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Tesla’s stock (Nasdaq:TSLA) moved lower once again Monday, falling almost 5% in midday trading, the continuation of a fairly steady decline since Donald Trump took office. Shares of the automaker (trading at around $384 per share in midday trading) are down more than $43 a share since their close on Jan. 17, a dip of more than 10%. That comes as CEO Elon Musk has been spending a large percentage of his time running the Department of Government Efficiency in Washington, D.C. and not focusing as heavily on Tesla. The steady drop in Tesla’s stock is likely due to a variety of factors. Monday’s decline follows news that Tesla has lost market share in Sweden and Norway, despite a large increase in overall car demand. In January, Tesla sold 405 new vehicles in Sweden, a 44% drop from the year prior. Norway was down 38% with 689 vehicle sales. Also, the looming enforcement of tariffs on China and Canada (Mexico has been given a one-month delay) are scaring investors. Musk recently conceded on an earnings call with analysts that while Tesla has tried to localize its supply chain, it’s “still very reliant on parts from across the world for all our businesses. Therefore, the imposition of tariffs, which is very likely, will have an impact on our business and profitability.” Canada is a key supplier of automotive parts, as is China. And Canadian officials are specifically focusing some of their ire about Trump’s tariffs on Musk. Premier Doug Ford announced Monday Ontario would scrap a $100 million contact with Starlink, which is part of Musk’s SpaceX. (Musk met that news with a tweet reading, “Oh well” Monday afternoon.) Earnings miss The concern surrounding overseas sales and tariffs comes on the heels of the company’s disappointing fourth quarter earnings last Wednesday. The company reported earnings of 73 cents per share, compared to analyst expectations of 76 cents and revenues of $25.71 billion, versus an anticipated $27.26 billion. Revenues were down 8% compared to the same quarter the year prior. Last year marked the first time Tesla deliveries came in lower than the year before. All totaled, the automaker delivered 1.8 million vehicles to customers in 2024. (Tesla does not report precise sales figures, so deliveries are the best barometer of that figure.) Tesla did not reply to Fast Company’s request for comment about the stock drop. The company did see a big surge in stock price following Trump’s election last November, but has surrendered most of those gains. Tesla closed at just over $342 per share on Nov. 20. It peaked just under $480, but now stands around $384. Tesla stock also has a staggeringly high price-to-earnings ratio. On Monday, it stood at 188.95, compared to Apple and Microsoft, which are in the low- to mid-30s, and the average, which generally ranges from 20 to 25. (Higher P/E ratios indicate a company could be overvalued.) Shareholder questions Musk himself could be causing some of the investor agita, however. His focus on DOGE and government issues has not escaped the company’s shareholders. Prior to the Q4 earnings call, investor-submitted questions in the company’s digital forum with a slew of concerns about the amount of time Musk is spending at the White House, along with some of his recent actions, including a gesture that has been likened to a Nazi salute. A sampling of those reads: “How much time does Elon Musk intend to spend at the White House and on government activities vs time and effort dedicated to Tesla?” “How much time does Elon Musk devote to growing Tesla, solving product issues, and driving shareholder value vs. his public engagements with Trump, DOGE, and political activities? Do you believe he’s providing Tesla the focus it needs?” “Does the board plan to review the negative image that Elon Musk is having on the Tesla brand and the conflicts between his politics and the Mission Statement?” “We can’t pretend that Elon’s erratic actions aren’t negatively effecting [sic] the stock price and brand’s reputation. What is your plan to curtail the CEO’s behavior, and/or replace his position to secure a more likely longevity as a brand?” None of those questions were answered. View the full article

The U.S. Copyright Office addresses questions about AI-generated content and creative ownership in a new report. The post Can AI-Generated Content Be Copyrighted? Here’s What U.S. Law Says appeared first on Search Engine Journal. View the full article

OpenAI is further proving that 2025 is the year of agentic AI. The artificial intelligence giant revealed another new feature from ChatGPT this week, called Deep Research, which it claims can gather research from across the web and summarize it in easy-to-read reports. “Deep research is OpenAI’s next agent that can do work for you independently—you give it a prompt, and ChatGPT will find, analyze, and synthesize hundreds of online sources to create a comprehensive report at the level of a research analyst,” the company wrote in a Sunday blog post. Every output shows clear citations and a summary of the agent’s thinking. The tool is powered by its upcoming OpenAI o3 model, which it says “leverages reasoning to search, interpret, and analyze massive amounts of text, images, and PDFs on the internet, pivoting as needed in reaction to information it encounters.” OpenAI says deep research could take anywhere from five minutes to 30 minutes (compared to several minutes to several hours for a human to do). It will alert users when the task is complete, meaning they can step away and get other tasks done. Deep research is available to users who subscribe to GPT Pro, its $200 a month service. It plans to expand it to other paid services over time. But there are limitations. OpenAI said Deep Research can sometimes hallucinate facts or make incorrect inferences. It may also struggle to distinguish rumors from authoritative information. OpenAI said it expects the issues to “quickly improve with more usage and time.” This category of tech, called agentic AI, is different from standard chatbots. Agentic AI can autonomously complete tasks—like scheduling a meeting, buying a car, or ordering dinner—with little human supervision. They understand natural language, set goals, make decisions, and adapt to changing circumstances. Many experts are betting on agentic AI being the next frontier in AI. “Looking further ahead, we envision agentic experiences coming together in ChatGPT for asynchronous, real-world research and execution,” the company said. View the full article

We may earn a commission from links on this page. Heading out to a dazzling restaurant for a lovely meal is certainly the traditional option for a memorable Valentine’s Day, but I've heard more complaints of plans gone awry rather than romantic stories. There are many stress points: reserving a table weeks in advance, unpredictable restaurant atmosphere, holiday price gouging, not to mention that you might get rushed out the door because the place is trying to turn over tables on a tight schedule. Luckily, eating out is hardly the only option for treating yourself (or your valentine) on February 14. Here are nine of my favorite alternatives to dining out at a restaurant for Valentine’s Day. Cook an at-home meal kit togetherCooking can be meditative solo activity, or a fun project to do with a companion. (Plus, you get to eat the project at the end). The beauty of a meal kit is that every step is mapped out, so even novice cooks have a fighting chance at making a restaurant-level meal, and the ingredients are portioned to the recipe, so if you’re a once-a-week sort of cook, you don’t end up with a fridge full of leftover ingredients destined for the trash. Tons of companies offer different types of kits for differing palates and varying interest levels. For those who’d like to try cooking scallops for the first time, try Blue Apron. For a refreshing and satisfying dinner, try a sushi kit from Williams Sonoma. Dinner at the moviesAccording to the internet, dinner-and-a-movie is terrible and horrible for Valentine’s Day, and I agree. Why waste time doing two separate things when you can do them at once? The first time I set foot in an Alamo Drafthouse Cinema, I enjoyed a cocktail, a plate of buffalo cauliflower, and a pizza all while watching a movie. I've since deleted other “normal” movie theaters from my mind. Even if you don’t have an Alamo Drafthouse nearby, select locations of AMC, Regal, and other theaters offer a dine-in movie experience. My advice, go see the latest weird horror movie, order some carbs, and get buzzed off a fruity cocktail. Make a charcuterie boardGrazing as a meal is a valid choice, and a selection of cured meats and aged cheeses might be all you need for a romantic Valentine’s Day. Harry and David offers many a meat and dip kit, that you can slice and arrange with your special salami. For those who don’t enjoy indecisive moments in the wine store, try a kit that includes it already. Most of these kits include the pieces, but rarely are they presentation ready. Try your hand at artistically arranging the sliced meats, tapenade, and crackers, and get ready to snack for the evening. (Read here for more ways to give the gift of meat.) Hire a chefA restaurant date isn’t in the cards, and you’ll be damned if you have to turn on the stove. Get a little bougie and hire a chef to come and cook for you. You can receive the ultimate food pampering without having to do any work yourself, so you can spend quality time with your valentine. There is a great range of pricing when it comes to bringing in a professional, so do a bit of research. You can cut costs by offering to gather the ingredients before they arrive, search for individual chefs who run their own catering, or try companies like Cozymeal. If your budget is real tight, hit up the local culinary school. Schools, like the Institute of Culinary Education, will offer job postings for their students to respond to for extra work and real-life experience. You can post the opportunity and rate, and see if you get any bites. Host a potluck with friendsValentine's day might be "special day" for couples or whatever, but if love is what you want to celebrate, why not gather your chosen family for a meal instead? Ask folks to bring a small side dish, warm up the air fryer with some of these recipes, batch a pink cocktail, and throw on a perfectly cheesy rom-com in the background. Whether it's one friend or 12, it'll be a truly memorable Valentine's Day. The dress code: sweatshirts and stretchy pants. Sign up for a cooking classFor more of a shared experience, sign up for a cooking class. You get the guidance of a chef instructor, top-notch ingredients, and maybe you’ll even learn something new. One-time classes, especially themed ones, are usually fun, light-hearted, and low-pressure events. It’s an opportunity to work as a team with your significant other, or be passive aggressive in public if that’s your thing. Introverts, worry not, you can even keep things cozy at home and do an online cooking class instead. This isn’t a cooking competition show (unless you want it to be) but you will get a food prize at the end. Do a wine tasting and pairingWine used to be grapes, and grapes are food, so you can do a wine tasting as your dinner with no argument from me. Fine, you can do a wine pairing; after all, wine tastes even better with snacks. It can also taste god-awful if you pair it wrong, and that’s where the professionals come in. Check out your local wineries or wine stores to see if they’re hosting any Valentine’s Day tastings. (And again, similarly to cooking classes, you can do a virtual pairing class at home.) Make a tinned fish boardPreserved fish is having a moment (or, ya know, a couple centuries). Why leave all the fun to cured meats? Go to the local fishmonger for advice, raid the canned fish shelves of your supermarket, or order a spread of specialty sardines, cockles, mackerel, and salmon to put together your own board. I respect keeping things protein-forward, but add a smattering of crackers, bread, and vinegar-pickled items to keep the oils from overwhelming your palate. Order delivery (It needed to be said.)At the risk of seeming obvious, ordering delivery needs to be on this list. It’s the go-to option because it’s brilliant. You pay a fair price for a host of people to create and deliver exactly what you want, straight to your door. No need to make reservations, unearth charcuterie boards, see other people, or even put on pants. To some folks, nothing is more romantic than that. Some date night-worthy restaurants even offer delivery so even if you couldn't get a reservation you can still have a beautiful, perfectly prepared, three-course Valentine’s dinner. Be a real hero, and use a service like Goldbelly to secretly have your partner's favorite NYC ramen shipped to them (even though you both live in LA now). View the full article

OUR mindset can either work for us or against us. A mind full of false narratives—false beliefs—will keep us from growing into our potential. Unchallenged, these negative beliefs will become the soundtrack we live by and keep us from moving in the direction of our best selves and change the outcome of our lives. Josh Axe identifies in Think This, Not That twelve mental barriers that obstruct personal growth and hinder success. Each comes with a critical mindshift—think this, not that—to realign our thinking and liberate us from our limiting beliefs. Mindshift 1: Create a Breakthrough by Unlimiting Your Beliefs We all have limiting beliefs like “I am not enough or not good enough” or “nothing good ever happens to me.” A belief changes the outcome of our life for better or worse. We need to identify our beliefs and determine if they are serving us well. Going from limiting beliefs to unlimiting beliefs is not like flipping a switch. It is a process taking one belief at a time. There’s one caveat when it comes to discerning your beliefs. You are not the things you say you will do; you are what you actually do. Beliefs are more than your feelings or deepest convictions. They align with your behavior; they demand action. THINK THIS: I can because… NOT THAT: I can’t because… Mindshift 2: Redefine Success by Becoming, Not Accomplishing Success is about what you are becoming as a result of what you do. “When you accumulate accomplishments while ignoring your character, it’s like building a house on sand. Eventually, your house will crumble and wash away.” Axe defines success as maximizing “your unique skills for the greatest good.” And this gets to the heart of leadership: “Your greatest potential is not just about you; it’s about us. It’s about influencing others. It’s about becoming the greatest you so you have the greatest impact on helping someone else become the greatest them.” THINK THIS: What’s most important is who I become. NOT THAT: What matters most is what I accomplish. Mindshift 3: Become Self-Aware to Get Where You Need to Go Self-awareness is knowing how you are percieved and knowing what is happening inside of you—an awareness of how you tend to respond to what is happening to you. It’s knowing your strengths and weaknesses. And importantly, it is knowing who you are now so you can become who you want to be. Having self-awareness allows you to interrupt your unconscious, emotion-driven reactions and control how you respond to your environment—to live intentionally and not on autopilot. Axe says, “Being aware of yourself and others compels you to stop and look at the needs surrounding you, not turn the other way. It frees you from the grip of self-interest.” THINK THIS: I am self-aware and choose not to lie to myself. NOT THAT: I would rather live on autopilot than face hard truths. Mindshift 4: Find a Why or Risk Wasting It All Your why has everything to do with your purpose. Why do you exist? “The best version of yourself always starts with the why.” A meaningful life is built upon an other-focus. “A big part of your life’s purpose is seeing the pain or potential in others and acting with compassion to meet their needs.” It’s not about you. “The idea that purpose is found in pleasure fixes can’t be further from the truth. Studies prove that trying to manufacture this feeling of happiness actually leads to lower well-being and depression.” THINK THIS: My life has value, meaning, and a specific purpose to make this world a better place. NOT THAT: I have no purpose and no power to make a difference. Mindshift 5: Rewrite Your Role in the Story No matter what role in a story you are playing now, if it is not working for you, you can change it. In his book Hero on a Mission, Donald Miller identifies the four characters we play: The victim, the villain, the hero, and the guide. The victim is the character who feels they have no way out—helpless and powerless. The villain is the character who makes others small. The hero is the character who faces their challenges and transforms. The guide is the character who helps the hero.” The role you choose to play affects the life you have. When you accept responsibility for your circumstances and take radical action to change, you automatically step into the shoes of a hero. That is how you begin to write your best story possible. Some of the greatest heroes in your life are probably ones who have done the simplest things, like shown up when you needed it, encouraged you when everyone else walked away, or stood up for you when others did nothing. A quest doesn’t have to be a nearly impossible mission. It means showing up and paying attention to what you can impact to build a better world. What is your story? If it is the victim, you will never grow. Choose a story that transforms you. THINK THIS: I can own my story and edit my role. NOT THAT: I am a helpless victim; everything is out of my control. Mindshift 6: Assemble a Team to Fulfill Your Dreams We need a team. “Life is better with people who make you better. One of the most effective ways to stay on track and reach your goals is to surround yourself with people who are more disciplined than you.” Think in terms of who my community can become. THINK THIS: Life is better with people who help me grow. NOT THAT: Life is better on my own. Mindshift 7: Build an Unshakable Identity So No One Else Does It for You Your identity keeps you grounded. Be intentional about who you are and build on that foundation. I believe four movements have led up to and created the modern identity: irreligion, rationalism, romanticism, and relativism. These four movements led to the foundational principle that undergirds the modern identity—that our life purpose and mission should flow only from within ourselves and should satisfy whatever we think will make us happy, typically in a materialistic and hedonistic way. Choose your identity. “When you think about who you are, consider whether the identity you choose will keep you flailing in your fleeting emotions, chained to the past, or moving forward into your best possible self.” THINK THIS: Figuring out who you are is important because it determines your future. NOT THAT: My identity changes depending on social constructs, the opinions of others, and my background—and that’s okay. Mindshift 8: Bust Vices by Building Virtues Virtues are what build our character and transform us from the inside out. Personal values are built upon virtues. The seven virtues are wisdom, justice, self-control, courage, faith, hope, and love. All of these virtues work together to apply each in our lives for the benefit of all. For instance, you can’t practice true justice without love. Having a virtuous character runs deeper than just being a good person; it is doing the greatest good, which is the most loving thing you can do for everyone around you and for a lasting impact. The greatest good is only possible to accomplish with the underpinnings of the virtues of faith, hope, and love. Axe asks, “Are you aware of the vices that keep your potential at bay?” THINK THIS: A divine identity will motivate me to live and create with excellence, no matter who is watching. NOT THAT: I do my best when someone notices. Mindshift 9: Turn Off Opinions and Turn On Principles Principles guide the application of your virtues. Principles are timeless. Opinions, on the other hand, come and go. “If you want to enjoy success in your relationships, career, and health, choose a path that is lined with principles.” Listening both to everybody and to nobody will lead you down the wrong path. The secret is to listen and follow wise leaders who have had the best results in their businesses, their finances, and their relationships. Today, we often speak of my truth and your truth or, rather, my opinion and your opinion. There is such a thing as absolute truth. “My truth will make you as comfortable as possible. The truth will force you to change. My truth is dependent on what will make me feel good right now. The truth leads to a better outcome in the long run. Don’t seek to discover your truth; act with wisdom and courage to uncover the truth, which leads to life.” THINK THIS: Principles lead to successful choices. NOT THAT: Others’ opinions inform my decisions. Mindshift 10: Flip the Fear to Turn on the Growth Framing events in your life as “all or nothing” are part of a fear-based mindset. You’re thinking in terms of perfection, not growth. Ask, “What can I do better next time?” You live in fear because you’ve tied an event (or series of events) to your identity. Because you are so invested in maintaining this idea of perfection and setting unrealistic expectations for yourself, you’ll do anything to protect your self-image, including keeping up the lie at whatever cost. You won’t be honest with yourself or others. You’ll never grow beyond superficial status because the goal isn’t to develop your character and skills but to achieve, accomplish, and arrive-at least in the eyes of others. THINK THIS: Failure can lead to flourishing. NOT THAT: I must avoid failure at all costs. Mindshift 11: Visualize to Realize Start with the end in mind. Visualization is a way to see the path ahead to reach your dreams. It helps you to prioritize what matters most and give up those distractions that don’t take you where you want to go. THINK THIS: I can dream big and make things happen when I set the right steps in motion. NOT THAT: I have too much going on to dream big. Mindshift 12: Power Up Your Potential with Positive Perseverance We all go through valleys, and if all we do is dwell on the negative, we will create a negative life for ourselves. There is such a thing as toxic positivity. It’s when you deny or distort reality and rely on platitudes such as “Everything will be okay.” On the other hand, positive perseverance is the fusion of hope, grit, and gratitude. Hope is “choosing to think and act in a way that is contrary to the negativity of our present experience.” Grit is “being all in to create your future self. And gratitude is an appreciation for what we do have and what is right “and taps into the abundance of the little things.” Self-talk matters. How much of what you say is uplifting and positive? “Don’t say anything to yourself that you wouldn’t say to anyone else. If you wouldn’t say the words you tell yourself to your best friend, shut that negative self-talk immediately.” THINK THIS: I have the power to choose positivity. NOT THAT: I am at the mercy of whatever life throws my way. * * * Follow us on Instagram and X for additional leadership and personal development ideas. * * * View the full article

We may earn a commission from links on this page. GoPro has such a hold over the action camera world, casual users might assume its brand name is synonymous with action cameras as a whole. But simply assuming GoPro is the be-all and end-all of small, dedicated cameras would do a disservice to popular competitors like DJI. It won’t take long when watching any tech YouTuber’s behind the scenes videos to start seeing DJI's products pop up—one creator has even famously gotten in trouble for stress testing a DJI camera by speeding—and that’s for good reason. DJI’s gear tends to punch in the same weight class as GoPro’s while costing a little less, and arguably having slightly better specs. The DJI Osmo Action 5 Pro is no different. Credit: Michelle Ehrhardt What is the DJI Osmo Action Series?If your parents saw you with a DJI Osmo Action camera, they might ask “is that a GoPro?” But if your nerdy tech friend saw the same thing, they’d probably say “nice.” Since 2019, Chinese company DJI has been trying its best to make a foothold in the United States action camera scene, using what it’s learned from making drones and professional level gear (DJI equipment has been used in shows including Better Call Saul and Game of Thrones) to appeal to a more casual market while still maintaining an edge among power users. That’s resulted in a moderately affordable camera line that can really sing if you know what you’re doing, but can take a little time for everyone else to get accustomed with. What’s new with the Osmo Action 5 Pro?To that end, the improvements to the Osmo Action 5 Pro (which is a sequel to the Osmo Action 4, with "Pro" tacked onto the end as a new marketing term) tend to be a bit nerdier than the flashy modular lenses GoPro announced alongside its new Hero 13 Black, but they’re no less meaningful, especially if raw numbers are what you care about most. In other words, open the box and you’ll get the same small rectangular form factor that you’re probably used to by now (the camera measures in at a rough 1.7 x 2.8 x 1.3 inches), plus a larger rear screen, but you won’t see any major surprises. Take one look at the spec sheet, though, and you might start to understand the appeal. Credit: Michelle Ehrhardt Yes, the raw resolution and frame rate limits are the same as on the Osmo Action 4, ranging from 1080p at 240 fps to 4K at 120 fps, and the field of view still tops out at a respectable 155 degrees. But inside the camera, you have a new image sensor with a larger pixel size (meaning better lighting and motion clarity), a more efficient processor for larger battery life, a bigger battery at 1,950 mAh, 48GB of internal storage, and touch-sensitive OLED panels for both displays. Some of those specs immediately put the DJI ahead of the competition, since GoPro cameras have a slightly smaller pixel size, do not have internal storage, have no OLED, and only come with one touch-sensitive screen. GoPro cameras also have a smaller aperture, which could make shooting in low-light conditions more difficult than with a DJI camera, although the aperture in the Osmo Action 5 Pro remains unchanged from the past few models. Do the Osmo Action 5 Pro's improvements make a difference?The DJI Osmo Action 5 Pro is my first time actually going hands-on with a DJI camera, so for my own testing, I’ll be placing it up against the competition more than prior models. My biggest takeaway? Wow, this thing is long-lasting. Usually, when I take an action camera out for testing, I expect to lose about 30 or even 40% of my battery life in one to two hours of on-and-off recording—these devices aren’t really intended to run continuously for long periods of time. With the Osmo Action 5 Pro, I only lost about 20% after going on a 90-minute excursion. Credit: Michelle Ehrhardt That’s a little better than I got on the Hero 13 Black, which was down to 20% after only an hour, and matches the testing done by Lifehacker sister site PCMag. While both numbers are admirable, the Osmo Action 5 Pro is class-leading. PCMag also mentioned that its review unit of the GoPro Hero 13 Black suffered from overheating, and while I only experience mild heat spikes, I had similar issues with the Hero 12 Black. Meanwhile, the DJI camera was always cool to the touch. As for the footage itself, I’m sated. Nothing is exceptionally good or bad, and all results are about as expected, although maybe a little brighter than what I was used to with my GoPro. Image stabilization is smooth and moving objects have little blur to them, at least during the daytime, but I don’t want to oversell it. With the exception of slightly brighter footage, most of the video improvements here are a bit too slight for my casual eyes. I’ve been sitting on this footage for a little bit now, so you’ll see some Halloween decorations in my example shots, and the camera performed well in capturing all the details of artificial spider webs and skeletons. It also did well in capturing more natural environments, like the fall leaves in the trees overhead. But while this does the job of producing footage worthy for use in professional projects, it doesn’t necessarily stand out. Credit: Michelle Ehrhardt Where the Osmo Action 5 Pro does make a bit more of a name for itself, though, is with photos. I was impressed with the out-of-the-box detail here, especially in low light, while I pretty much refuse to take photos on the Hero 13 Black without the $129 Macro Lens Mod attached. With that add-on, it’s a bit more of an even experience, but it’s clear that the DJI camera offers more bang for your buck. Credit: Michelle Ehrhardt A split accessory ecosystemIt might sound odd to say, but the quality of your footage might not be the deciding factor in which action camera you get. There are only so many ways to make 4K at high frame rates look better, so it’s supplemental features that can be the kingmaker here. Aside from improving battery life or built-in screen quality, the big way to make a name for yourself in this space is with accessories. Here, GoPro and DJI take two separate approaches, with neither being objectively better. Both companies offer the basics, including mounts (which are generous enough to work with either brand), cases, extra batteries, and as of the GoPro Hero 13 Black, magnetic adapters, but their approaches differ a little bit when it comes to video and audio. Credit: Michelle Ehrardt Essentially, if you want more lens options, GoPro is your go-to. If you want more microphone options, then you’ll want to opt for DJI. There are third-party options for both, but there are perks to buying straight from the manufacturer. For instance, the GoPro Hero 13 Black introduced a series of modular lenses that I was pretty impressed by, since they open up new aspect ratios, better close-up detail, various ND filters for different lighting conditions, and a wider field-of-view. DJI, meanwhile, only makes ND filters and one lens for upping the field of view, although that lens does give you 182 degrees vs. the GoPro Ultra Wide Lens’ 177 degrees. By contrast, GoPro doesn’t make any microphones, whereas DJI is arguably known just as much for its microphones as for its drones and cameras. And while you can use DJI microphones with GoPro devices, the benefit of using them with the DJI Osmo Action 5 Pro is that certain newer mics will support a direct connection with the camera, resulting in higher quality audio than you’d get over Bluetooth without the need for an adapter. Ultimately, I’d say that the accessory field for either brand is strong, and ultimately depends on what you need. However, given that every video needs audio, but not all of them need, say, an anamorphic lens, DJI might have a slight advantage for most people. The confusing app ecosystemOne place where DJI does not have an advantage is the app experience. On the surface, both DJI and GoPro offer similar features, including a player for your camera’s video clips and a basic editor, but with an optional subscription, GoPro’s app also offers unlimited automatic cloud backups, cross-device sync, an expanded editor, and automatic highlight generation. None of these features are strictly necessary, although it’s nice that they’re an option. But what really makes the GoPro app stand out over DJI’s, even on the free tier, is that it’s optional and easier to navigate. Credit: DJI Frustratingly, setting up the Osmo Action 5 Pro requires activating it via the app, or else you’re not going to get its needed firmware. That means sitting through an entire front page of ads, and if you’re like me, plenty of pairing issues. I actually had to settle for installing the needed firmware through an SD card, but even then, I still needed to use the app to initialize the install. Meanwhile, the GoPro app is much more what-you-see-is-what-you-get, with easy to understand menus and no ads for other GoPro products cluttering up the interface. And if you’d rather ignore it, you can. Should you buy the DJI Osmo Action 5 Pro?With a lower price point and specs matching or sometimes exceeding GoPro’s recent flagship, the DJI Osmo Action 5 Pro seems like the best action camera for most people on paper, but it’s not quite that simple. It’s still an excellent camera, but I’m hesitant to say it’s the best one for everybody. If all you need is a simple, point-and-shoot device and you don’t rely on a lot of different lenses or mobile editing too much, then yes, the DJI is probably for you. If you need professional-level audio, it’s also a good choice. But there’s no denying that GoPro offers an easier-to-understand user experience, and its modular lenses are still a cool add-on option. With that said, I’d say the Osmo Action 5 Pro is probably better for power users, who likely have other gear to help supplement it, while the GoPro Hero 13 Black might be better for beginners who want one device that can do it all, supported by an intuitive mobile experience. But with the Osmo Action 5 Pro starting at $350 (you can pay extra to get bundles with various mounts or backup batteries) and the GoPro Hero 13 Black costing $400 without any of its extra lenses or its mobile app subscription, that’s a fine line to walk. You’d certainly be happy with either, assuming you’re willing to sit through DJI’s subpar mobile app long enough to set up the Osmo Action 5 Pro. It’s also worth pointing out that these are both flagships. If you need a rugged dedicated camera, but don’t need modularity or extra high frame rates, cheaper options like the $180 GoPro Hero should do the job just as well. View the full article

Meta CEO Mark Zuckerberg hinted at a “return to OG Facebook” during last week’s Q4 earnings call, listing it as a key goal for 2025. But what exactly does that mean? So far, Meta hasn’t offered any clear details. Could Zuckerberg mean the millennial meme-filled Facebook of the 2010s or the “masculine energy” of its controversial origins as Facemash (a site that ranked Harvard classmates by attractiveness without consent)? Asked about his plans for the “OG Facebook,” Zuckerberg replied, “I think some of this will kind of get back to how Facebook was originally used back in the day,”, while tight-lipped on any other details. “I think there are a lot of opportunities to make [Facebook] way more culturally influential than it is today,” he said. Zuckerberg cautioned investors that these changes may require some tradeoffs in terms of “maximizing business results in the near term”, hinting at potential revenue impacts. The first wave of product updates is expected to roll out within the next six months. Now, “OG Facebook” could mean different things to different people. For many, it’s a throwback to the days before Boomer and Gen X relatives took over. These days, Facebook is often used begrudgingly by those under the age of 30 and is more synonymous with offensive memes and AI slop than cutting-edge youth culture. Studies show Gen Z overwhelmingly prefers TikTok and Snapchat, platforms that exist outside of Meta’s reach. A 2024 Pew Research survey showed that only 33% of U.S. teens (13-17) use Facebook, a steep drop from 71% a decade ago. One thing is clear, the platform is in desperate need of younger users to stay relevant. Meta has tried, and failed, to course-correct before. In 2020, it launched Facebook Campus, a college-only space meant to recapture its early exclusivity. It flopped within 18 months. More recently, in October 2024, the company rolled out a Gen Z-focused redesign putting greater emphasis on local communities, video, and Facebook Groups. Last year, it even quietly resurrected the Poke button. Can Facebook pull off the rebrand of 2025? That’s for Gen Z to decide. View the full article

After a year of preparations towards HPE's acquisition of Juniper, the DoJ has thrown a spanner in the works. The post WLAN market shaken as US Department of Justice sues to block HPE’s US$14B Juniper takeover bid appeared first on Wi-Fi NOW Global. View the full article

Not to be out-done by Deepseek, OpenAI is launching a new Deep Research feature in ChatGPT. This is OpenAI's newest Agentic AI feature (after Operator), which builds on the recent trend of making AI more autonomous. According to OpenAI, Deep Research is capable of producing detailed reports matching the level of a research analyst. In a layperson's terms, it browses and interprets the internet for you. Deep Research uses OpenAI's upcoming o3 reasoning model to perform complex tasks, taking its own sweet time to do so. The feature is available now for ChatGPT Pro customers (the pricey sub that costs $200/month), but will soon be available for ChatGPT Plus and Enterprise users as well. How OpenAI's Deep Research AI Agent worksOpenAI's Deep Research tool is designed to work independently from you. You give it a detailed prompt, after which it'll ask some clarifying questions. Then, it will go and do its own thing in the background. According to OpenAI, a Deep Research stint can last anywhere between 5 minutes and 30 minutes, but the company claims it's able to do multiple hours worth of human-level work in the span within just a dozen or so minutes. While it's working, there's a panel on the right side of the page that shows everything it's doing, live. Think of this as the bot's citations, but it also explains its "thought process." It can connect to the internet, search online, read web pages, and analyze or synthesize massive amounts of information in the form of text, images, and PDFs. All of this is a bit compute-intensive, so OpenAI is limiting Pro users to just 100 queries a month. A smaller, more efficient model will be rolled out in the coming months, as well. The Deep Research feature is purpose-built for knowledge workers in the field of science, finance, engineering, and policy. But OpenAI says that it can be equally useful for consumers too. OpenAI gave an example of how Deep Research can help perform hyper-personalized research for big shopping decisions. Things like helping you decide between cars, furniture, appliances, or electronics. Since the tool can synthesize information from thousands of articles and reviews, it can supposedly build a report customized to your needs. Credit: OpenAI According to OpenAI, "deep research was rated by domain experts to have automated multiple hours of difficult, manual investigation" OpenAI offers multiple examples where Deep Research's insights can be valuable to users, saving hours of research time. The company says it can be used to understand extremely niche and specific problems via scientific studies and journals. Credit: OpenAI For example, a Chemistry prompt asks ChatGPT to "discuss the differences between pure- and mixed-gas sorption for glassy polymers, how the dual-mode sorption model can be used to predict mixed-gas sorption behavior in glassy polymers," the model then goes on to understand sorption models, accesses open-source information, clarifies key problems, pulls up PDFs, and even refines the model before piecing together all the content. According to OpenAI, this task helped save 4 hours of time. OpenAI's post also highlights similar use cases for Deep Research in the healthcare industry and linguistics, saving five hours and two hours, respectively. Deep Research also supposedly performed well on Humanity's Last Exam, an AI benchmark, testing expert-level knowledge across more than 100 fields. Deep Research scored 26.6% accuracy, the highest score yet on the text. By comparison, DeepSeek-R-1 scored 9.4%, and GPT-4o managed just 3.3%. While Deep Research is based on a reasoning model, and not an LLM, it still uses a language model to work with the input, and generate the output text. OpenAI warns that the Deep Research model can still hallucinate and make up facts, so it's still better to keep an eye on the research output, and not to trust it blindly. View the full article

This post was written by Alison Green and published on Ask a Manager. Remember the letter-writer whose mother was pressuring her to babysit their brother in their office after school? Here’s the update — and some more advice from me. Thank you for answering my letter! It was too late to reply to the comments after work, but I’ll address some of them here: For those asking if I still live with my mother: I moved out when I was 18 and live in my own apartment with roommates. My brother was born when I was 10 years old, so that’s where the age gap comes from. For those asking why my brother can’t just stay at home like most teens: He usually does, but given my brother’s recent trouble in school, my mother wanted some adult supervision over him. Also, he could take the bus to my job or to my mom’s house but not to my mom’s job. For those concerned about whether my brother has been a victim of abuse: I absolutely hope not, but nothing has indicated that as of now. His teacher, principal, and school counselor broached the subject, but my brother had repeatedly denied anything nefarious. A commenter brought up unsupervised Internet use, and I think that’s the likely culprit. My brother has his own dumbphone, but my mother lets him on her smartphone all the time. (A point of contention is that my brother will whine to my mom if I don’t let him use mine, and I’ve been practicing standing my ground with mom on that front.) As for the actual update: On the day after you published my letter, I decided to reach out to my manager with a quick warning with the script you suggested. He was very understanding and said that it wouldn’t be a problem. He asked if he should reach out to CPS, and I said maybe not on the first time my brother might show up. Calling CPS still feels like a nuclear option. My manager also asked the receptionist if she had recalled any conversation about “single mothers” allowing their kids in the office. She said that there was a job candidate who had called the other day asking about it. The receptionist said that she kept repeating that she couldn’t disclose childcare policies to candidates but gave a short comment that single mothers sometimes brought children just to get her to stop. (When I pressed my mother about this, she confirmed that she was the “job candidate.”) That was a Thursday. For everyone saying that my brother would have a surprise visit to my workplace, you had predicted my Friday afternoon. I had gotten a call from the receptionist that a boy was sitting on the bench outside the front door. My brother argued that our mom said that he could stay at my job. I made him march to the bus stop to go home, and I stayed outside until the bus came. Later that day, I ran into a different coworker who said that she ran into my brother on her smoke break. She said that he said something “weird” to her that she couldn’t actually make out, so we both went to my manager to talk about it. We decided to pull up the security footage from the front door. When my coworker approached, my brother made an obscene comment to her, out of nowhere. (Note from Alison: I’m censoring the comment because it’s obscene, as well as very weird.) My coworker just stood there and asked, “What?” After some silence, he slouched in his seat and mumbled something. We couldn’t hear it on the feed, but my coworker said she could maybe make out “never mind.” I apologized to her and affirmed that he was not coming to the office again. She told my manager and me that she didn’t want to press the issue as she was more confused than anything when he said it. My phone call with my mother about this was loud and angry, but I did my best to stand my ground. I said that I had already made my “no” clear enough, and if my brother shows up at my job again, my manager will call CPS. She said a lot of things that made me second-guess myself, especially since everything she said is objectively true — that I don’t understand the stresses of motherhood, that someone could’ve kidnapped my brother and it would’ve been my fault, that there is nobody else in her life who can help her, that it’s so easy for me to not care about my brother because I can give him to her, and that I never hang out enough with him anyway. But I told her that I can’t do my job with him there and, conversely, that I also can’t watch him while I do my job. That he was only there for 20 minutes and already harassed a coworker, and that it wasn’t going to be any better for her or my brother if he got in more trouble. I had to hang up on my mother in the middle of talking to her because I was just repeating myself, and I just felt like a bratty teen for doing it, no different from my brother. I realized halfway through talking to her that I was trying to give her that “perfect” argument a commenter mentioned to show that I understood where she was coming from, especially since, as many commenters had noticed, that our family situation has been really strenuous since my dad died. I do want to thank you and the commenters for your advice. Sometimes I get frustrated when people tout about boundaries on the Internet as if it’s trendy and easy, but I still feel like my boundaries don’t help my mother or my brother. My only substantial argument was that having my brother at my job would’ve helped my brother less, and I’ve been holding onto it for personal reassurance. There’s not much else for me to say with this response already so long, so thanks again. I don’t normally provide additional advice when I publish updates, but this is important to say: the main goal of setting boundaries is to help you. As it happens, your boundaries are likely to help your mom and your brother in the long run, too, by modeling healthy interactions and being clear about what you will and won’t accept so they can make their own choices accordingly … but the measure of success in setting boundaries isn’t “does the other person accept this / feel good about it?” or “am I bettering the other person’s situation by maintaining this boundary?” Boundaries are about keeping you in a healthy and sustainable place. The fact that your mom doesn’t want that for you is a mark of the dysfunction in your family dynamics, but it’s not selfish to create a separation between yourself and that dysfunction. (In fact, that’s often the only way to escape it.) You can still love your mom and brother while declining to engage in that dysfunction with them. Frankly, I’d argue setting boundaries is a loving gesture toward them, because it’s an investment in having a healthy relationship with them in the long-term — but that’s not the main driver of why you set boundaries, and whether they perceive them that way or not isn’t the mark of whether boundaries are working. View the full article

Election has become a referendum on the centre-right leader’s judgmentView the full article

Google resolved a six-month-long headache for online merchants by restoring filtered product download capabilities in Merchant Center Next, bringing the platform’s functionality back in line with its classic version. The context. In digital commerce, precision matters. Merchants often need to: Troubleshoot specific product listings. Optimize particular product categories. Analyze subsets of their inventory. The previous limitation essentially forced merchants to sift through massive, unwieldy files — like finding a specific book in an entire library by dumping all books on the floor. Why we care. The update allows merchants to export specific product subsets instead of being forced to download entire product feeds, a critical feature for businesses managing large, complex inventories. First seen. This fix was first brought to our attention by Emmanuel Flossie on his blog. Bottom line. A seemingly small technical fix can represent a significant operational improvement for digital businesses, underscoring how platform features directly impact merchant efficiency. View the full article

British prime minister wants a new defence accord as part of a ‘reset’ relationshipView the full article

We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication. Samsung's Galaxy Buds 3 are down to $79.99 (from $119.99) on Woot for the next five days or until they sell out. If you’re a Prime member, you also get free shipping; otherwise, it’ll cost you an extra $6 (just a heads-up, though: These won’t ship to Alaska, Hawaii, or any P.O. B\boxes). Samsung's Galaxy Buds 3 at Woot Get Deal Get Deal at Woot These AirPod-like earbuds have triangular stems, which reportedly help with fit and touch controls. You can pinch the front of the stem to control playback and ANC, and swiping on the back changes the volume. The controls are mirrored on both sides, though customization is limited—you can set the pinch-and-hold gesture to either toggle ANC, activate Samsung’s Bixby voice assistant, or enable the AI-based Interpreter feature through the Samsung Wear app, but that’s about it. Each earbud has a single 11mm dynamic driver, so sound quality should be fine for casual listening, but if you’re after audiophile-level quality, you might find the Galaxy Buds 3 lacking, notes this PCMag review. They support Bluetooth 5.3 and the AAC, SBC, and Samsung Scalable (SSC) codecs, but that last one only works on Samsung phones. If you have an iPhone or another (non-Samsung) Android device, you’re stuck with only AAC or SBC codecs and you’ll miss out on some AI features like live translation in Conversation Mode. You can still connect them via Bluetooth, but the Samsung Wear app won’t give you full functionality (like tweaking EQ settings, toggling ANC, and more). If LDAC support for higher-quality streaming is a must-have for you, you might want to check out the Anker Soundcore Liberty 4 NC ($99.99) instead. The Buds 3 come with a 90-day Woot limited warranty and have an IP57 rating, meaning they can handle sweat and rain, making them a decent option for workouts. They also support Google Fast Pair and automatic switching between Samsung devices (though multipoint connectivity isn’t included). That said, their battery life isn’t great—five hours per charge with ANC on (or six without), plus 19 extra hours from the case. You can charge them via USB-C or wirelessly. View the full article

Perhaps the worst has already been priced in, or perhaps markets don’t know where to beginView the full article

Understanding how to sell cryptocurrency is crucial in today’s digital age. Cryptocurrency has become a significant force in the trading of digital assets, goods, and services. With the growing decentralization of the crypto world, more individuals and businesses are investing in cryptocurrencies. This shift allows businesses to connect with a tech-savvy demographic, offering not just goods and services but also promotional tokens and collectibles like NFTs. What is the Best Way to Sell Cryptocurrency? Navigating the world of digital currencies can seem daunting for both newcomers and seasoned investors. There are myriad ways to liquidate your cryptocurrency assets. You might consider direct peer-to-peer transactions, utilizing specialized Bitcoin ATMs, seeking the services of a dedicated brokerage, or turning to cryptocurrency exchanges, which are often the most recommended route. Cryptocurrency exchanges, commonly referred to as crypto apps, have gained popularity due to their wide range of available digital currencies and the ease with which users can execute transactions. These platforms often offer educational tools, real-time market analytics, and security features, further enhancing their appeal. To utilize such an exchange, individuals typically need to establish an account, undergo a verification process, and link a traditional bank account to facilitate fiat currency withdrawals. In terms of accepting payment and payment options, check out our article on how to accept crypto payments. Exactly How to Sell Cryptocurrency Once you buy your cryptocurrencies, there will come a time when you will want to sell them. This is how to sell cryptocurrencies safely. Get a Cryptocurrency Wallet Choose a Bitcoin Blockchain Choose your Currency Add Your Cryptocurrency to Your Wallet Decide How You Want to Sell Bitcoin Develop a Selling Strategy Complete the Transaction Withdraw to Your Bank Account Get a Cryptocurrency Wallet A cryptocurrency wallet acts as the first gateway for anyone delving into the realm of digital currency trading. Think of it as a digital purse, crucial for storing, receiving, and sending cryptocurrencies securely. Beyond merely acting as storage, these wallets play a pivotal role in verifying and recording transactions on the blockchain. Cryptocurrency wallets can manifest as software applications for various devices or as physical hardware devices, each with its own security features. One crucial consideration when choosing a wallet is compatibility with various cryptocurrencies. As the crypto landscape diversifies, having a multi-currency wallet becomes increasingly beneficial, ensuring seamless trades across a broad spectrum of digital assets. Choose a Bitcoin Blockchain Blockchain technology, the underpinning foundation of all cryptocurrencies, revolutionizes the way transactions are conducted. These decentralized ledgers, free from the influence of centralized institutions, provide unparalleled transparency and security for all users. Transactions are recorded in a tamper-proof manner, instilling confidence in users. However, not all blockchains are created equal. Different blockchain platforms may come with distinct features, transaction speeds, and associated fees. Understanding the intricacies of different blockchains, whether it’s Ethereum, Binance Smart Chain, or others, is crucial for any trader who wants to optimize their returns and facilitate seamless transactions. Choose your Currency The cryptocurrency ecosystem has grown exponentially since the inception of Bitcoin, heralding a new era of digital assets. Today, traders can choose from thousands of cryptocurrencies, each with its unique value proposition, use case, and market dynamics. While major players like Ethereum, Litecoin, and Ripple are frequently in the limelight, there are numerous lesser-known coins, sometimes referred to as altcoins, that offer potential opportunities for discerning traders. However, it’s imperative to approach trading with due diligence. Researching a cryptocurrency’s background, technological framework, team, and community support can provide valuable insights, helping traders make informed choices and mitigate potential risks. Add Your Cryptocurrency to Your Wallet Venturing into the world of crypto trading necessitates an initial investment. After setting up a digital wallet, the next step involves procuring some cryptocurrency. This can be achieved by purchasing through established exchanges or even receiving payments in crypto for goods or services. Once acquired, the crypto assets should be transferred securely to your chosen wallet. This migration ensures that the funds are under your direct control, mitigating risks associated with exchange hacks or downtimes. Familiarizing oneself with the intricacies of sending and receiving cryptocurrencies, including understanding public and private keys, can streamline this process and fortify one’s security practices. Choose How You Want to Sell Bitcoin There are several ways where you can sell Bitcoin or any other cryptocurrency. Below are some available options: Cryptocurrency Exchange: Crypto exchanges or Crypto apps act as marketplaces for trading in cryptocurrencies. They offer several tools such as advanced analytics, robust security, user-friendly features, and support, and offer relatively lower fees that make buying and selling Bitcoin or other cryptocurrencies easy. Bitcoin ATMs: You can use Bitcoin ATMs or kiosks to sell Bitcoin. All you have to do is log in to your account, indicate how much Bitcoin you want to sell, and which crypto wallet address you want to sell from. Once verified, you will receive a notification and can withdraw your cash. Peer-to-Peer Exchanges: A Peer-to-Peer (P2P) exchange is a cryptocurrency platform where users can privately exchange crypto with one another without the use of an intermediary. To sell Bitcoin on a P2P exchange, users will need to create an account, verify their identity, and go about the business of selling Bitcoin and other cryptocurrencies. Brokerages: Some brokerages facilitate selling bitcoin by acting as intermediaries between buyers and sellers. The downside is they often charge higher commission fees compared to crypto exchanges. Face-to-face Transactions: You can also opt to sell your cryptocurrency in an in-person location through the use of online platforms. All you have to do is simply choose to meet up with a buyer, go to Bitcoin’s website, create an account, verify your identity, and connect your bank account. Once you have opened your account you can then send the bitcoin (BTC) you’d like to sell to a specified Bitcoin address. After the sale is processed, you’ll receive cash in your bank account. Have a Strategy for Selling Bitcoin Whether your goal is to sell your cryptocurrency for potential future gains or to trade cryptocurrencies regularly for maximum profits and revenues, it’s essential to develop a solid strategy. Your strategy should include what to buy, be it a bitcoin, a digital asset, or an NFT, when to buy crypto, how much to buy, and when to sell your cryptocurrencies. To know more about cryptocurrency and taxes, check out our article do you have to pay taxes on cryptocurrency? Complete the Transaction In the digital landscape of cryptocurrencies, transactions work differently than conventional bank transfers. The core principle involves utilizing a private key, a cryptographic equivalent of a password, to authorize and initiate the transfer of cryptocurrency to its intended recipient. Once this is complete, the transaction is propagated throughout the network and awaits confirmation from the network nodes. This process is crucial to ensure the integrity and irreversibility of the transaction. It’s worth noting that while the decentralized nature of cryptocurrencies offers many advantages, it often comes with associated costs. Users typically incur network fees, essentially compensatory amounts paid to incentivize miners or validators who play a pivotal role in verifying and recording transactions on the blockchain. Being aware of these fees and planning transactions accordingly can help users optimize their expenses. Withdraw Cryptocurrency to Your Bank Account The culmination of a crypto sale often involves converting your digital assets back into fiat currency, though the process can vary based on individual preferences and immediate financial needs. For those wishing to liquidate their crypto holdings, various platforms provide an option to directly transfer the funds to linked bank accounts. This conversion is facilitated by the exchange, which acts as an intermediary, converting your cryptocurrency into your local fiat currency. While this offers a seamless way to access your funds, it’s vital to be cognizant of potential withdrawal fees, which differ across platforms and are deducted from the withdrawn amount. For quicker access to funds, some platforms provide transfers to debit cards, allowing users to spend their money directly without needing a bank transfer. This feature further increases the flexibility within the cryptocurrency space. Choosing the Right Method to Sell Your Bitcoin With multiple options for selling your Bitcoin and other cryptocurrencies, it’s crucial to grasp the advantages and disadvantages of each method in order to make a well-informed choice. The table below provides a quick comparison of various selling methods, assisting you in determining which one best suits your preferences and needs. MethodProsCons Cryptocurrency ExchangeAdvanced analytics, user-friendly, lower feesRequires account setup Bitcoin ATMsInstant cash withdrawal, simpleLimited availability Peer to Peer ExchangesPrivate transactions, no intermediariesRequires identity verification BrokeragesActs as intermediaries, simplifies processOften higher commission fees Face-to-face TransactionsDirect and personal, potential for cash transactionsSafety concerns, requires meeting in person How do you convert crypto to cash? Cryptocurrencies, despite their revolutionary design, function within a global financial system that primarily relies on traditional fiat currencies. Consequently, there often arises a moment when cryptocurrency holders seek to convert their digital assets into cash. Here’s a more detailed overview of how to sell cryptocurrency: 1. Using Cryptocurrency Exchanges: This is perhaps the most popular method. Crypto exchanges like Coinbase, Binance, and Kraken offer platforms where users can sell their cryptocurrencies for fiat money. After selling your crypto on these platforms, you can request a withdrawal, and the money will be transferred to your linked bank account. It’s worth noting that these transactions can come with fees, and the exchange rate might vary slightly from the current market rate. 2. Brokerage Services: Some cryptocurrency enthusiasts opt for broker services that specialize in large transactions. These brokers can help liquidate substantial amounts of cryptocurrencies at favorable rates, especially useful for large investors or institutions. 3. Bitcoin ATMs: These are physical kiosks that function like traditional ATMs. Instead of withdrawing cash from a bank account, users can convert their Bitcoin into cash. Although they offer great convenience, particularly for smaller transactions, it is important to note that Bitcoin ATMs typically charge higher transaction fees compared to online platforms. 4. Crypto Debit Cards: Some companies offer cards that allow users to spend their cryptocurrencies just like they would with a conventional debit card. When used, the required amount of cryptocurrency is converted into cash in real time, making transactions seamless. It’s an innovative way to bridge the gap between the digital and physical realms of finance. 5. Peer-to-Peer Transactions: Another method to convert crypto to cash is through peer-to-peer platforms or even in-person transactions. Platforms like LocalBitcoins connect buyers and sellers directly. Here, you can find someone willing to buy your cryptocurrency for cash. However, this method requires caution due to potential fraud risks. In conclusion, although cryptocurrencies present a new way to engage with finance, the demand for cash persists. Fortunately, several methods have developed to assist in converting crypto to fiat, each designed to meet varying needs and preferences. As always, it’s crucial to prioritize security and be aware of any associated fees when converting your crypto holdings into cash. What is the cheapest way to buy and sell cryptocurrency? Investing in cryptocurrencies through exchanges is the most cost-effective method for buying and selling bitcoin. For instance, the Binance app provides competitive rates and supports various devices. Additionally, it features low trading fees and allows payments via bank transfer, credit or debit card, and cash. For information on how to sell cryptocurrency, be sure to check out our article How to Buy Cryptocurrency. Image: Depositphotos This article, "How to Sell Cryptocurrency" was first published on Small Business Trends View the full article

Understanding how to sell cryptocurrency is crucial in today’s digital age. Cryptocurrency has become a significant force in the trading of digital assets, goods, and services. With the growing decentralization of the crypto world, more individuals and businesses are investing in cryptocurrencies. This shift allows businesses to connect with a tech-savvy demographic, offering not just goods and services but also promotional tokens and collectibles like NFTs. What is the Best Way to Sell Cryptocurrency? Navigating the world of digital currencies can seem daunting for both newcomers and seasoned investors. There are myriad ways to liquidate your cryptocurrency assets. You might consider direct peer-to-peer transactions, utilizing specialized Bitcoin ATMs, seeking the services of a dedicated brokerage, or turning to cryptocurrency exchanges, which are often the most recommended route. Cryptocurrency exchanges, commonly referred to as crypto apps, have gained popularity due to their wide range of available digital currencies and the ease with which users can execute transactions. These platforms often offer educational tools, real-time market analytics, and security features, further enhancing their appeal. To utilize such an exchange, individuals typically need to establish an account, undergo a verification process, and link a traditional bank account to facilitate fiat currency withdrawals. In terms of accepting payment and payment options, check out our article on how to accept crypto payments. Exactly How to Sell Cryptocurrency Once you buy your cryptocurrencies, there will come a time when you will want to sell them. This is how to sell cryptocurrencies safely. Get a Cryptocurrency Wallet Choose a Bitcoin Blockchain Choose your Currency Add Your Cryptocurrency to Your Wallet Decide How You Want to Sell Bitcoin Develop a Selling Strategy Complete the Transaction Withdraw to Your Bank Account Get a Cryptocurrency Wallet A cryptocurrency wallet acts as the first gateway for anyone delving into the realm of digital currency trading. Think of it as a digital purse, crucial for storing, receiving, and sending cryptocurrencies securely. Beyond merely acting as storage, these wallets play a pivotal role in verifying and recording transactions on the blockchain. Cryptocurrency wallets can manifest as software applications for various devices or as physical hardware devices, each with its own security features. One crucial consideration when choosing a wallet is compatibility with various cryptocurrencies. As the crypto landscape diversifies, having a multi-currency wallet becomes increasingly beneficial, ensuring seamless trades across a broad spectrum of digital assets. Choose a Bitcoin Blockchain Blockchain technology, the underpinning foundation of all cryptocurrencies, revolutionizes the way transactions are conducted. These decentralized ledgers, free from the influence of centralized institutions, provide unparalleled transparency and security for all users. Transactions are recorded in a tamper-proof manner, instilling confidence in users. However, not all blockchains are created equal. Different blockchain platforms may come with distinct features, transaction speeds, and associated fees. Understanding the intricacies of different blockchains, whether it’s Ethereum, Binance Smart Chain, or others, is crucial for any trader who wants to optimize their returns and facilitate seamless transactions. Choose your Currency The cryptocurrency ecosystem has grown exponentially since the inception of Bitcoin, heralding a new era of digital assets. Today, traders can choose from thousands of cryptocurrencies, each with its unique value proposition, use case, and market dynamics. While major players like Ethereum, Litecoin, and Ripple are frequently in the limelight, there are numerous lesser-known coins, sometimes referred to as altcoins, that offer potential opportunities for discerning traders. However, it’s imperative to approach trading with due diligence. Researching a cryptocurrency’s background, technological framework, team, and community support can provide valuable insights, helping traders make informed choices and mitigate potential risks. Add Your Cryptocurrency to Your Wallet Venturing into the world of crypto trading necessitates an initial investment. After setting up a digital wallet, the next step involves procuring some cryptocurrency. This can be achieved by purchasing through established exchanges or even receiving payments in crypto for goods or services. Once acquired, the crypto assets should be transferred securely to your chosen wallet. This migration ensures that the funds are under your direct control, mitigating risks associated with exchange hacks or downtimes. Familiarizing oneself with the intricacies of sending and receiving cryptocurrencies, including understanding public and private keys, can streamline this process and fortify one’s security practices. Choose How You Want to Sell Bitcoin There are several ways where you can sell Bitcoin or any other cryptocurrency. Below are some available options: Cryptocurrency Exchange: Crypto exchanges or Crypto apps act as marketplaces for trading in cryptocurrencies. They offer several tools such as advanced analytics, robust security, user-friendly features, and support, and offer relatively lower fees that make buying and selling Bitcoin or other cryptocurrencies easy. Bitcoin ATMs: You can use Bitcoin ATMs or kiosks to sell Bitcoin. All you have to do is log in to your account, indicate how much Bitcoin you want to sell, and which crypto wallet address you want to sell from. Once verified, you will receive a notification and can withdraw your cash. Peer-to-Peer Exchanges: A Peer-to-Peer (P2P) exchange is a cryptocurrency platform where users can privately exchange crypto with one another without the use of an intermediary. To sell Bitcoin on a P2P exchange, users will need to create an account, verify their identity, and go about the business of selling Bitcoin and other cryptocurrencies. Brokerages: Some brokerages facilitate selling bitcoin by acting as intermediaries between buyers and sellers. The downside is they often charge higher commission fees compared to crypto exchanges. Face-to-face Transactions: You can also opt to sell your cryptocurrency in an in-person location through the use of online platforms. All you have to do is simply choose to meet up with a buyer, go to Bitcoin’s website, create an account, verify your identity, and connect your bank account. Once you have opened your account you can then send the bitcoin (BTC) you’d like to sell to a specified Bitcoin address. After the sale is processed, you’ll receive cash in your bank account. Have a Strategy for Selling Bitcoin Whether your goal is to sell your cryptocurrency for potential future gains or to trade cryptocurrencies regularly for maximum profits and revenues, it’s essential to develop a solid strategy. Your strategy should include what to buy, be it a bitcoin, a digital asset, or an NFT, when to buy crypto, how much to buy, and when to sell your cryptocurrencies. To know more about cryptocurrency and taxes, check out our article do you have to pay taxes on cryptocurrency? Complete the Transaction In the digital landscape of cryptocurrencies, transactions work differently than conventional bank transfers. The core principle involves utilizing a private key, a cryptographic equivalent of a password, to authorize and initiate the transfer of cryptocurrency to its intended recipient. Once this is complete, the transaction is propagated throughout the network and awaits confirmation from the network nodes. This process is crucial to ensure the integrity and irreversibility of the transaction. It’s worth noting that while the decentralized nature of cryptocurrencies offers many advantages, it often comes with associated costs. Users typically incur network fees, essentially compensatory amounts paid to incentivize miners or validators who play a pivotal role in verifying and recording transactions on the blockchain. Being aware of these fees and planning transactions accordingly can help users optimize their expenses. Withdraw Cryptocurrency to Your Bank Account The culmination of a crypto sale often involves converting your digital assets back into fiat currency, though the process can vary based on individual preferences and immediate financial needs. For those wishing to liquidate their crypto holdings, various platforms provide an option to directly transfer the funds to linked bank accounts. This conversion is facilitated by the exchange, which acts as an intermediary, converting your cryptocurrency into your local fiat currency. While this offers a seamless way to access your funds, it’s vital to be cognizant of potential withdrawal fees, which differ across platforms and are deducted from the withdrawn amount. For quicker access to funds, some platforms provide transfers to debit cards, allowing users to spend their money directly without needing a bank transfer. This feature further increases the flexibility within the cryptocurrency space. Choosing the Right Method to Sell Your Bitcoin With multiple options for selling your Bitcoin and other cryptocurrencies, it’s crucial to grasp the advantages and disadvantages of each method in order to make a well-informed choice. The table below provides a quick comparison of various selling methods, assisting you in determining which one best suits your preferences and needs. MethodProsCons Cryptocurrency ExchangeAdvanced analytics, user-friendly, lower feesRequires account setup Bitcoin ATMsInstant cash withdrawal, simpleLimited availability Peer to Peer ExchangesPrivate transactions, no intermediariesRequires identity verification BrokeragesActs as intermediaries, simplifies processOften higher commission fees Face-to-face TransactionsDirect and personal, potential for cash transactionsSafety concerns, requires meeting in person How do you convert crypto to cash? Cryptocurrencies, despite their revolutionary design, function within a global financial system that primarily relies on traditional fiat currencies. Consequently, there often arises a moment when cryptocurrency holders seek to convert their digital assets into cash. Here’s a more detailed overview of how to sell cryptocurrency: 1. Using Cryptocurrency Exchanges: This is perhaps the most popular method. Crypto exchanges like Coinbase, Binance, and Kraken offer platforms where users can sell their cryptocurrencies for fiat money. After selling your crypto on these platforms, you can request a withdrawal, and the money will be transferred to your linked bank account. It’s worth noting that these transactions can come with fees, and the exchange rate might vary slightly from the current market rate. 2. Brokerage Services: Some cryptocurrency enthusiasts opt for broker services that specialize in large transactions. These brokers can help liquidate substantial amounts of cryptocurrencies at favorable rates, especially useful for large investors or institutions. 3. Bitcoin ATMs: These are physical kiosks that function like traditional ATMs. Instead of withdrawing cash from a bank account, users can convert their Bitcoin into cash. Although they offer great convenience, particularly for smaller transactions, it is important to note that Bitcoin ATMs typically charge higher transaction fees compared to online platforms. 4. Crypto Debit Cards: Some companies offer cards that allow users to spend their cryptocurrencies just like they would with a conventional debit card. When used, the required amount of cryptocurrency is converted into cash in real time, making transactions seamless. It’s an innovative way to bridge the gap between the digital and physical realms of finance. 5. Peer-to-Peer Transactions: Another method to convert crypto to cash is through peer-to-peer platforms or even in-person transactions. Platforms like LocalBitcoins connect buyers and sellers directly. Here, you can find someone willing to buy your cryptocurrency for cash. However, this method requires caution due to potential fraud risks. In conclusion, although cryptocurrencies present a new way to engage with finance, the demand for cash persists. Fortunately, several methods have developed to assist in converting crypto to fiat, each designed to meet varying needs and preferences. As always, it’s crucial to prioritize security and be aware of any associated fees when converting your crypto holdings into cash. What is the cheapest way to buy and sell cryptocurrency? Investing in cryptocurrencies through exchanges is the most cost-effective method for buying and selling bitcoin. For instance, the Binance app provides competitive rates and supports various devices. Additionally, it features low trading fees and allows payments via bank transfer, credit or debit card, and cash. For information on how to sell cryptocurrency, be sure to check out our article How to Buy Cryptocurrency. Image: Depositphotos This article, "How to Sell Cryptocurrency" was first published on Small Business Trends View the full article

Creditors criticise “ransom terms” on up to £3bn in funding as the utility faces running out of cash View the full article

Treasury Secretary Scott Bessent, who was named to be acting director of the Consumer Financial Protection Bureau, has told the agency's staff to put a halt to all rules, enforcement actions and hiring. View the full article

There are a lot of music streaming services to choose from right now. Many of us subscribe to Spotify or Apple Music, but still others may use YouTube Music, Amazon Music, or Tidal. They all have their pros and cons, but if price is the most important factor for you, it's a good time to check out Apple's offering. Apple Music usually costs $10.99 for individual users, $16.99 for families, and $5.99 for students—pretty standard for music streaming pricing. Today, however, Apple announced an impressive deal for eligible new subscribers: Six months of Apple Music for $2.99. That's not three dollars per months, but three dollars total. Who's eligibleThat's a pretty great value for six months of Apple Music, but there are some strict caveats. For one, this is for new subscribers. If you have an active Apple Music subscription, or you used to subscribe but canceled in the past, you can't take advantage of this offer, which is a bummer. (I'd personally love to snag the next half a year for $3 instead of $66.) On top of that, you aren't eligible if you're also currently eligible for an Apple Music three-month free trial. Apple offers this trial to users who buy an eligible new Apple device, including an iPhone, iPad, Apple Watch, Mac, Apple TV, AirPods Pro, AirPods, AirPods Max, Beats headphones and speakers, HomePod and HomePod mini. If you recently bought any of these devices, your connected Apple ID is likely eligible for the free trial, so you can't take advantage of this discount deal. (That said, three months of Apple Music for nothing is also a great value.) Apple isn't running this promotion on a whim. The company (specifically Apple Music) is sponsoring this year's Super Bowl Half-Time show. Don't be surprised to see some ads for this deal this Sunday. How to subscribe to Apple Music for $3If you are eligible for the promotion, you may see the offer appear in your Apple Music app itself. Just open the app on your iPhone, iPad, or Mac, and make sure you're signed in with your Apple Account. Apple says the offer should automatically appear, but if not, head to the Home tab. When you do see the offer, hit "Accept Now." You can also head to the official site for this promotion and hit Redeem Now to kickstart the process. You have until Feb. 27 to take advantage. Six months for $3 is a great deal, but it is a bit dangerous: Half a year is a long time—long enough to forget you're subscribed to the service. If you don't cancel before that six month deadline, Apple will automatically bill you $10.99 as part of the standard month plan. As with any trial or discounted subscription, I always recommend setting a reminder at least a few days before the renewal date. That way, you can be sure to cancel in time. View the full article

Over the weekend, Elon Musk took to X with a series of tweets claiming that the U.S. Agency for International Development (USAID) was a “criminal organization” that needed to “die.” By this morning, the agency’s doors were closed to employees, logos, and photos of its aid work were stripped from the building’s walls, and its website and social media accounts were gone. “We spent the weekend feeding USAID into the wood chipper,” Musk tweeted on Monday. The tech billionaire is also the head of the new Department of Government Efficiency, or DOGE, which has been given increasingly wide-reaching power just over a month into the Trump administration’s second term. The apparent dismantling of USAID comes after hundreds of its employees and contractors were fired or furloughed last week. On Saturday, five sources told NBC News that USAID’s director of security and his deputy were placed on administrative leave after attempting to stop DOGE employees from accessing secure USAID systems. Multiple U.S. legislators have warned that changes to the structure of USAID should not be under the executive branch’s jurisdiction alone. Still, Musk appears to be moving ahead with attempting to shut down the agency. “With regard to the USAID stuff, I went over [it] with [Trump] in detail, and he agreed that we should shut it down,” Musk said in a video posted to X this weekend. So what is USAID, and what could a shutdown of the agency mean? Here’s what you need to know: What is USAID? USAID was created in 1961 as America’s first single agency charged with spearheading foreign economic assistance, bringing together several existing programs under one umbrella. The agency’s stated purpose is to “[administer] aid to foreign countries to promote social and economic development.” According to an archived USAID webpage, President John F. Kennedy said of the agency at the time of its creation, “There is no escaping our obligations: our moral obligations as a wise leader and good neighbor in the interdependent community of free nations—our economic obligations as the wealthiest people in a world of largely poor people, as a nation no longer dependent upon the loans from abroad that once helped us develop our own economy—and our political obligations as the single largest counter to the adversaries of freedom.” What does USAID do? Over more than six decades of operations, USAID has taken a number of different approaches to administering foreign aid. In the 1970s, the agency focused on a “basic human needs approach,” mainly working to provide resources like food and nutrition, health assistance, and education. In the 1980s, it pivoted to larger programs focused on stabilizing foreign financial systems and currencies (in 1989, USAID played a “lead role in planning and implementing programs following the fall of the Berlin Wall,” according to the archived web page.) In 2023, USAID managed over $40 billion of appropriations provided to around 130 countries, according to the Congressional Research Service (CRS). Of that amount, $16.8 billion went toward governance, while $10.5 billion went to humanitarian aid and $7 billion to health efforts. Per the CRS, the top 10 recipients of USAID funds in 2023 were Ukraine, Ethiopia, Jordan, Democratic Republic of Congo, Somalia, Yemen, Afghanistan, Nigeria, South Sudan, and Syria. “Reflecting USAID’s poverty reduction mandate, 70 of the 77 World Bank-determined low- and lower-middle income countries received USAID assistance in FY2023,” the CRS report notes. “USAID programmed 40% of its funds in Europe and Eurasia in FY2023, the majority of which were for Ukraine.” Why is this attempted shutdown happening? DOGE’s purported mission has been to take an “entrepreneurial approach” to government by slashing “excess regulations, [cutting] wasteful expenditures, and [restructuring] Federal Agencies.” Musk is framing the attempted shutdown of USAID as part of that individualistic mission, calling the agency a “scam” and a “grift.” This morning, Musk reposted a tweet stating, “Stop giving $ to countries that hate us.” Meanwhile, experts are warning that killing USAID could have immediate effects on the U.S.’s ability to deliver foreign aid, and that rebuilding the agency from the ground up would require a massive effort. “It’s a national security tool kit that has been developed over 60 years,” Jeremy Konyndyk, president of the aid group Refugees International, said in an interview with The Washington Post. “And if it’s destroyed, it cannot be easily rebuilt.” View the full article

The company, which became a depository in 2022, will be offering affordable housing products and initiatives in 45 states and the District of Columbia. View the full article

We may earn a commission from links on this page. I'll download any app. If I see an ad or hear about an app, it's going right on my phone. I don't care at all if it's all a scheme to get my data. My data is out there, baby, and it's too late to care, so I might as well reap all the benefits these flash-in-the-pan, VC-bolstering apps can give me. Most of the time, I don't get much. But sometimes, I get free stuff! I love trading my data and precious, finite time on this earth for meager rewards. Here are my favorite ways to do it. The best ways to get free food or drinksI've mentioned this before, but the Dunkin' Donuts app is elite in terms of rewards. The powers that be restructured it a few years back, which caused some controversy among the DD faithful, but if you play it right, you can get all kinds of treats for free. Yes, you have to spend money to earn money, but if you're already going to Dunkin', it doesn't really matter. For every dollar you spend, you get 10 rewards points, but if you visit 12 times in a month and hit "boosted" status, each dollar you spend until the end of the month earns you 12 points. Rack up enough points and you can get an espresso shot for 150, a donut for 250, coffee of any size for 500, and so on. There are also point-enhancing promotions going on all the time. Sometimes, you get bonus points for ordering a certain snack or visiting at a certain time. On Mondays you get 100 points just for mobile ordering. It all stacks up pretty quickly and soon enough, you're rolling in free drinks and bagels. Behold: A few months ago, I had over 25,000 points. Credit: Lindsey Ellefson In the food and drink sphere, I have a membership and associated app at pretty much every restaurant chain. McDonald's is a good one, since they're constantly running promotions where you can get a free something-or-other, usually for doing nothing but using the app. On days when I'm feeling frugal but not particularly health-conscious, you'll catch me mobile-ordering my way to one large fry and a big Diet Coke—and the fry? It's free. I'm not a big fan of Panera because the rewards are minimal (but again, this is all just my opinion) but I do think 7 Eleven has an underrated rewards app. I usually get a dollar or so off every few visits at least. If I could share one tip, it would be to encourage friends and family members who are lazy or distrustful of Big Tech to enter your phone number when checking out at any of these chain stores with rewards programs. By enlisting my mother and boyfriend, I have earned oodles of points and free things on their dime (though, at times, they discover at checkout that I am owed a reward of some kind and use it for themselves, which is just the name of the game, unfortunately). Look at all my options. Credit: Lindsey Ellefson For a slightly different spin on getting free stuff from a food app, try Seated. Again, I've evangelized on this one before. What sets Seated apart from other restaurant-affiliated apps is that the free things you get for using it don't come from the restaurants themselves. Instead, you get a percentage of your money back every time you use the app to make a reservation and eat a meal, then you can spend that money on gift cards for things like Uber, Amazon, and TJMaxx (or just have it deposited back into your checking account). Again, you have to spend money to make money, but it's better than getting nothing. I have gotten hundreds of dollars back from Seated and turned that into hundreds of dollars worth of free stuff. I was already going to eat at those restaurants, so by my logic, the things I bought with my earnings really were free. Seated has an involved, useful interface. Credit: Lindsey Ellefson Other free-stuff appsI'm into makeup and personal care items, so I'm always looking for ways to get my hands on more. Years ago, I downloaded an app called Influenster, which promised free samples in exchange for a little effort on my part. Mostly, I had to review products. Within the app, you could read other users' reviews of various makeup, skincare, perfume, and other self-care items, so I was largely contributing to that. After earning up cred within the app, I started getting free stuff sent to me, all with the caveat that I would thoughtfully review it. There were other tasks I could complete, like creating public Instagram posts about products, but I declined—that's not my style; I operate this free-stuff quest quietly. Even without completing those challenges, I was able to get a ton: I secured a few lipsticks from Revlon that I ended up liking so much I've consistently repurchased them since 2018, plus I got a perfume from Armani that got me more compliments than all my other fancy perfumes combined. I paid nothing. Not a cent. Great app. Honestly, I should download that one again, but I've moved on to two others that are pretty similar. First, I've been messing around with Goss, which is similar in terms of possible rewards. The best way I can describe it is like sports betting, but for pop culture. By using in-game currency to place bets on things like how many likes a celebrity's Instagram post will have within 24 hours or who will be voted off a reality show first, I acquire a second kind of in-game currency that can be traded for real-life products. Right now, I'm feverishly playing every day in the hopes of getting a Summer Fridays lip balm. Could I go to Sephora right now and buy one for $24? Absolutely I could. Is it more fun to answer questions, place bets, and gamify the whole ordeal? Absolutely it is. You can buy in-game currency with real-world money, but you don't have to. By completing arbitrary challenges like logging in every day or placing certain types of bets, you can quickly rack up enough to play consistently, all without spending a dime. Second, I've gotten very into Iris, which is an even closer match to Influenster. You earn up "gems" by reviewing products, posting discussions, and generally interacting with the community, which is comprised of people interested in beauty and skincare. These gems can be used on "drops," which are limited-time offers of products you can get sent to you, but then must review. The drops you're eligible for depend on your level within the app, with the quality of the items scaling up as you increase your own level. They're also quite limited: A drop may only have two pieces available, so you have to order it the second it hits your phone—unless you're saving up for something. Right now, I'm entertaining the delusion that I'll earn 45,000 gems fast enough to snag the final remaining Dyson Airstraight, a hair tool that costs $500 in the real world. The nice thing about Iris is that you can't even use real money to buy gems or boost yourself. You really do have to do it all on your own and pay nothing, which, if you don't count the "cost" of your time and labor, means it's all free. I am earning gems at a rate you wouldn't believe. Credit: Lindsey Ellefson Thoughts on free-stuff appsI understand that nothing in life is truly free. I'm giving companies access to my data, plus I'm spending hours playing games, writing reviews, or even spending money to earn some back. I get that! But it's fun, and that's the point. By choosing apps that line up with the things you'd already be doing—in my case, buying makeup or walking to Dunkin' twice a day—you can earn free rewards, make a game out of it, and make the most of your daily activities. View the full article

This post was written by Alison Green and published on Ask a Manager. A reader writes: One of my employees, “Pam,” has been having pains that I won’t specify for the sake of anonymity. Her condition is degenerative but can be managed quite successfully through physical therapy and occasional steroid injections. I happily made several doctor-recommended accommodations and alterations to Pam’s workspace, at the expense of the company, to make the eight hours a day she spends here more manageable. Pam went to several weeks of physical therapy sessions, but then stopped going because it turns out physical therapy “isn’t really enjoyable for me” (is it for anyone?). She also stopped the steroid injections, because she hated waiting so long each time she had to go in. She had shown marked improvement and relief while she was being treated, and our insurance plan covered the treatment fully. All this is info that she openly volunteered to me. Now, for the past three months since she stopped treatment, everyone in our office has been subjected to near-constant moans and groans of pain. The worst is in the morning when Pam shuffles in and groans with every step. Several of her coworkers have come to me saying that the constant groaning is taking a toll on people’s sanity. I do not know how to handle such a sensitive issue. Pam’s decision to not take care of her very treatable medical needs is subjecting the entire company to misery and lots of eye-rolling. I answer this question over at Inc. today, where I’m revisiting letters that have been buried in the archives here from years ago (and sometimes updating/expanding my answers to them). You can read it here. View the full article

A Human Resources Manager is indispensable to any organization. Their goal? To ensure a positive, healthy work environment that fosters growth and productivity. They are at the helm of the Human Resources Department, guiding and implementing HR strategies and providing employee-related services. This article introduces the HR Manager job description, along with their key responsibilities, educational requirements, and the important roles they play in ensuring compliance. Expect practical insights, starting with handy templates for hiring designed to empower your business’s HR practices. Human Resources Job Description Template Whether you’re a bustling startup or a seasoned small business, finding the right fit for your HR needs is critical. The heart of any organization lies in its human resources, and having the right individuals managing, developing, and guiding your team is paramount. Below are four unique job description templates for various HR roles, each designed to attract the best talent for your business. From HR Managers to HR Generalists, these templates have been carefully crafted to encompass the diverse range of responsibilities and qualifications these roles require. Let’s explore the roles and find the perfect match for your HR needs. Template 1: This template is for an HR Manager position at a growing tech start-up. The HR Manager will be responsible for overseeing all aspects of human resources operations, including recruitment, employee relations, benefits administration, and professional development. The role emphasizes the HR Manager’s impact on company culture, employee satisfaction, and overall success. Position: HR Manager Location: [City, State] Company: [Company Name] About Us: We are a growing tech start-up passionate about creating innovative solutions that make a real difference. Our team is our most valuable asset, and we believe in nurturing talent, encouraging creativity, and fostering a culture of inclusion and diversity. Job Description: As our HR Manager, you’ll be the cornerstone of our team, responsible for every aspect of our human resources operations. This will involve overseeing recruitment, managing employee relations, administering benefits, and leading our team’s professional development. You will have a direct impact on our company culture, our team’s satisfaction, and our overall success. Responsibilities: Develop and implement HR strategies and initiatives aligned with the overall business strategy. Manage the recruitment and selection process. Support current and future business needs through the development, engagement, motivation, and preservation of human capital. Develop and monitor overall HR strategies, systems, tactics, and procedures across the organization. Nurture a positive working environment. Oversee and manage a performance appraisal system that drives high performance. Maintain pay plan and benefits program. Assess training needs to apply and monitor training programs. Ensure legal compliance. Report to management and provide decision support through HR metrics. Ensure all HR activities adhere to legal guidelines. Direct all hiring and training procedures for new employees. Manage our employees’ grievances. Coordinate with management and staff to facilitate effective HR procedures. Regularly meet with employees for progress reviews and assessments, discussing any problems or grievances they may have. Qualifications: Proven working experience as an HR Manager. People-oriented and results-driven. Knowledge of HR systems and databases. Excellent active listening, negotiation, and presentation skills. Competence to build and effectively manage interpersonal relationships at all levels of the company. In-depth knowledge of labor law and HR best practices. Ability to architect strategy along with leadership skills. BS/MS degree in Human Resources or related field. Demonstrable experience with Human Resources metrics. Ability to handle data with confidentiality. Benefits: Competitive salary. Generous vacation policy. Health, dental, and vision insurance. Professional development opportunities. Flexible work hours. Remote work opportunities. A vibrant, inclusive workplace culture. Educational Requirements: A bachelor’s degree in Human Resources, Business Administration, or a related field is mandatory. Holding a master’s degree or obtaining relevant certification is an advantage. To Apply: Please submit your resume and a brief cover letter explaining why you’re the perfect fit for this role. Include any relevant certifications, experiences, and how you can contribute to our team. [Company Name] is an equal opportunity employer and does not discriminate on the basis of race, color, religion, gender, sexual orientation, national origin, age, disability, or any other protected characteristic. We celebrate diversity and are committed to creating an inclusive environment for all employees. We’re looking forward to reading your application! Template 2: In this template, a software development company is hiring an HR Coordinator. The HR Coordinator will have administrative and strategic responsibilities, supporting functions such as staffing, training and development, and compensation and benefits. The role involves assisting with recruitment, employee development, performance management, and maintaining HR records. Position: HR Coordinator Location: [City, State] Company: [Company Name] About Us: As a dynamic software development company, we are committed to delivering cutting-edge solutions while fostering an environment that values innovation, creativity, and diversity. Job Description: We are looking for an HR Coordinator to support our HR department in ensuring smooth and efficient business operations. The HR Coordinator will have both administrative and strategic responsibilities, helping us plan and administer important functions, such as staffing, training and development, and compensation and benefits. Responsibilities: Assist with all internal and external HR related matters. Participate in developing organizational guidelines and procedures. Recommend strategies to motivate employees. Assist with the recruitment process by identifying candidates, conducting reference checks, and issuing employment contracts. Investigate complaints brought forward by employees. Coordinate employee development plans and performance management. Perform orientations and update records of new staff. Produce and submit reports on general HR activity. Assist with budget monitoring and payroll. Keep up-to-date with the latest HR trends and best practices. Manage employees’ grievances. Ensure the company’s HR policies are in compliance with regulations. Oversee the health and safety of the workforce. Coordinate training sessions and seminars. Perform duties such as job descriptions, job posting and promotion, and hiring analytics. Qualifications: A degree in HR or a related field is desirable. Experience as an HR Coordinator or relevant human resources/administrative position. Knowledge of human resources processes and best practices. Strong ability in using MS Office (MS Excel and MS Powerpoint, in particular). Experience with HR databases and HRIS systems. Ability to handle data with confidentiality. Good organizational and time management skills. CIPD certification is an advantage. Excellent communication and interpersonal skills. Strong decision-making and problem-solving skills. Benefits: Health, dental, and vision insurance. Competitive compensation package. Opportunity for professional growth and career advancement. A supportive, friendly work environment. Retirement plan. Flexible working hours. Remote work opportunities. Educational Requirements: A bachelor’s degree in Human Resources, Business Administration, or a related field is required. Further HR training will be a plus. To Apply: Interested candidates are invited to submit their CV and cover letter. In your application, please highlight your previous experiences that align with the job responsibilities and describe why you are interested in this role. [Company Name] is an equal opportunity employer and does not discriminate on the basis of race, color, religion, gender, sexual orientation, national origin, age, disability, or any other protected characteristic. We celebrate diversity and are committed to creating an inclusive environment for all employees. Template 3: The company in this template is a digital marketing firm looking for an HR Assistant. The HR Assistant will provide administrative support to the HR department, including maintaining HR files and records, assisting with recruitment and onboarding, producing reports, coordinating training sessions, and staying updated with HR trends and best practices. Position: HR Assistant Location: [City, State] Company: [Company Name] About Us: We are a promising digital marketing firm that prides itself on innovation and the creative energy of our team. We believe in the power of collaboration, diversity, and individual growth. Job Description: We are seeking an HR Assistant to join our team. You will perform administrative tasks and services to support the effective and efficient operations of our company’s HR department. Responsibilities: Maintain accurate and up-to-date human resource files, records, and documentation. Respond to common inquiries from applicants and employees regarding standard policies, benefits, hiring procedures, and more. Assist with the recruitment process by identifying candidates, performing reference checks, and issuing employment contracts. Assist with performance management procedures. Schedule meetings, interviews, and HR events and maintain agendas. Coordinate training sessions and seminars. Perform orientations and update records of new staff. Produce and submit reports on general HR activity. Process payroll and benefits for employees. Assist with employee engagement activities. Support other assigned functions. Keep up-to-date with the latest HR trends and best practices. Assist with employee communication and feedback. Support HR consultants and specialists with various tasks. 15. Ensure compliance with labor regulations. Qualifications: Prior experience as an HR Assistant or in a related field. Basic knowledge of labor laws. Experience with HR databases and HRIS systems. Strong administrative skills. Familiarity with social media recruiting. Understanding of HR operations and best practices. Excellent interpersonal relationship-building and employee coaching skills. Proficiency in Microsoft Office Suite. Ability to handle data with confidentiality. Excellent organizational skills and attention to detail. Benefits: Health, dental, and vision insurance. Competitive salary and bonus opportunities. Opportunities for professional development. A dynamic and positive work environment. Wellness programs. Flexible working hours. Remote work opportunities. Educational Requirements: A bachelor’s degree in Human Resources, Business Administration, or a related field is required. Relevant certification in HR is a plus. To Apply: If you are looking to grow your career in HR and want to join a vibrant team, please submit your resume and cover letter detailing your interest and qualifications for this role. We look forward to hearing from you! Template 4: This template is for an HR Generalist position at a fast-paced e-commerce company. The HR Generalist will handle various HR functions, including recruitment, onboarding, performance management, compensation, and employee communication. The role requires knowledge of employment laws, compliance, and best practices, along with strong communication and problem-solving skills. Position: HR Generalist Location: [City, State] Company: [Company Name] About Us: As a fast-paced e-commerce company, we value adaptability, innovation, and a customer-first approach. Our team is our greatest asset, and we believe in promoting a culture of collaboration, diversity, and growth. Job Description: We are seeking an HR Generalist to become part of our team. The HR Generalist will possess a comprehensive understanding of various human resources functions, including hiring, onboarding, employee compensation, and performance evaluation. If you are passionate about HR, knowledgeable about labor law, and eager to launch your career in this field, this opportunity is for you. Responsibilities: Conduct recruitment efforts for all personnel, and aid in the onboarding process. Perform routine tasks required to administer and execute human resource programs, including but not limited to compensation, benefits, and leave; disciplinary matters; disputes and investigations; performance and talent management; productivity, recognition, and morale. Handle employment-related inquiries from applicants, employees, and supervisors. Maintain compliance with federal, state, and local employment laws and regulations, and recommended best practices. Review, track, and document compliance with mandatory and non-mandatory training, continuing education, and work assessments. Maintain knowledge of trends, best practices, regulatory changes, and new technologies in human resources, talent management, and employment law. Assist with the execution of the performance management system, including the annual performance appraisal process. Manage employee communication and feedback. Handle workplace investigations and disciplinary, and termination procedures. Collaborate with management to understand skills and competencies required for openings. Analyze trends in compensation and benefits. Oversee daily operations of the HR department. Administer and oversee the benefits programs and activities. Facilitate and guarantee the seamless and effective daily functioning of training and development programs. Improve job satisfaction by resolving issues promptly, applying new perks and benefits, and organizing team-building activities. Qualifications: Proven experience as an HR Generalist. Understanding of general human resources policies and procedures. Good knowledge of employment/labor laws. Outstanding knowledge of MS Office. Excellent communication and people skills. Aptitude in problem-solving. Desire to work as a team with a results-driven approach. Additional HR training will be a plus. Experience with HRIS and ATS systems. Excellent organizational and leadership skills. Benefits: Competitive compensation package. Health, dental, and vision insurance. Professional development opportunities. A positive, supportive work environment. Retirement savings plan. Wellness program. Flexible work schedule. Remote work opportunities. Educational Requirements: A bachelor’s degree in Human Resources, Business Administration, or a related field is required. A professional HR accreditation, such as SHRM-CP or SHRM-SCP, is a plus. To Apply: If you are an enthusiastic HR professional eager to contribute to a rapidly expanding company, we would be delighted to hear from you. Kindly send us your resume along with a cover letter that outlines your experience and skills and explains why you believe you would be an excellent addition to our team. [Company Name] is an equal opportunity employer and does not discriminate on the basis of race, color, religion, gender, sexual orientation, national origin, age, disability, or any other protected characteristic. We celebrate diversity and are committed to creating an inclusive environment for all employees. We can’t wait to learn more about you! HR Job Description TemplatesPositionCompany TypeResponsibilitiesQualificationsBenefits Template 1HR ManagerTech Start-up- HR strategy and operations - Recruitment - Employee relations - Benefits admin - Professional development- Proven HR experience - HR systems knowledge - Strong communication skills- Competitive salary - Generous vacation policy - Health, dental, vision insurance Template 2HR CoordinatorSoftware Development- Admin and strategy support - Recruitment - Employee development - Performance management - HR records- HR-related experience - HR systems proficiency - Good organizational skills- Health, dental, vision insurance - Competitive compensation - Professional development Template 3HR AssistantDigital Marketing- HR admin tasks - Recruitment support - Employee development - Reports - Training coordination- HR Assistant or related experience - Basic labor law knowledge - Administrative skills- Health, dental, vision insurance - Competitive salary - Professional development Template 4HR GeneralistE-commerce- HR functions - Recruitment - Onboarding - Performance management - Compensation - Employee communication- Proven HR Generalist experience - HR policies knowledge - Problem-solving skills- Competitive compensation - Health, dental, vision insurance Template 5HR SpecialistFinancial Services- Recruitment - Employee relations - Benefits admin - Compliance - HR strategy- HR Specialist experience - Compliance expertise - Strong communication- Competitive salary - Health, dental, vision insurance - Professional development Responsibilities of an HR Manager An HR Manager’s responsibilities are manifold. They’re in charge of multiple areas, from employee relations to labor relations and employee recruitment to training and development programs. The HR Manager bridges the organization’s employees and management, ensuring effective communication and fostering a positive working environment. Employee Relations One of the key responsibilities of an HR Manager is handling employee relations. This involves resolving conflicts, addressing employee grievances, and maintaining a positive workplace culture. Effective conflict resolution skills and good communication skills are paramount to this role. Training and Development Programs HR Managers also play a critical role in developing training and development programs. These programs improve worker productivity and skill sets, aligning employee growth with the organization’s strategic planning objectives. Labor Relations HR Managers are responsible for managing labor relations within the organization. This includes handling negotiations with labor unions, addressing labor disputes, and ensuring compliance with labor laws and regulations. They work to maintain a harmonious relationship between the organization and its labor force. Employee Recruitment and Onboarding Another important responsibility is managing the recruitment process. HR Managers create recruitment strategies, conduct interviews, and make hiring decisions. They also participate in the onboarding process, ensuring that new employees are effectively integrated into the organization. Performance Management HR Managers establish and manage performance appraisal systems. They work closely with managers to set performance goals, monitor progress, provide feedback, and administer performance reviews. They also help identify training and development needs based on performance assessments. Compensation and Benefits HR Managers are responsible for designing and administering compensation and benefits programs. They ensure that the organization’s compensation packages are competitive and in compliance with relevant laws. This includes managing salary structures, bonuses, and benefits like health insurance and retirement plans. Policy Development and Compliance HR Managers develop and enforce company policies and procedures. They keep abreast of changes in employment laws and regulations and ensure the organization’s policies align with legal requirements. They also handle compliance reporting and audits. Diversity and Inclusion Initiatives HR Managers spearhead diversity and inclusion initiatives, cultivating a workplace culture that values inclusivity. They create and execute diversity programs, track progress, and make certain that the organization actively promotes diversity, equity, and inclusion. Talent Management and Succession Planning HR Managers identify and nurture talent within the organization. They work on succession planning to ensure a smooth transition of key roles. This includes identifying high-potential employees, providing them with growth opportunities, and preparing them for leadership positions. Responsibility AreaDescription Employee Relations- Resolving conflicts and grievances, maintaining a positive workplace culture Training and Development Programs- Developing programs to improve skills and productivity, aligning growth with strategic objectives Labor Relations- Managing relations with labor unions, addressing labor disputes and ensuring legal compliance Employee Recruitment and Onboarding- Developing recruitment strategies, conducting interviews and making hiring decisions Performance Management- Establishing performance appraisal systems, monitoring progress, and administering reviews Compensation and Benefits- Designing and administering compensation packages, managing salary structures and benefits Policy Development and Compliance- Developing and enforcing company policies, ensuring compliance with employment laws Diversity and Inclusion Initiatives- Leading diversity programs, promoting an inclusive workplace culture Talent Management and Succession Planning- Identifying and nurturing talent, preparing for leadership transitions Educational Requirements for HR Managers Most Human Resources Managers hold a bachelor’s degree, typically in Human Resources Management, Business Administration, or a related field. This foundational education equips them with a broad understanding of business practices, organizational behavior, and the legal aspects of employment. Additionally, a growing number of organizations are beginning to require a master’s degree for HR Manager positions, particularly for roles that demand a more strategic involvement in the company. Relevant certifications, such as those offered by the Society for Human Resource Management (SHRM), can also be incredibly beneficial. These certifications showcase a greater understanding and dedication to the field while also ensuring that HR professionals stay updated on the latest best practices, legal requirements, and trends in workforce management. For those looking to expand their knowledge or enter the field, resources such as SHRM’s website, HR certification courses, and advanced degree programs in human resources offer valuable opportunities for professional development and career advancement. If you are planning on hiring an HR Manager for your small business, expect to pay them around $130,000 annually or $62.50 per hour, according to Median Pay (Median Pay: US Bureau of Labor Statistics). HR Manager and Compliance The HR Manager’s role is vital when it comes to legal compliance. They must be well-versed in employment and labor laws, ensuring the organization adheres to these regulations. This might involve recommending human resource policies or conducting investigations when needed. HR Systems and Technology In the digital age, HR Managers must be adept at using human resources software and technology. This includes HRIS (Human Resources Information System) for managing historical human resource records, applicant tracking systems for streamlining the hiring process, and workforce analytics tools for assessing worker productivity. Compensation, Benefits, and Performance Management An HR Manager is typically involved in managing pay structure revisions, overseeing benefits administration, and running the performance appraisal system. They ensure that employees are compensated fairly, that benefits programs meet employee needs, and that performance management practices accurately assess and reward employee performance. Recruitment and Onboarding An HR Manager plays a critical role in the hiring process. They work closely with hiring managers to identify talent needs, create job descriptions, and streamline recruitment. Once candidates are selected, HR Managers oversee the onboarding process, ensuring new hires are well-integrated into the organization. The Bigger Picture: HR Manager in Strategic Planning As organizations expand, the role of the HR Manager becomes increasingly strategic. They partake in workforce planning, succession planning, and organizational development. Their insights into employee engagement, performance metrics, and labor relations make them key contributors to the organization’s long-term goals. The HR Manager: A Multifaceted Role In conclusion, human resources departments play a vital role in organizations by managing various HR functions. Human resources managers oversee employee recruitment, performance management, compliance, and strategic planning. They require a diverse skill set encompassing interpersonal skills, business management acumen, and a deep understanding of human resource policies. The HR Manager is the driving force behind fostering a productive, engaged, and satisfied workforce. Employee assistance and employee benefits programs are integral to the HR department’s responsibilities. HR and employee relations managers ensure that these programs are implemented effectively to support employees’ well-being and enhance their overall experience within the organization. The diverse role of an HR Manager provides a fulfilling career path for job seekers. It also allows HR professionals to deepen their understanding and actively contribute to their organizations’ success. As companies increasingly acknowledge the importance of their human resources, the HR Manager’s role is set to become even more vital in promoting business success. Efficient HR management is key to fostering a positive workplace and enhancing employee potential through training and development programs. HR Managers and Diversity & Inclusion In the modern workplace, diversity and inclusion have become vital elements. HR Managers are often the champions of these initiatives, working to foster a diverse workforce and an inclusive culture. They implement HR policies that promote equal employment opportunity, and they lead initiatives to make their organization an employer of choice for all job seekers, regardless of their background or identity. Employee Retention & Career Development Maintaining high employee retention rates is a testament to a successful HR Department. HR Managers play a significant role in devising strategies for employee development and recognition, thereby improving job satisfaction and reducing turnover rates. They may also oversee career development programs, mentorship, and leadership development initiatives to help employees progress. Safety and Wellness Employee safety and wellness are also under the HR Manager’s purview. They oversee workplace safety protocols, ensure compliance with regulatory standards, and often manage programs promoting employees’ physical and mental wellness. These programs contribute significantly to creating a healthy work environment. Employer Branding HR Managers play a crucial role in employer branding, which involves promoting the organization as an attractive workplace. They manage the organization’s reputation among job seekers and the industry at large, often working closely with marketing and communications teams to ensure a consistent and appealing employer brand. HR Metrics and Analytics In the era of data-driven decision-making, HR Managers are increasingly using workforce analytics and performance metrics to inform their strategies. These might include metrics on hiring diversity, employee engagement levels, or the effectiveness of training programs. Using data to guide their decisions, HR Managers can ensure their strategies align with the organization’s goals and contribute to its success. The Future of HR Management As the world of work continues to evolve, so too does the role of the HR Manager. With the rise of remote work, HR Managers are having to find new ways to manage employee relations, engage remote teams, and onboard new hires virtually. They are also playing a key role in navigating the legal and compliance challenges that come with these new ways of working. Moreover, technology is becoming an increasingly important tool for HR Managers. From advanced HRIS systems to AI-powered recruitment tools, HR Managers are leveraging technology to streamline their processes, gain insights into their workforce, and deliver better results for their organization. In conclusion, the role of the HR Manager is a complex and dynamic one. It demands a wide range of skills and a deep understanding of both the organization and its people. But for those who rise to the challenge, it offers the opportunity to make a significant impact on their organization’s success and the well-being of its employees. As we move into the future, the HR Manager will continue to be a driving force for change, innovation, and growth within organizations. Their role will be ever-evolving, but their goal will remain the same: to support, develop, and inspire the people who make the organization what it is. Frequently Asked Questions What does an HR Manager do? An HR Manager is responsible for overseeing the HR department within an organization. Their duties include employee relations, training and development, recruitment, compliance, strategic planning, and much more. What educational background is needed to become an HR Manager? Most HR Managers hold a bachelor’s degree, often in Human Resources Management or Business Administration. Some organizations may require a master’s degree or relevant certifications. How does an HR Manager contribute to the strategic planning of an organization? HR Managers play a critical role in strategic planning. They provide insights into workforce planning, succession planning, employee engagement, and labor relations, which are key to the organization’s long-term goals. How does an HR Manager ensure legal compliance in an organization? HR Managers need to be well-versed in employment and labor laws. They ensure that the organization adheres to these regulations, which can involve recommending human resource policies or conducting investigations when necessary. How does an HR Manager use technology in their role? HR Managers utilize various technologies, such as HRIS for maintaining historical human resource records, applicant tracking systems to streamline the hiring process, and workforce analytics tools to evaluate employee productivity. How does an HR Manager improve employee retention? HR Managers improve employee retention through several strategies, including employee development and recognition programs, fostering a positive work environment, and ensuring fair compensation and benefits. What role does an HR Manager play in diversity and inclusion? HR Managers often lead diversity and inclusion initiatives within an organization. They implement policies that promote equal employment opportunities and work to create an inclusive culture. How is the role of an HR Manager changing with the rise of remote work? With remote work becoming more common, HR Managers are finding new ways to manage employee relations, engage remote teams, and onboard new hires virtually. They also play a key role in navigating the legal and compliance challenges associated with remote work. Image: Envato Elements This article, "HR Manager Job Description: Templates for Hiring at Your Business" was first published on Small Business Trends View the full article