pay plan and benefits program. Assess training needs to apply and monitor training programs. Ensure legal compliance. Report to management and provide decision support through HR metrics. Ensure all HR activities adhere to legal guidelines. Direct all hiring and training procedures for new employees. Manage our employees’ grievances. Coordinate with management and staff to facilitate effective HR procedures. Regularly meet with employees for progress reviews and assessments, discussing any problems or grievances they may have. Qualifications: Proven working experience as an HR Manager. People-oriented and results-driven. Knowledge of HR systems and databases. Excellent active listening, negotiation, and presentation skills. Competence to build and effectively manage interpersonal relationships at all levels of the company. In-depth knowledge of labor law and HR best practices. Ability to architect strategy along with leadership skills. BS/MS degree in Human Resources or related field. Demonstrable experience with Human Resources metrics. Ability to handle data with confidentiality. Benefits: Competitive salary. Generous vacation policy. Health, dental, and vision insurance. Professional development opportunities. Flexible work hours. Remote work opportunities. A vibrant, inclusive workplace culture. Educational Requirements: A bachelor’s degree in Human Resources, Business Administration, or a related field is mandatory. Holding a master’s degree or obtaining relevant certification is an advantage. To Apply: Please submit your resume and a brief cover letter explaining why you’re the perfect fit for this role. Include any relevant certifications, experiences, and how you can contribute to our team. [Company Name] is an equal opportunity employer and does not discriminate on the basis of race, color, religion, gender, sexual orientation, national origin, age, disability, or any other protected characteristic. We celebrate diversity and are committed to creating an inclusive environment for all employees. We’re looking forward to reading your application! Template 2: In this template, a software development company is hiring an HR Coordinator. The HR Coordinator will have administrative and strategic responsibilities, supporting functions such as staffing, training and development, and compensation and benefits. The role involves assisting with recruitment, employee development, performance management, and maintaining HR records. Position: HR Coordinator Location: [City, State] Company: [Company Name] About Us: As a dynamic software development company, we are committed to delivering cutting-edge solutions while fostering an environment that values innovation, creativity, and diversity. Job Description: We are looking for an HR Coordinator to support our HR department in ensuring smooth and efficient business operations. The HR Coordinator will have both administrative and strategic responsibilities, helping us plan and administer important functions, such as staffing, training and development, and compensation and benefits. Responsibilities: Assist with all internal and external HR related matters. Participate in developing organizational guidelines and procedures. Recommend strategies to motivate employees. Assist with the recruitment process by identifying candidates, conducting reference checks, and issuing employment contracts. Investigate complaints brought forward by employees. Coordinate employee development plans and performance management. Perform orientations and update records of new staff. Produce and submit reports on general HR activity. Assist with budget monitoring and payroll. Keep up-to-date with the latest HR trends and best practices. Manage employees’ grievances. Ensure the company’s HR policies are in compliance with regulations. Oversee the health and safety of the workforce. Coordinate training sessions and seminars. Perform duties such as job descriptions, job posting and promotion, and hiring analytics. Qualifications: A degree in HR or a related field is desirable. Experience as an HR Coordinator or relevant human resources/administrative position. Knowledge of human resources processes and best practices. Strong ability in using MS Office (MS Excel and MS Powerpoint, in particular). Experience with HR databases and HRIS systems. Ability to handle data with confidentiality. Good organizational and time management skills. CIPD certification is an advantage. Excellent communication and interpersonal skills. Strong decision-making and problem-solving skills. Benefits: Health, dental, and vision insurance. Competitive compensation package. Opportunity for professional growth and career advancement. A supportive, friendly work environment. Retirement plan. Flexible working hours. Remote work opportunities. Educational Requirements: A bachelor’s degree in Human Resources, Business Administration, or a related field is required. Further HR training will be a plus. To Apply: Interested candidates are invited to submit their CV and cover letter. In your application, please highlight your previous experiences that align with the job responsibilities and describe why you are interested in this role. [Company Name] is an equal opportunity employer and does not discriminate on the basis of race, color, religion, gender, sexual orientation, national origin, age, disability, or any other protected characteristic. We celebrate diversity and are committed to creating an inclusive environment for all employees. Template 3: The company in this template is a digital marketing firm looking for an HR Assistant. The HR Assistant will provide administrative support to the HR department, including maintaining HR files and records, assisting with recruitment and onboarding, producing reports, coordinating training sessions, and staying updated with HR trends and best practices. Position: HR Assistant Location: [City, State] Company: [Company Name] About Us: We are a promising digital marketing firm that prides itself on innovation and the creative energy of our team. We believe in the power of collaboration, diversity, and individual growth. Job Description: We are seeking an HR Assistant to join our team. You will perform administrative tasks and services to support the effective and efficient operations of our company’s HR department. Responsibilities: Maintain accurate and up-to-date human resource files, records, and documentation. Respond to common inquiries from applicants and employees regarding standard policies, benefits, hiring procedures, and more. Assist with the recruitment process by identifying candidates, performing reference checks, and issuing employment contracts. Assist with performance management procedures. Schedule meetings, interviews, and HR events and maintain agendas. Coordinate training sessions and seminars. Perform orientations and update records of new staff. Produce and submit reports on general HR activity. Process payroll and benefits for employees. Assist with employee engagement activities. Support other assigned functions. Keep up-to-date with the latest HR trends and best practices. Assist with employee communication and feedback. Support HR consultants and specialists with various tasks. 15. Ensure compliance with labor regulations. Qualifications: Prior experience as an HR Assistant or in a related field. Basic knowledge of labor laws. Experience with HR databases and HRIS systems. Strong administrative skills. Familiarity with social media recruiting. Understanding of HR operations and best practices. Excellent interpersonal relationship-building and employee coaching skills. Proficiency in Microsoft Office Suite. Ability to handle data with confidentiality. Excellent organizational skills and attention to detail. Benefits: Health, dental, and vision insurance. Competitive salary and bonus opportunities. Opportunities for professional development. A dynamic and positive work environment. Wellness programs. Flexible working hours. Remote work opportunities. Educational Requirements: A bachelor’s degree in Human Resources, Business Administration, or a related field is required. Relevant certification in HR is a plus. To Apply: If you are looking to grow your career in HR and want to join a vibrant team, please submit your resume and cover letter detailing your interest and qualifications for this role. We look forward to hearing from you! Template 4: This template is for an HR Generalist position at a fast-paced e-commerce company. The HR Generalist will handle various HR functions, including recruitment, onboarding, performance management, compensation, and employee communication. The role requires knowledge of employment laws, compliance, and best practices, along with strong communication and problem-solving skills. Position: HR Generalist Location: [City, State] Company: [Company Name] About Us: As a fast-paced e-commerce company, we value adaptability, innovation, and a customer-first approach. Our team is our greatest asset, and we believe in promoting a culture of collaboration, diversity, and growth. Job Description: We are seeking an HR Generalist to become part of our team. The HR Generalist will possess a comprehensive understanding of various human resources functions, including hiring, onboarding, employee compensation, and performance evaluation. If you are passionate about HR, knowledgeable about labor law, and eager to launch your career in this field, this opportunity is for you. Responsibilities: Conduct recruitment efforts for all personnel, and aid in the onboarding process. Perform routine tasks required to administer and execute human resource programs, including but not limited to compensation, benefits, and leave; disciplinary matters; disputes and investigations; performance and talent management; productivity, recognition, and morale. Handle employment-related inquiries from applicants, employees, and supervisors. Maintain compliance with federal, state, and local employment laws and regulations, and recommended best practices. Review, track, and document compliance with mandatory and non-mandatory training, continuing education, and work assessments. Maintain knowledge of trends, best practices, regulatory changes, and new technologies in human resources, talent management, and employment law. Assist with the execution of the performance management system, including the annual performance appraisal process. Manage employee communication and feedback. Handle workplace investigations and disciplinary, and termination procedures. Collaborate with management to understand skills and competencies required for openings. Analyze trends in compensation and benefits. Oversee daily operations of the HR department. Administer and oversee the benefits programs and activities. Facilitate and guarantee the seamless and effective daily functioning of training and development programs. Improve job satisfaction by resolving issues promptly, applying new perks and benefits, and organizing team-building activities. Qualifications: Proven experience as an HR Generalist. Understanding of general human resources policies and procedures. Good knowledge of employment/labor laws. Outstanding knowledge of MS Office. Excellent communication and people skills. Aptitude in problem-solving. Desire to work as a team with a results-driven approach. Additional HR training will be a plus. Experience with HRIS and ATS systems. Excellent organizational and leadership skills. Benefits: Competitive compensation package. Health, dental, and vision insurance. Professional development opportunities. A positive, supportive work environment. Retirement savings plan. Wellness program. Flexible work schedule. Remote work opportunities. Educational Requirements: A bachelor’s degree in Human Resources, Business Administration, or a related field is required. A professional HR accreditation, such as SHRM-CP or SHRM-SCP, is a plus. To Apply: If you are an enthusiastic HR professional eager to contribute to a rapidly expanding company, we would be delighted to hear from you. Kindly send us your resume along with a cover letter that outlines your experience and skills and explains why you believe you would be an excellent addition to our team. [Company Name] is an equal opportunity employer and does not discriminate on the basis of race, color, religion, gender, sexual orientation, national origin, age, disability, or any other protected characteristic. We celebrate diversity and are committed to creating an inclusive environment for all employees. We can’t wait to learn more about you! HR Job Description TemplatesPositionCompany TypeResponsibilitiesQualificationsBenefits Template 1HR ManagerTech Start-up- HR strategy and operations - Recruitment - Employee relations - Benefits admin - Professional development- Proven HR experience - HR systems knowledge - Strong communication skills- Competitive salary - Generous vacation policy - Health, dental, vision insurance Template 2HR CoordinatorSoftware Development- Admin and strategy support - Recruitment - Employee development - Performance management - HR records- HR-related experience - HR systems proficiency - Good organizational skills- Health, dental, vision insurance - Competitive compensation - Professional development Template 3HR AssistantDigital Marketing- HR admin tasks - Recruitment support - Employee development - Reports - Training coordination- HR Assistant or related experience - Basic labor law knowledge - Administrative skills- Health, dental, vision insurance - Competitive salary - Professional development Template 4HR GeneralistE-commerce- HR functions - Recruitment - Onboarding - Performance management - Compensation - Employee communication- Proven HR Generalist experience - HR policies knowledge - Problem-solving skills- Competitive compensation - Health, dental, vision insurance Template 5HR SpecialistFinancial Services- Recruitment - Employee relations - Benefits admin - Compliance - HR strategy- HR Specialist experience - Compliance expertise - Strong communication- Competitive salary - Health, dental, vision insurance - Professional development Responsibilities of an HR Manager An HR Manager’s responsibilities are manifold. They’re in charge of multiple areas, from employee relations to labor relations and employee recruitment to training and development programs. The HR Manager bridges the organization’s employees and management, ensuring effective communication and fostering a positive working environment. Employee Relations One of the key responsibilities of an HR Manager is handling employee relations. This involves resolving conflicts, addressing employee grievances, and maintaining a positive workplace culture. Effective conflict resolution skills and good communication skills are paramount to this role. Training and Development Programs HR Managers also play a critical role in developing training and development programs. These programs improve worker productivity and skill sets, aligning employee growth with the organization’s strategic planning objectives. Labor Relations HR Managers are responsible for managing labor relations within the organization. This includes handling negotiations with labor unions, addressing labor disputes, and ensuring compliance with labor laws and regulations. They work to maintain a harmonious relationship between the organization and its labor force. Employee Recruitment and Onboarding Another important responsibility is managing the recruitment process. HR Managers create recruitment strategies, conduct interviews, and make hiring decisions. They also participate in the onboarding process, ensuring that new employees are effectively integrated into the organization. Performance Management HR Managers establish and manage performance appraisal systems. They work closely with managers to set performance goals, monitor progress, provide feedback, and administer performance reviews. They also help identify training and development needs based on performance assessments. Compensation and Benefits HR Managers are responsible for designing and administering compensation and benefits programs. They ensure that the organization’s compensation packages are competitive and in compliance with relevant laws. This includes managing salary structures, bonuses, and benefits like health insurance and retirement plans. Policy Development and Compliance HR Managers develop and enforce company policies and procedures. They keep abreast of changes in employment laws and regulations and ensure the organization’s policies align with legal requirements. They also handle compliance reporting and audits. Diversity and Inclusion Initiatives HR Managers spearhead diversity and inclusion initiatives, cultivating a workplace culture that values inclusivity. They create and execute diversity programs, track progress, and make certain that the organization actively promotes diversity, equity, and inclusion. Talent Management and Succession Planning HR Managers identify and nurture talent within the organization. They work on succession planning to ensure a smooth transition of key roles. This includes identifying high-potential employees, providing them with growth opportunities, and preparing them for leadership positions. Responsibility AreaDescription Employee Relations- Resolving conflicts and grievances, maintaining a positive workplace culture Training and Development Programs- Developing programs to improve skills and productivity, aligning growth with strategic objectives Labor Relations- Managing relations with labor unions, addressing labor disputes and ensuring legal compliance Employee Recruitment and Onboarding- Developing recruitment strategies, conducting interviews and making hiring decisions Performance Management- Establishing performance appraisal systems, monitoring progress, and administering reviews Compensation and Benefits- Designing and administering compensation packages, managing salary structures and benefits Policy Development and Compliance- Developing and enforcing company policies, ensuring compliance with employment laws Diversity and Inclusion Initiatives- Leading diversity programs, promoting an inclusive workplace culture Talent Management and Succession Planning- Identifying and nurturing talent, preparing for leadership transitions Educational Requirements for HR Managers Most Human Resources Managers hold a bachelor’s degree, typically in Human Resources Management, Business Administration, or a related field. This foundational education equips them with a broad understanding of business practices, organizational behavior, and the legal aspects of employment. Additionally, a growing number of organizations are beginning to require a master’s degree for HR Manager positions, particularly for roles that demand a more strategic involvement in the company. Relevant certifications, such as those offered by the Society for Human Resource Management (SHRM), can also be incredibly beneficial. These certifications showcase a greater understanding and dedication to the field while also ensuring that HR professionals stay updated on the latest best practices, legal requirements, and trends in workforce management. For those looking to expand their knowledge or enter the field, resources such as SHRM’s website, HR certification courses, and advanced degree programs in human resources offer valuable opportunities for professional development and career advancement. If you are planning on hiring an HR Manager for your small business, expect to pay them around $130,000 annually or $62.50 per hour, according to Median Pay (Median Pay: US Bureau of Labor Statistics). HR Manager and Compliance The HR Manager’s role is vital when it comes to legal compliance. They must be well-versed in employment and labor laws, ensuring the organization adheres to these regulations. This might involve recommending human resource policies or conducting investigations when needed. HR Systems and Technology In the digital age, HR Managers must be adept at using human resources software and technology. This includes HRIS (Human Resources Information System) for managing historical human resource records, applicant tracking systems for streamlining the hiring process, and workforce analytics tools for assessing worker productivity. Compensation, Benefits, and Performance Management An HR Manager is typically involved in managing pay structure revisions, overseeing benefits administration, and running the performance appraisal system. They ensure that employees are compensated fairly, that benefits programs meet employee needs, and that performance management practices accurately assess and reward employee performance. Recruitment and Onboarding An HR Manager plays a critical role in the hiring process. They work closely with hiring managers to identify talent needs, create job descriptions, and streamline recruitment. Once candidates are selected, HR Managers oversee the onboarding process, ensuring new hires are well-integrated into the organization. The Bigger Picture: HR Manager in Strategic Planning As organizations expand, the role of the HR Manager becomes increasingly strategic. They partake in workforce planning, succession planning, and organizational development. Their insights into employee engagement, performance metrics, and labor relations make them key contributors to the organization’s long-term goals. The HR Manager: A Multifaceted Role In conclusion, human resources departments play a vital role in organizations by managing various HR functions. Human resources managers oversee employee recruitment, performance management, compliance, and strategic planning. They require a diverse skill set encompassing interpersonal skills, business management acumen, and a deep understanding of human resource policies. The HR Manager is the driving force behind fostering a productive, engaged, and satisfied workforce. Employee assistance and employee benefits programs are integral to the HR department’s responsibilities. HR and employee relations managers ensure that these programs are implemented effectively to support employees’ well-being and enhance their overall experience within the organization. The diverse role of an HR Manager provides a fulfilling career path for job seekers. It also allows HR professionals to deepen their understanding and actively contribute to their organizations’ success. As companies increasingly acknowledge the importance of their human resources, the HR Manager’s role is set to become even more vital in promoting business success. Efficient HR management is key to fostering a positive workplace and enhancing employee potential through training and development programs. HR Managers and Diversity & Inclusion In the modern workplace, diversity and inclusion have become vital elements. HR Managers are often the champions of these initiatives, working to foster a diverse workforce and an inclusive culture. They implement HR policies that promote equal employment opportunity, and they lead initiatives to make their organization an employer of choice for all job seekers, regardless of their background or identity. Employee Retention & Career Development Maintaining high employee retention rates is a testament to a successful HR Department. HR Managers play a significant role in devising strategies for employee development and recognition, thereby improving job satisfaction and reducing turnover rates. They may also oversee career development programs, mentorship, and leadership development initiatives to help employees progress. Safety and Wellness Employee safety and wellness are also under the HR Manager’s purview. They oversee workplace safety protocols, ensure compliance with regulatory standards, and often manage programs promoting employees’ physical and mental wellness. These programs contribute significantly to creating a healthy work environment. Employer Branding HR Managers play a crucial role in employer branding, which involves promoting the organization as an attractive workplace. They manage the organization’s reputation among job seekers and the industry at large, often working closely with marketing and communications teams to ensure a consistent and appealing employer brand. HR Metrics and Analytics In the era of data-driven decision-making, HR Managers are increasingly using workforce analytics and performance metrics to inform their strategies. These might include metrics on hiring diversity, employee engagement levels, or the effectiveness of training programs. Using data to guide their decisions, HR Managers can ensure their strategies align with the organization’s goals and contribute to its success. The Future of HR Management As the world of work continues to evolve, so too does the role of the HR Manager. With the rise of remote work, HR Managers are having to find new ways to manage employee relations, engage remote teams, and onboard new hires virtually. They are also playing a key role in navigating the legal and compliance challenges that come with these new ways of working. Moreover, technology is becoming an increasingly important tool for HR Managers. From advanced HRIS systems to AI-powered recruitment tools, HR Managers are leveraging technology to streamline their processes, gain insights into their workforce, and deliver better results for their organization. In conclusion, the role of the HR Manager is a complex and dynamic one. It demands a wide range of skills and a deep understanding of both the organization and its people. But for those who rise to the challenge, it offers the opportunity to make a significant impact on their organization’s success and the well-being of its employees. As we move into the future, the HR Manager will continue to be a driving force for change, innovation, and growth within organizations. Their role will be ever-evolving, but their goal will remain the same: to support, develop, and inspire the people who make the organization what it is. Frequently Asked Questions What does an HR Manager do? An HR Manager is responsible for overseeing the HR department within an organization. Their duties include employee relations, training and development, recruitment, compliance, strategic planning, and much more. What educational background is needed to become an HR Manager? Most HR Managers hold a bachelor’s degree, often in Human Resources Management or Business Administration. Some organizations may require a master’s degree or relevant certifications. How does an HR Manager contribute to the strategic planning of an organization? HR Managers play a critical role in strategic planning. They provide insights into workforce planning, succession planning, employee engagement, and labor relations, which are key to the organization’s long-term goals. How does an HR Manager ensure legal compliance in an organization? HR Managers need to be well-versed in employment and labor laws. They ensure that the organization adheres to these regulations, which can involve recommending human resource policies or conducting investigations when necessary. How does an HR Manager use technology in their role? HR Managers utilize various technologies, such as HRIS for maintaining historical human resource records, applicant tracking systems to streamline the hiring process, and workforce analytics tools to evaluate employee productivity. How does an HR Manager improve employee retention? HR Managers improve employee retention through several strategies, including employee development and recognition programs, fostering a positive work environment, and ensuring fair compensation and benefits. What role does an HR Manager play in diversity and inclusion? HR Managers often lead diversity and inclusion initiatives within an organization. They implement policies that promote equal employment opportunities and work to create an inclusive culture. How is the role of an HR Manager changing with the rise of remote work? With remote work becoming more common, HR Managers are finding new ways to manage employee relations, engage remote teams, and onboard new hires virtually. They also play a key role in navigating the legal and compliance challenges associated with remote work. Image: Envato Elements This article, "HR Manager Job Description: Templates for Hiring at Your Business" was first published on Small Business Trends View the full article

A Human Resources Manager is indispensable to any organization. Their goal? To ensure a positive, healthy work environment that fosters growth and productivity. They are at the helm of the Human Resources Department, guiding and implementing HR strategies and providing employee-related services. This article introduces the HR Manager job description, along with their key responsibilities, educational requirements, and the important roles they play in ensuring compliance. Expect practical insights, starting with handy templates for hiring designed to empower your business’s HR practices. Human Resources Job Description Template Whether you’re a bustling startup or a seasoned small business, finding the right fit for your HR needs is critical. The heart of any organization lies in its human resources, and having the right individuals managing, developing, and guiding your team is paramount. Below are four unique job description templates for various HR roles, each designed to attract the best talent for your business. From HR Managers to HR Generalists, these templates have been carefully crafted to encompass the diverse range of responsibilities and qualifications these roles require. Let’s explore the roles and find the perfect match for your HR needs. Template 1: This template is for an HR Manager position at a growing tech start-up. The HR Manager will be responsible for overseeing all aspects of human resources operations, including recruitment, employee relations, benefits administration, and professional development. The role emphasizes the HR Manager’s impact on company culture, employee satisfaction, and overall success. Position: HR Manager Location: [City, State] Company: [Company Name] About Us: We are a growing tech start-up passionate about creating innovative solutions that make a real difference. Our team is our most valuable asset, and we believe in nurturing talent, encouraging creativity, and fostering a culture of inclusion and diversity. Job Description: As our HR Manager, you’ll be the cornerstone of our team, responsible for every aspect of our human resources operations. This will involve overseeing recruitment, managing employee relations, administering benefits, and leading our team’s professional development. You will have a direct impact on our company culture, our team’s satisfaction, and our overall success. Responsibilities: Develop and implement HR strategies and initiatives aligned with the overall business strategy. Manage the recruitment and selection process. Support current and future business needs through the development, engagement, motivation, and preservation of human capital. Develop and monitor overall HR strategies, systems, tactics, and procedures across the organization. Nurture a positive working environment. Oversee and manage a performance appraisal system that drives high performance. Maintain pay plan and benefits program. Assess training needs to apply and monitor training programs. Ensure legal compliance. Report to management and provide decision support through HR metrics. Ensure all HR activities adhere to legal guidelines. Direct all hiring and training procedures for new employees. Manage our employees’ grievances. Coordinate with management and staff to facilitate effective HR procedures. Regularly meet with employees for progress reviews and assessments, discussing any problems or grievances they may have. Qualifications: Proven working experience as an HR Manager. People-oriented and results-driven. Knowledge of HR systems and databases. Excellent active listening, negotiation, and presentation skills. Competence to build and effectively manage interpersonal relationships at all levels of the company. In-depth knowledge of labor law and HR best practices. Ability to architect strategy along with leadership skills. BS/MS degree in Human Resources or related field. Demonstrable experience with Human Resources metrics. Ability to handle data with confidentiality. Benefits: Competitive salary. Generous vacation policy. Health, dental, and vision insurance. Professional development opportunities. Flexible work hours. Remote work opportunities. A vibrant, inclusive workplace culture. Educational Requirements: A bachelor’s degree in Human Resources, Business Administration, or a related field is mandatory. Holding a master’s degree or obtaining relevant certification is an advantage. To Apply: Please submit your resume and a brief cover letter explaining why you’re the perfect fit for this role. Include any relevant certifications, experiences, and how you can contribute to our team. [Company Name] is an equal opportunity employer and does not discriminate on the basis of race, color, religion, gender, sexual orientation, national origin, age, disability, or any other protected characteristic. We celebrate diversity and are committed to creating an inclusive environment for all employees. We’re looking forward to reading your application! Template 2: In this template, a software development company is hiring an HR Coordinator. The HR Coordinator will have administrative and strategic responsibilities, supporting functions such as staffing, training and development, and compensation and benefits. The role involves assisting with recruitment, employee development, performance management, and maintaining HR records. Position: HR Coordinator Location: [City, State] Company: [Company Name] About Us: As a dynamic software development company, we are committed to delivering cutting-edge solutions while fostering an environment that values innovation, creativity, and diversity. Job Description: We are looking for an HR Coordinator to support our HR department in ensuring smooth and efficient business operations. The HR Coordinator will have both administrative and strategic responsibilities, helping us plan and administer important functions, such as staffing, training and development, and compensation and benefits. Responsibilities: Assist with all internal and external HR related matters. Participate in developing organizational guidelines and procedures. Recommend strategies to motivate employees. Assist with the recruitment process by identifying candidates, conducting reference checks, and issuing employment contracts. Investigate complaints brought forward by employees. Coordinate employee development plans and performance management. Perform orientations and update records of new staff. Produce and submit reports on general HR activity. Assist with budget monitoring and payroll. Keep up-to-date with the latest HR trends and best practices. Manage employees’ grievances. Ensure the company’s HR policies are in compliance with regulations. Oversee the health and safety of the workforce. Coordinate training sessions and seminars. Perform duties such as job descriptions, job posting and promotion, and hiring analytics. Qualifications: A degree in HR or a related field is desirable. Experience as an HR Coordinator or relevant human resources/administrative position. Knowledge of human resources processes and best practices. Strong ability in using MS Office (MS Excel and MS Powerpoint, in particular). Experience with HR databases and HRIS systems. Ability to handle data with confidentiality. Good organizational and time management skills. CIPD certification is an advantage. Excellent communication and interpersonal skills. Strong decision-making and problem-solving skills. Benefits: Health, dental, and vision insurance. Competitive compensation package. Opportunity for professional growth and career advancement. A supportive, friendly work environment. Retirement plan. Flexible working hours. Remote work opportunities. Educational Requirements: A bachelor’s degree in Human Resources, Business Administration, or a related field is required. Further HR training will be a plus. To Apply: Interested candidates are invited to submit their CV and cover letter. In your application, please highlight your previous experiences that align with the job responsibilities and describe why you are interested in this role. [Company Name] is an equal opportunity employer and does not discriminate on the basis of race, color, religion, gender, sexual orientation, national origin, age, disability, or any other protected characteristic. We celebrate diversity and are committed to creating an inclusive environment for all employees. Template 3: The company in this template is a digital marketing firm looking for an HR Assistant. The HR Assistant will provide administrative support to the HR department, including maintaining HR files and records, assisting with recruitment and onboarding, producing reports, coordinating training sessions, and staying updated with HR trends and best practices. Position: HR Assistant Location: [City, State] Company: [Company Name] About Us: We are a promising digital marketing firm that prides itself on innovation and the creative energy of our team. We believe in the power of collaboration, diversity, and individual growth. Job Description: We are seeking an HR Assistant to join our team. You will perform administrative tasks and services to support the effective and efficient operations of our company’s HR department. Responsibilities: Maintain accurate and up-to-date human resource files, records, and documentation. Respond to common inquiries from applicants and employees regarding standard policies, benefits, hiring procedures, and more. Assist with the recruitment process by identifying candidates, performing reference checks, and issuing employment contracts. Assist with performance management procedures. Schedule meetings, interviews, and HR events and maintain agendas. Coordinate training sessions and seminars. Perform orientations and update records of new staff. Produce and submit reports on general HR activity. Process payroll and benefits for employees. Assist with employee engagement activities. Support other assigned functions. Keep up-to-date with the latest HR trends and best practices. Assist with employee communication and feedback. Support HR consultants and specialists with various tasks. 15. Ensure compliance with labor regulations. Qualifications: Prior experience as an HR Assistant or in a related field. Basic knowledge of labor laws. Experience with HR databases and HRIS systems. Strong administrative skills. Familiarity with social media recruiting. Understanding of HR operations and best practices. Excellent interpersonal relationship-building and employee coaching skills. Proficiency in Microsoft Office Suite. Ability to handle data with confidentiality. Excellent organizational skills and attention to detail. Benefits: Health, dental, and vision insurance. Competitive salary and bonus opportunities. Opportunities for professional development. A dynamic and positive work environment. Wellness programs. Flexible working hours. Remote work opportunities. Educational Requirements: A bachelor’s degree in Human Resources, Business Administration, or a related field is required. Relevant certification in HR is a plus. To Apply: If you are looking to grow your career in HR and want to join a vibrant team, please submit your resume and cover letter detailing your interest and qualifications for this role. We look forward to hearing from you! Template 4: This template is for an HR Generalist position at a fast-paced e-commerce company. The HR Generalist will handle various HR functions, including recruitment, onboarding, performance management, compensation, and employee communication. The role requires knowledge of employment laws, compliance, and best practices, along with strong communication and problem-solving skills. Position: HR Generalist Location: [City, State] Company: [Company Name] About Us: As a fast-paced e-commerce company, we value adaptability, innovation, and a customer-first approach. Our team is our greatest asset, and we believe in promoting a culture of collaboration, diversity, and growth. Job Description: We are seeking an HR Generalist to become part of our team. The HR Generalist will possess a comprehensive understanding of various human resources functions, including hiring, onboarding, employee compensation, and performance evaluation. If you are passionate about HR, knowledgeable about labor law, and eager to launch your career in this field, this opportunity is for you. Responsibilities: Conduct recruitment efforts for all personnel, and aid in the onboarding process. Perform routine tasks required to administer and execute human resource programs, including but not limited to compensation, benefits, and leave; disciplinary matters; disputes and investigations; performance and talent management; productivity, recognition, and morale. Handle employment-related inquiries from applicants, employees, and supervisors. Maintain compliance with federal, state, and local employment laws and regulations, and recommended best practices. Review, track, and document compliance with mandatory and non-mandatory training, continuing education, and work assessments. Maintain knowledge of trends, best practices, regulatory changes, and new technologies in human resources, talent management, and employment law. Assist with the execution of the performance management system, including the annual performance appraisal process. Manage employee communication and feedback. Handle workplace investigations and disciplinary, and termination procedures. Collaborate with management to understand skills and competencies required for openings. Analyze trends in compensation and benefits. Oversee daily operations of the HR department. Administer and oversee the benefits programs and activities. Facilitate and guarantee the seamless and effective daily functioning of training and development programs. Improve job satisfaction by resolving issues promptly, applying new perks and benefits, and organizing team-building activities. Qualifications: Proven experience as an HR Generalist. Understanding of general human resources policies and procedures. Good knowledge of employment/labor laws. Outstanding knowledge of MS Office. Excellent communication and people skills. Aptitude in problem-solving. Desire to work as a team with a results-driven approach. Additional HR training will be a plus. Experience with HRIS and ATS systems. Excellent organizational and leadership skills. Benefits: Competitive compensation package. Health, dental, and vision insurance. Professional development opportunities. A positive, supportive work environment. Retirement savings plan. Wellness program. Flexible work schedule. Remote work opportunities. Educational Requirements: A bachelor’s degree in Human Resources, Business Administration, or a related field is required. A professional HR accreditation, such as SHRM-CP or SHRM-SCP, is a plus. To Apply: If you are an enthusiastic HR professional eager to contribute to a rapidly expanding company, we would be delighted to hear from you. Kindly send us your resume along with a cover letter that outlines your experience and skills and explains why you believe you would be an excellent addition to our team. [Company Name] is an equal opportunity employer and does not discriminate on the basis of race, color, religion, gender, sexual orientation, national origin, age, disability, or any other protected characteristic. We celebrate diversity and are committed to creating an inclusive environment for all employees. We can’t wait to learn more about you! HR Job Description TemplatesPositionCompany TypeResponsibilitiesQualificationsBenefits Template 1HR ManagerTech Start-up- HR strategy and operations - Recruitment - Employee relations - Benefits admin - Professional development- Proven HR experience - HR systems knowledge - Strong communication skills- Competitive salary - Generous vacation policy - Health, dental, vision insurance Template 2HR CoordinatorSoftware Development- Admin and strategy support - Recruitment - Employee development - Performance management - HR records- HR-related experience - HR systems proficiency - Good organizational skills- Health, dental, vision insurance - Competitive compensation - Professional development Template 3HR AssistantDigital Marketing- HR admin tasks - Recruitment support - Employee development - Reports - Training coordination- HR Assistant or related experience - Basic labor law knowledge - Administrative skills- Health, dental, vision insurance - Competitive salary - Professional development Template 4HR GeneralistE-commerce- HR functions - Recruitment - Onboarding - Performance management - Compensation - Employee communication- Proven HR Generalist experience - HR policies knowledge - Problem-solving skills- Competitive compensation - Health, dental, vision insurance Template 5HR SpecialistFinancial Services- Recruitment - Employee relations - Benefits admin - Compliance - HR strategy- HR Specialist experience - Compliance expertise - Strong communication- Competitive salary - Health, dental, vision insurance - Professional development Responsibilities of an HR Manager An HR Manager’s responsibilities are manifold. They’re in charge of multiple areas, from employee relations to labor relations and employee recruitment to training and development programs. The HR Manager bridges the organization’s employees and management, ensuring effective communication and fostering a positive working environment. Employee Relations One of the key responsibilities of an HR Manager is handling employee relations. This involves resolving conflicts, addressing employee grievances, and maintaining a positive workplace culture. Effective conflict resolution skills and good communication skills are paramount to this role. Training and Development Programs HR Managers also play a critical role in developing training and development programs. These programs improve worker productivity and skill sets, aligning employee growth with the organization’s strategic planning objectives. Labor Relations HR Managers are responsible for managing labor relations within the organization. This includes handling negotiations with labor unions, addressing labor disputes, and ensuring compliance with labor laws and regulations. They work to maintain a harmonious relationship between the organization and its labor force. Employee Recruitment and Onboarding Another important responsibility is managing the recruitment process. HR Managers create recruitment strategies, conduct interviews, and make hiring decisions. They also participate in the onboarding process, ensuring that new employees are effectively integrated into the organization. Performance Management HR Managers establish and manage performance appraisal systems. They work closely with managers to set performance goals, monitor progress, provide feedback, and administer performance reviews. They also help identify training and development needs based on performance assessments. Compensation and Benefits HR Managers are responsible for designing and administering compensation and benefits programs. They ensure that the organization’s compensation packages are competitive and in compliance with relevant laws. This includes managing salary structures, bonuses, and benefits like health insurance and retirement plans. Policy Development and Compliance HR Managers develop and enforce company policies and procedures. They keep abreast of changes in employment laws and regulations and ensure the organization’s policies align with legal requirements. They also handle compliance reporting and audits. Diversity and Inclusion Initiatives HR Managers spearhead diversity and inclusion initiatives, cultivating a workplace culture that values inclusivity. They create and execute diversity programs, track progress, and make certain that the organization actively promotes diversity, equity, and inclusion. Talent Management and Succession Planning HR Managers identify and nurture talent within the organization. They work on succession planning to ensure a smooth transition of key roles. This includes identifying high-potential employees, providing them with growth opportunities, and preparing them for leadership positions. Responsibility AreaDescription Employee Relations- Resolving conflicts and grievances, maintaining a positive workplace culture Training and Development Programs- Developing programs to improve skills and productivity, aligning growth with strategic objectives Labor Relations- Managing relations with labor unions, addressing labor disputes and ensuring legal compliance Employee Recruitment and Onboarding- Developing recruitment strategies, conducting interviews and making hiring decisions Performance Management- Establishing performance appraisal systems, monitoring progress, and administering reviews Compensation and Benefits- Designing and administering compensation packages, managing salary structures and benefits Policy Development and Compliance- Developing and enforcing company policies, ensuring compliance with employment laws Diversity and Inclusion Initiatives- Leading diversity programs, promoting an inclusive workplace culture Talent Management and Succession Planning- Identifying and nurturing talent, preparing for leadership transitions Educational Requirements for HR Managers Most Human Resources Managers hold a bachelor’s degree, typically in Human Resources Management, Business Administration, or a related field. This foundational education equips them with a broad understanding of business practices, organizational behavior, and the legal aspects of employment. Additionally, a growing number of organizations are beginning to require a master’s degree for HR Manager positions, particularly for roles that demand a more strategic involvement in the company. Relevant certifications, such as those offered by the Society for Human Resource Management (SHRM), can also be incredibly beneficial. These certifications showcase a greater understanding and dedication to the field while also ensuring that HR professionals stay updated on the latest best practices, legal requirements, and trends in workforce management. For those looking to expand their knowledge or enter the field, resources such as SHRM’s website, HR certification courses, and advanced degree programs in human resources offer valuable opportunities for professional development and career advancement. If you are planning on hiring an HR Manager for your small business, expect to pay them around $130,000 annually or $62.50 per hour, according to Median Pay (Median Pay: US Bureau of Labor Statistics). HR Manager and Compliance The HR Manager’s role is vital when it comes to legal compliance. They must be well-versed in employment and labor laws, ensuring the organization adheres to these regulations. This might involve recommending human resource policies or conducting investigations when needed. HR Systems and Technology In the digital age, HR Managers must be adept at using human resources software and technology. This includes HRIS (Human Resources Information System) for managing historical human resource records, applicant tracking systems for streamlining the hiring process, and workforce analytics tools for assessing worker productivity. Compensation, Benefits, and Performance Management An HR Manager is typically involved in managing pay structure revisions, overseeing benefits administration, and running the performance appraisal system. They ensure that employees are compensated fairly, that benefits programs meet employee needs, and that performance management practices accurately assess and reward employee performance. Recruitment and Onboarding An HR Manager plays a critical role in the hiring process. They work closely with hiring managers to identify talent needs, create job descriptions, and streamline recruitment. Once candidates are selected, HR Managers oversee the onboarding process, ensuring new hires are well-integrated into the organization. The Bigger Picture: HR Manager in Strategic Planning As organizations expand, the role of the HR Manager becomes increasingly strategic. They partake in workforce planning, succession planning, and organizational development. Their insights into employee engagement, performance metrics, and labor relations make them key contributors to the organization’s long-term goals. The HR Manager: A Multifaceted Role In conclusion, human resources departments play a vital role in organizations by managing various HR functions. Human resources managers oversee employee recruitment, performance management, compliance, and strategic planning. They require a diverse skill set encompassing interpersonal skills, business management acumen, and a deep understanding of human resource policies. The HR Manager is the driving force behind fostering a productive, engaged, and satisfied workforce. Employee assistance and employee benefits programs are integral to the HR department’s responsibilities. HR and employee relations managers ensure that these programs are implemented effectively to support employees’ well-being and enhance their overall experience within the organization. The diverse role of an HR Manager provides a fulfilling career path for job seekers. It also allows HR professionals to deepen their understanding and actively contribute to their organizations’ success. As companies increasingly acknowledge the importance of their human resources, the HR Manager’s role is set to become even more vital in promoting business success. Efficient HR management is key to fostering a positive workplace and enhancing employee potential through training and development programs. HR Managers and Diversity & Inclusion In the modern workplace, diversity and inclusion have become vital elements. HR Managers are often the champions of these initiatives, working to foster a diverse workforce and an inclusive culture. They implement HR policies that promote equal employment opportunity, and they lead initiatives to make their organization an employer of choice for all job seekers, regardless of their background or identity. Employee Retention & Career Development Maintaining high employee retention rates is a testament to a successful HR Department. HR Managers play a significant role in devising strategies for employee development and recognition, thereby improving job satisfaction and reducing turnover rates. They may also oversee career development programs, mentorship, and leadership development initiatives to help employees progress. Safety and Wellness Employee safety and wellness are also under the HR Manager’s purview. They oversee workplace safety protocols, ensure compliance with regulatory standards, and often manage programs promoting employees’ physical and mental wellness. These programs contribute significantly to creating a healthy work environment. Employer Branding HR Managers play a crucial role in employer branding, which involves promoting the organization as an attractive workplace. They manage the organization’s reputation among job seekers and the industry at large, often working closely with marketing and communications teams to ensure a consistent and appealing employer brand. HR Metrics and Analytics In the era of data-driven decision-making, HR Managers are increasingly using workforce analytics and performance metrics to inform their strategies. These might include metrics on hiring diversity, employee engagement levels, or the effectiveness of training programs. Using data to guide their decisions, HR Managers can ensure their strategies align with the organization’s goals and contribute to its success. The Future of HR Management As the world of work continues to evolve, so too does the role of the HR Manager. With the rise of remote work, HR Managers are having to find new ways to manage employee relations, engage remote teams, and onboard new hires virtually. They are also playing a key role in navigating the legal and compliance challenges that come with these new ways of working. Moreover, technology is becoming an increasingly important tool for HR Managers. From advanced HRIS systems to AI-powered recruitment tools, HR Managers are leveraging technology to streamline their processes, gain insights into their workforce, and deliver better results for their organization. In conclusion, the role of the HR Manager is a complex and dynamic one. It demands a wide range of skills and a deep understanding of both the organization and its people. But for those who rise to the challenge, it offers the opportunity to make a significant impact on their organization’s success and the well-being of its employees. As we move into the future, the HR Manager will continue to be a driving force for change, innovation, and growth within organizations. Their role will be ever-evolving, but their goal will remain the same: to support, develop, and inspire the people who make the organization what it is. Frequently Asked Questions What does an HR Manager do? An HR Manager is responsible for overseeing the HR department within an organization. Their duties include employee relations, training and development, recruitment, compliance, strategic planning, and much more. What educational background is needed to become an HR Manager? Most HR Managers hold a bachelor’s degree, often in Human Resources Management or Business Administration. Some organizations may require a master’s degree or relevant certifications. How does an HR Manager contribute to the strategic planning of an organization? HR Managers play a critical role in strategic planning. They provide insights into workforce planning, succession planning, employee engagement, and labor relations, which are key to the organization’s long-term goals. How does an HR Manager ensure legal compliance in an organization? HR Managers need to be well-versed in employment and labor laws. They ensure that the organization adheres to these regulations, which can involve recommending human resource policies or conducting investigations when necessary. How does an HR Manager use technology in their role? HR Managers utilize various technologies, such as HRIS for maintaining historical human resource records, applicant tracking systems to streamline the hiring process, and workforce analytics tools to evaluate employee productivity. How does an HR Manager improve employee retention? HR Managers improve employee retention through several strategies, including employee development and recognition programs, fostering a positive work environment, and ensuring fair compensation and benefits. What role does an HR Manager play in diversity and inclusion? HR Managers often lead diversity and inclusion initiatives within an organization. They implement policies that promote equal employment opportunities and work to create an inclusive culture. How is the role of an HR Manager changing with the rise of remote work? With remote work becoming more common, HR Managers are finding new ways to manage employee relations, engage remote teams, and onboard new hires virtually. They also play a key role in navigating the legal and compliance challenges associated with remote work. Image: Envato Elements This article, "HR Manager Job Description: Templates for Hiring at Your Business" was first published on Small Business Trends View the full article

Want more housing market stories from Lance Lambert’s ResiClub in your inbox? Subscribe to the ResiClub newsletter. This week, the U.S. is set to impose new tariffs as part of President Donald Trump’s trade policy. Imports from Canada and Mexico are facing an additional 25% tariff—with the only exception being energy resources from Canada, which will have a 10% tariff added—while imports from China will be subject to a new 10% tariff. Although there were signs on Monday that at least some of these tariffs may be delayed, builders have already been feeling anxious. Indeed, on Friday the National Association of Home Builders (NAHB) published a public letter asking Trump to exempt building materials from the increased tariffs on Canada and Mexico, citing their “harmful effect on housing affordability.” The reason for the unease: Even before the tariff announcement, homebuilders were feeling pinched by spiked construction and labor costs—just look at the National Association of Home Builders latest national averages for itemized costs in each stage of construction for a new single-family home. In 2022, the average sales price of new single-family homes sampled by NAHB was $644,750 and includes costs for construction, the finished lot, financing, overhead and general expenses, marketing, sales commission, and profit. Total construction costs for the “average” new single-family home included in the survey was $392,241. In 2024, the average sales price of new single-family homes sampled by NAHB was $665,298 and total construction costs for the “average” new single-family home included in the survey was $428,215. Among new builds included in the survey, that’s a 3.2% jump for average sales price and a 9.2% jump for total construction costs. Since mortgage rates spiked in late spring 2022, lower housing demand—along with builders in many markets offering more incentives and affordability adjustments to attract buyers—has squeezed margins off the historic highs achieved during the pandemic housing boom. For some homebuilders, rising input and construction costs have further compressed margins over the past two years. See the chart below. (Note: Each category below includes “all the costs paid by a builder that go into a particular item, including labor costs paid directly by the general contractor, the cost of hiring subcontractors, and the cost of materials, however they are purchased.”) Homebuilders have seen one major area of relief: framing. During the pandemic housing boom, a surge in housing demand and remodeling demand collided with supply chain disruptions, sending lumber prices to historic highs. Sawmills, which had cut production early in the pandemic expecting a slowdown, struggled to keep up as demand soared, causing lumber prices to skyrocket. Lumber prices came back down as supply chains improved and demand for remodeling softened, thus lowering costs for framing. Indeed, the price per thousand board feet of lumber, currently at $592, is 58.3% below its peak of $1,419 in May 2021. Some lumber futures contracts at the time in spring 2021 were trading for over $1,700 per thousand board feet. The problem for homebuilders: The one area of price relief—lumber—also happens to be one of the most vulnerable to a price squeeze if the new U.S. tariffs on Canadian goods remain in place. Around 30% of the softwood lumber used in the U.S. is imported from Canada. This softwood lumber already faces an average duty of 15%, which could rise to 40% if Trump’s additional tariffs take effect. View the full article

Nine months ahead of this year’s annual U.N. climate summit, known as COP30, lodging prices in the Brazilian host city of Belem are turning heads—and may soon turn off would-be attendees from the first such meeting in the Amazon rainforest. With a shortage of housing and high interest, property owners and rental companies are feeling emboldened to charge five-digit rates, even for cramped rooms with shared bathrooms. On Booking.com, one of the last available hotel rooms listed, a flat apartment, is going $15,266 for one person, up from $158 for the same category currently—a 9,562% increase. A 15-day stay during the conference in November would total $228,992, enough to buy a four-bedroom apartment in one of Belem’s top neighborhoods. On Airbnb, a room with a shared bathroom in Ananindeua, a poor city near Belem, is listed at $9,320 per day. A comparable room today could be rented for as little as $11 per day. In more upscale neighborhoods, renting an apartment that accommodates eight people costs up to $446,595 for a two-week stay. “This one scared me,” joked local architect and digital influencer Renato Balaguer about a dilapidated apartment listed at $10,000 for an 11-day stay. “This is like putting gringos in captivity. False imprisonment is a crime!” said Balaguer in a post that went viral. President Luiz Inacio Lula da Silva, who champions himself as a protector of the environment, has boasted about hosting the event in the Amazon, which helps regulate the climate by storing large quantities of carbon dioxide, a gas that causes climate change. This is also a landmark year in the annual process because countries must come forward with updated commitments to cut greenhouse gas emissions. What’s more, civic groups are particularly interested in attending because Brazil allows for protests and free expression, which are sharply restricted in the previous three host countries: Azerbaijan, the United Arab Emirates, and Egypt. Brazil, Latin America’s largest and most populous nation, has hosted other world events, such as the 2016 Olympics in Rio de Janeiro and the 2014 World Cup, with games played in Rio de Janeiro, Sao Paulo, Manaus, Belo Horizonte, and several other cities. Belem, an Atlantic port city that is on the edge of the Amazon rainforest, doesn’t have the same infrastructure as other big cities, which has led to many questions about its ability to host COP30. Officials estimate that about 50,000 people will attend the summit, scheduled to take place Nov. 10–21. Last year in Baku, Azerbaijan, the official tally was 54,148. Before that, in Dubai, attendance reached a record 83,884. Neither the federal government nor the Para state government responded to questions about the number of rooms currently available in Belem, a bustling and impoverished metropolis of 2.5 million people and the median income is $920 per month. Those who booked more than a year in advance secured lower prices, but many of those reservations have already been canceled without explanation—a common practice in the hospitality business ahead of major events. Another issue is the increasing prices of accommodations already booked. One European nonprofit reserved a room for $2,000 in December, only to see the price rise to $7,200 two weeks later. Various groups that often attend the annual summit, including environmental nonprofits, activists, scientists, journalists, and businesses, are having to rethink whether they go as the prices rocket up. “Planning for COP30 in Belem has been challenging due to limited and expensive accommodations, creating barriers for our participation,” said Roberta Alves, deputy director of communications at Mercy Corps. The international humanitarian nonprofit has participated in several COPs, focusing its advocacy on financing a transition to green energy, adapting to climate change impacts, and how climate change exacerbates conflict. “We are awaiting alternative options from the COP30 organizers—critical to ensuring that all voices, especially those from the frontlines of the climate crisis, are included in global conversations,” Alves added. Owners and property managers offering rentals say the prices are a question of supply and demand, and besides, they also have high costs. “Just the electricity and water for my house cost 5,000 Brazilian real ($860) per month,” said Gisleno da Silva, who posted the ad for the Ananindeua room for $9,320 per day. “At this price, I already have someone interested,” he said, while adding he was open to negotiate. In the face of mounting criticism, the Brazilian government has said it will provide an additional 26,000 bed spaces. Those will include accommodations in docked cruise ships, public schools, new hotels, and military facilities. In a social media post published Friday, COP30 organizers said accredited participants would soon be able to book accommodations on an online platform. “We have observed a disproportionate increase in rental prices, which we attribute to real estate speculation. This should stabilize as the government increases the availability of accommodations,” Valter Correia, the special secretary for the event, said in the statement. Plenty of advocates are defending Belem, saying its challenges are minor compared to the significance of hosting the most important annual climate meeting in the world’s largest rainforest. In an article published in Valor Economico newspaper in December, environmentalist Priscilla Santos, cofounder of the Amazonians for Climate Network, said criticism of Belem “not only reveals colonialist biases but also undermines an event that could be transformative” for the region. “Everyone wants to ‘save the Amazon,’ but no one wants to discuss it in the territory?” Meanwhile, worried about their reputation, some property managers are distancing themselves from the speculation. In an Instagram video that went viral, Fabrício de Menezes compared the daily rental price of an apartment in Belem, charging $21,800 during COP, to the much lower rates of the iconic Jumeirah Burj Al Arab in Dubai, which markets itself as the world’s only seven-star hotel. “I hope this is a joke by the owner,” he said. Another local property manager, Carlos Netto, said he would never advise a property owner to charge such high prices. “Do you think that gringos are clueless? Where in the world is a 20-day rental more expensive than the property?” he posted. ___ The Associated Press’ climate and environmental coverage receives financial support from multiple private foundations. AP is solely responsible for all content. Find AP’s standards for working with philanthropies, a list of supporters and funded coverage areas at AP.org. —Fabiano Maisonnave, Associated Press View the full article

Cybercriminals are exploiting Google Search ads to steal Microsoft advertising account credentials, revealing a sophisticated phishing scheme that has potentially been active for years. The big picture. Attackers created malicious Google ads mimicking Microsoft Advertising’s official platform. The campaign redirects users through complex networks to steal login information. Researchers discovered potential infrastructure dating back multiple years How it works. Hackers use a multi-step process to bypass security: Create sponsored search results that look like legitimate Microsoft ads. Implement cloaking techniques to evade bot detection. Use Cloudflare verification to appear more authentic. Present a convincing phishing page that mimics Microsoft’s login screen. Why we care. This threat is significant because it can compromise advertising accounts, potentially leading to financial losses, reputational damage, and disruption of critical marketing operations across digital platforms. Protect yourself Verify URLs carefully before entering credentials. Use two-factor authentication wisely. Regularly monitor advertising accounts. Report suspicious ads. What’s next? Cybersecurity firms are investigating the broader implications of this phishing infrastructure, which appears to span multiple countries and platforms. Bottom line. As online advertising becomes more complex, so do the techniques used by cybercriminals to exploit it. View the full article

Rather than rely on sampling, you’ll use technology to find all the needles in the haystack. By Alan Anderson, CPA Transforming Audit for the Future Go PRO for members-only access to more Alan Anderson. View the full article

Rather than rely on sampling, you’ll use technology to find all the needles in the haystack. By Alan Anderson, CPA Transforming Audit for the Future Go PRO for members-only access to more Alan Anderson. View the full article

We may earn a commission from links on this page. Amazon dropped the Kindle Colorsoft, its first e-reader with a color screen, last fall, and you'd be forgiven for thinking that they were the first company to crack the concept: a device with a screen that offers all the benefits of e-ink—no harsh backlight, easy readability in any light—that wasn't just in muddy-looking greyscale. But while Amazon controls the vast majority of the e-reader market, lots of other companies are more innovative in their device designs, and others have been iterating on color e-ink for half a decade. One of the companies is Onyx International, a Chinese tech company that has been producing e-ink e-readers and tablets since the early days of the Kindle, under the brand name Boox. Yes, the name suggests a company that produces cheap junk, but Boox devices are hardly knockoffs (the Boox Palma, which I reviewed last year, is my own e-reader of choice). Over the years, the company has launched features like touchscreens, front lights, and, yes, color screens alongside or even before Amazon. Boox Note Air 4C Color E-Ink Notebook $499.99 at Amazon /images/amazon-prime.svg Shop Now Shop Now $499.99 at Amazon /images/amazon-prime.svg Onyx Boox Note Air 3 C $449.99 at Amazon /images/amazon-prime.svg Shop Now Shop Now $449.99 at Amazon /images/amazon-prime.svg SEE -1 MORE The Boox Note Air series is a notable example. First launched in 2020, these e-readers/digital notebooks have a screen you can write on like paper—something Amazon didn't offer until the release of the first Kindle Scribe two years later. In 2023, the Boox Note Air 3C brought color into the mix, and that device has since been slightly improved. And though the 2024 Boox Note Air 4C seems comparable to various Kindle devices (it has the writability of the Scribe and the comic-book-friendly display of the Colorsoft), it does a hell of a lot more than serve up reading material. It's essentially a full-fledged tablet that can do most of what an iPad can do, but with a very different look and feel. Credit: Joel Cunningham A sharp display—for color e-inkIts 10.3-inch display offers the same clarity as your average Kindle, with a resolution of 2480 x 1860 and 300 dpi in black and white, and 1240 x 930 and 150 dpi in color mode. It has a temperature-adjustable frontlight that makes reading easy on your eyes under any conditions. It weighs 420g, or a little under a full pound, making it a bit heavy for one-handed use. The "octo-core" processor is a 2.07Ghz Qualcomm Snapdragon 750G, which is on the slower side for a modern tablet but fast enough for most of the tasks you'll likely be using the device to accomplish. At 5.8mm, it is stylishly thin, and the build quality feels smooth and solid. The device is pretty spare, with only a USB-C charging point and a power button that doubles as a fingerprint scanner. Having used the Boox Palma, I miss that device's action button, which could be mapped to accomplish specific tasks (I always set mine to perform a manual screen refresh). Battery life isn't greatOn the downside, battery life can't compare to a typical e-ink device, which might go a week or more between charges. If you're using all of the features the Note Air 4C has to offer, you'll find the battery drains about as fast as any other tablet might. It doesn't help that the color screen tech basically requires you to keep the frontlight at 100% at all times; in one of the faster refresh modes, you'll lose basically all the advantages of a power-sipping e-ink display. Generally, if you're a heavy user, expect to charge it every day. If you're just using it for reading, it should last you several days to a week. An e-reader and a full-featured e-ink tabletTo most, an e-ink screen screams e-reader, and you certainly could use the Note Air 4C as a dedicated e-reader, but it does a lot more. The device runs on Android 13 and is not locked to any particular ecosystem, which means yes, you can download any e-reading apps you like—Kindle, Nook, Kobo, Libby, etc. But you can also download most any other app available on the Google Play Store. But let's entertain the notion: It's certainly a fine e-reader, if a larger screen is what you're looking for. The dirty little secret of the e-ink world is that every company, from Amazon to Nook to Boox, uses essentially the same screen tech, as there are really only a couple of companies that produce it. The Note Air 4C, then, uses the same basic color screen as the Kindle Colorsoft, called the Kaleido 3 (though Amazon claims to have developed its own custom display stack for improved clarity and responsiveness). It's nice to be able to read comics in color on an e-ink screen, but they look worse than they would on an LCD screen, let alone paper. Credit: Joel Cunningham While color on an e-ink tablet is certainly novel, it still feels like little more than an experiment to me. Color images can look passable on the Note Air 4C, but only just—the results tend to look washed out and a bit grainy, with the dpi dropping from 300 in black and white to just 150 in color, a hugely noticeable reduction. You certainly will never be fooled into thinking you're reading them on an LCD or OLED display like you'd find on an iPad. One thing that does set Boox devices apart is their variable refresh rate, which allows you to choose how often the screen refreshes based on the app you're using. "HD" mode will give you the crispest text and images but only really only works for static images, or you'll see lots of "ghosting"—an afterimage that lingers even after you chance whatever is on the display. When the skeletons are also ghosts. Credit: Joel Cunningham The other options—Balanced, Fast, Ultrafast, and Regal—will sacrifice some detail at the expense of less ghosting and a faster refresh rate. You can change the refresh rate manually at the system level, change it while you're using an app, or choose preset refresh rates on an app-by-app basis. Credit: Joel Cunningham Great for comics and manga (if you aren't too picky)The large screen and color (however dodgy) might have you wondering if the Note Air 4C is a good choice for reading comics and manga, and to that I say: sure. Manga, especially, can look very nice on this device, mostly because the art is typically almost exclusively black and white. The sharpness and clarity of the screen makes manga really pop, and it's nice to be able to see the art at a much larger size than the typical tankōbon volume. Credit: Joel Cunningham That said, color images aren't quite as satisfying—you certainly can load up a graphic novel and appreciate it is more or less in color. But the best color e-ink can serve up with current tech is not exactly ink and paper, let alone the crispness you'd get with an LCD or OLED display. It looks OK at a glance, but at reading distance, you won't be able to ignore the fact that colors look muted and grainy, and that detail isn't great. Don't look too closely. Credit: Joel Cunningham If you've got a large collection of digital comics and you don't want to read them on a glossy tablet screen, the Note Air 4C is a great e-ink option, but you have to understand its limitations. App store access, gaming, and even YouTube (kinda)I haven't gotten a chance to use a Kindle Colorsoft nor a Scribe, so I can't directly compare them to the Note Air 4C, but I can note that on paper, it does everything those devices do (respectively, offer a color e-ink screen and a writable screen), and significantly more. Like the similarly capable Palma, the Note Air 4C has an impressively responsive screen. Relatively. While, again, not as smooth as scrolling on a phone or iPad, using the touch screen to scroll and read the internet is pleasingly familiar, and the slight dissonance you'll experiencing doing it is arguably a good thing, if you're looking to kick your doomscrolling, device addicted ways. This means that while you can download most any Android app you like, the experience of using many of them will be just worse enough as to be slightly annoying. All the apps that fall under the broad category of "reading" (including audiobook- and podcast-related apps) work pretty great on the Note Air 4C. It has a speaker, but it also has Bluetooth, and will work with your favorite earbuds. My various reading apps all work great, and retain their own features (note that the Boox OS doesn't include a dark mode, but you can still use an app-level dark mode, like the one on the Kindle app). Productivity apps like Gmail and Google Docs also work well, but anything more graphically intense will suffer. Other apps typically can be installed, but their performance will vary wildly. You can, for instance, download full-motion video apps like Netflix and YouTube, but the experience will not be very good. Even the "ultrafast" refresh rate can't really keep up with video, and the ghosting will make it difficult to actually, you know, see what you're looking at. Good for some games Credit: Joel Cunningham The same goes for gaming: You certainly can try to install a game like Subway Surfers on a Note Air 4C, and it will work, but the screen's slight input lag and slow refresh rate will make playing a challenge. However, less graphically intense games can work fairly well on the ultrafast refresh rate. I've managed pretty good games or Tetris and Block Blast, and card games, crosswords, and Wordle all play quite nicely with a color e-ink display. A versatile digital notebookThe real strength of the Note Air 4C, particularly in comparison to a device like the Kindle Scribe, its its versatility as a digital notebook. Though it comes pre-loaded with some fairly capable note-taking software, access to a full app store means you can also choose to use your program of choice. Credit: Joel Cunningham The native Boox Notes app will likely be enough to get you started. You can choose from a number of different pre-set templates, and modify them by writing on the screen with the stylus or inputting text with the touch screen. Depending on the program, you can work in split screen mode—for example, in the image above I'm marking up a PDF while taking notes on the page opposite. A paper-like writing experience Writing on the Note Air 4C still kind of feels like a magic trick to me. Using the included stylus, it provides a pleasingly paper-like writing experience, with the slightly textured, matte screen offering enough resistance that you won't feel like you're just sliding your pen's nib across a slick surface. Responsiveness is pretty good—there is only the slightest lag between pressing down and a mark appearing on the screen. It is worth noting that some users have anecdotally reported more lag in non-native apps; in the video above, I'm using the Boox Notes app, which performs well. Drawing on the Note Air 4C is kind of fun—my kids love to use it for playing Pictionary—but I can't imagine it will be a super-satisfying experience for dedicated artists; the color reproduction is so middling, it can be hard to tell what you're actually producing without exporting it to another device. What's on the screen doesn't exactly match what gets exported. Credit: Joel Cunningham Durability concerns (or, make sure to get a good case)I've had a lot of good to say about the Note Air 4C. Now for the biggest caveat: By all accounts, this thing is fragile as hell, and if you want to protect your sizable $400 investment, you're going to want to treat it with extreme care. I'm speaking from experience here. I tested out the previous generation of this device, 2023's Note Air 3C, and everything was going swimmingly until I decided to take it with me on vacation. I stuck the device (secured in the standard Boox faux-leather cover) into my backpack's laptop sleeve and filled the rest of the bag with clothes (it was a short trip and I don't like paying for a full-sized carryon). I wouldn't say I crammed the bag full, but it was apparently full enough to exert some amount of pressure on the tablet—though certainly no more (and probably significantly less) than my laptop, iPad, and various Android tablets have survived. But the Note Air 3C didn't make it. When I pulled it out to read on the plane, I discovered the e-ink display had been damaged—a portion of the screen displayed a "shattered" effect that didn't go away with a reset. It's definitely not supposed to look like that. Credit: Joel Cunningham I reached out to Boox customer service (via a form on the company's English-language website) and promptly received notice that the screen damage was not covered by the warranty and that the repair would be more than $300—approaching the cost of a new device. (I elected not to do this.) Lest you assume I'm simply clumsy, a bad packer, or I got a dud device, it's worth noting that the r/Onyx_Boox subreddit is filled with reports from users who have experienced similar screen failures. Some people admit to dropping or otherwise putting fatal pressure on the device, but others report seemingly spontaneous screen failures. I've been using the Note Air 4C with much more care for about two months, and I've had no issues, but I'm understandably anxious about how I treat it. If I put it in my bag, I always make sure it is nestled against something rigid (like my laptop) to avoid putting pressure on the screen. I try to only use it at home or in the office, because I don't trust myself not to drop it in transit. In short, if well-cared for, this device will likely serve you well for a long time. But if you're expecting the same kind of durability you get from an iPad, or even a standard-issue Kindle, you're going to want to spring for an aftermarket warranty. Bottom lineWith a $499 price tag comparable to a mid-range iPad and a far more limited use case, there's no question that the Note Air 4C is a device with niche appeal. But if you're looking for the features it offers—a screen you can write on like paper, a color display for reading comics or marking up PDFs, an open Android operating system—it's hard to imagine you'll be disappointed with it. It's not for everyone, but the people who its for are going to be very pleased. (But really, I must reiterate, buy a good case.) Onyx Boox Note Air 4C specsDisplay: 10.3-inch, 2480 x 1860 and 300 dpi (black and white), 1240 x 930 and 150 dpi (color) Kaleido 3 CPU: Qualcomm Octacore processor RAM: 6GB Storage: 64GB Connectivity: Wi-Fi 5 (2.4/5GHz), Bluetooth 5.0 Lighting: Frontlight with temperature adjustment Operating system: Android 13 Battery/charging: 3,700mAh via USB-C Size: 226 x 193 x 5.8mm Weight: 420g View the full article

By CPA Trendlines Research This is a list for CPAs to give to clients. MORE Listicles here Exclusively for PRO Members. Log in here or upgrade to PRO today. Deducting travel expenses can provide significant tax benefits, especially for those … Continued Go PRO for members-only access to more CPA Trendlines Research. View the full article

By CPA Trendlines Research This is a list for CPAs to give to clients. MORE Listicles here Exclusively for PRO Members. Log in here or upgrade to PRO today. Deducting travel expenses can provide significant tax benefits, especially for those … Continued Go PRO for members-only access to more CPA Trendlines Research. View the full article

Learn how to use social media analytics to measure performance, track key metrics, and gain insights into audience behavior. Understand the impact of your content and make data-driven decisions to improve your social media strategy. View the full article

Japanese technology giant SoftBank Group and OpenAI stepped up their AI partnership Monday, setting up a 50-50 held company called SB OpenAI Japan. SoftBank Chief Masayoshi Son and OpenAI Chief Sam Altman appeared at an event in Tokyo, talking up their collaboration and inviting Japanese companies to join. Son, holding a shiny blue crystal ball as a symbolic prop, said its AI service Cristal could be used by companies for planning, marketing, emails, and figuring out old source codes. Cristal will first roll out in Son’s own SoftBank Group companies, which include Arm, a semiconductor and software company, and PayPay, an electronic payment service. SoftBank said it plans to spend $3 billion a year to integrate Cristal across its companies. “This will be superintelligence for the company. I’m so excited,” Son told reporters and other participants at the Transforming Business through AI event. Altman talked about the just announced “deep research,” which allows ChatGPT to carry out more complicated tasks, including preparing reports by browsing the web and finding thousands of sources far more quickly than a human worker. Deep research will be available in Japan in the Japanese language, he said. “This partnership with SoftBank will accelerate our vision for bringing transformative AI to some of the world’s most influential companies, starting with Japan,” said Altman. SoftBank and OpenAI, along with Oracle, are part of the Stargate project supported by President Donald Trump, investing up to $500 billion in artificial intelligence infrastructure in the United States. Son said Stargate will expand into Japan, as well as other nations. The technology sector has been shaken by the recent announcement from Chinese newcomer DeepSeek that it has come up with very smart but low-cost AI. Yuri Kageyama is on Threads: https://www.threads.net/@yurikageyama —Yuri Kageyama, AP Business Writer View the full article

Leading tech groups including Microsoft and Meta also invest in similar safety systemsView the full article

Planning to express your love with flowers this Valentine's Day? While the gesture is timeless, the pricing certainly isn't. Waiting until Feb. 14 to purchase that perfect bouquet could cost you nearly double the regular price. But there's a smart solution that can help you save money while still delivering that heartfelt message. Here's why you should order your valentine's flowers as soon as possible. Order Valentine's Day flowers right nowThe bad news: Ordering back in January could've help you snag the lowest prices of the season. Nevertheless, the sooner you order, the less likely you are to pay the top-dollar prices the last-minute shoppers will shoulder. When properly cared for, roses can stay healthy for five to seven days after purchase. By buying your flowers a few days before Valentine's Day, you can avoid the premium pricing while ensuring your bouquet remains fresh and beautiful for the special day—and hopefully a few days after. For even more value and longevity, consider alternatives to traditional roses. Carnations and orchids are beautiful and tasteful while lasting up to two weeks. Not only will you be choosing something more economical, but also, you'll be showing your valentine that they're more special and unique than a boring old rose. (At least, you should be prepared with a little speech that explains something along those lines.) Finally, you can save money by scheduling those roses for delivery a day or two ahead of Valentine’s Day, since many services mark up fees for delivery on that particularly busy day. How to keep flowers healthyTo maximize the lifespan of your roses: Keep them in clean water. Trim the stems at an angle every few days. Remove any leaves below the waterline. Store them away from direct sunlight and heat sources. Add flower food to the water. Remember, Valentine's Day is about expressing your feelings, not emptying your wallet. By planning ahead and making smart choices, you can create a memorable floral expression of love without the premium price tag. Your wallet—and your valentine—will thank you. And if you're looking for gift ideas that aren't a bouquet, check out my Valentine's Day gift ideas here. View the full article

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The president has named Treasury Secretary Scott Bessent to run the Consumer Financial Protection Bureau on an acting basis after firing CFPB Director Rohit Chopra over the weekend. View the full article